Everett Financial Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 549300XWUSRVVOHPRY47

Tax ID: 75-2695327

4.3 stars - Updated: 4/22/24 - out of 5 stars, based on 133 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Everett Financial is a mid-sized mortgage company specializing in Home Purchase loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, Miami, Houston, and Minneapolis among others. We have data for 512 markets. (Some data included below & more in-depth data is available with an active subscription.)

Everett Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Everett Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 4/22/24
30 Year Conventional Refi 6.74% 4/22/24
30 Year Cash-out Refi 7.01% 4/22/24
30 Year FHA Purchase 7.91% 4/22/24
30 Year FHA Refi 7.76% 4/22/24
30 Year VA Purchase 6.66% 4/22/24
30 Year VA Refi 6.18% 4/22/24
30 Year USDA Purchase 7.16% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.34% 4/22/24
15 Year Conventional Refi 6.26% 4/22/24
15 Year Cash-out Refi 6.26% 4/22/24
15 Year FHA Purchase 7.29% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Everett Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Everett Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,796

Origination Dollar Volume (All Markets)

$5,214,540,000
Show all (34) awards

Relative Rate

Everett Financial's average 30 year fixed mortgage rate was 6.51%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.03%.

Relative Fees (Closing Costs)

Everett Financial's average total fees/closing costs for a 30 year fixed rate mortgage were $9,741.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,610 $1,049,870,000 $402,249 $11,893 6.72%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,481 $751,345,000 $302,840 $10,461 6.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 911 $291,155,000 $319,599 $9,730 6.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 674 $186,540,000 $276,766 $11,048 6.96%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 596 $169,620,000 $284,597 $7,118 6.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 584 $164,100,000 $280,993 $9,436 5.97%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 299 $155,085,000 $518,679 $12,603 5.99%
Outside of Metro Areas 820 $154,980,000 $189,000 $6,845 6.58%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 245 $109,565,000 $447,204 $14,250 6.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 225 $88,515,000 $393,400 $10,679 6.89%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 391 $70,425,000 $180,115 $5,750 6.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 201 $55,995,000 $278,582 $9,472 6.07%
MIDLAND, TX (FHA|USDA|VA) 182 $54,650,000 $300,275 $10,549 6.74%
KANSAS CITY, MO-KS (FHA|USDA|VA) 224 $54,560,000 $243,571 $5,688 6.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 128 $49,410,000 $386,016 $13,047 6.27%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 80 $44,940,000 $561,750 $14,095 6.48%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 84 $44,710,000 $532,262 $13,208 6.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 158 $44,590,000 $282,215 $8,265 5.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 182 $41,350,000 $227,198 $9,087 6.22%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 92 $38,020,000 $413,261 $12,283 6.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 57 $36,935,000 $647,982 $13,134 7.15%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 118 $36,570,000 $309,915 $9,595 6.39%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 122 $35,370,000 $289,918 $11,253 6.22%
TULSA, OK (FHA|USDA|VA) 157 $33,345,000 $212,389 $7,165 6.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 152 $32,420,000 $213,289 $7,937 5.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 92 $31,370,000 $340,978 $12,086 6.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 70 $25,880,000 $369,714 $9,740 6.26%
JACKSONVILLE, FL (FHA|USDA|VA) 112 $25,850,000 $230,804 $7,512 5.62%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 126 $25,090,000 $199,127 $7,602 6.64%
GAINESVILLE, GA (FHA|USDA|VA) 71 $23,335,000 $328,662 $11,319 6.79%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 41 $23,275,000 $567,683 $8,940 7.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 92 $22,600,000 $245,652 $8,605 5.58%
Jefferson, GA (FHA|USDA|VA) 75 $22,225,000 $296,333 $10,584 6.45%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 53 $21,725,000 $409,906 $12,629 6.65%
VALLEJO, CA (FHA|USDA|VA) 59 $21,505,000 $364,492 $11,434 5.61%
COLUMBUS, OH (FHA|USDA|VA) 78 $20,470,000 $262,436 $9,946 6.40%
KNOXVILLE, TN (FHA|USDA|VA) 67 $19,715,000 $294,254 $8,767 6.55%
Blytheville, AR (FHA|USDA|VA) 127 $19,165,000 $150,906 $5,751 6.80%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 119 $18,825,000 $158,193 $5,221 6.41%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 68 $17,350,000 $255,147 $7,939 6.73%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 45 $17,055,000 $379,000 $12,346 7.57%
TEXARKANA, TX-AR (FHA|USDA|VA) 112 $16,830,000 $150,268 $5,118 6.84%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 60 $15,560,000 $259,333 $9,322 6.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 42 $15,530,000 $369,762 $11,204 6.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 44 $15,320,000 $348,182 $9,218 6.73%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 46 $15,240,000 $331,304 $10,555 6.53%
STOCKTON, CA (FHA|USDA|VA) 42 $14,360,000 $341,905 $12,579 5.35%
AMARILLO, TX (FHA|USDA|VA) 61 $14,185,000 $232,541 $8,231 6.68%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 51 $14,075,000 $275,980 $10,560 6.57%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 58 $14,030,000 $241,897 $8,973 6.32%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 89 $13,195,000 $148,258 $6,025 6.58%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 63 $13,085,000 $207,698 $10,192 6.91%
OCALA, FL (FHA|USDA|VA) 65 $13,065,000 $201,000 $8,886 5.74%
ODESSA, TX (FHA|USDA|VA) 57 $13,005,000 $228,158 $9,834 6.53%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 67 $12,885,000 $192,313 $7,098 5.79%
LOUISVILLE, KY (FHA|USDA|VA) 80 $12,820,000 $160,250 $5,819 5.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 57 $12,745,000 $223,596 $8,203 6.30%
