HAGERSTOWN - MARTINSBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hagerstown - Martinsburg averaged 6.81% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 6.8% and one month ago for the week of 2022-10-27, the average rate was 7.2%.

Hagerstown - Martinsburg's average rate one year ago was 3.18%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Hagerstown - Martinsburg 30 Year Fixed Rate 2022-12-01 6.81%
Hagerstown - Martinsburg 30 Year Fixed Rate Refi 2022-12-01 6.6%
Hagerstown - Martinsburg 15 Year Fixed Rate 2022-12-01 6.2%
Hagerstown - Martinsburg 15 Year Fixed Rate Refi 2022-12-01 5.91%
Hagerstown - Martinsburg 30 Year FHA 2022-12-01 6.39%
Hagerstown - Martinsburg 30 Year FHA Refi 2022-12-01 6.28%
Hagerstown - Martinsburg 30 Year USDA 2022-12-01 6.25%
Hagerstown - Martinsburg 30 Year USDA Refi 2022-12-01 6.32%
Hagerstown - Martinsburg 30 Year VA 2022-12-01 6.61%
Hagerstown - Martinsburg 30 Year VA Refi 2022-12-01 6.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HAGERSTOWN-MARTINSBURG, MD-WV.

HAGERSTOWN - MARTINSBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HAGERSTOWN-MARTINSBURG, MD-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 732 3.10% $5,115
Integrity Home Mortgage Corp 396 3.29% $4,205
PRIMELENDING, A PLAINSCAPITAL COMPANY 201 3.25% $4,738
Wells Fargo Bank 182 3.23% $3,207
Sierra Pacific Mortgage Company, Inc. 162 3.28% $4,485
AMERISAVE MORTGAGE CORPORATION 154 2.93% $5,234
LOANDEPOT.COM, LLC 153 3.11% $4,633
FIRST HOME MORTGAGE CORPORATION 151 3.22% $4,727
HOMESPIRE MORTGAGE CORPORATION 148 3.23% $4,664
CNB Bank Inc. 148 3.06% $2,674
UNITED WHOLESALE MORTGAGE, LLC 130 3.02% $5,173
NAVY FEDERAL CREDIT UNION 120 3.69% $4,391
NVR Mortgage Finance, Inc. 116 3.11% $5,534
City National Bank of West Virginia 110 3.33% $1,805
MILLENNIUM FINANCIAL GROUP, INC. 104 3.04% $3,705
Truist 103 3.02% $3,626
PENNYMAC LOAN SERVICES, LLC 93 3.25% $5,459
EMBRACE HOME LOANS, INC. 87 3.21% $3,878
George Mason Mortgage, LLC 87 3.20% $4,780
INTERCOASTAL MORTGAGE COMPANY 72 3.10% $3,061
BETTER MORTGAGE CORPORATION 69 2.85% $3,558
MCLEAN MORTGAGE CORPORATION 69 3.10% $4,097
CALIBER HOME LOANS, INC. 67 3.21% $4,247
M&T Bank 62 3.26% $4,099
NFM, INC. 56 3.18% $4,886
FINANCE OF AMERICA MORTGAGE LLC 55 3.30% $4,054
CBM Mortgage, Inc. 55 3.36% $3,834
CROSSCOUNTRY MORTGAGE, LLC 54 3.13% $4,737
Prosperity Home Mortgage, LLC 52 3.16% $4,409
Fulton Bank 51 3.33% $3,394
UNION HOME MORTGAGE CORP. 51 3.10% $4,723
PNC Bank 48 3.14% $3,885
FREEDOM MORTGAGE CORPORATION 48 3.16% $2,762
Towne Bank 46 3.06% $4,592
Presidential Bank, FSB 43 3.18% $4,166
Mr. Cooper ( Nationstar Mortgage ) 42 3.31% $5,180
BAY CAPITAL MORTGAGE CORPORATION 42 3.02% $3,758
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 40 3.06% $4,507
JPMorgan Chase Bank 37 3.06% $3,327
U.S. Bank 36 3.16% $3,113
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 33 3.12% $3,780
Bank of America 33 2.93% $4,321
United Bank 33 3.06% $3,273
Atlantic Union Bank 33 3.24% $3,993
NEWREZ LLC 33 3.09% $3,941
CONTOUR MORTGAGE CORPORATION 32 3.30% $3,962
RESIDENTIAL MORTGAGE SERVICES, INC. 31 3.17% $4,400
BROKER SOLUTIONS, INC. 29 3.08% $4,507
PATRIOT 29 2.94% $3,264
Citizens Bank 28 2.99% $3,150
ACADEMY MORTGAGE CORPORATION 26 3.09% $4,097
TJC Mortgage, Inc. 25 3.22% $4,304
TIDEWATER MORTGAGE SERVICES, INC. 25 3.10% $4,040
HOMESIDE FINANCIAL, LLC 23 3.28% $4,786
Flagstar Bank, FSB 23 3.33% $4,426
PLANET HOME LENDING, LLC 23 3.08% $4,299
APEX HOME LOANS, INC. 22 3.17% $4,086
Atlantic Coast Mortgage, LLC 22 2.97% $4,585
Sandy Spring Bank 22 2.99% $3,714
DIRECT MORTGAGE LOANS, LLC 21 3.30% $5,214
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 21 3.07% $4,917
HOME POINT FINANCIAL CORPORATION 20 3.15% $3,769
MOVEMENT MORTGAGE, LLC 19 3.12% $4,050
AMERICAN FINANCING CORPORATION 18 3.10% $3,815
The Federal Savings Bank 17 3.09% $4,986
Gateway First Bank 17 3.24% $2,979
NETWORK CAPITAL FUNDING CORPORATION 17 2.97% $3,442
Orrstown Bank 16 3.76% $3,197
T2 FINANCIAL LLC 16 3.04% $4,943
Summit Community Bank, Inc. 16 3.06% $3,139
Plains Commerce Bank 16 3.35% $4,262
Meridian Bank Corporation 16 3.02% $3,540
Nations Lending Corporation 15 3.08% $7,543
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 15 2.94% $5,097
Wyndham Capital Mortgage, Inc. 15 2.97% $1,576
AMERICAN FINANCIAL NETWORK, INC. 15 3.24% $7,167
AgFirst Farm Credit Bank 15 3.21% $3,128
Blue Ridge Bank 15 3.22% $3,706
HOMEAMERICAN MORTGAGE CORPORATION 14 3.16% $501
THE MORTGAGE LINK, INC. 14 3.19% $4,225
Carrington Mortgage Services, LLC 12 3.21% $4,442
PENTAGON FEDERAL CREDIT UNION 12 2.93% $2,399
GUARANTEED RATE AFFINITY, LLC 11 3.03% $3,275
Paramount Residential Mortgage Group, Inc. 11 2.98% $6,039
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 3.32% $5,255
SECURITYNATIONAL MORTGAGE COMPANY 11 3.13% $4,564
FIDELITY DIRECT MORTGAGE, LLC 11 3.10% $5,824
Vellum Mortgage, Inc. 11 3.23% $5,419
First Guaranty Mortgage Corporation 11 3.19% $3,199
First Heritage Mortgage, LLC 11 3.18% $4,432
SWBC MORTGAGE CORPORATION 11 3.13% $3,366
KELLER MORTGAGE, LLC 11 3.27% $2,537
InterContinental Capital Group, Inc 10 2.91% $4,208
GUARANTEED RATE, INC. 10 3.06% $4,016
Alcova Mortgage LLC 9 3.11% $3,150
MidAtlantic Farm Credit, ACA 9 4.42% $3,212
Chicago Mortgage Solutions LLC 9 2.90% $1,442
Northpointe Bank 8 3.01% $3,197
MICHIGAN MUTUAL, INC. 8 2.95% $4,890
MUTUAL OF OMAHA MORTGAGE, INC. 8 3.23% $3,391
Capital Bank 7 3.23% $3,416
US MORTGAGE CORPORATION 7 3.09% $3,107
EQUITY RESOURCES, INC. 7 3.18% $3,969
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 3.04% $4,107
Mortgage Research Center, LLC 7 3.09% $4,522
DRAPER AND KRAMER MORTGAGE CORP. 7 3.00% $3,635
LAKEVIEW LOAN SERVICING, LLC 7 3.74% $4,235
Citibank 6 2.96% $3,955
Northwest Federal Credit Union 6 2.85% $2,585
First Home Bank 6 3.23% $6,509
EagleBank 6 2.90% $3,314
First National Bank of America 6 7.29% $10,608
MORTGAGE ACCESS CORP. 6 3.43% $4,527
THRIVE MORTGAGE, LLC 6 3.33% $4,451
CHURCHILL MORTGAGE CORPORATION 6 3.27% $3,796
