Wapakoneta Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wapakoneta averaged 6.66% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.74% and one month ago for the week of 2023-02-16, the average rate was 6.66%.

    Wapakoneta's average rate one year ago was 3.81%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Wapakoneta 30 Year Fixed Rate 2023-03-23 6.66%
    Wapakoneta 30 Year Fixed Rate Refi 2023-03-23 6.52%
    Wapakoneta 15 Year Fixed Rate 2023-03-23 6.29%
    Wapakoneta 15 Year Fixed Rate Refi 2023-03-23 6.03%
    Wapakoneta 30 Year FHA 2023-03-23 6.5%
    Wapakoneta 30 Year FHA Refi 2023-03-23 6.08%
    Wapakoneta 30 Year USDA 2023-03-23 6.37%
    Wapakoneta 30 Year USDA Refi 2023-03-23 6.08%
    Wapakoneta 30 Year VA 2023-03-23 6.41%
    Wapakoneta 30 Year VA Refi 2023-03-23 5.85%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wapakoneta, OH.

    Wapakoneta Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wapakoneta, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Superior Credit Union, Inc. 106 4.80% $3,353
    JPMorgan Chase Bank 21 5.01% $2,379
    U.S. Bank 18 5.08% $2,967
    QUICKEN LOANS, LLC 18 5.05% $6,109
    CROSSCOUNTRY MORTGAGE, LLC 17 5.02% $6,335
    LOANDEPOT.COM, LLC 12 5.56% $4,822
    Fifth Third Bank 11 4.69% $3,758
    Three Rivers Federal Credit Union 11 4.58% $3,198
    HONDA Federal Credit Union 10 5.06% $3,918
    The Huntington National Bank 9 5.43% $3,668
    The Union Bank Company 8 5.61% $3,073
    The Citizens National Bank of Bluffton 7 4.96% $2,744
    CALIBER HOME LOANS, INC. 5 4.54% $3,863
    Mr. Cooper ( Nationstar Mortgage ) 5 5.59% $8,520
    RUOFF MORTGAGE COMPANY, INC. 4 5.03% $2,364
    UNITED WHOLESALE MORTGAGE, LLC 3 4.21% $4,083
    SUPERIOR FINANCIAL SOLUTIONS, LLC 3 4.21% $4,545
    Farm Credit Mid-America, ACA 3 5.70% $6,948
    The State Bank and Trust Company 3 5.08% $5,868
    The Park National Bank 3 4.50% $3,704
    HOME POINT FINANCIAL CORPORATION 2 5.62% $3,949
    BROKER SOLUTIONS, INC. 2 4.50% $3,686
    First Financial Bank 2 6.25% $2,997
    Flagstar Bank, FSB 2 5.73% $3,731
    FREEDOM MORTGAGE CORPORATION 2 4.31% $5,559
    AMERIFIRST FINANCIAL CORPORATION 2 5.31% $6,539
    MORTGAGE ACCESS CORP. 2 6.74% $9,936
    NAVY FEDERAL CREDIT UNION 2 4.81% $5,659
    THE EQUITABLE MORTGAGE CORPORATION 2 5.25% $3,142
    The Farmers & Merchants State Bank 2 5.75% $1,971
    Liberty National Bank 1 6.13% $3,126
    Greenville Federal 1 4.50% $598
    Mercantile Bank of Michigan 1 3.75% $3,465
    Arvest Bank 1 4.75% $6,413
    Mortgage Research Center, LLC 1 7.38% $4,521
    First Federal Savings and Loan Association of Lakewood 1 3.69% $5,385
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.00% $8,051
    AMERISAVE MORTGAGE CORPORATION 1 3.38% $8,352
    NEWREZ LLC 1 3.75% $3,625
    NEXERA HOLDING LLC 1 6.63% $12,452
    PNC Bank 1 3.25% $4,132
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $3,272
    FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $5,482
    ROYAL UNITED MORTGAGE LLC 1 6.63% $6,892
    First Bank Richmond 1 4.63% $3,596
    First Bank of Berne 1 5.25% $2,082
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 4.00% $4,298
    Discover Bank 1 5.25% $0
    Wells Fargo Bank 1 5.00% $5,258
    WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,574
    DAS Acquisition Company, LLC 1 6.38% $4,529
    Citizens Bank 1 3.88% $3,217
    Carrington Mortgage Services, LLC 1 7.25% $4,638
    BETTER MORTGAGE CORPORATION 1 3.63% $1,366
    Bank of America 1 3.00% $4,262
    THRIVE MORTGAGE, LLC 1 5.88% $4,416
    TOP FLITE FINANCIAL, INC. 1 6.13% $5,824
    UNION HOME MORTGAGE CORP. 1 6.00% $5,590
    Hometown Lenders, Inc. 1 6.99% $3,780
    HOMESIDE FINANCIAL, LLC 1 5.75% $3,081
    Ixonia Bank 1 3.88% $2,692
    GUARANTEED RATE, INC. 1 4.25% $3,883

