COLUMBUS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Columbus averaged 6.7% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.94% and one month ago for the week of 2024-03-07, the average rate was 7%.

Columbus's average rate one year ago was 6%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Columbus 30 Year Fixed Rate 2024-04-11 6.7%
Columbus 30 Year Fixed Rate Refi 2024-04-11 6.98%
Columbus 15 Year Fixed Rate 2024-04-11 6.16%
Columbus 15 Year Fixed Rate Refi 2024-04-11 6.56%
Columbus 30 Year FHA 2024-04-11 6.78%
Columbus 30 Year FHA Refi 2024-04-11 6.74%
Columbus 30 Year USDA 2024-04-11 6.51%
Columbus 30 Year USDA Refi 2024-04-11 6.81%
Columbus 30 Year VA 2024-04-11 6.4%
Columbus 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, IN.

COLUMBUS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Centra Credit Union 135 6.46% $2,809
First Financial Bank 82 6.71% $3,147
Jackson County Bank 67 5.93% $2,914
GVC MORTGAGE, INC. 66 7.15% $4,530
VANDERBILT MORTGAGE AND FINANCE, INC. 42 6.28% $5,231
German American Bank 35 6.84% $2,701
HALLMARK HOME MORTGAGE, LLC 34 7.08% $3,853
RUOFF MORTGAGE COMPANY, INC. 28 6.93% $3,982
QUICKEN LOANS, LLC 26 6.89% $5,970
Union Savings Bank 25 6.38% $1,230
CMG MORTGAGE, INC. 18 7.31% $4,720
Fifth Third Bank 18 7.03% $3,191
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.95% $4,359
JPMorgan Chase Bank 14 6.71% $4,250
UNITED WHOLESALE MORTGAGE, LLC 13 7.06% $4,334
FIRST COMMUNITY MORTGAGE, INC. 10 7.44% $3,820
PNC Bank 7 6.57% $2,985
Old National Bank 7 6.71% $2,775
SIRVA MORTGAGE, INC. 5 6.80% $1,079
Regions Bank 5 7.20% $3,388
NEWREZ LLC 4 7.19% $3,339
Elements Financial Federal Credit Union 4 6.38% $2,756
Wells Fargo Bank 4 5.81% $6,265
Prosperity Home Mortgage, LLC 4 6.94% $2,509
CALIBER HOME LOANS, INC. 4 7.06% $4,484
Wolfe Financial, Inc 4 7.19% $5,873
DIRECT MORTGAGE LOANS, LLC 3 6.71% $7,016
CHURCHILL MORTGAGE CORPORATION 3 6.88% $3,724
UNION HOME MORTGAGE CORP. 3 6.92% $4,973
LOANDEPOT.COM, LLC 3 7.00% $4,769
Northwest Bank 3 6.21% $2,470
MJW Financial LLC 3 6.79% $4,915
MILESTONE HOME LENDING, LLC 3 7.08% $4,183
First National Bank of America 3 9.92% $6,413
The Federal Savings Bank 3 7.58% $7,690
The Huntington National Bank 3 6.63% $3,182
Merchants Bank of Indiana 2 6.69% $2,462
Horizon Bank 2 7.56% $2,607
CROSSCOUNTRY MORTGAGE, LLC 2 7.44% $9,372
Third Federal Savings and Loan Association of Cleveland 2 4.72% $2,606
KeyBank 2 5.50% $2,933
BMO Harris Bank 2 7.19% $3,424
LEADERONE FINANCIAL CORPORATION 2 7.25% $2,865
Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $6,794
AMERISAVE MORTGAGE CORPORATION 2 6.69% $8,995
Waterstone Mortgage Corporation 1 6.88% $2,258
Advisors Mortgage Group, L.L.C. 1 6.99% $2,105
ZILLOW HOME LOANS, LLC 1 6.38% $3,701
AmeriHome Mortgage Company, LLC 1 6.99% $5,148
Associated Bank 1 5.63% $2,498
Bank of America 1 7.00% $8,549
Barrington Bank & Trust Company, N.A. 1 6.38% $3,362
BETTER MORTGAGE CORPORATION 1 5.00% $1,372
BROKER SOLUTIONS, INC. 1 7.38% $6,855
Carrington Mortgage Services, LLC 1 6.63% $7,526
Charles Schwab Bank, SSB 1 6.05% $2,810
DRAPER AND KRAMER MORTGAGE CORP. 1 7.63% $3,024
Farm Credit Mid-America, ACA 1 6.75% $7,003
First Bank Richmond 1 6.00% $3,287
First Federal Bank 1 6.63% $3,595
First Merchants Bank 1 7.25% $3,170
First Option Mortgage, LLC 1 7.50% $3,555
Flagstar Bank, FSB 1 7.50% $3,850
FORUM Credit Union 1 5.13% $18,745
FREEDOM MORTGAGE CORPORATION 1 6.50% $2,036
Guardian Savings Bank, A Federal Savings Bank 1 6.75% $3,786
INDIANA MEMBERS CREDIT UNION 1 6.38% $2,299
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,265
LOANPAL, LLC 1 7.50% $8,719
MEMBER FIRST MORTGAGE, LLC 1 6.88% $2,794
MICHIGAN FIRST CREDIT UNION 1 6.00% $2,525
Mortgage Research Center, LLC 1 6.75% $4,876
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $5,886
MYCUMORTGAGE, LLC 1 7.25% $2,845
NFM, INC. 1 6.00% $4,438
Northpointe Bank 1 6.99% $5,909
Notre Dame Federal Credit Union Corporation 1 6.00% $4,864
NVR Mortgage Finance, Inc. 1 5.38% $3,054
ON Q FINANCIAL, INC. 1 7.49% $3,643
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.88% $8,545
PENNYMAC LOAN SERVICES, LLC 1 6.88% $6,306
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $5,346
PURDUE FEDERAL CREDIT UNION 1 6.38% $2,212
Renasant Bank 1 6.38% $3,332
SCOTT CREDIT UNION 1 6.13% $2,181
TEACHERS CREDIT UNION 1 6.75% $3,351
The State Bank and Trust Company 1 6.13% $2,000
THRIVE MORTGAGE, LLC 1 8.13% $7,231
TUCKER MORTGAGE, LLC 1 7.50% $3,281
UBS Bank USA 1 6.00% $3,923
United Fidelity Funding Corp. 1 7.13% $5,910
U.S. Bank 1 6.63% $2,665

