COLUMBUS Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Columbus averaged 6.54% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.86%.

    Columbus's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.56%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Columbus 30 Year Fixed Rate 2025-04-03 6.54%
    Columbus 30 Year Fixed Rate Refi 2025-04-03 6.56%
    Columbus 15 Year Fixed Rate 2025-04-03 5.72%
    Columbus 15 Year Fixed Rate Refi 2025-04-03 5.92%
    Columbus 30 Year FHA 2025-04-03 6.32%
    Columbus 30 Year FHA Refi 2025-04-03 6.26%
    Columbus 30 Year USDA 2025-04-03 6.22%
    Columbus 30 Year USDA Refi 2025-04-03 6.52%
    Columbus 30 Year VA 2025-04-03 5.86%
    Columbus 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, IN.

    COLUMBUS Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Centra Credit Union 137 6.72% $2,914
    First Financial Bank 89 6.85% $3,127
    CMG MORTGAGE, INC. 56 6.90% $4,374
    Jackson County Bank 54 6.51% $3,118
    GVC MORTGAGE, INC. 49 6.74% $3,837
    HALLMARK HOME MORTGAGE, LLC 43 7.00% $3,798
    QUICKEN LOANS, LLC 42 6.90% $5,850
    German American Bank 38 6.61% $2,756
    VANDERBILT MORTGAGE AND FINANCE, INC. 33 6.00% $6,981
    Union Savings Bank 27 6.86% $1,885
    RUOFF MORTGAGE COMPANY, INC. 22 6.86% $4,350
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 6.82% $3,671
    Old National Bank 14 6.72% $2,612
    UNITED WHOLESALE MORTGAGE, LLC 13 6.81% $5,035
    Fifth Third Bank 12 6.80% $2,533
    Mr. Cooper ( Nationstar Mortgage ) 8 7.04% $4,843
    FIRST COMMUNITY MORTGAGE, INC. 8 7.14% $4,639
    JPMorgan Chase Bank 7 6.85% $3,332
    Prosperity Home Mortgage, LLC 6 7.42% $3,077
    LOANDEPOT.COM, LLC 5 6.73% $6,497
    BROKER SOLUTIONS, INC. 5 7.35% $7,044
    Mortgage Research Center, LLC 4 6.28% $2,697
    GUILD MORTGAGE COMPANY 4 6.84% $4,958
    PNC Bank 4 6.75% $3,494
    FREEDOM MORTGAGE CORPORATION 4 7.00% $5,795
    NAVY FEDERAL CREDIT UNION 4 6.59% $2,825
    Wells Fargo Bank 4 6.31% $4,567
    Mutual Savings Bank 3 6.54% $1,790
    GUARANTEED RATE, INC. 3 6.44% $1,872
    ROYAL UNITED MORTGAGE LLC 3 6.33% $9,100
    USAA Federal Savings Bank 3 7.21% $3,643
    HOMESIDE FINANCIAL, LLC 3 6.63% $4,163
    NEWREZ LLC 3 7.21% $5,316
    CHURCHILL MORTGAGE CORPORATION 3 6.71% $3,850
    First National Bank of America 3 9.33% $9,068
    INDIANA MEMBERS CREDIT UNION 2 6.31% $2,533
    LOANPAL, LLC 2 5.99% $5,742
    MJW Financial LLC 2 7.31% $3,500
    BAYSHORE MORTGAGE FUNDING, LLC 2 6.56% $4,881
    MILESTONE HOME LENDING, LLC 2 7.31% $7,078
    FORUM Credit Union 2 6.56% $1,475
    SIRVA MORTGAGE, INC. 2 6.56% $631
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.94% $3,221
    BMO Harris Bank 2 6.94% $11,201
    The Huntington National Bank 2 6.63% $3,521
    NBKC BANK 2 6.25% $5,233
    MYCUMORTGAGE, LLC 2 6.81% $2,656
    Wolfe Financial, Inc 2 7.06% $4,240
    Flagstar Bank, FSB 2 7.75% $4,850
    Regions Bank 2 7.63% $3,537
    Farm Credit Mid-America, ACA 2 7.31% $5,224
    FAIR WAY LENDING LLC 2 7.13% $3,150
    HONDA Federal Credit Union 2 6.56% $2,299
    Elements Financial Federal Credit Union 2 6.75% $3,013
    ZILLOW HOME LOANS, LLC 1 7.63% $3,753
    AMERICAN FINANCING CORPORATION 1 5.75% $6,225
    American Mortgage & Equity Consultants, Inc. 1 7.49% $6,223
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $3,312
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $1,165
    Barrington Bank & Trust Company, N.A. 1 5.88% $8,220
    Baxter Credit Union 1 6.63% $2,294
    BAY EQUITY LLC 1 5.99% $6,596
    Blue Ridge Bank 1 7.88% $6,676
    CALCON MUTUAL MORTGAGE LLC 1 7.63% $5,105
    Centier Bank 1 6.25% $1,969
    Countybank 1 6.38% $2,174
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $6,283
    DEEPHAVEN MORTGAGE LLC 1 7.88% $6,676
    DELMAR FINANCIAL COMPANY 1 7.25% $4,151
    DELTA COMMUNITY CREDIT UNION 1 5.13% $7,322
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.00% $2,970
    ENDEAVOR CAPITAL, LLC. 1 7.13% $5,807
    EVERETT FINANCIAL, INC. 1 6.88% $8,088
    First Federal Bank 1 6.50% $2,875
    First Federal Savings Bank 1 7.88% $2,845
    First Merchants Bank 1 6.25% $2,755
    Guardian Savings Bank, A Federal Savings Bank 1 6.00% $3,104
    Horizon Bank 1 7.00% $3,383
    INTERLINC MORTGAGE SERVICES, LLC 1 6.99% $3,494
    JLB CORPORATION 1 6.75% $5,531
    Morgan Stanley Private Bank 1 6.90% $2,129
    MOVEMENT MORTGAGE, LLC 1 6.38% $4,828
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $2,005
    PENTAGON FEDERAL CREDIT UNION 1 6.13% $5,206
    TEACHERS CREDIT UNION 1 6.38% $1,496
    TEXANS 1 7.13% $7,936
    The Federal Savings Bank 1 6.88% $5,513
    Three Rivers Federal Credit Union 1 6.63% $2,324
    UBS Bank USA 1 6.75% $3,679
    UNION HOME MORTGAGE CORP. 1 7.38% $4,088
    ALLIED MORTGAGE GROUP, INC. 1 6.63% $2,924

