Knoxville VA Loan Rates, Closing Costs & Stats

KNOXVILLE, TN

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Knoxville's 146 lenders originated 1,995 VA loans during 2024. The total origination value was $758,235,000, with an average VA loan value of $380,068.

    Knoxville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Knoxville averaged 6.56% for the week of 2025-05-09, compared to the national average (all VA variants) of 6.369% for the same period.

    Knoxville's average VA mortgage closing costs are $6,544.

    The average rate for the prior week (2025-05-02) was 6.88% and one month ago for the week of 2025-04-04, the average rate was 6.63%.

    The average rate one year ago was 7.32%.

    For refis of the same type during the week of 2025-05-09, the average rate was 6.52%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Knoxville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Knoxville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 269 6.29% $7,268
    UNITED WHOLESALE MORTGAGE, LLC 210 5.97% $8,347
    MORTGAGE INVESTORS GROUP, INC. 146 6.12% $7,939
    QUICKEN LOANS, LLC 143 6.00% $10,986
    FREEDOM MORTGAGE CORPORATION 116 6.17% $10,028
    PENNYMAC LOAN SERVICES, LLC 66 5.72% $10,822
    DHI MORTGAGE COMPANY, LTD. 63 6.22% $6,236
    NAVY FEDERAL CREDIT UNION 56 5.96% $6,125
    MOVEMENT MORTGAGE, LLC 41 6.37% $9,595
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 36 6.38% $9,478
    NEW DAY FINANCIAL, LLC 35 7.26% $12,737
    FIRST COMMUNITY MORTGAGE, INC. 34 6.30% $7,099
    STOCKTON MORTGAGE CORPORATION 33 5.95% $10,000
    USAA Federal Savings Bank 33 6.03% $7,347
    NEWREZ LLC 31 6.00% $8,921
    CMG MORTGAGE, INC. 30 6.05% $11,234
    VILLAGE CAPITAL MORTGAGE 22 5.75% $8,811
    AMERICAN PACIFIC MORTGAGE CORPORATION 21 6.16% $10,144
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 6.12% $9,557
    Gateway First Bank 16 6.66% $10,420
    The Federal Savings Bank 16 6.20% $16,610
    Mr. Cooper ( Nationstar Mortgage ) 14 6.26% $10,139
    Countybank 14 6.36% $6,812
    LOANDEPOT.COM, LLC 13 6.22% $10,234
    LAKEVIEW LOAN SERVICING, LLC 13 5.72% $6,475
    MORTGAGE SOLUTIONS OF COLORADO, LLC 12 7.36% $6,630
    BROKER SOLUTIONS, INC. 12 6.50% $12,496
    CROSSCOUNTRY MORTGAGE, LLC 12 6.41% $12,997
    FIRST COLONY MORTGAGE CORPORATION 12 6.18% $8,139
    AMERICAN FINANCIAL NETWORK, INC. 12 6.34% $11,667
    Barrington Bank & Trust Company, N.A. 11 6.41% $8,168
    Carrington Mortgage Services, LLC 11 5.98% $10,069