DAS Acquisition Company, LLC 6 3.20% $3,676
NBKC BANK 6 2.90% $3,243
GUILD MORTGAGE COMPANY 5 3.27% $6,486
West Town Bank & Trust 5 3.03% $4,677
AMERICAN INTERNET MORTGAGE, INC. 5 2.90% $3,061
CREDIT UNION MORTGAGE ASSOCIATION, INC. 5 2.93% $3,902
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 2.95% $4,031
ZILLOW HOME LOANS, LLC 4 3.06% $3,089
AmeriHome Mortgage Company, LLC 4 3.47% $3,273
Ameris Bank 4 3.09% $5,266
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.22% $8,307
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.19% $3,885
EMM LOANS LLC 4 3.06% $7,090
ENVOY MORTGAGE, LTD 4 3.15% $6,123
Fifth Third Bank 4 2.91% $2,733
First National Bank of Pennsylvania 4 3.16% $6,171
Ixonia Bank 4 4.44% $6,754
Mid-Atlantic Federal Credit Union 4 3.41% $3,433
MLD MORTGAGE INC. 4 2.69% $5,664
NASA Federal Credit Union 4 2.84% $4,881
PHH Mortgage Corporation 4 3.28% $5,215
PREMIA MORTGAGE, LLC 4 2.53% $812
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.31% $2,594
Keystone Funding, Inc. 3 3.17% $3,166
DEPARTMENT OF COMMERCE 3 2.83% $5,295
LADERA LENDING, INC. 3 3.04% $2,105
PANORAMA MORTGAGE GROUP, LLC 3 3.29% $4,787
NYMEO FEDERAL CREDIT UNION 3 3.71% $2,233
North American Savings Bank, F.S.B. 3 3.29% $3,075
FirstBank 3 3.08% $1,966
First Federal Bank 3 3.33% $2,138
Bank of England 3 3.21% $5,190
The Huntington National Bank 3 3.47% $3,948
SUN WEST MORTGAGE COMPANY, INC. 3 2.85% $3,413
BNC National Bank 3 2.79% $3,909
SOUTHERN TRUST MORTGAGE, LLC 3 3.46% $2,420
HOMESTEAD FUNDING CORP. 3 2.75% $4,278
Waterstone Mortgage Corporation 3 3.46% $5,598
SOFI LENDING CORP. 3 3.08% $4,501
ROYAL UNITED MORTGAGE LLC 3 3.63% $6,725
1ST FINANCIAL, INC. 3 3.04% $3,980
C & F Mortgage Corporation 3 2.96% $3,496
FIRST SAVINGS MORTGAGE CORPORATION 3 2.75% $4,818
York Traditions Bank 3 2.88% $3,833
Ally Bank 3 3.08% $2,392
HomePromise Corporation 2 3.19% $4,117
LENDERFI, INC. 2 2.94% $2,122
GUIDANCE RESIDENTIAL, LLC 2 2.94% $5,985
Florida Capital Bank 2 3.19% $4,141
WesBanco Bank, Inc. 2 3.25% $3,393
ACNB Bank 2 3.44% $3,436
Morgan Stanley Private Bank 2 2.99% $3,207
MORTGAGE EQUITY PARTNERS LLC 2 2.69% $2,869
Woodsboro Bank 2 3.38% $3,371
Financial Freedom Mortgage, LLC 2 3.19% $5,906
NORWICH COMMERCIAL GROUP, INC. 2 3.13% $10,188
OCMBC, INC. 2 3.31% $17,976
DHI MORTGAGE COMPANY, LTD. 2 3.06% $3,864
DEVELOPER'S MORTGAGE COMPANY 2 3.75% $3,572
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.69% $2,881
CRESCENT MORTGAGE COMPANY 2 3.50% $6,545
PLAZA HOME MORTGAGE, INC. 2 3.18% $8,827
Prime Choice Funding Inc. 2 2.88% $5,336
CMG MORTGAGE, INC. 2 2.81% $2,860
PROVIDENT FUNDING ASSOCIATES, L.P. 2 3.00% $2,153
RELIANCE FIRST CAPITAL, LLC 2 2.93% $10,172
Renasant Bank 2 2.81% $2,681
CELEBRITY HOME LOANS, LLC 2 3.31% $6,559
CAPITAL CENTER, L.L.C. 2 3.00% $3,739
CANOPY MORTGAGE, LLC 2 3.06% $1,548
Bank-Fund Staff Federal Credit Union 2 2.88% $3,205
TIAA, FSB 2 2.75% $1,890
Aurora Financial, LLC 2 2.56% $5,600
TOWER 2 3.13% $4,473
ARC HOME LLC 2 3.06% $1,931
UNITED MORTGAGE CORP. 2 2.94% $6,455
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 3.75% $3,695
AmRes Corporation 2 3.13% $3,509
USAA Federal Savings Bank 2 2.88% $3,973
Watermark Capital, Inc. 2 2.81% $2,275
JUSTICE Federal Credit Union 2 3.31% $9,408
UIF CORPORATION 1 3.50% $2,841
IMPAC MORTGAGE CORP. 1 4.38% $7,037
CORNING 1 3.00% $4,458
POLARIS HOME FUNDING CORP. 1 3.25% $2,230
MISSION MORTGAGE LLC 1 2.99% $9,942
CORNERSTONE HOME LENDING, INC. 1 3.25% $8,536
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 1 4.13% $3,053
ANGEL OAK HOME LOANS LLC 1 5.00% $8,124
Advisors Mortgage Group, L.L.C. 1 3.38% $4,416
City National Bank of Florida 1 2.88% $3,045
JAMES B. NUTTER & COMPANY 1 2.88% $5,230
CHEVRON 1 3.00% $3,967
JAMS-01, INC. 1 3.50% $3,268
Home Mortgage Alliance Corp 1 3.15% $4,482
RESIDENTIAL BANCORP. 1 2.88% $2,455
MILEND, INC. 1 3.00% $4,971
Mid Penn Bank 1 4.00% $3,292
Midland States Bank 1 2.88% $2,100
Cf Bank 1 2.88% $2,373
SeaTrust Mortgage Company 1 2.99% $3,056
AmeriServ Financial Bank 1 2.75% $3,264
AMERICAN FINANCIAL RESOURCES, INC. 1 3.63% $3,764
VAN DYK MORTGAGE CORPORATION 1 2.75% $2,502
SIWELL, INC. 1 2.38% $2,671
Mid-Continent Funding, Inc. 1 3.13% $5,040
F&M Bank 1 2.75% $3,700
State Department Federal Credit Union 1 3.75% $7,760
F & M BANK CORP. 1 2.75% $6,406
STEARNS LENDING, LLC 1 2.50% $3,763
Stifel Bank and Trust 1 2.88% $1,888
Strong Home Mortgage, LLC 1 2.87% $749
Beeline Loans, Inc. 1 2.75% $1,042
MEMBERS 1ST FEDERAL CREDIT UNION 1 3.50% $3,255
BAYER HERITAGE 1 3.38% $2,334
Baxter Credit Union 1 3.25% $2,450
The Central Trust Bank 1 2.99% $1,735
Barrington Bank & Trust Company, N.A. 1 3.13% $3,182
GUARANTY HOME MORTGAGE CORPORATION 1 2.63% $2,552
Magnolia Bank 1 3.13% $5,379
Third Federal Savings and Loan Association of Cleveland 1 2.79% $295
LEADERONE FINANCIAL CORPORATION 1 3.50% $7,577
Victorian Finance, LLC 1 3.25% $3,060
Axos Bank 1 2.99% $1,088
First-Citizens Bank & Trust Company 1 3.25% $3,697
First Federal Bank, A FSB 1 3.00% $3,218
NBH Bank 1 3.25% $1,443
KS StateBank 1 2.88% $2,531
Fidelity Bank 1 3.00% $2,971
FEDCHOICE Federal Credit Union 1 3.63% $3,097
Farmers and Merchants Trust Company of Chambersburg 1 3.13% $3,226
First Federal Bank of the Midwest 1 3.00% $3,174
NORTH COUNTRY 1 3.13% $3,295
FAMILY FIRST FUNDING LLC 1 3.50% $12,032
NORTHROP GRUMMAN Federal Credit Union 1 3.25% $7,042
Northwest Bank 1 3.13% $3,551
Evolve Bank & Trust 1 3.25% $6,022
LAND HOME FINANCIAL SERVICES, INC. 1 3.50% $9,976
EVERETT FINANCIAL, INC. 1 3.63% $2,556
First Internet Bank of Indiana 1 2.63% $4,394
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.50% $3,830
EDUCATIONAL SYSTEMS 1 2.88% $3,705
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 2.88% $6,623
Discover Bank 1 5.25% $0
PARTNERS 1ST Federal Credit Union 1 3.00% $3,153
TOWNE MORTGAGE COMPANY 1 3.25% $12,637
Triumph Bank 1 2.75% $1,925
Deseret First Credit Union 1 3.38% $4,080
Peoples Bank 1 3.25% $3,068
Arvest Bank 1 3.25% $3,321
First Savings Bank 1 2.88% $5,188

