Wapakoneta Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wapakoneta averaged 6.95% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.78% and one month ago for the week of 2024-10-24, the average rate was 6.58%.

Wapakoneta's average rate one year ago was 7.33%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Wapakoneta 30 Year Fixed Rate 2024-11-27 6.95%
Wapakoneta 30 Year Fixed Rate Refi 2024-11-27 7.21%
Wapakoneta 15 Year Fixed Rate 2024-11-27 6.3%
Wapakoneta 15 Year Fixed Rate Refi 2024-11-27 6.7%
Wapakoneta 30 Year FHA 2024-11-27 0.11%
Wapakoneta 30 Year FHA Refi 2024-11-27 -0.1%
Wapakoneta 30 Year USDA 2024-11-27 -0.2%
Wapakoneta 30 Year USDA Refi 2024-11-27 -0.2%
Wapakoneta 30 Year VA 2024-11-27 0.1%
Wapakoneta 30 Year VA Refi 2024-11-27 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wapakoneta, OH.

Wapakoneta Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Superior Credit Union, Inc. 79 6.66% $3,129
Minster Bank 51 6.44% $2,107
The Huntington National Bank 16 6.73% $3,700
U.S. Bank 13 6.80% $3,476
JPMorgan Chase Bank 11 6.97% $4,546
QUICKEN LOANS, LLC 9 6.72% $6,815
Three Rivers Federal Credit Union 7 6.64% $3,661
The Citizens National Bank of Bluffton 6 7.08% $3,209
First Federal Bank of the Midwest 5 7.20% $3,703
CROSSCOUNTRY MORTGAGE, LLC 5 6.78% $6,641
First Financial Bank 5 6.75% $4,070
The Federal Savings Bank 4 7.38% $4,308
The Union Bank Company 4 6.47% $3,251
UNION HOME MORTGAGE CORP. 4 7.47% $5,680
UNITED WHOLESALE MORTGAGE, LLC 4 6.66% $7,634
GUARANTEED RATE, INC. 3 6.83% $5,511
Farm Credit Mid-America, ACA 3 7.00% $6,620
Union Savings Bank 3 6.13% $2,118
NEWREZ LLC 2 6.19% $4,461
First Bank Richmond 2 6.69% $3,092
PENNYMAC LOAN SERVICES, LLC 2 6.69% $5,354
Wells Fargo Bank 2 6.69% $4,507
The Park National Bank 2 6.44% $2,949
Fifth Third Bank 2 6.75% $4,436
NAVY FEDERAL CREDIT UNION 2 8.44% $4,971
RUOFF MORTGAGE COMPANY, INC. 1 6.38% $1,240
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.49% $8,472
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 6.88% $2,826
DAS Acquisition Company, LLC 1 6.88% $5,987
Assurance Financial Group, L.L.C. 1 5.99% $15,017
Cf Bank 1 7.13% $4,745
BROKER SOLUTIONS, INC. 1 7.50% $5,697
THRIVE MORTGAGE, LLC 1 6.38% $3,518
Western Ohio Mortgage Corporation 1 7.50% $3,932
WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,297
BMI Federal Credit Union 1 6.50% $2,327
First Merchants Bank 1 6.75% $3,807
Gateway First Bank 1 6.50% $3,929
GSF Mortgage Corporation 1 6.88% $6,525
Greenville Federal 1 6.25% $2,093
HOMESIDE FINANCIAL, LLC 1 6.50% $6,738
HONDA Federal Credit Union 1 6.50% $3,293
INTERSTATE HOME LOAN CENTER, INC. 1 8.00% $9,318
Kwik Mortgage Corporation 1 6.63% $3,595
LOANDEPOT.COM, LLC 1 6.88% $3,735
Mercantile Bank of Michigan 1 7.38% $3,900
North American Savings Bank, F.S.B. 1 7.50% $8,339
PHH Mortgage Corporation 1 7.38% $3,555
RAPID MORTGAGE COMPANY 1 7.75% $5,496

Wapakoneta Average Closing Costs & Other Stats

Wapakoneta, OH's 49 lenders originated 781 loans during 2023. The total origination value was $104,255,000, with an average loan value of $133,489.

Wapakoneta's average closing costs are $4,146.

The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with 79 loans originated. Their average total fees are $3,129, which is $1,022 higher than the next largest lender, Minster Bank.

