COLUMBUS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Columbus averaged
6.04%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.04% and
one month ago for the week of 2024-09-05, the
average rate was 6.37%.
Columbus's average rate one year ago was 7.61%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Columbus 30 Year Fixed Rate | 2024-10-10 | 6.04% |
Columbus 30 Year Fixed Rate Refi | 2024-10-10 | 6.32% |
Columbus 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Columbus 15 Year Fixed Rate Refi | 2024-10-10 | 5.81% |
Columbus 30 Year FHA | 2024-10-10 | 6.14% |
Columbus 30 Year FHA Refi | 2024-10-10 | 6.3% |
Columbus 30 Year USDA | 2024-10-10 | 6.28% |
Columbus 30 Year USDA Refi | 2024-10-10 | 5.98% |
Columbus 30 Year VA | 2024-10-10 | 5.68% |
Columbus 30 Year VA Refi | 2024-10-10 | 5.65% |
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS Average Closing Costs & Other Stats
COLUMBUS, IN's 92 lenders originated 2,079
loans during 2023. The total origination value was $398,875,000, with an average loan value of
$191,859.
COLUMBUS's average closing costs are $3,611.
The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with
135 loans originated. Their average total fees are
$2,809, which is $338
lower than the next largest lender,
First Financial Bank.
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
Union Savings Bank ($1,230), German American Bank ($2,701), Centra Credit Union ($2,809), Jackson County Bank ($2,914) and First Financial Bank ($3,147).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
Jackson County Bank (5.93%), VANDERBILT MORTGAGE AND FINANCE, INC. (6.28%), Union Savings Bank (6.38%), Centra Credit Union (6.46%) and First Financial Bank (6.71%).
COLUMBUS, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Centra Credit Union | $55,050,000 | $54,905,000 | -0.3% | 13.8% |
First Financial Bank | $265,000 | $44,030,000 | 16,515.1% | 11.0% |
Jackson County Bank | $39,395,000 | $27,030,000 | -31.4% | 6.8% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $10,665,000 | $23,295,000 | 118.4% | 5.8% |
GVC MORTGAGE, INC. | $14,095,000 | $23,180,000 | 64.5% | 5.8% |
German American Bank | $25,110,000 | $23,040,000 | -8.2% | 5.8% |
QUICKEN LOANS, LLC | $23,045,000 | $14,005,000 | -39.2% | 3.5% |
RUOFF MORTGAGE COMPANY, INC. | $44,895,000 | $13,395,000 | -70.2% | 3.4% |
HALLMARK HOME MORTGAGE, LLC | $25,655,000 | $13,265,000 | -48.3% | 3.3% |
Old National Bank | $14,350,000 | $12,180,000 | -15.1% | 3.1% |
Union Savings Bank | $21,480,000 | $12,005,000 | -44.1% | 3.0% |
Fifth Third Bank | $12,855,000 | $9,270,000 | -27.9% | 2.3% |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,125,000 | n/a | 2.3% | |
CMG MORTGAGE, INC. | $395,000 | $6,490,000 | 1,543.0% | 1.6% |
Mortgage Research Center, LLC | $7,345,000 | $5,985,000 | -18.5% | 1.5% |
