HAGERSTOWN - MARTINSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Hagerstown - Martinsburg averaged
6.81%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
6.8% and
one month ago for the week of 2022-10-27, the
average rate was 7.2%.
Hagerstown - Martinsburg's average rate one year ago was 3.18%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.6%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| Hagerstown - Martinsburg 30 Year Fixed Rate | 2022-12-01 | 6.81% |
| Hagerstown - Martinsburg 30 Year Fixed Rate Refi | 2022-12-01 | 6.6% |
| Hagerstown - Martinsburg 15 Year Fixed Rate | 2022-12-01 | 6.2% |
| Hagerstown - Martinsburg 15 Year Fixed Rate Refi | 2022-12-01 | 5.91% |
| Hagerstown - Martinsburg 30 Year FHA | 2022-12-01 | 6.39% |
| Hagerstown - Martinsburg 30 Year FHA Refi | 2022-12-01 | 6.28% |
| Hagerstown - Martinsburg 30 Year USDA | 2022-12-01 | 6.25% |
| Hagerstown - Martinsburg 30 Year USDA Refi | 2022-12-01 | 6.32% |
| Hagerstown - Martinsburg 30 Year VA | 2022-12-01 | 6.61% |
| Hagerstown - Martinsburg 30 Year VA Refi | 2022-12-01 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HAGERSTOWN-MARTINSBURG, MD-WV.
HAGERSTOWN - MARTINSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HAGERSTOWN-MARTINSBURG, MD-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HAGERSTOWN - MARTINSBURG Average Closing Costs & Other Stats
HAGERSTOWN-MARTINSBURG, MD-WV's 266 lenders originated 15,727
loans during 2021. The total origination value was $3,605,795,000, with an average loan value of
$229,274.
HAGERSTOWN - MARTINSBURG's average closing costs are $5,238.
The top HAGERSTOWN - MARTINSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
732 loans originated. Their average total fees are
$5,115, which is $910
higher than the next largest lender,
Integrity Home Mortgage Corp.
The lowest fee HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($501), Wyndham Capital Mortgage, Inc. ($1,576), City National Bank of West Virginia ($1,805), PENTAGON FEDERAL CREDIT UNION ($2,399) and KELLER MORTGAGE, LLC ($2,537).
The lowest rate HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.85%), InterContinental Capital Group, Inc (2.91%), AMERISAVE MORTGAGE CORPORATION (2.93%), PENTAGON FEDERAL CREDIT UNION (2.93%) and Bank of America (2.93%).
HAGERSTOWN-MARTINSBURG, MD-WV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $287,990,000 | $340,240,000 | 18.1% | 9.4% |
| Integrity Home Mortgage Corp | $206,485,000 | n/a | 5.7% | |
| FREEDOM MORTGAGE CORPORATION | $133,090,000 | $141,570,000 | 6.4% | 3.9% |
| Capital One | $93,040,000 | n/a | 2.6% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $89,150,000 | $91,870,000 | 3.1% | 2.5% |
| LOANDEPOT.COM, LLC | $45,025,000 | $91,005,000 | 102.1% | 2.5% |
| Sierra Pacific Mortgage Company, Inc. | $66,795,000 | $84,565,000 | 26.6% | 2.3% |
| PENNYMAC LOAN SERVICES, LLC | $32,915,000 | $83,360,000 | 153.3% | 2.3% |
| CNB Bank Inc. | $96,505,000 | $82,850,000 | -14.1% | 2.3% |
| HOMESPIRE MORTGAGE CORPORATION | $59,925,000 | $77,080,000 | 28.6% | 2.1% |
| Wells Fargo Bank | $48,210,000 | $76,745,000 | 59.2% | 2.1% |
| FIRST HOME MORTGAGE CORPORATION | $70,575,000 | $76,690,000 | 8.7% | 2.1% |
| NVR Mortgage Finance, Inc. | $64,215,000 | $73,220,000 | 14.0% | 2.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $41,705,000 | $67,170,000 | 61.1% | 1.9% |
| NAVY FEDERAL CREDIT UNION | $49,950,000 | $60,665,000 | 21.5% | 1.7% |
| Mortgage Research Center, LLC | $49,790,000 | $56,805,000 | 14.1% | 1.6% |
| AMERISAVE MORTGAGE CORPORATION | $24,605,000 | $56,170,000 | 128.3% | 1.6% |
| Truist Bank | $54,065,000 | $55,095,000 | 1.9% | 1.5% |
| EMBRACE HOME LOANS, INC. | $54,930,000 | $51,735,000 | -5.8% | 1.4% |
| MILLENNIUM FINANCIAL GROUP, INC. | $42,890,000 | $46,605,000 | 8.7% | 1.3% |
| Jefferson Security Bank | $24,295,000 | $42,155,000 | 73.5% | 1.2% |
| CALIBER HOME LOANS, INC. | $26,000,000 | $41,225,000 | 58.6% | 1.1% |
| City National Bank of West Virginia | $36,175,000 | $41,020,000 | 13.4% | 1.1% |
| George Mason Mortgage, LLC | $38,055,000 | $38,490,000 | 1.1% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $35,190,000 | $37,670,000 | 7.0% | 1.0% |
| Manufacturers and Traders Trust Company | $24,345,000 | $36,965,000 | 51.8% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $28,090,000 | $35,790,000 | 27.4% | 1.0% |
| MCLEAN MORTGAGE CORPORATION | $31,150,000 | $35,060,000 | 12.6% | 1.0% |
| United Bank | $21,805,000 | $33,015,000 | 51.4% | 0.9% |
| BETTER MORTGAGE CORPORATION | $9,365,000 | $32,080,000 | 242.6% | 0.9% |
| INTERCOASTAL MORTGAGE COMPANY | $13,035,000 | $29,355,000 | 125.2% | 0.8% |
| UNION HOME MORTGAGE CORP. | $24,880,000 | $27,075,000 | 8.8% | 0.8% |
| PNC Bank | $20,185,000 | $26,805,000 | 32.8% | 0.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $22,710,000 | $25,890,000 | 14.0% | 0.7% |
