Greenville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Greenville averaged
6.51%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.43% and
one month ago for the week of 2023-04-20, the
average rate was 6.33%.
Greenville's average rate one year ago was 5.39%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.97%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Greenville 30 Year Fixed Rate | 2023-05-25 | 6.51% |
Greenville 30 Year Fixed Rate Refi | 2023-05-25 | 6.97% |
Greenville 15 Year Fixed Rate | 2023-05-25 | 6.17% |
Greenville 15 Year Fixed Rate Refi | 2023-05-25 | 6.57% |
Greenville 30 Year FHA | 2023-05-25 | 6.4% |
Greenville 30 Year FHA Refi | 2023-05-25 | 6.41% |
Greenville 30 Year USDA | 2023-05-25 | 6.83% |
Greenville 30 Year USDA Refi | 2023-05-25 | 6.83% |
Greenville 30 Year VA | 2023-05-25 | 6.21% |
Greenville 30 Year VA Refi | 2023-05-25 | 6.21% |
Greenville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Greenville Average Closing Costs & Other Stats
Greenville, OH's 57 lenders originated 1,081
loans during 2022. The total origination value was $150,975,000, with an average loan value of
$139,662.
Greenville's average closing costs are $4,047.
The top Greenville lender as defined by loan originations is The Huntington National Bank, with
42 loans originated. Their average total fees are
$3,001, which is $373
lower than the next largest lender,
The Park National Bank.
The lowest fee Greenville lenders (with over 10 loans originated) are
Union Savings Bank ($848), JPMorgan Chase Bank ($1,846), Greenville Federal ($1,923), The Huntington National Bank ($3,001) and The Park National Bank ($3,375).
The lowest rate Greenville lenders (with over 10 loans originated) are
Union Savings Bank (4.20%), CALIBER HOME LOANS, INC. (4.61%), JPMorgan Chase Bank (4.86%), The Park National Bank (4.87%) and U.S. Bank (5.12%).
Greenville, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
CALIBER HOME LOANS, INC. | $35,290,000 | $20,255,000 | -42.6% | 13.4% |
Greenville National Bank | $26,145,000 | $15,585,000 | -40.4% | 10.3% |
The Farmers State Bank | $11,365,000 | $10,565,000 | -7.0% | 7.0% |
Greenville Federal | $20,155,000 | $9,895,000 | -50.9% | 6.6% |
The Park National Bank | $24,580,000 | $8,895,000 | -63.8% | 5.9% |
The Huntington National Bank | $3,185,000 | $7,875,000 | 147.3% | 5.2% |
QUICKEN LOANS, LLC | $11,000,000 | $6,955,000 | -36.8% | 4.6% |
WRIGHT-PATT CREDIT UNION, INC. | $3,425,000 | $4,155,000 | 21.3% | 2.8% |
Union Savings Bank | $5,655,000 | $4,150,000 | -26.6% | 2.7% |
Fifth Third Bank | $5,085,000 | $3,825,000 | -24.8% | 2.5% |
The Greenwood's State Bank | $3,605,000 | n/a | 2.4% | |
U.S. Bank | $4,345,000 | $3,265,000 | -24.9% | 2.2% |
JPMorgan Chase Bank | $3,585,000 | $2,450,000 | -31.7% | 1.6% |
LOANDEPOT.COM, LLC | $3,170,000 | $2,410,000 | -24.0% | 1.6% |
Mortgage Research Center, LLC | $2,615,000 | $2,380,000 | -9.0% | 1.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,525,000 | $2,325,000 | 52.5% | 1.5% |
THRIVE MORTGAGE, LLC | $2,370,000 | $1,885,000 | -20.5% | 1.2% |
