MORGANTOWN Mortgage Rates
30 Year Fixed Rate mortgages in Morgantown averaged
5.44%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.41% and
one month ago for the week of 2022-04-07, the
average rate was 4.86%.
Morgantown's average rate one year ago was 2.87%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Morgantown 30 Year Fixed Rate | 2022-05-12 | 5.44% |
| Morgantown 30 Year Fixed Rate Refi | 2022-05-12 | 5.55% |
| Morgantown 15 Year Fixed Rate | 2022-05-12 | 5.01% |
| Morgantown 15 Year Fixed Rate Refi | 2022-05-12 | 4.6% |
| Morgantown 30 Year FHA | 2022-05-12 | 5.72% |
| Morgantown 30 Year FHA Refi | 2022-05-12 | 5.09% |
| Morgantown 30 Year USDA | 2022-05-12 | 5.47% |
| Morgantown 30 Year USDA Refi | 2022-05-12 | 5.01% |
| Morgantown 30 Year VA | 2022-05-12 | 5.2% |
| Morgantown 30 Year VA Refi | 2022-05-12 | 4.84% |
MORGANTOWN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MORGANTOWN, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MORGANTOWN, WV's 129 lenders originated 4,406
loans during 2021. The total origination value was $1,084,660,000, with an average loan value of
$246,178.
The top MORGANTOWN lender as defined by loan originations is Clear Mountain Bank, with
320 loans originated. Their average total fees are
$3,077, which is $783
lower than the next largest lender,
First Federal Bank of the Midwest.
The lowest fee MORGANTOWN lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,734), FAIRMONT ($2,588), First Federal Savings and Loan Association of Greene Co ($2,805), Clear Mountain Bank ($3,077) and JPMorgan Chase Bank ($3,086).
The lowest rate MORGANTOWN lenders (with over 10 loans originated) are
FAIRMONT (2.53%), BETTER MORTGAGE CORPORATION (2.80%), AMERISAVE MORTGAGE CORPORATION (2.80%), U.S. Bank (2.83%) and HOME POINT FINANCIAL CORPORATION (2.92%).
MORGANTOWN, WV Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Clear Mountain Bank | $210,160,000 | $150,075,000 | -28.6% | 13.8% |
| First Federal Bank of the Midwest | $134,935,000 | $108,485,000 | -19.6% | 10.0% |
| The Huntington National Bank | $87,310,000 | $96,280,000 | 10.3% | 8.9% |
| QUICKEN LOANS, LLC | $50,285,000 | $66,780,000 | 32.8% | 6.2% |
| United Bank | $41,160,000 | $55,440,000 | 34.7% | 5.1% |
| WesBanco Bank, Inc. | $76,790,000 | $47,110,000 | -38.7% | 4.3% |
| INTERCOASTAL MORTGAGE COMPANY | $20,085,000 | $46,510,000 | 131.6% | 4.3% |
| PNC Bank | $39,035,000 | $46,020,000 | 17.9% | 4.2% |
| Truist Bank | $43,515,000 | $37,210,000 | -14.5% | 3.4% |
| HOME POINT FINANCIAL CORPORATION | $18,675,000 | $35,870,000 | 92.1% | 3.3% |
| WALKER & DUNLOP, LLC | $23,335,000 | n/a | 2.2% | |
| NVR Mortgage Finance, Inc. | $6,215,000 | $17,505,000 | 181.7% | 1.6% |
| First United Corporation | $24,455,000 | $16,290,000 | -33.4% | 1.5% |
| Mortgage Research Center, LLC | $10,085,000 | $15,015,000 | 48.9% | 1.4% |
| LOANDEPOT.COM, LLC | $5,705,000 | $14,880,000 | 160.8% | 1.4% |
| First Federal Savings and Loan Association of Greene Co | $16,745,000 | $13,520,000 | -19.3% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $8,060,000 | $12,650,000 | 56.9% | 1.2% |
| UNION HOME MORTGAGE CORP. | $6,740,000 | $10,980,000 | 62.9% | 1.0% |
| City National Bank of West Virginia | $15,675,000 | $10,905,000 | -30.4% | 1.0% |
| First Exchange Bank | $9,205,000 | $10,760,000 | 16.9% | 1.0% |
| BETTER MORTGAGE CORPORATION | $4,710,000 | $10,710,000 | 127.4% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $7,880,000 | $10,265,000 | 30.3% | 0.9% |
| Wells Fargo Bank | $6,935,000 | $9,820,000 | 41.6% | 0.9% |
| U.S. Bank | $3,470,000 | $9,440,000 | 172.0% | 0.9% |
| FAIRMONT | $7,900,000 | $9,075,000 | 14.9% | 0.8% |
| Sierra Pacific Mortgage Company, Inc. | $9,020,000 | $8,985,000 | -0.4% | 0.8% |
