Urbana Mortgage Rates
30 Year Fixed Rate mortgages in Urbana averaged
5.87%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.94% and
one month ago for the week of 2022-05-19, the
average rate was 5.31%.
Urbana's average rate one year ago was 2.99%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.23%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Urbana 30 Year Fixed Rate | 2022-06-23 | 5.87% |
| Urbana 30 Year Fixed Rate Refi | 2022-06-23 | 6.23% |
| Urbana 15 Year Fixed Rate | 2022-06-23 | 5.17% |
| Urbana 15 Year Fixed Rate Refi | 2022-06-23 | 5.29% |
| Urbana 30 Year FHA | 2022-06-23 | 0.48% |
| Urbana 30 Year FHA Refi | 2022-06-23 | 0.03% |
| Urbana 30 Year USDA | 2022-06-23 | 0.12% |
| Urbana 30 Year USDA Refi | 2022-06-23 | -0.13% |
| Urbana 30 Year VA | 2022-06-23 | 0.49% |
| Urbana 30 Year VA Refi | 2022-06-23 | -0.12% |
Urbana Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Urbana, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Urbana, OH's 103 lenders originated 1,446
loans during 2021. The total origination value was $234,320,000, with an average loan value of
$162,047.
The top Urbana lender as defined by loan originations is QUICKEN LOANS, LLC, with
64 loans originated. Their average total fees are
$5,062, which is $3,139
higher than the next largest lender,
WRIGHT-PATT CREDIT UNION, INC..
The lowest fee Urbana lenders (with over 10 loans originated) are
The Farmers & Merchants State Bank ($1,378), Union Savings Bank ($1,507), WRIGHT-PATT CREDIT UNION, INC. ($1,922), JPMorgan Chase Bank ($2,300) and EQUITY RESOURCES, INC. ($2,642).
The lowest rate Urbana lenders (with over 10 loans originated) are
Union Savings Bank (3.03%), LOANDEPOT.COM, LLC (3.10%), The Huntington National Bank (3.11%), Civista Bank (3.12%) and The Farmers & Merchants State Bank (3.15%).
Urbana, OH Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $12,520,000 | $22,750,000 | 81.7% | 9.7% |
| WRIGHT-PATT CREDIT UNION, INC. | $14,285,000 | $17,685,000 | 23.8% | 7.5% |
| CALIBER HOME LOANS, INC. | $7,340,000 | $13,790,000 | 87.9% | 5.9% |
| The Farmers & Merchants State Bank | $10,770,000 | n/a | 4.6% | |
| The Park National Bank | $6,410,000 | $8,755,000 | 36.6% | 3.7% |
| The Huntington National Bank | $7,295,000 | $7,460,000 | 2.3% | 3.2% |
| Union Savings Bank | $5,210,000 | $6,355,000 | 22.0% | 2.7% |
| LOANDEPOT.COM, LLC | $3,740,000 | $5,875,000 | 57.1% | 2.5% |
| HONDA Federal Credit Union | $7,725,000 | $5,680,000 | -26.5% | 2.4% |
| UNION HOME MORTGAGE CORP. | $2,220,000 | $5,570,000 | 150.9% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,990,000 | $5,535,000 | 85.1% | 2.4% |
| FREEDOM MORTGAGE CORPORATION | $3,930,000 | $5,305,000 | 35.0% | 2.3% |
| Fifth Third Bank | $2,895,000 | $5,005,000 | 72.9% | 2.1% |
| Civista Bank | $2,740,000 | $4,330,000 | 58.0% | 1.8% |
| Liberty National Bank | $1,930,000 | $4,135,000 | 114.2% | 1.8% |
| T2 FINANCIAL LLC | $1,475,000 | $3,150,000 | 113.6% | 1.3% |
| THRIVE MORTGAGE, LLC | $1,395,000 | $2,905,000 | 108.2% | 1.2% |
| Mortgage Research Center, LLC | $2,430,000 | $2,885,000 | 18.7% | 1.2% |
| EQUITY RESOURCES, INC. | $1,460,000 | $2,780,000 | 90.4% | 1.2% |
| JPMorgan Chase Bank | $3,010,000 | $2,565,000 | -14.8% | 1.1% |
| Farm Credit Mid-America, ACA | $1,755,000 | $2,430,000 | 38.5% | 1.0% |
| WesBanco Bank, Inc. | $735,000 | $2,430,000 | 230.6% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,460,000 | $2,375,000 | 62.7% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $1,535,000 | $2,305,000 | 50.2% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $1,195,000 | $2,285,000 | 91.2% | 1.0% |