UNITED WHOLESALE MORTGAGE, LLC | $5,135,000 | $5,560,000 | 8.3% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,960,000 | $5,275,000 | -33.7% | 1.3% |
INDIANA UNIVERSITY CREDIT UNION | $1,910,000 | $5,150,000 | 169.6% | 1.3% |
PNC Bank | $5,535,000 | $3,780,000 | -31.7% | 0.9% |
JPMorgan Chase Bank | $5,960,000 | $3,590,000 | -39.8% | 0.9% |
NEWREZ LLC | $1,100,000 | $3,310,000 | 200.9% | 0.8% |
Wells Fargo Bank | $5,705,000 | $3,280,000 | -42.5% | 0.8% |
FIRST COMMUNITY MORTGAGE, INC. | $755,000 | $3,240,000 | 329.1% | 0.8% |
Horizon Bank | $3,570,000 | $2,565,000 | -28.2% | 0.6% |
DIRECT MORTGAGE LOANS, LLC | $3,285,000 | $2,540,000 | -22.7% | 0.6% |
CROSSCOUNTRY MORTGAGE, LLC | $3,300,000 | $2,415,000 | -26.8% | 0.6% |
LOANDEPOT.COM, LLC | $3,735,000 | $2,305,000 | -38.3% | 0.6% |
Elements Financial Federal Credit Union | $195,000 | $2,090,000 | 971.8% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $5,380,000 | $1,995,000 | -62.9% | 0.5% |
SIRVA MORTGAGE, INC. | $3,815,000 | $1,890,000 | -50.5% | 0.5% |
The Huntington National Bank | $3,025,000 | $1,770,000 | -41.5% | 0.4% |
MJW Financial LLC | $1,105,000 | $1,670,000 | 51.1% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $1,530,000 | $1,570,000 | 2.6% | 0.4% |
Wolfe Financial, Inc | $1,505,000 | $1,570,000 | 4.3% | 0.4% |
CALIBER HOME LOANS, INC. | $4,830,000 | $1,460,000 | -69.8% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,940,000 | $1,435,000 | -26.0% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $3,040,000 | $1,410,000 | -53.6% | 0.4% |
LOANPAL, LLC | $1,025,000 | $1,360,000 | 32.7% | 0.3% |
USAA Federal Savings Bank | $2,775,000 | $1,280,000 | -53.9% | 0.3% |
Merchants Bank of Indiana | $20,400,000 | $1,225,000 | -94.0% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $2,385,000 | $1,210,000 | -49.3% | 0.3% |
MILESTONE HOME LENDING, LLC | $745,000 | $1,190,000 | 59.7% | 0.3% |
The Federal Savings Bank | $1,245,000 | $1,165,000 | -6.4% | 0.3% |
Northwest Bank | $890,000 | $1,160,000 | 30.3% | 0.3% |
Carrington Mortgage Services, LLC | $1,840,000 | $1,150,000 | -37.5% | 0.3% |
UNION HOME MORTGAGE CORP. | $780,000 | $1,140,000 | 46.2% | 0.3% |
21ST MORTGAGE CORPORATION | $625,000 | $1,135,000 | 81.6% | 0.3% |
The Peoples State Bank | $1,120,000 | n/a | 0.3% | |
Prosperity Home Mortgage, LLC | $400,000 | $1,085,000 | 171.3% | 0.3% |
Regions Bank | $2,870,000 | $975,000 | -66.0% | 0.2% |
Third Federal Savings and Loan Association of Cleveland | $745,000 | $940,000 | 26.2% | 0.2% |
Barrington Bank & Trust Company, N.A. | $845,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $400,000 | $830,000 | 107.5% | 0.2% |
BMO Harris Bank | $150,000 | $815,000 | 443.3% | 0.2% |
Flagstar Bank, FSB | $1,650,000 | $805,000 | -51.2% | 0.2% |
U.S. Bank | $1,385,000 | $790,000 | -43.0% | 0.2% |
