Celina Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Celina averaged 6.86% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.74% and one month ago for the week of 2023-02-16, the average rate was 6.66%.

    Celina's average rate one year ago was 4.05%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.69%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Celina 30 Year Fixed Rate 2023-03-23 6.86%
    Celina 30 Year Fixed Rate Refi 2023-03-23 6.69%
    Celina 15 Year Fixed Rate 2023-03-23 5.96%
    Celina 15 Year Fixed Rate Refi 2023-03-23 6.23%
    Celina 30 Year FHA 2023-03-23 5.99%
    Celina 30 Year FHA Refi 2023-03-23 6.26%
    Celina 30 Year USDA 2023-03-23 6.5%
    Celina 30 Year USDA Refi 2023-03-23 5.74%
    Celina 30 Year VA 2023-03-23 6.21%
    Celina 30 Year VA Refi 2023-03-23 5.68%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Celina, OH.

    Celina Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Celina, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Superior Credit Union, Inc. 50 4.75% $3,130
    QUICKEN LOANS, LLC 15 5.15% $6,536
    The Park National Bank 14 4.96% $2,974
    First Financial Bank 12 5.17% $3,689
    The Citizens National Bank of Bluffton 10 5.29% $3,377
    Farm Credit Mid-America, ACA 7 5.87% $8,116
    U.S. Bank 6 4.40% $3,312
    The Farmers & Merchants State Bank 5 4.59% $4,863
    The Huntington National Bank 5 4.50% $2,377
    JPMorgan Chase Bank 5 4.83% $2,365
    First Bank of Berne 5 3.93% $924
    Carrington Mortgage Services, LLC 4 4.94% $5,742
    CROSSCOUNTRY MORTGAGE, LLC 3 5.44% $7,835
    Three Rivers Federal Credit Union 2 5.25% $2,920
    Union Savings Bank 2 3.25% $848
    The State Bank and Trust Company 2 5.69% $3,937
    HONDA Federal Credit Union 2 5.63% $3,002
    CALIBER HOME LOANS, INC. 2 4.25% $3,798
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.25% $4,268
    RUOFF MORTGAGE COMPANY, INC. 2 5.63% $1,936
    UBS Bank USA 1 4.25% $3,761
    UNIVERSAL 1 CREDIT UNION 1 3.88% $3,400
    Wells Fargo Bank 1 5.50% $3,247
    WRIGHT-PATT CREDIT UNION, INC. 1 4.50% $599
    Wyndham Capital Mortgage, Inc. 1 3.75% $1,746
    Seven Seventeen Credit Union 1 3.75% $3,536
    CHERRY CREEK MORTGAGE, LLC 1 4.75% $1,425
    Discover Bank 1 6.49% $0
    EVERETT FINANCIAL, INC. 1 4.50% $2,959
    Fifth Third Bank 1 2.88% $3,449
    First Merchants Bank 1 5.88% $3,694
    FREEDOM MORTGAGE CORPORATION 1 3.13% $1,433
    GENERAL ELECTRIC CREDIT UNION 1 2.63% $2,609
    Greenville Federal 1 4.13% $2,573
    Hometown Lenders, Inc. 1 6.00% $3,291
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $6,296
    Mr. Cooper ( Nationstar Mortgage ) 1 2.88% $7,318
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $5,676
    NORTHERN MORTGAGE SERVICES, LLC 1 3.50% $3,721
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.88% $3,743
    ROYAL UNITED MORTGAGE LLC 1 5.75% $7,400
    BETTER MORTGAGE CORPORATION 1 3.25% $5,976
    T2 FINANCIAL LLC 1 6.13% $4,480
    The Union Bank Company 1 4.38% $2,285
    Third Federal Savings and Loan Association of Cleveland 1 3.49% $3,826

    Celina Average Closing Costs & Other Stats

    Celina, OH's 45 lenders originated 515 loans during 2022. The total origination value was $82,425,000, with an average loan value of $160,049.

    Celina's average closing costs are $3,989.

    The top Celina lender as defined by loan originations is Superior Credit Union, Inc., with 50 loans originated. Their average total fees are $3,130, which is $3,405 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Celina lenders (with over 10 loans originated) are The Park National Bank ($2,974), Superior Credit Union, Inc. ($3,130), The Citizens National Bank of Bluffton ($3,377), First Financial Bank ($3,689) and QUICKEN LOANS, LLC ($6,536).

