Sandusky Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sandusky averaged 6.87% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 7.11% and one month ago for the week of 2024-05-02, the average rate was 7.3%.

Sandusky's average rate one year ago was 6.57%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.39%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Sandusky 30 Year Fixed Rate 2024-06-06 6.87%
Sandusky 30 Year Fixed Rate Refi 2024-06-06 7.39%
Sandusky 15 Year Fixed Rate 2024-06-06 6.09%
Sandusky 15 Year Fixed Rate Refi 2024-06-06 6.69%
Sandusky 30 Year FHA 2024-06-06 6.83%
Sandusky 30 Year FHA Refi 2024-06-06 6.69%
Sandusky 30 Year USDA 2024-06-06 6.6%
Sandusky 30 Year USDA Refi 2024-06-06 6.5%
Sandusky 30 Year VA 2024-06-06 6.29%
Sandusky 30 Year VA Refi 2024-06-06 6.59%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sandusky, OH.

Sandusky Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sandusky, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Civista Bank 123 6.45% $3,634
QUICKEN LOANS, LLC 46 7.02% $5,866
UNION HOME MORTGAGE CORP. 39 7.15% $6,651
KeyBank 23 6.62% $3,747
Fifth Third Bank 22 6.87% $4,017
CROSSCOUNTRY MORTGAGE, LLC 21 7.15% $6,739
The Huntington National Bank 17 7.04% $4,378
LOANDEPOT.COM, LLC 12 7.28% $5,830
First Federal Savings and Loan Association of Lorain 12 6.30% $4,410
UNITED WHOLESALE MORTGAGE, LLC 12 6.86% $6,561
UNION CAPITAL MORTGAGE CORPORATION 11 7.06% $7,293
Third Federal Savings and Loan Association of Cleveland 10 5.79% $3,251
The Croghan Colonial Bank 10 6.48% $3,903
U.S. Bank 10 6.66% $4,802
HOWARD HANNA FINANCIAL SERVICES, INC. 8 6.77% $4,969
YOUR HOME FINANCIAL LLC 7 6.89% $5,400
PNC Bank 7 6.96% $4,142
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.83% $5,822
First Federal Savings and Loan Association of Lakewood 6 6.12% $4,485
First National Bank of Pennsylvania 5 7.13% $4,063
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.62% $9,395
Wells Fargo Bank 4 6.38% $3,669
JPMorgan Chase Bank 4 6.91% $3,502
Nations Lending Corporation 4 7.59% $5,234
Evolve Bank & Trust 4 7.47% $4,003
Northwest Bank 3 6.29% $4,698
American Midwest Mortgage Corporation 3 6.67% $6,539
RUOFF MORTGAGE COMPANY, INC. 3 7.04% $4,333
First Federal Bank of the Midwest 3 6.42% $4,074
Discover Bank 2 6.87% $0
NEWREZ LLC 2 7.06% $6,619
NFM, INC. 2 7.31% $5,756
NORTHERN MORTGAGE SERVICES, LLC 2 6.75% $2,662
GUARANTEED RATE, INC. 2 6.31% $3,965
RELIANCE FIRST CAPITAL, LLC 2 7.13% $3,657
GUILD MORTGAGE COMPANY 2 7.19% $6,288
First National Bank of Bellevue 2 6.19% $2,960
HOMESIDE FINANCIAL, LLC 2 7.38% $7,676
The Genoa Banking Company 2 6.56% $4,222
The Old Fort Banking Company 2 7.06% $2,881
Union Savings Bank 2 6.31% $3,396
Ally Bank 2 5.94% $4,932
MYCUMORTGAGE, LLC 2 7.94% $3,719
ZILLOW HOME LOANS, LLC 1 7.13% $5,582
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $8,257
AmeriHome Mortgage Company, LLC 1 7.00% $7,376
AMERISAVE MORTGAGE CORPORATION 1 6.50% $3,112
Bank of America 1 6.38% $9,847
Charles Schwab Bank, SSB 1 6.25% $5,116
CHURCHILL MORTGAGE CORPORATION 1 6.25% $2,921
CME Federal Credit Union 1 6.50% $3,730
CMG MORTGAGE, INC. 1 5.50% $3,683
Community Star Credit Union 1 6.50% $3,261
DAS Acquisition Company, LLC 1 7.75% $5,633
Dollar Bank, Federal Savings Bank 1 6.75% $4,200
DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $6,060
EQUITY RESOURCES, INC. 1 7.38% $6,926
Farmers Bank & Trust 1 5.75% $6,635
First Federal Savings and Loan Association 1 5.75% $1,580
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $6,520
HALLMARK HOME MORTGAGE, LLC 1 7.50% $7,204
Independent Bank 1 7.63% $4,236
Ixonia Bank 1 7.25% $5,548
KELLER MORTGAGE, LLC 1 5.99% $10,705
Mechanics Bank 1 5.49% $1,770
MEMBER ONE 1 5.88% $1,981
MICHIGAN MUTUAL, INC. 1 7.50% $2,750
MORTGAGE 1 INCORPORATED 1 6.88% $4,633
MORTGAGE ACCESS CORP. 1 7.63% $6,008
Mortgage Research Center, LLC 1 5.63% $2,047
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $11,788
NAVY FEDERAL CREDIT UNION 1 9.75% $3,425
PENNYMAC LOAN SERVICES, LLC 1 6.88% $10,465
Peoples Bank 1 7.63% $3,551
ROYAL UNITED MORTGAGE LLC 1 6.88% $7,487
SUN Federal Credit Union 1 5.75% $2,346
The Commercial and Savings Bank of Millersburg Ohio 1 7.00% $3,616
The Farmers & Merchants State Bank 1 6.25% $3,048
The Merchants National Bank 1 5.95% $835
TOP FLITE FINANCIAL, INC. 1 6.63% $5,070
TRUWEST Credit Union 1 7.38% $4,157
USAA Federal Savings Bank 1 6.00% $6,046
Warsaw Federal Savings and Loan Association 1 6.73% $5,905
WRIGHT-PATT CREDIT UNION, INC. 1 7.88% $4,093
1ST SIGNATURE LENDING, LLC 1 5.25% $7,726

