COLUMBUS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Columbus averaged
6.36%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.38% and
one month ago for the week of 2023-04-20, the
average rate was 6.08%.
Columbus's average rate one year ago was 5.14%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Columbus 30 Year Fixed Rate | 2023-05-25 | 6.36% |
| Columbus 30 Year Fixed Rate Refi | 2023-05-25 | 5.46% |
| Columbus 15 Year Fixed Rate | 2023-05-25 | 6.57% |
| Columbus 15 Year Fixed Rate Refi | 2023-05-25 | 4.96% |
| Columbus 30 Year FHA | 2023-05-25 | 6.61% |
| Columbus 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Columbus 30 Year USDA | 2023-05-25 | 6.43% |
| Columbus 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Columbus 30 Year VA | 2023-05-25 | 6.21% |
| Columbus 30 Year VA Refi | 2023-05-25 | 6.61% |
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS Average Closing Costs & Other Stats
COLUMBUS, IN's 123 lenders originated 2,698
loans during 2022. The total origination value was $551,580,000, with an average loan value of
$204,440.
COLUMBUS's average closing costs are $3,411.
The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with
145 loans originated. Their average total fees are
$2,593, which is $426
lower than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
Union Savings Bank ($1,245), Wells Fargo Bank ($2,579), Regions Bank ($2,585), Centra Credit Union ($2,593) and Old National Bank ($2,599).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
Union Savings Bank (4.50%), FREEDOM MORTGAGE CORPORATION (4.60%), Wells Fargo Bank (4.78%), Centra Credit Union (4.88%) and QUICKEN LOANS, LLC (4.92%).
COLUMBUS, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Centra Credit Union | $80,075,000 | $55,050,000 | -31.3% | 10.0% |
| First Financial Bank | $95,000 | $49,870,000 | 52,394.7% | 9.0% |
| RUOFF MORTGAGE COMPANY, INC. | $81,950,000 | $44,895,000 | -45.2% | 8.1% |
| Jackson County Bank | $37,620,000 | $39,395,000 | 4.7% | 7.1% |
| HALLMARK HOME MORTGAGE, LLC | $41,205,000 | $25,655,000 | -37.7% | 4.7% |
| German American Bank | $41,875,000 | $25,110,000 | -40.0% | 4.6% |
| QUICKEN LOANS, LLC | $50,490,000 | $23,045,000 | -54.4% | 4.2% |
| Union Savings Bank | $46,475,000 | $21,480,000 | -53.8% | 3.9% |
| Merchants Bank of Indiana | $1,390,000 | $20,400,000 | 1,367.6% | 3.7% |
| Old National Bank | $31,665,000 | $14,350,000 | -54.7% | 2.6% |
| GVC MORTGAGE, INC. | $16,720,000 | $14,095,000 | -15.7% | 2.6% |
| Fifth Third Bank | $18,390,000 | $12,855,000 | -30.1% | 2.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $12,805,000 | $10,665,000 | -16.7% | 1.9% |
| First Bank Richmond | $75,000 | $9,465,000 | 12,520.0% | 1.7% |
| PURDUE FEDERAL CREDIT UNION | $95,000 | $8,360,000 | 8,700.0% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,200,000 | $7,960,000 | 53.1% | 1.4% |
| Mortgage Research Center, LLC | $10,065,000 | $7,345,000 | -27.0% | 1.3% |
| Capital One | $7,335,000 | n/a | 1.3% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,510,000 | $7,125,000 | -25.1% | 1.3% |
| JPMorgan Chase Bank | $9,225,000 | $5,960,000 | -35.4% | 1.1% |
| Wells Fargo Bank | $10,255,000 | $5,705,000 | -44.4% | 1.0% |
| PNC Bank | $7,300,000 | $5,535,000 | -24.2% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $21,015,000 | $5,380,000 | -74.4% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,625,000 | $5,135,000 | -8.7% | 0.9% |
| CALIBER HOME LOANS, INC. | $9,215,000 | $4,830,000 | -47.6% | 0.9% |
| Farm Credit Mid-America, ACA | $5,620,000 | $4,130,000 | -26.5% | 0.7% |
| SIRVA MORTGAGE, INC. | $1,570,000 | $3,815,000 | 143.0% | 0.7% |
