Celina Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Celina averaged 5.82% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.88% and one month ago for the week of 2024-08-29, the average rate was 6.05%.

Celina's average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Celina 30 Year Fixed Rate 2024-10-03 5.82%
Celina 30 Year Fixed Rate Refi 2024-10-03 6.62%
Celina 15 Year Fixed Rate 2024-10-03 5.05%
Celina 15 Year Fixed Rate Refi 2024-10-03 5.35%
Celina 30 Year FHA 2024-10-03 5.79%
Celina 30 Year FHA Refi 2024-10-03 5.99%
Celina 30 Year USDA 2024-10-03 5.77%
Celina 30 Year USDA Refi 2024-10-03 6.07%
Celina 30 Year VA 2024-10-03 5.6%
Celina 30 Year VA Refi 2024-10-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Celina, OH.

Celina Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Celina, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Superior Credit Union, Inc. 40 6.45% $3,239
The Park National Bank 14 6.90% $4,236
First Financial Bank 11 7.28% $3,297
Minster Bank 10 6.38% $2,280
Farm Credit Mid-America, ACA 10 7.14% $7,511
JPMorgan Chase Bank 8 7.01% $4,021
QUICKEN LOANS, LLC 6 7.02% $8,578
The Citizens National Bank of Bluffton 4 6.84% $2,849
U.S. Bank 3 5.96% $3,835
RUOFF MORTGAGE COMPANY, INC. 3 6.54% $4,825
Fifth Third Bank 3 7.00% $3,822
The Huntington National Bank 3 6.96% $3,858
Greenville Federal 2 6.00% $2,039
The Union Bank Company 2 5.44% $2,845
Three Rivers Federal Credit Union 2 6.94% $3,287
POLARIS HOME FUNDING CORP. 1 7.00% $6,529
PROPONENT Federal Credit Union 1 5.50% $5,280
Raymond James Bank 1 6.13% $2,794
Servion, Inc. 1 5.88% $5,760
SWBC MORTGAGE CORPORATION 1 7.75% $3,684
THE EQUITABLE MORTGAGE CORPORATION 1 6.50% $5,369
The Farmers & Merchants State Bank 1 5.95% $7,612
The State Bank and Trust Company 1 5.88% $5,696
UNION HOME MORTGAGE CORP. 1 7.63% $3,338
UNITED WHOLESALE MORTGAGE, LLC 1 7.12% $17,123
AMERICAN FINANCING CORPORATION 1 6.13% $5,058
Western Ohio Mortgage Corporation 1 7.75% $8,065
CARDINAL FINANCIAL 1 5.99% $5,027
CROSSCOUNTRY MORTGAGE, LLC 1 8.38% $6,515
DAS Acquisition Company, LLC 1 7.38% $4,466
Encompass Lending Group, LP 1 6.99% $5,239
First Federal Bank of the Midwest 1 8.50% $3,649
FREEDOM MORTGAGE CORPORATION 1 6.25% $5,545
GUARANTEED RATE, INC. 1 5.63% $19,707
GUILD MORTGAGE COMPANY 1 7.75% $4,444
HALLMARK HOME MORTGAGE, LLC 1 6.99% $4,142
HOMESIDE FINANCIAL, LLC 1 8.63% $5,702
HONDA Federal Credit Union 1 6.50% $2,901
LOANDEPOT.COM, LLC 1 7.63% $6,038
M&T Bank 1 7.50% $4,343
NEWREZ LLC 1 5.99% $7,058

Celina Average Closing Costs & Other Stats

Celina, OH's 41 lenders originated 397 loans during 2023. The total origination value was $60,775,000, with an average loan value of $153,086.

Celina's average closing costs are $4,145.

The top Celina lender as defined by loan originations is Superior Credit Union, Inc., with 40 loans originated. Their average total fees are $3,239, which is $997 lower than the next largest lender, The Park National Bank.

