Everett Financial Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300XWUSRVVOHPRY47
Tax ID: 75-2695327
3.9 stars - Updated: 4/5/25
-
out of 5 stars, based on 124 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Everett Financial is a mid-sized mortgage company specializing in Home Purchase loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, Miami, San Francisco, and Minneapolis among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)Everett Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Everett Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 6.27% | 4/5/25 |
| 30 Year Conventional Refi | 7.15% | 4/5/25 |
| 30 Year Cash-out Refi | 7.56% | 4/5/25 |
| 30 Year FHA Purchase | 7.74% | 4/5/25 |
| 30 Year FHA Refi | 7.25% | 4/5/25 |
| 30 Year VA Purchase | 6.79% | 4/5/25 |
| 30 Year VA Refi | 6.02% | 4/5/25 |
| 30 Year USDA Purchase | 7.35% | 4/5/25 |
| 30 Year USDA Refi | 6.73% | 4/5/25 |
| 15 Year Conventional Purchase | 5.64% | 4/5/25 |
| 15 Year Conventional Refi | 6.47% | 4/5/25 |
| 15 Year Cash-out Refi | 6.47% | 4/5/25 |
| 15 Year FHA Purchase | 6.98% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| 15 Year VA Purchase | 6.40% | 4/5/25 |
| 15 Year USDA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Everett Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Everett Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,471Origination Dollar Volume (All Markets)
$4,753,325,000Awards
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EVERETT FINANCIAL - 2024
EVERETT FINANCIAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Everett Financial's average 30 year fixed mortgage rate was
6.41%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.14%.
Relative Fees (Closing Costs)
Everett Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,906.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,215 | $907,775,000 | $409,831 | $12,523 | 6.74% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,952 | $623,880,000 | $319,611 | $10,489 | 5.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 774 | $264,980,000 | $342,351 | $9,862 | 5.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 417 | $226,565,000 | $543,321 | $12,669 | 6.11% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 709 | $194,795,000 | $274,746 | $7,062 | 6.23% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 641 | $180,085,000 | $280,944 | $8,898 | 6.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 597 | $178,305,000 | $298,668 | $11,954 | 6.90% |
| Outside of Metro Areas | 743 | $157,595,000 | $212,106 | $6,850 | 6.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 251 | $102,575,000 | $408,665 | $10,527 | 6.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 235 | $90,375,000 | $384,574 | $12,148 | 6.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 243 | $74,325,000 | $305,864 | $8,759 | 5.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 264 | $65,390,000 | $247,689 | $8,121 | 5.53% |
| SYRACUSE, NY (FHA|USDA|VA) | 254 | $57,660,000 | $227,008 | $6,695 | 6.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 156 | $52,120,000 | $334,103 | $9,489 | 6.26% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 135 | $42,555,000 | $315,222 | $11,235 | 6.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 148 | $41,930,000 | $283,311 | $8,666 | 5.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 160 | $39,010,000 | $243,813 | $5,533 | 6.16% |
| VALLEJO, CA (FHA|USDA|VA) | 103 | $36,605,000 | $355,388 | $10,436 | 5.54% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 137 | $33,785,000 | $246,606 | $8,760 | 5.82% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 112 | $32,480,000 | $290,000 | $8,326 | 5.98% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 75 | $32,305,000 | $430,733 | $15,831 | 6.70% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 63 | $31,615,000 | $501,825 | $13,840 | 7.09% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 143 | $30,085,000 | $210,385 | $6,892 | 6.69% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 50 | $28,450,000 | $569,000 | $14,927 | 7.01% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 105 | $27,635,000 | $263,190 | $9,112 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 89 | $27,315,000 | $306,910 | $10,292 | 6.52% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 118 | $27,260,000 | $231,017 | $5,519 | 6.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 51 | $26,925,000 | $527,941 | $11,933 | 6.61% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 64 | $24,730,000 | $386,406 | $10,880 | 6.33% |
| MIDLAND, TX (FHA|USDA|VA) | 83 | $24,425,000 | $294,277 | $10,426 | 6.61% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 60 | $23,940,000 | $399,000 | $9,153 | 6.72% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 125 | $23,395,000 | $187,160 | $5,914 | 5.54% |
| OCALA, FL (FHA|USDA|VA) | 121 | $21,915,000 | $181,116 | $7,286 | 5.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 74 | $21,340,000 | $288,378 | $10,730 | 6.71% |
| GAINESVILLE, GA (FHA|USDA|VA) | 66 | $20,970,000 | $317,727 | $11,077 | 6.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 80 | $20,490,000 | $256,125 | $8,658 | 5.68% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 55 | $19,015,000 | $345,727 | $11,618 | 7.19% |
| LOUISVILLE, KY (FHA|USDA|VA) | 100 | $18,000,000 | $180,000 | $6,527 | 5.96% |
| Ukiah, CA (FHA|USDA|VA) | 33 | $17,325,000 | $525,000 | $13,973 | 6.95% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 54 | $16,990,000 | $314,630 | $11,600 | 6.49% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 77 | $16,945,000 | $220,065 | $9,761 | 6.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 46 | $16,040,000 | $348,696 | $10,478 | 6.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 56 | $15,780,000 | $281,786 | $12,339 | 7.67% |
| DULUTH, MN-WI (FHA|USDA|VA) | 68 | $15,270,000 | $224,559 | $7,544 | 6.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 76 | $14,770,000 | $194,342 | $4,987 | 5.69% |
| ODESSA, TX (FHA|USDA|VA) | 59 | $14,595,000 | $247,373 | $11,716 | 6.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 86 | $14,380,000 | $167,209 | $5,843 | 6.56% |