FREEDOM MORTGAGE CORPORATION | $7,920,000 | $1,870,000 | -76.4% | 1.2% |
POLARIS HOME FUNDING CORP. | $1,895,000 | $1,740,000 | -8.2% | 1.2% |
UNITED WHOLESALE MORTGAGE, LLC | $490,000 | $1,740,000 | 255.1% | 1.2% |
NAVY FEDERAL CREDIT UNION | $380,000 | $1,430,000 | 276.3% | 0.9% |
Covington Savings and Loan Association | $665,000 | $1,380,000 | 107.5% | 0.9% |
First Bank Richmond | $660,000 | $1,280,000 | 93.9% | 0.8% |
Minster Bank | $920,000 | $1,220,000 | 32.6% | 0.8% |
NEWREZ LLC | $805,000 | $1,185,000 | 47.2% | 0.8% |
DAS Acquisition Company, LLC | $1,985,000 | $1,175,000 | -40.8% | 0.8% |
CROSSCOUNTRY MORTGAGE, LLC | $290,000 | $1,135,000 | 291.4% | 0.8% |
RUOFF MORTGAGE COMPANY, INC. | $860,000 | $1,115,000 | 29.7% | 0.7% |
Carrington Mortgage Services, LLC | $970,000 | $1,100,000 | 13.4% | 0.7% |
First Financial Bank | $1,140,000 | $995,000 | -12.7% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $720,000 | $965,000 | 34.0% | 0.6% |
Flagstar Bank, FSB | $95,000 | $925,000 | 873.7% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $1,515,000 | $855,000 | -43.6% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $1,135,000 | $745,000 | -34.4% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $795,000 | $725,000 | -8.8% | 0.5% |
ROYAL UNITED MORTGAGE LLC | $430,000 | $700,000 | 62.8% | 0.5% |
MOVEMENT MORTGAGE, LLC | $155,000 | $675,000 | 335.5% | 0.4% |
PNC Bank | $1,160,000 | $675,000 | -41.8% | 0.4% |
NEW DAY FINANCIAL, LLC | $390,000 | $670,000 | 71.8% | 0.4% |
Farm Credit Mid-America, ACA | $4,535,000 | $610,000 | -86.5% | 0.4% |
Amerifirst Financial, Inc. | $595,000 | n/a | 0.4% | |
AMERICAN FINANCIAL RESOURCES, INC. | $800,000 | $565,000 | -29.4% | 0.4% |
AMERICAN FINANCING CORPORATION | $695,000 | $515,000 | -25.9% | 0.3% |
MID AMERICA MORTGAGE, INC. | $3,510,000 | $515,000 | -85.3% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $185,000 | $505,000 | 173.0% | 0.3% |
Superior Credit Union, Inc. | $720,000 | $495,000 | -31.3% | 0.3% |
BMO Harris Bank | $465,000 | n/a | 0.3% | |
AMERICAN MORTGAGE SERVICE COMPANY | $835,000 | $455,000 | -45.5% | 0.3% |
HONDA Federal Credit Union | $425,000 | $455,000 | 7.1% | 0.3% |
TOP FLITE FINANCIAL, INC. | $365,000 | $425,000 | 16.4% | 0.3% |
USAA Federal Savings Bank | $185,000 | $420,000 | 127.0% | 0.3% |
LIMA ONE CAPITAL, LLC | $350,000 | n/a | 0.2% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $385,000 | $340,000 | -11.7% | 0.2% |
NFM, INC. | $340,000 | n/a | 0.2% | |
Third Federal Savings and Loan Association of Cleveland | $340,000 | n/a | 0.2% | |
Wells Fargo Bank | $1,055,000 | $310,000 | -70.6% | 0.2% |
Civista Bank | $470,000 | $285,000 | -39.4% | 0.2% |
Merchants Bank of Indiana | $330,000 | $275,000 | -16.7% | 0.2% |
GUARANTEED RATE, INC. | $260,000 | n/a | 0.2% | |
MORTGAGE 1 INCORPORATED | $55,000 | $255,000 | 363.6% | 0.2% |
First Bank of Berne | $240,000 | n/a | 0.2% | |
MYCUMORTGAGE, LLC | $225,000 | $235,000 | 4.4% | 0.2% |
VAN DYK MORTGAGE CORPORATION | $125,000 | $225,000 | 80.0% | 0.1% |
LIBERTY HOME MORTGAGE CORPORATION | $220,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $235,000 | $215,000 | -8.5% | 0.1% |