COLUMBUS Average Closing Costs & Other Stats

COLUMBUS, IN's 92 lenders originated 2,079 loans during 2023. The total origination value was $398,875,000, with an average loan value of $191,859.

COLUMBUS's average closing costs are $3,611.

The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with 135 loans originated. Their average total fees are $2,809, which is $338 lower than the next largest lender, First Financial Bank.

The lowest fee COLUMBUS lenders (with over 10 loans originated) are Union Savings Bank ($1,230), German American Bank ($2,701), Centra Credit Union ($2,809), Jackson County Bank ($2,914) and First Financial Bank ($3,147).

The lowest rate COLUMBUS lenders (with over 10 loans originated) are Jackson County Bank (5.93%), VANDERBILT MORTGAGE AND FINANCE, INC. (6.28%), Union Savings Bank (6.38%), Centra Credit Union (6.46%) and First Financial Bank (6.71%).

COLUMBUS, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Centra Credit Union $55,050,000 $54,905,000 -0.3% 13.8%
First Financial Bank $265,000 $44,030,000 16,515.1% 11.0%
Jackson County Bank $39,395,000 $27,030,000 -31.4% 6.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $10,665,000 $23,295,000 118.4% 5.8%
GVC MORTGAGE, INC. $14,095,000 $23,180,000 64.5% 5.8%
German American Bank $25,110,000 $23,040,000 -8.2% 5.8%
QUICKEN LOANS, LLC $23,045,000 $14,005,000 -39.2% 3.5%
RUOFF MORTGAGE COMPANY, INC. $44,895,000 $13,395,000 -70.2% 3.4%
HALLMARK HOME MORTGAGE, LLC $25,655,000 $13,265,000 -48.3% 3.3%
Old National Bank $14,350,000 $12,180,000 -15.1% 3.1%
Union Savings Bank $21,480,000 $12,005,000 -44.1% 3.0%
Fifth Third Bank $12,855,000 $9,270,000 -27.9% 2.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $9,125,000 n/a 2.3%
CMG MORTGAGE, INC. $395,000 $6,490,000 1,543.0% 1.6%
Mortgage Research Center, LLC $7,345,000 $5,985,000 -18.5% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $5,135,000 $5,560,000 8.3% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,960,000 $5,275,000 -33.7% 1.3%
INDIANA UNIVERSITY CREDIT UNION $1,910,000 $5,150,000 169.6% 1.3%
PNC Bank $5,535,000 $3,780,000 -31.7% 0.9%
JPMorgan Chase Bank $5,960,000 $3,590,000 -39.8% 0.9%
NEWREZ LLC $1,100,000 $3,310,000 200.9% 0.8%
Wells Fargo Bank $5,705,000 $3,280,000 -42.5% 0.8%
FIRST COMMUNITY MORTGAGE, INC. $755,000 $3,240,000 329.1% 0.8%
Horizon Bank $3,570,000 $2,565,000 -28.2% 0.6%
DIRECT MORTGAGE LOANS, LLC $3,285,000 $2,540,000 -22.7% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $3,300,000 $2,415,000 -26.8% 0.6%
LOANDEPOT.COM, LLC $3,735,000 $2,305,000 -38.3% 0.6%
Elements Financial Federal Credit Union $195,000 $2,090,000 971.8% 0.5%
FREEDOM MORTGAGE CORPORATION $5,380,000 $1,995,000 -62.9% 0.5%
SIRVA MORTGAGE, INC. $3,815,000 $1,890,000 -50.5% 0.5%
The Huntington National Bank $3,025,000 $1,770,000 -41.5% 0.4%
MJW Financial LLC $1,105,000 $1,670,000 51.1% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,530,000 $1,570,000 2.6% 0.4%