The lowest fee Wapakoneta lenders (with over 10 loans originated) are Minster Bank ($2,107), Superior Credit Union, Inc. ($3,129), U.S. Bank ($3,476), The Huntington National Bank ($3,700) and JPMorgan Chase Bank ($4,546).

The lowest rate Wapakoneta lenders (with over 10 loans originated) are Minster Bank (6.44%), Superior Credit Union, Inc. (6.66%), The Huntington National Bank (6.73%), U.S. Bank (6.80%) and JPMorgan Chase Bank (6.97%).

Wapakoneta, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Superior Credit Union, Inc. $38,885,000 $27,420,000 -29.5% 26.3%
Minster Bank $11,275,000 $13,010,000 15.4% 12.5%
QUICKEN LOANS, LLC $9,655,000 $4,910,000 -49.1% 4.7%
The Huntington National Bank $3,245,000 $3,630,000 11.9% 3.5%
U.S. Bank $5,165,000 $2,845,000 -44.9% 2.7%
CROSSCOUNTRY MORTGAGE, LLC $7,555,000 $2,640,000 -65.1% 2.5%
JPMorgan Chase Bank $4,650,000 $2,625,000 -43.5% 2.5%
First Financial Bank $1,320,000 $2,615,000 98.1% 2.5%
The Citizens National Bank of Bluffton $1,930,000 $2,505,000 29.8% 2.4%
NEWREZ LLC $750,000 $2,020,000 169.3% 1.9%
Fifth Third Bank $6,005,000 $1,940,000 -67.7% 1.9%
Western Ohio Mortgage Corporation $1,685,000 n/a 1.6%
Three Rivers Federal Credit Union $4,510,000 $1,670,000 -63.0% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $570,000 $1,600,000 180.7% 1.5%
HONDA Federal Credit Union $3,770,000 $1,585,000 -58.0% 1.5%
UNION HOME MORTGAGE CORP. $155,000 $1,520,000 880.6% 1.5%
Mortgage Research Center, LLC $1,770,000 $1,515,000 -14.4% 1.5%
Servion, Inc. $1,735,000 $1,225,000 -29.4% 1.2%
First Federal Bank of the Midwest $520,000 $1,080,000 107.7% 1.0%
The Park National Bank $995,000 $990,000 -0.5% 0.9%
NAVY FEDERAL CREDIT UNION $1,525,000 $940,000 -38.4% 0.9%
The Union Bank Company $2,050,000 $940,000 -54.1% 0.9%
PENNYMAC LOAN SERVICES, LLC $200,000 $935,000 367.5% 0.9%
The Federal Savings Bank $245,000 $910,000 271.4% 0.9%
Farm Credit Mid-America, ACA $1,065,000 $895,000 -16.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $280,000 $885,000 216.1% 0.8%
SUPERIOR FINANCIAL SOLUTIONS, LLC $770,000 $825,000 7.1% 0.8%
VILLAGE CAPITAL MORTGAGE $200,000 $785,000 292.5% 0.8%
Union Savings Bank $405,000 $715,000 76.5% 0.7%
AG Credit, Agricultural Credit Association $920,000 $620,000 -32.6% 0.6%
FREEDOM MORTGAGE CORPORATION $1,310,000 $575,000 -56.1% 0.6%
Discover Bank $145,000 $555,000 282.8% 0.5%
Wells Fargo Bank $455,000 $555,000 22.0% 0.5%
GUARANTEED RATE, INC. $145,000 $520,000 258.6% 0.5%
Carrington Mortgage Services, LLC $655,000 $485,000 -26.0% 0.5%
MYCUMORTGAGE, LLC $315,000 $465,000 47.6% 0.4%
BMI Federal Credit Union $450,000 n/a 0.4%
1ST SIGNATURE LENDING, LLC $425,000 n/a 0.4%
The First National Bank of Pandora $270,000 $420,000 55.6% 0.4%
Assurance Financial Group, L.L.C. $415,000 n/a 0.4%
Greenville Federal $200,000 $400,000 100.0% 0.4%
