WINCHESTER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Winchester averaged 5.65% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.7% and one month ago for the week of 2022-04-14, the average rate was 5.2%.

Winchester's average rate one year ago was 2.97%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Winchester 30 Year Fixed Rate 2022-05-19 5.65%
Winchester 30 Year Fixed Rate Refi 2022-05-19 5.12%
Winchester 15 Year Fixed Rate 2022-05-19 4.61%
Winchester 15 Year Fixed Rate Refi 2022-05-19 4.38%
Winchester 30 Year FHA 2022-05-19 5.14%
Winchester 30 Year FHA Refi 2022-05-19 5.24%
Winchester 30 Year USDA 2022-05-19 5.06%
Winchester 30 Year USDA Refi 2022-05-19 4.87%
Winchester 30 Year VA 2022-05-19 5.08%
Winchester 30 Year VA Refi 2022-05-19 4.91%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINCHESTER, VA-WV.

WINCHESTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WINCHESTER, VA-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Integrity Home Mortgage Corp 410 3.22% $4,174
QUICKEN LOANS, LLC 398 3.09% $5,054
FINANCE OF AMERICA MORTGAGE LLC 182 3.22% $4,142
MCLEAN MORTGAGE CORPORATION 169 3.06% $4,544
Wells Fargo Bank 119 3.12% $3,256
NAVY FEDERAL CREDIT UNION 113 3.34% $3,869
UNITED WHOLESALE MORTGAGE, LLC 103 3.04% $5,501
CBM Mortgage, Inc. 96 3.25% $4,171
PRIMELENDING, A PLAINSCAPITAL COMPANY 85 3.22% $5,167
LOANDEPOT.COM, LLC 81 2.93% $4,345
HOMESPIRE MORTGAGE CORPORATION 77 3.27% $4,899
AMERISAVE MORTGAGE CORPORATION 72 2.95% $3,929
Truist Bank 70 3.02% $3,659
George Mason Mortgage, LLC 65 3.18% $4,362
Alcova Mortgage LLC 63 3.17% $3,578
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 3.10% $3,311
PENNYMAC LOAN SERVICES, LLC 58 3.18% $4,711
Mr. Cooper ( Nationstar Mortgage ) 58 3.32% $5,641
Atlantic Coast Mortgage, LLC 53 3.07% $4,712
NVR Mortgage Finance, Inc. 51 3.11% $6,489
RESIDENTIAL MORTGAGE SERVICES, INC. 49 3.19% $3,275
INTERCOASTAL MORTGAGE COMPANY 41 3.01% $4,658
FREEDOM MORTGAGE CORPORATION 37 3.12% $1,929
HOME POINT FINANCIAL CORPORATION 35 3.03% $4,095
First Heritage Mortgage, LLC 31 3.16% $4,543
CALIBER HOME LOANS, INC. 26 3.08% $3,914
HOMESIDE FINANCIAL, LLC 26 3.20% $4,515
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 25 3.14% $5,514
NEWREZ LLC 25 3.18% $3,787
NFM, INC. 25 3.15% $4,863
BETTER MORTGAGE CORPORATION 24 2.83% $2,700
HOMEAMERICAN MORTGAGE CORPORATION 22 3.09% $1,010
Northwest Federal Credit Union 21 2.99% $3,193
NETWORK CAPITAL FUNDING CORPORATION 21 3.14% $3,878
BROKER SOLUTIONS, INC. 20 2.94% $4,138
Prosperity Home Mortgage, LLC 20 3.03% $4,147
Sierra Pacific Mortgage Company, Inc. 18 3.14% $4,830
AgFirst Farm Credit Bank 18 3.31% $3,469
Flagstar Bank, FSB 17 3.28% $4,017
TIDEWATER MORTGAGE SERVICES, INC. 16 3.27% $3,905
EMBRACE HOME LOANS, INC. 16 3.12% $3,738
Bank of America 15 2.84% $3,456
Shea Mortgage Inc. 14 3.13% $255
ARK-LA-TEX FINANCIAL SERVICES, LLC. 14 3.27% $5,634
UNION HOME MORTGAGE CORP. 14 3.06% $6,305
CROSSCOUNTRY MORTGAGE, LLC 14 3.04% $5,209
Summit Community Bank, Inc. 13 3.27% $3,154
SWBC MORTGAGE CORPORATION 13 3.17% $4,050
Presidential Bank, FSB 13 3.03% $5,455
PENTAGON FEDERAL CREDIT UNION 12 2.94% $2,199
JPMorgan Chase Bank 12 3.11% $3,279
GUARANTEED RATE, INC. 11 2.90% $4,327
DRAPER AND KRAMER MORTGAGE CORP. 11 3.01% $3,306
MUTUAL OF OMAHA MORTGAGE, INC. 11 3.35% $1,964
U.S. Bank 11 3.02% $3,026
AMERICAN FINANCIAL NETWORK, INC. 11 3.42% $7,922
MOVEMENT MORTGAGE, LLC 10 3.12% $3,825
City National Bank of West Virginia 10 3.40% $2,464
The Federal Savings Bank 10 2.96% $4,844
Strong Home Mortgage, LLC 9 2.96% $1,251
FIRST HOME MORTGAGE CORPORATION 9 3.15% $5,981
First Federal Bank 9 3.38% $5,645
Blue Ridge Bank 8 3.08% $4,176
Vellum Mortgage, Inc. 8 3.14% $4,059
CAPITAL CENTER, L.L.C. 8 2.92% $1,979
FIRST SAVINGS MORTGAGE CORPORATION 8 3.03% $4,654
AMERICAN FINANCING CORPORATION 8 2.88% $4,646
