WINCHESTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Winchester averaged
6.82%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
6.79% and
one month ago for the week of 2023-10-26, the
average rate was 7.59%.
Winchester's average rate one year ago was 6.08%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.21%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Winchester 30 Year Fixed Rate | 2023-11-30 | 6.82% |
| Winchester 30 Year Fixed Rate Refi | 2023-11-30 | 6.21% |
| Winchester 15 Year Fixed Rate | 2023-11-30 | 6.04% |
| Winchester 15 Year Fixed Rate Refi | 2023-11-30 | 5.67% |
| Winchester 30 Year FHA | 2023-11-30 | 6.8% |
| Winchester 30 Year FHA Refi | 2023-11-30 | 6.85% |
| Winchester 30 Year USDA | 2023-11-30 | 6.01% |
| Winchester 30 Year USDA Refi | 2023-11-30 | 6.8% |
| Winchester 30 Year VA | 2023-11-30 | 6.27% |
| Winchester 30 Year VA Refi | 2023-11-30 | 6.97% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINCHESTER, VA-WV.
WINCHESTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WINCHESTER, VA-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WINCHESTER Average Closing Costs & Other Stats
WINCHESTER, VA-WV's 192 lenders originated 4,262
loans during 2022. The total origination value was $1,199,220,000, with an average loan value of
$281,375.
WINCHESTER's average closing costs are $5,529.
The top WINCHESTER lender as defined by loan originations is Integrity Home Mortgage Corp, with
180 loans originated. Their average total fees are
$6,048, which is $878
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WINCHESTER lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($2,024), City National Bank of West Virginia ($2,088), Shea Mortgage Inc. ($2,344), PENTAGON FEDERAL CREDIT UNION ($4,244) and Alcova Mortgage LLC ($4,366).
The lowest rate WINCHESTER lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.99%), Apple Federal Credit Union (4.05%), JPMorgan Chase Bank (4.09%), PENNYMAC LOAN SERVICES, LLC (4.22%) and AMERISAVE MORTGAGE CORPORATION (4.27%).
WINCHESTER, VA-WV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Integrity Home Mortgage Corp | $163,020,000 | $71,470,000 | -56.2% | 6.0% |
| QUICKEN LOANS, LLC | $188,265,000 | $69,700,000 | -63.0% | 5.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $84,715,000 | $46,560,000 | -45.0% | 3.9% |
| NAVY FEDERAL CREDIT UNION | $61,090,000 | $45,425,000 | -25.6% | 3.8% |
| MCLEAN MORTGAGE CORPORATION | $76,795,000 | $41,655,000 | -45.8% | 3.5% |
| LOANDEPOT.COM, LLC | $48,190,000 | $33,520,000 | -30.4% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $48,965,000 | $32,275,000 | -34.1% | 2.7% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $30,035,000 | n/a | 2.5% | |
| Truist | $39,315,000 | $27,020,000 | -31.3% | 2.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $11,560,000 | $25,435,000 | 120.0% | 2.1% |
| Wells Fargo Bank | $58,645,000 | $23,975,000 | -59.1% | 2.0% |
| Bank of Clarke County | $38,160,000 | $23,750,000 | -37.8% | 2.0% |
| CBM Mortgage, Inc. | $45,480,000 | $22,230,000 | -51.1% | 1.9% |
| Community Bank of the Chesapeake | $150,000 | $20,585,000 | 13,623.3% | 1.7% |
| Atlantic Coast Mortgage, LLC | $21,330,000 | $19,550,000 | -8.3% | 1.6% |
| HOMESPIRE MORTGAGE CORPORATION | $33,800,000 | $19,425,000 | -42.5% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $47,735,000 | $19,000,000 | -60.2% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $25,145,000 | $18,925,000 | -24.7% | 1.6% |
| NVR Mortgage Finance, Inc. | $28,050,000 | $18,300,000 | -34.8% | 1.5% |
| Bank of Romney | $21,890,000 | $16,860,000 | -23.0% | 1.4% |
| MainStreet Bank | $15,290,000 | n/a | 1.3% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $37,740,000 | $15,125,000 | -59.9% | 1.3% |
| Mortgage Research Center, LLC | $16,160,000 | $15,030,000 | -7.0% | 1.3% |
| Apple Federal Credit Union | $20,325,000 | $14,685,000 | -27.7% | 1.2% |
| Summit Community Bank, Inc. | $8,750,000 | $13,985,000 | 59.8% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $35,805,000 | $13,360,000 | -62.7% | 1.1% |
| George Mason Mortgage, LLC | $26,645,000 | $12,585,000 | -52.8% | 1.0% |
| First Bank | $23,665,000 | $12,525,000 | -47.1% | 1.0% |
| City National Bank of West Virginia | $7,910,000 | $11,330,000 | 43.2% | 0.9% |
| FNB Bank, Inc. | $15,450,000 | $11,210,000 | -27.4% | 0.9% |
