Greenville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greenville averaged 6.51% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.43% and one month ago for the week of 2023-04-20, the average rate was 6.33%.

    Greenville's average rate one year ago was 5.39%.

    For refis of the same type during the week of 2023-05-25, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Greenville 30 Year Fixed Rate 2023-05-25 6.51%
    Greenville 30 Year Fixed Rate Refi 2023-05-25 6.97%
    Greenville 15 Year Fixed Rate 2023-05-25 6.17%
    Greenville 15 Year Fixed Rate Refi 2023-05-25 6.57%
    Greenville 30 Year FHA 2023-05-25 6.4%
    Greenville 30 Year FHA Refi 2023-05-25 6.41%
    Greenville 30 Year USDA 2023-05-25 6.83%
    Greenville 30 Year USDA Refi 2023-05-25 6.83%
    Greenville 30 Year VA 2023-05-25 6.21%
    Greenville 30 Year VA Refi 2023-05-25 6.21%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenville, OH.

    Greenville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Huntington National Bank 42 5.28% $3,001
    The Park National Bank 29 4.87% $3,375
    CALIBER HOME LOANS, INC. 27 4.61% $4,175
    Greenville Federal 23 5.17% $1,923
    QUICKEN LOANS, LLC 16 6.07% $5,541
    JPMorgan Chase Bank 12 4.86% $1,846
    Union Savings Bank 11 4.20% $848
    U.S. Bank 10 5.12% $3,865
    WRIGHT-PATT CREDIT UNION, INC. 9 5.13% $2,510
    Fifth Third Bank 8 4.72% $2,943
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 5.72% $4,510
    UNITED WHOLESALE MORTGAGE, LLC 6 5.62% $4,529
    LOANDEPOT.COM, LLC 5 5.48% $4,523
    FREEDOM MORTGAGE CORPORATION 5 5.73% $5,851
    ROYAL UNITED MORTGAGE LLC 5 4.60% $6,946
    THRIVE MORTGAGE, LLC 4 6.47% $4,540
    RUOFF MORTGAGE COMPANY, INC. 3 5.08% $2,433
    First Financial Bank 3 5.08% $2,637
    PNC Bank 3 5.38% $4,247
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.21% $4,062
    Farm Credit Mid-America, ACA 2 4.35% $5,656
    AMERICAN MORTGAGE SERVICE COMPANY 2 5.75% $3,324
    AMERISAVE MORTGAGE CORPORATION 2 4.75% $5,703
    Carrington Mortgage Services, LLC 2 4.94% $8,056
    CROSSCOUNTRY MORTGAGE, LLC 2 5.29% $6,912
    DAS Acquisition Company, LLC 2 5.00% $4,703
    GUARANTEED RATE, INC. 2 3.25% $3,085
    LAKEVIEW LOAN SERVICING, LLC 2 3.68% $4,315
    MOVEMENT MORTGAGE, LLC 2 5.56% $2,652
    Mr. Cooper ( Nationstar Mortgage ) 2 5.49% $7,097
    NEWREZ LLC 2 5.06% $2,514
    Superior Credit Union, Inc. 2 4.81% $2,325
    Wells Fargo Bank 1 6.25% $0
    NORTHERN MORTGAGE SERVICES, LLC 1 5.88% $1,583
    Old National Bank 1 3.50% $2,592
    Mortgage Research Center, LLC 1 5.88% $1,891
    POLARIS HOME FUNDING CORP. 1 3.25% $4,699
    LIBERTY HOME MORTGAGE CORPORATION 1 4.75% $5,608
    Gateway First Bank 1 6.00% $2,194
    Regions Bank 1 6.88% $5,195
    Flagstar Bank, FSB 1 6.25% $2,674
    First Bank Richmond 1 3.25% $10,876
    Somerville Bank 1 3.88% $3,276
    STAR Financial Bank 1 5.25% $2,792
    Amerifirst Financial, Inc. 1 6.13% $6,812
    AMERICAN FINANCING CORPORATION 1 4.00% $4,383
    CMG MORTGAGE, INC. 1 5.00% $2,238
    Third Federal Savings and Loan Association of Cleveland 1 3.49% $3,348
    Civista Bank 1 4.49% $2,963
    THRIVENT Federal Credit Union 1 3.88% $2,439
    UNION HOME MORTGAGE CORP. 1 4.25% $5,112
    BMO Harris Bank 1 4.50% $17,108
    BETTER MORTGAGE CORPORATION 1 6.63% $3,190
    Bank of England 1 7.25% $4,755
    VAN DYK MORTGAGE CORPORATION 1 7.13% $4,339
    MYCUMORTGAGE, LLC 1 6.13% $3,311
    NAVY FEDERAL CREDIT UNION 1 5.38% $4,692

