Fremont Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 6.39% for the week of 2025-03-20, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-03-13) was 6.67% and one month ago for the week of 2025-02-13, the average rate was 6.99%.

    Fremont's average rate one year ago was 6.46%.

    For refis of the same type during the week of 2025-03-20, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-20 6.67%
    Fremont 30 Year Fixed Rate 2025-03-20 6.39%
    Fremont 30 Year Fixed Rate Refi 2025-03-20 7.07%
    Fremont 15 Year Fixed Rate 2025-03-20 5.93%
    Fremont 15 Year Fixed Rate Refi 2025-03-20 5.93%
    Fremont 30 Year FHA 2025-03-20 6.77%
    Fremont 30 Year FHA Refi 2025-03-20 6.44%
    Fremont 30 Year USDA 2025-03-20 6.48%
    Fremont 30 Year USDA Refi 2025-03-20 6.58%
    Fremont 30 Year VA 2025-03-20 6.08%
    Fremont 30 Year VA Refi 2025-03-20 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, OH.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Croghan Colonial Bank 62 6.25% $3,171
    The Huntington National Bank 18 6.85% $4,539
    QUICKEN LOANS, LLC 18 6.91% $5,608
    UNION HOME MORTGAGE CORP. 14 7.15% $5,908
    LOANDEPOT.COM, LLC 12 7.12% $4,647
    Fifth Third Bank 12 6.89% $2,819
    The Genoa Banking Company 11 6.35% $3,792
    First National Bank of Bellevue 11 6.48% $3,344
    UNION CAPITAL MORTGAGE CORPORATION 9 6.89% $4,202
    First Federal Bank of the Midwest 8 6.92% $4,613
    Civista Bank 8 6.34% $3,379
    KeyBank 6 7.13% $3,241
    The Old Fort Banking Company 6 7.19% $4,188
    U.S. Bank 6 6.81% $2,998
    CROSSCOUNTRY MORTGAGE, LLC 5 7.68% $5,918
    EQUITY RESOURCES, INC. 5 6.70% $3,373
    UNITED WHOLESALE MORTGAGE, LLC 5 6.83% $5,665
    YOUR HOME FINANCIAL LLC 3 7.20% $4,495
    HOWARD HANNA FINANCIAL SERVICES, INC. 3 6.38% $3,703
    The Union Bank Company 2 7.31% $3,371
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.00% $3,598
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.49% $5,236
    First Federal Savings and Loan Association of Lakewood 2 6.44% $6,066
    First Federal Savings and Loan Association of Lorain 2 7.44% $5,457
    JPMorgan Chase Bank 2 7.06% $7,143
    Mr. Cooper ( Nationstar Mortgage ) 2 7.49% $5,285
    PNC Bank 2 6.81% $3,497
    GLASS CITY Federal Credit Union 1 7.50% $2,788
    MID AMERICA MORTGAGE, INC. 1 6.13% $4,269
    Mortgage Research Center, LLC 1 7.13% $1,060
    AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $4,714
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.13% $5,254
    NAVY FEDERAL CREDIT UNION 1 6.75% $2,776
    NBKC BANK 1 6.50% $3,447
    NEWREZ LLC 1 6.63% $7,735
    PENNYMAC LOAN SERVICES, LLC 1 6.63% $3,790
    PENTAGON FEDERAL CREDIT UNION 1 5.88% $2,102
    ZILLOW HOME LOANS, LLC 1 6.13% $7,314
    GENISYS 1 6.63% $3,378
    ROYAL UNITED MORTGAGE LLC 1 6.88% $6,710
    STAR Financial Bank 1 5.75% $6,219
    Superior Credit Union, Inc. 1 7.25% $2,951
    Flagstar Bank, FSB 1 7.13% $3,746
    THE EQUITABLE MORTGAGE CORPORATION 1 6.63% $3,680
    The Farmers & Merchants State Bank 1 7.88% $2,231
    First Savings Bank 1 6.63% $6,015
    Farm Credit Mid-America, ACA 1 6.25% $6,483
    Evolve Bank & Trust 1 6.38% $4,561
    The State Bank and Trust Company 1 7.38% $9,390
    Ally Bank 1 5.88% $4,260
    Discover Bank 1 7.49% $0
    Citizens Bank 1 7.38% $3,179
    BROKER SOLUTIONS, INC. 1 7.35% $5,985
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $5,824
    HOMESIDE FINANCIAL, LLC 1 7.38% $4,042
    Wells Fargo Bank 1 6.38% $5,971
    GUARANTEED RATE, INC. 1 6.55% $3,928