| Flagstar Bank, FSB | $85,000 | $2,115,000 | 2,388.2% | 0.9% |
| Wells Fargo Bank | $1,150,000 | $1,955,000 | 70.0% | 0.8% |
| First Federal Community Bank of Bucyrus | $1,910,000 | $1,950,000 | 2.1% | 0.8% |
| U.S. Bank | $3,050,000 | $1,930,000 | -36.7% | 0.8% |
| NFM, INC. | $1,620,000 | $1,905,000 | 17.6% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,455,000 | $1,860,000 | -24.2% | 0.8% |
| LIBERTY HOME MORTGAGE CORPORATION | $210,000 | $1,790,000 | 752.4% | 0.8% |
| The Richwood Banking Company | $2,815,000 | $1,715,000 | -39.1% | 0.7% |
| The Merchants National Bank | $425,000 | $1,690,000 | 297.6% | 0.7% |
| RUOFF MORTGAGE COMPANY, INC. | $820,000 | $1,660,000 | 102.4% | 0.7% |
| Carrington Mortgage Services, LLC | $1,455,000 | $1,615,000 | 11.0% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $1,305,000 | $1,575,000 | 20.7% | 0.7% |
| NEWREZ LLC | $530,000 | $1,565,000 | 195.3% | 0.7% |
| Evolve Bank & Trust | $645,000 | $1,545,000 | 139.5% | 0.7% |
| The State Bank and Trust Company | $115,000 | $1,465,000 | 1,173.9% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $1,455,000 | n/a | 0.6% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,375,000 | $1,410,000 | -40.6% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $1,825,000 | $1,305,000 | -28.5% | 0.6% |
| The Citizens National Bank of Bluffton | $1,675,000 | $1,275,000 | -23.9% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $870,000 | $1,260,000 | 44.8% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $260,000 | $1,205,000 | 363.5% | 0.5% |
| PNC Bank | $2,515,000 | $1,160,000 | -53.9% | 0.5% |
| IH CREDIT UNION, INC. | $1,225,000 | $1,125,000 | -8.2% | 0.5% |
| NEW DAY FINANCIAL, LLC | $525,000 | $1,120,000 | 113.3% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $1,430,000 | $1,115,000 | -22.0% | 0.5% |
| Western Ohio Mortgage Corporation | $2,440,000 | $1,110,000 | -54.5% | 0.5% |
| New Carlisle Federal Savings Bank | $2,150,000 | $1,075,000 | -50.0% | 0.5% |
| First Federal Bank of the Midwest | $1,025,000 | $1,050,000 | 2.4% | 0.4% |
| BROKER SOLUTIONS, INC. | $890,000 | $1,025,000 | 15.2% | 0.4% |
| Northwest Bank | $1,025,000 | n/a | 0.4% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,000,000 | n/a | 0.4% | |
| BETTER MORTGAGE CORPORATION | $235,000 | $990,000 | 321.3% | 0.4% |
| Pathways Financial Credit Union, Inc. | $420,000 | $970,000 | 131.0% | 0.4% |
| KEMBA FINANCIAL | $385,000 | $960,000 | 149.4% | 0.4% |
| The Union Bank Company | $1,780,000 | $925,000 | -48.0% | 0.4% |
| GUARANTEED RATE, INC. | $360,000 | $910,000 | 152.8% | 0.4% |
| DAS Acquisition Company, LLC | $1,560,000 | $895,000 | -42.6% | 0.4% |
| THE EQUITABLE MORTGAGE CORPORATION | $525,000 | $895,000 | 70.5% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,005,000 | $845,000 | -15.9% | 0.4% |
| North American Savings Bank, F.S.B. | $770,000 | n/a | 0.3% | |
| TELHIO | $1,570,000 | $770,000 | -51.0% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $765,000 | n/a | 0.3% | |
| AMERICAN MORTGAGE SERVICE COMPANY | $1,185,000 | $760,000 | -35.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $495,000 | $735,000 | 48.5% | 0.3% |
| First Federal Savings and Loan Association of Lakewood | $415,000 | $690,000 | 66.3% | 0.3% |
| Citizens Bank | $115,000 | $680,000 | 491.3% | 0.3% |
| HALLMARK HOME MORTGAGE, LLC | $1,510,000 | $675,000 | -55.3% | 0.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | $175,000 | $645,000 | 268.6% | 0.3% |
| BMI Federal Credit Union | $320,000 | $630,000 | 96.9% | 0.3% |