| NFM, INC. | $10,070,000 | $11,175,000 | 11.0% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $7,910,000 | $11,065,000 | 39.9% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $74,085,000 | $10,285,000 | -86.1% | 0.9% |
| GUILD MORTGAGE COMPANY | $3,020,000 | $10,130,000 | 235.4% | 0.8% |
| Capon Valley Bank | $7,240,000 | $9,820,000 | 35.6% | 0.8% |
| United Bank | $8,490,000 | $9,010,000 | 6.1% | 0.8% |
| CALIBER HOME LOANS, INC. | $13,965,000 | $8,675,000 | -37.9% | 0.7% |
| EMBRACE HOME LOANS, INC. | $14,090,000 | $8,340,000 | -40.8% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $14,025,000 | $7,585,000 | -45.9% | 0.6% |
| PENTAGON FEDERAL CREDIT UNION | $11,800,000 | $7,535,000 | -36.1% | 0.6% |
| First Heritage Mortgage, LLC | $14,835,000 | $7,120,000 | -52.0% | 0.6% |
| Alcova Mortgage LLC | $25,400,000 | $7,090,000 | -72.1% | 0.6% |
| Shea Mortgage Inc. | $4,680,000 | $7,055,000 | 50.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $29,790,000 | $6,855,000 | -77.0% | 0.6% |
| Bank of America | $6,840,000 | $6,420,000 | -6.1% | 0.5% |
| JAMS-01, INC. | $3,020,000 | $6,235,000 | 106.5% | 0.5% |
| CMG MORTGAGE, INC. | $450,000 | $6,170,000 | 1,271.1% | 0.5% |
| Prosperity Home Mortgage, LLC | $8,115,000 | $6,100,000 | -24.8% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $18,715,000 | $6,020,000 | -67.8% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,485,000 | $5,725,000 | 4.4% | 0.5% |
| INTERCOASTAL MORTGAGE COMPANY | $19,145,000 | $5,570,000 | -70.9% | 0.5% |
| NEWREZ LLC | $15,895,000 | $5,535,000 | -65.2% | 0.5% |
| Atlantic Union Bank | $5,945,000 | $5,415,000 | -8.9% | 0.5% |
| BETTER MORTGAGE CORPORATION | $11,580,000 | $5,240,000 | -54.7% | 0.4% |
| UNION HOME MORTGAGE CORP. | $6,050,000 | $5,050,000 | -16.5% | 0.4% |
| BROKER SOLUTIONS, INC. | $6,915,000 | $4,890,000 | -29.3% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,595,000 | $4,820,000 | -36.5% | 0.4% |
| NEW DAY FINANCIAL, LLC | $8,985,000 | $4,805,000 | -46.5% | 0.4% |
| JPMorgan Chase Bank | $6,330,000 | $4,745,000 | -25.0% | 0.4% |
| Northwest Federal Credit Union | $9,325,000 | $4,705,000 | -49.5% | 0.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | $7,585,000 | $4,620,000 | -39.1% | 0.4% |
| F & M BANK CORP. | $1,945,000 | $4,610,000 | 137.0% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $7,890,000 | $4,410,000 | -44.1% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $13,090,000 | $4,260,000 | -67.5% | 0.4% |
| GUARANTEED RATE, INC. | $7,925,000 | $4,010,000 | -49.4% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $11,090,000 | $3,985,000 | -64.1% | 0.3% |
| PNC Bank | $4,215,000 | $3,870,000 | -8.2% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,175,000 | $3,620,000 | -41.4% | 0.3% |
| M&T Bank | $2,050,000 | $3,355,000 | 63.7% | 0.3% |
| TIAA, FSB | $3,305,000 | n/a | 0.3% | |
| CAPITAL CENTER, L.L.C. | $3,830,000 | $3,170,000 | -17.2% | 0.3% |
| Citizens Bank | $2,870,000 | $3,155,000 | 9.9% | 0.3% |
| Vellum Mortgage, Inc. | $3,300,000 | $3,075,000 | -6.8% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,580,000 | $3,035,000 | -15.2% | 0.3% |
| EagleBank | $4,085,000 | $3,020,000 | -26.1% | 0.3% |
| First National Bank of Pennsylvania | $655,000 | $2,945,000 | 349.6% | 0.2% |
| USAA Federal Savings Bank | $5,785,000 | $2,930,000 | -49.4% | 0.2% |
| First-Citizens Bank & Trust Company | $4,645,000 | $2,870,000 | -38.2% | 0.2% |
| FIRST SAVINGS MORTGAGE CORPORATION | $4,450,000 | $2,845,000 | -36.1% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $4,655,000 | $2,765,000 | -40.6% | 0.2% |
| Flagstar Bank, FSB | $6,340,000 | $2,760,000 | -56.5% | 0.2% |
| AgFirst Farm Credit Bank | $6,805,000 | $2,705,000 | -60.2% | 0.2% |
| The Freedom Bank of Virginia | $1,795,000 | $2,660,000 | 48.2% | 0.2% |
| APEX HOME LOANS, INC. | $890,000 | $2,570,000 | 188.8% | 0.2% |
| U.S. Bank | $5,730,000 | $2,445,000 | -57.3% | 0.2% |
| Bank of Charles Town | $3,210,000 | $2,410,000 | -24.9% | 0.2% |
| Ameris Bank | $4,185,000 | $2,375,000 | -43.2% | 0.2% |
| Jefferson Security Bank | $3,170,000 | $2,355,000 | -25.7% | 0.2% |
| Carrington Mortgage Services, LLC | $8,405,000 | $2,245,000 | -73.3% | 0.2% |
| Blue Ridge Bank | $7,070,000 | $2,220,000 | -68.6% | 0.2% |
| The Federal Savings Bank | $5,920,000 | $2,220,000 | -62.5% | 0.2% |
| Discover Bank | $775,000 | $2,185,000 | 181.9% | 0.2% |
| TD Bank | $1,630,000 | $2,180,000 | 33.7% | 0.2% |
