Tiffin VA Loan Rates, Closing Costs & Stats
Tiffin, OH
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Tiffin's 17 lenders originated 51 VA loans during 2024. The total origination value was $10,545,000, with an average VA loan value of $206,765.
Tiffin VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Tiffin
averaged
6.5%
for the week of 2025-04-04, compared to the national average (all VA variants) of
6.06% for the same period.
Tiffin's average VA mortgage closing costs are $4,761.
The average rate for the prior week (2025-03-28) was
6.52% and
one month ago for the week of 2025-02-28, the
average rate was 6.69%.
The average rate one year ago was 6.7%.
For refis of the same type during the week of 2025-04-04, the average rate
was 5.96%.
Tiffin VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tiffin level.
Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 15 | 6.47% | $4,162 |
LOANDEPOT.COM, LLC | 10 | 6.41% | $5,245 |
QUICKEN LOANS, LLC | 6 | 6.41% | $7,274 |
VILLAGE CAPITAL MORTGAGE | 2 | 5.25% | $7,887 |
NEW DAY FINANCIAL, LLC | 2 | 7.75% | $10,280 |
Fifth Third Bank | 1 | 6.50% | $2,685 |
MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 5.75% | $5,241 |
NAVY FEDERAL CREDIT UNION | 1 | 5.38% | $5,715 |
AMERISAVE MORTGAGE CORPORATION | 1 | 5.88% | $9,873 |
PENNYMAC LOAN SERVICES, LLC | 1 | 5.25% | $4,531 |
PLANET HOME LENDING, LLC | 1 | 5.99% | $4,058 |
PLAZA HOME MORTGAGE, INC. | 1 | 5.88% | $12,544 |
Equity Prime Mortgage LLC | 1 | 6.88% | $11,035 |
UNION HOME MORTGAGE CORP. | 1 | 6.50% | $7,967 |
UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.50% | $3,459 |
USAA Federal Savings Bank | 1 | 7.25% | $2,540 |
FREEDOM MORTGAGE CORPORATION | 1 | 6.63% | $1,600 |
The top Tiffin VA lender as defined by loan originations is Mortgage Research Center, LLC, with
15 VA loans originated. Their average total fees are
$4,162, which is $1,082
lower than the next largest lender,
LOANDEPOT.COM, LLC.
The lowest fee Tiffin VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,162), LOANDEPOT.COM, LLC ($5,245), .
The lowest rate Tiffin VA lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (6.41%), Mortgage Research Center, LLC (6.47%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Tiffin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $79,900 (0.0%) | $111,762 (20.5%) | 0.00 | 109 |
2018-02-01 | $79,450 (6.0%) | $110,491 (20.7%) | 0.00 | 103 |
2018-03-01 | $80,250 (1.1%) | $116,981 (18.8%) | 0.00 | 87 |
2018-04-01 | $84,225 (2.7%) | $121,346 (16.1%) | 0.00 | 80 |
2018-05-01 | $84,900 (6.3%) | $109,900 (5.3%) | 0.00 | 75 |
2018-06-01 | $83,500 (-7.1%) | $168,305 (52.3%) | 0.00 | 82 |
