Sandusky Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sandusky averaged 6.57% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.8% and one month ago for the week of 2024-10-03, the average rate was 6%.

    Sandusky's average rate one year ago was 7.94%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.09%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Sandusky 30 Year Fixed Rate 2024-11-07 6.57%
    Sandusky 30 Year Fixed Rate Refi 2024-11-07 7.09%
    Sandusky 15 Year Fixed Rate 2024-11-07 6.2%
    Sandusky 15 Year Fixed Rate Refi 2024-11-07 6.3%
    Sandusky 30 Year FHA 2024-11-07 6.46%
    Sandusky 30 Year FHA Refi 2024-11-07 6.23%
    Sandusky 30 Year USDA 2024-11-07 6.28%
    Sandusky 30 Year USDA Refi 2024-11-07 6.48%
    Sandusky 30 Year VA 2024-11-07 6.34%
    Sandusky 30 Year VA Refi 2024-11-07 6.44%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sandusky, OH.

    Sandusky Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sandusky, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Civista Bank 123 6.45% $3,634
    QUICKEN LOANS, LLC 46 7.02% $5,866
    UNION HOME MORTGAGE CORP. 39 7.15% $6,651
    KeyBank 23 6.62% $3,747
    Fifth Third Bank 22 6.87% $4,017
    CROSSCOUNTRY MORTGAGE, LLC 21 7.15% $6,739
    The Huntington National Bank 17 7.04% $4,378
    LOANDEPOT.COM, LLC 12 7.28% $5,830
    First Federal Savings and Loan Association of Lorain 12 6.30% $4,410
    UNITED WHOLESALE MORTGAGE, LLC 12 6.86% $6,561
    UNION CAPITAL MORTGAGE CORPORATION 11 7.06% $7,293
    Third Federal Savings and Loan Association of Cleveland 10 5.79% $3,251
    The Croghan Colonial Bank 10 6.48% $3,903
    U.S. Bank 10 6.66% $4,802
    HOWARD HANNA FINANCIAL SERVICES, INC. 8 6.77% $4,969
    YOUR HOME FINANCIAL LLC 7 6.89% $5,400
    PNC Bank 7 6.96% $4,142
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.83% $5,822
    First Federal Savings and Loan Association of Lakewood 6 6.12% $4,485
    First National Bank of Pennsylvania 5 7.13% $4,063
    MUTUAL OF OMAHA MORTGAGE, INC. 5 6.62% $9,395
    Wells Fargo Bank 4 6.38% $3,669
    JPMorgan Chase Bank 4 6.91% $3,502
    Nations Lending Corporation 4 7.59% $5,234
    Evolve Bank & Trust 4 7.47% $4,003
    Northwest Bank 3 6.29% $4,698
    American Midwest Mortgage Corporation 3 6.67% $6,539
    RUOFF MORTGAGE COMPANY, INC. 3 7.04% $4,333
    First Federal Bank of the Midwest 3 6.42% $4,074
    Discover Bank 2 6.87% $0
    NEWREZ LLC 2 7.06% $6,619