    COLUMBUS Average Closing Costs & Other Stats

    COLUMBUS, IN's 91 lenders originated 2,243 loans during 2024. The total origination value was $448,115,000, with an average loan value of $199,784.

    COLUMBUS's average closing costs are $3,782.

    The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with 137 loans originated. Their average total fees are $2,914, which is $213 lower than the next largest lender, First Financial Bank.

    The lowest fee COLUMBUS lenders (with over 10 loans originated) are Union Savings Bank ($1,885), Fifth Third Bank ($2,533), Old National Bank ($2,612), German American Bank ($2,756) and Centra Credit Union ($2,914).

    The lowest rate COLUMBUS lenders (with over 10 loans originated) are VANDERBILT MORTGAGE AND FINANCE, INC. (6.00%), Jackson County Bank (6.51%), German American Bank (6.61%), Centra Credit Union (6.72%) and Old National Bank (6.72%).

    COLUMBUS, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Centra Credit Union $54,905,000 $60,575,000 10.3% 13.5%
    First Financial Bank $44,030,000 $42,590,000 -3.3% 9.5%
    Jackson County Bank $27,030,000 $24,700,000 -8.6% 5.5%
    CMG MORTGAGE, INC. $6,490,000 $21,030,000 224.0% 4.7%
    German American Bank $23,040,000 $20,855,000 -9.5% 4.7%
    QUICKEN LOANS, LLC $14,005,000 $20,385,000 45.6% 4.5%
    GVC MORTGAGE, INC. $23,180,000 $18,890,000 -18.5% 4.2%
    HALLMARK HOME MORTGAGE, LLC $13,265,000 $16,825,000 26.8% 3.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $23,295,000 $16,705,000 -28.3% 3.7%
    Union Savings Bank $12,005,000 $13,655,000 13.7% 3.0%
    Arbor Realty Trust, Inc. $13,205,000 n/a 2.9%
    Merchants Capital Corp. $11,955,000 n/a 2.7%
    RUOFF MORTGAGE COMPANY, INC. $13,395,000 $10,490,000 -21.7% 2.3%
    FREEDOM MORTGAGE CORPORATION $1,995,000 $9,870,000 394.7% 2.2%
    Old National Bank $12,180,000 $9,515,000 -21.9% 2.1%
    Bethpage Federal Credit Union $9,355,000 n/a 2.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,275,000 $9,200,000 74.4% 2.1%
    Fifth Third Bank $9,270,000 $8,755,000 -5.6% 2.0%
    Mortgage Research Center, LLC $5,985,000 $7,410,000 23.8% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $5,560,000 $6,065,000 9.1% 1.4%
    LOANDEPOT.COM, LLC $2,305,000 $4,040,000 75.3% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,410,000 $3,165,000 124.5% 0.7%
    NEWREZ LLC $3,310,000 $3,030,000 -8.5% 0.7%
    Wolfe Financial, Inc $1,570,000 $2,985,000 90.1% 0.7%
    FIRST COMMUNITY MORTGAGE, INC. $3,240,000 $2,955,000 -8.8% 0.7%
    INDIANA UNIVERSITY CREDIT UNION $5,150,000 $2,730,000 -47.0% 0.6%
    Prosperity Home Mortgage, LLC $1,085,000 $2,660,000 145.2% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,210,000 $2,535,000 109.5% 0.6%
    JPMorgan Chase Bank $3,590,000 $2,515,000 -29.9% 0.6%
    Merchants Bank of Indiana $1,225,000 $2,190,000 78.8% 0.5%
    NAVY FEDERAL CREDIT UNION $1,435,000 $2,155,000 50.2% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $2,415,000 $2,000,000 -17.2% 0.4%
    PNC Bank $3,780,000 $1,940,000 -48.7% 0.4%
    BROKER SOLUTIONS, INC. $380,000 $1,880,000 394.7% 0.4%