Wyndham Capital Mortgage, Inc. 8 3.11% $1,481
Citizens Bank 8 2.98% $4,459
CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 3.03% $4,137
Paramount Residential Mortgage Group, Inc. 7 3.39% $6,933
Towne Bank 7 3.02% $3,682
SIRVA MORTGAGE, INC. 7 3.09% $442
EagleBank 7 2.98% $3,432
Nations Lending Corporation 7 3.21% $8,001
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.25% $5,051
Ameris Bank 6 3.00% $4,530
Mortgage Research Center, LLC 6 2.77% $4,336
ZILLOW HOME LOANS, LLC 6 2.96% $4,064
Carrington Mortgage Services, LLC 6 3.19% $3,793
GUILD MORTGAGE COMPANY 6 3.35% $3,374
SECURITYNATIONAL MORTGAGE COMPANY 6 3.21% $5,639
CONTOUR MORTGAGE CORPORATION 6 3.15% $5,784
PNC Bank 5 2.90% $3,927
Fifth Third Bank 5 3.10% $3,412
RESIDENTIAL BANCORP. 5 2.75% $3,730
MidAtlantic Farm Credit, ACA 5 4.40% $3,782
North American Savings Bank, F.S.B. 5 2.75% $1,848
Capital Bank 5 2.97% $4,782
F & M BANK CORP. 5 3.08% $2,708
GUARANTEED RATE AFFINITY, LLC 5 2.95% $3,572
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 2.97% $5,244
FirstBank 5 2.92% $1,521
SOFI LENDING CORP. 4 3.13% $4,221
Atlantic Union Bank 4 2.84% $4,927
LAKEVIEW LOAN SERVICING, LLC 4 3.65% $2,748
APEX HOME LOANS, INC. 4 3.50% $3,210
Colonial Savings, F.A. 4 3.13% $1,431
PARTNERS 1ST Federal Credit Union 4 3.00% $3,217
American Security Mortgage Corp. 4 2.88% $3,018
LOANPAL, LLC 4 3.12% $4,755
Virginia Credit Union, Inc. 4 3.03% $3,285
C & F Mortgage Corporation 4 3.31% $3,499
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.72% $2,901
JAMS-01, INC. 4 2.81% $3,825
TD Bank 4 2.94% $4,155
TOWNE MORTGAGE COMPANY 4 3.25% $8,269
SUN WEST MORTGAGE COMPANY, INC. 3 3.42% $2,569
ALLIANT CREDIT UNION 3 3.25% $3,665
ALLIED MORTGAGE GROUP, INC. 3 3.17% $6,580
Aurora Financial, LLC 3 2.96% $2,113
Chicago Mortgage Solutions LLC 3 2.82% $1,620
CHURCHILL MORTGAGE CORPORATION 3 3.12% $3,800
Citadel Servicing Corporation 3 5.83% $7,734
First Guaranty Mortgage Corporation 3 3.13% $2,306
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 3 2.83% $3,879
LIBERTY HOME MORTGAGE CORPORATION 3 3.04% $8,728
MILEND, INC. 3 3.17% $6,110
MILLENNIUM FINANCIAL GROUP, INC. 3 2.92% $6,740
NBKC BANK 3 3.16% $3,616
Northpointe Bank 3 3.17% $5,625
Philadelphia Mortgage Advisors, Inc. 3 2.83% $2,686
RELIANCE FIRST CAPITAL, LLC 3 3.25% $7,283
SeaTrust Mortgage Company 3 3.58% $3,323
SOUTHERN TRUST MORTGAGE, LLC 3 3.29% $912
STOCKTON MORTGAGE CORPORATION 3 3.67% $5,347
TJC Mortgage, Inc. 3 2.75% $4,280
United Bank 3 3.00% $3,139
Citibank 2 3.25% $3,283
GUIDANCE RESIDENTIAL, LLC 2 2.88% $4,508
First Internet Bank of Indiana 2 3.00% $3,270
ABSOLUTE HOME MORTGAGE CORPORATION 2 3.06% $2,298
DUPONT COMMUNITY 2 2.68% $2,997
Beeline Loans, Inc. 2 3.19% $4,611
BAYSHORE MORTGAGE FUNDING, LLC 2 3.19% $5,023
ON Q FINANCIAL, INC. 2 2.75% $4,563
MORTGAGE ACCESS CORP. 2 3.31% $6,236
NATIONS DIRECT MORTGAGE, LLC 2 2.50% $9,388
First National Bank of America 2 7.56% $12,191
BAY CAPITAL MORTGAGE CORPORATION 2 3.25% $3,149
First Home Bank 2 3.00% $8,854
Luxury Mortgage Corp. 2 4.31% $15,870
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.25% $2,308
Merchants Bank of Indiana 2 3.00% $6,420
Bank of England 2 5.00% $4,568
Fulton Bank 2 3.13% $5,579
DAS Acquisition Company, LLC 2 2.94% $6,796
Plains Commerce Bank 2 3.06% $9,619
Arvest Bank 2 2.88% $2,521
PLANET HOME LENDING, LLC 2 3.06% $5,947
AmeriHome Mortgage Company, LLC 2 3.31% $2,505
FIRST BANCORP, INC. 2 3.38% $2,658
NORWICH COMMERCIAL GROUP, INC. 2 3.13% $3,469
WesBanco Bank, Inc. 2 2.75% $3,287
SPRING EQ, LLC 2 3.00% $0
KS StateBank 2 3.00% $2,194
FBC MORTGAGE, LLC 2 3.88% $4,161
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.00% $2,798
Prime Choice Funding Inc. 2 2.94% $2,934
Farm Credit of the Virginias, ACA 2 4.13% $779
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.56% $2,224
WINGS FINANCIAL 2 2.88% $3,365
PREMIA MORTGAGE, LLC 1 2.25% $71