    UNION HOME MORTGAGE CORP. 11 6.22% $11,824
    GUARANTEED RATE, INC. 9 5.84% $9,736
    Magnolia Bank 8 5.47% $19,808
    Pinnacle Bank 8 6.00% $15,834
    Equity Prime Mortgage LLC 7 6.29% $10,261
    NBKC BANK 7 6.02% $6,423
    AMERISAVE MORTGAGE CORPORATION 7 5.79% $23,129
    The Loan Store, Inc. 7 6.12% $10,913
    First Federal Bank 7 5.57% $6,408
    HOMESIDE FINANCIAL, LLC 6 6.63% $9,366
    PLAZA HOME MORTGAGE, INC. 6 6.06% $12,078
    CARDINAL FINANCIAL 6 6.83% $8,879
    ABSOLUTE HOME MORTGAGE CORPORATION 6 6.92% $7,740
    PLANET HOME LENDING, LLC 6 6.06% $7,524
    United Community Bank 5 6.50% $7,356
    AMERICAN FINANCIAL RESOURCES, INC. 5 6.43% $7,611
    AmeriHome Mortgage Company, LLC 5 6.17% $4,690
    MUTUAL OF OMAHA MORTGAGE, INC. 5 6.00% $17,878
    FirstBank 5 6.50% $6,422
    PREMIA MORTGAGE, LLC 5 5.54% $3,472
    CANOPY MORTGAGE, LLC 5 6.32% $21,859
    Regions Bank 4 6.25% $13,577
    CLEARPATH LENDING 4 5.97% $5,944
    EVERETT FINANCIAL, INC. 4 6.69% $11,355
    Flagstar Bank, FSB 4 6.40% $9,538
    GUILD MORTGAGE COMPANY 4 6.34% $8,398
    LOANPAL, LLC 4 5.56% $11,145
    PENTAGON FEDERAL CREDIT UNION 4 5.81% $4,726
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.38% $1,471
    RELIANCE FIRST CAPITAL, LLC 4 6.69% $10,899
    Renasant Bank 4 6.09% $2,062
    SUN WEST MORTGAGE COMPANY, INC. 4 6.34% $7,829
    TOWNE MORTGAGE COMPANY 4 6.47% $9,147
    Truist 4 6.20% $6,285
    U.S. Bank 4 6.59% $8,735
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.06% $7,832
    CHURCHILL MORTGAGE CORPORATION 3 6.38% $13,914
    VERITAS FUNDING, LLC 3 5.88% $23,513
    MORTGAGEONE, INC. 3 6.63% $5,556
    COMMUNITY MORTGAGE CORPORATION 3 6.00% $8,233
    NFM, INC. 3 6.29% $8,976
    Sierra Pacific Mortgage Company, Inc. 3 6.63% $5,096
    Princeton Mortgage Corporation 3 6.04% $7,784
    Waterstone Mortgage Corporation 3 6.71% $9,507
    VAN DYK MORTGAGE CORPORATION 3 6.04% $13,295
    Century Mortgage Company DBA Century Lending Company 3 6.54% $7,570
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.00% $9,786
    GENEVA FINANCIAL, LLC 2 7.19% $3,644
    Wolfe Financial, Inc 2 7.00% $17,500
    MID AMERICA MORTGAGE, INC. 2 7.25% $6,276
    First Horizon Bank 2 6.31% $3,633
    EMM LOANS LLC 2 6.63% $12,020
    Nations Lending Corporation 2 6.50% $13,510
    NORTHERN MORTGAGE SERVICES, LLC 2 5.94% $5,164
    ON Q FINANCIAL, INC. 2 6.00% $10,889
    Prosperity Home Mortgage, LLC 2 6.31% $6,567
    SeaTrust Mortgage Company 2 6.31% $17,966