Sandusky Average Closing Costs & Other Stats

Sandusky, OH's 85 lenders originated 1,277 loans during 2023. The total origination value was $211,375,000, with an average loan value of $165,525.

Sandusky's average closing costs are $4,599.

The top Sandusky lender as defined by loan originations is Civista Bank, with 123 loans originated. Their average total fees are $3,634, which is $2,232 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($3,251), Civista Bank ($3,634), KeyBank ($3,747), The Croghan Colonial Bank ($3,903) and Fifth Third Bank ($4,017).

The lowest rate Sandusky lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (5.79%), First Federal Savings and Loan Association of Lorain (6.30%), Civista Bank (6.45%), The Croghan Colonial Bank (6.48%) and KeyBank (6.62%).

Sandusky, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Civista Bank $57,160,000 $37,740,000 -34.0% 17.9%
QUICKEN LOANS, LLC $21,255,000 $16,030,000 -24.6% 7.6%
UNION HOME MORTGAGE CORP. $12,595,000 $12,100,000 -3.9% 5.7%
The Huntington National Bank $21,505,000 $10,295,000 -52.1% 4.9%
CROSSCOUNTRY MORTGAGE, LLC $8,680,000 $8,575,000 -1.2% 4.1%
KeyBank $16,120,000 $8,070,000 -49.9% 3.8%
First Federal Bank of the Midwest $6,700,000 $6,930,000 3.4% 3.3%
Fifth Third Bank $9,685,000 $6,515,000 -32.7% 3.1%
Mortgage Research Center, LLC $3,775,000 $6,045,000 60.1% 2.9%
UNION CAPITAL MORTGAGE CORPORATION $540,000 $5,290,000 879.6% 2.5%
LOANDEPOT.COM, LLC $5,015,000 $4,830,000 -3.7% 2.3%
PNC Bank $11,705,000 $4,770,000 -59.2% 2.3%
U.S. Bank $3,590,000 $4,280,000 19.2% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $14,025,000 $4,040,000 -71.2% 1.9%
First Federal Savings and Loan Association of Lorain $9,410,000 $3,825,000 -59.4% 1.8%
Third Federal Savings and Loan Association of Cleveland $6,675,000 $3,195,000 -52.1% 1.5%
MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $2,835,000 646.1% 1.3%
NAVY FEDERAL CREDIT UNION $980,000 $2,575,000 162.8% 1.2%
YOUR HOME FINANCIAL LLC $4,160,000 $2,500,000 -39.9% 1.2%
First Federal Bank of Ohio $1,975,000 $2,120,000 7.3% 1.0%
PENNYMAC LOAN SERVICES, LLC $2,085,000 $1,670,000 -19.9% 0.8%
First Federal Savings and Loan Association of Lakewood $7,145,000 $1,640,000 -77.0% 0.8%
Wells Fargo Bank $3,255,000 $1,635,000 -49.8% 0.8%
HOWARD HANNA FINANCIAL SERVICES, INC. $1,300,000 $1,590,000 22.3% 0.8%
The Croghan Colonial Bank $2,040,000 $1,560,000 -23.5% 0.7%
Citizens Bank $3,010,000 $1,505,000 -50.0% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,470,000 $1,475,000 -40.3% 0.7%
Nations Lending Corporation $1,280,000 $1,460,000 14.1% 0.7%
Northwest Bank $5,260,000 $1,455,000 -72.3% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,975,000 $1,420,000 -28.1% 0.7%
JPMorgan Chase Bank $3,485,000 $1,325,000 -62.0% 0.6%
1ST SIGNATURE LENDING, LLC $1,310,000 n/a 0.6%
FREEDOM MORTGAGE CORPORATION $1,685,000 $1,235,000 -26.7% 0.6%
