Sandusky Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sandusky averaged 6.85% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.97% and one month ago for the week of 2025-01-09, the average rate was 6.91%.

    Sandusky's average rate one year ago was 6.52%.

    For refis of the same type during the week of 2025-02-13, the average rate was 6.87%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Sandusky 30 Year Fixed Rate 2025-02-13 6.85%
    Sandusky 30 Year Fixed Rate Refi 2025-02-13 6.87%
    Sandusky 15 Year Fixed Rate 2025-02-13 6.09%
    Sandusky 15 Year Fixed Rate Refi 2025-02-13 6.29%
    Sandusky 30 Year FHA 2025-02-13 6.55%
    Sandusky 30 Year FHA Refi 2025-02-13 6.52%
    Sandusky 30 Year USDA 2025-02-13 6.43%
    Sandusky 30 Year USDA Refi 2025-02-13 6.53%
    Sandusky 30 Year VA 2025-02-13 6.33%
    Sandusky 30 Year VA Refi 2025-02-13 6.23%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sandusky, OH.

    Sandusky Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sandusky, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Civista Bank 123 6.45% $3,634
    QUICKEN LOANS, LLC 46 7.02% $5,866
    UNION HOME MORTGAGE CORP. 39 7.15% $6,651
    KeyBank 23 6.62% $3,747
    Fifth Third Bank 22 6.87% $4,017
    CROSSCOUNTRY MORTGAGE, LLC 21 7.15% $6,739
    The Huntington National Bank 17 7.04% $4,378
    LOANDEPOT.COM, LLC 12 7.28% $5,830
    First Federal Savings and Loan Association of Lorain 12 6.30% $4,410
    UNITED WHOLESALE MORTGAGE, LLC 12 6.86% $6,561
    UNION CAPITAL MORTGAGE CORPORATION 11 7.06% $7,293
    Third Federal Savings and Loan Association of Cleveland 10 5.79% $3,251
    The Croghan Colonial Bank 10 6.48% $3,903
    U.S. Bank 10 6.66% $4,802
    HOWARD HANNA FINANCIAL SERVICES, INC. 8 6.77% $4,969
    YOUR HOME FINANCIAL LLC 7 6.89% $5,400
    PNC Bank 7 6.96% $4,142
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.83% $5,822
    First Federal Savings and Loan Association of Lakewood 6 6.12% $4,485
    First National Bank of Pennsylvania 5 7.13% $4,063
    MUTUAL OF OMAHA MORTGAGE, INC. 5 6.62% $9,395
    Wells Fargo Bank 4 6.38% $3,669
    JPMorgan Chase Bank 4 6.91% $3,502
    Nations Lending Corporation 4 7.59% $5,234
    Evolve Bank & Trust 4 7.47% $4,003
    Northwest Bank 3 6.29% $4,698
    American Midwest Mortgage Corporation 3 6.67% $6,539
    RUOFF MORTGAGE COMPANY, INC. 3 7.04% $4,333
    First Federal Bank of the Midwest 3 6.42% $4,074
    Discover Bank 2 6.87% $0