2018-07-01 | $98,800 (6.7%) | $182,220 (52.5%) | 0.00 | 87 |
2018-08-01 | $104,900 (9.9%) | $178,024 (48.8%) | 0.00 | 105 |
2018-09-01 | $95,000 (6.2%) | $173,603 (52.3%) | 0.00 | 106 |
2018-10-01 | $82,400 (3.1%) | $180,497 (59.3%) | 0.00 | 107 |
2018-11-01 | $91,375 (13.6%) | $197,881 (73.1%) | 0.00 | 97 |
2018-12-01 | $95,000 (10.5%) | $192,077 (67.1%) | 0.00 | 96 |
2019-01-01 | $95,900 (20.0%) | $208,468 (86.5%) | 0.00 | 88 |
2019-02-01 | $109,475 (37.8%) | $215,152 (94.7%) | 0.00 | 75 |
2019-03-01 | $103,671 (29.2%) | $213,551 (82.6%) | 0.00 | 68 |
2019-04-01 | $89,900 (6.7%) | $204,730 (68.7%) | 0.00 | 64 |
2019-05-01 | $89,900 (5.9%) | $196,913 (79.2%) | 0.00 | 70 |
2019-06-01 | $94,500 (13.2%) | $197,201 (17.2%) | 0.00 | 77 |
2019-07-01 | $87,450 (-11.5%) | $134,233 (-26.3%) | 0.00 | 82 |
2019-08-01 | $89,900 (-14.3%) | $135,939 (-23.6%) | 0.00 | 87 |
2019-09-01 | $89,900 (-5.4%) | $132,405 (-23.7%) | 0.00 | 87 |
2019-10-01 | $96,450 (17.1%) | $132,594 (-26.5%) | 0.00 | 91 |
2019-11-01 | $108,000 (18.2%) | $136,151 (-31.2%) | 0.00 | 102 |
2019-12-01 | $98,950 (4.2%) | $134,447 (-30.0%) | 0.00 | 92 |
2020-01-01 | $94,900 (-1.0%) | $138,966 (-33.3%) | 0.00 | 91 |
2020-02-01 | $99,550 (-9.1%) | $136,380 (-36.6%) | 0.00 | 78 |
2020-03-01 | $84,750 (-18.3%) | $128,582 (-39.8%) | 0.00 | 73 |
2020-04-01 | $86,675 (-3.6%) | $126,734 (-38.1%) | 0.00 | 68 |
2020-05-01 | $75,950 (-15.5%) | $118,917 (-39.6%) | 0.00 | 55 |
2020-06-01 | $82,200 (-13.0%) | $159,491 (-19.1%) | 0.00 | 44 |
2020-07-01 | $81,825 (-6.4%) | $157,435 (17.3%) | 0.00 | 48 |
2020-08-01 | $98,700 (9.8%) | $173,321 (27.5%) | 0.00 | 47 |
2020-09-01 | $97,975 (9.0%) | $162,677 (22.9%) | 0.00 | 51 |
2020-10-01 | $117,850 (22.2%) | $182,011 (37.3%) | 0.00 | 51 |
2020-11-01 | $128,700 (19.2%) | $202,731 (48.9%) | 0.00 | 52 |
2020-12-01 | $121,925 (23.2%) | $194,051 (44.3%) | 0.00 | 50 |
2021-01-01 | $119,900 (26.3%) | $182,408 (31.3%) | 0.00 | 45 |
2021-02-01 | $111,225 (11.7%) | $189,688 (39.1%) | 0.00 | 28 |
2021-03-01 | $112,063 (32.2%) | $223,993 (74.2%) | 0.00 | 18 |
2021-04-01 | $126,988 (46.5%) | $219,252 (73.0%) | 0.00 | 21 |
2021-05-01 | $129,950 (71.1%) | $231,303 (94.5%) | 0.00 | 21 |
2021-06-01 | $132,763 (61.5%) | $214,502 (34.5%) | 0.00 | 31 |
2021-07-01 | $130,000 (58.9%) | $173,346 (10.1%) | 0.00 | 42 |
2021-08-01 | $125,925 (27.6%) | $164,084 (-5.3%) | 0.00 | 52 |
2021-09-01 | $134,975 (37.8%) | $174,673 (7.4%) | 0.00 | 58 |
2021-10-01 | $134,900 (14.5%) | $162,865 (-10.5%) | 0.00 | 54 |
2021-11-01 | $129,900 (0.9%) | $155,908 (-23.1%) | 0.00 | 52 |
2021-12-01 | $127,900 (4.9%) | $159,381 (-17.9%) | 0.00 | 48 |