    21ST MORTGAGE CORPORATION $1,135,000 $1,635,000 44.1% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $830,000 $1,490,000 79.5% 0.3%
    GUARANTEED RATE, INC. $345,000 $1,470,000 326.1% 0.3%
    NEW DAY FINANCIAL, LLC $705,000 $1,445,000 105.0% 0.3%
    NBKC BANK $700,000 $1,415,000 102.1% 0.3%
    LOANPAL, LLC $1,360,000 $1,390,000 2.2% 0.3%
    GUILD MORTGAGE COMPANY $1,360,000 n/a 0.3%
    The Huntington National Bank $1,770,000 $1,260,000 -28.8% 0.3%
    Farm Credit Mid-America, ACA $690,000 $1,220,000 76.8% 0.3%
    Wells Fargo Bank $3,280,000 $1,215,000 -63.0% 0.3%
    BMO Harris Bank $815,000 $1,170,000 43.6% 0.3%
    HOMESIDE FINANCIAL, LLC $1,155,000 n/a 0.3%
    Horizon Bank $2,565,000 $1,140,000 -55.6% 0.3%
    Carrington Mortgage Services, LLC $1,150,000 $1,045,000 -9.1% 0.2%
    The National Bank of Indianapolis $1,035,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $1,140,000 $1,015,000 -11.0% 0.2%
    ZILLOW HOME LOANS, LLC $155,000 $985,000 535.5% 0.2%
    Mutual Savings Bank $55,000 $975,000 1,672.7% 0.2%
    INDIANA MEMBERS CREDIT UNION $520,000 $950,000 82.7% 0.2%
    Flagstar Bank, FSB $805,000 $940,000 16.8% 0.2%
    Barrington Bank & Trust Company, N.A. $845,000 $915,000 8.3% 0.2%
    MILESTONE HOME LENDING, LLC $1,190,000 $905,000 -23.9% 0.2%
    Elements Financial Federal Credit Union $2,090,000 $900,000 -56.9% 0.2%
    First National Bank of America $495,000 $870,000 75.8% 0.2%
    UBS Bank USA $735,000 $855,000 16.3% 0.2%
    USAA Federal Savings Bank $1,280,000 $795,000 -37.9% 0.2%
    MJW Financial LLC $1,670,000 $785,000 -53.0% 0.2%
    FORUM Credit Union $565,000 $715,000 26.5% 0.2%
    Regions Bank $975,000 $715,000 -26.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $530,000 $710,000 34.0% 0.2%
    ROYAL UNITED MORTGAGE LLC $685,000 n/a 0.2%
    CALCON MUTUAL MORTGAGE LLC $675,000 n/a 0.2%
    FAIR WAY LENDING LLC $675,000 n/a 0.2%
    The Federal Savings Bank $1,165,000 $665,000 -42.9% 0.1%
    Holcomb Bank $645,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $215,000 $610,000 183.7% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $550,000 n/a 0.1%
    CLEARPATH LENDING $540,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $455,000 $535,000 17.6% 0.1%
    PLANET HOME LENDING, LLC $25,000 $530,000 2,020.0% 0.1%
    SIRVA MORTGAGE, INC. $1,890,000 $525,000 -72.2% 0.1%
    AmeriHome Mortgage Company, LLC $555,000 $510,000 -8.1% 0.1%
    EVERETT FINANCIAL, INC. $510,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,570,000 $490,000 -68.8% 0.1%
    DIRECT MORTGAGE LOANS, LLC $2,540,000 $490,000 -80.7% 0.1%
    TEXANS $485,000 n/a 0.1%
    Plains Commerce Bank $465,000 n/a 0.1%
    First Bank Richmond $395,000 $460,000 16.5% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $435,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $425,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 $420,000 115.4% 0.1%
    HONDA Federal Credit Union $80,000 $420,000 425.0% 0.1%
    Chartwell Financial, LLC $135,000 $415,000 207.4% 0.1%
