Wapakoneta Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wapakoneta averaged 6.84% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.02% and one month ago for the week of 2024-03-14, the average rate was 6.78%.

    Wapakoneta's average rate one year ago was 6.31%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.3%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Wapakoneta 30 Year Fixed Rate 2024-04-18 6.84%
    Wapakoneta 30 Year Fixed Rate Refi 2024-04-18 7.3%
    Wapakoneta 15 Year Fixed Rate 2024-04-18 6.29%
    Wapakoneta 15 Year Fixed Rate Refi 2024-04-18 6.89%
    Wapakoneta 30 Year FHA 2024-04-18 6.96%
    Wapakoneta 30 Year FHA Refi 2024-04-18 6.96%
    Wapakoneta 30 Year USDA 2024-04-18 6.66%
    Wapakoneta 30 Year USDA Refi 2024-04-18 6.76%
    Wapakoneta 30 Year VA 2024-04-18 6.96%
    Wapakoneta 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wapakoneta, OH.

    Wapakoneta Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Superior Credit Union, Inc. 79 6.66% $3,129
    Minster Bank 51 6.44% $2,107
    The Huntington National Bank 16 6.73% $3,700
    U.S. Bank 13 6.80% $3,476
    JPMorgan Chase Bank 11 6.97% $4,546
    QUICKEN LOANS, LLC 9 6.72% $6,815
    Three Rivers Federal Credit Union 7 6.64% $3,661
    The Citizens National Bank of Bluffton 6 7.08% $3,209
    First Federal Bank of the Midwest 5 7.20% $3,703
    CROSSCOUNTRY MORTGAGE, LLC 5 6.78% $6,641
    First Financial Bank 5 6.75% $4,070
    The Federal Savings Bank 4 7.38% $4,308
    The Union Bank Company 4 6.47% $3,251
    UNION HOME MORTGAGE CORP. 4 7.47% $5,680
    UNITED WHOLESALE MORTGAGE, LLC 4 6.66% $7,634
    GUARANTEED RATE, INC. 3 6.83% $5,511
    Farm Credit Mid-America, ACA 3 7.00% $6,620
    Union Savings Bank 3 6.13% $2,118
    NEWREZ LLC 2 6.19% $4,461
    First Bank Richmond 2 6.69% $3,092
    PENNYMAC LOAN SERVICES, LLC 2 6.69% $5,354
    Wells Fargo Bank 2 6.69% $4,507
    The Park National Bank 2 6.44% $2,949
    Fifth Third Bank 2 6.75% $4,436
    NAVY FEDERAL CREDIT UNION 2 8.44% $4,971
    RUOFF MORTGAGE COMPANY, INC. 1 6.38% $1,240
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.49% $8,472
    SUPERIOR FINANCIAL SOLUTIONS, LLC 1 6.88% $2,826
    DAS Acquisition Company, LLC 1 6.88% $5,987
    Assurance Financial Group, L.L.C. 1 5.99% $15,017
    Cf Bank 1 7.13% $4,745
    BROKER SOLUTIONS, INC. 1 7.50% $5,697
    THRIVE MORTGAGE, LLC 1 6.38% $3,518
    Western Ohio Mortgage Corporation 1 7.50% $3,932
    WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,297
    BMI Federal Credit Union 1 6.50% $2,327
    First Merchants Bank 1 6.75% $3,807
    Gateway First Bank 1 6.50% $3,929
    GSF Mortgage Corporation 1 6.88% $6,525
    Greenville Federal 1 6.25% $2,093
    HOMESIDE FINANCIAL, LLC 1 6.50% $6,738
    HONDA Federal Credit Union 1 6.50% $3,293
    INTERSTATE HOME LOAN CENTER, INC. 1 8.00% $9,318
    Kwik Mortgage Corporation 1 6.63% $3,595
    LOANDEPOT.COM, LLC 1 6.88% $3,735
    Mercantile Bank of Michigan 1 7.38% $3,900
    North American Savings Bank, F.S.B. 1 7.50% $8,339
    PHH Mortgage Corporation 1 7.38% $3,555
    RAPID MORTGAGE COMPANY 1 7.75% $5,496

    Wapakoneta Average Closing Costs & Other Stats

    Wapakoneta, OH's 49 lenders originated 781 loans during 2023. The total origination value was $104,255,000, with an average loan value of $133,489.

