HAGERSTOWN - MARTINSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Hagerstown - Martinsburg averaged
6.25%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.27% and
one month ago for the week of 2023-04-20, the
average rate was 6.17%.
Hagerstown - Martinsburg's average rate one year ago was 4.83%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.34%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Hagerstown - Martinsburg 30 Year Fixed Rate | 2023-05-25 | 6.25% |
| Hagerstown - Martinsburg 30 Year Fixed Rate Refi | 2023-05-25 | 5.34% |
| Hagerstown - Martinsburg 15 Year Fixed Rate | 2023-05-25 | 5.77% |
| Hagerstown - Martinsburg 15 Year Fixed Rate Refi | 2023-05-25 | 4.32% |
| Hagerstown - Martinsburg 30 Year FHA | 2023-05-25 | 5.98% |
| Hagerstown - Martinsburg 30 Year FHA Refi | 2023-05-25 | 6.51% |
| Hagerstown - Martinsburg 30 Year USDA | 2023-05-25 | 5.94% |
| Hagerstown - Martinsburg 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Hagerstown - Martinsburg 30 Year VA | 2023-05-25 | 6.14% |
| Hagerstown - Martinsburg 30 Year VA Refi | 2023-05-25 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HAGERSTOWN-MARTINSBURG, MD-WV.
HAGERSTOWN - MARTINSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HAGERSTOWN-MARTINSBURG, MD-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HAGERSTOWN - MARTINSBURG Average Closing Costs & Other Stats
HAGERSTOWN-MARTINSBURG, MD-WV's 234 lenders originated 9,666
loans during 2022. The total origination value was $2,343,460,000, with an average loan value of
$242,444.
HAGERSTOWN - MARTINSBURG's average closing costs are $5,690.
The top HAGERSTOWN - MARTINSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
320 loans originated. Their average total fees are
$6,890, which is $640
higher than the next largest lender,
Integrity Home Mortgage Corp.
The lowest fee HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,773), HOMEAMERICAN MORTGAGE CORPORATION ($2,290), CNB Bank Inc. ($3,169), Flagstar Bank, FSB ($3,651) and U.S. Bank ($3,695).
The lowest rate HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.92%), Citizens Bank (4.18%), City National Bank of West Virginia (4.19%), Bank of America (4.20%) and U.S. Bank (4.24%).
HAGERSTOWN-MARTINSBURG, MD-WV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $340,240,000 | $169,360,000 | -50.2% | 7.2% |
| Integrity Home Mortgage Corp | $206,485,000 | $128,865,000 | -37.6% | 5.5% |
| NVR Mortgage Finance, Inc. | $73,220,000 | $98,655,000 | 34.7% | 4.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $91,870,000 | $76,680,000 | -16.5% | 3.3% |
| CNB Bank Inc. | $82,850,000 | $72,560,000 | -12.4% | 3.1% |
| LOANDEPOT.COM, LLC | $91,005,000 | $70,825,000 | -22.2% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $67,170,000 | $65,040,000 | -3.2% | 2.8% |
| HOMESPIRE MORTGAGE CORPORATION | $77,080,000 | $61,110,000 | -20.7% | 2.6% |
| Sierra Pacific Mortgage Company, Inc. | $84,565,000 | $45,890,000 | -45.7% | 2.0% |
| NAVY FEDERAL CREDIT UNION | $60,665,000 | $45,865,000 | -24.4% | 2.0% |
| City National Bank of West Virginia | $41,020,000 | $45,705,000 | 11.4% | 2.0% |
| Mortgage Research Center, LLC | $56,805,000 | $45,280,000 | -20.3% | 1.9% |
| Jefferson Security Bank | $42,155,000 | $44,230,000 | 4.9% | 1.9% |
| Truist | $55,095,000 | $43,870,000 | -20.4% | 1.9% |
| FIRST HOME MORTGAGE CORPORATION | $76,690,000 | $43,385,000 | -43.4% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $83,360,000 | $36,725,000 | -55.9% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $141,570,000 | $35,825,000 | -74.7% | 1.5% |
| Wells Fargo Bank | $76,745,000 | $31,170,000 | -59.4% | 1.3% |
| MCLEAN MORTGAGE CORPORATION | $35,060,000 | $30,240,000 | -13.7% | 1.3% |
| EMBRACE HOME LOANS, INC. | $51,735,000 | $27,945,000 | -46.0% | 1.2% |
| PNC Bank | $26,805,000 | $27,720,000 | 3.4% | 1.2% |
| Summit Community Bank, Inc. | $20,660,000 | $27,215,000 | 31.7% | 1.2% |
| George Mason Mortgage, LLC | $38,490,000 | $26,300,000 | -31.7% | 1.1% |
| M&T Realty Capital Corporation | $7,275,000 | $23,135,000 | 218.0% | 1.0% |
| Customers Bank | $21,505,000 | n/a | 0.9% | |
| Mr. Cooper ( Nationstar Mortgage ) | $35,790,000 | $21,130,000 | -41.0% | 0.9% |
| FINANCE OF AMERICA MORTGAGE LLC | $25,890,000 | $20,815,000 | -19.6% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $56,170,000 | $20,495,000 | -63.5% | 0.9% |
| M&T Bank | $36,965,000 | $20,255,000 | -45.2% | 0.9% |
| CBM Mortgage, Inc. | $25,530,000 | $19,975,000 | -21.8% | 0.9% |
| NFM, INC. | $23,390,000 | $18,415,000 | -21.3% | 0.8% |
| United Bank | $33,015,000 | $18,365,000 | -44.4% | 0.8% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $21,845,000 | $17,785,000 | -18.6% | 0.8% |
| INTERCOASTAL MORTGAGE COMPANY | $29,355,000 | $17,405,000 | -40.7% | 0.7% |
| Middletown Valley Bank | $12,900,000 | $16,685,000 | 29.3% | 0.7% |
| CALIBER HOME LOANS, INC. | $41,225,000 | $16,490,000 | -60.0% | 0.7% |
| Prosperity Home Mortgage, LLC | $21,345,000 | $15,125,000 | -29.1% | 0.6% |
| UNION HOME MORTGAGE CORP. | $27,075,000 | $15,030,000 | -44.5% | 0.6% |
| Fulton Bank | $23,865,000 | $14,760,000 | -38.2% | 0.6% |
| Capital One | $93,040,000 | $13,665,000 | -85.3% | 0.6% |
| HOMEAMERICAN MORTGAGE CORPORATION | $12,695,000 | $13,190,000 | 3.9% | 0.6% |