| CBM Mortgage, Inc. | $15,360,000 | $25,530,000 | 66.2% | 0.7% |
| PLANET HOME LENDING, LLC | $18,045,000 | $23,980,000 | 32.9% | 0.7% |
| Fulton Bank | $21,115,000 | $23,865,000 | 13.0% | 0.7% |
| NFM, INC. | $21,475,000 | $23,390,000 | 8.9% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $12,835,000 | $21,980,000 | 71.3% | 0.6% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $20,245,000 | $21,845,000 | 7.9% | 0.6% |
| NEWREZ LLC | $10,585,000 | $21,840,000 | 106.3% | 0.6% |
| Prosperity Home Mortgage, LLC | $26,940,000 | $21,345,000 | -20.8% | 0.6% |
| BAY CAPITAL MORTGAGE CORPORATION | $17,575,000 | $20,680,000 | 17.7% | 0.6% |
| Summit Community Bank, Inc. | $10,240,000 | $20,660,000 | 101.8% | 0.6% |
| Towne Bank | $22,660,000 | $20,470,000 | -9.7% | 0.6% |
| PATRIOT | $18,745,000 | $19,475,000 | 3.9% | 0.5% |
| Carrington Mortgage Services, LLC | $17,820,000 | $18,950,000 | 6.3% | 0.5% |
| WALKER & DUNLOP, LLC | $7,505,000 | $18,370,000 | 144.8% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,120,000 | $17,885,000 | 18.3% | 0.5% |
| Presidential Bank, FSB | $24,210,000 | $17,540,000 | -27.6% | 0.5% |
| The Federal Savings Bank | $20,390,000 | $17,130,000 | -16.0% | 0.5% |
| U.S. Bank | $9,600,000 | $16,800,000 | 75.0% | 0.5% |
| CONTOUR MORTGAGE CORPORATION | $21,025,000 | $16,755,000 | -20.3% | 0.5% |
| USAA Federal Savings Bank | $24,150,000 | $16,200,000 | -32.9% | 0.4% |
| TJC Mortgage, Inc. | $3,235,000 | $16,075,000 | 396.9% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,290,000 | $14,695,000 | 133.6% | 0.4% |
| First United Corporation | $21,960,000 | $14,600,000 | -33.5% | 0.4% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $14,810,000 | $14,260,000 | -3.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $7,555,000 | $13,740,000 | 81.9% | 0.4% |
| DIRECT MORTGAGE LOANS, LLC | $10,110,000 | $13,260,000 | 31.2% | 0.4% |
| Atlantic Union Bank | $16,260,000 | $13,185,000 | -18.9% | 0.4% |
| JPMorgan Chase Bank | $9,525,000 | $12,975,000 | 36.2% | 0.4% |
| Middletown Valley Bank | $9,635,000 | $12,900,000 | 33.9% | 0.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | $13,080,000 | $12,695,000 | -2.9% | 0.4% |
| Citizens Bank | $9,955,000 | $12,490,000 | 25.5% | 0.3% |
| Bank of America | $8,825,000 | $12,430,000 | 40.8% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $4,535,000 | $11,310,000 | 149.4% | 0.3% |
| Sandy Spring Bank | $5,595,000 | $11,210,000 | 100.4% | 0.3% |
| Gateway First Bank | $1,690,000 | $11,100,000 | 556.8% | 0.3% |
| Bank of Charles Town | $12,615,000 | $10,995,000 | -12.8% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $12,095,000 | $10,835,000 | -10.4% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $6,285,000 | $10,750,000 | 71.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $7,010,000 | $10,670,000 | 52.2% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $3,865,000 | $10,395,000 | 169.0% | 0.3% |
| Blue Ridge Bank | $4,885,000 | $10,105,000 | 106.9% | 0.3% |
| TIDEWATER MORTGAGE SERVICES, INC. | $11,415,000 | $9,655,000 | -15.4% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,775,000 | $9,360,000 | -26.7% | 0.3% |
| Atlantic Coast Mortgage, LLC | $5,110,000 | $9,205,000 | 80.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $5,270,000 | $9,155,000 | 73.7% | 0.3% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $12,060,000 | $9,115,000 | -24.4% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,080,000 | $8,695,000 | 7.6% | 0.2% |
| First Guaranty Mortgage Corporation | $6,685,000 | $8,570,000 | 28.2% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $5,890,000 | $8,530,000 | 44.8% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,670,000 | $8,430,000 | 48.7% | 0.2% |
| Flagstar Bank, FSB | $5,180,000 | $8,375,000 | 61.7% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $8,265,000 | n/a | 0.2% | |
| Bank of Clarke County | $3,160,000 | $8,210,000 | 159.8% | 0.2% |
| Meridian Bank Corporation | $10,205,000 | $8,190,000 | -19.7% | 0.2% |
| T2 FINANCIAL LLC | $1,520,000 | $8,150,000 | 436.2% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $2,645,000 | $8,150,000 | 208.1% | 0.2% |
| City National Bank | $7,735,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $1,630,000 | $7,680,000 | 371.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $8,705,000 | $7,655,000 | -12.1% | 0.2% |
| APEX HOME LOANS, INC. | $6,025,000 | $7,550,000 | 25.3% | 0.2% |
| AgFirst Farm Credit Bank | $7,890,000 | $7,375,000 | -6.5% | 0.2% |
| M&T Realty Capital Corporation | $7,275,000 | n/a | 0.2% | |
| Nations Lending Corporation | $3,085,000 | $7,115,000 | 130.6% | 0.2% |
| Plains Commerce Bank | $2,425,000 | $6,960,000 | 187.0% | 0.2% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,930,000 | $6,805,000 | 132.3% | 0.2% |