JONESBORO, AR (FHA|USDA|VA) 63 $12,185,000 $193,413 $6,755 7.01%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 33 $12,055,000 $365,303 $9,072 6.15%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 61 $11,975,000 $196,311 $5,948 6.41%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 38 $11,710,000 $308,158 $9,965 6.86%
GREELEY, CO (FHA|USDA|VA) 29 $11,625,000 $400,862 $11,840 6.89%
Ukiah, CA (FHA|USDA|VA) 28 $11,570,000 $413,214 $11,440 6.86%
SHERMAN-DENISON, TX (FHA|USDA|VA) 40 $11,420,000 $285,500 $10,344 7.07%
LAWTON, OK (FHA|USDA|VA) 67 $11,235,000 $167,687 $6,679 6.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 53 $10,905,000 $205,755 $6,485 6.92%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 66 $10,830,000 $164,091 $5,131 6.16%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 51 $10,575,000 $207,353 $7,543 5.06%
COLORADO SPRINGS, CO (FHA|USDA|VA) 26 $10,510,000 $404,231 $15,867 6.99%
DULUTH, MN-WI (FHA|USDA|VA) 50 $10,390,000 $207,800 $7,643 6.83%
Paducah, KY-IL (FHA|USDA|VA) 65 $10,275,000 $158,077 $5,396 6.56%
ST. CLOUD, MN (FHA|USDA|VA) 61 $10,135,000 $166,148 $5,150 6.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 51 $9,715,000 $190,490 $5,774 5.15%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 66 $9,620,000 $145,758 $6,535 5.87%
Laconia, NH (FHA|USDA|VA) 34 $9,470,000 $278,529 $8,524 6.98%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 38 $9,310,000 $245,000 $6,645 4.91%
OKLAHOMA CITY, OK (FHA|USDA|VA) 41 $9,275,000 $226,220 $7,253 6.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 26 $9,230,000 $355,000 $7,685 6.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 51 $8,655,000 $169,706 $5,849 5.32%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 22 $8,610,000 $391,364 $12,094 7.15%
Arkadelphia, AR (FHA|USDA|VA) 68 $8,590,000 $126,324 $4,644 6.70%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $8,550,000 $388,636 $8,187 6.98%
PUNTA GORDA, FL (FHA|USDA|VA) 32 $8,240,000 $257,500 $9,992 6.20%
LONGVIEW, TX (FHA|USDA|VA) 35 $7,565,000 $216,143 $7,696 7.19%
ASHEVILLE, NC (FHA|USDA|VA) 24 $7,550,000 $314,583 $8,526 6.96%
WARNER ROBINS, GA (FHA|USDA|VA) 37 $7,335,000 $198,243 $8,856 6.12%
WENATCHEE, WA (FHA|USDA|VA) 21 $6,795,000 $323,571 $10,677 6.35%
COLUMBUS, GA-AL (FHA|USDA|VA) 32 $6,720,000 $210,000 $7,523 6.83%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 25 $6,575,000 $263,000 $10,637 6.78%
MONROE, MI (FHA|USDA|VA) 30 $6,500,000 $216,667 $6,410 6.09%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 43 $6,485,000 $150,814 $6,628 7.36%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $6,160,000 $616,000 $17,448 7.15%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 28 $5,970,000 $213,214 $6,631 5.90%
FORT COLLINS, CO (FHA|USDA|VA) 15 $5,935,000 $395,667 $12,987 7.50%
MODESTO, CA (FHA|USDA|VA) 17 $5,925,000 $348,529 $10,784 6.04%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 27 $5,815,000 $215,370 $8,129 6.32%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 23 $5,805,000 $252,391 $7,924 7.09%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 23 $5,685,000 $247,174 $8,735 7.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $5,565,000 $327,353 $14,686 6.21%
BOISE CITY, ID (FHA|USDA|VA) 16 $5,470,000 $341,875 $8,967 7.15%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 26 $5,470,000 $210,385 $6,662 6.02%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 12 $5,360,000 $446,667 $13,819 7.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $5,260,000 $657,500 $18,581 7.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 19 $5,215,000 $274,474 $10,418 6.93%
Sevierville, TN (FHA|USDA|VA) 13 $5,195,000 $399,615 $9,718 6.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 24 $5,040,000 $210,000 $10,948 6.87%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $4,975,000 $261,842 $8,063 6.92%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $4,845,000 $323,000 $8,328 6.14%
BOWLING GREEN, KY (FHA|USDA|VA) 29 $4,755,000 $163,966 $5,938 6.35%
PINE BLUFF, AR (FHA|USDA|VA) 42 $4,720,000 $112,381 $5,579 6.85%
GAINESVILLE, FL (FHA|USDA|VA) 27 $4,695,000 $173,889 $6,050 5.39%
ROME, GA (FHA|USDA|VA) 28 $4,660,000 $166,429 $6,354 5.85%
Concord, NH (FHA|USDA|VA) 15 $4,645,000 $309,667 $8,580 7.19%
Camden, AR (FHA|USDA|VA) 37 $4,615,000 $124,730 $5,159 6.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $4,535,000 $167,963 $5,288 5.47%
Andrews, TX (FHA|USDA|VA) 14 $4,530,000 $323,571 $11,225 6.85%
El Dorado, AR (FHA|USDA|VA) 38 $4,490,000 $118,158 $5,102 6.65%
Paragould, AR (FHA|USDA|VA) 28 $4,360,000 $155,714 $6,007 6.95%
MORRISTOWN, TN (FHA|USDA|VA) 23 $4,295,000 $186,739 $7,677 6.31%
WORCESTER, MA-CT (FHA|USDA|VA) 16 $4,260,000 $266,250 $9,176 6.53%
SALEM, OR (FHA|USDA|VA) 8 $4,260,000 $532,500 $10,492 7.01%
THE VILLAGES, FL (FHA|USDA|VA) 16 $4,210,000 $263,125 $8,655 6.17%
Calhoun, GA (FHA|USDA|VA) 19 $4,205,000 $221,316 $8,216 5.89%
Granbury, TX (FHA|USDA|VA) 12 $3,940,000 $328,333 $11,982 6.70%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,905,000 $433,889 $13,941 6.55%
Heber, UT (FHA|USDA|VA) 4 $3,870,000 $967,500 $17,649 7.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,870,000 $387,000 $14,307 7.25%
PITTSBURGH, PA (FHA|USDA|VA) 16 $3,840,000 $240,000 $9,796 7.06%
JACKSON, TN (FHA|USDA|VA) 31 $3,815,000 $123,065 $4,158 4.49%
DOVER, DE (FHA|USDA|VA) 14 $3,760,000 $268,571 $8,443 7.08%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $3,740,000 $311,667 $7,402 6.33%
Sandpoint, ID (FHA|USDA|VA) 9 $3,725,000 $413,889 $9,162 7.17%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,700,000 $231,250 $8,370 6.60%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 17 $3,585,000 $210,882 $12,684 7.10%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 19 $3,535,000 $186,053 $6,770 5.49%
HOT SPRINGS, AR (FHA|USDA|VA) 27 $3,515,000 $130,185 $5,301 6.50%
SPRINGFIELD, MA (FHA|USDA|VA) 15 $3,495,000 $233,000 $9,194 7.07%
Brownsville, TN (FHA|USDA|VA) 30 $3,470,000 $115,667 $4,710 4.73%
MERCED, CA (FHA|USDA|VA) 11 $3,445,000 $313,182 $8,212 5.64%
Clewiston, FL (FHA|USDA|VA) 16 $3,440,000 $215,000 $10,480 4.97%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $3,430,000 $571,667 $12,434 7.00%
WILMINGTON, NC (FHA|USDA|VA) 9 $3,405,000 $378,333 $8,665 7.21%
NAPA, CA (FHA|USDA|VA) 5 $3,295,000 $659,000 $9,190 6.98%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $3,285,000 $252,692 $9,634 6.84%