    NEWREZ LLC 2 7.06% $6,619
    NFM, INC. 2 7.31% $5,756
    NORTHERN MORTGAGE SERVICES, LLC 2 6.75% $2,662
    GUARANTEED RATE, INC. 2 6.31% $3,965
    RELIANCE FIRST CAPITAL, LLC 2 7.13% $3,657
    GUILD MORTGAGE COMPANY 2 7.19% $6,288
    First National Bank of Bellevue 2 6.19% $2,960
    HOMESIDE FINANCIAL, LLC 2 7.38% $7,676
    The Genoa Banking Company 2 6.56% $4,222
    The Old Fort Banking Company 2 7.06% $2,881
    Union Savings Bank 2 6.31% $3,396
    Ally Bank 2 5.94% $4,932
    MYCUMORTGAGE, LLC 2 7.94% $3,719
    ZILLOW HOME LOANS, LLC 1 7.13% $5,582
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $8,257
    AmeriHome Mortgage Company, LLC 1 7.00% $7,376
    AMERISAVE MORTGAGE CORPORATION 1 6.50% $3,112
    Bank of America 1 6.38% $9,847
    Charles Schwab Bank, SSB 1 6.25% $5,116
    CHURCHILL MORTGAGE CORPORATION 1 6.25% $2,921
    CME Federal Credit Union 1 6.50% $3,730
    CMG MORTGAGE, INC. 1 5.50% $3,683
    Community Star Credit Union 1 6.50% $3,261
    DAS Acquisition Company, LLC 1 7.75% $5,633
    Dollar Bank, Federal Savings Bank 1 6.75% $4,200
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $6,060
    EQUITY RESOURCES, INC. 1 7.38% $6,926
    Farmers Bank & Trust 1 5.75% $6,635
    First Federal Savings and Loan Association 1 5.75% $1,580
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $6,520
    HALLMARK HOME MORTGAGE, LLC 1 7.50% $7,204
    Independent Bank 1 7.63% $4,236
    Ixonia Bank 1 7.25% $5,548
    KELLER MORTGAGE, LLC 1 5.99% $10,705
    Mechanics Bank 1 5.49% $1,770
    MEMBER ONE 1 5.88% $1,981
    MICHIGAN MUTUAL, INC. 1 7.50% $2,750
    MORTGAGE 1 INCORPORATED 1 6.88% $4,633
    MORTGAGE ACCESS CORP. 1 7.63% $6,008
    Mortgage Research Center, LLC 1 5.63% $2,047
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $11,788
    NAVY FEDERAL CREDIT UNION 1 9.75% $3,425
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $10,465
    Peoples Bank 1 7.63% $3,551
    ROYAL UNITED MORTGAGE LLC 1 6.88% $7,487
    SUN Federal Credit Union 1 5.75% $2,346
    The Commercial and Savings Bank of Millersburg Ohio 1 7.00% $3,616
    The Farmers & Merchants State Bank 1 6.25% $3,048
    The Merchants National Bank 1 5.95% $835
    TOP FLITE FINANCIAL, INC. 1 6.63% $5,070
    TRUWEST Credit Union 1 7.38% $4,157
    USAA Federal Savings Bank 1 6.00% $6,046
    Warsaw Federal Savings and Loan Association 1 6.73% $5,905
    WRIGHT-PATT CREDIT UNION, INC. 1 7.88% $4,093
    1ST SIGNATURE LENDING, LLC 1 5.25% $7,726

