Celina Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Celina averaged 7.18% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.23% and one month ago for the week of 2023-10-19, the average rate was 7.42%.

Celina's average rate one year ago was 6.5%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Celina 30 Year Fixed Rate 2023-11-22 7.18%
Celina 30 Year Fixed Rate Refi 2023-11-22 7.59%
Celina 15 Year Fixed Rate 2023-11-22 6.77%
Celina 15 Year Fixed Rate Refi 2023-11-22 6.67%
Celina 30 Year FHA 2023-11-22 -0.1%
Celina 30 Year FHA Refi 2023-11-22 0.2%
Celina 30 Year USDA 2023-11-22 0.1%
Celina 30 Year USDA Refi 2023-11-22 -0.2%
Celina 30 Year VA 2023-11-22 -0.2%
Celina 30 Year VA Refi 2023-11-22 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Celina, OH.

Celina Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Celina, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Superior Credit Union, Inc. 50 4.75% $3,130
QUICKEN LOANS, LLC 15 5.15% $6,536
The Park National Bank 14 4.96% $2,974
First Financial Bank 12 5.17% $3,689
The Citizens National Bank of Bluffton 10 5.29% $3,377
Farm Credit Mid-America, ACA 7 5.87% $8,116
U.S. Bank 6 4.40% $3,312
The Farmers & Merchants State Bank 5 4.59% $4,863
The Huntington National Bank 5 4.50% $2,377
JPMorgan Chase Bank 5 4.83% $2,365
First Bank of Berne 5 3.93% $924
Carrington Mortgage Services, LLC 4 4.94% $5,742
CROSSCOUNTRY MORTGAGE, LLC 3 5.44% $7,835
Three Rivers Federal Credit Union 2 5.25% $2,920
Union Savings Bank 2 3.25% $848
The State Bank and Trust Company 2 5.69% $3,937
HONDA Federal Credit Union 2 5.63% $3,002
CALIBER HOME LOANS, INC. 2 4.25% $3,798
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.25% $4,268
RUOFF MORTGAGE COMPANY, INC. 2 5.63% $1,936
UBS Bank USA 1 4.25% $3,761
UNIVERSAL 1 CREDIT UNION 1 3.88% $3,400
Wells Fargo Bank 1 5.50% $3,247
WRIGHT-PATT CREDIT UNION, INC. 1 4.50% $599
Wyndham Capital Mortgage, Inc. 1 3.75% $1,746
Seven Seventeen Credit Union 1 3.75% $3,536
CHERRY CREEK MORTGAGE, LLC 1 4.75% $1,425
Discover Bank 1 6.49% $0
EVERETT FINANCIAL, INC. 1 4.50% $2,959
Fifth Third Bank 1 2.88% $3,449
First Merchants Bank 1 5.88% $3,694
FREEDOM MORTGAGE CORPORATION 1 3.13% $1,433
GENERAL ELECTRIC CREDIT UNION 1 2.63% $2,609
Greenville Federal 1 4.13% $2,573
Hometown Lenders, Inc. 1 6.00% $3,291
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $6,296
Mr. Cooper ( Nationstar Mortgage ) 1 2.88% $7,318
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $5,676
NORTHERN MORTGAGE SERVICES, LLC 1 3.50% $3,721
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.88% $3,743
ROYAL UNITED MORTGAGE LLC 1 5.75% $7,400
BETTER MORTGAGE CORPORATION 1 3.25% $5,976
T2 FINANCIAL LLC 1 6.13% $4,480
The Union Bank Company 1 4.38% $2,285
Third Federal Savings and Loan Association of Cleveland 1 3.49% $3,826

Celina Average Closing Costs & Other Stats

Celina, OH's 45 lenders originated 515 loans during 2022. The total origination value was $82,425,000, with an average loan value of $160,049.

Celina's average closing costs are $3,989.

The top Celina lender as defined by loan originations is Superior Credit Union, Inc., with 50 loans originated. Their average total fees are $3,130, which is $3,405 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Celina lenders (with over 10 loans originated) are The Park National Bank ($2,974), Superior Credit Union, Inc. ($3,130), The Citizens National Bank of Bluffton ($3,377), First Financial Bank ($3,689) and QUICKEN LOANS, LLC ($6,536).

The lowest rate Celina lenders (with over 10 loans originated) are Superior Credit Union, Inc. (4.75%), The Park National Bank (4.96%), QUICKEN LOANS, LLC (5.15%), First Financial Bank (5.17%) and The Citizens National Bank of Bluffton (5.29%).

