HAGERSTOWN - MARTINSBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hagerstown - Martinsburg averaged 7.17% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7% and one month ago for the week of 2024-04-04, the average rate was 6.6%.

Hagerstown - Martinsburg's average rate one year ago was 6.27%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Hagerstown - Martinsburg 30 Year Fixed Rate 2024-05-09 7.17%
Hagerstown - Martinsburg 30 Year Fixed Rate Refi 2024-05-09 7.92%
Hagerstown - Martinsburg 15 Year Fixed Rate 2024-05-09 6.38%
Hagerstown - Martinsburg 15 Year Fixed Rate Refi 2024-05-09 6.38%
Hagerstown - Martinsburg 30 Year FHA 2024-05-09 6.67%
Hagerstown - Martinsburg 30 Year FHA Refi 2024-05-09 6.69%
Hagerstown - Martinsburg 30 Year USDA 2024-05-09 6.08%
Hagerstown - Martinsburg 30 Year USDA Refi 2024-05-09 6.79%
Hagerstown - Martinsburg 30 Year VA 2024-05-09 6.24%
Hagerstown - Martinsburg 30 Year VA Refi 2024-05-09 6.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HAGERSTOWN-MARTINSBURG, MD-WV.

HAGERSTOWN - MARTINSBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HAGERSTOWN-MARTINSBURG, MD-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 189 6.84% $6,941
NVR Mortgage Finance, Inc. 138 6.29% $5,815
Integrity Home Mortgage Corp 124 7.04% $8,089
CNB Bank Inc. 90 6.60% $3,393
City National Bank of West Virginia 87 6.17% $1,766
PRIMELENDING, A PLAINSCAPITAL COMPANY 80 6.69% $7,723
UNITED WHOLESALE MORTGAGE, LLC 66 6.58% $8,559
HOMESPIRE MORTGAGE CORPORATION 57 6.92% $7,406
NAVY FEDERAL CREDIT UNION 54 7.02% $4,992
FIRST HOME MORTGAGE CORPORATION 51 6.66% $7,879
LOANDEPOT.COM, LLC 44 6.48% $3,582
George Mason Mortgage, LLC 42 6.51% $7,152
Sierra Pacific Mortgage Company, Inc. 42 6.89% $8,049
Truist 37 6.62% $4,768
Prosperity Home Mortgage, LLC 30 6.73% $6,547
INTERCOASTAL MORTGAGE COMPANY 24 6.44% $5,227
Wells Fargo Bank 24 6.84% $4,748
Atlantic Coast Mortgage, LLC 21 6.49% $7,125
NFM, INC. 21 6.93% $7,114
CBM Mortgage, Inc. 21 6.70% $5,471
NEWREZ LLC 21 7.45% $5,577
Presidential Bank, FSB 21 6.91% $7,079
CROSSCOUNTRY MORTGAGE, LLC 20 7.12% $9,370
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 20 6.61% $3,979
EMBRACE HOME LOANS, INC. 20 7.50% $7,065
Shore United Bank 19 6.80% $7,034
MILLENNIUM FINANCIAL GROUP, INC. 19 6.81% $5,296
T2 FINANCIAL LLC 18 6.77% $6,740
HOMEAMERICAN MORTGAGE CORPORATION 18 6.09% $2,833
UNION HOME MORTGAGE CORP. 17 6.90% $7,281
PENNYMAC LOAN SERVICES, LLC 17 6.62% $6,567
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 6.88% $5,754
Farmers and Merchants Trust Company of Chambersburg 16 6.02% $3,921
BAY CAPITAL MORTGAGE CORPORATION 15 6.92% $5,697
PNC Bank 15 6.84% $5,590
Towne Bank 14 6.71% $7,053
First Heritage Mortgage, LLC 14 6.47% $5,405
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 13 7.04% $7,073
JPMorgan Chase Bank 13 6.71% $5,229
M&T Bank 13 6.69% $5,414
U.S. Bank 13 6.41% $4,149
PATRIOT 12 5.78% $4,223
MOVEMENT MORTGAGE, LLC 12 6.95% $7,650
CMG MORTGAGE, INC. 11 6.69% $7,361
TIDEWATER MORTGAGE SERVICES, INC. 11 6.05% $5,346
GUILD MORTGAGE COMPANY 10 6.85% $5,305
DIRECT MORTGAGE LOANS, LLC 10 6.66% $11,095
DAS Acquisition Company, LLC 9 6.79% $5,869
Paramount Residential Mortgage Group, Inc. 9 7.42% $7,524
DRAPER AND KRAMER MORTGAGE CORP. 9 6.76% $5,589
Mr. Cooper ( Nationstar Mortgage ) 9 6.68% $8,998
CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 5.86% $4,878
PENTAGON FEDERAL CREDIT UNION 8 6.48% $6,216
Sandy Spring Bank 8 7.14% $5,739
Meridian Bank Corporation 8 6.87% $5,006
Atlantic Union Bank 7 6.97% $4,550
CALIBER HOME LOANS, INC. 7 6.68% $6,220
DHI MORTGAGE COMPANY, LTD. 7 6.05% $3,185
First National Bank of America 7 9.66% $13,082
Fulton Bank 7 6.46% $5,379
GUARANTEED RATE AFFINITY, LLC 7 6.91% $5,364
HOMESIDE FINANCIAL, LLC 7 6.84% $7,479
ROYAL UNITED MORTGAGE LLC 7 6.79% $7,459
Summit Community Bank, Inc. 7 7.00% $3,385
AMERISAVE MORTGAGE CORPORATION 6 6.96% $7,877
SWBC MORTGAGE CORPORATION 6 7.04% $6,943
OCMBC, INC. 6 9.00% $11,182
MICHIGAN MUTUAL, INC. 6 6.40% $6,107
MCLEAN MORTGAGE CORPORATION 6 5.83% $3,114
GSF Mortgage Corporation 6 6.71% $7,105
Citizens Bank 6 6.44% $10,875
CARDINAL FINANCIAL 6 7.04% $7,090
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 6.97% $11,295
MidAtlantic Farm Credit, ACA 5 7.28% $4,867
NBKC BANK 5 7.00% $3,650
Northpointe Bank 5 6.98% $6,696
WesBanco 5 6.43% $5,885
Vellum Mortgage, Inc. 5 6.48% $5,128
AMERICAN FINANCING CORPORATION 4 7.03% $6,921
TOWER 4 6.22% $4,010
C & F Mortgage Corporation 4 6.59% $7,438
BAY EQUITY LLC 4 6.97% $7,477
ENVOY MORTGAGE, LTD 4 6.88% $6,040
Ameris Bank 4 7.09% $9,039
PLANET HOME LENDING, LLC 4 6.94% $9,734