HAGERSTOWN - MARTINSBURG Average Closing Costs & Other Stats

HAGERSTOWN-MARTINSBURG, MD-WV's 266 lenders originated 15,727 loans during 2021. The total origination value was $3,605,795,000, with an average loan value of $229,274.

HAGERSTOWN - MARTINSBURG's average closing costs are $5,238.

The top HAGERSTOWN - MARTINSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with 732 loans originated. Their average total fees are $5,115, which is $910 higher than the next largest lender, Integrity Home Mortgage Corp.

The lowest fee HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($501), Wyndham Capital Mortgage, Inc. ($1,576), City National Bank of West Virginia ($1,805), PENTAGON FEDERAL CREDIT UNION ($2,399) and KELLER MORTGAGE, LLC ($2,537).

The lowest rate HAGERSTOWN - MARTINSBURG lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.85%), InterContinental Capital Group, Inc (2.91%), AMERISAVE MORTGAGE CORPORATION (2.93%), PENTAGON FEDERAL CREDIT UNION (2.93%) and Bank of America (2.93%).

HAGERSTOWN-MARTINSBURG, MD-WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $287,990,000 $340,240,000 18.1% 9.4%
Integrity Home Mortgage Corp $206,485,000 n/a 5.7%
FREEDOM MORTGAGE CORPORATION $133,090,000 $141,570,000 6.4% 3.9%
Capital One $93,040,000 n/a 2.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $89,150,000 $91,870,000 3.1% 2.5%
LOANDEPOT.COM, LLC $45,025,000 $91,005,000 102.1% 2.5%
Sierra Pacific Mortgage Company, Inc. $66,795,000 $84,565,000 26.6% 2.3%
PENNYMAC LOAN SERVICES, LLC $32,915,000 $83,360,000 153.3% 2.3%
CNB Bank Inc. $96,505,000 $82,850,000 -14.1% 2.3%
HOMESPIRE MORTGAGE CORPORATION $59,925,000 $77,080,000 28.6% 2.1%
Wells Fargo Bank $48,210,000 $76,745,000 59.2% 2.1%
FIRST HOME MORTGAGE CORPORATION $70,575,000 $76,690,000 8.7% 2.1%
NVR Mortgage Finance, Inc. $64,215,000 $73,220,000 14.0% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $41,705,000 $67,170,000 61.1% 1.9%
NAVY FEDERAL CREDIT UNION $49,950,000 $60,665,000 21.5% 1.7%
Mortgage Research Center, LLC $49,790,000 $56,805,000 14.1% 1.6%
AMERISAVE MORTGAGE CORPORATION $24,605,000 $56,170,000 128.3% 1.6%
Truist Bank $54,065,000 $55,095,000 1.9% 1.5%
EMBRACE HOME LOANS, INC. $54,930,000 $51,735,000 -5.8% 1.4%
MILLENNIUM FINANCIAL GROUP, INC. $42,890,000 $46,605,000 8.7% 1.3%
Jefferson Security Bank $24,295,000 $42,155,000 73.5% 1.2%
CALIBER HOME LOANS, INC. $26,000,000 $41,225,000 58.6% 1.1%
City National Bank of West Virginia $36,175,000 $41,020,000 13.4% 1.1%
George Mason Mortgage, LLC $38,055,000 $38,490,000 1.1% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $35,190,000 $37,670,000 7.0% 1.0%
Manufacturers and Traders Trust Company $24,345,000 $36,965,000 51.8% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $28,090,000 $35,790,000 27.4% 1.0%
MCLEAN MORTGAGE CORPORATION $31,150,000 $35,060,000 12.6% 1.0%
United Bank $21,805,000 $33,015,000 51.4% 0.9%
BETTER MORTGAGE CORPORATION $9,365,000 $32,080,000 242.6% 0.9%
INTERCOASTAL MORTGAGE COMPANY $13,035,000 $29,355,000 125.2% 0.8%
UNION HOME MORTGAGE CORP. $24,880,000 $27,075,000 8.8% 0.8%
PNC Bank $20,185,000 $26,805,000 32.8% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $22,710,000 $25,890,000 14.0% 0.7%
CBM Mortgage, Inc. $15,360,000 $25,530,000 66.2% 0.7%
PLANET HOME LENDING, LLC $18,045,000 $23,980,000 32.9% 0.7%
Fulton Bank $21,115,000 $23,865,000 13.0% 0.7%
NFM, INC. $21,475,000 $23,390,000 8.9% 0.6%
LAKEVIEW LOAN SERVICING, LLC $12,835,000 $21,980,000 71.3% 0.6%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $20,245,000 $21,845,000 7.9% 0.6%
NEWREZ LLC $10,585,000 $21,840,000 106.3% 0.6%
Prosperity Home Mortgage, LLC $26,940,000 $21,345,000 -20.8% 0.6%
BAY CAPITAL MORTGAGE CORPORATION $17,575,000 $20,680,000 17.7% 0.6%
Summit Community Bank, Inc. $10,240,000 $20,660,000 101.8% 0.6%
Towne Bank $22,660,000 $20,470,000 -9.7% 0.6%
PATRIOT $18,745,000 $19,475,000 3.9% 0.5%
Carrington Mortgage Services, LLC $17,820,000 $18,950,000 6.3% 0.5%
WALKER & DUNLOP, LLC $7,505,000 $18,370,000 144.8% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,120,000 $17,885,000 18.3% 0.5%
Presidential Bank, FSB $24,210,000 $17,540,000 -27.6% 0.5%
The Federal Savings Bank $20,390,000 $17,130,000 -16.0% 0.5%
U.S. Bank $9,600,000 $16,800,000 75.0% 0.5%
CONTOUR MORTGAGE CORPORATION $21,025,000 $16,755,000 -20.3% 0.5%
USAA Federal Savings Bank $24,150,000 $16,200,000 -32.9% 0.4%
TJC Mortgage, Inc. $3,235,000 $16,075,000 396.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,290,000 $14,695,000 133.6% 0.4%
First United Corporation $21,960,000 $14,600,000 -33.5% 0.4%
RESIDENTIAL MORTGAGE SERVICES, INC. $14,810,000 $14,260,000 -3.7% 0.4%
BROKER SOLUTIONS, INC. $7,555,000 $13,740,000 81.9% 0.4%
DIRECT MORTGAGE LOANS, LLC $10,110,000 $13,260,000 31.2% 0.4%
Atlantic Union Bank $16,260,000 $13,185,000 -18.9% 0.4%
JPMorgan Chase Bank $9,525,000 $12,975,000 36.2% 0.4%
Middletown Valley Bank $9,635,000 $12,900,000 33.9% 0.4%
HOMEAMERICAN MORTGAGE CORPORATION $13,080,000 $12,695,000 -2.9% 0.4%
Citizens Bank $9,955,000 $12,490,000 25.5% 0.3%
Bank of America $8,825,000 $12,430,000 40.8% 0.3%
HOMESIDE FINANCIAL, LLC $4,535,000 $11,310,000 149.4% 0.3%
Sandy Spring Bank $5,595,000 $11,210,000 100.4% 0.3%
Gateway First Bank $1,690,000 $11,100,000 556.8% 0.3%
Bank of Charles Town $12,615,000 $10,995,000 -12.8% 0.3%
HOME POINT FINANCIAL CORPORATION $12,095,000 $10,835,000 -10.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $6,285,000 $10,750,000 71.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $7,010,000 $10,670,000 52.2% 0.3%
ACADEMY MORTGAGE CORPORATION $3,865,000 $10,395,000 169.0% 0.3%