    ENDEAVOR CAPITAL, LLC. $235,000 $415,000 76.6% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $410,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $385,000 n/a 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $385,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $320,000 $375,000 17.2% 0.1%
    Baxter Credit Union $25,000 $365,000 1,360.0% 0.1%
    Figure Lending LLC $340,000 $360,000 5.9% 0.1%
    First Federal Bank $195,000 $355,000 82.1% 0.1%
    BAY EQUITY LLC $345,000 n/a 0.1%
    DELTA COMMUNITY CREDIT UNION $345,000 n/a 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $340,000 n/a 0.1%
    Credence Funding Corporation $335,000 n/a 0.1%
    MYCUMORTGAGE, LLC $370,000 $330,000 -10.8% 0.1%
    American Mortgage & Equity Consultants, Inc. $325,000 n/a 0.1%
    Guardian Savings Bank, A Federal Savings Bank $565,000 $325,000 -42.5% 0.1%
    Nations Lending Corporation $195,000 $325,000 66.7% 0.1%
    MILEND, INC. $315,000 n/a 0.1%
    Blue Ridge Bank $415,000 $290,000 -30.1% 0.1%
    DELMAR FINANCIAL COMPANY $285,000 n/a 0.1%
    EMM LOANS LLC $275,000 n/a 0.1%
    GREENSTATE CREDIT UNION $70,000 $275,000 292.9% 0.1%
    Ixonia Bank $75,000 $275,000 266.7% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $275,000 n/a 0.1%
    Discover Bank $250,000 $270,000 8.0% 0.1%
    Countybank $265,000 n/a 0.1%
    Northpointe Bank $205,000 $265,000 29.3% 0.1%
    The Peoples State Bank $1,120,000 $265,000 -76.3% 0.1%
    First Merchants Bank $215,000 $260,000 20.9% 0.1%
    Stock Yards Bank & Trust Company $125,000 $255,000 104.0% 0.1%
    First Federal Savings and Loan Association of Greensburg $240,000 n/a 0.1%
    U.S. Bank $790,000 $240,000 -69.6% 0.1%
    Owen County State Bank $225,000 n/a 0.1%
    Morgan Stanley Private Bank $215,000 n/a 0.0%
    STOCKTON MORTGAGE CORPORATION $215,000 n/a 0.0%
    ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.0%
    Charles Schwab Bank, SSB $205,000 $205,000 0.0% 0.0%
    LENDINGHOME FUNDING CORPORATION $105,000 $205,000 95.2% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $175,000 $195,000 11.4% 0.0%
    Centier Bank $195,000 n/a 0.0%
    First Savings Bank $170,000 $195,000 14.7% 0.0%
    Home Bank SB $190,000 n/a 0.0%
    MOVEMENT MORTGAGE, LLC $185,000 n/a 0.0%
    TEACHERS CREDIT UNION $460,000 $185,000 -59.8% 0.0%
    The Citizens National Bank of Bluffton $185,000 n/a 0.0%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $175,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $165,000 n/a 0.0%
    First Federal Savings Bank $160,000 n/a 0.0%
    Gateway First Bank $145,000 n/a 0.0%
    JLB CORPORATION $95,000 $135,000 42.1% 0.0%
    OCMBC, INC. $125,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $95,000 n/a 0.0%
    PHH Mortgage Corporation $155,000 $85,000 -45.2% 0.0%
    Third Federal Savings and Loan Association of Cleveland $940,000 $75,000 -92.0% 0.0%
    Three Rivers Federal Credit Union $75,000 n/a 0.0%
    CRANE $85,000 $65,000 -23.5% 0.0%
    Park Lane Finance Solutions, LLC $65,000 n/a 0.0%
    Citizens Bank $140,000 $55,000 -60.7% 0.0%
    WesBanco $55,000 n/a 0.0%
    Bank of America $605,000 $35,000 -94.2% 0.0%
    Connexus Credit Union $25,000 n/a 0.0%
    FINANCIAL CENTER FIRST CREDIT UNION $15,000 n/a 0.0%

