Wapakoneta Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wapakoneta averaged
7.14%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.99% and
one month ago for the week of 2023-10-19, the
average rate was 7.18%.
Wapakoneta's average rate one year ago was 6.56%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Wapakoneta 30 Year Fixed Rate | 2023-11-22 | 7.14% |
Wapakoneta 30 Year Fixed Rate Refi | 2023-11-22 | 7.69% |
Wapakoneta 15 Year Fixed Rate | 2023-11-22 | 6.57% |
Wapakoneta 15 Year Fixed Rate Refi | 2023-11-22 | 7.27% |
Wapakoneta 30 Year FHA | 2023-11-22 | -0.1% |
Wapakoneta 30 Year FHA Refi | 2023-11-22 | 0.1% |
Wapakoneta 30 Year USDA | 2023-11-22 | 0% |
Wapakoneta 30 Year USDA Refi | 2023-11-22 | 0.2% |
Wapakoneta 30 Year VA | 2023-11-22 | 0.1% |
Wapakoneta 30 Year VA Refi | 2023-11-22 | -0.2% |
Wapakoneta Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wapakoneta Average Closing Costs & Other Stats
Wapakoneta, OH's 62 lenders originated 1,053
loans during 2022. The total origination value was $148,645,000, with an average loan value of
$141,163.
Wapakoneta's average closing costs are $4,037.
The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with
106 loans originated. Their average total fees are
$3,353, which is $974
higher than the next largest lender,
JPMorgan Chase Bank.
The lowest fee Wapakoneta lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($2,379), U.S. Bank ($2,967), Three Rivers Federal Credit Union ($3,198), Superior Credit Union, Inc. ($3,353) and Fifth Third Bank ($3,758).
The lowest rate Wapakoneta lenders (with over 10 loans originated) are
Three Rivers Federal Credit Union (4.58%), Fifth Third Bank (4.69%), Superior Credit Union, Inc. (4.80%), JPMorgan Chase Bank (5.01%) and CROSSCOUNTRY MORTGAGE, LLC (5.02%).
Wapakoneta, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Superior Credit Union, Inc. | $60,255,000 | $38,885,000 | -35.5% | 26.2% |
Minster Bank | $25,410,000 | $11,275,000 | -55.6% | 7.6% |
QUICKEN LOANS, LLC | $15,665,000 | $9,655,000 | -38.4% | 6.5% |
CROSSCOUNTRY MORTGAGE, LLC | $5,675,000 | $7,555,000 | 33.1% | 5.1% |
Fifth Third Bank | $6,675,000 | $6,005,000 | -10.0% | 4.0% |
U.S. Bank | $6,035,000 | $5,165,000 | -14.4% | 3.5% |
JPMorgan Chase Bank | $7,020,000 | $4,650,000 | -33.8% | 3.1% |
Three Rivers Federal Credit Union | $6,885,000 | $4,510,000 | -34.5% | 3.0% |
LOANDEPOT.COM, LLC | $3,885,000 | $3,975,000 | 2.3% | 2.7% |
HONDA Federal Credit Union | $4,230,000 | $3,770,000 | -10.9% | 2.5% |
The State Bank and Trust Company | $2,295,000 | $3,255,000 | 41.8% | 2.2% |
The Huntington National Bank | $3,410,000 | $3,245,000 | -4.8% | 2.2% |
The Union Bank Company | $4,600,000 | $2,050,000 | -55.4% | 1.4% |
The Citizens National Bank of Bluffton | $4,765,000 | $1,930,000 | -59.5% | 1.3% |
Mortgage Research Center, LLC | $3,295,000 | $1,770,000 | -46.3% | 1.2% |
Servion, Inc. | $1,440,000 | $1,735,000 | 20.5% | 1.2% |
CALIBER HOME LOANS, INC. | $5,030,000 | $1,620,000 | -67.8% | 1.1% |