FORT SMITH, AR-OK (FHA|USDA|VA) 28 $3,230,000 $115,357 $4,725 6.52%
Sulphur Springs, TX (FHA|USDA|VA) 13 $3,205,000 $246,538 $8,685 7.18%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $3,200,000 $320,000 $10,680 6.37%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $2,975,000 $228,846 $6,711 7.09%
Central City, KY (FHA|USDA|VA) 36 $2,870,000 $79,722 $4,314 5.39%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $2,750,000 $343,750 $9,519 7.45%
Lebanon, NH-VT (FHA|USDA|VA) 11 $2,745,000 $249,545 $8,586 6.97%
RENO, NV (FHA|USDA|VA) 8 $2,650,000 $331,250 $8,554 8.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $2,595,000 $370,714 $10,034 7.00%
FLINT, MI (FHA|USDA|VA) 16 $2,520,000 $157,500 $5,051 6.14%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,515,000 $359,286 $12,258 7.02%
SAVANNAH, GA (FHA|USDA|VA) 9 $2,515,000 $279,444 $11,937 6.39%
Stevens Point, WI (FHA|USDA|VA) 9 $2,505,000 $278,333 $5,937 7.49%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $2,455,000 $223,182 $9,935 6.24%
Dyersburg, TN (FHA|USDA|VA) 16 $2,450,000 $153,125 $5,783 5.11%
Athens, TX (FHA|USDA|VA) 10 $2,420,000 $242,000 $10,216 7.05%
Gainesville, TX (FHA|USDA|VA) 8 $2,380,000 $297,500 $8,585 7.48%
SPARTANBURG, SC (FHA|USDA|VA) 13 $2,355,000 $181,154 $8,734 6.77%
BOULDER, CO (FHA|USDA|VA) 5 $2,325,000 $465,000 $9,103 6.55%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,325,000 $258,333 $10,680 7.22%
Bozeman, MT (FHA|USDA|VA) 4 $2,310,000 $577,500 $19,610 6.97%
Hereford, TX (FHA|USDA|VA) 11 $2,305,000 $209,545 $10,514 6.86%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $2,290,000 $229,000 $10,006 6.46%
Willmar, MN (FHA|USDA|VA) 12 $2,240,000 $186,667 $8,151 6.90%
TUCSON, AZ (FHA|USDA|VA) 10 $2,230,000 $223,000 $12,721 7.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,225,000 $247,222 $10,152 7.10%
Olean, NY (FHA|USDA|VA) 16 $2,220,000 $138,750 $4,968 6.41%
ANN ARBOR, MI (FHA|USDA|VA) 8 $2,220,000 $277,500 $7,711 7.42%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,195,000 $313,571 $4,465 7.27%
Cedartown, GA (FHA|USDA|VA) 11 $2,175,000 $197,727 $7,685 5.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,135,000 $237,222 $9,981 5.29%
ST. GEORGE, UT (FHA|USDA|VA) 5 $2,115,000 $423,000 $12,421 6.72%
OWENSBORO, KY (FHA|USDA|VA) 17 $2,095,000 $123,235 $4,851 5.56%
Bonham, TX (FHA|USDA|VA) 7 $2,055,000 $293,571 $13,520 6.80%
TYLER, TX (FHA|USDA|VA) 9 $2,045,000 $227,222 $8,602 7.07%
Duncan, OK (FHA|USDA|VA) 12 $2,020,000 $168,333 $6,746 7.00%
EL PASO, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $12,365 7.02%
Greeneville, TN (FHA|USDA|VA) 11 $1,925,000 $175,000 $5,256 5.77%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,850,000 $231,250 $7,893 5.89%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,825,000 $260,714 $10,718 6.84%
Corsicana, TX (FHA|USDA|VA) 7 $1,805,000 $257,857 $11,057 6.84%
Searcy, AR (FHA|USDA|VA) 15 $1,775,000 $118,333 $4,861 6.93%
RICHMOND, VA (FHA|USDA|VA) 8 $1,760,000 $220,000 $10,588 6.52%
Fort Morgan, CO (FHA|USDA|VA) 4 $1,760,000 $440,000 $12,291 6.81%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,720,000 $215,000 $11,185 6.73%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,710,000 $427,500 $15,085 6.44%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,680,000 $210,000 $7,805 6.69%
WACO, TX (FHA|USDA|VA) 7 $1,655,000 $236,429 $8,238 6.96%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,635,000 $327,000 $9,592 8.23%
Malvern, AR (FHA|USDA|VA) 14 $1,630,000 $116,429 $4,153 6.44%
Brainerd, MN (FHA|USDA|VA) 11 $1,595,000 $145,000 $5,832 6.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $1,590,000 $795,000 $17,446 6.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,570,000 $392,500 $9,437 5.25%
Big Spring, TX (FHA|USDA|VA) 9 $1,565,000 $173,889 $8,382 6.94%
Keene, NH (FHA|USDA|VA) 6 $1,550,000 $258,333 $9,470 7.23%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,540,000 $256,667 $9,224 6.71%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,515,000 $303,000 $14,586 7.05%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 8 $1,490,000 $186,250 $8,394 6.41%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,410,000 $352,500 $6,052 7.28%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,410,000 $235,000 $10,409 7.42%
VISALIA, CA (FHA|USDA|VA) 4 $1,400,000 $350,000 $9,539 7.38%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,390,000 $347,500 $9,542 7.03%
Bardstown, KY (FHA|USDA|VA) 7 $1,355,000 $193,571 $9,261 6.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $1,330,000 $221,667 $9,391 6.85%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,574 5.06%
DALTON, GA (FHA|USDA|VA) 9 $1,295,000 $143,889 $4,336 5.00%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,285,000 $257,000 $8,561 6.02%
Okeechobee, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,616 5.52%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $8,990 7.07%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,173 6.98%
FLORENCE, SC (FHA|USDA|VA) 6 $1,240,000 $206,667 $10,377 7.64%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $1,240,000 $310,000 $9,347 6.81%
CaƱon City, CO (FHA|USDA|VA) 4 $1,210,000 $302,500 $9,906 6.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,210,000 $302,500 $9,844 6.94%
Cookeville, TN (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,524 5.45%
Dumas, TX (FHA|USDA|VA) 6 $1,200,000 $200,000 $9,762 7.35%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,190,000 $148,750 $5,682 5.23%
Outside of Metro Areas 4 $1,190,000 $297,500 $5,347 7.19%
El Campo, TX (FHA|USDA|VA) 4 $1,180,000 $295,000 $8,914 6.94%
Bennington, VT (FHA|USDA|VA) 2 $1,170,000 $585,000 $10,659 6.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,170,000 $195,000 $8,718 6.83%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,165,000 $233,000 $8,641 5.58%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,165,000 $233,000 $9,632 6.58%
Mayfield, KY (FHA|USDA|VA) 7 $1,145,000 $163,571 $6,540 6.45%
Shelton, WA (FHA|USDA|VA) 2 $1,140,000 $570,000 $12,487 7.13%
Borger, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,499 7.25%
REDDING, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,889 7.00%
MONROE, LA (FHA|USDA|VA) 10 $1,080,000 $108,000 $5,630 5.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,401 8.00%