    COLUMBUS's top lender by overall market share is Centra Credit Union, with 13.5% market share. In second place, with 9.5%, is First Financial Bank, having originated $42,590,000 in loans. In third place, with 5.5%, is Jackson County Bank, having originated $24,700,000 in loans. In fourth place, with 4.7%, is CMG MORTGAGE, INC., having originated $21,030,000 in loans. In fifth place, with 4.7%, is German American Bank, having originated $20,855,000 in loans.

    COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,900 (5.0%) $286,242 (4.6%) 0.00 235
    2018-02-01 $222,950 (3.1%) $279,614 (0.4%) 0.00 210
    2018-03-01 $239,900 (9.3%) $293,889 (3.6%) 0.00 199
    2018-04-01 $259,650 (5.8%) $302,995 (4.8%) 0.00 191
    2018-05-01 $241,195 (-2.3%) $302,242 (1.9%) 0.00 200
    2018-06-01 $239,900 (-3.6%) $301,156 (1.6%) 0.00 205
    2018-07-01 $243,650 (-2.5%) $300,965 (-1.3%) 0.00 218
    2018-08-01 $235,700 (-5.2%) $300,148 (-0.4%) 0.00 224
    2018-09-01 $226,200 (-3.7%) $297,275 (-0.1%) 0.00 214
    2018-10-01 $230,550 (2.5%) $296,019 (2.4%) 0.00 218
    2018-11-01 $241,175 (10.7%) $310,570 (9.5%) 0.00 214
    2018-12-01 $259,900 (20.9%) $325,577 (15.9%) 0.00 202
    2019-01-01 $269,900 (17.4%) $334,179 (16.8%) 0.00 186
    2019-02-01 $274,800 (23.3%) $336,483 (20.3%) 0.00 172
    2019-03-01 $281,329 (17.3%) $337,659 (14.9%) 0.00 170
    2019-04-01 $294,900 (13.6%) $344,675 (13.8%) 0.00 162
    2019-05-01 $289,900 (20.2%) $339,219 (12.2%) 0.00 157
    2019-06-01 $284,450 (18.6%) $335,632 (11.5%) 0.00 157
    2019-07-01 $259,175 (6.4%) $319,917 (6.3%) 0.00 180
    2019-08-01 $249,900 (6.0%) $313,906 (4.6%) 0.00 193
    2019-09-01 $249,900 (10.5%) $312,936 (5.3%) 0.00 199
    2019-10-01 $249,900 (8.4%) $312,058 (5.4%) 0.00 201
    2019-11-01 $252,450 (4.7%) $317,937 (2.4%) 0.00 174
    2019-12-01 $257,245 (-1.0%) $320,182 (-1.7%) 0.00 152
    2020-01-01 $249,900 (-7.4%) $307,144 (-8.1%) 0.00 141
    2020-02-01 $249,900 (-9.1%) $312,716 (-7.1%) 0.00 145
    2020-03-01 $256,450 (-8.8%) $326,627 (-3.3%) 0.00 133
    2020-04-01 $249,900 (-15.3%) $308,188 (-10.6%) 0.00 145
    2020-05-01 $249,900 (-13.8%) $303,723 (-10.5%) 0.00 153
    2020-06-01 $242,400 (-14.8%) $304,782 (-9.2%) 0.00 149
    2020-07-01 $245,300 (-5.4%) $312,640 (-2.3%) 0.00 139
    2020-08-01 $247,200 (-1.1%) $304,517 (-3.0%) 0.00 135
    2020-09-01 $254,948 (2.0%) $305,987 (-2.2%) 0.00 115
    2020-10-01 $254,000 (1.6%) $311,560 (-0.2%) 0.00 117
    2020-11-01 $259,725 (2.9%) $313,471 (-1.4%) 0.00 102
    2020-12-01 $254,900 (-0.9%) $300,415 (-6.2%) 0.00 85
    2021-01-01 $259,900 (4.0%) $306,028 (-0.4%) 0.00 67
    2021-02-01 $269,675 (7.9%) $309,128 (-1.2%) 0.00 44
    2021-03-01 $293,650 (14.5%) $328,002 (0.4%) 0.00 50
    2021-04-01 $294,945 (18.0%) $343,456 (11.4%) 0.00 49
    2021-05-01 $299,800 (20.0%) $354,155 (16.6%) 0.00 64