    Sandusky Average Closing Costs & Other Stats

    Sandusky, OH's 85 lenders originated 1,277 loans during 2023. The total origination value was $211,375,000, with an average loan value of $165,525.

    Sandusky's average closing costs are $4,599.

    The top Sandusky lender as defined by loan originations is Civista Bank, with 123 loans originated. Their average total fees are $3,634, which is $2,232 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($3,251), Civista Bank ($3,634), KeyBank ($3,747), The Croghan Colonial Bank ($3,903) and Fifth Third Bank ($4,017).

    The lowest rate Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (5.79%), First Federal Savings and Loan Association of Lorain (6.30%), Civista Bank (6.45%), The Croghan Colonial Bank (6.48%) and KeyBank (6.62%).

    Sandusky, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Civista Bank $57,160,000 $37,740,000 -34.0% 17.9%
    QUICKEN LOANS, LLC $21,255,000 $16,030,000 -24.6% 7.6%
    UNION HOME MORTGAGE CORP. $12,595,000 $12,100,000 -3.9% 5.7%
    The Huntington National Bank $21,505,000 $10,295,000 -52.1% 4.9%
    CROSSCOUNTRY MORTGAGE, LLC $8,680,000 $8,575,000 -1.2% 4.1%
    KeyBank $16,120,000 $8,070,000 -49.9% 3.8%
    First Federal Bank of the Midwest $6,700,000 $6,930,000 3.4% 3.3%
    Fifth Third Bank $9,685,000 $6,515,000 -32.7% 3.1%
    Mortgage Research Center, LLC $3,775,000 $6,045,000 60.1% 2.9%
    UNION CAPITAL MORTGAGE CORPORATION $540,000 $5,290,000 879.6% 2.5%
    LOANDEPOT.COM, LLC $5,015,000 $4,830,000 -3.7% 2.3%
    PNC Bank $11,705,000 $4,770,000 -59.2% 2.3%
    U.S. Bank $3,590,000 $4,280,000 19.2% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $14,025,000 $4,040,000 -71.2% 1.9%
    First Federal Savings and Loan Association of Lorain $9,410,000 $3,825,000 -59.4% 1.8%
    Third Federal Savings and Loan Association of Cleveland $6,675,000 $3,195,000 -52.1% 1.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $2,835,000 646.1% 1.3%
    NAVY FEDERAL CREDIT UNION $980,000 $2,575,000 162.8% 1.2%
    YOUR HOME FINANCIAL LLC $4,160,000 $2,500,000 -39.9% 1.2%
    First Federal Bank of Ohio $1,975,000 $2,120,000 7.3% 1.0%
    PENNYMAC LOAN SERVICES, LLC $2,085,000 $1,670,000 -19.9% 0.8%
    First Federal Savings and Loan Association of Lakewood $7,145,000 $1,640,000 -77.0% 0.8%
    Wells Fargo Bank $3,255,000 $1,635,000 -49.8% 0.8%
    HOWARD HANNA FINANCIAL SERVICES, INC. $1,300,000 $1,590,000 22.3% 0.8%
    The Croghan Colonial Bank $2,040,000 $1,560,000 -23.5% 0.7%
    Citizens Bank $3,010,000 $1,505,000 -50.0% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,470,000 $1,475,000 -40.3% 0.7%
    Nations Lending Corporation $1,280,000 $1,460,000 14.1% 0.7%
    Northwest Bank $5,260,000 $1,455,000 -72.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,975,000 $1,420,000 -28.1% 0.7%
    JPMorgan Chase Bank $3,485,000 $1,325,000 -62.0% 0.6%
    1ST SIGNATURE LENDING, LLC $1,310,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $1,685,000 $1,235,000 -26.7% 0.6%
