Celina Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Celina averaged 6.51% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.53% and one month ago for the week of 2025-03-06, the average rate was 6.72%.

    Celina's average rate one year ago was 6.91%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Celina 30 Year Fixed Rate 2025-04-10 6.51%
    Celina 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Celina 15 Year Fixed Rate 2025-04-10 5.82%
    Celina 15 Year Fixed Rate Refi 2025-04-10 6.42%
    Celina 30 Year FHA 2025-04-10 6.53%
    Celina 30 Year FHA Refi 2025-04-10 6.43%
    Celina 30 Year USDA 2025-04-10 6.45%
    Celina 30 Year USDA Refi 2025-04-10 6.25%
    Celina 30 Year VA 2025-04-10 6.49%
    Celina 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Celina, OH.

    Celina Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Celina, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Superior Credit Union, Inc. 33 6.67% $3,121
    QUICKEN LOANS, LLC 13 6.79% $6,609
    First Financial Bank 13 6.99% $3,955
    Minster Bank 11 6.88% $2,191
    U.S. Bank 8 6.66% $3,854
    Farm Credit Mid-America, ACA 6 7.21% $7,126
    JPMorgan Chase Bank 5 7.20% $3,940
    The Citizens National Bank of Bluffton 5 7.08% $3,147
    Three Rivers Federal Credit Union 4 6.75% $3,674
    The Park National Bank 4 6.78% $3,625
    WRIGHT-PATT CREDIT UNION, INC. 4 6.09% $6,186
    CROSSCOUNTRY MORTGAGE, LLC 3 7.05% $5,914
    The Federal Savings Bank 3 7.04% $4,437
    HOMESIDE FINANCIAL, LLC 2 7.12% $3,819
    Fifth Third Bank 2 7.00% $2,609
    The Farmers & Merchants State Bank 2 7.00% $3,048
    ROYAL UNITED MORTGAGE LLC 2 6.88% $8,274
    The Union Bank Company 1 6.75% $3,502
    NEWREZ LLC 1 6.99% $2,551
    Carrington Mortgage Services, LLC 1 6.75% $4,014
    DAS Acquisition Company, LLC 1 7.50% $4,463
    First Federal Bank of the Midwest 1 6.88% $3,591
    GENEVA FINANCIAL, LLC 1 6.63% $6,951
    GUARANTEED RATE, INC. 1 5.99% $4,113
    HONDA Federal Credit Union 1 6.38% $6,240
    LAKE MICHIGAN CREDIT UNION 1 6.00% $2,593
    LOANPAL, LLC 1 7.50% $6,310
    MORTGAGE ACCESS CORP. 1 7.38% $5,758
    BROKER SOLUTIONS, INC. 1 7.88% $8,996
    PENNYMAC LOAN SERVICES, LLC 1 7.25% $4,804
    RUOFF MORTGAGE COMPANY, INC. 1 7.00% $4,637
    SIRVA MORTGAGE, INC. 1 7.13% $2,196
    SUPERIOR FINANCIAL SOLUTIONS, LLC 1 7.00% $3,392
    The Farmers National Bank of Canfield 1 6.50% $3,571
    The State Bank and Trust Company 1 6.50% $2,957

    Celina Average Closing Costs & Other Stats

    Celina, OH's 35 lenders originated 407 loans during 2024. The total origination value was $66,095,000, with an average loan value of $162,396.

    Celina's average closing costs are $4,256.

    The top Celina lender as defined by loan originations is Superior Credit Union, Inc., with 33 loans originated. Their average total fees are $3,121, which is $3,488 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Celina lenders (with over 10 loans originated) are Minster Bank ($2,191), Superior Credit Union, Inc. ($3,121), First Financial Bank ($3,955), QUICKEN LOANS, LLC ($6,609) and .

    The lowest rate Celina lenders (with over 10 loans originated) are Superior Credit Union, Inc. (6.67%), QUICKEN LOANS, LLC (6.79%), Minster Bank (6.88%), First Financial Bank (6.99%) and .