| Orrstown Bank | $5,980,000 | $6,470,000 | 8.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,750,000 | $6,085,000 | 121.3% | 0.2% |
| FIDELITY DIRECT MORTGAGE, LLC | $3,520,000 | $5,765,000 | 63.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,760,000 | $5,650,000 | 104.7% | 0.2% |
| Citizens & Northern Bank | $5,555,000 | n/a | 0.2% | |
| First Heritage Mortgage, LLC | $4,700,000 | $5,360,000 | 14.0% | 0.1% |
| Bank of Romney | $4,430,000 | $5,310,000 | 19.9% | 0.1% |
| InterContinental Capital Group, Inc | $4,680,000 | $5,305,000 | 13.4% | 0.1% |
| Low VA Rates, LLC | $3,435,000 | $4,980,000 | 45.0% | 0.1% |
| Alcova Mortgage LLC | $3,995,000 | $4,835,000 | 21.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,860,000 | $4,475,000 | 15.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,040,000 | $4,240,000 | 307.7% | 0.1% |
| DAS Acquisition Company, LLC | $4,090,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $490,000 | $4,000,000 | 716.3% | 0.1% |
| Vellum Mortgage, Inc. | $1,170,000 | $3,940,000 | 236.8% | 0.1% |
| Chicago Mortgage Solutions LLC | $400,000 | $3,845,000 | 861.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $6,190,000 | $3,840,000 | -38.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $830,000 | $3,815,000 | 359.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,655,000 | $3,745,000 | -19.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,410,000 | $3,675,000 | 7.8% | 0.1% |
| The Huntington National Bank | $2,725,000 | $3,670,000 | 34.7% | 0.1% |
| MidAtlantic Farm Credit, ACA | $4,710,000 | $3,595,000 | -23.7% | 0.1% |
| THE MORTGAGE LINK, INC. | $3,110,000 | $3,570,000 | 14.8% | 0.1% |
| First National Bank of Pennsylvania | $1,680,000 | $3,535,000 | 110.4% | 0.1% |
| Capital Bank | $3,915,000 | $3,495,000 | -10.7% | 0.1% |
| BNC National Bank | $3,335,000 | $3,430,000 | 2.8% | 0.1% |
| Apple Federal Credit Union | $2,405,000 | $3,425,000 | 42.4% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $125,000 | $3,320,000 | 2,556.0% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $4,465,000 | $3,315,000 | -25.8% | 0.1% |
| CLEARPATH LENDING | $6,020,000 | $3,265,000 | -45.8% | 0.1% |
| Shore United Bank | $3,200,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $2,245,000 | $3,185,000 | 41.9% | 0.1% |
| Northpointe Bank | $2,740,000 | $3,065,000 | 11.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $310,000 | $3,060,000 | 887.1% | 0.1% |
| NBKC BANK | $3,275,000 | $3,050,000 | -6.9% | 0.1% |
| North American Savings Bank, F.S.B. | $4,365,000 | $2,980,000 | -31.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,585,000 | $2,960,000 | 14.5% | 0.1% |
| THRIVE MORTGAGE, LLC | $285,000 | $2,900,000 | 917.5% | 0.1% |
| ACNB Bank | $2,200,000 | $2,895,000 | 31.6% | 0.1% |
| First Home Bank | $2,375,000 | $2,895,000 | 21.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,590,000 | $2,845,000 | -38.0% | 0.1% |
| KELLER MORTGAGE, LLC | $3,535,000 | $2,800,000 | -20.8% | 0.1% |
| First Federal Bank | $6,055,000 | $2,745,000 | -54.7% | 0.1% |
| EagleBank | $1,350,000 | $2,665,000 | 97.4% | 0.1% |
| EQUITY RESOURCES, INC. | $2,340,000 | $2,635,000 | 12.6% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,890,000 | $2,615,000 | 38.4% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,320,000 | $2,485,000 | 88.3% | 0.1% |
| EMM LOANS LLC | $2,250,000 | $2,480,000 | 10.2% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,195,000 | $2,355,000 | 7.3% | 0.1% |
| Capon Valley Bank | $905,000 | $2,350,000 | 159.7% | 0.1% |
| PHH Mortgage Corporation | $1,355,000 | $2,340,000 | 72.7% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,045,000 | $2,280,000 | 11.5% | 0.1% |
| Citibank | $890,000 | $2,215,000 | 148.9% | 0.1% |
| Northwest Federal Credit Union | $2,790,000 | $2,200,000 | -21.1% | 0.1% |
| US MORTGAGE CORPORATION | $275,000 | $2,145,000 | 680.0% | 0.1% |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION | $1,835,000 | $2,100,000 | 14.4% | 0.1% |
| Mid-Continent Funding, Inc. | $465,000 | $2,080,000 | 347.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $835,000 | $2,065,000 | 147.3% | 0.1% |
| CMG MORTGAGE, INC. | $1,405,000 | $2,055,000 | 46.3% | 0.1% |
| Ameris Bank | $3,245,000 | $2,020,000 | -37.8% | 0.1% |
| SOFI LENDING CORP. | $690,000 | $1,935,000 | 180.4% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $1,065,000 | $1,900,000 | 78.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,135,000 | $1,890,000 | 66.5% | 0.1% |
| Bank of England | $2,125,000 | $1,885,000 | -11.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,815,000 | $1,880,000 | -33.2% | 0.1% |
| The Freedom Bank of Virginia | $950,000 | $1,880,000 | 97.9% | 0.1% |