| LOANDEPOT.COM, LLC | $10,130,000 | $3,735,000 | -63.1% | 0.7% |
| Horizon Bank | $4,205,000 | $3,570,000 | -15.1% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,840,000 | $3,300,000 | -14.1% | 0.6% |
| DIRECT MORTGAGE LOANS, LLC | $530,000 | $3,285,000 | 519.8% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,365,000 | $3,040,000 | -52.2% | 0.6% |
| The Huntington National Bank | $6,740,000 | $3,025,000 | -55.1% | 0.5% |
| Regions Bank | $1,820,000 | $2,870,000 | 57.7% | 0.5% |
| KeyBank | $770,000 | $2,850,000 | 270.1% | 0.5% |
| USAA Federal Savings Bank | $1,900,000 | $2,775,000 | 46.1% | 0.5% |
| Bank of America | $1,035,000 | $2,395,000 | 131.4% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,085,000 | $2,385,000 | -41.6% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,395,000 | $1,940,000 | 39.1% | 0.4% |
| INDIANA UNIVERSITY CREDIT UNION | $2,135,000 | $1,910,000 | -10.5% | 0.3% |
| Carrington Mortgage Services, LLC | $465,000 | $1,840,000 | 295.7% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $3,250,000 | $1,830,000 | -43.7% | 0.3% |
| FORUM Credit Union | $5,145,000 | $1,740,000 | -66.2% | 0.3% |
| INDIANA MEMBERS CREDIT UNION | $990,000 | $1,725,000 | 74.2% | 0.3% |
| Flagstar Bank, FSB | $1,465,000 | $1,650,000 | 12.6% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $2,405,000 | $1,630,000 | -32.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $4,370,000 | $1,530,000 | -65.0% | 0.3% |
| Wolfe Financial, Inc | $4,765,000 | $1,505,000 | -68.4% | 0.3% |
| U.S. Bank | $1,415,000 | $1,385,000 | -2.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $925,000 | $1,355,000 | 46.5% | 0.2% |
| GUARANTEED RATE, INC. | $3,025,000 | $1,350,000 | -55.4% | 0.2% |
| The Federal Savings Bank | $2,315,000 | $1,245,000 | -46.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $4,360,000 | $1,230,000 | -71.8% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $330,000 | $1,195,000 | 262.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,725,000 | $1,185,000 | -68.2% | 0.2% |
| MJW Financial LLC | $1,600,000 | $1,105,000 | -30.9% | 0.2% |
| NEWREZ LLC | $3,845,000 | $1,100,000 | -71.4% | 0.2% |
| First Federal Bank of the Midwest | $245,000 | $1,075,000 | 338.8% | 0.2% |
| LOANPAL, LLC | $95,000 | $1,025,000 | 978.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $360,000 | $1,005,000 | 179.2% | 0.2% |
| ALLIANT CREDIT UNION | $920,000 | n/a | 0.2% | |
| Northwest Bank | $660,000 | $890,000 | 34.8% | 0.2% |
| AMERICAN MORTGAGE SERVICE COMPANY | $1,140,000 | $830,000 | -27.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $6,150,000 | $800,000 | -87.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $945,000 | $780,000 | -17.5% | 0.1% |
| Gateway First Bank | $665,000 | $770,000 | 15.8% | 0.1% |
| Truist | $415,000 | $770,000 | 85.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $755,000 | n/a | 0.1% | |
| MILESTONE HOME LENDING, LLC | $365,000 | $745,000 | 104.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $980,000 | $745,000 | -24.0% | 0.1% |
| Arvest Bank | $265,000 | $660,000 | 149.1% | 0.1% |
| Nations Lending Corporation | $165,000 | $650,000 | 293.9% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,465,000 | $640,000 | -56.3% | 0.1% |
| NBKC BANK | $630,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $620,000 | $625,000 | 0.8% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $595,000 | n/a | 0.1% | |
| CITIZENS EQUITY FIRST | $365,000 | $595,000 | 63.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,900,000 | $585,000 | -69.2% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $495,000 | $580,000 | 17.2% | 0.1% |