The lowest fee Celina lenders (with over 10 loans originated) are Minster Bank ($2,280), Superior Credit Union, Inc. ($3,239), First Financial Bank ($3,297), The Park National Bank ($4,236) and Farm Credit Mid-America, ACA ($7,511).

The lowest rate Celina lenders (with over 10 loans originated) are Minster Bank (6.38%), Superior Credit Union, Inc. (6.45%), The Park National Bank (6.90%), Farm Credit Mid-America, ACA (7.14%) and First Financial Bank (7.28%).

Celina, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Superior Credit Union, Inc. $17,950,000 $10,955,000 -39.0% 18.0%
First Financial Bank $6,985,000 $6,725,000 -3.7% 11.1%
The Park National Bank $3,965,000 $5,460,000 37.7% 9.0%
Farm Credit Mid-America, ACA $5,150,000 $4,110,000 -20.2% 6.8%
Minster Bank $2,440,000 $2,760,000 13.1% 4.5%
QUICKEN LOANS, LLC $4,160,000 $2,490,000 -40.1% 4.1%
Mortgage Research Center, LLC $1,185,000 $2,045,000 72.6% 3.4%
CROSSCOUNTRY MORTGAGE, LLC $2,720,000 $1,760,000 -35.3% 2.9%
NEWREZ LLC $415,000 $1,580,000 280.7% 2.6%
JPMorgan Chase Bank $1,510,000 $1,435,000 -5.0% 2.4%
The Citizens National Bank of Bluffton $5,795,000 $1,305,000 -77.5% 2.1%
First Bank of Berne $1,290,000 $935,000 -27.5% 1.5%
Servion, Inc. $1,000,000 $845,000 -15.5% 1.4%
U.S. Bank $1,425,000 $800,000 -43.9% 1.3%
Western Ohio Mortgage Corporation $750,000 n/a 1.2%
The Huntington National Bank $820,000 $740,000 -9.8% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $175,000 $705,000 302.9% 1.2%
Fifth Third Bank $780,000 $675,000 -13.5% 1.1%
POLARIS HOME FUNDING CORP. $360,000 $675,000 87.5% 1.1%
LOANDEPOT.COM, LLC $625,000 $570,000 -8.8% 0.9%
Three Rivers Federal Credit Union $1,040,000 $545,000 -47.6% 0.9%
Greenville Federal $545,000 $540,000 -0.9% 0.9%
THE EQUITABLE MORTGAGE CORPORATION $535,000 n/a 0.9%
GUARANTEED RATE, INC. $530,000 n/a 0.9%
Carrington Mortgage Services, LLC $625,000 $510,000 -18.4% 0.8%
AMERICAN FINANCIAL RESOURCES, INC. $295,000 $490,000 66.1% 0.8%
RUOFF MORTGAGE COMPANY, INC. $255,000 $475,000 86.3% 0.8%
Greenville National Bank $445,000 $465,000 4.5% 0.8%
Monroe Federal Savings and Loan Association $195,000 $400,000 105.1% 0.7%
PROPONENT Federal Credit Union $395,000 n/a 0.6%
The State Bank and Trust Company $360,000 $385,000 6.9% 0.6%
WRIGHT-PATT CREDIT UNION, INC. $290,000 $375,000 29.3% 0.6%
LIBERTY HOME MORTGAGE CORPORATION $315,000 n/a 0.5%
M&T Bank $315,000 n/a 0.5%
HONDA Federal Credit Union $1,280,000 $305,000 -76.2% 0.5%
SUPERIOR FINANCIAL SOLUTIONS, LLC $300,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $835,000 $290,000 -65.3% 0.5%
MYCUMORTGAGE, LLC $330,000 $290,000 -12.1% 0.5%
FIRST OHIO HOME FINANCE, INC. $285,000 n/a 0.5%
The Union Bank Company $600,000 $285,000 -52.5% 0.5%
LAKEVIEW LOAN SERVICING, LLC $95,000 $280,000 194.7% 0.5%
PENNYMAC LOAN SERVICES, LLC $320,000 $280,000 -12.5% 0.5%
The Farmers State Bank $205,000 $265,000 29.3% 0.4%
DAS Acquisition Company, LLC $255,000 n/a 0.4%
TOP FLITE FINANCIAL, INC. $270,000 $255,000 -5.6% 0.4%
HOMESIDE FINANCIAL, LLC $250,000 n/a 0.4%
Third Federal Savings and Loan Association of Cleveland $465,000 $250,000 -46.2% 0.4%
GUILD MORTGAGE COMPANY $220,000 n/a 0.4%
The Farmers & Merchants State Bank $1,215,000 $215,000 -82.3% 0.4%
Barrington Bank & Trust Company, N.A. $195,000 n/a 0.3%
HALLMARK HOME MORTGAGE, LLC $195,000 n/a 0.3%
Raymond James Bank $185,000 n/a 0.3%
NFM, INC. $180,000 n/a 0.3%
Cornerstone First Mortgage, Inc $175,000 n/a 0.3%
Coastal Community Bank $170,000 n/a 0.3%
First Federal Bank of the Midwest $205,000 $165,000 -19.5% 0.3%
CARDINAL FINANCIAL $155,000 n/a 0.3%
AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.2%
PHH Mortgage Corporation $125,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 $120,000 -22.6% 0.2%
Encompass Lending Group, LP $115,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $105,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $355,000 $105,000 -70.4% 0.2%
Day Air Credit Union, Inc $105,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $445,000 $85,000 -80.9% 0.1%
Discover Bank $290,000 $75,000 -74.1% 0.1%
MidFirst Bank $65,000 n/a 0.1%
ALLIANT CREDIT UNION $55,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $55,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $55,000 n/a 0.1%
MIDWEST AMERICA $35,000 n/a 0.1%
Figure Lending LLC $255,000 $25,000 -90.2% 0.0%