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 6.53% $9,352
Flagstar Bank, FSB 4 7.41% $6,842
Orrstown Bank 4 6.69% $5,492
USAA Federal Savings Bank 4 6.16% $10,124
FREEDOM MORTGAGE CORPORATION 4 7.44% $8,219
TJC Mortgage, Inc. 4 6.25% $11,140
Bank of Clarke County 4 6.44% $3,629
Bank of America 4 6.78% $5,219
BROKER SOLUTIONS, INC. 3 7.54% $7,963
BETTER MORTGAGE CORPORATION 3 6.00% $7,131
NASA Federal Credit Union 3 6.42% $8,242
Mortgage Research Center, LLC 3 6.79% $4,353
Fifth Third Bank 3 6.66% $5,291
ABSOLUTE HOME MORTGAGE CORPORATION 3 7.54% $6,857
THE MORTGAGE LINK, INC. 3 7.08% $6,867
GUARANTEED RATE, INC. 3 6.73% $4,795
The Federal Savings Bank 3 7.08% $7,278
CHURCHILL MORTGAGE CORPORATION 3 6.99% $6,983
ZILLOW HOME LOANS, LLC 3 6.50% $7,894
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.83% $4,375
Waterstone Mortgage Corporation 3 6.50% $5,889
JAMS-01, INC. 3 6.71% $6,837
LAND HOME FINANCIAL SERVICES, INC. 3 7.00% $4,415
EQUITY RESOURCES, INC. 2 7.56% $3,786
FIDELITY DIRECT MORTGAGE, LLC 2 6.31% $5,658
FIRST BANCORP 2 7.81% $4,985
First National Bank of Pennsylvania 2 6.06% $4,148
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 2 5.50% $4,222
FIRST SAVINGS MORTGAGE CORPORATION 2 6.75% $8,744
F & M BANK CORP. 2 6.31% $3,168
GEO-CORP, INC. 2 6.44% $10,626
Homesale Mortgage, LLC 2 7.44% $5,258
Carrington Mortgage Services, LLC 2 6.75% $7,884
BNC National Bank 2 6.69% $4,920
Morgan Stanley Private Bank 2 6.00% $3,280
Nations Lending Corporation 2 6.94% $9,660
NORWICH COMMERCIAL GROUP, INC. 2 7.94% $11,495
NYMEO FEDERAL CREDIT UNION 2 7.31% $2,011
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.43% $7,449
Plains Commerce Bank 2 7.38% $9,882
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.44% $5,811
SOUTHERN TRUST MORTGAGE, LLC 2 6.13% $11,008
The Huntington National Bank 2 7.75% $7,517
A&D Mortgage LLC 2 7.06% $11,332
ACADEMY MORTGAGE CORPORATION 2 7.75% $3,585
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.00% $6,229
Discover Bank 2 8.12% $0
EVERETT FINANCIAL, INC. 2 7.13% $7,164
EASTMAN 1 5.00% $7,476
LIBRARY OF CONGRESS 1 5.88% $31,940
LENDSURE MORTGAGE CORP. 1 8.88% $9,653
LAFAYETTE FEDERAL CREDIT UNION 1 5.25% $3,944
Arvest Bank 1 5.88% $5,281
FBC MORTGAGE, LLC 1 7.88% $5,869
Apple Federal Credit Union 1 6.50% $9,247
PIKE CREEK MORTGAGE SERVICES, INC. 1 6.63% $5,850
Academy Bank 1 7.38% $4,350
Keystone Funding, Inc. 1 7.50% $10,572
AmeriServ Financial Bank 1 5.88% $2,481
PREMIA MORTGAGE, LLC 1 7.00% $96
INTERLINC MORTGAGE SERVICES, LLC 1 7.38% $4,719
Century Mortgage Company DBA Century Lending Company 1 6.99% $8,501
HOMEXPRESS MORTGAGE CORP. 1 8.13% $18,487
DEEPHAVEN MORTGAGE LLC 1 8.50% $5,709
Wyndham Capital Mortgage, Inc. 1 6.99% $2,796
Quontic Bank 1 9.25% $15,159
RADIUS FINANCIAL GROUP INC. 1 6.38% $3,755
RELIANCE FIRST CAPITAL, LLC 1 6.63% $6,921
York Traditions Bank 1 5.88% $13,047
American Mortgage & Equity Consultants, Inc. 1 7.99% $6,659
SECURITYNATIONAL MORTGAGE COMPANY 1 6.13% $11,161
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.38% $11,146
AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $4,703
CONTOUR MORTGAGE CORPORATION 1 6.50% $8,683
State Department Federal Credit Union 1 6.75% $4,820
Ally Bank 1 5.13% $18,978
CHESSIE 1 7.50% $2,792
GUIDANCE RESIDENTIAL, LLC 1 7.50% $3,340
ALLIED MORTGAGE GROUP, INC. 1 7.63% $4,380
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $4,409
CORNING 1 6.00% $6,427
The Loan Store, Inc. 1 6.00% $6,307
Citadel Servicing Corporation 1 11.00% $5,029
Third Federal Savings and Loan Association of Cleveland 1 6.74% $0
THRIVE MORTGAGE, LLC 1 7.50% $5,399
ALLIANT CREDIT UNION 1 7.25% $4,393
First Option Mortgage, LLC 1 7.13% $8,288
Citibank 1 4.63% $6,415
ALLEGACY FEDERAL CREDIT UNION 1 5.75% $3,855
Toyota Financial Savings Bank 1 7.75% $5,234
BAYSHORE MORTGAGE FUNDING, LLC 1 7.38% $4,666
BECKAM FUNDING CORP. 1 8.75% $10,462
MORTGAGE EQUITY PARTNERS LLC 1 7.13% $4,597
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 6.00% $3,998
Alcova Mortgage LLC 1 8.13% $4,571
MORIA DEVELOPMENT, INC. 1 7.49% $4,804
Mid-Atlantic Federal Credit Union 1 6.38% $2,833
Blue Ridge Bank 1 7.13% $4,317
Bank-Fund Staff Federal Credit Union 1 5.25% $4,559
MEMBERS 1ST FEDERAL CREDIT UNION 1 7.13% $5,160
Northwest Federal Credit Union 1 7.75% $2,667
EAGLE HOME MORTGAGE, LLC 1 7.50% $8,531
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 1 5.38% $3,484

HAGERSTOWN - MARTINSBURG Average Closing Costs & Other Stats

HAGERSTOWN-MARTINSBURG, MD-WV's 188 lenders originated 6,778 loans during 2023. The total origination value was $1,665,820,000, with an average loan value of $245,769.