| FINANCIAL CENTER FIRST CREDIT UNION | $45,000 | $565,000 | 1,155.6% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $535,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $630,000 | $530,000 | -15.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,050,000 | $525,000 | -50.0% | 0.1% |
| SUMMIT FUNDING, INC. | $525,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $230,000 | $495,000 | 115.2% | 0.1% |
| MYCUMORTGAGE, LLC | $1,560,000 | $465,000 | -70.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $455,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $450,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,140,000 | $445,000 | -61.0% | 0.1% |
| First Merchants Bank | $265,000 | $440,000 | 66.0% | 0.1% |
| Mutual Savings Bank | $1,580,000 | $430,000 | -72.8% | 0.1% |
| DIGITAL Federal Credit Union | $540,000 | $420,000 | -22.2% | 0.1% |
| Chartwell Financial, LLC | $720,000 | $415,000 | -42.4% | 0.1% |
| Union Savings And Loan Association | $405,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $355,000 | $400,000 | 12.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $400,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $395,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $395,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $630,000 | $395,000 | -37.3% | 0.1% |
| Bank of England | $380,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $380,000 | n/a | 0.1% | |
| TEACHERS CREDIT UNION | $395,000 | $380,000 | -3.8% | 0.1% |
| Magnolia Bank | $385,000 | $375,000 | -2.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $215,000 | $375,000 | 74.4% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,300,000 | $370,000 | -71.5% | 0.1% |
| T2 FINANCIAL LLC | $345,000 | $365,000 | 5.8% | 0.1% |
| PHH Mortgage Corporation | $140,000 | $360,000 | 157.1% | 0.1% |
| EVANSVILLE TEACHERS | $355,000 | n/a | 0.1% | |
| Ally Bank | $1,805,000 | $350,000 | -80.6% | 0.1% |
| NP, Inc. | $345,000 | n/a | 0.1% | |
| First Federal Savings Bank | $335,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $205,000 | $335,000 | 63.4% | 0.1% |
| Commerce Bank | $325,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $325,000 | n/a | 0.1% | |
| FirstBank | $460,000 | $320,000 | -30.4% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $195,000 | $320,000 | 64.1% | 0.1% |
| Northwest Federal Credit Union | $315,000 | n/a | 0.1% | |
| Simmons Bank | $315,000 | n/a | 0.1% | |
| Associated Bank | $2,015,000 | $285,000 | -85.9% | 0.1% |
| First National Bank of America | $280,000 | n/a | 0.1% | |
| JLB CORPORATION | $75,000 | $280,000 | 273.3% | 0.1% |
| ARC HOME LLC | $410,000 | $275,000 | -32.9% | 0.0% |
| Renasant Bank | $275,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $680,000 | $270,000 | -60.3% | 0.0% |
| First Financial Bank | $95,000 | $265,000 | 178.9% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,445,000 | $265,000 | -81.7% | 0.0% |
| HONDA Federal Credit Union | $785,000 | $255,000 | -67.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $390,000 | $255,000 | -34.6% | 0.0% |
| Republic Bank & Trust Company | $645,000 | $255,000 | -60.5% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $750,000 | $255,000 | -66.0% | 0.0% |
| M&T Bank | $1,185,000 | $250,000 | -78.9% | 0.0% |
| EQUITY RESOURCES, INC. | $245,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $240,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $545,000 | $235,000 | -56.9% | 0.0% |
| Citizens Bank | $1,170,000 | $225,000 | -80.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $225,000 | n/a | 0.0% | |
| Pacor Mortgage Corp | $225,000 | n/a | 0.0% | |
| TUCKER MORTGAGE, LLC | $480,000 | $225,000 | -53.1% | 0.0% |
