COLUMBUS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Columbus averaged 6.36% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.38% and one month ago for the week of 2023-04-20, the average rate was 6.08%.

Columbus's average rate one year ago was 5.14%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.46%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Columbus 30 Year Fixed Rate 2023-05-25 6.36%
Columbus 30 Year Fixed Rate Refi 2023-05-25 5.46%
Columbus 15 Year Fixed Rate 2023-05-25 6.57%
Columbus 15 Year Fixed Rate Refi 2023-05-25 4.96%
Columbus 30 Year FHA 2023-05-25 6.61%
Columbus 30 Year FHA Refi 2023-05-25 6.61%
Columbus 30 Year USDA 2023-05-25 6.43%
Columbus 30 Year USDA Refi 2023-05-25 6.53%
Columbus 30 Year VA 2023-05-25 6.21%
Columbus 30 Year VA Refi 2023-05-25 6.61%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, IN.

COLUMBUS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Centra Credit Union 145 4.88% $2,593
RUOFF MORTGAGE COMPANY, INC. 126 5.10% $3,018
First Financial Bank 91 5.25% $3,209
Jackson County Bank 84 5.30% $3,022
HALLMARK HOME MORTGAGE, LLC 76 5.49% $3,655
QUICKEN LOANS, LLC 56 4.92% $6,032
Union Savings Bank 56 4.50% $1,245
GVC MORTGAGE, INC. 41 5.59% $4,066
German American Bank 39 5.14% $2,873
Old National Bank 27 4.97% $2,599
VANDERBILT MORTGAGE AND FINANCE, INC. 25 5.02% $5,431
Fifth Third Bank 21 5.09% $3,399
JPMorgan Chase Bank 20 5.12% $2,879
Wells Fargo Bank 17 4.78% $2,579
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 4.98% $4,678
PRIMELENDING, A PLAINSCAPITAL COMPANY 13 5.45% $3,510
FREEDOM MORTGAGE CORPORATION 12 4.60% $4,512
SIRVA MORTGAGE, INC. 12 5.04% $2,688
Regions Bank 11 5.24% $2,585
UNITED WHOLESALE MORTGAGE, LLC 11 5.16% $3,866
CROSSCOUNTRY MORTGAGE, LLC 9 5.92% $4,481
CALIBER HOME LOANS, INC. 9 4.46% $3,479
DIRECT MORTGAGE LOANS, LLC 8 5.81% $5,060
Mr. Cooper ( Nationstar Mortgage ) 8 5.07% $5,737
Farm Credit Mid-America, ACA 8 5.12% $8,597
PNC Bank 7 5.14% $2,769
Wolfe Financial, Inc 6 5.88% $4,358
Flagstar Bank, FSB 6 4.99% $3,808
The Huntington National Bank 6 4.23% $2,985
CHURCHILL MORTGAGE CORPORATION 5 5.03% $3,532
HOME POINT FINANCIAL CORPORATION 5 4.42% $3,796
LOANDEPOT.COM, LLC 5 3.35% $4,779
BETTER MORTGAGE CORPORATION 4 3.81% $3,398
NAVY FEDERAL CREDIT UNION 4 5.53% $4,409
BROKER SOLUTIONS, INC. 4 4.81% $4,050
MJW Financial LLC 4 5.62% $3,065
Carrington Mortgage Services, LLC 4 4.94% $5,007
INDIANA MEMBERS CREDIT UNION 3 4.71% $2,137
NEWREZ LLC 3 5.17% $3,204
MOVEMENT MORTGAGE, LLC 3 5.29% $3,737
Mortgage Research Center, LLC 3 5.00% $2,694
Bank of America 3 4.88% $4,808
LAKEVIEW LOAN SERVICING, LLC 3 4.42% $4,278
UNION HOME MORTGAGE CORP. 3 5.46% $4,807
FORUM Credit Union 3 4.38% $2,543
Prosperity Home Mortgage, LLC 2 6.38% $2,026
AMERICAN PACIFIC MORTGAGE CORPORATION 2 4.93% $4,576
AMERISAVE MORTGAGE CORPORATION 2 4.12% $3,462
Arvest Bank 2 5.44% $8,440
FINANCE OF AMERICA MORTGAGE LLC 2 3.69% $2,789
First National Bank of America 2 7.88% $7,412
Gateway First Bank 2 3.69% $3,507