EVERETT FINANCIAL, INC. 1 3.63% $2,558
ENVOY MORTGAGE, LTD 1 2.88% $6,719
Quontic Bank 1 5.75% $8,795
RANLIFE, INC. 1 2.99% $4,743
Waterstone Mortgage Corporation 1 3.00% $7,155
Discover Bank 1 3.99% $0
DEEPHAVEN MORTGAGE LLC 1 6.75% $5,364
ROYAL UNITED MORTGAGE LLC 1 3.50% $3,838
RUOFF MORTGAGE COMPANY, INC. 1 2.63% $2,150
Sandy Spring Bank 1 2.75% $3,231
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $2,093
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 3.38% $5,683
Community First National Bank 1 2.75% $2,999
CNB Bank Inc. 1 3.38% $2,773
Clear Mountain Bank 1 2.88% $0
CityWorth Mortgage LLC 1 3.25% $2,699
State Department Federal Credit Union 1 2.88% $2,724
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 3.13% $4,695
STEARNS LENDING, LLC 1 2.63% $2,865
Stifel Bank and Trust 1 3.38% $2,016
CELEBRITY HOME LOANS, LLC 1 3.25% $4,529
Sunflower Bank 1 3.38% $5,685
BNY Mellon 1 2.63% $5,059
The Fountain Trust Company 1 3.25% $3,257
The Huntington National Bank 1 2.75% $4,124
THE MORTGAGE LINK, INC. 1 2.75% $3,506
Tidewater Home Funding, LLC 1 2.88% $4,838
ADVANCIAL 1 3.38% $5,157
TOWER 1 2.88% $3,416
Barrington Bank & Trust Company, N.A. 1 2.99% $4,361
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.38% $3,609
UIF CORPORATION 1 3.25% $2,739
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.13% $3,196
ACADEMY MORTGAGE CORPORATION 1 3.25% $3,844
USAA Federal Savings Bank 1 3.13% $2,216
JOHNSON MORTGAGE COMPANY, L.L.C. 1 2.88% $2,849
KELLER MORTGAGE, LLC 1 3.25% $2,274
KeyBank 1 3.13% $4,422
Keystone Funding, Inc. 1 2.88% $4,300
Kish Bank 1 3.25% $5,408
Kwik Mortgage Corporation 1 3.13% $4,006
ISERVE RESIDENTIAL LENDING, LLC 1 2.75% $6,723
Leader Bank 1 2.88% $3,979
LENDSURE MORTGAGE CORP. 1 5.50% $16,164
INLAND BANK & TRUST 1 3.25% $3,772
ANDREWS FEDERAL CREDIT UNION 1 2.88% $4,690
IMPAC MORTGAGE CORP. 1 2.99% $0
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 2.75% $5,599
Manufacturers and Traders Trust Company 1 2.88% $3,614
Huntingdon Valley Bank 1 2.99% $3,619
MICHIGAN MUTUAL, INC. 1 2.50% $3,673
Hometown Lenders, Inc. 1 3.50% $4,810
US MORTGAGE CORPORATION 1 3.49% $7,418
VAN DYK MORTGAGE CORPORATION 1 3.25% $2,866
MISSION MORTGAGE LLC 1 2.99% $3,965
MLD MORTGAGE INC. 1 2.38% $4,387
HOMESTEAD FUNDING CORP. 1 2.63% $3,466
HANCOCK MORTGAGE PARTNERS, LLC 1 3.25% $4,292
NASA Federal Credit Union 1 2.75% $5,149
Gateway First Bank 1 3.63% $3,369
NATIONS RELIABLE LENDING, LLC 1 3.25% $4,973
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.88% $4,193
Florida Capital Bank 1 2.88% $4,565
NEW FED MORTGAGE, CORP. 1 2.75% $2,621
First National Bank of Pennsylvania 1 3.25% $4,096
First Mortgage Solutions, LLC 1 2.88% $1,374
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.50% $4,973
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $3,094
Northwest Bank 1 3.00% $2,799
First Midwest Bank 1 3.75% $3,568
N R L Federal Credit Union 1 2.88% $2,304
Paramount Bank 1 3.63% $4,466
First Horizon Bank 1 3.75% $3,462
PARKSIDE LENDING, LLC 1 3.50% $5,351
FIRST COMMUNITY MORTGAGE, INC. 1 3.13% $2,883
First-Citizens Bank & Trust Company 1 2.99% $3,585
PHH Mortgage Corporation 1 3.38% $8,372
Watermark Capital, Inc. 1 2.75% $2,903
PLAZA HOME MORTGAGE, INC. 1 2.88% $17,057

WINCHESTER, VA-WV's 242 lenders originated 7,927 loans during 2021. The total origination value was $2,038,695,000, with an average loan value of $257,184.

The top WINCHESTER lender as defined by loan originations is Integrity Home Mortgage Corp, with 410 loans originated. Their average total fees are $4,174, which is $881 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WINCHESTER lenders (with over 10 loans originated) are Shea Mortgage Inc. ($255), HOMEAMERICAN MORTGAGE CORPORATION ($1,010), FREEDOM MORTGAGE CORPORATION ($1,929), MUTUAL OF OMAHA MORTGAGE, INC. ($1,964) and PENTAGON FEDERAL CREDIT UNION ($2,199).