    SmartBank 2 6.00% $11,319
    SOUTHWEST FUNDING, LP 2 6.94% $13,293
    SOUTHWEST STAGE FUNDING, LLC 2 6.38% $3,338
    Armed Forces Bank 2 6.13% $3,539
    Strong Home Mortgage, LLC 2 5.81% $2,465
    T2 FINANCIAL LLC 2 6.00% $11,541
    Texana Bank 2 7.31% $21,266
    Total Media Management, LLC 2 7.12% $10,339
    ALLIED MORTGAGE GROUP, INC. 2 6.69% $7,809
    GUARANTEED RATE AFFINITY, LLC 2 5.96% $2,375
    GoPrime Mortgage, Inc. 2 6.06% $7,423
    ALLIANT CREDIT UNION 2 5.94% $8,740
    HOMESTEAD FUNDING CORP. 2 5.88% $654
    Capital Bank 1 5.75% $2,318
    Bell Bank 1 7.25% $2,852
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.63% $11,971
    Mid-Continent Funding, Inc. 1 5.88% $24,667
    FLAT BRANCH MORTGAGE, INC. 1 6.63% $6,285
    JPMorgan Chase Bank 1 6.25% $19,169
    BANKSOUTH MORTGAGE COMPANY, LLC 1 6.49% $6,380
    Bank of England 1 6.75% $1,344
    Vellum Mortgage, Inc. 1 6.75% $6,050
    LOANFLIGHT LENDING, LLC 1 5.88% $5,804
    ROYAL UNITED MORTGAGE LLC 1 5.13% $13,627
    American Mortgage Bank, LLC 1 7.25% $23,817
    GMFS LLC 1 6.63% $5,960
    AMERICAN FINANCING CORPORATION 1 6.75% $12,897
    South State Bank 1 6.13% $7,044
    HomePromise Corporation 1 7.00% $7,965
    GREENSTATE CREDIT UNION 1 6.13% $4,438
    Goldwater Bank, N.A. 1 8.99% $13,913
    INTERCOASTAL MORTGAGE COMPANY 1 6.25% $6,120
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.13% $13,521
    AIR ACADEMY 1 5.99% $5,111
    Integrity Home Mortgage Corp 1 6.13% $650
    Home Federal Bank of Tennessee 1 5.75% $5,907
    Ameris Bank 1 6.50% $20,514
    The Huntington National Bank 1 6.00% $20,939
    Ixonia Bank 1 5.13% $25,742
    EMBRACE HOME LOANS, INC. 1 6.25% $4,633
    Eagle Bank and Trust Company 1 6.00% $8,985
    NATION ONE MORTGAGE CORPORATION 1 6.63% $15,090
    NATIONS DIRECT MORTGAGE, LLC 1 6.75% $5,562
    TOP FLITE FINANCIAL, INC. 1 6.75% $9,620
    DIRECT MORTGAGE LOANS, LLC 1 6.13% $12,655
    CU COMMUNITY, LLC 1 6.50% $3,939
    CONTOUR MORTGAGE CORPORATION 1 6.63% $16,589
    COMPASS MORTGAGE, INC. 1 6.13% $12,059
    Fifth Third Bank 1 6.50% $3,445
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.38% $7,758
    Northpointe Bank 1 6.63% $2,069
    V.I.P. MORTGAGE, INC. 1 6.75% $5,079
    Paramount Residential Mortgage Group, Inc. 1 5.75% $6,827
    FIRST HOME MORTGAGE CORPORATION 1 6.13% $3,638
    ZILLOW HOME LOANS, LLC 1 7.00% $8,146
    MORIA DEVELOPMENT, INC. 1 5.63% $6,600
    MILEND, INC. 1 6.63% $33,764

