WINCHESTER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Winchester averaged 6.67% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 7.15% and one month ago for the week of 2024-04-18, the average rate was 6.83%.

Winchester's average rate one year ago was 6.32%.

For refis of the same type during the week of 2024-05-23, the average rate was 7.57%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Winchester 30 Year Fixed Rate 2024-05-23 6.67%
Winchester 30 Year Fixed Rate Refi 2024-05-23 7.57%
Winchester 15 Year Fixed Rate 2024-05-23 6.14%
Winchester 15 Year Fixed Rate Refi 2024-05-23 6.64%
Winchester 30 Year FHA 2024-05-23 6.7%
Winchester 30 Year FHA Refi 2024-05-23 6.85%
Winchester 30 Year USDA 2024-05-23 6.84%
Winchester 30 Year USDA Refi 2024-05-23 6.64%
Winchester 30 Year VA 2024-05-23 6.28%
Winchester 30 Year VA Refi 2024-05-23 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINCHESTER, VA-WV.

WINCHESTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WINCHESTER, VA-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Integrity Home Mortgage Corp 91 7.01% $8,695
QUICKEN LOANS, LLC 80 6.86% $6,948
UNITED WHOLESALE MORTGAGE, LLC 64 6.67% $8,910
EAGLE HOME MORTGAGE, LLC 61 6.51% $6,882
NVR Mortgage Finance, Inc. 55 6.35% $7,718
NAVY FEDERAL CREDIT UNION 40 6.41% $4,361
Bank of Clarke County 39 6.69% $6,158
Atlantic Coast Mortgage, LLC 36 6.78% $7,365
INTERCOASTAL MORTGAGE COMPANY 32 6.52% $7,309
Truist 32 6.75% $4,388
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 6.71% $6,337
GSF Mortgage Corporation 29 6.54% $7,649
HOMEAMERICAN MORTGAGE CORPORATION 27 6.15% $2,132
Shea Mortgage Inc. 26 6.64% $1,103
HOMESPIRE MORTGAGE CORPORATION 23 7.08% $7,885
MOVEMENT MORTGAGE, LLC 20 6.60% $7,387
Prosperity Home Mortgage, LLC 17 6.69% $6,601
Wells Fargo Bank 17 6.20% $5,027
CBM Mortgage, Inc. 17 6.59% $6,398
LOANDEPOT.COM, LLC 15 6.71% $5,820
GUILD MORTGAGE COMPANY 14 6.81% $9,404
DHI MORTGAGE COMPANY, LTD. 13 5.76% $3,951
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 6.83% $6,989
NFM, INC. 11 6.91% $7,440
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 6.75% $8,173
EMBRACE HOME LOANS, INC. 10 6.83% $7,845
George Mason Mortgage, LLC 9 6.11% $6,410
NEWREZ LLC 9 6.89% $9,002
JAMS-01, INC. 9 6.61% $6,940
Mr. Cooper ( Nationstar Mortgage ) 8 6.62% $9,128
MidAtlantic Farm Credit, ACA 8 7.13% $6,348
City National Bank of West Virginia 8 5.99% $2,239
F & M BANK CORP. 8 6.01% $4,891
UNION HOME MORTGAGE CORP. 7 7.07% $7,876
HOMESIDE FINANCIAL, LLC 7 6.85% $6,400
TIDEWATER MORTGAGE SERVICES, INC. 7 6.70% $6,510
FIRST SAVINGS MORTGAGE CORPORATION 7 6.70% $7,277
First National Bank of America 7 9.61% $11,516
PENTAGON FEDERAL CREDIT UNION 7 6.25% $5,345
Apple Federal Credit Union 7 6.45% $5,822
First Heritage Mortgage, LLC 7 6.71% $7,047
Vellum Mortgage, Inc. 6 6.73% $7,544
CMG MORTGAGE, INC. 6 7.27% $7,343
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 6 5.73% $4,001
GUARANTEED RATE, INC. 6 6.73% $4,928
FREEDOM MORTGAGE CORPORATION 6 6.58% $9,753
U.S. Bank 5 5.85% $3,556
MILLENNIUM FINANCIAL GROUP, INC. 5 6.53% $5,216
CNB Bank Inc. 5 6.65% $3,768
DAS Acquisition Company, LLC 5 6.95% $7,521
USAA Federal Savings Bank 5 6.95% $4,243
Alcova Mortgage LLC 5 7.17% $2,643
FIRST HOME MORTGAGE CORPORATION 4 6.53% $9,702
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.91% $6,480
JPMorgan Chase Bank 4 6.40% $6,120
Mortgage Research Center, LLC 4 6.84% $4,557
Presidential Bank, FSB 4 6.69% $8,418
CROSSCOUNTRY MORTGAGE, LLC 4 6.82% $7,207
BROKER SOLUTIONS, INC. 3 7.04% $8,590
Summit Community Bank, Inc. 3 6.95% $3,792
The Federal Savings Bank 3 6.83% $9,718
Carrington Mortgage Services, LLC 3 6.83% $7,140
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.42% $4,655
PNC Bank 3 6.92% $5,741
First National Bank of Pennsylvania 3 5.92% $4,893
Ameris Bank 3 6.67% $8,161
CHURCHILL MORTGAGE CORPORATION 3 7.29% $7,823
CARDINAL FINANCIAL 3 7.17% $7,053
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.21% $3,941
Sandy Spring Bank 3 7.50% $6,280
TD Bank 2 5.31% $5,418
AMERICAN FINANCIAL NETWORK, INC. 2 6.75% $7,572