| BINGHAMTON, NY (FHA|USDA|VA) | 78 | $13,250,000 | $169,872 | $5,908 | 6.66% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 91 | $12,525,000 | $137,637 | $5,968 | 6.70% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $12,375,000 | $426,724 | $13,378 | 6.28% |
| Jefferson, GA (FHA|USDA|VA) | 39 | $11,515,000 | $295,256 | $10,759 | 6.16% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 53 | $11,325,000 | $213,679 | $7,530 | 6.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 37 | $11,035,000 | $298,243 | $11,641 | 6.80% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 62 | $10,850,000 | $175,000 | $4,909 | 5.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $10,765,000 | $276,026 | $8,743 | 5.98% |
| Laconia, NH (FHA|USDA|VA) | 31 | $10,505,000 | $338,871 | $9,846 | 7.09% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 41 | $10,105,000 | $246,463 | $9,518 | 7.14% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 18 | $10,060,000 | $558,889 | $9,837 | 6.47% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 30 | $9,980,000 | $332,667 | $10,947 | 6.73% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 27 | $9,655,000 | $357,593 | $6,872 | 7.11% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 38 | $9,460,000 | $248,947 | $7,250 | 4.89% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 23 | $9,325,000 | $405,435 | $8,008 | 6.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 20 | $9,260,000 | $463,000 | $13,710 | 7.10% |
| ST. CLOUD, MN (FHA|USDA|VA) | 53 | $9,045,000 | $170,660 | $5,521 | 6.12% |
| GREELEY, CO (FHA|USDA|VA) | 24 | $9,040,000 | $376,667 | $10,261 | 6.48% |
| EL CENTRO, CA (FHA|USDA|VA) | 41 | $8,905,000 | $217,195 | $9,888 | 5.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 21 | $8,875,000 | $422,619 | $10,437 | 6.48% |
| Paducah, KY-IL (FHA|USDA|VA) | 56 | $8,710,000 | $155,536 | $4,711 | 6.46% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $7,775,000 | $250,806 | $7,665 | 6.81% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 33 | $7,675,000 | $232,576 | $12,885 | 6.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 31 | $7,595,000 | $245,000 | $9,358 | 5.75% |
| Cortland, NY (FHA|USDA|VA) | 43 | $7,535,000 | $175,233 | $6,314 | 6.46% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 26 | $7,510,000 | $288,846 | $12,189 | 7.97% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 46 | $7,450,000 | $161,957 | $6,008 | 5.73% |
| GAINESVILLE, FL (FHA|USDA|VA) | 46 | $7,300,000 | $158,696 | $5,411 | 4.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 18 | $7,080,000 | $393,333 | $9,016 | 7.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 21 | $6,655,000 | $316,905 | $12,839 | 6.70% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 22 | $6,490,000 | $295,000 | $9,856 | 6.19% |
| Concord, NH (FHA|USDA|VA) | 19 | $6,315,000 | $332,368 | $8,108 | 6.77% |
| NAPA, CA (FHA|USDA|VA) | 13 | $6,305,000 | $485,000 | $9,232 | 7.21% |
| HARRISONBURG, VA (FHA|USDA|VA) | 25 | $6,275,000 | $251,000 | $7,509 | 6.72% |
| KNOXVILLE, TN (FHA|USDA|VA) | 25 | $6,185,000 | $247,400 | $9,664 | 6.67% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 17 | $6,115,000 | $359,706 | $10,915 | 6.68% |
| ROME, GA (FHA|USDA|VA) | 37 | $6,095,000 | $164,730 | $7,435 | 5.33% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $6,020,000 | $501,667 | $12,636 | 7.02% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 24 | $5,980,000 | $249,167 | $5,389 | 6.37% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $5,930,000 | $329,444 | $10,199 | 6.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 27 | $5,915,000 | $219,074 | $7,613 | 5.41% |
| MORRISTOWN, TN (FHA|USDA|VA) | 26 | $5,880,000 | $226,154 | $7,025 | 6.72% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 19 | $5,755,000 | $302,895 | $10,280 | 6.69% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $5,720,000 | $357,500 | $8,033 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 20 | $5,420,000 | $271,000 | $8,516 | 6.20% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 18 | $5,390,000 | $299,444 | $10,508 | 5.92% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 19 | $5,245,000 | $276,053 | $10,306 | 6.76% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 25 | $4,825,000 | $193,000 | $5,825 | 5.32% |
| Olean, NY (FHA|USDA|VA) | 36 | $4,520,000 | $125,556 | $4,977 | 6.18% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $4,505,000 | $346,538 | $8,487 | 6.92% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 30 | $4,490,000 | $149,667 | $5,605 | 5.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $4,485,000 | $345,000 | $13,861 | 6.52% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $4,470,000 | $223,500 | $7,895 | 7.33% |
| Corning, NY (FHA|USDA|VA) | 33 | $4,465,000 | $135,303 | $4,617 | 6.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 15 | $4,355,000 | $290,333 | $7,514 | 7.11% |
| Athens, TX (FHA|USDA|VA) | 9 | $4,345,000 | $482,778 | $12,953 | 7.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,290,000 | $357,500 | $13,966 | 7.95% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 17 | $4,285,000 | $252,059 | $7,125 | 7.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $4,270,000 | $305,000 | $12,802 | 6.67% |
| Granbury, TX (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $13,073 | 6.99% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $4,205,000 | $467,222 | $10,398 | 7.39% |
| ELMIRA, NY (FHA|USDA|VA) | 28 | $4,110,000 | $146,786 | $4,788 | 6.69% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $3,995,000 | $307,308 | $8,123 | 6.12% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $3,975,000 | $361,364 | $7,898 | 7.71% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 19 | $3,925,000 | $206,579 | $6,629 | 6.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 15 | $3,925,000 | $261,667 | $11,994 | 6.74% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $5,943 | 6.39% |
| Brainerd, MN (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $5,698 | 7.19% |
| Fairmont, MN (FHA|USDA|VA) | 27 | $3,475,000 | $128,704 | $5,278 | 7.30% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 15 | $3,445,000 | $229,667 | $7,768 | 4.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 12 | $3,440,000 | $286,667 | $8,004 | 6.90% |
