Everett Financial Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 549300XWUSRVVOHPRY47

Tax ID: 75-2695327

5 stars - out of 5 stars, based on 112 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Everett Financial is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, San Francisco, Miami, and Minneapolis among others. We have data for 514 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Everett Financial has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Everett Financial is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.81% 8/6/22
    30 Year Conventional Refi 5.64% 8/6/22
    30 Year Cash-out Refi 5.85% 8/6/22
    30 Year FHA Purchase 7.08% 8/6/22
    30 Year FHA Refi 6.68% 8/6/22
    30 Year VA Purchase 5.70% 8/6/22
    30 Year VA Refi 5.09% 8/6/22
    30 Year USDA Purchase 6.29% 8/6/22
    30 Year USDA Refi 5.89% 8/6/22
    15 Year Conventional Purchase 4.75% 8/6/22
    15 Year Conventional Refi 4.71% 8/6/22
    15 Year Cash-out Refi 4.71% 8/6/22
    15 Year FHA Purchase 6.13% 8/6/22
    15 Year VA Purchase 5.18% 8/6/22
    15 Year VA Refi 4.93% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    12,528

    Origination Dollar Volume (All Markets)

    $3,689,770,000
    Show all (117) awards

    Relative Rate

    Everett Financial 's average 30 year fixed rate mortgage of loans were 3.36%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.21%.

