Gold Star Mortgage Financial Group Corporation Rates, Fees & Info

PLYMOUTH, MI

LEI: 5493002Y5XYV7DV1ZV88

Tax ID: 38-3564305

4.7 stars - out of 5 stars, based on 101 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Gold Star Mortgage Financial Group Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Gold Star Mortgage Financial Group Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Detroit, Miami, Raleigh, Chicago, and Seattle among others. Gold Star Mortgage Financial Group Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Gold Star Mortgage Financial Group Corporation is typically an average fee lendor.


Originations

10,272

Origination Dollar Volume (All Markets)

$2,903,320,000
Show all (22) awards

Relative Rate

Gold Star Mortgage Financial Group Corporation's average 30 year fixed rate mortgage of loans were 3.16%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.01%.

Relative Fees

Gold Star Mortgage Financial Group Corporation's average total fees for a 30 year fixed rate mortgage are $4,991.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,993 $452,185,000 $226,887 $3,258 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 923 $298,435,000 $323,332 $5,877 3.04%
RALEIGH-CARY, NC (FHA|USDA|VA) 788 $226,460,000 $287,386 $1,600 2.97%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 740 $173,530,000 $234,500 $4,693 3.02%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 366 $154,410,000 $421,885 $6,645 3.20%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 433 $151,105,000 $348,972 $7,003 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 409 $121,625,000 $297,372 $6,519 3.06%
ANN ARBOR, MI (FHA|USDA|VA) 351 $108,065,000 $307,877 $2,870 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 311 $93,385,000 $300,273 $5,990 3.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 232 $88,510,000 $381,509 $2,870 2.97%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 221 $73,475,000 $332,466 $5,457 3.07%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 232 $67,010,000 $288,836 $5,957 2.99%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 294 $57,930,000 $197,041 $6,496 3.26%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 156 $46,790,000 $299,936 $1,667 2.93%
Outside of Metro Areas 209 $45,945,000 $219,833 $4,221 3.17%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 132 $37,600,000 $284,848 $6,627 3.35%
MERCED, CA (FHA|USDA|VA) 113 $29,865,000 $264,292 $6,170 3.29%
PORT ST. LUCIE, FL (FHA|USDA|VA) 105 $28,475,000 $271,190 $6,631 3.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 78 $27,240,000 $349,231 $6,588 3.10%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 70 $27,170,000 $388,143 $7,304 3.03%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 55 $26,045,000 $473,545 $4,806 3.02%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 59 $23,615,000 $400,254 $5,376 2.81%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 67 $20,655,000 $308,284 $5,160 2.83%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 42 $18,920,000 $450,476 $5,817 3.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 83 $18,875,000 $227,410 $4,570 3.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 42 $18,760,000 $446,667 $5,600 2.97%
BATON ROUGE, LA (FHA|USDA|VA) 85 $18,265,000 $214,882 $7,113 3.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 63 $18,135,000 $287,857 $5,961 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $17,350,000 $510,294 $2,498 2.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 30 $17,070,000 $569,000 $3,494 2.95%
Adrian, MI (FHA|USDA|VA) 74 $14,510,000 $196,081 $3,657 3.18%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 34 $14,200,000 $417,647 $5,074 2.88%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 43 $13,955,000 $324,535 $6,484 3.15%
REDDING, CA (FHA|USDA|VA) 45 $13,545,000 $301,000 $4,595 3.23%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 71 $13,145,000 $185,141 $4,095 3.16%
FLINT, MI (FHA|USDA|VA) 66 $12,910,000 $195,606 $4,137 3.14%
MONROE, MI (FHA|USDA|VA) 58 $12,870,000 $221,897 $3,228 2.98%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 33 $11,585,000 $351,061 $7,020 2.83%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 31 $10,885,000 $351,129 $5,212 2.96%
JACKSONVILLE, FL (FHA|USDA|VA) 40 $10,860,000 $271,500 $6,124 2.66%
JACKSON, MI (FHA|USDA|VA) 41 $9,175,000 $223,780 $3,993 3.16%
Augusta-Waterville, ME (FHA|USDA|VA) 43 $9,175,000 $213,372 $4,525 3.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 22 $6,880,000 $312,727 $4,519 2.83%