| JONESBORO, AR (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $8,177 | 6.54% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $3,255,000 | $651,000 | $11,498 | 7.10% |
| Auburn, NY (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $6,346 | 6.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $9,462 | 6.56% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,035,000 | $337,222 | $7,599 | 5.65% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $8,756 | 7.22% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $8,235 | 5.93% |
| THE VILLAGES, FL (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $8,355 | 7.06% |
| Central City, KY (FHA|USDA|VA) | 27 | $2,755,000 | $102,037 | $5,305 | 5.87% |
| Cedartown, GA (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $10,205 | 5.64% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $6,245 | 6.92% |
| TYLER, TX (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $8,758 | 7.01% |
| STAUNTON, VA (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $7,237 | 7.32% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,530,000 | $180,714 | $6,797 | 6.42% |
| Brenham, TX (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $50,301 | 7.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $11,384 | 6.95% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $7,563 | 6.91% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,480,000 | $413,333 | $13,052 | 7.67% |
| Clewiston, FL (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $8,928 | 5.42% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $9,682 | 6.81% |
| Bonham, TX (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $9,817 | 6.97% |
| Palatka, FL (FHA|USDA|VA) | 16 | $2,400,000 | $150,000 | $5,890 | 5.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $9,275 | 5.82% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $10,551 | 7.18% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,310,000 | $577,500 | $16,548 | 7.72% |
| Willmar, MN (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $6,242 | 6.59% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $13,139 | 7.12% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $9,671 | 6.87% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $8,497 | 6.98% |
| ITHACA, NY (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $8,597 | 6.61% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $8,575 | 7.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $8,193 | 6.67% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $10,925 | 7.40% |
| Gainesville, TX (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $9,386 | 7.14% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $8,318 | 6.62% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $10,626 | 6.67% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 14 | $1,940,000 | $138,571 | $4,523 | 6.96% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $6,038 | 5.65% |
| Bardstown, KY (FHA|USDA|VA) | 11 | $1,825,000 | $165,909 | $6,860 | 5.73% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $9,860 | 6.06% |
| Greeneville, TN (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $5,497 | 6.99% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $11,247 | 7.57% |
| Fort Morgan, CO (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $10,827 | 5.73% |
| London, KY (FHA|USDA|VA) | 22 | $1,680,000 | $76,364 | $4,050 | 5.23% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $10,020 | 5.95% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $11,274 | 6.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $13,896 | 6.75% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $12,132 | 7.10% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $6,362 | 8.19% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $7,020 | 7.11% |
| JACKSON, TN (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $7,127 | 5.28% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $8,451 | 6.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $12,662 | 7.31% |
| ROCHESTER, NY (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,675 | 6.39% |
| Mount Sterling, KY (FHA|USDA|VA) | 13 | $1,455,000 | $111,923 | $4,938 | 5.66% |
| Newport, TN (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $7,633 | 6.55% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $9,323 | 6.71% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $9,288 | 7.30% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $13,611 | 6.56% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $1,400,000 | $140,000 | $6,086 | 6.28% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,140 | 7.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $9,277 | 6.43% |
| Glasgow, KY (FHA|USDA|VA) | 16 | $1,350,000 | $84,375 | $4,817 | 5.24% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $25,243 | 6.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $12,556 | 5.19% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $7,030 | 6.91% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $5,302 | 5.77% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $7,696 | 7.83% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $13,031 | 5.28% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $6,248 | 6.79% |
| Madisonville, KY (FHA|USDA|VA) | 15 | $1,305,000 | $87,000 | $4,852 | 5.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $25,445 | 6.19% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $11,268 | 7.13% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $16,064 | 7.00% |
| Batavia, NY (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $6,298 | 7.27% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $8,577 | 7.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $12,107 | 5.83% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,756 | 6.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $6,862 | 6.22% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $9,593 | 6.95% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $6,468 | 7.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $17,905 | 6.56% |
| Lake City, FL (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $6,454 | 4.77% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $6,195 | 7.46% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $5,611 | 7.40% |