    Wapakoneta Average Closing Costs & Other Stats

    Wapakoneta, OH's 62 lenders originated 1,053 loans during 2022. The total origination value was $148,645,000, with an average loan value of $141,163.

    Wapakoneta's average closing costs are $4,037.

    The top Wapakoneta lender as defined by loan originations is Superior Credit Union, Inc., with 106 loans originated. Their average total fees are $3,353, which is $974 higher than the next largest lender, JPMorgan Chase Bank.

    The lowest fee Wapakoneta lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,379), U.S. Bank ($2,967), Three Rivers Federal Credit Union ($3,198), Superior Credit Union, Inc. ($3,353) and Fifth Third Bank ($3,758).

    The lowest rate Wapakoneta lenders (with over 10 loans originated) are Three Rivers Federal Credit Union (4.58%), Fifth Third Bank (4.69%), Superior Credit Union, Inc. (4.80%), JPMorgan Chase Bank (5.01%) and CROSSCOUNTRY MORTGAGE, LLC (5.02%).

    Wapakoneta, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Superior Credit Union, Inc. $60,255,000 $38,885,000 -35.5% 26.2%
    Minster Bank $25,410,000 $11,275,000 -55.6% 7.6%
    QUICKEN LOANS, LLC $15,665,000 $9,655,000 -38.4% 6.5%
    CROSSCOUNTRY MORTGAGE, LLC $5,675,000 $7,555,000 33.1% 5.1%
    Fifth Third Bank $6,675,000 $6,005,000 -10.0% 4.0%
    U.S. Bank $6,035,000 $5,165,000 -14.4% 3.5%
    JPMorgan Chase Bank $7,020,000 $4,650,000 -33.8% 3.1%
    Three Rivers Federal Credit Union $6,885,000 $4,510,000 -34.5% 3.0%
    LOANDEPOT.COM, LLC $3,885,000 $3,975,000 2.3% 2.7%
    HONDA Federal Credit Union $4,230,000 $3,770,000 -10.9% 2.5%
    The State Bank and Trust Company $2,295,000 $3,255,000 41.8% 2.2%
    The Huntington National Bank $3,410,000 $3,245,000 -4.8% 2.2%
    The Union Bank Company $4,600,000 $2,050,000 -55.4% 1.4%
    The Citizens National Bank of Bluffton $4,765,000 $1,930,000 -59.5% 1.3%
    Mortgage Research Center, LLC $3,295,000 $1,770,000 -46.3% 1.2%
    Servion, Inc. $1,440,000 $1,735,000 20.5% 1.2%
    CALIBER HOME LOANS, INC. $5,030,000 $1,620,000 -67.8% 1.1%
    NAVY FEDERAL CREDIT UNION $1,630,000 $1,525,000 -6.4% 1.0%
    First Financial Bank $1,975,000 $1,320,000 -33.2% 0.9%
    FREEDOM MORTGAGE CORPORATION $4,105,000 $1,310,000 -68.1% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $2,420,000 $1,225,000 -49.4% 0.8%
    BROKER SOLUTIONS, INC. $135,000 $1,120,000 729.6% 0.8%
    Farm Credit Mid-America, ACA $2,415,000 $1,065,000 -55.9% 0.7%
    The Park National Bank $2,040,000 $995,000 -51.2% 0.7%
    Hometown Lenders, Inc. $965,000 n/a 0.6%
    Flagstar Bank, FSB $275,000 $935,000 240.0% 0.6%
    AG Credit, Agricultural Credit Association $920,000 n/a 0.6%
    AMERIFIRST FINANCIAL CORPORATION $1,720,000 $875,000 -49.1% 0.6%
    First Federal Savings and Loan Association of Lakewood $315,000 $850,000 169.8% 0.6%
    SUPERIOR FINANCIAL SOLUTIONS, LLC $85,000 $770,000 805.9% 0.5%
    NEWREZ LLC $330,000 $750,000 127.3% 0.5%
    Carrington Mortgage Services, LLC $2,035,000 $655,000 -67.8% 0.4%
    Citizens Bank $275,000 $655,000 138.2% 0.4%
    Bank of America $195,000 $620,000 217.9% 0.4%
    MORTGAGE ACCESS CORP. $590,000 n/a 0.4%
    PNC Bank $350,000 $575,000 64.3% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $590,000 $570,000 -3.4% 0.4%
    UBS Bank USA $535,000 n/a 0.4%
    First Federal Bank of the Midwest $2,760,000 $520,000 -81.2% 0.3%
    THRIVE MORTGAGE, LLC $155,000 $505,000 225.8% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $55,000 $490,000 790.9% 0.3%