| WALKER & DUNLOP, LLC | $18,370,000 | $13,150,000 | -28.4% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $37,670,000 | $13,090,000 | -65.3% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,885,000 | $12,965,000 | -27.5% | 0.6% |
| Presidential Bank, FSB | $17,540,000 | $12,670,000 | -27.8% | 0.5% |
| GUILD MORTGAGE COMPANY | $4,000,000 | $12,430,000 | 210.8% | 0.5% |
| KeyBank | $12,120,000 | n/a | 0.5% | |
| Towne Bank | $20,470,000 | $11,860,000 | -42.1% | 0.5% |
| Bank of Charles Town | $10,995,000 | $11,560,000 | 5.1% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $11,230,000 | n/a | 0.5% | |
| Five Star Bank | $11,135,000 | n/a | 0.5% | |
| Carrington Mortgage Services, LLC | $18,950,000 | $11,070,000 | -41.6% | 0.5% |
| The Federal Savings Bank | $17,130,000 | $10,960,000 | -36.0% | 0.5% |
| PLANET HOME LENDING, LLC | $23,980,000 | $10,815,000 | -54.9% | 0.5% |
| Atlantic Coast Mortgage, LLC | $9,205,000 | $10,580,000 | 14.9% | 0.5% |
| BROKER SOLUTIONS, INC. | $13,740,000 | $10,090,000 | -26.6% | 0.4% |
| BAY CAPITAL MORTGAGE CORPORATION | $20,680,000 | $10,075,000 | -51.3% | 0.4% |
| DHI MORTGAGE COMPANY, LTD. | $3,315,000 | $9,890,000 | 198.3% | 0.4% |
| JPMorgan Chase Bank | $12,975,000 | $9,735,000 | -25.0% | 0.4% |
| PATRIOT | $19,475,000 | $9,365,000 | -51.9% | 0.4% |
| First United Corporation | $14,600,000 | $9,250,000 | -36.6% | 0.4% |
| DOMINION FINANCIAL SERVICES, LLC | $1,155,000 | $9,245,000 | 700.4% | 0.4% |
| NEWREZ LLC | $21,840,000 | $8,635,000 | -60.5% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $9,155,000 | $8,615,000 | -5.9% | 0.4% |
| DIRECT MORTGAGE LOANS, LLC | $13,260,000 | $8,555,000 | -35.5% | 0.4% |
| MILLENNIUM FINANCIAL GROUP, INC. | $46,605,000 | $8,555,000 | -81.6% | 0.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,695,000 | $8,445,000 | -2.9% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $8,245,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $16,200,000 | $8,235,000 | -49.2% | 0.4% |
| Bank of America | $12,430,000 | $8,125,000 | -34.6% | 0.3% |
| Citizens Bank | $12,490,000 | $8,125,000 | -34.9% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $10,670,000 | $8,045,000 | -24.6% | 0.3% |
| Shore United Bank | $3,200,000 | $8,015,000 | 150.5% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $10,835,000 | $8,010,000 | -26.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $21,980,000 | $7,955,000 | -63.8% | 0.3% |
| Sandy Spring Bank | $11,210,000 | $7,840,000 | -30.1% | 0.3% |
| CONTOUR MORTGAGE CORPORATION | $16,755,000 | $7,570,000 | -54.8% | 0.3% |
| U.S. Bank | $16,800,000 | $7,470,000 | -55.5% | 0.3% |
| Flagstar Bank, FSB | $8,375,000 | $7,345,000 | -12.3% | 0.3% |
| DAS Acquisition Company, LLC | $4,090,000 | $7,180,000 | 75.6% | 0.3% |
| TJC Mortgage, Inc. | $16,075,000 | $7,070,000 | -56.0% | 0.3% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $6,360,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $7,655,000 | $6,020,000 | -21.4% | 0.3% |
| THE MORTGAGE LINK, INC. | $3,570,000 | $5,925,000 | 66.0% | 0.3% |
| Atlantic Union Bank | $13,185,000 | $5,895,000 | -55.3% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $10,395,000 | $5,890,000 | -43.3% | 0.3% |
| First Heritage Mortgage, LLC | $5,360,000 | $5,845,000 | 9.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $14,695,000 | $5,805,000 | -60.5% | 0.2% |
| Bank of Clarke County | $8,210,000 | $5,570,000 | -32.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $32,080,000 | $5,280,000 | -83.5% | 0.2% |
| Meridian Bank Corporation | $8,190,000 | $5,255,000 | -35.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,650,000 | $5,160,000 | -8.7% | 0.2% |
| Orrstown Bank | $6,470,000 | $5,130,000 | -20.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $11,310,000 | $5,030,000 | -55.5% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $545,000 | $4,895,000 | 798.2% | 0.2% |
| GUARANTEED RATE, INC. | $7,680,000 | $4,650,000 | -39.5% | 0.2% |
| SWBC MORTGAGE CORPORATION | $3,675,000 | $4,595,000 | 25.0% | 0.2% |
| CMG MORTGAGE, INC. | $2,055,000 | $4,340,000 | 111.2% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $3,815,000 | $3,985,000 | 4.5% | 0.2% |
| The Huntington National Bank | $3,670,000 | $3,960,000 | 7.9% | 0.2% |
| Apple Federal Credit Union | $3,425,000 | $3,780,000 | 10.4% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,880,000 | $3,655,000 | 94.4% | 0.2% |
| THRIVE MORTGAGE, LLC | $2,900,000 | $3,645,000 | 25.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $6,085,000 | $3,640,000 | -40.2% | 0.2% |
| Ameris Bank | $2,020,000 | $3,640,000 | 80.2% | 0.2% |
| ACNB Bank | $2,895,000 | $3,620,000 | 25.0% | 0.2% |
| T2 FINANCIAL LLC | $8,150,000 | $3,555,000 | -56.4% | 0.2% |
| Plains Commerce Bank | $6,960,000 | $3,550,000 | -49.0% | 0.2% |
| MICHIGAN MUTUAL, INC. | $3,840,000 | $3,500,000 | -8.9% | 0.1% |
| First Home Bank | $2,895,000 | $3,130,000 | 8.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $8,530,000 | $3,070,000 | -64.0% | 0.1% |
| Ally Bank | $1,140,000 | $3,055,000 | 168.0% | 0.1% |
| Bank of Romney | $5,310,000 | $2,960,000 | -44.3% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $9,655,000 | $2,810,000 | -70.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $4,240,000 | $2,660,000 | -37.3% | 0.1% |
| APEX HOME LOANS, INC. | $7,550,000 | $2,645,000 | -65.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,360,000 | $2,605,000 | -72.2% | 0.1% |