2022-01-01 | $124,977 (4.2%) | $152,797 (-16.2%) | 0.00 | 32 |
2022-02-01 | $122,164 (9.8%) | $161,416 (-14.9%) | 0.00 | 34 |
2022-03-01 | $133,675 (19.3%) | $166,557 (-25.6%) | 0.00 | 37 |
2022-04-01 | $134,900 (6.2%) | $174,319 (-20.5%) | 0.00 | 42 |
2022-05-01 | $143,725 (10.6%) | $152,296 (-34.2%) | 0.00 | 45 |
2022-06-01 | $153,150 (15.4%) | $163,176 (-23.9%) | 0.00 | 63 |
2022-07-01 | $149,900 (15.3%) | $176,141 (1.6%) | 0.00 | 63 |
2022-08-01 | $144,975 (15.1%) | $174,657 (6.4%) | 0.00 | 72 |
2022-09-01 | $141,150 (4.6%) | $157,978 (-9.6%) | 0.00 | 62 |
2022-10-01 | $149,900 (11.1%) | $156,326 (-4.0%) | 0.00 | 62 |
2022-11-01 | $158,375 (21.9%) | $159,399 (2.2%) | 0.00 | 55 |
2022-12-01 | $147,000 (14.9%) | $147,345 (-7.6%) | 0.00 | 53 |
2023-01-01 | $133,325 (6.7%) | $137,341 (-10.1%) | 0.00 | 41 |
2023-02-01 | $143,500 (17.5%) | $143,630 (-11.0%) | 0.00 | 28 |
2023-03-01 | $141,950 (6.2%) | $161,485 (-3.1%) | 0.00 | 34 |
2023-04-01 | $140,000 (3.8%) | $170,338 (-2.3%) | 0.00 | 36 |
2023-05-01 | $144,250 (0.4%) | $172,123 (13.0%) | 0.00 | 35 |
2023-06-01 | $157,450 (2.8%) | $177,257 (8.6%) | 0.00 | 36 |
2023-07-01 | $178,500 (19.1%) | $226,236 (28.4%) | 0.00 | 37 |
2023-08-01 | $187,425 (29.3%) | $231,201 (32.4%) | 0.00 | 44 |
2023-09-01 | $189,900 (34.5%) | $233,358 (47.7%) | 0.00 | 45 |
2023-10-01 | $180,800 (20.6%) | $211,060 (35.0%) | 0.00 | 61 |
2023-11-01 | $169,700 (7.2%) | $207,733 (30.3%) | 0.00 | 58 |
2023-12-01 | $158,500 (7.8%) | $204,753 (39.0%) | 0.00 | 52 |
2024-01-01 | $149,925 (12.5%) | $197,187 (43.6%) | 0.00 | 41 |
2024-02-01 | $166,150 (15.8%) | $211,514 (47.3%) | 0.00 | 34 |
2024-03-01 | $196,950 (38.8%) | $242,236 (50.0%) | 0.00 | 32 |
2024-04-01 | $208,593 (49.0%) | $241,145 (41.6%) | 0.00 | 42 |
2024-05-01 | $220,925 (53.2%) | $258,295 (50.1%) | 0.00 | 44 |
2024-06-01 | $212,500 (35.0%) | $245,250 (38.4%) | 0.00 | 37 |
2024-07-01 | $181,250 (1.5%) | $223,500 (-1.2%) | 0.00 | 48 |
2024-08-01 | $182,000 (-2.9%) | $213,502 (-7.7%) | 0.00 | 46 |
2024-09-01 | $199,900 (5.3%) | $223,872 (-4.1%) | 0.00 | 59 |
2024-10-01 | $204,950 (13.4%) | $224,829 (6.5%) | 0.00 | 68 |
2024-11-01 | $189,450 (11.6%) | $217,941 (4.9%) | 0.00 | 60 |
2024-12-01 | $184,925 (16.7%) | $221,390 (8.1%) | 0.00 | 51 |
2025-01-01 | $166,200 (10.9%) | $204,266 (3.6%) | 0.00 | 53 |
2025-02-01 | $159,900 (-3.8%) | $201,558 (-4.7%) | 0.00 | 52 |
2025-03-01 | $182,400 (-7.4%) | $214,156 (-11.6%) | 0.00 | 44 |
Tiffin's median listing price comes in at 0% of the national average.
Tiffin's average listing price for 2025-03-01 was $214,156, a difference of $-28,080 (-11.6%) versus the prior year and $12,598 versus the prior month.