    The lowest rate Celina lenders (with over 10 loans originated) are Superior Credit Union, Inc. (4.75%), The Park National Bank (4.96%), QUICKEN LOANS, LLC (5.15%), First Financial Bank (5.17%) and The Citizens National Bank of Bluffton (5.29%).

    Celina, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Superior Credit Union, Inc. $15,455,000 $17,950,000 16.1% 21.8%
    First Financial Bank $6,400,000 $6,985,000 9.1% 8.5%
    The Citizens National Bank of Bluffton $12,505,000 $5,795,000 -53.7% 7.0%
    Farm Credit Mid-America, ACA $1,650,000 $5,150,000 212.1% 6.2%
    QUICKEN LOANS, LLC $11,005,000 $4,160,000 -62.2% 5.0%
    The Park National Bank $7,190,000 $3,965,000 -44.9% 4.8%
    CROSSCOUNTRY MORTGAGE, LLC $3,170,000 $2,720,000 -14.2% 3.3%
    Minster Bank $4,755,000 $2,440,000 -48.7% 3.0%
    CALIBER HOME LOANS, INC. $4,550,000 $2,035,000 -55.3% 2.5%
    Consumers National Bank $1,575,000 n/a 1.9%
    JPMorgan Chase Bank $3,445,000 $1,510,000 -56.2% 1.8%
    U.S. Bank $1,340,000 $1,425,000 6.3% 1.7%
    First Bank of Berne $2,930,000 $1,290,000 -56.0% 1.6%
    HONDA Federal Credit Union $975,000 $1,280,000 31.3% 1.6%
    The Farmers & Merchants State Bank $240,000 $1,215,000 406.3% 1.5%
    Mortgage Research Center, LLC $2,070,000 $1,185,000 -42.8% 1.4%
    Three Rivers Federal Credit Union $1,770,000 $1,040,000 -41.2% 1.3%
    Servion, Inc. $450,000 $1,000,000 122.2% 1.2%
    FREEDOM MORTGAGE CORPORATION $3,010,000 $835,000 -72.3% 1.0%
    The Huntington National Bank $1,370,000 $820,000 -40.1% 1.0%
    Fifth Third Bank $1,565,000 $780,000 -50.2% 0.9%
    Carrington Mortgage Services, LLC $1,070,000 $625,000 -41.6% 0.8%
    LOANDEPOT.COM, LLC $1,465,000 $625,000 -57.3% 0.8%
    The Union Bank Company $1,060,000 $600,000 -43.4% 0.7%
    Greenville Federal $2,590,000 $545,000 -79.0% 0.7%
    AG Credit, Agricultural Credit Association $380,000 $535,000 40.8% 0.6%
    GENERAL ELECTRIC CREDIT UNION $525,000 n/a 0.6%
    First Merchants Bank $200,000 $510,000 155.0% 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 $510,000 50.0% 0.6%
    Third Federal Savings and Loan Association of Cleveland $185,000 $465,000 151.4% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $140,000 $445,000 217.9% 0.5%
    Greenville National Bank $85,000 $445,000 423.5% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $830,000 $445,000 -46.4% 0.5%
    BETTER MORTGAGE CORPORATION $310,000 $420,000 35.5% 0.5%
    NEWREZ LLC $535,000 $415,000 -22.4% 0.5%
    Flagstar Bank, FSB $700,000 $405,000 -42.1% 0.5%
    CHERRY CREEK MORTGAGE, LLC $395,000 n/a 0.5%
    Union Savings Bank $895,000 $390,000 -56.4% 0.5%
    POLARIS HOME FUNDING CORP. $360,000 n/a 0.4%
    The State Bank and Trust Company $340,000 $360,000 5.9% 0.4%
    AMERISAVE MORTGAGE CORPORATION $880,000 $355,000 -59.7% 0.4%
    BROKER SOLUTIONS, INC. $210,000 $345,000 64.3% 0.4%
    MYCUMORTGAGE, LLC $1,265,000 $330,000 -73.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $970,000 $320,000 -67.0% 0.4%
    Colten Mortgage, LLC $305,000 n/a 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $305,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $250,000 $295,000 18.0% 0.4%
    Discover Bank $55,000 $290,000 427.3% 0.4%
    WRIGHT-PATT CREDIT UNION, INC. $265,000 $290,000 9.4% 0.4%
    NORTHERN MORTGAGE SERVICES, LLC $285,000 n/a 0.3%
    UBS Bank USA $285,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $275,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $310,000 $270,000 -12.9% 0.3%
    UNIVERSAL 1 CREDIT UNION $270,000 n/a 0.3%
    Wells Fargo Bank $1,430,000 $265,000 -81.5% 0.3%
    NAVY FEDERAL CREDIT UNION $240,000 $260,000 8.3% 0.3%
    Figure Lending LLC $125,000 $255,000 104.0% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $255,000 n/a 0.3%
    CenterBank $225,000 n/a 0.3%
    First Federal Bank of the Midwest $1,350,000 $205,000 -84.8% 0.2%
    The Farmers State Bank $415,000 $205,000 -50.6% 0.2%
    Monroe Federal Savings and Loan Association $195,000 n/a 0.2%
    USAA Federal Savings Bank $185,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $185,000 n/a 0.2%
    UNITED WHOLESALE MORTGAGE, LLC $105,000 $175,000 66.7% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 $155,000 14.8% 0.2%
    WesBanco Bank, Inc. $135,000 n/a 0.2%
    Seven Seventeen Credit Union $105,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $580,000 $95,000 -83.6% 0.1%
    ROYAL UNITED MORTGAGE LLC $335,000 $95,000 -71.6% 0.1%
    T2 FINANCIAL LLC $85,000 n/a 0.1%
    Hometown Lenders, Inc. $75,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $65,000 n/a 0.1%
    KH NETWORK CREDIT UNION $55,000 n/a 0.1%
    PNC Bank $785,000 $55,000 -93.0% 0.1%
    21ST MORTGAGE CORPORATION $35,000 $35,000 0.0% 0.0%
    EVANSVILLE TEACHERS $155,000 $35,000 -77.4% 0.0%
    KEMBA FINANCIAL $35,000 n/a 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%

