WINCHESTER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Winchester averaged 6.82% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.79% and one month ago for the week of 2023-10-26, the average rate was 7.59%.

Winchester's average rate one year ago was 6.08%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Winchester 30 Year Fixed Rate 2023-11-30 6.82%
Winchester 30 Year Fixed Rate Refi 2023-11-30 6.21%
Winchester 15 Year Fixed Rate 2023-11-30 6.04%
Winchester 15 Year Fixed Rate Refi 2023-11-30 5.67%
Winchester 30 Year FHA 2023-11-30 6.8%
Winchester 30 Year FHA Refi 2023-11-30 6.85%
Winchester 30 Year USDA 2023-11-30 6.01%
Winchester 30 Year USDA Refi 2023-11-30 6.8%
Winchester 30 Year VA 2023-11-30 6.27%
Winchester 30 Year VA Refi 2023-11-30 6.97%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINCHESTER, VA-WV.

WINCHESTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WINCHESTER, VA-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Integrity Home Mortgage Corp 180 5.08% $6,048
QUICKEN LOANS, LLC 149 4.90% $6,926
FINANCE OF AMERICA MORTGAGE LLC 94 4.94% $6,246
MCLEAN MORTGAGE CORPORATION 79 4.43% $6,448
NAVY FEDERAL CREDIT UNION 73 5.02% $5,175
UNITED WHOLESALE MORTGAGE, LLC 56 4.90% $7,374
LOANDEPOT.COM, LLC 55 4.54% $5,934
Wells Fargo Bank 54 4.79% $4,862
Bank of Clarke County 53 5.01% $5,138
HOMEAMERICAN MORTGAGE CORPORATION 40 4.49% $2,024
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 39 5.26% $5,236
HOMESPIRE MORTGAGE CORPORATION 37 5.46% $6,708
CBM Mortgage, Inc. 35 5.44% $5,989
Atlantic Coast Mortgage, LLC 33 5.27% $6,738
PRIMELENDING, A PLAINSCAPITAL COMPANY 30 4.86% $8,501
NVR Mortgage Finance, Inc. 29 4.66% $6,776
Truist 26 4.52% $4,407
George Mason Mortgage, LLC 24 4.59% $6,156
PENNYMAC LOAN SERVICES, LLC 24 4.22% $7,909
NFM, INC. 24 4.96% $6,249
GUILD MORTGAGE COMPANY 21 5.09% $5,871
Apple Federal Credit Union 20 4.05% $6,969
Mr. Cooper ( Nationstar Mortgage ) 20 4.54% $7,669
HOMESIDE FINANCIAL, LLC 16 4.46% $6,463
EMBRACE HOME LOANS, INC. 16 5.58% $5,258
MOVEMENT MORTGAGE, LLC 16 5.34% $6,546
Alcova Mortgage LLC 15 4.82% $4,366
Bank of America 15 4.30% $5,487
Shea Mortgage Inc. 14 4.31% $2,344
CALIBER HOME LOANS, INC. 14 4.69% $5,980
JPMorgan Chase Bank 13 4.09% $5,718
First Heritage Mortgage, LLC 12 5.11% $7,465
BETTER MORTGAGE CORPORATION 11 3.99% $7,453
City National Bank of West Virginia 11 4.69% $2,088
FREEDOM MORTGAGE CORPORATION 11 4.85% $6,322
Sierra Pacific Mortgage Company, Inc. 10 5.75% $6,995
HOME POINT FINANCIAL CORPORATION 10 4.53% $7,400
TIDEWATER MORTGAGE SERVICES, INC. 10 4.81% $5,282
AMERISAVE MORTGAGE CORPORATION 10 4.27% $10,242
Atlantic Union Bank 10 5.16% $5,399
Prosperity Home Mortgage, LLC 10 5.05% $5,515
PENTAGON FEDERAL CREDIT UNION 10 4.89% $4,244
CMG MORTGAGE, INC. 10 5.56% $6,509
UNION HOME MORTGAGE CORP. 10 5.25% $7,047
F & M BANK CORP. 9 5.32% $5,194
BROKER SOLUTIONS, INC. 9 5.18% $5,720
CROSSCOUNTRY MORTGAGE, LLC 9 5.61% $7,085
FIRST SAVINGS MORTGAGE CORPORATION 9 5.39% $5,122
NEWREZ LLC 8 5.33% $5,442
Summit Community Bank, Inc. 8 4.80% $3,763
INTERCOASTAL MORTGAGE COMPANY 8 5.38% $7,654
DRAPER AND KRAMER MORTGAGE CORP. 7 5.14% $5,537
JAMS-01, INC. 7 5.59% $7,590
Northwest Federal Credit Union 7 5.02% $4,454
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 5.21% $6,675
CARDINAL FINANCIAL 6 3.90% $5,719
CAPITAL CENTER, L.L.C. 6 5.10% $2,968
SECURITYNATIONAL MORTGAGE COMPANY 6 5.58% $9,244
Vellum Mortgage, Inc. 6 5.19% $6,695
Ameris Bank 6 5.37% $7,348
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.87% $6,160
APEX HOME LOANS, INC. 5 4.35% $4,181
LAKEVIEW LOAN SERVICING, LLC 5 4.30% $5,041
M&T Bank 5 4.05% $4,384
CNB Bank Inc. 5 4.25% $2,851
NETWORK CAPITAL FUNDING CORPORATION 5 4.38% $4,998
GUARANTEED RATE AFFINITY, LLC 5 4.89% $3,803
PNC Bank 4 4.16% $5,786
AMERICAN FINANCING CORPORATION 4 3.66% $4,204
First National Bank of America 4 8.36% $16,094
Gateway First Bank 4 4.63% $5,450
AgFirst Farm Credit Bank 4 5.53% $4,771
Flagstar Bank, FSB 4 5.28% $6,274
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 4.91% $4,411
Sandy Spring Bank 4 4.31% $9,316
ACADEMY MORTGAGE CORPORATION 4 5.94% $10,715
GUARANTEED RATE, INC. 4 3.96% $6,725
SIRVA MORTGAGE, INC. 4 5.25% $1,585
MORTGAGE ACCESS CORP. 4 4.27% $7,066
C & F Mortgage Corporation 4 4.38% $3,711
Strong Home Mortgage, LLC 4 4.13% $2,124
Magnolia Bank 4 6.13% $5,199
The Freedom Bank of Virginia 4 5.34% $5,984
MUTUAL OF OMAHA MORTGAGE, INC. 3 5.50% $8,045
BAY EQUITY LLC 3 5.79% $4,306
DAS Acquisition Company, LLC 3 4.46% $6,433
