Wapakoneta Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wapakoneta averaged
6.95%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.78% and
one month ago for the week of 2024-10-24, the
average rate was 6.58%.
Wapakoneta's average rate one year ago was 7.33%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.21%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Wapakoneta 30 Year Fixed Rate | 2024-11-27 | 6.95% |
Wapakoneta 30 Year Fixed Rate Refi | 2024-11-27 | 7.21% |
Wapakoneta 15 Year Fixed Rate | 2024-11-27 | 6.3% |
Wapakoneta 15 Year Fixed Rate Refi | 2024-11-27 | 6.7% |
Wapakoneta 30 Year FHA | 2024-11-27 | 0.11% |
Wapakoneta 30 Year FHA Refi | 2024-11-27 | -0.1% |
Wapakoneta 30 Year USDA | 2024-11-27 | -0.2% |
Wapakoneta 30 Year USDA Refi | 2024-11-27 | -0.2% |
Wapakoneta 30 Year VA | 2024-11-27 | 0.1% |
Wapakoneta 30 Year VA Refi | 2024-11-27 | 0.2% |
Wapakoneta Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wapakoneta Average Closing Costs & Other Stats
Wapakoneta, OH's 49 lenders originated 781
loans during 2023. The total origination value was $104,255,000, with an average loan value of
$133,489.
Wapakoneta's average closing costs are $4,146.
The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with
79 loans originated. Their average total fees are
$3,129, which is $1,022
higher than the next largest lender,
Minster Bank.
The lowest fee Wapakoneta lenders (with over 10 loans originated) are
Minster Bank ($2,107), Superior Credit Union, Inc. ($3,129), U.S. Bank ($3,476), The Huntington National Bank ($3,700) and JPMorgan Chase Bank ($4,546).
The lowest rate Wapakoneta lenders (with over 10 loans originated) are
Minster Bank (6.44%), Superior Credit Union, Inc. (6.66%), The Huntington National Bank (6.73%), U.S. Bank (6.80%) and JPMorgan Chase Bank (6.97%).
Wapakoneta, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Superior Credit Union, Inc. | $38,885,000 | $27,420,000 | -29.5% | 26.3% |
Minster Bank | $11,275,000 | $13,010,000 | 15.4% | 12.5% |
QUICKEN LOANS, LLC | $9,655,000 | $4,910,000 | -49.1% | 4.7% |
The Huntington National Bank | $3,245,000 | $3,630,000 | 11.9% | 3.5% |
U.S. Bank | $5,165,000 | $2,845,000 | -44.9% | 2.7% |
CROSSCOUNTRY MORTGAGE, LLC | $7,555,000 | $2,640,000 | -65.1% | 2.5% |
JPMorgan Chase Bank | $4,650,000 | $2,625,000 | -43.5% | 2.5% |
First Financial Bank | $1,320,000 | $2,615,000 | 98.1% | 2.5% |
The Citizens National Bank of Bluffton | $1,930,000 | $2,505,000 | 29.8% | 2.4% |
NEWREZ LLC | $750,000 | $2,020,000 | 169.3% | 1.9% |
Fifth Third Bank | $6,005,000 | $1,940,000 | -67.7% | 1.9% |
Western Ohio Mortgage Corporation | $1,685,000 | n/a | 1.6% | |
Three Rivers Federal Credit Union | $4,510,000 | $1,670,000 | -63.0% | 1.6% |
UNITED WHOLESALE MORTGAGE, LLC | $570,000 | $1,600,000 | 180.7% | 1.5% |
HONDA Federal Credit Union | $3,770,000 | $1,585,000 | -58.0% | 1.5% |
UNION HOME MORTGAGE CORP. | $155,000 | $1,520,000 | 880.6% | 1.5% |
Mortgage Research Center, LLC | $1,770,000 | $1,515,000 | -14.4% | 1.5% |
Servion, Inc. | $1,735,000 | $1,225,000 | -29.4% | 1.2% |