| MidAtlantic Farm Credit, ACA | $3,595,000 | $2,605,000 | -27.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $880,000 | $2,590,000 | 194.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,060,000 | $2,505,000 | -18.1% | 0.1% |
| Nations Lending Corporation | $7,115,000 | $2,490,000 | -65.0% | 0.1% |
| Discover Bank | $210,000 | $2,465,000 | 1,073.8% | 0.1% |
| GSF Mortgage Corporation | $300,000 | $2,450,000 | 716.7% | 0.1% |
| NBKC BANK | $3,050,000 | $2,410,000 | -21.0% | 0.1% |
| York Traditions Bank | $1,015,000 | $2,385,000 | 135.0% | 0.1% |
| North American Savings Bank, F.S.B. | $2,980,000 | $2,345,000 | -21.3% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $5,765,000 | $2,310,000 | -59.9% | 0.1% |
| Vellum Mortgage, Inc. | $3,940,000 | $2,310,000 | -41.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,960,000 | $2,265,000 | -23.5% | 0.1% |
| AgFirst Farm Credit Bank | $7,375,000 | $2,250,000 | -69.5% | 0.1% |
| First National Bank of Pennsylvania | $3,535,000 | $2,200,000 | -37.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,745,000 | $2,135,000 | -43.0% | 0.1% |
| BAY EQUITY LLC | $2,095,000 | n/a | 0.1% | |
| First National Bank of America | $1,515,000 | $2,020,000 | 33.3% | 0.1% |
| Magnolia Bank | $1,745,000 | $2,015,000 | 15.5% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $1,420,000 | $1,945,000 | 37.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $4,475,000 | $1,860,000 | -58.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,280,000 | $1,830,000 | -19.7% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $270,000 | $1,820,000 | 574.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,305,000 | $1,770,000 | 35.6% | 0.1% |
| C & F Mortgage Corporation | $1,225,000 | $1,705,000 | 39.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,615,000 | $1,675,000 | -35.9% | 0.1% |
| Capon Valley Bank | $2,350,000 | $1,660,000 | -29.4% | 0.1% |
| United Nations Federal Credit Union | $1,655,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $135,000 | $1,585,000 | 1,074.1% | 0.1% |
| TOWER | $1,875,000 | $1,575,000 | -16.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $6,805,000 | $1,490,000 | -78.1% | 0.1% |
| CHESSIE | $935,000 | $1,465,000 | 56.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,210,000 | $1,450,000 | 19.8% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $8,150,000 | $1,450,000 | -82.2% | 0.1% |
| Alcova Mortgage LLC | $4,835,000 | $1,440,000 | -70.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $570,000 | $1,440,000 | 152.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $8,430,000 | $1,440,000 | -82.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $400,000 | $1,400,000 | 250.0% | 0.1% |
| FNB Bank, Inc. | $665,000 | $1,380,000 | 107.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,185,000 | $1,355,000 | -57.5% | 0.1% |
| MORTGAGE ACCESS CORP. | $1,290,000 | $1,330,000 | 3.1% | 0.1% |
| Bank of England | $1,885,000 | $1,310,000 | -30.5% | 0.1% |
| Blue Ridge Bank | $10,105,000 | $1,310,000 | -87.0% | 0.1% |
| First Guaranty Mortgage Corporation | $8,570,000 | $1,295,000 | -84.9% | 0.1% |
| SPRING EQ, LLC | $325,000 | $1,295,000 | 298.5% | 0.1% |
| Chicago Mortgage Solutions LLC | $3,845,000 | $1,290,000 | -66.4% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $485,000 | $1,230,000 | 153.6% | 0.1% |
| 1ST FINANCIAL, INC. | $1,375,000 | $1,200,000 | -12.7% | 0.1% |
| Northpointe Bank | $3,065,000 | $1,155,000 | -62.3% | 0.0% |
| US MORTGAGE CORPORATION | $2,145,000 | $1,155,000 | -46.2% | 0.0% |
| Northwest Federal Credit Union | $2,200,000 | $1,145,000 | -48.0% | 0.0% |
| EDUCATIONAL SYSTEMS | $620,000 | $1,130,000 | 82.3% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,485,000 | $1,130,000 | -54.5% | 0.0% |
| AmeriServ Financial Bank | $275,000 | $1,115,000 | 305.5% | 0.0% |
| EMM LOANS LLC | $2,480,000 | $1,115,000 | -55.0% | 0.0% |
| KELLER MORTGAGE, LLC | $2,800,000 | $1,115,000 | -60.2% | 0.0% |
| TD Bank | $180,000 | $1,095,000 | 508.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,100,000 | $1,090,000 | -0.9% | 0.0% |
| JUSTICE Federal Credit Union | $470,000 | $1,085,000 | 130.9% | 0.0% |
| GEO-CORP, INC. | $1,050,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $570,000 | $1,010,000 | 77.2% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,710,000 | $1,000,000 | -41.5% | 0.0% |
| Waterstone Mortgage Corporation | $1,350,000 | $1,000,000 | -25.9% | 0.0% |
| First Federal Bank of the Midwest | $540,000 | $970,000 | 79.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $970,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $105,000 | $960,000 | 814.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $185,000 | $935,000 | 405.4% | 0.0% |
| SOFI LENDING CORP. | $1,935,000 | $935,000 | -51.7% | 0.0% |
| Fifth Third Bank | $1,160,000 | $915,000 | -21.1% | 0.0% |
| JAMS-01, INC. | $155,000 | $910,000 | 487.1% | 0.0% |
| WesBanco Bank, Inc. | $785,000 | $905,000 | 15.3% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $590,000 | $895,000 | 51.7% | 0.0% |
| First Federal Bank | $2,745,000 | $895,000 | -67.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,750,000 | $885,000 | -49.4% | 0.0% |
| PHH Mortgage Corporation | $2,340,000 | $880,000 | -62.4% | 0.0% |
| ARC HOME LLC | $1,125,000 | $870,000 | -22.7% | 0.0% |