Wolfe Financial, Inc $1,505,000 $1,570,000 4.3% 0.4%
CALIBER HOME LOANS, INC. $4,830,000 $1,460,000 -69.8% 0.4%
NAVY FEDERAL CREDIT UNION $1,940,000 $1,435,000 -26.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,040,000 $1,410,000 -53.6% 0.4%
LOANPAL, LLC $1,025,000 $1,360,000 32.7% 0.3%
USAA Federal Savings Bank $2,775,000 $1,280,000 -53.9% 0.3%
Merchants Bank of Indiana $20,400,000 $1,225,000 -94.0% 0.3%
PENNYMAC LOAN SERVICES, LLC $2,385,000 $1,210,000 -49.3% 0.3%
MILESTONE HOME LENDING, LLC $745,000 $1,190,000 59.7% 0.3%
The Federal Savings Bank $1,245,000 $1,165,000 -6.4% 0.3%
Northwest Bank $890,000 $1,160,000 30.3% 0.3%
Carrington Mortgage Services, LLC $1,840,000 $1,150,000 -37.5% 0.3%
UNION HOME MORTGAGE CORP. $780,000 $1,140,000 46.2% 0.3%
21ST MORTGAGE CORPORATION $625,000 $1,135,000 81.6% 0.3%
The Peoples State Bank $1,120,000 n/a 0.3%
Prosperity Home Mortgage, LLC $400,000 $1,085,000 171.3% 0.3%
Regions Bank $2,870,000 $975,000 -66.0% 0.2%
Third Federal Savings and Loan Association of Cleveland $745,000 $940,000 26.2% 0.2%
Barrington Bank & Trust Company, N.A. $845,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $830,000 107.5% 0.2%
BMO Harris Bank $150,000 $815,000 443.3% 0.2%
Flagstar Bank, FSB $1,650,000 $805,000 -51.2% 0.2%
U.S. Bank $1,385,000 $790,000 -43.0% 0.2%
NVR Mortgage Finance, Inc. $785,000 n/a 0.2%
TUCKER MORTGAGE, LLC $225,000 $775,000 244.4% 0.2%
UBS Bank USA $735,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $585,000 $705,000 20.5% 0.2%
NBKC BANK $630,000 $700,000 11.1% 0.2%
Farm Credit Mid-America, ACA $4,130,000 $690,000 -83.3% 0.2%
KeyBank $2,850,000 $655,000 -77.0% 0.2%
RELIANCE FIRST CAPITAL, LLC $255,000 $640,000 151.0% 0.2%
ON Q FINANCIAL, INC. $635,000 n/a 0.2%
Bank of America $2,395,000 $605,000 -74.7% 0.2%
FORUM Credit Union $1,740,000 $565,000 -67.5% 0.1%
Guardian Savings Bank, A Federal Savings Bank $565,000 n/a 0.1%
Hoosier Heartland State Bank $565,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $525,000 $555,000 5.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,230,000 $530,000 -56.9% 0.1%
INDIANA MEMBERS CREDIT UNION $1,725,000 $520,000 -69.9% 0.1%
TOP FLITE FINANCIAL, INC. $515,000 n/a 0.1%
First National Bank of America $280,000 $495,000 76.8% 0.1%
CARDINAL FINANCIAL $175,000 $490,000 180.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,125,000 $475,000 -93.3% 0.1%
TEACHERS CREDIT UNION $380,000 $460,000 21.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,630,000 $455,000 -72.1% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $145,000 $440,000 203.4% 0.1%
Brighton Bank $435,000 n/a 0.1%
Goldwater Bank, N.A. $420,000 n/a 0.1%
Blue Ridge Bank $415,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $400,000 n/a 0.1%
First Bank Richmond $9,465,000 $395,000 -95.8% 0.1%
BROKER SOLUTIONS, INC. $1,185,000 $380,000 -67.9% 0.1%