    Fremont Average Closing Costs & Other Stats

    Fremont, OH's 57 lenders originated 804 loans during 2023. The total origination value was $112,320,000, with an average loan value of $139,701.

    Fremont's average closing costs are $4,448.

    The top Fremont lender as defined by loan originations is The Croghan Colonial Bank, with 62 loans originated. Their average total fees are $3,171, which is $1,368 lower than the next largest lender, The Huntington National Bank.

    The lowest fee Fremont lenders (with over 10 loans originated) are Fifth Third Bank ($2,819), The Croghan Colonial Bank ($3,171), First National Bank of Bellevue ($3,344), The Genoa Banking Company ($3,792) and The Huntington National Bank ($4,539).

    The lowest rate Fremont lenders (with over 10 loans originated) are The Croghan Colonial Bank (6.25%), The Genoa Banking Company (6.35%), First National Bank of Bellevue (6.48%), The Huntington National Bank (6.85%) and Fifth Third Bank (6.89%).

    Fremont, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Fremont Federal Credit Union $21,760,000 $18,670,000 -14.2% 16.6%
    QUICKEN LOANS, LLC $11,975,000 $9,755,000 -18.5% 8.7%
    The Croghan Colonial Bank $12,935,000 $9,230,000 -28.6% 8.2%
    The Huntington National Bank $10,530,000 $6,635,000 -37.0% 5.9%
    Mortgage Research Center, LLC $6,020,000 $4,270,000 -29.1% 3.8%
    LOANDEPOT.COM, LLC $5,880,000 $4,185,000 -28.8% 3.7%
    UNION HOME MORTGAGE CORP. $5,225,000 $4,185,000 -19.9% 3.7%
    The Genoa Banking Company $5,680,000 $3,655,000 -35.7% 3.3%
    First National Bank of Bellevue $3,830,000 $3,605,000 -5.9% 3.2%
    Fifth Third Bank $7,930,000 $3,220,000 -59.4% 2.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,980,000 $2,795,000 41.2% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,025,000 $2,220,000 9.6% 2.0%
    NAVY FEDERAL CREDIT UNION $450,000 $2,080,000 362.2% 1.9%
    The Union Bank Company $2,490,000 $1,910,000 -23.3% 1.7%
    UNION CAPITAL MORTGAGE CORPORATION $1,865,000 n/a 1.7%
    First Federal Bank of the Midwest $4,845,000 $1,655,000 -65.8% 1.5%
    Civista Bank $2,930,000 $1,570,000 -46.4% 1.4%
    KeyBank $1,555,000 $1,375,000 -11.6% 1.2%
    The Old Fort Banking Company $2,600,000 $1,365,000 -47.5% 1.2%
    AG Credit, Agricultural Credit Association $930,000 $1,335,000 43.5% 1.2%
    First Federal Savings and Loan Association of Lakewood $435,000 $1,295,000 197.7% 1.2%
    EQUITY RESOURCES, INC. $1,095,000 $1,275,000 16.4% 1.1%
    NEWREZ LLC $230,000 $1,040,000 352.2% 0.9%
    U.S. Bank $3,265,000 $1,015,000 -68.9% 0.9%
    MID AMERICA MORTGAGE, INC. $1,285,000 $960,000 -25.3% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,115,000 $915,000 -17.9% 0.8%
    PNC Bank $720,000 $875,000 21.5% 0.8%
    BROKER SOLUTIONS, INC. $135,000 $685,000 407.4% 0.6%
    YOUR HOME FINANCIAL LLC $2,365,000 $660,000 -72.1% 0.6%
    First Federal Savings and Loan Association of Lorain $615,000 $650,000 5.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $685,000 $555,000 -19.0% 0.5%
    PLAZA HOME MORTGAGE, INC. $150,000 $540,000 260.0% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,245,000 $500,000 -59.8% 0.4%
    The State Bank and Trust Company $270,000 $500,000 85.2% 0.4%
    Flagstar Bank, FSB $535,000 $470,000 -12.1% 0.4%
    GUARANTEED RATE, INC. $455,000 n/a 0.4%
    JPMorgan Chase Bank $1,060,000 $450,000 -57.5% 0.4%
    HOWARD HANNA FINANCIAL SERVICES, INC. $425,000 n/a 0.4%
    Citizens Bank $760,000 $400,000 -47.4% 0.4%