For the 2025-03-01 period, Tiffin had 44 MLS listings, a difference of -8 listings (-15%) versus the prior month and 12 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Tiffin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,482 sqft |
2018-02-01 | 0 days | 1,475 sqft |
2018-03-01 | 0 days | 1,519 sqft |
2018-04-01 | 0 days | 1,561 sqft |
2018-05-01 | 0 days | 1,530 sqft |
2018-06-01 | 0 days | 1,541 sqft |
2018-07-01 | 0 days | 1,645 sqft |
2018-08-01 | 0 days | 1,524 sqft |
2018-09-01 | 0 days | 1,587 sqft |
2018-10-01 | 0 days | 1,671 sqft |
2018-11-01 | 0 days | 1,709 sqft |
2018-12-01 | 0 days | 1,685 sqft |
2019-01-01 | 0 days | 1,666 sqft |
2019-02-01 | 0 days | 1,658 sqft |
2019-03-01 | 0 days | 1,653 sqft |
2019-04-01 | 0 days | 1,649 sqft |
2019-05-01 | 0 days | 1,654 sqft |
2019-06-01 | 0 days | 1,624 sqft |
2019-07-01 | 0 days | 1,591 sqft |
2019-08-01 | 0 days | 1,631 sqft |
2019-09-01 | 0 days | 1,622 sqft |
2019-10-01 | 0 days | 1,599 sqft |
2019-11-01 | 0 days | 1,605 sqft |
2019-12-01 | 0 days | 1,608 sqft |
2020-01-01 | 0 days | 1,714 sqft |
2020-02-01 | 0 days | 1,608 sqft |
2020-03-01 | 0 days | 1,574 sqft |
2020-04-01 | 0 days | 1,624 sqft |
2020-05-01 | 0 days | 1,574 sqft |
2020-06-01 | 0 days | 1,614 sqft |
2020-07-01 | 0 days | 1,541 sqft |
2020-08-01 | 0 days | 1,594 sqft |
2020-09-01 | 0 days | 1,539 sqft |
2020-10-01 | 0 days | 1,596 sqft |
2020-11-01 | 0 days | 1,612 sqft |
2020-12-01 | 0 days | 1,580 sqft |
2021-01-01 | 0 days | 1,587 sqft |
2021-02-01 | 0 days | 1,563 sqft |
2021-03-01 | 0 days | 1,724 sqft |
2021-04-01 | 0 days | 1,769 sqft |
2021-05-01 | 0 days | 1,664 sqft |
2021-06-01 | 0 days | 1,658 sqft |
2021-07-01 | 0 days | 1,600 sqft |
2021-08-01 | 0 days | 1,557 sqft |
2021-09-01 | 0 days | 1,564 sqft |
2021-10-01 | 0 days | 1,534 sqft |
2021-11-01 | 0 days | 1,558 sqft |
2021-12-01 | 0 days | 1,551 sqft |
2022-01-01 | 0 days | 1,562 sqft |
2022-02-01 | 0 days | 1,639 sqft |
2022-03-01 | 0 days | 1,599 sqft |
2022-04-01 | 0 days | 1,600 sqft |
2022-05-01 | 0 days | 1,469 sqft |
2022-06-01 | 0 days | 1,628 sqft |
2022-07-01 | 0 days | 1,596 sqft |
2022-08-01 | 0 days | 1,592 sqft |
2022-09-01 | 0 days | 1,512 sqft |
2022-10-01 | 0 days | 1,534 sqft |
2022-11-01 | 0 days | 1,509 sqft |
2022-12-01 | 0 days | 1,468 sqft |
2023-01-01 | 0 days | 1,449 sqft |
2023-02-01 | 0 days | 1,454 sqft |
2023-03-01 | 0 days | 1,494 sqft |
2023-04-01 | 0 days | 1,472 sqft |
2023-05-01 | 0 days | 1,518 sqft |
2023-06-01 | 0 days | 1,553 sqft |
2023-07-01 | 0 days | 1,600 sqft |
2023-08-01 | 0 days | 1,601 sqft |
2023-09-01 | 0 days | 1,746 sqft |
2023-10-01 | 0 days | 1,703 sqft |
2023-11-01 | 0 days | 1,680 sqft |
2023-12-01 | 0 days | 1,653 sqft |
2024-01-01 | 0 days | 1,648 sqft |
2024-02-01 | 0 days | 1,713 sqft |
2024-03-01 | 0 days | 1,758 sqft |
2024-04-01 | 0 days | 1,830 sqft |
2024-05-01 | 0 days | 1,804 sqft |
2024-06-01 | 0 days | 1,810 sqft |
2024-07-01 | 0 days | 1,644 sqft |
2024-08-01 | 0 days | 1,645 sqft |
2024-09-01 | 0 days | 1,668 sqft |
2024-10-01 | 0 days | 1,647 sqft |
2024-11-01 | 0 days | 1,586 sqft |
2024-12-01 | 0 days | 1,556 sqft |
2025-01-01 | 0 days | 1,562 sqft |
2025-02-01 | 0 days | 1,611 sqft |
2025-03-01 | 0 days | 1,521 sqft |
Tiffin's median square footage for active listings during the 2025-03-01 period was 1,521 sqft. One year prior, the average listing was 1,758 sqft.