    Wells Fargo Bank $950,000 $455,000 -52.1% 0.3%
    HOME POINT FINANCIAL CORPORATION $360,000 $450,000 25.0% 0.3%
    THE EQUITABLE MORTGAGE CORPORATION $440,000 n/a 0.3%
    The Farmers & Merchants State Bank $430,000 n/a 0.3%
    POLARIS HOME FUNDING CORP. $770,000 $425,000 -44.8% 0.3%
    NEXERA HOLDING LLC $405,000 n/a 0.3%
    Union Savings Bank $2,395,000 $405,000 -83.1% 0.3%
    ENDEAVOR CAPITAL, LLC. $390,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $505,000 $370,000 -26.7% 0.2%
    WRIGHT-PATT CREDIT UNION, INC. $610,000 $365,000 -40.2% 0.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $360,000 n/a 0.2%
    Equity Prime Mortgage LLC $115,000 $335,000 191.3% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $330,000 n/a 0.2%
    Arvest Bank $315,000 n/a 0.2%
    MYCUMORTGAGE, LLC $530,000 $315,000 -40.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $310,000 51.2% 0.2%
    ROYAL UNITED MORTGAGE LLC $425,000 $295,000 -30.6% 0.2%
    Greenville National Bank $155,000 $290,000 87.1% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,900,000 $280,000 -85.3% 0.2%
    AMERICAN FINANCING CORPORATION $105,000 $270,000 157.1% 0.2%
    BETTER MORTGAGE CORPORATION $815,000 $270,000 -66.9% 0.2%
    The First National Bank of Pandora $255,000 $270,000 5.9% 0.2%
    Chicago Mortgage Solutions LLC $265,000 n/a 0.2%
    USAA Federal Savings Bank $320,000 $265,000 -17.2% 0.2%
    AMERICAN MORTGAGE SERVICE COMPANY $620,000 $255,000 -58.9% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $255,000 n/a 0.2%
    The Federal Savings Bank $245,000 n/a 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $215,000 n/a 0.1%
    Ixonia Bank $135,000 $215,000 59.3% 0.1%
    Mercantile Bank of Michigan $215,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $215,000 n/a 0.1%
    DAS Acquisition Company, LLC $205,000 n/a 0.1%
    Greenville Federal $1,895,000 $200,000 -89.4% 0.1%
    PENNYMAC LOAN SERVICES, LLC $2,555,000 $200,000 -92.2% 0.1%
    VILLAGE CAPITAL MORTGAGE $200,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $195,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $855,000 $195,000 -77.2% 0.1%
    STEARNS LENDING, LLC $185,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $430,000 $175,000 -59.3% 0.1%
    Century Mortgage Company DBA Century Lending Company $165,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $45,000 $165,000 266.7% 0.1%
    UNION HOME MORTGAGE CORP. $440,000 $155,000 -64.8% 0.1%
    Discover Bank $120,000 $145,000 20.8% 0.1%
    GUARANTEED RATE, INC. $400,000 $145,000 -63.8% 0.1%
    Liberty National Bank $345,000 $145,000 -58.0% 0.1%
    MID AMERICA MORTGAGE, INC. $865,000 $145,000 -83.2% 0.1%
    South State Bank $135,000 n/a 0.1%
    SIWELL, INC. $240,000 $125,000 -47.9% 0.1%
    First Bank Richmond $115,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $115,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $785,000 $115,000 -85.4% 0.1%
    New Carlisle Federal Savings Bank $105,000 n/a 0.1%
    Sutton Bank $105,000 n/a 0.1%
    Ally Bank $195,000 $95,000 -51.3% 0.1%
    TOP FLITE FINANCIAL, INC. $1,425,000 $85,000 -94.0% 0.1%
    ANDREWS FEDERAL CREDIT UNION $75,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $75,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $795,000 $70,000 -91.2% 0.0%
    M&T Bank $270,000 $65,000 -75.9% 0.0%
    WesBanco Bank, Inc. $55,000 n/a 0.0%
    Figure Lending LLC $95,000 $50,000 -47.4% 0.0%
    First Bank of Berne $35,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $120,000 $5,000 -95.8% 0.0%