OCALA, FL (FHA|USDA|VA) 26 $6,310,000 $242,692 $7,276 3.28%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 22 $5,970,000 $271,364 $3,873 2.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 20 $5,940,000 $297,000 $7,086 3.21%
AKRON, OH (FHA|USDA|VA) 29 $5,885,000 $202,931 $6,358 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 21 $5,875,000 $279,762 $5,560 2.83%
MODESTO, CA (FHA|USDA|VA) 19 $5,785,000 $304,474 $3,871 3.05%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 21 $5,775,000 $275,000 $5,870 2.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 24 $5,620,000 $234,167 $4,823 3.15%
FAYETTEVILLE, NC (FHA|USDA|VA) 24 $5,030,000 $209,583 $1,760 3.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $4,895,000 $376,538 $1,930 3.36%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $4,535,000 $266,765 $5,382 2.95%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 15 $4,435,000 $295,667 $6,139 2.96%
STOCKTON, CA (FHA|USDA|VA) 13 $4,425,000 $340,385 $3,923 2.96%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,140,000 $295,714 $7,566 2.95%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $4,020,000 $335,000 $6,047 3.18%
SALINAS, CA (FHA|USDA|VA) 7 $3,635,000 $519,286 $2,848 2.70%
YUBA CITY, CA (FHA|USDA|VA) 10 $3,490,000 $349,000 $2,720 3.17%
THE VILLAGES, FL (FHA|USDA|VA) 10 $3,250,000 $325,000 $7,361 3.01%
KANKAKEE, IL (FHA|USDA|VA) 15 $3,155,000 $210,333 $4,198 2.93%
Tullahoma-Manchester, TN (FHA|USDA|VA) 13 $3,125,000 $240,385 $6,035 3.19%
Morehead City, NC (FHA|USDA|VA) 11 $3,065,000 $278,636 $2,026 3.18%
Hillsdale, MI (FHA|USDA|VA) 13 $3,015,000 $231,923 $3,202 3.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $2,990,000 $747,500 $4,935 3.06%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 18 $2,890,000 $160,556 $4,502 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,850,000 $285,000 $5,545 2.77%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,815,000 $255,909 $5,558 2.71%
Shelton, WA (FHA|USDA|VA) 9 $2,705,000 $300,556 $7,095 2.89%
FRESNO, CA (FHA|USDA|VA) 10 $2,640,000 $264,000 $2,783 3.16%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 13 $2,615,000 $201,154 $5,127 3.26%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,610,000 $261,000 $4,208 2.99%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,500,000 $312,500 $8,364 3.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,410,000 $241,000 $3,660 2.99%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $2,365,000 $181,923 $7,147 3.34%
TOLEDO, OH (FHA|USDA|VA) 14 $2,330,000 $166,429 $6,499 3.11%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,285,000 $253,889 $1,793 3.26%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $2,210,000 $276,250 $2,125 3.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,210,000 $552,500 $4,511 3.21%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $2,045,000 $292,143 $6,474 3.28%
BURLINGTON, NC (FHA|USDA|VA) 8 $2,000,000 $250,000 $1,820 3.14%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,875,000 $625,000 $1,789 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,865,000 $266,429 $2,958 3.05%
RICHMOND, VA (FHA|USDA|VA) 7 $1,845,000 $263,571 $4,781 2.76%
Holland, MI (FHA|USDA|VA) 11 $1,815,000 $165,000 $5,093 3.19%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,780,000 $296,667 $1,951 2.94%
Traverse City, MI (FHA|USDA|VA) 10 $1,770,000 $177,000 $3,286 2.94%
BATTLE CREEK, MI (FHA|USDA|VA) 12 $1,770,000 $147,500 $4,151 3.37%
Sanford, NC (FHA|USDA|VA) 8 $1,710,000 $213,750 $1,676 2.95%
Pahrump, NV (FHA|USDA|VA) 6 $1,680,000 $280,000 $8,255 3.17%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,670,000 $278,333 $6,121 3.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,645,000 $329,000 $5,495 3.50%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,523 3.13%
Sonora, CA (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,045 2.75%
HAMMOND, LA (FHA|USDA|VA) 9 $1,585,000 $176,111 $8,653 3.58%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,460 3.00%
MADERA, CA (FHA|USDA|VA) 6 $1,540,000 $256,667 $5,546 3.27%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,535,000 $307,000 $7,231 2.93%
TUCSON, AZ (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,573 3.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,425,000 $475,000 $10,935 3.08%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,415,000 $202,143 $1,659 3.02%
NILES, MI (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,559 2.82%
MUSKEGON, MI (FHA|USDA|VA) 8 $1,350,000 $168,750 $5,099 3.26%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,809 2.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,235,000 $411,667 $7,484 3.54%