    VILLAGE CAPITAL MORTGAGE $175,000 $400,000 128.6% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $760,000 $395,000 -48.0% 0.4%
    CARDINAL FINANCIAL $155,000 $385,000 148.4% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $810,000 $355,000 -56.2% 0.3%
    Farm Credit Mid-America, ACA $370,000 $340,000 -8.1% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $310,000 $330,000 6.5% 0.3%
    Discover Bank $265,000 $330,000 24.5% 0.3%
    Northwest Bank $310,000 n/a 0.3%
    Evolve Bank & Trust $300,000 n/a 0.3%
    Servion, Inc. $745,000 $290,000 -61.1% 0.3%
    HOMESIDE FINANCIAL, LLC $500,000 $260,000 -48.0% 0.2%
    Carrington Mortgage Services, LLC $680,000 $250,000 -63.2% 0.2%
    RELIANCE FIRST CAPITAL, LLC $350,000 $250,000 -28.6% 0.2%
    STAR Financial Bank $245,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $235,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $520,000 $235,000 -54.8% 0.2%
    Bank of America $245,000 $230,000 -6.1% 0.2%
    GLASS CITY Federal Credit Union $155,000 $230,000 48.4% 0.2%
    MOVEMENT MORTGAGE, LLC $225,000 n/a 0.2%
    THE EQUITABLE MORTGAGE CORPORATION $215,000 n/a 0.2%
    Wells Fargo Bank $2,565,000 $215,000 -91.6% 0.2%
    ZILLOW HOME LOANS, LLC $210,000 n/a 0.2%
    POLARIS HOME FUNDING CORP. $85,000 $205,000 141.2% 0.2%
    Ally Bank $350,000 $200,000 -42.9% 0.2%
    First Savings Bank $135,000 $195,000 44.4% 0.2%
    T2 FINANCIAL LLC $195,000 n/a 0.2%
    Figure Lending LLC $65,000 $190,000 192.3% 0.2%
    Superior Credit Union, Inc. $25,000 $190,000 660.0% 0.2%
    ROYAL UNITED MORTGAGE LLC $65,000 $180,000 176.9% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $175,000 n/a 0.2%
    First Federal Bank $175,000 $175,000 0.0% 0.2%
    GVC MORTGAGE, INC. $275,000 $175,000 -36.4% 0.2%
    MORTGAGE 1 INCORPORATED $175,000 n/a 0.2%
    SPRING EQ, LLC $175,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $450,000 $175,000 -61.1% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $165,000 n/a 0.1%
    CLEARPATH LENDING $165,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $175,000 $165,000 -5.7% 0.1%
    NATIONS RELIABLE LENDING, LLC $135,000 $165,000 22.2% 0.1%
    Equity Prime Mortgage LLC $155,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $380,000 $155,000 -59.2% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $150,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $145,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.1%
    FIRST OHIO HOME FINANCE, INC. $115,000 $135,000 17.4% 0.1%
    NBKC BANK $125,000 n/a 0.1%
    The Federal Savings Bank $235,000 $125,000 -46.8% 0.1%
    USAA Federal Savings Bank $325,000 $125,000 -61.5% 0.1%
    GUILD MORTGAGE COMPANY $115,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
    First Federal Bank of Ohio $315,000 $105,000 -66.7% 0.1%
    MICHIGAN MUTUAL, INC. $105,000 n/a 0.1%
    Coastal Community Bank $95,000 n/a 0.1%
    CORNERSTONE COMMUNITY FINANCIAL $65,000 $95,000 46.2% 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 $85,000 -37.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $110,000 $70,000 -36.4% 0.1%
    Third Federal Savings and Loan Association of Cleveland $555,000 $65,000 -88.3% 0.1%
    TOGETHER CREDIT UNION $35,000 $65,000 85.7% 0.1%
    GENISYS $55,000 n/a 0.0%
    NORTHERN MORTGAGE SERVICES, LLC $55,000 n/a 0.0%
    The Farmers & Merchants State Bank $55,000 n/a 0.0%
    BAYER HERITAGE $45,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
    First Financial Bank $85,000 $20,000 -76.5% 0.0%