    NFM, INC. 2 7.31% $5,756
    NORTHERN MORTGAGE SERVICES, LLC 2 6.75% $2,662
    GUARANTEED RATE, INC. 2 6.31% $3,965
    RELIANCE FIRST CAPITAL, LLC 2 7.13% $3,657
    GUILD MORTGAGE COMPANY 2 7.19% $6,288
    First National Bank of Bellevue 2 6.19% $2,960
    HOMESIDE FINANCIAL, LLC 2 7.38% $7,676
    The Genoa Banking Company 2 6.56% $4,222
    The Old Fort Banking Company 2 7.06% $2,881
    Union Savings Bank 2 6.31% $3,396
    Ally Bank 2 5.94% $4,932
    MYCUMORTGAGE, LLC 2 7.94% $3,719
    ZILLOW HOME LOANS, LLC 1 7.13% $5,582
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $8,257
    AmeriHome Mortgage Company, LLC 1 7.00% $7,376
    AMERISAVE MORTGAGE CORPORATION 1 6.50% $3,112
    Bank of America 1 6.38% $9,847
    Charles Schwab Bank, SSB 1 6.25% $5,116
    CHURCHILL MORTGAGE CORPORATION 1 6.25% $2,921
    CME Federal Credit Union 1 6.50% $3,730
    CMG MORTGAGE, INC. 1 5.50% $3,683
    Community Star Credit Union 1 6.50% $3,261
    DAS Acquisition Company, LLC 1 7.75% $5,633
    Dollar Bank, Federal Savings Bank 1 6.75% $4,200
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $6,060
    EQUITY RESOURCES, INC. 1 7.38% $6,926
    Farmers Bank & Trust 1 5.75% $6,635
    First Federal Savings and Loan Association 1 5.75% $1,580
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $6,520
    HALLMARK HOME MORTGAGE, LLC 1 7.50% $7,204
    Independent Bank 1 7.63% $4,236
    Ixonia Bank 1 7.25% $5,548
    KELLER MORTGAGE, LLC 1 5.99% $10,705
    Mechanics Bank 1 5.49% $1,770
    MEMBER ONE 1 5.88% $1,981
    MICHIGAN MUTUAL, INC. 1 7.50% $2,750
    MORTGAGE 1 INCORPORATED 1 6.88% $4,633
    MORTGAGE ACCESS CORP. 1 7.63% $6,008
    Mortgage Research Center, LLC 1 5.63% $2,047
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $11,788
    NAVY FEDERAL CREDIT UNION 1 9.75% $3,425
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $10,465
    Peoples Bank 1 7.63% $3,551
    ROYAL UNITED MORTGAGE LLC 1 6.88% $7,487
    SUN Federal Credit Union 1 5.75% $2,346
    The Commercial and Savings Bank of Millersburg Ohio 1 7.00% $3,616
    The Farmers & Merchants State Bank 1 6.25% $3,048
    The Merchants National Bank 1 5.95% $835
    TOP FLITE FINANCIAL, INC. 1 6.63% $5,070
    TRUWEST Credit Union 1 7.38% $4,157
    USAA Federal Savings Bank 1 6.00% $6,046
    Warsaw Federal Savings and Loan Association 1 6.73% $5,905
    WRIGHT-PATT CREDIT UNION, INC. 1 7.88% $4,093
    1ST SIGNATURE LENDING, LLC 1 5.25% $7,726