Kwik Mortgage Corporation $385,000 n/a 0.4%
Cf Bank $375,000 n/a 0.4%
Presidential Bank, FSB $375,000 n/a 0.4%
PLANET HOME LENDING, LLC $370,000 n/a 0.4%
WRIGHT-PATT CREDIT UNION, INC. $365,000 $365,000 0.0% 0.4%
Flagstar Bank, FSB $935,000 $335,000 -64.2% 0.3%
First Bank Richmond $115,000 $330,000 187.0% 0.3%
PNC Bank $575,000 $330,000 -42.6% 0.3%
LOANDEPOT.COM, LLC $3,975,000 $325,000 -91.8% 0.3%
GSF Mortgage Corporation $315,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $175,000 $305,000 74.3% 0.3%
Gateway First Bank $295,000 n/a 0.3%
GENEVA FINANCIAL, LLC $295,000 n/a 0.3%
HOWARD HANNA FINANCIAL SERVICES, INC. $290,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $85,000 $290,000 241.2% 0.3%
RUOFF MORTGAGE COMPANY, INC. $490,000 $280,000 -42.9% 0.3%
Barrington Bank & Trust Company, N.A. $75,000 $265,000 253.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,225,000 $245,000 -80.0% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.2%
DAS Acquisition Company, LLC $205,000 $225,000 9.8% 0.2%
THRIVE MORTGAGE, LLC $505,000 $225,000 -55.4% 0.2%
First Merchants Bank $215,000 n/a 0.2%
21ST MORTGAGE CORPORATION $205,000 n/a 0.2%
INTERSTATE HOME LOAN CENTER, INC. $195,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $195,000 $190,000 -2.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $165,000 $185,000 12.1% 0.2%
CMG MORTGAGE, INC. $185,000 n/a 0.2%
FIRST ALLIANCE HOME MORTGAGE, LLC $185,000 n/a 0.2%
North American Savings Bank, F.S.B. $185,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $370,000 $165,000 -55.4% 0.2%
PHH Mortgage Corporation $155,000 n/a 0.1%
USAlliance Federal Credit Union $155,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $145,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $310,000 $135,000 -56.5% 0.1%
ZILLOW HOME LOANS, LLC $135,000 n/a 0.1%
First Bank of Berne $35,000 $125,000 257.1% 0.1%
Mercantile Bank of Michigan $215,000 $115,000 -46.5% 0.1%
RAPID MORTGAGE COMPANY $215,000 $105,000 -51.2% 0.1%
SIWELL, INC. $125,000 $105,000 -16.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 n/a 0.1%
WesBanco $55,000 $105,000 90.9% 0.1%
Figure Lending LLC $50,000 $90,000 80.0% 0.1%
The Farmers & Merchants State Bank $430,000 $80,000 -81.4% 0.1%
Greenville National Bank $290,000 $75,000 -74.1% 0.1%
IH CREDIT UNION, INC. $75,000 n/a 0.1%
Firefighters & Company FCU $65,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $425,000 $65,000 -84.7% 0.1%
BROKER SOLUTIONS, INC. $1,120,000 $55,000 -95.1% 0.1%
Coastal Community Bank $55,000 n/a 0.1%
The State Bank and Trust Company $3,255,000 $45,000 -98.6% 0.0%
UNIVERSAL 1 CREDIT UNION $45,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $70,000 $35,000 -50.0% 0.0%
Citizens Bank $655,000 $25,000 -96.2% 0.0%
GENERAL ELECTRIC CREDIT UNION $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $5,000 n/a 0.0%

Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.3% market share. In second place, with 12.5%, is Minster Bank, having originated $13,010,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $4,910,000 in loans. In fourth place, with 3.5%, is The Huntington National Bank, having originated $3,630,000 in loans. In fifth place, with 2.7%, is U.S. Bank, having originated $2,845,000 in loans.


Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $144,900 (12.2%) $177,146 (2.7%) 0.00 134
2018-02-01 $139,975 (9.1%) $175,776 (5.3%) 0.00 138
2018-03-01 $149,500 (19.2%) $177,683 (7.1%) 0.00 139
2018-04-01 $149,925 (18.6%) $182,621 (8.5%) 0.00 138
2018-05-01 $154,750 (17.2%) $187,192 (11.5%) 0.00 140
2018-06-01 $154,900 (19.6%) $186,179 (12.4%) 0.00 143
2018-07-01 $146,475 (8.6%) $180,450 (10.1%) 0.00 160
2018-08-01 $154,475 (10.4%) $186,138 (13.4%) 0.00 151
2018-09-01 $149,900 (9.4%) $186,413 (12.9%) 0.00 150
2018-10-01 $150,000 (13.1%) $184,066 (13.0%) 0.00 145
2018-11-01 $152,450 (11.1%) $185,465 (9.2%) 0.00 144
2018-12-01 $159,700 (10.4%) $190,407 (9.2%) 0.00 138
2019-01-01 $159,600 (10.1%) $188,784 (6.6%) 0.00 109
2019-02-01 $159,900 (14.2%) $186,548 (6.1%) 0.00 110
2019-03-01 $163,264 (9.2%) $192,156 (8.2%) 0.00 100
2019-04-01 $167,189 (11.5%) $197,511 (8.2%) 0.00 97
2019-05-01 $167,350 (8.1%) $199,038 (6.3%) 0.00 116
2019-06-01 $169,900 (9.7%) $199,327 (7.1%) 0.00 116
2019-07-01 $157,400 (7.5%) $190,562 (5.6%) 0.00 111
2019-08-01 $158,991 (2.9%) $189,799 (2.0%) 0.00 125
2019-09-01 $165,127 (10.2%) $192,444 (3.2%) 0.00 125
2019-10-01 $169,924 (13.3%) $196,411 (6.7%) 0.00 120
2019-11-01 $169,900 (11.5%) $201,849 (8.8%) 0.00 110
2019-12-01 $165,350 (3.5%) $198,924 (4.5%) 0.00 100
2020-01-01 $167,400 (4.9%) $202,647 (7.3%) 0.00 88
2020-02-01 $152,400 (-4.7%) $196,016 (5.1%) 0.00 94
2020-03-01 $158,425 (-3.0%) $202,055 (5.2%) 0.00 91
2020-04-01 $149,650 (-10.5%) $199,178 (0.8%) 0.00 91
2020-05-01 $159,900 (-4.5%) $206,505 (3.8%) 0.00 82
2020-06-01 $149,900 (-11.8%) $205,787 (3.2%) 0.00 77
2020-07-01 $158,250 (0.5%) $197,995 (3.9%) 0.00 75
2020-08-01 $155,900 (-1.9%) $202,289 (6.6%) 0.00 67
2020-09-01 $163,425 (-1.0%) $208,876 (8.5%) 0.00 62
2020-10-01 $164,000 (-3.5%) $219,596 (11.8%) 0.00 63
2020-11-01 $135,000 (-20.5%) $195,566 (-3.1%) 0.00 62
2020-12-01 $139,300 (-15.8%) $185,292 (-6.9%) 0.00 59
2021-01-01 $135,000 (-19.4%) $190,340 (-6.1%) 0.00 49
2021-02-01 $149,950 (-1.6%) $219,845 (12.2%) 0.00 39
