HARRISONBURG Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Harrisonburg averaged
5.48%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.55% and
one month ago for the week of 2022-04-07, the
average rate was 4.9%.
Harrisonburg's average rate one year ago was 3.2%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Harrisonburg 30 Year Fixed Rate | 2022-05-12 | 5.48% |
| Harrisonburg 30 Year Fixed Rate Refi | 2022-05-12 | 5.54% |
| Harrisonburg 15 Year Fixed Rate | 2022-05-12 | 5.16% |
| Harrisonburg 15 Year Fixed Rate Refi | 2022-05-12 | 4.71% |
| Harrisonburg 30 Year FHA | 2022-05-12 | 5.46% |
| Harrisonburg 30 Year FHA Refi | 2022-05-12 | 5.44% |
| Harrisonburg 30 Year USDA | 2022-05-12 | 5.5% |
| Harrisonburg 30 Year USDA Refi | 2022-05-12 | 5.27% |
| Harrisonburg 30 Year VA | 2022-05-12 | 5.22% |
| Harrisonburg 30 Year VA Refi | 2022-05-12 | 4.89% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HARRISONBURG, VA.
HARRISONBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HARRISONBURG, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HARRISONBURG, VA's 168 lenders originated 4,571
loans during 2021. The total origination value was $1,015,765,000, with an average loan value of
$222,219.
The top HARRISONBURG lender as defined by loan originations is F & M BANK CORP., with
247 loans originated. Their average total fees are
$3,318, which is $613
lower than the next largest lender,
Integrity Home Mortgage Corp.
The lowest fee HARRISONBURG lenders (with over 10 loans originated) are
HOME POINT FINANCIAL CORPORATION ($2,271), FIRST BANCORP, INC. ($2,650), BETTER MORTGAGE CORPORATION ($2,673), Alcova Mortgage LLC ($2,688) and DUPONT COMMUNITY ($2,795).
The lowest rate HARRISONBURG lenders (with over 10 loans originated) are
Renasant Bank (2.83%), BETTER MORTGAGE CORPORATION (2.86%), HOME POINT FINANCIAL CORPORATION (2.86%), UNITED WHOLESALE MORTGAGE, LLC (2.90%) and AMERISAVE MORTGAGE CORPORATION (2.90%).
HARRISONBURG, VA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| F & M BANK CORP. | $128,565,000 | $101,205,000 | -21.3% | 10.0% |
| QUICKEN LOANS, LLC | $62,280,000 | $69,195,000 | 11.1% | 6.8% |
| Integrity Home Mortgage Corp | $68,555,000 | n/a | 6.7% | |
| DUPONT COMMUNITY | $50,500,000 | $56,890,000 | 12.7% | 5.6% |
| MOVEMENT MORTGAGE, LLC | $42,700,000 | $43,660,000 | 2.2% | 4.3% |
| Truist Bank | $49,215,000 | $42,170,000 | -14.3% | 4.2% |
| Summit Community Bank, Inc. | $20,270,000 | $40,870,000 | 101.6% | 4.0% |
| PARK VIEW FEDERAL CREDIT UNION | $18,750,000 | $36,435,000 | 94.3% | 3.6% |
| Wells Fargo Bank | $28,515,000 | $26,880,000 | -5.7% | 2.6% |
| George Mason Mortgage, LLC | $29,885,000 | $26,130,000 | -12.6% | 2.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $25,500,000 | $20,330,000 | -20.3% | 2.0% |
| C & F Mortgage Corporation | $17,920,000 | $20,000,000 | 11.6% | 2.0% |
| LOANDEPOT.COM, LLC | $8,900,000 | $18,015,000 | 102.4% | 1.8% |
| NVR Mortgage Finance, Inc. | $3,405,000 | $17,980,000 | 428.0% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $11,360,000 | $15,215,000 | 33.9% | 1.5% |
| Pendleton Community Bank, Inc. | $6,810,000 | $13,975,000 | 105.2% | 1.4% |
| NATIONS RELIABLE LENDING, LLC | $13,375,000 | n/a | 1.3% | |
| Atlantic Union Bank | $32,555,000 | $13,095,000 | -59.8% | 1.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,765,000 | $12,510,000 | 61.1% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $10,365,000 | $12,095,000 | 16.7% | 1.2% |
| Citizens Bank | $9,325,000 | $11,640,000 | 24.8% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $5,180,000 | $11,415,000 | 120.4% | 1.1% |
| GUILD MORTGAGE COMPANY | $29,440,000 | $10,410,000 | -64.6% | 1.0% |