NVR Mortgage Finance, Inc. | $785,000 | n/a | 0.2% | |
TUCKER MORTGAGE, LLC | $225,000 | $775,000 | 244.4% | 0.2% |
UBS Bank USA | $735,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $585,000 | $705,000 | 20.5% | 0.2% |
NBKC BANK | $630,000 | $700,000 | 11.1% | 0.2% |
Farm Credit Mid-America, ACA | $4,130,000 | $690,000 | -83.3% | 0.2% |
KeyBank | $2,850,000 | $655,000 | -77.0% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $255,000 | $640,000 | 151.0% | 0.2% |
ON Q FINANCIAL, INC. | $635,000 | n/a | 0.2% | |
Bank of America | $2,395,000 | $605,000 | -74.7% | 0.2% |
FORUM Credit Union | $1,740,000 | $565,000 | -67.5% | 0.1% |
Guardian Savings Bank, A Federal Savings Bank | $565,000 | n/a | 0.1% | |
Hoosier Heartland State Bank | $565,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $525,000 | $555,000 | 5.7% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,230,000 | $530,000 | -56.9% | 0.1% |
INDIANA MEMBERS CREDIT UNION | $1,725,000 | $520,000 | -69.9% | 0.1% |
TOP FLITE FINANCIAL, INC. | $515,000 | n/a | 0.1% | |
First National Bank of America | $280,000 | $495,000 | 76.8% | 0.1% |
CARDINAL FINANCIAL | $175,000 | $490,000 | 180.0% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,125,000 | $475,000 | -93.3% | 0.1% |
TEACHERS CREDIT UNION | $380,000 | $460,000 | 21.1% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $1,630,000 | $455,000 | -72.1% | 0.1% |
SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | $440,000 | 203.4% | 0.1% |
Brighton Bank | $435,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $420,000 | n/a | 0.1% | |
Blue Ridge Bank | $415,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $400,000 | n/a | 0.1% | |
First Bank Richmond | $9,465,000 | $395,000 | -95.8% | 0.1% |
BROKER SOLUTIONS, INC. | $1,185,000 | $380,000 | -67.9% | 0.1% |
MYCUMORTGAGE, LLC | $465,000 | $370,000 | -20.4% | 0.1% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $365,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $355,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $1,350,000 | $345,000 | -74.4% | 0.1% |
Figure Lending LLC | $170,000 | $340,000 | 100.0% | 0.1% |
First Option Mortgage, LLC | $325,000 | n/a | 0.1% | |
United Fidelity Funding Corp. | $325,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $205,000 | $320,000 | 56.1% | 0.1% |
Bank of England | $380,000 | $300,000 | -21.1% | 0.1% |
The State Bank and Trust Company | $295,000 | n/a | 0.1% | |
AMWEST FUNDING CORP. | $195,000 | $285,000 | 46.2% | 0.1% |
Notre Dame Federal Credit Union Corporation | $265,000 | n/a | 0.1% | |
Discover Bank | $110,000 | $250,000 | 127.3% | 0.1% |
Advisors Mortgage Group, L.L.C. | $175,000 | $235,000 | 34.3% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $235,000 | n/a | 0.1% | |
DRAPER AND KRAMER MORTGAGE CORP. | $640,000 | $215,000 | -66.4% | 0.1% |