| MADISON, WI (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $10,083 | 7.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $8,714 | 5.31% |
| Sayre, PA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,046 | 6.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $7,806 | 5.56% |
| Kendallville, IN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,841 | 6.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,475 | 7.34% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,985 | 7.41% |
| AKRON, OH (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $8,127 | 7.00% |
| Okeechobee, FL (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $9,675 | 6.06% |
| Mayfield, KY (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $4,238 | 5.61% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,976 | 5.42% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,175 | 6.60% |
| Hutchinson, MN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,743 | 6.80% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $8,820 | 7.18% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,645 | 7.44% |
| Stevens Point, WI (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,938 | 7.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $11,405 | 6.70% |
| DOVER, DE (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,151 | 7.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,954 | 6.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $9,668 | 7.48% |
| Newport, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $15,492 | 7.19% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,336 | 6.38% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $13,235 | 6.92% |
| Toccoa, GA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $6,705 | 5.29% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $8,824 | 4.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,687 | 7.28% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $11,862 | 6.58% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,053 | 6.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,080 | 7.58% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,167 | 6.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $9,731 | 6.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,811 | 6.73% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $860,000 | $107,500 | $4,199 | 3.86% |
| Alexandria, MN (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,841 | 5.55% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,908 | 7.06% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $9,873 | 7.44% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $4,302 | 5.43% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,569 | 6.27% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $9,508 | 6.88% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,040 | 5.59% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,205 | 6.81% |
| Summerville, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $8,548 | 6.80% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $8,111 | 5.03% |
| DALTON, GA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,818 | 6.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,702 | 6.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,062 | 7.13% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,856 | 6.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $14,625 | 6.33% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $21,091 | 5.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,633 | 7.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $13,397 | 6.38% |
| FLINT, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $12,498 | 6.54% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $15,993 | 7.06% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,422 | 6.81% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $21,433 | 6.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,681 | 6.50% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,857 | 7.31% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,687 | 6.88% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,798 | 7.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,472 | 8.13% |
| Owatonna, MN (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $3,785 | 4.28% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $5,135 | 7.25% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,842 | 7.31% |
| Oxford, MS (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,190 | 7.50% |
| Keene, NH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,032 | 6.81% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,243 | 7.00% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,322 | 6.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,465 | 6.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $11,895 | 7.63% |
| Campbellsville, KY (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $4,177 | 5.00% |
| Paris, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,712 | 6.71% |
| Andrews, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,602 | 6.88% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,596 | 7.06% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,733 | 6.69% |
| Washington, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,919 | 7.06% |
| Paragould, AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,351 | 6.71% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,979 | 6.79% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,373 | 7.06% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $12,457 | 7.00% |
| READING, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,230 | 7.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $10,843 | 6.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $14,196 | 6.44% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,031 | 7.31% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,360 | 6.56% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,896 | 6.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,882 | 5.94% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,538 | 7.00% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $28,380 | 7.88% |