| NEWREZ LLC | $6,115,000 | $9,775,000 | 59.9% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $5,810,000 | $9,460,000 | 62.8% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,410,000 | $8,370,000 | -0.5% | 0.8% |
| Alcova Mortgage LLC | $7,955,000 | $8,025,000 | 0.9% | 0.8% |
| FIRST BANCORP, INC. | $10,745,000 | $7,975,000 | -25.8% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $2,335,000 | $7,510,000 | 221.6% | 0.7% |
| Renasant Bank | $11,380,000 | $7,050,000 | -38.0% | 0.7% |
| Mortgage Research Center, LLC | $5,950,000 | $6,695,000 | 12.5% | 0.7% |
| BETTER MORTGAGE CORPORATION | $6,215,000 | n/a | 0.6% | |
| NAVY FEDERAL CREDIT UNION | $5,710,000 | $6,065,000 | 6.2% | 0.6% |
| CBM Mortgage, Inc. | $2,240,000 | $5,730,000 | 155.8% | 0.6% |
| MYCUMORTGAGE, LLC | $3,450,000 | $5,680,000 | 64.6% | 0.6% |
| Bank of the James | $1,230,000 | $5,565,000 | 352.4% | 0.5% |
| First-Citizens Bank & Trust Company | $7,800,000 | $5,565,000 | -28.7% | 0.5% |
| CALIBER HOME LOANS, INC. | $3,590,000 | $5,270,000 | 46.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $3,725,000 | $5,195,000 | 39.5% | 0.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $5,350,000 | $5,045,000 | -5.7% | 0.5% |
| Blue Ridge Bank | $4,650,000 | $5,015,000 | 7.8% | 0.5% |
| JPMorgan Chase Bank | $2,030,000 | $4,920,000 | 142.4% | 0.5% |
| Atlantic Coast Mortgage, LLC | $6,970,000 | $4,865,000 | -30.2% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,650,000 | $4,775,000 | 80.2% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $2,640,000 | $4,555,000 | 72.5% | 0.4% |
| NFM, INC. | $4,690,000 | $4,470,000 | -4.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $725,000 | $4,405,000 | 507.6% | 0.4% |
| U.S. Bank | $5,490,000 | $4,390,000 | -20.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,425,000 | $4,280,000 | 200.4% | 0.4% |
| Bank of America | $3,570,000 | $4,040,000 | 13.2% | 0.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $6,070,000 | $4,030,000 | -33.6% | 0.4% |
| USAA Federal Savings Bank | $5,835,000 | $4,010,000 | -31.3% | 0.4% |
| STEARNS LENDING, LLC | $2,845,000 | $3,920,000 | 37.8% | 0.4% |
| Farm Credit of the Virginias, ACA | $2,175,000 | $3,640,000 | 67.4% | 0.4% |
| Flagstar Bank, FSB | $2,455,000 | $3,615,000 | 47.3% | 0.4% |
| CAPITAL CENTER, L.L.C. | $2,935,000 | $3,560,000 | 21.3% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $955,000 | $3,235,000 | 238.7% | 0.3% |
| Servion, Inc. | $885,000 | $3,145,000 | 255.4% | 0.3% |
| Virginia Credit Union, Inc. | $3,850,000 | $3,060,000 | -20.5% | 0.3% |
| First Bank | $2,550,000 | $3,025,000 | 18.6% | 0.3% |
| GUARANTEED RATE, INC. | $420,000 | $2,800,000 | 566.7% | 0.3% |
| North American Savings Bank, F.S.B. | $1,260,000 | $2,375,000 | 88.5% | 0.2% |
| Cf Bank | $1,355,000 | $2,325,000 | 71.6% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,105,000 | $2,140,000 | 93.7% | 0.2% |
| EMBRACE HOME LOANS, INC. | $1,150,000 | $2,110,000 | 83.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $755,000 | $2,050,000 | 171.5% | 0.2% |
| United Bank | $2,885,000 | $2,020,000 | -30.0% | 0.2% |
| FIRST SAVINGS MORTGAGE CORPORATION | $825,000 | $2,005,000 | 143.0% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $990,000 | $2,000,000 | 102.0% | 0.2% |
| NBKC BANK | $705,000 | $1,800,000 | 155.3% | 0.2% |
| Fulton Bank | $1,780,000 | n/a | 0.2% | |
| PARTNERS 1ST Federal Credit Union | $950,000 | $1,765,000 | 85.8% | 0.2% |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $1,095,000 | $1,755,000 | 60.3% | 0.2% |
| First Mortgage Solutions, LLC | $335,000 | $1,745,000 | 420.9% | 0.2% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $3,210,000 | $1,705,000 | -46.9% | 0.2% |