Discover Bank 3 4.73% $0
EagleBank 3 4.08% $3,873
EMM LOANS LLC 3 4.79% $9,910
First-Citizens Bank & Trust Company 3 4.42% $2,494
First Internet Bank of Indiana 3 4.13% $3,477
First National Bank of Pennsylvania 3 4.17% $6,038
Nations Lending Corporation 3 5.04% $6,569
PHH Mortgage Corporation 3 3.58% $6,472
SWBC MORTGAGE CORPORATION 3 4.75% $6,129
TD Bank 3 4.21% $4,270
TOWER 3 3.75% $4,161
U.S. Bank 3 5.33% $3,058
ZILLOW HOME LOANS, LLC 3 3.75% $5,814
NexBank 2 4.19% $5,432
The Federal Savings Bank 2 5.06% $11,152
Encompass Lending Group, LP 2 3.81% $4,478
Carrington Mortgage Services, LLC 2 6.25% $6,566
AmeriHome Mortgage Company, LLC 2 4.31% $7,729
ROYAL UNITED MORTGAGE LLC 2 5.81% $6,745
Towne Bank 2 5.38% $5,420
PARTNERS 1ST Federal Credit Union 2 3.81% $3,430
Farm Credit of the Virginias, ACA 2 7.45% $3,011
LENOX FINANCIAL MORTGAGE CORPORATION 2 4.19% $6,436
Waterstone Mortgage Corporation 2 5.94% $5,353
Northpointe Bank 2 5.12% $4,480
PLANET HOME LENDING, LLC 2 4.88% $5,838
NORTHROP GRUMMAN Federal Credit Union 2 4.63% $4,090
STATE EMPLOYEES' 2 4.10% $4,981
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 2 4.63% $7,184
EASTMAN 2 4.88% $5,150
MILLENNIUM FINANCIAL GROUP, INC. 2 6.38% $7,077
ALLIANT CREDIT UNION 2 3.25% $4,553
Hometown Lenders, Inc. 2 5.93% $11,114
Fulton Bank 2 5.19% $3,437
Citibank 2 3.19% $6,331
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 5.63% $4,243
First Guaranty Mortgage Corporation 2 3.75% $4,737
North American Savings Bank, F.S.B. 1 8.25% $4,719
Citizens Bank 1 5.13% $3,809
NP, Inc. 1 2.93% $3,976
OVM FINANCIAL, INC. 1 4.88% $8,076
Paramount Bank 1 6.13% $9,809
Paramount Residential Mortgage Group, Inc. 1 3.88% $6,076
CHURCHILL MORTGAGE CORPORATION 1 4.25% $4,976
Chicago Mortgage Solutions LLC 1 2.99% $3,235
Plains Commerce Bank 1 4.75% $3,178
PLAZA HOME MORTGAGE, INC. 1 4.38% $5,517
CHESSIE 1 6.25% $2,320
Presidential Bank, FSB 1 4.25% $6,235
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.99% $4,008
Prime Choice Funding Inc. 1 3.75% $2,691
Charles Schwab Bank, SSB 1 4.73% $1,639
Century Mortgage Company DBA Century Lending Company 1 3.88% $12,208
Blue Ridge Bank 1 2.75% $8,958
Beeline Loans, Inc. 1 3.38% $2,309
BAY CAPITAL MORTGAGE CORPORATION 1 6.50% $5,618
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 4.38% $2,979
Silicon Valley Bank 1 3.00% $4,131
Arvest Bank 1 2.88% $6,619
SOFI LENDING CORP. 1 3.38% $2,728
ARC HOME LLC 1 5.38% $9,250
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.50% $13,968
WesBanco 1 5.13% $5,931
TEACHERS 1 3.50% $4,219
The Central Trust Bank 1 3.25% $3,861
ANDREWS FEDERAL CREDIT UNION 1 4.13% $8,299
The Huntington National Bank 1 5.75% $3,520
Willamette Valley Bank 1 5.75% $16,760
TOWNE MORTGAGE COMPANY 1 5.88% $9,450
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.63% $6,081
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.00% $5,954
United Nations Federal Credit Union 1 4.38% $3,381
Ally Bank 1 4.75% $7,415
USAA Federal Savings Bank 1 6.88% $3,247
Wyndham Capital Mortgage, Inc. 1 4.63% $4,971
US MORTGAGE CORPORATION 1 3.63% $6,542
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.00% $11,793
ALLIED MORTGAGE GROUP, INC. 1 6.75% $7,933
GSF Mortgage Corporation 1 6.99% $4,384
GREENSTATE CREDIT UNION 1 5.63% $4,861
FRANKLIN MINT 1 3.50% $11,949
Ixonia Bank 1 3.75% $6,669
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 2.75% $2,437
Lakeview Community Capital, LLC 1 6.50% $7,673
First Federal Bank 1 4.00% $2,116
LAND HOME FINANCIAL SERVICES, INC. 1 6.50% $6,233
LIBERTY HOME MORTGAGE CORPORATION 1 6.88% $9,994
FIRST COMMUNITY MORTGAGE, INC. 1 5.50% $4,268
MANN FINANCIAL INC. 1 5.63% $2,503
EVERETT FINANCIAL, INC. 1 7.25% $2,517
MICHIGAN FIRST CREDIT UNION 1 3.63% $3,042
MID AMERICA MORTGAGE, INC. 1 3.75% $2,431
MidAtlantic Farm Credit, ACA 1 5.00% $7,213
Morgan Stanley Private Bank 1 4.65% $3,089
Mortgage Research Center, LLC 1 6.63% $5,473
EDUCATIONAL SYSTEMS 1 5.38% $11,876
DUPONT COMMUNITY 1 4.63% $3,035
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.63% $7,341
Virginia Credit Union, Inc. 1 4.25% $3,757
DEPARTMENT OF COMMERCE 1 3.00% $4,112
NBKC BANK 1 6.00% $3,244
DEEPHAVEN MORTGAGE LLC 1 7.25% $15,714
NEW DAY FINANCIAL, LLC 1 3.25% $3,763
CRESCENT MORTGAGE COMPANY 1 3.13% $7,702
Clear Mountain Bank 1 3.63% $3,413
NMSI, INC. 1 6.63% $7,652

WINCHESTER Average Closing Costs & Other Stats

WINCHESTER, VA-WV's 192 lenders originated 4,262 loans during 2022. The total origination value was $1,199,220,000, with an average loan value of $281,375.