First Merchants Bank | $440,000 | $215,000 | -51.1% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $1,005,000 | $215,000 | -78.6% | 0.1% |
Waterstone Mortgage Corporation | $215,000 | n/a | 0.1% | |
Neighborhood Loans, Inc. | $210,000 | n/a | 0.1% | |
Charles Schwab Bank, SSB | $205,000 | n/a | 0.1% | |
Northpointe Bank | $190,000 | $205,000 | 7.9% | 0.1% |
OCEANSIDE MORTGAGE COMPANY | $320,000 | $205,000 | -35.9% | 0.1% |
THRIVE MORTGAGE, LLC | $450,000 | $205,000 | -54.4% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $125,000 | $200,000 | 60.0% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $95,000 | $200,000 | 110.5% | 0.1% |
Associated Bank | $285,000 | $195,000 | -31.6% | 0.0% |
First Federal Bank | $195,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $195,000 | n/a | 0.0% | |
Nations Lending Corporation | $650,000 | $195,000 | -70.0% | 0.0% |
POLARIS HOME FUNDING CORP. | $195,000 | n/a | 0.0% | |
PURDUE FEDERAL CREDIT UNION | $8,360,000 | $195,000 | -97.7% | 0.0% |
SCOTT CREDIT UNION | $195,000 | n/a | 0.0% | |
BEACON CREDIT UNION | $185,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | n/a | 0.0% | |
MICHIGAN FIRST CREDIT UNION | $175,000 | n/a | 0.0% | |
First Savings Bank | $170,000 | n/a | 0.0% | |
KINECTA | $155,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $360,000 | $155,000 | -56.9% | 0.0% |
Renasant Bank | $275,000 | $155,000 | -43.6% | 0.0% |
ZILLOW HOME LOANS, LLC | $495,000 | $155,000 | -68.7% | 0.0% |
MID AMERICA MORTGAGE, INC. | $155,000 | $150,000 | -3.2% | 0.0% |
Citizens Bank | $225,000 | $140,000 | -37.8% | 0.0% |
Chartwell Financial, LLC | $415,000 | $135,000 | -67.5% | 0.0% |
Stock Yards Bank & Trust Company | $125,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $800,000 | $115,000 | -85.6% | 0.0% |
MEMBER FIRST MORTGAGE, LLC | $165,000 | $115,000 | -30.3% | 0.0% |
LENDINGHOME FUNDING CORPORATION | $325,000 | $105,000 | -67.7% | 0.0% |
NFM, INC. | $105,000 | n/a | 0.0% | |
JLB CORPORATION | $280,000 | $95,000 | -66.1% | 0.0% |
CRANE | $145,000 | $85,000 | -41.4% | 0.0% |
LENDINGONE, LLC | $85,000 | n/a | 0.0% | |
HONDA Federal Credit Union | $255,000 | $80,000 | -68.6% | 0.0% |
EVANSVILLE TEACHERS | $355,000 | $75,000 | -78.9% | 0.0% |
Ixonia Bank | $75,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $70,000 | n/a | 0.0% | |
Mutual Savings Bank | $430,000 | $55,000 | -87.2% | 0.0% |
SPRING EQ, LLC | $55,000 | $55,000 | 0.0% | 0.0% |
Baxter Credit Union | $25,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $270,000 | $25,000 | -90.7% | 0.0% |
COLUMBUS's top lender by overall market share is Centra Credit Union, with 13.8% market share. In second place, with 11.0%, is First Financial Bank, having originated $44,030,000 in loans. In third place, with 6.8%, is Jackson County Bank, having originated $27,030,000 in loans. In fourth place, with 5.8%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $23,295,000 in loans. In fifth place, with 5.8%, is GVC MORTGAGE, INC., having originated $23,180,000 in loans.
COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $230,300 (5.2%) | $286,489 (4.4%) | 0.00 | 234 |
2018-02-01 | $222,950 (1.9%) | $279,744 (0.2%) | 0.00 | 209 |
2018-03-01 | $239,900 (9.3%) | $294,448 (3.5%) | 0.00 | 198 |
2018-04-01 | $259,650 (5.6%) | $304,011 (4.9%) | 0.00 | 189 |
2018-05-01 | $241,195 (-2.3%) | $303,269 (2.3%) | 0.00 | 198 |
2018-06-01 | $239,900 (-3.6%) | $302,124 (2.0%) | 0.00 | 203 |
2018-07-01 | $244,925 (-2.0%) | $302,586 (-0.7%) | 0.00 | 215 |
2018-08-01 | $235,925 (-5.1%) | $301,914 (0.2%) | 0.00 | 221 |
2018-09-01 | $224,900 (-5.3%) | $297,276 (-0.1%) | 0.00 | 212 |
2018-10-01 | $231,875 (3.1%) | $296,413 (2.5%) | 0.00 | 217 |
2018-11-01 | $242,473 (11.7%) | $311,288 (9.6%) | 0.00 | 213 |
2018-12-01 | $259,900 (22.2%) | $325,577 (15.8%) | 0.00 | 202 |
2019-01-01 | $271,050 (17.7%) | $334,679 (16.8%) | 0.00 | 185 |
2019-02-01 | $274,900 (23.3%) | $337,067 (20.5%) | 0.00 | 171 |
2019-03-01 | $284,800 (18.7%) | $339,222 (15.2%) | 0.00 | 169 |
2019-04-01 | $303,950 (17.1%) | $347,570 (14.3%) | 0.00 | 160 |
2019-05-01 | $294,500 (22.1%) | $342,044 (12.8%) | 0.00 | 155 |
2019-06-01 | $289,450 (20.7%) | $338,349 (12.0%) | 0.00 | 155 |
2019-07-01 | $259,900 (6.1%) | $322,916 (6.7%) | 0.00 | 177 |
2019-08-01 | $249,900 (5.9%) | $315,598 (4.5%) | 0.00 | 191 |
2019-09-01 | $249,900 (11.1%) | $314,095 (5.7%) | 0.00 | 197 |
2019-10-01 | $249,900 (7.8%) | $312,866 (5.6%) | 0.00 | 199 |
2019-11-01 | $255,000 (5.2%) | $318,813 (2.4%) | 0.00 | 173 |
2019-12-01 | $257,495 (-0.9%) | $321,297 (-1.3%) | 0.00 | 151 |
2020-01-01 | $249,900 (-7.8%) | $307,654 (-8.1%) | 0.00 | 141 |
2020-02-01 | $249,900 (-9.1%) | $312,716 (-7.2%) | 0.00 | 145 |
2020-03-01 | $256,450 (-10.0%) | $326,556 (-3.7%) | 0.00 | 132 |
2020-04-01 | $249,425 (-17.9%) | $308,188 (-11.3%) | 0.00 | 145 |
2020-05-01 | $249,900 (-15.1%) | $303,723 (-11.2%) | 0.00 | 153 |
2020-06-01 | $242,400 (-16.3%) | $304,782 (-9.9%) | 0.00 | 149 |
2020-07-01 | $245,300 (-5.6%) | $312,885 (-3.1%) | 0.00 | 139 |
2020-08-01 | $247,200 (-1.1%) | $305,017 (-3.4%) | 0.00 | 134 |
2020-09-01 | $254,973 (2.0%) | $306,280 (-2.5%) | 0.00 | 115 |
2020-10-01 | $259,900 (4.0%) | $312,918 (0.0%) | 0.00 | 116 |
2020-11-01 | $262,000 (2.8%) | $314,088 (-1.5%) | 0.00 | 101 |
2020-12-01 | $256,175 (-0.5%) | $302,053 (-6.0%) | 0.00 | 83 |
2021-01-01 | $262,450 (5.0%) | $307,956 (0.1%) | 0.00 | 66 |
2021-02-01 | $273,650 (9.5%) | $312,365 (-0.1%) | 0.00 | 43 |
2021-03-01 | $294,900 (15.0%) | $331,900 (1.6%) | 0.00 | 48 |
2021-04-01 | $297,425 (19.2%) | $347,618 (12.8%) | 0.00 | 48 |