HAGERSTOWN - MARTINSBURG's average closing costs are $6,011.

The top HAGERSTOWN - MARTINSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with 189 loans originated. Their average total fees are $6,941, which is $1,126 higher than the next largest lender, NVR Mortgage Finance, Inc..

The lowest fee HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,766), HOMEAMERICAN MORTGAGE CORPORATION ($2,833), CNB Bank Inc. ($3,393), LOANDEPOT.COM, LLC ($3,582) and Farmers and Merchants Trust Company of Chambersburg ($3,921).

The lowest rate HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are PATRIOT (5.78%), Farmers and Merchants Trust Company of Chambersburg (6.02%), TIDEWATER MORTGAGE SERVICES, INC. (6.05%), HOMEAMERICAN MORTGAGE CORPORATION (6.09%) and City National Bank of West Virginia (6.17%).

HAGERSTOWN-MARTINSBURG, MD-WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $169,360,000 $103,980,000 -38.6% 6.2%
NVR Mortgage Finance, Inc. $98,655,000 $100,590,000 2.0% 6.0%
Integrity Home Mortgage Corp $128,865,000 $95,635,000 -25.8% 5.7%
BERKELEY POINT CAPITAL LLC $8,245,000 $78,285,000 849.5% 4.7%
LOANDEPOT.COM, LLC $70,825,000 $46,470,000 -34.4% 2.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $76,680,000 $45,715,000 -40.4% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $65,040,000 $45,170,000 -30.6% 2.7%
CNB Bank Inc. $72,560,000 $43,990,000 -39.4% 2.6%
City National Bank of West Virginia $45,705,000 $39,690,000 -13.2% 2.4%
HOMESPIRE MORTGAGE CORPORATION $61,110,000 $36,455,000 -40.3% 2.2%
NAVY FEDERAL CREDIT UNION $45,865,000 $36,050,000 -21.4% 2.2%
Mortgage Research Center, LLC $45,280,000 $34,380,000 -24.1% 2.1%
Truist $43,870,000 $33,125,000 -24.5% 2.0%
JONES LANG LASALLE MULTIFAMILY, LLC $30,560,000 n/a 1.8%
FIRST HOME MORTGAGE CORPORATION $43,385,000 $27,320,000 -37.0% 1.6%
Jefferson Security Bank $44,230,000 $26,190,000 -40.8% 1.6%
Sierra Pacific Mortgage Company, Inc. $45,890,000 $24,470,000 -46.7% 1.5%
GREYSTONE SERVICING COMPANY LLC $11,230,000 $21,870,000 94.7% 1.3%
George Mason Mortgage, LLC $26,300,000 $20,340,000 -22.7% 1.2%
PENNYMAC LOAN SERVICES, LLC $36,725,000 $18,355,000 -50.0% 1.1%
Atlantic Coast Mortgage, LLC $10,580,000 $16,040,000 51.6% 1.0%
Prosperity Home Mortgage, LLC $15,125,000 $14,940,000 -1.2% 0.9%
NFM, INC. $18,415,000 $14,840,000 -19.4% 0.9%
NEWREZ LLC $8,635,000 $14,385,000 66.6% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $13,090,000 $14,370,000 9.8% 0.9%
EMBRACE HOME LOANS, INC. $27,945,000 $13,760,000 -50.8% 0.8%
PNC Bank $27,720,000 $13,275,000 -52.1% 0.8%
CBM Mortgage, Inc. $19,975,000 $13,095,000 -34.4% 0.8%
INTERCOASTAL MORTGAGE COMPANY $17,405,000 $12,905,000 -25.9% 0.8%
M&T Bank $20,255,000 $12,765,000 -37.0% 0.8%
WALKER & DUNLOP, LLC $13,150,000 $12,755,000 -3.0% 0.8%
Farmers and Merchants Trust Company of Chambersburg $455,000 $12,660,000 2,682.4% 0.8%
UNION HOME MORTGAGE CORP. $15,030,000 $12,585,000 -16.3% 0.8%
T2 FINANCIAL LLC $3,555,000 $12,370,000 248.0% 0.7%
FREEDOM MORTGAGE CORPORATION $35,825,000 $12,010,000 -66.5% 0.7%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $17,785,000 $11,945,000 -32.8% 0.7%
MOVEMENT MORTGAGE, LLC $8,615,000 $11,650,000 35.2% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $21,130,000 $11,035,000 -47.8% 0.7%
HOMEAMERICAN MORTGAGE CORPORATION $13,190,000 $10,995,000 -16.6% 0.7%
Towne Bank $11,860,000 $10,905,000 -8.1% 0.7%
First Heritage Mortgage, LLC $5,845,000 $10,555,000 80.6% 0.6%
Presidential Bank, FSB $12,670,000 $10,505,000 -17.1% 0.6%
Shore United Bank $8,015,000 $10,130,000 26.4% 0.6%
Fulton Bank $14,760,000 $9,420,000 -36.2% 0.6%
Wells Fargo Bank $31,170,000 $9,195,000 -70.5% 0.6%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $6,360,000 $9,185,000 44.4% 0.6%
First United Corporation $9,250,000 $9,005,000 -2.6% 0.5%
PATRIOT $9,365,000 $9,005,000 -3.8% 0.5%
Bank of Charles Town $11,560,000 $8,995,000 -22.2% 0.5%
USAA Federal Savings Bank $8,235,000 $8,835,000 7.3% 0.5%
DHI MORTGAGE COMPANY, LTD. $9,890,000 $8,780,000 -11.2% 0.5%
GSF Mortgage Corporation $2,450,000 $8,765,000 257.8% 0.5%
United Bank $18,365,000 $8,405,000 -54.2% 0.5%
Middletown Valley Bank $16,685,000 $8,345,000 -50.0% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,965,000 $8,215,000 -36.6% 0.5%
DIRECT MORTGAGE LOANS, LLC $8,555,000 $7,885,000 -7.8% 0.5%
U.S. Bank $7,470,000 $7,260,000 -2.8% 0.4%
Paramount Residential Mortgage Group, Inc. $6,020,000 $6,880,000 14.3% 0.4%
GUILD MORTGAGE COMPANY $12,430,000 $6,530,000 -47.5% 0.4%
CMG MORTGAGE, INC. $4,340,000 $6,460,000 48.8% 0.4%
BROKER SOLUTIONS, INC. $10,090,000 $6,430,000 -36.3% 0.4%
The Federal Savings Bank $10,960,000 $6,230,000 -43.2% 0.4%