| TOWER | $1,495,000 | $1,875,000 | 25.4% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,025,000 | $1,850,000 | 80.5% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $7,845,000 | $1,835,000 | -76.6% | 0.1% |
| FirstBank | $195,000 | $1,750,000 | 797.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $2,655,000 | $1,750,000 | -34.1% | 0.0% |
| Magnolia Bank | $1,665,000 | $1,745,000 | 4.8% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $640,000 | $1,710,000 | 167.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,705,000 | n/a | 0.0% | |
| Mid-Atlantic Federal Credit Union | $375,000 | $1,690,000 | 350.7% | 0.0% |
| NASA Federal Credit Union | $1,790,000 | $1,605,000 | -10.3% | 0.0% |
| Victorian Finance, LLC | $1,630,000 | $1,540,000 | -5.5% | 0.0% |
| First National Bank of America | $825,000 | $1,515,000 | 83.6% | 0.0% |
| Woodsboro Bank | $1,290,000 | $1,515,000 | 17.4% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,025,000 | $1,495,000 | 45.9% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,555,000 | $1,420,000 | -8.7% | 0.0% |
| 1ST FINANCIAL, INC. | $480,000 | $1,375,000 | 186.5% | 0.0% |
| MainStreet Bank | $1,355,000 | n/a | 0.0% | |
| KS StateBank | $1,065,000 | $1,350,000 | 26.8% | 0.0% |
| Waterstone Mortgage Corporation | $860,000 | $1,350,000 | 57.0% | 0.0% |
| NYMEO FEDERAL CREDIT UNION | $4,175,000 | $1,340,000 | -67.9% | 0.0% |
| OCMBC, INC. | $215,000 | $1,330,000 | 518.6% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,300,000 | $1,305,000 | 0.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,235,000 | $1,290,000 | -42.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,800,000 | $1,250,000 | -30.6% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,110,000 | $1,245,000 | 12.2% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $515,000 | $1,240,000 | 140.8% | 0.0% |
| C & F Mortgage Corporation | $2,380,000 | $1,225,000 | -48.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,210,000 | n/a | 0.0% | |
| West Town Bank & Trust | $2,840,000 | $1,205,000 | -57.6% | 0.0% |
| First Exchange Bank | $1,190,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $1,120,000 | $1,165,000 | 4.0% | 0.0% |
| Fifth Third Bank | $445,000 | $1,160,000 | 160.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $325,000 | $1,155,000 | 255.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $335,000 | $1,150,000 | 243.3% | 0.0% |
| Lakeview Community Capital, LLC | $725,000 | $1,145,000 | 57.9% | 0.0% |
| Ally Bank | $950,000 | $1,140,000 | 20.0% | 0.0% |
| ARC HOME LLC | $1,365,000 | $1,125,000 | -17.6% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $425,000 | $1,125,000 | 164.7% | 0.0% |
| AmRes Corporation | $1,230,000 | $1,100,000 | -10.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,695,000 | $1,100,000 | -35.1% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $775,000 | $1,085,000 | 40.0% | 0.0% |
| Visio Financial Services Inc. | $105,000 | $1,050,000 | 900.0% | 0.0% |
| MLD MORTGAGE INC. | $500,000 | $1,045,000 | 109.0% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,985,000 | $1,040,000 | -47.6% | 0.0% |
| Evolve Bank & Trust | $1,050,000 | $1,030,000 | -1.9% | 0.0% |
| Keystone Funding, Inc. | $1,030,000 | n/a | 0.0% | |
| York Traditions Bank | $1,015,000 | n/a | 0.0% | |
| Farmers and Merchants Trust Company of Chambersburg | $4,565,000 | $995,000 | -78.2% | 0.0% |
| CHESSIE | $980,000 | $935,000 | -4.6% | 0.0% |
| Triumph Bank | $345,000 | $915,000 | 165.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $910,000 | $880,000 | -3.3% | 0.0% |
| First Internet Bank of Indiana | $385,000 | $880,000 | 128.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $880,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $580,000 | $875,000 | 50.9% | 0.0% |
| DEPARTMENT OF COMMERCE | $855,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $835,000 | n/a | 0.0% | |
| NP, Inc. | $835,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $430,000 | $825,000 | 91.9% | 0.0% |
| LADERA LENDING, INC. | $560,000 | $795,000 | 42.0% | 0.0% |
| 1ST PREFERENCE MORTGAGE CORP. | $735,000 | $785,000 | 6.8% | 0.0% |
| WesBanco Bank, Inc. | $975,000 | $785,000 | -19.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $920,000 | $775,000 | -15.8% | 0.0% |
| HomePromise Corporation | $155,000 | $770,000 | 396.8% | 0.0% |
| Ixonia Bank | $105,000 | $740,000 | 604.8% | 0.0% |
| Financial Freedom Mortgage, LLC | $175,000 | $735,000 | 320.0% | 0.0% |
| LENDERFI, INC. | $500,000 | $725,000 | 45.0% | 0.0% |
| FEDERATED MORTGAGE CORP. | $715,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $715,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $325,000 | $715,000 | 120.0% | 0.0% |
| SeaTrust Mortgage Company | $700,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $1,290,000 | $690,000 | -46.5% | 0.0% |