MYCUMORTGAGE, LLC $465,000 $370,000 -20.4% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $365,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $355,000 n/a 0.1%
GUARANTEED RATE, INC. $1,350,000 $345,000 -74.4% 0.1%
Figure Lending LLC $170,000 $340,000 100.0% 0.1%
First Option Mortgage, LLC $325,000 n/a 0.1%
United Fidelity Funding Corp. $325,000 n/a 0.1%
GENEVA FINANCIAL, LLC $205,000 $320,000 56.1% 0.1%
Bank of England $380,000 $300,000 -21.1% 0.1%
The State Bank and Trust Company $295,000 n/a 0.1%
AMWEST FUNDING CORP. $195,000 $285,000 46.2% 0.1%
Notre Dame Federal Credit Union Corporation $265,000 n/a 0.1%
Discover Bank $110,000 $250,000 127.3% 0.1%
Advisors Mortgage Group, L.L.C. $175,000 $235,000 34.3% 0.1%
ENDEAVOR CAPITAL, LLC. $235,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $640,000 $215,000 -66.4% 0.1%
First Merchants Bank $440,000 $215,000 -51.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,005,000 $215,000 -78.6% 0.1%
Waterstone Mortgage Corporation $215,000 n/a 0.1%
Neighborhood Loans, Inc. $210,000 n/a 0.1%
Charles Schwab Bank, SSB $205,000 n/a 0.1%
Northpointe Bank $190,000 $205,000 7.9% 0.1%
OCEANSIDE MORTGAGE COMPANY $320,000 $205,000 -35.9% 0.1%
THRIVE MORTGAGE, LLC $450,000 $205,000 -54.4% 0.1%
DOMINION FINANCIAL SERVICES, LLC $125,000 $200,000 60.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $95,000 $200,000 110.5% 0.1%
Associated Bank $285,000 $195,000 -31.6% 0.0%
First Federal Bank $195,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 n/a 0.0%
Nations Lending Corporation $650,000 $195,000 -70.0% 0.0%
POLARIS HOME FUNDING CORP. $195,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $8,360,000 $195,000 -97.7% 0.0%
SCOTT CREDIT UNION $195,000 n/a 0.0%
BEACON CREDIT UNION $185,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.0%
MICHIGAN FIRST CREDIT UNION $175,000 n/a 0.0%
First Savings Bank $170,000 n/a 0.0%
KINECTA $155,000 n/a 0.0%
PHH Mortgage Corporation $360,000 $155,000 -56.9% 0.0%
Renasant Bank $275,000 $155,000 -43.6% 0.0%
ZILLOW HOME LOANS, LLC $495,000 $155,000 -68.7% 0.0%
MID AMERICA MORTGAGE, INC. $155,000 $150,000 -3.2% 0.0%
Citizens Bank $225,000 $140,000 -37.8% 0.0%
Chartwell Financial, LLC $415,000 $135,000 -67.5% 0.0%
Stock Yards Bank & Trust Company $125,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $800,000 $115,000 -85.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $165,000 $115,000 -30.3% 0.0%
LENDINGHOME FUNDING CORPORATION $325,000 $105,000 -67.7% 0.0%
NFM, INC. $105,000 n/a 0.0%
JLB CORPORATION $280,000 $95,000 -66.1% 0.0%
CRANE $145,000 $85,000 -41.4% 0.0%
LENDINGONE, LLC $85,000 n/a 0.0%
HONDA Federal Credit Union $255,000 $80,000 -68.6% 0.0%
EVANSVILLE TEACHERS $355,000 $75,000 -78.9% 0.0%
Ixonia Bank $75,000 n/a 0.0%
GREENSTATE CREDIT UNION $70,000 n/a 0.0%
Mutual Savings Bank $430,000 $55,000 -87.2% 0.0%
SPRING EQ, LLC $55,000 $55,000 0.0% 0.0%
Baxter Credit Union $25,000 n/a 0.0%
PLANET HOME LENDING, LLC $270,000 $25,000 -90.7% 0.0%