| JPMorgan Chase Bank | $9,595,000 | $8,895,000 | -7.3% | 0.8% |
| Summit Community Bank, Inc. | $26,115,000 | $7,840,000 | -70.0% | 0.7% |
| Community Bank | $1,385,000 | $7,410,000 | 435.0% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,040,000 | $7,395,000 | 83.0% | 0.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,850,000 | $6,360,000 | -19.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $5,260,000 | $6,335,000 | 20.4% | 0.6% |
| Flagstar Bank, FSB | $7,605,000 | $6,325,000 | -16.8% | 0.6% |
| The Grant County Bank | $560,000 | $4,570,000 | 716.1% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $2,110,000 | $4,295,000 | 103.6% | 0.4% |
| USAA Federal Savings Bank | $6,130,000 | $3,985,000 | -35.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,155,000 | $3,900,000 | 237.7% | 0.4% |
| The United Federal Credit Union | $6,435,000 | $3,790,000 | -41.1% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $475,000 | $3,550,000 | 647.4% | 0.3% |
| First Commonwealth Bank | $720,000 | $3,505,000 | 386.8% | 0.3% |
| Fifth Third Bank | $2,340,000 | $3,500,000 | 49.6% | 0.3% |
| Ally Bank | $1,620,000 | $3,140,000 | 93.8% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,195,000 | $3,045,000 | 38.7% | 0.3% |
| Bank of America | $2,335,000 | $3,025,000 | 29.6% | 0.3% |
| Peoples Bank | $175,000 | $2,465,000 | 1,308.6% | 0.2% |
| Citizens Bank | $1,645,000 | $2,435,000 | 48.0% | 0.2% |
| First National Bank of Pennsylvania | $2,730,000 | $2,435,000 | -10.8% | 0.2% |
| EQUITY RESOURCES, INC. | $430,000 | $2,380,000 | 453.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,140,000 | $2,330,000 | 104.4% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $4,020,000 | $2,260,000 | -43.8% | 0.2% |
| Manufacturers and Traders Trust Company | $18,100,000 | $1,985,000 | -89.0% | 0.2% |
| CALIBER HOME LOANS, INC. | $1,140,000 | $1,840,000 | 61.4% | 0.2% |
| NEWREZ LLC | $940,000 | $1,800,000 | 91.5% | 0.2% |
| First Guaranty Mortgage Corporation | $1,230,000 | $1,745,000 | 41.9% | 0.2% |
| NFM, INC. | $1,230,000 | $1,700,000 | 38.2% | 0.2% |
| GUARANTEED RATE, INC. | $390,000 | $1,680,000 | 330.8% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $580,000 | $1,665,000 | 187.1% | 0.2% |
| Chicago Mortgage Solutions LLC | $950,000 | $1,625,000 | 71.1% | 0.1% |
| Nations Lending Corporation | $455,000 | $1,565,000 | 244.0% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $740,000 | $1,555,000 | 110.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $235,000 | $1,500,000 | 538.3% | 0.1% |
| Dollar Bank, Federal Savings Bank | $600,000 | $1,460,000 | 143.3% | 0.1% |
| First Community Bank | $2,585,000 | $1,445,000 | -44.1% | 0.1% |
| JUSTICE Federal Credit Union | $1,455,000 | $1,435,000 | -1.4% | 0.1% |
| Carrington Mortgage Services, LLC | $1,125,000 | $1,375,000 | 22.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,585,000 | $1,360,000 | -14.2% | 0.1% |
| UBS Bank USA | $1,325,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $500,000 | $1,275,000 | 155.0% | 0.1% |
| Texana Bank | $1,265,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,255,000 | n/a | 0.1% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,255,000 | $1,185,000 | -5.6% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $865,000 | $1,170,000 | 35.3% | 0.1% |
| Renasant Bank | $1,450,000 | $1,150,000 | -20.7% | 0.1% |
| Farm Credit of the Virginias, ACA | $1,410,000 | $1,070,000 | -24.1% | 0.1% |
| TIAA, FSB | $3,830,000 | $1,065,000 | -72.2% | 0.1% |
| KeyBank | $1,055,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $1,365,000 | $980,000 | -28.2% | 0.1% |
| Victorian Finance, LLC | $915,000 | $920,000 | 0.5% | 0.1% |