Celina, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Superior Credit Union, Inc. $15,455,000 $17,950,000 16.1% 21.8%
First Financial Bank $6,400,000 $6,985,000 9.1% 8.5%
The Citizens National Bank of Bluffton $12,505,000 $5,795,000 -53.7% 7.0%
Farm Credit Mid-America, ACA $1,650,000 $5,150,000 212.1% 6.2%
QUICKEN LOANS, LLC $11,005,000 $4,160,000 -62.2% 5.0%
The Park National Bank $7,190,000 $3,965,000 -44.9% 4.8%
CROSSCOUNTRY MORTGAGE, LLC $3,170,000 $2,720,000 -14.2% 3.3%
Minster Bank $4,755,000 $2,440,000 -48.7% 3.0%
CALIBER HOME LOANS, INC. $4,550,000 $2,035,000 -55.3% 2.5%
Consumers National Bank $1,575,000 n/a 1.9%
JPMorgan Chase Bank $3,445,000 $1,510,000 -56.2% 1.8%
U.S. Bank $1,340,000 $1,425,000 6.3% 1.7%
First Bank of Berne $2,930,000 $1,290,000 -56.0% 1.6%
HONDA Federal Credit Union $975,000 $1,280,000 31.3% 1.6%
The Farmers & Merchants State Bank $240,000 $1,215,000 406.3% 1.5%
Mortgage Research Center, LLC $2,070,000 $1,185,000 -42.8% 1.4%
Three Rivers Federal Credit Union $1,770,000 $1,040,000 -41.2% 1.3%
Servion, Inc. $450,000 $1,000,000 122.2% 1.2%
FREEDOM MORTGAGE CORPORATION $3,010,000 $835,000 -72.3% 1.0%
The Huntington National Bank $1,370,000 $820,000 -40.1% 1.0%
Fifth Third Bank $1,565,000 $780,000 -50.2% 0.9%
Carrington Mortgage Services, LLC $1,070,000 $625,000 -41.6% 0.8%
LOANDEPOT.COM, LLC $1,465,000 $625,000 -57.3% 0.8%
The Union Bank Company $1,060,000 $600,000 -43.4% 0.7%
Greenville Federal $2,590,000 $545,000 -79.0% 0.7%
AG Credit, Agricultural Credit Association $380,000 $535,000 40.8% 0.6%
GENERAL ELECTRIC CREDIT UNION $525,000 n/a 0.6%
First Merchants Bank $200,000 $510,000 155.0% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 $510,000 50.0% 0.6%
Third Federal Savings and Loan Association of Cleveland $185,000 $465,000 151.4% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $140,000 $445,000 217.9% 0.5%
Greenville National Bank $85,000 $445,000 423.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $830,000 $445,000 -46.4% 0.5%
BETTER MORTGAGE CORPORATION $310,000 $420,000 35.5% 0.5%
NEWREZ LLC $535,000 $415,000 -22.4% 0.5%
Flagstar Bank, FSB $700,000 $405,000 -42.1% 0.5%
CHERRY CREEK MORTGAGE, LLC $395,000 n/a 0.5%
Union Savings Bank $895,000 $390,000 -56.4% 0.5%
POLARIS HOME FUNDING CORP. $360,000 n/a 0.4%
The State Bank and Trust Company $340,000 $360,000 5.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $880,000 $355,000 -59.7% 0.4%
BROKER SOLUTIONS, INC. $210,000 $345,000 64.3% 0.4%
MYCUMORTGAGE, LLC $1,265,000 $330,000 -73.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $970,000 $320,000 -67.0% 0.4%
Colten Mortgage, LLC $305,000 n/a 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $305,000 n/a 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $250,000 $295,000 18.0% 0.4%
Discover Bank $55,000 $290,000 427.3% 0.4%
WRIGHT-PATT CREDIT UNION, INC. $265,000 $290,000 9.4% 0.4%
NORTHERN MORTGAGE SERVICES, LLC $285,000 n/a 0.3%
UBS Bank USA $285,000 n/a 0.3%
EVERETT FINANCIAL, INC. $275,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $310,000 $270,000 -12.9% 0.3%
UNIVERSAL 1 CREDIT UNION $270,000 n/a 0.3%
Wells Fargo Bank $1,430,000 $265,000 -81.5% 0.3%
NAVY FEDERAL CREDIT UNION $240,000 $260,000 8.3% 0.3%
Figure Lending LLC $125,000 $255,000 104.0% 0.3%
RUOFF MORTGAGE COMPANY, INC. $255,000 n/a 0.3%
CenterBank $225,000 n/a 0.3%
First Federal Bank of the Midwest $1,350,000 $205,000 -84.8% 0.2%
The Farmers State Bank $415,000 $205,000 -50.6% 0.2%
Monroe Federal Savings and Loan Association $195,000 n/a 0.2%
USAA Federal Savings Bank $185,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $185,000 n/a 0.2%
UNITED WHOLESALE MORTGAGE, LLC $105,000 $175,000 66.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 $155,000 14.8% 0.2%
WesBanco Bank, Inc. $135,000 n/a 0.2%
Seven Seventeen Credit Union $105,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $580,000 $95,000 -83.6% 0.1%
ROYAL UNITED MORTGAGE LLC $335,000 $95,000 -71.6% 0.1%
T2 FINANCIAL LLC $85,000 n/a 0.1%
Hometown Lenders, Inc. $75,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $65,000 n/a 0.1%
KH NETWORK CREDIT UNION $55,000 n/a 0.1%
PNC Bank $785,000 $55,000 -93.0% 0.1%
21ST MORTGAGE CORPORATION $35,000 $35,000 0.0% 0.0%
EVANSVILLE TEACHERS $155,000 $35,000 -77.4% 0.0%
KEMBA FINANCIAL $35,000 n/a 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%