NAVY FEDERAL CREDIT UNION | $1,630,000 | $1,525,000 | -6.4% | 1.0% |
First Financial Bank | $1,975,000 | $1,320,000 | -33.2% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $4,105,000 | $1,310,000 | -68.1% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $2,420,000 | $1,225,000 | -49.4% | 0.8% |
BROKER SOLUTIONS, INC. | $135,000 | $1,120,000 | 729.6% | 0.8% |
Farm Credit Mid-America, ACA | $2,415,000 | $1,065,000 | -55.9% | 0.7% |
The Park National Bank | $2,040,000 | $995,000 | -51.2% | 0.7% |
Hometown Lenders, Inc. | $965,000 | n/a | 0.6% | |
Flagstar Bank, FSB | $275,000 | $935,000 | 240.0% | 0.6% |
AG Credit, Agricultural Credit Association | $920,000 | n/a | 0.6% | |
AMERIFIRST FINANCIAL CORPORATION | $1,720,000 | $875,000 | -49.1% | 0.6% |
First Federal Savings and Loan Association of Lakewood | $315,000 | $850,000 | 169.8% | 0.6% |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $85,000 | $770,000 | 805.9% | 0.5% |
NEWREZ LLC | $330,000 | $750,000 | 127.3% | 0.5% |
Carrington Mortgage Services, LLC | $2,035,000 | $655,000 | -67.8% | 0.4% |
Citizens Bank | $275,000 | $655,000 | 138.2% | 0.4% |
Bank of America | $195,000 | $620,000 | 217.9% | 0.4% |
MORTGAGE ACCESS CORP. | $590,000 | n/a | 0.4% | |
PNC Bank | $350,000 | $575,000 | 64.3% | 0.4% |
UNITED WHOLESALE MORTGAGE, LLC | $590,000 | $570,000 | -3.4% | 0.4% |
UBS Bank USA | $535,000 | n/a | 0.4% | |
First Federal Bank of the Midwest | $2,760,000 | $520,000 | -81.2% | 0.3% |
THRIVE MORTGAGE, LLC | $155,000 | $505,000 | 225.8% | 0.3% |
RUOFF MORTGAGE COMPANY, INC. | $55,000 | $490,000 | 790.9% | 0.3% |
Wells Fargo Bank | $950,000 | $455,000 | -52.1% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $360,000 | $450,000 | 25.0% | 0.3% |
THE EQUITABLE MORTGAGE CORPORATION | $440,000 | n/a | 0.3% | |
The Farmers & Merchants State Bank | $430,000 | n/a | 0.3% | |
POLARIS HOME FUNDING CORP. | $770,000 | $425,000 | -44.8% | 0.3% |
NEXERA HOLDING LLC | $405,000 | n/a | 0.3% | |
Union Savings Bank | $2,395,000 | $405,000 | -83.1% | 0.3% |
ENDEAVOR CAPITAL, LLC. | $390,000 | n/a | 0.3% | |
NEW DAY FINANCIAL, LLC | $505,000 | $370,000 | -26.7% | 0.2% |
WRIGHT-PATT CREDIT UNION, INC. | $610,000 | $365,000 | -40.2% | 0.2% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $360,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $115,000 | $335,000 | 191.3% | 0.2% |
LIBERTY HOME MORTGAGE CORPORATION | $330,000 | n/a | 0.2% | |
Arvest Bank | $315,000 | n/a | 0.2% | |
MYCUMORTGAGE, LLC | $530,000 | $315,000 | -40.6% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $205,000 | $310,000 | 51.2% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $425,000 | $295,000 | -30.6% | 0.2% |
Greenville National Bank | $155,000 | $290,000 | 87.1% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $1,900,000 | $280,000 | -85.3% | 0.2% |
AMERICAN FINANCING CORPORATION | $105,000 | $270,000 | 157.1% | 0.2% |
BETTER MORTGAGE CORPORATION | $815,000 | $270,000 | -66.9% | 0.2% |