    Celina, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Superior Credit Union, Inc. $10,955,000 $10,410,000 -5.0% 15.8%
    First Financial Bank $6,725,000 $8,810,000 31.0% 13.3%
    QUICKEN LOANS, LLC $2,490,000 $4,600,000 84.7% 7.0%
    Minster Bank $2,760,000 $4,165,000 50.9% 6.3%
    Farm Credit Mid-America, ACA $4,110,000 $3,370,000 -18.0% 5.1%
    Mortgage Research Center, LLC $2,045,000 $3,210,000 57.0% 4.9%
    The Citizens National Bank of Bluffton $1,305,000 $2,475,000 89.7% 3.7%
    U.S. Bank $800,000 $2,240,000 180.0% 3.4%
    The Park National Bank $5,460,000 $1,820,000 -66.7% 2.8%
    CROSSCOUNTRY MORTGAGE, LLC $1,760,000 $1,760,000 0.0% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $705,000 $1,630,000 131.2% 2.5%
    First Bank of Berne $935,000 $1,265,000 35.3% 1.9%
    WRIGHT-PATT CREDIT UNION, INC. $375,000 $1,265,000 237.3% 1.9%
    JPMorgan Chase Bank $1,435,000 $1,255,000 -12.5% 1.9%
    Three Rivers Federal Credit Union $545,000 $840,000 54.1% 1.3%
    Carrington Mortgage Services, LLC $510,000 $750,000 47.1% 1.1%
    NEWREZ LLC $1,580,000 $745,000 -52.8% 1.1%
    The Farmers & Merchants State Bank $215,000 $710,000 230.2% 1.1%
    HONDA Federal Credit Union $305,000 $690,000 126.2% 1.0%
    The Huntington National Bank $740,000 $655,000 -11.5% 1.0%
    The Farmers State Bank $265,000 $645,000 143.4% 1.0%
    LOANDEPOT.COM, LLC $570,000 $530,000 -7.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $280,000 $525,000 87.5% 0.8%
    Fifth Third Bank $675,000 $510,000 -24.4% 0.8%
    GUARANTEED RATE, INC. $530,000 $470,000 -11.3% 0.7%
    NEW DAY FINANCIAL, LLC $465,000 n/a 0.7%
    RUOFF MORTGAGE COMPANY, INC. $475,000 $450,000 -5.3% 0.7%
    SUPERIOR FINANCIAL SOLUTIONS, LLC $300,000 $450,000 50.0% 0.7%
    Greenville National Bank $465,000 $415,000 -10.8% 0.6%
    Servion, Inc. $845,000 $380,000 -55.0% 0.6%
    POLARIS HOME FUNDING CORP. $675,000 $365,000 -45.9% 0.6%
    The Federal Savings Bank $330,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $305,000 n/a 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 n/a 0.4%
    HOMESIDE FINANCIAL, LLC $250,000 $280,000 12.0% 0.4%
    USAA Federal Savings Bank $275,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $290,000 $255,000 -12.1% 0.4%
    SIRVA MORTGAGE, INC. $255,000 n/a 0.4%
    ROYAL UNITED MORTGAGE LLC $240,000 n/a 0.4%
    New Carlisle Federal Savings Bank $225,000 n/a 0.3%
    Flagstar Bank, FSB $220,000 n/a 0.3%
    UNITED $215,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $255,000 $205,000 -19.6% 0.3%
    Barrington Bank & Trust Company, N.A. $195,000 $195,000 0.0% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $315,000 $195,000 -38.1% 0.3%
    First Federal Bank of the Midwest $165,000 $185,000 12.1% 0.3%
    GENEVA FINANCIAL, LLC $185,000 n/a 0.3%
    CMG MORTGAGE, INC. $175,000 n/a 0.3%
    The State Bank and Trust Company $385,000 $175,000 -54.5% 0.3%
    Discover Bank $75,000 $165,000 120.0% 0.2%
    SPRING EQ, LLC $165,000 n/a 0.2%
    Bank of America $155,000 n/a 0.2%
    Northwest Bank $155,000 n/a 0.2%
    The Farmers National Bank of Canfield $155,000 n/a 0.2%
    MYCUMORTGAGE, LLC $290,000 $145,000 -50.0% 0.2%
    PLAZA HOME MORTGAGE, INC. $145,000 n/a 0.2%
    First Merchants Bank $130,000 n/a 0.2%
    A&D Mortgage LLC $125,000 n/a 0.2%
    MORTGAGE ACCESS CORP. $125,000 n/a 0.2%
    LOANPAL, LLC $105,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $105,000 n/a 0.2%
    FIRST OHIO HOME FINANCE, INC. $285,000 $85,000 -70.2% 0.1%
    Merchants Mortgage & Trust Corporation $85,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $85,000 n/a 0.1%
    WesBanco $85,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.1%
    The Union Bank Company $285,000 $75,000 -73.7% 0.1%
    Figure Lending LLC $25,000 $65,000 160.0% 0.1%
    Heartland Bank $65,000 n/a 0.1%
    LAKE MICHIGAN CREDIT UNION $65,000 n/a 0.1%
    PNC Bank $65,000 n/a 0.1%
    DAS Acquisition Company, LLC $255,000 $55,000 -78.4% 0.1%
    AG Credit, Agricultural Credit Association $45,000 n/a 0.1%
    Coastal Community Bank $170,000 $35,000 -79.4% 0.1%
    AMERISAVE MORTGAGE CORPORATION $105,000 $25,000 -76.2% 0.0%