    The top Knoxville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 269 VA loans originated. Their average total fees are $7,268, which is $1,079 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Knoxville VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($6,125), DHI MORTGAGE COMPANY, LTD. ($6,236), LAKEVIEW LOAN SERVICING, LLC ($6,475), MORTGAGE SOLUTIONS OF COLORADO, LLC ($6,630) and Countybank ($6,812).

    The lowest rate Knoxville VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC (5.72%), PENNYMAC LOAN SERVICES, LLC (5.72%), VILLAGE CAPITAL MORTGAGE (5.75%), STOCKTON MORTGAGE CORPORATION (5.95%) and NAVY FEDERAL CREDIT UNION (5.96%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Knoxville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $249,900 (13.6%) $346,453 (10.4%) 0.93 3,472
    2018-02-01 $250,000 (10.8%) $351,699 (9.7%) 0.91 3,282
    2018-03-01 $264,900 (14.0%) $372,486 (13.3%) 0.93 3,243
    2018-04-01 $274,900 (10.4%) $380,424 (10.6%) 0.93 3,292
    2018-05-01 $279,600 (11.9%) $387,875 (12.0%) 0.93 3,371
    2018-06-01 $279,000 (11.6%) $388,618 (12.9%) 0.93 3,471
    2018-07-01 $271,250 (8.5%) $383,909 (11.6%) 0.91 3,675
    2018-08-01 $269,900 (8.0%) $377,511 (5.1%) 0.90 3,730
    2018-09-01 $265,000 (6.0%) $374,700 (3.9%) 0.89 3,777
    2018-10-01 $262,250 (4.9%) $374,023 (6.7%) 0.89 3,777
    2018-11-01 $260,000 (3.2%) $379,917 (9.2%) 0.88 3,608
    2018-12-01 $259,975 (4.0%) $373,580 (8.1%) 0.90 3,366
    2019-01-01 $263,449 (5.4%) $375,038 (8.3%) 0.91 3,053
    2019-02-01 $267,225 (6.9%) $379,270 (7.8%) 0.90 2,976
    2019-03-01 $278,471 (5.1%) $384,032 (3.1%) 0.91 2,954
    2019-04-01 $291,950 (6.2%) $389,403 (2.4%) 0.93 2,946
    2019-05-01 $297,225 (6.3%) $394,354 (1.7%) 0.93 2,974
    2019-06-01 $299,500 (7.4%) $396,933 (2.1%) 0.94 3,049
    2019-07-01 $299,900 (10.6%) $403,278 (5.1%) 0.94 3,035
    2019-08-01 $295,755 (9.6%) $401,406 (6.3%) 0.94 3,072
    2019-09-01 $289,536 (9.3%) $394,299 (5.2%) 0.93 3,107
    2019-10-01 $284,900 (8.6%) $389,376 (4.1%) 0.92 3,106
    2019-11-01 $284,900 (9.6%) $397,068 (4.5%) 0.93 2,992
    2019-12-01 $282,266 (8.6%) $396,003 (6.0%) 0.94 2,756
    2020-01-01 $279,950 (6.3%) $403,969 (7.7%) 0.94 2,496
    2020-02-01 $285,000 (6.7%) $412,457 (8.8%) 0.93 2,334
    2020-03-01 $299,950 (7.7%) $421,559 (9.8%) 0.94 2,203
    2020-04-01 $299,950 (2.7%) $413,176 (6.1%) 0.94 2,316
    2020-05-01 $310,000 (4.3%) $427,524 (8.4%) 0.94 2,198
    2020-06-01 $324,900 (8.5%) $445,025 (12.1%) 0.96 1,968
    2020-07-01 $329,900 (10.0%) $452,669 (12.3%) 0.96 1,755
    2020-08-01 $329,999 (11.6%) $444,950 (10.9%) 0.95 1,637
    2020-09-01 $322,950 (11.5%) $440,686 (11.8%) 0.93 1,501
    2020-10-01 $319,900 (12.3%) $441,539 (13.4%) 0.92 1,505
    2020-11-01 $310,000 (8.8%) $440,996 (11.1%) 0.91 1,537
    2020-12-01 $301,273 (6.7%) $435,457 (10.0%) 0.90 1,344
    2021-01-01 $312,423 (11.6%) $448,070 (10.9%) 0.93 1,135
    2021-02-01 $309,900 (8.7%) $457,918 (11.0%) 0.90 858
    2021-03-01 $309,945 (3.3%) $468,070 (11.0%) 0.88 744