| CNB Bank Inc. | $935,000 | $1,975,000 | 111.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,315,000 | $1,925,000 | -55.4% | 0.2% |
| MORTGAGE ACCESS CORP. | $925,000 | $1,920,000 | 107.6% | 0.2% |
| Sandy Spring Bank | $2,885,000 | $1,905,000 | -34.0% | 0.2% |
| TOWER | $1,475,000 | $1,905,000 | 29.2% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $3,775,000 | $1,830,000 | -51.5% | 0.2% |
| NETWORK CAPITAL FUNDING CORPORATION | $8,700,000 | $1,820,000 | -79.1% | 0.2% |
| BAY EQUITY LLC | $1,745,000 | n/a | 0.1% | |
| Towne Bank | $3,530,000 | $1,740,000 | -50.7% | 0.1% |
| NBKC BANK | $2,905,000 | $1,730,000 | -40.4% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,105,000 | $1,720,000 | 55.7% | 0.1% |
| First National Bank of America | $600,000 | $1,700,000 | 183.3% | 0.1% |
| C & F Mortgage Corporation | $1,565,000 | $1,680,000 | 7.3% | 0.1% |
| Strong Home Mortgage, LLC | $6,325,000 | $1,675,000 | -73.5% | 0.1% |
| Nations Lending Corporation | $2,180,000 | $1,605,000 | -26.4% | 0.1% |
| MidAtlantic Farm Credit, ACA | $1,460,000 | $1,525,000 | 4.5% | 0.1% |
| GSF Mortgage Corporation | $145,000 | $1,460,000 | 906.9% | 0.1% |
| Presidential Bank, FSB | $5,070,000 | $1,455,000 | -71.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,110,000 | $1,435,000 | -53.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $905,000 | $1,410,000 | 55.8% | 0.1% |
| DUPONT COMMUNITY | $1,110,000 | $1,340,000 | 20.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | $1,340,000 | 1,961.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,225,000 | $1,290,000 | -60.0% | 0.1% |
| SIRVA MORTGAGE, INC. | $2,455,000 | $1,280,000 | -47.9% | 0.1% |
| PHH Mortgage Corporation | $580,000 | $1,265,000 | 118.1% | 0.1% |
| SWBC MORTGAGE CORPORATION | $5,205,000 | $1,255,000 | -75.9% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $1,535,000 | $1,235,000 | -19.5% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $3,305,000 | $1,230,000 | -62.8% | 0.1% |
| Gateway First Bank | $140,000 | $1,220,000 | 771.4% | 0.1% |
| Hometown Lenders, Inc. | $115,000 | $1,195,000 | 939.1% | 0.1% |
| Pendleton Community Bank, Inc. | $270,000 | $1,095,000 | 305.6% | 0.1% |
| United Nations Federal Credit Union | $225,000 | $1,090,000 | 384.4% | 0.1% |
| STATE EMPLOYEES' | $65,000 | $1,085,000 | 1,569.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $580,000 | $1,080,000 | 86.2% | 0.1% |
| EMM LOANS LLC | $1,055,000 | n/a | 0.1% | |
| First Federal Bank | $4,265,000 | $1,030,000 | -75.8% | 0.1% |
| Magnolia Bank | $490,000 | $1,005,000 | 105.1% | 0.1% |
| Northpointe Bank | $1,170,000 | $1,005,000 | -14.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,835,000 | $955,000 | -48.0% | 0.1% |
| Middletown Valley Bank | $955,000 | n/a | 0.1% | |
| WesBanco Bank, Inc. | $300,000 | $945,000 | 215.0% | 0.1% |
| Figure Lending LLC | $345,000 | $925,000 | 168.1% | 0.1% |
| PARTNERS 1ST Federal Credit Union | $2,280,000 | $920,000 | -59.6% | 0.1% |
| ALLIANT CREDIT UNION | $1,875,000 | $910,000 | -51.5% | 0.1% |
| Charles Schwab Bank, SSB | $585,000 | $890,000 | 52.1% | 0.1% |
| North American Savings Bank, F.S.B. | $3,110,000 | $890,000 | -71.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $640,000 | $875,000 | 36.7% | 0.1% |
| LENDINGONE, LLC | $1,330,000 | $870,000 | -34.6% | 0.1% |
| Citibank | $250,000 | $860,000 | 244.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,130,000 | $850,000 | -24.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $145,000 | $840,000 | 479.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,070,000 | $830,000 | -79.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $820,000 | n/a | 0.1% | |
| EASTMAN | $820,000 | n/a | 0.1% | |
| Virginia Credit Union, Inc. | $1,825,000 | $820,000 | -55.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $4,040,000 | $800,000 | -80.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $785,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $2,450,000 | $770,000 | -68.6% | 0.1% |
| US MORTGAGE CORPORATION | $415,000 | $760,000 | 83.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | $750,000 | 284.6% | 0.1% |
| ARC HOME LLC | $845,000 | $750,000 | -11.2% | 0.1% |
| NORTHROP GRUMMAN Federal Credit Union | $135,000 | $750,000 | 455.6% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $165,000 | $720,000 | 336.4% | 0.1% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $710,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $2,495,000 | $705,000 | -71.7% | 0.1% |