WINCHESTER's average closing costs are $5,529.

The top WINCHESTER lender as defined by loan originations is Integrity Home Mortgage Corp, with 180 loans originated. Their average total fees are $6,048, which is $878 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WINCHESTER lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($2,024), City National Bank of West Virginia ($2,088), Shea Mortgage Inc. ($2,344), PENTAGON FEDERAL CREDIT UNION ($4,244) and Alcova Mortgage LLC ($4,366).

The lowest rate WINCHESTER lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (3.99%), Apple Federal Credit Union (4.05%), JPMorgan Chase Bank (4.09%), PENNYMAC LOAN SERVICES, LLC (4.22%) and AMERISAVE MORTGAGE CORPORATION (4.27%).

WINCHESTER, VA-WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Integrity Home Mortgage Corp $163,020,000 $71,470,000 -56.2% 6.0%
QUICKEN LOANS, LLC $188,265,000 $69,700,000 -63.0% 5.8%
FINANCE OF AMERICA MORTGAGE LLC $84,715,000 $46,560,000 -45.0% 3.9%
NAVY FEDERAL CREDIT UNION $61,090,000 $45,425,000 -25.6% 3.8%
MCLEAN MORTGAGE CORPORATION $76,795,000 $41,655,000 -45.8% 3.5%
LOANDEPOT.COM, LLC $48,190,000 $33,520,000 -30.4% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $48,965,000 $32,275,000 -34.1% 2.7%
JONES LANG LASALLE MULTIFAMILY, LLC $30,035,000 n/a 2.5%
Truist $39,315,000 $27,020,000 -31.3% 2.3%
HOMEAMERICAN MORTGAGE CORPORATION $11,560,000 $25,435,000 120.0% 2.1%
Wells Fargo Bank $58,645,000 $23,975,000 -59.1% 2.0%
Bank of Clarke County $38,160,000 $23,750,000 -37.8% 2.0%
CBM Mortgage, Inc. $45,480,000 $22,230,000 -51.1% 1.9%
Community Bank of the Chesapeake $150,000 $20,585,000 13,623.3% 1.7%
Atlantic Coast Mortgage, LLC $21,330,000 $19,550,000 -8.3% 1.6%
HOMESPIRE MORTGAGE CORPORATION $33,800,000 $19,425,000 -42.5% 1.6%
PENNYMAC LOAN SERVICES, LLC $47,735,000 $19,000,000 -60.2% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $25,145,000 $18,925,000 -24.7% 1.6%
NVR Mortgage Finance, Inc. $28,050,000 $18,300,000 -34.8% 1.5%
Bank of Romney $21,890,000 $16,860,000 -23.0% 1.4%
MainStreet Bank $15,290,000 n/a 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $37,740,000 $15,125,000 -59.9% 1.3%
Mortgage Research Center, LLC $16,160,000 $15,030,000 -7.0% 1.3%
Apple Federal Credit Union $20,325,000 $14,685,000 -27.7% 1.2%
Summit Community Bank, Inc. $8,750,000 $13,985,000 59.8% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $35,805,000 $13,360,000 -62.7% 1.1%
George Mason Mortgage, LLC $26,645,000 $12,585,000 -52.8% 1.0%
First Bank $23,665,000 $12,525,000 -47.1% 1.0%
City National Bank of West Virginia $7,910,000 $11,330,000 43.2% 0.9%
FNB Bank, Inc. $15,450,000 $11,210,000 -27.4% 0.9%
NFM, INC. $10,070,000 $11,175,000 11.0% 0.9%
MOVEMENT MORTGAGE, LLC $7,910,000 $11,065,000 39.9% 0.9%
FREEDOM MORTGAGE CORPORATION $74,085,000 $10,285,000 -86.1% 0.9%
GUILD MORTGAGE COMPANY $3,020,000 $10,130,000 235.4% 0.8%
Capon Valley Bank $7,240,000 $9,820,000 35.6% 0.8%
United Bank $8,490,000 $9,010,000 6.1% 0.8%
CALIBER HOME LOANS, INC. $13,965,000 $8,675,000 -37.9% 0.7%
EMBRACE HOME LOANS, INC. $14,090,000 $8,340,000 -40.8% 0.7%
HOMESIDE FINANCIAL, LLC $14,025,000 $7,585,000 -45.9% 0.6%
PENTAGON FEDERAL CREDIT UNION $11,800,000 $7,535,000 -36.1% 0.6%
First Heritage Mortgage, LLC $14,835,000 $7,120,000 -52.0% 0.6%
Alcova Mortgage LLC $25,400,000 $7,090,000 -72.1% 0.6%
Shea Mortgage Inc. $4,680,000 $7,055,000 50.7% 0.6%
AMERISAVE MORTGAGE CORPORATION $29,790,000 $6,855,000 -77.0% 0.6%
Bank of America $6,840,000 $6,420,000 -6.1% 0.5%
JAMS-01, INC. $3,020,000 $6,235,000 106.5% 0.5%
CMG MORTGAGE, INC. $450,000 $6,170,000 1,271.1% 0.5%
Prosperity Home Mortgage, LLC $8,115,000 $6,100,000 -24.8% 0.5%
HOME POINT FINANCIAL CORPORATION $18,715,000 $6,020,000 -67.8% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,485,000 $5,725,000 4.4% 0.5%
INTERCOASTAL MORTGAGE COMPANY $19,145,000 $5,570,000 -70.9% 0.5%
NEWREZ LLC $15,895,000 $5,535,000 -65.2% 0.5%
Atlantic Union Bank $5,945,000 $5,415,000 -8.9% 0.5%
BETTER MORTGAGE CORPORATION $11,580,000 $5,240,000 -54.7% 0.4%
UNION HOME MORTGAGE CORP. $6,050,000 $5,050,000 -16.5% 0.4%