    LIMA ONE CAPITAL, LLC $1,195,000 $1,200,000 0.4% 0.6%
    Buckeye Community Bank $1,190,000 n/a 0.6%
    The Genoa Banking Company $1,310,000 $1,190,000 -9.2% 0.6%
    PLAZA HOME MORTGAGE, INC. $1,095,000 n/a 0.5%
    AG Credit, Agricultural Credit Association $1,940,000 $970,000 -50.0% 0.5%
    MYCUMORTGAGE, LLC $690,000 $955,000 38.4% 0.5%
    RUOFF MORTGAGE COMPANY, INC. $2,020,000 $940,000 -53.5% 0.4%
    First National Bank of Bellevue $2,350,000 $930,000 -60.4% 0.4%
    Evolve Bank & Trust $2,080,000 $910,000 -56.3% 0.4%
    First National Bank of Pennsylvania $1,845,000 $860,000 -53.4% 0.4%
    Union Savings Bank $250,000 $860,000 244.0% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,480,000 $850,000 -42.6% 0.4%
    GUARANTEED RATE, INC. $865,000 $810,000 -6.4% 0.4%
    Charles Schwab Bank, SSB $765,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $750,000 455.6% 0.4%
    NEWREZ LLC $1,255,000 $700,000 -44.2% 0.3%
    VILLAGE CAPITAL MORTGAGE $645,000 n/a 0.3%
    USAA Federal Savings Bank $1,120,000 $630,000 -43.8% 0.3%
    Dollar Bank, Federal Savings Bank $2,260,000 $610,000 -73.0% 0.3%
    American Midwest Mortgage Corporation $460,000 $605,000 31.5% 0.3%
    Discover Bank $55,000 $595,000 981.8% 0.3%
    The Farmers National Bank of Canfield $505,000 $560,000 10.9% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $505,000 $550,000 8.9% 0.3%
    KELLER MORTGAGE, LLC $380,000 $530,000 39.5% 0.3%
    MID AMERICA MORTGAGE, INC. $2,285,000 $525,000 -77.0% 0.2%
    First Commonwealth Bank $740,000 $515,000 -30.4% 0.2%
    HOMESIDE FINANCIAL, LLC $2,205,000 $495,000 -77.6% 0.2%
    NFM, INC. $650,000 $485,000 -25.4% 0.2%
    Farmers Bank & Trust $475,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $385,000 $475,000 23.4% 0.2%
    Carrington Mortgage Services, LLC $500,000 $425,000 -15.0% 0.2%
    NORTHERN MORTGAGE SERVICES, LLC $75,000 $425,000 466.7% 0.2%
    MEMBER ONE $395,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $390,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $385,000 n/a 0.2%
    HALLMARK HOME MORTGAGE, LLC $375,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $1,025,000 $365,000 -64.4% 0.2%
    TOP FLITE FINANCIAL, INC. $360,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $125,000 $330,000 164.0% 0.2%
    Ally Bank $310,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $225,000 $305,000 35.6% 0.1%
    The Farmers Savings Bank $305,000 n/a 0.1%
    WesBanco $285,000 $305,000 7.0% 0.1%
    Heartland Bank $280,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $470,000 $275,000 -41.5% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $260,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $145,000 $260,000 79.3% 0.1%
    First Financial Bank $950,000 $255,000 -73.2% 0.1%
    Independent Bank $255,000 n/a 0.1%
    Fremont Federal Credit Union $895,000 $250,000 -72.1% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $570,000 $240,000 -57.9% 0.1%
    EQUITY RESOURCES, INC. $235,000 n/a 0.1%
    S&T Bank $1,725,000 $235,000 -86.4% 0.1%