The lowest rate WINCHESTER lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.83%), Bank of America (2.84%), GUARANTEED RATE, INC. (2.90%), LOANDEPOT.COM, LLC (2.93%) and BROKER SOLUTIONS, INC. (2.94%).

WINCHESTER, VA-WV Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $180,590,000 $188,265,000 4.2% 9.2%
Integrity Home Mortgage Corp $163,020,000 n/a 8.0%
FINANCE OF AMERICA MORTGAGE LLC $72,635,000 $84,715,000 16.6% 4.2%
MCLEAN MORTGAGE CORPORATION $43,460,000 $76,795,000 76.7% 3.8%
FREEDOM MORTGAGE CORPORATION $69,515,000 $74,085,000 6.6% 3.6%
NAVY FEDERAL CREDIT UNION $71,925,000 $61,090,000 -15.1% 3.0%
Wells Fargo Bank $56,895,000 $58,645,000 3.1% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $43,965,000 $48,965,000 11.4% 2.4%
LOANDEPOT.COM, LLC $33,140,000 $48,190,000 45.4% 2.4%
PENNYMAC LOAN SERVICES, LLC $33,810,000 $47,735,000 41.2% 2.3%
CBM Mortgage, Inc. $45,375,000 $45,480,000 0.2% 2.2%
Truist Bank $46,630,000 $39,315,000 -15.7% 1.9%
Bank of Clarke County $29,855,000 $38,160,000 27.8% 1.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $55,925,000 $37,740,000 -32.5% 1.9%
Mr. Cooper ( Nationstar Mortgage ) $27,690,000 $35,805,000 29.3% 1.8%
HOMESPIRE MORTGAGE CORPORATION $38,600,000 $33,800,000 -12.4% 1.7%
AMERISAVE MORTGAGE CORPORATION $22,315,000 $29,790,000 33.5% 1.5%
NVR Mortgage Finance, Inc. $31,985,000 $28,050,000 -12.3% 1.4%
George Mason Mortgage, LLC $38,880,000 $26,645,000 -31.5% 1.3%
Alcova Mortgage LLC $32,165,000 $25,400,000 -21.0% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,480,000 $25,145,000 7.1% 1.2%
First Bank $18,965,000 $23,665,000 24.8% 1.2%
Bank of Romney $20,065,000 $21,890,000 9.1% 1.1%
Atlantic Coast Mortgage, LLC $24,255,000 $21,330,000 -12.1% 1.0%
Apple Federal Credit Union $16,755,000 $20,325,000 21.3% 1.0%
INTERCOASTAL MORTGAGE COMPANY $12,210,000 $19,145,000 56.8% 0.9%
HOME POINT FINANCIAL CORPORATION $8,535,000 $18,715,000 119.3% 0.9%
RESIDENTIAL MORTGAGE SERVICES, INC. $20,065,000 $17,655,000 -12.0% 0.9%
Mortgage Research Center, LLC $18,780,000 $16,160,000 -14.0% 0.8%
NEWREZ LLC $11,715,000 $15,895,000 35.7% 0.8%
FNB Bank, Inc. $15,000,000 $15,450,000 3.0% 0.8%
First Heritage Mortgage, LLC $15,690,000 $14,835,000 -5.4% 0.7%
EMBRACE HOME LOANS, INC. $10,575,000 $14,090,000 33.2% 0.7%
HOMESIDE FINANCIAL, LLC $10,840,000 $14,025,000 29.4% 0.7%
CALIBER HOME LOANS, INC. $14,265,000 $13,965,000 -2.1% 0.7%
LAKEVIEW LOAN SERVICING, LLC $13,265,000 $13,090,000 -1.3% 0.6%
PENTAGON FEDERAL CREDIT UNION $9,400,000 $11,800,000 25.5% 0.6%
BETTER MORTGAGE CORPORATION $105,000 $11,580,000 10,928.6% 0.6%
HOMEAMERICAN MORTGAGE CORPORATION $10,050,000 $11,560,000 15.0% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,560,000 $11,090,000 5.0% 0.5%
NFM, INC. $8,345,000 $10,070,000 20.7% 0.5%
Northwest Federal Credit Union $8,535,000 $9,325,000 9.3% 0.5%
NEW DAY FINANCIAL, LLC $3,820,000 $8,985,000 135.2% 0.4%
Summit Community Bank, Inc. $16,570,000 $8,750,000 -47.2% 0.4%
NETWORK CAPITAL FUNDING CORPORATION $10,310,000 $8,700,000 -15.6% 0.4%
United Bank $6,640,000 $8,490,000 27.9% 0.4%
Carrington Mortgage Services, LLC $8,920,000 $8,405,000 -5.8% 0.4%
Prosperity Home Mortgage, LLC $6,810,000 $8,115,000 19.2% 0.4%
GUARANTEED RATE, INC. $5,605,000 $7,925,000 41.4% 0.4%
City National Bank of West Virginia $9,480,000 $7,910,000 -16.6% 0.4%
MOVEMENT MORTGAGE, LLC $4,670,000 $7,910,000 69.4% 0.4%
Sierra Pacific Mortgage Company, Inc. $5,870,000 $7,890,000 34.4% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $3,000,000 $7,595,000 153.2% 0.4%
TIDEWATER MORTGAGE SERVICES, INC. $7,430,000 $7,585,000 2.1% 0.4%
Capon Valley Bank $5,820,000 $7,240,000 24.4% 0.4%
Blue Ridge Bank $5,335,000 $7,070,000 32.5% 0.3%
BROKER SOLUTIONS, INC. $4,755,000 $6,915,000 45.4% 0.3%
Bank of America $6,500,000 $6,840,000 5.2% 0.3%
AgFirst Farm Credit Bank $9,505,000 $6,805,000 -28.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $6,285,000 $6,420,000 2.1% 0.3%
Flagstar Bank, FSB $5,945,000 $6,340,000 6.6% 0.3%
JPMorgan Chase Bank $4,320,000 $6,330,000 46.5% 0.3%
Strong Home Mortgage, LLC $4,380,000 $6,325,000 44.4% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,985,000 $6,175,000 55.0% 0.3%
UNION HOME MORTGAGE CORP. $6,300,000 $6,050,000 -4.0% 0.3%
Atlantic Union Bank $5,780,000 $5,945,000 2.9% 0.3%
The Federal Savings Bank $10,915,000 $5,920,000 -45.8% 0.3%
USAA Federal Savings Bank $17,920,000 $5,785,000 -67.7% 0.3%