    Greenville Average Closing Costs & Other Stats

    Greenville, OH's 57 lenders originated 1,081 loans during 2022. The total origination value was $150,975,000, with an average loan value of $139,662.

    Greenville's average closing costs are $4,047.

    The top Greenville lender as defined by loan originations is The Huntington National Bank, with 42 loans originated. Their average total fees are $3,001, which is $373 lower than the next largest lender, The Park National Bank.

    The lowest fee Greenville lenders (with over 10 loans originated) are Union Savings Bank ($848), JPMorgan Chase Bank ($1,846), Greenville Federal ($1,923), The Huntington National Bank ($3,001) and The Park National Bank ($3,375).

    The lowest rate Greenville lenders (with over 10 loans originated) are Union Savings Bank (4.20%), CALIBER HOME LOANS, INC. (4.61%), JPMorgan Chase Bank (4.86%), The Park National Bank (4.87%) and U.S. Bank (5.12%).

    Greenville, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    CALIBER HOME LOANS, INC. $35,290,000 $20,255,000 -42.6% 13.4%
    Greenville National Bank $26,145,000 $15,585,000 -40.4% 10.3%
    The Farmers State Bank $11,365,000 $10,565,000 -7.0% 7.0%
    Greenville Federal $20,155,000 $9,895,000 -50.9% 6.6%
    The Park National Bank $24,580,000 $8,895,000 -63.8% 5.9%
    The Huntington National Bank $3,185,000 $7,875,000 147.3% 5.2%
    QUICKEN LOANS, LLC $11,000,000 $6,955,000 -36.8% 4.6%
    WRIGHT-PATT CREDIT UNION, INC. $3,425,000 $4,155,000 21.3% 2.8%
    Union Savings Bank $5,655,000 $4,150,000 -26.6% 2.7%
    Fifth Third Bank $5,085,000 $3,825,000 -24.8% 2.5%
    The Greenwood's State Bank $3,605,000 n/a 2.4%
    U.S. Bank $4,345,000 $3,265,000 -24.9% 2.2%
    JPMorgan Chase Bank $3,585,000 $2,450,000 -31.7% 1.6%
    LOANDEPOT.COM, LLC $3,170,000 $2,410,000 -24.0% 1.6%
    Mortgage Research Center, LLC $2,615,000 $2,380,000 -9.0% 1.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,525,000 $2,325,000 52.5% 1.5%
    THRIVE MORTGAGE, LLC $2,370,000 $1,885,000 -20.5% 1.2%
    FREEDOM MORTGAGE CORPORATION $7,920,000 $1,870,000 -76.4% 1.2%
    POLARIS HOME FUNDING CORP. $1,895,000 $1,740,000 -8.2% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $490,000 $1,740,000 255.1% 1.2%
    NAVY FEDERAL CREDIT UNION $380,000 $1,430,000 276.3% 0.9%
    Covington Savings and Loan Association $665,000 $1,380,000 107.5% 0.9%
    First Bank Richmond $660,000 $1,280,000 93.9% 0.8%
    Minster Bank $920,000 $1,220,000 32.6% 0.8%
    NEWREZ LLC $805,000 $1,185,000 47.2% 0.8%
    DAS Acquisition Company, LLC $1,985,000 $1,175,000 -40.8% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $290,000 $1,135,000 291.4% 0.8%
    RUOFF MORTGAGE COMPANY, INC. $860,000 $1,115,000 29.7% 0.7%
    Carrington Mortgage Services, LLC $970,000 $1,100,000 13.4% 0.7%
    First Financial Bank $1,140,000 $995,000 -12.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $720,000 $965,000 34.0% 0.6%
    Flagstar Bank, FSB $95,000 $925,000 873.7% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,515,000 $855,000 -43.6% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,135,000 $745,000 -34.4% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $795,000 $725,000 -8.8% 0.5%
    ROYAL UNITED MORTGAGE LLC $430,000 $700,000 62.8% 0.5%
    MOVEMENT MORTGAGE, LLC $155,000 $675,000 335.5% 0.4%
    PNC Bank $1,160,000 $675,000 -41.8% 0.4%
    NEW DAY FINANCIAL, LLC $390,000 $670,000 71.8% 0.4%
    Farm Credit Mid-America, ACA $4,535,000 $610,000 -86.5% 0.4%
    Amerifirst Financial, Inc. $595,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $800,000 $565,000 -29.4% 0.4%
    AMERICAN FINANCING CORPORATION $695,000 $515,000 -25.9% 0.3%