| MILLENNIUM FINANCIAL GROUP, INC. | $2,345,000 | $705,000 | -69.9% | 0.1% |
| ARLINGTON COMMUNITY | $700,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $290,000 | $680,000 | 134.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,030,000 | $675,000 | -66.7% | 0.1% |
| First Internet Bank of Indiana | $520,000 | $675,000 | 29.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,140,000 | $670,000 | -41.2% | 0.1% |
| First United Corporation | $665,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $2,270,000 | $655,000 | -71.1% | 0.1% |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION | $915,000 | $625,000 | -31.7% | 0.1% |
| Willamette Valley Bank | $615,000 | n/a | 0.1% | |
| NexBank | $600,000 | n/a | 0.1% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $405,000 | $595,000 | 46.9% | 0.0% |
| DAS Acquisition Company, LLC | $1,115,000 | $595,000 | -46.6% | 0.0% |
| Lakeview Community Capital, LLC | $1,440,000 | $595,000 | -58.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $880,000 | $585,000 | -33.5% | 0.0% |
| SPRING EQ, LLC | $840,000 | $585,000 | -30.4% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $620,000 | $580,000 | -6.5% | 0.0% |
| Farm Credit of the Virginias, ACA | $1,865,000 | $580,000 | -68.9% | 0.0% |
| Fulton Bank | $1,930,000 | $580,000 | -69.9% | 0.0% |
| SOFI LENDING CORP. | $1,680,000 | $570,000 | -66.1% | 0.0% |
| Waterstone Mortgage Corporation | $640,000 | $570,000 | -10.9% | 0.0% |
| NEXTMARK | $140,000 | $565,000 | 303.6% | 0.0% |
| Encompass Lending Group, LP | $560,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $2,010,000 | $550,000 | -72.6% | 0.0% |
| KELLER MORTGAGE, LLC | $245,000 | $545,000 | 122.4% | 0.0% |
| NASA Federal Credit Union | $285,000 | $545,000 | 91.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $845,000 | $540,000 | -36.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $430,000 | $535,000 | 24.4% | 0.0% |
| GREENSTATE CREDIT UNION | $535,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $2,225,000 | $530,000 | -76.2% | 0.0% |
| Congressional Bank | $520,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $415,000 | $520,000 | 25.3% | 0.0% |
| CLEARPATH LENDING | $4,220,000 | $515,000 | -87.8% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,195,000 | $510,000 | -76.8% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | $495,000 | 62.3% | 0.0% |
| FEDCHOICE Federal Credit Union | $490,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $255,000 | $470,000 | 84.3% | 0.0% |
| Armed Forces Bank | $465,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $460,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $195,000 | $460,000 | 135.9% | 0.0% |
| Plains Commerce Bank | $1,310,000 | $450,000 | -65.6% | 0.0% |
| UNITED MORTGAGE CORP. | $450,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $305,000 | $445,000 | 45.9% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $325,000 | $445,000 | 36.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $185,000 | $440,000 | 137.8% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $815,000 | $430,000 | -47.2% | 0.0% |
| FirstBank | $2,710,000 | $425,000 | -84.3% | 0.0% |
| Ally Bank | $415,000 | n/a | 0.0% | |
| FRANKLIN MINT | $405,000 | n/a | 0.0% | |
| Silicon Valley Bank | $405,000 | n/a | 0.0% | |
| CHESSIE | $580,000 | $390,000 | -32.8% | 0.0% |
| Chicago Mortgage Solutions LLC | $1,515,000 | $390,000 | -74.3% | 0.0% |
| TEACHERS | $390,000 | n/a | 0.0% | |
| Metro City Bank | $510,000 | $385,000 | -24.5% | 0.0% |
| Arvest Bank | $620,000 | $365,000 | -41.1% | 0.0% |
| Stifel Bank and Trust | $285,000 | $365,000 | 28.1% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $895,000 | $360,000 | -59.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $355,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $255,000 | $355,000 | 39.2% | 0.0% |
| Paramount Bank | $295,000 | $345,000 | 16.9% | 0.0% |
| Beeline Loans, Inc. | $390,000 | $335,000 | -14.1% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $285,000 | $335,000 | 17.5% | 0.0% |
| The Huntington National Bank | $885,000 | $335,000 | -62.1% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $755,000 | $325,000 | -57.0% | 0.0% |
| DEPARTMENT OF COMMERCE | $315,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $315,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $2,240,000 | $315,000 | -85.9% | 0.0% |
