Wapakoneta Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wapakoneta averaged 7.14% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.99% and one month ago for the week of 2023-10-19, the average rate was 7.18%.

Wapakoneta's average rate one year ago was 6.56%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.69%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Wapakoneta 30 Year Fixed Rate 2023-11-22 7.14%
Wapakoneta 30 Year Fixed Rate Refi 2023-11-22 7.69%
Wapakoneta 15 Year Fixed Rate 2023-11-22 6.57%
Wapakoneta 15 Year Fixed Rate Refi 2023-11-22 7.27%
Wapakoneta 30 Year FHA 2023-11-22 -0.1%
Wapakoneta 30 Year FHA Refi 2023-11-22 0.1%
Wapakoneta 30 Year USDA 2023-11-22 0%
Wapakoneta 30 Year USDA Refi 2023-11-22 0.2%
Wapakoneta 30 Year VA 2023-11-22 0.1%
Wapakoneta 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wapakoneta, OH.

Wapakoneta Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Superior Credit Union, Inc. 106 4.80% $3,353
JPMorgan Chase Bank 21 5.01% $2,379
U.S. Bank 18 5.08% $2,967
QUICKEN LOANS, LLC 18 5.05% $6,109
CROSSCOUNTRY MORTGAGE, LLC 17 5.02% $6,335
LOANDEPOT.COM, LLC 12 5.56% $4,822
Fifth Third Bank 11 4.69% $3,758
Three Rivers Federal Credit Union 11 4.58% $3,198
HONDA Federal Credit Union 10 5.06% $3,918
The Huntington National Bank 9 5.43% $3,668
The Union Bank Company 8 5.61% $3,073
The Citizens National Bank of Bluffton 7 4.96% $2,744
CALIBER HOME LOANS, INC. 5 4.54% $3,863
Mr. Cooper ( Nationstar Mortgage ) 5 5.59% $8,520
RUOFF MORTGAGE COMPANY, INC. 4 5.03% $2,364
UNITED WHOLESALE MORTGAGE, LLC 3 4.21% $4,083
SUPERIOR FINANCIAL SOLUTIONS, LLC 3 4.21% $4,545
Farm Credit Mid-America, ACA 3 5.70% $6,948
The State Bank and Trust Company 3 5.08% $5,868
The Park National Bank 3 4.50% $3,704
HOME POINT FINANCIAL CORPORATION 2 5.62% $3,949
BROKER SOLUTIONS, INC. 2 4.50% $3,686
First Financial Bank 2 6.25% $2,997
Flagstar Bank, FSB 2 5.73% $3,731
FREEDOM MORTGAGE CORPORATION 2 4.31% $5,559
AMERIFIRST FINANCIAL CORPORATION 2 5.31% $6,539
MORTGAGE ACCESS CORP. 2 6.74% $9,936
NAVY FEDERAL CREDIT UNION 2 4.81% $5,659
THE EQUITABLE MORTGAGE CORPORATION 2 5.25% $3,142
The Farmers & Merchants State Bank 2 5.75% $1,971
Liberty National Bank 1 6.13% $3,126
Greenville Federal 1 4.50% $598
Mercantile Bank of Michigan 1 3.75% $3,465
Arvest Bank 1 4.75% $6,413
Mortgage Research Center, LLC 1 7.38% $4,521
First Federal Savings and Loan Association of Lakewood 1 3.69% $5,385
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.00% $8,051
AMERISAVE MORTGAGE CORPORATION 1 3.38% $8,352
NEWREZ LLC 1 3.75% $3,625
NEXERA HOLDING LLC 1 6.63% $12,452
PNC Bank 1 3.25% $4,132
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $3,272
FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $5,482
ROYAL UNITED MORTGAGE LLC 1 6.63% $6,892
First Bank Richmond 1 4.63% $3,596
First Bank of Berne 1 5.25% $2,082
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 4.00% $4,298
Discover Bank 1 5.25% $0
Wells Fargo Bank 1 5.00% $5,258
WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,574
DAS Acquisition Company, LLC 1 6.38% $4,529
Citizens Bank 1 3.88% $3,217
Carrington Mortgage Services, LLC 1 7.25% $4,638
BETTER MORTGAGE CORPORATION 1 3.63% $1,366
Bank of America 1 3.00% $4,262
THRIVE MORTGAGE, LLC 1 5.88% $4,416
TOP FLITE FINANCIAL, INC. 1 6.13% $5,824
UNION HOME MORTGAGE CORP. 1 6.00% $5,590
Hometown Lenders, Inc. 1 6.99% $3,780
HOMESIDE FINANCIAL, LLC 1 5.75% $3,081
Ixonia Bank 1 3.88% $2,692
GUARANTEED RATE, INC. 1 4.25% $3,883

Wapakoneta Average Closing Costs & Other Stats

Wapakoneta, OH's 62 lenders originated 1,053 loans during 2022. The total origination value was $148,645,000, with an average loan value of $141,163.