| EMBRACE HOME LOANS, INC. | $375,000 | $915,000 | 144.0% | 0.1% |
| FirstBank | $285,000 | $905,000 | 217.5% | 0.1% |
| First Horizon Bank | $845,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,325,000 | $835,000 | -64.1% | 0.1% |
| Belmont Savings Bank | $830,000 | n/a | 0.1% | |
| Bank of England | $85,000 | $825,000 | 870.6% | 0.1% |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION | $885,000 | $825,000 | -6.8% | 0.1% |
| Gateway First Bank | $1,165,000 | $790,000 | -32.2% | 0.1% |
| North American Savings Bank, F.S.B. | $275,000 | $780,000 | 183.6% | 0.1% |
| Charles Schwab Bank, SSB | $775,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $435,000 | $770,000 | 77.0% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,030,000 | $765,000 | -25.7% | 0.1% |
| KELLER MORTGAGE, LLC | $765,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $815,000 | $760,000 | -6.7% | 0.1% |
| Colonial Savings, F.A. | $760,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $750,000 | n/a | 0.1% | |
| FRANKLIN MINT | $745,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $745,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $875,000 | $740,000 | -15.4% | 0.1% |
| The Central Trust Bank | $720,000 | n/a | 0.1% | |
| LENDERFI, INC. | $710,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $1,015,000 | $700,000 | -31.0% | 0.1% |
| Towne Bank | $145,000 | $690,000 | 375.9% | 0.1% |
| WEPCO Federal Credit Union | $315,000 | $670,000 | 112.7% | 0.1% |
| C & F Mortgage Corporation | $545,000 | $640,000 | 17.4% | 0.1% |
| The Federal Savings Bank | $2,235,000 | $635,000 | -71.6% | 0.1% |
| Morgan Stanley Private Bank | $485,000 | $605,000 | 24.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $500,000 | $605,000 | 21.0% | 0.1% |
| Atlantic Union Bank | $390,000 | $580,000 | 48.7% | 0.1% |
| STEARNS LENDING, LLC | $545,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $690,000 | $530,000 | -23.2% | 0.0% |
| Farmers Bank & Trust | $530,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $350,000 | $525,000 | 50.0% | 0.0% |
| First Heritage Mortgage, LLC | $520,000 | n/a | 0.0% | |
| Bank of Whittier | $325,000 | $510,000 | 56.9% | 0.0% |
| Atlantic Coast Mortgage, LLC | $475,000 | n/a | 0.0% | |
| CHESSIE | $950,000 | $475,000 | -50.0% | 0.0% |
| NBKC BANK | $785,000 | $475,000 | -39.5% | 0.0% |
| BAYER HERITAGE | $880,000 | $470,000 | -46.6% | 0.0% |
| SIWELL, INC. | $1,345,000 | $455,000 | -66.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,345,000 | $445,000 | -66.9% | 0.0% |
| Low VA Rates, LLC | $840,000 | $445,000 | -47.0% | 0.0% |
| Ixonia Bank | $440,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $520,000 | $425,000 | -18.3% | 0.0% |
| Blue Ridge Bank | $235,000 | $425,000 | 80.9% | 0.0% |
| Northpointe Bank | $425,000 | n/a | 0.0% | |
| Premier Bank, Inc. | $2,910,000 | $425,000 | -85.4% | 0.0% |
| Northwest Bank | $1,430,000 | $410,000 | -71.3% | 0.0% |
| SWBC MORTGAGE CORPORATION | $410,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $1,030,000 | $390,000 | -62.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $440,000 | $385,000 | -12.5% | 0.0% |
| Capital Bank | $95,000 | $375,000 | 294.7% | 0.0% |
| Community First National Bank | $345,000 | $365,000 | 5.8% | 0.0% |
| BancorpSouth Bank | $355,000 | n/a | 0.0% | |
| KS StateBank | $355,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $355,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $355,000 | n/a | 0.0% | |
| MILLENNIUM FINANCIAL GROUP, INC. | $770,000 | $345,000 | -55.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $345,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $345,000 | n/a | 0.0% | |