| FIRST OHIO HOME FINANCE, INC. | $715,000 | $630,000 | -11.9% | 0.3% |
| KeyBank | $65,000 | $600,000 | 823.1% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $220,000 | $575,000 | 161.4% | 0.2% |
| CLEARPATH LENDING | $285,000 | $575,000 | 101.8% | 0.2% |
| InterContinental Capital Group, Inc | $245,000 | $555,000 | 126.5% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $125,000 | $555,000 | 344.0% | 0.2% |
| Cornerstone First Mortgage, Inc | $525,000 | n/a | 0.2% | |
| LENDUS, LLC | $1,420,000 | $515,000 | -63.7% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $920,000 | $500,000 | -45.7% | 0.2% |
| The Federal Savings Bank | $615,000 | $460,000 | -25.2% | 0.2% |
| Hometown Equity Mortgage, LLC | $85,000 | $435,000 | 411.8% | 0.2% |
| First Bank Richmond | $305,000 | $425,000 | 39.3% | 0.2% |
| OCMBC, INC. | $425,000 | n/a | 0.2% | |
| Day Air Credit Union, Inc | $310,000 | $400,000 | 29.0% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $375,000 | n/a | 0.2% | |
| PREMIA MORTGAGE, LLC | $365,000 | n/a | 0.2% | |
| First Federal Savings and Loan Association | $175,000 | $355,000 | 102.9% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $910,000 | $355,000 | -61.0% | 0.2% |
| 21ST MORTGAGE CORPORATION | $60,000 | $315,000 | 425.0% | 0.1% |
| First Savings Bank | $315,000 | n/a | 0.1% | |
| Bank of England | $310,000 | n/a | 0.1% | |
| Independent Bank | $305,000 | n/a | 0.1% | |
| Nations Lending Corporation | $300,000 | n/a | 0.1% | |
| PARTNERS UNITED FINANCIAL, LLC | $1,565,000 | $300,000 | -80.8% | 0.1% |
| RAPID MORTGAGE COMPANY | $435,000 | $300,000 | -31.0% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $155,000 | $280,000 | 80.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $580,000 | $275,000 | -52.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $470,000 | $275,000 | -41.5% | 0.1% |
| UNITED | $275,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $265,000 | 51.4% | 0.1% |
| Axos Bank | $345,000 | $265,000 | -23.2% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $260,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $245,000 | n/a | 0.1% | |
| First Financial Bank | $300,000 | $245,000 | -18.3% | 0.1% |
| First Guaranty Mortgage Corporation | $115,000 | $240,000 | 108.7% | 0.1% |
| UNIVERSAL 1 CREDIT UNION | $135,000 | $240,000 | 77.8% | 0.1% |
| Discover Bank | $190,000 | $230,000 | 21.1% | 0.1% |
| Minster Bank | $45,000 | $210,000 | 366.7% | 0.1% |
| PHH Mortgage Corporation | $205,000 | n/a | 0.1% | |
| Three Rivers Federal Credit Union | $205,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $1,015,000 | $200,000 | -80.3% | 0.1% |
| CNB Bank | $65,000 | $195,000 | 200.0% | 0.1% |
| KELLER MORTGAGE, LLC | $195,000 | n/a | 0.1% | |
| TCF National Bank | $685,000 | $195,000 | -71.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $265,000 | $185,000 | -30.2% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $175,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $175,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $390,000 | $175,000 | -55.1% | 0.1% |
| THE VINTON COUNTY NATIONAL BANK | $355,000 | $175,000 | -50.7% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $165,000 | n/a | 0.1% | |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $220,000 | $165,000 | -25.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $165,000 | n/a | 0.1% | |
| First Commonwealth Bank | $155,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $155,000 | n/a | 0.1% | |
| SIGNATURE MORTGAGE CORPORATION | $145,000 | $155,000 | 6.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $200,000 | $145,000 | -27.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $185,000 | $145,000 | -21.6% | 0.1% |