| Urbana, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $15,258 | 3.63% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,803 | 7.06% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,035 | 6.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,213 | 6.94% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,518 | 6.99% |
| Hilo, HI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,065 | 7.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,574 | 6.63% |
| MADERA, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,444 | 7.50% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $5,380 | 6.47% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,789 | 4.50% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,494 | 7.33% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,584 | 7.67% |
| Moberly, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,818 | 6.25% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,047 | 7.25% |
| Malone, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $13,892 | 6.81% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,722 | 7.50% |
| Forrest City, AR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,817 | 6.58% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $15,823 | 7.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,991 | 6.29% |
| Somerset, KY (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,272 | 5.78% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,600 | 6.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,840 | 7.31% |
| Murray, KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $14,373 | 7.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,577 | 7.50% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,017 | 6.56% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,353 | 7.50% |
| Dumas, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,066 | 6.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,381 | 6.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $23,390 | 7.13% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,548 | 6.56% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,642 | 6.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,170 | 6.88% |
| Bay City, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,082 | 7.00% |
| Pecos, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,306 | 7.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $24,027 | 6.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.99% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,803 | 5.63% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,543 | 3.69% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,933 | 7.13% |
| Seneca, SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,633 | 4.79% |
| Alma, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,731 | 6.88% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,131 | 7.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,542 | 7.06% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,834 | 7.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,374 | 6.63% |
| New Ulm, MN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,503 | 7.38% |
| Arkadelphia, AR (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,072 | 6.94% |
| Brownsville, TN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,972 | 3.19% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,738 | 7.63% |
| Hudson, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,476 | 7.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,555 | 6.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,179 | 6.25% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,824 | 7.06% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $24,049 | 6.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,270 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,516 | 6.63% |
| Plainview, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,230 | 7.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,308 | 7.13% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,514 | 7.13% |
| CASPER, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,425 | 7.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,638 | 7.13% |
| Levelland, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,391 | 7.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,038 | 6.99% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,498 | 6.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,653 | 7.25% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,333 | 6.31% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,722 | 4.79% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,769 | 6.00% |
| Henderson, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,884 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,664 | 7.38% |
| Paris, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,561 | 7.06% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,564 | 6.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,878 | 8.88% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,095 | 4.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,755 | 8.69% |
| Cullman, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,235 | 7.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,835 | 6.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,550 | 7.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,093 | 7.13% |
| Minot, ND (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,929 | 6.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,747 | 6.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,123 | 7.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,962 | 7.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,173 | 7.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,339 | 6.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,531 | 6.63% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,965 | 6.63% |
| Camden, AR (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $2,788 | 6.60% |