    2021-06-01 $277,495 (14.5%) $361,329 (18.6%) 0.00 72
    2021-07-01 $269,900 (10.0%) $340,357 (8.9%) 0.00 85
    2021-08-01 $264,900 (7.2%) $333,570 (9.5%) 0.00 108
    2021-09-01 $253,425 (-0.6%) $343,271 (12.2%) 0.00 107
    2021-10-01 $270,450 (6.5%) $343,877 (10.4%) 0.00 100
    2021-11-01 $297,200 (14.4%) $368,416 (17.5%) 0.00 81
    2021-12-01 $319,445 (25.3%) $346,824 (15.5%) 0.00 82
    2022-01-01 $329,445 (26.8%) $333,005 (8.8%) 0.00 68
    2022-02-01 $334,900 (24.2%) $346,599 (12.1%) 0.00 67
    2022-03-01 $343,850 (17.1%) $710,115 (116.5%) 0.00 66
    2022-04-01 $328,990 (11.5%) $668,132 (94.5%) 0.00 76
    2022-05-01 $367,423 (22.6%) $648,827 (83.2%) 0.00 91
    2022-06-01 $374,899 (35.1%) $625,224 (73.0%) 0.00 103
    2022-07-01 $369,900 (37.1%) $583,398 (71.4%) 0.00 137
    2022-08-01 $348,000 (31.4%) $575,040 (72.4%) 0.00 136
    2022-09-01 $336,975 (33.0%) $561,533 (63.6%) 0.00 134
    2022-10-01 $327,000 (20.9%) $566,537 (64.8%) 0.00 142
    2022-11-01 $342,450 (15.2%) $568,742 (54.4%) 0.00 146
    2022-12-01 $339,450 (6.3%) $372,088 (7.3%) 0.00 124
    2023-01-01 $338,425 (2.7%) $383,244 (15.1%) 0.00 108
    2023-02-01 $344,675 (2.9%) $415,652 (19.9%) 0.00 101
    2023-03-01 $379,500 (10.4%) $455,894 (-35.8%) 0.00 96
    2023-04-01 $379,500 (15.4%) $457,370 (-31.5%) 0.00 93
    2023-05-01 $379,500 (3.3%) $453,418 (-30.1%) 0.00 95
    2023-06-01 $389,723 (4.0%) $458,596 (-26.7%) 0.00 112
    2023-07-01 $374,950 (1.4%) $424,689 (-27.2%) 0.00 104
    2023-08-01 $349,475 (0.4%) $391,153 (-32.0%) 0.00 96
    2023-09-01 $345,000 (2.4%) $397,840 (-29.2%) 0.00 103
    2023-10-01 $332,400 (1.7%) $384,106 (-32.2%) 0.00 129
    2023-11-01 $324,400 (-5.3%) $370,827 (-34.8%) 0.00 130
    2023-12-01 $299,900 (-11.7%) $351,279 (-5.6%) 0.00 123
    2024-01-01 $299,675 (-11.5%) $347,969 (-9.2%) 0.00 111
    2024-02-01 $304,975 (-11.5%) $352,614 (-15.2%) 0.00 91
    2024-03-01 $325,000 (-14.4%) $380,306 (-16.6%) 0.00 101
    2024-04-01 $349,950 (-7.8%) $621,650 (35.9%) 0.00 99
    2024-05-01 $339,925 (-10.4%) $602,571 (32.9%) 0.00 112
    2024-06-01 $329,900 (-15.4%) $564,266 (23.0%) 0.00 135
    2024-07-01 $328,000 (-12.5%) $546,865 (28.8%) 0.00 150
    2024-08-01 $343,250 (-1.8%) $556,077 (42.2%) 0.00 146
    2024-09-01 $354,475 (2.8%) $559,157 (40.6%) 0.00 168
    2024-10-01 $347,250 (4.5%) $551,309 (43.5%) 0.00 164
    2024-11-01 $319,900 (-1.4%) $528,063 (42.4%) 0.00 159
    2024-12-01 $307,700 (2.6%) $544,261 (54.9%) 0.00 150
    2025-01-01 $291,000 (-2.9%) $532,727 (53.1%) 0.00 138
    2025-02-01 $304,900 (0.0%) $561,087 (59.1%) 0.00 123
    2025-03-01 $304,950 (-6.2%) $560,427 (47.4%) 0.00 127
    COLUMBUS's median listing price for 2025-03-01 was $304,950, a difference of $-20,050 (-6.2%) versus the prior year and $50 versus the prior month.