| PIONEER BANK | $305,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $275,000 | $295,000 | 7.3% | 0.0% |
| NP, Inc. | $795,000 | $295,000 | -62.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $265,000 | $290,000 | 9.4% | 0.0% |
| Fifth Third Bank | $1,815,000 | $285,000 | -84.3% | 0.0% |
| Ixonia Bank | $285,000 | n/a | 0.0% | |
| LOANPAL, LLC | $1,200,000 | $285,000 | -76.3% | 0.0% |
| Princeton Mortgage Corporation | $215,000 | $285,000 | 32.6% | 0.0% |
| SONABANK | $840,000 | $285,000 | -66.1% | 0.0% |
| Clear Mountain Bank | $390,000 | $275,000 | -29.5% | 0.0% |
| First Option Mortgage, LLC | $275,000 | n/a | 0.0% | |
| MILEND, INC. | $905,000 | $275,000 | -69.6% | 0.0% |
| Morgan Stanley Private Bank | $265,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $265,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $265,000 | n/a | 0.0% | |
| The Central Trust Bank | $265,000 | n/a | 0.0% | |
| The Union Bank Company | $265,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $260,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $545,000 | $255,000 | -53.2% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $255,000 | n/a | 0.0% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $600,000 | $255,000 | -57.5% | 0.0% |
| N R L Federal Credit Union | $55,000 | $255,000 | 363.6% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $625,000 | $245,000 | -60.8% | 0.0% |
| ACT 1ST FCU | $95,000 | $240,000 | 152.6% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,050,000 | $240,000 | -77.1% | 0.0% |
| CityWorth Mortgage LLC | $335,000 | $235,000 | -29.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $235,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $235,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $415,000 | $235,000 | -43.4% | 0.0% |
| OVM FINANCIAL, INC. | $335,000 | $235,000 | -29.9% | 0.0% |
| Prime Choice Funding Inc. | $995,000 | $235,000 | -76.4% | 0.0% |
| Virginia National Bank | $230,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $860,000 | $225,000 | -73.8% | 0.0% |
| FBC MORTGAGE, LLC | $310,000 | $225,000 | -27.4% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $225,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $550,000 | $220,000 | -60.0% | 0.0% |
| OAKTREE FUNDING CORP. | $215,000 | n/a | 0.0% | |
| Peoples Bank | $215,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $1,135,000 | $215,000 | -81.1% | 0.0% |
| Capital Bank | $2,910,000 | $205,000 | -93.0% | 0.0% |
| JUSTICE Federal Credit Union | $130,000 | $205,000 | 57.7% | 0.0% |
| MLD MORTGAGE INC. | $500,000 | $205,000 | -59.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $380,000 | $205,000 | -46.1% | 0.0% |
| NMSI, INC. | $185,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $300,000 | $185,000 | -38.3% | 0.0% |
| NSWC Federal Credit Union | $155,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $290,000 | $155,000 | -46.6% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $2,170,000 | $155,000 | -92.9% | 0.0% |
| Burke & Herbert Bank & Trust Company | $115,000 | n/a | 0.0% | |
| AFFINITY | $105,000 | n/a | 0.0% | |
| HANSCOM | $105,000 | n/a | 0.0% | |
| DOMINION ENERGY CREDIT UNION | $85,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $265,000 | $85,000 | -67.9% | 0.0% |
| USAlliance Federal Credit Union | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| The Grant County Bank | $65,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $55,000 | n/a | 0.0% | |
| South State Bank | $45,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $35,000 | n/a | 0.0% |
WINCHESTER's top lender by overall market share is Integrity Home Mortgage Corp, with 6.0% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $69,700,000 in loans. In third place, with 3.9%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $46,560,000 in loans. In fourth place, with 3.8%, is NAVY FEDERAL CREDIT UNION, having originated $45,425,000 in loans. In fifth place, with 3.5%, is MCLEAN MORTGAGE CORPORATION, having originated $41,655,000 in loans.
WINCHESTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $278,500 (4.3%) | $311,248 (7.4%) | 0.00 | 490 |
| 2018-02-01 | $287,870 (6.6%) | $317,767 (8.1%) | 0.00 | 500 |
| 2018-03-01 | $294,740 (5.3%) | $320,369 (4.4%) | 0.00 | 544 |
| 2018-04-01 | $299,450 (7.0%) | $327,055 (5.3%) | 0.00 | 592 |
| 2018-05-01 | $299,995 (1.7%) | $331,492 (3.2%) | 0.00 | 636 |