CMG MORTGAGE, INC. | $340,000 | $210,000 | -38.2% | 0.1% |
Citizens Bank | $295,000 | $205,000 | -30.5% | 0.1% |
Day Air Credit Union, Inc | $100,000 | $205,000 | 105.0% | 0.1% |
EMBRACE HOME LOANS, INC. | $205,000 | n/a | 0.1% | |
Regions Bank | $205,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $200,000 | n/a | 0.1% | |
NBKC BANK | $195,000 | n/a | 0.1% | |
Strong Home Mortgage, LLC | $195,000 | n/a | 0.1% | |
Figure Lending LLC | $130,000 | $190,000 | 46.2% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $535,000 | $190,000 | -64.5% | 0.1% |
First Guaranty Mortgage Corporation | $135,000 | $180,000 | 33.3% | 0.1% |
Somerville Bank | $145,000 | $180,000 | 24.1% | 0.1% |
T2 FINANCIAL LLC | $315,000 | $175,000 | -44.4% | 0.1% |
Barrington Bank & Trust Company, N.A. | $95,000 | $165,000 | 73.7% | 0.1% |
MORIA DEVELOPMENT, INC. | $160,000 | n/a | 0.1% | |
ALLIED MORTGAGE GROUP, INC. | $145,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $145,000 | n/a | 0.1% | |
Old National Bank | $25,000 | $145,000 | 480.0% | 0.1% |
STAR Financial Bank | $145,000 | n/a | 0.1% | |
THRIVENT Federal Credit Union | $145,000 | n/a | 0.1% | |
EASTMAN | $135,000 | n/a | 0.1% | |
First State Bank | $135,000 | n/a | 0.1% | |
UNION HOME MORTGAGE CORP. | $795,000 | $135,000 | -83.0% | 0.1% |
Bath State Bank | $485,000 | $125,000 | -74.2% | 0.1% |
Chicago Mortgage Solutions LLC | $275,000 | $125,000 | -54.5% | 0.1% |
Gateway First Bank | $125,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
SOUTHWEST FUNDING, LP | $125,000 | n/a | 0.1% | |
Cornerstone First Mortgage, Inc | $115,000 | n/a | 0.1% | |
NORTHERN MORTGAGE SERVICES, LLC | $510,000 | $115,000 | -77.5% | 0.1% |
Bank of England | $105,000 | n/a | 0.1% | |
Citizens State Bank of New Castle | $105,000 | n/a | 0.1% | |
GSF Mortgage Corporation | $95,000 | n/a | 0.1% | |
Monroe Federal Savings and Loan Association | $85,000 | n/a | 0.1% | |
Bank of America | $75,000 | $75,000 | 0.0% | 0.0% |
BETTER MORTGAGE CORPORATION | $1,545,000 | $75,000 | -95.1% | 0.0% |
CODE | $225,000 | $75,000 | -66.7% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
Discover Bank | $90,000 | $70,000 | -22.2% | 0.0% |
LCNB National Bank | $235,000 | $65,000 | -72.3% | 0.0% |
M&T Bank | $65,000 | n/a | 0.0% | |
Mercantile Bank of Michigan | $55,000 | n/a | 0.0% | |
Three Rivers Federal Credit Union | $115,000 | $55,000 | -52.2% | 0.0% |
The Richwood Banking Company | $35,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $25,000 | n/a | 0.0% | |
GENERAL ELECTRIC CREDIT UNION | $55,000 | $15,000 | -72.7% | 0.0% |
Greenville's top lender by overall market share is CALIBER HOME LOANS, INC., with 13.4% market share. In second place, with 10.3%, is Greenville National Bank, having originated $15,585,000 in loans. In third place, with 7.0%, is The Farmers State Bank, having originated $10,565,000 in loans. In fourth place, with 6.6%, is Greenville Federal, having originated $9,895,000 in loans. In fifth place, with 5.9%, is The Park National Bank, having originated $8,895,000 in loans.