BROKER SOLUTIONS, INC. $6,915,000 $4,890,000 -29.3% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $7,595,000 $4,820,000 -36.5% 0.4%
NEW DAY FINANCIAL, LLC $8,985,000 $4,805,000 -46.5% 0.4%
JPMorgan Chase Bank $6,330,000 $4,745,000 -25.0% 0.4%
Northwest Federal Credit Union $9,325,000 $4,705,000 -49.5% 0.4%
TIDEWATER MORTGAGE SERVICES, INC. $7,585,000 $4,620,000 -39.1% 0.4%
F & M BANK CORP. $1,945,000 $4,610,000 137.0% 0.4%
Sierra Pacific Mortgage Company, Inc. $7,890,000 $4,410,000 -44.1% 0.4%
LAKEVIEW LOAN SERVICING, LLC $13,090,000 $4,260,000 -67.5% 0.4%
GUARANTEED RATE, INC. $7,925,000 $4,010,000 -49.4% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $11,090,000 $3,985,000 -64.1% 0.3%
PNC Bank $4,215,000 $3,870,000 -8.2% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,175,000 $3,620,000 -41.4% 0.3%
M&T Bank $2,050,000 $3,355,000 63.7% 0.3%
TIAA, FSB $3,305,000 n/a 0.3%
CAPITAL CENTER, L.L.C. $3,830,000 $3,170,000 -17.2% 0.3%
Citizens Bank $2,870,000 $3,155,000 9.9% 0.3%
Vellum Mortgage, Inc. $3,300,000 $3,075,000 -6.8% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $3,580,000 $3,035,000 -15.2% 0.3%
EagleBank $4,085,000 $3,020,000 -26.1% 0.3%
First National Bank of Pennsylvania $655,000 $2,945,000 349.6% 0.2%
USAA Federal Savings Bank $5,785,000 $2,930,000 -49.4% 0.2%
First-Citizens Bank & Trust Company $4,645,000 $2,870,000 -38.2% 0.2%
FIRST SAVINGS MORTGAGE CORPORATION $4,450,000 $2,845,000 -36.1% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $4,655,000 $2,765,000 -40.6% 0.2%
Flagstar Bank, FSB $6,340,000 $2,760,000 -56.5% 0.2%
AgFirst Farm Credit Bank $6,805,000 $2,705,000 -60.2% 0.2%
The Freedom Bank of Virginia $1,795,000 $2,660,000 48.2% 0.2%
APEX HOME LOANS, INC. $890,000 $2,570,000 188.8% 0.2%
U.S. Bank $5,730,000 $2,445,000 -57.3% 0.2%
Bank of Charles Town $3,210,000 $2,410,000 -24.9% 0.2%
Ameris Bank $4,185,000 $2,375,000 -43.2% 0.2%
Jefferson Security Bank $3,170,000 $2,355,000 -25.7% 0.2%
Carrington Mortgage Services, LLC $8,405,000 $2,245,000 -73.3% 0.2%
Blue Ridge Bank $7,070,000 $2,220,000 -68.6% 0.2%
The Federal Savings Bank $5,920,000 $2,220,000 -62.5% 0.2%
Discover Bank $775,000 $2,185,000 181.9% 0.2%
TD Bank $1,630,000 $2,180,000 33.7% 0.2%
CNB Bank Inc. $935,000 $1,975,000 111.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,315,000 $1,925,000 -55.4% 0.2%
MORTGAGE ACCESS CORP. $925,000 $1,920,000 107.6% 0.2%
Sandy Spring Bank $2,885,000 $1,905,000 -34.0% 0.2%
TOWER $1,475,000 $1,905,000 29.2% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,775,000 $1,830,000 -51.5% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $8,700,000 $1,820,000 -79.1% 0.2%
BAY EQUITY LLC $1,745,000 n/a 0.1%
Towne Bank $3,530,000 $1,740,000 -50.7% 0.1%
NBKC BANK $2,905,000 $1,730,000 -40.4% 0.1%
ACADEMY MORTGAGE CORPORATION $1,105,000 $1,720,000 55.7% 0.1%
First National Bank of America $600,000 $1,700,000 183.3% 0.1%
C & F Mortgage Corporation $1,565,000 $1,680,000 7.3% 0.1%
Strong Home Mortgage, LLC $6,325,000 $1,675,000 -73.5% 0.1%
Nations Lending Corporation $2,180,000 $1,605,000 -26.4% 0.1%
MidAtlantic Farm Credit, ACA $1,460,000 $1,525,000 4.5% 0.1%
GSF Mortgage Corporation $145,000 $1,460,000 906.9% 0.1%
Presidential Bank, FSB $5,070,000 $1,455,000 -71.3% 0.1%
Paramount Residential Mortgage Group, Inc. $3,110,000 $1,435,000 -53.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $905,000 $1,410,000 55.8% 0.1%
DUPONT COMMUNITY $1,110,000 $1,340,000 20.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $65,000 $1,340,000 1,961.5% 0.1%
PLANET HOME LENDING, LLC $3,225,000 $1,290,000 -60.0% 0.1%
SIRVA MORTGAGE, INC. $2,455,000 $1,280,000 -47.9% 0.1%
PHH Mortgage Corporation $580,000 $1,265,000 118.1% 0.1%
SWBC MORTGAGE CORPORATION $5,205,000 $1,255,000 -75.9% 0.1%
ALLIED MORTGAGE GROUP, INC. $1,535,000 $1,235,000 -19.5% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $3,305,000 $1,230,000 -62.8% 0.1%
Gateway First Bank $140,000 $1,220,000 771.4% 0.1%
Hometown Lenders, Inc. $115,000 $1,195,000 939.1% 0.1%
Pendleton Community Bank, Inc. $270,000 $1,095,000 305.6% 0.1%
United Nations Federal Credit Union $225,000 $1,090,000 384.4% 0.1%
STATE EMPLOYEES' $65,000 $1,085,000 1,569.2% 0.1%