    Sandusky Average Closing Costs & Other Stats

    Sandusky, OH's 85 lenders originated 1,277 loans during 2023. The total origination value was $211,375,000, with an average loan value of $165,525.

    Sandusky's average closing costs are $4,599.

    The top Sandusky lender as defined by loan originations is Civista Bank, with 123 loans originated. Their average total fees are $3,634, which is $2,232 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($3,251), Civista Bank ($3,634), KeyBank ($3,747), The Croghan Colonial Bank ($3,903) and Fifth Third Bank ($4,017).

    The lowest rate Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (5.79%), First Federal Savings and Loan Association of Lorain (6.30%), Civista Bank (6.45%), The Croghan Colonial Bank (6.48%) and KeyBank (6.62%).

    Sandusky, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Civista Bank $57,160,000 $37,740,000 -34.0% 17.9%
    QUICKEN LOANS, LLC $21,255,000 $16,030,000 -24.6% 7.6%
    UNION HOME MORTGAGE CORP. $12,595,000 $12,100,000 -3.9% 5.7%
    The Huntington National Bank $21,505,000 $10,295,000 -52.1% 4.9%
    CROSSCOUNTRY MORTGAGE, LLC $8,680,000 $8,575,000 -1.2% 4.1%
    KeyBank $16,120,000 $8,070,000 -49.9% 3.8%
    First Federal Bank of the Midwest $6,700,000 $6,930,000 3.4% 3.3%
    Fifth Third Bank $9,685,000 $6,515,000 -32.7% 3.1%
    Mortgage Research Center, LLC $3,775,000 $6,045,000 60.1% 2.9%
    UNION CAPITAL MORTGAGE CORPORATION $540,000 $5,290,000 879.6% 2.5%
    LOANDEPOT.COM, LLC $5,015,000 $4,830,000 -3.7% 2.3%
    PNC Bank $11,705,000 $4,770,000 -59.2% 2.3%
    U.S. Bank $3,590,000 $4,280,000 19.2% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $14,025,000 $4,040,000 -71.2% 1.9%
    First Federal Savings and Loan Association of Lorain $9,410,000 $3,825,000 -59.4% 1.8%
    Third Federal Savings and Loan Association of Cleveland $6,675,000 $3,195,000 -52.1% 1.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $2,835,000 646.1% 1.3%
    NAVY FEDERAL CREDIT UNION $980,000 $2,575,000 162.8% 1.2%
    YOUR HOME FINANCIAL LLC $4,160,000 $2,500,000 -39.9% 1.2%
    First Federal Bank of Ohio $1,975,000 $2,120,000 7.3% 1.0%
    PENNYMAC LOAN SERVICES, LLC $2,085,000 $1,670,000 -19.9% 0.8%
    First Federal Savings and Loan Association of Lakewood $7,145,000 $1,640,000 -77.0% 0.8%
    Wells Fargo Bank $3,255,000 $1,635,000 -49.8% 0.8%
    HOWARD HANNA FINANCIAL SERVICES, INC. $1,300,000 $1,590,000 22.3% 0.8%
    The Croghan Colonial Bank $2,040,000 $1,560,000 -23.5% 0.7%
    Citizens Bank $3,010,000 $1,505,000 -50.0% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,470,000 $1,475,000 -40.3% 0.7%
    Nations Lending Corporation $1,280,000 $1,460,000 14.1% 0.7%
    Northwest Bank $5,260,000 $1,455,000 -72.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,975,000 $1,420,000 -28.1% 0.7%
    JPMorgan Chase Bank $3,485,000 $1,325,000 -62.0% 0.6%
    1ST SIGNATURE LENDING, LLC $1,310,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $1,685,000 $1,235,000 -26.7% 0.6%