Greenville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $118,250 (22.6%) | $139,612 (0.7%) | 0.00 | 152 |
2018-02-01 | $115,339 (18.3%) | $141,532 (1.6%) | 0.00 | 154 |
2018-03-01 | $119,900 (18.8%) | $144,954 (3.4%) | 0.00 | 160 |
2018-04-01 | $124,750 (25.4%) | $148,678 (6.4%) | 0.00 | 150 |
2018-05-01 | $126,250 (28.3%) | $157,133 (13.4%) | 0.00 | 146 |
2018-06-01 | $128,900 (22.2%) | $160,501 (14.3%) | 0.00 | 161 |
2018-07-01 | $129,875 (19.8%) | $160,022 (16.8%) | 0.00 | 178 |
2018-08-01 | $129,450 (15.0%) | $160,643 (13.5%) | 0.00 | 190 |
2018-09-01 | $119,950 (13.7%) | $154,926 (11.1%) | 0.00 | 192 |
2018-10-01 | $120,000 (9.6%) | $150,508 (4.9%) | 0.00 | 190 |
2018-11-01 | $117,675 (12.9%) | $144,992 (3.0%) | 0.00 | 182 |
2018-12-01 | $120,000 (17.7%) | $144,344 (6.9%) | 0.00 | 174 |
2019-01-01 | $108,592 (-8.2%) | $129,506 (-7.2%) | 0.00 | 152 |
2019-02-01 | $106,575 (-7.6%) | $129,034 (-8.8%) | 0.00 | 147 |
2019-03-01 | $110,000 (-10.1%) | $140,460 (-3.1%) | 0.00 | 165 |
2019-04-01 | $113,700 (-12.0%) | $142,280 (-4.3%) | 0.00 | 171 |
2019-05-01 | $113,225 (-10.3%) | $144,243 (-8.2%) | 0.00 | 165 |
2019-06-01 | $109,950 (-14.7%) | $148,502 (-7.5%) | 0.00 | 150 |
2019-07-01 | $103,817 (-20.1%) | $152,746 (-4.6%) | 0.00 | 159 |
2019-08-01 | $114,450 (-18.7%) | $158,499 (-1.3%) | 0.00 | 135 |
2019-09-01 | $122,450 (-3.2%) | $162,990 (5.2%) | 0.00 | 139 |
2019-10-01 | $128,200 (5.0%) | $163,123 (8.4%) | 0.00 | 149 |
2019-11-01 | $123,350 (4.8%) | $164,758 (13.6%) | 0.00 | 145 |
2019-12-01 | $122,400 (2.0%) | $164,657 (14.1%) | 0.00 | 143 |
2020-01-01 | $134,875 (24.2%) | $171,415 (32.4%) | 0.00 | 136 |
2020-02-01 | $135,950 (27.6%) | $172,714 (33.9%) | 0.00 | 125 |
2020-03-01 | $136,200 (26.3%) | $173,642 (23.6%) | 0.00 | 125 |
2020-04-01 | $131,250 (19.6%) | $176,213 (23.9%) | 0.00 | 109 |
2020-05-01 | $128,763 (13.7%) | $177,530 (23.1%) | 0.00 | 112 |
2020-06-01 | $136,050 (23.7%) | $185,273 (24.8%) | 0.00 | 107 |
2020-07-01 | $129,150 (24.4%) | $173,580 (13.6%) | 0.00 | 113 |
2020-08-01 | $123,250 (17.1%) | $165,729 (4.6%) | 0.00 | 101 |
2020-09-01 | $115,000 (-0.9%) | $153,365 (-5.9%) | 0.00 | 99 |
2020-10-01 | $129,900 (3.1%) | $176,135 (8.0%) | 0.00 | 103 |
2020-11-01 | $125,000 (1.3%) | $175,576 (6.6%) | 0.00 | 109 |
2020-12-01 | $119,350 (-2.5%) | $169,971 (3.2%) | 0.00 | 89 |
2021-01-01 | $127,750 (-5.3%) | $173,912 (1.5%) | 0.00 | 82 |
2021-02-01 | $142,425 (4.8%) | $176,737 (2.3%) | 0.00 | 77 |
2021-03-01 | $154,825 (13.7%) | $194,126 (11.8%) | 0.00 | 53 |
2021-04-01 | $164,750 (25.5%) | $201,945 (14.6%) | 0.00 | 56 |
2021-05-01 | $169,900 (32.0%) | $218,706 (23.2%) | 0.00 | 49 |
2021-06-01 | $172,400 (26.7%) | $224,084 (21.0%) | 0.00 | 50 |
2021-07-01 | $157,000 (21.6%) | $206,504 (19.0%) | 0.00 | 55 |
2021-08-01 | $151,225 (22.7%) | $198,698 (19.9%) | 0.00 | 67 |
