Ashland Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Ashland averaged
6.27%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.97% and
one month ago for the week of 2024-09-05, the
average rate was 6.2%.
Ashland's average rate one year ago was 7.74%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.22%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Ashland 30 Year Fixed Rate | 2024-10-10 | 6.27% |
Ashland 30 Year Fixed Rate Refi | 2024-10-10 | 6.22% |
Ashland 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Ashland 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
Ashland 30 Year FHA | 2024-10-10 | 6.12% |
Ashland 30 Year FHA Refi | 2024-10-10 | 6.1% |
Ashland 30 Year USDA | 2024-10-10 | 6.28% |
Ashland 30 Year USDA Refi | 2024-10-10 | 6.18% |
Ashland 30 Year VA | 2024-10-10 | 6.05% |
Ashland 30 Year VA Refi | 2024-10-10 | 5.75% |
Ashland Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ashland, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Ashland Average Closing Costs & Other Stats
Ashland, OH's 65 lenders originated 924
loans during 2023. The total origination value was $142,560,000, with an average loan value of
$154,286.
Ashland's average closing costs are $4,328.
The top Ashland lender as defined by loan originations is The Park National Bank, with
39 loans originated. Their average total fees are
$3,478, which is $2,642
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee Ashland lenders (with over 10 loans originated) are
Mechanics Bank ($2,340), THE EQUITABLE MORTGAGE CORPORATION ($3,445), The Park National Bank ($3,478), The Huntington National Bank ($3,602) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,182).
The lowest rate Ashland lenders (with over 10 loans originated) are
Mechanics Bank (6.07%), THE EQUITABLE MORTGAGE CORPORATION (6.63%), QUICKEN LOANS, LLC (6.75%), The Huntington National Bank (6.84%) and The Park National Bank (6.87%).
Ashland, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
The Huntington National Bank | $22,405,000 | $15,160,000 | -32.3% | 10.6% |
Mechanics Bank | $23,220,000 | $12,720,000 | -45.2% | 8.9% |
The Park National Bank | $15,490,000 | $11,970,000 | -22.7% | 8.4% |
CROSSCOUNTRY MORTGAGE, LLC | $16,280,000 | $11,395,000 | -30.0% | 8.0% |
ORIX REAL ESTATE CAPITAL, LLC | $9,465,000 | n/a | 6.6% | |
QUICKEN LOANS, LLC | $11,065,000 | $8,820,000 | -20.3% | 6.2% |
UNION HOME MORTGAGE CORP. | $7,650,000 | $5,530,000 | -27.7% | 3.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,590,000 | $5,325,000 | 16.0% | 3.7% |
THE EQUITABLE MORTGAGE CORPORATION | $2,795,000 | $4,180,000 | 49.6% | 2.9% |
PNC Bank | $9,155,000 | $3,400,000 | -62.9% | 2.4% |
Mortgage Research Center, LLC | $3,520,000 | $2,815,000 | -20.0% | 2.0% |
UNITED WHOLESALE MORTGAGE, LLC | $950,000 | $2,790,000 | 193.7% | 2.0% |
First Federal Bank of the Midwest | $4,125,000 | $2,635,000 | -36.1% | 1.8% |
Directions Credit Union, Inc. | $4,040,000 | $2,625,000 | -35.0% | 1.8% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $1,645,000 | $1,985,000 | 20.7% | 1.4% |
Farm Credit Mid-America, ACA | $2,495,000 | $1,775,000 | -28.9% | 1.2% |
JPMorgan Chase Bank | $2,860,000 | $1,640,000 | -42.7% | 1.2% |
The Farmers Savings Bank | $1,395,000 | n/a | 1.0% | |
Fifth Third Bank | $2,360,000 | $1,390,000 | -41.1% | 1.0% |
The Farmers National Bank of Canfield | $1,685,000 | $1,335,000 | -20.8% | 0.9% |
Wayne Savings Community Bank | $8,420,000 | $1,295,000 | -84.6% | 0.9% |