Blue Ridge Bank $4,885,000 $10,105,000 106.9% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $11,415,000 $9,655,000 -15.4% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $12,775,000 $9,360,000 -26.7% 0.3%
Atlantic Coast Mortgage, LLC $5,110,000 $9,205,000 80.1% 0.3%
MOVEMENT MORTGAGE, LLC $5,270,000 $9,155,000 73.7% 0.3%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $12,060,000 $9,115,000 -24.4% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $8,080,000 $8,695,000 7.6% 0.2%
First Guaranty Mortgage Corporation $6,685,000 $8,570,000 28.2% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,890,000 $8,530,000 44.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $5,670,000 $8,430,000 48.7% 0.2%
Flagstar Bank, FSB $5,180,000 $8,375,000 61.7% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $8,265,000 n/a 0.2%
Bank of Clarke County $3,160,000 $8,210,000 159.8% 0.2%
Meridian Bank Corporation $10,205,000 $8,190,000 -19.7% 0.2%
T2 FINANCIAL LLC $1,520,000 $8,150,000 436.2% 0.2%
Wyndham Capital Mortgage, Inc. $2,645,000 $8,150,000 208.1% 0.2%
City National Bank $7,735,000 n/a 0.2%
GUARANTEED RATE, INC. $1,630,000 $7,680,000 371.2% 0.2%
Paramount Residential Mortgage Group, Inc. $8,705,000 $7,655,000 -12.1% 0.2%
APEX HOME LOANS, INC. $6,025,000 $7,550,000 25.3% 0.2%
AgFirst Farm Credit Bank $7,890,000 $7,375,000 -6.5% 0.2%
M&T Realty Capital Corporation $7,275,000 n/a 0.2%
Nations Lending Corporation $3,085,000 $7,115,000 130.6% 0.2%
Plains Commerce Bank $2,425,000 $6,960,000 187.0% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $2,930,000 $6,805,000 132.3% 0.2%
Orrstown Bank $5,980,000 $6,470,000 8.2% 0.2%
AMERICAN FINANCING CORPORATION $2,750,000 $6,085,000 121.3% 0.2%
FIDELITY DIRECT MORTGAGE, LLC $3,520,000 $5,765,000 63.8% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,760,000 $5,650,000 104.7% 0.2%
Citizens & Northern Bank $5,555,000 n/a 0.2%
First Heritage Mortgage, LLC $4,700,000 $5,360,000 14.0% 0.1%
Bank of Romney $4,430,000 $5,310,000 19.9% 0.1%
InterContinental Capital Group, Inc $4,680,000 $5,305,000 13.4% 0.1%
Low VA Rates, LLC $3,435,000 $4,980,000 45.0% 0.1%
Alcova Mortgage LLC $3,995,000 $4,835,000 21.0% 0.1%
NEW DAY FINANCIAL, LLC $3,860,000 $4,475,000 15.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,040,000 $4,240,000 307.7% 0.1%
DAS Acquisition Company, LLC $4,090,000 n/a 0.1%
GUILD MORTGAGE COMPANY $490,000 $4,000,000 716.3% 0.1%
Vellum Mortgage, Inc. $1,170,000 $3,940,000 236.8% 0.1%
Chicago Mortgage Solutions LLC $400,000 $3,845,000 861.3% 0.1%
MICHIGAN MUTUAL, INC. $6,190,000 $3,840,000 -38.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $830,000 $3,815,000 359.6% 0.1%
Barrington Bank & Trust Company, N.A. $4,655,000 $3,745,000 -19.5% 0.1%
SWBC MORTGAGE CORPORATION $3,410,000 $3,675,000 7.8% 0.1%
The Huntington National Bank $2,725,000 $3,670,000 34.7% 0.1%
MidAtlantic Farm Credit, ACA $4,710,000 $3,595,000 -23.7% 0.1%
THE MORTGAGE LINK, INC. $3,110,000 $3,570,000 14.8% 0.1%
First National Bank of Pennsylvania $1,680,000 $3,535,000 110.4% 0.1%
Capital Bank $3,915,000 $3,495,000 -10.7% 0.1%
BNC National Bank $3,335,000 $3,430,000 2.8% 0.1%
Apple Federal Credit Union $2,405,000 $3,425,000 42.4% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $125,000 $3,320,000 2,556.0% 0.1%
DHI MORTGAGE COMPANY, LTD. $4,465,000 $3,315,000 -25.8% 0.1%
CLEARPATH LENDING $6,020,000 $3,265,000 -45.8% 0.1%
Shore United Bank $3,200,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $2,245,000 $3,185,000 41.9% 0.1%
Northpointe Bank $2,740,000 $3,065,000 11.9% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $310,000 $3,060,000 887.1% 0.1%
NBKC BANK $3,275,000 $3,050,000 -6.9% 0.1%
North American Savings Bank, F.S.B. $4,365,000 $2,980,000 -31.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,585,000 $2,960,000 14.5% 0.1%
THRIVE MORTGAGE, LLC $285,000 $2,900,000 917.5% 0.1%
ACNB Bank $2,200,000 $2,895,000 31.6% 0.1%
First Home Bank $2,375,000 $2,895,000 21.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $4,590,000 $2,845,000 -38.0% 0.1%
KELLER MORTGAGE, LLC $3,535,000 $2,800,000 -20.8% 0.1%
First Federal Bank $6,055,000 $2,745,000 -54.7% 0.1%
EagleBank $1,350,000 $2,665,000 97.4% 0.1%
EQUITY RESOURCES, INC. $2,340,000 $2,635,000 12.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,890,000 $2,615,000 38.4% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $1,320,000 $2,485,000 88.3% 0.1%
EMM LOANS LLC $2,250,000 $2,480,000 10.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,195,000 $2,355,000 7.3% 0.1%
Capon Valley Bank $905,000 $2,350,000 159.7% 0.1%
PHH Mortgage Corporation $1,355,000 $2,340,000 72.7% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $2,045,000 $2,280,000 11.5% 0.1%
Citibank $890,000 $2,215,000 148.9% 0.1%
Northwest Federal Credit Union $2,790,000 $2,200,000 -21.1% 0.1%
US MORTGAGE CORPORATION $275,000 $2,145,000 680.0% 0.1%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $1,835,000 $2,100,000 14.4% 0.1%
Mid-Continent Funding, Inc. $465,000 $2,080,000 347.3% 0.1%
ZILLOW HOME LOANS, LLC $835,000 $2,065,000 147.3% 0.1%
CMG MORTGAGE, INC. $1,405,000 $2,055,000 46.3% 0.1%
Ameris Bank $3,245,000 $2,020,000 -37.8% 0.1%
SOFI LENDING CORP. $690,000 $1,935,000 180.4% 0.1%
PANORAMA MORTGAGE GROUP, LLC $1,065,000 $1,900,000 78.4% 0.1%
LIMA ONE CAPITAL, LLC $1,135,000 $1,890,000 66.5% 0.1%
Bank of England $2,125,000 $1,885,000 -11.3% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,815,000 $1,880,000 -33.2% 0.1%
The Freedom Bank of Virginia $950,000 $1,880,000 97.9% 0.1%
TOWER $1,495,000 $1,875,000 25.4% 0.1%
AMERICAN ADVISORS GROUP $1,025,000 $1,850,000 80.5% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $7,845,000 $1,835,000 -76.6% 0.1%
FirstBank $195,000 $1,750,000 797.4% 0.0%
TOWNE MORTGAGE COMPANY $2,655,000 $1,750,000 -34.1% 0.0%