| First Home Bank | $680,000 | $325,000 | -52.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $325,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $315,000 | n/a | 0.0% | |
| Discover Bank | $175,000 | $305,000 | 74.3% | 0.0% |
| Evolve Bank & Trust | $430,000 | $305,000 | -29.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $330,000 | $300,000 | -9.1% | 0.0% |
| CNB Bank Inc. | $155,000 | $295,000 | 90.3% | 0.0% |
| George Mason Mortgage, LLC | $380,000 | $295,000 | -22.4% | 0.0% |
| The Bank of Fayette County | $295,000 | n/a | 0.0% | |
| Citibank | $280,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $185,000 | $275,000 | 48.6% | 0.0% |
| Pendleton Community Bank, Inc. | $385,000 | $275,000 | -28.6% | 0.0% |
| Simmons Bank | $275,000 | n/a | 0.0% | |
| TCF National Bank | $1,210,000 | $275,000 | -77.3% | 0.0% |
| UNITED MORTGAGE CORP. | $265,000 | n/a | 0.0% | |
| Florida Capital Bank | $245,000 | n/a | 0.0% | |
| Servion, Inc. | $240,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $235,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $225,000 | n/a | 0.0% | |
| Putnam County Bank | $105,000 | $225,000 | 114.3% | 0.0% |
| Unified Bank | $225,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $110,000 | $220,000 | 100.0% | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | $280,000 | $220,000 | -21.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $215,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $255,000 | $215,000 | -15.7% | 0.0% |
| INTERCAP LENDING INC. | $215,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $125,000 | $215,000 | 72.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $285,000 | $195,000 | -31.6% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,455,000 | $195,000 | -86.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $370,000 | $195,000 | -47.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $210,000 | $190,000 | -9.5% | 0.0% |
| TOWER | $135,000 | $190,000 | 40.7% | 0.0% |
| IMPAC MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
| Sandy Spring Bank | $185,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $185,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $165,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $165,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $75,000 | $165,000 | 120.0% | 0.0% |
| S&T Bank | $155,000 | n/a | 0.0% | |
| The Ohio Valley Bank Company | $155,000 | n/a | 0.0% | |
| FNB Bank, Inc. | $45,000 | $145,000 | 222.2% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $145,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $140,000 | $140,000 | 0.0% | 0.0% |
| First Federal Bank | $175,000 | $125,000 | -28.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $520,000 | $115,000 | -77.9% | 0.0% |
| ARC HOME LLC | $115,000 | n/a | 0.0% | |
| Middletown Valley Bank | $115,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $105,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $75,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $65,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $65,000 | n/a | 0.0% | |
| The Park National Bank | $65,000 | n/a | 0.0% | |
| Secured Investment Corp. | $55,000 | n/a | 0.0% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $55,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $45,000 | n/a | 0.0% |
MORGANTOWN's top lender by overall market share is Clear Mountain Bank, with 13.8% market share. In second place, with 10.0%, is First Federal Bank of the Midwest, having originated $108,485,000 in loans. In third place, with 8.9%, is The Huntington National Bank, having originated $96,280,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $66,780,000 in loans. In third place, with 5.1%, is United Bank, having originated $55,440,000 in loans.