Third Federal Savings and Loan Association of Cleveland | $4,390,000 | $1,260,000 | -71.3% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $1,275,000 | $1,010,000 | -20.8% | 0.7% |
First Federal Savings and Loan Association of Lakewood | $1,990,000 | $970,000 | -51.3% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $370,000 | $965,000 | 160.8% | 0.7% |
LOANDEPOT.COM, LLC | $3,160,000 | $930,000 | -70.6% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $825,000 | $900,000 | 9.1% | 0.6% |
RUOFF MORTGAGE COMPANY, INC. | $1,720,000 | $870,000 | -49.4% | 0.6% |
Flagstar Bank, FSB | $1,155,000 | $865,000 | -25.1% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $720,000 | $830,000 | 15.3% | 0.6% |
Civista Bank | $340,000 | $815,000 | 139.7% | 0.6% |
The Commercial and Savings Bank of Millersburg Ohio | $640,000 | $740,000 | 15.6% | 0.5% |
USAA Federal Savings Bank | $945,000 | $700,000 | -25.9% | 0.5% |
FIRST OHIO HOME FINANCE, INC. | $445,000 | $620,000 | 39.3% | 0.4% |
RELIANCE FIRST CAPITAL, LLC | $320,000 | $610,000 | 90.6% | 0.4% |
The Apple Creek Banking Company | $2,330,000 | $550,000 | -76.4% | 0.4% |
U.S. Bank | $2,110,000 | $505,000 | -76.1% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,360,000 | $475,000 | -65.1% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $155,000 | $470,000 | 203.2% | 0.3% |
NFM, INC. | $470,000 | n/a | 0.3% | |
TOP FLITE FINANCIAL, INC. | $180,000 | $445,000 | 147.2% | 0.3% |
Citizens Bank | $1,055,000 | $425,000 | -59.7% | 0.3% |
NEWREZ LLC | $445,000 | $415,000 | -6.7% | 0.3% |
Portage Community Bank | $410,000 | n/a | 0.3% | |
GUARANTEED RATE, INC. | $1,020,000 | $395,000 | -61.3% | 0.3% |
PREMIA MORTGAGE, LLC | $395,000 | n/a | 0.3% | |
AG Credit, Agricultural Credit Association | $145,000 | $385,000 | 165.5% | 0.3% |
NORTHERN MORTGAGE SERVICES, LLC | $375,000 | n/a | 0.3% | |
Sutton Bank | $545,000 | $375,000 | -31.2% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $150,000 | $370,000 | 146.7% | 0.3% |
DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | $365,000 | 43.1% | 0.3% |
University Bank | $355,000 | n/a | 0.2% | |
WRIGHT-PATT CREDIT UNION, INC. | $1,350,000 | $345,000 | -74.4% | 0.2% |
Carrington Mortgage Services, LLC | $105,000 | $340,000 | 223.8% | 0.2% |
Pathways Financial Credit Union, Inc. | $335,000 | n/a | 0.2% | |
Westfield Bank, FSB | $245,000 | $335,000 | 36.7% | 0.2% |
BROKER SOLUTIONS, INC. | $1,125,000 | $320,000 | -71.6% | 0.2% |
AMERICAN FINANCING CORPORATION | $195,000 | $310,000 | 59.0% | 0.2% |
Discover Bank | $305,000 | n/a | 0.2% | |
Union Savings Bank | $350,000 | $300,000 | -14.3% | 0.2% |
American Airlines Federal Credit Union | $295,000 | n/a | 0.2% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $295,000 | n/a | 0.2% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $290,000 | $285,000 | -1.7% | 0.2% |
T2 FINANCIAL LLC | $285,000 | n/a | 0.2% | |
BETTER MORTGAGE CORPORATION | $185,000 | $275,000 | 48.6% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $275,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $340,000 | $260,000 | -23.5% | 0.2% |
MID AMERICA MORTGAGE, INC. | $255,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $385,000 | $255,000 | -33.8% | 0.2% |
The Federal Savings Bank | $400,000 | $255,000 | -36.3% | 0.2% |
KeyBank | $565,000 | $250,000 | -55.8% | 0.2% |
LIMA ONE CAPITAL, LLC | $85,000 | $245,000 | 188.2% | 0.2% |
EVERETT FINANCIAL, INC. | $200,000 | $235,000 | 17.5% | 0.2% |
LOANPAL, LLC | $225,000 | n/a | 0.2% | |
YOUR HOME FINANCIAL LLC | $155,000 | $225,000 | 45.2% | 0.2% |
Northwest Bank | $220,000 | n/a | 0.2% | |