LIMA ONE CAPITAL, LLC $1,195,000 $1,200,000 0.4% 0.6%
Buckeye Community Bank $1,190,000 n/a 0.6%
The Genoa Banking Company $1,310,000 $1,190,000 -9.2% 0.6%
PLAZA HOME MORTGAGE, INC. $1,095,000 n/a 0.5%
AG Credit, Agricultural Credit Association $1,940,000 $970,000 -50.0% 0.5%
MYCUMORTGAGE, LLC $690,000 $955,000 38.4% 0.5%
RUOFF MORTGAGE COMPANY, INC. $2,020,000 $940,000 -53.5% 0.4%
First National Bank of Bellevue $2,350,000 $930,000 -60.4% 0.4%
Evolve Bank & Trust $2,080,000 $910,000 -56.3% 0.4%
First National Bank of Pennsylvania $1,845,000 $860,000 -53.4% 0.4%
Union Savings Bank $250,000 $860,000 244.0% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,480,000 $850,000 -42.6% 0.4%
GUARANTEED RATE, INC. $865,000 $810,000 -6.4% 0.4%
Charles Schwab Bank, SSB $765,000 n/a 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $750,000 455.6% 0.4%
NEWREZ LLC $1,255,000 $700,000 -44.2% 0.3%
VILLAGE CAPITAL MORTGAGE $645,000 n/a 0.3%
USAA Federal Savings Bank $1,120,000 $630,000 -43.8% 0.3%
Dollar Bank, Federal Savings Bank $2,260,000 $610,000 -73.0% 0.3%
American Midwest Mortgage Corporation $460,000 $605,000 31.5% 0.3%
Discover Bank $55,000 $595,000 981.8% 0.3%
The Farmers National Bank of Canfield $505,000 $560,000 10.9% 0.3%
LIBERTY HOME MORTGAGE CORPORATION $505,000 $550,000 8.9% 0.3%
KELLER MORTGAGE, LLC $380,000 $530,000 39.5% 0.3%
MID AMERICA MORTGAGE, INC. $2,285,000 $525,000 -77.0% 0.2%
First Commonwealth Bank $740,000 $515,000 -30.4% 0.2%
HOMESIDE FINANCIAL, LLC $2,205,000 $495,000 -77.6% 0.2%
NFM, INC. $650,000 $485,000 -25.4% 0.2%
Farmers Bank & Trust $475,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $385,000 $475,000 23.4% 0.2%
Carrington Mortgage Services, LLC $500,000 $425,000 -15.0% 0.2%
NORTHERN MORTGAGE SERVICES, LLC $75,000 $425,000 466.7% 0.2%
MEMBER ONE $395,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $390,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $385,000 n/a 0.2%
HALLMARK HOME MORTGAGE, LLC $375,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,025,000 $365,000 -64.4% 0.2%
TOP FLITE FINANCIAL, INC. $360,000 n/a 0.2%
GUILD MORTGAGE COMPANY $125,000 $330,000 164.0% 0.2%
Ally Bank $310,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $225,000 $305,000 35.6% 0.1%
The Farmers Savings Bank $305,000 n/a 0.1%
WesBanco $285,000 $305,000 7.0% 0.1%
Heartland Bank $280,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $470,000 $275,000 -41.5% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $260,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $145,000 $260,000 79.3% 0.1%
First Financial Bank $950,000 $255,000 -73.2% 0.1%
Independent Bank $255,000 n/a 0.1%
Fremont Federal Credit Union $895,000 $250,000 -72.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $570,000 $240,000 -57.9% 0.1%
EQUITY RESOURCES, INC. $235,000 n/a 0.1%
S&T Bank $1,725,000 $235,000 -86.4% 0.1%