    MORTGAGE ACCESS CORP. $225,000 n/a 0.1%
    Figure Lending LLC $175,000 $215,000 22.9% 0.1%
    The Farmers & Merchants State Bank $470,000 $215,000 -54.3% 0.1%
    Bank of America $1,145,000 $205,000 -82.1% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $205,000 n/a 0.1%
    First Federal Savings and Loan Association $205,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $205,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $75,000 $200,000 166.7% 0.1%
    TRUWEST Credit Union $195,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $170,000 $185,000 8.8% 0.1%
    SUN Federal Credit Union $145,000 $185,000 27.6% 0.1%
    The Merchants National Bank $185,000 n/a 0.1%
    KEMBA FINANCIAL $580,000 $180,000 -69.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $55,000 $180,000 227.3% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $305,000 $180,000 -41.0% 0.1%
    First Federal Bank $175,000 n/a 0.1%
    Residential Mortgage Solutions, Inc. $175,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $155,000 $165,000 6.5% 0.1%
    Coastal Community Bank $165,000 n/a 0.1%
    The Old Fort Banking Company $365,000 $160,000 -56.2% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 n/a 0.1%
    CMG MORTGAGE, INC. $155,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 $155,000 -27.9% 0.1%
    MICHIGAN MUTUAL, INC. $155,000 n/a 0.1%
    The Commercial and Savings Bank of Millersburg Ohio $155,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $75,000 $155,000 106.7% 0.1%
    ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.1%
    Ixonia Bank $135,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $150,000 $135,000 -10.0% 0.1%
    Bank of Magnolia Company $125,000 n/a 0.1%
    CENTURY $550,000 $125,000 -77.3% 0.1%
    Flagstar Bank, FSB $1,705,000 $125,000 -92.7% 0.1%
    MORTGAGE 1 INCORPORATED $125,000 n/a 0.1%
    OCMBC, INC. $115,000 n/a 0.1%
    Warsaw Federal Savings and Loan Association $115,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $175,000 $110,000 -37.1% 0.1%
    Directions Credit Union, Inc. $355,000 $105,000 -70.4% 0.0%
    SPRING EQ, LLC $115,000 $100,000 -13.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $85,000 $95,000 11.8% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $85,000 $95,000 11.8% 0.0%
    Mechanics Bank $95,000 n/a 0.0%
    NATIONS DIRECT MORTGAGE, LLC $95,000 n/a 0.0%
    Farm Credit Mid-America, ACA $1,315,000 $90,000 -93.2% 0.0%
    FIRST OHIO HOME FINANCE, INC. $95,000 $85,000 -10.5% 0.0%
    DAS Acquisition Company, LLC $85,000 $75,000 -11.8% 0.0%
    Community Star Credit Union $65,000 n/a 0.0%
    First Federal Community Bank of Bucyrus $65,000 n/a 0.0%
    The Federal Savings Bank $620,000 $65,000 -89.5% 0.0%
    Westfield Bank, FSB $65,000 n/a 0.0%
    The Park National Bank $220,000 $55,000 -75.0% 0.0%
    CME Federal Credit Union $45,000 n/a 0.0%
    GREENSTATE CREDIT UNION $45,000 n/a 0.0%
    Peoples Bank $45,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $15,000 n/a 0.0%