    Wapakoneta's average closing costs are $4,146.

    The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with 79 loans originated. Their average total fees are $3,129, which is $1,022 higher than the next largest lender, Minster Bank.

    The lowest fee Wapakoneta lenders (with over 10 loans originated) are Minster Bank ($2,107), Superior Credit Union, Inc. ($3,129), U.S. Bank ($3,476), The Huntington National Bank ($3,700) and JPMorgan Chase Bank ($4,546).

    The lowest rate Wapakoneta lenders (with over 10 loans originated) are Minster Bank (6.44%), Superior Credit Union, Inc. (6.66%), The Huntington National Bank (6.73%), U.S. Bank (6.80%) and JPMorgan Chase Bank (6.97%).

    Wapakoneta, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Superior Credit Union, Inc. $38,885,000 $27,420,000 -29.5% 26.3%
    Minster Bank $11,275,000 $13,010,000 15.4% 12.5%
    QUICKEN LOANS, LLC $9,655,000 $4,910,000 -49.1% 4.7%
    The Huntington National Bank $3,245,000 $3,630,000 11.9% 3.5%
    U.S. Bank $5,165,000 $2,845,000 -44.9% 2.7%
    CROSSCOUNTRY MORTGAGE, LLC $7,555,000 $2,640,000 -65.1% 2.5%
    JPMorgan Chase Bank $4,650,000 $2,625,000 -43.5% 2.5%
    First Financial Bank $1,320,000 $2,615,000 98.1% 2.5%
    The Citizens National Bank of Bluffton $1,930,000 $2,505,000 29.8% 2.4%
    NEWREZ LLC $750,000 $2,020,000 169.3% 1.9%
    Fifth Third Bank $6,005,000 $1,940,000 -67.7% 1.9%
    Western Ohio Mortgage Corporation $1,685,000 n/a 1.6%
    Three Rivers Federal Credit Union $4,510,000 $1,670,000 -63.0% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $570,000 $1,600,000 180.7% 1.5%
    HONDA Federal Credit Union $3,770,000 $1,585,000 -58.0% 1.5%
    UNION HOME MORTGAGE CORP. $155,000 $1,520,000 880.6% 1.5%
    Mortgage Research Center, LLC $1,770,000 $1,515,000 -14.4% 1.5%
    Servion, Inc. $1,735,000 $1,225,000 -29.4% 1.2%
    First Federal Bank of the Midwest $520,000 $1,080,000 107.7% 1.0%
    The Park National Bank $995,000 $990,000 -0.5% 0.9%
    NAVY FEDERAL CREDIT UNION $1,525,000 $940,000 -38.4% 0.9%
    The Union Bank Company $2,050,000 $940,000 -54.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $200,000 $935,000 367.5% 0.9%
    The Federal Savings Bank $245,000 $910,000 271.4% 0.9%
    Farm Credit Mid-America, ACA $1,065,000 $895,000 -16.0% 0.9%
    AMERISAVE MORTGAGE CORPORATION $280,000 $885,000 216.1% 0.8%
    SUPERIOR FINANCIAL SOLUTIONS, LLC $770,000 $825,000 7.1% 0.8%
    VILLAGE CAPITAL MORTGAGE $200,000 $785,000 292.5% 0.8%
    Union Savings Bank $405,000 $715,000 76.5% 0.7%
    AG Credit, Agricultural Credit Association $920,000 $620,000 -32.6% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,310,000 $575,000 -56.1% 0.6%
    Discover Bank $145,000 $555,000 282.8% 0.5%
    Wells Fargo Bank $455,000 $555,000 22.0% 0.5%
    GUARANTEED RATE, INC. $145,000 $520,000 258.6% 0.5%
    Carrington Mortgage Services, LLC $655,000 $485,000 -26.0% 0.5%
    MYCUMORTGAGE, LLC $315,000 $465,000 47.6% 0.4%
    BMI Federal Credit Union $450,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $425,000 n/a 0.4%
    The First National Bank of Pandora $270,000 $420,000 55.6% 0.4%
    Assurance Financial Group, L.L.C. $415,000 n/a 0.4%
    Greenville Federal $200,000 $400,000 100.0% 0.4%
    Kwik Mortgage Corporation $385,000 n/a 0.4%
    Cf Bank $375,000 n/a 0.4%