GUARANTEED RATE, INC. 2 5.95% $2,938
MILESTONE HOME LENDING, LLC 2 5.69% $3,449
Mutual Savings Bank 2 5.88% $1,579
NBKC BANK 2 3.94% $2,524
Northwest Bank 2 4.94% $3,292
The Federal Savings Bank 2 5.31% $5,084
Third Federal Savings and Loan Association of Cleveland 2 3.37% $2,827
U.S. Bank 2 4.31% $1,970
ZILLOW HOME LOANS, LLC 2 3.06% $4,509
First Merchants Bank 1 5.88% $2,623
KeyBank 1 3.88% $3,300
First Financial Bank 1 5.75% $2,761
First Federal Savings Bank 1 2.88% $9,667
Magnolia Bank 1 3.88% $4,444
MEMBER FIRST MORTGAGE, LLC 1 7.38% $3,013
AmeriHome Mortgage Company, LLC 1 5.99% $4,718
FAIR WAY LENDING LLC 1 3.88% $3,399
EVANSVILLE TEACHERS 1 6.00% $2,350
Elements Financial Federal Credit Union 1 5.63% $2,704
DRAPER AND KRAMER MORTGAGE CORP. 1 3.50% $3,324
M&T Bank 1 4.50% $3,014
AMERICAN MORTGAGE SERVICE COMPANY 1 3.88% $2,572
MYCUMORTGAGE, LLC 1 6.00% $3,000
Nations Lending Corporation 1 3.50% $2,883
Dollar Bank, Federal Savings Bank 1 4.88% $3,832
Wyndham Capital Mortgage, Inc. 1 3.99% $1,477
DIGITAL Federal Credit Union 1 5.13% $2,400
North American Savings Bank, F.S.B. 1 3.88% $2,644
Northpointe Bank 1 6.63% $3,770
Ally Bank 1 5.13% $3,070
Northwest Federal Credit Union 1 2.75% $2,163
OCEANSIDE MORTGAGE COMPANY 1 5.13% $1,027
Deseret First Credit Union 1 6.50% $3,852
Pacor Mortgage Corp 1 5.25% $2,365
Paramount Residential Mortgage Group, Inc. 1 6.00% $5,948
PENNYMAC LOAN SERVICES, LLC 1 4.00% $8,868
PLANET HOME LENDING, LLC 1 4.99% $1,915
CRANE 1 5.38% $1,684
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.50% $3,958
CITIZENS EQUITY FIRST 1 4.00% $1,091
1st Source Bank 1 4.25% $1,793
PURDUE FEDERAL CREDIT UNION 1 6.63% $2,955
Chicago Mortgage Solutions LLC 1 4.34% $5,598
CHERRY CREEK MORTGAGE, LLC 1 2.75% $123
Renasant Bank 1 4.50% $7,788
Republic Bank & Trust Company 1 5.75% $2,439
ROYAL UNITED MORTGAGE LLC 1 5.38% $7,500
BAYSHORE MORTGAGE FUNDING, LLC 1 6.13% $4,290
SECURITYNATIONAL MORTGAGE COMPANY 1 4.25% $3,532
Simmons Bank 1 5.38% $2,959
Bank of England 1 6.13% $2,972
SOUTHWEST FUNDING, LP 1 7.00% $7,613
STAR Financial Bank 1 3.75% $2,305
SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $5,345
T2 FINANCIAL LLC 1 5.13% $2,737
TEACHERS CREDIT UNION 1 5.63% $2,471
TECH Credit Union 1 5.50% $2,779
ALLIANT CREDIT UNION 1 5.38% $3,344
Associated Bank 1 4.38% $1,990
Advisors Mortgage Group, L.L.C. 1 5.50% $2,051
THRIVE MORTGAGE, LLC 1 5.13% $3,684
Truist 1 7.10% $2,953
ARC HOME LLC 1 3.25% $1,329
GUARANTY HOME MORTGAGE CORPORATION 1 4.75% $6,835
GoPrime Mortgage, Inc. 1 4.63% $2,655
HONDA Federal Credit Union 1 3.50% $2,149
Horizon Bank 1 4.38% $2,975
GENISYS 1 4.50% $2,274
INTERLINC MORTGAGE SERVICES, LLC 1 5.63% $1,876
GENEVA FINANCIAL, LLC 1 4.38% $6,253
JLB CORPORATION 1 4.00% $3,807

COLUMBUS Average Closing Costs & Other Stats

COLUMBUS, IN's 123 lenders originated 2,698 loans during 2022. The total origination value was $551,580,000, with an average loan value of $204,440.

COLUMBUS's average closing costs are $3,411.