| CAPITAL CENTER, L.L.C. | $480,000 | $860,000 | 79.2% | 0.0% |
| The Grant County Bank | $340,000 | $855,000 | 151.5% | 0.0% |
| EQUITY RESOURCES, INC. | $2,635,000 | $850,000 | -67.7% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $315,000 | $850,000 | 169.8% | 0.0% |
| West Town Bank & Trust | $1,205,000 | $850,000 | -29.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,845,000 | $840,000 | -70.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,150,000 | $830,000 | -27.8% | 0.0% |
| FBC MORTGAGE, LLC | $815,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $185,000 | $810,000 | 337.8% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | $805,000 | n/a | 0.0% | |
| AmRes Corporation | $1,100,000 | $805,000 | -26.8% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,250,000 | $800,000 | -36.0% | 0.0% |
| Greenbox Loans, Inc. | $780,000 | n/a | 0.0% | |
| LOANPAL, LLC | $285,000 | $750,000 | 163.2% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $340,000 | $740,000 | 117.6% | 0.0% |
| EagleBank | $2,665,000 | $720,000 | -73.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | $720,000 | 206.4% | 0.0% |
| Citibank | $2,215,000 | $710,000 | -67.9% | 0.0% |
| MILEND, INC. | $295,000 | $710,000 | 140.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,355,000 | $695,000 | -70.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $585,000 | $695,000 | 18.8% | 0.0% |
| Strong Home Mortgage, LLC | $650,000 | $695,000 | 6.9% | 0.0% |
| First Bank | $310,000 | $685,000 | 121.0% | 0.0% |
| Mid-Continent Funding, Inc. | $2,080,000 | $650,000 | -68.8% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,850,000 | $635,000 | -65.7% | 0.0% |
| Texana Bank | $470,000 | $635,000 | 35.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $260,000 | $620,000 | 138.5% | 0.0% |
| Bank of Bird-in-Hand | $605,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $605,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $570,000 | $600,000 | 5.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,040,000 | $590,000 | -43.3% | 0.0% |
| F & M BANK CORP. | $205,000 | $580,000 | 182.9% | 0.0% |
| ZILLOW HOME LOANS, LLC | $2,065,000 | $580,000 | -71.9% | 0.0% |
| LENDSURE MORTGAGE CORP. | $575,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $620,000 | $570,000 | -8.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $570,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $555,000 | n/a | 0.0% | |
| Financial Freedom Mortgage, LLC | $735,000 | $550,000 | -25.2% | 0.0% |
| The Freedom Bank of Virginia | $1,880,000 | $550,000 | -70.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $210,000 | $550,000 | 161.9% | 0.0% |
| First Internet Bank of Indiana | $880,000 | $545,000 | -38.1% | 0.0% |
| MLD MORTGAGE INC. | $1,045,000 | $540,000 | -48.3% | 0.0% |
| NexBank | $520,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $510,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $485,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $875,000 | $480,000 | -45.1% | 0.0% |
| Morgan Stanley Private Bank | $600,000 | $470,000 | -21.7% | 0.0% |
| First-Citizens Bank & Trust Company | $505,000 | $460,000 | -8.9% | 0.0% |
| Gateway First Bank | $11,100,000 | $460,000 | -95.9% | 0.0% |
| Farmers and Merchants Trust Company of Chambersburg | $995,000 | $455,000 | -54.3% | 0.0% |
| FIRST FINANCIAL OF MARYLAND | $435,000 | n/a | 0.0% | |
| NYMEO FEDERAL CREDIT UNION | $1,340,000 | $430,000 | -67.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $105,000 | $430,000 | 309.5% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,240,000 | $420,000 | -66.1% | 0.0% |
| FIRST BANCORP, INC. | $415,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $195,000 | $415,000 | 112.8% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $415,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $385,000 | $410,000 | 6.5% | 0.0% |
| State Department Federal Credit Union | $315,000 | $405,000 | 28.6% | 0.0% |
| Pendleton Community Bank, Inc. | $225,000 | $400,000 | 77.8% | 0.0% |
| FRANKLIN MINT | $395,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,245,000 | $380,000 | -69.5% | 0.0% |
| Encompass Lending Group, LP | $380,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $370,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $365,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $65,000 | $360,000 | 453.8% | 0.0% |
| Goldwater Bank, N.A. | $175,000 | $355,000 | 102.9% | 0.0% |
| EASTMAN | $340,000 | n/a | 0.0% | |
| AUSTIN TELCO Federal Credit Union | $335,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $3,265,000 | $335,000 | -89.7% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $455,000 | $330,000 | -27.5% | 0.0% |
| The Central Trust Bank | $345,000 | $325,000 | -5.8% | 0.0% |
| CITIZENS EQUITY FIRST | $320,000 | n/a | 0.0% | |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION | $2,100,000 | $320,000 | -84.8% | 0.0% |
| Network Funding, L.P. | $315,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $775,000 | $310,000 | -60.0% | 0.0% |
| OCMBC, INC. | $1,330,000 | $305,000 | -77.1% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $295,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $275,000 | $295,000 | 7.3% | 0.0% |
| ON Q FINANCIAL, INC. | $295,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $355,000 | $295,000 | -16.9% | 0.0% |