| IMPAC MORTGAGE CORP. | $165,000 | $680,000 | 312.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $670,000 | n/a | 0.0% | |
| FNB Bank, Inc. | $605,000 | $665,000 | 9.9% | 0.0% |
| Strong Home Mortgage, LLC | $590,000 | $650,000 | 10.2% | 0.0% |
| Axos Bank | $345,000 | $645,000 | 87.0% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $645,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $620,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $940,000 | $620,000 | -34.0% | 0.0% |
| Morgan Stanley Private Bank | $585,000 | $600,000 | 2.6% | 0.0% |
| Baxter Credit Union | $590,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $275,000 | $590,000 | 114.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $10,555,000 | $585,000 | -94.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,500,000 | $585,000 | -61.0% | 0.0% |
| LOANFLIGHT LENDING, LLC | $580,000 | n/a | 0.0% | |
| TIAA, FSB | $2,055,000 | $575,000 | -72.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $570,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $570,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $190,000 | $570,000 | 200.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $125,000 | $570,000 | 356.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $910,000 | $545,000 | -40.1% | 0.0% |
| First Federal Bank of the Midwest | $540,000 | n/a | 0.0% | |
| Florida Capital Bank | $1,185,000 | $525,000 | -55.7% | 0.0% |
| MISSION MORTGAGE LLC | $525,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $510,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $505,000 | n/a | 0.0% | |
| First Savings Bank | $760,000 | $500,000 | -34.2% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $485,000 | n/a | 0.0% | |
| City National Bank of Florida | $485,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $480,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $2,135,000 | $480,000 | -77.5% | 0.0% |
| Cf Bank | $305,000 | $475,000 | 55.7% | 0.0% |
| JUSTICE Federal Credit Union | $250,000 | $470,000 | 88.0% | 0.0% |
| Texana Bank | $470,000 | n/a | 0.0% | |
| Arvest Bank | $465,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $455,000 | n/a | 0.0% | |
| Standard Bank, PaSB | $460,000 | $455,000 | -1.1% | 0.0% |
| Stifel Bank and Trust | $440,000 | n/a | 0.0% | |
| CORNING | $1,820,000 | $435,000 | -76.1% | 0.0% |
| UIF CORPORATION | $1,200,000 | $410,000 | -65.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $405,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $155,000 | $400,000 | 158.1% | 0.0% |
| Princeton Mortgage Corporation | $400,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $450,000 | $390,000 | -13.3% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $260,000 | $390,000 | 50.0% | 0.0% |
| Alerus Financial | $385,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $385,000 | n/a | 0.0% | |
| Peoples Bank | $385,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $380,000 | n/a | 0.0% | |
| CHEVRON | $215,000 | $375,000 | 74.4% | 0.0% |
| NBH Bank | $375,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $450,000 | $370,000 | -17.8% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $1,150,000 | $370,000 | -67.8% | 0.0% |
| F&M Bank | $365,000 | n/a | 0.0% | |
| Provident State Bank, Inc. | $185,000 | $365,000 | 97.3% | 0.0% |
| OPEN MORTGAGE, LLC | $415,000 | $355,000 | -14.5% | 0.0% |
| HANSCOM | $345,000 | n/a | 0.0% | |
| The Central Trust Bank | $345,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $1,220,000 | $340,000 | -72.1% | 0.0% |
| The Grant County Bank | $195,000 | $340,000 | 74.4% | 0.0% |
| Renasant Bank | $560,000 | $330,000 | -41.1% | 0.0% |
| SPRING EQ, LLC | $445,000 | $325,000 | -27.0% | 0.0% |
| Colten Mortgage, LLC | $320,000 | n/a | 0.0% | |
| The Poca Valley Bank, Inc. | $175,000 | $320,000 | 82.9% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $1,105,000 | $315,000 | -71.5% | 0.0% |
| State Department Federal Credit Union | $315,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,145,000 | $315,000 | -72.5% | 0.0% |
| Colonial Savings, F.A. | $300,000 | $310,000 | 3.3% | 0.0% |
| First Bank | $2,095,000 | $310,000 | -85.2% | 0.0% |
| GSF Mortgage Corporation | $300,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $375,000 | $295,000 | -21.3% | 0.0% |
| MILEND, INC. | $1,095,000 | $295,000 | -73.1% | 0.0% |
| BAYER HERITAGE | $65,000 | $285,000 | 338.5% | 0.0% |
| Centennial Bank | $285,000 | n/a | 0.0% | |
| LOANPAL, LLC | $275,000 | $285,000 | 3.6% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $285,000 | n/a | 0.0% | |
| Secured Investment Corp. | $280,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $1,570,000 | $275,000 | -82.5% | 0.0% |
| Beeline Loans, Inc. | $275,000 | n/a | 0.0% | |