    Sandusky's top lender by overall market share is Civista Bank, with 17.9% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $16,030,000 in loans. In third place, with 5.7%, is UNION HOME MORTGAGE CORP., having originated $12,100,000 in loans. In fourth place, with 4.9%, is The Huntington National Bank, having originated $10,295,000 in loans. In fifth place, with 4.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,575,000 in loans.

    Sandusky Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $191,675 (5.1%) $282,438 (13.9%) 0.00 645
    2018-02-01 $208,250 (9.7%) $288,595 (14.0%) 0.00 623
    2018-03-01 $215,000 (11.7%) $297,836 (14.6%) 0.00 601
    2018-04-01 $229,450 (15.9%) $306,533 (17.4%) 0.00 630
    2018-05-01 $229,000 (15.1%) $306,161 (16.4%) 0.00 661
    2018-06-01 $229,900 (15.1%) $305,318 (12.7%) 0.00 681
    2018-07-01 $227,389 (13.7%) $300,752 (9.6%) 0.00 663
    2018-08-01 $227,225 (16.5%) $306,290 (15.4%) 0.00 657
    2018-09-01 $224,500 (12.5%) $308,238 (13.7%) 0.00 651
    2018-10-01 $219,450 (9.8%) $303,655 (10.5%) 0.00 641
    2018-11-01 $210,350 (5.5%) $295,539 (2.5%) 0.00 606
    2018-12-01 $210,000 (9.4%) $296,363 (-8.9%) 0.00 561
    2019-01-01 $209,750 (9.4%) $288,933 (2.3%) 0.00 562
    2019-02-01 $206,625 (-0.8%) $283,656 (-1.7%) 0.00 571
    2019-03-01 $215,821 (0.4%) $290,984 (-2.3%) 0.00 566
    2019-04-01 $229,075 (-0.2%) $300,941 (-1.8%) 0.00 554
    2019-05-01 $235,225 (2.7%) $296,101 (-3.3%) 0.00 575
    2019-06-01 $249,000 (8.3%) $305,034 (-0.1%) 0.00 609
    2019-07-01 $248,375 (9.2%) $307,276 (2.2%) 0.00 627
    2019-08-01 $239,900 (5.6%) $305,193 (-0.4%) 0.00 605
    2019-09-01 $239,900 (6.9%) $309,783 (0.5%) 0.00 580
    2019-10-01 $239,900 (9.3%) $312,785 (3.0%) 0.00 556
    2019-11-01 $239,900 (14.1%) $306,244 (3.6%) 0.00 532
    2019-12-01 $238,175 (13.4%) $306,511 (3.4%) 0.00 496
    2020-01-01 $236,550 (12.8%) $306,505 (6.1%) 0.00 479
    2020-02-01 $239,900 (16.1%) $309,400 (9.1%) 0.00 474
    2020-03-01 $266,600 (23.5%) $319,822 (9.9%) 0.00 465
    2020-04-01 $269,900 (17.8%) $334,657 (11.2%) 0.00 448
    2020-05-01 $274,900 (16.9%) $340,449 (15.0%) 0.00 413
    2020-06-01 $269,900 (8.4%) $342,795 (12.4%) 0.00 388
    2020-07-01 $284,500 (14.5%) $354,925 (15.5%) 0.00 365
    2020-08-01 $299,000 (24.6%) $356,480 (16.8%) 0.00 330
    2020-09-01 $269,450 (12.3%) $337,290 (8.9%) 0.00 320
    2020-10-01 $254,900 (6.3%) $341,129 (9.1%) 0.00 320
    2020-11-01 $247,900 (3.3%) $339,936 (11.0%) 0.00 285
    2020-12-01 $254,950 (7.0%) $341,048 (11.3%) 0.00 262
    2021-01-01 $249,950 (5.7%) $335,446 (9.4%) 0.00 248
    2021-02-01 $252,500 (5.3%) $350,339 (13.2%) 0.00 195
    2021-03-01 $270,775 (1.6%) $380,648 (19.0%) 0.00 187
    2021-04-01 $273,700 (1.4%) $392,664 (17.3%) 0.00 198