    Fremont's top lender by overall market share is Fremont Federal Credit Union, with 16.6% market share. In second place, with 8.7%, is QUICKEN LOANS, LLC, having originated $9,755,000 in loans. In third place, with 8.2%, is The Croghan Colonial Bank, having originated $9,230,000 in loans. In fourth place, with 5.9%, is The Huntington National Bank, having originated $6,635,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $4,270,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,950 (28.3%) $155,697 (39.6%) 0.00 137
    2018-02-01 $114,400 (27.3%) $154,831 (27.1%) 0.00 126
    2018-03-01 $109,900 (24.9%) $161,817 (32.5%) 0.00 113
    2018-04-01 $116,750 (24.9%) $163,345 (24.3%) 0.00 117
    2018-05-01 $125,950 (29.7%) $168,388 (22.1%) 0.00 120
    2018-06-01 $129,900 (23.8%) $179,010 (21.4%) 0.00 120
    2018-07-01 $131,475 (13.1%) $179,918 (12.7%) 0.00 138
    2018-08-01 $132,000 (11.2%) $179,093 (13.6%) 0.00 147
    2018-09-01 $125,000 (5.1%) $170,111 (9.5%) 0.00 143
    2018-10-01 $115,226 (-3.0%) $164,160 (4.2%) 0.00 139
    2018-11-01 $106,833 (-8.7%) $157,571 (3.1%) 0.00 137
    2018-12-01 $100,500 (-6.9%) $149,494 (-1.6%) 0.00 128
    2019-01-01 $98,450 (-9.6%) $146,927 (-5.6%) 0.00 120
    2019-02-01 $104,625 (-8.5%) $147,647 (-4.6%) 0.00 115
    2019-03-01 $114,857 (4.5%) $155,165 (-4.1%) 0.00 111
    2019-04-01 $125,932 (7.9%) $162,682 (-0.4%) 0.00 110
    2019-05-01 $129,175 (2.6%) $167,082 (-0.8%) 0.00 119
    2019-06-01 $127,000 (-2.2%) $161,094 (-10.0%) 0.00 132
    2019-07-01 $125,175 (-4.8%) $159,502 (-11.4%) 0.00 125
    2019-08-01 $124,927 (-5.4%) $157,093 (-12.3%) 0.00 124
    2019-09-01 $124,968 (0.0%) $153,749 (-9.6%) 0.00 133
    2019-10-01 $123,720 (7.4%) $151,520 (-7.7%) 0.00 139
    2019-11-01 $128,450 (20.2%) $148,089 (-6.0%) 0.00 138
    2019-12-01 $129,900 (29.3%) $143,017 (-4.3%) 0.00 119
    2020-01-01 $132,250 (34.3%) $142,198 (-3.2%) 0.00 103
    2020-02-01 $98,000 (-6.3%) $126,823 (-14.1%) 0.00 105
    2020-03-01 $103,850 (-9.6%) $131,096 (-15.5%) 0.00 98
    2020-04-01 $108,700 (-13.7%) $127,369 (-21.7%) 0.00 93
    2020-05-01 $109,900 (-14.9%) $130,173 (-22.1%) 0.00 92
    2020-06-01 $125,000 (-1.6%) $167,587 (4.0%) 0.00 60
    2020-07-01 $143,000 (14.2%) $175,421 (10.0%) 0.00 54
    2020-08-01 $149,900 (20.0%) $168,883 (7.5%) 0.00 65
    2020-09-01 $123,425 (-1.2%) $146,841 (-4.5%) 0.00 81
    2020-10-01 $124,950 (1.0%) $149,314 (-1.5%) 0.00 80
    2020-11-01 $119,475 (-7.0%) $148,654 (0.4%) 0.00 76
    2020-12-01 $124,950 (-3.8%) $147,679 (3.3%) 0.00 68
    2021-01-01 $122,225 (-7.6%) $142,418 (0.2%) 0.00 56
    2021-02-01 $130,588 (33.3%) $147,217 (16.1%) 0.00 47
    2021-03-01 $125,250 (20.6%) $147,980 (12.9%) 0.00 41
    2021-04-01 $135,900 (25.0%) $155,348 (22.0%) 0.00 32
    2021-05-01 $154,950 (41.0%) $166,455 (27.9%) 0.00 31