    Wapakoneta's top lender by overall market share is Superior Credit Union, Inc., with 26.2% market share. In second place, with 7.6%, is Minster Bank, having originated $11,275,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $9,655,000 in loans. In fourth place, with 5.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $7,555,000 in loans. In fifth place, with 4.0%, is Fifth Third Bank, having originated $6,005,000 in loans.

    Wapakoneta Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,900 (12.2%) $177,146 (2.7%) 0.00 134
    2018-02-01 $139,975 (9.1%) $175,776 (5.3%) 0.00 138
    2018-03-01 $149,500 (19.2%) $177,683 (7.1%) 0.00 139
    2018-04-01 $149,925 (18.6%) $182,621 (8.5%) 0.00 138
    2018-05-01 $154,750 (17.2%) $187,192 (11.5%) 0.00 140
    2018-06-01 $154,900 (19.6%) $186,179 (12.4%) 0.00 143
    2018-07-01 $146,475 (8.6%) $180,450 (10.1%) 0.00 160
    2018-08-01 $154,475 (10.4%) $186,138 (13.4%) 0.00 151
    2018-09-01 $149,900 (9.4%) $186,413 (12.9%) 0.00 150
    2018-10-01 $150,000 (13.1%) $184,066 (13.0%) 0.00 145
    2018-11-01 $152,450 (11.1%) $185,465 (9.2%) 0.00 144
    2018-12-01 $159,700 (10.4%) $190,407 (9.2%) 0.00 138
    2019-01-01 $160,925 (11.1%) $188,317 (6.3%) 0.00 109
    2019-02-01 $159,900 (14.2%) $186,548 (6.1%) 0.00 110
    2019-03-01 $163,264 (9.2%) $192,156 (8.2%) 0.00 100
    2019-04-01 $167,189 (11.5%) $197,511 (8.2%) 0.00 97
    2019-05-01 $167,350 (8.1%) $199,038 (6.3%) 0.00 116
    2019-06-01 $169,900 (9.7%) $199,327 (7.1%) 0.00 116
    2019-07-01 $157,400 (7.5%) $190,562 (5.6%) 0.00 111
    2019-08-01 $158,991 (2.9%) $189,799 (2.0%) 0.00 125
    2019-09-01 $165,127 (10.2%) $192,444 (3.2%) 0.00 125
    2019-10-01 $169,924 (13.3%) $196,411 (6.7%) 0.00 120
    2019-11-01 $169,900 (11.5%) $201,849 (8.8%) 0.00 110
    2019-12-01 $165,350 (3.5%) $198,924 (4.5%) 0.00 100
    2020-01-01 $167,400 (4.0%) $202,647 (7.6%) 0.00 88
    2020-02-01 $152,400 (-4.7%) $196,016 (5.1%) 0.00 94
    2020-03-01 $158,425 (-3.0%) $202,055 (5.2%) 0.00 91
    2020-04-01 $149,650 (-10.5%) $199,178 (0.8%) 0.00 91
    2020-05-01 $159,900 (-4.5%) $206,505 (3.8%) 0.00 82
    2020-06-01 $149,900 (-11.8%) $205,787 (3.2%) 0.00 77