The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with 145 loans originated. Their average total fees are $2,593, which is $426 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

The lowest fee COLUMBUS lenders (with over 10 loans originated) are Union Savings Bank ($1,245), Wells Fargo Bank ($2,579), Regions Bank ($2,585), Centra Credit Union ($2,593) and Old National Bank ($2,599).

The lowest rate COLUMBUS lenders (with over 10 loans originated) are Union Savings Bank (4.50%), FREEDOM MORTGAGE CORPORATION (4.60%), Wells Fargo Bank (4.78%), Centra Credit Union (4.88%) and QUICKEN LOANS, LLC (4.92%).

COLUMBUS, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Centra Credit Union $80,075,000 $55,050,000 -31.3% 10.0%
First Financial Bank $95,000 $49,870,000 52,394.7% 9.0%
RUOFF MORTGAGE COMPANY, INC. $81,950,000 $44,895,000 -45.2% 8.1%
Jackson County Bank $37,620,000 $39,395,000 4.7% 7.1%
HALLMARK HOME MORTGAGE, LLC $41,205,000 $25,655,000 -37.7% 4.7%
German American Bank $41,875,000 $25,110,000 -40.0% 4.6%
QUICKEN LOANS, LLC $50,490,000 $23,045,000 -54.4% 4.2%
Union Savings Bank $46,475,000 $21,480,000 -53.8% 3.9%
Merchants Bank of Indiana $1,390,000 $20,400,000 1,367.6% 3.7%
Old National Bank $31,665,000 $14,350,000 -54.7% 2.6%
GVC MORTGAGE, INC. $16,720,000 $14,095,000 -15.7% 2.6%
Fifth Third Bank $18,390,000 $12,855,000 -30.1% 2.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $12,805,000 $10,665,000 -16.7% 1.9%
First Bank Richmond $75,000 $9,465,000 12,520.0% 1.7%
PURDUE FEDERAL CREDIT UNION $95,000 $8,360,000 8,700.0% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,200,000 $7,960,000 53.1% 1.4%
Mortgage Research Center, LLC $10,065,000 $7,345,000 -27.0% 1.3%
Capital One $7,335,000 n/a 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,510,000 $7,125,000 -25.1% 1.3%
JPMorgan Chase Bank $9,225,000 $5,960,000 -35.4% 1.1%
Wells Fargo Bank $10,255,000 $5,705,000 -44.4% 1.0%
PNC Bank $7,300,000 $5,535,000 -24.2% 1.0%
FREEDOM MORTGAGE CORPORATION $21,015,000 $5,380,000 -74.4% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $5,625,000 $5,135,000 -8.7% 0.9%
CALIBER HOME LOANS, INC. $9,215,000 $4,830,000 -47.6% 0.9%
Farm Credit Mid-America, ACA $5,620,000 $4,130,000 -26.5% 0.7%
SIRVA MORTGAGE, INC. $1,570,000 $3,815,000 143.0% 0.7%
LOANDEPOT.COM, LLC $10,130,000 $3,735,000 -63.1% 0.7%
Horizon Bank $4,205,000 $3,570,000 -15.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $3,840,000 $3,300,000 -14.1% 0.6%
DIRECT MORTGAGE LOANS, LLC $530,000 $3,285,000 519.8% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $6,365,000 $3,040,000 -52.2% 0.6%
The Huntington National Bank $6,740,000 $3,025,000 -55.1% 0.5%
Regions Bank $1,820,000 $2,870,000 57.7% 0.5%
KeyBank $770,000 $2,850,000 270.1% 0.5%
USAA Federal Savings Bank $1,900,000 $2,775,000 46.1% 0.5%
Bank of America $1,035,000 $2,395,000 131.4% 0.4%
PENNYMAC LOAN SERVICES, LLC $4,085,000 $2,385,000 -41.6% 0.4%
NAVY FEDERAL CREDIT UNION $1,395,000 $1,940,000 39.1% 0.4%
INDIANA UNIVERSITY CREDIT UNION $2,135,000 $1,910,000 -10.5% 0.3%
Carrington Mortgage Services, LLC $465,000 $1,840,000 295.7% 0.3%
HOME POINT FINANCIAL CORPORATION $3,250,000 $1,830,000 -43.7% 0.3%
FORUM Credit Union $5,145,000 $1,740,000 -66.2% 0.3%
INDIANA MEMBERS CREDIT UNION $990,000 $1,725,000 74.2% 0.3%
Flagstar Bank, FSB $1,465,000 $1,650,000 12.6% 0.3%
CHURCHILL MORTGAGE CORPORATION $2,405,000 $1,630,000 -32.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $4,370,000 $1,530,000 -65.0% 0.3%
Wolfe Financial, Inc $4,765,000 $1,505,000 -68.4% 0.3%
U.S. Bank $1,415,000 $1,385,000 -2.1% 0.3%
MOVEMENT MORTGAGE, LLC $925,000 $1,355,000 46.5% 0.2%