Celina's top lender by overall market share is Superior Credit Union, Inc., with 18.0% market share. In second place, with 11.1%, is First Financial Bank, having originated $6,725,000 in loans. In third place, with 9.0%, is The Park National Bank, having originated $5,460,000 in loans. In fourth place, with 6.8%, is Farm Credit Mid-America, ACA, having originated $4,110,000 in loans. In fifth place, with 4.5%, is Minster Bank, having originated $2,760,000 in loans.


Celina Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,725 (2.3%) $231,757 (17.0%) 0.00 120
2018-02-01 $158,000 (5.4%) $234,889 (17.5%) 0.00 136
2018-03-01 $157,000 (9.7%) $212,584 (2.8%) 0.00 147
2018-04-01 $160,425 (8.0%) $212,627 (4.8%) 0.00 134
2018-05-01 $159,900 (7.2%) $210,184 (2.7%) 0.00 132
2018-06-01 $168,900 (6.3%) $212,897 (3.9%) 0.00 139
2018-07-01 $171,950 (12.8%) $211,712 (4.1%) 0.00 126
2018-08-01 $161,200 (4.9%) $207,726 (1.8%) 0.00 132
2018-09-01 $158,000 (1.9%) $191,757 (-12.9%) 0.00 114
2018-10-01 $154,000 (-0.6%) $192,059 (-15.0%) 0.00 118
2018-11-01 $166,950 (11.3%) $193,595 (-13.5%) 0.00 121
2018-12-01 $160,900 (1.2%) $186,980 (-19.4%) 0.00 121
2019-01-01 $143,125 (-7.5%) $162,746 (-29.8%) 0.00 103
2019-02-01 $146,050 (-7.6%) $156,519 (-33.4%) 0.00 96
2019-03-01 $144,679 (-7.9%) $160,381 (-24.6%) 0.00 93
2019-04-01 $146,554 (-8.7%) $162,651 (-23.5%) 0.00 94
2019-05-01 $136,150 (-14.9%) $166,765 (-20.7%) 0.00 89
2019-06-01 $142,200 (-15.8%) $171,311 (-19.5%) 0.00 90
2019-07-01 $151,425 (-11.9%) $186,088 (-12.1%) 0.00 91
2019-08-01 $148,591 (-7.8%) $191,096 (-8.0%) 0.00 106
2019-09-01 $144,377 (-8.6%) $180,351 (-6.0%) 0.00 110
2019-10-01 $145,518 (-5.5%) $178,774 (-6.9%) 0.00 111
2019-11-01 $146,950 (-12.0%) $183,270 (-5.3%) 0.00 96
2019-12-01 $141,400 (-12.1%) $184,628 (-1.3%) 0.00 90
2020-01-01 $149,650 (4.6%) $187,827 (15.4%) 0.00 73
2020-02-01 $170,000 (16.4%) $213,517 (36.4%) 0.00 64
2020-03-01 $176,000 (21.7%) $230,986 (44.0%) 0.00 69
2020-04-01 $170,700 (16.5%) $227,109 (39.6%) 0.00 66
2020-05-01 $170,000 (24.9%) $231,470 (38.8%) 0.00 59
2020-06-01 $176,950 (24.4%) $231,618 (35.2%) 0.00 56
2020-07-01 $159,900 (5.6%) $215,798 (16.0%) 0.00 60
2020-08-01 $171,500 (15.4%) $231,225 (21.0%) 0.00 49
2020-09-01 $167,200 (15.8%) $228,025 (26.4%) 0.00 47
2020-10-01 $169,900 (16.8%) $220,412 (23.3%) 0.00 45
2020-11-01 $147,225 (0.2%) $212,728 (16.1%) 0.00 46
2020-12-01 $154,700 (9.4%) $221,621 (20.0%) 0.00 46
2021-01-01 $166,450 (11.2%) $223,362 (18.9%) 0.00 43