ARC HOME LLC 2 6.43% $5,027
BAY EQUITY LLC 2 6.62% $6,966
BETTER MORTGAGE CORPORATION 2 5.81% $6,352
C & F Mortgage Corporation 2 6.50% $7,807
Farm Credit of the Virginias, ACA 2 8.63% $4,498
Farmers and Merchants Trust Company of Chambersburg 2 6.19% $4,566
First-Citizens Bank & Trust Company 2 5.98% $6,884
First Horizon Bank 2 6.75% $5,188
Flagstar Bank, FSB 2 6.13% $7,060
GENEVA FINANCIAL, LLC 2 6.69% $6,568
Meridian Bank Corporation 2 7.44% $7,213
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 6.75% $4,631
Morgan Stanley Private Bank 2 5.85% $4,067
M&T Bank 2 6.25% $5,319
PLANET HOME LENDING, LLC 2 7.31% $7,538
VANDERBILT MORTGAGE AND FINANCE, INC. 2 6.99% $5,005
Waterstone Mortgage Corporation 2 6.94% $4,234
WesBanco 2 5.69% $3,991
21ST MORTGAGE CORPORATION 1 8.70% $6,042
ACADEMY MORTGAGE CORPORATION 1 7.00% $10,603
GUIDANCE RESIDENTIAL, LLC 1 7.63% $12,562
GUARANTEED RATE AFFINITY, LLC 1 7.63% $7,350
MK LENDING CORP. 1 7.00% $8,471
Virginia Credit Union, Inc. 1 5.88% $5,672
General Mortgage Capital Corporation 1 7.63% $13,398
Fulton Bank 1 7.38% $6,135
FIRST BANCORP 1 7.63% $3,899
Watermark Capital, Inc. 1 5.88% $19,950
Fifth Third Bank 1 7.25% $3,087
NATIONS DIRECT MORTGAGE, LLC 1 6.13% $7,047
EVERETT FINANCIAL, INC. 1 7.25% $6,297
EQUITY RESOURCES, INC. 1 7.50% $6,678
EagleBank 1 6.13% $8,094
North American Savings Bank, F.S.B. 1 7.50% $8,705
Northwest Federal Credit Union 1 6.25% $4,585
DEEPHAVEN MORTGAGE LLC 1 10.25% $10,826
OCMBC, INC. 1 9.00% $10,522
Paramount Bank 1 7.63% $4,033
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 6.88% $5,047
PHH Mortgage Corporation 1 6.38% $5,517
Pinnacle Bank 1 8.13% $8,663
ZILLOW HOME LOANS, LLC 1 6.38% $3,900
Colonial Savings, F.A. 1 6.50% $10,111
Clear Mountain Bank 1 6.75% $3,984
City National Bank 1 7.35% $5,015
Century Mortgage Company DBA Century Lending Company 1 6.99% $0
Capital Bank 1 7.13% $4,329
CALIBER HOME LOANS, INC. 1 6.63% $4,154
Quontic Bank 1 9.13% $8,074
RELIANCE FIRST CAPITAL, LLC 1 7.88% $8,899
Blue Ridge Bank 1 6.63% $9,052
BAY CAPITAL MORTGAGE CORPORATION 1 5.88% $5,069
Sierra Pacific Mortgage Company, Inc. 1 6.00% $8,198
Simmons Bank 1 6.63% $3,449
SIRVA MORTGAGE, INC. 1 6.88% $4,451
SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $7,694
State Department Federal Credit Union 1 6.38% $5,876
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 6.50% $6,058
S&T Bank 1 6.63% $5,315
Aurora Financial, LLC 1 6.99% $1,597
Summit Mortgage Corporation 1 5.88% $4,492
SWBC MORTGAGE CORPORATION 1 6.13% $525
T2 FINANCIAL LLC 1 6.38% $6,063
1st Summit Bank 1 5.99% $2,569
ATLANTA POSTAL 1 7.50% $2,412
THE MORTGAGE LINK, INC. 1 7.25% $12,662
THRIVE MORTGAGE, LLC 1 6.50% $4,271
AMERISAVE MORTGAGE CORPORATION 1 5.99% $4,999
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.25% $7,783
Trustmark National Bank 1 7.25% $7,070
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $8,235
United Nations Federal Credit Union 1 5.75% $4,546
Ally Bank 1 5.63% $10,058
ALLIANT CREDIT UNION 1 7.13% $3,979
AgFirst Farm Credit Bank 1 6.75% $4,851
Keystone Funding, Inc. 1 5.75% $6,901
KINECTA 1 6.75% $2,540
Kwik Mortgage Corporation 1 6.50% $2,605
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $6,343
LENDSURE MORTGAGE CORP. 1 8.75% $13,219
Ixonia Bank 1 7.38% $14,844
MEMBER ADVANTAGE MORTGAGE, LLC 1 6.88% $5,047
MEMBERS 1ST FEDERAL CREDIT UNION 1 6.38% $6,452

WINCHESTER Average Closing Costs & Other Stats

WINCHESTER, VA-WV's 155 lenders originated 3,077 loans during 2023. The total origination value was $834,775,000, with an average loan value of $271,295.

WINCHESTER's average closing costs are $5,835.

The top WINCHESTER lender as defined by loan originations is Integrity Home Mortgage Corp, with 91 loans originated. Their average total fees are $8,695, which is $1,748 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WINCHESTER lenders (with over 10 loans originated) are Shea Mortgage Inc. ($1,103), HOMEAMERICAN MORTGAGE CORPORATION ($2,132), DHI MORTGAGE COMPANY, LTD. ($3,951), NAVY FEDERAL CREDIT UNION ($4,361) and Truist ($4,388).