    Celina's top lender by overall market share is Superior Credit Union, Inc., with 21.8% market share. In second place, with 8.5%, is First Financial Bank, having originated $6,985,000 in loans. In third place, with 7.0%, is The Citizens National Bank of Bluffton, having originated $5,795,000 in loans. In fourth place, with 6.2%, is Farm Credit Mid-America, ACA, having originated $5,150,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $4,160,000 in loans.

    Celina Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,725 (2.3%) $231,757 (17.0%) 0.00 120
    2018-02-01 $158,000 (5.4%) $234,889 (17.5%) 0.00 136
    2018-03-01 $157,000 (9.7%) $212,584 (2.8%) 0.00 147
    2018-04-01 $160,425 (8.0%) $212,627 (4.8%) 0.00 134
    2018-05-01 $159,900 (7.2%) $210,184 (2.7%) 0.00 132
    2018-06-01 $168,900 (6.3%) $212,897 (3.9%) 0.00 139
    2018-07-01 $171,950 (12.8%) $211,712 (4.1%) 0.00 126
    2018-08-01 $161,200 (4.9%) $207,726 (1.8%) 0.00 132
    2018-09-01 $158,000 (1.9%) $191,757 (-12.9%) 0.00 114
    2018-10-01 $154,000 (-0.6%) $192,059 (-15.0%) 0.00 118
    2018-11-01 $166,950 (11.3%) $193,595 (-13.5%) 0.00 121
    2018-12-01 $160,900 (1.2%) $186,980 (-19.4%) 0.00 121
    2019-01-01 $142,875 (-7.7%) $149,555 (-35.5%) 0.00 103
    2019-02-01 $146,050 (-7.6%) $156,519 (-33.4%) 0.00 96
    2019-03-01 $144,571 (-7.9%) $160,262 (-24.6%) 0.00 93
    2019-04-01 $146,446 (-8.7%) $162,393 (-23.6%) 0.00 94
    2019-05-01 $136,150 (-14.9%) $166,765 (-20.7%) 0.00 89
    2019-06-01 $142,200 (-15.8%) $171,311 (-19.5%) 0.00 90
    2019-07-01 $151,425 (-11.9%) $186,088 (-12.1%) 0.00 91
    2019-08-01 $148,591 (-7.8%) $191,096 (-8.0%) 0.00 106
    2019-09-01 $144,377 (-8.6%) $180,351 (-6.0%) 0.00 110
    2019-10-01 $145,518 (-5.5%) $178,774 (-6.9%) 0.00 111
    2019-11-01 $146,950 (-12.0%) $183,270 (-5.3%) 0.00 96
    2019-12-01 $141,400 (-12.1%) $184,628 (-1.3%) 0.00 90
    2020-01-01 $149,650 (4.7%) $187,827 (25.6%) 0.00 73
    2020-02-01 $170,000 (16.4%) $213,517 (36.4%) 0.00 64
    2020-03-01 $176,000 (21.7%) $230,986 (44.1%) 0.00 69
    2020-04-01 $170,700 (16.6%) $227,109 (39.9%) 0.00 66
    2020-05-01 $170,000 (24.9%) $231,470 (38.8%) 0.00 59
    2020-06-01 $176,950 (24.4%) $231,618 (35.2%) 0.00 56