    MID AMERICA MORTGAGE, INC. $3,510,000 $515,000 -85.3% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $185,000 $505,000 173.0% 0.3%
    Superior Credit Union, Inc. $720,000 $495,000 -31.3% 0.3%
    BMO Harris Bank $465,000 n/a 0.3%
    AMERICAN MORTGAGE SERVICE COMPANY $835,000 $455,000 -45.5% 0.3%
    HONDA Federal Credit Union $425,000 $455,000 7.1% 0.3%
    TOP FLITE FINANCIAL, INC. $365,000 $425,000 16.4% 0.3%
    USAA Federal Savings Bank $185,000 $420,000 127.0% 0.3%
    LIMA ONE CAPITAL, LLC $350,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $385,000 $340,000 -11.7% 0.2%
    NFM, INC. $340,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $340,000 n/a 0.2%
    Wells Fargo Bank $1,055,000 $310,000 -70.6% 0.2%
    Civista Bank $470,000 $285,000 -39.4% 0.2%
    Merchants Bank of Indiana $330,000 $275,000 -16.7% 0.2%
    GUARANTEED RATE, INC. $260,000 n/a 0.2%
    MORTGAGE 1 INCORPORATED $55,000 $255,000 363.6% 0.2%
    First Bank of Berne $240,000 n/a 0.2%
    MYCUMORTGAGE, LLC $225,000 $235,000 4.4% 0.2%
    VAN DYK MORTGAGE CORPORATION $125,000 $225,000 80.0% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $220,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $235,000 $215,000 -8.5% 0.1%
    CMG MORTGAGE, INC. $340,000 $210,000 -38.2% 0.1%
    Citizens Bank $295,000 $205,000 -30.5% 0.1%
    Day Air Credit Union, Inc $100,000 $205,000 105.0% 0.1%
    EMBRACE HOME LOANS, INC. $205,000 n/a 0.1%
    Regions Bank $205,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $200,000 n/a 0.1%
    NBKC BANK $195,000 n/a 0.1%
    Strong Home Mortgage, LLC $195,000 n/a 0.1%
    Figure Lending LLC $130,000 $190,000 46.2% 0.1%
    VILLAGE CAPITAL MORTGAGE $535,000 $190,000 -64.5% 0.1%
    First Guaranty Mortgage Corporation $135,000 $180,000 33.3% 0.1%
    Somerville Bank $145,000 $180,000 24.1% 0.1%
    T2 FINANCIAL LLC $315,000 $175,000 -44.4% 0.1%
    Barrington Bank & Trust Company, N.A. $95,000 $165,000 73.7% 0.1%
    MORIA DEVELOPMENT, INC. $160,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $145,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $145,000 n/a 0.1%
    Old National Bank $25,000 $145,000 480.0% 0.1%
    STAR Financial Bank $145,000 n/a 0.1%
    THRIVENT Federal Credit Union $145,000 n/a 0.1%
    EASTMAN $135,000 n/a 0.1%
    First State Bank $135,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $795,000 $135,000 -83.0% 0.1%
    Bath State Bank $485,000 $125,000 -74.2% 0.1%
    Chicago Mortgage Solutions LLC $275,000 $125,000 -54.5% 0.1%
    Gateway First Bank $125,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $125,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $125,000 n/a 0.1%
    Cornerstone First Mortgage, Inc $115,000 n/a 0.1%
    NORTHERN MORTGAGE SERVICES, LLC $510,000 $115,000 -77.5% 0.1%
    Bank of England $105,000 n/a 0.1%
    Citizens State Bank of New Castle $105,000 n/a 0.1%
    GSF Mortgage Corporation $95,000 n/a 0.1%
    Monroe Federal Savings and Loan Association $85,000 n/a 0.1%
    Bank of America $75,000 $75,000 0.0% 0.0%
    BETTER MORTGAGE CORPORATION $1,545,000 $75,000 -95.1% 0.0%
    CODE $225,000 $75,000 -66.7% 0.0%
    QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
    Discover Bank $90,000 $70,000 -22.2% 0.0%
    LCNB National Bank $235,000 $65,000 -72.3% 0.0%
    M&T Bank $65,000 n/a 0.0%
    Mercantile Bank of Michigan $55,000 n/a 0.0%
    Three Rivers Federal Credit Union $115,000 $55,000 -52.2% 0.0%
    The Richwood Banking Company $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    Lakeview Community Capital, LLC $25,000 n/a 0.0%
    GENERAL ELECTRIC CREDIT UNION $55,000 $15,000 -72.7% 0.0%