Magnolia Bank $1,665,000 $1,745,000 4.8% 0.0%
Bank-Fund Staff Federal Credit Union $640,000 $1,710,000 167.2% 0.0%
HOMESTEAD FUNDING CORP. $1,705,000 n/a 0.0%
Mid-Atlantic Federal Credit Union $375,000 $1,690,000 350.7% 0.0%
NASA Federal Credit Union $1,790,000 $1,605,000 -10.3% 0.0%
Victorian Finance, LLC $1,630,000 $1,540,000 -5.5% 0.0%
First National Bank of America $825,000 $1,515,000 83.6% 0.0%
Woodsboro Bank $1,290,000 $1,515,000 17.4% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,025,000 $1,495,000 45.9% 0.0%
NORWICH COMMERCIAL GROUP, INC. $1,555,000 $1,420,000 -8.7% 0.0%
1ST FINANCIAL, INC. $480,000 $1,375,000 186.5% 0.0%
MainStreet Bank $1,355,000 n/a 0.0%
KS StateBank $1,065,000 $1,350,000 26.8% 0.0%
Waterstone Mortgage Corporation $860,000 $1,350,000 57.0% 0.0%
NYMEO FEDERAL CREDIT UNION $4,175,000 $1,340,000 -67.9% 0.0%
OCMBC, INC. $215,000 $1,330,000 518.6% 0.0%
21ST MORTGAGE CORPORATION $1,300,000 $1,305,000 0.4% 0.0%
MORTGAGE ACCESS CORP. $2,235,000 $1,290,000 -42.3% 0.0%
PLAZA HOME MORTGAGE, INC. $1,800,000 $1,250,000 -30.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,110,000 $1,245,000 12.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $515,000 $1,240,000 140.8% 0.0%
C & F Mortgage Corporation $2,380,000 $1,225,000 -48.5% 0.0%
Hometown Equity Mortgage, LLC $1,210,000 n/a 0.0%
West Town Bank & Trust $2,840,000 $1,205,000 -57.6% 0.0%
First Exchange Bank $1,190,000 n/a 0.0%
Aurora Financial, LLC $1,120,000 $1,165,000 4.0% 0.0%
Fifth Third Bank $445,000 $1,160,000 160.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $325,000 $1,155,000 255.4% 0.0%
PREMIA MORTGAGE, LLC $335,000 $1,150,000 243.3% 0.0%
Lakeview Community Capital, LLC $725,000 $1,145,000 57.9% 0.0%
Ally Bank $950,000 $1,140,000 20.0% 0.0%
ARC HOME LLC $1,365,000 $1,125,000 -17.6% 0.0%
CELEBRITY HOME LOANS, LLC $425,000 $1,125,000 164.7% 0.0%
AmRes Corporation $1,230,000 $1,100,000 -10.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,695,000 $1,100,000 -35.1% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $775,000 $1,085,000 40.0% 0.0%
Visio Financial Services Inc. $105,000 $1,050,000 900.0% 0.0%
MLD MORTGAGE INC. $500,000 $1,045,000 109.0% 0.0%
ENVOY MORTGAGE, LTD $1,985,000 $1,040,000 -47.6% 0.0%
Evolve Bank & Trust $1,050,000 $1,030,000 -1.9% 0.0%
Keystone Funding, Inc. $1,030,000 n/a 0.0%
York Traditions Bank $1,015,000 n/a 0.0%
Farmers and Merchants Trust Company of Chambersburg $4,565,000 $995,000 -78.2% 0.0%
CHESSIE $980,000 $935,000 -4.6% 0.0%
Triumph Bank $345,000 $915,000 165.2% 0.0%
EVERETT FINANCIAL, INC. $910,000 $880,000 -3.3% 0.0%
First Internet Bank of Indiana $385,000 $880,000 128.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $880,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $580,000 $875,000 50.9% 0.0%
DEPARTMENT OF COMMERCE $855,000 n/a 0.0%
CANOPY MORTGAGE, LLC $835,000 n/a 0.0%
NP, Inc. $835,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $430,000 $825,000 91.9% 0.0%
LADERA LENDING, INC. $560,000 $795,000 42.0% 0.0%
1ST PREFERENCE MORTGAGE CORP. $735,000 $785,000 6.8% 0.0%
WesBanco Bank, Inc. $975,000 $785,000 -19.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $920,000 $775,000 -15.8% 0.0%
HomePromise Corporation $155,000 $770,000 396.8% 0.0%
Ixonia Bank $105,000 $740,000 604.8% 0.0%
Financial Freedom Mortgage, LLC $175,000 $735,000 320.0% 0.0%
LENDERFI, INC. $500,000 $725,000 45.0% 0.0%
FEDERATED MORTGAGE CORP. $715,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $715,000 n/a 0.0%
UNITED MORTGAGE CORP. $325,000 $715,000 120.0% 0.0%
SeaTrust Mortgage Company $700,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $1,290,000 $690,000 -46.5% 0.0%
IMPAC MORTGAGE CORP. $165,000 $680,000 312.1% 0.0%
CRESCENT MORTGAGE COMPANY $670,000 n/a 0.0%
FNB Bank, Inc. $605,000 $665,000 9.9% 0.0%
Strong Home Mortgage, LLC $590,000 $650,000 10.2% 0.0%
Axos Bank $345,000 $645,000 87.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $645,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $620,000 n/a 0.0%
EDUCATIONAL SYSTEMS $940,000 $620,000 -34.0% 0.0%
Morgan Stanley Private Bank $585,000 $600,000 2.6% 0.0%
Baxter Credit Union $590,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $275,000 $590,000 114.5% 0.0%
MID AMERICA MORTGAGE, INC. $10,555,000 $585,000 -94.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,500,000 $585,000 -61.0% 0.0%
LOANFLIGHT LENDING, LLC $580,000 n/a 0.0%
TIAA, FSB $2,055,000 $575,000 -72.0% 0.0%
GENEVA FINANCIAL, LLC $570,000 n/a 0.0%
Prime Choice Funding Inc. $570,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $190,000 $570,000 200.0% 0.0%
ROYAL UNITED MORTGAGE LLC $125,000 $570,000 356.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $910,000 $545,000 -40.1% 0.0%
First Federal Bank of the Midwest $540,000 n/a 0.0%
Florida Capital Bank $1,185,000 $525,000 -55.7% 0.0%
MISSION MORTGAGE LLC $525,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $510,000 n/a 0.0%
First-Citizens Bank & Trust Company $505,000 n/a 0.0%
First Savings Bank $760,000 $500,000 -34.2% 0.0%
ANGEL OAK HOME LOANS LLC $485,000 n/a 0.0%
City National Bank of Florida $485,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $480,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $2,135,000 $480,000 -77.5% 0.0%
Cf Bank $305,000 $475,000 55.7% 0.0%
JUSTICE Federal Credit Union $250,000 $470,000 88.0% 0.0%
Texana Bank $470,000 n/a 0.0%
Arvest Bank $465,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $455,000 n/a 0.0%
Standard Bank, PaSB $460,000 $455,000 -1.1% 0.0%
Stifel Bank and Trust $440,000 n/a 0.0%
CORNING $1,820,000 $435,000 -76.1% 0.0%
UIF CORPORATION $1,200,000 $410,000 -65.8% 0.0%