Wapakoneta's average closing costs are $4,037.

The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with 106 loans originated. Their average total fees are $3,353, which is $974 higher than the next largest lender, JPMorgan Chase Bank.

The lowest fee Wapakoneta lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,379), U.S. Bank ($2,967), Three Rivers Federal Credit Union ($3,198), Superior Credit Union, Inc. ($3,353) and Fifth Third Bank ($3,758).

The lowest rate Wapakoneta lenders (with over 10 loans originated) are Three Rivers Federal Credit Union (4.58%), Fifth Third Bank (4.69%), Superior Credit Union, Inc. (4.80%), JPMorgan Chase Bank (5.01%) and CROSSCOUNTRY MORTGAGE, LLC (5.02%).

Wapakoneta, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Superior Credit Union, Inc. $60,255,000 $38,885,000 -35.5% 26.2%
Minster Bank $25,410,000 $11,275,000 -55.6% 7.6%
QUICKEN LOANS, LLC $15,665,000 $9,655,000 -38.4% 6.5%
CROSSCOUNTRY MORTGAGE, LLC $5,675,000 $7,555,000 33.1% 5.1%
Fifth Third Bank $6,675,000 $6,005,000 -10.0% 4.0%
U.S. Bank $6,035,000 $5,165,000 -14.4% 3.5%
JPMorgan Chase Bank $7,020,000 $4,650,000 -33.8% 3.1%
Three Rivers Federal Credit Union $6,885,000 $4,510,000 -34.5% 3.0%
LOANDEPOT.COM, LLC $3,885,000 $3,975,000 2.3% 2.7%
HONDA Federal Credit Union $4,230,000 $3,770,000 -10.9% 2.5%
The State Bank and Trust Company $2,295,000 $3,255,000 41.8% 2.2%
The Huntington National Bank $3,410,000 $3,245,000 -4.8% 2.2%
The Union Bank Company $4,600,000 $2,050,000 -55.4% 1.4%
The Citizens National Bank of Bluffton $4,765,000 $1,930,000 -59.5% 1.3%
Mortgage Research Center, LLC $3,295,000 $1,770,000 -46.3% 1.2%
Servion, Inc. $1,440,000 $1,735,000 20.5% 1.2%
CALIBER HOME LOANS, INC. $5,030,000 $1,620,000 -67.8% 1.1%
NAVY FEDERAL CREDIT UNION $1,630,000 $1,525,000 -6.4% 1.0%
First Financial Bank $1,975,000 $1,320,000 -33.2% 0.9%
FREEDOM MORTGAGE CORPORATION $4,105,000 $1,310,000 -68.1% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $2,420,000 $1,225,000 -49.4% 0.8%
BROKER SOLUTIONS, INC. $135,000 $1,120,000 729.6% 0.8%
Farm Credit Mid-America, ACA $2,415,000 $1,065,000 -55.9% 0.7%
The Park National Bank $2,040,000 $995,000 -51.2% 0.7%
Hometown Lenders, Inc. $965,000 n/a 0.6%
Flagstar Bank, FSB $275,000 $935,000 240.0% 0.6%
AG Credit, Agricultural Credit Association $920,000 n/a 0.6%
AMERIFIRST FINANCIAL CORPORATION $1,720,000 $875,000 -49.1% 0.6%
First Federal Savings and Loan Association of Lakewood $315,000 $850,000 169.8% 0.6%
SUPERIOR FINANCIAL SOLUTIONS, LLC $85,000 $770,000 805.9% 0.5%
NEWREZ LLC $330,000 $750,000 127.3% 0.5%
Carrington Mortgage Services, LLC $2,035,000 $655,000 -67.8% 0.4%
Citizens Bank $275,000 $655,000 138.2% 0.4%
Bank of America $195,000 $620,000 217.9% 0.4%
MORTGAGE ACCESS CORP. $590,000 n/a 0.4%
PNC Bank $350,000 $575,000 64.3% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $590,000 $570,000 -3.4% 0.4%
UBS Bank USA $535,000 n/a 0.4%
First Federal Bank of the Midwest $2,760,000 $520,000 -81.2% 0.3%
THRIVE MORTGAGE, LLC $155,000 $505,000 225.8% 0.3%
RUOFF MORTGAGE COMPANY, INC. $55,000 $490,000 790.9% 0.3%
Wells Fargo Bank $950,000 $455,000 -52.1% 0.3%
HOME POINT FINANCIAL CORPORATION $360,000 $450,000 25.0% 0.3%