Mount Pleasant, TX (FHA|USDA|VA) 5 $1,065,000 $213,000 $7,507 7.35%
Torrington, CT (FHA|USDA|VA) 4 $1,060,000 $265,000 $11,641 7.03%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,050,000 $262,500 $9,901 7.38%
Glasgow, KY (FHA|USDA|VA) 13 $1,045,000 $80,385 $4,412 5.70%
Alexandria, MN (FHA|USDA|VA) 3 $1,045,000 $348,333 $11,044 6.79%
WICHITA, KS (FHA|USDA|VA) 6 $1,040,000 $173,333 $8,584 7.04%
Summerville, GA (FHA|USDA|VA) 5 $995,000 $199,000 $7,128 4.23%
Pahrump, NV (FHA|USDA|VA) 3 $985,000 $328,333 $7,741 6.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $980,000 $245,000 $5,043 5.25%
Oxford, MS (FHA|USDA|VA) 1 $965,000 $965,000 $8,126 5.38%
PUEBLO, CO (FHA|USDA|VA) 5 $955,000 $191,000 $6,955 7.08%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $950,000 $237,500 $11,039 6.56%
CLEVELAND, TN (FHA|USDA|VA) 3 $945,000 $315,000 $13,131 7.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $945,000 $315,000 $14,306 7.25%
Paris, TX (FHA|USDA|VA) 6 $940,000 $156,667 $7,385 7.25%
Fairmont, MN (FHA|USDA|VA) 8 $940,000 $117,500 $4,992 7.11%
Cornelia, GA (FHA|USDA|VA) 4 $930,000 $232,500 $7,141 6.94%
Magnolia, AR (FHA|USDA|VA) 12 $920,000 $76,667 $2,917 6.76%
Dayton, TN (FHA|USDA|VA) 2 $910,000 $455,000 $7,001 7.31%
VALDOSTA, GA (FHA|USDA|VA) 5 $905,000 $181,000 $6,834 5.65%
TOLEDO, OH (FHA|USDA|VA) 4 $900,000 $225,000 $10,048 6.56%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $895,000 $179,000 $8,620 7.80%
Toccoa, GA (FHA|USDA|VA) 4 $890,000 $222,500 $7,241 7.27%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $890,000 $445,000 $8,065 7.75%
Hope, AR (FHA|USDA|VA) 12 $890,000 $74,167 $3,934 6.21%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $890,000 $445,000 $11,775 6.50%
Lake City, FL (FHA|USDA|VA) 5 $885,000 $177,000 $7,457 5.73%
HATTIESBURG, MS (FHA|USDA|VA) 5 $875,000 $175,000 $6,757 5.73%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $855,000 $171,000 $9,799 6.63%
READING, PA (FHA|USDA|VA) 3 $845,000 $281,667 $8,155 7.21%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $835,000 $278,333 $9,260 7.21%
Moses Lake, WA (FHA|USDA|VA) 2 $830,000 $415,000 $11,998 6.81%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $815,000 $163,000 $3,690 6.78%
GREENVILLE, NC (FHA|USDA|VA) 4 $800,000 $200,000 $10,765 6.84%
ABILENE, TX (FHA|USDA|VA) 3 $795,000 $265,000 $8,376 7.21%
Russellville, AR (FHA|USDA|VA) 5 $795,000 $159,000 $6,044 6.75%
BRUNSWICK, GA (FHA|USDA|VA) 3 $795,000 $265,000 $5,999 7.00%
FRESNO, CA (FHA|USDA|VA) 3 $785,000 $261,667 $7,143 7.50%
ROCHESTER, NY (FHA|USDA|VA) 4 $780,000 $195,000 $3,531 5.38%
Forest City, NC (FHA|USDA|VA) 2 $760,000 $380,000 $5,416 6.99%
ROCKFORD, IL (FHA|USDA|VA) 4 $750,000 $187,500 $3,673 5.44%
Milledgeville, GA (FHA|USDA|VA) 3 $745,000 $248,333 $8,958 6.96%
Murray, KY (FHA|USDA|VA) 5 $745,000 $149,000 $6,789 6.40%
JACKSON, MS (FHA|USDA|VA) 4 $740,000 $185,000 $5,175 5.27%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $730,000 $182,500 $12,472 6.19%
Ellensburg, WA (FHA|USDA|VA) 1 $725,000 $725,000 $0 7.63%
GRANTS PASS, OR (FHA|USDA|VA) 2 $720,000 $360,000 $14,143 6.88%
MONTGOMERY, AL (FHA|USDA|VA) 5 $715,000 $143,000 $5,289 4.45%
PANAMA CITY, FL (FHA|USDA|VA) 4 $710,000 $177,500 $6,733 5.44%
Bay City, TX (FHA|USDA|VA) 4 $710,000 $177,500 $7,099 7.09%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $705,000 $705,000 $0 7.13%
Red Wing, MN (FHA|USDA|VA) 4 $700,000 $175,000 $7,356 6.38%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $685,000 $685,000 $11,218 6.13%
Pullman, WA (FHA|USDA|VA) 2 $680,000 $340,000 $12,432 6.75%
ANCHORAGE, AK (FHA|USDA|VA) 1 $675,000 $675,000 $8,145 6.75%
Mineral Wells, TX (FHA|USDA|VA) 3 $665,000 $221,667 $6,010 6.75%
London, KY (FHA|USDA|VA) 8 $660,000 $82,500 $2,843 5.58%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $660,000 $330,000 $11,169 7.56%
Shelby, NC (FHA|USDA|VA) 1 $655,000 $655,000 $9,421 7.50%
Crossville, TN (FHA|USDA|VA) 2 $650,000 $325,000 $8,904 6.88%
FARGO, ND-MN (FHA|USDA|VA) 3 $645,000 $215,000 $7,812 7.08%
BATON ROUGE, LA (FHA|USDA|VA) 4 $640,000 $160,000 $9,942 5.09%
Hutchinson, MN (FHA|USDA|VA) 4 $640,000 $160,000 $6,102 6.72%
Fergus Falls, MN (FHA|USDA|VA) 2 $640,000 $320,000 $2,599 7.13%
Albemarle, NC (FHA|USDA|VA) 1 $635,000 $635,000 $9,909 7.13%
Durant, OK (FHA|USDA|VA) 3 $635,000 $211,667 $10,017 6.54%
Kennett, MO (FHA|USDA|VA) 6 $630,000 $105,000 $4,250 5.50%
KANKAKEE, IL (FHA|USDA|VA) 7 $625,000 $89,286 $3,799 3.73%
Batavia, NY (FHA|USDA|VA) 4 $610,000 $152,500 $7,710 7.16%
Danville, KY (FHA|USDA|VA) 6 $610,000 $101,667 $4,511 5.75%
SAN ANGELO, TX (FHA|USDA|VA) 3 $605,000 $201,667 $8,044 6.88%
BEND, OR (FHA|USDA|VA) 3 $605,000 $201,667 $3,758 8.42%
Payson, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $6,691 7.99%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $600,000 $300,000 $7,947 7.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $600,000 $300,000 $9,582 6.81%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $580,000 $290,000 $7,249 7.94%
RACINE, WI (FHA|USDA|VA) 2 $570,000 $285,000 $14,226 6.38%
CHICO, CA (FHA|USDA|VA) 2 $570,000 $285,000 $10,316 8.00%
GREEN BAY, WI (FHA|USDA|VA) 2 $550,000 $275,000 $15,015 6.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $540,000 $270,000 $7,065 7.63%
Marion, NC (FHA|USDA|VA) 2 $540,000 $270,000 $5,707 6.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $535,000 $535,000 $12,524 7.63%
Tupelo, MS (FHA|USDA|VA) 3 $535,000 $178,333 $9,189 6.83%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $530,000 $132,500 $8,349 6.56%
Newport, OR (FHA|USDA|VA) 2 $520,000 $260,000 $15,796 7.38%
BURLINGTON, NC (FHA|USDA|VA) 4 $520,000 $130,000 $5,127 5.19%
Madisonville, KY (FHA|USDA|VA) 8 $500,000 $62,500 $3,798 5.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $500,000 $250,000 $5,256 7.56%
YUBA CITY, CA (FHA|USDA|VA) 3 $495,000 $165,000 $3,138 4.17%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $495,000 $495,000 $19,736 7.63%
BILLINGS, MT (FHA|USDA|VA) 2 $490,000 $245,000 $13,386 6.50%
Mount Sterling, KY (FHA|USDA|VA) 4 $490,000 $122,500 $6,058 5.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $480,000 $240,000 $6,386 6.56%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $480,000 $240,000 $7,700 7.00%
Cambridge, MD (FHA|USDA|VA) 3 $475,000 $158,333 $7,410 8.04%
