Gold Star Mortgage Financial Group Corporation Rates, Fees & Info
PLYMOUTH, MILEI: 5493002Y5XYV7DV1ZV88
Tax ID: 38-3564305
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 71 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gold Star Mortgage Financial Group Corporation is a small mortgage company specializing in Home Purchase loans. Gold Star Mortgage Financial Group Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Detroit, Miami, Orlando, and Ann Arbor among others. We have data for 288 markets. (Some data included below & more in-depth data is available with an active subscription.)Gold Star Mortgage Financial Group Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gold Star Mortgage Financial Group Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 6.62% | 4/5/25 |
| 30 Year Conventional Refi | 7.00% | 4/5/25 |
| 30 Year Cash-out Refi | 7.56% | 4/5/25 |
| 30 Year FHA Purchase | 7.57% | 4/5/25 |
| 30 Year FHA Refi | 7.40% | 4/5/25 |
| 30 Year VA Purchase | 6.58% | 4/5/25 |
| 30 Year VA Refi | 6.11% | 4/5/25 |
| 30 Year USDA Purchase | 7.11% | 4/5/25 |
| 30 Year USDA Refi | 6.99% | 4/5/25 |
| 15 Year Conventional Purchase | 5.90% | 4/5/25 |
| 15 Year Conventional Refi | 6.26% | 4/5/25 |
| 15 Year Cash-out Refi | 6.26% | 4/5/25 |
| 15 Year FHA Purchase | 7.33% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gold Star Mortgage Financial Group Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gold Star Mortgage Financial Group Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,102Origination Dollar Volume (All Markets)
$1,620,890,000Awards
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GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION - 2024
GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Gold Star Mortgage Financial Group Corporation's average 30 year fixed mortgage rate was
6.43%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.12%.
Relative Fees (Closing Costs)
Gold Star Mortgage Financial Group Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,490.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 528 | $147,610,000 | $279,564 | $6,465 | 6.56% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 580 | $142,630,000 | $245,914 | $5,488 | 6.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 325 | $123,405,000 | $379,708 | $10,323 | 6.03% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 287 | $85,795,000 | $298,937 | $9,466 | 5.85% |
| ANN ARBOR, MI (FHA|USDA|VA) | 201 | $82,505,000 | $410,473 | $5,178 | 6.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 126 | $58,690,000 | $465,794 | $8,276 | 6.71% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 173 | $50,135,000 | $289,798 | $8,561 | 5.09% |
| RENO, NV (FHA|USDA|VA) | 85 | $40,295,000 | $474,059 | $10,432 | 6.30% |
| Outside of Metro Areas | 146 | $37,850,000 | $259,247 | $7,571 | 6.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 87 | $36,915,000 | $424,310 | $9,957 | 6.48% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 54 | $30,570,000 | $566,111 | $10,317 | 6.76% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 47 | $26,635,000 | $566,702 | $9,364 | 6.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 64 | $26,310,000 | $411,094 | $13,295 | 6.80% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 56 | $24,420,000 | $436,071 | $6,475 | 6.66% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 60 | $23,350,000 | $389,167 | $12,210 | 6.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 59 | $23,335,000 | $395,508 | $11,932 | 6.65% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 65 | $22,765,000 | $350,231 | $10,321 | 6.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 43 | $18,335,000 | $426,395 | $15,791 | 6.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 54 | $17,580,000 | $325,556 | $9,393 | 6.22% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 96 | $17,490,000 | $182,188 | $5,150 | 4.33% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 34 | $17,390,000 | $511,471 | $10,184 | 6.70% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 56 | $16,690,000 | $298,036 | $7,172 | 6.42% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $16,605,000 | $448,784 | $12,474 | 5.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 41 | $15,705,000 | $383,049 | $10,368 | 6.95% |
| MERCED, CA (FHA|USDA|VA) | 45 | $15,365,000 | $341,444 | $11,450 | 6.52% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 57 | $15,205,000 | $266,754 | $7,867 | 6.04% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 48 | $14,490,000 | $301,875 | $7,259 | 5.57% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 32 | $14,150,000 | $442,188 | $9,914 | 6.70% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 54 | $14,030,000 | $259,815 | $6,879 | 5.95% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 74 | $13,340,000 | $180,270 | $8,425 | 7.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 41 | $12,165,000 | $296,707 | $8,931 | 5.03% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $10,600,000 | $588,889 | $12,548 | 6.35% |
| Adrian, MI (FHA|USDA|VA) | 51 | $10,595,000 | $207,745 | $5,782 | 6.98% |
| ST. GEORGE, UT (FHA|USDA|VA) | 27 | $10,485,000 | $388,333 | $9,202 | 6.46% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 22 | $10,150,000 | $461,364 | $12,461 | 6.39% |
| Chillicothe, OH (FHA|USDA|VA) | 54 | $9,730,000 | $180,185 | $7,625 | 7.28% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $9,510,000 | $528,333 | $13,140 | 6.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $9,500,000 | $365,385 | $8,168 | 6.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 21 | $9,145,000 | $435,476 | $10,702 | 6.66% |
| WENATCHEE, WA (FHA|USDA|VA) | 23 | $8,755,000 | $380,652 | $13,880 | 6.67% |
| JACKSON, MI (FHA|USDA|VA) | 40 | $8,380,000 | $209,500 | $5,526 | 6.99% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 41 | $8,285,000 | $202,073 | $6,480 | 6.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $7,780,000 | $299,231 | $10,210 | 6.30% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $7,670,000 | $225,588 | $8,826 | 7.35% |
| FLINT, MI (FHA|USDA|VA) | 36 | $7,500,000 | $208,333 | $6,445 | 6.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 22 | $7,440,000 | $338,182 | $9,253 | 6.16% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 30 | $7,220,000 | $240,667 | $6,557 | 6.27% |
| MONROE, MI (FHA|USDA|VA) | 32 | $7,090,000 | $221,563 | $5,156 | 7.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $6,855,000 | $623,182 | $13,327 | 6.95% |
| LAS CRUCES, NM (FHA|USDA|VA) | 22 | $6,770,000 | $307,727 | $12,084 | 6.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 19 | $6,105,000 | $321,316 | $6,959 | 5.53% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $6,005,000 | $353,235 | $8,135 | 6.73% |
| Fernley, NV (FHA|USDA|VA) | 17 | $5,765,000 | $339,118 | $11,436 | 5.87% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 18 | $5,440,000 | $302,222 | $8,092 | 6.89% |
| OCALA, FL (FHA|USDA|VA) | 27 | $5,425,000 | $200,926 | $7,768 | 5.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $5,035,000 | $457,727 | $10,861 | 6.87% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $4,990,000 | $277,222 | $4,937 | 7.03% |
| AKRON, OH (FHA|USDA|VA) | 28 | $4,900,000 | $175,000 | $8,143 | 7.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $4,860,000 | $486,000 | $10,973 | 6.62% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $4,770,000 | $265,000 | $10,500 | 7.12% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $4,610,000 | $288,125 | $10,632 | 7.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $4,580,000 | $327,143 | $13,310 | 6.12% |
| ROCKFORD, IL (FHA|USDA|VA) | 22 | $4,270,000 | $194,091 | $4,730 | 6.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $6,750 | 6.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $3,880,000 | $242,500 | $6,039 | 7.01% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $3,700,000 | $370,000 | $6,702 | 7.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $7,778 | 5.31% |