    2021-06-01 $176,350 (41.1%) $179,753 (7.3%) 0.00 38
    2021-07-01 $175,000 (22.4%) $189,146 (7.8%) 0.00 51
    2021-08-01 $199,825 (33.3%) $200,087 (18.5%) 0.00 62
    2021-09-01 $172,975 (40.2%) $193,345 (31.7%) 0.00 66
    2021-10-01 $172,400 (38.0%) $189,011 (26.6%) 0.00 70
    2021-11-01 $162,450 (36.0%) $181,587 (22.2%) 0.00 66
    2021-12-01 $136,150 (9.0%) $171,606 (16.2%) 0.00 49
    2022-01-01 $155,450 (27.2%) $184,903 (29.8%) 0.00 40
    2022-02-01 $167,400 (28.2%) $192,261 (30.6%) 0.00 37
    2022-03-01 $147,000 (17.4%) $173,462 (17.2%) 0.00 42
    2022-04-01 $145,000 (6.7%) $175,010 (12.7%) 0.00 36
    2022-05-01 $164,425 (6.1%) $194,109 (16.6%) 0.00 45
    2022-06-01 $156,800 (-11.1%) $183,968 (2.3%) 0.00 54
    2022-07-01 $149,900 (-14.3%) $182,584 (-3.5%) 0.00 66
    2022-08-01 $141,650 (-29.1%) $173,322 (-13.4%) 0.00 68
    2022-09-01 $157,000 (-9.2%) $201,362 (4.2%) 0.00 62
    2022-10-01 $149,950 (-13.0%) $195,171 (3.3%) 0.00 66
    2022-11-01 $162,850 (0.3%) $179,391 (-1.2%) 0.00 50
    2022-12-01 $154,950 (13.8%) $171,682 (0.0%) 0.00 52
    2023-01-01 $143,225 (-7.9%) $161,180 (-12.8%) 0.00 44
    2023-02-01 $154,750 (-7.6%) $192,677 (0.2%) 0.00 27
    2023-03-01 $164,975 (12.2%) $188,732 (8.8%) 0.00 30
    2023-04-01 $185,000 (27.6%) $220,516 (26.0%) 0.00 31
    2023-05-01 $206,000 (25.3%) $240,476 (23.9%) 0.00 37
    2023-06-01 $227,500 (45.1%) $239,055 (29.9%) 0.00 48
    2023-07-01 $225,500 (50.4%) $243,526 (33.4%) 0.00 45
    2023-08-01 $225,950 (59.5%) $247,336 (42.7%) 0.00 49
    2023-09-01 $202,250 (28.8%) $230,878 (14.7%) 0.00 52
    2023-10-01 $187,325 (24.9%) $224,674 (15.1%) 0.00 48
    2023-11-01 $187,483 (15.1%) $212,796 (18.6%) 0.00 56
    2023-12-01 $177,400 (14.5%) $209,612 (22.1%) 0.00 52
    2024-01-01 $167,400 (16.9%) $200,221 (24.2%) 0.00 52
    2024-02-01 $162,450 (5.0%) $202,538 (5.1%) 0.00 50
    2024-03-01 $190,950 (15.7%) $227,718 (20.7%) 0.00 42
    2024-04-01 $183,225 (-1.0%) $228,938 (3.8%) 0.00 48
    2024-05-01 $177,475 (-13.9%) $228,580 (-5.0%) 0.00 57
    2024-06-01 $181,000 (-20.4%) $219,648 (-8.1%) 0.00 49
    2024-07-01 $167,450 (-25.7%) $198,010 (-18.7%) 0.00 59
    2024-08-01 $185,900 (-17.7%) $222,209 (-10.2%) 0.00 62
    2024-09-01 $188,650 (-6.7%) $219,705 (-4.8%) 0.00 61
    2024-10-01 $195,475 (4.4%) $221,944 (-1.2%) 0.00 74
    2024-11-01 $199,900 (6.6%) $223,392 (5.0%) 0.00 84
    2024-12-01 $188,450 (6.2%) $220,984 (5.4%) 0.00 73
    2025-01-01 $189,950 (13.5%) $219,342 (9.6%) 0.00 69
    2025-02-01 $207,450 (27.7%) $215,706 (6.5%) 0.00 61
    Fremont's median listing price for 2025-02-01 was $207,450, a difference of $45,000 (27.7%) versus the prior year and $17,500 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2025-02-01 was $215,706, a difference of $13,168 (6.5%) versus the prior year and $-3,636 versus the prior month.