The First National Bank of Pandora | $255,000 | $270,000 | 5.9% | 0.2% |
Chicago Mortgage Solutions LLC | $265,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $320,000 | $265,000 | -17.2% | 0.2% |
AMERICAN MORTGAGE SERVICE COMPANY | $620,000 | $255,000 | -58.9% | 0.2% |
FINANCE OF AMERICA MORTGAGE LLC | $255,000 | n/a | 0.2% | |
The Federal Savings Bank | $245,000 | n/a | 0.2% | |
BAYSHORE MORTGAGE FUNDING, LLC | $215,000 | n/a | 0.1% | |
Ixonia Bank | $135,000 | $215,000 | 59.3% | 0.1% |
Mercantile Bank of Michigan | $215,000 | n/a | 0.1% | |
RAPID MORTGAGE COMPANY | $215,000 | n/a | 0.1% | |
DAS Acquisition Company, LLC | $205,000 | n/a | 0.1% | |
Greenville Federal | $1,895,000 | $200,000 | -89.4% | 0.1% |
PENNYMAC LOAN SERVICES, LLC | $2,555,000 | $200,000 | -92.2% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $200,000 | n/a | 0.1% | |
FIRST COMMUNITY MORTGAGE, INC. | $195,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $855,000 | $195,000 | -77.2% | 0.1% |
STEARNS LENDING, LLC | $185,000 | n/a | 0.1% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $430,000 | $175,000 | -59.3% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $165,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $45,000 | $165,000 | 266.7% | 0.1% |
UNION HOME MORTGAGE CORP. | $440,000 | $155,000 | -64.8% | 0.1% |
Discover Bank | $120,000 | $145,000 | 20.8% | 0.1% |
GUARANTEED RATE, INC. | $400,000 | $145,000 | -63.8% | 0.1% |
Liberty National Bank | $345,000 | $145,000 | -58.0% | 0.1% |
MID AMERICA MORTGAGE, INC. | $865,000 | $145,000 | -83.2% | 0.1% |
South State Bank | $135,000 | n/a | 0.1% | |
SIWELL, INC. | $240,000 | $125,000 | -47.9% | 0.1% |
First Bank Richmond | $115,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $115,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $785,000 | $115,000 | -85.4% | 0.1% |
New Carlisle Federal Savings Bank | $105,000 | n/a | 0.1% | |
Sutton Bank | $105,000 | n/a | 0.1% | |
Ally Bank | $195,000 | $95,000 | -51.3% | 0.1% |
TOP FLITE FINANCIAL, INC. | $1,425,000 | $85,000 | -94.0% | 0.1% |
ANDREWS FEDERAL CREDIT UNION | $75,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $75,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $795,000 | $70,000 | -91.2% | 0.0% |
M&T Bank | $270,000 | $65,000 | -75.9% | 0.0% |
WesBanco Bank, Inc. | $55,000 | n/a | 0.0% | |
Figure Lending LLC | $95,000 | $50,000 | -47.4% | 0.0% |
First Bank of Berne | $35,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $120,000 | $5,000 | -95.8% | 0.0% |
Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.2% market share. In second place, with 7.6%, is Minster Bank, having originated $11,275,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $9,655,000 in loans. In fourth place, with 5.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $7,555,000 in loans. In fifth place, with 4.0%, is Fifth Third Bank, having originated $6,005,000 in loans.
Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $144,900 (12.2%) | $177,146 (2.7%) | 0.00 | 134 |
