First Federal Savings And Loan Association Of Greensburg Mortgage Rates, Fees & Info

Greensburg, IN

LEI: 2549001URDOO8V3DI280

Tax ID: 35-0352590

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Federal Savings And Loan Association Of Greensburg is a smaller mortgage company specializing in Home Purchase loans. First Federal Savings And Loan Association Of Greensburg has a high proportion of conventional loans. Their top markets by origination volume include: Greensburg, Indianapolis, Cape Coral, Columbus, and Cincinnati among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Federal Savings And Loan Association Of Greensburg has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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    Originations

    37

    Origination Dollar Volume (All Markets)

    $7,145,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Greensburg, IN (FHA|USDA|VA) 24 $4,360,000 $181,667 $0 0.00%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,680,000 $210,000 $0 0.00%
    Outside of Metro Areas 1 $455,000 $455,000 $0 0.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
    COLUMBUS, IN (FHA|USDA|VA) 2 $240,000 $120,000 $0 0.00%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
    First Federal Savings And Loan Association Of Greensburg's top markets include Greensburg, Indianapolis, Cape Coral, Columbus, and Cincinnati among others.

    Their top states include:
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 37 $7,145,000 $193,108 $0 0.00%

    For 2024, First Federal Savings And Loan Association Of Greensburg's most frequently originated type of loan was Conventional, with 37 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 16 $4,810,000 $300,625 $0 0.00%
    Other 13 $1,255,000 $96,538 $0 0.00%
    Cash Out Refi 6 $930,000 $155,000 $0 0.00%
    Home Improvement 2 $150,000 $75,000 $0 0.00%

    For 2024, First Federal Savings And Loan Association Of Greensburg's most frequently cited loan purpose was Home Purchase, with 16 originations. The 2nd most popular reason was Other, with 13 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 37 $7,145,000 $193,108 $0 0.00%

    For 2024, First Federal Savings And Loan Association Of Greensburg's most frequently cited loan duration was Other, with 37 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 16 $2,320,000 $145,000 $0 0.00%
    $100,000 or less 11 $645,000 $58,636 $0 0.00%
    $200k-400k 5 $1,555,000 $311,000 $0 0.00%
    $400k-600k 3 $1,335,000 $445,000 $0 0.00%
    $600k-1MM 2 $1,290,000 $645,000 $0 0.00%

    2024 saw First Federal Savings And Loan Association Of Greensburg place emphasis on $100k-200k loans with 16 originations, totaling $2,320,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 10 $1,960,000 $196,000 $0 0.00%
    $50k-75k 8 $1,150,000 $143,750 $0 0.00%
    $150k-250k 7 $1,785,000 $255,000 $0 0.00%
    $250k+ 4 $1,100,000 $275,000 $0 0.00%
    $75k-100k 4 $400,000 $100,000 $0 0.00%
    $50k or less 2 $30,000 $15,000 $0 0.00%

    First Federal Savings And Loan Association Of Greensburg lent most frequently to those with incomes in the $100k-150k range, with 10 originations. The second most popular income band? $50k-75k, with 8 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 37 $7,145,000 $193,108 $0 0.00%

    First Federal Savings And Loan Association Of Greensburg lent most frequently to those with DTI ratios of Exempt%, with 37 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 35 $6,425,000 $183,571 $0 0.00%
    Not applicable 2 $720,000 $360,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    97.50%

    First Federal Savings And Loan Association Of Greensburg has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.59%

    First Federal Savings And Loan Association Of Greensburg has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 37 $7,145,000 $193,108

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    37 $7,145,000 $193,108