| NTFN, INC. | $165,000 | $145,000 | -12.1% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $145,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $360,000 | $145,000 | -59.7% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $540,000 | $125,000 | -76.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $125,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $115,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $450,000 | $115,000 | -74.4% | 0.0% |
| Manufacturers and Traders Trust Company | $65,000 | $115,000 | 76.9% | 0.0% |
| PLANET HOME LENDING, LLC | $245,000 | $115,000 | -53.1% | 0.0% |
| PRIORITY MORTGAGE CORP. | $250,000 | $115,000 | -54.0% | 0.0% |
| Gateway First Bank | $230,000 | $105,000 | -54.3% | 0.0% |
| Hometown Lenders, Inc. | $135,000 | $105,000 | -22.2% | 0.0% |
| LOANPAL, LLC | $135,000 | $105,000 | -22.2% | 0.0% |
| Bank of America | $310,000 | $95,000 | -69.4% | 0.0% |
| BRIDGE | $95,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $95,000 | n/a | 0.0% | |
| Somerville Bank | $85,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $95,000 | $75,000 | -21.1% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $55,000 | n/a | 0.0% | |
| Peoples Bank | $55,000 | n/a | 0.0% | |
| First National Bank of America | $35,000 | n/a | 0.0% | |
| Figure Lending LLC | $15,000 | n/a | 0.0% |
Urbana's top lender by overall market share is QUICKEN LOANS, LLC, with 9.7% market share. In second place, with 7.5%, is WRIGHT-PATT CREDIT UNION, INC., having originated $17,685,000 in loans. In third place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $13,790,000 in loans. In third place, with 4.6%, is The Farmers & Merchants State Bank, having originated $10,770,000 in loans. In third place, with 3.7%, is The Park National Bank, having originated $8,755,000 in loans.
Urbana, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 564 | $105,980,000 | $187,908 |
| Refi | 417 | $63,185,000 | $151,523 |
| Cash Out Refi | 340 | $55,510,000 | $163,265 |
| Home Improvement | 70 | $5,180,000 | $74,000 |
| Other | 55 | $4,465,000 | $81,182 |
Urbana's most frequently cited loan purpose was Home Purchase, with 564 originations. The 2nd most popular reason was Refi, with 417 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 624 | $102,360,000 | $164,038 |
| 2.5-3% | 482 | $79,690,000 | $165,332 |
| <2.5% | 208 | $33,780,000 | $162,404 |
| 4-5% | 64 | $7,960,000 | $124,375 |
| 5-6% | 15 | $855,000 | $57,000 |
| 6-7% | 6 | $210,000 | $35,000 |
| 7-8% | 6 | $380,000 | $63,333 |
| Over 8% | 6 | $160,000 | $26,667 |
During 2021, Urbana's most frequently originated rate bucket was 3-4%, with 624 originations.
Loan Sizing (Urbana, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 745 | $107,175,000 | $143,859 |
| $100,000 or less | 346 | $22,270,000 | $64,364 |
| $200k-400k | 314 | $81,040,000 | $258,089 |
| $400k-600k | 31 | $14,395,000 | $464,355 |
| $600k-1000k | 9 | $7,265,000 | $807,222 |
| $Over $1MM | 1 | $2,175,000 | $2,175,000 |
Urbana's loan sizing saw the bucket of loans from $100k-200k with 745 originations, totaling $107,175,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 550 | $103,690,000 | $188,527 |
| 60-80% | 430 | $72,530,000 | $168,674 |
| 40-60% | 203 | $26,235,000 | $129,236 |
| 20-40% | 103 | $8,125,000 | $78,883 |
| Under 20% | 64 | $2,470,000 | $38,594 |
| Over 100% | 16 | $4,570,000 | $285,625 |