    Presidential Bank, FSB $375,000 n/a 0.4%
    PLANET HOME LENDING, LLC $370,000 n/a 0.4%
    WRIGHT-PATT CREDIT UNION, INC. $365,000 $365,000 0.0% 0.4%
    Flagstar Bank, FSB $935,000 $335,000 -64.2% 0.3%
    First Bank Richmond $115,000 $330,000 187.0% 0.3%
    PNC Bank $575,000 $330,000 -42.6% 0.3%
    LOANDEPOT.COM, LLC $3,975,000 $325,000 -91.8% 0.3%
    GSF Mortgage Corporation $315,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $175,000 $305,000 74.3% 0.3%
    Gateway First Bank $295,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $295,000 n/a 0.3%
    HOWARD HANNA FINANCIAL SERVICES, INC. $290,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $85,000 $290,000 241.2% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $490,000 $280,000 -42.9% 0.3%
    Barrington Bank & Trust Company, N.A. $75,000 $265,000 253.3% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,225,000 $245,000 -80.0% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.2%
    DAS Acquisition Company, LLC $205,000 $225,000 9.8% 0.2%
    THRIVE MORTGAGE, LLC $505,000 $225,000 -55.4% 0.2%
    First Merchants Bank $215,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $205,000 n/a 0.2%
    INTERSTATE HOME LOAN CENTER, INC. $195,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $195,000 $190,000 -2.6% 0.2%
    CHURCHILL MORTGAGE CORPORATION $165,000 $185,000 12.1% 0.2%
    CMG MORTGAGE, INC. $185,000 n/a 0.2%
    FIRST ALLIANCE HOME MORTGAGE, LLC $185,000 n/a 0.2%
    North American Savings Bank, F.S.B. $185,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $370,000 $165,000 -55.4% 0.2%
    PHH Mortgage Corporation $155,000 n/a 0.1%
    USAlliance Federal Credit Union $155,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $145,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $310,000 $135,000 -56.5% 0.1%
    ZILLOW HOME LOANS, LLC $135,000 n/a 0.1%
    First Bank of Berne $35,000 $125,000 257.1% 0.1%
    Mercantile Bank of Michigan $215,000 $115,000 -46.5% 0.1%
    RAPID MORTGAGE COMPANY $215,000 $105,000 -51.2% 0.1%
    SIWELL, INC. $125,000 $105,000 -16.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 n/a 0.1%
    WesBanco $55,000 $105,000 90.9% 0.1%
    Figure Lending LLC $50,000 $90,000 80.0% 0.1%
    The Farmers & Merchants State Bank $430,000 $80,000 -81.4% 0.1%
    Greenville National Bank $290,000 $75,000 -74.1% 0.1%
    IH CREDIT UNION, INC. $75,000 n/a 0.1%
    Firefighters & Company FCU $65,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $425,000 $65,000 -84.7% 0.1%
    BROKER SOLUTIONS, INC. $1,120,000 $55,000 -95.1% 0.1%
    Coastal Community Bank $55,000 n/a 0.1%
    The State Bank and Trust Company $3,255,000 $45,000 -98.6% 0.0%
    UNIVERSAL 1 CREDIT UNION $45,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $70,000 $35,000 -50.0% 0.0%
    Citizens Bank $655,000 $25,000 -96.2% 0.0%
    GENERAL ELECTRIC CREDIT UNION $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $5,000 n/a 0.0%

    Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.3% market share. In second place, with 12.5%, is Minster Bank, having originated $13,010,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $4,910,000 in loans. In fourth place, with 3.5%, is The Huntington National Bank, having originated $3,630,000 in loans. In fifth place, with 2.7%, is U.S. Bank, having originated $2,845,000 in loans.

    Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,900 (12.2%) $177,146 (2.7%) 0.00 134
    2018-02-01 $139,975 (9.1%) $175,776 (5.3%) 0.00 138
    2018-03-01 $149,500 (19.2%) $177,683 (7.1%) 0.00 139
    2018-04-01 $149,925 (18.6%) $182,621 (8.5%) 0.00 138
    2018-05-01 $154,750 (17.2%) $187,192 (11.5%) 0.00 140
    2018-06-01 $154,900 (19.6%) $186,179 (12.4%) 0.00 143
    2018-07-01 $146,475 (8.6%) $180,450 (10.1%) 0.00 160
    2018-08-01 $154,475 (10.4%) $186,138 (13.4%) 0.00 151
    2018-09-01 $149,900 (9.4%) $186,413 (12.9%) 0.00 150
    2018-10-01 $150,000 (13.1%) $184,066 (13.0%) 0.00 145
    2018-11-01 $152,450 (11.1%) $185,465 (9.2%) 0.00 144
    2018-12-01 $159,700 (10.4%) $190,407 (9.2%) 0.00 138
    2019-01-01 $159,600 (10.1%) $188,784 (6.6%) 0.00 109
    2019-02-01 $159,900 (14.2%) $186,548 (6.1%) 0.00 110
    2019-03-01 $163,264 (9.2%) $192,156 (8.2%) 0.00 100
    2019-04-01 $167,189 (11.5%) $197,511 (8.2%) 0.00 97
    2019-05-01 $167,350 (8.1%) $199,038 (6.3%) 0.00 116
    2019-06-01 $169,900 (9.7%) $199,327 (7.1%) 0.00 116
    2019-07-01 $157,400 (7.5%) $190,562 (5.6%) 0.00 111
    2019-08-01 $158,991 (2.9%) $189,799 (2.0%) 0.00 125
    2019-09-01 $165,127 (10.2%) $192,444 (3.2%) 0.00 125
    2019-10-01 $169,924 (13.3%) $196,411 (6.7%) 0.00 120
    2019-11-01 $169,900 (11.5%) $201,849 (8.8%) 0.00 110
    2019-12-01 $165,350 (3.5%) $198,924 (4.5%) 0.00 100
    2020-01-01 $167,400 (4.9%) $202,647 (7.3%) 0.00 88
    2020-02-01 $152,400 (-4.7%) $196,016 (5.1%) 0.00 94
    2020-03-01 $158,425 (-3.0%) $202,055 (5.2%) 0.00 91
    2020-04-01 $149,650 (-10.5%) $199,178 (0.8%) 0.00 91
    2020-05-01 $159,900 (-4.5%) $206,505 (3.8%) 0.00 82
    2020-06-01 $149,900 (-11.8%) $205,787 (3.2%) 0.00 77
    2020-07-01 $158,250 (0.5%) $197,995 (3.9%) 0.00 75
    2020-08-01 $155,900 (-1.9%) $202,289 (6.6%) 0.00 67
    2020-09-01 $163,425 (-1.0%) $208,876 (8.5%) 0.00 62
    2020-10-01 $164,000 (-3.5%) $219,596 (11.8%) 0.00 63
    2020-11-01 $135,000 (-20.5%) $195,566 (-3.1%) 0.00 62
    2020-12-01 $139,300 (-15.8%) $185,292 (-6.9%) 0.00 59
    2021-01-01 $135,000 (-19.4%) $190,340 (-6.1%) 0.00 49
    2021-02-01 $149,950 (-1.6%) $219,845 (12.2%) 0.00 39
    2021-03-01 $177,450 (12.0%) $220,302 (9.0%) 0.00 39