    For the 2025-02-01 period, Fremont had 61 MLS listings, a difference of -8 listings (-12%) versus the prior month and 11 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,582 sqft
    2018-02-01 0 days 1,645 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,688 sqft
    2018-05-01 0 days 1,673 sqft
    2018-06-01 0 days 1,666 sqft
    2018-07-01 0 days 1,706 sqft
    2018-08-01 0 days 1,748 sqft
    2018-09-01 0 days 1,727 sqft
    2018-10-01 0 days 1,703 sqft
    2018-11-01 0 days 1,647 sqft
    2018-12-01 0 days 1,598 sqft
    2019-01-01 0 days 1,578 sqft
    2019-02-01 0 days 1,577 sqft
    2019-03-01 0 days 1,625 sqft
    2019-04-01 0 days 1,664 sqft
    2019-05-01 0 days 1,667 sqft
    2019-06-01 0 days 1,598 sqft
    2019-07-01 0 days 1,666 sqft
    2019-08-01 0 days 1,649 sqft
    2019-09-01 0 days 1,641 sqft
    2019-10-01 0 days 1,635 sqft
    2019-11-01 0 days 1,629 sqft
    2019-12-01 0 days 1,630 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,542 sqft
    2020-03-01 0 days 1,577 sqft
    2020-04-01 0 days 1,590 sqft
    2020-05-01 0 days 1,572 sqft
    2020-06-01 0 days 1,729 sqft
    2020-07-01 0 days 1,773 sqft
    2020-08-01 0 days 1,773 sqft
    2020-09-01 0 days 1,803 sqft
    2020-10-01 0 days 1,724 sqft
    2020-11-01 0 days 1,704 sqft
    2020-12-01 0 days 1,629 sqft
    2021-01-01 0 days 1,574 sqft
    2021-02-01 0 days 1,694 sqft
    2021-03-01 0 days 1,735 sqft
    2021-04-01 0 days 1,741 sqft
    2021-05-01 0 days 1,642 sqft
    2021-06-01 0 days 1,731 sqft
    2021-07-01 0 days 1,734 sqft
    2021-08-01 0 days 1,773 sqft
    2021-09-01 0 days 1,717 sqft
    2021-10-01 0 days 1,658 sqft
    2021-11-01 0 days 1,647 sqft
    2021-12-01 0 days 1,627 sqft
    2022-01-01 0 days 1,753 sqft
    2022-02-01 0 days 1,773 sqft
    2022-03-01 0 days 1,581 sqft
    2022-04-01 0 days 1,654 sqft
    2022-05-01 0 days 1,659 sqft
    2022-06-01 0 days 1,579 sqft
    2022-07-01 0 days 1,580 sqft
    2022-08-01 0 days 1,502 sqft
    2022-09-01 0 days 1,542 sqft
    2022-10-01 0 days 1,540 sqft
    2022-11-01 0 days 1,550 sqft
    2022-12-01 0 days 1,504 sqft
    2023-01-01 0 days 1,487 sqft
    2023-02-01 0 days 1,600 sqft
    2023-03-01 0 days 1,571 sqft
    2023-04-01 0 days 1,619 sqft
    2023-05-01 0 days 1,624 sqft
    2023-06-01 0 days 1,711 sqft
    2023-07-01 0 days 1,728 sqft
    2023-08-01 0 days 1,774 sqft
    2023-09-01 0 days 1,652 sqft
    2023-10-01 0 days 1,564 sqft
    2023-11-01 0 days 1,542 sqft
    2023-12-01 0 days 1,514 sqft
    2024-01-01 0 days 1,499 sqft
    2024-02-01 0 days 1,535 sqft
    2024-03-01 0 days 1,600 sqft
    2024-04-01 0 days 1,462 sqft
    2024-05-01 0 days 1,506 sqft
    2024-06-01 0 days 1,572 sqft
    2024-07-01 0 days 1,538 sqft
    2024-08-01 0 days 1,562 sqft
    2024-09-01 0 days 1,633 sqft
    2024-10-01 0 days 1,546 sqft
    2024-11-01 0 days 1,593 sqft
    2024-12-01 0 days 1,587 sqft
    2025-01-01 0 days 1,569 sqft
    2025-02-01 0 days 1,548 sqft
    Fremont's median listing age (time on market) for 2025-02-01 was 0 days.