Sierra Pacific Mortgage Company, Inc. | $215,000 | n/a | 0.2% | |
AmeriHome Mortgage Company, LLC | $360,000 | $210,000 | -41.7% | 0.1% |
First National Bank of Pennsylvania | $155,000 | $205,000 | 32.3% | 0.1% |
NORTHROP GRUMMAN Federal Credit Union | $205,000 | n/a | 0.1% | |
1ST SIGNATURE LENDING, LLC | $315,000 | $195,000 | -38.1% | 0.1% |
ALLIED MORTGAGE GROUP, INC. | $195,000 | n/a | 0.1% | |
First Federal Savings and Loan Association | $195,000 | n/a | 0.1% | |
The Citizens National Bank of Bluffton | $185,000 | n/a | 0.1% | |
Fidelity Federal Savings and Loan Association | $175,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $115,000 | $175,000 | 52.2% | 0.1% |
Figure Lending LLC | $245,000 | $170,000 | -30.6% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $225,000 | $165,000 | -26.7% | 0.1% |
Citibank | $165,000 | n/a | 0.1% | |
FIRST COMMUNITY MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
Mercantile Bank of Michigan | $165,000 | n/a | 0.1% | |
Prosperity Home Mortgage, LLC | $165,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $145,000 | $155,000 | 6.9% | 0.1% |
LIBERTY HOME MORTGAGE CORPORATION | $535,000 | $155,000 | -71.0% | 0.1% |
Community Star Credit Union | $145,000 | n/a | 0.1% | |
First Federal Savings and Loan Association of Lorain | $145,000 | n/a | 0.1% | |
The Loan Store, Inc. | $145,000 | n/a | 0.1% | |
EQUITY RESOURCES, INC. | $1,390,000 | $135,000 | -90.3% | 0.1% |
M&T Bank | $135,000 | n/a | 0.1% | |
AMCAP MORTGAGE, LTD. | $125,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $365,000 | $125,000 | -65.8% | 0.1% |
PHH Mortgage Corporation | $145,000 | $125,000 | -13.8% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,240,000 | $125,000 | -94.4% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $85,000 | $125,000 | 47.1% | 0.1% |
Dollar Bank, Federal Savings Bank | $725,000 | $120,000 | -83.4% | 0.1% |
C E S | $170,000 | $115,000 | -32.4% | 0.1% |
MidFirst Bank | $115,000 | n/a | 0.1% | |
The Middlefield Banking Company | $15,000 | $115,000 | 666.7% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $95,000 | $110,000 | 15.8% | 0.1% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $210,000 | $105,000 | -50.0% | 0.1% |
First National Bank of Bellevue | $105,000 | n/a | 0.1% | |
First Savings Bank | $105,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $95,000 | $105,000 | 10.5% | 0.1% |
Leader Bank | $95,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $240,000 | $95,000 | -60.4% | 0.1% |
Wells Fargo Bank | $985,000 | $85,000 | -91.4% | 0.1% |
Bank of America | $105,000 | $75,000 | -28.6% | 0.1% |
Plains Commerce Bank | $75,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $75,000 | n/a | 0.1% | |
American Midwest Mortgage Corporation | $240,000 | $65,000 | -72.9% | 0.0% |
Unity Catholic FCU | $65,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $175,000 | $55,000 | -68.6% | 0.0% |
Coastal Community Bank | $55,000 | n/a | 0.0% | |
NBKC BANK | $55,000 | n/a | 0.0% | |
SPRING EQ, LLC | $145,000 | $55,000 | -62.1% | 0.0% |
Gateway First Bank | $205,000 | $45,000 | -78.0% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $25,000 | n/a | 0.0% |
Ashland's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 8.9%, is Mechanics Bank, having originated $12,720,000 in loans. In third place, with 8.4%, is The Park National Bank, having originated $11,970,000 in loans. In fourth place, with 8.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $11,395,000 in loans. In fifth place, with 6.6%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $9,465,000 in loans.