Celina's top lender by overall market share is Superior Credit Union, Inc., with 21.8% market share. In second place, with 8.5%, is First Financial Bank, having originated $6,985,000 in loans. In third place, with 7.0%, is The Citizens National Bank of Bluffton, having originated $5,795,000 in loans. In fourth place, with 6.2%, is Farm Credit Mid-America, ACA, having originated $5,150,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $4,160,000 in loans.


Celina Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,725 (2.3%) $231,757 (17.0%) 0.00 120
2018-02-01 $158,000 (5.4%) $234,889 (17.5%) 0.00 136
2018-03-01 $157,000 (9.7%) $212,584 (2.8%) 0.00 147
2018-04-01 $160,425 (8.0%) $212,627 (4.8%) 0.00 134
2018-05-01 $159,900 (7.2%) $210,184 (2.7%) 0.00 132
2018-06-01 $168,900 (6.3%) $212,897 (3.9%) 0.00 139
2018-07-01 $171,950 (12.8%) $211,712 (4.1%) 0.00 126
2018-08-01 $161,200 (4.9%) $207,726 (1.8%) 0.00 132
2018-09-01 $158,000 (1.9%) $191,757 (-12.9%) 0.00 114
2018-10-01 $154,000 (-0.6%) $192,059 (-15.0%) 0.00 118
2018-11-01 $166,950 (11.3%) $193,595 (-13.5%) 0.00 121
2018-12-01 $160,900 (1.2%) $186,980 (-19.4%) 0.00 121
2019-01-01 $143,125 (-7.5%) $162,746 (-29.8%) 0.00 103
2019-02-01 $146,050 (-7.6%) $156,519 (-33.4%) 0.00 96
2019-03-01 $144,679 (-7.9%) $160,381 (-24.6%) 0.00 93
2019-04-01 $146,554 (-8.7%) $162,651 (-23.5%) 0.00 94
2019-05-01 $136,150 (-14.9%) $166,765 (-20.7%) 0.00 89
2019-06-01 $142,200 (-15.8%) $171,311 (-19.5%) 0.00 90
2019-07-01 $151,425 (-11.9%) $186,088 (-12.1%) 0.00 91
2019-08-01 $148,591 (-7.8%) $191,096 (-8.0%) 0.00 106
2019-09-01 $144,377 (-8.6%) $180,351 (-6.0%) 0.00 110
2019-10-01 $145,518 (-5.5%) $178,774 (-6.9%) 0.00 111
2019-11-01 $146,950 (-12.0%) $183,270 (-5.3%) 0.00 96
2019-12-01 $141,400 (-12.1%) $184,628 (-1.3%) 0.00 90
2020-01-01 $149,650 (4.6%) $187,827 (15.4%) 0.00 73
2020-02-01 $170,000 (16.4%) $213,517 (36.4%) 0.00 64
2020-03-01 $176,000 (21.7%) $230,986 (44.0%) 0.00 69
2020-04-01 $170,700 (16.5%) $227,109 (39.6%) 0.00 66
2020-05-01 $170,000 (24.9%) $231,470 (38.8%) 0.00 59
2020-06-01 $176,950 (24.4%) $231,618 (35.2%) 0.00 56
2020-07-01 $159,900 (5.6%) $215,798 (16.0%) 0.00 60
2020-08-01 $171,500 (15.4%) $231,225 (21.0%) 0.00 49
2020-09-01 $167,200 (15.8%) $228,025 (26.4%) 0.00 47