U.S. Bank $4,990,000 $5,730,000 14.8% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,070,000 $5,485,000 -32.0% 0.3%
SWBC MORTGAGE CORPORATION $1,160,000 $5,205,000 348.7% 0.3%
Presidential Bank, FSB $5,040,000 $5,070,000 0.6% 0.2%
Shea Mortgage Inc. $4,680,000 $4,680,000 0.0% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $1,310,000 $4,655,000 255.3% 0.2%
First-Citizens Bank & Trust Company $2,195,000 $4,645,000 111.6% 0.2%
FIRST SAVINGS MORTGAGE CORPORATION $6,295,000 $4,450,000 -29.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,000,000 $4,315,000 43.8% 0.2%
Grandbridge Real Estate Capital LLC $4,305,000 n/a 0.2%
First Federal Bank $5,510,000 $4,265,000 -22.6% 0.2%
CLEARPATH LENDING $5,130,000 $4,220,000 -17.7% 0.2%
PNC Bank $2,450,000 $4,215,000 72.0% 0.2%
Ameris Bank $1,960,000 $4,185,000 113.5% 0.2%
EagleBank $4,540,000 $4,085,000 -10.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $3,355,000 $4,070,000 21.3% 0.2%
Wyndham Capital Mortgage, Inc. $5,295,000 $4,040,000 -23.7% 0.2%
CAPITAL CENTER, L.L.C. $1,205,000 $3,830,000 217.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,465,000 $3,775,000 8.9% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $5,620,000 $3,580,000 -36.3% 0.2%
Towne Bank $3,850,000 $3,530,000 -8.3% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $3,635,000 $3,305,000 -9.1% 0.2%
Vellum Mortgage, Inc. $5,225,000 $3,300,000 -36.8% 0.2%
FIRST HOME MORTGAGE CORPORATION $4,970,000 $3,250,000 -34.6% 0.2%
PLANET HOME LENDING, LLC $4,990,000 $3,225,000 -35.4% 0.2%
Bank of Charles Town $1,980,000 $3,210,000 62.1% 0.2%
Jefferson Security Bank $1,455,000 $3,170,000 117.9% 0.2%
North American Savings Bank, F.S.B. $4,415,000 $3,110,000 -29.6% 0.2%
Paramount Residential Mortgage Group, Inc. $2,985,000 $3,110,000 4.2% 0.2%
GUILD MORTGAGE COMPANY $330,000 $3,020,000 815.2% 0.1%
JAMS-01, INC. $6,610,000 $3,020,000 -54.3% 0.1%
Capital Bank $2,575,000 $2,910,000 13.0% 0.1%
NBKC BANK $4,140,000 $2,905,000 -29.8% 0.1%
Sandy Spring Bank $1,480,000 $2,885,000 94.9% 0.1%
Citizens Bank $9,150,000 $2,870,000 -68.6% 0.1%
FirstBank $2,325,000 $2,710,000 16.6% 0.1%
TJC Mortgage, Inc. $2,310,000 $2,505,000 8.4% 0.1%
First Guaranty Mortgage Corporation $1,415,000 $2,495,000 76.3% 0.1%
SIRVA MORTGAGE, INC. $925,000 $2,455,000 165.4% 0.1%
ZILLOW HOME LOANS, LLC $2,000,000 $2,450,000 22.5% 0.1%
MILLENNIUM FINANCIAL GROUP, INC. $3,250,000 $2,345,000 -27.8% 0.1%
PARTNERS 1ST Federal Credit Union $610,000 $2,280,000 273.8% 0.1%
AMERICAN FINANCING CORPORATION $780,000 $2,270,000 191.0% 0.1%
Low VA Rates, LLC $1,045,000 $2,240,000 114.4% 0.1%
AmeriHome Mortgage Company, LLC $720,000 $2,225,000 209.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,970,000 $2,195,000 -26.1% 0.1%
Nations Lending Corporation $1,480,000 $2,180,000 47.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $355,000 $2,170,000 511.3% 0.1%
Manufacturers and Traders Trust Company $2,445,000 $2,050,000 -16.2% 0.1%
Barrington Bank & Trust Company, N.A. $2,075,000 $2,030,000 -2.2% 0.1%
CONTOUR MORTGAGE CORPORATION $455,000 $2,010,000 341.8% 0.1%
F & M BANK CORP. $360,000 $1,945,000 440.3% 0.1%
Fulton Bank $275,000 $1,930,000 601.8% 0.1%
Keystone Funding, Inc. $1,925,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,220,000 $1,885,000 -15.1% 0.1%
ALLIANT CREDIT UNION $1,360,000 $1,875,000 37.9% 0.1%
Farm Credit of the Virginias, ACA $345,000 $1,865,000 440.6% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,110,000 $1,835,000 65.3% 0.1%
Virginia Credit Union, Inc. $1,330,000 $1,825,000 37.2% 0.1%
Fifth Third Bank $2,275,000 $1,815,000 -20.2% 0.1%
The Freedom Bank of Virginia $2,790,000 $1,795,000 -35.7% 0.1%
HOMESTEAD FUNDING CORP. $2,415,000 $1,720,000 -28.8% 0.1%
SOFI LENDING CORP. $980,000 $1,680,000 71.4% 0.1%
TD Bank $2,500,000 $1,630,000 -34.8% 0.1%
Colonial Savings, F.A. $895,000 $1,620,000 81.0% 0.1%
C & F Mortgage Corporation $1,510,000 $1,565,000 3.6% 0.1%
ALLIED MORTGAGE GROUP, INC. $2,005,000 $1,535,000 -23.4% 0.1%
Chicago Mortgage Solutions LLC $1,515,000 n/a 0.1%
TOWER $1,310,000 $1,475,000 12.6% 0.1%
MidAtlantic Farm Credit, ACA $685,000 $1,460,000 113.1% 0.1%
Lakeview Community Capital, LLC $1,945,000 $1,440,000 -26.0% 0.1%
First Mortgage Solutions, LLC $265,000 $1,395,000 426.4% 0.1%
Luxury Mortgage Corp. $1,350,000 n/a 0.1%
LENDINGONE, LLC $200,000 $1,330,000 565.0% 0.1%