    Greenville's top lender by overall market share is CALIBER HOME LOANS, INC., with 13.4% market share. In second place, with 10.3%, is Greenville National Bank, having originated $15,585,000 in loans. In third place, with 7.0%, is The Farmers State Bank, having originated $10,565,000 in loans. In fourth place, with 6.6%, is Greenville Federal, having originated $9,895,000 in loans. In fifth place, with 5.9%, is The Park National Bank, having originated $8,895,000 in loans.

    Greenville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $118,250 (22.6%) $139,612 (0.7%) 0.00 152
    2018-02-01 $115,339 (18.3%) $141,532 (1.6%) 0.00 154
    2018-03-01 $119,900 (18.8%) $144,954 (3.4%) 0.00 160
    2018-04-01 $124,750 (25.4%) $148,678 (6.4%) 0.00 150
    2018-05-01 $126,250 (28.3%) $157,133 (13.4%) 0.00 146
    2018-06-01 $128,900 (22.2%) $160,501 (14.3%) 0.00 161
    2018-07-01 $129,875 (19.8%) $160,022 (16.8%) 0.00 178
    2018-08-01 $129,450 (15.0%) $160,643 (13.5%) 0.00 190
    2018-09-01 $119,950 (13.7%) $154,926 (11.1%) 0.00 192
    2018-10-01 $120,000 (9.6%) $150,508 (4.9%) 0.00 190
    2018-11-01 $117,675 (12.9%) $144,992 (3.0%) 0.00 182
    2018-12-01 $120,000 (17.7%) $144,344 (6.9%) 0.00 174
    2019-01-01 $108,592 (-8.2%) $129,506 (-7.2%) 0.00 152
    2019-02-01 $106,575 (-7.6%) $129,034 (-8.8%) 0.00 147
    2019-03-01 $110,000 (-10.1%) $140,460 (-3.1%) 0.00 165
    2019-04-01 $113,700 (-12.0%) $142,280 (-4.3%) 0.00 171
    2019-05-01 $113,225 (-10.3%) $144,243 (-8.2%) 0.00 165
    2019-06-01 $109,950 (-14.7%) $148,502 (-7.5%) 0.00 150
    2019-07-01 $103,817 (-20.1%) $152,746 (-4.6%) 0.00 159
    2019-08-01 $114,450 (-18.7%) $158,499 (-1.3%) 0.00 135
    2019-09-01 $122,450 (-3.2%) $162,990 (5.2%) 0.00 139
    2019-10-01 $128,200 (5.0%) $163,123 (8.4%) 0.00 149
    2019-11-01 $123,350 (4.8%) $164,758 (13.6%) 0.00 145
    2019-12-01 $122,400 (2.0%) $164,657 (14.1%) 0.00 143
    2020-01-01 $134,875 (24.2%) $171,415 (32.4%) 0.00 136
    2020-02-01 $135,950 (27.6%) $172,714 (33.9%) 0.00 125
    2020-03-01 $136,200 (26.3%) $173,642 (23.6%) 0.00 125
    2020-04-01 $131,250 (19.6%) $176,213 (23.9%) 0.00 109
    2020-05-01 $128,763 (13.7%) $177,530 (23.1%) 0.00 112
    2020-06-01 $136,050 (23.7%) $185,273 (24.8%) 0.00 107