2021-05-01 | $299,900 (20.0%) | $357,030 (17.6%) | 0.00 | 63 |
2021-06-01 | $272,473 (12.4%) | $362,263 (18.9%) | 0.00 | 72 |
2021-07-01 | $272,450 (11.1%) | $341,997 (9.3%) | 0.00 | 85 |
2021-08-01 | $266,150 (7.7%) | $335,044 (9.8%) | 0.00 | 107 |
2021-09-01 | $253,425 (-0.6%) | $343,271 (12.1%) | 0.00 | 107 |
2021-10-01 | $270,450 (4.1%) | $343,877 (9.9%) | 0.00 | 100 |
2021-11-01 | $297,200 (13.4%) | $368,416 (17.3%) | 0.00 | 81 |
2021-12-01 | $319,445 (24.7%) | $346,824 (14.8%) | 0.00 | 82 |
2022-01-01 | $329,445 (25.5%) | $333,005 (8.1%) | 0.00 | 68 |
2022-02-01 | $334,900 (22.4%) | $346,599 (11.0%) | 0.00 | 67 |
2022-03-01 | $345,325 (17.1%) | $710,115 (114.0%) | 0.00 | 65 |
2022-04-01 | $333,995 (12.3%) | $671,222 (93.1%) | 0.00 | 75 |
2022-05-01 | $367,423 (22.5%) | $650,219 (82.1%) | 0.00 | 91 |
2022-06-01 | $374,966 (37.6%) | $626,686 (73.0%) | 0.00 | 103 |
2022-07-01 | $369,900 (35.8%) | $583,747 (70.7%) | 0.00 | 136 |
2022-08-01 | $346,000 (30.0%) | $576,347 (72.0%) | 0.00 | 135 |
2022-09-01 | $337,000 (33.0%) | $564,935 (64.6%) | 0.00 | 132 |
2022-10-01 | $329,000 (21.7%) | $570,637 (65.9%) | 0.00 | 140 |
2022-11-01 | $343,698 (15.7%) | $571,901 (55.2%) | 0.00 | 144 |
2022-12-01 | $339,900 (6.4%) | $374,658 (8.0%) | 0.00 | 121 |
2023-01-01 | $339,450 (3.0%) | $384,674 (15.5%) | 0.00 | 107 |
2023-02-01 | $339,900 (1.5%) | $417,312 (20.4%) | 0.00 | 101 |
2023-03-01 | $379,500 (9.9%) | $458,548 (-35.4%) | 0.00 | 95 |
2023-04-01 | $379,500 (13.6%) | $460,472 (-31.4%) | 0.00 | 92 |
2023-05-01 | $379,500 (3.3%) | $455,824 (-29.9%) | 0.00 | 93 |
2023-06-01 | $392,200 (4.6%) | $460,208 (-26.6%) | 0.00 | 111 |
2023-07-01 | $374,950 (1.4%) | $424,689 (-27.3%) | 0.00 | 104 |
2023-08-01 | $349,475 (1.0%) | $392,000 (-32.0%) | 0.00 | 95 |
2023-09-01 | $345,000 (2.4%) | $398,079 (-29.5%) | 0.00 | 101 |
2023-10-01 | $339,900 (3.3%) | $387,053 (-32.2%) | 0.00 | 126 |
2023-11-01 | $327,400 (-4.7%) | $373,711 (-34.7%) | 0.00 | 127 |
2023-12-01 | $299,900 (-11.8%) | $354,632 (-5.4%) | 0.00 | 120 |
2024-01-01 | $299,900 (-11.7%) | $348,498 (-9.4%) | 0.00 | 110 |
2024-02-01 | $305,200 (-10.2%) | $353,803 (-15.2%) | 0.00 | 90 |
2024-03-01 | $327,450 (-13.7%) | $382,850 (-16.5%) | 0.00 | 98 |
2024-04-01 | $349,950 (-7.8%) | $624,344 (35.6%) | 0.00 | 99 |
2024-05-01 | $355,000 (-6.5%) | $650,131 (42.6%) | 0.00 | 110 |
2024-06-01 | $334,450 (-14.7%) | $592,391 (28.7%) | 0.00 | 132 |
2024-07-01 | $326,375 (-13.0%) | $550,796 (29.7%) | 0.00 | 148 |
2024-08-01 | $337,500 (-3.4%) | $555,975 (41.8%) | 0.00 | 145 |
2024-09-01 | $353,450 (2.5%) | $559,158 (40.5%) | 0.00 | 167 |
COLUMBUS's median listing price comes in at 0% of the national average.
COLUMBUS's average listing price for 2024-09-01 was $559,158, a difference of $161,079 (40.5%) versus the prior year and $3,183 versus the prior month.