    2021-04-01 $329,450 (9.8%) $484,842 (17.4%) 0.89 679
    2021-05-01 $339,376 (9.5%) $481,525 (12.6%) 0.90 769
    2021-06-01 $343,550 (5.7%) $481,311 (8.2%) 0.90 911
    2021-07-01 $325,000 (-1.5%) $461,970 (2.1%) 0.86 1,043
    2021-08-01 $330,831 (0.3%) $480,613 (8.0%) 0.88 1,161
    2021-09-01 $329,675 (2.1%) $483,955 (9.8%) 0.88 1,159
    2021-10-01 $325,000 (1.6%) $487,894 (10.5%) 0.87 1,171
    2021-11-01 $333,050 (7.4%) $506,391 (14.8%) 0.89 1,046
    2021-12-01 $340,000 (12.9%) $515,896 (18.5%) 0.92 869
    2022-01-01 $350,000 (12.0%) $538,574 (20.2%) 0.95 722
    2022-02-01 $375,000 (21.0%) $551,206 (20.4%) 0.98 614
    2022-03-01 $371,500 (19.9%) $544,334 (16.3%) 0.93 695
    2022-04-01 $389,900 (18.4%) $548,189 (13.1%) 0.93 788
    2022-05-01 $399,950 (17.9%) $566,696 (17.7%) 0.91 1,046
    2022-06-01 $402,500 (17.2%) $548,005 (13.9%) 0.90 1,329
    2022-07-01 $415,000 (27.7%) $539,841 (16.9%) 0.93 1,586
    2022-08-01 $413,725 (25.1%) $545,408 (13.5%) 0.96 1,654
    2022-09-01 $422,475 (28.2%) $554,424 (14.6%) 0.99 1,710
    2022-10-01 $424,900 (30.7%) $546,876 (12.1%) 1.00 1,813
    2022-11-01 $425,000 (27.6%) $544,704 (7.6%) 1.02 1,849
    2022-12-01 $429,000 (26.2%) $552,392 (7.1%) 1.06 1,588
    2023-01-01 $439,450 (25.6%) $553,371 (2.8%) 1.09 1,422
    2023-02-01 $450,000 (20.0%) $567,869 (3.0%) 1.09 1,243
    2023-03-01 $467,500 (25.8%) $580,569 (6.7%) 1.10 1,185
    2023-04-01 $479,900 (23.1%) $610,017 (11.3%) 1.12 1,128
    2023-05-01 $482,500 (20.6%) $636,233 (12.3%) 1.09 1,165
    2023-06-01 $475,000 (18.0%) $654,346 (19.4%) 1.07 1,282
    2023-07-01 $475,000 (14.5%) $657,326 (21.8%) 1.08 1,427
    2023-08-01 $477,450 (15.4%) $665,603 (22.0%) 1.10 1,540
    2023-09-01 $475,000 (12.4%) $668,599 (20.6%) 1.11 1,661
    2023-10-01 $474,500 (11.7%) $641,875 (17.4%) 1.12 1,914
    2023-11-01 $462,463 (8.8%) $636,646 (16.9%) 1.10 2,023
    2023-12-01 $459,900 (7.2%) $623,330 (12.8%) 1.12 2,019
    2024-01-01 $457,950 (4.2%) $629,753 (13.8%) 1.12 1,873
    2024-02-01 $459,950 (2.2%) $642,220 (13.1%) 1.11 1,709
    2024-03-01 $450,000 (-3.7%) $640,639 (10.4%) 1.06 1,728
    2024-04-01 $464,950 (-3.1%) $659,120 (8.1%) 1.08 1,805
    2024-05-01 $485,000 (0.5%) $669,419 (5.2%) 1.10 1,961
    2024-06-01 $469,900 (-1.1%) $648,482 (-0.9%) 1.07 2,154
    2024-07-01 $469,450 (-1.2%) $629,933 (-4.2%) 1.07 2,377
    2024-08-01 $469,900 (-1.6%) $623,650 (-6.3%) 1.09 2,510
    2024-09-01 $454,950 (-4.2%) $610,001 (-8.8%) 1.07 2,650
    2024-10-01 $452,450 (-4.7%) $606,791 (-5.5%) 1.06 2,711
    2024-11-01 $450,000 (-2.7%) $605,375 (-4.9%) 1.08 2,881
    2024-12-01 $449,450 (-2.3%) $599,619 (-3.8%) 1.12 2,675
    2025-01-01 $439,437 (-4.0%) $586,181 (-6.9%) 1.10 2,534
    2025-02-01 $445,000 (-3.3%) $595,766 (-7.2%) 1.08 2,573
    2025-03-01 $449,900 (0.0%) $607,136 (-5.2%) 1.06 2,615
    2025-04-01 $450,000 (-3.2%) $604,904 (-8.2%) 1.04 2,939
    Knoxville's median listing price for 2025-04-01 was $450,000, a difference of $-14,950 (-3.2%) versus the prior year and $100 versus the prior month.