Ashland Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Ashland (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $111,850 (-8.7%) | $246,995 (20.4%) | 0.00 | 91 |
2018-02-01 | $89,175 (-27.0%) | $244,884 (11.0%) | 0.00 | 93 |
2018-03-01 | $97,000 (-22.2%) | $229,373 (1.1%) | 0.00 | 102 |
2018-04-01 | $114,275 (-15.3%) | $221,195 (1.1%) | 0.00 | 104 |
2018-05-01 | $135,250 (8.2%) | $233,639 (10.6%) | 0.00 | 115 |
2018-06-01 | $149,450 (15.8%) | $237,672 (16.9%) | 0.00 | 141 |
2018-07-01 | $157,400 (16.6%) | $249,859 (16.9%) | 0.00 | 150 |
2018-08-01 | $153,725 (14.2%) | $254,557 (12.6%) | 0.00 | 141 |
2018-09-01 | $154,950 (19.5%) | $247,541 (-1.4%) | 0.00 | 149 |
2018-10-01 | $153,950 (14.3%) | $241,718 (-4.1%) | 0.00 | 141 |
2018-11-01 | $142,500 (18.8%) | $243,927 (-3.2%) | 0.00 | 130 |
2018-12-01 | $129,000 (8.4%) | $225,284 (-10.1%) | 0.00 | 116 |
2019-01-01 | $123,750 (10.6%) | $202,879 (-17.9%) | 0.00 | 101 |
2019-02-01 | $111,425 (25.0%) | $231,104 (-5.6%) | 0.00 | 100 |
2019-03-01 | $130,364 (34.4%) | $258,735 (12.8%) | 0.00 | 96 |
2019-04-01 | $156,250 (36.7%) | $273,022 (23.4%) | 0.00 | 97 |
2019-05-01 | $174,950 (29.4%) | $266,003 (13.9%) | 0.00 | 102 |
2019-06-01 | $172,000 (15.1%) | $268,213 (12.9%) | 0.00 | 103 |
2019-07-01 | $160,625 (2.1%) | $260,629 (4.3%) | 0.00 | 106 |
2019-08-01 | $165,973 (8.0%) | $257,652 (1.2%) | 0.00 | 108 |
2019-09-01 | $173,807 (12.2%) | $258,798 (4.6%) | 0.00 | 112 |
2019-10-01 | $179,900 (16.9%) | $259,563 (7.4%) | 0.00 | 113 |
2019-11-01 | $160,000 (12.3%) | $261,778 (7.3%) | 0.00 | 91 |
2019-12-01 | $149,925 (16.2%) | $278,201 (23.5%) | 0.00 | 78 |
2020-01-01 | $146,000 (18.0%) | $265,500 (30.9%) | 0.00 | 73 |
2020-02-01 | $150,450 (35.0%) | $220,571 (-4.6%) | 0.00 | 78 |
2020-03-01 | $149,925 (15.0%) | $234,572 (-9.3%) | 0.00 | 74 |
2020-04-01 | $166,950 (6.9%) | $229,977 (-15.8%) | 0.00 | 64 |
2020-05-01 | $165,000 (-5.7%) | $263,155 (-1.1%) | 0.00 | 56 |
2020-06-01 | $162,075 (-5.8%) | $268,275 (0.0%) | 0.00 | 51 |
2020-07-01 | $192,900 (20.1%) | $279,548 (7.3%) | 0.00 | 55 |
2020-08-01 | $186,950 (12.6%) | $261,653 (1.6%) | 0.00 | 58 |
2020-09-01 | $182,825 (5.2%) | $256,666 (-0.8%) | 0.00 | 54 |
2020-10-01 | $180,000 (0.1%) | $249,575 (-3.9%) | 0.00 | 63 |
2020-11-01 | $177,000 (10.6%) | $232,093 (-11.3%) | 0.00 | 68 |
2020-12-01 | $158,950 (6.0%) | $226,279 (-18.7%) | 0.00 | 63 |
2021-01-01 | $168,900 (15.7%) | $219,132 (-17.5%) | 0.00 | 51 |
2021-02-01 | $172,950 (15.0%) | $240,904 (9.2%) | 0.00 | 49 |
2021-03-01 | $169,475 (13.0%) | $245,421 (4.6%) | 0.00 | 43 |
2021-04-01 | $173,450 (3.9%) | $281,249 (22.3%) | 0.00 | 42 |