PLAZA HOME MORTGAGE, INC. $580,000 $1,080,000 86.2% 0.1%
EMM LOANS LLC $1,055,000 n/a 0.1%
First Federal Bank $4,265,000 $1,030,000 -75.8% 0.1%
Magnolia Bank $490,000 $1,005,000 105.1% 0.1%
Northpointe Bank $1,170,000 $1,005,000 -14.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,835,000 $955,000 -48.0% 0.1%
Middletown Valley Bank $955,000 n/a 0.1%
WesBanco Bank, Inc. $300,000 $945,000 215.0% 0.1%
Figure Lending LLC $345,000 $925,000 168.1% 0.1%
PARTNERS 1ST Federal Credit Union $2,280,000 $920,000 -59.6% 0.1%
ALLIANT CREDIT UNION $1,875,000 $910,000 -51.5% 0.1%
Charles Schwab Bank, SSB $585,000 $890,000 52.1% 0.1%
North American Savings Bank, F.S.B. $3,110,000 $890,000 -71.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $640,000 $875,000 36.7% 0.1%
LENDINGONE, LLC $1,330,000 $870,000 -34.6% 0.1%
Citibank $250,000 $860,000 244.0% 0.1%
AMERICAN ADVISORS GROUP $1,130,000 $850,000 -24.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $145,000 $840,000 479.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,070,000 $830,000 -79.6% 0.1%
Century Mortgage Company DBA Century Lending Company $820,000 n/a 0.1%
EASTMAN $820,000 n/a 0.1%
Virginia Credit Union, Inc. $1,825,000 $820,000 -55.1% 0.1%
Wyndham Capital Mortgage, Inc. $4,040,000 $800,000 -80.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $785,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $2,450,000 $770,000 -68.6% 0.1%
US MORTGAGE CORPORATION $415,000 $760,000 83.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 $750,000 284.6% 0.1%
ARC HOME LLC $845,000 $750,000 -11.2% 0.1%
NORTHROP GRUMMAN Federal Credit Union $135,000 $750,000 455.6% 0.1%
FIDELITY DIRECT MORTGAGE, LLC $165,000 $720,000 336.4% 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $710,000 n/a 0.1%
First Guaranty Mortgage Corporation $2,495,000 $705,000 -71.7% 0.1%
MILLENNIUM FINANCIAL GROUP, INC. $2,345,000 $705,000 -69.9% 0.1%
ARLINGTON COMMUNITY $700,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $290,000 $680,000 134.5% 0.1%
Barrington Bank & Trust Company, N.A. $2,030,000 $675,000 -66.7% 0.1%
First Internet Bank of Indiana $520,000 $675,000 29.8% 0.1%
TOWNE MORTGAGE COMPANY $1,140,000 $670,000 -41.2% 0.1%
First United Corporation $665,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $2,270,000 $655,000 -71.1% 0.1%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $915,000 $625,000 -31.7% 0.1%
Willamette Valley Bank $615,000 n/a 0.1%
NexBank $600,000 n/a 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $405,000 $595,000 46.9% 0.0%
DAS Acquisition Company, LLC $1,115,000 $595,000 -46.6% 0.0%
Lakeview Community Capital, LLC $1,440,000 $595,000 -58.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $880,000 $585,000 -33.5% 0.0%
SPRING EQ, LLC $840,000 $585,000 -30.4% 0.0%
CRESCENT MORTGAGE COMPANY $620,000 $580,000 -6.5% 0.0%
Farm Credit of the Virginias, ACA $1,865,000 $580,000 -68.9% 0.0%
Fulton Bank $1,930,000 $580,000 -69.9% 0.0%
SOFI LENDING CORP. $1,680,000 $570,000 -66.1% 0.0%
Waterstone Mortgage Corporation $640,000 $570,000 -10.9% 0.0%
NEXTMARK $140,000 $565,000 303.6% 0.0%
Encompass Lending Group, LP $560,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $2,010,000 $550,000 -72.6% 0.0%
KELLER MORTGAGE, LLC $245,000 $545,000 122.4% 0.0%
NASA Federal Credit Union $285,000 $545,000 91.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $845,000 $540,000 -36.1% 0.0%
21ST MORTGAGE CORPORATION $430,000 $535,000 24.4% 0.0%
GREENSTATE CREDIT UNION $535,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,225,000 $530,000 -76.2% 0.0%
Congressional Bank $520,000 n/a 0.0%
Park Lane Finance Solutions, LLC $415,000 $520,000 25.3% 0.0%
CLEARPATH LENDING $4,220,000 $515,000 -87.8% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,195,000 $510,000 -76.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $305,000 $495,000 62.3% 0.0%
FEDCHOICE Federal Credit Union $490,000 n/a 0.0%
EVERETT FINANCIAL, INC. $255,000 $470,000 84.3% 0.0%
Armed Forces Bank $465,000 n/a 0.0%
EDUCATIONAL SYSTEMS $460,000 n/a 0.0%
Equity Prime Mortgage LLC $195,000 $460,000 135.9% 0.0%
Plains Commerce Bank $1,310,000 $450,000 -65.6% 0.0%