MORGANTOWN, WV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,049 | $542,475,000 | $264,751 |
| Refi | 1,451 | $373,695,000 | $257,543 |
| Cash Out Refi | 644 | $138,340,000 | $214,814 |
| Home Improvement | 141 | $16,105,000 | $114,220 |
| Other | 121 | $14,045,000 | $116,074 |
Morgantown's most frequently cited loan purpose was Home Purchase, with 2,049 originations. The 2nd most popular reason was Refi, with 1,451 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,741 | $443,135,000 | $254,529 |
| 3-4% | 1,357 | $332,385,000 | $244,941 |
| <2.5% | 882 | $236,690,000 | $268,356 |
| 4-5% | 185 | $29,685,000 | $160,459 |
| 5-6% | 38 | $2,590,000 | $68,158 |
| Over 8% | 33 | $2,185,000 | $66,212 |
| 6-7% | 19 | $1,715,000 | $90,263 |
| 7-8% | 18 | $1,000,000 | $55,556 |
During 2021, Morgantown's most frequently originated rate bucket was 2.5-3%, with 1,741 originations.
Loan Sizing (MORGANTOWN, WV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,715 | $467,905,000 | $272,831 |
| $100k-200k | 1,659 | $250,225,000 | $150,829 |
| $100,000 or less | 577 | $39,225,000 | $67,981 |
| $400k-600k | 301 | $143,615,000 | $477,126 |
| $600k-1000k | 113 | $84,285,000 | $745,885 |
| $Over $1MM | 41 | $99,405,000 | $2,424,512 |
MORGANTOWN's loan sizing saw the bucket of loans from $200k-400k with 1,715 originations, totaling $467,905,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,751 | $453,595,000 | $259,049 |
| 60-80% | 1,426 | $392,180,000 | $275,021 |
| 40-60% | 501 | $114,075,000 | $227,695 |
| 20-40% | 302 | $39,900,000 | $132,119 |
| Under 20% | 131 | $8,525,000 | $65,076 |
| Over 100% | 54 | $16,900,000 | $312,963 |
MORGANTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,751 originations, totaling $453,595,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - MORGANTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $214,925 (0.0%) | $285,427 (3.3%) | 0.79 | 618 |
| 2018-02-01 | $220,000 (3.0%) | $295,484 (8.2%) | 0.79 | 565 |
| 2018-03-01 | $237,400 (10.6%) | $312,024 (13.2%) | 0.82 | 517 |
| 2018-04-01 | $241,450 (7.3%) | $313,676 (8.6%) | 0.81 | 544 |
| 2018-05-01 | $239,250 (4.1%) | $308,290 (4.3%) | 0.80 | 588 |
| 2018-06-01 | $229,900 (0.4%) | $299,655 (0.4%) | 0.77 | 611 |
| 2018-07-01 | $229,450 (0.2%) | $292,395 (-3.5%) | 0.77 | 641 |
| 2018-08-01 | $232,350 (1.5%) | $298,323 (-0.6%) | 0.78 | 643 |
| 2018-09-01 | $239,000 (8.6%) | $299,440 (0.1%) | 0.80 | 663 |
| 2018-10-01 | $239,700 (10.0%) | $300,741 (3.4%) | 0.80 | 649 |
| 2018-11-01 | $240,400 (11.8%) | $301,003 (5.0%) | 0.81 | 613 |
| 2018-12-01 | $239,900 (11.6%) | $296,841 (3.4%) | 0.82 | 560 |