    Celina's top lender by overall market share is Superior Credit Union, Inc., with 15.8% market share. In second place, with 13.3%, is First Financial Bank, having originated $8,810,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $4,600,000 in loans. In fourth place, with 6.3%, is Minster Bank, having originated $4,165,000 in loans. In fifth place, with 5.1%, is Farm Credit Mid-America, ACA, having originated $3,370,000 in loans.

    Celina Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,725 (2.3%) $231,757 (17.0%) 0.00 120
    2018-02-01 $158,000 (5.4%) $234,889 (17.5%) 0.00 136
    2018-03-01 $157,000 (9.7%) $212,584 (2.8%) 0.00 147
    2018-04-01 $160,425 (8.0%) $212,627 (4.8%) 0.00 134
    2018-05-01 $159,900 (7.2%) $210,184 (2.7%) 0.00 132
    2018-06-01 $168,900 (6.3%) $212,897 (3.9%) 0.00 139
    2018-07-01 $171,950 (12.8%) $211,712 (4.1%) 0.00 126
    2018-08-01 $161,200 (4.9%) $207,726 (1.8%) 0.00 132
    2018-09-01 $158,000 (1.9%) $191,757 (-12.9%) 0.00 114
    2018-10-01 $154,000 (-0.6%) $192,059 (-15.0%) 0.00 118
    2018-11-01 $166,950 (11.3%) $193,595 (-13.5%) 0.00 121
    2018-12-01 $160,900 (1.2%) $186,980 (-19.4%) 0.00 121
    2019-01-01 $143,125 (-7.5%) $162,746 (-29.8%) 0.00 103
    2019-02-01 $146,050 (-7.6%) $156,519 (-33.4%) 0.00 96
    2019-03-01 $144,679 (-7.9%) $160,381 (-24.6%) 0.00 93
    2019-04-01 $146,554 (-8.7%) $162,651 (-23.5%) 0.00 94
    2019-05-01 $136,150 (-14.9%) $166,765 (-20.7%) 0.00 89
    2019-06-01 $142,200 (-15.8%) $171,311 (-19.5%) 0.00 90
    2019-07-01 $151,425 (-11.9%) $186,088 (-12.1%) 0.00 91
    2019-08-01 $148,591 (-7.8%) $191,096 (-8.0%) 0.00 106
    2019-09-01 $144,377 (-8.6%) $180,351 (-6.0%) 0.00 110
    2019-10-01 $145,518 (-5.5%) $178,774 (-6.9%) 0.00 111
    2019-11-01 $146,950 (-12.0%) $183,270 (-5.3%) 0.00 96
    2019-12-01 $141,400 (-12.1%) $184,628 (-1.3%) 0.00 90
    2020-01-01 $149,650 (4.6%) $187,827 (15.4%) 0.00 73
    2020-02-01 $170,000 (16.4%) $213,517 (36.4%) 0.00 64
    2020-03-01 $176,000 (21.7%) $230,986 (44.0%) 0.00 69
    2020-04-01 $170,700 (16.5%) $227,109 (39.6%) 0.00 66
    2020-05-01 $170,000 (24.9%) $231,470 (38.8%) 0.00 59
    2020-06-01 $176,950 (24.4%) $231,618 (35.2%) 0.00 56
    2020-07-01 $159,900 (5.6%) $215,798 (16.0%) 0.00 60
    2020-08-01 $171,500 (15.4%) $231,225 (21.0%) 0.00 49
    2020-09-01 $167,200 (15.8%) $228,025 (26.4%) 0.00 47
    2020-10-01 $169,900 (16.8%) $220,412 (23.3%) 0.00 45
    2020-11-01 $147,225 (0.2%) $212,728 (16.1%) 0.00 46
    2020-12-01 $154,700 (9.4%) $221,621 (20.0%) 0.00 46
    2021-01-01 $166,450 (11.2%) $223,362 (18.9%) 0.00 43
    2021-02-01 $158,700 (-6.7%) $233,449 (9.3%) 0.00 28
    2021-03-01 $172,400 (-2.1%) $252,131 (9.2%) 0.00 28
    2021-04-01 $168,175 (-1.5%) $267,436 (17.8%) 0.00 30