    Relative Fees

    Everett Financial 's average total fees for a 30 year fixed rate mortgage are $4,019.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 1,789 $559,535,000 $312,764 $4,528 3.38%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 1,135 $325,745,000 $287,000 $3,838 3.20%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 301 $197,915,000 $657,525 $3,987 3.20%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 501 $178,035,000 $355,359 $4,388 3.35%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 498 $147,490,000 $296,165 $2,870 3.20%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 470 $121,530,000 $258,574 $5,248 3.40%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 175 $97,475,000 $557,000 $3,829 3.25%
    Outside of Metro Areas 441 $92,825,000 $210,488 $3,254 3.42%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 203 $85,105,000 $419,236 $3,980 3.12%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 124 $78,840,000 $635,806 $3,882 3.18%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 202 $75,460,000 $373,564 $4,045 3.27%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 152 $73,010,000 $480,329 $3,540 3.27%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 416 $65,800,000 $158,173 $2,407 3.07%
    TULSA, OK (FHA|USDA|VA) » 247 $52,175,000 $211,235 $4,656 3.55%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 82 $48,350,000 $589,634 $3,380 3.19%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 100 $43,320,000 $433,200 $3,706 3.18%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 143 $38,335,000 $268,077 $4,274 3.32%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 93 $37,815,000 $406,613 $6,438 3.19%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 102 $36,270,000 $355,588 $2,983 3.48%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 131 $34,095,000 $260,267 $3,285 3.25%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 96 $31,500,000 $328,125 $3,860 3.09%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 92 $29,720,000 $323,043 $3,447 3.41%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 72 $25,610,000 $355,694 $4,390 3.29%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 80 $25,560,000 $319,500 $4,345 3.12%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 94 $25,490,000 $271,170 $3,918 3.47%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 78 $24,760,000 $317,436 $4,156 3.41%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 116 $24,660,000 $212,586 $2,613 3.07%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 113 $22,525,000 $199,336 $4,749 3.47%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » 107 $21,445,000 $200,421 $3,443 3.37%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 108 $19,840,000 $183,704 $3,640 3.48%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 88 $19,400,000 $220,455 $3,669 3.29%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 54 $18,320,000 $339,259 $3,409 3.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 72 $17,590,000 $244,306 $3,903 3.38%
    FRESNO, CA (FHA|USDA|VA) » 54 $17,350,000 $321,296 $2,732 3.27%
    GREEN BAY, WI (FHA|USDA|VA) » 77 $17,065,000 $221,623 $2,033 3.32%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 59 $16,565,000 $280,763 $4,637 3.26%
    GAINESVILLE, GA (FHA|USDA|VA) » 64 $16,450,000 $257,031 $3,816 3.28%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 74 $16,430,000 $222,027 $3,287 3.21%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 58 $16,160,000 $278,621 $4,406 3.36%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 85 $16,015,000 $188,412 $3,708 2.69%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 59 $15,875,000 $269,068 $3,126 3.34%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 60 $15,840,000 $264,000 $4,708 3.63%
    MIDLAND, TX (FHA|USDA|VA) » 62 $15,370,000 $247,903 $5,217 3.64%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 75 $15,175,000 $202,333 $3,289 3.15%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 37 $12,825,000 $346,622 $2,633 3.25%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 83 $12,465,000 $150,181 $2,682 3.32%
    VALLEJO, CA (FHA|USDA|VA) » 30 $12,430,000 $414,333 $3,963 3.60%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 67 $12,405,000 $185,149 $3,166 3.31%
    WICHITA, KS (FHA|USDA|VA) » 72 $11,890,000 $165,139 $3,129 3.44%
    STOCKTON, CA (FHA|USDA|VA) » 28 $11,800,000 $421,429 $3,134 3.46%
    GREELEY, CO (FHA|USDA|VA) » 30 $11,350,000 $378,333 $3,534 3.21%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 27 $10,675,000 $395,370 $4,749 3.38%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 15 $10,445,000 $696,333 $3,270 3.27%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 37 $10,375,000 $280,405 $3,418 3.40%
    COLUMBUS, OH (FHA|USDA|VA) » 42 $10,180,000 $242,381 $3,796 3.29%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 28 $9,880,000 $352,857 $4,898 3.19%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 31 $9,535,000 $307,581 $5,535 3.24%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 25 $9,495,000 $379,800 $4,386 3.22%
    ST. GEORGE, UT (FHA|USDA|VA) » 25 $9,175,000 $367,000 $2,842 3.50%
    MODESTO, CA (FHA|USDA|VA) » 26 $8,970,000 $345,000 $2,990 3.42%
    Granbury, TX (FHA|USDA|VA) » 27 $8,955,000 $331,667 $4,595 3.65%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 24 $8,600,000 $358,333 $5,685 3.15%
    NAPA, CA (FHA|USDA|VA) » 17 $8,165,000 $480,294 $2,657 3.25%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 16 $8,100,000 $506,250 $2,676 3.15%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 18 $8,090,000 $449,444 $4,692 3.22%
    ST. CLOUD, MN (FHA|USDA|VA) » 45 $8,075,000 $179,444 $3,079 2.99%
    BOISE CITY, ID (FHA|USDA|VA) » 20 $8,000,000 $400,000 $2,639 3.15%
    Ukiah, CA (FHA|USDA|VA) » 20 $7,530,000 $376,500 $2,864 3.17%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 14 $7,350,000 $525,000 $2,389 3.34%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 31 $7,195,000 $232,097 $2,978 3.29%
    JONESBORO, AR (FHA|USDA|VA) » 43 $7,075,000 $164,535 $2,887 3.38%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 29 $7,075,000 $243,966 $4,444 3.40%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 31 $6,775,000 $218,548 $4,149 3.14%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 42 $6,760,000 $160,952 $2,281 3.10%
    Heber, UT (FHA|USDA|VA) » 7 $6,675,000 $953,571 $3,743 3.52%
    JACKSONVILLE, FL (FHA|USDA|VA) » 26 $6,670,000 $256,538 $3,210 3.40%
    PROVO-OREM, UT (FHA|USDA|VA) » 18 $6,580,000 $365,556 $4,436 3.36%
    AMARILLO, TX (FHA|USDA|VA) » 33 $6,535,000 $198,030 $5,024 3.55%
    Paducah, KY-IL (FHA|USDA|VA) » 42 $6,510,000 $155,000 $2,918 3.67%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 15 $6,435,000 $429,000 $5,431 3.23%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 32 $6,320,000 $197,500 $2,438 3.14%
    WORCESTER, MA-CT (FHA|USDA|VA) » 25 $6,135,000 $245,400 $4,119 3.46%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 20 $5,930,000 $296,500 $3,424 3.27%
    MADISON, WI (FHA|USDA|VA) » 21 $5,785,000 $275,476 $2,762 3.21%
    LONGVIEW, TX (FHA|USDA|VA) » 29 $5,775,000 $199,138 $3,540 3.54%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 26 $5,760,000 $221,538 $6,061 3.45%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 41 $5,605,000 $136,707 $2,676 3.24%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 13 $5,575,000 $428,846 $5,563 3.40%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 21 $5,395,000 $256,905 $4,527 3.30%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 9 $5,235,000 $581,667 $3,117 3.11%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 8 $5,230,000 $653,750 $5,610 3.42%