2020-10-01 $169,900 (16.8%) $220,412 (23.3%) 0.00 45
2020-11-01 $147,225 (0.2%) $212,728 (16.1%) 0.00 46
2020-12-01 $154,700 (9.4%) $221,621 (20.0%) 0.00 46
2021-01-01 $166,450 (11.2%) $223,362 (18.9%) 0.00 43
2021-02-01 $158,700 (-6.7%) $233,449 (9.3%) 0.00 28
2021-03-01 $172,400 (-2.1%) $252,131 (9.2%) 0.00 28
2021-04-01 $168,175 (-1.5%) $267,436 (17.8%) 0.00 30
2021-05-01 $202,450 (19.1%) $291,697 (26.0%) 0.00 24
2021-06-01 $204,950 (15.8%) $285,414 (23.2%) 0.00 24
2021-07-01 $182,500 (14.1%) $262,719 (21.7%) 0.00 29
2021-08-01 $198,500 (15.7%) $256,876 (11.1%) 0.00 35
2021-09-01 $192,450 (15.1%) $257,159 (12.8%) 0.00 32
2021-10-01 $177,400 (4.4%) $232,189 (5.3%) 0.00 35
2021-11-01 $176,225 (19.7%) $211,287 (-0.7%) 0.00 31
2021-12-01 $203,675 (31.7%) $221,820 (0.1%) 0.00 31
2022-01-01 $195,000 (17.2%) $249,506 (11.7%) 0.00 32
2022-02-01 $196,225 (23.7%) $349,227 (49.6%) 0.00 24
2022-03-01 $189,375 (9.9%) $341,069 (35.3%) 0.00 19
2022-04-01 $185,400 (10.2%) $367,414 (37.4%) 0.00 20
2022-05-01 $216,200 (6.8%) $305,561 (4.8%) 0.00 28
2022-06-01 $204,250 (-0.3%) $296,882 (4.0%) 0.00 29
2022-07-01 $189,900 (4.1%) $286,208 (8.9%) 0.00 30
2022-08-01 $187,500 (-5.5%) $269,085 (4.8%) 0.00 32
2022-09-01 $186,150 (-3.3%) $275,524 (7.1%) 0.00 34
2022-10-01 $216,900 (22.3%) $305,921 (31.8%) 0.00 27
2022-11-01 $223,425 (26.8%) $265,183 (25.5%) 0.00 28
2022-12-01 $249,900 (22.7%) $254,508 (14.7%) 0.00 22
2023-01-01 $210,750 (8.1%) $245,965 (-1.4%) 0.00 21
2023-02-01 $206,150 (5.1%) $245,554 (-29.7%) 0.00 19
2023-03-01 $204,900 (8.2%) $239,861 (-29.7%) 0.00 20
2023-04-01 $188,900 (1.9%) $239,867 (-34.7%) 0.00 20
2023-05-01 $192,850 (-10.8%) $235,229 (-23.0%) 0.00 17
2023-06-01 $234,900 (15.0%) $282,280 (-4.9%) 0.00 27
2023-07-01 $209,900 (10.5%) $253,746 (-11.3%) 0.00 22
2023-08-01 $184,000 (-1.9%) $245,076 (-8.9%) 0.00 27
2023-09-01 $217,450 (16.8%) $290,616 (5.5%) 0.00 35
2023-10-01 $184,925 (-14.7%) $281,560 (-8.0%) 0.00 34
Celina's median listing price for 2023-10-01 was $184,925, a difference of $-31,975 (-14.7%) versus the prior year and $-32,525 versus the prior month.

Celina's median listing price comes in at 0% of the national average.

Celina's average listing price for 2023-10-01 was $281,560, a difference of $-24,361 (-8.0%) versus the prior year and $-9,056 versus the prior month.