    2020-07-01 $129,150 (24.4%) $173,580 (13.6%) 0.00 113
    2020-08-01 $123,250 (17.1%) $165,729 (4.6%) 0.00 101
    2020-09-01 $115,000 (-0.9%) $153,365 (-5.9%) 0.00 99
    2020-10-01 $129,900 (3.1%) $176,135 (8.0%) 0.00 103
    2020-11-01 $125,000 (1.3%) $175,576 (6.6%) 0.00 109
    2020-12-01 $119,350 (-2.5%) $169,971 (3.2%) 0.00 89
    2021-01-01 $127,750 (-5.3%) $173,912 (1.5%) 0.00 82
    2021-02-01 $142,425 (4.8%) $176,737 (2.3%) 0.00 77
    2021-03-01 $154,825 (13.7%) $194,126 (11.8%) 0.00 53
    2021-04-01 $164,750 (25.5%) $201,945 (14.6%) 0.00 56
    2021-05-01 $169,900 (32.0%) $218,706 (23.2%) 0.00 49
    2021-06-01 $172,400 (26.7%) $224,084 (21.0%) 0.00 50
    2021-07-01 $157,000 (21.6%) $206,504 (19.0%) 0.00 55
    2021-08-01 $151,225 (22.7%) $198,698 (19.9%) 0.00 67
    2021-09-01 $149,000 (29.6%) $211,567 (38.0%) 0.00 61
    2021-10-01 $149,000 (14.7%) $206,008 (17.0%) 0.00 68
    2021-11-01 $154,950 (24.0%) $215,288 (22.6%) 0.00 73
    2021-12-01 $149,925 (25.6%) $206,157 (21.3%) 0.00 62
    2022-01-01 $146,999 (15.1%) $205,688 (18.3%) 0.00 53
    2022-02-01 $168,000 (18.0%) $214,047 (21.1%) 0.00 52
    2022-03-01 $168,675 (9.0%) $204,352 (5.3%) 0.00 49
    2022-04-01 $164,900 (0.1%) $209,256 (3.6%) 0.00 56
    2022-05-01 $162,550 (-4.3%) $219,777 (0.5%) 0.00 75
    2022-06-01 $179,900 (4.4%) $230,907 (3.0%) 0.00 89
    2022-07-01 $185,000 (17.8%) $235,387 (14.0%) 0.00 91
    2022-08-01 $182,500 (20.7%) $219,181 (10.3%) 0.00 90
    2022-09-01 $168,350 (13.0%) $210,678 (-0.4%) 0.00 90
    2022-10-01 $189,900 (27.5%) $226,610 (10.0%) 0.00 91
    2022-11-01 $180,650 (16.6%) $216,289 (0.5%) 0.00 82
    2022-12-01 $199,900 (33.3%) $245,062 (18.9%) 0.00 71
    2023-01-01 $209,300 (42.4%) $270,692 (31.6%) 0.00 68
    2023-02-01 $199,900 (19.0%) $247,472 (15.6%) 0.00 64
    2023-03-01 $194,450 (15.3%) $243,109 (19.0%) 0.00 66
    2023-04-01 $191,000 (0.0%) $238,076 (13.8%) 0.00 63
    Greenville's median listing price for 2023-04-01 was $191,000, a difference of $26,100 (0.0%) versus the prior year and $-3,450 versus the prior month.

    Greenville's median listing price comes in at 0% of the national average.

    Greenville's average listing price for 2023-04-01 was $238,076, a difference of $28,820 (13.8%) versus the prior year and $-5,033 versus the prior month.