Cadillac, MI (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,527 3.20%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,215,000 $405,000 $7,563 3.16%
Centralia, WA (FHA|USDA|VA) 3 $1,195,000 $398,333 $6,638 3.21%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,880 3.04%
RENO, NV (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,228 2.84%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $1,140,000 $285,000 $9,380 2.91%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,760 3.20%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,867 3.22%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $1,631 3.12%
SAGINAW, MI (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,822 3.46%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $1,005,000 $335,000 $7,058 2.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $935,000 $311,667 $3,685 3.29%
Red Bluff, CA (FHA|USDA|VA) 3 $885,000 $295,000 $3,360 2.79%
Okeechobee, FL (FHA|USDA|VA) 4 $860,000 $215,000 $6,511 3.15%
Moses Lake, WA (FHA|USDA|VA) 3 $835,000 $278,333 $6,714 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 3 $775,000 $258,333 $4,770 2.63%
Boone, NC (FHA|USDA|VA) 3 $755,000 $251,667 $1,622 2.87%
Alpena, MI (FHA|USDA|VA) 6 $740,000 $123,333 $4,009 3.54%
VALLEJO, CA (FHA|USDA|VA) 3 $735,000 $245,000 $4,829 2.62%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $720,000 $180,000 $6,807 3.19%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $710,000 $177,500 $3,890 3.22%
Sault Ste. Marie, MI (FHA|USDA|VA) 3 $705,000 $235,000 $3,676 3.17%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $705,000 $235,000 $4,925 3.16%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $695,000 $231,667 $5,258 3.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $680,000 $170,000 $4,930 3.00%
CORVALLIS, OR (FHA|USDA|VA) 2 $670,000 $335,000 $8,485 3.43%
MADISON, WI (FHA|USDA|VA) 2 $660,000 $330,000 $6,881 2.94%
SANTA FE, NM (FHA|USDA|VA) 2 $660,000 $330,000 $3,045 3.06%
Hailey, ID (FHA|USDA|VA) 1 $625,000 $625,000 $5,665 2.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $620,000 $310,000 $2,792 2.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $5,313 2.81%
MIDLAND, MI (FHA|USDA|VA) 5 $605,000 $121,000 $3,257 3.22%
ROCHESTER, MN (FHA|USDA|VA) 2 $590,000 $295,000 $6,016 3.31%
FORT COLLINS, CO (FHA|USDA|VA) 2 $580,000 $290,000 $3,042 3.06%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $580,000 $290,000 $6,207 3.38%
BELLINGHAM, WA (FHA|USDA|VA) 2 $580,000 $290,000 $4,214 3.06%
SALEM, OR (FHA|USDA|VA) 2 $560,000 $280,000 $4,660 2.99%
Shelbyville, TN (FHA|USDA|VA) 3 $555,000 $185,000 $5,711 3.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $545,000 $181,667 $3,457 3.79%
Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $4,733 3.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $510,000 $255,000 $11,111 3.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $510,000 $255,000 $4,232 3.00%
FLORENCE, SC (FHA|USDA|VA) 2 $510,000 $255,000 $6,958 2.44%
Red Wing, MN (FHA|USDA|VA) 2 $500,000 $250,000 $5,311 3.31%
Coldwater, MI (FHA|USDA|VA) 2 $490,000 $245,000 $2,489 2.88%
Sturgis, MI (FHA|USDA|VA) 4 $490,000 $122,500 $3,810 3.12%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $490,000 $245,000 $3,317 3.12%
Marquette, MI (FHA|USDA|VA) 4 $490,000 $122,500 $3,553 3.44%
Brainerd, MN (FHA|USDA|VA) 1 $475,000 $475,000 $8,006 3.38%
GREENVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $1,473 3.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $465,000 $465,000 $4,083 2.99%
BAY CITY, MI (FHA|USDA|VA) 3 $455,000 $151,667 $5,433 3.62%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $2,066 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 2 $450,000 $225,000 $5,164 3.06%
Warsaw, IN (FHA|USDA|VA) 2 $440,000 $220,000 $3,076 2.81%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $440,000 $220,000 $3,211 2.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $440,000 $220,000 $3,870 2.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $430,000 $215,000 $4,037 2.88%
DUBUQUE, IA (FHA|USDA|VA) 1 $425,000 $425,000 $4,068 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $415,000 $415,000 $11,712 2.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $410,000 $205,000 $5,706 3.06%
ROANOKE, VA (FHA|USDA|VA) 2 $410,000 $205,000 $3,085 2.94%
NEW BERN, NC (FHA|USDA|VA) 1 $395,000 $395,000 $2,382 2.88%
Sandusky, OH (FHA|USDA|VA) 2 $380,000 $190,000 $8,074 2.93%
LONGVIEW, WA (FHA|USDA|VA) 1 $375,000 $375,000 $5,914 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,020 3.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $370,000 $185,000 $1,148 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,137 2.81%