COLUMBUS's top lender by overall market share is Centra Credit Union, with 13.8% market share. In second place, with 11.0%, is First Financial Bank, having originated $44,030,000 in loans. In third place, with 6.8%, is Jackson County Bank, having originated $27,030,000 in loans. In fourth place, with 5.8%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $23,295,000 in loans. In fifth place, with 5.8%, is GVC MORTGAGE, INC., having originated $23,180,000 in loans.


COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $230,300 (5.2%) $286,489 (4.4%) 0.00 234
2018-02-01 $222,950 (1.9%) $279,744 (0.2%) 0.00 209
2018-03-01 $239,900 (9.3%) $294,448 (3.5%) 0.00 198
2018-04-01 $259,650 (5.6%) $304,011 (4.9%) 0.00 189
2018-05-01 $241,195 (-2.3%) $303,269 (2.3%) 0.00 198
2018-06-01 $239,900 (-3.6%) $302,124 (2.0%) 0.00 203
2018-07-01 $244,925 (-2.0%) $302,586 (-0.7%) 0.00 215
2018-08-01 $235,925 (-5.1%) $301,914 (0.2%) 0.00 221
2018-09-01 $224,900 (-5.3%) $297,276 (-0.1%) 0.00 212
2018-10-01 $231,875 (3.1%) $296,413 (2.5%) 0.00 217
2018-11-01 $242,473 (11.7%) $311,288 (9.6%) 0.00 213
2018-12-01 $259,900 (22.2%) $325,577 (15.8%) 0.00 202
2019-01-01 $271,050 (17.7%) $334,679 (16.8%) 0.00 185
2019-02-01 $274,900 (23.3%) $337,067 (20.5%) 0.00 171
2019-03-01 $284,800 (18.7%) $339,222 (15.2%) 0.00 169
2019-04-01 $303,950 (17.1%) $347,570 (14.3%) 0.00 160
2019-05-01 $294,500 (22.1%) $342,044 (12.8%) 0.00 155
2019-06-01 $289,450 (20.7%) $338,349 (12.0%) 0.00 155
2019-07-01 $259,900 (6.1%) $322,916 (6.7%) 0.00 177
2019-08-01 $249,900 (5.9%) $315,598 (4.5%) 0.00 191
2019-09-01 $249,900 (11.1%) $314,095 (5.7%) 0.00 197
2019-10-01 $249,900 (7.8%) $312,866 (5.6%) 0.00 199
2019-11-01 $255,000 (5.2%) $318,813 (2.4%) 0.00 173
2019-12-01 $257,495 (-0.9%) $321,297 (-1.3%) 0.00 151
2020-01-01 $249,900 (-7.8%) $307,654 (-8.1%) 0.00 141
2020-02-01 $249,900 (-9.1%) $312,716 (-7.2%) 0.00 145
2020-03-01 $256,450 (-10.0%) $326,556 (-3.7%) 0.00 132
2020-04-01 $249,425 (-17.9%) $308,188 (-11.3%) 0.00 145
2020-05-01 $249,900 (-15.1%) $303,723 (-11.2%) 0.00 153
2020-06-01 $242,400 (-16.3%) $304,782 (-9.9%) 0.00 149
2020-07-01 $245,300 (-5.6%) $312,885 (-3.1%) 0.00 139
2020-08-01 $247,200 (-1.1%) $305,017 (-3.4%) 0.00 134
2020-09-01 $254,973 (2.0%) $306,280 (-2.5%) 0.00 115
2020-10-01 $259,900 (4.0%) $312,918 (0.0%) 0.00 116