The lowest rate WINCHESTER lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.76%), HOMEAMERICAN MORTGAGE CORPORATION (6.15%), Wells Fargo Bank (6.20%), NVR Mortgage Finance, Inc. (6.35%) and NAVY FEDERAL CREDIT UNION (6.41%).

WINCHESTER, VA-WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Integrity Home Mortgage Corp $71,470,000 $51,145,000 -28.4% 6.1%
QUICKEN LOANS, LLC $69,700,000 $46,705,000 -33.0% 5.6%
UNITED WHOLESALE MORTGAGE, LLC $32,275,000 $37,620,000 16.6% 4.5%
EAGLE HOME MORTGAGE, LLC $33,670,000 n/a 4.0%
FIRST BANCORP $33,295,000 n/a 4.0%
NAVY FEDERAL CREDIT UNION $45,425,000 $31,045,000 -31.7% 3.7%
NVR Mortgage Finance, Inc. $18,300,000 $29,385,000 60.6% 3.5%
Atlantic Coast Mortgage, LLC $19,550,000 $23,590,000 20.7% 2.8%
Truist $27,020,000 $21,585,000 -20.1% 2.6%
Bank of Clarke County $23,750,000 $18,950,000 -20.2% 2.3%
INTERCOASTAL MORTGAGE COMPANY $5,570,000 $18,460,000 231.4% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,925,000 $17,800,000 -5.9% 2.1%
HOMEAMERICAN MORTGAGE CORPORATION $25,435,000 $17,240,000 -32.2% 2.1%
LOANDEPOT.COM, LLC $33,520,000 $16,830,000 -49.8% 2.0%
DHI MORTGAGE COMPANY, LTD. $16,670,000 n/a 2.0%
MOVEMENT MORTGAGE, LLC $11,065,000 $15,885,000 43.6% 1.9%
GSF Mortgage Corporation $1,460,000 $14,960,000 924.7% 1.8%
HOMESPIRE MORTGAGE CORPORATION $19,425,000 $12,235,000 -37.0% 1.5%
FNB Bank, Inc. $11,210,000 $12,085,000 7.8% 1.4%
First Bank $12,525,000 $11,460,000 -8.5% 1.4%
Shea Mortgage Inc. $7,055,000 $11,200,000 58.8% 1.3%
CBM Mortgage, Inc. $22,230,000 $10,770,000 -51.6% 1.3%
Apple Federal Credit Union $14,685,000 $9,685,000 -34.0% 1.2%
Prosperity Home Mortgage, LLC $6,100,000 $9,310,000 52.6% 1.1%
Mortgage Research Center, LLC $15,030,000 $9,135,000 -39.2% 1.1%
CMG MORTGAGE, INC. $6,170,000 $7,955,000 28.9% 1.0%
Bank of Romney $16,860,000 $7,585,000 -55.0% 0.9%
GUILD MORTGAGE COMPANY $10,130,000 $7,080,000 -30.1% 0.8%
City National Bank of West Virginia $11,330,000 $6,880,000 -39.3% 0.8%
EMBRACE HOME LOANS, INC. $8,340,000 $6,785,000 -18.6% 0.8%
Summit Community Bank, Inc. $13,985,000 $6,305,000 -54.9% 0.8%
TIDEWATER MORTGAGE SERVICES, INC. $4,620,000 $6,215,000 34.5% 0.7%
FREEDOM MORTGAGE CORPORATION $10,285,000 $6,115,000 -40.5% 0.7%
Wells Fargo Bank $23,975,000 $5,715,000 -76.2% 0.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,620,000 $5,590,000 54.4% 0.7%
NFM, INC. $11,175,000 $5,590,000 -50.0% 0.7%
GREYSTONE SERVICING COMPANY LLC $5,455,000 n/a 0.7%
George Mason Mortgage, LLC $12,585,000 $5,320,000 -57.7% 0.6%
NEWREZ LLC $5,535,000 $5,050,000 -8.8% 0.6%
Vellum Mortgage, Inc. $3,075,000 $5,015,000 63.1% 0.6%
F & M BANK CORP. $4,610,000 $4,800,000 4.1% 0.6%
Capon Valley Bank $9,820,000 $4,765,000 -51.5% 0.6%
Alcova Mortgage LLC $7,090,000 $4,720,000 -33.4% 0.6%
MidAtlantic Farm Credit, ACA $1,525,000 $4,540,000 197.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $13,360,000 $4,475,000 -66.5% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,125,000 $4,435,000 -70.7% 0.5%
USAA Federal Savings Bank $2,930,000 $4,405,000 50.3% 0.5%
PENTAGON FEDERAL CREDIT UNION $7,535,000 $4,400,000 -41.6% 0.5%
PENNYMAC LOAN SERVICES, LLC $19,000,000 $4,280,000 -77.5% 0.5%
JAMS-01, INC. $6,235,000 $4,260,000 -31.7% 0.5%
GUARANTEED RATE, INC. $4,010,000 $3,540,000 -11.7% 0.4%
PNC Bank $3,870,000 $3,290,000 -15.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,925,000 $3,265,000 69.6% 0.4%
The Federal Savings Bank $2,220,000 $2,935,000 32.2% 0.4%
FIRST SAVINGS MORTGAGE CORPORATION $2,845,000 $2,915,000 2.5% 0.3%
First Heritage Mortgage, LLC $7,120,000 $2,840,000 -60.1% 0.3%
UNION HOME MORTGAGE CORP. $5,050,000 $2,815,000 -44.3% 0.3%
United Bank $9,010,000 $2,810,000 -68.8% 0.3%
United Nations Federal Credit Union $1,090,000 $2,480,000 127.5% 0.3%
Carrington Mortgage Services, LLC $2,245,000 $2,470,000 10.0% 0.3%
Northwest Federal Credit Union $4,705,000 $2,430,000 -48.4% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,820,000 $2,405,000 -50.1% 0.3%
HOMESIDE FINANCIAL, LLC $7,585,000 $2,390,000 -68.5% 0.3%
Ameris Bank $2,375,000 $2,370,000 -0.2% 0.3%
U.S. Bank $2,445,000 $2,330,000 -4.7% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $2,230,000 n/a 0.3%
SWBC MORTGAGE CORPORATION $1,255,000 $2,210,000 76.1% 0.3%
First National Bank of America $1,700,000 $2,100,000 23.5% 0.3%
Presidential Bank, FSB $1,455,000 $2,025,000 39.2% 0.2%
Discover Bank $2,185,000 $1,895,000 -13.3% 0.2%
DAS Acquisition Company, LLC $595,000 $1,860,000 212.6% 0.2%
Bank of America $6,420,000 $1,845,000 -71.3% 0.2%
First National Bank of Pennsylvania $2,945,000 $1,805,000 -38.7% 0.2%
CARDINAL FINANCIAL $3,985,000 $1,740,000 -56.3% 0.2%
Citizens Bank $3,155,000 $1,720,000 -45.5% 0.2%