    COLUMBUS's median listing price comes in at 0% of the national average.

    COLUMBUS's average listing price for 2025-03-01 was $560,427, a difference of $180,121 (47.4%) versus the prior year and $-660 versus the prior month.

    For the 2025-03-01 period, COLUMBUS had 127 MLS listings, a difference of 4 listings (3%) versus the prior month and 26 listings (26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,336 sqft
    2018-02-01 0 days 2,328 sqft
    2018-03-01 0 days 2,571 sqft
    2018-04-01 0 days 2,693 sqft
    2018-05-01 0 days 2,725 sqft
    2018-06-01 0 days 2,477 sqft
    2018-07-01 0 days 2,579 sqft
    2018-08-01 0 days 2,548 sqft
    2018-09-01 0 days 2,379 sqft
    2018-10-01 0 days 2,408 sqft
    2018-11-01 0 days 2,513 sqft
    2018-12-01 0 days 2,656 sqft
    2019-01-01 0 days 2,560 sqft
    2019-02-01 0 days 2,609 sqft
    2019-03-01 0 days 2,683 sqft
    2019-04-01 0 days 2,832 sqft
    2019-05-01 0 days 2,723 sqft
    2019-06-01 0 days 2,624 sqft
    2019-07-01 0 days 2,479 sqft
    2019-08-01 0 days 2,509 sqft
    2019-09-01 0 days 2,610 sqft
    2019-10-01 0 days 2,690 sqft
    2019-11-01 0 days 2,750 sqft
    2019-12-01 0 days 2,723 sqft
    2020-01-01 0 days 2,701 sqft
    2020-02-01 0 days 2,673 sqft
    2020-03-01 0 days 2,799 sqft
    2020-04-01 0 days 2,741 sqft
    2020-05-01 0 days 2,773 sqft
    2020-06-01 0 days 2,600 sqft
    2020-07-01 0 days 2,778 sqft
    2020-08-01 0 days 2,561 sqft
    2020-09-01 0 days 2,317 sqft
    2020-10-01 0 days 2,335 sqft
    2020-11-01 0 days 2,256 sqft
    2020-12-01 0 days 2,104 sqft
    2021-01-01 0 days 2,192 sqft
    2021-02-01 0 days 2,227 sqft
    2021-03-01 0 days 2,326 sqft
    2021-04-01 0 days 2,212 sqft
    2021-05-01 0 days 2,373 sqft
    2021-06-01 0 days 2,387 sqft
    2021-07-01 0 days 2,344 sqft
    2021-08-01 0 days 2,252 sqft
    2021-09-01 0 days 2,151 sqft
    2021-10-01 0 days 2,151 sqft
    2021-11-01 0 days 2,366 sqft
    2021-12-01 0 days 2,000 sqft
    2022-01-01 0 days 1,920 sqft
    2022-02-01 0 days 1,884 sqft
    2022-03-01 0 days 2,163 sqft
    2022-04-01 0 days 2,028 sqft
    2022-05-01 0 days 2,207 sqft
    2022-06-01 0 days 2,361 sqft
    2022-07-01 0 days 2,465 sqft
    2022-08-01 0 days 2,443 sqft
    2022-09-01 0 days 2,422 sqft
    2022-10-01 0 days 2,305 sqft
    2022-11-01 0 days 2,306 sqft
    2022-12-01 0 days 2,230 sqft
    2023-01-01 0 days 2,137 sqft
    2023-02-01 0 days 2,053 sqft
    2023-03-01 0 days 2,282 sqft
    2023-04-01 0 days 2,400 sqft
    2023-05-01 0 days 2,259 sqft
    2023-06-01 0 days 2,396 sqft