CORNERSTONE HOME LENDING, INC. $405,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $155,000 $400,000 158.1% 0.0%
Princeton Mortgage Corporation $400,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $450,000 $390,000 -13.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $260,000 $390,000 50.0% 0.0%
Alerus Financial $385,000 n/a 0.0%
First Option Mortgage, LLC $385,000 n/a 0.0%
Peoples Bank $385,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $380,000 n/a 0.0%
CHEVRON $215,000 $375,000 74.4% 0.0%
NBH Bank $375,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $450,000 $370,000 -17.8% 0.0%
PARTNERS 1ST Federal Credit Union $1,150,000 $370,000 -67.8% 0.0%
F&M Bank $365,000 n/a 0.0%
Provident State Bank, Inc. $185,000 $365,000 97.3% 0.0%
OPEN MORTGAGE, LLC $415,000 $355,000 -14.5% 0.0%
HANSCOM $345,000 n/a 0.0%
The Central Trust Bank $345,000 n/a 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $1,220,000 $340,000 -72.1% 0.0%
The Grant County Bank $195,000 $340,000 74.4% 0.0%
Renasant Bank $560,000 $330,000 -41.1% 0.0%
SPRING EQ, LLC $445,000 $325,000 -27.0% 0.0%
Colten Mortgage, LLC $320,000 n/a 0.0%
The Poca Valley Bank, Inc. $175,000 $320,000 82.9% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $1,105,000 $315,000 -71.5% 0.0%
State Department Federal Credit Union $315,000 n/a 0.0%
STEARNS LENDING, LLC $1,145,000 $315,000 -72.5% 0.0%
Colonial Savings, F.A. $300,000 $310,000 3.3% 0.0%
First Bank $2,095,000 $310,000 -85.2% 0.0%
GSF Mortgage Corporation $300,000 n/a 0.0%
Commerce Home Mortgage, Inc. $375,000 $295,000 -21.3% 0.0%
MILEND, INC. $1,095,000 $295,000 -73.1% 0.0%
BAYER HERITAGE $65,000 $285,000 338.5% 0.0%
Centennial Bank $285,000 n/a 0.0%
LOANPAL, LLC $275,000 $285,000 3.6% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $285,000 n/a 0.0%
Secured Investment Corp. $280,000 n/a 0.0%
AmeriServ Financial Bank $1,570,000 $275,000 -82.5% 0.0%
Beeline Loans, Inc. $275,000 n/a 0.0%
Fidelity Bank $275,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $790,000 $270,000 -65.8% 0.0%
Signal Financial Federal Credit Union $835,000 $265,000 -68.3% 0.0%
RESIDENTIAL BANCORP. $260,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $155,000 $260,000 67.7% 0.0%
ACCELERATE MORTGAGE, LLC $255,000 n/a 0.0%
American Airlines Federal Credit Union $15,000 $255,000 1,600.0% 0.0%
NEXERA HOLDING LLC $255,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $245,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $705,000 $235,000 -66.7% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $235,000 n/a 0.0%
BELEM SERVICING LLC $345,000 $235,000 -31.9% 0.0%
CityWorth Mortgage LLC $285,000 $235,000 -17.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $235,000 n/a 0.0%
SIWELL, INC. $480,000 $235,000 -51.0% 0.0%
AFFINITY $125,000 $230,000 84.0% 0.0%
Watermark Capital, Inc. $230,000 n/a 0.0%
First Federal Bank, A FSB $225,000 n/a 0.0%
NORTH COUNTRY $225,000 n/a 0.0%
Pendleton Community Bank, Inc. $225,000 n/a 0.0%
AMWEST FUNDING CORP. $460,000 $215,000 -53.3% 0.0%
Congressional Bank $320,000 $215,000 -32.8% 0.0%
LOANLEADERS OF AMERICA, INC. $215,000 n/a 0.0%
Southwest Airlines Federal Credit Union $215,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $265,000 $215,000 -18.9% 0.0%
Discover Bank $320,000 $210,000 -34.4% 0.0%
Paramount Bank $245,000 $210,000 -14.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $270,000 $210,000 -22.2% 0.0%
BECKAM FUNDING CORP. $205,000 n/a 0.0%
F & M BANK CORP. $310,000 $205,000 -33.9% 0.0%
POINT BREEZE $75,000 $205,000 173.3% 0.0%
Park Lane Finance Solutions, LLC $135,000 $200,000 48.1% 0.0%
Clear Mountain Bank $95,000 $195,000 105.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,105,000 $195,000 -82.4% 0.0%
JAMES B. NUTTER & COMPANY $1,425,000 $195,000 -86.3% 0.0%
Midland States Bank $195,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $185,000 $195,000 5.4% 0.0%
MORIA DEVELOPMENT, INC. $190,000 n/a 0.0%
Amerifirst Financial, Inc. $185,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $185,000 n/a 0.0%
Mid Penn Bank $235,000 $185,000 -21.3% 0.0%
POLARIS HOME FUNDING CORP. $360,000 $185,000 -48.6% 0.0%
VAN DYK MORTGAGE CORPORATION $595,000 $185,000 -68.9% 0.0%
MYCUMORTGAGE, LLC $370,000 $180,000 -51.4% 0.0%
TD Bank $185,000 $180,000 -2.7% 0.0%
Goldwater Bank, N.A. $900,000 $175,000 -80.6% 0.0%
Northwest Bank $195,000 $175,000 -10.3% 0.0%
Home Mortgage Alliance Corp $165,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $165,000 n/a 0.0%
American Security Mortgage Corp. $155,000 n/a 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $155,000 n/a 0.0%
Deere Employees Credit Union $155,000 n/a 0.0%
JAMS-01, INC. $940,000 $155,000 -83.5% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $505,000 $155,000 -69.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $155,000 n/a 0.0%
Equity Prime Mortgage LLC $145,000 $135,000 -6.9% 0.0%
FEDCHOICE Federal Credit Union $135,000 n/a 0.0%
Deseret First Credit Union $125,000 n/a 0.0%
Johns Hopkins Federal Credit Union $125,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $125,000 n/a 0.0%
SkyPoint Federal Credit Union $90,000 $120,000 33.3% 0.0%
ALLIANT CREDIT UNION $115,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $115,000 n/a 0.0%
Peoples Bank $115,000 n/a 0.0%
Santander Bank, N.A. $145,000 $115,000 -20.7% 0.0%
ACT 1ST FCU $55,000 $105,000 90.9% 0.0%
Citadel Servicing Corporation $225,000 $105,000 -53.3% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $105,000 n/a 0.0%
PRINCE GEORGE'S COMMUNITY $100,000 n/a 0.0%
APL $90,000 n/a 0.0%
United States Senate Federal Credit Union $110,000 $65,000 -40.9% 0.0%
AMERICAN HERITAGE FCU $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $25,000 -66.7% 0.0%
BancorpSouth Bank $15,000 n/a 0.0%