CARDINAL FINANCIAL $5,805,000 $6,190,000 6.6% 0.4%
BAY CAPITAL MORTGAGE CORPORATION $10,075,000 $6,015,000 -40.3% 0.4%
MICHIGAN MUTUAL, INC. $3,500,000 $5,735,000 63.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $8,045,000 $5,660,000 -29.6% 0.3%
AMERISAVE MORTGAGE CORPORATION $20,495,000 $5,505,000 -73.1% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $3,985,000 $5,460,000 37.0% 0.3%
DAS Acquisition Company, LLC $7,180,000 $4,955,000 -31.0% 0.3%
Carrington Mortgage Services, LLC $11,070,000 $4,795,000 -56.7% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $2,810,000 $4,655,000 65.7% 0.3%
Citizens & Northern Bank $4,565,000 n/a 0.3%
Summit Community Bank, Inc. $27,215,000 $4,475,000 -83.6% 0.3%
MILLENNIUM FINANCIAL GROUP, INC. $8,555,000 $4,310,000 -49.6% 0.3%
Sandy Spring Bank $7,840,000 $4,230,000 -46.0% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $4,125,000 n/a 0.2%
THE MORTGAGE LINK, INC. $5,925,000 $4,075,000 -31.2% 0.2%
Capital Bank $230,000 $4,030,000 1,652.2% 0.2%
JPMorgan Chase Bank $9,735,000 $3,980,000 -59.1% 0.2%
CALIBER HOME LOANS, INC. $16,490,000 $3,970,000 -75.9% 0.2%
Citizens Bank $8,125,000 $3,965,000 -51.2% 0.2%
Vellum Mortgage, Inc. $2,310,000 $3,900,000 68.8% 0.2%
HOMESIDE FINANCIAL, LLC $5,030,000 $3,835,000 -23.8% 0.2%
Atlantic Union Bank $5,895,000 $3,805,000 -35.5% 0.2%
NORWICH COMMERCIAL GROUP, INC. $1,945,000 $3,740,000 92.3% 0.2%
ACNB Bank $3,620,000 $3,680,000 1.7% 0.2%
PLANET HOME LENDING, LLC $10,815,000 $3,580,000 -66.9% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $3,655,000 $3,520,000 -3.7% 0.2%
Meridian Bank Corporation $5,255,000 $3,480,000 -33.8% 0.2%
Plains Commerce Bank $3,550,000 $3,465,000 -2.4% 0.2%
BAY EQUITY LLC $2,095,000 $3,340,000 59.4% 0.2%
Orrstown Bank $5,130,000 $3,335,000 -35.0% 0.2%
Flagstar Bank, FSB $7,345,000 $3,275,000 -55.4% 0.2%
Waterstone Mortgage Corporation $1,000,000 $3,240,000 224.0% 0.2%
VILLAGE CAPITAL MORTGAGE $3,070,000 $3,220,000 4.9% 0.2%
MCLEAN MORTGAGE CORPORATION $30,240,000 $3,125,000 -89.7% 0.2%
OCMBC, INC. $305,000 $2,955,000 868.9% 0.2%
Northpointe Bank $1,155,000 $2,880,000 149.4% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,505,000 $2,825,000 12.8% 0.2%
Equity Prime Mortgage LLC $1,585,000 $2,800,000 76.7% 0.2%
SWBC MORTGAGE CORPORATION $4,595,000 $2,715,000 -40.9% 0.2%
C & F Mortgage Corporation $1,705,000 $2,680,000 57.2% 0.2%
GUARANTEED RATE AFFINITY, LLC $2,660,000 $2,580,000 -3.0% 0.2%
Discover Bank $2,465,000 $2,565,000 4.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $7,955,000 $2,525,000 -68.3% 0.2%
WesBanco $905,000 $2,520,000 178.5% 0.2%
Apple Federal Credit Union $3,780,000 $2,490,000 -34.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,435,000 n/a 0.1%
GUARANTEED RATE, INC. $4,650,000 $2,330,000 -49.9% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $4,895,000 $2,245,000 -54.1% 0.1%
21ST MORTGAGE CORPORATION $1,770,000 $2,230,000 26.0% 0.1%
TOWER $1,575,000 $2,225,000 41.3% 0.1%
MidAtlantic Farm Credit, ACA $2,605,000 $2,210,000 -15.2% 0.1%
TJC Mortgage, Inc. $7,070,000 $2,205,000 -68.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $9,245,000 $2,190,000 -76.3% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,830,000 $2,150,000 17.5% 0.1%
First National Bank of America $2,020,000 $2,115,000 4.7% 0.1%
ENVOY MORTGAGE, LTD $590,000 $2,095,000 255.1% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,080,000 n/a 0.1%
The Huntington National Bank $3,960,000 $2,020,000 -49.0% 0.1%
ACADEMY MORTGAGE CORPORATION $5,890,000 $2,010,000 -65.9% 0.1%
NBKC BANK $2,410,000 $1,865,000 -22.6% 0.1%
EVERETT FINANCIAL, INC. $2,590,000 $1,850,000 -28.6% 0.1%
Ameris Bank $3,640,000 $1,780,000 -51.1% 0.1%
FIDELITY DIRECT MORTGAGE, LLC $2,310,000 $1,780,000 -22.9% 0.1%
Bank of America $8,125,000 $1,760,000 -78.3% 0.1%
ROYAL UNITED MORTGAGE LLC $1,440,000 $1,755,000 21.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,725,000 n/a 0.1%
Woodsboro Bank $1,700,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $1,670,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $5,280,000 $1,645,000 -68.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,160,000 $1,630,000 -68.4% 0.1%
Blue Ridge Bank $1,310,000 $1,595,000 21.8% 0.1%
Bank of Romney $2,960,000 $1,525,000 -48.5% 0.1%
JAMS-01, INC. $910,000 $1,395,000 53.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,605,000 $1,325,000 -49.1% 0.1%
ZILLOW HOME LOANS, LLC $580,000 $1,325,000 128.4% 0.1%
S&T Bank $1,295,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $840,000 $1,290,000 53.6% 0.1%
American Mortgage & Equity Consultants, Inc. $1,290,000 n/a 0.1%