2021-05-01 | $179,900 (9.0%) | $279,040 (6.0%) | 0.00 | 47 |
2021-06-01 | $196,475 (21.2%) | $294,912 (9.9%) | 0.00 | 37 |
2021-07-01 | $180,000 (-6.7%) | $248,241 (-11.2%) | 0.00 | 44 |
2021-08-01 | $229,900 (23.0%) | $260,829 (-0.3%) | 0.00 | 83 |
2021-09-01 | $229,900 (25.8%) | $252,751 (-1.5%) | 0.00 | 95 |
2021-10-01 | $229,900 (27.7%) | $250,204 (0.3%) | 0.00 | 88 |
2021-11-01 | $229,900 (29.9%) | $251,294 (8.3%) | 0.00 | 62 |
2021-12-01 | $213,675 (34.4%) | $220,912 (-2.4%) | 0.00 | 59 |
2022-01-01 | $225,000 (33.2%) | $220,006 (0.4%) | 0.00 | 58 |
2022-02-01 | $229,900 (32.9%) | $226,948 (-5.8%) | 0.00 | 45 |
2022-03-01 | $229,900 (35.7%) | $232,479 (-5.3%) | 0.00 | 40 |
2022-04-01 | $237,450 (36.9%) | $246,150 (-12.5%) | 0.00 | 32 |
2022-05-01 | $210,000 (16.7%) | $260,747 (-6.6%) | 0.00 | 50 |
2022-06-01 | $223,625 (13.8%) | $264,729 (-10.2%) | 0.00 | 51 |
2022-07-01 | $219,500 (21.9%) | $251,858 (1.5%) | 0.00 | 52 |
2022-08-01 | $231,950 (0.9%) | $291,023 (11.6%) | 0.00 | 57 |
2022-09-01 | $199,825 (-13.1%) | $280,692 (11.1%) | 0.00 | 65 |
2022-10-01 | $195,000 (-15.2%) | $261,695 (4.6%) | 0.00 | 65 |
2022-11-01 | $229,000 (-0.4%) | $291,791 (16.1%) | 0.00 | 56 |
2022-12-01 | $202,500 (-5.2%) | $278,096 (25.9%) | 0.00 | 57 |
2023-01-01 | $199,675 (-11.3%) | $281,513 (28.0%) | 0.00 | 46 |
2023-02-01 | $199,450 (-13.2%) | $352,018 (55.1%) | 0.00 | 41 |
2023-03-01 | $212,400 (-7.6%) | $329,769 (41.9%) | 0.00 | 34 |
2023-04-01 | $189,900 (-20.0%) | $311,865 (26.7%) | 0.00 | 41 |
2023-05-01 | $248,400 (18.3%) | $353,428 (35.5%) | 0.00 | 45 |
2023-06-01 | $258,450 (15.6%) | $316,444 (19.5%) | 0.00 | 44 |
2023-07-01 | $320,000 (45.8%) | $402,308 (59.7%) | 0.00 | 48 |
2023-08-01 | $297,900 (28.4%) | $387,590 (33.2%) | 0.00 | 43 |
2023-09-01 | $289,000 (44.6%) | $347,041 (23.6%) | 0.00 | 54 |
2023-10-01 | $267,500 (37.2%) | $317,508 (21.3%) | 0.00 | 55 |
2023-11-01 | $258,750 (13.0%) | $300,461 (3.0%) | 0.00 | 49 |
2023-12-01 | $299,900 (48.1%) | $325,840 (17.2%) | 0.00 | 48 |
2024-01-01 | $284,500 (42.5%) | $345,764 (22.8%) | 0.00 | 33 |
2024-02-01 | $292,500 (46.7%) | $357,242 (1.5%) | 0.00 | 27 |
2024-03-01 | $295,000 (38.9%) | $328,113 (-0.5%) | 0.00 | 32 |
2024-04-01 | $302,225 (59.2%) | $353,306 (13.3%) | 0.00 | 43 |
2024-05-01 | $294,675 (18.6%) | $389,987 (10.3%) | 0.00 | 44 |
2024-06-01 | $284,450 (10.1%) | $354,322 (12.0%) | 0.00 | 48 |
2024-07-01 | $264,925 (-17.2%) | $333,547 (-17.1%) | 0.00 | 50 |
2024-08-01 | $249,000 (-16.4%) | $305,380 (-21.2%) | 0.00 | 63 |
2024-09-01 | $274,925 (-4.9%) | $319,859 (-7.8%) | 0.00 | 67 |
Ashland's median listing price comes in at 0% of the national average.