| Simmons Bank | $295,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $295,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $290,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,030,000 | $285,000 | -72.3% | 0.0% |
| Renasant Bank | $330,000 | $285,000 | -13.6% | 0.0% |
| Victorian Finance, LLC | $1,540,000 | $285,000 | -81.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $390,000 | $280,000 | -28.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $275,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| NP, Inc. | $835,000 | $275,000 | -67.1% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $270,000 | n/a | 0.0% | |
| FirstBank | $1,750,000 | $270,000 | -84.6% | 0.0% |
| Armed Forces Bank | $265,000 | n/a | 0.0% | |
| Logan Finance Corporation | $265,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $265,000 | n/a | 0.0% | |
| Virginia National Bank | $265,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $585,000 | $255,000 | -56.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $190,000 | $255,000 | 34.2% | 0.0% |
| NEXTMARK | $255,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $230,000 | $255,000 | 10.9% | 0.0% |
| Lakeview Community Capital, LLC | $1,145,000 | $245,000 | -78.6% | 0.0% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $14,260,000 | $245,000 | -98.3% | 0.0% |
| The Poca Valley Bank, Inc. | $320,000 | $235,000 | -26.6% | 0.0% |
| Capital Bank | $3,495,000 | $230,000 | -93.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $835,000 | $225,000 | -73.1% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $880,000 | $225,000 | -74.4% | 0.0% |
| POINT BREEZE | $205,000 | $220,000 | 7.3% | 0.0% |
| BELEM SERVICING LLC | $235,000 | $205,000 | -12.8% | 0.0% |
| Charles Schwab Bank, SSB | $205,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $795,000 | $205,000 | -74.2% | 0.0% |
| ADVANCIAL | $195,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $195,000 | n/a | 0.0% | |
| Lakeland Bank | $195,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $185,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| NBH Bank | $375,000 | $185,000 | -50.7% | 0.0% |
| CIS Financial Services, Inc. | $175,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $175,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $175,000 | n/a | 0.0% | |
| Quontic Bank | $175,000 | n/a | 0.0% | |
| CHEVRON | $375,000 | $165,000 | -56.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $295,000 | $165,000 | -44.1% | 0.0% |
| CORNING | $435,000 | $165,000 | -62.1% | 0.0% |
| EVANSVILLE TEACHERS | $165,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $180,000 | $165,000 | -8.3% | 0.0% |
| AMERICAN HERITAGE FCU | $35,000 | $155,000 | 342.9% | 0.0% |
| Brighton Bank | $155,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $155,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $265,000 | $155,000 | -41.5% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $195,000 | $155,000 | -20.5% | 0.0% |
| Stifel Bank and Trust | $440,000 | $150,000 | -65.9% | 0.0% |
| MIDWEST LOAN SOLUTIONS, INC. | $155,000 | $145,000 | -6.5% | 0.0% |
| Mid-Atlantic Federal Credit Union | $1,690,000 | $135,000 | -92.0% | 0.0% |
| UNITED MORTGAGE CORP. | $715,000 | $135,000 | -81.1% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $285,000 | $135,000 | -52.6% | 0.0% |
| FEDCHOICE Federal Credit Union | $135,000 | $130,000 | -3.7% | 0.0% |
| Park Lane Finance Solutions, LLC | $200,000 | $130,000 | -35.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,890,000 | $125,000 | -93.4% | 0.0% |
| Toyota Financial Savings Bank | $125,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $370,000 | $120,000 | -67.6% | 0.0% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $110,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $310,000 | $105,000 | -66.1% | 0.0% |
| Congressional Bank | $215,000 | $105,000 | -51.2% | 0.0% |
| HighTechLending Inc | $105,000 | n/a | 0.0% | |
| LANGLEY | $105,000 | n/a | 0.0% | |
| Midwest Community Bank | $105,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $390,000 | $105,000 | -73.1% | 0.0% |
| APL | $90,000 | $100,000 | 11.1% | 0.0% |
| SkyPoint Federal Credit Union | $120,000 | $90,000 | -25.0% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $825,000 | $85,000 | -89.7% | 0.0% |
| SOMERSET TRUST COMPANY | $85,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $70,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| HAR-CO Credit Union | $65,000 | n/a | 0.0% | |
| Baxter Credit Union | $590,000 | $60,000 | -89.8% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Centier Bank | $55,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| BAYER HERITAGE | $285,000 | $30,000 | -89.5% | 0.0% |
| 1st Summit Bank | $25,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| NASA Federal Credit Union | $1,605,000 | $25,000 | -98.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $25,000 | n/a | 0.0% |
HAGERSTOWN - MARTINSBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 5.5%, is Integrity Home Mortgage Corp, having originated $128,865,000 in loans. In third place, with 4.2%, is NVR Mortgage Finance, Inc., having originated $98,655,000 in loans. In fourth place, with 3.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $76,680,000 in loans. In fifth place, with 3.1%, is CNB Bank Inc., having originated $72,560,000 in loans.