Pampa, TX (FHA|USDA|VA) 3 $475,000 $158,333 $4,836 7.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $475,000 $475,000 $16,928 6.50%
McMinnville, TN (FHA|USDA|VA) 3 $475,000 $158,333 $2,736 4.92%
CASPER, WY (FHA|USDA|VA) 1 $475,000 $475,000 $15,911 6.63%
Marion, OH (FHA|USDA|VA) 2 $470,000 $235,000 $5,890 6.63%
YUMA, AZ (FHA|USDA|VA) 1 $465,000 $465,000 $5,871 7.13%
Warrensburg, MO (FHA|USDA|VA) 2 $460,000 $230,000 $9,924 6.63%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $455,000 $455,000 $11,972 6.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $450,000 $225,000 $14,598 7.13%
Sonora, CA (FHA|USDA|VA) 1 $445,000 $445,000 $7,673 6.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $445,000 $445,000 $8,477 6.99%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $440,000 $220,000 $11,542 6.88%
Thomaston, GA (FHA|USDA|VA) 4 $440,000 $110,000 $3,319 3.69%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $435,000 $435,000 $11,642 6.75%
Centralia, WA (FHA|USDA|VA) 1 $435,000 $435,000 $18,519 6.00%
Marquette, MI (FHA|USDA|VA) 1 $425,000 $425,000 $8,935 7.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,664 7.00%
Batesville, AR (FHA|USDA|VA) 4 $410,000 $102,500 $5,823 6.94%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 2 $410,000 $205,000 $12,052 7.31%
Jacksonville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $7,321 6.88%
Georgetown, SC (FHA|USDA|VA) 1 $405,000 $405,000 $9,286 7.38%
Muskogee, OK (FHA|USDA|VA) 2 $400,000 $200,000 $9,207 7.13%
LANCASTER, PA (FHA|USDA|VA) 2 $400,000 $200,000 $9,565 6.50%
Frankfort, KY (FHA|USDA|VA) 2 $400,000 $200,000 $8,132 6.69%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $395,000 $395,000 $21,039 5.63%
Mount Vernon, IL (FHA|USDA|VA) 1 $395,000 $395,000 $12,903 7.63%
Huntsville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $9,536 7.00%
Lumberton, NC (FHA|USDA|VA) 3 $385,000 $128,333 $5,922 5.42%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $385,000 $385,000 $6,182 6.99%
Warsaw, IN (FHA|USDA|VA) 1 $375,000 $375,000 $3,264 7.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $375,000 $375,000 $15,139 7.50%
Ruidoso, NM (FHA|USDA|VA) 1 $365,000 $365,000 $6,709 6.13%
Clearlake, CA (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.00%
MANKATO, MN (FHA|USDA|VA) 2 $360,000 $180,000 $4,609 6.81%
Rutland, VT (FHA|USDA|VA) 2 $360,000 $180,000 $11,533 6.13%
GADSDEN, AL (FHA|USDA|VA) 3 $355,000 $118,333 $6,153 7.04%
MADERA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $15,367 7.13%
Albert Lea, MN (FHA|USDA|VA) 2 $350,000 $175,000 $6,477 7.25%
Sanford, NC (FHA|USDA|VA) 2 $350,000 $175,000 $7,024 8.75%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $345,000 $345,000 $12,969 7.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $345,000 $345,000 $9,469 6.88%
Vernal, UT (FHA|USDA|VA) 1 $345,000 $345,000 $1,458 6.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $345,000 $345,000 $10,339 7.50%
Lufkin, TX (FHA|USDA|VA) 2 $340,000 $170,000 $10,898 7.06%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $340,000 $170,000 $7,267 6.94%
ALTOONA, PA (FHA|USDA|VA) 2 $340,000 $170,000 $8,192 3.94%
Brevard, NC (FHA|USDA|VA) 1 $335,000 $335,000 $4,189 7.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $335,000 $335,000 $5,715 6.38%
Brownwood, TX (FHA|USDA|VA) 3 $335,000 $111,667 $8,296 7.54%
Thomasville, GA (FHA|USDA|VA) 2 $330,000 $165,000 $12,618 8.31%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $6,109 6.93%
Farmington, MO (FHA|USDA|VA) 2 $330,000 $165,000 $4,645 7.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $330,000 $165,000 $6,205 7.12%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,733 6.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.63%
Laurel, MS (FHA|USDA|VA) 2 $310,000 $155,000 $7,136 7.38%
Hilo, HI (FHA|USDA|VA) 2 $310,000 $155,000 $6,246 4.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $305,000 $305,000 $15,640 6.38%
Boone, NC (FHA|USDA|VA) 1 $305,000 $305,000 $8,054 7.13%
Zanesville, OH (FHA|USDA|VA) 1 $305,000 $305,000 $16,738 6.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $7,503 7.50%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $305,000 $305,000 $9,730 7.13%
Stephenville, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,510 7.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $300,000 $150,000 $2,249 6.94%
Dickinson, ND (FHA|USDA|VA) 1 $295,000 $295,000 $16,857 6.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $11,304 7.50%
Paris, TN (FHA|USDA|VA) 2 $290,000 $145,000 $6,261 5.50%
Wooster, OH (FHA|USDA|VA) 1 $285,000 $285,000 $4,463 6.50%
Seneca, SC (FHA|USDA|VA) 1 $285,000 $285,000 $11,899 6.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $285,000 $285,000 $11,152 6.88%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $285,000 $285,000 $4,797 7.88%
Ardmore, OK (FHA|USDA|VA) 1 $285,000 $285,000 $5,905 6.25%
Bedford, IN (FHA|USDA|VA) 1 $285,000 $285,000 $15,516 6.63%
Durango, CO (FHA|USDA|VA) 2 $280,000 $140,000 $0 10.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $280,000 $140,000 $3,811 6.69%
AKRON, OH (FHA|USDA|VA) 2 $280,000 $140,000 $9,014 6.88%
FOND DU LAC, WI (FHA|USDA|VA) 1 $275,000 $275,000 $14,239 6.88%
New Ulm, MN (FHA|USDA|VA) 1 $275,000 $275,000 $11,274 7.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $275,000 $275,000 $17,601 7.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $270,000 $135,000 $8,096 6.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $270,000 $135,000 $4,972 7.06%
Kingsville, TX (FHA|USDA|VA) 2 $270,000 $135,000 $7,291 7.38%
Lewisburg, TN (FHA|USDA|VA) 2 $270,000 $135,000 $4,623 7.38%
Snyder, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,965 8.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $265,000 $265,000 $6,297 7.25%
JACKSON, MI (FHA|USDA|VA) 3 $265,000 $88,333 $2,653 8.13%
Owatonna, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,499 5.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $265,000 $265,000 $15,107 7.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $265,000 $265,000 $10,022 6.99%
WHEELING, WV-OH (FHA|USDA|VA) 1 $265,000 $265,000 $7,503 7.63%
LINCOLN, NE (FHA|USDA|VA) 1 $255,000 $255,000 $8,458 6.63%
Albertville, AL (FHA|USDA|VA) 1 $255,000 $255,000 $7,346 7.50%
MOBILE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $3,670 6.63%
St. Marys, GA (FHA|USDA|VA) 1 $255,000 $255,000 $12,527 6.50%