    2020-07-01 $159,900 (5.6%) $215,798 (16.0%) 0.00 60
    2020-08-01 $171,500 (15.4%) $231,225 (21.0%) 0.00 49
    2020-09-01 $167,200 (15.8%) $228,025 (26.4%) 0.00 47
    2020-10-01 $169,900 (16.8%) $220,412 (23.3%) 0.00 45
    2020-11-01 $147,225 (0.2%) $212,728 (16.1%) 0.00 46
    2020-12-01 $154,700 (9.4%) $221,621 (20.0%) 0.00 46
    2021-01-01 $166,450 (11.2%) $223,362 (18.9%) 0.00 43
    2021-02-01 $158,700 (-6.7%) $233,449 (9.3%) 0.00 28
    2021-03-01 $172,400 (-2.1%) $252,131 (9.2%) 0.00 28
    2021-04-01 $168,175 (-1.5%) $267,436 (17.8%) 0.00 30
    2021-05-01 $202,450 (19.1%) $291,697 (26.0%) 0.00 24
    2021-06-01 $204,950 (15.8%) $285,414 (23.2%) 0.00 24
    2021-07-01 $182,500 (14.1%) $262,719 (21.7%) 0.00 29
    2021-08-01 $198,500 (15.7%) $256,876 (11.1%) 0.00 35
    2021-09-01 $192,450 (15.1%) $257,159 (12.8%) 0.00 32
    2021-10-01 $177,400 (4.4%) $232,189 (5.3%) 0.00 35
    2021-11-01 $176,225 (19.7%) $211,287 (-0.7%) 0.00 31
    2021-12-01 $203,675 (31.7%) $221,820 (0.1%) 0.00 31
    2022-01-01 $195,000 (17.2%) $249,506 (11.7%) 0.00 32
    2022-02-01 $196,225 (23.7%) $349,227 (49.6%) 0.00 24
    2022-03-01 $189,375 (9.9%) $341,069 (35.3%) 0.00 19
    2022-04-01 $185,400 (10.2%) $367,414 (37.4%) 0.00 20
    2022-05-01 $216,200 (6.8%) $305,561 (4.8%) 0.00 28
    2022-06-01 $204,250 (-0.3%) $296,882 (4.0%) 0.00 29
    2022-07-01 $189,900 (4.1%) $286,208 (8.9%) 0.00 30
    2022-08-01 $187,500 (-5.5%) $269,085 (4.8%) 0.00 32
    2022-09-01 $186,150 (-3.3%) $275,524 (7.1%) 0.00 34
    2022-10-01 $216,900 (22.3%) $305,921 (31.8%) 0.00 27
    2022-11-01 $223,425 (26.8%) $265,183 (25.5%) 0.00 28
    2022-12-01 $249,900 (22.7%) $254,508 (14.7%) 0.00 22
    2023-01-01 $210,750 (8.1%) $245,965 (-1.4%) 0.00 21
    2023-02-01 $206,150 (5.1%) $245,554 (-29.7%) 0.00 19
    Celina's median listing price for 2023-02-01 was $206,150, a difference of $9,925 (5.1%) versus the prior year and $-4,600 versus the prior month.

    Celina's median listing price comes in at 0% of the national average.

    Celina's average listing price for 2023-02-01 was $245,554, a difference of $-103,673 (-29.7%) versus the prior year and $-411 versus the prior month.