2020-11-01 $262,000 (2.8%) $314,088 (-1.5%) 0.00 101
2020-12-01 $256,175 (-0.5%) $302,053 (-6.0%) 0.00 83
2021-01-01 $262,450 (5.0%) $307,956 (0.1%) 0.00 66
2021-02-01 $273,650 (9.5%) $312,365 (-0.1%) 0.00 43
2021-03-01 $294,900 (15.0%) $331,900 (1.6%) 0.00 48
2021-04-01 $297,425 (19.2%) $347,618 (12.8%) 0.00 48
2021-05-01 $299,900 (20.0%) $357,030 (17.6%) 0.00 63
2021-06-01 $272,473 (12.4%) $362,263 (18.9%) 0.00 72
2021-07-01 $272,450 (11.1%) $341,997 (9.3%) 0.00 85
2021-08-01 $266,150 (7.7%) $335,044 (9.8%) 0.00 107
2021-09-01 $253,425 (-0.6%) $343,271 (12.1%) 0.00 107
2021-10-01 $270,450 (4.1%) $343,877 (9.9%) 0.00 100
2021-11-01 $297,200 (13.4%) $368,416 (17.3%) 0.00 81
2021-12-01 $319,445 (24.7%) $346,824 (14.8%) 0.00 82
2022-01-01 $329,445 (25.5%) $333,005 (8.1%) 0.00 68
2022-02-01 $334,900 (22.4%) $346,599 (11.0%) 0.00 67
2022-03-01 $345,325 (17.1%) $710,115 (114.0%) 0.00 65
2022-04-01 $333,995 (12.3%) $671,222 (93.1%) 0.00 75
2022-05-01 $367,423 (22.5%) $650,219 (82.1%) 0.00 91
2022-06-01 $374,966 (37.6%) $626,686 (73.0%) 0.00 103
2022-07-01 $369,900 (35.8%) $583,747 (70.7%) 0.00 136
2022-08-01 $346,000 (30.0%) $576,347 (72.0%) 0.00 135
2022-09-01 $337,000 (33.0%) $564,935 (64.6%) 0.00 132
2022-10-01 $329,000 (21.7%) $570,637 (65.9%) 0.00 140
2022-11-01 $343,698 (15.7%) $571,901 (55.2%) 0.00 144
2022-12-01 $339,900 (6.4%) $374,658 (8.0%) 0.00 121
2023-01-01 $339,450 (3.0%) $384,674 (15.5%) 0.00 107
2023-02-01 $339,900 (1.5%) $417,312 (20.4%) 0.00 101
2023-03-01 $379,500 (9.9%) $458,548 (-35.4%) 0.00 95
2023-04-01 $379,500 (13.6%) $460,472 (-31.4%) 0.00 92
2023-05-01 $379,500 (3.3%) $455,824 (-29.9%) 0.00 93
2023-06-01 $392,200 (4.6%) $460,208 (-26.6%) 0.00 111
2023-07-01 $374,950 (1.4%) $424,689 (-27.3%) 0.00 104
2023-08-01 $349,475 (1.0%) $392,000 (-32.0%) 0.00 95
2023-09-01 $345,000 (2.4%) $398,079 (-29.5%) 0.00 101
2023-10-01 $339,900 (3.3%) $387,053 (-32.2%) 0.00 126
2023-11-01 $327,400 (-4.7%) $373,711 (-34.7%) 0.00 127
2023-12-01 $299,900 (-11.8%) $354,632 (-5.4%) 0.00 120
2024-01-01 $299,900 (-11.7%) $348,498 (-9.4%) 0.00 110
2024-02-01 $305,200 (-10.2%) $353,803 (-15.2%) 0.00 90
2024-03-01 $327,450 (-13.7%) $382,850 (-16.5%) 0.00 98
COLUMBUS's median listing price for 2024-03-01 was $327,450, a difference of $-52,050 (-13.7%) versus the prior year and $22,250 versus the prior month.