| Chicago Mortgage Solutions LLC | $205,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $675,000 | $205,000 | -69.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $230,000 | $205,000 | -10.9% | 0.0% |
| GoPrime Mortgage, Inc. | $205,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,615,000 | $205,000 | -87.3% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $340,000 | $195,000 | -42.6% | 0.0% |
| AMWEST FUNDING CORP. | $400,000 | $195,000 | -51.3% | 0.0% |
| Elements Financial Federal Credit Union | $765,000 | $195,000 | -74.5% | 0.0% |
| Northpointe Bank | $925,000 | $190,000 | -79.5% | 0.0% |
| Loan Simple, Inc. | $180,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $145,000 | $175,000 | 20.7% | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,615,000 | $175,000 | -89.2% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $260,000 | $175,000 | -32.7% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $175,000 | n/a | 0.0% | |
| Figure Lending LLC | $150,000 | $170,000 | 13.3% | 0.0% |
| 1st Source Bank | $165,000 | n/a | 0.0% | |
| Flanagan State Bank | $185,000 | $165,000 | -10.8% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $145,000 | $165,000 | 13.8% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $370,000 | $155,000 | -58.1% | 0.0% |
| Deseret First Credit Union | $155,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $235,000 | $155,000 | -34.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $635,000 | $155,000 | -75.6% | 0.0% |
| BMO Harris Bank | $150,000 | n/a | 0.0% | |
| GENISYS | $150,000 | n/a | 0.0% | |
| CRANE | $150,000 | $145,000 | -3.3% | 0.0% |
| EMM LOANS LLC | $145,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $145,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $310,000 | $145,000 | -53.2% | 0.0% |
| Three Rivers Federal Credit Union | $145,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $255,000 | $135,000 | -47.1% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $650,000 | $125,000 | -80.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $125,000 | n/a | 0.0% | |
| TECH Credit Union | $125,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $120,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $170,000 | $120,000 | -29.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,615,000 | $115,000 | -92.9% | 0.0% |
| Discover Bank | $290,000 | $110,000 | -62.1% | 0.0% |
| Crossroads Bank | $105,000 | n/a | 0.0% | |
| The National Bank of Indianapolis | $105,000 | n/a | 0.0% | |
| Busey Bank | $95,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $95,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $95,000 | n/a | 0.0% | |
| STAR Financial Bank | $205,000 | $95,000 | -53.7% | 0.0% |
| FAIR WAY LENDING LLC | $1,170,000 | $85,000 | -92.7% | 0.0% |
| Security Federal Savings Bank | $200,000 | $85,000 | -57.5% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $85,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $60,000 | n/a | 0.0% | |
| Citibank | $505,000 | $55,000 | -89.1% | 0.0% |
| SPRING EQ, LLC | $55,000 | n/a | 0.0% | |
| AFFINITY | $45,000 | n/a | 0.0% | |
| The Farmers & Merchants State Bank | $15,000 | n/a | 0.0% |
COLUMBUS's top lender by overall market share is Centra Credit Union, with 10.0% market share. In second place, with 9.0%, is First Financial Bank, having originated $49,870,000 in loans. In third place, with 8.1%, is RUOFF MORTGAGE COMPANY, INC., having originated $44,895,000 in loans. In fourth place, with 7.1%, is Jackson County Bank, having originated $39,395,000 in loans. In fifth place, with 4.7%, is HALLMARK HOME MORTGAGE, LLC, having originated $25,655,000 in loans.
COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $230,300 (5.2%) | $286,489 (4.4%) | 0.00 | 234 |
| 2018-02-01 | $222,950 (1.9%) | $279,744 (0.2%) | 0.00 | 209 |
| 2018-03-01 | $239,900 (9.3%) | $294,448 (3.5%) | 0.00 | 199 |
| 2018-04-01 | $258,550 (5.1%) | $304,011 (4.9%) | 0.00 | 189 |
| 2018-05-01 | $241,195 (-2.3%) | $304,041 (2.6%) | 0.00 | 198 |
| 2018-06-01 | $239,900 (-3.6%) | $302,110 (2.0%) | 0.00 | 203 |
| 2018-07-01 | $244,925 (-2.0%) | $302,561 (-0.7%) | 0.00 | 215 |
| 2018-08-01 | $235,925 (-5.1%) | $301,942 (0.2%) | 0.00 | 221 |
| 2018-09-01 | $224,900 (-5.3%) | $297,276 (-0.1%) | 0.00 | 212 |
| 2018-10-01 | $230,550 (2.5%) | $296,301 (2.5%) | 0.00 | 217 |
| 2018-11-01 | $243,725 (12.3%) | $311,266 (9.6%) | 0.00 | 213 |
| 2018-12-01 | $259,900 (22.2%) | $325,577 (15.8%) | 0.00 | 202 |
| 2019-01-01 | $271,050 (17.7%) | $334,679 (16.8%) | 0.00 | 185 |
| 2019-02-01 | $274,900 (23.3%) | $337,494 (20.6%) | 0.00 | 171 |
| 2019-03-01 | $298,250 (24.3%) | $344,989 (15.0%) | 0.00 | 148 |
| 2019-04-01 | $309,450 (19.7%) | $352,115 (13.8%) | 0.00 | 160 |
| 2019-05-01 | $292,175 (21.1%) | $339,494 (11.7%) | 0.00 | 157 |
| 2019-06-01 | $289,000 (20.5%) | $336,663 (11.4%) | 0.00 | 156 |
| 2019-07-01 | $259,900 (6.1%) | $322,098 (6.5%) | 0.00 | 178 |
| 2019-08-01 | $260,000 (10.2%) | $322,659 (4.5%) | 0.00 | 189 |
| 2019-09-01 | $251,175 (11.7%) | $313,022 (5.7%) | 0.00 | 193 |
| 2019-10-01 | $248,950 (8.0%) | $308,881 (5.6%) | 0.00 | 199 |
| 2019-11-01 | $255,000 (4.6%) | $318,813 (2.4%) | 0.00 | 173 |
| 2019-12-01 | $257,495 (-0.9%) | $321,297 (-1.3%) | 0.00 | 151 |
| 2020-01-01 | $249,900 (-7.8%) | $307,654 (-8.1%) | 0.00 | 141 |
| 2020-02-01 | $249,900 (-9.1%) | $312,716 (-7.3%) | 0.00 | 145 |
| 2020-03-01 | $256,450 (-14.0%) | $326,556 (-3.5%) | 0.00 | 132 |
| 2020-04-01 | $249,425 (-19.4%) | $308,188 (-10.9%) | 0.00 | 145 |
| 2020-05-01 | $249,900 (-14.5%) | $303,723 (-10.5%) | 0.00 | 153 |
| 2020-06-01 | $242,400 (-16.1%) | $304,782 (-9.5%) | 0.00 | 149 |
| 2020-07-01 | $245,300 (-5.6%) | $312,885 (-2.9%) | 0.00 | 139 |
| 2020-08-01 | $247,200 (-4.9%) | $305,017 (-3.4%) | 0.00 | 134 |
| 2020-09-01 | $254,973 (1.5%) | $306,280 (-2.5%) | 0.00 | 115 |