First Federal Bank of the Midwest | $520,000 | $1,080,000 | 107.7% | 1.0% |
The Park National Bank | $995,000 | $990,000 | -0.5% | 0.9% |
NAVY FEDERAL CREDIT UNION | $1,525,000 | $940,000 | -38.4% | 0.9% |
The Union Bank Company | $2,050,000 | $940,000 | -54.1% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $200,000 | $935,000 | 367.5% | 0.9% |
The Federal Savings Bank | $245,000 | $910,000 | 271.4% | 0.9% |
Farm Credit Mid-America, ACA | $1,065,000 | $895,000 | -16.0% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $280,000 | $885,000 | 216.1% | 0.8% |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $770,000 | $825,000 | 7.1% | 0.8% |
VILLAGE CAPITAL MORTGAGE | $200,000 | $785,000 | 292.5% | 0.8% |
Union Savings Bank | $405,000 | $715,000 | 76.5% | 0.7% |
AG Credit, Agricultural Credit Association | $920,000 | $620,000 | -32.6% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $1,310,000 | $575,000 | -56.1% | 0.6% |
Discover Bank | $145,000 | $555,000 | 282.8% | 0.5% |
Wells Fargo Bank | $455,000 | $555,000 | 22.0% | 0.5% |
GUARANTEED RATE, INC. | $145,000 | $520,000 | 258.6% | 0.5% |
Carrington Mortgage Services, LLC | $655,000 | $485,000 | -26.0% | 0.5% |
MYCUMORTGAGE, LLC | $315,000 | $465,000 | 47.6% | 0.4% |
BMI Federal Credit Union | $450,000 | n/a | 0.4% | |
1ST SIGNATURE LENDING, LLC | $425,000 | n/a | 0.4% | |
The First National Bank of Pandora | $270,000 | $420,000 | 55.6% | 0.4% |
Assurance Financial Group, L.L.C. | $415,000 | n/a | 0.4% | |
Greenville Federal | $200,000 | $400,000 | 100.0% | 0.4% |
Kwik Mortgage Corporation | $385,000 | n/a | 0.4% | |
Cf Bank | $375,000 | n/a | 0.4% | |
Presidential Bank, FSB | $375,000 | n/a | 0.4% | |
PLANET HOME LENDING, LLC | $370,000 | n/a | 0.4% | |
WRIGHT-PATT CREDIT UNION, INC. | $365,000 | $365,000 | 0.0% | 0.4% |
Flagstar Bank, FSB | $935,000 | $335,000 | -64.2% | 0.3% |
First Bank Richmond | $115,000 | $330,000 | 187.0% | 0.3% |
PNC Bank | $575,000 | $330,000 | -42.6% | 0.3% |
LOANDEPOT.COM, LLC | $3,975,000 | $325,000 | -91.8% | 0.3% |
GSF Mortgage Corporation | $315,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $175,000 | $305,000 | 74.3% | 0.3% |
Gateway First Bank | $295,000 | n/a | 0.3% | |
GENEVA FINANCIAL, LLC | $295,000 | n/a | 0.3% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $290,000 | n/a | 0.3% | |
TOP FLITE FINANCIAL, INC. | $85,000 | $290,000 | 241.2% | 0.3% |
RUOFF MORTGAGE COMPANY, INC. | $490,000 | $280,000 | -42.9% | 0.3% |
Barrington Bank & Trust Company, N.A. | $75,000 | $265,000 | 253.3% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $1,225,000 | $245,000 | -80.0% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $235,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $205,000 | $225,000 | 9.8% | 0.2% |
THRIVE MORTGAGE, LLC | $505,000 | $225,000 | -55.4% | 0.2% |
First Merchants Bank | $215,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $205,000 | n/a | 0.2% | |
INTERSTATE HOME LOAN CENTER, INC. | $195,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $195,000 | $190,000 | -2.6% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $165,000 | $185,000 | 12.1% | 0.2% |