    LIMA ONE CAPITAL, LLC $1,195,000 $1,200,000 0.4% 0.6%
    Buckeye Community Bank $1,190,000 n/a 0.6%
    The Genoa Banking Company $1,310,000 $1,190,000 -9.2% 0.6%
    PLAZA HOME MORTGAGE, INC. $1,095,000 n/a 0.5%
    AG Credit, Agricultural Credit Association $1,940,000 $970,000 -50.0% 0.5%
    MYCUMORTGAGE, LLC $690,000 $955,000 38.4% 0.5%
    RUOFF MORTGAGE COMPANY, INC. $2,020,000 $940,000 -53.5% 0.4%
    First National Bank of Bellevue $2,350,000 $930,000 -60.4% 0.4%
    Evolve Bank & Trust $2,080,000 $910,000 -56.3% 0.4%
    First National Bank of Pennsylvania $1,845,000 $860,000 -53.4% 0.4%
    Union Savings Bank $250,000 $860,000 244.0% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,480,000 $850,000 -42.6% 0.4%
    GUARANTEED RATE, INC. $865,000 $810,000 -6.4% 0.4%
    Charles Schwab Bank, SSB $765,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $750,000 455.6% 0.4%
    NEWREZ LLC $1,255,000 $700,000 -44.2% 0.3%
    VILLAGE CAPITAL MORTGAGE $645,000 n/a 0.3%
    USAA Federal Savings Bank $1,120,000 $630,000 -43.8% 0.3%
    Dollar Bank, Federal Savings Bank $2,260,000 $610,000 -73.0% 0.3%
    American Midwest Mortgage Corporation $460,000 $605,000 31.5% 0.3%
    Discover Bank $55,000 $595,000 981.8% 0.3%
    The Farmers National Bank of Canfield $505,000 $560,000 10.9% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $505,000 $550,000 8.9% 0.3%
    KELLER MORTGAGE, LLC $380,000 $530,000 39.5% 0.3%
    MID AMERICA MORTGAGE, INC. $2,285,000 $525,000 -77.0% 0.2%
    First Commonwealth Bank $740,000 $515,000 -30.4% 0.2%
    HOMESIDE FINANCIAL, LLC $2,205,000 $495,000 -77.6% 0.2%
    NFM, INC. $650,000 $485,000 -25.4% 0.2%
    Farmers Bank & Trust $475,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $385,000 $475,000 23.4% 0.2%
    Carrington Mortgage Services, LLC $500,000 $425,000 -15.0% 0.2%
    NORTHERN MORTGAGE SERVICES, LLC $75,000 $425,000 466.7% 0.2%
    MEMBER ONE $395,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $390,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $385,000 n/a 0.2%
    HALLMARK HOME MORTGAGE, LLC $375,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $1,025,000 $365,000 -64.4% 0.2%
    TOP FLITE FINANCIAL, INC. $360,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $125,000 $330,000 164.0% 0.2%
    Ally Bank $310,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $225,000 $305,000 35.6% 0.1%
    The Farmers Savings Bank $305,000 n/a 0.1%
    WesBanco $285,000 $305,000 7.0% 0.1%
    Heartland Bank $280,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $470,000 $275,000 -41.5% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $260,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $145,000 $260,000 79.3% 0.1%
    First Financial Bank $950,000 $255,000 -73.2% 0.1%
    Independent Bank $255,000 n/a 0.1%
    Fremont Federal Credit Union $895,000 $250,000 -72.1% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $570,000 $240,000 -57.9% 0.1%
    EQUITY RESOURCES, INC. $235,000 n/a 0.1%
    S&T Bank $1,725,000 $235,000 -86.4% 0.1%