GUARANTEED RATE, INC. $3,025,000 $1,350,000 -55.4% 0.2%
The Federal Savings Bank $2,315,000 $1,245,000 -46.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,360,000 $1,230,000 -71.8% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $330,000 $1,195,000 262.1% 0.2%
BROKER SOLUTIONS, INC. $3,725,000 $1,185,000 -68.2% 0.2%
MJW Financial LLC $1,600,000 $1,105,000 -30.9% 0.2%
NEWREZ LLC $3,845,000 $1,100,000 -71.4% 0.2%
First Federal Bank of the Midwest $245,000 $1,075,000 338.8% 0.2%
LOANPAL, LLC $95,000 $1,025,000 978.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $360,000 $1,005,000 179.2% 0.2%
ALLIANT CREDIT UNION $920,000 n/a 0.2%
Northwest Bank $660,000 $890,000 34.8% 0.2%
AMERICAN MORTGAGE SERVICE COMPANY $1,140,000 $830,000 -27.2% 0.2%
BETTER MORTGAGE CORPORATION $6,150,000 $800,000 -87.0% 0.1%
UNION HOME MORTGAGE CORP. $945,000 $780,000 -17.5% 0.1%
Gateway First Bank $665,000 $770,000 15.8% 0.1%
Truist $415,000 $770,000 85.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $755,000 n/a 0.1%
MILESTONE HOME LENDING, LLC $365,000 $745,000 104.1% 0.1%
Third Federal Savings and Loan Association of Cleveland $980,000 $745,000 -24.0% 0.1%
Arvest Bank $265,000 $660,000 149.1% 0.1%
Nations Lending Corporation $165,000 $650,000 293.9% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,465,000 $640,000 -56.3% 0.1%
NBKC BANK $630,000 n/a 0.1%
21ST MORTGAGE CORPORATION $620,000 $625,000 0.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $595,000 n/a 0.1%
CITIZENS EQUITY FIRST $365,000 $595,000 63.0% 0.1%
NEW DAY FINANCIAL, LLC $1,900,000 $585,000 -69.2% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $495,000 $580,000 17.2% 0.1%
FINANCIAL CENTER FIRST CREDIT UNION $45,000 $565,000 1,155.6% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $535,000 n/a 0.1%
North American Savings Bank, F.S.B. $630,000 $530,000 -15.9% 0.1%
AmeriHome Mortgage Company, LLC $1,050,000 $525,000 -50.0% 0.1%
SUMMIT FUNDING, INC. $525,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $230,000 $495,000 115.2% 0.1%
MYCUMORTGAGE, LLC $1,560,000 $465,000 -70.2% 0.1%
GUILD MORTGAGE COMPANY $455,000 n/a 0.1%
THRIVE MORTGAGE, LLC $450,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,140,000 $445,000 -61.0% 0.1%
First Merchants Bank $265,000 $440,000 66.0% 0.1%
Mutual Savings Bank $1,580,000 $430,000 -72.8% 0.1%
DIGITAL Federal Credit Union $540,000 $420,000 -22.2% 0.1%
Chartwell Financial, LLC $720,000 $415,000 -42.4% 0.1%
Union Savings And Loan Association $405,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $355,000 $400,000 12.7% 0.1%
Prosperity Home Mortgage, LLC $400,000 n/a 0.1%
CMG MORTGAGE, INC. $395,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $395,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $630,000 $395,000 -37.3% 0.1%
Bank of England $380,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $380,000 n/a 0.1%
TEACHERS CREDIT UNION $395,000 $380,000 -3.8% 0.1%
Magnolia Bank $385,000 $375,000 -2.6% 0.1%
PREMIA MORTGAGE, LLC $215,000 $375,000 74.4% 0.1%
VILLAGE CAPITAL MORTGAGE $1,300,000 $370,000 -71.5% 0.1%
T2 FINANCIAL LLC $345,000 $365,000 5.8% 0.1%
PHH Mortgage Corporation $140,000 $360,000 157.1% 0.1%
EVANSVILLE TEACHERS $355,000 n/a 0.1%
Ally Bank $1,805,000 $350,000 -80.6% 0.1%
NP, Inc. $345,000 n/a 0.1%
First Federal Savings Bank $335,000 n/a 0.1%
SOUTHWEST FUNDING, LP $205,000 $335,000 63.4% 0.1%
Commerce Bank $325,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $325,000 n/a 0.1%
FirstBank $460,000 $320,000 -30.4% 0.1%
OCEANSIDE MORTGAGE COMPANY $195,000 $320,000 64.1% 0.1%
Northwest Federal Credit Union $315,000 n/a 0.1%
Simmons Bank $315,000 n/a 0.1%