    2021-04-01 $196,225 (31.1%) $235,369 (18.2%) 0.00 34
    2021-05-01 $209,999 (31.3%) $277,868 (34.6%) 0.00 36
    2021-06-01 $198,800 (32.6%) $255,996 (24.4%) 0.00 36
    2021-07-01 $179,900 (13.7%) $236,868 (19.6%) 0.00 37
    2021-08-01 $175,950 (12.9%) $243,438 (20.3%) 0.00 37
    2021-09-01 $179,900 (10.1%) $211,195 (1.1%) 0.00 48
    2021-10-01 $160,950 (-1.9%) $214,060 (-2.5%) 0.00 45
    2021-11-01 $161,975 (20.0%) $220,064 (12.5%) 0.00 47
    2021-12-01 $162,000 (16.3%) $216,536 (16.9%) 0.00 44
    2022-01-01 $161,850 (19.9%) $212,228 (11.5%) 0.00 31
    2022-02-01 $150,508 (0.4%) $221,655 (0.8%) 0.00 28
    2022-03-01 $195,350 (10.1%) $239,536 (8.7%) 0.00 30
    2022-04-01 $170,000 (-13.4%) $220,926 (-6.1%) 0.00 30
    2022-05-01 $184,925 (-11.9%) $243,257 (-12.5%) 0.00 37
    2022-06-01 $192,200 (-3.3%) $253,739 (-0.9%) 0.00 43
    2022-07-01 $179,900 (0.0%) $265,849 (12.2%) 0.00 53
    2022-08-01 $179,900 (2.2%) $275,079 (13.0%) 0.00 52
    2022-09-01 $220,825 (22.8%) $296,131 (40.2%) 0.00 47
    2022-10-01 $244,900 (52.2%) $316,749 (48.0%) 0.00 46
    2022-11-01 $252,975 (56.2%) $335,560 (52.5%) 0.00 56
    2022-12-01 $240,900 (48.7%) $318,813 (47.2%) 0.00 49
    2023-01-01 $200,000 (23.6%) $300,380 (41.5%) 0.00 44
    2023-02-01 $198,675 (32.0%) $290,282 (31.0%) 0.00 42
    2023-03-01 $186,200 (-4.7%) $280,253 (17.0%) 0.00 42
    2023-04-01 $219,500 (29.1%) $303,110 (37.2%) 0.00 39
    2023-05-01 $262,450 (41.9%) $331,321 (36.2%) 0.00 36
    2023-06-01 $263,400 (37.0%) $322,467 (27.1%) 0.00 42
    2023-07-01 $270,000 (50.1%) $319,590 (20.2%) 0.00 40
    2023-08-01 $259,850 (44.4%) $310,665 (12.9%) 0.00 45
    2023-09-01 $249,950 (13.2%) $284,866 (-3.8%) 0.00 53
    2023-10-01 $279,800 (14.3%) $300,526 (-5.1%) 0.00 57
    2023-11-01 $264,700 (4.6%) $280,386 (-16.4%) 0.00 51
    2023-12-01 $253,750 (5.3%) $287,843 (-9.7%) 0.00 56
    2024-01-01 $260,750 (30.4%) $288,753 (-3.9%) 0.00 50
    2024-02-01 $284,850 (43.4%) $310,400 (6.9%) 0.00 48
    2024-03-01 $256,700 (37.9%) $307,651 (9.8%) 0.00 49
    Wapakoneta's median listing price for 2024-03-01 was $256,700, a difference of $70,500 (37.9%) versus the prior year and $-28,150 versus the prior month.