Plains Commerce Bank $1,035,000 $1,310,000 26.6% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $1,290,000 n/a 0.1%
LOANPAL, LLC $765,000 $1,200,000 56.9% 0.1%
Northpointe Bank $1,210,000 $1,170,000 -3.3% 0.1%
First Horizon Bank $1,165,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $625,000 $1,140,000 82.4% 0.1%
RESIDENTIAL BANCORP. $1,135,000 n/a 0.1%
AMERICAN ADVISORS GROUP $455,000 $1,130,000 148.4% 0.1%
American Security Mortgage Corp. $1,065,000 $1,125,000 5.6% 0.1%
DAS Acquisition Company, LLC $1,115,000 n/a 0.1%
DUPONT COMMUNITY $1,000,000 $1,110,000 11.0% 0.1%
ACADEMY MORTGAGE CORPORATION $220,000 $1,105,000 402.3% 0.1%
Philadelphia Mortgage Advisors, Inc. $710,000 $1,105,000 55.6% 0.1%
KS StateBank $305,000 $1,095,000 259.0% 0.1%
MID AMERICA MORTGAGE, INC. $5,975,000 $1,050,000 -82.4% 0.1%
Aurora Financial, LLC $1,065,000 $995,000 -6.6% 0.0%
Prime Choice Funding Inc. $1,035,000 $995,000 -3.9% 0.0%
First Home Bank $695,000 $990,000 42.4% 0.0%
CNB Bank Inc. $395,000 $935,000 136.7% 0.0%
MORTGAGE ACCESS CORP. $1,330,000 $925,000 -30.5% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $305,000 $915,000 200.0% 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $975,000 $915,000 -6.2% 0.0%
MILEND, INC. $470,000 $905,000 92.6% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,640,000 $905,000 -44.8% 0.0%
LENDINGHOME FUNDING CORPORATION $260,000 $895,000 244.2% 0.0%
APEX HOME LOANS, INC. $2,010,000 $890,000 -55.7% 0.0%
The Huntington National Bank $170,000 $885,000 420.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,090,000 $880,000 -19.3% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $480,000 $860,000 79.2% 0.0%
ARC HOME LLC $1,325,000 $845,000 -36.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $380,000 $845,000 122.4% 0.0%
SONABANK $195,000 $840,000 330.8% 0.0%
SPRING EQ, LLC $920,000 $840,000 -8.7% 0.0%
BNY Mellon $825,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $420,000 $825,000 96.4% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $565,000 $815,000 44.2% 0.0%
FIRST BANCORP, INC. $1,000,000 $810,000 -19.0% 0.0%
Bank of England $795,000 n/a 0.0%
NP, Inc. $1,500,000 $795,000 -47.0% 0.0%
Discover Bank $425,000 $775,000 82.4% 0.0%
STOCKTON MORTGAGE CORPORATION $1,050,000 $760,000 -27.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $245,000 $755,000 208.2% 0.0%
City National Bank $755,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $740,000 n/a 0.0%
LENDERFI, INC. $715,000 $735,000 2.8% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,365,000 $730,000 -46.5% 0.0%
1ST FINANCIAL, INC. $345,000 $725,000 110.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $700,000 n/a 0.0%
Citadel Servicing Corporation $155,000 $685,000 341.9% 0.0%
First National Bank of Pennsylvania $1,920,000 $655,000 -65.9% 0.0%
MISSION MORTGAGE LLC $650,000 n/a 0.0%
WINGS FINANCIAL $245,000 $650,000 165.3% 0.0%
ON Q FINANCIAL, INC. $205,000 $640,000 212.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $720,000 $640,000 -11.1% 0.0%
R M K FINANCIAL CORP. $325,000 $640,000 96.9% 0.0%
Waterstone Mortgage Corporation $420,000 $640,000 52.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $625,000 n/a 0.0%
Arvest Bank $855,000 $620,000 -27.5% 0.0%
CRESCENT MORTGAGE COMPANY $570,000 $620,000 8.8% 0.0%
RANLIFE, INC. $620,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $610,000 n/a 0.0%
Merchants Bank of Indiana $610,000 n/a 0.0%
First National Bank of America $305,000 $600,000 96.7% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $600,000 n/a 0.0%
STEARNS LENDING, LLC $395,000 $600,000 51.9% 0.0%
Charles Schwab Bank, SSB $585,000 n/a 0.0%
CHESSIE $590,000 $580,000 -1.7% 0.0%
PHH Mortgage Corporation $330,000 $580,000 75.8% 0.0%
PLAZA HOME MORTGAGE, INC. $615,000 $580,000 -5.7% 0.0%
NATIONS RELIABLE LENDING, LLC $550,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $425,000 $550,000 29.4% 0.0%
AMWEST FUNDING CORP. $545,000 n/a 0.0%
Florida Capital Bank $340,000 $545,000 60.3% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $890,000 $545,000 -38.8% 0.0%
Kwik Mortgage Corporation $535,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $245,000 $530,000 116.3% 0.0%
PARKSIDE LENDING, LLC $480,000 $525,000 9.4% 0.0%
First Internet Bank of Indiana $305,000 $520,000 70.5% 0.0%
Bank-Fund Staff Federal Credit Union $215,000 $515,000 139.5% 0.0%
Metro City Bank $235,000 $510,000 117.0% 0.0%
MLD MORTGAGE INC. $1,300,000 $500,000 -61.5% 0.0%