MORTGAGE ACCESS CORP. $225,000 n/a 0.1%
Figure Lending LLC $175,000 $215,000 22.9% 0.1%
The Farmers & Merchants State Bank $470,000 $215,000 -54.3% 0.1%
Bank of America $1,145,000 $205,000 -82.1% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $205,000 n/a 0.1%
First Federal Savings and Loan Association $205,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $205,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $75,000 $200,000 166.7% 0.1%
TRUWEST Credit Union $195,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $170,000 $185,000 8.8% 0.1%
SUN Federal Credit Union $145,000 $185,000 27.6% 0.1%
The Merchants National Bank $185,000 n/a 0.1%
KEMBA FINANCIAL $580,000 $180,000 -69.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $55,000 $180,000 227.3% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $305,000 $180,000 -41.0% 0.1%
First Federal Bank $175,000 n/a 0.1%
Residential Mortgage Solutions, Inc. $175,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $155,000 $165,000 6.5% 0.1%
Coastal Community Bank $165,000 n/a 0.1%
The Old Fort Banking Company $365,000 $160,000 -56.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 n/a 0.1%
CMG MORTGAGE, INC. $155,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 $155,000 -27.9% 0.1%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.1%
The Commercial and Savings Bank of Millersburg Ohio $155,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $75,000 $155,000 106.7% 0.1%
ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.1%
Ixonia Bank $135,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $150,000 $135,000 -10.0% 0.1%
Bank of Magnolia Company $125,000 n/a 0.1%
CENTURY $550,000 $125,000 -77.3% 0.1%
Flagstar Bank, FSB $1,705,000 $125,000 -92.7% 0.1%
MORTGAGE 1 INCORPORATED $125,000 n/a 0.1%
OCMBC, INC. $115,000 n/a 0.1%
Warsaw Federal Savings and Loan Association $115,000 n/a 0.1%
21ST MORTGAGE CORPORATION $175,000 $110,000 -37.1% 0.1%
Directions Credit Union, Inc. $355,000 $105,000 -70.4% 0.0%
SPRING EQ, LLC $115,000 $100,000 -13.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $85,000 $95,000 11.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $85,000 $95,000 11.8% 0.0%
Mechanics Bank $95,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $95,000 n/a 0.0%
Farm Credit Mid-America, ACA $1,315,000 $90,000 -93.2% 0.0%
FIRST OHIO HOME FINANCE, INC. $95,000 $85,000 -10.5% 0.0%
DAS Acquisition Company, LLC $85,000 $75,000 -11.8% 0.0%
Community Star Credit Union $65,000 n/a 0.0%
First Federal Community Bank of Bucyrus $65,000 n/a 0.0%
The Federal Savings Bank $620,000 $65,000 -89.5% 0.0%
Westfield Bank, FSB $65,000 n/a 0.0%
The Park National Bank $220,000 $55,000 -75.0% 0.0%
CME Federal Credit Union $45,000 n/a 0.0%
GREENSTATE CREDIT UNION $45,000 n/a 0.0%
Peoples Bank $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $15,000 n/a 0.0%