| 2020-10-01 | $259,900 (4.4%) | $312,918 (0.0%) | 0.00 | 116 |
| 2020-11-01 | $263,225 (3.2%) | $314,514 (-1.4%) | 0.00 | 101 |
| 2020-12-01 | $256,175 (-0.5%) | $302,053 (-6.0%) | 0.00 | 83 |
| 2021-01-01 | $262,450 (5.0%) | $307,956 (0.1%) | 0.00 | 66 |
| 2021-02-01 | $273,650 (9.5%) | $312,365 (-0.1%) | 0.00 | 43 |
| 2021-03-01 | $294,900 (15.0%) | $331,900 (1.6%) | 0.00 | 48 |
| 2021-04-01 | $297,425 (19.2%) | $347,618 (12.8%) | 0.00 | 48 |
| 2021-05-01 | $299,900 (20.0%) | $357,030 (17.6%) | 0.00 | 63 |
| 2021-06-01 | $272,473 (12.4%) | $362,263 (18.9%) | 0.00 | 72 |
| 2021-07-01 | $272,450 (11.1%) | $341,997 (9.3%) | 0.00 | 85 |
| 2021-08-01 | $266,150 (7.7%) | $335,044 (9.8%) | 0.00 | 107 |
| 2021-09-01 | $253,425 (-0.6%) | $343,788 (12.3%) | 0.00 | 107 |
| 2021-10-01 | $274,750 (5.7%) | $344,729 (10.2%) | 0.00 | 101 |
| 2021-11-01 | $297,450 (13.0%) | $369,093 (17.4%) | 0.00 | 82 |
| 2021-12-01 | $319,673 (24.8%) | $347,674 (15.1%) | 0.00 | 83 |
| 2022-01-01 | $329,900 (25.7%) | $334,127 (8.5%) | 0.00 | 69 |
| 2022-02-01 | $341,800 (24.9%) | $347,572 (11.3%) | 0.00 | 68 |
| 2022-03-01 | $345,325 (17.1%) | $710,115 (114.0%) | 0.00 | 65 |
| 2022-04-01 | $338,999 (14.0%) | $671,222 (93.1%) | 0.00 | 75 |
| 2022-05-01 | $367,423 (22.5%) | $650,219 (82.1%) | 0.00 | 91 |
| 2022-06-01 | $374,966 (37.6%) | $626,686 (73.0%) | 0.00 | 103 |
| 2022-07-01 | $369,900 (35.8%) | $583,747 (70.7%) | 0.00 | 136 |
| 2022-08-01 | $346,000 (30.0%) | $576,861 (72.2%) | 0.00 | 135 |
| 2022-09-01 | $337,000 (33.0%) | $566,327 (64.7%) | 0.00 | 132 |
| 2022-10-01 | $329,000 (19.8%) | $570,637 (65.5%) | 0.00 | 140 |
| 2022-11-01 | $343,698 (15.6%) | $571,901 (55.0%) | 0.00 | 144 |
| 2022-12-01 | $339,900 (6.3%) | $374,658 (7.8%) | 0.00 | 121 |
| 2023-01-01 | $339,450 (2.9%) | $384,674 (15.1%) | 0.00 | 107 |
| 2023-02-01 | $339,900 (-0.6%) | $417,312 (20.1%) | 0.00 | 101 |
| 2023-03-01 | $379,500 (9.9%) | $458,548 (-35.4%) | 0.00 | 95 |
| 2023-04-01 | $379,500 (12.0%) | $460,472 (0.0%) | 0.00 | 92 |
COLUMBUS's median listing price comes in at 0% of the national average.
COLUMBUS's average listing price for 2023-04-01 was $460,472, a difference of $-210,750 (0.0%) versus the prior year and $1,924 versus the prior month.