    Stephenville, TX (FHA|USDA|VA) » 21 $5,135,000 $244,524 $3,735 3.40%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 23 $5,115,000 $222,391 $4,960 3.18%
    HOT SPRINGS, AR (FHA|USDA|VA) » 16 $5,110,000 $319,375 $2,250 3.40%
    FORT COLLINS, CO (FHA|USDA|VA) » 10 $5,110,000 $511,000 $2,387 3.44%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 34 $5,060,000 $148,824 $3,419 3.25%
    Blytheville, AR (FHA|USDA|VA) » 49 $5,005,000 $102,143 $2,063 3.18%
    ODESSA, TX (FHA|USDA|VA) » 20 $4,990,000 $249,500 $6,443 3.72%
    Laconia, NH (FHA|USDA|VA) » 17 $4,965,000 $292,059 $4,842 3.69%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 17 $4,895,000 $287,941 $3,112 3.23%
    Jefferson, GA (FHA|USDA|VA) » 18 $4,790,000 $266,111 $3,668 3.22%
    JACKSON, MS (FHA|USDA|VA) » 30 $4,780,000 $159,333 $3,389 2.79%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 27 $4,725,000 $175,000 $2,935 3.07%
    LAWTON, OK (FHA|USDA|VA) » 30 $4,610,000 $153,667 $3,878 3.20%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 23 $4,495,000 $195,435 $3,760 3.13%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 24 $4,440,000 $185,000 $4,157 3.40%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 9 $4,415,000 $490,556 $4,508 3.00%
    OCALA, FL (FHA|USDA|VA) » 22 $4,280,000 $194,545 $3,194 3.59%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 15 $4,275,000 $285,000 $3,315 3.43%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 25 $4,125,000 $165,000 $3,834 3.68%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 14 $4,120,000 $294,286 $4,003 3.25%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 17 $4,055,000 $238,529 $4,203 2.96%
    SPRINGFIELD, MA (FHA|USDA|VA) » 19 $4,015,000 $211,316 $3,508 3.33%
    RENO, NV (FHA|USDA|VA) » 9 $3,865,000 $429,444 $3,140 3.28%
    MONROE, MI (FHA|USDA|VA) » 21 $3,795,000 $180,714 $2,640 3.28%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 19 $3,785,000 $199,211 $4,651 3.28%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 13 $3,765,000 $289,615 $2,823 3.81%
    Brainerd, MN (FHA|USDA|VA) » 10 $3,730,000 $373,000 $2,998 3.03%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 7 $3,595,000 $513,571 $2,879 3.16%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 20 $3,570,000 $178,500 $3,420 3.49%
    PUNTA GORDA, FL (FHA|USDA|VA) » 12 $3,390,000 $282,500 $3,771 3.27%
    PANAMA CITY, FL (FHA|USDA|VA) » 12 $3,220,000 $268,333 $7,639 2.98%
    Concord, NH (FHA|USDA|VA) » 14 $3,150,000 $225,000 $2,274 3.18%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 12 $3,080,000 $256,667 $4,781 3.68%
    MERCED, CA (FHA|USDA|VA) » 11 $3,005,000 $273,182 $3,808 3.34%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 7 $2,995,000 $427,857 $2,665 3.13%
    TYLER, TX (FHA|USDA|VA) » 13 $2,985,000 $229,615 $3,421 3.63%
    KNOXVILLE, TN (FHA|USDA|VA) » 12 $2,830,000 $235,833 $4,213 3.32%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 9 $2,825,000 $313,889 $4,410 3.53%
    HATTIESBURG, MS (FHA|USDA|VA) » 14 $2,780,000 $198,571 $3,333 2.91%
    SALINAS, CA (FHA|USDA|VA) » 6 $2,770,000 $461,667 $2,199 3.56%
    SALISBURY, MD-DE (FHA|USDA|VA) » 9 $2,735,000 $303,889 $5,466 2.92%
    Edwards, CO (FHA|USDA|VA) » 4 $2,710,000 $677,500 $2,245 3.19%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 17 $2,705,000 $159,118 $2,272 3.13%
    BAKERSFIELD, CA (FHA|USDA|VA) » 7 $2,675,000 $382,143 $3,452 3.41%
    APPLETON, WI (FHA|USDA|VA) » 13 $2,675,000 $205,769 $2,050 3.26%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 10 $2,670,000 $267,000 $3,358 3.41%
    Key West, FL (FHA|USDA|VA) » 3 $2,605,000 $868,333 $4,688 3.50%
    Willmar, MN (FHA|USDA|VA) » 9 $2,595,000 $288,333 $3,059 3.10%
    Bardstown, KY (FHA|USDA|VA) » 12 $2,580,000 $215,000 $2,234 3.66%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 5 $2,575,000 $515,000 $8,906 3.00%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 10 $2,550,000 $255,000 $3,012 3.29%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 13 $2,535,000 $195,000 $3,890 3.24%
    Mineral Wells, TX (FHA|USDA|VA) » 11 $2,525,000 $229,545 $4,802 3.41%
    RICHMOND, VA (FHA|USDA|VA) » 9 $2,515,000 $279,444 $4,787 3.47%
    El Dorado, AR (FHA|USDA|VA) » 22 $2,510,000 $114,091 $2,582 3.30%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 3 $2,505,000 $835,000 $3,450 3.58%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 21 $2,445,000 $116,429 $2,186 2.87%
    FLINT, MI (FHA|USDA|VA) » 14 $2,410,000 $172,143 $2,719 3.32%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 10 $2,410,000 $241,000 $2,687 3.67%
    Breckenridge, CO (FHA|USDA|VA) » 3 $2,365,000 $788,333 $2,763 2.92%
    Paragould, AR (FHA|USDA|VA) » 15 $2,345,000 $156,333 $3,164 3.51%
    SPRINGFIELD, MO (FHA|USDA|VA) » 10 $2,250,000 $225,000 $2,976 3.49%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 8 $2,170,000 $271,250 $1,641 3.48%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 10 $2,160,000 $216,000 $4,308 2.97%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 7 $2,145,000 $306,429 $2,090 3.39%
    YUBA CITY, CA (FHA|USDA|VA) » 6 $2,040,000 $340,000 $2,283 3.52%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 11 $1,995,000 $181,364 $4,071 3.23%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 10 $1,930,000 $193,000 $2,109 4.02%
    TUCSON, AZ (FHA|USDA|VA) » 9 $1,925,000 $213,889 $2,554 3.29%
    Lebanon, NH-VT (FHA|USDA|VA) » 9 $1,925,000 $213,889 $3,672 3.63%
    Sulphur Springs, TX (FHA|USDA|VA) » 10 $1,910,000 $191,000 $4,045 3.71%
    JACKSON, TN (FHA|USDA|VA) » 14 $1,890,000 $135,000 $2,839 3.54%
    Cornelia, GA (FHA|USDA|VA) » 8 $1,890,000 $236,250 $3,618 2.91%
    BOULDER, CO (FHA|USDA|VA) » 6 $1,880,000 $313,333 $3,083 3.33%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 3 $1,865,000 $621,667 $2,261 3.58%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 4 $1,860,000 $465,000 $5,230 3.38%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 8 $1,840,000 $230,000 $3,258 3.38%
    Glenwood Springs, CO (FHA|USDA|VA) » 2 $1,800,000 $900,000 $1,897 3.19%
    Faribault-Northfield, MN (FHA|USDA|VA) » 6 $1,770,000 $295,000 $1,817 3.29%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 6 $1,740,000 $290,000 $1,638 2.79%
    HUNTSVILLE, AL (FHA|USDA|VA) » 8 $1,730,000 $216,250 $3,504 3.51%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 14 $1,680,000 $120,000 $2,457 3.38%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 7 $1,655,000 $236,429 $2,937 3.53%
    ANN ARBOR, MI (FHA|USDA|VA) » 6 $1,630,000 $271,667 $2,936 3.58%
    TALLAHASSEE, FL (FHA|USDA|VA) » 4 $1,630,000 $407,500 $5,044 3.41%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 7 $1,615,000 $230,714 $6,374 3.27%
    Andrews, TX (FHA|USDA|VA) » 8 $1,610,000 $201,250 $5,842 3.92%
    TOLEDO, OH (FHA|USDA|VA) » 9 $1,605,000 $178,333 $2,364 3.42%
    Bonham, TX (FHA|USDA|VA) » 7 $1,595,000 $227,857 $4,157 3.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 8 $1,580,000 $197,500 $3,070 3.44%
    Athens, TX (FHA|USDA|VA) » 8 $1,560,000 $195,000 $3,901 3.89%
    YUMA, AZ (FHA|USDA|VA) » 5 $1,535,000 $307,000 $1,880 3.53%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 6 $1,530,000 $255,000 $5,874 3.54%
    MADERA, CA (FHA|USDA|VA) » 5 $1,515,000 $303,000 $3,282 3.33%
    Holland, MI (FHA|USDA|VA) » 2 $1,500,000 $750,000 $3,487 3.06%
    DULUTH, MN-WI (FHA|USDA|VA) » 6 $1,470,000 $245,000 $3,260 3.15%
    Durant, OK (FHA|USDA|VA) » 6 $1,460,000 $243,333 $4,867 3.58%
    Paris, TX (FHA|USDA|VA) » 8 $1,440,000 $180,000 $3,614 3.92%