    2020-07-01 $158,250 (0.5%) $197,995 (3.9%) 0.00 75
    2020-08-01 $155,900 (-1.9%) $202,289 (6.6%) 0.00 67
    2020-09-01 $163,425 (-1.0%) $208,876 (8.5%) 0.00 62
    2020-10-01 $164,000 (-3.5%) $219,596 (11.8%) 0.00 63
    2020-11-01 $135,000 (-20.5%) $195,566 (-3.1%) 0.00 62
    2020-12-01 $139,300 (-15.8%) $185,292 (-6.9%) 0.00 59
    2021-01-01 $135,000 (-19.4%) $190,340 (-6.1%) 0.00 49
    2021-02-01 $149,950 (-1.6%) $219,845 (12.2%) 0.00 39
    2021-03-01 $177,450 (12.0%) $220,302 (9.0%) 0.00 39
    2021-04-01 $196,225 (31.1%) $235,369 (18.2%) 0.00 34
    2021-05-01 $209,999 (31.3%) $277,868 (34.6%) 0.00 36
    2021-06-01 $198,800 (32.6%) $255,996 (24.4%) 0.00 36
    2021-07-01 $179,900 (13.7%) $236,868 (19.6%) 0.00 37
    2021-08-01 $175,950 (12.9%) $243,438 (20.3%) 0.00 37
    2021-09-01 $179,900 (10.1%) $211,195 (1.1%) 0.00 48
    2021-10-01 $160,950 (-1.9%) $214,060 (-2.5%) 0.00 45
    2021-11-01 $161,975 (20.0%) $220,064 (12.5%) 0.00 47
    2021-12-01 $162,000 (16.3%) $216,536 (16.9%) 0.00 44
    2022-01-01 $161,850 (19.9%) $212,228 (11.5%) 0.00 31
    2022-02-01 $150,508 (0.4%) $221,655 (0.8%) 0.00 28
    2022-03-01 $195,350 (10.1%) $239,536 (8.7%) 0.00 30
    2022-04-01 $170,000 (-13.4%) $220,926 (-6.1%) 0.00 30
    2022-05-01 $184,925 (-11.9%) $243,257 (-12.5%) 0.00 37
    2022-06-01 $192,200 (-3.3%) $253,739 (-0.9%) 0.00 43
    2022-07-01 $179,900 (0.0%) $265,849 (12.2%) 0.00 53
    2022-08-01 $179,900 (2.2%) $275,079 (13.0%) 0.00 52
    2022-09-01 $220,825 (22.8%) $296,131 (40.2%) 0.00 47
    2022-10-01 $244,900 (52.2%) $316,749 (48.0%) 0.00 46
    2022-11-01 $252,975 (56.2%) $335,560 (52.5%) 0.00 56
    2022-12-01 $240,900 (48.7%) $318,813 (47.2%) 0.00 49
    2023-01-01 $200,000 (23.6%) $300,380 (41.5%) 0.00 44
    2023-02-01 $198,675 (32.0%) $290,282 (31.0%) 0.00 42
    Wapakoneta's median listing price for 2023-02-01 was $198,675, a difference of $48,167 (32.0%) versus the prior year and $-1,325 versus the prior month.

    Wapakoneta's median listing price comes in at 0% of the national average.

    Wapakoneta's average listing price for 2023-02-01 was $290,282, a difference of $68,627 (31.0%) versus the prior year and $-10,098 versus the prior month.