| Fidelity Bank | $275,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $790,000 | $270,000 | -65.8% | 0.0% |
| Signal Financial Federal Credit Union | $835,000 | $265,000 | -68.3% | 0.0% |
| RESIDENTIAL BANCORP. | $260,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $155,000 | $260,000 | 67.7% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $15,000 | $255,000 | 1,600.0% | 0.0% |
| NEXERA HOLDING LLC | $255,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $705,000 | $235,000 | -66.7% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $235,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $345,000 | $235,000 | -31.9% | 0.0% |
| CityWorth Mortgage LLC | $285,000 | $235,000 | -17.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | n/a | 0.0% | |
| SIWELL, INC. | $480,000 | $235,000 | -51.0% | 0.0% |
| AFFINITY | $125,000 | $230,000 | 84.0% | 0.0% |
| Watermark Capital, Inc. | $230,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $225,000 | n/a | 0.0% | |
| NORTH COUNTRY | $225,000 | n/a | 0.0% | |
| Pendleton Community Bank, Inc. | $225,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $460,000 | $215,000 | -53.3% | 0.0% |
| Congressional Bank | $320,000 | $215,000 | -32.8% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $215,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $215,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $265,000 | $215,000 | -18.9% | 0.0% |
| Discover Bank | $320,000 | $210,000 | -34.4% | 0.0% |
| Paramount Bank | $245,000 | $210,000 | -14.3% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $270,000 | $210,000 | -22.2% | 0.0% |
| BECKAM FUNDING CORP. | $205,000 | n/a | 0.0% | |
| F & M BANK CORP. | $310,000 | $205,000 | -33.9% | 0.0% |
| POINT BREEZE | $75,000 | $205,000 | 173.3% | 0.0% |
| Park Lane Finance Solutions, LLC | $135,000 | $200,000 | 48.1% | 0.0% |
| Clear Mountain Bank | $95,000 | $195,000 | 105.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,105,000 | $195,000 | -82.4% | 0.0% |
| JAMES B. NUTTER & COMPANY | $1,425,000 | $195,000 | -86.3% | 0.0% |
| Midland States Bank | $195,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $185,000 | $195,000 | 5.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $190,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $185,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $185,000 | n/a | 0.0% | |
| Mid Penn Bank | $235,000 | $185,000 | -21.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $360,000 | $185,000 | -48.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $595,000 | $185,000 | -68.9% | 0.0% |
| MYCUMORTGAGE, LLC | $370,000 | $180,000 | -51.4% | 0.0% |
| TD Bank | $185,000 | $180,000 | -2.7% | 0.0% |
| Goldwater Bank, N.A. | $900,000 | $175,000 | -80.6% | 0.0% |
| Northwest Bank | $195,000 | $175,000 | -10.3% | 0.0% |
| Home Mortgage Alliance Corp | $165,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $165,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $155,000 | n/a | 0.0% | |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $155,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $155,000 | n/a | 0.0% | |
| JAMS-01, INC. | $940,000 | $155,000 | -83.5% | 0.0% |
| MIDWEST LOAN SOLUTIONS, INC. | $505,000 | $155,000 | -69.3% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $155,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $145,000 | $135,000 | -6.9% | 0.0% |
| FEDCHOICE Federal Credit Union | $135,000 | n/a | 0.0% | |
| Deseret First Credit Union | $125,000 | n/a | 0.0% | |
| Johns Hopkins Federal Credit Union | $125,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $125,000 | n/a | 0.0% | |
| SkyPoint Federal Credit Union | $90,000 | $120,000 | 33.3% | 0.0% |
| ALLIANT CREDIT UNION | $115,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| Peoples Bank | $115,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $145,000 | $115,000 | -20.7% | 0.0% |
| ACT 1ST FCU | $55,000 | $105,000 | 90.9% | 0.0% |
| Citadel Servicing Corporation | $225,000 | $105,000 | -53.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $105,000 | n/a | 0.0% | |
| PRINCE GEORGE'S COMMUNITY | $100,000 | n/a | 0.0% | |
| APL | $90,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $110,000 | $65,000 | -40.9% | 0.0% |
| AMERICAN HERITAGE FCU | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $75,000 | $25,000 | -66.7% | 0.0% |
| BancorpSouth Bank | $15,000 | n/a | 0.0% |
HAGERSTOWN - MARTINSBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 5.7%, is Integrity Home Mortgage Corp, having originated $206,485,000 in loans. In third place, with 3.9%, is FREEDOM MORTGAGE CORPORATION, having originated $141,570,000 in loans. In fourth place, with 2.6%, is Capital One, having originated $93,040,000 in loans. In fifth place, with 2.5%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $91,870,000 in loans.