Magnolia Bank $1,745,000 $490,000 -71.9% 0.0%
ACCELERATE MORTGAGE, LLC $580,000 $485,000 -16.4% 0.0%
SeaTrust Mortgage Company $475,000 n/a 0.0%
OCMBC, INC. $205,000 $460,000 124.4% 0.0%
CMG MORTGAGE, INC. $1,080,000 $450,000 -58.3% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $445,000 n/a 0.0%
KeyBank $435,000 n/a 0.0%
21ST MORTGAGE CORPORATION $445,000 $430,000 -3.4% 0.0%
INTERCAP LENDING INC. $385,000 $425,000 10.4% 0.0%
Quad City Bank and Trust Company $425,000 n/a 0.0%
Mid-Continent Funding, Inc. $265,000 $415,000 56.6% 0.0%
Park Lane Finance Solutions, LLC $100,000 $415,000 315.0% 0.0%
US MORTGAGE CORPORATION $1,075,000 $415,000 -61.4% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,120,000 $405,000 -63.8% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $405,000 n/a 0.0%
Leader Bank $405,000 n/a 0.0%
Beeline Loans, Inc. $390,000 n/a 0.0%
Clear Mountain Bank $390,000 n/a 0.0%
THE MORTGAGE LINK, INC. $165,000 $385,000 133.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $135,000 $380,000 181.5% 0.0%
THRIVE MORTGAGE, LLC $375,000 n/a 0.0%
ADVANCIAL $365,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $350,000 $365,000 4.3% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $365,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $355,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,000,000 $355,000 -64.5% 0.0%
Tidewater Home Funding, LLC $315,000 $355,000 12.7% 0.0%
Figure Lending LLC $315,000 $345,000 9.5% 0.0%
CityWorth Mortgage LLC $2,805,000 $335,000 -88.1% 0.0%
OVM FINANCIAL, INC. $560,000 $335,000 -40.2% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $330,000 n/a 0.0%
JOHNSON MORTGAGE COMPANY, L.L.C. $325,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $325,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $325,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $485,000 $320,000 -34.0% 0.0%
Cf Bank $315,000 n/a 0.0%
IMPAC MORTGAGE CORP. $315,000 n/a 0.0%
FBC MORTGAGE, LLC $2,425,000 $310,000 -87.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $305,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $970,000 $305,000 -68.6% 0.0%
INLAND BANK & TRUST $305,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $305,000 n/a 0.0%
OPEN MORTGAGE, LLC $300,000 n/a 0.0%
WesBanco Bank, Inc. $225,000 $300,000 33.3% 0.0%
CANOPY MORTGAGE, LLC $295,000 n/a 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $295,000 n/a 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $295,000 n/a 0.0%
Paramount Bank $145,000 $295,000 103.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $290,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $135,000 $290,000 114.8% 0.0%
DEEPHAVEN MORTGAGE LLC $285,000 n/a 0.0%
NASA Federal Credit Union $515,000 $285,000 -44.7% 0.0%
Quontic Bank $285,000 n/a 0.0%
Stifel Bank and Trust $765,000 $285,000 -62.7% 0.0%
The Fountain Trust Company $285,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $990,000 $275,000 -72.2% 0.0%
United Fidelity Funding Corp. $305,000 $275,000 -9.8% 0.0%
Pendleton Community Bank, Inc. $1,375,000 $270,000 -80.4% 0.0%
BNC National Bank $3,225,000 $265,000 -91.8% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $265,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $265,000 n/a 0.0%
Reliant Bank $265,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $325,000 $265,000 -18.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $720,000 $265,000 -63.2% 0.0%
EVERETT FINANCIAL, INC. $755,000 $255,000 -66.2% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $710,000 $255,000 -64.1% 0.0%
MIDLAND MORTGAGE CORPORATION $450,000 $255,000 -43.3% 0.0%
Northwest Bank $255,000 n/a 0.0%
Sunflower Bank $295,000 $255,000 -13.6% 0.0%
Citibank $360,000 $250,000 -30.6% 0.0%
Christensen Financial, Inc. $245,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,185,000 $245,000 -79.3% 0.0%
Kish Bank $245,000 n/a 0.0%
Community First National Bank $225,000 n/a 0.0%
Huntingdon Valley Bank $225,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $770,000 $225,000 -70.8% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $225,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,650,000 $225,000 -91.5% 0.0%
United Nations Federal Credit Union $225,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $215,000 n/a 0.0%
Princeton Mortgage Corporation $215,000 n/a 0.0%
Renasant Bank $375,000 $215,000 -42.7% 0.0%
Watermark Capital, Inc. $885,000 $215,000 -75.7% 0.0%