Associated Bank $2,015,000 $285,000 -85.9% 0.1%
First National Bank of America $280,000 n/a 0.1%
JLB CORPORATION $75,000 $280,000 273.3% 0.1%
ARC HOME LLC $410,000 $275,000 -32.9% 0.0%
Renasant Bank $275,000 n/a 0.0%
PLANET HOME LENDING, LLC $680,000 $270,000 -60.3% 0.0%
First Financial Bank $95,000 $265,000 178.9% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,445,000 $265,000 -81.7% 0.0%
HONDA Federal Credit Union $785,000 $255,000 -67.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $390,000 $255,000 -34.6% 0.0%
Republic Bank & Trust Company $645,000 $255,000 -60.5% 0.0%
Wyndham Capital Mortgage, Inc. $750,000 $255,000 -66.0% 0.0%
M&T Bank $1,185,000 $250,000 -78.9% 0.0%
EQUITY RESOURCES, INC. $245,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $240,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $545,000 $235,000 -56.9% 0.0%
Citizens Bank $1,170,000 $225,000 -80.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $225,000 n/a 0.0%
Pacor Mortgage Corp $225,000 n/a 0.0%
TUCKER MORTGAGE, LLC $480,000 $225,000 -53.1% 0.0%
Chicago Mortgage Solutions LLC $205,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $675,000 $205,000 -69.6% 0.0%
GENEVA FINANCIAL, LLC $230,000 $205,000 -10.9% 0.0%
GoPrime Mortgage, Inc. $205,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,615,000 $205,000 -87.3% 0.0%
ACADEMY MORTGAGE CORPORATION $340,000 $195,000 -42.6% 0.0%
AMWEST FUNDING CORP. $400,000 $195,000 -51.3% 0.0%
Elements Financial Federal Credit Union $765,000 $195,000 -74.5% 0.0%
Northpointe Bank $925,000 $190,000 -79.5% 0.0%
Loan Simple, Inc. $180,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $145,000 $175,000 20.7% 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,615,000 $175,000 -89.2% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $260,000 $175,000 -32.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $175,000 n/a 0.0%
Figure Lending LLC $150,000 $170,000 13.3% 0.0%
1st Source Bank $165,000 n/a 0.0%
Flanagan State Bank $185,000 $165,000 -10.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $145,000 $165,000 13.8% 0.0%
1ST SIGNATURE LENDING, LLC $370,000 $155,000 -58.1% 0.0%
Deseret First Credit Union $155,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $235,000 $155,000 -34.0% 0.0%
MID AMERICA MORTGAGE, INC. $635,000 $155,000 -75.6% 0.0%
BMO Harris Bank $150,000 n/a 0.0%
GENISYS $150,000 n/a 0.0%
CRANE $150,000 $145,000 -3.3% 0.0%
EMM LOANS LLC $145,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $310,000 $145,000 -53.2% 0.0%
Three Rivers Federal Credit Union $145,000 n/a 0.0%
EVERETT FINANCIAL, INC. $255,000 $135,000 -47.1% 0.0%
AMERIFIRST FINANCIAL CORPORATION $650,000 $125,000 -80.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $125,000 n/a 0.0%
TECH Credit Union $125,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $120,000 n/a 0.0%
Park Lane Finance Solutions, LLC $170,000 $120,000 -29.4% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,615,000 $115,000 -92.9% 0.0%
Discover Bank $290,000 $110,000 -62.1% 0.0%
Crossroads Bank $105,000 n/a 0.0%
The National Bank of Indianapolis $105,000 n/a 0.0%
Busey Bank $95,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
Hometown Lenders, Inc. $95,000 n/a 0.0%
STAR Financial Bank $205,000 $95,000 -53.7% 0.0%
FAIR WAY LENDING LLC $1,170,000 $85,000 -92.7% 0.0%
Security Federal Savings Bank $200,000 $85,000 -57.5% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $85,000 n/a 0.0%
AMERICAN ADVISORS GROUP $60,000 n/a 0.0%
Citibank $505,000 $55,000 -89.1% 0.0%
SPRING EQ, LLC $55,000 n/a 0.0%
AFFINITY $45,000 n/a 0.0%
The Farmers & Merchants State Bank $15,000 n/a 0.0%