HAGERSTOWN - MARTINSBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 5.7%, is Integrity Home Mortgage Corp, having originated $206,485,000 in loans. In third place, with 3.9%, is FREEDOM MORTGAGE CORPORATION, having originated $141,570,000 in loans. In fourth place, with 2.6%, is Capital One, having originated $93,040,000 in loans. In fifth place, with 2.5%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $91,870,000 in loans.


HAGERSTOWN - MARTINSBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $204,923 (7.8%) $226,909 (4.0%) 0.76 1,191
2018-02-01 $209,990 (9.1%) $231,960 (5.9%) 0.76 1,191
2018-03-01 $219,000 (10.5%) $239,395 (6.7%) 0.77 1,203
2018-04-01 $219,900 (10.0%) $239,614 (5.8%) 0.75 1,299
2018-05-01 $224,900 (8.4%) $246,154 (6.4%) 0.75 1,404
2018-06-01 $225,000 (7.2%) $249,192 (6.2%) 0.75 1,492
2018-07-01 $229,900 (10.6%) $250,755 (6.1%) 0.77 1,497
2018-08-01 $229,450 (10.9%) $250,648 (5.7%) 0.77 1,528
2018-09-01 $229,000 (9.1%) $251,588 (6.6%) 0.77 1,473
2018-10-01 $229,900 (9.5%) $249,816 (7.2%) 0.78 1,465
2018-11-01 $229,900 (11.0%) $251,958 (8.9%) 0.78 1,470
2018-12-01 $229,900 (15.0%) $250,332 (11.6%) 0.79 1,359
2019-01-01 $229,900 (12.2%) $251,455 (10.8%) 0.79 1,265
2019-02-01 $229,998 (9.5%) $256,171 (10.4%) 0.78 1,258
2019-03-01 $234,383 (7.0%) $259,237 (8.3%) 0.77 1,273
2019-04-01 $234,900 (6.8%) $261,320 (9.1%) 0.75 1,337
2019-05-01 $235,000 (4.5%) $262,371 (6.6%) 0.73 1,404
2019-06-01 $237,945 (5.8%) $265,083 (6.4%) 0.74 1,448
2019-07-01 $229,950 (0.0%) $262,779 (4.8%) 0.72 1,490
2019-08-01 $232,627 (1.4%) $264,338 (5.5%) 0.74 1,477
2019-09-01 $236,718 (3.4%) $266,950 (6.1%) 0.76 1,454
2019-10-01 $239,445 (4.2%) $268,405 (7.4%) 0.77 1,428
2019-11-01 $239,900 (4.4%) $268,499 (6.6%) 0.79 1,318
2019-12-01 $239,900 (4.4%) $272,387 (8.8%) 0.80 1,130
2020-01-01 $236,223 (2.8%) $270,114 (7.4%) 0.79 1,008
2020-02-01 $243,900 (6.0%) $276,645 (8.0%) 0.80 963
2020-03-01 $244,900 (4.5%) $279,654 (7.9%) 0.77 959
2020-04-01 $246,445 (4.9%) $280,145 (7.2%) 0.77 937
2020-05-01 $249,000 (6.0%) $285,929 (9.0%) 0.76 849
2020-06-01 $246,075 (3.4%) $284,365 (7.3%) 0.72 744
2020-07-01 $249,990 (8.7%) $286,115 (8.9%) 0.72 658
2020-08-01 $256,445 (10.2%) $291,379 (10.2%) 0.73 587
2020-09-01 $259,445 (9.6%) $293,291 (9.9%) 0.74 563
2020-10-01 $252,990 (5.7%) $287,603 (7.2%) 0.72 541
2020-11-01 $254,470 (6.1%) $288,427 (7.4%) 0.74 498
2020-12-01 $258,950 (7.9%) $286,298 (5.1%) 0.77 461
2021-01-01 $267,045 (13.1%) $290,372 (7.5%) 0.80 411
2021-02-01 $261,675 (7.3%) $292,739 (5.8%) 0.76 304
2021-03-01 $263,000 (7.4%) $294,755 (5.4%) 0.75 304
2021-04-01 $274,225 (11.3%) $309,376 (10.4%) 0.74 287
2021-05-01 $274,990 (10.4%) $324,656 (13.5%) 0.73 298
2021-06-01 $268,650 (9.2%) $326,492 (14.8%) 0.71 373
2021-07-01 $279,450 (11.8%) $328,355 (14.8%) 0.74 449
2021-08-01 $282,500 (10.2%) $343,154 (17.8%) 0.75 478
2021-09-01 $282,950 (9.1%) $338,459 (15.4%) 0.75 455
2021-10-01 $280,000 (10.7%) $332,988 (15.8%) 0.75 454
2021-11-01 $296,910 (16.7%) $339,072 (17.6%) 0.79 476
2021-12-01 $293,748 (13.4%) $327,511 (14.4%) 0.80 434
2022-01-01 $305,045 (14.2%) $338,221 (16.5%) 0.82 364
2022-02-01 $310,623 (18.7%) $343,616 (17.4%) 0.81 314
2022-03-01 $321,123 (22.1%) $351,510 (19.3%) 0.80 316
2022-04-01 $324,900 (18.5%) $361,117 (16.7%) 0.78 354
2022-05-01 $323,445 (17.6%) $361,798 (11.4%) 0.74 454
2022-06-01 $322,973 (20.2%) $368,204 (12.8%) 0.72 531
2022-07-01 $315,591 (12.9%) $361,256 (10.0%) 0.71 631
2022-08-01 $320,945 (13.6%) $358,106 (4.4%) 0.74 654
2022-09-01 $322,000 (13.8%) $363,479 (7.4%) 0.75 664
2022-10-01 $316,990 (13.2%) $360,426 (8.2%) 0.75 727
2022-11-01 $315,000 (6.1%) $352,812 (4.1%) 0.76 707
HAGERSTOWN - MARTINSBURG's median listing price for 2022-11-01 was $315,000, a difference of $18,090 (6.1%) versus the prior year and $-1,990 versus the prior month.