2021-09-01 | $149,000 (29.6%) | $211,567 (38.0%) | 0.00 | 61 |
2021-10-01 | $149,000 (14.7%) | $206,008 (17.0%) | 0.00 | 68 |
2021-11-01 | $154,950 (24.0%) | $215,288 (22.6%) | 0.00 | 73 |
2021-12-01 | $149,925 (25.6%) | $206,157 (21.3%) | 0.00 | 62 |
2022-01-01 | $146,999 (15.1%) | $205,688 (18.3%) | 0.00 | 53 |
2022-02-01 | $168,000 (18.0%) | $214,047 (21.1%) | 0.00 | 52 |
2022-03-01 | $168,675 (9.0%) | $204,352 (5.3%) | 0.00 | 49 |
2022-04-01 | $164,900 (0.1%) | $209,256 (3.6%) | 0.00 | 56 |
2022-05-01 | $162,550 (-4.3%) | $219,777 (0.5%) | 0.00 | 75 |
2022-06-01 | $179,900 (4.4%) | $230,907 (3.0%) | 0.00 | 89 |
2022-07-01 | $185,000 (17.8%) | $235,387 (14.0%) | 0.00 | 91 |
2022-08-01 | $182,500 (20.7%) | $219,181 (10.3%) | 0.00 | 90 |
2022-09-01 | $168,350 (13.0%) | $210,678 (-0.4%) | 0.00 | 90 |
2022-10-01 | $189,900 (27.5%) | $226,610 (10.0%) | 0.00 | 91 |
2022-11-01 | $180,650 (16.6%) | $216,289 (0.5%) | 0.00 | 82 |
2022-12-01 | $199,900 (33.3%) | $245,062 (18.9%) | 0.00 | 71 |
2023-01-01 | $209,300 (42.4%) | $270,692 (31.6%) | 0.00 | 68 |
2023-02-01 | $199,900 (19.0%) | $247,472 (15.6%) | 0.00 | 64 |
2023-03-01 | $194,450 (15.3%) | $243,109 (19.0%) | 0.00 | 66 |
2023-04-01 | $191,000 (0.0%) | $238,076 (13.8%) | 0.00 | 63 |
Greenville's median listing price comes in at 0% of the national average.
Greenville's average listing price for 2023-04-01 was $238,076, a difference of $28,820 (13.8%) versus the prior year and $-5,033 versus the prior month.
For the 2023-04-01 period, Greenville had 63 MLS listings, a difference of -3 listings (-5%) versus the prior month and 7 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,732 sqft |
2018-02-01 | 0 days | 1,704 sqft |
2018-03-01 | 0 days | 1,733 sqft |
2018-04-01 | 0 days | 1,750 sqft |
2018-05-01 | 0 days | 1,846 sqft |
2018-06-01 | 0 days | 1,765 sqft |
2018-07-01 | 0 days | 1,760 sqft |
2018-08-01 | 0 days | 1,825 sqft |
2018-09-01 | 0 days | 1,771 sqft |
2018-10-01 | 0 days | 1,697 sqft |
2018-11-01 | 0 days | 1,679 sqft |
2018-12-01 | 0 days | 1,620 sqft |
2019-01-01 | 0 days | 1,555 sqft |
2019-02-01 | 0 days | 1,554 sqft |
2019-03-01 | 0 days | 1,525 sqft |
2019-04-01 | 0 days | 1,559 sqft |
2019-05-01 | 0 days | 1,567 sqft |
2019-06-01 | 0 days | 1,576 sqft |
2019-07-01 | 0 days | 1,576 sqft |
2019-08-01 | 0 days | 1,683 sqft |
2019-09-01 | 0 days | 1,724 sqft |
2019-10-01 | 0 days | 1,697 sqft |
2019-11-01 | 0 days | 1,695 sqft |
2019-12-01 | 0 days | 1,732 sqft |
2020-01-01 | 0 days | 1,720 sqft |
2020-02-01 | 0 days | 1,784 sqft |
2020-03-01 | 0 days | 1,753 sqft |
2020-04-01 | 0 days | 1,758 sqft |
2020-05-01 | 0 days | 1,642 sqft |
2020-06-01 | 0 days | 1,630 sqft |
2020-07-01 | 0 days | 1,652 sqft |
2020-08-01 | 0 days | 1,656 sqft |
2020-09-01 | 0 days | 1,635 sqft |
2020-10-01 | 0 days | 1,680 sqft |
2020-11-01 | 0 days | 1,804 sqft |