UNITED MORTGAGE CORP. $450,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $305,000 $445,000 45.9% 0.0%
MID-ISLAND MORTGAGE CORP. $325,000 $445,000 36.9% 0.0%
ANDREWS FEDERAL CREDIT UNION $185,000 $440,000 137.8% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $815,000 $430,000 -47.2% 0.0%
FirstBank $2,710,000 $425,000 -84.3% 0.0%
Ally Bank $415,000 n/a 0.0%
FRANKLIN MINT $405,000 n/a 0.0%
Silicon Valley Bank $405,000 n/a 0.0%
CHESSIE $580,000 $390,000 -32.8% 0.0%
Chicago Mortgage Solutions LLC $1,515,000 $390,000 -74.3% 0.0%
TEACHERS $390,000 n/a 0.0%
Metro City Bank $510,000 $385,000 -24.5% 0.0%
Arvest Bank $620,000 $365,000 -41.1% 0.0%
Stifel Bank and Trust $285,000 $365,000 28.1% 0.0%
LENDINGHOME FUNDING CORPORATION $895,000 $360,000 -59.8% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $355,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $255,000 $355,000 39.2% 0.0%
Paramount Bank $295,000 $345,000 16.9% 0.0%
Beeline Loans, Inc. $390,000 $335,000 -14.1% 0.0%
DEEPHAVEN MORTGAGE LLC $285,000 $335,000 17.5% 0.0%
The Huntington National Bank $885,000 $335,000 -62.1% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $755,000 $325,000 -57.0% 0.0%
DEPARTMENT OF COMMERCE $315,000 n/a 0.0%
Farmers Bank & Trust $315,000 n/a 0.0%
Low VA Rates, LLC $2,240,000 $315,000 -85.9% 0.0%
PIONEER BANK $305,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $275,000 $295,000 7.3% 0.0%
NP, Inc. $795,000 $295,000 -62.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $265,000 $290,000 9.4% 0.0%
Fifth Third Bank $1,815,000 $285,000 -84.3% 0.0%
Ixonia Bank $285,000 n/a 0.0%
LOANPAL, LLC $1,200,000 $285,000 -76.3% 0.0%
Princeton Mortgage Corporation $215,000 $285,000 32.6% 0.0%
SONABANK $840,000 $285,000 -66.1% 0.0%
Clear Mountain Bank $390,000 $275,000 -29.5% 0.0%
First Option Mortgage, LLC $275,000 n/a 0.0%
MILEND, INC. $905,000 $275,000 -69.6% 0.0%
Morgan Stanley Private Bank $265,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $265,000 n/a 0.0%
The Central Trust Bank $265,000 n/a 0.0%
The Union Bank Company $265,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $260,000 n/a 0.0%
AMWEST FUNDING CORP. $545,000 $255,000 -53.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $255,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $600,000 $255,000 -57.5% 0.0%
N R L Federal Credit Union $55,000 $255,000 363.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $625,000 $245,000 -60.8% 0.0%
ACT 1ST FCU $95,000 $240,000 152.6% 0.0%
MID AMERICA MORTGAGE, INC. $1,050,000 $240,000 -77.1% 0.0%
CityWorth Mortgage LLC $335,000 $235,000 -29.9% 0.0%
LOANLEADERS OF AMERICA, INC. $235,000 n/a 0.0%
MANN FINANCIAL INC. $235,000 n/a 0.0%
Mid-Continent Funding, Inc. $415,000 $235,000 -43.4% 0.0%
OVM FINANCIAL, INC. $335,000 $235,000 -29.9% 0.0%
Prime Choice Funding Inc. $995,000 $235,000 -76.4% 0.0%
Virginia National Bank $230,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $860,000 $225,000 -73.8% 0.0%
FBC MORTGAGE, LLC $310,000 $225,000 -27.4% 0.0%
MICHIGAN FIRST CREDIT UNION $225,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $550,000 $220,000 -60.0% 0.0%
OAKTREE FUNDING CORP. $215,000 n/a 0.0%
Peoples Bank $215,000 n/a 0.0%
RESIDENTIAL BANCORP. $1,135,000 $215,000 -81.1% 0.0%
Capital Bank $2,910,000 $205,000 -93.0% 0.0%
JUSTICE Federal Credit Union $130,000 $205,000 57.7% 0.0%
MLD MORTGAGE INC. $500,000 $205,000 -59.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $380,000 $205,000 -46.1% 0.0%
NMSI, INC. $185,000 n/a 0.0%
OPEN MORTGAGE, LLC $300,000 $185,000 -38.3% 0.0%
NSWC Federal Credit Union $155,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $290,000 $155,000 -46.6% 0.0%
VILLAGE CAPITAL MORTGAGE $2,170,000 $155,000 -92.9% 0.0%
Burke & Herbert Bank & Trust Company $115,000 n/a 0.0%
AFFINITY $105,000 n/a 0.0%
HANSCOM $105,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $85,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $265,000 $85,000 -67.9% 0.0%
USAlliance Federal Credit Union $75,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
The Grant County Bank $65,000 n/a 0.0%
SOMERSET TRUST COMPANY $55,000 n/a 0.0%
South State Bank $45,000 n/a 0.0%
AMERICAN HERITAGE FCU $35,000 n/a 0.0%