ENVOY MORTGAGE, LTD $700,000 $205,000 -70.7% 0.0%
MDE Home Loans, LLC $205,000 n/a 0.0%
Meridian Bank Corporation $355,000 $205,000 -42.3% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $225,000 $205,000 -8.9% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 n/a 0.0%
Equity Prime Mortgage LLC $195,000 n/a 0.0%
First Midwest Bank $305,000 $195,000 -36.1% 0.0%
LIMA ONE CAPITAL, LLC $165,000 $195,000 18.2% 0.0%
Southern Bank and Trust Company $195,000 n/a 0.0%
State Department Federal Credit Union $190,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $395,000 $185,000 -53.2% 0.0%
HighTechLending Inc $185,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $175,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $175,000 n/a 0.0%
Axos Bank $325,000 $165,000 -49.2% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $1,595,000 $165,000 -89.7% 0.0%
GENEVA FINANCIAL, LLC $165,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $165,000 n/a 0.0%
Victorian Finance, LLC $155,000 n/a 0.0%
Community Bank of the Chesapeake $150,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $430,000 $145,000 -66.3% 0.0%
GSF Mortgage Corporation $455,000 $145,000 -68.1% 0.0%
UIF CORPORATION $320,000 $145,000 -54.7% 0.0%
Gateway First Bank $695,000 $140,000 -79.9% 0.0%
NEXTMARK $190,000 $140,000 -26.3% 0.0%
Austin Capital Bank SSB $385,000 $135,000 -64.9% 0.0%
FAY SERVICING, LLC $135,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $135,000 n/a 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $1,135,000 $135,000 -88.1% 0.0%
JUSTICE Federal Credit Union $300,000 $130,000 -56.7% 0.0%
Elements Financial Federal Credit Union $125,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $185,000 $125,000 -32.4% 0.0%
Secured Investment Corp. $125,000 n/a 0.0%
Hometown Lenders, Inc. $185,000 $115,000 -37.8% 0.0%
ACT 1ST FCU $170,000 $95,000 -44.1% 0.0%
MEMBER ONE $75,000 n/a 0.0%
LANGLEY $125,000 $65,000 -48.0% 0.0%
STATE EMPLOYEES' $375,000 $65,000 -82.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $535,000 $65,000 -87.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $55,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $55,000 n/a 0.0%
N R L Federal Credit Union $215,000 $55,000 -74.4% 0.0%
Signal Financial Federal Credit Union $105,000 $55,000 -47.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

WINCHESTER's top lender by overall market share is QUICKEN LOANS, LLC, with 9.2% market share. In second place, with 8.0%, is Integrity Home Mortgage Corp, having originated $163,020,000 in loans. In third place, with 4.2%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $84,715,000 in loans. In third place, with 3.8%, is MCLEAN MORTGAGE CORPORATION, having originated $76,795,000 in loans. In third place, with 3.6%, is FREEDOM MORTGAGE CORPORATION, having originated $74,085,000 in loans.


WINCHESTER, VA-WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,074 $754,680,000 $245,504
Home Purchase 2,972 $868,470,000 $292,217
Cash Out Refi 1,523 $377,955,000 $248,165
Home Improvement 194 $21,410,000 $110,361
Other 164 $16,180,000 $98,659

Winchester's most frequently cited loan purpose was Refi, with 3,074 originations. The 2nd most popular reason was Home Purchase, with 2,972 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,998 $802,340,000 $267,625
3-4% 2,595 $673,205,000 $259,424
<2.5% 1,447 $386,585,000 $267,163
4-5% 249 $48,305,000 $193,996
5-6% 49 $4,865,000 $99,286
Over 8% 36 $3,190,000 $88,611
7-8% 16 $1,360,000 $85,000
6-7% 15 $2,025,000 $135,000

During 2021, Winchester's most frequently originated rate bucket was 2.5-3%, with 2,998 originations.

Loan Sizing (WINCHESTER, VA-WV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,241 $1,200,525,000 $283,076
$100k-200k 2,167 $338,225,000 $156,080
$400k-600k 795 $372,425,000 $468,459
$100,000 or less 626 $38,920,000 $62,173
$600k-1000k 84 $59,560,000 $709,048
$Over $1MM 14 $29,040,000 $2,074,286

WINCHESTER's loan sizing saw the bucket of loans from $200k-400k with 4,241 originations, totaling $1,200,525,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,745 $831,525,000 $302,923
60-80% 2,613 $681,485,000 $260,806
40-60% 969 $199,685,000 $206,073
20-40% 330 $42,530,000 $128,879
Under 20% 238 $16,150,000 $67,857
Over 100% 126 $48,180,000 $382,381

WINCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,745 originations, totaling $831,525,000 in origination value.