Nations Lending Corporation $2,490,000 $1,260,000 -49.4% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $105,000 $1,235,000 1,076.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,265,000 $1,215,000 -46.4% 0.1%
The Grant County Bank $855,000 $1,170,000 36.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $8,445,000 $1,160,000 -86.3% 0.1%
EQUITY RESOURCES, INC. $850,000 $1,130,000 32.9% 0.1%
Arbor Realty Trust, Inc. $1,125,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $620,000 $1,125,000 81.5% 0.1%
NEW DAY FINANCIAL, LLC $1,860,000 $1,090,000 -41.4% 0.1%
Northwest Federal Credit Union $1,145,000 $1,090,000 -4.8% 0.1%
Bank of Clarke County $5,570,000 $1,080,000 -80.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,440,000 $1,065,000 -26.0% 0.1%
AMERICAN FINANCING CORPORATION $3,640,000 $1,045,000 -71.3% 0.1%
NASA Federal Credit Union $25,000 $1,025,000 4,000.0% 0.1%
First Federal Bank $895,000 $985,000 10.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,675,000 $930,000 -44.5% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $910,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $905,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $550,000 $900,000 63.6% 0.1%
ALLIED MORTGAGE GROUP, INC. $1,820,000 $885,000 -51.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $285,000 $855,000 200.0% 0.1%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $320,000 $850,000 165.6% 0.1%
LENDINGHOME FUNDING CORPORATION $1,400,000 $830,000 -40.7% 0.0%
Capon Valley Bank $1,660,000 $825,000 -50.3% 0.0%
First National Bank of Pennsylvania $2,200,000 $815,000 -63.0% 0.0%
Toyota Financial Savings Bank $125,000 $815,000 552.0% 0.0%
BNC National Bank $805,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $280,000 $805,000 187.5% 0.0%
SPRING EQ, LLC $1,295,000 $795,000 -38.6% 0.0%
CONTOUR MORTGAGE CORPORATION $7,570,000 $775,000 -89.8% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $1,130,000 $770,000 -31.9% 0.0%
FIRST BANCORP $415,000 $750,000 80.7% 0.0%
York Traditions Bank $2,385,000 $750,000 -68.6% 0.0%
A&D Mortgage LLC $185,000 $745,000 302.7% 0.0%
EMM LOANS LLC $1,115,000 $730,000 -34.5% 0.0%
Fifth Third Bank $915,000 $715,000 -21.9% 0.0%
BECKAM FUNDING CORP. $690,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $255,000 $690,000 170.6% 0.0%
EASTMAN $340,000 $685,000 101.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $720,000 $650,000 -9.7% 0.0%
MLD MORTGAGE INC. $540,000 $630,000 16.7% 0.0%
The Central Trust Bank $325,000 $630,000 93.8% 0.0%
Barrington Bank & Trust Company, N.A. $2,135,000 $615,000 -71.2% 0.0%
POLARIS HOME FUNDING CORP. $810,000 $615,000 -24.1% 0.0%
AmeriHome Mortgage Company, LLC $1,355,000 $610,000 -55.0% 0.0%
SeaTrust Mortgage Company $605,000 n/a 0.0%
Alcova Mortgage LLC $1,440,000 $600,000 -58.3% 0.0%
Citadel Servicing Corporation $960,000 $590,000 -38.5% 0.0%
LIBRARY OF CONGRESS $585,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $565,000 n/a 0.0%
CORNING $165,000 $560,000 239.4% 0.0%
Keystone Funding, Inc. $560,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $695,000 $555,000 -20.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $420,000 $535,000 27.4% 0.0%
Century Mortgage Company DBA Century Lending Company $275,000 $530,000 92.7% 0.0%
EDUCATIONAL SYSTEMS $1,130,000 $510,000 -54.9% 0.0%
GEO-CORP, INC. $1,050,000 $500,000 -52.4% 0.0%
AmeriServ Financial Bank $1,115,000 $495,000 -55.6% 0.0%
THRIVE MORTGAGE, LLC $3,645,000 $490,000 -86.6% 0.0%
Strong Home Mortgage, LLC $695,000 $485,000 -30.2% 0.0%
MORTGAGE ACCESS CORP. $1,330,000 $470,000 -64.7% 0.0%
Quontic Bank $175,000 $470,000 168.6% 0.0%
ANGEL OAK HOME LOANS LLC $1,230,000 $465,000 -62.2% 0.0%
FNB Bank, Inc. $1,380,000 $465,000 -66.3% 0.0%
F & M BANK CORP. $580,000 $460,000 -20.7% 0.0%
Gateway First Bank $460,000 $450,000 -2.2% 0.0%
Greenbox Loans, Inc. $780,000 $450,000 -42.3% 0.0%
AMWEST FUNDING CORP. $440,000 n/a 0.0%
Homesale Mortgage, LLC $440,000 n/a 0.0%
Morgan Stanley Private Bank $470,000 $440,000 -6.4% 0.0%
Bank-Fund Staff Federal Credit Union $1,000,000 $420,000 -58.0% 0.0%
Hometown Equity Mortgage, LLC $1,450,000 $410,000 -71.7% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,490,000 $400,000 -73.2% 0.0%
Ally Bank $3,055,000 $395,000 -87.1% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $850,000 $395,000 -53.5% 0.0%
FIRST FINANCIAL OF MARYLAND $435,000 $390,000 -10.3% 0.0%
First Option Mortgage, LLC $410,000 $375,000 -8.5% 0.0%
JMAC LENDING, INC. $375,000 n/a 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $740,000 $375,000 -49.3% 0.0%
NP, Inc. $275,000 $375,000 36.4% 0.0%
JUSTICE Federal Credit Union $1,085,000 $370,000 -65.9% 0.0%
OAKTREE FUNDING CORP. $175,000 $370,000 111.4% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $365,000 $365,000 0.0% 0.0%