Ashland's average listing price for 2024-09-01 was $319,859, a difference of $-27,182 (-7.8%) versus the prior year and $14,479 versus the prior month.
For the 2024-09-01 period, Ashland had 67 MLS listings, a difference of 4 listings (6%) versus the prior month and 13 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ashland (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,444 sqft |
2018-02-01 | 0 days | 1,437 sqft |
2018-03-01 | 0 days | 1,344 sqft |
2018-04-01 | 0 days | 1,493 sqft |
2018-05-01 | 0 days | 1,496 sqft |
2018-06-01 | 0 days | 1,520 sqft |
2018-07-01 | 0 days | 1,672 sqft |
2018-08-01 | 0 days | 1,685 sqft |
2018-09-01 | 0 days | 1,694 sqft |
2018-10-01 | 0 days | 1,660 sqft |
2018-11-01 | 0 days | 1,706 sqft |
2018-12-01 | 0 days | 1,600 sqft |
2019-01-01 | 0 days | 1,569 sqft |
2019-02-01 | 0 days | 1,503 sqft |
2019-03-01 | 0 days | 1,564 sqft |
2019-04-01 | 0 days | 1,718 sqft |
2019-05-01 | 0 days | 1,728 sqft |
2019-06-01 | 0 days | 1,740 sqft |
2019-07-01 | 0 days | 1,610 sqft |
2019-08-01 | 0 days | 1,635 sqft |
2019-09-01 | 0 days | 1,705 sqft |
2019-10-01 | 0 days | 1,760 sqft |
2019-11-01 | 0 days | 1,628 sqft |
2019-12-01 | 0 days | 1,605 sqft |
2020-01-01 | 0 days | 1,584 sqft |
2020-02-01 | 0 days | 1,522 sqft |
2020-03-01 | 0 days | 1,485 sqft |
2020-04-01 | 0 days | 1,585 sqft |
2020-05-01 | 0 days | 1,734 sqft |
2020-06-01 | 0 days | 1,598 sqft |
2020-07-01 | 0 days | 1,728 sqft |
2020-08-01 | 0 days | 1,768 sqft |
2020-09-01 | 0 days | 1,713 sqft |
2020-10-01 | 0 days | 1,639 sqft |
2020-11-01 | 0 days | 1,590 sqft |
2020-12-01 | 0 days | 1,587 sqft |
2021-01-01 | 0 days | 1,566 sqft |
2021-02-01 | 0 days | 1,706 sqft |
2021-03-01 | 0 days | 1,692 sqft |
2021-04-01 | 0 days | 1,688 sqft |
2021-05-01 | 0 days | 1,512 sqft |
2021-06-01 | 0 days | 1,577 sqft |
2021-07-01 | 0 days | 1,612 sqft |
2021-08-01 | 0 days | 1,620 sqft |
2021-09-01 | 0 days | 1,620 sqft |
2021-10-01 | 0 days | 1,620 sqft |
2021-11-01 | 0 days | 1,620 sqft |
2021-12-01 | 0 days | 1,620 sqft |
2022-01-01 | 0 days | 1,620 sqft |
2022-02-01 | 0 days | 1,620 sqft |
2022-03-01 | 0 days | 1,620 sqft |
2022-04-01 | 0 days | 1,620 sqft |
2022-05-01 | 0 days | 1,668 sqft |
2022-06-01 | 0 days | 1,620 sqft |
2022-07-01 | 0 days | 1,592 sqft |
2022-08-01 | 0 days | 1,664 sqft |
2022-09-01 | 0 days | 1,569 sqft |
2022-10-01 | 0 days | 1,532 sqft |
2022-11-01 | 0 days | 1,609 sqft |
2022-12-01 | 0 days | 1,451 sqft |
2023-01-01 | 0 days | 1,465 sqft |