COLUMBUS's median listing price comes in at 0% of the national average.

COLUMBUS's average listing price for 2024-03-01 was $382,850, a difference of $-75,698 (-16.5%) versus the prior year and $29,047 versus the prior month.

For the 2024-03-01 period, COLUMBUS had 98 MLS listings, a difference of 8 listings (9%) versus the prior month and 3 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,340 sqft
2018-02-01 0 days 2,330 sqft
2018-03-01 0 days 2,571 sqft
2018-04-01 0 days 2,693 sqft
2018-05-01 0 days 2,739 sqft
2018-06-01 0 days 2,490 sqft
2018-07-01 0 days 2,604 sqft
2018-08-01 0 days 2,549 sqft
2018-09-01 0 days 2,405 sqft
2018-10-01 0 days 2,416 sqft
2018-11-01 0 days 2,529 sqft
2018-12-01 0 days 2,656 sqft
2019-01-01 0 days 2,584 sqft
2019-02-01 0 days 2,631 sqft
2019-03-01 0 days 2,715 sqft
2019-04-01 0 days 2,864 sqft
2019-05-01 0 days 2,766 sqft
2019-06-01 0 days 2,624 sqft
2019-07-01 0 days 2,484 sqft
2019-08-01 0 days 2,509 sqft
2019-09-01 0 days 2,610 sqft
2019-10-01 0 days 2,688 sqft
2019-11-01 0 days 2,766 sqft
2019-12-01 0 days 2,734 sqft
2020-01-01 0 days 2,712 sqft
2020-02-01 0 days 2,673 sqft
2020-03-01 0 days 2,802 sqft
2020-04-01 0 days 2,741 sqft
2020-05-01 0 days 2,774 sqft
2020-06-01 0 days 2,600 sqft
2020-07-01 0 days 2,778 sqft
2020-08-01 0 days 2,577 sqft
2020-09-01 0 days 2,316 sqft
2020-10-01 0 days 2,335 sqft
2020-11-01 0 days 2,259 sqft
2020-12-01 0 days 2,112 sqft
2021-01-01 0 days 2,192 sqft
2021-02-01 0 days 2,194 sqft
2021-03-01 0 days 2,324 sqft
2021-04-01 0 days 2,200 sqft
2021-05-01 0 days 2,350 sqft
2021-06-01 0 days 2,342 sqft
2021-07-01 0 days 2,344 sqft
2021-08-01 0 days 2,238 sqft
2021-09-01 0 days 2,151 sqft
2021-10-01 0 days 2,151 sqft
2021-11-01 0 days 2,366 sqft
2021-12-01 0 days 2,000 sqft
2022-01-01 0 days 1,920 sqft
2022-02-01 0 days 1,884 sqft
2022-03-01 0 days 2,163 sqft
2022-04-01 0 days 2,028 sqft
2022-05-01 0 days 2,207 sqft
2022-06-01 0 days 2,365 sqft
2022-07-01 0 days 2,465 sqft
2022-08-01 0 days 2,428 sqft
2022-09-01 0 days 2,398 sqft
2022-10-01 0 days 2,282 sqft
2022-11-01 0 days 2,310 sqft
2022-12-01 0 days 2,240 sqft
2023-01-01 0 days 2,147 sqft
2023-02-01 0 days 2,043 sqft
2023-03-01 0 days 2,281 sqft
2023-04-01 0 days 2,399 sqft
2023-05-01 0 days 2,259 sqft
2023-06-01 0 days 2,380 sqft
2023-07-01 0 days 2,386 sqft
2023-08-01 0 days 2,446 sqft
2023-09-01 0 days 2,397 sqft
2023-10-01 0 days 2,302 sqft
2023-11-01 0 days 2,236 sqft
2023-12-01 0 days 2,112 sqft
2024-01-01 0 days 2,093 sqft
2024-02-01 0 days 2,072 sqft
2024-03-01 0 days 2,211 sqft
COLUMBUS's median listing age (time on market) for 2024-03-01 was 0 days.