PREMIA MORTGAGE, LLC $830,000 $365,000 -56.0% 0.0%
Park Lane Finance Solutions, LLC $130,000 $360,000 176.9% 0.0%
Citibank $710,000 $355,000 -50.0% 0.0%
Figure Lending LLC $350,000 n/a 0.0%
Academy Bank $345,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $800,000 $340,000 -57.5% 0.0%
EAGLE HOME MORTGAGE, LLC $335,000 n/a 0.0%
JET DIRECT FUNDING CORP $325,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $695,000 $320,000 -54.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $935,000 $305,000 -67.4% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $55,000 $300,000 445.5% 0.0%
Aurora Financial, LLC $295,000 n/a 0.0%
CHESSIE $1,465,000 $295,000 -79.9% 0.0%
Mid-Continent Funding, Inc. $650,000 $295,000 -54.6% 0.0%
State Department Federal Credit Union $405,000 $295,000 -27.2% 0.0%
LOANPAL, LLC $750,000 $285,000 -62.0% 0.0%
MORIA DEVELOPMENT, INC. $255,000 $275,000 7.8% 0.0%
The Freedom Bank of Virginia $550,000 $275,000 -50.0% 0.0%
BAYER HERITAGE $30,000 $260,000 766.7% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $110,000 $260,000 136.4% 0.0%
LIMA ONE CAPITAL, LLC $125,000 $260,000 108.0% 0.0%
FBC MORTGAGE, LLC $815,000 $255,000 -68.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $255,000 n/a 0.0%
TD Bank $1,095,000 $250,000 -77.2% 0.0%
Princeton Mortgage Corporation $245,000 n/a 0.0%
ALLIANT CREDIT UNION $235,000 n/a 0.0%
First-Citizens Bank & Trust Company $460,000 $230,000 -50.0% 0.0%
Arundel Federal Savings Bank $225,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $570,000 $225,000 -60.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $310,000 $225,000 -27.4% 0.0%
Virginia National Bank $265,000 $225,000 -15.1% 0.0%
AgFirst Farm Credit Bank $2,250,000 $215,000 -90.4% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,090,000 $215,000 -80.3% 0.0%
N R L Federal Credit Union $215,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $215,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $215,000 n/a 0.0%
US MORTGAGE CORPORATION $1,155,000 $215,000 -81.4% 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $65,000 $205,000 215.4% 0.0%
First Guaranty Bank $205,000 n/a 0.0%
CITIZENS EQUITY FIRST $320,000 $200,000 -37.5% 0.0%
Mid-Atlantic Federal Credit Union $135,000 $200,000 48.1% 0.0%
ALLEGACY FEDERAL CREDIT UNION $55,000 $195,000 254.5% 0.0%
United Nations Federal Credit Union $1,655,000 $195,000 -88.2% 0.0%
First Exchange Bank $185,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $415,000 $185,000 -55.4% 0.0%
LENDSURE MORTGAGE CORP. $575,000 $185,000 -67.8% 0.0%
Signature Federal Credit Union $180,000 n/a 0.0%
CLEARPATH LENDING $335,000 $175,000 -47.8% 0.0%
LEADERONE FINANCIAL CORPORATION $175,000 n/a 0.0%
North American Savings Bank, F.S.B. $2,345,000 $175,000 -92.5% 0.0%
Clearview Federal Credit Union $170,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $225,000 $165,000 -26.7% 0.0%
Centier Bank $55,000 $155,000 181.8% 0.0%
MidFirst Bank $155,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $85,000 $155,000 82.4% 0.0%
Bank of England $1,310,000 $145,000 -88.9% 0.0%
LONGBRIDGE FINANCIAL, LLC $265,000 $145,000 -45.3% 0.0%
NYMEO FEDERAL CREDIT UNION $430,000 $140,000 -67.4% 0.0%
PHH Mortgage Corporation $880,000 $135,000 -84.7% 0.0%
RADIUS FINANCIAL GROUP INC. $125,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $1,450,000 $125,000 -91.4% 0.0%
ARC HOME LLC $870,000 $115,000 -86.8% 0.0%
Arvest Bank $115,000 n/a 0.0%
HANSCOM $115,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $430,000 $115,000 -73.3% 0.0%
CHEVRON $165,000 $105,000 -36.4% 0.0%
First Bank $685,000 $105,000 -84.7% 0.0%
OPEN MORTGAGE, LLC $295,000 $105,000 -64.4% 0.0%
Lakeview Community Capital, LLC $245,000 $95,000 -61.2% 0.0%
UNIVERSITY CREDIT UNION $95,000 n/a 0.0%
NEXTMARK $255,000 $85,000 -66.7% 0.0%
The Loan Store, Inc. $85,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $25,000 $75,000 200.0% 0.0%
SkyPoint Federal Credit Union $90,000 $75,000 -16.7% 0.0%
American Airlines Federal Credit Union $65,000 n/a 0.0%
Alaska USA Federal Credit Union $55,000 n/a 0.0%
United States Senate Federal Credit Union $360,000 $55,000 -84.7% 0.0%
Baxter Credit Union $60,000 $45,000 -25.0% 0.0%
Peoples Bank $45,000 n/a 0.0%
POINT BREEZE $220,000 $45,000 -79.5% 0.0%
PRINCE GEORGE'S COMMUNITY $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $40,000 60.0% 0.0%
FEDCHOICE Federal Credit Union $130,000 $35,000 -73.1% 0.0%
Service Federal Credit Union $35,000 n/a 0.0%
THRIVENT Federal Credit Union $35,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $120,000 $25,000 -79.2% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $45,000 $15,000 -66.7% 0.0%