COLUMBUS's top lender by overall market share is Centra Credit Union, with 10.0% market share. In second place, with 9.0%, is First Financial Bank, having originated $49,870,000 in loans. In third place, with 8.1%, is RUOFF MORTGAGE COMPANY, INC., having originated $44,895,000 in loans. In fourth place, with 7.1%, is Jackson County Bank, having originated $39,395,000 in loans. In fifth place, with 4.7%, is HALLMARK HOME MORTGAGE, LLC, having originated $25,655,000 in loans.


COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $230,300 (5.2%) $286,489 (4.4%) 0.00 234
2018-02-01 $222,950 (1.9%) $279,744 (0.2%) 0.00 209
2018-03-01 $239,900 (9.3%) $294,448 (3.5%) 0.00 199
2018-04-01 $258,550 (5.1%) $304,011 (4.9%) 0.00 189
2018-05-01 $241,195 (-2.3%) $304,041 (2.6%) 0.00 198
2018-06-01 $239,900 (-3.6%) $302,110 (2.0%) 0.00 203
2018-07-01 $244,925 (-2.0%) $302,561 (-0.7%) 0.00 215
2018-08-01 $235,925 (-5.1%) $301,942 (0.2%) 0.00 221
2018-09-01 $224,900 (-5.3%) $297,276 (-0.1%) 0.00 212
2018-10-01 $230,550 (2.5%) $296,301 (2.5%) 0.00 217
2018-11-01 $243,725 (12.3%) $311,266 (9.6%) 0.00 213
2018-12-01 $259,900 (22.2%) $325,577 (15.8%) 0.00 202
2019-01-01 $271,050 (17.7%) $334,679 (16.8%) 0.00 185
2019-02-01 $274,900 (23.3%) $337,494 (20.6%) 0.00 171
2019-03-01 $298,250 (24.3%) $344,989 (15.0%) 0.00 148
2019-04-01 $309,450 (19.7%) $352,115 (13.8%) 0.00 160
2019-05-01 $292,175 (21.1%) $339,494 (11.7%) 0.00 157
2019-06-01 $289,000 (20.5%) $336,663 (11.4%) 0.00 156
2019-07-01 $259,900 (6.1%) $322,098 (6.5%) 0.00 178
2019-08-01 $260,000 (10.2%) $322,659 (4.5%) 0.00 189
2019-09-01 $251,175 (11.7%) $313,022 (5.7%) 0.00 193
2019-10-01 $248,950 (8.0%) $308,881 (5.6%) 0.00 199
2019-11-01 $255,000 (4.6%) $318,813 (2.4%) 0.00 173
2019-12-01 $257,495 (-0.9%) $321,297 (-1.3%) 0.00 151
2020-01-01 $249,900 (-7.8%) $307,654 (-8.1%) 0.00 141
2020-02-01 $249,900 (-9.1%) $312,716 (-7.3%) 0.00 145
2020-03-01 $256,450 (-14.0%) $326,556 (-3.5%) 0.00 132
2020-04-01 $249,425 (-19.4%) $308,188 (-10.9%) 0.00 145
2020-05-01 $249,900 (-14.5%) $303,723 (-10.5%) 0.00 153
2020-06-01 $242,400 (-16.1%) $304,782 (-9.5%) 0.00 149
2020-07-01 $245,300 (-5.6%) $312,885 (-2.9%) 0.00 139
2020-08-01 $247,200 (-4.9%) $305,017 (-3.4%) 0.00 134
2020-09-01 $254,973 (1.5%) $306,280 (-2.5%) 0.00 115
2020-10-01 $259,900 (4.4%) $312,918 (0.0%) 0.00 116
2020-11-01 $263,225 (3.2%) $314,514 (-1.4%) 0.00 101
2020-12-01 $256,175 (-0.5%) $302,053 (-6.0%) 0.00 83
2021-01-01 $262,450 (5.0%) $307,956 (0.1%) 0.00 66
2021-02-01 $273,650 (9.5%) $312,365 (-0.1%) 0.00 43
2021-03-01 $294,900 (15.0%) $331,900 (1.6%) 0.00 48
2021-04-01 $297,425 (19.2%) $347,618 (12.8%) 0.00 48
2021-05-01 $299,900 (20.0%) $357,030 (17.6%) 0.00 63
2021-06-01 $272,473 (12.4%) $362,263 (18.9%) 0.00 72
2021-07-01 $272,450 (11.1%) $341,997 (9.3%) 0.00 85
2021-08-01 $266,150 (7.7%) $335,044 (9.8%) 0.00 107
2021-09-01 $253,425 (-0.6%) $343,788 (12.3%) 0.00 107
2021-10-01 $274,750 (5.7%) $344,729 (10.2%) 0.00 101
2021-11-01 $297,450 (13.0%) $369,093 (17.4%) 0.00 82
2021-12-01 $319,673 (24.8%) $347,674 (15.1%) 0.00 83
2022-01-01 $329,900 (25.7%) $334,127 (8.5%) 0.00 69
2022-02-01 $341,800 (24.9%) $347,572 (11.3%) 0.00 68
2022-03-01 $345,325 (17.1%) $710,115 (114.0%) 0.00 65
2022-04-01 $338,999 (14.0%) $671,222 (93.1%) 0.00 75
2022-05-01 $367,423 (22.5%) $650,219 (82.1%) 0.00 91
2022-06-01 $374,966 (37.6%) $626,686 (73.0%) 0.00 103
2022-07-01 $369,900 (35.8%) $583,747 (70.7%) 0.00 136
2022-08-01 $346,000 (30.0%) $576,861 (72.2%) 0.00 135
2022-09-01 $337,000 (33.0%) $566,327 (64.7%) 0.00 132
2022-10-01 $329,000 (19.8%) $570,637 (65.5%) 0.00 140
2022-11-01 $343,698 (15.6%) $571,901 (55.0%) 0.00 144
2022-12-01 $339,900 (6.3%) $374,658 (7.8%) 0.00 121
2023-01-01 $339,450 (2.9%) $384,674 (15.1%) 0.00 107
2023-02-01 $339,900 (-0.6%) $417,312 (20.1%) 0.00 101
2023-03-01 $379,500 (9.9%) $458,548 (-35.4%) 0.00 95
2023-04-01 $379,500 (12.0%) $460,472 (0.0%) 0.00 92
COLUMBUS's median listing price for 2023-04-01 was $379,500, a difference of $40,501 (12.0%) versus the prior year and $0 versus the prior month.