THE EQUITABLE MORTGAGE CORPORATION $440,000 n/a 0.3%
The Farmers & Merchants State Bank $430,000 n/a 0.3%
POLARIS HOME FUNDING CORP. $770,000 $425,000 -44.8% 0.3%
NEXERA HOLDING LLC $405,000 n/a 0.3%
Union Savings Bank $2,395,000 $405,000 -83.1% 0.3%
ENDEAVOR CAPITAL, LLC. $390,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $505,000 $370,000 -26.7% 0.2%
WRIGHT-PATT CREDIT UNION, INC. $610,000 $365,000 -40.2% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $360,000 n/a 0.2%
Equity Prime Mortgage LLC $115,000 $335,000 191.3% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $330,000 n/a 0.2%
Arvest Bank $315,000 n/a 0.2%
MYCUMORTGAGE, LLC $530,000 $315,000 -40.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $310,000 51.2% 0.2%
ROYAL UNITED MORTGAGE LLC $425,000 $295,000 -30.6% 0.2%
Greenville National Bank $155,000 $290,000 87.1% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,900,000 $280,000 -85.3% 0.2%
AMERICAN FINANCING CORPORATION $105,000 $270,000 157.1% 0.2%
BETTER MORTGAGE CORPORATION $815,000 $270,000 -66.9% 0.2%
The First National Bank of Pandora $255,000 $270,000 5.9% 0.2%
Chicago Mortgage Solutions LLC $265,000 n/a 0.2%
USAA Federal Savings Bank $320,000 $265,000 -17.2% 0.2%
AMERICAN MORTGAGE SERVICE COMPANY $620,000 $255,000 -58.9% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $255,000 n/a 0.2%
The Federal Savings Bank $245,000 n/a 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $215,000 n/a 0.1%
Ixonia Bank $135,000 $215,000 59.3% 0.1%
Mercantile Bank of Michigan $215,000 n/a 0.1%
RAPID MORTGAGE COMPANY $215,000 n/a 0.1%
DAS Acquisition Company, LLC $205,000 n/a 0.1%
Greenville Federal $1,895,000 $200,000 -89.4% 0.1%
PENNYMAC LOAN SERVICES, LLC $2,555,000 $200,000 -92.2% 0.1%
VILLAGE CAPITAL MORTGAGE $200,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $195,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $855,000 $195,000 -77.2% 0.1%
STEARNS LENDING, LLC $185,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $430,000 $175,000 -59.3% 0.1%
Century Mortgage Company DBA Century Lending Company $165,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $45,000 $165,000 266.7% 0.1%
UNION HOME MORTGAGE CORP. $440,000 $155,000 -64.8% 0.1%
Discover Bank $120,000 $145,000 20.8% 0.1%
GUARANTEED RATE, INC. $400,000 $145,000 -63.8% 0.1%
Liberty National Bank $345,000 $145,000 -58.0% 0.1%
MID AMERICA MORTGAGE, INC. $865,000 $145,000 -83.2% 0.1%
South State Bank $135,000 n/a 0.1%
SIWELL, INC. $240,000 $125,000 -47.9% 0.1%
First Bank Richmond $115,000 n/a 0.1%
Hometown Equity Mortgage, LLC $115,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $785,000 $115,000 -85.4% 0.1%
New Carlisle Federal Savings Bank $105,000 n/a 0.1%
Sutton Bank $105,000 n/a 0.1%
Ally Bank $195,000 $95,000 -51.3% 0.1%
TOP FLITE FINANCIAL, INC. $1,425,000 $85,000 -94.0% 0.1%
ANDREWS FEDERAL CREDIT UNION $75,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $75,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $795,000 $70,000 -91.2% 0.0%
M&T Bank $270,000 $65,000 -75.9% 0.0%
WesBanco Bank, Inc. $55,000 n/a 0.0%
Figure Lending LLC $95,000 $50,000 -47.4% 0.0%
First Bank of Berne $35,000 n/a 0.0%
AMERICAN ADVISORS GROUP $120,000 $5,000 -95.8% 0.0%

Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.2% market share. In second place, with 7.6%, is Minster Bank, having originated $11,275,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $9,655,000 in loans. In fourth place, with 5.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $7,555,000 in loans. In fifth place, with 4.0%, is Fifth Third Bank, having originated $6,005,000 in loans.


Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $144,900 (12.2%) $177,146 (2.7%) 0.00 134
2018-02-01 $139,975 (9.1%) $175,776 (5.3%) 0.00 138
2018-03-01 $149,500 (19.2%) $177,683 (7.1%) 0.00 139
2018-04-01 $149,925 (18.6%) $182,621 (8.5%) 0.00 138
2018-05-01 $154,750 (17.2%) $187,192 (11.5%) 0.00 140
2018-06-01 $154,900 (19.6%) $186,179 (12.4%) 0.00 143
2018-07-01 $146,475 (8.6%) $180,450 (10.1%) 0.00 160
2018-08-01 $154,475 (10.4%) $186,138 (13.4%) 0.00 151
2018-09-01 $149,900 (9.4%) $186,413 (12.9%) 0.00 150
2018-10-01 $150,000 (13.1%) $184,066 (13.0%) 0.00 145
2018-11-01 $152,450 (11.1%) $185,465 (9.2%) 0.00 144
2018-12-01 $159,700 (10.4%) $190,407 (9.2%) 0.00 138
2019-01-01 $159,600 (10.1%) $188,784 (6.6%) 0.00 109
2019-02-01 $159,900 (14.2%) $186,548 (6.1%) 0.00 110
2019-03-01 $163,264 (9.2%) $192,156 (8.2%) 0.00 100
2019-04-01 $167,189 (11.5%) $197,511 (8.2%) 0.00 97
2019-05-01 $167,350 (8.1%) $199,038 (6.3%) 0.00 116
2019-06-01 $169,900 (9.7%) $199,327 (7.1%) 0.00 116
2019-07-01 $157,400 (7.5%) $190,562 (5.6%) 0.00 111
2019-08-01 $158,991 (2.9%) $189,799 (2.0%) 0.00 125
2019-09-01 $165,127 (10.2%) $192,444 (3.2%) 0.00 125
2019-10-01 $169,924 (13.3%) $196,411 (6.7%) 0.00 120
2019-11-01 $169,900 (11.5%) $201,849 (8.8%) 0.00 110
2019-12-01 $165,350 (3.5%) $198,924 (4.5%) 0.00 100
2020-01-01 $167,400 (4.9%) $202,647 (7.3%) 0.00 88
2020-02-01 $152,400 (-4.7%) $196,016 (5.1%) 0.00 94
2020-03-01 $158,425 (-3.0%) $202,055 (5.2%) 0.00 91
2020-04-01 $149,650 (-10.5%) $199,178 (0.8%) 0.00 91
2020-05-01 $159,900 (-4.5%) $206,505 (3.8%) 0.00 82
2020-06-01 $149,900 (-11.8%) $205,787 (3.2%) 0.00 77
2020-07-01 $158,250 (0.5%) $197,995 (3.9%) 0.00 75
2020-08-01 $155,900 (-1.9%) $202,289 (6.6%) 0.00 67