    MORTGAGE ACCESS CORP. $225,000 n/a 0.1%
    Figure Lending LLC $175,000 $215,000 22.9% 0.1%
    The Farmers & Merchants State Bank $470,000 $215,000 -54.3% 0.1%
    Bank of America $1,145,000 $205,000 -82.1% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $205,000 n/a 0.1%
    First Federal Savings and Loan Association $205,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $205,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $75,000 $200,000 166.7% 0.1%
    TRUWEST Credit Union $195,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $170,000 $185,000 8.8% 0.1%
    SUN Federal Credit Union $145,000 $185,000 27.6% 0.1%
    The Merchants National Bank $185,000 n/a 0.1%
    KEMBA FINANCIAL $580,000 $180,000 -69.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $55,000 $180,000 227.3% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $305,000 $180,000 -41.0% 0.1%
    First Federal Bank $175,000 n/a 0.1%
    Residential Mortgage Solutions, Inc. $175,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $155,000 $165,000 6.5% 0.1%
    Coastal Community Bank $165,000 n/a 0.1%
    The Old Fort Banking Company $365,000 $160,000 -56.2% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 n/a 0.1%
    CMG MORTGAGE, INC. $155,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 $155,000 -27.9% 0.1%
    MICHIGAN MUTUAL, INC. $155,000 n/a 0.1%
    The Commercial and Savings Bank of Millersburg Ohio $155,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $75,000 $155,000 106.7% 0.1%
    ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.1%
    Ixonia Bank $135,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $150,000 $135,000 -10.0% 0.1%
    Bank of Magnolia Company $125,000 n/a 0.1%
    CENTURY $550,000 $125,000 -77.3% 0.1%
    Flagstar Bank, FSB $1,705,000 $125,000 -92.7% 0.1%
    MORTGAGE 1 INCORPORATED $125,000 n/a 0.1%
    OCMBC, INC. $115,000 n/a 0.1%
    Warsaw Federal Savings and Loan Association $115,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $175,000 $110,000 -37.1% 0.1%
    Directions Credit Union, Inc. $355,000 $105,000 -70.4% 0.0%
    SPRING EQ, LLC $115,000 $100,000 -13.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $85,000 $95,000 11.8% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $85,000 $95,000 11.8% 0.0%
    Mechanics Bank $95,000 n/a 0.0%
    NATIONS DIRECT MORTGAGE, LLC $95,000 n/a 0.0%
    Farm Credit Mid-America, ACA $1,315,000 $90,000 -93.2% 0.0%
    FIRST OHIO HOME FINANCE, INC. $95,000 $85,000 -10.5% 0.0%
    DAS Acquisition Company, LLC $85,000 $75,000 -11.8% 0.0%
    Community Star Credit Union $65,000 n/a 0.0%
    First Federal Community Bank of Bucyrus $65,000 n/a 0.0%
    The Federal Savings Bank $620,000 $65,000 -89.5% 0.0%
    Westfield Bank, FSB $65,000 n/a 0.0%
    The Park National Bank $220,000 $55,000 -75.0% 0.0%
    CME Federal Credit Union $45,000 n/a 0.0%
    GREENSTATE CREDIT UNION $45,000 n/a 0.0%
    Peoples Bank $45,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $15,000 n/a 0.0%