2021-02-01 $158,700 (-6.7%) $233,449 (9.3%) 0.00 28
2021-03-01 $172,400 (-2.1%) $252,131 (9.2%) 0.00 28
2021-04-01 $168,175 (-1.5%) $267,436 (17.8%) 0.00 30
2021-05-01 $202,450 (19.1%) $291,697 (26.0%) 0.00 24
2021-06-01 $204,950 (15.8%) $285,414 (23.2%) 0.00 24
2021-07-01 $182,500 (14.1%) $262,719 (21.7%) 0.00 29
2021-08-01 $198,500 (15.7%) $256,876 (11.1%) 0.00 35
2021-09-01 $192,450 (15.1%) $257,159 (12.8%) 0.00 32
2021-10-01 $177,400 (4.4%) $232,189 (5.3%) 0.00 35
2021-11-01 $176,225 (19.7%) $211,287 (-0.7%) 0.00 31
2021-12-01 $203,675 (31.7%) $221,820 (0.1%) 0.00 31
2022-01-01 $195,000 (17.2%) $249,506 (11.7%) 0.00 32
2022-02-01 $196,225 (23.7%) $349,227 (49.6%) 0.00 24
2022-03-01 $189,375 (9.9%) $341,069 (35.3%) 0.00 19
2022-04-01 $185,400 (10.2%) $367,414 (37.4%) 0.00 20
2022-05-01 $216,200 (6.8%) $305,561 (4.8%) 0.00 28
2022-06-01 $204,250 (-0.3%) $296,882 (4.0%) 0.00 29
2022-07-01 $189,900 (4.1%) $286,208 (8.9%) 0.00 30
2022-08-01 $187,500 (-5.5%) $269,085 (4.8%) 0.00 32
2022-09-01 $186,150 (-3.3%) $275,524 (7.1%) 0.00 34
2022-10-01 $216,900 (22.3%) $305,921 (31.8%) 0.00 27
2022-11-01 $223,425 (26.8%) $265,183 (25.5%) 0.00 28
2022-12-01 $249,900 (22.7%) $254,508 (14.7%) 0.00 22
2023-01-01 $210,750 (8.1%) $245,965 (-1.4%) 0.00 21
2023-02-01 $206,150 (5.1%) $245,554 (-29.7%) 0.00 19
2023-03-01 $204,900 (8.2%) $239,861 (-29.7%) 0.00 20
2023-04-01 $190,200 (2.6%) $243,199 (-33.8%) 0.00 20
2023-05-01 $192,850 (-10.8%) $235,229 (-23.0%) 0.00 17
2023-06-01 $234,900 (15.0%) $282,280 (-4.9%) 0.00 27
2023-07-01 $209,900 (10.5%) $253,746 (-11.3%) 0.00 22
2023-08-01 $184,000 (-1.9%) $245,076 (-8.9%) 0.00 27
2023-09-01 $217,450 (16.8%) $290,616 (5.5%) 0.00 35
2023-10-01 $184,925 (-14.7%) $281,560 (-8.0%) 0.00 34
2023-11-01 $180,000 (-19.4%) $259,569 (-2.1%) 0.00 33
2023-12-01 $184,900 (-26.0%) $311,845 (22.5%) 0.00 31
2024-01-01 $189,750 (-10.0%) $298,844 (21.5%) 0.00 30
2024-02-01 $231,200 (12.2%) $311,414 (26.8%) 0.00 28
2024-03-01 $225,000 (9.8%) $324,030 (35.1%) 0.00 27
2024-04-01 $189,925 (-0.1%) $264,474 (8.8%) 0.00 28
2024-05-01 $180,975 (-6.2%) $276,644 (17.6%) 0.00 27
2024-06-01 $199,000 (-15.3%) $292,740 (3.7%) 0.00 31
2024-07-01 $249,925 (19.1%) $307,064 (21.0%) 0.00 39
2024-08-01 $305,000 (65.8%) $332,221 (35.6%) 0.00 44
2024-09-01 $294,450 (35.4%) $348,145 (19.8%) 0.00 39
Celina's median listing price for 2024-09-01 was $294,450, a difference of $77,000 (35.4%) versus the prior year and $-10,550 versus the prior month.