Urbana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 550 originations, totaling $103,690,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Urbana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $119,900 (3.4%) | $152,661 (7.7%) | 0.00 | 116 |
| 2018-02-01 | $118,900 (7.7%) | $162,016 (16.3%) | 0.00 | 117 |
| 2018-03-01 | $112,300 (-6.4%) | $160,317 (8.4%) | 0.00 | 100 |
| 2018-04-01 | $129,950 (4.0%) | $152,336 (-1.5%) | 0.00 | 107 |
| 2018-05-01 | $132,450 (0.0%) | $158,660 (3.6%) | 0.00 | 106 |
| 2018-06-01 | $144,900 (12.8%) | $210,048 (38.5%) | 0.00 | 112 |
| 2018-07-01 | $149,900 (21.0%) | $191,203 (27.8%) | 0.00 | 155 |
| 2018-08-01 | $149,900 (7.2%) | $188,710 (22.1%) | 0.00 | 168 |
| 2018-09-01 | $144,900 (12.3%) | $194,022 (26.3%) | 0.00 | 164 |
| 2018-10-01 | $139,900 (11.1%) | $193,347 (25.7%) | 0.00 | 160 |
| 2018-11-01 | $139,000 (15.9%) | $213,406 (43.1%) | 0.00 | 153 |
| 2018-12-01 | $117,000 (-2.4%) | $215,297 (41.7%) | 0.00 | 135 |
| 2019-01-01 | $118,450 (-1.2%) | $184,155 (20.6%) | 0.00 | 84 |
| 2019-02-01 | $149,900 (26.1%) | $194,165 (19.8%) | 0.00 | 84 |
| 2019-03-01 | $154,186 (37.3%) | $188,199 (17.4%) | 0.00 | 87 |
| 2019-04-01 | $162,400 (25.0%) | $185,809 (22.0%) | 0.00 | 89 |
| 2019-05-01 | $166,950 (26.1%) | $183,469 (15.6%) | 0.00 | 112 |
| 2019-06-01 | $168,900 (16.6%) | $192,348 (-8.4%) | 0.00 | 124 |
| 2019-07-01 | $159,400 (6.3%) | $187,381 (-2.0%) | 0.00 | 111 |
| 2019-08-01 | $163,757 (9.2%) | $196,005 (3.9%) | 0.00 | 116 |
| 2019-09-01 | $163,807 (13.1%) | $196,605 (1.3%) | 0.00 | 131 |
| 2019-10-01 | $164,400 (17.5%) | $190,694 (-1.4%) | 0.00 | 135 |
| 2019-11-01 | $159,900 (15.0%) | $200,256 (-6.2%) | 0.00 | 122 |
| 2019-12-01 | $154,950 (32.4%) | $193,587 (-10.1%) | 0.00 | 110 |
| 2020-01-01 | $146,900 (24.0%) | $177,960 (-3.4%) | 0.00 | 94 |
| 2020-02-01 | $159,900 (6.7%) | $173,563 (-10.6%) | 0.00 | 82 |
| 2020-03-01 | $151,450 (-1.8%) | $178,052 (-5.4%) | 0.00 | 79 |
| 2020-04-01 | $179,850 (10.8%) | $208,263 (12.1%) | 0.00 | 73 |
| 2020-05-01 | $187,500 (12.3%) | $225,931 (23.1%) | 0.00 | 70 |
| 2020-06-01 | $174,904 (3.6%) | $233,926 (21.6%) | 0.00 | 65 |
| 2020-07-01 | $239,215 (50.1%) | $266,831 (42.4%) | 0.00 | 68 |
| 2020-08-01 | $239,000 (46.0%) | $266,847 (36.1%) | 0.00 | 46 |
| 2020-09-01 | $187,400 (14.4%) | $223,497 (13.7%) | 0.00 | 38 |
| 2020-10-01 | $169,900 (3.4%) | $235,370 (23.4%) | 0.00 | 44 |
| 2020-11-01 | $169,900 (6.3%) | $244,289 (22.0%) | 0.00 | 49 |
| 2020-12-01 | $159,925 (3.2%) | $209,950 (8.5%) | 0.00 | 50 |
| 2021-01-01 | $159,900 (8.9%) | $214,515 (20.5%) | 0.00 | 40 |
| 2021-02-01 | $176,900 (10.6%) | $228,775 (31.8%) | 0.00 | 25 |
| 2021-03-01 | $179,400 (18.5%) | $225,055 (26.4%) | 0.00 | 30 |
| 2021-04-01 | $199,506 (10.9%) | $240,646 (15.6%) | 0.00 | 34 |
| 2021-05-01 | $178,900 (-4.6%) | $198,817 (-12.0%) | 0.00 | 30 |
| 2021-06-01 | $182,400 (4.3%) | $277,101 (18.5%) | 0.00 | 33 |
| 2021-07-01 | $174,900 (-26.9%) | $409,265 (53.4%) | 0.00 | 51 |
| 2021-08-01 | $187,450 (-21.6%) | $357,131 (33.8%) | 0.00 | 77 |
| 2021-09-01 | $187,203 (-0.1%) | $353,986 (58.4%) | 0.00 | 70 |
| 2021-10-01 | $195,000 (14.8%) | $351,508 (49.3%) | 0.00 | 65 |
| 2021-11-01 | $187,125 (10.1%) | $339,491 (39.0%) | 0.00 | 82 |
| 2021-12-01 | $177,836 (11.2%) | $375,825 (79.0%) | 0.00 | 63 |
| 2022-01-01 | $170,000 (6.3%) | $443,544 (106.8%) | 0.00 | 40 |
| 2022-02-01 | $212,400 (20.1%) | $546,907 (139.1%) | 0.00 | 31 |
| 2022-03-01 | $209,950 (17.0%) | $567,726 (152.3%) | 0.00 | 29 |
| 2022-04-01 | $229,900 (15.2%) | $503,428 (109.2%) | 0.00 | 40 |
| 2022-05-01 | $227,400 (27.1%) | $487,162 (145.0%) | 0.00 | 46 |
Urbana's median listing price comes in at 0% of the national average.