    For the 2023-02-01 period, Celina had 19 MLS listings, a difference of -2 listings (-10%) versus the prior month and -5 listings (-21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,550 sqft
    2018-02-01 0 days 1,582 sqft
    2018-03-01 0 days 1,571 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,588 sqft
    2018-06-01 0 days 1,670 sqft
    2018-07-01 0 days 1,651 sqft
    2018-08-01 0 days 1,685 sqft
    2018-09-01 0 days 1,631 sqft
    2018-10-01 0 days 1,654 sqft
    2018-11-01 0 days 1,756 sqft
    2018-12-01 0 days 1,745 sqft
    2019-01-01 0 days 1,537 sqft
    2019-02-01 0 days 1,628 sqft
    2019-03-01 0 days 1,587 sqft
    2019-04-01 0 days 1,513 sqft
    2019-05-01 0 days 1,503 sqft
    2019-06-01 0 days 1,385 sqft
    2019-07-01 0 days 1,517 sqft
    2019-08-01 0 days 1,505 sqft
    2019-09-01 0 days 1,448 sqft
    2019-10-01 0 days 1,410 sqft
    2019-11-01 0 days 1,416 sqft
    2019-12-01 0 days 1,533 sqft
    2020-01-01 0 days 1,554 sqft
    2020-02-01 0 days 1,626 sqft
    2020-03-01 0 days 1,632 sqft
    2020-04-01 0 days 1,626 sqft
    2020-05-01 0 days 1,632 sqft
    2020-06-01 0 days 1,635 sqft
    2020-07-01 0 days 1,611 sqft
    2020-08-01 0 days 1,667 sqft
    2020-09-01 0 days 1,675 sqft
    2020-10-01 0 days 1,604 sqft
    2020-11-01 0 days 1,412 sqft
    2020-12-01 0 days 1,399 sqft
    2021-01-01 0 days 1,469 sqft
    2021-02-01 0 days 1,360 sqft
    2021-03-01 0 days 1,521 sqft
    2021-04-01 0 days 1,565 sqft
    2021-05-01 0 days 1,640 sqft
    2021-06-01 0 days 1,741 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,775 sqft
    2021-09-01 0 days 1,743 sqft
    2021-10-01 0 days 1,536 sqft
    2021-11-01 0 days 1,477 sqft
    2021-12-01 0 days 1,530 sqft
    2022-01-01 0 days 1,524 sqft
    2022-02-01 0 days 1,638 sqft
    2022-03-01 0 days 1,427 sqft
    2022-04-01 0 days 1,392 sqft
    2022-05-01 0 days 1,541 sqft
    2022-06-01 0 days 1,605 sqft
    2022-07-01 0 days 1,531 sqft
    2022-08-01 0 days 1,500 sqft
    2022-09-01 0 days 1,544 sqft
    2022-10-01 0 days 1,618 sqft
    2022-11-01 0 days 1,637 sqft
    2022-12-01 0 days 1,717 sqft
    2023-01-01 0 days 1,683 sqft
    2023-02-01 0 days 1,596 sqft
    Celina's median listing age (time on market) for 2023-02-01 was 0 days.

    Celina's median square footage for active listings during the 2023-02-01 period was 1,596 sqft. One year prior, the average listing was 1,638 sqft.

    Celina, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 239 $46,785,000 $195,753
    Cash Out Refi 101 $15,695,000 $155,396
    Refi 71 $10,825,000 $152,465
    Other 62 $5,290,000 $85,323
    Home Improvement 42 $3,830,000 $91,190

    Celina's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Cash Out Refi, with 101 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 120 $19,750,000 $164,583
    4-5% 117 $20,025,000 $171,154
    5-6% 98 $14,340,000 $146,327
    6-7% 63 $9,575,000 $151,984
    2.5-3% 37 $5,845,000 $157,973
    7-8% 24 $3,250,000 $135,417
    <2.5% 20 $3,450,000 $172,500
    Over 8% 17 $925,000 $54,412

    During 2022, Celina's most frequently originated rate bucket was 3-4%, with 120 originations.

    Loan Sizing (Celina, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 213 $31,165,000 $146,315
    $100,000 or less 172 $10,180,000 $59,186
    $200k-400k 113 $29,925,000 $264,823
    $400k-600k 10 $4,820,000 $482,000
    $600k-1000k 5 $3,745,000 $749,000
    $Over $1MM 2 $2,590,000 $1,295,000

    Celina's loan sizing saw the bucket of loans from $100k-200k with 213 originations, totaling $31,165,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 174 $34,280,000 $197,011
    60-80% 145 $26,605,000 $183,483
    Under 20% 62 $2,630,000 $42,419
    40-60% 58 $7,600,000 $131,034
    20-40% 54 $5,170,000 $95,741
    Over 100% 4 $900,000 $225,000

    Celina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 174 originations, totaling $34,280,000 in origination value.