GOLDSBORO, NC (FHA|USDA|VA) 2 $250,000 $125,000 $3,042 6.75%
Vidalia, GA (FHA|USDA|VA) 1 $245,000 $245,000 $4,354 7.25%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $245,000 $81,667 $3,264 5.29%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $11,442 6.88%
North Vernon, IN (FHA|USDA|VA) 1 $245,000 $245,000 $13,184 8.13%
Statesboro, GA (FHA|USDA|VA) 2 $240,000 $120,000 $2,021 3.81%
Ashland, OH (FHA|USDA|VA) 1 $235,000 $235,000 $10,057 6.13%
Orangeburg, SC (FHA|USDA|VA) 1 $235,000 $235,000 $14,327 6.63%
SUMTER, SC (FHA|USDA|VA) 1 $235,000 $235,000 $7,345 8.63%
Coos Bay, OR (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.13%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $7,765 6.50%
HINESVILLE, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,803 7.13%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $13,343 6.13%
Kerrville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,851 5.99%
Bemidji, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,117 7.25%
Marshall, MN (FHA|USDA|VA) 1 $215,000 $215,000 $7,385 6.99%
Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $7,673 7.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $215,000 $215,000 $7,622 7.13%
Jasper, AL (FHA|USDA|VA) 1 $215,000 $215,000 $12,500 6.63%
Mountain Home, AR (FHA|USDA|VA) 2 $210,000 $105,000 $6,481 7.25%
PONCE, PR (FHA|USDA|VA) 1 $205,000 $205,000 $13,774 7.13%
MEDFORD, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.50%
Miami, OK (FHA|USDA|VA) 2 $200,000 $100,000 $6,465 7.06%
Martin, TN (FHA|USDA|VA) 1 $195,000 $195,000 $7,107 6.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $10,078 5.99%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,278 7.13%
Pecos, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,481 7.00%
Kendallville, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,063 3.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $185,000 $185,000 $10,814 6.50%
Port Lavaca, TX (FHA|USDA|VA) 1 $175,000 $175,000 $12,788 7.13%
Natchitoches, LA (FHA|USDA|VA) 1 $175,000 $175,000 $10,233 4.99%
Menomonie, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,081 7.13%
MADISON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,670 7.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $165,000 $165,000 $10,259 6.50%
Gaffney, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,616 6.88%
McAlester, OK (FHA|USDA|VA) 1 $165,000 $165,000 $6,619 5.88%
Traverse City, MI (FHA|USDA|VA) 1 $165,000 $165,000 $9,173 6.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 10.50%
New Castle, IN (FHA|USDA|VA) 2 $160,000 $80,000 $4,684 7.38%
Campbellsville, KY (FHA|USDA|VA) 2 $160,000 $80,000 $4,420 5.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $160,000 $80,000 $6,577 6.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,248 6.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $155,000 $155,000 $8,957 7.63%
Athens, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,219 6.00%
NILES, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,926 7.63%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $9,175 7.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $6,781 7.13%
GUAYAMA, PR (FHA|USDA|VA) 1 $155,000 $155,000 $11,662 7.13%
Wabash, IN (FHA|USDA|VA) 2 $150,000 $75,000 $1,695 3.94%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $9,117 7.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,260 6.88%
Elkins, WV (FHA|USDA|VA) 1 $145,000 $145,000 $9,034 6.63%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,303 6.63%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,560 6.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,666 6.63%
ROANOKE, VA (FHA|USDA|VA) 1 $135,000 $135,000 $8,647 7.13%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,118 6.38%
Adrian, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,279 6.99%
Coco, PR (FHA|USDA|VA) 1 $135,000 $135,000 $9,400 7.50%
Newberry, SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,720 6.63%
Shawnee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $4,928 7.63%
Middlesborough, KY (FHA|USDA|VA) 1 $135,000 $135,000 $6,196 6.25%
Dixon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,046 7.13%
FORT WAYNE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.63%
ALBANY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,979 7.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,706 6.88%
Somerset, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,465 7.00%
Effingham, IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,382 7.38%
Peru, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,672 7.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.88%
Forrest City, AR (FHA|USDA|VA) 2 $120,000 $60,000 $3,950 4.13%
Bartlesville, OK (FHA|USDA|VA) 1 $115,000 $115,000 $10,355 5.50%
Minot, ND (FHA|USDA|VA) 1 $115,000 $115,000 $9,377 5.88%
Levelland, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,734 6.88%
West Point, MS (FHA|USDA|VA) 1 $105,000 $105,000 $6,472 7.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $7,426 7.13%
Cullman, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.25%
MUNCIE, IN (FHA|USDA|VA) 2 $100,000 $50,000 $737 3.75%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $6,950 7.38%
Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,694 6.63%
Seymour, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,633 7.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $95,000 $95,000 $4,492 6.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.50%
ENID, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,190 6.75%
KOKOMO, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
Salem, OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,910 7.63%
Coffeyville, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,405 7.38%
Americus, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,918 6.75%
Parsons, KS (FHA|USDA|VA) 1 $65,000 $65,000 $4,222 7.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $55,000 $55,000 $4,419 7.38%
Everett Financial's top markets include Dallas, Atlanta, Miami, Houston, and Minneapolis among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,830 $3,239,040,000 $299,080 $7,652 6.16%
    FHA 5,622 $1,558,960,000 $277,296 $12,307 6.90%
    VA 932 $354,980,000 $380,880 $12,317 6.70%
    USDA 290 $43,790,000 $151,000 $5,941 6.84%
    HELOC 122 $17,770,000 $145,656 n/a 10.32%