    CHICO, CA (FHA|USDA|VA) » 3 $1,435,000 $478,333 $2,679 3.00%
    ROCHESTER, MN (FHA|USDA|VA) » 5 $1,385,000 $277,000 $4,579 3.23%
    BOWLING GREEN, KY (FHA|USDA|VA) » 10 $1,360,000 $136,000 $2,657 3.75%
    WICHITA FALLS, TX (FHA|USDA|VA) » 7 $1,345,000 $192,143 $3,465 4.00%
    ROME, GA (FHA|USDA|VA) » 7 $1,345,000 $192,143 $3,384 3.34%
    JACKSON, MI (FHA|USDA|VA) » 8 $1,300,000 $162,500 $4,010 2.86%
    BATON ROUGE, LA (FHA|USDA|VA) » 8 $1,290,000 $161,250 $2,871 3.14%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 10 $1,290,000 $129,000 $3,111 3.48%
    SALEM, OR (FHA|USDA|VA) » 4 $1,240,000 $310,000 $2,896 3.03%
    DOVER, DE (FHA|USDA|VA) » 5 $1,225,000 $245,000 $3,033 3.25%
    ANCHORAGE, AK (FHA|USDA|VA) » 2 $1,190,000 $595,000 $2,287 3.06%
    Clearlake, CA (FHA|USDA|VA) » 3 $1,185,000 $395,000 $5,030 3.92%
    LUBBOCK, TX (FHA|USDA|VA) » 5 $1,185,000 $237,000 $3,133 3.62%
    COLUMBIA, SC (FHA|USDA|VA) » 6 $1,180,000 $196,667 $4,638 3.17%
    PITTSBURGH, PA (FHA|USDA|VA) » 7 $1,175,000 $167,857 $4,170 3.28%
    Corsicana, TX (FHA|USDA|VA) » 5 $1,165,000 $233,000 $6,370 3.60%
    Olean, NY (FHA|USDA|VA) » 7 $1,155,000 $165,000 $2,817 3.38%
    Arkadelphia, AR (FHA|USDA|VA) » 10 $1,150,000 $115,000 $2,403 3.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 7 $1,145,000 $163,571 $3,077 3.23%
    PUEBLO, CO (FHA|USDA|VA) » 6 $1,140,000 $190,000 $3,338 2.13%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 4 $1,130,000 $282,500 $3,781 3.16%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 3 $1,115,000 $371,667 $2,867 3.38%
    Brownsville, TN (FHA|USDA|VA) » 11 $1,115,000 $101,364 $2,078 3.26%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 3 $1,105,000 $368,333 $1,932 3.38%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 6 $1,100,000 $183,333 $4,294 2.79%
    Kingsville, TX (FHA|USDA|VA) » 5 $1,075,000 $215,000 $4,223 3.05%
    GRANTS PASS, OR (FHA|USDA|VA) » 4 $1,020,000 $255,000 $3,709 3.44%
    LaGrange, GA-AL (FHA|USDA|VA) » 6 $1,010,000 $168,333 $2,716 3.60%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 1 $1,005,000 $1,005,000 $3,828 3.25%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 5 $1,005,000 $201,000 $3,183 3.43%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 3 $1,005,000 $335,000 $3,233 3.38%
    PINE BLUFF, AR (FHA|USDA|VA) » 9 $985,000 $109,444 $3,058 3.71%
    Shawnee, OK (FHA|USDA|VA) » 2 $980,000 $490,000 $2,511 3.19%
    HAMMOND, LA (FHA|USDA|VA) » 6 $980,000 $163,333 $3,469 3.31%
    Camden, AR (FHA|USDA|VA) » 9 $975,000 $108,333 $2,533 3.47%
    WACO, TX (FHA|USDA|VA) » 4 $970,000 $242,500 $4,704 3.97%
    ASHEVILLE, NC (FHA|USDA|VA) » 4 $970,000 $242,500 $2,145 3.16%
    WILMINGTON, NC (FHA|USDA|VA) » 3 $965,000 $321,667 $4,131 2.96%
    Okeechobee, FL (FHA|USDA|VA) » 3 $965,000 $321,667 $3,662 3.41%
    TUSCALOOSA, AL (FHA|USDA|VA) » 5 $965,000 $193,000 $3,115 3.68%
    Calhoun, GA (FHA|USDA|VA) » 7 $935,000 $133,571 $3,426 2.70%
    Hailey, ID (FHA|USDA|VA) » 2 $920,000 $460,000 $3,338 3.25%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 2 $920,000 $460,000 $7,949 3.50%
    MANKATO, MN (FHA|USDA|VA) » 3 $905,000 $301,667 $4,215 3.42%
    MEDFORD, OR (FHA|USDA|VA) » 3 $905,000 $301,667 $8,774 3.04%
    CARSON CITY, NV (FHA|USDA|VA) » 3 $885,000 $295,000 $7,138 3.04%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 4 $880,000 $220,000 $5,009 3.28%
    LONGVIEW, WA (FHA|USDA|VA) » 3 $875,000 $291,667 $2,389 2.38%
    EL PASO, TX (FHA|USDA|VA) » 5 $865,000 $173,000 $2,816 3.38%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 7 $855,000 $122,143 $3,253 3.61%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 4 $830,000 $207,500 $3,427 3.56%
    ABILENE, TX (FHA|USDA|VA) » 4 $830,000 $207,500 $4,399 3.75%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 5 $815,000 $163,000 $5,376 3.05%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 6 $810,000 $135,000 $4,146 3.60%
    BRUNSWICK, GA (FHA|USDA|VA) » 4 $800,000 $200,000 $2,355 3.62%
    MORRISTOWN, TN (FHA|USDA|VA) » 4 $800,000 $200,000 $3,884 3.56%
    Cedartown, GA (FHA|USDA|VA) » 5 $795,000 $159,000 $4,337 3.88%
    Shawano, WI (FHA|USDA|VA) » 5 $795,000 $159,000 $1,209 3.03%
    CLEVELAND, TN (FHA|USDA|VA) » 4 $790,000 $197,500 $3,959 3.53%
    BANGOR, ME (FHA|USDA|VA) » 4 $790,000 $197,500 $3,447 3.22%
    VISALIA, CA (FHA|USDA|VA) » 4 $790,000 $197,500 $2,603 3.44%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 5 $765,000 $153,000 $3,238 3.65%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 2 $760,000 $380,000 $2,814 3.19%
    Roseburg, OR (FHA|USDA|VA) » 3 $755,000 $251,667 $3,782 3.29%
    Outside of Metro Areas 2 $750,000 $375,000 $5,154 3.38%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 4 $740,000 $185,000 $3,663 2.72%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 2 $740,000 $370,000 $5,035 3.69%
    Stevens Point, WI (FHA|USDA|VA) » 3 $725,000 $241,667 $1,605 3.33%
    The Dalles, OR (FHA|USDA|VA) » 1 $715,000 $715,000 $3,155 2.63%
    Aberdeen, WA (FHA|USDA|VA) » 3 $705,000 $235,000 $2,663 3.42%
    GRAND FORKS, ND-MN (FHA|USDA|VA) » 4 $700,000 $175,000 $1,801 3.00%
    Fernley, NV (FHA|USDA|VA) » 2 $700,000 $350,000 $4,258 3.31%
    Clewiston, FL (FHA|USDA|VA) » 3 $695,000 $231,667 $5,244 3.67%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 2 $690,000 $345,000 $5,338 3.19%
    KOKOMO, IN (FHA|USDA|VA) » 4 $690,000 $172,500 $3,126 3.81%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 3 $685,000 $228,333 $5,398 3.38%
    Albemarle, NC (FHA|USDA|VA) » 3 $685,000 $228,333 $2,594 3.13%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 4 $680,000 $170,000 $4,268 3.59%
    OWENSBORO, KY (FHA|USDA|VA) » 5 $675,000 $135,000 $2,248 3.90%
    Marshall, MN (FHA|USDA|VA) » 4 $670,000 $167,500 $2,844 3.47%
    Dumas, TX (FHA|USDA|VA) » 4 $660,000 $165,000 $4,075 4.00%
    SIOUX FALLS, SD (FHA|USDA|VA) » 2 $660,000 $330,000 $1,669 2.88%
    Fort Morgan, CO (FHA|USDA|VA) » 2 $660,000 $330,000 $5,418 3.19%
    LOGAN, UT-ID (FHA|USDA|VA) » 3 $655,000 $218,333 $3,498 4.25%
    Hereford, TX (FHA|USDA|VA) » 5 $655,000 $131,000 $4,634 3.80%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 4 $650,000 $162,500 $1,946 3.31%
    Sevierville, TN (FHA|USDA|VA) » 1 $645,000 $645,000 $2,732 3.88%
    Jacksonville, TX (FHA|USDA|VA) » 3 $645,000 $215,000 $3,168 3.21%
    Mount Pleasant, TX (FHA|USDA|VA) » 4 $640,000 $160,000 $3,564 2.75%
    Palatka, FL (FHA|USDA|VA) » 1 $635,000 $635,000 $5,317 3.38%
    Gainesville, TX (FHA|USDA|VA) » 4 $630,000 $157,500 $2,150 3.06%
    YORK-HANOVER, PA (FHA|USDA|VA) » 4 $630,000 $157,500 $4,242 3.31%
    BELLINGHAM, WA (FHA|USDA|VA) » 1 $625,000 $625,000 $2,073 3.38%
    SANTA FE, NM (FHA|USDA|VA) » 2 $620,000 $310,000 $4,844 3.19%
    PITTSFIELD, MA (FHA|USDA|VA) » 3 $615,000 $205,000 $3,869 3.29%
    THE VILLAGES, FL (FHA|USDA|VA) » 3 $615,000 $205,000 $2,280 3.58%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 3 $595,000 $198,333 $4,915 3.54%
    Crossville, TN (FHA|USDA|VA) » 3 $585,000 $195,000 $2,685 3.08%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 4 $580,000 $145,000 $3,198 3.34%
    Lufkin, TX (FHA|USDA|VA) » 2 $580,000 $290,000 $5,004 4.19%
    AKRON, OH (FHA|USDA|VA) » 6 $580,000 $96,667 $2,981 4.00%
    Glasgow, KY (FHA|USDA|VA) » 5 $575,000 $115,000 $2,170 3.73%
    Batavia, NY (FHA|USDA|VA) » 3 $575,000 $191,667 $2,135 3.42%
    McComb, MS (FHA|USDA|VA) » 4 $570,000 $142,500 $3,941 1.79%
    Georgetown, SC (FHA|USDA|VA) » 1 $565,000 $565,000 $4,016 3.25%
    Grand Rapids, MN (FHA|USDA|VA) » 4 $560,000 $140,000 $2,121 2.63%