HAGERSTOWN - MARTINSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $204,923 (7.8%) | $226,909 (4.0%) | 0.76 | 1,191 |
| 2018-02-01 | $209,990 (9.1%) | $231,960 (5.9%) | 0.76 | 1,191 |
| 2018-03-01 | $219,000 (10.5%) | $239,395 (6.7%) | 0.77 | 1,203 |
| 2018-04-01 | $219,900 (10.0%) | $239,614 (5.8%) | 0.75 | 1,299 |
| 2018-05-01 | $224,900 (8.4%) | $246,154 (6.4%) | 0.75 | 1,404 |
| 2018-06-01 | $225,000 (7.2%) | $249,192 (6.2%) | 0.75 | 1,492 |
| 2018-07-01 | $229,900 (10.6%) | $250,755 (6.1%) | 0.77 | 1,497 |
| 2018-08-01 | $229,450 (10.9%) | $250,648 (5.7%) | 0.77 | 1,528 |
| 2018-09-01 | $229,000 (9.1%) | $251,588 (6.6%) | 0.77 | 1,473 |
| 2018-10-01 | $229,900 (9.5%) | $249,816 (7.2%) | 0.78 | 1,465 |
| 2018-11-01 | $229,900 (11.0%) | $251,958 (8.9%) | 0.78 | 1,470 |
| 2018-12-01 | $229,900 (15.0%) | $250,332 (11.6%) | 0.79 | 1,359 |
| 2019-01-01 | $229,900 (12.2%) | $251,455 (10.8%) | 0.79 | 1,265 |
| 2019-02-01 | $229,998 (9.5%) | $256,171 (10.4%) | 0.78 | 1,258 |
| 2019-03-01 | $234,383 (7.0%) | $259,237 (8.3%) | 0.77 | 1,273 |
| 2019-04-01 | $234,900 (6.8%) | $261,320 (9.1%) | 0.75 | 1,337 |
| 2019-05-01 | $235,000 (4.5%) | $262,371 (6.6%) | 0.73 | 1,404 |
| 2019-06-01 | $237,945 (5.8%) | $265,083 (6.4%) | 0.74 | 1,448 |
| 2019-07-01 | $229,950 (0.0%) | $262,779 (4.8%) | 0.72 | 1,490 |
| 2019-08-01 | $232,627 (1.4%) | $264,338 (5.5%) | 0.74 | 1,477 |
| 2019-09-01 | $236,718 (3.4%) | $266,950 (6.1%) | 0.76 | 1,454 |
| 2019-10-01 | $239,445 (4.2%) | $268,405 (7.4%) | 0.77 | 1,428 |
| 2019-11-01 | $239,900 (4.4%) | $268,499 (6.6%) | 0.79 | 1,318 |
| 2019-12-01 | $239,900 (4.4%) | $272,387 (8.8%) | 0.80 | 1,130 |
| 2020-01-01 | $236,223 (2.8%) | $270,114 (7.4%) | 0.79 | 1,008 |
| 2020-02-01 | $243,900 (6.0%) | $276,645 (8.0%) | 0.80 | 963 |
| 2020-03-01 | $244,900 (4.5%) | $279,654 (7.9%) | 0.77 | 959 |
| 2020-04-01 | $246,445 (4.9%) | $280,145 (7.2%) | 0.77 | 937 |
| 2020-05-01 | $249,000 (6.0%) | $285,929 (9.0%) | 0.76 | 849 |
| 2020-06-01 | $246,075 (3.4%) | $284,365 (7.3%) | 0.72 | 744 |
| 2020-07-01 | $249,990 (8.7%) | $286,115 (8.9%) | 0.72 | 658 |
| 2020-08-01 | $256,445 (10.2%) | $291,379 (10.2%) | 0.73 | 587 |
| 2020-09-01 | $259,445 (9.6%) | $293,291 (9.9%) | 0.74 | 563 |
| 2020-10-01 | $252,990 (5.7%) | $287,603 (7.2%) | 0.72 | 541 |
| 2020-11-01 | $254,470 (6.1%) | $288,427 (7.4%) | 0.74 | 498 |
| 2020-12-01 | $258,950 (7.9%) | $286,298 (5.1%) | 0.77 | 461 |
| 2021-01-01 | $267,045 (13.1%) | $290,372 (7.5%) | 0.80 | 411 |
| 2021-02-01 | $261,675 (7.3%) | $292,739 (5.8%) | 0.76 | 304 |
| 2021-03-01 | $263,000 (7.4%) | $294,755 (5.4%) | 0.75 | 304 |
| 2021-04-01 | $274,225 (11.3%) | $309,376 (10.4%) | 0.74 | 287 |
| 2021-05-01 | $274,990 (10.4%) | $324,656 (13.5%) | 0.73 | 298 |
| 2021-06-01 | $268,650 (9.2%) | $326,492 (14.8%) | 0.71 | 373 |
| 2021-07-01 | $279,450 (11.8%) | $328,355 (14.8%) | 0.74 | 449 |
| 2021-08-01 | $282,500 (10.2%) | $343,154 (17.8%) | 0.75 | 478 |
| 2021-09-01 | $282,950 (9.1%) | $338,459 (15.4%) | 0.75 | 455 |
| 2021-10-01 | $280,000 (10.7%) | $332,988 (15.8%) | 0.75 | 454 |
| 2021-11-01 | $296,910 (16.7%) | $339,072 (17.6%) | 0.79 | 476 |
| 2021-12-01 | $293,748 (13.4%) | $327,511 (14.4%) | 0.80 | 434 |
| 2022-01-01 | $305,045 (14.2%) | $338,221 (16.5%) | 0.82 | 364 |
| 2022-02-01 | $310,623 (18.7%) | $343,616 (17.4%) | 0.81 | 314 |
| 2022-03-01 | $321,123 (22.1%) | $351,510 (19.3%) | 0.80 | 316 |
| 2022-04-01 | $324,900 (18.5%) | $361,117 (16.7%) | 0.78 | 354 |
| 2022-05-01 | $323,445 (17.6%) | $361,798 (11.4%) | 0.74 | 454 |
| 2022-06-01 | $322,973 (20.2%) | $368,204 (12.8%) | 0.72 | 531 |
| 2022-07-01 | $315,591 (12.9%) | $361,256 (10.0%) | 0.71 | 631 |
| 2022-08-01 | $320,945 (13.6%) | $358,106 (4.4%) | 0.74 | 654 |
| 2022-09-01 | $322,000 (13.8%) | $363,479 (7.4%) | 0.75 | 664 |
| 2022-10-01 | $316,990 (13.2%) | $360,426 (8.2%) | 0.75 | 727 |
| 2022-11-01 | $315,000 (6.1%) | $352,812 (4.1%) | 0.76 | 707 |
HAGERSTOWN - MARTINSBURG's median listing price for 2022-11-01 was $315,000, a difference of
$18,090
(6.1%) versus the prior year and
$-1,990 versus the prior month.
HAGERSTOWN - MARTINSBURG's median listing price comes in at 76% of the national average.
HAGERSTOWN - MARTINSBURG's average listing price for 2022-11-01 was $352,812, a difference of $13,740 (4.1%) versus the prior year and $-7,614 versus the prior month.
For the 2022-11-01 period, HAGERSTOWN - MARTINSBURG had 707 MLS listings, a difference of -20 listings (-3%) versus the prior month and 231 listings (49%) versus the prior year.
HAGERSTOWN - MARTINSBURG's median listing price comes in at 76% of the national average.
HAGERSTOWN - MARTINSBURG's average listing price for 2022-11-01 was $352,812, a difference of $13,740 (4.1%) versus the prior year and $-7,614 versus the prior month.