For the 2023-04-01 period, COLUMBUS had 92 MLS listings, a difference of -3 listings (-3%) versus the prior month and 17 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,340 sqft |
| 2018-02-01 | 0 days | 2,330 sqft |
| 2018-03-01 | 0 days | 2,571 sqft |
| 2018-04-01 | 0 days | 2,694 sqft |
| 2018-05-01 | 0 days | 2,739 sqft |
| 2018-06-01 | 0 days | 2,501 sqft |
| 2018-07-01 | 0 days | 2,614 sqft |
| 2018-08-01 | 0 days | 2,549 sqft |
| 2018-09-01 | 0 days | 2,405 sqft |
| 2018-10-01 | 0 days | 2,415 sqft |
| 2018-11-01 | 0 days | 2,513 sqft |
| 2018-12-01 | 0 days | 2,624 sqft |
| 2019-01-01 | 0 days | 2,584 sqft |
| 2019-02-01 | 0 days | 2,631 sqft |
| 2019-03-01 | 0 days | 2,795 sqft |
| 2019-04-01 | 0 days | 3,017 sqft |
| 2019-05-01 | 0 days | 2,727 sqft |
| 2019-06-01 | 0 days | 2,623 sqft |
| 2019-07-01 | 0 days | 2,479 sqft |
| 2019-08-01 | 0 days | 2,460 sqft |
| 2019-09-01 | 0 days | 2,580 sqft |
| 2019-10-01 | 0 days | 2,688 sqft |
| 2019-11-01 | 0 days | 2,766 sqft |
| 2019-12-01 | 0 days | 2,734 sqft |
| 2020-01-01 | 0 days | 2,712 sqft |
| 2020-02-01 | 0 days | 2,673 sqft |
| 2020-03-01 | 0 days | 2,802 sqft |
| 2020-04-01 | 0 days | 2,741 sqft |
| 2020-05-01 | 0 days | 2,774 sqft |
| 2020-06-01 | 0 days | 2,600 sqft |
| 2020-07-01 | 0 days | 2,778 sqft |
| 2020-08-01 | 0 days | 2,577 sqft |
| 2020-09-01 | 0 days | 2,316 sqft |
| 2020-10-01 | 0 days | 2,335 sqft |
| 2020-11-01 | 0 days | 2,259 sqft |
| 2020-12-01 | 0 days | 2,112 sqft |
| 2021-01-01 | 0 days | 2,192 sqft |
| 2021-02-01 | 0 days | 2,194 sqft |
| 2021-03-01 | 0 days | 2,324 sqft |
| 2021-04-01 | 0 days | 2,200 sqft |
| 2021-05-01 | 0 days | 2,350 sqft |
| 2021-06-01 | 0 days | 2,342 sqft |
| 2021-07-01 | 0 days | 2,344 sqft |
| 2021-08-01 | 0 days | 2,238 sqft |
| 2021-09-01 | 0 days | 2,172 sqft |
| 2021-10-01 | 0 days | 2,176 sqft |
| 2021-11-01 | 0 days | 2,369 sqft |
| 2021-12-01 | 0 days | 2,082 sqft |
| 2022-01-01 | 0 days | 1,928 sqft |
| 2022-02-01 | 0 days | 1,906 sqft |
| 2022-03-01 | 0 days | 2,163 sqft |
| 2022-04-01 | 0 days | 2,028 sqft |
| 2022-05-01 | 0 days | 2,207 sqft |
| 2022-06-01 | 0 days | 2,365 sqft |
| 2022-07-01 | 0 days | 2,465 sqft |
| 2022-08-01 | 0 days | 2,421 sqft |
| 2022-09-01 | 0 days | 2,398 sqft |
| 2022-10-01 | 0 days | 2,282 sqft |
| 2022-11-01 | 0 days | 2,310 sqft |
| 2022-12-01 | 0 days | 2,240 sqft |
| 2023-01-01 | 0 days | 2,147 sqft |
| 2023-02-01 | 0 days | 2,043 sqft |
| 2023-03-01 | 0 days | 2,280 sqft |
| 2023-04-01 | 0 days | 2,399 sqft |
COLUMBUS's median square footage for active listings during the 2023-04-01 period was 2,399 sqft. One year prior, the average listing was 2,028 sqft.