Celina's median listing price comes in at 0% of the national average.

Celina's average listing price for 2024-09-01 was $348,145, a difference of $57,529 (19.8%) versus the prior year and $15,924 versus the prior month.

For the 2024-09-01 period, Celina had 39 MLS listings, a difference of -5 listings (-11%) versus the prior month and 4 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Celina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,550 sqft
2018-02-01 0 days 1,582 sqft
2018-03-01 0 days 1,571 sqft
2018-04-01 0 days 1,590 sqft
2018-05-01 0 days 1,588 sqft
2018-06-01 0 days 1,670 sqft
2018-07-01 0 days 1,651 sqft
2018-08-01 0 days 1,685 sqft
2018-09-01 0 days 1,632 sqft
2018-10-01 0 days 1,677 sqft
2018-11-01 0 days 1,749 sqft
2018-12-01 0 days 1,745 sqft
2019-01-01 0 days 1,634 sqft
2019-02-01 0 days 1,634 sqft
2019-03-01 0 days 1,593 sqft
2019-04-01 0 days 1,518 sqft
2019-05-01 0 days 1,519 sqft
2019-06-01 0 days 1,385 sqft
2019-07-01 0 days 1,540 sqft
2019-08-01 0 days 1,507 sqft
2019-09-01 0 days 1,449 sqft
2019-10-01 0 days 1,410 sqft
2019-11-01 0 days 1,416 sqft
2019-12-01 0 days 1,533 sqft
2020-01-01 0 days 1,554 sqft
2020-02-01 0 days 1,626 sqft
2020-03-01 0 days 1,632 sqft
2020-04-01 0 days 1,626 sqft
2020-05-01 0 days 1,632 sqft
2020-06-01 0 days 1,635 sqft
2020-07-01 0 days 1,611 sqft
2020-08-01 0 days 1,667 sqft
2020-09-01 0 days 1,675 sqft
2020-10-01 0 days 1,604 sqft
2020-11-01 0 days 1,412 sqft
2020-12-01 0 days 1,399 sqft
2021-01-01 0 days 1,469 sqft
2021-02-01 0 days 1,360 sqft
2021-03-01 0 days 1,521 sqft
2021-04-01 0 days 1,565 sqft
2021-05-01 0 days 1,640 sqft
2021-06-01 0 days 1,741 sqft
2021-07-01 0 days 1,735 sqft
2021-08-01 0 days 1,775 sqft
2021-09-01 0 days 1,743 sqft
2021-10-01 0 days 1,536 sqft
2021-11-01 0 days 1,477 sqft
2021-12-01 0 days 1,530 sqft
2022-01-01 0 days 1,524 sqft
2022-02-01 0 days 1,638 sqft
2022-03-01 0 days 1,427 sqft
2022-04-01 0 days 1,392 sqft
2022-05-01 0 days 1,541 sqft
2022-06-01 0 days 1,605 sqft
2022-07-01 0 days 1,531 sqft
2022-08-01 0 days 1,500 sqft
2022-09-01 0 days 1,544 sqft
2022-10-01 0 days 1,618 sqft
2022-11-01 0 days 1,637 sqft
2022-12-01 0 days 1,717 sqft
2023-01-01 0 days 1,683 sqft