For the 2022-11-01 period, HAGERSTOWN - MARTINSBURG had 707 MLS listings, a difference of -20 listings (-3%) versus the prior month and 231 listings (49%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 100 days | 1,733 sqft |
| 2018-02-01 | 94 days | 1,780 sqft |
| 2018-03-01 | 71 days | 1,794 sqft |
| 2018-04-01 | 64 days | 1,785 sqft |
| 2018-05-01 | 55 days | 1,785 sqft |
| 2018-06-01 | 58 days | 1,892 sqft |
| 2018-07-01 | 69 days | 1,917 sqft |
| 2018-08-01 | 75 days | 1,886 sqft |
| 2018-09-01 | 81 days | 1,900 sqft |
| 2018-10-01 | 84 days | 1,924 sqft |
| 2018-11-01 | 83 days | 1,926 sqft |
| 2018-12-01 | 93 days | 1,901 sqft |
| 2019-01-01 | 96 days | 1,899 sqft |
| 2019-02-01 | 99 days | 1,910 sqft |
| 2019-03-01 | 84 days | 1,926 sqft |
| 2019-04-01 | 60 days | 1,925 sqft |
| 2019-05-01 | 59 days | 1,918 sqft |
| 2019-06-01 | 65 days | 1,924 sqft |
| 2019-07-01 | 62 days | 1,907 sqft |
| 2019-08-01 | 67 days | 1,901 sqft |
| 2019-09-01 | 71 days | 1,902 sqft |
| 2019-10-01 | 76 days | 1,901 sqft |
| 2019-11-01 | 84 days | 1,907 sqft |
| 2019-12-01 | 103 days | 1,923 sqft |
| 2020-01-01 | 98 days | 1,896 sqft |
| 2020-02-01 | 71 days | 1,898 sqft |
| 2020-03-01 | 54 days | 1,906 sqft |
| 2020-04-01 | 62 days | 1,915 sqft |
| 2020-05-01 | 73 days | 1,944 sqft |
| 2020-06-01 | 75 days | 1,950 sqft |
| 2020-07-01 | 62 days | 1,934 sqft |
| 2020-08-01 | 58 days | 2,002 sqft |
| 2020-09-01 | 58 days | 1,992 sqft |
| 2020-10-01 | 63 days | 1,920 sqft |
| 2020-11-01 | 57 days | 1,887 sqft |
| 2020-12-01 | 64 days | 1,842 sqft |
| 2021-01-01 | 54 days | 1,820 sqft |
| 2021-02-01 | 46 days | 1,848 sqft |
| 2021-03-01 | 51 days | 1,797 sqft |
| 2021-04-01 | 37 days | 1,823 sqft |
| 2021-05-01 | 37 days | 1,872 sqft |
| 2021-06-01 | 34 days | 1,815 sqft |
| 2021-07-01 | 36 days | 1,844 sqft |
| 2021-08-01 | 35 days | 1,826 sqft |
| 2021-09-01 | 42 days | 1,831 sqft |
| 2021-10-01 | 47 days | 1,823 sqft |
| 2021-11-01 | 41 days | 1,860 sqft |
| 2021-12-01 | 46 days | 1,836 sqft |
| 2022-01-01 | 57 days | 1,863 sqft |
| 2022-02-01 | 49 days | 1,810 sqft |
| 2022-03-01 | 41 days | 1,851 sqft |
| 2022-04-01 | 34 days | 1,894 sqft |
| 2022-05-01 | 32 days | 1,898 sqft |
| 2022-06-01 | 33 days | 1,915 sqft |
| 2022-07-01 | 39 days | 1,927 sqft |
| 2022-08-01 | 43 days | 1,921 sqft |
| 2022-09-01 | 50 days | 1,911 sqft |
| 2022-10-01 | 51 days | 1,890 sqft |
| 2022-11-01 | 53 days | 1,867 sqft |
HAGERSTOWN - MARTINSBURG's median listing age (time on market) for 2022-11-01 was 53 days.
This
is 29%
longer
than the same period one year ago.
HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2022-11-01 period was 1,867 sqft. One year prior, the average listing was 1,860 sqft.
HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2022-11-01 period was 1,867 sqft. One year prior, the average listing was 1,860 sqft.
HAGERSTOWN-MARTINSBURG, MD-WV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,493 | $1,635,525,000 | $251,890 |
| Refi | 5,831 | $1,337,065,000 | $229,303 |
| Cash Out Refi | 2,651 | $566,155,000 | $213,563 |
| Home Improvement | 439 | $39,875,000 | $90,831 |
| Other | 313 | $27,175,000 | $86,821 |
Hagerstown - Martinsburg's most frequently cited loan purpose was Home Purchase, with 6,493 originations. The 2nd most popular reason was Refi, with 5,831 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 5,936 | $1,357,600,000 | $228,706 |
| 3-4% | 5,560 | $1,240,290,000 | $223,074 |
| <2.5% | 3,005 | $653,995,000 | $217,636 |
| 4-5% | 582 | $113,350,000 | $194,759 |
| 5-6% | 104 | $17,470,000 | $167,981 |
| Over 8% | 57 | $4,425,000 | $77,632 |
| 6-7% | 50 | $8,840,000 | $176,800 |
| 7-8% | 27 | $2,425,000 | $89,815 |
During 2021, Hagerstown - Martinsburg's most frequently originated rate bucket was 2.5-3%, with 5,936 originations.
Loan Sizing (HAGERSTOWN-MARTINSBURG, MD-WV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 7,454 | $2,019,320,000 | $270,904 |
| $100k-200k | 5,986 | $929,930,000 | $155,351 |
| $100,000 or less | 1,449 | $86,565,000 | $59,741 |
| $400k-600k | 709 | $328,495,000 | $463,322 |
| $600k-1000k | 96 | $70,310,000 | $732,396 |
| $Over $1MM | 33 | $171,175,000 | $5,187,121 |
HAGERSTOWN - MARTINSBURG's loan sizing saw the bucket of loans from $200k-400k with 7,454 originations, totaling $2,019,320,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,677 | $1,694,145,000 | $253,728 |
| 60-80% | 4,749 | $1,155,595,000 | $243,334 |
| 40-60% | 1,624 | $271,830,000 | $167,383 |
| 20-40% | 674 | $84,500,000 | $125,371 |
| Under 20% | 545 | $24,205,000 | $44,413 |
| Over 100% | 253 | $79,995,000 | $316,186 |
HAGERSTOWN - MARTINSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,677 originations, totaling $1,694,145,000 in origination value.