    For the 2023-02-01 period, Wapakoneta had 42 MLS listings, a difference of -2 listings (-5%) versus the prior month and 14 listings (50%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wapakoneta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,641 sqft
    2018-02-01 0 days 1,628 sqft
    2018-03-01 0 days 1,689 sqft
    2018-04-01 0 days 1,722 sqft
    2018-05-01 0 days 1,743 sqft
    2018-06-01 0 days 1,772 sqft
    2018-07-01 0 days 1,738 sqft
    2018-08-01 0 days 1,806 sqft
    2018-09-01 0 days 1,792 sqft
    2018-10-01 0 days 1,848 sqft
    2018-11-01 0 days 1,871 sqft
    2018-12-01 0 days 1,904 sqft
    2019-01-01 0 days 1,803 sqft
    2019-02-01 0 days 1,745 sqft
    2019-03-01 0 days 1,731 sqft
    2019-04-01 0 days 1,786 sqft
    2019-05-01 0 days 1,818 sqft
    2019-06-01 0 days 1,784 sqft
    2019-07-01 0 days 1,721 sqft
    2019-08-01 0 days 1,694 sqft
    2019-09-01 0 days 1,692 sqft
    2019-10-01 0 days 1,703 sqft
    2019-11-01 0 days 1,742 sqft
    2019-12-01 0 days 1,716 sqft
    2020-01-01 0 days 1,524 sqft
    2020-02-01 0 days 1,536 sqft
    2020-03-01 0 days 1,578 sqft
    2020-04-01 0 days 1,551 sqft
    2020-05-01 0 days 1,606 sqft
    2020-06-01 0 days 1,658 sqft
    2020-07-01 0 days 1,673 sqft
    2020-08-01 0 days 1,675 sqft
    2020-09-01 0 days 1,717 sqft
    2020-10-01 0 days 1,669 sqft
    2020-11-01 0 days 1,520 sqft
    2020-12-01 0 days 1,532 sqft
    2021-01-01 0 days 1,557 sqft
    2021-02-01 0 days 1,619 sqft
    2021-03-01 0 days 1,557 sqft
    2021-04-01 0 days 1,542 sqft
    2021-05-01 0 days 1,617 sqft
    2021-06-01 0 days 1,570 sqft
    2021-07-01 0 days 1,552 sqft
    2021-08-01 0 days 1,658 sqft
    2021-09-01 0 days 1,566 sqft
    2021-10-01 0 days 1,617 sqft
    2021-11-01 0 days 1,684 sqft
    2021-12-01 0 days 1,674 sqft
    2022-01-01 0 days 1,707 sqft
    2022-02-01 0 days 1,508 sqft
    2022-03-01 0 days 1,862 sqft
    2022-04-01 0 days 1,593 sqft
    2022-05-01 0 days 1,695 sqft
    2022-06-01 0 days 1,710 sqft
    2022-07-01 0 days 1,652 sqft
    2022-08-01 0 days 1,665 sqft
    2022-09-01 0 days 1,716 sqft
    2022-10-01 0 days 1,686 sqft
    2022-11-01 0 days 1,923 sqft
    2022-12-01 0 days 1,764 sqft
    2023-01-01 0 days 1,618 sqft
    2023-02-01 0 days 1,572 sqft
    Wapakoneta's median listing age (time on market) for 2023-02-01 was 0 days.

    Wapakoneta's median square footage for active listings during the 2023-02-01 period was 1,572 sqft. One year prior, the average listing was 1,508 sqft.

    Wapakoneta, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 468 $87,070,000 $186,047
    Cash Out Refi 199 $27,545,000 $138,417
    Other 145 $9,855,000 $67,966
    Refi 134 $17,240,000 $128,657
    Home Improvement 107 $6,935,000 $64,813

    Wapakoneta's most frequently cited loan purpose was Home Purchase, with 468 originations. The 2nd most popular reason was Cash Out Refi, with 199 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 243 $37,325,000 $153,601
    3-4% 239 $35,465,000 $148,389
    5-6% 225 $31,595,000 $140,422
    6-7% 119 $14,935,000 $125,504
    2.5-3% 66 $9,080,000 $137,576
    7-8% 48 $4,000,000 $83,333
    <2.5% 22 $3,140,000 $142,727
    Over 8% 20 $1,060,000 $53,000

    During 2022, Wapakoneta's most frequently originated rate bucket was 4-5%, with 243 originations.

    Loan Sizing (Wapakoneta, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 442 $62,350,000 $141,063
    $100,000 or less 407 $22,655,000 $55,663
    $200k-400k 174 $44,880,000 $257,931
    $400k-600k 23 $10,485,000 $455,870
    $600k-1000k 4 $2,900,000 $725,000
    $Over $1MM 3 $5,375,000 $1,791,667

    Wapakoneta's loan sizing saw the bucket of loans from $100k-200k with 442 originations, totaling $62,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 359 $67,485,000 $187,981
    60-80% 230 $37,520,000 $163,130
    20-40% 158 $9,780,000 $61,899
    40-60% 112 $15,560,000 $138,929
    Under 20% 112 $3,840,000 $34,286
    Over 100% 7 $1,825,000 $260,714

    Wapakoneta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 359 originations, totaling $67,485,000 in origination value.