For the 2023-10-01 period, Celina had 34 MLS listings, a difference of -1 listings (-3%) versus the prior month and 7 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,550 sqft
2018-02-01 0 days 1,582 sqft
2018-03-01 0 days 1,571 sqft
2018-04-01 0 days 1,590 sqft
2018-05-01 0 days 1,588 sqft
2018-06-01 0 days 1,670 sqft
2018-07-01 0 days 1,651 sqft
2018-08-01 0 days 1,685 sqft
2018-09-01 0 days 1,631 sqft
2018-10-01 0 days 1,654 sqft
2018-11-01 0 days 1,756 sqft
2018-12-01 0 days 1,745 sqft
2019-01-01 0 days 1,614 sqft
2019-02-01 0 days 1,621 sqft
2019-03-01 0 days 1,577 sqft
2019-04-01 0 days 1,502 sqft
2019-05-01 0 days 1,496 sqft
2019-06-01 0 days 1,370 sqft
2019-07-01 0 days 1,515 sqft
2019-08-01 0 days 1,505 sqft
2019-09-01 0 days 1,448 sqft
2019-10-01 0 days 1,410 sqft
2019-11-01 0 days 1,416 sqft
2019-12-01 0 days 1,533 sqft
2020-01-01 0 days 1,554 sqft
2020-02-01 0 days 1,626 sqft
2020-03-01 0 days 1,632 sqft
2020-04-01 0 days 1,626 sqft
2020-05-01 0 days 1,632 sqft
2020-06-01 0 days 1,635 sqft
2020-07-01 0 days 1,611 sqft
2020-08-01 0 days 1,667 sqft
2020-09-01 0 days 1,675 sqft
2020-10-01 0 days 1,604 sqft
2020-11-01 0 days 1,412 sqft
2020-12-01 0 days 1,399 sqft
2021-01-01 0 days 1,469 sqft
2021-02-01 0 days 1,360 sqft
2021-03-01 0 days 1,521 sqft
2021-04-01 0 days 1,565 sqft
2021-05-01 0 days 1,640 sqft
2021-06-01 0 days 1,741 sqft
2021-07-01 0 days 1,735 sqft
2021-08-01 0 days 1,775 sqft
2021-09-01 0 days 1,743 sqft
2021-10-01 0 days 1,536 sqft
2021-11-01 0 days 1,477 sqft
2021-12-01 0 days 1,530 sqft
2022-01-01 0 days 1,524 sqft
2022-02-01 0 days 1,638 sqft
2022-03-01 0 days 1,427 sqft
2022-04-01 0 days 1,392 sqft
2022-05-01 0 days 1,541 sqft
2022-06-01 0 days 1,605 sqft
2022-07-01 0 days 1,531 sqft
2022-08-01 0 days 1,500 sqft
2022-09-01 0 days 1,544 sqft
2022-10-01 0 days 1,618 sqft
2022-11-01 0 days 1,637 sqft
2022-12-01 0 days 1,717 sqft
2023-01-01 0 days 1,683 sqft
2023-02-01 0 days 1,596 sqft
2023-03-01 0 days 1,580 sqft
2023-04-01 0 days 1,530 sqft
2023-05-01 0 days 1,551 sqft
2023-06-01 0 days 1,594 sqft
2023-07-01 0 days 1,460 sqft
2023-08-01 0 days 1,569 sqft
2023-09-01 0 days 1,470 sqft
2023-10-01 0 days 1,506 sqft
Celina's median listing age (time on market) for 2023-10-01 was 0 days.

Celina's median square footage for active listings during the 2023-10-01 period was 1,506 sqft. One year prior, the average listing was 1,618 sqft.

Celina, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 239 $46,785,000 $195,753
Cash Out Refi 101 $15,695,000 $155,396
Refi 71 $10,825,000 $152,465
Other 62 $5,290,000 $85,323
Home Improvement 42 $3,830,000 $91,190

Celina's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Cash Out Refi, with 101 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 120 $19,750,000 $164,583
4-5% 117 $20,025,000 $171,154
5-6% 98 $14,340,000 $146,327
6-7% 63 $9,575,000 $151,984
2.5-3% 37 $5,845,000 $157,973
7-8% 24 $3,250,000 $135,417
<2.5% 20 $3,450,000 $172,500
Over 8% 17 $925,000 $54,412

During 2022, Celina's most frequently originated rate bucket was 3-4%, with 120 originations.

Loan Sizing (Celina, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 213 $31,165,000 $146,315
$100,000 or less 172 $10,180,000 $59,186
$200k-400k 113 $29,925,000 $264,823
$400k-600k 10 $4,820,000 $482,000
$600k-1000k 5 $3,745,000 $749,000
$Over $1MM 2 $2,590,000 $1,295,000

Celina's loan sizing saw the bucket of loans from $100k-200k with 213 originations, totaling $31,165,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 174 $34,280,000 $197,011
60-80% 145 $26,605,000 $183,483
Under 20% 62 $2,630,000 $42,419
40-60% 58 $7,600,000 $131,034
20-40% 54 $5,170,000 $95,741
Over 100% 4 $900,000 $225,000

Celina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 174 originations, totaling $34,280,000 in origination value.