COLUMBUS, IN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 46124 | Columbus, IN | $690 | $710 | $860 | $1,130 | $1,310 |
| 47201 | Columbus, IN | $870 | $880 | $1,020 | $1,320 | $1,510 |
| 47202 | Columbus, IN | $820 | $820 | $950 | $1,230 | $1,400 |
| 47203 | Columbus, IN | $740 | $740 | $860 | $1,120 | $1,270 |
| 47226 | Columbus, IN | $740 | $740 | $860 | $1,120 | $1,270 |
| 47232 | Columbus, IN | $830 | $830 | $960 | $1,250 | $1,420 |
| 47234 | Columbus, IN | $690 | $710 | $860 | $1,130 | $1,310 |
| 47236 | Columbus, IN | $820 | $820 | $950 | $1,230 | $1,400 |
| 47244 | Columbus, IN | $720 | $720 | $850 | $1,110 | $1,260 |
| 47246 | Columbus, IN | $690 | $690 | $820 | $1,070 | $1,200 |
| 47247 | Columbus, IN | $930 | $940 | $1,080 | $1,400 | $1,600 |
| 47273 | Columbus, IN | $820 | $820 | $950 | $1,230 | $1,400 |
| 47274 | Columbus, IN | $690 | $720 | $860 | $1,130 | $1,310 |
| 47280 | Columbus, IN | $690 | $730 | $850 | $1,110 | $1,280 |
| 47283 | Columbus, IN | $740 | $740 | $860 | $1,120 | $1,270 |
| 47448 | Columbus, IN | $690 | $730 | $880 | $1,150 | $1,450 |
2022 Average & Median Rent Data Statistics
COLUMBUS, IN average 1BR rent: $771, median: $740
COLUMBUS, IN average 2BR rent: $904, median: $860
COLUMBUS, IN average 3BR rent: $1,178, median: $1,130
COLUMBUS, IN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,371 | $318,065,000 | $231,995 |
| Cash Out Refi | 448 | $79,290,000 | $176,987 |
| Other | 324 | $34,080,000 | $105,185 |
| Refi | 323 | $94,995,000 | $294,102 |
| Home Improvement | 232 | $25,150,000 | $108,405 |
Columbus's most frequently cited loan purpose was Home Purchase, with 1,371 originations. The 2nd most popular reason was Cash Out Refi, with 448 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 647 | $148,225,000 | $229,096 |
| 4-5% | 509 | $109,345,000 | $214,823 |
| 3-4% | 485 | $133,025,000 | $274,278 |
| <2.5% | 394 | $45,770,000 | $116,168 |
| 6-7% | 332 | $59,200,000 | $178,313 |
| 2.5-3% | 153 | $26,745,000 | $174,804 |
| 7-8% | 120 | $18,240,000 | $152,000 |
| Over 8% | 47 | $3,035,000 | $64,574 |
During 2022, Columbus's most frequently originated rate bucket was 5-6%, with 647 originations.
Loan Sizing (COLUMBUS, IN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 953 | $140,765,000 | $147,707 |
| $200k-400k | 815 | $222,715,000 | $273,270 |
| $100,000 or less | 757 | $42,115,000 | $55,634 |
| $400k-600k | 116 | $53,800,000 | $463,793 |
| $600k-1000k | 39 | $27,915,000 | $715,769 |
| $Over $1MM | 18 | $64,270,000 | $3,570,556 |
COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 953 originations, totaling $140,765,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,033 | $249,945,000 | $241,960 |
| 60-80% | 679 | $191,195,000 | $281,583 |
| 20-40% | 357 | $35,875,000 | $100,490 |
| Under 20% | 310 | $11,950,000 | $38,548 |
| 40-60% | 276 | $52,510,000 | $190,254 |
| Over 100% | 21 | $6,695,000 | $318,810 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,033 originations, totaling $249,945,000 in origination value.