ST. CLOUD, MN (FHA|USDA|VA) 2 $360,000 $180,000 $5,456 3.38%
COLUMBIA, SC (FHA|USDA|VA) 1 $355,000 $355,000 $11,044 2.63%
GRANTS PASS, OR (FHA|USDA|VA) 1 $355,000 $355,000 $3,080 2.99%
Newport, OR (FHA|USDA|VA) 1 $345,000 $345,000 $5,877 3.13%
Ludington, MI (FHA|USDA|VA) 1 $345,000 $345,000 $1,502 2.25%
CHICO, CA (FHA|USDA|VA) 2 $340,000 $170,000 $1,362 2.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $335,000 $335,000 $4,249 3.25%
Roseburg, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,893 3.75%
APPLETON, WI (FHA|USDA|VA) 1 $325,000 $325,000 $5,268 3.13%
KNOXVILLE, TN (FHA|USDA|VA) 2 $320,000 $160,000 $5,730 3.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,764 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $315,000 $315,000 $6,859 2.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $310,000 $155,000 $1,587 2.69%
Payson, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $5,046 2.99%
Frankfort, KY (FHA|USDA|VA) 1 $305,000 $305,000 $2,682 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $305,000 $305,000 $4,935 3.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $305,000 $305,000 $10,603 3.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $305,000 $305,000 $4,502 2.99%
YAKIMA, WA (FHA|USDA|VA) 1 $295,000 $295,000 $13,514 3.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $295,000 $295,000 $4,476 2.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $285,000 $285,000 $4,487 3.75%
VISALIA, CA (FHA|USDA|VA) 1 $275,000 $275,000 $5,224 3.88%
AMARILLO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,962 2.88%
NAPA, CA (FHA|USDA|VA) 1 $275,000 $275,000 $1,235 2.13%
FORT WAYNE, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,825 3.25%
Auburn, IN (FHA|USDA|VA) 1 $265,000 $265,000 $931 3.25%
Susanville, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,670 2.99%
SPARTANBURG, SC (FHA|USDA|VA) 1 $265,000 $265,000 $7,906 3.50%
Ellensburg, WA (FHA|USDA|VA) 1 $255,000 $255,000 $4,445 3.25%
Wooster, OH (FHA|USDA|VA) 2 $250,000 $125,000 $7,660 3.75%
Aberdeen, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,967 3.75%
Fernley, NV (FHA|USDA|VA) 1 $235,000 $235,000 $4,473 3.38%
Paris, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,159 2.75%
YUMA, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,504 3.25%
Cullowhee, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,075 2.99%
TWIN FALLS, ID (FHA|USDA|VA) 1 $205,000 $205,000 $6,591 3.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $205,000 $205,000 $2,339 3.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $205,000 $205,000 $5,064 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,183 2.50%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $7,664 3.25%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,584 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,947 3.25%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,393 3.13%
Ashtabula, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,696 2.50%
Big Rapids, MI (FHA|USDA|VA) 2 $180,000 $90,000 $3,420 3.19%
Manitowoc, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,303 4.99%
Escanaba, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,945 3.25%
Albemarle, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,682 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,050 3.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,719 3.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,778 2.63%
Menomonie, WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,117 3.38%
Ottawa, IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,167 3.63%
Easton, MD (FHA|USDA|VA) 1 $145,000 $145,000 $4,415 3.38%
Huntsville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,739 3.13%
Richmond, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,105 3.50%
Morgan City, LA (FHA|USDA|VA) 1 $135,000 $135,000 $7,317 3.50%
EL PASO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,559 3.75%
WACO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,344 3.88%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $6,504 2.75%
Torrington, CT (FHA|USDA|VA) 1 $125,000 $125,000 $2,485 3.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,517 2.13%
Othello, WA (FHA|USDA|VA) 1 $125,000 $125,000 $4,455 2.63%
Alma, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,840 3.50%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,714 2.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,271 2.75%
BANGOR, ME (FHA|USDA|VA) 1 $115,000 $115,000 $3,243 3.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,291 3.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,185 3.63%
Crossville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $6,612 2.75%