    2021-05-01 $263,000 (-4.3%) $377,900 (11.0%) 0.00 213
    2021-06-01 $268,450 (-0.5%) $387,396 (13.0%) 0.00 219
    2021-07-01 $249,900 (-12.2%) $369,237 (4.0%) 0.00 251
    2021-08-01 $277,500 (-7.2%) $410,133 (15.1%) 0.00 239
    2021-09-01 $280,000 (3.9%) $422,285 (25.2%) 0.00 235
    2021-10-01 $260,000 (2.0%) $402,645 (18.0%) 0.00 247
    2021-11-01 $270,333 (9.1%) $415,431 (22.2%) 0.00 242
    2021-12-01 $267,400 (4.9%) $430,902 (26.4%) 0.00 206
    2022-01-01 $299,900 (20.0%) $466,718 (39.1%) 0.00 167
    2022-02-01 $318,742 (26.2%) $459,124 (31.1%) 0.00 157
    2022-03-01 $318,450 (17.6%) $501,382 (31.7%) 0.00 149
    2022-04-01 $307,400 (12.3%) $493,057 (25.6%) 0.00 173
    2022-05-01 $330,950 (25.8%) $465,629 (23.2%) 0.00 190
    2022-06-01 $349,250 (30.1%) $473,940 (22.3%) 0.00 197
    2022-07-01 $319,950 (28.0%) $446,018 (20.8%) 0.00 228
    2022-08-01 $308,675 (11.2%) $439,167 (7.1%) 0.00 221
    2022-09-01 $294,250 (5.1%) $428,788 (1.5%) 0.00 208
    2022-10-01 $265,000 (1.9%) $392,108 (-2.6%) 0.00 232
    2022-11-01 $269,900 (-0.2%) $401,277 (-3.4%) 0.00 223
    2022-12-01 $275,000 (2.8%) $441,772 (2.5%) 0.00 198
    2023-01-01 $294,000 (-2.0%) $498,734 (6.9%) 0.00 176
    2023-02-01 $351,900 (10.4%) $524,526 (14.2%) 0.00 167
    2023-03-01 $391,575 (23.0%) $539,328 (7.6%) 0.00 202
    2023-04-01 $386,950 (25.9%) $518,198 (5.1%) 0.00 209
    2023-05-01 $364,725 (10.2%) $507,077 (8.9%) 0.00 232
    2023-06-01 $399,000 (14.2%) $522,788 (10.3%) 0.00 244
    2023-07-01 $399,000 (24.7%) $531,068 (19.1%) 0.00 241
    2023-08-01 $387,998 (25.7%) $495,642 (12.9%) 0.00 268
    2023-09-01 $374,500 (27.3%) $458,685 (7.0%) 0.00 274
    2023-10-01 $372,250 (40.5%) $478,183 (22.0%) 0.00 269
    2023-11-01 $359,950 (33.4%) $490,692 (22.3%) 0.00 256
    2023-12-01 $369,500 (34.4%) $500,514 (13.3%) 0.00 237
    2024-01-01 $371,950 (26.5%) $554,883 (11.3%) 0.00 230
    2024-02-01 $392,200 (11.5%) $588,316 (12.2%) 0.00 213
    2024-03-01 $396,950 (1.4%) $587,106 (8.9%) 0.00 240
    2024-04-01 $431,733 (11.6%) $575,912 (11.1%) 0.00 259
    2024-05-01 $448,000 (22.8%) $636,605 (25.5%) 0.00 269
    2024-06-01 $429,900 (7.7%) $621,233 (18.8%) 0.00 298
    2024-07-01 $421,200 (5.6%) $598,130 (12.6%) 0.00 300
    2024-08-01 $399,900 (3.1%) $580,067 (17.0%) 0.00 291
    2024-09-01 $347,925 (-7.1%) $535,187 (16.7%) 0.00 278
    2024-10-01 $354,975 (-4.6%) $537,146 (12.3%) 0.00 309
    2024-11-01 $347,900 (-3.4%) $537,607 (9.6%) 0.00 308
    2024-12-01 $349,975 (-5.3%) $515,371 (3.0%) 0.00 272
    2025-01-01 $347,475 (-6.6%) $500,476 (-9.8%) 0.00 244
    Sandusky's median listing price for 2025-01-01 was $347,475, a difference of $-24,475 (-6.6%) versus the prior year and $-2,500 versus the prior month.