For the 2024-09-01 period, COLUMBUS had 167 MLS listings, a difference of 22 listings (15%) versus the prior month and 66 listings (65%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,340 sqft |
2018-02-01 | 0 days | 2,330 sqft |
2018-03-01 | 0 days | 2,571 sqft |
2018-04-01 | 0 days | 2,693 sqft |
2018-05-01 | 0 days | 2,739 sqft |
2018-06-01 | 0 days | 2,490 sqft |
2018-07-01 | 0 days | 2,604 sqft |
2018-08-01 | 0 days | 2,549 sqft |
2018-09-01 | 0 days | 2,405 sqft |
2018-10-01 | 0 days | 2,416 sqft |
2018-11-01 | 0 days | 2,529 sqft |
2018-12-01 | 0 days | 2,656 sqft |
2019-01-01 | 0 days | 2,584 sqft |
2019-02-01 | 0 days | 2,631 sqft |
2019-03-01 | 0 days | 2,715 sqft |
2019-04-01 | 0 days | 2,864 sqft |
2019-05-01 | 0 days | 2,766 sqft |
2019-06-01 | 0 days | 2,624 sqft |
2019-07-01 | 0 days | 2,484 sqft |
2019-08-01 | 0 days | 2,509 sqft |
2019-09-01 | 0 days | 2,610 sqft |
2019-10-01 | 0 days | 2,688 sqft |
2019-11-01 | 0 days | 2,766 sqft |
2019-12-01 | 0 days | 2,734 sqft |
2020-01-01 | 0 days | 2,712 sqft |
2020-02-01 | 0 days | 2,673 sqft |
2020-03-01 | 0 days | 2,802 sqft |
2020-04-01 | 0 days | 2,741 sqft |
2020-05-01 | 0 days | 2,774 sqft |
2020-06-01 | 0 days | 2,600 sqft |
2020-07-01 | 0 days | 2,778 sqft |
2020-08-01 | 0 days | 2,577 sqft |
2020-09-01 | 0 days | 2,316 sqft |
2020-10-01 | 0 days | 2,335 sqft |
2020-11-01 | 0 days | 2,259 sqft |
2020-12-01 | 0 days | 2,112 sqft |
2021-01-01 | 0 days | 2,192 sqft |
2021-02-01 | 0 days | 2,194 sqft |
2021-03-01 | 0 days | 2,324 sqft |
2021-04-01 | 0 days | 2,200 sqft |
2021-05-01 | 0 days | 2,350 sqft |
2021-06-01 | 0 days | 2,342 sqft |
2021-07-01 | 0 days | 2,344 sqft |
2021-08-01 | 0 days | 2,238 sqft |
2021-09-01 | 0 days | 2,151 sqft |
2021-10-01 | 0 days | 2,151 sqft |
2021-11-01 | 0 days | 2,366 sqft |
2021-12-01 | 0 days | 2,000 sqft |
2022-01-01 | 0 days | 1,920 sqft |
2022-02-01 | 0 days | 1,884 sqft |
2022-03-01 | 0 days | 2,163 sqft |
2022-04-01 | 0 days | 2,028 sqft |
2022-05-01 | 0 days | 2,207 sqft |
2022-06-01 | 0 days | 2,365 sqft |
2022-07-01 | 0 days | 2,465 sqft |
2022-08-01 | 0 days | 2,428 sqft |
2022-09-01 | 0 days | 2,398 sqft |
2022-10-01 | 0 days | 2,282 sqft |
2022-11-01 | 0 days | 2,310 sqft |
2022-12-01 | 0 days | 2,240 sqft |
2023-01-01 | 0 days | 2,147 sqft |
2023-02-01 | 0 days | 2,043 sqft |
2023-03-01 | 0 days | 2,281 sqft |
2023-04-01 | 0 days | 2,399 sqft |
2023-05-01 | 0 days | 2,259 sqft |
2023-06-01 | 0 days | 2,380 sqft |
2023-07-01 | 0 days | 2,386 sqft |
2023-08-01 | 0 days | 2,446 sqft |
2023-09-01 | 0 days | 2,397 sqft |
2023-10-01 | 0 days | 2,302 sqft |
2023-11-01 | 0 days | 2,236 sqft |
2023-12-01 | 0 days | 2,112 sqft |
2024-01-01 | 0 days | 2,093 sqft |
2024-02-01 | 0 days | 2,072 sqft |
2024-03-01 | 0 days | 2,211 sqft |
2024-04-01 | 0 days | 2,334 sqft |
2024-05-01 | 0 days | 2,473 sqft |
2024-06-01 | 0 days | 2,419 sqft |
2024-07-01 | 0 days | 2,287 sqft |
2024-08-01 | 0 days | 2,370 sqft |
2024-09-01 | 0 days | 2,433 sqft |
COLUMBUS's median square footage for active listings during the 2024-09-01 period was 2,433 sqft. One year prior, the average listing was 2,397 sqft.