2020-09-01 $163,425 (-1.0%) $208,876 (8.5%) 0.00 62
2020-10-01 $164,000 (-3.5%) $219,596 (11.8%) 0.00 63
2020-11-01 $135,000 (-20.5%) $195,566 (-3.1%) 0.00 62
2020-12-01 $139,300 (-15.8%) $185,292 (-6.9%) 0.00 59
2021-01-01 $135,000 (-19.4%) $190,340 (-6.1%) 0.00 49
2021-02-01 $149,950 (-1.6%) $219,845 (12.2%) 0.00 39
2021-03-01 $177,450 (12.0%) $220,302 (9.0%) 0.00 39
2021-04-01 $196,225 (31.1%) $235,369 (18.2%) 0.00 34
2021-05-01 $209,999 (31.3%) $277,868 (34.6%) 0.00 36
2021-06-01 $198,800 (32.6%) $255,996 (24.4%) 0.00 36
2021-07-01 $179,900 (13.7%) $236,868 (19.6%) 0.00 37
2021-08-01 $175,950 (12.9%) $243,438 (20.3%) 0.00 37
2021-09-01 $179,900 (10.1%) $211,195 (1.1%) 0.00 48
2021-10-01 $160,950 (-1.9%) $214,060 (-2.5%) 0.00 45
2021-11-01 $161,975 (20.0%) $220,064 (12.5%) 0.00 47
2021-12-01 $162,000 (16.3%) $216,536 (16.9%) 0.00 44
2022-01-01 $161,850 (19.9%) $212,228 (11.5%) 0.00 31
2022-02-01 $150,508 (0.4%) $221,655 (0.8%) 0.00 28
2022-03-01 $195,350 (10.1%) $239,536 (8.7%) 0.00 30
2022-04-01 $170,000 (-13.4%) $220,926 (-6.1%) 0.00 30
2022-05-01 $184,925 (-11.9%) $243,257 (-12.5%) 0.00 37
2022-06-01 $192,200 (-3.3%) $253,739 (-0.9%) 0.00 43
2022-07-01 $179,900 (0.0%) $265,849 (12.2%) 0.00 53
2022-08-01 $179,900 (2.2%) $275,079 (13.0%) 0.00 52
2022-09-01 $220,825 (22.8%) $296,131 (40.2%) 0.00 47
2022-10-01 $244,900 (52.2%) $316,749 (48.0%) 0.00 46
2022-11-01 $254,250 (57.0%) $335,891 (52.6%) 0.00 57
2022-12-01 $245,400 (51.5%) $319,816 (47.7%) 0.00 50
2023-01-01 $208,625 (28.9%) $301,967 (42.3%) 0.00 45
2023-02-01 $203,675 (35.3%) $292,040 (31.8%) 0.00 43
2023-03-01 $188,700 (-3.4%) $280,889 (17.3%) 0.00 42
2023-04-01 $219,500 (29.1%) $303,110 (37.2%) 0.00 39
2023-05-01 $262,450 (41.9%) $331,321 (36.2%) 0.00 36
2023-06-01 $263,400 (37.0%) $322,467 (27.1%) 0.00 42
2023-07-01 $270,000 (50.1%) $319,590 (20.2%) 0.00 40
2023-08-01 $259,850 (44.4%) $310,665 (12.9%) 0.00 45
2023-09-01 $249,950 (13.2%) $284,866 (-3.8%) 0.00 53
2023-10-01 $279,800 (14.3%) $300,526 (-5.1%) 0.00 57
Wapakoneta's median listing price for 2023-10-01 was $279,800, a difference of $34,900 (14.3%) versus the prior year and $29,850 versus the prior month.