| Findlay, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,993 | 5.88% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,634 | 3.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,007 | 7.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,596 | 6.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,088 | 7.00% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,678 | 7.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,499 | 3.88% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,429 | 5.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,088 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.99% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,325 | 5.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,323 | 8.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,240 | 7.25% |
| Marshall, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,904 | 7.56% |
| Worthington, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,496 | 7.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,380 | 6.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,538 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,804 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,753 | 7.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,500 | 6.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,340 | 7.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,461 | 7.13% |
| Kennett, MO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,302 | 3.31% |
| Taos, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.63% |
| Guymon, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,147 | 6.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,915 | 6.63% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,091 | 6.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,383 | 7.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,711 | 8.13% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,579 | 5.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,904 | 7.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,677 | 6.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,184 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,822 | 7.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,633 | 7.13% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,605 | 7.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,947 | 3.05% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,964 | 7.13% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,667 | 7.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,341 | 6.63% |
| Alice, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,327 | 7.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| Martin, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,476 | 6.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,008 | 5.88% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,275 | 8.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,036 | 7.38% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $653 | 3.31% |
| Liberal, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,904 | 7.75% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,142 | 7.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,400 | 6.88% |
| Arecibo, PR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,952 | 6.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,631 | 5.94% |
| New Castle, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,535 | 3.69% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,918 | 7.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.50% |
| Indianola, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,278 | 7.13% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,295 | 7.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,007 | 6.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,367 | 7.38% |
| Payson, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.00% |
| Jasper, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,611 | 6.13% |
| Coco, PR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,847 | 8.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,211 | 7.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| Jayuya, PR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,445 | 6.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,873 | 6.38% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,876 | 3.19% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.99% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,423 | 6.63% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,831 | 6.63% |
| Corinth, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,805 | 6.99% |
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Product Mix
For 2024, Everett Financial's most frequently originated type of loan was Conventional, with 10,000 originations. Their 2nd most popular type was FHA, with 4,437 originations.
Loan Reason
For 2024, Everett Financial's most frequently cited loan purpose was Home Purchase, with 14,179 originations. The 2nd most popular reason was Cash Out Refi, with 960 originations.
Loan Duration/Length
For 2024, Everett Financial's most frequently cited loan duration was 30 Year, with 14,684 originations. The 2nd most popular length was 10 Year, with 351 originations.
Origination Fees/Closing Costs
Everett Financial's average total fees were $9,906, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 6,114 originations.
Interest Rates
During 2024, Everett Financial's average interest rate for loans was 6.41%, while their most frequently originated rate bucket for loans was 6-7%, with 7,189 originations.
Loan Sizing
2024 saw Everett Financial place emphasis on $200k-400k loans with 6,962 originations, totaling $2,019,570,000 in origination value.
Applicant Income
Everett Financial lent most frequently to those with incomes in the $100k-150k range, with 3,917 originations. The second most popular income band? $75k-100k, with 3,179 originations.
Applicant Debt to Income Ratio
Everett Financial lent most frequently to those with DTI ratios of 30-36%, with 1,953 originations. The next most common DTI ratio? 50-60%, with 1,717 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.73%
Everett Financial has an average approval rate.
Pick Rate
Approvals leading to origination74.60%
Everett Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,471 | $4,753,325,000 | $307,241 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,471 | $4,753,325,000 | $307,241 |