Capon Valley Bank Mortgage Rates, Fees & Info
Wardensville, WVLEI: 254900JEEAUO1ZDBXW22
Tax ID: 55-0136805
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Capon Valley Bank is a smaller bank specializing in Home Purchase loans. Capon Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Winchester, Washington, and Hagerstown among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Capon Valley Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
79Origination Dollar Volume (All Markets)
$14,805,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 46 | $7,030,000 | $152,826 | $0 | 0.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 21 | $4,765,000 | $226,905 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $0 | 0.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 79 | $14,805,000 | $187,405 | $0 | 0.00% |
For 2023, Capon Valley Bank's most frequently originated type of loan was Conventional, with 79 originations.
Loan Reason
For 2023, Capon Valley Bank's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Cash Out Refi, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 79 | $14,805,000 | $187,405 | $0 | 0.00% |
For 2023, Capon Valley Bank's most frequently cited loan duration was Other, with 79 originations.
Loan Sizing
2023 saw Capon Valley Bank place emphasis on $100,000 or less loans with 27 originations, totaling $1,565,000 in origination value.
Applicant Income
Capon Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 19 originations. The second most popular income band? $50k or less, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 79 | $14,805,000 | $187,405 | $0 | 0.00% |
Capon Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 79 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.38%
Capon Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination93.67%
Capon Valley Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 79 | $14,805,000 | $187,405 |