| Plains Commerce Bank | $1,660,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $365,000 | $1,630,000 | 346.6% | 0.2% |
| First Heritage Mortgage, LLC | $1,150,000 | $1,410,000 | 22.6% | 0.1% |
| First Reliance Bank | $560,000 | $1,385,000 | 147.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $1,325,000 | 579.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,945,000 | $1,275,000 | -34.4% | 0.1% |
| Watermark Capital, Inc. | $145,000 | $1,255,000 | 765.5% | 0.1% |
| AgFirst Farm Credit Bank | $2,350,000 | $1,215,000 | -48.3% | 0.1% |
| TD Bank | $1,170,000 | $1,200,000 | 2.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $765,000 | $1,200,000 | 56.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $65,000 | $1,175,000 | 1,707.7% | 0.1% |
| Lakeview Community Capital, LLC | $1,150,000 | n/a | 0.1% | |
| Nations Lending Corporation | $645,000 | $1,150,000 | 78.3% | 0.1% |
| LOANPAL, LLC | $1,050,000 | $1,135,000 | 8.1% | 0.1% |
| The Federal Savings Bank | $265,000 | $1,120,000 | 322.6% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $2,065,000 | $1,105,000 | -46.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $285,000 | $1,095,000 | 284.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $135,000 | $1,070,000 | 692.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,070,000 | n/a | 0.1% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $840,000 | $1,070,000 | 27.4% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $685,000 | $1,065,000 | 55.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $370,000 | $1,065,000 | 187.8% | 0.1% |
| Chicago Mortgage Solutions LLC | $1,040,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $2,150,000 | $1,035,000 | -51.9% | 0.1% |
| PLANET HOME LENDING, LLC | $105,000 | $1,025,000 | 876.2% | 0.1% |
| PHH Mortgage Corporation | $555,000 | $1,005,000 | 81.1% | 0.1% |
| Carrington Mortgage Services, LLC | $1,510,000 | $965,000 | -36.1% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $360,000 | $965,000 | 168.1% | 0.1% |
| Vellum Mortgage, Inc. | $1,025,000 | $965,000 | -5.9% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,390,000 | $940,000 | -32.4% | 0.1% |
| First Guaranty Mortgage Corporation | $380,000 | $925,000 | 143.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $125,000 | $925,000 | 640.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,010,000 | $885,000 | -56.0% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,825,000 | $880,000 | -68.8% | 0.1% |
| LOANLEADERS OF AMERICA, INC. | $850,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,450,000 | $850,000 | -41.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,065,000 | $845,000 | -20.7% | 0.1% |
| CLEARPATH LENDING | $615,000 | $845,000 | 37.4% | 0.1% |
| Hometown Lenders, Inc. | $835,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $880,000 | $795,000 | -9.7% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $695,000 | $785,000 | 12.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $475,000 | $780,000 | 64.2% | 0.1% |
| Summit Mortgage Corporation | $12,735,000 | $765,000 | -94.0% | 0.1% |
| Sandy Spring Bank | $720,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $705,000 | n/a | 0.1% | |
| Bank-Fund Staff Federal Credit Union | $700,000 | n/a | 0.1% | |
| LANGLEY | $640,000 | n/a | 0.1% | |
| MCLEAN MORTGAGE CORPORATION | $2,375,000 | $635,000 | -73.3% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $615,000 | n/a | 0.1% | |
| SOUTHERN TRUST MORTGAGE, LLC | $290,000 | $615,000 | 112.1% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $785,000 | $610,000 | -22.3% | 0.1% |
| Towne Bank | $400,000 | $605,000 | 51.3% | 0.1% |