2018-02-01 | $139,975 (9.1%) | $175,776 (5.3%) | 0.00 | 138 |
2018-03-01 | $149,500 (19.2%) | $177,683 (7.1%) | 0.00 | 139 |
2018-04-01 | $149,925 (18.6%) | $182,621 (8.5%) | 0.00 | 138 |
2018-05-01 | $154,750 (17.2%) | $187,192 (11.5%) | 0.00 | 140 |
2018-06-01 | $154,900 (19.6%) | $186,179 (12.4%) | 0.00 | 143 |
2018-07-01 | $146,475 (8.6%) | $180,450 (10.1%) | 0.00 | 160 |
2018-08-01 | $154,475 (10.4%) | $186,138 (13.4%) | 0.00 | 151 |
2018-09-01 | $149,900 (9.4%) | $186,413 (12.9%) | 0.00 | 150 |
2018-10-01 | $150,000 (13.1%) | $184,066 (13.0%) | 0.00 | 145 |
2018-11-01 | $152,450 (11.1%) | $185,465 (9.2%) | 0.00 | 144 |
2018-12-01 | $159,700 (10.4%) | $190,407 (9.2%) | 0.00 | 138 |
2019-01-01 | $159,600 (10.1%) | $188,784 (6.6%) | 0.00 | 109 |
2019-02-01 | $159,900 (14.2%) | $186,548 (6.1%) | 0.00 | 110 |
2019-03-01 | $163,264 (9.2%) | $192,156 (8.2%) | 0.00 | 100 |
2019-04-01 | $167,189 (11.5%) | $197,511 (8.2%) | 0.00 | 97 |
2019-05-01 | $167,350 (8.1%) | $199,038 (6.3%) | 0.00 | 116 |
2019-06-01 | $169,900 (9.7%) | $199,327 (7.1%) | 0.00 | 116 |
2019-07-01 | $157,400 (7.5%) | $190,562 (5.6%) | 0.00 | 111 |
2019-08-01 | $158,991 (2.9%) | $189,799 (2.0%) | 0.00 | 125 |
2019-09-01 | $165,127 (10.2%) | $192,444 (3.2%) | 0.00 | 125 |
2019-10-01 | $169,924 (13.3%) | $196,411 (6.7%) | 0.00 | 120 |
2019-11-01 | $169,900 (11.5%) | $201,849 (8.8%) | 0.00 | 110 |
2019-12-01 | $165,350 (3.5%) | $198,924 (4.5%) | 0.00 | 100 |
2020-01-01 | $167,400 (4.9%) | $202,647 (7.3%) | 0.00 | 88 |
2020-02-01 | $152,400 (-4.7%) | $196,016 (5.1%) | 0.00 | 94 |
2020-03-01 | $158,425 (-3.0%) | $202,055 (5.2%) | 0.00 | 91 |
2020-04-01 | $149,650 (-10.5%) | $199,178 (0.8%) | 0.00 | 91 |
2020-05-01 | $159,900 (-4.5%) | $206,505 (3.8%) | 0.00 | 82 |
2020-06-01 | $149,900 (-11.8%) | $205,787 (3.2%) | 0.00 | 77 |
2020-07-01 | $158,250 (0.5%) | $197,995 (3.9%) | 0.00 | 75 |
2020-08-01 | $155,900 (-1.9%) | $202,289 (6.6%) | 0.00 | 67 |
2020-09-01 | $163,425 (-1.0%) | $208,876 (8.5%) | 0.00 | 62 |
2020-10-01 | $164,000 (-3.5%) | $219,596 (11.8%) | 0.00 | 63 |
2020-11-01 | $135,000 (-20.5%) | $195,566 (-3.1%) | 0.00 | 62 |
2020-12-01 | $139,300 (-15.8%) | $185,292 (-6.9%) | 0.00 | 59 |
2021-01-01 | $135,000 (-19.4%) | $190,340 (-6.1%) | 0.00 | 49 |
2021-02-01 | $149,950 (-1.6%) | $219,845 (12.2%) | 0.00 | 39 |
2021-03-01 | $177,450 (12.0%) | $220,302 (9.0%) | 0.00 | 39 |
2021-04-01 | $196,225 (31.1%) | $235,369 (18.2%) | 0.00 | 34 |
2021-05-01 | $209,999 (31.3%) | $277,868 (34.6%) | 0.00 | 36 |
2021-06-01 | $198,800 (32.6%) | $255,996 (24.4%) | 0.00 | 36 |
2021-07-01 | $179,900 (13.7%) | $236,868 (19.6%) | 0.00 | 37 |
2021-08-01 | $175,950 (12.9%) | $243,438 (20.3%) | 0.00 | 37 |
2021-09-01 | $179,900 (10.1%) | $211,195 (1.1%) | 0.00 | 48 |
2021-10-01 | $160,950 (-1.9%) | $214,060 (-2.5%) | 0.00 | 45 |
2021-11-01 | $161,975 (20.0%) | $220,064 (12.5%) | 0.00 | 47 |
2021-12-01 | $162,000 (16.3%) | $216,536 (16.9%) | 0.00 | 44 |
2022-01-01 | $161,850 (19.9%) | $212,228 (11.5%) | 0.00 | 31 |