    Cullman, AL (FHA|USDA|VA) » 2 $560,000 $280,000 $4,635 3.56%
    YAKIMA, WA (FHA|USDA|VA) » 2 $560,000 $280,000 $4,511 3.31%
    SPARTANBURG, SC (FHA|USDA|VA) » 3 $555,000 $185,000 $3,066 3.50%
    WHEELING, WV-OH (FHA|USDA|VA) » 3 $555,000 $185,000 $3,108 3.08%
    Brownwood, TX (FHA|USDA|VA) » 1 $545,000 $545,000 $5,500 3.25%
    Murray, KY (FHA|USDA|VA) » 2 $540,000 $270,000 $9,076 3.75%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 3 $535,000 $178,333 $3,464 2.88%
    Toccoa, GA (FHA|USDA|VA) » 3 $535,000 $178,333 $5,001 4.13%
    LAS CRUCES, NM (FHA|USDA|VA) » 2 $530,000 $265,000 $3,013 2.94%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » 2 $530,000 $265,000 $2,309 3.50%
    LAREDO, TX (FHA|USDA|VA) » 2 $530,000 $265,000 $8,841 3.44%
    MONTGOMERY, AL (FHA|USDA|VA) » 4 $520,000 $130,000 $2,683 3.37%
    ROCHESTER, NY (FHA|USDA|VA) » 4 $510,000 $127,500 $2,372 2.84%
    TWIN FALLS, ID (FHA|USDA|VA) » 2 $510,000 $255,000 $5,144 3.44%
    Somerset, KY (FHA|USDA|VA) » 2 $510,000 $255,000 $1,968 3.50%
    LAKE CHARLES, LA (FHA|USDA|VA) » 1 $505,000 $505,000 $3,579 3.25%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) » 1 $505,000 $505,000 $4,412 3.25%
    CaƱon City, CO (FHA|USDA|VA) » 2 $500,000 $250,000 $3,658 3.63%
    Traverse City, MI (FHA|USDA|VA) » 3 $495,000 $165,000 $1,457 3.38%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 2 $490,000 $245,000 $3,856 3.38%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 2 $490,000 $245,000 $4,964 3.38%
    Red Bluff, CA (FHA|USDA|VA) » 2 $490,000 $245,000 $1,525 3.00%
    Sonora, CA (FHA|USDA|VA) » 2 $480,000 $240,000 $2,718 3.25%
    Searcy, AR (FHA|USDA|VA) » 4 $480,000 $120,000 $2,672 3.41%
    Shelton, WA (FHA|USDA|VA) » 1 $475,000 $475,000 $19,083 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) » 3 $475,000 $158,333 $1,350 3.33%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 2 $470,000 $235,000 $3,529 3.50%
    Port Angeles, WA (FHA|USDA|VA) » 1 $465,000 $465,000 $2,064 2.25%
    Boone, NC (FHA|USDA|VA) » 1 $465,000 $465,000 $3,572 3.13%
    SAN ANGELO, TX (FHA|USDA|VA) » 2 $460,000 $230,000 $2,769 3.88%
    Palestine, TX (FHA|USDA|VA) » 2 $460,000 $230,000 $3,553 3.94%
    Bartlesville, OK (FHA|USDA|VA) » 3 $455,000 $151,667 $4,293 3.33%
    ROCKFORD, IL (FHA|USDA|VA) » 3 $455,000 $151,667 $4,325 3.29%
    Bemidji, MN (FHA|USDA|VA) » 2 $450,000 $225,000 $1,977 3.56%
    SAVANNAH, GA (FHA|USDA|VA) » 3 $445,000 $148,333 $2,345 3.46%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 3 $435,000 $145,000 $5,022 3.04%
    Ruston, LA (FHA|USDA|VA) » 2 $430,000 $215,000 $4,179 4.31%
    Batesville, AR (FHA|USDA|VA) » 2 $420,000 $210,000 $2,334 3.18%
    RACINE, WI (FHA|USDA|VA) » 2 $420,000 $210,000 $1,288 3.25%
    Marinette, WI-MI (FHA|USDA|VA) » 2 $420,000 $210,000 $1,531 3.44%
    VALDOSTA, GA (FHA|USDA|VA) » 1 $415,000 $415,000 $1,970 3.63%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 2 $410,000 $205,000 $2,848 3.75%
    BEND, OR (FHA|USDA|VA) » 2 $410,000 $205,000 $2,171 2.81%
    Durango, CO (FHA|USDA|VA) » 1 $405,000 $405,000 $2,401 3.25%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 2 $400,000 $200,000 $5,434 3.06%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 5 $395,000 $79,000 $2,374 2.15%
    READING, PA (FHA|USDA|VA) » 2 $390,000 $195,000 $4,674 3.00%
    Tupelo, MS (FHA|USDA|VA) » 2 $390,000 $195,000 $2,091 3.81%
    Cookeville, TN (FHA|USDA|VA) » 1 $385,000 $385,000 $5,976 3.25%
    WENATCHEE, WA (FHA|USDA|VA) » 1 $385,000 $385,000 $1,467 3.25%
    Dyersburg, TN (FHA|USDA|VA) » 2 $380,000 $190,000 $3,037 3.56%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 2 $380,000 $190,000 $2,480 3.00%
    Fairmont, MN (FHA|USDA|VA) » 3 $375,000 $125,000 $1,640 3.17%
    Ruidoso, NM (FHA|USDA|VA) » 1 $375,000 $375,000 $3,102 3.13%
    Baraboo, WI (FHA|USDA|VA) » 2 $370,000 $185,000 $1,589 3.25%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 2 $370,000 $185,000 $2,992 3.63%
    RAPID CITY, SD (FHA|USDA|VA) » 2 $370,000 $185,000 $4,013 3.38%
    Burley, ID (FHA|USDA|VA) » 2 $360,000 $180,000 $4,118 3.81%
    Iron Mountain, MI-WI (FHA|USDA|VA) » 1 $355,000 $355,000 $1,219 3.25%
    ROANOKE, VA (FHA|USDA|VA) » 2 $350,000 $175,000 $3,710 3.44%
    Hillsdale, MI (FHA|USDA|VA) » 1 $335,000 $335,000 $2,131 2.50%
    Oak Harbor, WA (FHA|USDA|VA) » 1 $335,000 $335,000 $2,377 3.63%
    Auburn, IN (FHA|USDA|VA) » 2 $330,000 $165,000 $3,509 3.25%
    Danville, KY (FHA|USDA|VA) » 4 $330,000 $82,500 $2,254 2.00%
    Seneca, SC (FHA|USDA|VA) » 2 $330,000 $165,000 $5,139 3.56%
    Kerrville, TX (FHA|USDA|VA) » 2 $320,000 $160,000 $1,962 3.18%
    Statesboro, GA (FHA|USDA|VA) » 2 $320,000 $160,000 $2,799 3.44%
    Whitewater, WI (FHA|USDA|VA) » 1 $315,000 $315,000 $1,434 2.99%
    Grenada, MS (FHA|USDA|VA) » 2 $310,000 $155,000 $3,125 4.44%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 2 $310,000 $155,000 $4,372 3.63%
    Montrose, CO (FHA|USDA|VA) » 1 $305,000 $305,000 $1,568 3.38%
    Bozeman, MT (FHA|USDA|VA) » 1 $305,000 $305,000 $2,229 3.13%
    Owatonna, MN (FHA|USDA|VA) » 2 $300,000 $150,000 $3,294 3.31%
    Nacogdoches, TX (FHA|USDA|VA) » 2 $300,000 $150,000 $4,420 3.63%
    Mayfield, KY (FHA|USDA|VA) » 2 $300,000 $150,000 $4,035 4.00%
    TOPEKA, KS (FHA|USDA|VA) » 2 $300,000 $150,000 $2,078 2.94%
    IDAHO FALLS, ID (FHA|USDA|VA) » 2 $300,000 $150,000 $2,422 2.99%
    CORVALLIS, OR (FHA|USDA|VA) » 1 $295,000 $295,000 $2,565 3.38%
    FARGO, ND-MN (FHA|USDA|VA) » 1 $295,000 $295,000 $7,397 2.75%
    Branson, MO (FHA|USDA|VA) » 3 $285,000 $95,000 $1,869 3.92%
    BLOOMINGTON, IN (FHA|USDA|VA) » 1 $285,000 $285,000 $7,057 3.13%
    REDDING, CA (FHA|USDA|VA) » 1 $285,000 $285,000 $1,938 3.99%
    Washington, IN (FHA|USDA|VA) » 1 $285,000 $285,000 $6,049 3.50%
    JACKSONVILLE, NC (FHA|USDA|VA) » 2 $280,000 $140,000 $4,783 3.19%
    Muskogee, OK (FHA|USDA|VA) » 1 $275,000 $275,000 $7,638 3.50%
    Berlin, NH (FHA|USDA|VA) » 1 $275,000 $275,000 $2,366 3.25%
    CASPER, WY (FHA|USDA|VA) » 1 $275,000 $275,000 $2,258 3.50%
    ERIE, PA (FHA|USDA|VA) » 2 $270,000 $135,000 $2,624 3.31%
    GAINESVILLE, FL (FHA|USDA|VA) » 1 $265,000 $265,000 $2,672 2.88%
    Central City, KY (FHA|USDA|VA) » 3 $265,000 $88,333 $2,939 3.79%
    Augusta-Waterville, ME (FHA|USDA|VA) » 1 $265,000 $265,000 $6,658 3.63%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » 1 $265,000 $265,000 $1,981 3.00%
    Rutland, VT (FHA|USDA|VA) » 2 $260,000 $130,000 $3,849 3.19%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 1 $255,000 $255,000 $6,881 3.13%
    COLUMBUS, IN (FHA|USDA|VA) » 1 $255,000 $255,000 $10,515 3.13%
    Richmond-Berea, KY (FHA|USDA|VA) » 1 $255,000 $255,000 $1,815 3.38%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 1 $255,000 $255,000 $2,558 3.63%
    LEWISTON, ID-WA (FHA|USDA|VA) » 1 $255,000 $255,000 $2,412 3.00%
    Liberal, KS (FHA|USDA|VA) » 2 $250,000 $125,000 $3,370 2.13%
    WALLA WALLA, WA (FHA|USDA|VA) » 1 $245,000 $245,000 $6,262 3.63%
    Hutchinson, MN (FHA|USDA|VA) » 1 $245,000 $245,000 $2,202 3.25%
    Alamogordo, NM (FHA|USDA|VA) » 1 $245,000 $245,000 $2,370 3.25%
    HARRISONBURG, VA (FHA|USDA|VA) » 1 $245,000 $245,000 $2,090 3.38%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 1 $245,000 $245,000 $2,481 2.38%
    Kalispell, MT (FHA|USDA|VA) » 1 $245,000 $245,000 $2,740 2.99%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 1 $245,000 $245,000 $3,639 3.50%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 1 $245,000 $245,000 $6,514 3.00%
    Pahrump, NV (FHA|USDA|VA) » 1 $245,000 $245,000 $1,803 4.00%
    Gillette, WY (FHA|USDA|VA) » 1 $245,000 $245,000 $2,776 3.13%