| Okeechobee, FL (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $9,445 | 6.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $11,687 | 6.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $6,743 | 6.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,935,000 | $587,000 | $17,437 | 6.55% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 14 | $2,900,000 | $207,143 | $6,259 | 6.16% |
| Key West, FL (FHA|USDA|VA) | 1 | $2,885,000 | $2,885,000 | $15,455 | 6.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 18 | $2,770,000 | $153,889 | $6,592 | 5.85% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $4,817 | 6.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $10,040 | 6.60% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $7,989 | 6.89% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $7,457 | 6.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $7,957 | 4.72% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $8,147 | 6.53% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $9,877 | 6.48% |
| REDDING, CA (FHA|USDA|VA) | 5 | $2,105,000 | $421,000 | $10,708 | 6.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,738 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $7,784 | 6.76% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $8,119 | 7.33% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $6,772 | 6.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $6,793 | 6.17% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $6,715 | 7.27% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $7,420 | 6.65% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $10,328 | 6.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $14,022 | 6.72% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $12,105 | 6.47% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $6,981 | 6.82% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $9,908 | 6.87% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $10,354 | 6.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $7,106 | 8.12% |
| Del Rio, TX (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $11,975 | 7.02% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $13,823 | 6.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $8,469 | 7.23% |
| Hillsdale, MI (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $5,092 | 6.63% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $13,534 | 6.90% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $6,806 | 6.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $8,594 | 6.90% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $10,513 | 7.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $13,433 | 6.67% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $7,453 | 6.65% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $13,743 | 6.28% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $8,729 | 5.41% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $11,516 | 6.34% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $9,931 | 6.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $7,690 | 6.91% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $8,233 | 6.16% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $13,184 | 6.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,361 | 7.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,327 | 5.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $13,788 | 6.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $11,447 | 6.15% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $11,922 | 6.53% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $6,489 | 5.02% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $20,607 | 6.41% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,380 | 7.03% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $7,039 | 6.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $14,744 | 6.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,985 | 7.00% |
| Moses Lake, WA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $7,762 | 4.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $11,832 | 6.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,877 | 7.63% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,145 | 6.96% |
| Jackson, OH (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $7,328 | 7.21% |
| Palatka, FL (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $3,175 | 3.95% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $21,106 | 6.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,750 | 6.70% |
| DOVER, DE (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $17,892 | 5.94% |
| Outside of Metro Areas | 3 | $975,000 | $325,000 | $11,678 | 6.46% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,653 | 6.91% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,982 | 5.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $6,721 | 6.87% |
| Portsmouth, OH (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,444 | 7.20% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,855 | 7.03% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $7,750 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,293 | 6.54% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,779 | 6.56% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $11,675 | 6.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $14,177 | 6.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,493 | 6.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,051 | 6.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,718 | 6.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,811 | 7.06% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,876 | 6.46% |
| WACO, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,451 | 7.79% |
| NILES, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,346 | 6.81% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $16,652 | 6.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $21,279 | 6.25% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,423 | 7.18% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $19,049 | 5.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,814 | 7.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $21,572 | 5.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $11,110 | 6.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,156 | 4.62% |
| Newberry, SC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $13,740 | 7.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,884 | 8.71% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,695 | 6.13% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,420 | 6.29% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,859 | 5.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,115 | 7.09% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,125 | 6.62% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,314 | 7.18% |
| Deming, NM (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,019 | 6.81% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,302 | 8.33% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,543 | 6.46% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,847 | 7.29% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,162 | 6.19% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $14,164 | 7.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,825 | 6.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,790 | 6.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,880 | 7.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,349 | 7.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,254 | 5.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,507 | 6.50% |
| SALEM, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $18,558 | 5.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,838 | 6.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,949 | 6.00% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,920 | 4.21% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,991 | 5.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,470 | 6.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,678 | 7.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,758 | 5.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,865 | 8.13% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,534 | 6.99% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $22,374 | 5.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,064 | 5.99% |