| UNITED SECURITY FINANCIAL CORP | $600,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $585,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $230,000 | $580,000 | 152.2% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $205,000 | $575,000 | 180.5% | 0.1% |
| SOFI LENDING CORP. | $675,000 | $575,000 | -14.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,075,000 | $545,000 | -49.3% | 0.1% |
| PNC Bank | $465,000 | $530,000 | 14.0% | 0.1% |
| Stifel Bank and Trust | $530,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $520,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $960,000 | $520,000 | -45.8% | 0.1% |
| Visio Financial Services Inc. | $515,000 | n/a | 0.1% | |
| Aurora Financial, LLC | $510,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $370,000 | $510,000 | 37.8% | 0.1% |
| UIF CORPORATION | $520,000 | $495,000 | -4.8% | 0.0% |
| FAMILY FIRST FUNDING LLC | $335,000 | $485,000 | 44.8% | 0.0% |
| First Federal Bank | $825,000 | $480,000 | -41.8% | 0.0% |
| The Freedom Bank of Virginia | $375,000 | $480,000 | 28.0% | 0.0% |
| First National Bank of Pennsylvania | $475,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $470,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,005,000 | $470,000 | -53.2% | 0.0% |
| BNC National Bank | $465,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $155,000 | $450,000 | 190.3% | 0.0% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $145,000 | $440,000 | 203.4% | 0.0% |
| DEPARTMENT OF COMMERCE | $435,000 | n/a | 0.0% | |
| TOWER | $730,000 | $435,000 | -40.4% | 0.0% |
| Metro City Bank | $430,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $530,000 | $430,000 | -18.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $745,000 | $425,000 | -43.0% | 0.0% |
| Goldwater Bank, N.A. | $415,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $890,000 | $415,000 | -53.4% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $1,040,000 | $410,000 | -60.6% | 0.0% |
| Chain Bridge Bank | $405,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $395,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $650,000 | $390,000 | -40.0% | 0.0% |
| Fifth Third Bank | $385,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $385,000 | n/a | 0.0% | |
| Member Options, LLC | $380,000 | n/a | 0.0% | |
| NewTowne Mortgage, LLC | $375,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $415,000 | $360,000 | -13.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $215,000 | $355,000 | 65.1% | 0.0% |
| First Home Bank | $235,000 | $355,000 | 51.1% | 0.0% |
| Northpointe Bank | $340,000 | $350,000 | 2.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $340,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $175,000 | $335,000 | 91.4% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $325,000 | $335,000 | 3.1% | 0.0% |
| City National Bank | $325,000 | n/a | 0.0% | |
| Credence Funding Corporation | $325,000 | $325,000 | 0.0% | 0.0% |
| First Financial Bank | $325,000 | n/a | 0.0% | |
| First Savings Bank | $165,000 | $325,000 | 97.0% | 0.0% |
| Presidential Bank, FSB | $275,000 | $325,000 | 18.2% | 0.0% |
| SPRING EQ, LLC | $365,000 | $310,000 | -15.1% | 0.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $300,000 | n/a | 0.0% | |
| Axos Bank | $485,000 | $295,000 | -39.2% | 0.0% |
| Triumph Bank | $295,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $290,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $315,000 | $290,000 | -7.9% | 0.0% |
| American National Bank and Trust Company | $105,000 | $285,000 | 171.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,355,000 | $280,000 | -79.3% | 0.0% |