COLUMBUS's median square footage for active listings during the 2024-03-01 period was 2,211 sqft. One year prior, the average listing was 2,281 sqft.

COLUMBUS, IN Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
46124 Columbus, IN MSA $740 $750 $860 $1,120 $1,320
47201 Columbus, IN MSA $1,000 $1,030 $1,160 $1,530 $1,700
47202 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
47203 Columbus, IN MSA $810 $820 $930 $1,230 $1,360
47226 Columbus, IN MSA $810 $820 $930 $1,230 $1,360
47232 Columbus, IN MSA $880 $900 $1,020 $1,350 $1,490
47234 Columbus, IN MSA $740 $790 $920 $1,220 $1,410
47236 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
47244 Columbus, IN MSA $760 $790 $920 $1,220 $1,360
47246 Columbus, IN MSA $750 $770 $870 $1,150 $1,270
47247 Columbus, IN MSA $930 $950 $1,070 $1,420 $1,560
47273 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
47274 Columbus, IN MSA $750 $820 $950 $1,260 $1,450
47280 Columbus, IN MSA $780 $830 $950 $1,250 $1,420
47283 Columbus, IN MSA $760 $780 $880 $1,160 $1,280
47448 Columbus, IN MSA $740 $810 $960 $1,260 $1,510

2022 Average & Median Rent Data Statistics
COLUMBUS, IN average 1BR rent: $851, median: $820
COLUMBUS, IN average 2BR rent: $971, median: $950
COLUMBUS, IN average 3BR rent: $1,284, median: $1,255

COLUMBUS, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,115 $267,095,000 $239,547
Cash Out Refi 292 $58,210,000 $199,349
Other 289 $27,705,000 $95,865
Home Improvement 214 $17,220,000 $80,467
Refi 169 $28,645,000 $169,497

Columbus's most frequently cited loan purpose was Home Purchase, with 1,115 originations. The 2nd most popular reason was Cash Out Refi, with 292 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 773 $166,325,000 $215,168
7-8% 468 $94,080,000 $201,026
5-6% 400 $74,920,000 $187,300
Over 8% 246 $23,070,000 $93,780
<2.5% 84 $8,240,000 $98,095
4-5% 68 $15,160,000 $222,941
2.5-3% 19 $4,185,000 $220,263
3-4% 9 $1,595,000 $177,222

During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 773 originations.

Loan Sizing (COLUMBUS, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 689 $102,885,000 $149,325
$200k-400k 660 $179,150,000 $271,439
$100,000 or less 604 $31,800,000 $52,649
$400k-600k 88 $41,290,000 $469,205
$600k-1000k 25 $17,855,000 $714,200
$Over $1MM 13 $25,895,000 $1,991,923

COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 689 originations, totaling $102,885,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 811 $205,975,000 $253,977
60-80% 419 $91,265,000 $217,816
20-40% 318 $32,680,000 $102,767
Under 20% 298 $12,990,000 $43,591
40-60% 201 $34,365,000 $170,970
Over 100% 20 $8,750,000 $437,500

COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 811 originations, totaling $205,975,000 in origination value.