2021-03-01 $177,450 (12.0%) $220,302 (9.0%) 0.00 39
2021-04-01 $196,225 (31.1%) $235,369 (18.2%) 0.00 34
2021-05-01 $209,999 (31.3%) $277,868 (34.6%) 0.00 36
2021-06-01 $198,800 (32.6%) $255,996 (24.4%) 0.00 36
2021-07-01 $179,900 (13.7%) $236,868 (19.6%) 0.00 37
2021-08-01 $175,950 (12.9%) $243,438 (20.3%) 0.00 37
2021-09-01 $179,900 (10.1%) $211,195 (1.1%) 0.00 48
2021-10-01 $160,950 (-1.9%) $214,060 (-2.5%) 0.00 45
2021-11-01 $161,975 (20.0%) $220,064 (12.5%) 0.00 47
2021-12-01 $162,000 (16.3%) $216,536 (16.9%) 0.00 44
2022-01-01 $161,850 (19.9%) $212,228 (11.5%) 0.00 31
2022-02-01 $150,508 (0.4%) $221,655 (0.8%) 0.00 28
2022-03-01 $195,350 (10.1%) $239,536 (8.7%) 0.00 30
2022-04-01 $170,000 (-13.4%) $220,926 (-6.1%) 0.00 30
2022-05-01 $184,925 (-11.9%) $243,257 (-12.5%) 0.00 37
2022-06-01 $192,200 (-3.3%) $253,739 (-0.9%) 0.00 43
2022-07-01 $179,900 (0.0%) $265,849 (12.2%) 0.00 53
2022-08-01 $179,900 (2.2%) $275,079 (13.0%) 0.00 52
2022-09-01 $220,825 (22.8%) $296,131 (40.2%) 0.00 47
2022-10-01 $244,900 (52.2%) $316,749 (48.0%) 0.00 46
2022-11-01 $252,975 (56.2%) $335,560 (52.5%) 0.00 56
2022-12-01 $240,900 (48.7%) $318,813 (47.2%) 0.00 49
2023-01-01 $200,000 (23.6%) $300,380 (41.5%) 0.00 44
2023-02-01 $198,675 (32.0%) $290,282 (31.0%) 0.00 42
2023-03-01 $186,200 (-4.7%) $280,253 (17.0%) 0.00 42
2023-04-01 $219,500 (29.1%) $303,110 (37.2%) 0.00 39
2023-05-01 $262,450 (41.9%) $331,321 (36.2%) 0.00 36
2023-06-01 $263,400 (37.0%) $322,467 (27.1%) 0.00 42
2023-07-01 $270,000 (50.1%) $319,590 (20.2%) 0.00 40
2023-08-01 $259,850 (44.4%) $310,665 (12.9%) 0.00 45
2023-09-01 $249,950 (13.2%) $284,866 (-3.8%) 0.00 53
2023-10-01 $279,800 (14.3%) $300,526 (-5.1%) 0.00 57
2023-11-01 $264,700 (4.6%) $280,386 (-16.4%) 0.00 51
2023-12-01 $253,750 (5.3%) $287,843 (-9.7%) 0.00 56
2024-01-01 $260,750 (30.4%) $288,753 (-3.9%) 0.00 50
2024-02-01 $284,850 (43.4%) $310,400 (6.9%) 0.00 48
2024-03-01 $256,700 (37.9%) $307,651 (9.8%) 0.00 49
2024-04-01 $251,500 (14.6%) $306,947 (1.3%) 0.00 47
2024-05-01 $250,000 (-4.7%) $311,764 (-5.9%) 0.00 43
2024-06-01 $279,950 (6.3%) $317,083 (-1.7%) 0.00 42
2024-07-01 $258,750 (-4.2%) $305,248 (-4.5%) 0.00 47
2024-08-01 $275,000 (5.8%) $304,792 (-1.9%) 0.00 49
2024-09-01 $253,750 (1.5%) $294,208 (3.3%) 0.00 57
2024-10-01 $248,900 (-11.0%) $298,203 (-0.8%) 0.00 63
Wapakoneta's median listing price for 2024-10-01 was $248,900, a difference of $-30,900 (-11.0%) versus the prior year and $-4,850 versus the prior month.