    Sandusky's median listing price comes in at 0% of the national average.

    Sandusky's average listing price for 2025-01-01 was $500,476, a difference of $-54,407 (-9.8%) versus the prior year and $-14,895 versus the prior month.

    For the 2025-01-01 period, Sandusky had 244 MLS listings, a difference of -28 listings (-10%) versus the prior month and 14 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,622 sqft
    2018-02-01 0 days 1,630 sqft
    2018-03-01 0 days 1,640 sqft
    2018-04-01 0 days 1,669 sqft
    2018-05-01 0 days 1,634 sqft
    2018-06-01 0 days 1,650 sqft
    2018-07-01 0 days 1,718 sqft
    2018-08-01 0 days 1,721 sqft
    2018-09-01 0 days 1,712 sqft
    2018-10-01 0 days 1,717 sqft
    2018-11-01 0 days 1,705 sqft
    2018-12-01 0 days 1,681 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,658 sqft
    2019-03-01 0 days 1,690 sqft
    2019-04-01 0 days 1,718 sqft
    2019-05-01 0 days 1,655 sqft
    2019-06-01 0 days 1,694 sqft
    2019-07-01 0 days 1,700 sqft
    2019-08-01 0 days 1,720 sqft
    2019-09-01 0 days 1,755 sqft
    2019-10-01 0 days 1,779 sqft
    2019-11-01 0 days 1,769 sqft
    2019-12-01 0 days 1,785 sqft
    2020-01-01 0 days 1,766 sqft
    2020-02-01 0 days 1,656 sqft
    2020-03-01 0 days 1,705 sqft
    2020-04-01 0 days 1,714 sqft
    2020-05-01 0 days 1,741 sqft
    2020-06-01 0 days 1,718 sqft
    2020-07-01 0 days 1,705 sqft
    2020-08-01 0 days 1,773 sqft
    2020-09-01 0 days 1,752 sqft
    2020-10-01 0 days 1,740 sqft
    2020-11-01 0 days 1,737 sqft
    2020-12-01 0 days 1,770 sqft
    2021-01-01 0 days 1,608 sqft
    2021-02-01 0 days 1,594 sqft
    2021-03-01 0 days 1,653 sqft
    2021-04-01 0 days 1,686 sqft
    2021-05-01 0 days 1,651 sqft
    2021-06-01 0 days 1,655 sqft
    2021-07-01 0 days 1,682 sqft
    2021-08-01 0 days 1,750 sqft
    2021-09-01 0 days 1,766 sqft
    2021-10-01 0 days 1,724 sqft
    2021-11-01 0 days 1,750 sqft
    2021-12-01 0 days 1,742 sqft
    2022-01-01 0 days 1,786 sqft
    2022-02-01 0 days 1,833 sqft
    2022-03-01 0 days 1,775 sqft
    2022-04-01 0 days 1,768 sqft
    2022-05-01 0 days 1,725 sqft
    2022-06-01 0 days 1,815 sqft
    2022-07-01 0 days 1,763 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,867 sqft
    2022-10-01 0 days 1,720 sqft
    2022-11-01 0 days 1,649 sqft
    2022-12-01 0 days 1,632 sqft
    2023-01-01 0 days 1,653 sqft
    2023-02-01 0 days 1,598 sqft
    2023-03-01 0 days 1,622 sqft
    2023-04-01 0 days 1,554 sqft
    2023-05-01 0 days 1,546 sqft
    2023-06-01 0 days 1,627 sqft
    2023-07-01 0 days 1,640 sqft
    2023-08-01 0 days 1,627 sqft
    2023-09-01 0 days 1,668 sqft
    2023-10-01 0 days 1,659 sqft
    2023-11-01 0 days 1,629 sqft
    2023-12-01 0 days 1,688 sqft
    2024-01-01 0 days 1,751 sqft
    2024-02-01 0 days 1,759 sqft
    2024-03-01 0 days 1,748 sqft
    2024-04-01 0 days 1,724 sqft
    2024-05-01 0 days 1,717 sqft
    2024-06-01 0 days 1,718 sqft
    2024-07-01 0 days 1,732 sqft
    2024-08-01 0 days 1,765 sqft
    2024-09-01 0 days 1,645 sqft
    2024-10-01 0 days 1,683 sqft
    2024-11-01 0 days 1,647 sqft
    2024-12-01 0 days 1,718 sqft
    2025-01-01 0 days 1,685 sqft
    Sandusky's median listing age (time on market) for 2025-01-01 was 0 days.

    Sandusky's median square footage for active listings during the 2025-01-01 period was 1,685 sqft. One year prior, the average listing was 1,751 sqft.

    Sandusky, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 702 $140,500,000 $200,142
    Other 211 $19,765,000 $93,673
    Cash Out Refi 168 $25,770,000 $153,393
    Home Improvement 113 $9,645,000 $85,354
    Refi 83 $15,695,000 $189,096

    Sandusky's most frequently cited loan purpose was Home Purchase, with 702 originations. The 2nd most popular reason was Other, with 211 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 452 $81,670,000 $180,686
    7-8% 328 $61,010,000 $186,006
    Over 8% 290 $26,750,000 $92,241
    5-6% 159 $34,785,000 $218,774
    4-5% 13 $2,565,000 $197,308
    <2.5% 3 $325,000 $108,333
    3-4% 2 $110,000 $55,000

    During 2023, Sandusky's most frequently originated rate bucket was 6-7%, with 452 originations.

    Loan Sizing (Sandusky, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 482 $69,280,000 $143,734
    $100,000 or less 445 $26,465,000 $59,472
    $200k-400k 293 $79,125,000 $270,051
    $400k-600k 40 $19,070,000 $476,750
    $600k-1000k 15 $11,305,000 $753,667
    $Over $1MM 2 $6,130,000 $3,065,000

    Sandusky's loan sizing saw the bucket of loans from $100k-200k with 482 originations, totaling $69,280,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 505 $101,725,000 $201,436
    60-80% 289 $55,045,000 $190,467
    20-40% 172 $19,960,000 $116,047
    Under 20% 141 $5,415,000 $38,404
    40-60% 124 $19,530,000 $157,500
    Over 100% 14 $4,600,000 $328,571

    Sandusky's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 505 originations, totaling $101,725,000 in origination value.