Urbana's average listing price for 2022-05-01 was $487,162, a difference of $288,345 (145.0%) versus the prior year and $-16,266 versus the prior month.
For the 2022-05-01 period, Urbana had 46 MLS listings, a difference of 6 listings (15%) versus the prior month and 16 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Urbana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,775 sqft |
| 2018-02-01 | 0 days | 1,850 sqft |
| 2018-03-01 | 0 days | 1,760 sqft |
| 2018-04-01 | 0 days | 1,740 sqft |
| 2018-05-01 | 0 days | 1,780 sqft |
| 2018-06-01 | 0 days | 1,956 sqft |
| 2018-07-01 | 0 days | 1,824 sqft |
| 2018-08-01 | 0 days | 1,768 sqft |
| 2018-09-01 | 0 days | 1,744 sqft |
| 2018-10-01 | 0 days | 1,727 sqft |
| 2018-11-01 | 0 days | 1,727 sqft |
| 2018-12-01 | 0 days | 1,646 sqft |
| 2019-01-01 | 0 days | 1,610 sqft |
| 2019-02-01 | 0 days | 1,640 sqft |
| 2019-03-01 | 0 days | 1,703 sqft |
| 2019-04-01 | 0 days | 1,787 sqft |
| 2019-05-01 | 0 days | 1,593 sqft |
| 2019-06-01 | 0 days | 1,692 sqft |
| 2019-07-01 | 0 days | 1,642 sqft |
| 2019-08-01 | 0 days | 1,678 sqft |
| 2019-09-01 | 0 days | 1,696 sqft |
| 2019-10-01 | 0 days | 1,796 sqft |
| 2019-11-01 | 0 days | 1,744 sqft |
| 2019-12-01 | 0 days | 1,680 sqft |
| 2020-01-01 | 0 days | 1,652 sqft |
| 2020-02-01 | 0 days | 1,638 sqft |
| 2020-03-01 | 0 days | 1,677 sqft |
| 2020-04-01 | 0 days | 1,752 sqft |
| 2020-05-01 | 0 days | 1,768 sqft |
| 2020-06-01 | 0 days | 2,104 sqft |
| 2020-07-01 | 0 days | 2,375 sqft |
| 2020-08-01 | 0 days | 2,312 sqft |
| 2020-09-01 | 0 days | 2,072 sqft |
| 2020-10-01 | 0 days | 2,041 sqft |
| 2020-11-01 | 0 days | 1,919 sqft |
| 2020-12-01 | 0 days | 1,872 sqft |
| 2021-01-01 | 0 days | 1,856 sqft |
| 2021-02-01 | 0 days | 1,848 sqft |
| 2021-03-01 | 0 days | 1,872 sqft |
| 2021-04-01 | 0 days | 1,806 sqft |
| 2021-05-01 | 0 days | 1,672 sqft |
| 2021-06-01 | 0 days | 1,692 sqft |
| 2021-07-01 | 0 days | 1,665 sqft |
| 2021-08-01 | 0 days | 1,760 sqft |
| 2021-09-01 | 0 days | 1,677 sqft |
| 2021-10-01 | 0 days | 1,724 sqft |
| 2021-11-01 | 0 days | 1,618 sqft |
| 2021-12-01 | 0 days | 1,847 sqft |
| 2022-01-01 | 0 days | 1,895 sqft |
| 2022-02-01 | 0 days | 1,809 sqft |
| 2022-03-01 | 0 days | 1,620 sqft |
| 2022-04-01 | 0 days | 1,895 sqft |
| 2022-05-01 | 0 days | 1,800 sqft |
Urbana's median square footage for active listings during the 2022-05-01 period was 1,800 sqft. One year prior, the average listing was 1,672 sqft.