    2023-07-01 0 days 2,386 sqft
    2023-08-01 0 days 2,446 sqft
    2023-09-01 0 days 2,397 sqft
    2023-10-01 0 days 2,295 sqft
    2023-11-01 0 days 2,212 sqft
    2023-12-01 0 days 2,120 sqft
    2024-01-01 0 days 2,099 sqft
    2024-02-01 0 days 2,087 sqft
    2024-03-01 0 days 2,218 sqft
    2024-04-01 0 days 2,305 sqft
    2024-05-01 0 days 2,446 sqft
    2024-06-01 0 days 2,390 sqft
    2024-07-01 0 days 2,285 sqft
    2024-08-01 0 days 2,312 sqft
    2024-09-01 0 days 2,424 sqft
    2024-10-01 0 days 2,463 sqft
    2024-11-01 0 days 2,143 sqft
    2024-12-01 0 days 2,148 sqft
    2025-01-01 0 days 2,060 sqft
    2025-02-01 0 days 1,926 sqft
    2025-03-01 0 days 2,067 sqft
    COLUMBUS's median listing age (time on market) for 2025-03-01 was 0 days.

    COLUMBUS's median square footage for active listings during the 2025-03-01 period was 2,067 sqft. One year prior, the average listing was 2,218 sqft.

    COLUMBUS, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,112 $259,890,000 $233,714
    Cash Out Refi 313 $62,945,000 $201,102
    Other 298 $25,960,000 $87,114
    Refi 295 $77,465,000 $262,593
    Home Improvement 222 $21,500,000 $96,847
    NA 3 $355,000 $118,333

    Columbus's most frequently cited loan purpose was Home Purchase, with 1,112 originations. The 2nd most popular reason was Cash Out Refi, with 313 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 948 $218,750,000 $230,749
    5-6% 430 $86,590,000 $201,372
    7-8% 411 $90,975,000 $221,350
    Over 8% 302 $24,420,000 $80,861
    <2.5% 100 $8,150,000 $81,500
    4-5% 17 $3,305,000 $194,412
    3-4% 6 $580,000 $96,667
    2.5-3% 1 $135,000 $135,000

    During 2024, Columbus's most frequently originated rate bucket was 6-7%, with 948 originations.

    Loan Sizing (COLUMBUS, IN MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 715 $194,305,000 $271,755
    $100,000 or less 709 $35,625,000 $50,247
    $100k-200k 668 $101,240,000 $151,557
    $400k-600k 104 $48,450,000 $465,865
    $600k-1000k 40 $28,050,000 $701,250
    $Over $1MM 7 $40,445,000 $5,777,857

    COLUMBUS's loan sizing saw the bucket of loans from $200k-400k with 715 originations, totaling $194,305,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 835 $209,935,000 $251,419
    60-80% 432 $124,450,000 $288,079
    Under 20% 388 $16,050,000 $41,366
    20-40% 305 $32,645,000 $107,033
    40-60% 218 $36,460,000 $167,248
    Over 100% 20 $5,690,000 $284,500

    COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 835 originations, totaling $209,935,000 in origination value.