COLUMBUS, IN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
46124 | Columbus, IN MSA | $740 | $750 | $860 | $1,120 | $1,320 |
47201 | Columbus, IN MSA | $1,000 | $1,030 | $1,160 | $1,530 | $1,700 |
47202 | Columbus, IN MSA | $900 | $920 | $1,040 | $1,380 | $1,520 |
47203 | Columbus, IN MSA | $810 | $820 | $930 | $1,230 | $1,360 |
47226 | Columbus, IN MSA | $810 | $820 | $930 | $1,230 | $1,360 |
47232 | Columbus, IN MSA | $880 | $900 | $1,020 | $1,350 | $1,490 |
47234 | Columbus, IN MSA | $740 | $790 | $920 | $1,220 | $1,410 |
47236 | Columbus, IN MSA | $900 | $920 | $1,040 | $1,380 | $1,520 |
47244 | Columbus, IN MSA | $760 | $790 | $920 | $1,220 | $1,360 |
47246 | Columbus, IN MSA | $750 | $770 | $870 | $1,150 | $1,270 |
47247 | Columbus, IN MSA | $930 | $950 | $1,070 | $1,420 | $1,560 |
47273 | Columbus, IN MSA | $900 | $920 | $1,040 | $1,380 | $1,520 |
47274 | Columbus, IN MSA | $750 | $820 | $950 | $1,260 | $1,450 |
47280 | Columbus, IN MSA | $780 | $830 | $950 | $1,250 | $1,420 |
47283 | Columbus, IN MSA | $760 | $780 | $880 | $1,160 | $1,280 |
47448 | Columbus, IN MSA | $740 | $810 | $960 | $1,260 | $1,510 |
2022 Average & Median Rent Data Statistics
COLUMBUS, IN average 1BR rent: $851, median: $820
COLUMBUS, IN average 2BR rent: $971, median: $950
COLUMBUS, IN average 3BR rent: $1,284, median: $1,255
COLUMBUS, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,115 | $267,095,000 | $239,547 |
Cash Out Refi | 292 | $58,210,000 | $199,349 |
Other | 289 | $27,705,000 | $95,865 |
Home Improvement | 214 | $17,220,000 | $80,467 |
Refi | 169 | $28,645,000 | $169,497 |
Columbus's most frequently cited loan purpose was Home Purchase, with 1,115 originations. The 2nd most popular reason was Cash Out Refi, with 292 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 773 | $166,325,000 | $215,168 |
7-8% | 468 | $94,080,000 | $201,026 |
5-6% | 400 | $74,920,000 | $187,300 |
Over 8% | 246 | $23,070,000 | $93,780 |
<2.5% | 84 | $8,240,000 | $98,095 |
4-5% | 68 | $15,160,000 | $222,941 |
2.5-3% | 19 | $4,185,000 | $220,263 |
3-4% | 9 | $1,595,000 | $177,222 |
During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 773 originations.
Loan Sizing (COLUMBUS, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 689 | $102,885,000 | $149,325 |
$200k-400k | 660 | $179,150,000 | $271,439 |
$100,000 or less | 604 | $31,800,000 | $52,649 |
$400k-600k | 88 | $41,290,000 | $469,205 |
$600k-1000k | 25 | $17,855,000 | $714,200 |
$Over $1MM | 13 | $25,895,000 | $1,991,923 |
COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 689 originations, totaling $102,885,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 811 | $205,975,000 | $253,977 |
60-80% | 419 | $91,265,000 | $217,816 |
20-40% | 318 | $32,680,000 | $102,767 |
Under 20% | 298 | $12,990,000 | $43,591 |
40-60% | 201 | $34,365,000 | $170,970 |
Over 100% | 20 | $8,750,000 | $437,500 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 811 originations, totaling $205,975,000 in origination value.