HAGERSTOWN - MARTINSBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 6.2% market share. In second place, with 6.0%, is NVR Mortgage Finance, Inc., having originated $100,590,000 in loans. In third place, with 5.7%, is Integrity Home Mortgage Corp, having originated $95,635,000 in loans. In fourth place, with 4.7%, is BERKELEY POINT CAPITAL LLC, having originated $78,285,000 in loans. In fifth place, with 2.8%, is LOANDEPOT.COM, LLC, having originated $46,470,000 in loans.


HAGERSTOWN - MARTINSBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $204,945 (7.8%) $227,128 (3.8%) 0.76 1,192
2018-02-01 $209,990 (8.7%) $232,176 (5.7%) 0.76 1,192
2018-03-01 $219,000 (10.2%) $239,601 (6.5%) 0.77 1,204
2018-04-01 $219,900 (10.0%) $239,806 (5.7%) 0.75 1,300
2018-05-01 $224,900 (8.4%) $246,327 (6.3%) 0.75 1,405
2018-06-01 $225,000 (7.2%) $249,353 (6.2%) 0.75 1,493
2018-07-01 $229,900 (10.3%) $250,913 (5.9%) 0.77 1,498
2018-08-01 $229,450 (10.5%) $250,648 (5.5%) 0.77 1,528
2018-09-01 $229,000 (9.1%) $251,588 (6.4%) 0.77 1,473
2018-10-01 $229,900 (9.5%) $249,816 (7.0%) 0.78 1,465
2018-11-01 $229,900 (10.7%) $251,958 (8.8%) 0.78 1,470
2018-12-01 $229,900 (15.0%) $250,332 (11.5%) 0.79 1,359
2019-01-01 $229,900 (12.2%) $251,455 (10.7%) 0.79 1,265
2019-02-01 $229,998 (9.5%) $256,171 (10.3%) 0.78 1,258
2019-03-01 $233,997 (6.9%) $259,196 (8.2%) 0.77 1,273
2019-04-01 $234,450 (6.6%) $261,239 (8.9%) 0.74 1,338
2019-05-01 $235,000 (4.5%) $262,371 (6.5%) 0.73 1,404
2019-06-01 $237,945 (5.8%) $265,083 (6.3%) 0.74 1,448
2019-07-01 $229,973 (0.0%) $262,903 (4.8%) 0.72 1,489
2019-08-01 $232,660 (1.4%) $264,465 (5.5%) 0.74 1,476
2019-09-01 $236,733 (3.4%) $267,082 (6.2%) 0.76 1,453
2019-10-01 $239,448 (4.2%) $268,540 (7.5%) 0.77 1,427
2019-11-01 $239,900 (4.4%) $268,499 (6.6%) 0.79 1,318
2019-12-01 $239,900 (4.4%) $272,387 (8.8%) 0.80 1,130
2020-01-01 $236,223 (2.8%) $270,114 (7.4%) 0.79 1,008
2020-02-01 $243,900 (6.0%) $276,644 (8.0%) 0.80 963
2020-03-01 $244,900 (4.7%) $279,653 (7.9%) 0.77 959
2020-04-01 $246,445 (5.1%) $280,145 (7.2%) 0.77 937
2020-05-01 $249,000 (6.0%) $285,978 (9.0%) 0.76 848
2020-06-01 $247,150 (3.9%) $284,979 (7.5%) 0.73 741
2020-07-01 $249,998 (8.7%) $286,985 (9.2%) 0.72 656
2020-08-01 $257,990 (10.9%) $292,353 (10.6%) 0.74 586
2020-09-01 $259,673 (9.7%) $293,716 (10.0%) 0.74 561
2020-10-01 $253,990 (6.1%) $288,360 (7.4%) 0.73 539
2020-11-01 $254,723 (6.2%) $289,351 (7.8%) 0.74 496
2020-12-01 $259,445 (8.2%) $287,144 (5.4%) 0.77 459
2021-01-01 $268,900 (13.8%) $291,571 (7.9%) 0.80 409
2021-02-01 $261,968 (7.4%) $293,912 (6.2%) 0.76 302
2021-03-01 $263,498 (7.6%) $295,773 (5.8%) 0.75 302
2021-04-01 $274,450 (11.4%) $310,635 (10.9%) 0.74 284
2021-05-01 $275,000 (10.4%) $325,988 (14.0%) 0.73 296
2021-06-01 $269,900 (9.2%) $324,076 (13.7%) 0.71 370
2021-07-01 $279,450 (11.8%) $325,440 (13.4%) 0.74 447
2021-08-01 $282,500 (9.5%) $340,702 (16.5%) 0.75 477
2021-09-01 $282,950 (9.0%) $335,913 (14.4%) 0.75 453
2021-10-01 $280,000 (10.2%) $329,607 (14.3%) 0.75 451
2021-11-01 $294,450 (15.6%) $335,318 (15.9%) 0.79 473
2021-12-01 $291,995 (12.6%) $323,174 (12.6%) 0.79 431
2022-01-01 $303,990 (13.1%) $333,484 (14.4%) 0.82 362
2022-02-01 $310,000 (18.3%) $338,389 (15.1%) 0.81 312
2022-03-01 $320,245 (21.5%) $350,561 (18.5%) 0.80 315
2022-04-01 $323,990 (18.1%) $361,117 (16.3%) 0.77 354
2022-05-01 $323,445 (17.6%) $361,798 (11.0%) 0.74 454
2022-06-01 $323,745 (20.0%) $368,899 (13.8%) 0.72 531
2022-07-01 $315,591 (12.9%) $361,833 (11.2%) 0.71 631
2022-08-01 $320,945 (13.6%) $358,260 (5.2%) 0.74 653
2022-09-01 $322,225 (13.9%) $363,540 (8.2%) 0.75 664
2022-10-01 $316,240 (12.9%) $360,426 (9.4%) 0.74 727
2022-11-01 $315,000 (7.0%) $352,903 (5.2%) 0.76 707
2022-12-01 $313,990 (7.5%) $353,686 (9.4%) 0.78 678
2023-01-01 $324,950 (6.9%) $363,500 (9.0%) 0.80 573
2023-02-01 $326,974 (5.5%) $376,344 (11.2%) 0.79 528
2023-03-01 $324,973 (1.5%) $380,845 (8.6%) 0.77 532
2023-04-01 $329,900 (1.8%) $388,533 (7.6%) 0.77 522
2023-05-01 $336,328 (4.0%) $398,237 (10.1%) 0.76 561
2023-06-01 $341,495 (5.5%) $401,953 (9.0%) 0.77 562
2023-07-01 $332,490 (5.4%) $396,278 (9.5%) 0.76 549
2023-08-01 $330,775 (3.1%) $391,416 (9.3%) 0.76 550
2023-09-01 $337,965 (4.9%) $408,837 (12.5%) 0.79 563
2023-10-01 $338,990 (7.2%) $409,980 (13.8%) 0.80 629
2023-11-01 $335,990 (6.7%) $412,867 (17.0%) 0.80 625
2023-12-01 $345,000 (9.9%) $412,476 (16.6%) 0.84 581
2024-01-01 $338,468 (4.2%) $417,600 (14.9%) 0.83 524
2024-02-01 $343,740 (5.1%) $422,780 (12.3%) 0.83 473
2024-03-01 $344,945 (6.2%) $420,193 (10.3%) 0.81 468
2024-04-01 $344,993 (4.6%) $410,053 (5.5%) 0.80 513
HAGERSTOWN - MARTINSBURG's median listing price for 2024-04-01 was $344,993, a difference of $15,093 (4.6%) versus the prior year and $48 versus the prior month.