GUARANTEED RATE AFFINITY, LLC $1,830,000 $1,715,000 -6.3% 0.2%
MILLENNIUM FINANCIAL GROUP, INC. $705,000 $1,645,000 133.3% 0.2%
FINANCE OF AMERICA REVERSE LLC $840,000 $1,635,000 94.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,855,000 $1,620,000 -76.4% 0.2%
First-Citizens Bank & Trust Company $2,870,000 $1,535,000 -46.5% 0.2%
First Horizon Bank $1,500,000 n/a 0.2%
Flagstar Bank, FSB $2,760,000 $1,495,000 -45.8% 0.2%
FIRST HOME MORTGAGE CORPORATION $1,435,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $155,000 $1,400,000 803.2% 0.2%
PLANET HOME LENDING, LLC $1,290,000 $1,390,000 7.8% 0.2%
Farm Credit of the Virginias, ACA $580,000 $1,375,000 137.1% 0.2%
JPMorgan Chase Bank $4,745,000 $1,375,000 -71.0% 0.2%
M&T Bank $3,355,000 $1,335,000 -60.2% 0.2%
Blue Ridge Bank $2,220,000 $1,315,000 -40.8% 0.2%
BROKER SOLUTIONS, INC. $4,890,000 $1,315,000 -73.1% 0.2%
CNB Bank Inc. $1,975,000 $1,310,000 -33.7% 0.2%
Virginia Credit Union, Inc. $820,000 $1,305,000 59.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $510,000 $1,290,000 152.9% 0.2%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $625,000 $1,275,000 104.0% 0.2%
MORTGAGE ACCESS CORP. $1,920,000 $1,275,000 -33.6% 0.2%
Capital Bank $205,000 $1,245,000 507.3% 0.1%
Bank of Charles Town $2,410,000 $1,220,000 -49.4% 0.1%
BAY EQUITY LLC $1,745,000 $1,215,000 -30.4% 0.1%
MILEND, INC. $275,000 $1,210,000 340.0% 0.1%
Burke & Herbert Bank & Trust Company $115,000 $1,205,000 947.8% 0.1%
C & F Mortgage Corporation $1,680,000 $1,145,000 -31.8% 0.1%
ACADEMY MORTGAGE CORPORATION $1,720,000 $1,135,000 -34.0% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $955,000 $1,120,000 17.3% 0.1%
Sandy Spring Bank $1,905,000 $1,110,000 -41.7% 0.1%
Figure Lending LLC $925,000 $1,100,000 18.9% 0.1%
Towne Bank $1,740,000 $1,055,000 -39.4% 0.1%
LOANPAL, LLC $285,000 $955,000 235.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $945,000 n/a 0.1%
TD Bank $2,180,000 $920,000 -57.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $4,410,000 $915,000 -79.3% 0.1%
Century Mortgage Company DBA Century Lending Company $820,000 $910,000 11.0% 0.1%
Morgan Stanley Private Bank $265,000 $910,000 243.4% 0.1%
Fulton Bank $580,000 $885,000 52.6% 0.1%
OCMBC, INC. $885,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $335,000 $870,000 159.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,765,000 $870,000 -68.5% 0.1%
WesBanco $945,000 $870,000 -7.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $855,000 n/a 0.1%
COMMONWEALTH ONE FEDERAL CREDIT UNION $840,000 n/a 0.1%
State Department Federal Credit Union $800,000 n/a 0.1%
Plains Commerce Bank $450,000 $770,000 71.1% 0.1%
21ST MORTGAGE CORPORATION $535,000 $760,000 42.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,260,000 $755,000 -82.3% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $245,000 $745,000 204.1% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,230,000 $725,000 -41.1% 0.1%
ENVOY MORTGAGE, LTD $720,000 n/a 0.1%
GEO-CORP, INC. $720,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,725,000 $715,000 -87.5% 0.1%
Pendleton Community Bank, Inc. $1,095,000 $715,000 -34.7% 0.1%
City National Bank $695,000 n/a 0.1%
Watermark Capital, Inc. $685,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $5,240,000 $680,000 -87.0% 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $710,000 $680,000 -4.2% 0.1%
North American Savings Bank, F.S.B. $890,000 $670,000 -24.7% 0.1%
Paramount Bank $345,000 $650,000 88.4% 0.1%
THE MORTGAGE LINK, INC. $650,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,340,000 $640,000 -52.2% 0.1%
AMWEST FUNDING CORP. $255,000 $610,000 139.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,410,000 $595,000 -57.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $585,000 n/a 0.1%
Farmers and Merchants Trust Company of Chambersburg $570,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $565,000 n/a 0.1%
MEMBER ADVANTAGE MORTGAGE, LLC $565,000 n/a 0.1%
Northpointe Bank $1,005,000 $545,000 -45.8% 0.1%
ACNB Bank $530,000 n/a 0.1%
FIDELITY DIRECT MORTGAGE, LLC $720,000 $530,000 -26.4% 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $260,000 $530,000 103.8% 0.1%
General Mortgage Capital Corporation $525,000 n/a 0.1%
NEXTMARK $565,000 $525,000 -7.1% 0.1%
Equity Prime Mortgage LLC $460,000 $520,000 13.0% 0.1%
POLARIS HOME FUNDING CORP. $510,000 n/a 0.1%
ARC HOME LLC $750,000 $500,000 -33.3% 0.1%
AgFirst Farm Credit Bank $2,705,000 $495,000 -81.7% 0.1%
THRIVE MORTGAGE, LLC $495,000 n/a 0.1%
MLD MORTGAGE INC. $205,000 $485,000 136.6% 0.1%
Pinnacle Bank $485,000 n/a 0.1%
PREMIA MORTGAGE, LLC $485,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $3,035,000 $485,000 -84.0% 0.1%
BAY CAPITAL MORTGAGE CORPORATION $225,000 $475,000 111.1% 0.1%