Sandusky's top lender by overall market share is Civista Bank, with 17.9% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $16,030,000 in loans. In third place, with 5.7%, is UNION HOME MORTGAGE CORP., having originated $12,100,000 in loans. In fourth place, with 4.9%, is The Huntington National Bank, having originated $10,295,000 in loans. In fifth place, with 4.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,575,000 in loans.


Sandusky Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $167,450 (-1.5%) $258,495 (13.1%) 0.00 320
2018-02-01 $183,800 (8.2%) $268,458 (13.5%) 0.00 318
2018-03-01 $189,000 (11.2%) $287,193 (19.4%) 0.00 305
2018-04-01 $197,075 (12.7%) $289,570 (18.2%) 0.00 318
2018-05-01 $199,150 (15.5%) $283,353 (17.7%) 0.00 343
2018-06-01 $209,900 (17.0%) $286,510 (14.5%) 0.00 356
2018-07-01 $198,900 (7.6%) $272,996 (5.2%) 0.00 368
2018-08-01 $203,950 (14.7%) $278,783 (9.9%) 0.00 365
2018-09-01 $209,900 (16.7%) $285,741 (10.6%) 0.00 363
2018-10-01 $199,450 (14.0%) $281,819 (10.2%) 0.00 342
2018-11-01 $194,975 (14.7%) $273,243 (0.5%) 0.00 317
2018-12-01 $195,000 (14.8%) $271,690 (6.7%) 0.00 298
2019-01-01 $189,900 (13.4%) $264,353 (2.3%) 0.00 305
2019-02-01 $188,950 (2.8%) $253,455 (-5.6%) 0.00 316
2019-03-01 $189,329 (0.2%) $255,578 (-11.0%) 0.00 309
2019-04-01 $189,900 (-3.6%) $258,074 (-10.9%) 0.00 303
2019-05-01 $202,350 (1.6%) $254,181 (-10.3%) 0.00 312
2019-06-01 $219,750 (4.7%) $267,999 (-6.5%) 0.00 308
2019-07-01 $219,925 (10.6%) $267,303 (-2.1%) 0.00 312
2019-08-01 $215,482 (5.7%) $267,819 (-3.9%) 0.00 309
2019-09-01 $216,280 (3.0%) $273,292 (-4.4%) 0.00 303
2019-10-01 $218,175 (9.4%) $276,837 (-1.8%) 0.00 299
2019-11-01 $219,450 (12.6%) $270,768 (-0.9%) 0.00 287
2019-12-01 $209,900 (7.6%) $267,474 (-1.6%) 0.00 277
2020-01-01 $219,900 (15.8%) $272,702 (3.2%) 0.00 257
2020-02-01 $214,500 (13.5%) $270,628 (6.8%) 0.00 236
2020-03-01 $243,725 (28.7%) $291,680 (14.1%) 0.00 221
2020-04-01 $259,900 (36.9%) $308,990 (19.7%) 0.00 216
2020-05-01 $252,400 (24.7%) $308,556 (21.4%) 0.00 196
2020-06-01 $244,925 (11.5%) $304,979 (13.8%) 0.00 180
2020-07-01 $259,075 (17.8%) $319,643 (19.6%) 0.00 170
2020-08-01 $269,000 (24.8%) $329,479 (23.0%) 0.00 161
2020-09-01 $243,675 (12.7%) $295,930 (8.3%) 0.00 172
2020-10-01 $234,950 (7.7%) $301,306 (8.8%) 0.00 179
2020-11-01 $229,500 (4.6%) $305,408 (12.8%) 0.00 155