2022-02-01 | $150,508 (0.4%) | $221,655 (0.8%) | 0.00 | 28 |
2022-03-01 | $195,350 (10.1%) | $239,536 (8.7%) | 0.00 | 30 |
2022-04-01 | $170,000 (-13.4%) | $220,926 (-6.1%) | 0.00 | 30 |
2022-05-01 | $184,925 (-11.9%) | $243,257 (-12.5%) | 0.00 | 37 |
2022-06-01 | $192,200 (-3.3%) | $253,739 (-0.9%) | 0.00 | 43 |
2022-07-01 | $179,900 (0.0%) | $265,849 (12.2%) | 0.00 | 53 |
2022-08-01 | $179,900 (2.2%) | $275,079 (13.0%) | 0.00 | 52 |
2022-09-01 | $220,825 (22.8%) | $296,131 (40.2%) | 0.00 | 47 |
2022-10-01 | $244,900 (52.2%) | $316,749 (48.0%) | 0.00 | 46 |
2022-11-01 | $254,250 (57.0%) | $335,891 (52.6%) | 0.00 | 57 |
2022-12-01 | $245,400 (51.5%) | $319,816 (47.7%) | 0.00 | 50 |
2023-01-01 | $208,625 (28.9%) | $301,967 (42.3%) | 0.00 | 45 |
2023-02-01 | $203,675 (35.3%) | $292,040 (31.8%) | 0.00 | 43 |
2023-03-01 | $188,700 (-3.4%) | $280,889 (17.3%) | 0.00 | 42 |
2023-04-01 | $219,500 (29.1%) | $303,110 (37.2%) | 0.00 | 39 |
2023-05-01 | $262,450 (41.9%) | $331,321 (36.2%) | 0.00 | 36 |
2023-06-01 | $263,400 (37.0%) | $322,467 (27.1%) | 0.00 | 42 |
2023-07-01 | $270,000 (50.1%) | $319,590 (20.2%) | 0.00 | 40 |
2023-08-01 | $259,850 (44.4%) | $310,665 (12.9%) | 0.00 | 45 |
2023-09-01 | $249,950 (13.2%) | $284,866 (-3.8%) | 0.00 | 53 |
2023-10-01 | $279,800 (14.3%) | $300,526 (-5.1%) | 0.00 | 57 |
Wapakoneta's median listing price comes in at 0% of the national average.
Wapakoneta's average listing price for 2023-10-01 was $300,526, a difference of $-16,223 (-5.1%) versus the prior year and $15,660 versus the prior month.
For the 2023-10-01 period, Wapakoneta had 57 MLS listings, a difference of 4 listings (8%) versus the prior month and 11 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,641 sqft |
2018-02-01 | 0 days | 1,628 sqft |
2018-03-01 | 0 days | 1,689 sqft |
2018-04-01 | 0 days | 1,722 sqft |
2018-05-01 | 0 days | 1,743 sqft |
2018-06-01 | 0 days | 1,772 sqft |
2018-07-01 | 0 days | 1,738 sqft |
2018-08-01 | 0 days | 1,806 sqft |
2018-09-01 | 0 days | 1,792 sqft |
2018-10-01 | 0 days | 1,848 sqft |
2018-11-01 | 0 days | 1,871 sqft |
2018-12-01 | 0 days | 1,904 sqft |
2019-01-01 | 0 days | 1,842 sqft |
2019-02-01 | 0 days | 1,745 sqft |
2019-03-01 | 0 days | 1,731 sqft |
2019-04-01 | 0 days | 1,786 sqft |
2019-05-01 | 0 days | 1,818 sqft |
2019-06-01 | 0 days | 1,784 sqft |
2019-07-01 | 0 days | 1,721 sqft |
2019-08-01 | 0 days | 1,694 sqft |
2019-09-01 | 0 days | 1,692 sqft |
2019-10-01 | 0 days | 1,703 sqft |
2019-11-01 | 0 days | 1,742 sqft |
2019-12-01 | 0 days | 1,716 sqft |
2020-01-01 | 0 days | 1,524 sqft |
2020-02-01 | 0 days | 1,536 sqft |
2020-03-01 | 0 days | 1,578 sqft |
2020-04-01 | 0 days | 1,551 sqft |
2020-05-01 | 0 days | 1,606 sqft |
2020-06-01 | 0 days | 1,658 sqft |
2020-07-01 | 0 days | 1,673 sqft |
2020-08-01 | 0 days | 1,675 sqft |
2020-09-01 | 0 days | 1,717 sqft |
2020-10-01 | 0 days | 1,669 sqft |
2020-11-01 | 0 days | 1,520 sqft |
2020-12-01 | 0 days | 1,532 sqft |
2021-01-01 | 0 days | 1,557 sqft |