HAGERSTOWN - MARTINSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $204,945 (7.8%) | $226,923 (4.0%) | 0.76 | 1,192 |
| 2018-02-01 | $209,990 (9.1%) | $231,965 (5.9%) | 0.76 | 1,192 |
| 2018-03-01 | $219,000 (10.5%) | $239,395 (6.7%) | 0.77 | 1,203 |
| 2018-04-01 | $219,900 (10.0%) | $239,614 (5.8%) | 0.75 | 1,299 |
| 2018-05-01 | $224,900 (8.4%) | $246,154 (6.4%) | 0.75 | 1,404 |
| 2018-06-01 | $225,000 (7.2%) | $249,192 (6.2%) | 0.75 | 1,492 |
| 2018-07-01 | $229,900 (10.6%) | $250,755 (6.0%) | 0.77 | 1,497 |
| 2018-08-01 | $229,450 (10.6%) | $250,648 (5.7%) | 0.77 | 1,528 |
| 2018-09-01 | $229,000 (9.1%) | $251,588 (6.6%) | 0.77 | 1,473 |
| 2018-10-01 | $229,900 (9.5%) | $249,816 (7.2%) | 0.78 | 1,465 |
| 2018-11-01 | $229,900 (11.0%) | $251,958 (8.9%) | 0.78 | 1,470 |
| 2018-12-01 | $229,900 (15.0%) | $250,332 (11.6%) | 0.79 | 1,359 |
| 2019-01-01 | $229,900 (12.2%) | $251,455 (10.8%) | 0.79 | 1,265 |
| 2019-02-01 | $229,998 (9.5%) | $256,171 (10.4%) | 0.78 | 1,258 |
| 2019-03-01 | $230,000 (5.0%) | $255,615 (6.8%) | 0.77 | 1,248 |
| 2019-04-01 | $234,900 (6.8%) | $261,320 (9.1%) | 0.75 | 1,338 |
| 2019-05-01 | $235,000 (4.5%) | $262,371 (6.6%) | 0.73 | 1,404 |
| 2019-06-01 | $237,945 (5.8%) | $265,083 (6.4%) | 0.74 | 1,448 |
| 2019-07-01 | $229,950 (0.0%) | $262,779 (4.8%) | 0.72 | 1,490 |
| 2019-08-01 | $234,900 (2.4%) | $264,216 (5.4%) | 0.74 | 1,531 |
| 2019-09-01 | $239,945 (4.8%) | $269,364 (7.1%) | 0.76 | 1,364 |
| 2019-10-01 | $239,900 (4.4%) | $267,882 (7.2%) | 0.77 | 1,423 |
| 2019-11-01 | $239,900 (4.4%) | $268,499 (6.6%) | 0.79 | 1,318 |
| 2019-12-01 | $239,900 (4.4%) | $272,387 (8.8%) | 0.80 | 1,130 |
| 2020-01-01 | $236,223 (2.8%) | $270,114 (7.4%) | 0.79 | 1,008 |
| 2020-02-01 | $243,900 (6.0%) | $276,644 (8.0%) | 0.80 | 963 |
| 2020-03-01 | $244,900 (6.5%) | $279,653 (9.4%) | 0.77 | 959 |
| 2020-04-01 | $246,445 (4.9%) | $280,145 (7.2%) | 0.77 | 937 |
| 2020-05-01 | $249,000 (6.0%) | $285,929 (9.0%) | 0.76 | 849 |
| 2020-06-01 | $246,075 (3.4%) | $284,390 (7.3%) | 0.72 | 745 |
| 2020-07-01 | $249,990 (8.7%) | $286,115 (8.9%) | 0.72 | 658 |
| 2020-08-01 | $256,445 (9.2%) | $291,379 (10.3%) | 0.73 | 587 |
| 2020-09-01 | $259,445 (8.1%) | $293,291 (8.9%) | 0.74 | 563 |
| 2020-10-01 | $252,990 (5.5%) | $287,603 (7.4%) | 0.72 | 541 |
| 2020-11-01 | $254,470 (6.1%) | $288,427 (7.4%) | 0.74 | 498 |
| 2020-12-01 | $258,950 (7.9%) | $286,298 (5.1%) | 0.77 | 461 |
| 2021-01-01 | $267,045 (13.1%) | $290,372 (7.5%) | 0.80 | 411 |
| 2021-02-01 | $261,675 (7.3%) | $292,739 (5.8%) | 0.76 | 304 |