| TYLER, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,383 | 6.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,494 | 6.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,383 | 5.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,501 | 7.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,212 | 7.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,524 | 5.99% |
| Marion, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,837 | 6.56% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,179 | 6.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,366 | 5.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,932 | 6.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,845 | 6.69% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,509 | 7.38% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,990 | 3.44% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,920 | 6.13% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,870 | 7.99% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,838 | 6.99% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $19,034 | 7.13% |
| Salem, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,773 | 6.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,638 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,545 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,309 | 6.13% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,795 | 6.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,755 | 8.13% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,952 | 6.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,997 | 6.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,027 | 6.50% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,655 | 7.13% |
| Española, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,159 | 7.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,837 | 7.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,323 | 7.63% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,466 | 6.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,425 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,336 | 7.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,333 | 7.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,352 | 6.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,173 | 8.13% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,199 | 6.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,771 | 6.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,795 | 6.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.13% |
| DALTON, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,136 | 8.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,958 | 8.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,111 | 5.99% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,144 | 6.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,169 | 5.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,473 | 6.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,579 | 5.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,152 | 5.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,835 | 6.50% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,164 | 8.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,815 | 6.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,818 | 6.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,278 | 6.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,030 | 6.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,026 | 6.63% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,633 | 8.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,950 | 5.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,425 | 6.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,197 | 6.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,462 | 6.13% |
| READING, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,434 | 7.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,485 | 6.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,025 | 7.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,715 | 7.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,472 | 6.99% |
| Crossville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,856 | 6.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,052 | 7.13% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,358 | 5.99% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,503 | 6.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,978 | 6.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,126 | 7.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,435 | 5.25% |
| Martin, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,921 | 6.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,737 | 6.25% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,044 | 7.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,040 | 6.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,411 | 7.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,725 | 8.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,849 | 5.88% |
| Athens, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,458 | 7.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,845 | 6.63% |
| Sterling, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,728 | 6.99% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,992 | 6.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,230 | 7.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,775 | 6.63% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,148 | 8.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,990 | 6.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,454 | 7.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,118 | 7.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,104 | 7.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,969 | 7.50% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,582 | 6.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,931 | 7.13% |
| Freeport, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,557 | 3.75% |
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Product Mix
For 2024, Gold Star Mortgage Financial Group Corporation's most frequently originated type of loan was Conventional, with 3,302 originations. Their 2nd most popular type was FHA, with 1,322 originations.
Loan Reason
For 2024, Gold Star Mortgage Financial Group Corporation's most frequently cited loan purpose was Home Purchase, with 4,611 originations. The 2nd most popular reason was Refi, with 244 originations.
Loan Duration/Length
For 2024, Gold Star Mortgage Financial Group Corporation's most frequently cited loan duration was 30 Year, with 4,825 originations. The 2nd most popular length was 10 Year, with 136 originations.
Origination Fees/Closing Costs
Gold Star Mortgage Financial Group Corporation's average total fees were $8,490, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,458 originations.
Interest Rates
During 2024, Gold Star Mortgage Financial Group Corporation's average interest rate for loans was 6.43%, while their most frequently originated rate bucket for loans was 6-7%, with 2,820 originations.
Loan Sizing
2024 saw Gold Star Mortgage Financial Group Corporation place emphasis on $200k-400k loans with 2,323 originations, totaling $684,435,000 in origination value.
Applicant Income
Gold Star Mortgage Financial Group Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,330 originations. The second most popular income band? $75k-100k, with 1,103 originations.
Applicant Debt to Income Ratio
Gold Star Mortgage Financial Group Corporation lent most frequently to those with DTI ratios of 30-36%, with 724 originations. The next most common DTI ratio? 20-30%, with 586 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.48%
Gold Star Mortgage Financial Group Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination50.49%
Gold Star Mortgage Financial Group Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,102 | $1,620,890,000 | $317,697 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,102 | $1,620,890,000 | $317,697 |