WINCHESTER's top lender by overall market share is Integrity Home Mortgage Corp, with 6.0% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $69,700,000 in loans. In third place, with 3.9%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $46,560,000 in loans. In fourth place, with 3.8%, is NAVY FEDERAL CREDIT UNION, having originated $45,425,000 in loans. In fifth place, with 3.5%, is MCLEAN MORTGAGE CORPORATION, having originated $41,655,000 in loans.


WINCHESTER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $278,500 (4.3%) $311,248 (7.4%) 0.00 490
2018-02-01 $287,870 (6.6%) $317,767 (8.1%) 0.00 500
2018-03-01 $294,740 (5.3%) $320,369 (4.4%) 0.00 544
2018-04-01 $299,450 (7.0%) $327,055 (5.3%) 0.00 592
2018-05-01 $299,995 (1.7%) $331,492 (3.2%) 0.00 636
2018-06-01 $299,900 (0.6%) $325,766 (0.8%) 0.00 686
2018-07-01 $297,226 (2.9%) $322,083 (3.4%) 0.00 726
2018-08-01 $289,900 (0.3%) $316,984 (2.4%) 0.00 737
2018-09-01 $275,500 (-4.3%) $311,404 (-0.6%) 0.00 748
2018-10-01 $278,950 (-4.6%) $316,225 (1.3%) 0.00 725
2018-11-01 $285,771 (2.0%) $319,470 (1.7%) 0.00 722
2018-12-01 $287,684 (4.7%) $319,504 (4.4%) 0.00 657
2019-01-01 $289,575 (4.0%) $317,795 (2.1%) 0.00 560
2019-02-01 $296,198 (2.9%) $322,803 (1.6%) 0.00 563
2019-03-01 $298,653 (1.3%) $328,159 (2.4%) 0.00 594
2019-04-01 $297,198 (-0.8%) $331,554 (1.4%) 0.00 636
2019-05-01 $301,945 (0.7%) $342,899 (3.4%) 0.00 616
2019-06-01 $299,000 (-0.3%) $342,827 (5.2%) 0.00 638
2019-07-01 $299,995 (0.9%) $341,654 (6.1%) 0.00 637
2019-08-01 $299,911 (3.5%) $340,043 (7.3%) 0.00 648
2019-09-01 $299,792 (8.8%) $338,267 (8.6%) 0.00 665
2019-10-01 $299,861 (7.5%) $337,358 (6.7%) 0.00 672
2019-11-01 $296,495 (3.8%) $332,954 (4.2%) 0.00 623
2019-12-01 $297,225 (3.3%) $334,237 (4.6%) 0.00 565
2020-01-01 $293,245 (1.3%) $334,314 (5.2%) 0.00 520
2020-02-01 $297,995 (0.6%) $339,320 (5.1%) 0.00 492
2020-03-01 $301,218 (0.9%) $344,621 (5.0%) 0.00 499
2020-04-01 $301,448 (1.4%) $348,476 (5.1%) 0.00 503
2020-05-01 $317,990 (5.3%) $354,554 (3.4%) 0.00 497
2020-06-01 $329,495 (10.2%) $371,355 (8.3%) 0.00 431
2020-07-01 $314,993 (5.0%) $372,688 (9.1%) 0.00 367
2020-08-01 $334,990 (11.7%) $396,154 (16.5%) 0.00 301
2020-09-01 $329,713 (10.0%) $394,821 (16.7%) 0.00 257
2020-10-01 $299,900 (0.0%) $391,719 (16.1%) 0.00 245
2020-11-01 $299,900 (1.2%) $404,369 (21.5%) 0.00 232
2020-12-01 $308,675 (3.9%) $413,274 (23.7%) 0.00 198
2021-01-01 $329,900 (12.5%) $413,321 (23.6%) 0.00 167
2021-02-01 $334,450 (12.2%) $411,594 (21.3%) 0.00 138
2021-03-01 $369,450 (22.7%) $419,381 (21.7%) 0.00 159
2021-04-01 $374,900 (24.4%) $413,547 (18.7%) 0.00 195
2021-05-01 $389,900 (22.6%) $415,171 (17.1%) 0.00 205
2021-06-01 $389,900 (18.3%) $425,553 (14.6%) 0.00 238
2021-07-01 $379,900 (20.6%) $429,703 (15.3%) 0.00 267
2021-08-01 $392,000 (17.0%) $434,781 (9.8%) 0.00 273
2021-09-01 $366,975 (11.3%) $413,630 (4.8%) 0.00 290
2021-10-01 $359,900 (20.0%) $419,486 (7.1%) 0.00 271
2021-11-01 $356,000 (18.7%) $422,068 (4.4%) 0.00 248
2021-12-01 $377,450 (22.3%) $427,679 (3.5%) 0.00 217
2022-01-01 $402,450 (22.0%) $446,831 (8.1%) 0.00 148
2022-02-01 $395,873 (18.4%) $441,087 (7.2%) 0.00 137
2022-03-01 $377,945 (2.3%) $436,417 (4.1%) 0.00 159
2022-04-01 $389,950 (4.0%) $463,059 (12.0%) 0.00 174
2022-05-01 $427,750 (9.7%) $483,182 (16.4%) 0.00 217
2022-06-01 $434,425 (11.4%) $489,323 (15.0%) 0.00 262
2022-07-01 $425,000 (11.9%) $480,230 (11.8%) 0.00 305
2022-08-01 $407,450 (3.9%) $465,558 (7.1%) 0.00 328
2022-09-01 $403,725 (10.0%) $467,396 (13.0%) 0.00 333
2022-10-01 $399,900 (11.1%) $455,443 (8.6%) 0.00 334
2022-11-01 $389,900 (9.5%) $447,834 (6.1%) 0.00 324
2022-12-01 $399,900 (6.0%) $451,961 (5.7%) 0.00 292
2023-01-01 $417,000 (3.6%) $457,691 (2.4%) 0.00 268
2023-02-01 $424,998 (7.4%) $464,194 (5.2%) 0.00 245
2023-03-01 $419,945 (11.1%) $457,704 (4.9%) 0.00 238
2023-04-01 $419,990 (7.7%) $477,458 (3.1%) 0.00 234
2023-05-01 $437,245 (2.2%) $485,819 (0.6%) 0.00 243
2023-06-01 $444,995 (2.4%) $484,094 (-1.1%) 0.00 251
2023-07-01 $429,900 (1.2%) $462,181 (-3.8%) 0.00 265
2023-08-01 $419,498 (3.0%) $457,436 (-1.7%) 0.00 283
2023-09-01 $420,000 (4.0%) $466,238 (-0.3%) 0.00 298
2023-10-01 $411,979 (3.0%) $472,451 (3.7%) 0.00 321
2023-11-01 $409,400 (5.0%) $476,591 (6.4%) 0.00 316
WINCHESTER's median listing price for 2023-11-01 was $409,400, a difference of $19,500 (5.0%) versus the prior year and $-2,579 versus the prior month.