    2021-05-01 $202,450 (19.1%) $291,697 (26.0%) 0.00 24
    2021-06-01 $204,950 (15.8%) $285,414 (23.2%) 0.00 24
    2021-07-01 $182,500 (14.1%) $262,719 (21.7%) 0.00 29
    2021-08-01 $198,500 (15.7%) $256,876 (11.1%) 0.00 35
    2021-09-01 $192,450 (15.1%) $257,159 (12.8%) 0.00 32
    2021-10-01 $177,400 (4.4%) $232,189 (5.3%) 0.00 35
    2021-11-01 $176,225 (19.7%) $211,287 (-0.7%) 0.00 31
    2021-12-01 $203,675 (31.7%) $221,820 (0.1%) 0.00 31
    2022-01-01 $195,000 (17.2%) $249,506 (11.7%) 0.00 32
    2022-02-01 $196,225 (23.7%) $349,227 (49.6%) 0.00 24
    2022-03-01 $189,375 (9.9%) $341,069 (35.3%) 0.00 19
    2022-04-01 $185,400 (10.2%) $367,414 (37.4%) 0.00 20
    2022-05-01 $216,200 (6.8%) $305,561 (4.8%) 0.00 28
    2022-06-01 $204,250 (-0.3%) $296,882 (4.0%) 0.00 29
    2022-07-01 $189,900 (4.1%) $286,208 (8.9%) 0.00 30
    2022-08-01 $187,500 (-5.5%) $269,085 (4.8%) 0.00 32
    2022-09-01 $186,150 (-3.3%) $275,524 (7.1%) 0.00 34
    2022-10-01 $216,900 (22.3%) $305,921 (31.8%) 0.00 27
    2022-11-01 $223,425 (26.8%) $265,183 (25.5%) 0.00 28
    2022-12-01 $249,900 (22.7%) $254,508 (14.7%) 0.00 22
    2023-01-01 $210,750 (8.1%) $245,965 (-1.4%) 0.00 21
    2023-02-01 $206,150 (5.1%) $245,554 (-29.7%) 0.00 19
    2023-03-01 $204,900 (8.2%) $239,861 (-29.7%) 0.00 20
    2023-04-01 $190,200 (2.6%) $243,199 (-33.8%) 0.00 20
    2023-05-01 $192,850 (-10.8%) $235,229 (-23.0%) 0.00 17
    2023-06-01 $234,900 (15.0%) $282,280 (-4.9%) 0.00 27
    2023-07-01 $209,900 (10.5%) $253,746 (-11.3%) 0.00 22
    2023-08-01 $184,000 (-1.9%) $245,076 (-8.9%) 0.00 27
    2023-09-01 $217,450 (16.8%) $290,616 (5.5%) 0.00 35
    2023-10-01 $184,925 (-14.7%) $281,560 (-8.0%) 0.00 34
    2023-11-01 $180,000 (-19.4%) $259,569 (-2.1%) 0.00 33
    2023-12-01 $184,900 (-26.0%) $311,845 (22.5%) 0.00 31
    2024-01-01 $189,750 (-10.0%) $298,844 (21.5%) 0.00 30
    2024-02-01 $231,200 (12.2%) $311,414 (26.8%) 0.00 28
    2024-03-01 $225,000 (9.8%) $324,030 (35.1%) 0.00 27
    2024-04-01 $189,925 (-0.1%) $264,474 (8.8%) 0.00 28
    2024-05-01 $178,425 (-7.5%) $276,607 (17.6%) 0.00 27
    2024-06-01 $219,900 (-6.4%) $289,213 (2.5%) 0.00 31
    2024-07-01 $249,925 (19.1%) $307,064 (21.0%) 0.00 39
    2024-08-01 $305,000 (65.8%) $332,221 (35.6%) 0.00 44
    2024-09-01 $294,450 (35.4%) $348,145 (19.8%) 0.00 39
    2024-10-01 $273,550 (47.9%) $326,809 (16.1%) 0.00 39
    2024-11-01 $259,900 (44.4%) $324,697 (25.1%) 0.00 39
    2024-12-01 $206,225 (11.5%) $265,812 (-14.8%) 0.00 41
    2025-01-01 $199,075 (4.9%) $252,794 (-15.4%) 0.00 33
    2025-02-01 $218,500 (-5.5%) $265,681 (-14.7%) 0.00 27
    2025-03-01 $204,900 (-8.9%) $281,024 (-13.3%) 0.00 31
    Celina's median listing price for 2025-03-01 was $204,900, a difference of $-20,100 (-8.9%) versus the prior year and $-13,600 versus the prior month.