    Wapakoneta's median listing price comes in at 0% of the national average.

    Wapakoneta's average listing price for 2024-03-01 was $307,651, a difference of $27,398 (9.8%) versus the prior year and $-2,749 versus the prior month.

    For the 2024-03-01 period, Wapakoneta had 49 MLS listings, a difference of 1 listings (2%) versus the prior month and 7 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,641 sqft
    2018-02-01 0 days 1,628 sqft
    2018-03-01 0 days 1,689 sqft
    2018-04-01 0 days 1,722 sqft
    2018-05-01 0 days 1,743 sqft
    2018-06-01 0 days 1,772 sqft
    2018-07-01 0 days 1,738 sqft
    2018-08-01 0 days 1,806 sqft
    2018-09-01 0 days 1,792 sqft
    2018-10-01 0 days 1,848 sqft
    2018-11-01 0 days 1,871 sqft
    2018-12-01 0 days 1,904 sqft
    2019-01-01 0 days 1,842 sqft
    2019-02-01 0 days 1,745 sqft
    2019-03-01 0 days 1,731 sqft
    2019-04-01 0 days 1,786 sqft
    2019-05-01 0 days 1,818 sqft
    2019-06-01 0 days 1,784 sqft
    2019-07-01 0 days 1,721 sqft
    2019-08-01 0 days 1,693 sqft
    2019-09-01 0 days 1,690 sqft
    2019-10-01 0 days 1,699 sqft
    2019-11-01 0 days 1,739 sqft
    2019-12-01 0 days 1,693 sqft
    2020-01-01 0 days 1,514 sqft
    2020-02-01 0 days 1,517 sqft
    2020-03-01 0 days 1,577 sqft
    2020-04-01 0 days 1,540 sqft
    2020-05-01 0 days 1,592 sqft
    2020-06-01 0 days 1,643 sqft
    2020-07-01 0 days 1,669 sqft
    2020-08-01 0 days 1,669 sqft
    2020-09-01 0 days 1,694 sqft
    2020-10-01 0 days 1,639 sqft
    2020-11-01 0 days 1,513 sqft
    2020-12-01 0 days 1,532 sqft
    2021-01-01 0 days 1,557 sqft
    2021-02-01 0 days 1,619 sqft
    2021-03-01 0 days 1,557 sqft
    2021-04-01 0 days 1,542 sqft
    2021-05-01 0 days 1,617 sqft
    2021-06-01 0 days 1,570 sqft
    2021-07-01 0 days 1,552 sqft
    2021-08-01 0 days 1,658 sqft
    2021-09-01 0 days 1,566 sqft
    2021-10-01 0 days 1,617 sqft
    2021-11-01 0 days 1,684 sqft
    2021-12-01 0 days 1,674 sqft
    2022-01-01 0 days 1,707 sqft
    2022-02-01 0 days 1,508 sqft
    2022-03-01 0 days 1,862 sqft
    2022-04-01 0 days 1,593 sqft
    2022-05-01 0 days 1,695 sqft
    2022-06-01 0 days 1,710 sqft
    2022-07-01 0 days 1,652 sqft
    2022-08-01 0 days 1,665 sqft
    2022-09-01 0 days 1,716 sqft
    2022-10-01 0 days 1,686 sqft
    2022-11-01 0 days 1,923 sqft
    2022-12-01 0 days 1,764 sqft
    2023-01-01 0 days 1,618 sqft
    2023-02-01 0 days 1,572 sqft
    2023-03-01 0 days 1,514 sqft
    2023-04-01 0 days 1,598 sqft
    2023-05-01 0 days 1,715 sqft
    2023-06-01 0 days 1,817 sqft
    2023-07-01 0 days 1,880 sqft
    2023-08-01 0 days 1,758 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,831 sqft
    2023-11-01 0 days 1,776 sqft
    2023-12-01 0 days 1,773 sqft
    2024-01-01 0 days 1,772 sqft
    2024-02-01 0 days 1,780 sqft
    2024-03-01 0 days 1,768 sqft
    Wapakoneta's median listing age (time on market) for 2024-03-01 was 0 days.

    Wapakoneta's median square footage for active listings during the 2024-03-01 period was 1,768 sqft. One year prior, the average listing was 1,514 sqft.

    Wapakoneta, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 403 $74,215,000 $184,156
    Other 120 $6,680,000 $55,667
    Home Improvement 107 $5,425,000 $50,701
    Cash Out Refi 98 $11,670,000 $119,082
    Refi 53 $6,265,000 $118,208

    Wapakoneta's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Other, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 315 $49,415,000 $156,873
    7-8% 220 $29,150,000 $132,500
    Over 8% 151 $9,315,000 $61,689
    5-6% 79 $13,325,000 $168,671
    4-5% 7 $2,205,000 $315,000
    <2.5% 2 $120,000 $60,000
    3-4% 1 $25,000 $25,000

    During 2023, Wapakoneta's most frequently originated rate bucket was 6-7%, with 315 originations.

    Loan Sizing (Wapakoneta, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 341 $17,305,000 $50,748
    $100k-200k 285 $41,515,000 $145,667
    $200k-400k 139 $36,555,000 $262,986
    $400k-600k 12 $5,450,000 $454,167
    $600k-1000k 3 $2,105,000 $701,667
    $Over $1MM 1 $1,325,000 $1,325,000

    Wapakoneta's loan sizing saw the bucket of loans from $100,000 or less with 341 originations, totaling $17,305,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 294 $52,220,000 $177,619
    60-80% 146 $28,250,000 $193,493
    Under 20% 134 $4,780,000 $35,672
    20-40% 131 $9,785,000 $74,695
    40-60% 64 $7,500,000 $117,188
    Over 100% 4 $940,000 $235,000

    Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 294 originations, totaling $52,220,000 in origination value.