    For 2023, Everett Financial's most frequently originated type of loan was Conventional, with 10,830 originations. Their 2nd most popular type was FHA, with 5,622 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 16,619 $4,896,865,000 $294,655 $9,344 6.40%
    Cash Out Refi 958 $249,390,000 $260,324 $10,981 7.49%
    Refi 219 $68,285,000 $311,804 $9,809 6.89%

    For 2023, Everett Financial's most frequently cited loan purpose was Home Purchase, with 16,619 originations. The 2nd most popular reason was Cash Out Refi, with 958 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 16,894 $5,094,170,000 $301,537 $9,741 6.51%
    10 Year 475 $6,015,000 $12,663 $139 5.29%
    15 Year 268 $69,240,000 $258,358 $6,769 5.69%
    20 Year 109 $26,635,000 $244,358 $8,121 6.82%
    Other 43 $18,415,000 $428,256 $12,571 5.65%
    5 Year 4 $50,000 $12,500 $0 0.00%
    3 Year 3 $15,000 $5,000 $0 0.00%

    For 2023, Everett Financial's most frequently cited loan duration was 30 Year, with 16,894 originations. The 2nd most popular length was 10 Year, with 475 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 6,937 $2,736,785,000 $394,520
    $<1k 3,406 $494,460,000 $145,173
    $4k-5k 1,937 $499,595,000 $257,922
    $3k-4k 1,867 $453,385,000 $242,841
    $2k-3k 1,857 $502,735,000 $270,724
    $1k-2k 1,670 $509,810,000 $305,275