2020-12-01 $240,650 (14.7%) $297,216 (11.1%) 0.00 142
2021-01-01 $247,900 (12.7%) $308,376 (13.1%) 0.00 133
2021-02-01 $246,175 (14.8%) $332,134 (22.7%) 0.00 110
2021-03-01 $257,450 (5.6%) $397,783 (36.4%) 0.00 94
2021-04-01 $274,200 (5.5%) $415,459 (34.5%) 0.00 94
2021-05-01 $249,900 (-1.0%) $372,802 (20.8%) 0.00 96
2021-06-01 $231,150 (-5.6%) $361,156 (18.4%) 0.00 103
2021-07-01 $224,900 (-13.2%) $331,314 (3.7%) 0.00 120
2021-08-01 $256,175 (-4.8%) $357,842 (8.6%) 0.00 111
2021-09-01 $247,450 (1.6%) $372,833 (26.0%) 0.00 108
2021-10-01 $214,900 (-8.5%) $351,277 (16.6%) 0.00 122
2021-11-01 $244,500 (6.5%) $374,951 (22.8%) 0.00 132
2021-12-01 $233,700 (-2.9%) $383,799 (29.1%) 0.00 107
2022-01-01 $250,000 (0.9%) $396,951 (28.7%) 0.00 73
2022-02-01 $258,500 (5.0%) $386,255 (16.3%) 0.00 68
2022-03-01 $280,950 (9.1%) $448,405 (12.7%) 0.00 65
2022-04-01 $262,400 (-4.3%) $416,894 (0.4%) 0.00 81
2022-05-01 $258,750 (3.5%) $392,922 (5.4%) 0.00 81
2022-06-01 $269,175 (16.5%) $364,134 (0.8%) 0.00 86
2022-07-01 $244,450 (8.7%) $332,720 (0.4%) 0.00 104
2022-08-01 $218,700 (-14.6%) $328,671 (-8.2%) 0.00 104
2022-09-01 $239,250 (-3.3%) $346,265 (-7.1%) 0.00 101
2022-10-01 $229,000 (6.6%) $334,848 (-4.7%) 0.00 116
2022-11-01 $230,450 (-5.8%) $333,142 (-11.2%) 0.00 110
2022-12-01 $249,900 (6.9%) $362,884 (-5.5%) 0.00 95
2023-01-01 $249,900 (0.0%) $372,278 (-6.2%) 0.00 89
2023-02-01 $264,900 (2.5%) $415,486 (7.6%) 0.00 74
2023-03-01 $273,450 (-2.7%) $409,720 (-8.6%) 0.00 84
2023-04-01 $249,839 (-4.8%) $368,456 (-11.6%) 0.00 93
2023-05-01 $257,450 (-0.5%) $368,962 (-6.1%) 0.00 99
2023-06-01 $334,900 (24.4%) $432,215 (18.7%) 0.00 107
2023-07-01 $340,000 (39.1%) $441,031 (32.6%) 0.00 101
2023-08-01 $314,950 (44.0%) $418,541 (27.3%) 0.00 112
2023-09-01 $319,900 (33.7%) $393,497 (13.6%) 0.00 125
2023-10-01 $333,700 (45.7%) $439,330 (31.2%) 0.00 120
2023-11-01 $325,000 (41.0%) $433,970 (30.3%) 0.00 117
2023-12-01 $334,450 (33.8%) $476,241 (31.2%) 0.00 118
2024-01-01 $344,750 (38.0%) $495,549 (33.1%) 0.00 111
2024-02-01 $349,800 (32.1%) $509,992 (22.8%) 0.00 95
2024-03-01 $340,000 (24.3%) $482,426 (17.8%) 0.00 108
2024-04-01 $341,250 (36.6%) $498,625 (35.3%) 0.00 111
2024-05-01 $370,725 (44.0%) $547,373 (48.4%) 0.00 114
Sandusky's median listing price for 2024-05-01 was $370,725, a difference of $113,275 (44.0%) versus the prior year and $29,475 versus the prior month.