| 2021-03-01 | $263,000 (7.4%) | $294,755 (5.4%) | 0.75 | 304 |
| 2021-04-01 | $274,225 (11.3%) | $309,376 (10.4%) | 0.74 | 287 |
| 2021-05-01 | $274,995 (10.4%) | $325,226 (13.7%) | 0.73 | 299 |
| 2021-06-01 | $268,650 (9.2%) | $326,492 (14.8%) | 0.71 | 373 |
| 2021-07-01 | $279,450 (11.8%) | $328,033 (14.7%) | 0.74 | 449 |
| 2021-08-01 | $282,500 (10.2%) | $343,322 (17.8%) | 0.75 | 479 |
| 2021-09-01 | $282,950 (9.1%) | $338,296 (15.3%) | 0.75 | 455 |
| 2021-10-01 | $280,000 (10.7%) | $332,988 (15.8%) | 0.75 | 454 |
| 2021-11-01 | $296,910 (16.7%) | $339,072 (17.6%) | 0.79 | 476 |
| 2021-12-01 | $293,748 (13.4%) | $327,511 (14.4%) | 0.80 | 434 |
| 2022-01-01 | $305,045 (14.2%) | $338,221 (16.5%) | 0.82 | 364 |
| 2022-02-01 | $310,623 (18.7%) | $343,616 (17.4%) | 0.81 | 314 |
| 2022-03-01 | $321,123 (22.1%) | $351,510 (19.3%) | 0.80 | 316 |
| 2022-04-01 | $324,445 (18.3%) | $360,981 (16.7%) | 0.77 | 354 |
| 2022-05-01 | $323,445 (17.6%) | $361,648 (11.2%) | 0.74 | 455 |
| 2022-06-01 | $322,450 (20.0%) | $368,048 (12.7%) | 0.72 | 532 |
| 2022-07-01 | $315,490 (12.9%) | $361,143 (10.1%) | 0.71 | 632 |
| 2022-08-01 | $320,945 (13.6%) | $357,971 (4.3%) | 0.74 | 654 |
| 2022-09-01 | $322,000 (13.8%) | $363,479 (7.4%) | 0.75 | 664 |
| 2022-10-01 | $316,990 (13.2%) | $360,426 (8.2%) | 0.75 | 727 |
| 2022-11-01 | $315,000 (6.1%) | $352,812 (4.1%) | 0.76 | 707 |
| 2022-12-01 | $314,445 (7.1%) | $353,724 (8.0%) | 0.78 | 678 |
| 2023-01-01 | $324,473 (6.4%) | $363,450 (7.5%) | 0.80 | 573 |
| 2023-02-01 | $327,450 (5.4%) | $376,444 (9.6%) | 0.79 | 528 |
| 2023-03-01 | $324,188 (1.0%) | $380,657 (8.3%) | 0.76 | 532 |
| 2023-04-01 | $329,900 (1.7%) | $388,602 (7.7%) | 0.77 | 523 |
HAGERSTOWN - MARTINSBURG's median listing price for 2023-04-01 was $329,900, a difference of
$5,455
(1.7%) versus the prior year and
$5,712 versus the prior month.
HAGERSTOWN - MARTINSBURG's median listing price comes in at 77% of the national average.
HAGERSTOWN - MARTINSBURG's average listing price for 2023-04-01 was $388,602, a difference of $27,621 (7.7%) versus the prior year and $7,945 versus the prior month.
For the 2023-04-01 period, HAGERSTOWN - MARTINSBURG had 523 MLS listings, a difference of -9 listings (-2%) versus the prior month and 169 listings (48%) versus the prior year.
HAGERSTOWN - MARTINSBURG's median listing price comes in at 77% of the national average.
HAGERSTOWN - MARTINSBURG's average listing price for 2023-04-01 was $388,602, a difference of $27,621 (7.7%) versus the prior year and $7,945 versus the prior month.
