First National Bank Of Bellevue Mortgage Rates, Fees & Info
Bellevue, OHLEI: 254900KOJTW8YS8AL287
Tax ID: 34-4186000
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Bellevue is a smaller bank specializing in Home Purchase loans. First National Bank Of Bellevue has a high proportion of conventional loans. Their top markets by origination volume include: Fremont, Toledo, Mount Vernon, Sandusky, and Norwalk among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Bellevue has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
28Origination Dollar Volume (All Markets)
$4,570,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Fremont, OH (FHA|USDA|VA) | 12 | $1,690,000 | $140,833 | $0 | 0.00% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $0 | 0.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 0.00% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 0.00% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First National Bank of Bellevue based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 28 | $4,570,000 | $163,214 | $0 | 0.00% |
For 2024, First National Bank Of Bellevue's most frequently originated type of loan was Conventional, with 28 originations.
Loan Reason
For 2024, First National Bank Of Bellevue's most frequently cited loan purpose was Home Purchase, with 20 originations. The 2nd most popular reason was Home Improvement, with 3 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 28 | $4,570,000 | $163,214 | $0 | 0.00% |
For 2024, First National Bank Of Bellevue's most frequently cited loan duration was Other, with 28 originations.
Loan Sizing
2024 saw First National Bank Of Bellevue place emphasis on $100k-200k loans with 14 originations, totaling $2,040,000 in origination value.
Applicant Income
First National Bank Of Bellevue lent most frequently to those with incomes in the $100k-150k range, with 8 originations. The second most popular income band? $50k or less, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 28 | $4,570,000 | $163,214 | $0 | 0.00% |
First National Bank Of Bellevue lent most frequently to those with DTI ratios of Exempt%, with 28 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 27 | $4,455,000 | $165,000 | $0 | 0.00% |
| Not provided | 1 | $115,000 | $115,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications94.59%
First National Bank Of Bellevue has an average approval rate.
Pick Rate
Approvals leading to origination75.00%
First National Bank Of Bellevue has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 28 | $4,570,000 | $163,214 |