| 2019-01-01 | $244,950 (14.0%) | $308,052 (7.9%) | 0.84 | 502 |
| 2019-02-01 | $244,900 (11.3%) | $314,056 (6.3%) | 0.82 | 498 |
| 2019-03-01 | $253,514 (6.8%) | $322,293 (3.3%) | 0.83 | 491 |
| 2019-04-01 | $263,514 (9.1%) | $326,448 (4.1%) | 0.83 | 502 |
| 2019-05-01 | $266,150 (11.2%) | $325,827 (5.7%) | 0.82 | 550 |
| 2019-06-01 | $259,900 (13.1%) | $319,890 (6.8%) | 0.80 | 590 |
| 2019-07-01 | $262,900 (14.6%) | $320,949 (9.8%) | 0.82 | 613 |
| 2019-08-01 | $267,286 (15.0%) | $322,904 (8.2%) | 0.84 | 636 |
| 2019-09-01 | $265,000 (10.9%) | $323,800 (8.1%) | 0.84 | 666 |
| 2019-10-01 | $259,950 (8.5%) | $315,216 (4.8%) | 0.83 | 658 |
| 2019-11-01 | $255,000 (6.1%) | $303,944 (1.0%) | 0.82 | 610 |
| 2019-12-01 | $252,300 (5.2%) | $298,838 (0.7%) | 0.84 | 582 |
| 2020-01-01 | $256,850 (4.9%) | $304,675 (-1.1%) | 0.86 | 498 |
| 2020-02-01 | $265,000 (8.2%) | $319,335 (1.7%) | 0.86 | 480 |
| 2020-03-01 | $275,000 (8.5%) | $343,624 (6.6%) | 0.86 | 477 |
| 2020-04-01 | $276,000 (4.7%) | $345,593 (5.9%) | 0.86 | 476 |
| 2020-05-01 | $289,900 (8.9%) | $353,099 (8.4%) | 0.88 | 439 |
| 2020-06-01 | $289,900 (11.5%) | $360,493 (12.7%) | 0.85 | 401 |
| 2020-07-01 | $280,000 (6.5%) | $357,716 (11.5%) | 0.80 | 385 |
| 2020-08-01 | $275,000 (2.9%) | $364,220 (12.8%) | 0.79 | 379 |
| 2020-09-01 | $275,500 (4.0%) | $366,827 (13.3%) | 0.79 | 366 |
| 2020-10-01 | $269,900 (3.8%) | $362,933 (15.1%) | 0.77 | 365 |
| 2020-11-01 | $267,950 (5.1%) | $349,832 (15.1%) | 0.77 | 332 |
| 2020-12-01 | $269,500 (6.8%) | $351,746 (17.7%) | 0.79 | 303 |
| 2021-01-01 | $274,500 (6.9%) | $346,015 (13.6%) | 0.81 | 261 |
| 2021-02-01 | $274,500 (3.6%) | $334,726 (4.8%) | 0.79 | 238 |
| 2021-03-01 | $294,700 (7.2%) | $368,781 (7.3%) | 0.83 | 209 |
| 2021-04-01 | $302,825 (9.7%) | $383,343 (10.9%) | 0.81 | 201 |
| 2021-05-01 | $299,000 (3.1%) | $399,057 (13.0%) | 0.79 | 192 |
| 2021-06-01 | $305,950 (5.5%) | $414,256 (14.9%) | 0.79 | 203 |
| 2021-07-01 | $292,250 (4.4%) | $393,774 (10.1%) | 0.76 | 221 |
| 2021-08-01 | $275,000 (0.0%) | $379,148 (4.1%) | 0.72 | 223 |
| 2021-09-01 | $259,900 (-5.7%) | $360,703 (-1.7%) | 0.68 | 238 |
| 2021-10-01 | $264,900 (-1.9%) | $353,049 (-2.7%) | 0.70 | 232 |
| 2021-11-01 | $270,000 (0.8%) | $354,586 (1.4%) | 0.71 | 221 |
| 2021-12-01 | $284,000 (5.4%) | $355,857 (1.2%) | 0.76 | 187 |
| 2022-01-01 | $279,900 (2.0%) | $343,352 (-0.8%) | 0.75 | 141 |
| 2022-02-01 | $285,000 (3.8%) | $365,382 (9.2%) | 0.73 | 124 |
| 2022-03-01 | $299,450 (1.6%) | $394,565 (7.0%) | 0.74 | 133 |
| 2022-04-01 | $299,900 (-1.0%) | $404,015 (5.4%) | 0.71 | 132 |
MORGANTOWN's median listing price comes in at 71% of the national average.