Sandusky's median listing price comes in at 0% of the national average.

Sandusky's average listing price for 2024-05-01 was $547,373, a difference of $178,411 (48.4%) versus the prior year and $48,748 versus the prior month.

For the 2024-05-01 period, Sandusky had 114 MLS listings, a difference of 3 listings (3%) versus the prior month and 15 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Sandusky (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,680 sqft
2018-02-01 0 days 1,698 sqft
2018-03-01 0 days 1,700 sqft
2018-04-01 0 days 1,701 sqft
2018-05-01 0 days 1,693 sqft
2018-06-01 0 days 1,756 sqft
2018-07-01 0 days 1,800 sqft
2018-08-01 0 days 1,800 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,848 sqft
2018-11-01 0 days 1,815 sqft
2018-12-01 0 days 1,816 sqft
2019-01-01 0 days 1,765 sqft
2019-02-01 0 days 1,704 sqft
2019-03-01 0 days 1,719 sqft
2019-04-01 0 days 1,737 sqft
2019-05-01 0 days 1,699 sqft
2019-06-01 0 days 1,726 sqft
2019-07-01 0 days 1,739 sqft
2019-08-01 0 days 1,773 sqft
2019-09-01 0 days 1,826 sqft
2019-10-01 0 days 1,851 sqft
2019-11-01 0 days 1,851 sqft
2019-12-01 0 days 1,895 sqft
2020-01-01 0 days 1,907 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,854 sqft
2020-04-01 0 days 1,851 sqft
2020-05-01 0 days 1,814 sqft
2020-06-01 0 days 1,800 sqft
2020-07-01 0 days 1,773 sqft
2020-08-01 0 days 1,854 sqft
2020-09-01 0 days 1,771 sqft
2020-10-01 0 days 1,766 sqft
2020-11-01 0 days 1,742 sqft
2020-12-01 0 days 1,769 sqft
2021-01-01 0 days 1,664 sqft
2021-02-01 0 days 1,595 sqft
2021-03-01 0 days 1,704 sqft
2021-04-01 0 days 1,813 sqft
2021-05-01 0 days 1,760 sqft
2021-06-01 0 days 1,678 sqft
2021-07-01 0 days 1,692 sqft
2021-08-01 0 days 1,784 sqft
2021-09-01 0 days 1,831 sqft
2021-10-01 0 days 1,724 sqft
2021-11-01 0 days 1,832 sqft
2021-12-01 0 days 1,768 sqft
2022-01-01 0 days 1,724 sqft
2022-02-01 0 days 1,886 sqft
2022-03-01 0 days 1,831 sqft
2022-04-01 0 days 1,704 sqft
2022-05-01 0 days 1,702 sqft
2022-06-01 0 days 1,780 sqft
2022-07-01 0 days 1,680 sqft
2022-08-01 0 days 1,702 sqft
2022-09-01 0 days 1,850 sqft
2022-10-01 0 days 1,705 sqft
2022-11-01 0 days 1,598 sqft
2022-12-01 0 days 1,650 sqft
2023-01-01 0 days 1,735 sqft
2023-02-01 0 days 1,690 sqft
2023-03-01 0 days 1,621 sqft
2023-04-01 0 days 1,577 sqft
2023-05-01 0 days 1,611 sqft
2023-06-01 0 days 1,754 sqft
2023-07-01 0 days 1,695 sqft
2023-08-01 0 days 1,690 sqft
2023-09-01 0 days 1,759 sqft
2023-10-01 0 days 1,715 sqft
2023-11-01 0 days 1,723 sqft
2023-12-01 0 days 1,784 sqft
2024-01-01 0 days 1,849 sqft
2024-02-01 0 days 1,804 sqft
2024-03-01 0 days 1,772 sqft
2024-04-01 0 days 1,828 sqft
2024-05-01 0 days 1,842 sqft
Sandusky's median listing age (time on market) for 2024-05-01 was 0 days.

Sandusky's median square footage for active listings during the 2024-05-01 period was 1,842 sqft. One year prior, the average listing was 1,611 sqft.

Sandusky, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 702 $140,500,000 $200,142
Other 211 $19,765,000 $93,673
Cash Out Refi 168 $25,770,000 $153,393
Home Improvement 113 $9,645,000 $85,354
Refi 83 $15,695,000 $189,096

Sandusky's most frequently cited loan purpose was Home Purchase, with 702 originations. The 2nd most popular reason was Other, with 211 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 452 $81,670,000 $180,686
7-8% 328 $61,010,000 $186,006
Over 8% 290 $26,750,000 $92,241
5-6% 159 $34,785,000 $218,774
4-5% 13 $2,565,000 $197,308
<2.5% 3 $325,000 $108,333
3-4% 2 $110,000 $55,000

During 2023, Sandusky's most frequently originated rate bucket was 6-7%, with 452 originations.

Loan Sizing (Sandusky, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 482 $69,280,000 $143,734
$100,000 or less 445 $26,465,000 $59,472
$200k-400k 293 $79,125,000 $270,051
$400k-600k 40 $19,070,000 $476,750
$600k-1000k 15 $11,305,000 $753,667
$Over $1MM 2 $6,130,000 $3,065,000

Sandusky's loan sizing saw the bucket of loans from $100k-200k with 482 originations, totaling $69,280,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 505 $101,725,000 $201,436
60-80% 289 $55,045,000 $190,467
20-40% 172 $19,960,000 $116,047
Under 20% 141 $5,415,000 $38,404
40-60% 124 $19,530,000 $157,500
Over 100% 14 $4,600,000 $328,571

Sandusky's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 505 originations, totaling $101,725,000 in origination value.