For the 2023-04-01 period, HAGERSTOWN - MARTINSBURG had 523 MLS listings, a difference of -9 listings (-2%) versus the prior month and 169 listings (48%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 100 days | 1,731 sqft |
| 2018-02-01 | 94 days | 1,779 sqft |
| 2018-03-01 | 71 days | 1,791 sqft |
| 2018-04-01 | 64 days | 1,781 sqft |
| 2018-05-01 | 55 days | 1,781 sqft |
| 2018-06-01 | 58 days | 1,890 sqft |
| 2018-07-01 | 69 days | 1,915 sqft |
| 2018-08-01 | 75 days | 1,886 sqft |
| 2018-09-01 | 81 days | 1,900 sqft |
| 2018-10-01 | 84 days | 1,923 sqft |
| 2018-11-01 | 83 days | 1,928 sqft |
| 2018-12-01 | 93 days | 1,901 sqft |
| 2019-01-01 | 96 days | 1,899 sqft |
| 2019-02-01 | 99 days | 1,910 sqft |
| 2019-03-01 | 74 days | 1,902 sqft |
| 2019-04-01 | 60 days | 1,919 sqft |
| 2019-05-01 | 59 days | 1,918 sqft |
| 2019-06-01 | 65 days | 1,926 sqft |
| 2019-07-01 | 62 days | 1,908 sqft |
| 2019-08-01 | 71 days | 1,900 sqft |
| 2019-09-01 | 82 days | 1,920 sqft |
| 2019-10-01 | 78 days | 1,903 sqft |
| 2019-11-01 | 84 days | 1,907 sqft |
| 2019-12-01 | 103 days | 1,923 sqft |
| 2020-01-01 | 98 days | 1,896 sqft |
| 2020-02-01 | 71 days | 1,898 sqft |
| 2020-03-01 | 54 days | 1,906 sqft |
| 2020-04-01 | 62 days | 1,915 sqft |
| 2020-05-01 | 73 days | 1,944 sqft |
| 2020-06-01 | 75 days | 1,951 sqft |
| 2020-07-01 | 62 days | 1,933 sqft |
| 2020-08-01 | 58 days | 2,006 sqft |
| 2020-09-01 | 58 days | 1,990 sqft |
| 2020-10-01 | 63 days | 1,915 sqft |
| 2020-11-01 | 57 days | 1,889 sqft |
| 2020-12-01 | 64 days | 1,845 sqft |
| 2021-01-01 | 54 days | 1,823 sqft |
| 2021-02-01 | 46 days | 1,844 sqft |
| 2021-03-01 | 51 days | 1,799 sqft |
| 2021-04-01 | 37 days | 1,823 sqft |
| 2021-05-01 | 37 days | 1,881 sqft |
| 2021-06-01 | 34 days | 1,810 sqft |
| 2021-07-01 | 36 days | 1,844 sqft |
| 2021-08-01 | 35 days | 1,826 sqft |
| 2021-09-01 | 42 days | 1,831 sqft |
| 2021-10-01 | 47 days | 1,822 sqft |
| 2021-11-01 | 41 days | 1,859 sqft |
| 2021-12-01 | 46 days | 1,839 sqft |
| 2022-01-01 | 57 days | 1,863 sqft |
| 2022-02-01 | 49 days | 1,810 sqft |
| 2022-03-01 | 41 days | 1,851 sqft |
| 2022-04-01 | 34 days | 1,897 sqft |
| 2022-05-01 | 32 days | 1,898 sqft |
| 2022-06-01 | 33 days | 1,915 sqft |
| 2022-07-01 | 39 days | 1,926 sqft |
| 2022-08-01 | 43 days | 1,921 sqft |
| 2022-09-01 | 50 days | 1,905 sqft |
| 2022-10-01 | 51 days | 1,889 sqft |
| 2022-11-01 | 53 days | 1,864 sqft |
| 2022-12-01 | 63 days | 1,859 sqft |
| 2023-01-01 | 67 days | 1,860 sqft |
| 2023-02-01 | 56 days | 1,860 sqft |
| 2023-03-01 | 45 days | 1,832 sqft |
| 2023-04-01 | 43 days | 1,874 sqft |
HAGERSTOWN - MARTINSBURG's median listing age (time on market) for 2023-04-01 was 43 days.
This
is 28%
longer
than the same period one year ago.
HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2023-04-01 period was 1,874 sqft. One year prior, the average listing was 1,897 sqft.
HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2023-04-01 period was 1,874 sqft. One year prior, the average listing was 1,897 sqft.
HAGERSTOWN-MARTINSBURG, MD-WV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,541 | $1,537,405,000 | $277,460 |
| Cash Out Refi | 1,792 | $404,970,000 | $225,988 |
| Refi | 1,125 | $308,955,000 | $274,627 |
| Home Improvement | 654 | $46,830,000 | $71,606 |
| Other | 554 | $45,300,000 | $81,769 |
Hagerstown - Martinsburg's most frequently cited loan purpose was Home Purchase, with 5,541 originations. The 2nd most popular reason was Cash Out Refi, with 1,792 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2,384 | $612,740,000 | $257,022 |
| 5-6% | 2,382 | $605,260,000 | $254,097 |
| 3-4% | 2,103 | $509,175,000 | $242,118 |
| 6-7% | 951 | $228,265,000 | $240,026 |
| 2.5-3% | 504 | $127,170,000 | $252,321 |
| <2.5% | 468 | $58,520,000 | $125,043 |
| 7-8% | 306 | $55,450,000 | $181,209 |
| Over 8% | 223 | $18,065,000 | $81,009 |
During 2022, Hagerstown - Martinsburg's most frequently originated rate bucket was 4-5%, with 2,384 originations.
Loan Sizing (HAGERSTOWN-MARTINSBURG, MD-WV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,602 | $1,275,090,000 | $277,073 |
| $100k-200k | 2,627 | $406,115,000 | $154,593 |
| $100,000 or less | 1,540 | $83,400,000 | $54,156 |
| $400k-600k | 754 | $349,060,000 | $462,944 |
| $600k-1000k | 108 | $76,430,000 | $707,685 |
| $Over $1MM | 35 | $153,365,000 | $4,381,857 |
HAGERSTOWN - MARTINSBURG's loan sizing saw the bucket of loans from $200k-400k with 4,602 originations, totaling $1,275,090,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,313 | $1,254,035,000 | $290,757 |
| 60-80% | 2,358 | $617,140,000 | $261,722 |
| Under 20% | 863 | $49,085,000 | $56,877 |
| 40-60% | 794 | $140,890,000 | $177,443 |
| 20-40% | 691 | $67,955,000 | $98,343 |
| Over 100% | 243 | $86,805,000 | $357,222 |
HAGERSTOWN - MARTINSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,313 originations, totaling $1,254,035,000 in origination value.