| 2018-06-01 | $299,900 (0.6%) | $325,766 (0.8%) | 0.00 | 686 |
| 2018-07-01 | $297,226 (2.9%) | $322,083 (3.4%) | 0.00 | 726 |
| 2018-08-01 | $289,900 (0.3%) | $316,984 (2.4%) | 0.00 | 737 |
| 2018-09-01 | $275,500 (-4.3%) | $311,404 (-0.6%) | 0.00 | 748 |
| 2018-10-01 | $278,950 (-4.6%) | $316,225 (1.3%) | 0.00 | 725 |
| 2018-11-01 | $285,771 (2.0%) | $319,470 (1.7%) | 0.00 | 722 |
| 2018-12-01 | $287,684 (4.7%) | $319,504 (4.4%) | 0.00 | 657 |
| 2019-01-01 | $289,575 (4.0%) | $317,795 (2.1%) | 0.00 | 560 |
| 2019-02-01 | $296,198 (2.9%) | $322,803 (1.6%) | 0.00 | 563 |
| 2019-03-01 | $298,653 (1.3%) | $328,159 (2.4%) | 0.00 | 594 |
| 2019-04-01 | $297,198 (-0.8%) | $331,554 (1.4%) | 0.00 | 636 |
| 2019-05-01 | $301,945 (0.7%) | $342,899 (3.4%) | 0.00 | 616 |
| 2019-06-01 | $299,000 (-0.3%) | $342,827 (5.2%) | 0.00 | 638 |
| 2019-07-01 | $299,995 (0.9%) | $341,654 (6.1%) | 0.00 | 637 |
| 2019-08-01 | $299,911 (3.5%) | $340,043 (7.3%) | 0.00 | 648 |
| 2019-09-01 | $299,792 (8.8%) | $338,267 (8.6%) | 0.00 | 665 |
| 2019-10-01 | $299,861 (7.5%) | $337,358 (6.7%) | 0.00 | 672 |
| 2019-11-01 | $296,495 (3.8%) | $332,954 (4.2%) | 0.00 | 623 |
| 2019-12-01 | $297,225 (3.3%) | $334,237 (4.6%) | 0.00 | 565 |
| 2020-01-01 | $293,245 (1.3%) | $334,314 (5.2%) | 0.00 | 520 |
| 2020-02-01 | $297,995 (0.6%) | $339,320 (5.1%) | 0.00 | 492 |
| 2020-03-01 | $301,218 (0.9%) | $344,621 (5.0%) | 0.00 | 499 |
| 2020-04-01 | $301,448 (1.4%) | $348,476 (5.1%) | 0.00 | 503 |
| 2020-05-01 | $317,990 (5.3%) | $354,554 (3.4%) | 0.00 | 497 |
| 2020-06-01 | $329,495 (10.2%) | $371,355 (8.3%) | 0.00 | 431 |
| 2020-07-01 | $314,993 (5.0%) | $372,688 (9.1%) | 0.00 | 367 |
| 2020-08-01 | $334,990 (11.7%) | $396,154 (16.5%) | 0.00 | 301 |
| 2020-09-01 | $329,713 (10.0%) | $394,821 (16.7%) | 0.00 | 257 |
| 2020-10-01 | $299,900 (0.0%) | $391,719 (16.1%) | 0.00 | 245 |
| 2020-11-01 | $299,900 (1.2%) | $404,369 (21.5%) | 0.00 | 232 |
| 2020-12-01 | $308,675 (3.9%) | $413,274 (23.7%) | 0.00 | 198 |
| 2021-01-01 | $329,900 (12.5%) | $413,321 (23.6%) | 0.00 | 167 |
| 2021-02-01 | $334,450 (12.2%) | $411,594 (21.3%) | 0.00 | 138 |
| 2021-03-01 | $369,450 (22.7%) | $419,381 (21.7%) | 0.00 | 159 |
| 2021-04-01 | $374,900 (24.4%) | $413,547 (18.7%) | 0.00 | 195 |
| 2021-05-01 | $389,900 (22.6%) | $415,171 (17.1%) | 0.00 | 205 |
| 2021-06-01 | $389,900 (18.3%) | $425,553 (14.6%) | 0.00 | 238 |
| 2021-07-01 | $379,900 (20.6%) | $429,703 (15.3%) | 0.00 | 267 |
| 2021-08-01 | $392,000 (17.0%) | $434,781 (9.8%) | 0.00 | 273 |
| 2021-09-01 | $366,975 (11.3%) | $413,630 (4.8%) | 0.00 | 290 |
| 2021-10-01 | $359,900 (20.0%) | $419,486 (7.1%) | 0.00 | 271 |
| 2021-11-01 | $356,000 (18.7%) | $422,068 (4.4%) | 0.00 | 248 |
| 2021-12-01 | $377,450 (22.3%) | $427,679 (3.5%) | 0.00 | 217 |
| 2022-01-01 | $402,450 (22.0%) | $446,831 (8.1%) | 0.00 | 148 |
| 2022-02-01 | $395,873 (18.4%) | $441,087 (7.2%) | 0.00 | 137 |
| 2022-03-01 | $377,945 (2.3%) | $436,417 (4.1%) | 0.00 | 159 |
| 2022-04-01 | $389,950 (4.0%) | $463,059 (12.0%) | 0.00 | 174 |
| 2022-05-01 | $427,750 (9.7%) | $483,182 (16.4%) | 0.00 | 217 |
| 2022-06-01 | $434,425 (11.4%) | $489,323 (15.0%) | 0.00 | 262 |
| 2022-07-01 | $425,000 (11.9%) | $480,230 (11.8%) | 0.00 | 305 |
| 2022-08-01 | $407,450 (3.9%) | $465,558 (7.1%) | 0.00 | 328 |
| 2022-09-01 | $403,725 (10.0%) | $467,396 (13.0%) | 0.00 | 333 |
| 2022-10-01 | $399,900 (11.1%) | $455,443 (8.6%) | 0.00 | 334 |
| 2022-11-01 | $389,900 (9.5%) | $447,834 (6.1%) | 0.00 | 324 |
| 2022-12-01 | $399,900 (6.0%) | $451,961 (5.7%) | 0.00 | 292 |
| 2023-01-01 | $417,000 (3.6%) | $457,691 (2.4%) | 0.00 | 268 |
| 2023-02-01 | $424,998 (7.4%) | $464,194 (5.2%) | 0.00 | 245 |
| 2023-03-01 | $419,945 (11.1%) | $457,704 (4.9%) | 0.00 | 238 |
| 2023-04-01 | $419,990 (7.7%) | $477,458 (3.1%) | 0.00 | 234 |
| 2023-05-01 | $437,245 (2.2%) | $485,819 (0.6%) | 0.00 | 243 |
| 2023-06-01 | $444,995 (2.4%) | $484,094 (-1.1%) | 0.00 | 251 |
| 2023-07-01 | $429,900 (1.2%) | $462,181 (-3.8%) | 0.00 | 265 |
| 2023-08-01 | $419,498 (3.0%) | $457,436 (-1.7%) | 0.00 | 283 |
| 2023-09-01 | $420,000 (4.0%) | $466,238 (-0.3%) | 0.00 | 298 |
| 2023-10-01 | $411,979 (3.0%) | $472,451 (3.7%) | 0.00 | 321 |
| 2023-11-01 | $409,400 (5.0%) | $476,591 (6.4%) | 0.00 | 316 |
WINCHESTER's median listing price for 2023-11-01 was $409,400, a difference of
$19,500
(5.0%) versus the prior year and
$-2,579 versus the prior month.