    Sandusky's top lender by overall market share is Civista Bank, with 17.9% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $16,030,000 in loans. In third place, with 5.7%, is UNION HOME MORTGAGE CORP., having originated $12,100,000 in loans. In fourth place, with 4.9%, is The Huntington National Bank, having originated $10,295,000 in loans. In fifth place, with 4.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,575,000 in loans.

    Sandusky Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $167,450 (-1.5%) $258,495 (13.1%) 0.00 320
    2018-02-01 $183,800 (8.2%) $268,458 (13.5%) 0.00 318
    2018-03-01 $189,000 (11.2%) $287,193 (19.4%) 0.00 305
    2018-04-01 $197,075 (12.7%) $289,570 (18.2%) 0.00 318
    2018-05-01 $199,150 (15.5%) $283,353 (17.7%) 0.00 343
    2018-06-01 $209,900 (17.0%) $286,510 (14.5%) 0.00 356
    2018-07-01 $198,900 (7.6%) $272,996 (5.2%) 0.00 368
    2018-08-01 $203,950 (14.7%) $278,783 (9.9%) 0.00 365
    2018-09-01 $209,900 (16.7%) $285,741 (10.6%) 0.00 363
    2018-10-01 $199,450 (14.0%) $281,819 (10.2%) 0.00 342
    2018-11-01 $194,975 (14.7%) $273,243 (0.5%) 0.00 317
    2018-12-01 $195,000 (14.8%) $271,690 (6.7%) 0.00 298
    2019-01-01 $189,900 (13.4%) $264,353 (2.3%) 0.00 305
    2019-02-01 $188,950 (2.8%) $253,455 (-5.6%) 0.00 316
    2019-03-01 $189,329 (0.2%) $255,578 (-11.0%) 0.00 309
    2019-04-01 $189,900 (-3.6%) $258,074 (-10.9%) 0.00 303
    2019-05-01 $202,350 (1.6%) $254,181 (-10.3%) 0.00 312
    2019-06-01 $219,750 (4.7%) $267,999 (-6.5%) 0.00 308
    2019-07-01 $219,925 (10.6%) $267,303 (-2.1%) 0.00 312
    2019-08-01 $215,482 (5.7%) $267,819 (-3.9%) 0.00 309
    2019-09-01 $216,280 (3.0%) $273,292 (-4.4%) 0.00 303
    2019-10-01 $218,175 (9.4%) $276,837 (-1.8%) 0.00 299
    2019-11-01 $219,450 (12.6%) $270,768 (-0.9%) 0.00 287
    2019-12-01 $209,900 (7.6%) $267,474 (-1.6%) 0.00 277
    2020-01-01 $219,900 (15.8%) $272,702 (3.2%) 0.00 257
    2020-02-01 $214,500 (13.5%) $270,628 (6.8%) 0.00 236
    2020-03-01 $243,725 (28.7%) $291,680 (14.1%) 0.00 221
    2020-04-01 $259,900 (36.9%) $308,990 (19.7%) 0.00 216
    2020-05-01 $252,400 (24.7%) $308,556 (21.4%) 0.00 196
    2020-06-01 $244,925 (11.5%) $304,979 (13.8%) 0.00 180
    2020-07-01 $259,075 (17.8%) $319,643 (19.6%) 0.00 170
    2020-08-01 $269,000 (24.8%) $329,479 (23.0%) 0.00 161
    2020-09-01 $243,675 (12.7%) $295,930 (8.3%) 0.00 172
    2020-10-01 $234,950 (7.7%) $301,306 (8.8%) 0.00 179
    2020-11-01 $229,500 (4.6%) $305,408 (12.8%) 0.00 155
    2020-12-01 $240,650 (14.7%) $297,216 (11.1%) 0.00 142
    2021-01-01 $247,900 (12.7%) $308,376 (13.1%) 0.00 133
    2021-02-01 $246,175 (14.8%) $332,134 (22.7%) 0.00 110