| KELLER MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $275,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $295,000 | $275,000 | -6.8% | 0.0% |
| RANLIFE, INC. | $245,000 | $275,000 | 12.2% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $585,000 | $270,000 | -53.8% | 0.0% |
| John Marshall Bank | $270,000 | n/a | 0.0% | |
| Baxter Credit Union | $285,000 | $265,000 | -7.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $375,000 | $265,000 | -29.3% | 0.0% |
| Ardent Federal Credit Union | $255,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $255,000 | n/a | 0.0% | |
| FirstBank | $995,000 | $255,000 | -74.4% | 0.0% |
| TJC Mortgage, Inc. | $315,000 | $255,000 | -19.0% | 0.0% |
| Amalgamated Bank | $245,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $165,000 | $245,000 | 48.5% | 0.0% |
| Merchants Bank of Indiana | $245,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $245,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $235,000 | n/a | 0.0% | |
| Bank of England | $225,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $415,000 | $220,000 | -47.0% | 0.0% |
| ROSS MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $235,000 | $205,000 | -12.8% | 0.0% |
| JAMS-01, INC. | $205,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $415,000 | $205,000 | -50.6% | 0.0% |
| Residential Mortgage Solutions, Inc. | $205,000 | $205,000 | 0.0% | 0.0% |
| NP, Inc. | $195,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $845,000 | $195,000 | -76.9% | 0.0% |
| Tidewater Home Funding, LLC | $195,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $185,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $185,000 | n/a | 0.0% | |
| Ameris Bank | $235,000 | $180,000 | -23.4% | 0.0% |
| Manufacturers and Traders Trust Company | $180,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Alpha Mortgage Corporation | $175,000 | n/a | 0.0% | |
| LENDERFI, INC. | $165,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $305,000 | $155,000 | -49.2% | 0.0% |
| Discover Bank | $170,000 | $155,000 | -8.8% | 0.0% |
| Gateway First Bank | $310,000 | $145,000 | -53.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $145,000 | n/a | 0.0% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $145,000 | n/a | 0.0% | |
| AFFINITY | $135,000 | n/a | 0.0% | |
| HomeTrust Bank | $135,000 | n/a | 0.0% | |
| The Huntington National Bank | $135,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | $125,000 | -46.8% | 0.0% |
| Capital Bank | $125,000 | n/a | 0.0% | |
| Capon Valley Bank | $580,000 | $125,000 | -78.4% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $550,000 | $125,000 | -77.3% | 0.0% |
| THE MORTGAGE LINK, INC. | $125,000 | n/a | 0.0% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $115,000 | n/a | 0.0% | |
| ACOPIA, LLC | $105,000 | n/a | 0.0% | |
| Citizens and Farmers Bank | $155,000 | $105,000 | -32.3% | 0.0% |
| MEMBER ONE | $95,000 | n/a | 0.0% | |
| TIAA, FSB | $105,000 | $95,000 | -9.5% | 0.0% |
| City National Bank of West Virginia | $1,430,000 | $90,000 | -93.7% | 0.0% |
| State Department Federal Credit Union | $85,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $65,000 | n/a | 0.0% | |
| Figure Lending LLC | $80,000 | $50,000 | -37.5% | 0.0% |
| Centier Bank | $45,000 | $35,000 | -22.2% | 0.0% |
HARRISONBURG's top lender by overall market share is F & M BANK CORP., with 10.0% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $69,195,000 in loans. In third place, with 6.7%, is Integrity Home Mortgage Corp, having originated $68,555,000 in loans. In third place, with 5.6%, is DUPONT COMMUNITY, having originated $56,890,000 in loans. In third place, with 4.3%, is MOVEMENT MORTGAGE, LLC, having originated $43,660,000 in loans.