Gold Star Mortgage Financial Group Corporation's top markets include Detroit, Miami, Raleigh, Chicago, and Seattle among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 8,393 $2,418,475,000 $288,154 $3,851 3.07%
FHA 1,309 $304,945,000 $232,960 $8,479 3.18%
VA 456 $158,210,000 $346,952 $7,683 2.65%
USDA 114 $21,690,000 $190,263 $6,490 3.09%

For the 2021 period, Gold Star Mortgage Financial Group Corporation's most frequently originated loan type of loans were Conventional, with 8,393 originations. Their 2nd most popular type is FHA, with 1,309 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 5,414 $1,561,700,000 $288,456 $5,653 3.15%
Refi 2,963 $804,575,000 $271,541 $3,065 2.86%
Cash Out Refi 1,895 $537,045,000 $283,401 $4,208 3.12%

For the 2021, Gold Star Mortgage Financial Group Corporation's most frequently cited loan purpose of loans were Home Purchase, with 5,414 originations. The 2nd most popular reason of loans were Refi, with 2,963 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 8,440 $2,451,550,000 $290,468 $4,991 3.16%
15 Year 1,116 $274,430,000 $245,905 $3,154 2.48%
20 Year 579 $145,805,000 $251,822 $2,847 2.89%
10 Year 72 $14,890,000 $206,806 $2,654 2.38%
Other 65 $16,645,000 $256,077 $2,792 2.91%

For the 2021, Gold Star Mortgage Financial Group Corporation's most frequently cited loan length of loans were 30 Year, with 8,440 originations. The 2nd most popular length of loans were 15 Year, with 1,116 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 4,020 $1,123,750,000 $279,540
$1k-2k 3,003 $832,655,000 $277,274
$3k-4k 1,354 $397,840,000 $293,826
$2k-3k 1,302 $321,470,000 $246,905
$5k+ 593 $227,605,000 $383,820

$4,991 of loans were Gold Star Mortgage Financial Group Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,020 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 4,452 $1,212,550,000 $272,361
2.5-3% 4,431 $1,298,675,000 $293,088
<2.5% 1,138 $336,210,000 $295,439
4-5% 249 $55,725,000 $223,795
5-6% 2 $160,000 $80,000

During 2021, Gold Star Mortgage Financial Group Corporation's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 4,452 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 5,395 $1,539,905,000 $285,432 $4,741 3.03%
$100k-200k 2,764 $428,860,000 $155,159 $3,771 3.12%
$400k-600k 1,552 $743,920,000 $479,330 $5,625 2.98%
$100,000 or less 344 $27,400,000 $79,651 $3,400 3.42%
$600k-1MM 194 $134,280,000 $692,165 $7,796 3.10%
$1MM+ 23 $28,955,000 $1,258,913 $10,905 2.93%