    2021-03-01 $257,450 (5.6%) $397,783 (36.4%) 0.00 94
    2021-04-01 $274,200 (5.5%) $415,459 (34.5%) 0.00 94
    2021-05-01 $249,900 (-1.0%) $372,802 (20.8%) 0.00 96
    2021-06-01 $231,150 (-5.6%) $361,156 (18.4%) 0.00 103
    2021-07-01 $224,900 (-13.2%) $331,314 (3.7%) 0.00 120
    2021-08-01 $256,175 (-4.8%) $357,842 (8.6%) 0.00 111
    2021-09-01 $247,450 (1.6%) $372,833 (26.0%) 0.00 108
    2021-10-01 $214,900 (-8.5%) $351,277 (16.6%) 0.00 122
    2021-11-01 $244,500 (6.5%) $374,951 (22.8%) 0.00 132
    2021-12-01 $233,700 (-2.9%) $383,799 (29.1%) 0.00 107
    2022-01-01 $250,000 (0.9%) $396,951 (28.7%) 0.00 73
    2022-02-01 $258,500 (5.0%) $386,255 (16.3%) 0.00 68
    2022-03-01 $280,950 (9.1%) $448,405 (12.7%) 0.00 65
    2022-04-01 $262,400 (-4.3%) $416,894 (0.4%) 0.00 81
    2022-05-01 $258,750 (3.5%) $392,922 (5.4%) 0.00 81
    2022-06-01 $269,175 (16.5%) $364,134 (0.8%) 0.00 86
    2022-07-01 $244,450 (8.7%) $332,720 (0.4%) 0.00 104
    2022-08-01 $218,700 (-14.6%) $328,671 (-8.2%) 0.00 104
    2022-09-01 $239,250 (-3.3%) $346,265 (-7.1%) 0.00 101
    2022-10-01 $229,000 (6.6%) $334,848 (-4.7%) 0.00 116
    2022-11-01 $230,450 (-5.8%) $333,142 (-11.2%) 0.00 110
    2022-12-01 $249,900 (6.9%) $362,884 (-5.5%) 0.00 95
    2023-01-01 $249,900 (0.0%) $372,278 (-6.2%) 0.00 89
    2023-02-01 $264,900 (2.5%) $415,486 (7.6%) 0.00 74
    2023-03-01 $273,450 (-2.7%) $409,720 (-8.6%) 0.00 84
    2023-04-01 $249,839 (-4.8%) $368,456 (-11.6%) 0.00 93
    2023-05-01 $257,450 (-0.5%) $368,962 (-6.1%) 0.00 99
    2023-06-01 $334,900 (24.4%) $432,215 (18.7%) 0.00 107
    2023-07-01 $340,000 (39.1%) $441,031 (32.6%) 0.00 101
    2023-08-01 $314,950 (44.0%) $418,541 (27.3%) 0.00 112
    2023-09-01 $319,900 (33.7%) $393,497 (13.6%) 0.00 125
    2023-10-01 $333,700 (45.7%) $439,330 (31.2%) 0.00 120
    2023-11-01 $325,000 (41.0%) $433,970 (30.3%) 0.00 117
    2023-12-01 $334,450 (33.8%) $476,241 (31.2%) 0.00 118
    2024-01-01 $344,750 (38.0%) $495,549 (33.1%) 0.00 111
    2024-02-01 $349,800 (32.1%) $509,992 (22.8%) 0.00 95
    2024-03-01 $340,000 (24.3%) $482,426 (17.8%) 0.00 108
    2024-04-01 $341,250 (36.6%) $498,625 (35.3%) 0.00 111
    2024-05-01 $370,725 (44.0%) $547,373 (48.4%) 0.00 114
    2024-06-01 $369,000 (10.2%) $567,457 (31.3%) 0.00 128
    2024-07-01 $349,950 (2.9%) $554,547 (25.7%) 0.00 148
    2024-08-01 $337,950 (7.3%) $528,636 (26.3%) 0.00 146
    2024-09-01 $274,700 (-14.1%) $431,886 (9.8%) 0.00 125
    2024-10-01 $289,250 (-13.3%) $439,750 (0.1%) 0.00 143
    Sandusky's median listing price for 2024-10-01 was $289,250, a difference of $-44,450 (-13.3%) versus the prior year and $14,550 versus the prior month.