    Knoxville's median listing price comes in at 104% of the national average.

    Knoxville's average listing price for 2025-04-01 was $604,904, a difference of $-54,216 (-8.2%) versus the prior year and $-2,232 versus the prior month.

    For the 2025-04-01 period, Knoxville had 2,939 MLS listings, a difference of 324 listings (12%) versus the prior month and 1,134 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Knoxville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 87 days 2,188 sqft
    2018-02-01 84 days 2,188 sqft
    2018-03-01 67 days 2,254 sqft
    2018-04-01 56 days 2,288 sqft
    2018-05-01 53 days 2,306 sqft
    2018-06-01 56 days 2,303 sqft
    2018-07-01 57 days 2,306 sqft
    2018-08-01 59 days 2,274 sqft
    2018-09-01 63 days 2,252 sqft
    2018-10-01 68 days 2,254 sqft
    2018-11-01 72 days 2,264 sqft
    2018-12-01 79 days 2,231 sqft
    2019-01-01 85 days 2,219 sqft
    2019-02-01 79 days 2,206 sqft
    2019-03-01 67 days 2,249 sqft
    2019-04-01 57 days 2,316 sqft
    2019-05-01 54 days 2,348 sqft
    2019-06-01 57 days 2,374 sqft
    2019-07-01 59 days 2,390 sqft
    2019-08-01 59 days 2,363 sqft
    2019-09-01 60 days 2,307 sqft
    2019-10-01 61 days 2,274 sqft
    2019-11-01 64 days 2,236 sqft
    2019-12-01 74 days 2,211 sqft
    2020-01-01 85 days 2,200 sqft
    2020-02-01 78 days 2,200 sqft
    2020-03-01 58 days 2,246 sqft
    2020-04-01 56 days 2,271 sqft
    2020-05-01 60 days 2,286 sqft
    2020-06-01 58 days 2,303 sqft
    2020-07-01 55 days 2,319 sqft
    2020-08-01 51 days 2,250 sqft
    2020-09-01 50 days 2,225 sqft
    2020-10-01 46 days 2,200 sqft
    2020-11-01 47 days 2,127 sqft
    2020-12-01 55 days 2,077 sqft
    2021-01-01 68 days 2,083 sqft
    2021-02-01 76 days 2,049 sqft
    2021-03-01 46 days 1,995 sqft
    2021-04-01 42 days 2,057 sqft
    2021-05-01 32 days 2,056 sqft
    2021-06-01 32 days 2,085 sqft
    2021-07-01 35 days 2,007 sqft
    2021-08-01 35 days 2,003 sqft
    2021-09-01 39 days 1,997 sqft
    2021-10-01 39 days 1,991 sqft
    2021-11-01 43 days 1,992 sqft
    2021-12-01 47 days 1,980 sqft
    2022-01-01 49 days 2,000 sqft
    2022-02-01 36 days 2,003 sqft
    2022-03-01 28 days 1,988 sqft
    2022-04-01 26 days 2,030 sqft
    2022-05-01 26 days 2,070 sqft
    2022-06-01 29 days 2,113 sqft
    2022-07-01 32 days 2,139 sqft
    2022-08-01 37 days 2,102 sqft
    2022-09-01 41 days 2,121 sqft
    2022-10-01 43 days 2,150 sqft
    2022-11-01 48 days 2,164 sqft
    2022-12-01 60 days 2,174 sqft
    2023-01-01 67 days 2,193 sqft
    2023-02-01 55 days 2,218 sqft
    2023-03-01 46 days 2,220 sqft
    2023-04-01 40 days 2,221 sqft
    2023-05-01 37 days 2,248 sqft
    2023-06-01 37 days 2,234 sqft
    2023-07-01 36 days 2,227 sqft
    2023-08-01 40 days 2,228 sqft
    2023-09-01 42 days 2,200 sqft
    2023-10-01 41 days 2,216 sqft
    2023-11-01 45 days 2,201 sqft
    2023-12-01 54 days 2,169 sqft
    2024-01-01 67 days 2,148 sqft
    2024-02-01 65 days 2,119 sqft
    2024-03-01 49 days 2,078 sqft
    2024-04-01 43 days 2,108 sqft
    2024-05-01 42 days 2,150 sqft
    2024-06-01 45 days 2,143 sqft
    2024-07-01 45 days 2,150 sqft
    2024-08-01 47 days 2,153 sqft
    2024-09-01 52 days 2,138 sqft
    2024-10-01 53 days 2,125 sqft
    2024-11-01 56 days 2,094 sqft
    2024-12-01 65 days 2,065 sqft
    2025-01-01 70 days 2,027 sqft
    2025-02-01 64 days 2,030 sqft
    2025-03-01 53 days 2,060 sqft
    2025-04-01 45 days 2,052 sqft
    Knoxville's median listing age (time on market) for 2025-04-01 was 45 days. This is 5% longer than the same period one year ago.

    Knoxville's median square footage for active listings during the 2025-04-01 period was 2,052 sqft. One year prior, the average listing was 2,108 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.