MK LENDING CORP. $475,000 n/a 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $470,000 n/a 0.1%
Meridian Bank Corporation $470,000 n/a 0.1%
Advance Financial Group, LLC $465,000 n/a 0.1%
LENDINGONE, LLC $870,000 $460,000 -47.1% 0.1%
Community Bank of the Chesapeake $20,585,000 $455,000 -97.8% 0.1%
TOWER $1,905,000 $455,000 -76.1% 0.1%
ALLIANT CREDIT UNION $910,000 $450,000 -50.5% 0.1%
GENEVA FINANCIAL, LLC $450,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $450,000 n/a 0.1%
ITHINK FINANCIAL Credit Union $435,000 n/a 0.1%
SIRVA MORTGAGE, INC. $1,280,000 $435,000 -66.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $205,000 $425,000 107.3% 0.1%
CALIBER HOME LOANS, INC. $8,675,000 $405,000 -95.3% 0.0%
CAPITAL CENTER, L.L.C. $3,170,000 $405,000 -87.2% 0.0%
CLEARPATH LENDING $515,000 $405,000 -21.4% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $595,000 $395,000 -33.6% 0.0%
First IC Corporation $395,000 n/a 0.0%
Atlantic Union Bank $5,415,000 $390,000 -92.8% 0.0%
First Federal Bank $1,030,000 $375,000 -63.6% 0.0%
Ixonia Bank $285,000 $375,000 31.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $290,000 $370,000 27.6% 0.0%
Waterstone Mortgage Corporation $570,000 $370,000 -35.1% 0.0%
First Citizens Community Bank $360,000 n/a 0.0%
JMAC LENDING, INC. $355,000 n/a 0.0%
KINECTA $355,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $675,000 $345,000 -48.9% 0.0%
Colonial Savings, F.A. $345,000 n/a 0.0%
EagleBank $3,020,000 $345,000 -88.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $345,000 n/a 0.0%
Nations Lending Corporation $1,605,000 $335,000 -79.1% 0.0%
Aurora Financial, LLC $325,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $875,000 $315,000 -64.0% 0.0%
S&T Bank $315,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $305,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $4,805,000 $295,000 -93.9% 0.0%
STATE EMPLOYEES' $1,085,000 $295,000 -72.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $830,000 $295,000 -64.5% 0.0%
Jefferson Security Bank $2,355,000 $290,000 -87.7% 0.0%
Clear Mountain Bank $275,000 $285,000 3.6% 0.0%
Park Lane Finance Solutions, LLC $520,000 $275,000 -47.1% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $275,000 n/a 0.0%
Trustmark National Bank $275,000 n/a 0.0%
EVERETT FINANCIAL, INC. $470,000 $265,000 -43.6% 0.0%
GUIDANCE RESIDENTIAL, LLC $265,000 n/a 0.0%
Simmons Bank $265,000 n/a 0.0%
1st Summit Bank $255,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $255,000 n/a 0.0%
Kwik Mortgage Corporation $255,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $255,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,080,000 $255,000 -76.4% 0.0%
SPRING EQ, LLC $585,000 $255,000 -56.4% 0.0%
Virginia National Bank $230,000 $255,000 10.9% 0.0%
ZILLOW HOME LOANS, LLC $770,000 $255,000 -66.9% 0.0%
DIGITAL Federal Credit Union $245,000 n/a 0.0%
Ally Bank $415,000 $235,000 -43.4% 0.0%
Fifth Third Bank $285,000 $235,000 -17.5% 0.0%
First United Corporation $665,000 $235,000 -64.7% 0.0%
The Freedom Bank of Virginia $2,660,000 $235,000 -91.2% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $430,000 $225,000 -47.7% 0.0%
ROYAL UNITED MORTGAGE LLC $220,000 $210,000 -4.5% 0.0%
Summit Mortgage Corporation $205,000 n/a 0.0%
Quontic Bank $195,000 n/a 0.0%
LANGLEY $190,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $190,000 n/a 0.0%
Coastal Community Bank $175,000 n/a 0.0%
EQUITY RESOURCES, INC. $175,000 n/a 0.0%
The Grant County Bank $65,000 $175,000 169.2% 0.0%
Keystone Funding, Inc. $165,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $785,000 $165,000 -79.0% 0.0%
MICHIGAN MUTUAL, INC. $165,000 n/a 0.0%
T2 FINANCIAL LLC $165,000 n/a 0.0%
Lakeview Community Capital, LLC $595,000 $160,000 -73.1% 0.0%
NEW WAVE LENDING GROUP INC $155,000 n/a 0.0%
ATLANTA POSTAL $145,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $135,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $360,000 $135,000 -62.5% 0.0%
OPEN MORTGAGE, LLC $185,000 $135,000 -27.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $125,000 n/a 0.0%
Mars Bank $115,000 n/a 0.0%
PHH Mortgage Corporation $1,265,000 $105,000 -91.7% 0.0%
Deere Employees Credit Union $90,000 n/a 0.0%
ARLINGTON COMMUNITY $700,000 $85,000 -87.9% 0.0%
N R L Federal Credit Union $255,000 $85,000 -66.7% 0.0%
Bank-Fund Staff Federal Credit Union $55,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $55,000 n/a 0.0%
Truliant Federal Credit Union $55,000 n/a 0.0%
DUPONT COMMUNITY $1,340,000 $45,000 -96.6% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $35,000 n/a 0.0%
EASTMAN $820,000 $25,000 -97.0% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
Mid-Atlantic Federal Credit Union $25,000 n/a 0.0%
CHESSIE $390,000 $15,000 -96.2% 0.0%