    KANKAKEE, IL (FHA|USDA|VA) » 2 $240,000 $120,000 $3,441 3.56%
    Shelbyville, TN (FHA|USDA|VA) » 2 $240,000 $120,000 $3,200 2.13%
    Dickinson, ND (FHA|USDA|VA) » 1 $235,000 $235,000 $1,675 3.25%
    Mount Pleasant, MI (FHA|USDA|VA) » 1 $235,000 $235,000 $6,917 3.25%
    Sterling, CO (FHA|USDA|VA) » 1 $235,000 $235,000 $6,102 3.50%
    Mountain Home, AR (FHA|USDA|VA) » 2 $230,000 $115,000 $2,707 3.19%
    GRAND ISLAND, NE (FHA|USDA|VA) » 1 $225,000 $225,000 $5,373 3.38%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 1 $225,000 $225,000 $7,013 3.00%
    Beaver Dam, WI (FHA|USDA|VA) » 1 $225,000 $225,000 $2,001 3.38%
    Pottsville, PA (FHA|USDA|VA) » 1 $225,000 $225,000 $3,139 3.38%
    Warrensburg, MO (FHA|USDA|VA) » 1 $225,000 $225,000 $5,194 3.25%
    Fredericksburg, TX (FHA|USDA|VA) » 1 $225,000 $225,000 $1,355 2.63%
    MISSOULA, MT (FHA|USDA|VA) » 1 $215,000 $215,000 $1,575 3.00%
    Oxford, MS (FHA|USDA|VA) » 1 $215,000 $215,000 $2,218 3.25%
    LEBANON, PA (FHA|USDA|VA) » 1 $215,000 $215,000 $3,068 3.50%
    MUSKEGON, MI (FHA|USDA|VA) » 1 $215,000 $215,000 $1,690 3.88%
    Cadillac, MI (FHA|USDA|VA) » 1 $215,000 $215,000 $5,798 3.88%
    Alice, TX (FHA|USDA|VA) » 1 $215,000 $215,000 $3,079 4.38%
    Fergus Falls, MN (FHA|USDA|VA) » 1 $215,000 $215,000 $2,131 3.00%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 1 $215,000 $215,000 $6,790 3.13%
    Thomaston, GA (FHA|USDA|VA) » 2 $210,000 $105,000 $3,122 1.88%
    Dodge City, KS (FHA|USDA|VA) » 1 $205,000 $205,000 $2,121 3.38%
    WARNER ROBINS, GA (FHA|USDA|VA) » 1 $205,000 $205,000 $4,667 3.88%
    Brookhaven, MS (FHA|USDA|VA) » 1 $205,000 $205,000 $2,403 3.50%
    Jennings, LA (FHA|USDA|VA) » 1 $205,000 $205,000 $2,903 2.63%
    Warsaw, IN (FHA|USDA|VA) » 1 $205,000 $205,000 $3,846 3.75%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 2 $200,000 $100,000 $1,160 3.50%
    Washington, NC (FHA|USDA|VA) » 1 $195,000 $195,000 $1,916 3.13%
    Marion, OH (FHA|USDA|VA) » 1 $195,000 $195,000 $9,367 3.38%
    Adrian, MI (FHA|USDA|VA) » 1 $195,000 $195,000 $2,819 3.75%
    MOBILE, AL (FHA|USDA|VA) » 1 $195,000 $195,000 $5,173 3.63%
    MANHATTAN, KS (FHA|USDA|VA) » 1 $195,000 $195,000 $5,158 2.75%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 2 $190,000 $95,000 $2,849 1.81%
    MUNCIE, IN (FHA|USDA|VA) » 4 $190,000 $47,500 $1,207 4.16%
    Huntsville, TX (FHA|USDA|VA) » 1 $185,000 $185,000 $2,146 4.25%
    Nogales, AZ (FHA|USDA|VA) » 1 $185,000 $185,000 $1,262 2.50%
    Vernal, UT (FHA|USDA|VA) » 2 $180,000 $90,000 $2,397 4.00%
    ALBANY, GA (FHA|USDA|VA) » 1 $175,000 $175,000 $1,613 3.25%
    Keene, NH (FHA|USDA|VA) » 1 $175,000 $175,000 $5,470 3.13%
    VICTORIA, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $6,241 3.88%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 1 $175,000 $175,000 $2,639 2.99%
    GREENVILLE, NC (FHA|USDA|VA) » 1 $175,000 $175,000 $5,451 3.50%
    JOHNSTOWN, PA (FHA|USDA|VA) » 1 $175,000 $175,000 $2,879 2.75%
    Pierre, SD (FHA|USDA|VA) » 1 $175,000 $175,000 $5,757 2.75%
    Red Wing, MN (FHA|USDA|VA) » 1 $175,000 $175,000 $2,013 2.99%
    St. Marys, GA (FHA|USDA|VA) » 1 $175,000 $175,000 $5,496 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $2,286 2.99%
    Paris, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $2,194 3.88%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » 1 $165,000 $165,000 $4,650 3.00%
    Miami, OK (FHA|USDA|VA) » 1 $165,000 $165,000 $1,528 4.13%
    Angola, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $2,232 2.88%
    Klamath Falls, OR (FHA|USDA|VA) » 1 $165,000 $165,000 $2,967 3.50%
    SUMTER, SC (FHA|USDA|VA) » 1 $165,000 $165,000 $5,235 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $1,593 3.25%
    London, KY (FHA|USDA|VA) » 1 $165,000 $165,000 $5,349 3.25%
    Bennington, VT (FHA|USDA|VA) » 1 $155,000 $155,000 $1,784 2.99%
    Carroll, IA (FHA|USDA|VA) » 1 $155,000 $155,000 $1,627 3.38%
    Sunbury, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $2,733 3.88%
    Alexander City, AL (FHA|USDA|VA) » 1 $155,000 $155,000 $4,984 2.75%
    LINCOLN, NE (FHA|USDA|VA) » 1 $155,000 $155,000 $2,380 3.38%
    El Campo, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $5,408 3.75%
    LANCASTER, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $2,788 2.99%
    Big Spring, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $6,403 4.00%
    NILES, MI (FHA|USDA|VA) » 1 $145,000 $145,000 $1,885 2.63%
    Meridian, MS (FHA|USDA|VA) » 1 $145,000 $145,000 $3,626 3.63%
    Elkins, WV (FHA|USDA|VA) » 1 $145,000 $145,000 $5,439 3.25%
    Urbana, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $2,605 3.38%
    Roswell, NM (FHA|USDA|VA) » 1 $145,000 $145,000 $3,381 3.00%
    Menomonie, WI (FHA|USDA|VA) » 1 $145,000 $145,000 $1,673 3.38%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 1 $145,000 $145,000 $984 3.75%
    Clarksburg, WV (FHA|USDA|VA) » 1 $145,000 $145,000 $6,896 2.88%
    Fremont, NE (FHA|USDA|VA) » 1 $135,000 $135,000 $1,720 3.38%
    Manitowoc, WI (FHA|USDA|VA) » 1 $135,000 $135,000 $3,724 3.63%
    Mount Airy, NC (FHA|USDA|VA) » 1 $135,000 $135,000 $2,450 2.75%
    Shelby, NC (FHA|USDA|VA) » 1 $135,000 $135,000 $2,301 2.88%
    New Ulm, MN (FHA|USDA|VA) » 1 $135,000 $135,000 $1,326 3.00%
    Emporia, KS (FHA|USDA|VA) » 1 $135,000 $135,000 $1,859 3.63%
    JOPLIN, MO (FHA|USDA|VA) » 1 $135,000 $135,000 $1,661 3.38%
    Fort Leonard Wood, MO (FHA|USDA|VA) » 1 $135,000 $135,000 $2,142 4.25%
    BURLINGTON, NC (FHA|USDA|VA) » 1 $135,000 $135,000 $2,508 2.63%
    Rochelle, IL (FHA|USDA|VA) » 1 $135,000 $135,000 $4,950 3.00%
    FLORENCE, SC (FHA|USDA|VA) » 1 $125,000 $125,000 $2,364 3.63%
    Plainview, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $3,813 4.13%
    FARMINGTON, NM (FHA|USDA|VA) » 1 $125,000 $125,000 $2,105 3.25%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 1 $125,000 $125,000 $1,765 3.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 1 $125,000 $125,000 $2,237 3.38%
    GOLDSBORO, NC (FHA|USDA|VA) » 1 $125,000 $125,000 $4,220 3.75%
    Malvern, AR (FHA|USDA|VA) » 1 $125,000 $125,000 $2,798 5.13%
    DECATUR, AL (FHA|USDA|VA) » 1 $125,000 $125,000 $1,633 2.88%
    Kendallville, IN (FHA|USDA|VA) » 1 $125,000 $125,000 $2,062 3.38%
    Crawfordsville, IN (FHA|USDA|VA) » 1 $125,000 $125,000 $4,277 2.88%
    Stillwater, OK (FHA|USDA|VA) » 1 $115,000 $115,000 $2,037 3.38%
    Kennett, MO (FHA|USDA|VA) » 1 $115,000 $115,000 $3,892 4.13%
    FOND DU LAC, WI (FHA|USDA|VA) » 1 $115,000 $115,000 $1,161 2.99%
    STAUNTON, VA (FHA|USDA|VA) » 1 $115,000 $115,000 $2,390 3.50%
    Winfield, KS (FHA|USDA|VA) » 1 $115,000 $115,000 $1,618 3.38%
    Salina, KS (FHA|USDA|VA) » 1 $115,000 $115,000 $932 2.99%
    Clarksdale, MS (FHA|USDA|VA) » 1 $115,000 $115,000 $2,760 3.38%
    Hays, KS (FHA|USDA|VA) » 1 $115,000 $115,000 $1,998 3.38%
    ALTOONA, PA (FHA|USDA|VA) » 1 $115,000 $115,000 $4,162 3.38%
    BATTLE CREEK, MI (FHA|USDA|VA) » 1 $105,000 $105,000 $1,877 4.88%
    Indiana, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $2,610 3.25%
    Milledgeville, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $2,069 3.75%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 1 $95,000 $95,000 $1,473 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 1 $95,000 $95,000 $1,672 3.38%
    ENID, OK (FHA|USDA|VA) » 1 $95,000 $95,000 $2,323 3.38%
    Wilson, NC (FHA|USDA|VA) » 1 $85,000 $85,000 $2,332 3.75%
    Ardmore, OK (FHA|USDA|VA) » 1 $75,000 $75,000 $2,089 3.25%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 1 $75,000 $75,000 $1,716 3.75%
    New Castle, IN (FHA|USDA|VA) » 1 $65,000 $65,000 $1,595 3.99%