WINCHESTER's median listing price comes in at 0% of the national average.

WINCHESTER's average listing price for 2023-11-01 was $476,591, a difference of $28,757 (6.4%) versus the prior year and $4,140 versus the prior month.

For the 2023-11-01 period, WINCHESTER had 316 MLS listings, a difference of -5 listings (-2%) versus the prior month and -8 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WINCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,973 sqft
2018-02-01 0 days 2,007 sqft
2018-03-01 0 days 2,071 sqft
2018-04-01 0 days 2,049 sqft
2018-05-01 0 days 2,083 sqft
2018-06-01 0 days 2,148 sqft
2018-07-01 0 days 2,113 sqft
2018-08-01 0 days 2,130 sqft
2018-09-01 0 days 2,103 sqft
2018-10-01 0 days 2,123 sqft
2018-11-01 0 days 2,145 sqft
2018-12-01 0 days 2,108 sqft
2019-01-01 0 days 2,102 sqft
2019-02-01 0 days 2,122 sqft
2019-03-01 0 days 2,145 sqft
2019-04-01 0 days 2,129 sqft
2019-05-01 0 days 2,147 sqft
2019-06-01 0 days 2,104 sqft
2019-07-01 0 days 2,149 sqft
2019-08-01 0 days 2,147 sqft
2019-09-01 0 days 2,140 sqft
2019-10-01 0 days 2,136 sqft
2019-11-01 0 days 2,100 sqft
2019-12-01 0 days 2,101 sqft
2020-01-01 0 days 2,071 sqft
2020-02-01 0 days 2,100 sqft
2020-03-01 0 days 2,110 sqft
2020-04-01 0 days 2,100 sqft
2020-05-01 0 days 2,150 sqft
2020-06-01 0 days 2,146 sqft
2020-07-01 0 days 2,106 sqft
2020-08-01 0 days 2,104 sqft
2020-09-01 0 days 2,033 sqft
2020-10-01 0 days 1,984 sqft
2020-11-01 0 days 1,938 sqft
2020-12-01 0 days 1,915 sqft
2021-01-01 0 days 1,948 sqft
2021-02-01 0 days 1,859 sqft
2021-03-01 0 days 1,951 sqft
2021-04-01 0 days 1,968 sqft
2021-05-01 0 days 2,048 sqft
2021-06-01 0 days 1,998 sqft
2021-07-01 0 days 2,000 sqft
2021-08-01 0 days 2,010 sqft
2021-09-01 0 days 1,986 sqft
2021-10-01 0 days 1,922 sqft
2021-11-01 0 days 1,923 sqft
2021-12-01 0 days 1,916 sqft
2022-01-01 0 days 2,000 sqft
2022-02-01 0 days 2,023 sqft
2022-03-01 0 days 1,965 sqft
2022-04-01 0 days 2,052 sqft
2022-05-01 0 days 2,166 sqft
2022-06-01 0 days 2,213 sqft
2022-07-01 0 days 2,184 sqft
2022-08-01 0 days 2,176 sqft
2022-09-01 0 days 2,154 sqft
2022-10-01 0 days 2,052 sqft
2022-11-01 0 days 2,019 sqft
2022-12-01 0 days 2,037 sqft
2023-01-01 0 days 2,052 sqft
2023-02-01 0 days 2,011 sqft
2023-03-01 0 days 2,051 sqft
2023-04-01 0 days 2,052 sqft
2023-05-01 0 days 2,175 sqft
2023-06-01 0 days 2,217 sqft
2023-07-01 0 days 2,100 sqft
2023-08-01 0 days 2,055 sqft
2023-09-01 0 days 2,052 sqft
2023-10-01 0 days 1,991 sqft
2023-11-01 0 days 2,012 sqft
WINCHESTER's median listing age (time on market) for 2023-11-01 was 0 days.

WINCHESTER's median square footage for active listings during the 2023-11-01 period was 2,012 sqft. One year prior, the average listing was 2,019 sqft.

WINCHESTER, VA-WV Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
22601 Winchester, VA-WV $860 $860 $1,110 $1,430 $1,870
22602 Winchester, VA-WV $980 $980 $1,260 $1,630 $2,130
22603 Winchester, VA-WV $850 $850 $1,100 $1,420 $1,860
22604 Winchester, VA-WV $860 $860 $1,110 $1,430 $1,870
22624 Winchester, VA-WV $990 $990 $1,270 $1,640 $2,140
22625 Winchester, VA-WV $1,110 $1,110 $1,430 $1,850 $2,410
22630 Winchester, VA-WV $870 $900 $1,050 $1,380 $1,750
22637 Winchester, VA-WV $860 $860 $1,110 $1,430 $1,870
22645 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
22654 Winchester, VA-WV $960 $960 $1,230 $1,590 $2,080
22655 Winchester, VA-WV $970 $970 $1,250 $1,620 $2,110
22656 Winchester, VA-WV $1,010 $1,010 $1,300 $1,680 $2,200
22663 Winchester, VA-WV $970 $1,000 $1,240 $1,600 $2,030
25422 Winchester, VA-WV $740 $750 $960 $1,260 $1,640
25431 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
25434 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
25437 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
25444 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26704 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26710 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26711 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26714 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26722 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26755 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26757 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26761 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26763 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26808 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26817 Winchester, VA-WV $740 $750 $960 $1,260 $1,640
26818 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26823 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26845 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26851 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26852 Winchester, VA-WV $740 $740 $960 $1,260 $1,640
26865 Winchester, VA-WV $740 $740 $960 $1,260 $1,640

2022 Average & Median Rent Data Statistics
WINCHESTER, VA-WV average 1BR rent: $811, median: $740
WINCHESTER, VA-WV average 2BR rent: $1,044, median: $960
WINCHESTER, VA-WV average 3BR rent: $1,362, median: $1,260

WINCHESTER, VA-WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,291 $771,465,000 $336,737
Cash Out Refi 832 $210,780,000 $253,341
Refi 494 $146,340,000 $296,235
Home Improvement 345 $43,185,000 $125,174
Other 300 $27,450,000 $91,500

Winchester's most frequently cited loan purpose was Home Purchase, with 2,291 originations. The 2nd most popular reason was Cash Out Refi, with 832 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 1,024 $301,770,000 $294,697
5-6% 1,009 $318,005,000 $315,168
3-4% 917 $250,805,000 $273,506
6-7% 422 $105,260,000 $249,431
2.5-3% 216 $64,100,000 $296,759
7-8% 141 $28,905,000 $205,000
<2.5% 120 $25,440,000 $212,000
Over 8% 90 $8,430,000 $93,667

During 2022, Winchester's most frequently originated rate bucket was 4-5%, with 1,024 originations.

Loan Sizing (WINCHESTER, VA-WV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,941 $556,515,000 $286,716
$100k-200k 895 $132,725,000 $148,296
$100,000 or less 656 $36,390,000 $55,473
$400k-600k 622 $296,680,000 $476,977
$600k-1000k 133 $91,285,000 $686,353
$Over $1MM 15 $85,625,000 $5,708,333

WINCHESTER's loan sizing saw the bucket of loans from $200k-400k with 1,941 originations, totaling $556,515,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,626 $561,620,000 $345,400
60-80% 1,082 $354,070,000 $327,237
Under 20% 458 $26,840,000 $58,603
40-60% 392 $84,130,000 $214,617
20-40% 288 $39,270,000 $136,354
Over 100% 77 $32,765,000 $425,519

WINCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,626 originations, totaling $561,620,000 in origination value.