Wapakoneta's median listing price comes in at 0% of the national average.

Wapakoneta's average listing price for 2023-10-01 was $300,526, a difference of $-16,223 (-5.1%) versus the prior year and $15,660 versus the prior month.

For the 2023-10-01 period, Wapakoneta had 57 MLS listings, a difference of 4 listings (8%) versus the prior month and 11 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,641 sqft
2018-02-01 0 days 1,628 sqft
2018-03-01 0 days 1,689 sqft
2018-04-01 0 days 1,722 sqft
2018-05-01 0 days 1,743 sqft
2018-06-01 0 days 1,772 sqft
2018-07-01 0 days 1,738 sqft
2018-08-01 0 days 1,806 sqft
2018-09-01 0 days 1,792 sqft
2018-10-01 0 days 1,848 sqft
2018-11-01 0 days 1,871 sqft
2018-12-01 0 days 1,904 sqft
2019-01-01 0 days 1,842 sqft
2019-02-01 0 days 1,745 sqft
2019-03-01 0 days 1,731 sqft
2019-04-01 0 days 1,786 sqft
2019-05-01 0 days 1,818 sqft
2019-06-01 0 days 1,784 sqft
2019-07-01 0 days 1,721 sqft
2019-08-01 0 days 1,694 sqft
2019-09-01 0 days 1,692 sqft
2019-10-01 0 days 1,703 sqft
2019-11-01 0 days 1,742 sqft
2019-12-01 0 days 1,716 sqft
2020-01-01 0 days 1,524 sqft
2020-02-01 0 days 1,536 sqft
2020-03-01 0 days 1,578 sqft
2020-04-01 0 days 1,551 sqft
2020-05-01 0 days 1,606 sqft
2020-06-01 0 days 1,658 sqft
2020-07-01 0 days 1,673 sqft
2020-08-01 0 days 1,675 sqft
2020-09-01 0 days 1,717 sqft
2020-10-01 0 days 1,669 sqft
2020-11-01 0 days 1,520 sqft
2020-12-01 0 days 1,532 sqft
2021-01-01 0 days 1,557 sqft
2021-02-01 0 days 1,619 sqft
2021-03-01 0 days 1,557 sqft
2021-04-01 0 days 1,542 sqft
2021-05-01 0 days 1,617 sqft
2021-06-01 0 days 1,570 sqft
2021-07-01 0 days 1,552 sqft
2021-08-01 0 days 1,658 sqft
2021-09-01 0 days 1,566 sqft
2021-10-01 0 days 1,617 sqft
2021-11-01 0 days 1,684 sqft
2021-12-01 0 days 1,674 sqft
2022-01-01 0 days 1,707 sqft
2022-02-01 0 days 1,508 sqft
2022-03-01 0 days 1,862 sqft
2022-04-01 0 days 1,593 sqft
2022-05-01 0 days 1,695 sqft
2022-06-01 0 days 1,710 sqft
2022-07-01 0 days 1,652 sqft
2022-08-01 0 days 1,665 sqft
2022-09-01 0 days 1,716 sqft
2022-10-01 0 days 1,686 sqft
2022-11-01 0 days 1,964 sqft
2022-12-01 0 days 1,840 sqft
2023-01-01 0 days 1,706 sqft
2023-02-01 0 days 1,583 sqft
2023-03-01 0 days 1,525 sqft
2023-04-01 0 days 1,598 sqft
2023-05-01 0 days 1,715 sqft
2023-06-01 0 days 1,834 sqft
2023-07-01 0 days 1,880 sqft
2023-08-01 0 days 1,758 sqft
2023-09-01 0 days 1,792 sqft
2023-10-01 0 days 1,831 sqft
Wapakoneta's median listing age (time on market) for 2023-10-01 was 0 days.

Wapakoneta's median square footage for active listings during the 2023-10-01 period was 1,831 sqft. One year prior, the average listing was 1,686 sqft.

Wapakoneta, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 468 $87,070,000 $186,047
Cash Out Refi 199 $27,545,000 $138,417
Other 145 $9,855,000 $67,966
Refi 134 $17,240,000 $128,657
Home Improvement 107 $6,935,000 $64,813

Wapakoneta's most frequently cited loan purpose was Home Purchase, with 468 originations. The 2nd most popular reason was Cash Out Refi, with 199 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 243 $37,325,000 $153,601
3-4% 239 $35,465,000 $148,389
5-6% 225 $31,595,000 $140,422
6-7% 119 $14,935,000 $125,504
2.5-3% 66 $9,080,000 $137,576
7-8% 48 $4,000,000 $83,333
<2.5% 22 $3,140,000 $142,727
Over 8% 20 $1,060,000 $53,000

During 2022, Wapakoneta's most frequently originated rate bucket was 4-5%, with 243 originations.

Loan Sizing (Wapakoneta, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 442 $62,350,000 $141,063
$100,000 or less 407 $22,655,000 $55,663
$200k-400k 174 $44,880,000 $257,931
$400k-600k 23 $10,485,000 $455,870
$600k-1000k 4 $2,900,000 $725,000
$Over $1MM 3 $5,375,000 $1,791,667

Wapakoneta's loan sizing saw the bucket of loans from $100k-200k with 442 originations, totaling $62,350,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 359 $67,485,000 $187,981
60-80% 230 $37,520,000 $163,130
20-40% 158 $9,780,000 $61,899
40-60% 112 $15,560,000 $138,929
Under 20% 112 $3,840,000 $34,286
Over 100% 7 $1,825,000 $260,714

Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 359 originations, totaling $67,485,000 in origination value.