    Everett Financial 's top markets include Dallas, Atlanta, San Francisco, Miami, and Minneapolis among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 8,943 $2,754,465,000 $308,002 $2,647 3.20%
    FHA » 2,759 $672,575,000 $243,775 $6,926 3.65%
    VA » 611 $227,775,000 $372,791 $7,212 3.20%
    USDA » 215 $34,955,000 $162,581 $3,572 3.42%

    For the 2021 period, Everett Financial 's most frequently originated loan type of loans were Conventional, with 8,943 originations. Their 2nd most popular type is FHA, with 2,759 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 8,574 $2,449,350,000 $285,672 $4,275 3.31%
    Cash Out Refi » 3,431 $1,078,255,000 $314,268 $2,963 3.33%
    Refi » 523 $162,165,000 $310,067 $2,175 3.09%

    For the 2021, Everett Financial 's most frequently cited loan purpose of loans were Home Purchase, with 8,574 originations. The 2nd most popular reason of loans were Cash Out Refi, with 3,431 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 11,173 $3,390,895,000 $303,490 $4,019 3.36%
    15 Year » 814 $201,550,000 $247,604 $2,534 2.74%
    20 Year » 278 $70,300,000 $252,878 $2,540 3.17%
    10 Year » 182 $10,500,000 $57,692 $584 2.62%
    Other » 67 $16,375,000 $244,403 $2,641 3.30%
    5 Year » 13 $125,000 $9,615 $0 0.00%
    3 Year » 1 $25,000 $25,000 $0 0.00%