Wapakoneta's median listing price comes in at 0% of the national average.

Wapakoneta's average listing price for 2024-10-01 was $298,203, a difference of $-2,323 (-0.8%) versus the prior year and $3,995 versus the prior month.

For the 2024-10-01 period, Wapakoneta had 63 MLS listings, a difference of 6 listings (11%) versus the prior month and 6 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,641 sqft
2018-02-01 0 days 1,628 sqft
2018-03-01 0 days 1,689 sqft
2018-04-01 0 days 1,722 sqft
2018-05-01 0 days 1,743 sqft
2018-06-01 0 days 1,772 sqft
2018-07-01 0 days 1,738 sqft
2018-08-01 0 days 1,806 sqft
2018-09-01 0 days 1,792 sqft
2018-10-01 0 days 1,848 sqft
2018-11-01 0 days 1,871 sqft
2018-12-01 0 days 1,904 sqft
2019-01-01 0 days 1,842 sqft
2019-02-01 0 days 1,745 sqft
2019-03-01 0 days 1,731 sqft
2019-04-01 0 days 1,786 sqft
2019-05-01 0 days 1,818 sqft
2019-06-01 0 days 1,784 sqft
2019-07-01 0 days 1,721 sqft
2019-08-01 0 days 1,693 sqft
2019-09-01 0 days 1,690 sqft
2019-10-01 0 days 1,699 sqft
2019-11-01 0 days 1,739 sqft
2019-12-01 0 days 1,693 sqft
2020-01-01 0 days 1,514 sqft
2020-02-01 0 days 1,517 sqft
2020-03-01 0 days 1,577 sqft
2020-04-01 0 days 1,540 sqft
2020-05-01 0 days 1,592 sqft
2020-06-01 0 days 1,643 sqft
2020-07-01 0 days 1,669 sqft
2020-08-01 0 days 1,669 sqft
2020-09-01 0 days 1,694 sqft
2020-10-01 0 days 1,639 sqft
2020-11-01 0 days 1,513 sqft
2020-12-01 0 days 1,532 sqft
2021-01-01 0 days 1,557 sqft
2021-02-01 0 days 1,619 sqft
2021-03-01 0 days 1,557 sqft
2021-04-01 0 days 1,542 sqft
2021-05-01 0 days 1,617 sqft
2021-06-01 0 days 1,570 sqft
2021-07-01 0 days 1,552 sqft
2021-08-01 0 days 1,658 sqft
2021-09-01 0 days 1,566 sqft
2021-10-01 0 days 1,617 sqft
2021-11-01 0 days 1,684 sqft
2021-12-01 0 days 1,674 sqft
2022-01-01 0 days 1,707 sqft
2022-02-01 0 days 1,508 sqft
2022-03-01 0 days 1,862 sqft
2022-04-01 0 days 1,593 sqft
2022-05-01 0 days 1,695 sqft
2022-06-01 0 days 1,710 sqft
2022-07-01 0 days 1,652 sqft
2022-08-01 0 days 1,665 sqft
2022-09-01 0 days 1,716 sqft
2022-10-01 0 days 1,686 sqft
2022-11-01 0 days 1,923 sqft
2022-12-01 0 days 1,764 sqft
2023-01-01 0 days 1,618 sqft
2023-02-01 0 days 1,572 sqft
2023-03-01 0 days 1,514 sqft
2023-04-01 0 days 1,598 sqft
2023-05-01 0 days 1,715 sqft
2023-06-01 0 days 1,817 sqft
2023-07-01 0 days 1,880 sqft
2023-08-01 0 days 1,758 sqft
2023-09-01 0 days 1,792 sqft
2023-10-01 0 days 1,831 sqft
2023-11-01 0 days 1,776 sqft
2023-12-01 0 days 1,773 sqft
2024-01-01 0 days 1,772 sqft
2024-02-01 0 days 1,780 sqft
2024-03-01 0 days 1,768 sqft
2024-04-01 0 days 1,778 sqft
2024-05-01 0 days 1,883 sqft
2024-06-01 0 days 1,835 sqft
2024-07-01 0 days 1,751 sqft
2024-08-01 0 days 1,773 sqft
2024-09-01 0 days 1,843 sqft
2024-10-01 0 days 1,750 sqft
Wapakoneta's median listing age (time on market) for 2024-10-01 was 0 days.

Wapakoneta's median square footage for active listings during the 2024-10-01 period was 1,750 sqft. One year prior, the average listing was 1,831 sqft.

Wapakoneta, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 403 $74,215,000 $184,156
Other 120 $6,680,000 $55,667
Home Improvement 107 $5,425,000 $50,701
Cash Out Refi 98 $11,670,000 $119,082
Refi 53 $6,265,000 $118,208

Wapakoneta's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Other, with 120 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 315 $49,415,000 $156,873
7-8% 220 $29,150,000 $132,500
Over 8% 151 $9,315,000 $61,689
5-6% 79 $13,325,000 $168,671
4-5% 7 $2,205,000 $315,000
<2.5% 2 $120,000 $60,000
3-4% 1 $25,000 $25,000

During 2023, Wapakoneta's most frequently originated rate bucket was 6-7%, with 315 originations.

Loan Sizing (Wapakoneta, OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 341 $17,305,000 $50,748
$100k-200k 285 $41,515,000 $145,667
$200k-400k 139 $36,555,000 $262,986
$400k-600k 12 $5,450,000 $454,167
$600k-1000k 3 $2,105,000 $701,667
$Over $1MM 1 $1,325,000 $1,325,000

Wapakoneta's loan sizing saw the bucket of loans from $100,000 or less with 341 originations, totaling $17,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 294 $52,220,000 $177,619
60-80% 146 $28,250,000 $193,493
Under 20% 134 $4,780,000 $35,672
20-40% 131 $9,785,000 $74,695
40-60% 64 $7,500,000 $117,188
Over 100% 4 $940,000 $235,000

Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 294 originations, totaling $52,220,000 in origination value.