HARRISONBURG, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,852 | $468,290,000 | $252,856 |
| Refi | 1,680 | $360,090,000 | $214,339 |
| Cash Out Refi | 697 | $149,785,000 | $214,900 |
| Other | 188 | $22,010,000 | $117,074 |
| Home Improvement | 154 | $15,590,000 | $101,234 |
Harrisonburg's most frequently cited loan purpose was Home Purchase, with 1,852 originations. The 2nd most popular reason was Refi, with 1,680 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,709 | $384,455,000 | $224,959 |
| 2.5-3% | 1,693 | $395,185,000 | $233,423 |
| <2.5% | 753 | $162,755,000 | $216,142 |
| 4-5% | 209 | $31,355,000 | $150,024 |
| Over 8% | 45 | $5,305,000 | $117,889 |
| 5-6% | 23 | $2,515,000 | $109,348 |
| 6-7% | 12 | $880,000 | $73,333 |
| 7-8% | 4 | $290,000 | $72,500 |
During 2021, Harrisonburg's most frequently originated rate bucket was 3-4%, with 1,709 originations.
Loan Sizing (HARRISONBURG, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,028 | $547,110,000 | $269,778 |
| $100k-200k | 1,796 | $274,130,000 | $152,634 |
| $100,000 or less | 475 | $28,715,000 | $60,453 |
| $400k-600k | 228 | $107,510,000 | $471,535 |
| $600k-1000k | 29 | $21,795,000 | $751,552 |
| $Over $1MM | 15 | $36,505,000 | $2,433,667 |
HARRISONBURG's loan sizing saw the bucket of loans from $200k-400k with 2,028 originations, totaling $547,110,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,603 | $370,845,000 | $231,344 |
| 80-100% | 1,598 | $426,590,000 | $266,952 |
| 40-60% | 671 | $117,495,000 | $175,104 |
| 20-40% | 301 | $33,645,000 | $111,777 |
| Under 20% | 180 | $7,720,000 | $42,889 |
| Over 100% | 28 | $8,730,000 | $311,786 |
HARRISONBURG's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,603 originations, totaling $370,845,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - HARRISONBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $249,400 (8.7%) | $363,190 (21.1%) | 0.00 | 351 |
| 2018-02-01 | $255,329 (9.8%) | $379,064 (18.6%) | 0.00 | 345 |
| 2018-03-01 | $268,111 (11.7%) | $375,124 (10.4%) | 0.00 | 366 |
| 2018-04-01 | $269,900 (2.7%) | $372,418 (5.9%) | 0.00 | 394 |
| 2018-05-01 | $269,000 (-2.2%) | $369,306 (4.6%) | 0.00 | 420 |
| 2018-06-01 | $269,000 (-2.2%) | $373,724 (3.8%) | 0.00 | 431 |
| 2018-07-01 | $264,250 (-3.9%) | $355,244 (-1.0%) | 0.00 | 421 |
| 2018-08-01 | $264,950 (5.6%) | $353,752 (3.2%) | 0.00 | 426 |
| 2018-09-01 | $264,900 (6.0%) | $346,713 (0.9%) | 0.00 | 403 |
| 2018-10-01 | $259,900 (5.0%) | $348,954 (2.4%) | 0.00 | 395 |
| 2018-11-01 | $266,200 (7.6%) | $365,099 (6.1%) | 0.00 | 382 |
| 2018-12-01 | $267,500 (9.2%) | $376,103 (5.5%) | 0.00 | 356 |
| 2019-01-01 | $265,000 (6.3%) | $375,012 (3.3%) | 0.00 | 335 |
| 2019-02-01 | $259,250 (1.5%) | $368,148 (-2.9%) | 0.00 | 330 |
| 2019-03-01 | $275,357 (2.7%) | $381,520 (1.7%) | 0.00 | 324 |
| 2019-04-01 | $291,200 (7.9%) | $387,638 (4.1%) | 0.00 | 319 |