    Fremont's median square footage for active listings during the 2025-02-01 period was 1,548 sqft. One year prior, the average listing was 1,535 sqft.

    Fremont, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 505 $81,765,000 $161,911
    Cash Out Refi 136 $17,480,000 $128,529
    Refi 58 $6,070,000 $104,655
    Home Improvement 54 $3,470,000 $64,259
    Other 51 $3,535,000 $69,314

    Fremont's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Cash Out Refi, with 136 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 251 $42,245,000 $168,307
    7-8% 187 $27,255,000 $145,749
    5-6% 108 $14,650,000 $135,648
    Over 8% 107 $7,905,000 $73,879
    4-5% 6 $1,310,000 $218,333
    <2.5% 1 $15,000 $15,000
    3-4% 1 $65,000 $65,000

    During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 251 originations.

    Loan Sizing (Fremont, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 381 $54,235,000 $142,349
    $100,000 or less 289 $18,145,000 $62,785
    $200k-400k 117 $30,635,000 $261,838
    $400k-600k 15 $6,905,000 $460,333
    $600k-1000k 1 $605,000 $605,000
    $Over $1MM 1 $1,795,000 $1,795,000

    Fremont's loan sizing saw the bucket of loans from $100k-200k with 381 originations, totaling $54,235,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 330 $56,230,000 $170,394
    60-80% 124 $18,340,000 $147,903
    20-40% 72 $4,560,000 $63,333
    40-60% 68 $7,150,000 $105,147
    Under 20% 52 $4,120,000 $79,231
    Over 100% 14 $2,720,000 $194,286

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 330 originations, totaling $56,230,000 in origination value.