CMG MORTGAGE, INC. | $185,000 | n/a | 0.2% | |
FIRST ALLIANCE HOME MORTGAGE, LLC | $185,000 | n/a | 0.2% | |
North American Savings Bank, F.S.B. | $185,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $370,000 | $165,000 | -55.4% | 0.2% |
PHH Mortgage Corporation | $155,000 | n/a | 0.1% | |
USAlliance Federal Credit Union | $155,000 | n/a | 0.1% | |
NATIONS DIRECT MORTGAGE, LLC | $145,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $310,000 | $135,000 | -56.5% | 0.1% |
ZILLOW HOME LOANS, LLC | $135,000 | n/a | 0.1% | |
First Bank of Berne | $35,000 | $125,000 | 257.1% | 0.1% |
Mercantile Bank of Michigan | $215,000 | $115,000 | -46.5% | 0.1% |
RAPID MORTGAGE COMPANY | $215,000 | $105,000 | -51.2% | 0.1% |
SIWELL, INC. | $125,000 | $105,000 | -16.0% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $105,000 | n/a | 0.1% | |
WesBanco | $55,000 | $105,000 | 90.9% | 0.1% |
Figure Lending LLC | $50,000 | $90,000 | 80.0% | 0.1% |
The Farmers & Merchants State Bank | $430,000 | $80,000 | -81.4% | 0.1% |
Greenville National Bank | $290,000 | $75,000 | -74.1% | 0.1% |
IH CREDIT UNION, INC. | $75,000 | n/a | 0.1% | |
Firefighters & Company FCU | $65,000 | n/a | 0.1% | |
POLARIS HOME FUNDING CORP. | $425,000 | $65,000 | -84.7% | 0.1% |
BROKER SOLUTIONS, INC. | $1,120,000 | $55,000 | -95.1% | 0.1% |
Coastal Community Bank | $55,000 | n/a | 0.1% | |
The State Bank and Trust Company | $3,255,000 | $45,000 | -98.6% | 0.0% |
UNIVERSAL 1 CREDIT UNION | $45,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $70,000 | $35,000 | -50.0% | 0.0% |
Citizens Bank | $655,000 | $25,000 | -96.2% | 0.0% |
GENERAL ELECTRIC CREDIT UNION | $25,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $5,000 | n/a | 0.0% |
Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.3% market share. In second place, with 12.5%, is Minster Bank, having originated $13,010,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $4,910,000 in loans. In fourth place, with 3.5%, is The Huntington National Bank, having originated $3,630,000 in loans. In fifth place, with 2.7%, is U.S. Bank, having originated $2,845,000 in loans.
Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $144,900 (12.2%) | $177,146 (2.7%) | 0.00 | 134 |
2018-02-01 | $139,975 (9.1%) | $175,776 (5.3%) | 0.00 | 138 |
2018-03-01 | $149,500 (19.2%) | $177,683 (7.1%) | 0.00 | 139 |
2018-04-01 | $149,925 (18.6%) | $182,621 (8.5%) | 0.00 | 138 |
2018-05-01 | $154,750 (17.2%) | $187,192 (11.5%) | 0.00 | 140 |
2018-06-01 | $154,900 (19.6%) | $186,179 (12.4%) | 0.00 | 143 |
2018-07-01 | $146,475 (8.6%) | $180,450 (10.1%) | 0.00 | 160 |
2018-08-01 | $154,475 (10.4%) | $186,138 (13.4%) | 0.00 | 151 |
2018-09-01 | $149,900 (9.4%) | $186,413 (12.9%) | 0.00 | 150 |
2018-10-01 | $150,000 (13.1%) | $184,066 (13.0%) | 0.00 | 145 |
2018-11-01 | $152,450 (11.1%) | $185,465 (9.2%) | 0.00 | 144 |
2018-12-01 | $159,700 (10.4%) | $190,407 (9.2%) | 0.00 | 138 |
2019-01-01 | $159,600 (10.1%) | $188,784 (6.6%) | 0.00 | 109 |
2019-02-01 | $159,900 (14.2%) | $186,548 (6.1%) | 0.00 | 110 |