| 2019-05-01 | $299,375 (11.3%) | $398,004 (7.8%) | 0.00 | 329 |
| 2019-06-01 | $309,000 (14.9%) | $411,530 (10.1%) | 0.00 | 342 |
| 2019-07-01 | $312,000 (18.1%) | $420,890 (18.5%) | 0.00 | 342 |
| 2019-08-01 | $319,000 (20.4%) | $426,772 (20.6%) | 0.00 | 336 |
| 2019-09-01 | $319,000 (20.4%) | $431,333 (24.4%) | 0.00 | 334 |
| 2019-10-01 | $294,900 (13.5%) | $407,918 (16.9%) | 0.00 | 335 |
| 2019-11-01 | $289,900 (8.9%) | $385,422 (5.6%) | 0.00 | 307 |
| 2019-12-01 | $289,900 (8.4%) | $392,822 (4.5%) | 0.00 | 255 |
| 2020-01-01 | $292,450 (10.4%) | $397,170 (5.9%) | 0.00 | 224 |
| 2020-02-01 | $298,000 (15.0%) | $405,687 (10.2%) | 0.00 | 225 |
| 2020-03-01 | $317,000 (15.1%) | $417,368 (9.4%) | 0.00 | 227 |
| 2020-04-01 | $299,450 (2.8%) | $399,875 (3.2%) | 0.00 | 470 |
| 2020-05-01 | $314,900 (5.2%) | $390,400 (-1.9%) | 0.00 | 475 |
| 2020-06-01 | $318,000 (2.9%) | $403,424 (-2.0%) | 0.00 | 468 |
| 2020-07-01 | $322,970 (3.5%) | $425,141 (1.0%) | 0.00 | 444 |
| 2020-08-01 | $319,900 (0.3%) | $431,748 (1.2%) | 0.00 | 406 |
| 2020-09-01 | $337,250 (5.7%) | $450,232 (4.4%) | 0.00 | 322 |
| 2020-10-01 | $309,900 (5.1%) | $456,756 (12.0%) | 0.00 | 339 |
| 2020-11-01 | $310,123 (7.0%) | $456,862 (18.5%) | 0.00 | 341 |
| 2020-12-01 | $299,950 (3.5%) | $445,151 (13.3%) | 0.00 | 289 |
| 2021-01-01 | $309,950 (6.0%) | $448,922 (13.0%) | 0.00 | 247 |
| 2021-02-01 | $307,750 (3.3%) | $470,022 (15.9%) | 0.00 | 230 |
| 2021-03-01 | $293,650 (-7.4%) | $465,530 (11.5%) | 0.00 | 240 |
| 2021-04-01 | $309,000 (3.2%) | $477,369 (19.4%) | 0.00 | 243 |
| 2021-05-01 | $299,950 (-4.8%) | $480,446 (23.1%) | 0.00 | 229 |
| 2021-06-01 | $316,450 (-0.5%) | $501,477 (24.3%) | 0.00 | 219 |
| 2021-07-01 | $316,450 (-2.0%) | $488,554 (14.9%) | 0.00 | 275 |
| 2021-08-01 | $312,650 (-2.3%) | $466,835 (8.1%) | 0.00 | 279 |
| 2021-09-01 | $310,400 (-8.0%) | $453,070 (0.6%) | 0.00 | 305 |
| 2021-10-01 | $317,900 (2.6%) | $458,846 (0.5%) | 0.00 | 275 |
| 2021-11-01 | $341,950 (10.3%) | $474,906 (4.0%) | 0.00 | 225 |
| 2021-12-01 | $346,500 (15.5%) | $475,457 (6.8%) | 0.00 | 197 |
| 2022-01-01 | $348,000 (12.3%) | $457,655 (2.0%) | 0.00 | 208 |
| 2022-02-01 | $356,250 (15.8%) | $474,240 (0.9%) | 0.00 | 212 |
| 2022-03-01 | $349,950 (19.2%) | $446,301 (-4.1%) | 0.00 | 237 |
| 2022-04-01 | $349,990 (13.3%) | $444,318 (-6.9%) | 0.00 | 264 |
HARRISONBURG's median listing price for 2022-04-01 was $349,990, a difference of
$40,990
(13.3%) versus the prior year and
$40 versus the prior month.
HARRISONBURG's median listing price comes in at 0% of the national average.
HARRISONBURG's average listing price for 2022-04-01 was $444,318, a difference of $-33,051 (-6.9%) versus the prior year and $-1,983 versus the prior month.
For the 2022-04-01 period, HARRISONBURG had 264 MLS listings, a difference of 27 listings (11%) versus the prior month and 21 listings (9%) versus the prior year.