HAGERSTOWN - MARTINSBURG's median listing price comes in at 80% of the national average.

HAGERSTOWN - MARTINSBURG's average listing price for 2024-04-01 was $410,053, a difference of $21,520 (5.5%) versus the prior year and $-10,140 versus the prior month.

For the 2024-04-01 period, HAGERSTOWN - MARTINSBURG had 513 MLS listings, a difference of 45 listings (10%) versus the prior month and -9 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 90 days 1,740 sqft
2018-02-01 83 days 1,786 sqft
2018-03-01 63 days 1,795 sqft
2018-04-01 57 days 1,789 sqft
2018-05-01 50 days 1,793 sqft
2018-06-01 53 days 1,891 sqft
2018-07-01 65 days 1,916 sqft
2018-08-01 70 days 1,886 sqft
2018-09-01 71 days 1,900 sqft
2018-10-01 75 days 1,923 sqft
2018-11-01 73 days 1,922 sqft
2018-12-01 82 days 1,901 sqft
2019-01-01 87 days 1,899 sqft
2019-02-01 88 days 1,910 sqft
2019-03-01 72 days 1,926 sqft
2019-04-01 53 days 1,925 sqft
2019-05-01 53 days 1,918 sqft
2019-06-01 59 days 1,926 sqft
2019-07-01 56 days 1,909 sqft
2019-08-01 58 days 1,902 sqft
2019-09-01 63 days 1,905 sqft
2019-10-01 67 days 1,904 sqft
2019-11-01 73 days 1,907 sqft
2019-12-01 93 days 1,923 sqft
2020-01-01 89 days 1,897 sqft
2020-02-01 64 days 1,898 sqft
2020-03-01 50 days 1,907 sqft
2020-04-01 59 days 1,916 sqft
2020-05-01 68 days 1,953 sqft
2020-06-01 66 days 1,956 sqft
2020-07-01 55 days 1,942 sqft
2020-08-01 51 days 2,011 sqft
2020-09-01 52 days 1,995 sqft
2020-10-01 56 days 1,920 sqft
2020-11-01 52 days 1,888 sqft
2020-12-01 58 days 1,848 sqft
2021-01-01 50 days 1,827 sqft
2021-02-01 44 days 1,854 sqft
2021-03-01 46 days 1,802 sqft
2021-04-01 33 days 1,833 sqft
2021-05-01 34 days 1,893 sqft
2021-06-01 32 days 1,810 sqft
2021-07-01 33 days 1,844 sqft
2021-08-01 34 days 1,819 sqft
2021-09-01 40 days 1,831 sqft
2021-10-01 45 days 1,821 sqft
2021-11-01 39 days 1,857 sqft
2021-12-01 46 days 1,830 sqft
2022-01-01 50 days 1,860 sqft
2022-02-01 41 days 1,802 sqft
2022-03-01 35 days 1,850 sqft
2022-04-01 29 days 1,897 sqft
2022-05-01 29 days 1,898 sqft
2022-06-01 30 days 1,914 sqft
2022-07-01 37 days 1,924 sqft
2022-08-01 41 days 1,920 sqft
2022-09-01 45 days 1,906 sqft
2022-10-01 49 days 1,889 sqft
2022-11-01 51 days 1,870 sqft
2022-12-01 57 days 1,859 sqft
2023-01-01 58 days 1,861 sqft
2023-02-01 46 days 1,862 sqft
2023-03-01 39 days 1,835 sqft
2023-04-01 38 days 1,872 sqft
2023-05-01 30 days 1,824 sqft
2023-06-01 36 days 1,860 sqft
2023-07-01 38 days 1,840 sqft
2023-08-01 38 days 1,813 sqft
2023-09-01 38 days 1,876 sqft
2023-10-01 36 days 1,903 sqft
2023-11-01 42 days 1,831 sqft
2023-12-01 52 days 1,853 sqft
2024-01-01 52 days 1,817 sqft
2024-02-01 39 days 1,777 sqft
2024-03-01 40 days 1,792 sqft
2024-04-01 28 days 1,808 sqft
HAGERSTOWN - MARTINSBURG's median listing age (time on market) for 2024-04-01 was 28 days. This is -28% shorter than the same period one year ago.

HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2024-04-01 period was 1,808 sqft. One year prior, the average listing was 1,872 sqft.

HAGERSTOWN-MARTINSBURG, MD-WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,426 $1,204,040,000 $272,038
Cash Out Refi 816 $267,740,000 $328,113
Home Improvement 579 $48,535,000 $83,826
Other 564 $44,140,000 $78,262
Refi 393 $101,365,000 $257,926

Hagerstown - Martinsburg's most frequently cited loan purpose was Home Purchase, with 4,426 originations. The 2nd most popular reason was Cash Out Refi, with 816 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,571 $648,365,000 $252,184
7-8% 1,358 $327,490,000 $241,156
5-6% 1,324 $468,720,000 $354,018
Over 8% 1,009 $103,515,000 $102,592
4-5% 107 $24,825,000 $232,009
<2.5% 90 $6,090,000 $67,667
2.5-3% 57 $4,245,000 $74,474
3-4% 7 $1,125,000 $160,714

During 2023, Hagerstown - Martinsburg's most frequently originated rate bucket was 6-7%, with 2,571 originations.

Loan Sizing (HAGERSTOWN-MARTINSBURG, MD-WV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,326 $931,670,000 $280,117
$100k-200k 1,460 $222,590,000 $152,459
$100,000 or less 1,405 $72,045,000 $51,278
$400k-600k 494 $229,180,000 $463,927
$600k-1000k 78 $54,820,000 $702,821
$Over $1MM 15 $155,515,000 $10,367,667

HAGERSTOWN - MARTINSBURG's loan sizing saw the bucket of loans from $200k-400k with 3,326 originations, totaling $931,670,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,241 $946,805,000 $292,134
60-80% 1,141 $410,965,000 $360,180
Under 20% 898 $39,380,000 $43,853
20-40% 651 $69,305,000 $106,459
40-60% 429 $80,735,000 $188,193
Over 100% 149 $55,985,000 $375,738

HAGERSTOWN - MARTINSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,241 originations, totaling $946,805,000 in origination value.