2023-02-01 | 0 days | 1,571 sqft |
2023-03-01 | 0 days | 1,573 sqft |
2023-04-01 | 0 days | 1,532 sqft |
2023-05-01 | 0 days | 1,680 sqft |
2023-06-01 | 0 days | 1,697 sqft |
2023-07-01 | 0 days | 1,856 sqft |
2023-08-01 | 0 days | 1,814 sqft |
2023-09-01 | 0 days | 1,671 sqft |
2023-10-01 | 0 days | 1,708 sqft |
2023-11-01 | 0 days | 1,779 sqft |
2023-12-01 | 0 days | 1,839 sqft |
2024-01-01 | 0 days | 1,780 sqft |
2024-02-01 | 0 days | 1,848 sqft |
2024-03-01 | 0 days | 1,722 sqft |
2024-04-01 | 0 days | 1,744 sqft |
2024-05-01 | 0 days | 1,835 sqft |
2024-06-01 | 0 days | 1,756 sqft |
2024-07-01 | 0 days | 1,801 sqft |
2024-08-01 | 0 days | 1,680 sqft |
2024-09-01 | 0 days | 1,685 sqft |
Ashland's median square footage for active listings during the 2024-09-01 period was 1,685 sqft. One year prior, the average listing was 1,671 sqft.
Ashland, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 483 | $88,535,000 | $183,302 |
Home Improvement | 135 | $9,965,000 | $73,815 |
Cash Out Refi | 126 | $18,260,000 | $144,921 |
Refi | 93 | $18,765,000 | $201,774 |
Other | 87 | $7,035,000 | $80,862 |
Ashland's most frequently cited loan purpose was Home Purchase, with 483 originations. The 2nd most popular reason was Home Improvement, with 135 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
7-8% | 273 | $41,495,000 | $151,996 |
6-7% | 272 | $46,910,000 | $172,463 |
Over 8% | 219 | $17,285,000 | $78,927 |
5-6% | 116 | $20,390,000 | $175,776 |
4-5% | 8 | $1,550,000 | $193,750 |
<2.5% | 2 | $9,470,000 | $4,735,000 |
3-4% | 2 | $270,000 | $135,000 |
During 2023, Ashland's most frequently originated rate bucket was 7-8%, with 273 originations.
Loan Sizing (Ashland, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 392 | $56,570,000 | $144,311 |
$100,000 or less | 329 | $18,845,000 | $57,280 |
$200k-400k | 188 | $50,580,000 | $269,043 |
$400k-600k | 12 | $5,720,000 | $476,667 |
$600k-1000k | 2 | $1,380,000 | $690,000 |
$Over $1MM | 1 | $9,465,000 | $9,465,000 |
Ashland's loan sizing saw the bucket of loans from $100k-200k with 392 originations, totaling $56,570,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 363 | $67,465,000 | $185,854 |
60-80% | 163 | $28,105,000 | $172,423 |
20-40% | 160 | $13,650,000 | $85,313 |
Under 20% | 107 | $3,965,000 | $37,056 |
40-60% | 91 | $12,955,000 | $142,363 |
Over 100% | 5 | $10,435,000 | $2,087,000 |
Ashland's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 363 originations, totaling $67,465,000 in origination value.