HARRISONBURG's median listing price comes in at 0% of the national average.
HARRISONBURG's average listing price for 2022-04-01 was $444,318, a difference of $-33,051 (-6.9%) versus the prior year and $-1,983 versus the prior month.
For the 2022-04-01 period, HARRISONBURG had 264 MLS listings, a difference of 27 listings (11%) versus the prior month and 21 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HARRISONBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,965 sqft |
| 2018-02-01 | 0 days | 1,995 sqft |
| 2018-03-01 | 0 days | 2,031 sqft |
| 2018-04-01 | 0 days | 2,038 sqft |
| 2018-05-01 | 0 days | 2,013 sqft |
| 2018-06-01 | 0 days | 2,080 sqft |
| 2018-07-01 | 0 days | 2,021 sqft |
| 2018-08-01 | 0 days | 2,031 sqft |
| 2018-09-01 | 0 days | 2,057 sqft |
| 2018-10-01 | 0 days | 2,016 sqft |
| 2018-11-01 | 0 days | 2,076 sqft |
| 2018-12-01 | 0 days | 2,060 sqft |
| 2019-01-01 | 0 days | 2,065 sqft |
| 2019-02-01 | 0 days | 2,015 sqft |
| 2019-03-01 | 0 days | 2,067 sqft |
| 2019-04-01 | 0 days | 2,157 sqft |
| 2019-05-01 | 0 days | 2,250 sqft |
| 2019-06-01 | 0 days | 2,263 sqft |
| 2019-07-01 | 0 days | 2,244 sqft |
| 2019-08-01 | 0 days | 2,244 sqft |
| 2019-09-01 | 0 days | 2,242 sqft |
| 2019-10-01 | 0 days | 2,150 sqft |
| 2019-11-01 | 0 days | 2,128 sqft |
| 2019-12-01 | 0 days | 2,136 sqft |
| 2020-01-01 | 0 days | 2,112 sqft |
| 2020-02-01 | 0 days | 2,168 sqft |
| 2020-03-01 | 0 days | 2,326 sqft |
| 2020-04-01 | 0 days | 2,125 sqft |
| 2020-05-01 | 0 days | 2,120 sqft |
| 2020-06-01 | 0 days | 2,125 sqft |
| 2020-07-01 | 0 days | 2,129 sqft |
| 2020-08-01 | 0 days | 2,138 sqft |
| 2020-09-01 | 0 days | 2,163 sqft |
| 2020-10-01 | 0 days | 2,032 sqft |
| 2020-11-01 | 0 days | 1,938 sqft |
| 2020-12-01 | 0 days | 1,788 sqft |
| 2021-01-01 | 0 days | 1,800 sqft |
| 2021-02-01 | 0 days | 1,798 sqft |
| 2021-03-01 | 0 days | 1,791 sqft |
| 2021-04-01 | 0 days | 1,813 sqft |
| 2021-05-01 | 0 days | 1,841 sqft |
| 2021-06-01 | 0 days | 1,872 sqft |
| 2021-07-01 | 0 days | 1,883 sqft |
| 2021-08-01 | 0 days | 1,852 sqft |
| 2021-09-01 | 0 days | 1,833 sqft |
| 2021-10-01 | 0 days | 1,794 sqft |
| 2021-11-01 | 0 days | 1,841 sqft |
| 2021-12-01 | 0 days | 1,836 sqft |
| 2022-01-01 | 0 days | 1,841 sqft |
| 2022-02-01 | 0 days | 1,885 sqft |
| 2022-03-01 | 0 days | 1,883 sqft |
| 2022-04-01 | 0 days | 1,903 sqft |
HARRISONBURG's median listing age (time on market) for 2022-04-01 was 0 days.
HARRISONBURG's median square footage for active listings during the 2022-04-01 period was 1,903 sqft. One year prior, the average listing was 1,813 sqft.
HARRISONBURG's median square footage for active listings during the 2022-04-01 period was 1,903 sqft. One year prior, the average listing was 1,813 sqft.