2021 saw Gold Star Mortgage Financial Group Corporation place emphasis on $200k-400k loans with 5,395 originations, totaling $1,539,905,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 2,398 $767,330,000 $319,987 $4,611 3.03%
$50k-75k 2,362 $534,210,000 $226,169 $4,833 3.11%
$75k-100k 1,919 $526,045,000 $274,125 $4,851 3.08%
$150k-250k 1,545 $577,665,000 $373,893 $4,353 2.98%
$50k or less 1,372 $218,570,000 $159,308 $4,404 3.17%
$250k+ 522 $231,930,000 $444,310 $4,886 2.99%

Gold Star Mortgage Financial Group Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,398 originations. The second most popular income band? $50k-75k, with 2,362 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,056 $572,750,000 $278,575 $3,805 2.99%
30-36% 1,736 $484,320,000 $278,986 $4,341 3.08%
<20% 713 $193,725,000 $271,704 $3,173 2.92%
50-60% 506 $138,560,000 $273,834 $8,527 3.04%
44% 463 $131,665,000 $284,374 $4,887 3.17%
42% 440 $127,720,000 $290,273 $5,124 3.15%
40% 422 $125,600,000 $297,630 $4,842 3.12%
43% 418 $121,390,000 $290,407 $4,854 3.10%
41% 413 $112,475,000 $272,337 $4,812 3.15%
49% 400 $116,600,000 $291,500 $5,437 3.13%
39% 379 $110,935,000 $292,704 $4,720 3.09%
38% 368 $104,960,000 $285,217 $4,829 3.14%
36% 354 $101,640,000 $287,119 $4,220 3.10%
37% 310 $88,780,000 $286,387 $4,573 3.07%
45% 308 $86,620,000 $281,234 $5,209 3.11%
48% 308 $85,230,000 $276,721 $5,083 3.08%
47% 286 $83,380,000 $291,538 $4,775 3.10%
46% 285 $82,245,000 $288,579 $5,222 3.10%
>60% 14 $5,730,000 $409,286 $7,123 2.69%

Gold Star Mortgage Financial Group Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,056 originations. The next most common DTI ratio? 30-36%, with 1,736 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 7,473 $2,085,775,000 $279,108 $4,561 3.06%
Not provided 1,519 $470,565,000 $309,786 $4,195 3.03%
Black 809 $192,335,000 $237,744 $6,152 3.24%
Asian Indian 167 $56,565,000 $338,713 $4,467 2.86%
Asian 122 $40,220,000 $329,672 $4,954 2.94%
Vietnamese 53 $13,145,000 $248,019 $5,045 3.24%
Filipino 33 $11,815,000 $358,030 $4,952 3.04%
American Indian 22 $7,150,000 $325,000 $5,550 3.15%
Chinese 21 $7,145,000 $340,238 $4,584 2.87%
Other Asian 19 $6,905,000 $363,421 $5,063 3.08%
Korean 12 $4,530,000 $377,500 $3,026 3.00%
Japanese 11 $3,905,000 $355,000 $3,670 2.78%
Native Hawaiian 9 $2,815,000 $312,778 $4,680 3.15%
Samoan 1 $235,000 $235,000 $8,232 2.75%
Other Pacific Islander 1 $215,000 $215,000 $2,686 2.25%

Approval Rates

Total approvals of all applications
97.39%

Gold Star Mortgage Financial Group Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
57.07%

Gold Star Mortgage Financial Group Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 10,272 $2,903,320,000 $282,644

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
10,272 $2,903,320,000 $282,644

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 343 $68,515,000 $199,752 $2,905 2.77%
40-60% 1,495 $393,355,000 $263,114 $3,086 2.84%
60-80% 3,770 $1,116,600,000 $296,180 $3,927 3.09%
80-100% 4,573 $1,293,505,000 $282,857 $5,686 3.14%
Over 100% 76 $28,880,000 $380,000 $15,554 2.77%
Under 20% 15 $2,465,000 $164,333 $4,035 3.02%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
GOLD STAR MORTGAGE FINANCIAL FHA mortgage Trouble during payment process 1 100.0%