2019-03-01 | $163,264 (9.2%) | $192,156 (8.2%) | 0.00 | 100 |
2019-04-01 | $167,189 (11.5%) | $197,511 (8.2%) | 0.00 | 97 |
2019-05-01 | $167,350 (8.1%) | $199,038 (6.3%) | 0.00 | 116 |
2019-06-01 | $169,900 (9.7%) | $199,327 (7.1%) | 0.00 | 116 |
2019-07-01 | $157,400 (7.5%) | $190,562 (5.6%) | 0.00 | 111 |
2019-08-01 | $158,991 (2.9%) | $189,799 (2.0%) | 0.00 | 125 |
2019-09-01 | $165,127 (10.2%) | $192,444 (3.2%) | 0.00 | 125 |
2019-10-01 | $169,924 (13.3%) | $196,411 (6.7%) | 0.00 | 120 |
2019-11-01 | $169,900 (11.5%) | $201,849 (8.8%) | 0.00 | 110 |
2019-12-01 | $165,350 (3.5%) | $198,924 (4.5%) | 0.00 | 100 |
2020-01-01 | $167,400 (4.9%) | $202,647 (7.3%) | 0.00 | 88 |
2020-02-01 | $152,400 (-4.7%) | $196,016 (5.1%) | 0.00 | 94 |
2020-03-01 | $158,425 (-3.0%) | $202,055 (5.2%) | 0.00 | 91 |
2020-04-01 | $149,650 (-10.5%) | $199,178 (0.8%) | 0.00 | 91 |
2020-05-01 | $159,900 (-4.5%) | $206,505 (3.8%) | 0.00 | 82 |
2020-06-01 | $149,900 (-11.8%) | $205,787 (3.2%) | 0.00 | 77 |
2020-07-01 | $158,250 (0.5%) | $197,995 (3.9%) | 0.00 | 75 |
2020-08-01 | $155,900 (-1.9%) | $202,289 (6.6%) | 0.00 | 67 |
2020-09-01 | $163,425 (-1.0%) | $208,876 (8.5%) | 0.00 | 62 |
2020-10-01 | $164,000 (-3.5%) | $219,596 (11.8%) | 0.00 | 63 |
2020-11-01 | $135,000 (-20.5%) | $195,566 (-3.1%) | 0.00 | 62 |
2020-12-01 | $139,300 (-15.8%) | $185,292 (-6.9%) | 0.00 | 59 |
2021-01-01 | $135,000 (-19.4%) | $190,340 (-6.1%) | 0.00 | 49 |
2021-02-01 | $149,950 (-1.6%) | $219,845 (12.2%) | 0.00 | 39 |
2021-03-01 | $177,450 (12.0%) | $220,302 (9.0%) | 0.00 | 39 |
2021-04-01 | $196,225 (31.1%) | $235,369 (18.2%) | 0.00 | 34 |
2021-05-01 | $209,999 (31.3%) | $277,868 (34.6%) | 0.00 | 36 |
2021-06-01 | $198,800 (32.6%) | $255,996 (24.4%) | 0.00 | 36 |
2021-07-01 | $179,900 (13.7%) | $236,868 (19.6%) | 0.00 | 37 |
2021-08-01 | $175,950 (12.9%) | $243,438 (20.3%) | 0.00 | 37 |
2021-09-01 | $179,900 (10.1%) | $211,195 (1.1%) | 0.00 | 48 |
2021-10-01 | $160,950 (-1.9%) | $214,060 (-2.5%) | 0.00 | 45 |
2021-11-01 | $161,975 (20.0%) | $220,064 (12.5%) | 0.00 | 47 |
2021-12-01 | $162,000 (16.3%) | $216,536 (16.9%) | 0.00 | 44 |
2022-01-01 | $161,850 (19.9%) | $212,228 (11.5%) | 0.00 | 31 |
2022-02-01 | $150,508 (0.4%) | $221,655 (0.8%) | 0.00 | 28 |
2022-03-01 | $195,350 (10.1%) | $239,536 (8.7%) | 0.00 | 30 |
2022-04-01 | $170,000 (-13.4%) | $220,926 (-6.1%) | 0.00 | 30 |
2022-05-01 | $184,925 (-11.9%) | $243,257 (-12.5%) | 0.00 | 37 |
2022-06-01 | $192,200 (-3.3%) | $253,739 (-0.9%) | 0.00 | 43 |
2022-07-01 | $179,900 (0.0%) | $265,849 (12.2%) | 0.00 | 53 |
2022-08-01 | $179,900 (2.2%) | $275,079 (13.0%) | 0.00 | 52 |
2022-09-01 | $220,825 (22.8%) | $296,131 (40.2%) | 0.00 | 47 |
2022-10-01 | $244,900 (52.2%) | $316,749 (48.0%) | 0.00 | 46 |
2022-11-01 | $252,975 (56.2%) | $335,560 (52.5%) | 0.00 | 56 |
2022-12-01 | $240,900 (48.7%) | $318,813 (47.2%) | 0.00 | 49 |
2023-01-01 | $200,000 (23.6%) | $300,380 (41.5%) | 0.00 | 44 |
2023-02-01 | $198,675 (32.0%) | $290,282 (31.0%) | 0.00 | 42 |
2023-03-01 | $186,200 (-4.7%) | $280,253 (17.0%) | 0.00 | 42 |