    Sandusky's median listing price comes in at 0% of the national average.

    Sandusky's average listing price for 2024-10-01 was $439,750, a difference of $420 (0.1%) versus the prior year and $7,864 versus the prior month.

    For the 2024-10-01 period, Sandusky had 143 MLS listings, a difference of 18 listings (14%) versus the prior month and 23 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,680 sqft
    2018-02-01 0 days 1,698 sqft
    2018-03-01 0 days 1,700 sqft
    2018-04-01 0 days 1,701 sqft
    2018-05-01 0 days 1,693 sqft
    2018-06-01 0 days 1,756 sqft
    2018-07-01 0 days 1,800 sqft
    2018-08-01 0 days 1,800 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,848 sqft
    2018-11-01 0 days 1,815 sqft
    2018-12-01 0 days 1,816 sqft
    2019-01-01 0 days 1,765 sqft
    2019-02-01 0 days 1,704 sqft
    2019-03-01 0 days 1,719 sqft
    2019-04-01 0 days 1,737 sqft
    2019-05-01 0 days 1,699 sqft
    2019-06-01 0 days 1,726 sqft
    2019-07-01 0 days 1,739 sqft
    2019-08-01 0 days 1,773 sqft
    2019-09-01 0 days 1,826 sqft
    2019-10-01 0 days 1,851 sqft
    2019-11-01 0 days 1,851 sqft
    2019-12-01 0 days 1,895 sqft
    2020-01-01 0 days 1,907 sqft
    2020-02-01 0 days 1,788 sqft
    2020-03-01 0 days 1,854 sqft
    2020-04-01 0 days 1,851 sqft
    2020-05-01 0 days 1,814 sqft
    2020-06-01 0 days 1,800 sqft
    2020-07-01 0 days 1,773 sqft
    2020-08-01 0 days 1,854 sqft
    2020-09-01 0 days 1,771 sqft
    2020-10-01 0 days 1,766 sqft
    2020-11-01 0 days 1,742 sqft
    2020-12-01 0 days 1,769 sqft
    2021-01-01 0 days 1,664 sqft
    2021-02-01 0 days 1,595 sqft
    2021-03-01 0 days 1,704 sqft
    2021-04-01 0 days 1,813 sqft
    2021-05-01 0 days 1,760 sqft
    2021-06-01 0 days 1,678 sqft
    2021-07-01 0 days 1,692 sqft
    2021-08-01 0 days 1,784 sqft
    2021-09-01 0 days 1,831 sqft
    2021-10-01 0 days 1,724 sqft
    2021-11-01 0 days 1,832 sqft
    2021-12-01 0 days 1,768 sqft
    2022-01-01 0 days 1,724 sqft
    2022-02-01 0 days 1,886 sqft
    2022-03-01 0 days 1,831 sqft
    2022-04-01 0 days 1,704 sqft
    2022-05-01 0 days 1,702 sqft
    2022-06-01 0 days 1,780 sqft
    2022-07-01 0 days 1,680 sqft
    2022-08-01 0 days 1,702 sqft
    2022-09-01 0 days 1,850 sqft
    2022-10-01 0 days 1,705 sqft
    2022-11-01 0 days 1,598 sqft
    2022-12-01 0 days 1,650 sqft
    2023-01-01 0 days 1,735 sqft
    2023-02-01 0 days 1,690 sqft
    2023-03-01 0 days 1,621 sqft
    2023-04-01 0 days 1,577 sqft
    2023-05-01 0 days 1,611 sqft
    2023-06-01 0 days 1,754 sqft
    2023-07-01 0 days 1,695 sqft
    2023-08-01 0 days 1,690 sqft
    2023-09-01 0 days 1,759 sqft
    2023-10-01 0 days 1,715 sqft
    2023-11-01 0 days 1,723 sqft
    2023-12-01 0 days 1,784 sqft
    2024-01-01 0 days 1,849 sqft
    2024-02-01 0 days 1,804 sqft
    2024-03-01 0 days 1,772 sqft
    2024-04-01 0 days 1,828 sqft
    2024-05-01 0 days 1,842 sqft
    2024-06-01 0 days 1,909 sqft
    2024-07-01 0 days 1,916 sqft
    2024-08-01 0 days 1,960 sqft
    2024-09-01 0 days 1,784 sqft
    2024-10-01 0 days 1,836 sqft
    Sandusky's median listing age (time on market) for 2024-10-01 was 0 days.

    Sandusky's median square footage for active listings during the 2024-10-01 period was 1,836 sqft. One year prior, the average listing was 1,715 sqft.

    Sandusky, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 702 $140,500,000 $200,142
    Other 211 $19,765,000 $93,673
    Cash Out Refi 168 $25,770,000 $153,393
    Home Improvement 113 $9,645,000 $85,354
    Refi 83 $15,695,000 $189,096

    Sandusky's most frequently cited loan purpose was Home Purchase, with 702 originations. The 2nd most popular reason was Other, with 211 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 452 $81,670,000 $180,686
    7-8% 328 $61,010,000 $186,006
    Over 8% 290 $26,750,000 $92,241
    5-6% 159 $34,785,000 $218,774
    4-5% 13 $2,565,000 $197,308
    <2.5% 3 $325,000 $108,333
    3-4% 2 $110,000 $55,000

    During 2023, Sandusky's most frequently originated rate bucket was 6-7%, with 452 originations.

    Loan Sizing (Sandusky, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 482 $69,280,000 $143,734
    $100,000 or less 445 $26,465,000 $59,472
    $200k-400k 293 $79,125,000 $270,051
    $400k-600k 40 $19,070,000 $476,750
    $600k-1000k 15 $11,305,000 $753,667
    $Over $1MM 2 $6,130,000 $3,065,000

    Sandusky's loan sizing saw the bucket of loans from $100k-200k with 482 originations, totaling $69,280,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 505 $101,725,000 $201,436
    60-80% 289 $55,045,000 $190,467
    20-40% 172 $19,960,000 $116,047
    Under 20% 141 $5,415,000 $38,404
    40-60% 124 $19,530,000 $157,500
    Over 100% 14 $4,600,000 $328,571

    Sandusky's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 505 originations, totaling $101,725,000 in origination value.