2023-02-01 0 days 1,596 sqft
2023-03-01 0 days 1,580 sqft
2023-04-01 0 days 1,559 sqft
2023-05-01 0 days 1,551 sqft
2023-06-01 0 days 1,594 sqft
2023-07-01 0 days 1,460 sqft
2023-08-01 0 days 1,569 sqft
2023-09-01 0 days 1,470 sqft
2023-10-01 0 days 1,506 sqft
2023-11-01 0 days 1,414 sqft
2023-12-01 0 days 1,632 sqft
2024-01-01 0 days 1,569 sqft
2024-02-01 0 days 1,692 sqft
2024-03-01 0 days 1,705 sqft
2024-04-01 0 days 1,768 sqft
2024-05-01 0 days 1,488 sqft
2024-06-01 0 days 1,582 sqft
2024-07-01 0 days 1,761 sqft
2024-08-01 0 days 1,876 sqft
2024-09-01 0 days 1,716 sqft
Celina's median listing age (time on market) for 2024-09-01 was 0 days.

Celina's median square footage for active listings during the 2024-09-01 period was 1,716 sqft. One year prior, the average listing was 1,470 sqft.

Celina, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 213 $41,165,000 $193,263
Cash Out Refi 63 $8,155,000 $129,444
Other 53 $4,995,000 $94,245
Home Improvement 45 $3,605,000 $80,111
Refi 23 $2,855,000 $124,130

Celina's most frequently cited loan purpose was Home Purchase, with 213 originations. The 2nd most popular reason was Cash Out Refi, with 63 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 175 $29,225,000 $167,000
7-8% 94 $15,440,000 $164,255
Over 8% 63 $4,835,000 $76,746
5-6% 50 $8,680,000 $173,600
<2.5% 2 $10,000 $5,000
4-5% 2 $290,000 $145,000
3-4% 1 $65,000 $65,000

During 2023, Celina's most frequently originated rate bucket was 6-7%, with 175 originations.

Loan Sizing (Celina, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 169 $24,665,000 $145,947
$100,000 or less 127 $6,865,000 $54,055
$200k-400k 87 $22,015,000 $253,046
$400k-600k 12 $5,870,000 $489,167
$600k-1000k 2 $1,360,000 $680,000

Celina's loan sizing saw the bucket of loans from $100k-200k with 169 originations, totaling $24,665,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 147 $28,105,000 $191,190
60-80% 80 $15,660,000 $195,750
20-40% 59 $4,285,000 $72,627
40-60% 48 $7,200,000 $150,000
Under 20% 47 $2,355,000 $50,106
Over 100% 5 $875,000 $175,000

Celina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 147 originations, totaling $28,105,000 in origination value.