2020-12-01 | 0 days | 1,734 sqft |
2021-01-01 | 0 days | 1,777 sqft |
2021-02-01 | 0 days | 1,659 sqft |
2021-03-01 | 0 days | 1,677 sqft |
2021-04-01 | 0 days | 1,732 sqft |
2021-05-01 | 0 days | 1,865 sqft |
2021-06-01 | 0 days | 1,738 sqft |
2021-07-01 | 0 days | 1,678 sqft |
2021-08-01 | 0 days | 1,658 sqft |
2021-09-01 | 0 days | 1,666 sqft |
2021-10-01 | 0 days | 1,555 sqft |
2021-11-01 | 0 days | 1,542 sqft |
2021-12-01 | 0 days | 1,582 sqft |
2022-01-01 | 0 days | 1,445 sqft |
2022-02-01 | 0 days | 1,458 sqft |
2022-03-01 | 0 days | 1,475 sqft |
2022-04-01 | 0 days | 1,583 sqft |
2022-05-01 | 0 days | 1,619 sqft |
2022-06-01 | 0 days | 1,675 sqft |
2022-07-01 | 0 days | 1,712 sqft |
2022-08-01 | 0 days | 1,621 sqft |
2022-09-01 | 0 days | 1,640 sqft |
2022-10-01 | 0 days | 1,723 sqft |
2022-11-01 | 0 days | 1,625 sqft |
2022-12-01 | 0 days | 1,814 sqft |
2023-01-01 | 0 days | 1,804 sqft |
2023-02-01 | 0 days | 1,776 sqft |
2023-03-01 | 0 days | 1,720 sqft |
2023-04-01 | 0 days | 1,692 sqft |
Greenville's median square footage for active listings during the 2023-04-01 period was 1,692 sqft. One year prior, the average listing was 1,583 sqft.
Greenville, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 577 | $99,615,000 | $172,643 |
Cash Out Refi | 169 | $23,495,000 | $139,024 |
Refi | 162 | $17,520,000 | $108,148 |
Home Improvement | 96 | $5,270,000 | $54,896 |
Other | 77 | $5,075,000 | $65,909 |
Greenville's most frequently cited loan purpose was Home Purchase, with 577 originations. The 2nd most popular reason was Cash Out Refi, with 169 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 236 | $31,640,000 | $134,068 |
4-5% | 208 | $29,930,000 | $143,894 |
3-4% | 206 | $31,030,000 | $150,631 |
6-7% | 126 | $16,200,000 | $128,571 |
2.5-3% | 43 | $6,435,000 | $149,651 |
7-8% | 39 | $3,885,000 | $99,615 |
Over 8% | 20 | $920,000 | $46,000 |
<2.5% | 11 | $1,595,000 | $145,000 |
During 2022, Greenville's most frequently originated rate bucket was 5-6%, with 236 originations.
Loan Sizing (Greenville, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 457 | $65,055,000 | $142,352 |
$100,000 or less | 425 | $24,595,000 | $57,871 |
$200k-400k | 175 | $45,585,000 | $260,486 |
$400k-600k | 20 | $9,690,000 | $484,500 |
$600k-1000k | 2 | $1,220,000 | $610,000 |
$Over $1MM | 2 | $4,830,000 | $2,415,000 |
Greenville's loan sizing saw the bucket of loans from $100k-200k with 457 originations, totaling $65,055,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 419 | $70,255,000 | $167,673 |
60-80% | 180 | $30,900,000 | $171,667 |
20-40% | 108 | $7,060,000 | $65,370 |
Under 20% | 88 | $3,040,000 | $34,545 |
40-60% | 81 | $8,155,000 | $100,679 |
Over 100% | 7 | $1,485,000 | $212,143 |
Greenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 419 originations, totaling $70,255,000 in origination value.