    Celina's median listing price comes in at 0% of the national average.

    Celina's average listing price for 2025-03-01 was $281,024, a difference of $-43,006 (-13.3%) versus the prior year and $15,343 versus the prior month.

    For the 2025-03-01 period, Celina had 31 MLS listings, a difference of 4 listings (15%) versus the prior month and 4 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,550 sqft
    2018-02-01 0 days 1,582 sqft
    2018-03-01 0 days 1,571 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,588 sqft
    2018-06-01 0 days 1,670 sqft
    2018-07-01 0 days 1,651 sqft
    2018-08-01 0 days 1,685 sqft
    2018-09-01 0 days 1,632 sqft
    2018-10-01 0 days 1,677 sqft
    2018-11-01 0 days 1,749 sqft
    2018-12-01 0 days 1,745 sqft
    2019-01-01 0 days 1,634 sqft
    2019-02-01 0 days 1,634 sqft
    2019-03-01 0 days 1,593 sqft
    2019-04-01 0 days 1,518 sqft
    2019-05-01 0 days 1,519 sqft
    2019-06-01 0 days 1,385 sqft
    2019-07-01 0 days 1,540 sqft
    2019-08-01 0 days 1,507 sqft
    2019-09-01 0 days 1,449 sqft
    2019-10-01 0 days 1,410 sqft
    2019-11-01 0 days 1,416 sqft
    2019-12-01 0 days 1,533 sqft
    2020-01-01 0 days 1,554 sqft
    2020-02-01 0 days 1,626 sqft
    2020-03-01 0 days 1,632 sqft
    2020-04-01 0 days 1,626 sqft
    2020-05-01 0 days 1,632 sqft
    2020-06-01 0 days 1,635 sqft
    2020-07-01 0 days 1,611 sqft
    2020-08-01 0 days 1,667 sqft
    2020-09-01 0 days 1,675 sqft
    2020-10-01 0 days 1,604 sqft
    2020-11-01 0 days 1,412 sqft
    2020-12-01 0 days 1,399 sqft
    2021-01-01 0 days 1,469 sqft
    2021-02-01 0 days 1,360 sqft
    2021-03-01 0 days 1,521 sqft
    2021-04-01 0 days 1,565 sqft
    2021-05-01 0 days 1,640 sqft
    2021-06-01 0 days 1,741 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,775 sqft
    2021-09-01 0 days 1,743 sqft
    2021-10-01 0 days 1,536 sqft
    2021-11-01 0 days 1,477 sqft
    2021-12-01 0 days 1,530 sqft
    2022-01-01 0 days 1,524 sqft
    2022-02-01 0 days 1,638 sqft
    2022-03-01 0 days 1,427 sqft
    2022-04-01 0 days 1,392 sqft
    2022-05-01 0 days 1,541 sqft
    2022-06-01 0 days 1,605 sqft
    2022-07-01 0 days 1,531 sqft
    2022-08-01 0 days 1,500 sqft
    2022-09-01 0 days 1,544 sqft
    2022-10-01 0 days 1,618 sqft
    2022-11-01 0 days 1,637 sqft
    2022-12-01 0 days 1,717 sqft
    2023-01-01 0 days 1,683 sqft
    2023-02-01 0 days 1,593 sqft
    2023-03-01 0 days 1,580 sqft
    2023-04-01 0 days 1,559 sqft