HAGERSTOWN - MARTINSBURG's median listing price comes in at 76% of the national average.

HAGERSTOWN - MARTINSBURG's average listing price for 2022-11-01 was $352,812, a difference of $13,740 (4.1%) versus the prior year and $-7,614 versus the prior month.

For the 2022-11-01 period, HAGERSTOWN - MARTINSBURG had 707 MLS listings, a difference of -20 listings (-3%) versus the prior month and 231 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HAGERSTOWN - MARTINSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 100 days 1,733 sqft
2018-02-01 94 days 1,780 sqft
2018-03-01 71 days 1,794 sqft
2018-04-01 64 days 1,785 sqft
2018-05-01 55 days 1,785 sqft
2018-06-01 58 days 1,892 sqft
2018-07-01 69 days 1,917 sqft
2018-08-01 75 days 1,886 sqft
2018-09-01 81 days 1,900 sqft
2018-10-01 84 days 1,924 sqft
2018-11-01 83 days 1,926 sqft
2018-12-01 93 days 1,901 sqft
2019-01-01 96 days 1,899 sqft
2019-02-01 99 days 1,910 sqft
2019-03-01 84 days 1,926 sqft
2019-04-01 60 days 1,925 sqft
2019-05-01 59 days 1,918 sqft
2019-06-01 65 days 1,924 sqft
2019-07-01 62 days 1,907 sqft
2019-08-01 67 days 1,901 sqft
2019-09-01 71 days 1,902 sqft
2019-10-01 76 days 1,901 sqft
2019-11-01 84 days 1,907 sqft
2019-12-01 103 days 1,923 sqft
2020-01-01 98 days 1,896 sqft
2020-02-01 71 days 1,898 sqft
2020-03-01 54 days 1,906 sqft
2020-04-01 62 days 1,915 sqft
2020-05-01 73 days 1,944 sqft
2020-06-01 75 days 1,950 sqft
2020-07-01 62 days 1,934 sqft
2020-08-01 58 days 2,002 sqft
2020-09-01 58 days 1,992 sqft
2020-10-01 63 days 1,920 sqft
2020-11-01 57 days 1,887 sqft
2020-12-01 64 days 1,842 sqft
2021-01-01 54 days 1,820 sqft
2021-02-01 46 days 1,848 sqft
2021-03-01 51 days 1,797 sqft
2021-04-01 37 days 1,823 sqft
2021-05-01 37 days 1,872 sqft
2021-06-01 34 days 1,815 sqft
2021-07-01 36 days 1,844 sqft
2021-08-01 35 days 1,826 sqft
2021-09-01 42 days 1,831 sqft
2021-10-01 47 days 1,823 sqft
2021-11-01 41 days 1,860 sqft
2021-12-01 46 days 1,836 sqft
2022-01-01 57 days 1,863 sqft
2022-02-01 49 days 1,810 sqft
2022-03-01 41 days 1,851 sqft
2022-04-01 34 days 1,894 sqft
2022-05-01 32 days 1,898 sqft
2022-06-01 33 days 1,915 sqft
2022-07-01 39 days 1,927 sqft
2022-08-01 43 days 1,921 sqft
2022-09-01 50 days 1,911 sqft
2022-10-01 51 days 1,890 sqft
2022-11-01 53 days 1,867 sqft
HAGERSTOWN - MARTINSBURG's median listing age (time on market) for 2022-11-01 was 53 days. This is 29% longer than the same period one year ago.

HAGERSTOWN - MARTINSBURG's median square footage for active listings during the 2022-11-01 period was 1,867 sqft. One year prior, the average listing was 1,860 sqft.

HAGERSTOWN-MARTINSBURG, MD-WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,493 $1,635,525,000 $251,890
Refi 5,831 $1,337,065,000 $229,303
Cash Out Refi 2,651 $566,155,000 $213,563
Home Improvement 439 $39,875,000 $90,831
Other 313 $27,175,000 $86,821

Hagerstown - Martinsburg's most frequently cited loan purpose was Home Purchase, with 6,493 originations. The 2nd most popular reason was Refi, with 5,831 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 5,936 $1,357,600,000 $228,706
3-4% 5,560 $1,240,290,000 $223,074
<2.5% 3,005 $653,995,000 $217,636
4-5% 582 $113,350,000 $194,759
5-6% 104 $17,470,000 $167,981
Over 8% 57 $4,425,000 $77,632
6-7% 50 $8,840,000 $176,800
7-8% 27 $2,425,000 $89,815

During 2021, Hagerstown - Martinsburg's most frequently originated rate bucket was 2.5-3%, with 5,936 originations.

Loan Sizing (HAGERSTOWN-MARTINSBURG, MD-WV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,454 $2,019,320,000 $270,904
$100k-200k 5,986 $929,930,000 $155,351
$100,000 or less 1,449 $86,565,000 $59,741
$400k-600k 709 $328,495,000 $463,322
$600k-1000k 96 $70,310,000 $732,396
$Over $1MM 33 $171,175,000 $5,187,121

HAGERSTOWN - MARTINSBURG's loan sizing saw the bucket of loans from $200k-400k with 7,454 originations, totaling $2,019,320,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,677 $1,694,145,000 $253,728
60-80% 4,749 $1,155,595,000 $243,334
40-60% 1,624 $271,830,000 $167,383
20-40% 674 $84,500,000 $125,371
Under 20% 545 $24,205,000 $44,413
Over 100% 253 $79,995,000 $316,186

HAGERSTOWN - MARTINSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,677 originations, totaling $1,694,145,000 in origination value.