    For the 2021, Everett Financial 's most frequently cited loan length of loans were 30 Year, with 11,173 originations. The 2nd most popular length of loans were 15 Year, with 814 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 11,662 $3,340,570,000 $286,449
    $1k-2k » 366 $129,510,000 $353,852
    $2k-3k » 207 $74,725,000 $360,990
    $5k+ » 130 $68,260,000 $525,077
    $3k-4k » 97 $44,255,000 $456,237
    $4k-5k » 66 $32,450,000 $491,667

    $4,019 of loans were Everett Financial 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 11,662 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 8,408 $2,551,160,000 $303,421
    2.5-3% » 2,031 $719,005,000 $354,015
    4-5% » 1,191 $283,595,000 $238,115
    <2.5% » 840 $130,340,000 $155,167
    5-6% » 58 $5,670,000 $97,759

    During 2021, Everett Financial 's average interest rate of loans were 3.36%, while their most frequently originated rate bucket of loans were 3-4%, with 8,408 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 5,766 $1,639,730,000 $284,379 $4,270 3.45%
    $100k-200k » 3,169 $492,905,000 $155,540 $3,091 3.50%
    $400k-600k » 1,801 $864,735,000 $480,142 $4,583 3.29%
    $100,000 or less » 1,020 $40,940,000 $40,137 $963 2.01%
    $600k-1MM » 618 $441,370,000 $714,191 $5,300 3.23%
    $1MM+ » 154 $210,090,000 $1,364,221 $6,696 3.09%

    2021 saw Everett Financial place emphasis on $200k-400k loans with 5,766 originations, totaling $1,639,730,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k » 3,306 $719,490,000 $217,632 $3,891 3.31%
    $100k-150k » 2,576 $865,210,000 $335,873 $3,944 3.34%
    $75k-100k » 2,385 $647,655,000 $271,553 $4,101 3.34%
    $50k or less » 1,830 $271,350,000 $148,279 $3,126 3.22%
    $150k-250k » 1,638 $696,610,000 $425,281 $3,815 3.29%
    $250k+ » 766 $480,960,000 $627,885 $4,062 3.29%

    Everett Financial lent most frequently to those with incomes in the $50k-75k range, with 3,306 originations. The second most popular income band? $100k-150k, with 2,576 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% » 2,171 $638,125,000 $293,931 $3,376 3.30%
    20-30% » 1,916 $572,150,000 $298,617 $3,073 3.23%
    50-60% » 933 $256,165,000 $274,561 $6,925 3.36%
    44% » 650 $198,320,000 $305,108 $3,900 3.37%
    43% » 589 $161,495,000 $274,185 $3,702 3.31%
    <20% » 582 $170,280,000 $292,577 $2,778 3.21%
    42% » 571 $174,665,000 $305,893 $3,936 3.41%
    41% » 546 $163,780,000 $299,963 $3,546 3.26%
    40% » 516 $152,670,000 $295,872 $3,736 3.31%
    49% » 516 $157,210,000 $304,671 $4,077 3.38%
    36% » 476 $146,600,000 $307,983 $3,677 3.32%
    38% » 471 $138,865,000 $294,830 $3,574 3.37%
    39% » 464 $136,180,000 $293,491 $3,620 3.25%
    45% » 457 $128,165,000 $280,449 $3,924 3.30%
    37% » 448 $130,850,000 $292,076 $3,455 3.29%
    47% » 427 $126,285,000 $295,749 $4,171 3.29%
    48% » 410 $123,810,000 $301,976 $4,245 3.36%
    46% » 372 $107,850,000 $289,919 $4,388 3.34%
    >60% » 13 $6,305,000 $485,000 $9,304 2.73%

    Everett Financial lent most frequently to those with DTI ratios of 30-36%, with 2,171 originations. The next most common DTI ratio? 20-30%, with 1,916 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 7,938 $2,275,310,000 $286,635 $3,679 3.34%
    Not provided » 2,594 $838,680,000 $323,315 $3,925 3.29%
    Black » 1,306 $327,820,000 $251,011 $4,440 3.13%
    Asian » 497 $185,075,000 $372,384 $3,965 3.23%
    American Indian » 94 $22,240,000 $236,596 $3,922 3.37%
    Asian Indian » 43 $18,825,000 $437,791 $3,855 3.23%
    Other Asian » 16 $8,430,000 $526,875 $4,744 3.30%
    Native Hawaiian or Islander » 20 $6,820,000 $341,000 $4,950 3.24%
    Filipino » 9 $3,065,000 $340,556 $4,611 3.44%
    Other Pacific Islander » 5 $1,285,000 $257,000 $5,293 3.10%
    Japanese » 2 $780,000 $390,000 $2,177 2.94%
    Guamanian » 1 $425,000 $425,000 $2,003 3.38%
    Native Hawaiian » 1 $355,000 $355,000 $8,968 3.63%
    Samoan » 1 $335,000 $335,000 $8,306 3.38%
    Chinese » 1 $325,000 $325,000 $1,301 3.13%

    Approval Rates

    Total approvals of all applications
    95.23%

    Everett Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.75%

    Everett Financial has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,528 $3,689,770,000 $294,522

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 12,528 $3,689,770,000 $294,522

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 370 $90,640,000 $244,973 $2,410 3.10%
    40-60% » 1,209 $374,145,000 $309,467 $2,551 3.14%
    60-80% » 4,062 $1,353,680,000 $333,255 $3,001 3.41%
    80-100% » 6,192 $1,821,410,000 $294,155 $4,911 3.51%
    Over 100% » 92 $35,530,000 $386,196 $13,949 3.25%
    Under 20% » 594 $13,160,000 $22,155 $147 0.89%