    2023-05-01 0 days 1,551 sqft
    2023-06-01 0 days 1,594 sqft
    2023-07-01 0 days 1,460 sqft
    2023-08-01 0 days 1,569 sqft
    2023-09-01 0 days 1,470 sqft
    2023-10-01 0 days 1,506 sqft
    2023-11-01 0 days 1,414 sqft
    2023-12-01 0 days 1,632 sqft
    2024-01-01 0 days 1,569 sqft
    2024-02-01 0 days 1,692 sqft
    2024-03-01 0 days 1,705 sqft
    2024-04-01 0 days 1,768 sqft
    2024-05-01 0 days 1,467 sqft
    2024-06-01 0 days 1,582 sqft
    2024-07-01 0 days 1,783 sqft
    2024-08-01 0 days 1,876 sqft
    2024-09-01 0 days 1,716 sqft
    2024-10-01 0 days 1,744 sqft
    2024-11-01 0 days 1,766 sqft
    2024-12-01 0 days 1,704 sqft
    2025-01-01 0 days 1,668 sqft
    2025-02-01 0 days 1,585 sqft
    2025-03-01 0 days 1,544 sqft
    Celina's median listing age (time on market) for 2025-03-01 was 0 days.

    Celina's median square footage for active listings during the 2025-03-01 period was 1,544 sqft. One year prior, the average listing was 1,705 sqft.

    Celina, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 195 $38,615,000 $198,026
    Other 70 $5,780,000 $82,571
    Cash Out Refi 63 $10,495,000 $166,587
    Home Improvement 47 $4,705,000 $100,106
    Refi 32 $6,500,000 $203,125

    Celina's most frequently cited loan purpose was Home Purchase, with 195 originations. The 2nd most popular reason was Other, with 70 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 201 $35,755,000 $177,886
    7-8% 85 $14,145,000 $166,412
    Over 8% 68 $5,930,000 $87,206
    5-6% 30 $6,240,000 $208,000
    <2.5% 3 $35,000 $11,667
    4-5% 3 $905,000 $301,667
    3-4% 2 $210,000 $105,000

    During 2024, Celina's most frequently originated rate bucket was 6-7%, with 201 originations.

    Loan Sizing (Celina, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 153 $23,315,000 $152,386
    $100,000 or less 146 $8,350,000 $57,192
    $200k-400k 86 $23,330,000 $271,279
    $400k-600k 18 $8,270,000 $459,444
    $600k-1000k 4 $2,830,000 $707,500

    Celina's loan sizing saw the bucket of loans from $100k-200k with 153 originations, totaling $23,315,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 129 $26,235,000 $203,372
    60-80% 96 $21,000,000 $218,750
    Under 20% 60 $2,430,000 $40,500
    20-40% 58 $5,750,000 $99,138
    40-60% 40 $5,890,000 $147,250
    Over 100% 5 $1,145,000 $229,000

    Celina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 129 originations, totaling $26,235,000 in origination value.