Greenville National Bank Mortgage Rates, Fees & Info
Greenville, OHLEI: 254900KE1KGYIP021V52
Tax ID: 34-4249625
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Greenville National Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Greenville National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dayton, Greenville, Richmond, Sidney, and Knoxville among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Greenville National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
243Origination Dollar Volume (All Markets)
$46,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 59 | $16,415,000 | $278,220 | $0 | 0.00% |
| Greenville, OH (FHA|USDA|VA) | 109 | $15,585,000 | $142,982 | $0 | 0.00% |
| Outside of Metro Areas | 30 | $6,730,000 | $224,333 | $0 | 0.00% |
| Richmond, IN (FHA|USDA|VA) | 18 | $3,110,000 | $172,778 | $0 | 0.00% |
| Sidney, OH (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 0.00% |
| New Castle, IN (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $0 | 0.00% |
| Urbana, OH (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
| Celina, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 0.00% |
| LIMA, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 0.00% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 0.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 243 | $46,905,000 | $193,025 | $0 | 0.00% |
For 2022, Greenville National Bank's most frequently originated type of loan was Conventional, with 243 originations.
Loan Reason
For 2022, Greenville National Bank's most frequently cited loan purpose was Home Purchase, with 130 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 243 | $46,905,000 | $193,025 | $0 | 0.00% |
For 2022, Greenville National Bank's most frequently cited loan duration was Other, with 243 originations.
Loan Sizing
2022 saw Greenville National Bank place emphasis on $100,000 or less loans with 83 originations, totaling $5,215,000 in origination value.
Applicant Income
Greenville National Bank lent most frequently to those with incomes in the $100k-150k range, with 59 originations. The second most popular income band? $50k-75k, with 56 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 243 | $46,905,000 | $193,025 | $0 | 0.00% |
Greenville National Bank lent most frequently to those with DTI ratios of Exempt%, with 243 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.82%
Greenville National Bank has an average approval rate.
Pick Rate
Approvals leading to origination75.72%
Greenville National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 243 | $46,905,000 | $193,025 |