WINCHESTER's top lender by overall market share is Integrity Home Mortgage Corp, with 6.1% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $46,705,000 in loans. In third place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $37,620,000 in loans. In fourth place, with 4.0%, is EAGLE HOME MORTGAGE, LLC, having originated $33,670,000 in loans. In fifth place, with 4.0%, is FIRST BANCORP, having originated $33,295,000 in loans.


WINCHESTER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $280,218 (5.0%) $311,159 (7.5%) 0.00 494
2018-02-01 $289,448 (6.4%) $317,631 (8.3%) 0.00 504
2018-03-01 $294,990 (5.2%) $320,228 (4.6%) 0.00 548
2018-04-01 $299,900 (7.1%) $326,879 (5.4%) 0.00 596
2018-05-01 $299,990 (2.4%) $331,302 (3.3%) 0.00 640
2018-06-01 $299,900 (0.6%) $325,909 (0.9%) 0.00 690
2018-07-01 $298,740 (3.6%) $322,237 (3.7%) 0.00 729
2018-08-01 $290,000 (0.3%) $317,153 (2.6%) 0.00 740
2018-09-01 $279,700 (-2.9%) $311,605 (-0.4%) 0.00 752
2018-10-01 $279,900 (-4.4%) $316,398 (1.5%) 0.00 729
2018-11-01 $287,636 (2.2%) $319,605 (1.8%) 0.00 726
2018-12-01 $289,900 (5.4%) $320,005 (4.6%) 0.00 662
2019-01-01 $289,923 (3.5%) $318,370 (2.3%) 0.00 565
2019-02-01 $297,995 (3.0%) $323,354 (1.8%) 0.00 568
2019-03-01 $299,514 (1.5%) $328,648 (2.6%) 0.00 598
2019-04-01 $299,064 (-0.3%) $331,937 (1.6%) 0.00 640
2019-05-01 $303,493 (1.2%) $343,242 (3.6%) 0.00 620
2019-06-01 $299,250 (-0.2%) $343,168 (5.3%) 0.00 643
2019-07-01 $302,350 (1.2%) $341,564 (6.0%) 0.00 642
2019-08-01 $299,997 (3.5%) $340,118 (7.2%) 0.00 653
2019-09-01 $299,993 (7.3%) $338,583 (8.7%) 0.00 670
2019-10-01 $302,245 (8.0%) $337,836 (6.8%) 0.00 677
2019-11-01 $299,000 (4.0%) $333,984 (4.5%) 0.00 627
2019-12-01 $299,450 (3.3%) $334,620 (4.6%) 0.00 569
2020-01-01 $294,950 (1.7%) $334,750 (5.1%) 0.00 523
2020-02-01 $299,875 (0.6%) $339,990 (5.1%) 0.00 496
2020-03-01 $302,995 (1.2%) $345,403 (5.1%) 0.00 501
2020-04-01 $304,493 (1.8%) $349,261 (5.2%) 0.00 505
2020-05-01 $317,990 (4.8%) $355,288 (3.5%) 0.00 500
2020-06-01 $327,230 (9.4%) $369,339 (7.6%) 0.00 436
2020-07-01 $315,498 (4.4%) $370,334 (8.4%) 0.00 375
2020-08-01 $330,990 (10.3%) $393,074 (15.6%) 0.00 308
2020-09-01 $328,748 (9.6%) $392,646 (16.0%) 0.00 262
2020-10-01 $299,900 (-0.8%) $387,350 (14.7%) 0.00 252
2020-11-01 $299,950 (0.3%) $400,040 (19.8%) 0.00 240
2020-12-01 $309,925 (3.5%) $408,988 (22.2%) 0.00 206
2021-01-01 $329,900 (11.9%) $408,074 (21.9%) 0.00 171
2021-02-01 $333,450 (11.2%) $407,939 (20.0%) 0.00 142
2021-03-01 $369,450 (21.9%) $415,517 (20.3%) 0.00 162
2021-04-01 $372,863 (22.5%) $410,481 (17.5%) 0.00 198
2021-05-01 $389,900 (22.6%) $414,388 (16.6%) 0.00 207
2021-06-01 $389,900 (19.2%) $428,108 (15.9%) 0.00 241
2021-07-01 $379,450 (20.3%) $432,572 (16.8%) 0.00 269
2021-08-01 $392,000 (18.4%) $438,497 (11.6%) 0.00 275
2021-09-01 $366,975 (11.6%) $417,215 (6.3%) 0.00 292
2021-10-01 $359,900 (20.0%) $423,297 (9.3%) 0.00 273
2021-11-01 $359,250 (19.8%) $426,499 (6.6%) 0.00 251
2021-12-01 $377,450 (21.8%) $433,730 (6.1%) 0.00 220
2022-01-01 $410,000 (24.3%) $457,143 (12.0%) 0.00 150
2022-02-01 $398,850 (19.6%) $451,578 (10.7%) 0.00 138
2022-03-01 $378,448 (2.4%) $436,417 (5.0%) 0.00 159
2022-04-01 $387,450 (3.9%) $462,263 (12.6%) 0.00 174
2022-05-01 $427,573 (9.7%) $482,796 (16.5%) 0.00 218
2022-06-01 $434,200 (11.4%) $488,117 (14.0%) 0.00 264
2022-07-01 $425,000 (12.0%) $479,620 (10.9%) 0.00 309
2022-08-01 $407,473 (4.0%) $465,045 (6.1%) 0.00 334
2022-09-01 $411,250 (12.1%) $467,185 (12.0%) 0.00 339
2022-10-01 $409,000 (13.6%) $456,304 (7.8%) 0.00 341
2022-11-01 $392,475 (9.3%) $448,246 (5.1%) 0.00 326
2022-12-01 $404,450 (7.2%) $452,426 (4.3%) 0.00 293
2023-01-01 $419,000 (2.2%) $457,666 (0.1%) 0.00 271
2023-02-01 $426,225 (6.9%) $464,379 (2.8%) 0.00 248
2023-03-01 $419,945 (11.0%) $456,887 (4.7%) 0.00 239
2023-04-01 $422,495 (9.1%) $476,908 (3.2%) 0.00 231
2023-05-01 $438,030 (2.5%) $486,063 (0.7%) 0.00 242
2023-06-01 $444,995 (2.5%) $483,306 (-1.0%) 0.00 250
2023-07-01 $429,900 (1.2%) $461,991 (-3.7%) 0.00 265
2023-08-01 $419,498 (3.0%) $457,436 (-1.6%) 0.00 283
2023-09-01 $420,000 (2.1%) $466,238 (-0.2%) 0.00 298
2023-10-01 $411,979 (0.7%) $472,451 (3.5%) 0.00 321
2023-11-01 $409,400 (4.3%) $476,591 (6.3%) 0.00 316
2023-12-01 $419,900 (3.8%) $484,186 (7.0%) 0.00 258
2024-01-01 $428,225 (2.2%) $488,604 (6.8%) 0.00 230
2024-02-01 $436,950 (2.5%) $531,831 (14.5%) 0.00 185
2024-03-01 $450,000 (7.2%) $544,019 (19.1%) 0.00 218
2024-04-01 $450,000 (6.5%) $556,963 (16.8%) 0.00 258
WINCHESTER's median listing price for 2024-04-01 was $450,000, a difference of $27,505 (6.5%) versus the prior year and $0 versus the prior month.