COLUMBUS's median listing price comes in at 0% of the national average.

COLUMBUS's average listing price for 2023-04-01 was $460,472, a difference of $-210,750 (0.0%) versus the prior year and $1,924 versus the prior month.

For the 2023-04-01 period, COLUMBUS had 92 MLS listings, a difference of -3 listings (-3%) versus the prior month and 17 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,340 sqft
2018-02-01 0 days 2,330 sqft
2018-03-01 0 days 2,571 sqft
2018-04-01 0 days 2,694 sqft
2018-05-01 0 days 2,739 sqft
2018-06-01 0 days 2,501 sqft
2018-07-01 0 days 2,614 sqft
2018-08-01 0 days 2,549 sqft
2018-09-01 0 days 2,405 sqft
2018-10-01 0 days 2,415 sqft
2018-11-01 0 days 2,513 sqft
2018-12-01 0 days 2,624 sqft
2019-01-01 0 days 2,584 sqft
2019-02-01 0 days 2,631 sqft
2019-03-01 0 days 2,795 sqft
2019-04-01 0 days 3,017 sqft
2019-05-01 0 days 2,727 sqft
2019-06-01 0 days 2,623 sqft
2019-07-01 0 days 2,479 sqft
2019-08-01 0 days 2,460 sqft
2019-09-01 0 days 2,580 sqft
2019-10-01 0 days 2,688 sqft
2019-11-01 0 days 2,766 sqft
2019-12-01 0 days 2,734 sqft
2020-01-01 0 days 2,712 sqft
2020-02-01 0 days 2,673 sqft
2020-03-01 0 days 2,802 sqft
2020-04-01 0 days 2,741 sqft
2020-05-01 0 days 2,774 sqft
2020-06-01 0 days 2,600 sqft
2020-07-01 0 days 2,778 sqft
2020-08-01 0 days 2,577 sqft
2020-09-01 0 days 2,316 sqft
2020-10-01 0 days 2,335 sqft
2020-11-01 0 days 2,259 sqft
2020-12-01 0 days 2,112 sqft
2021-01-01 0 days 2,192 sqft
2021-02-01 0 days 2,194 sqft
2021-03-01 0 days 2,324 sqft
2021-04-01 0 days 2,200 sqft
2021-05-01 0 days 2,350 sqft
2021-06-01 0 days 2,342 sqft
2021-07-01 0 days 2,344 sqft
2021-08-01 0 days 2,238 sqft
2021-09-01 0 days 2,172 sqft
2021-10-01 0 days 2,176 sqft
2021-11-01 0 days 2,369 sqft
2021-12-01 0 days 2,082 sqft
2022-01-01 0 days 1,928 sqft
2022-02-01 0 days 1,906 sqft
2022-03-01 0 days 2,163 sqft
2022-04-01 0 days 2,028 sqft
2022-05-01 0 days 2,207 sqft
2022-06-01 0 days 2,365 sqft
2022-07-01 0 days 2,465 sqft
2022-08-01 0 days 2,421 sqft
2022-09-01 0 days 2,398 sqft
2022-10-01 0 days 2,282 sqft
2022-11-01 0 days 2,310 sqft
2022-12-01 0 days 2,240 sqft
2023-01-01 0 days 2,147 sqft
2023-02-01 0 days 2,043 sqft
2023-03-01 0 days 2,280 sqft
2023-04-01 0 days 2,399 sqft
COLUMBUS's median listing age (time on market) for 2023-04-01 was 0 days.