    Everett Financial's average total fees were $9,741, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 6,937 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 7,703 $2,439,245,000 $316,662
    7-8% 6,423 $1,953,085,000 $304,077
    5-6% 1,426 $557,340,000 $390,842
    <2.5% 1,242 $19,220,000 $15,475
    Over 8% 832 $221,090,000 $265,733
    3-4% 109 $1,455,000 $13,349
    4-5% 60 $23,090,000 $384,833
    2.5-3% 1 $15,000 $15,000

    During 2023, Everett Financial's average interest rate for loans was 6.51%, while their most frequently originated rate bucket for loans was 6-7%, with 7,703 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 8,085 $2,326,055,000 $287,700 $10,279 7.00%
    $100k-200k 3,472 $535,510,000 $154,237 $6,527 7.00%
    $400k-600k 2,736 $1,323,750,000 $483,827 $13,889 6.81%
    $100,000 or less 2,238 $67,110,000 $29,987 $1,160 3.10%
    $600k-1MM 1,147 $803,805,000 $700,789 $15,396 6.77%
    $1MM+ 118 $158,310,000 $1,341,610 $24,924 6.73%

    2023 saw Everett Financial place emphasis on $200k-400k loans with 8,085 originations, totaling $2,326,055,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,460 $1,394,310,000 $312,626 $10,348 6.49%
    $50k-75k 3,927 $730,175,000 $185,937 $7,343 6.24%
    $75k-100k 3,797 $909,335,000 $239,488 $8,837 6.31%
    $150k-250k 2,907 $1,269,135,000 $436,579 $12,313 6.77%
    $50k or less 1,494 $180,750,000 $120,984 $5,418 6.31%
    $250k+ 1,184 $722,020,000 $609,814 $13,726 7.00%

    Everett Financial lent most frequently to those with incomes in the $100k-150k range, with 4,460 originations. The second most popular income band? $50k-75k, with 3,927 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,267 $646,715,000 $285,273 $8,524 6.48%
    50-60% 2,257 $687,475,000 $304,597 $12,738 6.41%
    20-30% 1,615 $470,905,000 $291,582 $8,069 6.64%
    49% 1,309 $427,175,000 $326,337 $10,645 6.80%
    44% 986 $275,210,000 $279,118 $9,036 6.67%
    43% 886 $251,650,000 $284,029 $8,581 6.40%
    48% 872 $267,840,000 $307,156 $10,002 6.52%
    42% 839 $245,855,000 $293,033 $8,762 6.32%
    47% 838 $246,140,000 $293,723 $9,729 6.35%
    45% 814 $235,690,000 $289,545 $9,040 6.33%
    41% 791 $230,225,000 $291,056 $8,865 6.32%
    46% 785 $238,545,000 $303,879 $9,603 6.34%
    40% 724 $201,410,000 $278,191 $8,369 6.36%
    39% 690 $193,810,000 $280,884 $8,765 6.45%
    38% 625 $171,615,000 $274,584 $8,288 6.46%
    37% 583 $173,795,000 $298,105 $8,736 6.46%
    36% 462 $132,000,000 $285,714 $8,185 6.31%
    <20% 410 $99,750,000 $243,293 $6,487 6.17%
    >60% 39 $16,605,000 $425,769 $14,217 5.71%

    Everett Financial lent most frequently to those with DTI ratios of 30-36%, with 2,267 originations. The next most common DTI ratio? 50-60%, with 2,257 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,368 $2,839,670,000 $273,888 $8,863 6.56%
    Not provided 4,098 $1,267,760,000 $309,361 $9,979 6.44%
    Black 2,288 $645,850,000 $282,277 $10,130 6.03%
    Asian 891 $421,495,000 $473,058 $11,601 6.50%
    American Indian 128 $32,790,000 $256,172 $9,344 6.49%
    Native Hawaiian or Islander 22 $6,630,000 $301,364 $10,195 6.31%
    Filipino 1 $345,000 $345,000 $19,722 7.63%

    Approval Rates

    Total approvals of all applications
    91.76%

    Everett Financial has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -16.32%

    Everett Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,796 $5,214,540,000 $293,018

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    17,796 $5,214,540,000 $293,018

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 476 $94,300,000 $198,109 $6,622 7.01%
    40-60% 922 $267,910,000 $290,575 $8,254 6.94%
    60-80% 3,091 $1,110,695,000 $359,332 $10,228 7.01%
    80-100% 11,326 $3,607,160,000 $318,485 $10,590 6.93%
    Over 100% 235 $100,305,000 $426,830 $19,891 6.70%
    Under 20% 1,746 $34,170,000 $19,570 $130 2.04%