WINCHESTER's median listing price comes in at 0% of the national average.

WINCHESTER's average listing price for 2024-04-01 was $556,963, a difference of $80,055 (16.8%) versus the prior year and $12,944 versus the prior month.

For the 2024-04-01 period, WINCHESTER had 258 MLS listings, a difference of 40 listings (18%) versus the prior month and 27 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,969 sqft
2018-02-01 0 days 2,002 sqft
2018-03-01 0 days 2,060 sqft
2018-04-01 0 days 2,048 sqft
2018-05-01 0 days 2,077 sqft
2018-06-01 0 days 2,140 sqft
2018-07-01 0 days 2,113 sqft
2018-08-01 0 days 2,125 sqft
2018-09-01 0 days 2,100 sqft
2018-10-01 0 days 2,116 sqft
2018-11-01 0 days 2,144 sqft
2018-12-01 0 days 2,103 sqft
2019-01-01 0 days 2,096 sqft
2019-02-01 0 days 2,108 sqft
2019-03-01 0 days 2,138 sqft
2019-04-01 0 days 2,119 sqft
2019-05-01 0 days 2,141 sqft
2019-06-01 0 days 2,100 sqft
2019-07-01 0 days 2,135 sqft
2019-08-01 0 days 2,144 sqft
2019-09-01 0 days 2,135 sqft
2019-10-01 0 days 2,129 sqft
2019-11-01 0 days 2,100 sqft
2019-12-01 0 days 2,090 sqft
2020-01-01 0 days 2,060 sqft
2020-02-01 0 days 2,098 sqft
2020-03-01 0 days 2,109 sqft
2020-04-01 0 days 2,098 sqft
2020-05-01 0 days 2,149 sqft
2020-06-01 0 days 2,126 sqft
2020-07-01 0 days 2,091 sqft
2020-08-01 0 days 2,081 sqft
2020-09-01 0 days 2,008 sqft
2020-10-01 0 days 1,932 sqft
2020-11-01 0 days 1,903 sqft
2020-12-01 0 days 1,883 sqft
2021-01-01 0 days 1,884 sqft
2021-02-01 0 days 1,850 sqft
2021-03-01 0 days 1,937 sqft
2021-04-01 0 days 1,952 sqft
2021-05-01 0 days 2,016 sqft
2021-06-01 0 days 1,986 sqft
2021-07-01 0 days 1,997 sqft
2021-08-01 0 days 2,008 sqft
2021-09-01 0 days 1,985 sqft
2021-10-01 0 days 1,922 sqft
2021-11-01 0 days 1,924 sqft
2021-12-01 0 days 1,928 sqft
2022-01-01 0 days 2,052 sqft
2022-02-01 0 days 2,034 sqft
2022-03-01 0 days 1,965 sqft
2022-04-01 0 days 2,050 sqft
2022-05-01 0 days 2,165 sqft
2022-06-01 0 days 2,212 sqft
2022-07-01 0 days 2,176 sqft
2022-08-01 0 days 2,168 sqft
2022-09-01 0 days 2,155 sqft
2022-10-01 0 days 2,052 sqft
2022-11-01 0 days 2,022 sqft
2022-12-01 0 days 2,042 sqft
2023-01-01 0 days 2,052 sqft
2023-02-01 0 days 2,029 sqft
2023-03-01 0 days 2,052 sqft
2023-04-01 0 days 2,043 sqft
2023-05-01 0 days 2,174 sqft
2023-06-01 0 days 2,214 sqft
2023-07-01 0 days 2,100 sqft
2023-08-01 0 days 2,055 sqft
2023-09-01 0 days 2,052 sqft
2023-10-01 0 days 1,991 sqft
2023-11-01 0 days 2,012 sqft
2023-12-01 0 days 2,031 sqft
2024-01-01 0 days 2,002 sqft
2024-02-01 0 days 2,007 sqft
2024-03-01 0 days 2,064 sqft
2024-04-01 0 days 2,107 sqft
WINCHESTER's median listing age (time on market) for 2024-04-01 was 0 days.