COLUMBUS's median square footage for active listings during the 2023-04-01 period was 2,399 sqft. One year prior, the average listing was 2,028 sqft.

COLUMBUS, IN Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
46124 Columbus, IN $690 $710 $860 $1,130 $1,310
47201 Columbus, IN $870 $880 $1,020 $1,320 $1,510
47202 Columbus, IN $820 $820 $950 $1,230 $1,400
47203 Columbus, IN $740 $740 $860 $1,120 $1,270
47226 Columbus, IN $740 $740 $860 $1,120 $1,270
47232 Columbus, IN $830 $830 $960 $1,250 $1,420
47234 Columbus, IN $690 $710 $860 $1,130 $1,310
47236 Columbus, IN $820 $820 $950 $1,230 $1,400
47244 Columbus, IN $720 $720 $850 $1,110 $1,260
47246 Columbus, IN $690 $690 $820 $1,070 $1,200
47247 Columbus, IN $930 $940 $1,080 $1,400 $1,600
47273 Columbus, IN $820 $820 $950 $1,230 $1,400
47274 Columbus, IN $690 $720 $860 $1,130 $1,310
47280 Columbus, IN $690 $730 $850 $1,110 $1,280
47283 Columbus, IN $740 $740 $860 $1,120 $1,270
47448 Columbus, IN $690 $730 $880 $1,150 $1,450

2022 Average & Median Rent Data Statistics
COLUMBUS, IN average 1BR rent: $771, median: $740
COLUMBUS, IN average 2BR rent: $904, median: $860
COLUMBUS, IN average 3BR rent: $1,178, median: $1,130

COLUMBUS, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,371 $318,065,000 $231,995
Cash Out Refi 448 $79,290,000 $176,987
Other 324 $34,080,000 $105,185
Refi 323 $94,995,000 $294,102
Home Improvement 232 $25,150,000 $108,405

Columbus's most frequently cited loan purpose was Home Purchase, with 1,371 originations. The 2nd most popular reason was Cash Out Refi, with 448 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 647 $148,225,000 $229,096
4-5% 509 $109,345,000 $214,823
3-4% 485 $133,025,000 $274,278
<2.5% 394 $45,770,000 $116,168
6-7% 332 $59,200,000 $178,313
2.5-3% 153 $26,745,000 $174,804
7-8% 120 $18,240,000 $152,000
Over 8% 47 $3,035,000 $64,574

During 2022, Columbus's most frequently originated rate bucket was 5-6%, with 647 originations.

Loan Sizing (COLUMBUS, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 953 $140,765,000 $147,707
$200k-400k 815 $222,715,000 $273,270
$100,000 or less 757 $42,115,000 $55,634
$400k-600k 116 $53,800,000 $463,793
$600k-1000k 39 $27,915,000 $715,769
$Over $1MM 18 $64,270,000 $3,570,556

COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 953 originations, totaling $140,765,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,033 $249,945,000 $241,960
60-80% 679 $191,195,000 $281,583
20-40% 357 $35,875,000 $100,490
Under 20% 310 $11,950,000 $38,548
40-60% 276 $52,510,000 $190,254
Over 100% 21 $6,695,000 $318,810

COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,033 originations, totaling $249,945,000 in origination value.