2023-04-01 | $219,500 (29.1%) | $303,110 (37.2%) | 0.00 | 39 |
2023-05-01 | $262,450 (41.9%) | $331,321 (36.2%) | 0.00 | 36 |
2023-06-01 | $263,400 (37.0%) | $322,467 (27.1%) | 0.00 | 42 |
2023-07-01 | $270,000 (50.1%) | $319,590 (20.2%) | 0.00 | 40 |
2023-08-01 | $259,850 (44.4%) | $310,665 (12.9%) | 0.00 | 45 |
2023-09-01 | $249,950 (13.2%) | $284,866 (-3.8%) | 0.00 | 53 |
2023-10-01 | $279,800 (14.3%) | $300,526 (-5.1%) | 0.00 | 57 |
2023-11-01 | $264,700 (4.6%) | $280,386 (-16.4%) | 0.00 | 51 |
2023-12-01 | $253,750 (5.3%) | $287,843 (-9.7%) | 0.00 | 56 |
2024-01-01 | $260,750 (30.4%) | $288,753 (-3.9%) | 0.00 | 50 |
2024-02-01 | $284,850 (43.4%) | $310,400 (6.9%) | 0.00 | 48 |
2024-03-01 | $256,700 (37.9%) | $307,651 (9.8%) | 0.00 | 49 |
2024-04-01 | $251,500 (14.6%) | $306,947 (1.3%) | 0.00 | 47 |
2024-05-01 | $250,000 (-4.7%) | $311,764 (-5.9%) | 0.00 | 43 |
2024-06-01 | $279,950 (6.3%) | $317,083 (-1.7%) | 0.00 | 42 |
2024-07-01 | $258,750 (-4.2%) | $305,248 (-4.5%) | 0.00 | 47 |
2024-08-01 | $275,000 (5.8%) | $304,792 (-1.9%) | 0.00 | 49 |
2024-09-01 | $253,750 (1.5%) | $294,208 (3.3%) | 0.00 | 57 |
2024-10-01 | $248,900 (-11.0%) | $298,203 (-0.8%) | 0.00 | 63 |
Wapakoneta's median listing price comes in at 0% of the national average.
Wapakoneta's average listing price for 2024-10-01 was $298,203, a difference of $-2,323 (-0.8%) versus the prior year and $3,995 versus the prior month.
For the 2024-10-01 period, Wapakoneta had 63 MLS listings, a difference of 6 listings (11%) versus the prior month and 6 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,641 sqft |
2018-02-01 | 0 days | 1,628 sqft |
2018-03-01 | 0 days | 1,689 sqft |
2018-04-01 | 0 days | 1,722 sqft |
2018-05-01 | 0 days | 1,743 sqft |
2018-06-01 | 0 days | 1,772 sqft |
2018-07-01 | 0 days | 1,738 sqft |
2018-08-01 | 0 days | 1,806 sqft |
2018-09-01 | 0 days | 1,792 sqft |
2018-10-01 | 0 days | 1,848 sqft |
2018-11-01 | 0 days | 1,871 sqft |
2018-12-01 | 0 days | 1,904 sqft |
2019-01-01 | 0 days | 1,842 sqft |
2019-02-01 | 0 days | 1,745 sqft |
2019-03-01 | 0 days | 1,731 sqft |
2019-04-01 | 0 days | 1,786 sqft |
2019-05-01 | 0 days | 1,818 sqft |
2019-06-01 | 0 days | 1,784 sqft |
2019-07-01 | 0 days | 1,721 sqft |
2019-08-01 | 0 days | 1,693 sqft |
2019-09-01 | 0 days | 1,690 sqft |
2019-10-01 | 0 days | 1,699 sqft |
2019-11-01 | 0 days | 1,739 sqft |
2019-12-01 | 0 days | 1,693 sqft |
2020-01-01 | 0 days | 1,514 sqft |
2020-02-01 | 0 days | 1,517 sqft |
2020-03-01 | 0 days | 1,577 sqft |
2020-04-01 | 0 days | 1,540 sqft |
2020-05-01 | 0 days | 1,592 sqft |
2020-06-01 | 0 days | 1,643 sqft |
2020-07-01 | 0 days | 1,669 sqft |
2020-08-01 | 0 days | 1,669 sqft |
2020-09-01 | 0 days | 1,694 sqft |
2020-10-01 | 0 days | 1,639 sqft |
2020-11-01 | 0 days | 1,513 sqft |
2020-12-01 | 0 days | 1,532 sqft |
2021-01-01 | 0 days | 1,557 sqft |
2021-02-01 | 0 days | 1,619 sqft |
2021-03-01 | 0 days | 1,557 sqft |
2021-04-01 | 0 days | 1,542 sqft |
2021-05-01 | 0 days | 1,617 sqft |
2021-06-01 | 0 days | 1,570 sqft |
2021-07-01 | 0 days | 1,552 sqft |