    For the 2023-04-01 period, Greenville had 63 MLS listings, a difference of -3 listings (-5%) versus the prior month and 7 listings (13%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,732 sqft
    2018-02-01 0 days 1,704 sqft
    2018-03-01 0 days 1,733 sqft
    2018-04-01 0 days 1,750 sqft
    2018-05-01 0 days 1,846 sqft
    2018-06-01 0 days 1,765 sqft
    2018-07-01 0 days 1,760 sqft
    2018-08-01 0 days 1,825 sqft
    2018-09-01 0 days 1,771 sqft
    2018-10-01 0 days 1,697 sqft
    2018-11-01 0 days 1,679 sqft
    2018-12-01 0 days 1,620 sqft
    2019-01-01 0 days 1,555 sqft
    2019-02-01 0 days 1,554 sqft
    2019-03-01 0 days 1,525 sqft
    2019-04-01 0 days 1,559 sqft
    2019-05-01 0 days 1,567 sqft
    2019-06-01 0 days 1,576 sqft
    2019-07-01 0 days 1,576 sqft
    2019-08-01 0 days 1,683 sqft
    2019-09-01 0 days 1,724 sqft
    2019-10-01 0 days 1,697 sqft
    2019-11-01 0 days 1,695 sqft
    2019-12-01 0 days 1,732 sqft
    2020-01-01 0 days 1,720 sqft
    2020-02-01 0 days 1,784 sqft
    2020-03-01 0 days 1,753 sqft
    2020-04-01 0 days 1,758 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,630 sqft
    2020-07-01 0 days 1,652 sqft
    2020-08-01 0 days 1,656 sqft
    2020-09-01 0 days 1,635 sqft
    2020-10-01 0 days 1,680 sqft
    2020-11-01 0 days 1,804 sqft
    2020-12-01 0 days 1,734 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,659 sqft
    2021-03-01 0 days 1,677 sqft
    2021-04-01 0 days 1,732 sqft
    2021-05-01 0 days 1,865 sqft
    2021-06-01 0 days 1,738 sqft
    2021-07-01 0 days 1,678 sqft
    2021-08-01 0 days 1,658 sqft
    2021-09-01 0 days 1,666 sqft
    2021-10-01 0 days 1,555 sqft
    2021-11-01 0 days 1,542 sqft
    2021-12-01 0 days 1,582 sqft
    2022-01-01 0 days 1,445 sqft
    2022-02-01 0 days 1,458 sqft
    2022-03-01 0 days 1,475 sqft
    2022-04-01 0 days 1,583 sqft
    2022-05-01 0 days 1,619 sqft
    2022-06-01 0 days 1,675 sqft
    2022-07-01 0 days 1,712 sqft
    2022-08-01 0 days 1,621 sqft
    2022-09-01 0 days 1,640 sqft
    2022-10-01 0 days 1,723 sqft
    2022-11-01 0 days 1,625 sqft
    2022-12-01 0 days 1,814 sqft
    2023-01-01 0 days 1,804 sqft
    2023-02-01 0 days 1,776 sqft
    2023-03-01 0 days 1,720 sqft
    2023-04-01 0 days 1,692 sqft
    Greenville's median listing age (time on market) for 2023-04-01 was 0 days.

    Greenville's median square footage for active listings during the 2023-04-01 period was 1,692 sqft. One year prior, the average listing was 1,583 sqft.

    Greenville, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 577 $99,615,000 $172,643
    Cash Out Refi 169 $23,495,000 $139,024
    Refi 162 $17,520,000 $108,148
    Home Improvement 96 $5,270,000 $54,896
    Other 77 $5,075,000 $65,909

    Greenville's most frequently cited loan purpose was Home Purchase, with 577 originations. The 2nd most popular reason was Cash Out Refi, with 169 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 236 $31,640,000 $134,068
    4-5% 208 $29,930,000 $143,894
    3-4% 206 $31,030,000 $150,631
    6-7% 126 $16,200,000 $128,571
    2.5-3% 43 $6,435,000 $149,651
    7-8% 39 $3,885,000 $99,615
    Over 8% 20 $920,000 $46,000
    <2.5% 11 $1,595,000 $145,000

    During 2022, Greenville's most frequently originated rate bucket was 5-6%, with 236 originations.

    Loan Sizing (Greenville, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 457 $65,055,000 $142,352
    $100,000 or less 425 $24,595,000 $57,871
    $200k-400k 175 $45,585,000 $260,486
    $400k-600k 20 $9,690,000 $484,500
    $600k-1000k 2 $1,220,000 $610,000
    $Over $1MM 2 $4,830,000 $2,415,000

    Greenville's loan sizing saw the bucket of loans from $100k-200k with 457 originations, totaling $65,055,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 419 $70,255,000 $167,673
    60-80% 180 $30,900,000 $171,667
    20-40% 108 $7,060,000 $65,370
    Under 20% 88 $3,040,000 $34,545
    40-60% 81 $8,155,000 $100,679
    Over 100% 7 $1,485,000 $212,143

    Greenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 419 originations, totaling $70,255,000 in origination value.