WINCHESTER's median listing price comes in at 0% of the national average.
WINCHESTER's average listing price for 2023-11-01 was $476,591, a difference of $28,757 (6.4%) versus the prior year and $4,140 versus the prior month.
For the 2023-11-01 period, WINCHESTER had 316 MLS listings, a difference of -5 listings (-2%) versus the prior month and -8 listings (-2%) versus the prior year.
WINCHESTER's median listing price comes in at 0% of the national average.
WINCHESTER's average listing price for 2023-11-01 was $476,591, a difference of $28,757 (6.4%) versus the prior year and $4,140 versus the prior month.
For the 2023-11-01 period, WINCHESTER had 316 MLS listings, a difference of -5 listings (-2%) versus the prior month and -8 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,973 sqft |
| 2018-02-01 | 0 days | 2,007 sqft |
| 2018-03-01 | 0 days | 2,071 sqft |
| 2018-04-01 | 0 days | 2,049 sqft |
| 2018-05-01 | 0 days | 2,083 sqft |
| 2018-06-01 | 0 days | 2,148 sqft |
| 2018-07-01 | 0 days | 2,113 sqft |
| 2018-08-01 | 0 days | 2,130 sqft |
| 2018-09-01 | 0 days | 2,103 sqft |
| 2018-10-01 | 0 days | 2,123 sqft |
| 2018-11-01 | 0 days | 2,145 sqft |
| 2018-12-01 | 0 days | 2,108 sqft |
| 2019-01-01 | 0 days | 2,102 sqft |
| 2019-02-01 | 0 days | 2,122 sqft |
| 2019-03-01 | 0 days | 2,145 sqft |
| 2019-04-01 | 0 days | 2,129 sqft |
| 2019-05-01 | 0 days | 2,147 sqft |
| 2019-06-01 | 0 days | 2,104 sqft |
| 2019-07-01 | 0 days | 2,149 sqft |
| 2019-08-01 | 0 days | 2,147 sqft |
| 2019-09-01 | 0 days | 2,140 sqft |
| 2019-10-01 | 0 days | 2,136 sqft |
| 2019-11-01 | 0 days | 2,100 sqft |
| 2019-12-01 | 0 days | 2,101 sqft |
| 2020-01-01 | 0 days | 2,071 sqft |
| 2020-02-01 | 0 days | 2,100 sqft |
| 2020-03-01 | 0 days | 2,110 sqft |
| 2020-04-01 | 0 days | 2,100 sqft |
| 2020-05-01 | 0 days | 2,150 sqft |
| 2020-06-01 | 0 days | 2,146 sqft |
| 2020-07-01 | 0 days | 2,106 sqft |
| 2020-08-01 | 0 days | 2,104 sqft |
| 2020-09-01 | 0 days | 2,033 sqft |
| 2020-10-01 | 0 days | 1,984 sqft |
| 2020-11-01 | 0 days | 1,938 sqft |
| 2020-12-01 | 0 days | 1,915 sqft |
| 2021-01-01 | 0 days | 1,948 sqft |
| 2021-02-01 | 0 days | 1,859 sqft |
| 2021-03-01 | 0 days | 1,951 sqft |
| 2021-04-01 | 0 days | 1,968 sqft |
| 2021-05-01 | 0 days | 2,048 sqft |
| 2021-06-01 | 0 days | 1,998 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 2,010 sqft |
| 2021-09-01 | 0 days | 1,986 sqft |
| 2021-10-01 | 0 days | 1,922 sqft |
| 2021-11-01 | 0 days | 1,923 sqft |
| 2021-12-01 | 0 days | 1,916 sqft |
| 2022-01-01 | 0 days | 2,000 sqft |
| 2022-02-01 | 0 days | 2,023 sqft |
| 2022-03-01 | 0 days | 1,965 sqft |
| 2022-04-01 | 0 days | 2,052 sqft |
| 2022-05-01 | 0 days | 2,166 sqft |
| 2022-06-01 | 0 days | 2,213 sqft |
| 2022-07-01 | 0 days | 2,184 sqft |
| 2022-08-01 | 0 days | 2,176 sqft |
| 2022-09-01 | 0 days | 2,154 sqft |
| 2022-10-01 | 0 days | 2,052 sqft |
| 2022-11-01 | 0 days | 2,019 sqft |
| 2022-12-01 | 0 days | 2,037 sqft |
| 2023-01-01 | 0 days | 2,052 sqft |
| 2023-02-01 | 0 days | 2,011 sqft |
| 2023-03-01 | 0 days | 2,051 sqft |
| 2023-04-01 | 0 days | 2,052 sqft |
| 2023-05-01 | 0 days | 2,175 sqft |
| 2023-06-01 | 0 days | 2,217 sqft |
| 2023-07-01 | 0 days | 2,100 sqft |
| 2023-08-01 | 0 days | 2,055 sqft |
| 2023-09-01 | 0 days | 2,052 sqft |
| 2023-10-01 | 0 days | 1,991 sqft |
| 2023-11-01 | 0 days | 2,012 sqft |
WINCHESTER's median listing age (time on market) for 2023-11-01 was 0 days.