WINCHESTER's median square footage for active listings during the 2024-04-01 period was 2,107 sqft. One year prior, the average listing was 2,043 sqft.

WINCHESTER, VA-WV Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
22601 Winchester, VA-WV MSA $900 $980 $1,250 $1,580 $2,080
22602 Winchester, VA-WV MSA $950 $1,030 $1,320 $1,660 $2,190
22603 Winchester, VA-WV MSA $860 $940 $1,200 $1,510 $1,990
22604 Winchester, VA-WV MSA $890 $970 $1,240 $1,560 $2,060
22624 Winchester, VA-WV MSA $980 $1,070 $1,370 $1,730 $2,270
22625 Winchester, VA-WV MSA $1,120 $1,220 $1,560 $1,970 $2,590
22630 Winchester, VA-WV MSA $790 $810 $1,050 $1,390 $1,790
22637 Winchester, VA-WV MSA $860 $940 $1,200 $1,510 $1,990
22645 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
22654 Winchester, VA-WV MSA $930 $1,020 $1,300 $1,640 $2,160
22655 Winchester, VA-WV MSA $960 $1,050 $1,340 $1,690 $2,220
22656 Winchester, VA-WV MSA $1,020 $1,110 $1,420 $1,790 $2,360
22663 Winchester, VA-WV MSA $970 $1,020 $1,250 $1,600 $2,020
25422 Winchester, VA-WV MSA $790 $880 $1,010 $1,410 $1,700
25431 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
25434 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
25437 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
25444 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26704 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26710 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26711 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26714 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26722 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26755 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26757 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26761 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26763 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26808 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26817 Winchester, VA-WV MSA $790 $850 $1,070 $1,360 $1,770
26818 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26823 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26845 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26851 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26852 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700
26865 Winchester, VA-WV MSA $790 $790 $1,010 $1,300 $1,700

2022 Average & Median Rent Data Statistics
WINCHESTER, VA-WV average 1BR rent: $871, median: $790
WINCHESTER, VA-WV average 2BR rent: $1,108, median: $1,010
WINCHESTER, VA-WV average 3BR rent: $1,420, median: $1,300

WINCHESTER, VA-WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,849 $617,655,000 $334,048
Cash Out Refi 394 $80,770,000 $205,000
Other 328 $30,610,000 $93,323
Home Improvement 307 $27,505,000 $89,593
Refi 199 $78,235,000 $393,141

Winchester's most frequently cited loan purpose was Home Purchase, with 1,849 originations. The 2nd most popular reason was Cash Out Refi, with 394 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,111 $344,565,000 $310,140
7-8% 630 $166,580,000 $264,413
Over 8% 512 $52,150,000 $101,855
5-6% 503 $168,295,000 $334,583
4-5% 57 $51,975,000 $911,842
2.5-3% 12 $2,030,000 $169,167
<2.5% 8 $600,000 $75,000
3-4% 8 $1,910,000 $238,750

During 2023, Winchester's most frequently originated rate bucket was 6-7%, with 1,111 originations.

Loan Sizing (WINCHESTER, VA-WV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,285 $380,965,000 $296,471
$100,000 or less 651 $35,025,000 $53,802
$100k-200k 576 $83,220,000 $144,479
$400k-600k 453 $213,215,000 $470,673
$600k-1000k 98 $68,850,000 $702,551
$Over $1MM 14 $53,500,000 $3,821,429

WINCHESTER's loan sizing saw the bucket of loans from $200k-400k with 1,285 originations, totaling $380,965,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,194 $429,130,000 $359,405
60-80% 558 $173,410,000 $310,771
Under 20% 486 $27,500,000 $56,584
20-40% 297 $38,655,000 $130,152
40-60% 233 $93,525,000 $401,395
Over 100% 59 $27,795,000 $471,102

WINCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,194 originations, totaling $429,130,000 in origination value.