MORGANTOWN's average listing price for 2022-04-01 was $404,015, a difference of $20,672 (5.4%) versus the prior year and $9,450 versus the prior month.
For the 2022-04-01 period, MORGANTOWN had 132 MLS listings, a difference of -1 listings (-1%) versus the prior month and -69 listings (-34%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MORGANTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 132 days | 1,940 sqft |
| 2018-02-01 | 135 days | 1,924 sqft |
| 2018-03-01 | 141 days | 2,016 sqft |
| 2018-04-01 | 106 days | 2,027 sqft |
| 2018-05-01 | 77 days | 1,980 sqft |
| 2018-06-01 | 79 days | 1,976 sqft |
| 2018-07-01 | 80 days | 1,965 sqft |
| 2018-08-01 | 87 days | 1,973 sqft |
| 2018-09-01 | 92 days | 1,970 sqft |
| 2018-10-01 | 94 days | 1,981 sqft |
| 2018-11-01 | 99 days | 1,943 sqft |
| 2018-12-01 | 109 days | 1,898 sqft |
| 2019-01-01 | 119 days | 1,898 sqft |
| 2019-02-01 | 120 days | 1,898 sqft |
| 2019-03-01 | 122 days | 1,963 sqft |
| 2019-04-01 | 78 days | 2,001 sqft |
| 2019-05-01 | 65 days | 2,035 sqft |
| 2019-06-01 | 72 days | 2,016 sqft |
| 2019-07-01 | 80 days | 2,045 sqft |
| 2019-08-01 | 91 days | 2,054 sqft |
| 2019-09-01 | 92 days | 2,028 sqft |
| 2019-10-01 | 102 days | 2,006 sqft |
| 2019-11-01 | 109 days | 1,985 sqft |
| 2019-12-01 | 130 days | 1,952 sqft |
| 2020-01-01 | 133 days | 2,019 sqft |
| 2020-02-01 | 141 days | 2,082 sqft |
| 2020-03-01 | 104 days | 2,230 sqft |
| 2020-04-01 | 89 days | 2,194 sqft |
| 2020-05-01 | 94 days | 2,206 sqft |
| 2020-06-01 | 99 days | 2,248 sqft |
| 2020-07-01 | 85 days | 2,170 sqft |
| 2020-08-01 | 67 days | 2,127 sqft |
| 2020-09-01 | 75 days | 2,152 sqft |
| 2020-10-01 | 84 days | 2,100 sqft |
| 2020-11-01 | 94 days | 2,074 sqft |
| 2020-12-01 | 107 days | 1,951 sqft |
| 2021-01-01 | 103 days | 2,005 sqft |
| 2021-02-01 | 100 days | 1,975 sqft |
| 2021-03-01 | 98 days | 2,142 sqft |
| 2021-04-01 | 79 days | 2,119 sqft |
| 2021-05-01 | 63 days | 2,216 sqft |
| 2021-06-01 | 61 days | 2,179 sqft |
| 2021-07-01 | 57 days | 2,002 sqft |
| 2021-08-01 | 59 days | 1,965 sqft |
| 2021-09-01 | 66 days | 1,865 sqft |
| 2021-10-01 | 69 days | 1,883 sqft |
| 2021-11-01 | 75 days | 1,894 sqft |
| 2021-12-01 | 82 days | 1,836 sqft |
| 2022-01-01 | 87 days | 1,821 sqft |
| 2022-02-01 | 92 days | 1,888 sqft |
| 2022-03-01 | 63 days | 1,935 sqft |
| 2022-04-01 | 53 days | 1,897 sqft |
MORGANTOWN's median square footage for active listings during the 2022-04-01 period was 1,897 sqft. One year prior, the average listing was 2,119 sqft.