2021-08-01 | 0 days | 1,658 sqft |
2021-09-01 | 0 days | 1,566 sqft |
2021-10-01 | 0 days | 1,617 sqft |
2021-11-01 | 0 days | 1,684 sqft |
2021-12-01 | 0 days | 1,674 sqft |
2022-01-01 | 0 days | 1,707 sqft |
2022-02-01 | 0 days | 1,508 sqft |
2022-03-01 | 0 days | 1,862 sqft |
2022-04-01 | 0 days | 1,593 sqft |
2022-05-01 | 0 days | 1,695 sqft |
2022-06-01 | 0 days | 1,710 sqft |
2022-07-01 | 0 days | 1,652 sqft |
2022-08-01 | 0 days | 1,665 sqft |
2022-09-01 | 0 days | 1,716 sqft |
2022-10-01 | 0 days | 1,686 sqft |
2022-11-01 | 0 days | 1,923 sqft |
2022-12-01 | 0 days | 1,764 sqft |
2023-01-01 | 0 days | 1,618 sqft |
2023-02-01 | 0 days | 1,572 sqft |
2023-03-01 | 0 days | 1,514 sqft |
2023-04-01 | 0 days | 1,598 sqft |
2023-05-01 | 0 days | 1,715 sqft |
2023-06-01 | 0 days | 1,817 sqft |
2023-07-01 | 0 days | 1,880 sqft |
2023-08-01 | 0 days | 1,758 sqft |
2023-09-01 | 0 days | 1,792 sqft |
2023-10-01 | 0 days | 1,831 sqft |
2023-11-01 | 0 days | 1,776 sqft |
2023-12-01 | 0 days | 1,773 sqft |
2024-01-01 | 0 days | 1,772 sqft |
2024-02-01 | 0 days | 1,780 sqft |
2024-03-01 | 0 days | 1,768 sqft |
2024-04-01 | 0 days | 1,778 sqft |
2024-05-01 | 0 days | 1,883 sqft |
2024-06-01 | 0 days | 1,835 sqft |
2024-07-01 | 0 days | 1,751 sqft |
2024-08-01 | 0 days | 1,773 sqft |
2024-09-01 | 0 days | 1,843 sqft |
2024-10-01 | 0 days | 1,750 sqft |
Wapakoneta's median square footage for active listings during the 2024-10-01 period was 1,750 sqft. One year prior, the average listing was 1,831 sqft.
Wapakoneta, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 403 | $74,215,000 | $184,156 |
Other | 120 | $6,680,000 | $55,667 |
Home Improvement | 107 | $5,425,000 | $50,701 |
Cash Out Refi | 98 | $11,670,000 | $119,082 |
Refi | 53 | $6,265,000 | $118,208 |
Wapakoneta's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Other, with 120 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 315 | $49,415,000 | $156,873 |
7-8% | 220 | $29,150,000 | $132,500 |
Over 8% | 151 | $9,315,000 | $61,689 |
5-6% | 79 | $13,325,000 | $168,671 |
4-5% | 7 | $2,205,000 | $315,000 |
<2.5% | 2 | $120,000 | $60,000 |
3-4% | 1 | $25,000 | $25,000 |
During 2023, Wapakoneta's most frequently originated rate bucket was 6-7%, with 315 originations.
Loan Sizing (Wapakoneta, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 341 | $17,305,000 | $50,748 |
$100k-200k | 285 | $41,515,000 | $145,667 |
$200k-400k | 139 | $36,555,000 | $262,986 |
$400k-600k | 12 | $5,450,000 | $454,167 |
$600k-1000k | 3 | $2,105,000 | $701,667 |
$Over $1MM | 1 | $1,325,000 | $1,325,000 |
Wapakoneta's loan sizing saw the bucket of loans from $100,000 or less with 341 originations, totaling $17,305,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 294 | $52,220,000 | $177,619 |
60-80% | 146 | $28,250,000 | $193,493 |
Under 20% | 134 | $4,780,000 | $35,672 |
20-40% | 131 | $9,785,000 | $74,695 |
40-60% | 64 | $7,500,000 | $117,188 |
Over 100% | 4 | $940,000 | $235,000 |
Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 294 originations, totaling $52,220,000 in origination value.