WINCHESTER's median square footage for active listings during the 2023-11-01 period was 2,012 sqft. One year prior, the average listing was 2,019 sqft.
WINCHESTER's median square footage for active listings during the 2023-11-01 period was 2,012 sqft. One year prior, the average listing was 2,019 sqft.
WINCHESTER, VA-WV Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 22601 | Winchester, VA-WV | $860 | $860 | $1,110 | $1,430 | $1,870 |
| 22602 | Winchester, VA-WV | $980 | $980 | $1,260 | $1,630 | $2,130 |
| 22603 | Winchester, VA-WV | $850 | $850 | $1,100 | $1,420 | $1,860 |
| 22604 | Winchester, VA-WV | $860 | $860 | $1,110 | $1,430 | $1,870 |
| 22624 | Winchester, VA-WV | $990 | $990 | $1,270 | $1,640 | $2,140 |
| 22625 | Winchester, VA-WV | $1,110 | $1,110 | $1,430 | $1,850 | $2,410 |
| 22630 | Winchester, VA-WV | $870 | $900 | $1,050 | $1,380 | $1,750 |
| 22637 | Winchester, VA-WV | $860 | $860 | $1,110 | $1,430 | $1,870 |
| 22645 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 22654 | Winchester, VA-WV | $960 | $960 | $1,230 | $1,590 | $2,080 |
| 22655 | Winchester, VA-WV | $970 | $970 | $1,250 | $1,620 | $2,110 |
| 22656 | Winchester, VA-WV | $1,010 | $1,010 | $1,300 | $1,680 | $2,200 |
| 22663 | Winchester, VA-WV | $970 | $1,000 | $1,240 | $1,600 | $2,030 |
| 25422 | Winchester, VA-WV | $740 | $750 | $960 | $1,260 | $1,640 |
| 25431 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 25434 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 25437 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 25444 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26704 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26710 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26711 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26714 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26722 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26755 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26757 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26761 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26763 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26808 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26817 | Winchester, VA-WV | $740 | $750 | $960 | $1,260 | $1,640 |
| 26818 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26823 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26845 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26851 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26852 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
| 26865 | Winchester, VA-WV | $740 | $740 | $960 | $1,260 | $1,640 |
2022 Average & Median Rent Data Statistics
WINCHESTER, VA-WV average 1BR rent: $811, median: $740
WINCHESTER, VA-WV average 2BR rent: $1,044, median: $960
WINCHESTER, VA-WV average 3BR rent: $1,362, median: $1,260
WINCHESTER, VA-WV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,291 | $771,465,000 | $336,737 |
| Cash Out Refi | 832 | $210,780,000 | $253,341 |
| Refi | 494 | $146,340,000 | $296,235 |
| Home Improvement | 345 | $43,185,000 | $125,174 |
| Other | 300 | $27,450,000 | $91,500 |
Winchester's most frequently cited loan purpose was Home Purchase, with 2,291 originations. The 2nd most popular reason was Cash Out Refi, with 832 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,024 | $301,770,000 | $294,697 |
| 5-6% | 1,009 | $318,005,000 | $315,168 |
| 3-4% | 917 | $250,805,000 | $273,506 |
| 6-7% | 422 | $105,260,000 | $249,431 |
| 2.5-3% | 216 | $64,100,000 | $296,759 |
| 7-8% | 141 | $28,905,000 | $205,000 |
| <2.5% | 120 | $25,440,000 | $212,000 |
| Over 8% | 90 | $8,430,000 | $93,667 |
During 2022, Winchester's most frequently originated rate bucket was 4-5%, with 1,024 originations.
Loan Sizing (WINCHESTER, VA-WV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,941 | $556,515,000 | $286,716 |
| $100k-200k | 895 | $132,725,000 | $148,296 |
| $100,000 or less | 656 | $36,390,000 | $55,473 |
| $400k-600k | 622 | $296,680,000 | $476,977 |
| $600k-1000k | 133 | $91,285,000 | $686,353 |
| $Over $1MM | 15 | $85,625,000 | $5,708,333 |
WINCHESTER's loan sizing saw the bucket of loans from $200k-400k with 1,941 originations, totaling $556,515,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,626 | $561,620,000 | $345,400 |
| 60-80% | 1,082 | $354,070,000 | $327,237 |
| Under 20% | 458 | $26,840,000 | $58,603 |
| 40-60% | 392 | $84,130,000 | $214,617 |
| 20-40% | 288 | $39,270,000 | $136,354 |
| Over 100% | 77 | $32,765,000 | $425,519 |
WINCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,626 originations, totaling $561,620,000 in origination value.