2021-02-01 | 0 days | 1,619 sqft |
2021-03-01 | 0 days | 1,557 sqft |
2021-04-01 | 0 days | 1,542 sqft |
2021-05-01 | 0 days | 1,617 sqft |
2021-06-01 | 0 days | 1,570 sqft |
2021-07-01 | 0 days | 1,552 sqft |
2021-08-01 | 0 days | 1,658 sqft |
2021-09-01 | 0 days | 1,566 sqft |
2021-10-01 | 0 days | 1,617 sqft |
2021-11-01 | 0 days | 1,684 sqft |
2021-12-01 | 0 days | 1,674 sqft |
2022-01-01 | 0 days | 1,707 sqft |
2022-02-01 | 0 days | 1,508 sqft |
2022-03-01 | 0 days | 1,862 sqft |
2022-04-01 | 0 days | 1,593 sqft |
2022-05-01 | 0 days | 1,695 sqft |
2022-06-01 | 0 days | 1,710 sqft |
2022-07-01 | 0 days | 1,652 sqft |
2022-08-01 | 0 days | 1,665 sqft |
2022-09-01 | 0 days | 1,716 sqft |
2022-10-01 | 0 days | 1,686 sqft |
2022-11-01 | 0 days | 1,964 sqft |
2022-12-01 | 0 days | 1,840 sqft |
2023-01-01 | 0 days | 1,706 sqft |
2023-02-01 | 0 days | 1,583 sqft |
2023-03-01 | 0 days | 1,525 sqft |
2023-04-01 | 0 days | 1,598 sqft |
2023-05-01 | 0 days | 1,715 sqft |
2023-06-01 | 0 days | 1,834 sqft |
2023-07-01 | 0 days | 1,880 sqft |
2023-08-01 | 0 days | 1,758 sqft |
2023-09-01 | 0 days | 1,792 sqft |
2023-10-01 | 0 days | 1,831 sqft |
Wapakoneta's median square footage for active listings during the 2023-10-01 period was 1,831 sqft. One year prior, the average listing was 1,686 sqft.
Wapakoneta, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 468 | $87,070,000 | $186,047 |
Cash Out Refi | 199 | $27,545,000 | $138,417 |
Other | 145 | $9,855,000 | $67,966 |
Refi | 134 | $17,240,000 | $128,657 |
Home Improvement | 107 | $6,935,000 | $64,813 |
Wapakoneta's most frequently cited loan purpose was Home Purchase, with 468 originations. The 2nd most popular reason was Cash Out Refi, with 199 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 243 | $37,325,000 | $153,601 |
3-4% | 239 | $35,465,000 | $148,389 |
5-6% | 225 | $31,595,000 | $140,422 |
6-7% | 119 | $14,935,000 | $125,504 |
2.5-3% | 66 | $9,080,000 | $137,576 |
7-8% | 48 | $4,000,000 | $83,333 |
<2.5% | 22 | $3,140,000 | $142,727 |
Over 8% | 20 | $1,060,000 | $53,000 |
During 2022, Wapakoneta's most frequently originated rate bucket was 4-5%, with 243 originations.
Loan Sizing (Wapakoneta, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 442 | $62,350,000 | $141,063 |
$100,000 or less | 407 | $22,655,000 | $55,663 |
$200k-400k | 174 | $44,880,000 | $257,931 |
$400k-600k | 23 | $10,485,000 | $455,870 |
$600k-1000k | 4 | $2,900,000 | $725,000 |
$Over $1MM | 3 | $5,375,000 | $1,791,667 |
Wapakoneta's loan sizing saw the bucket of loans from $100k-200k with 442 originations, totaling $62,350,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 359 | $67,485,000 | $187,981 |
60-80% | 230 | $37,520,000 | $163,130 |
20-40% | 158 | $9,780,000 | $61,899 |
40-60% | 112 | $15,560,000 | $138,929 |
Under 20% | 112 | $3,840,000 | $34,286 |
Over 100% | 7 | $1,825,000 | $260,714 |
Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 359 originations, totaling $67,485,000 in origination value.