Fremont Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fremont averaged
6.44%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.04% and
one month ago for the week of 2024-09-05, the
average rate was 6.37%.
Fremont's average rate one year ago was 7.31%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Fremont 30 Year Fixed Rate | 2024-10-10 | 6.44% |
Fremont 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Fremont 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Fremont 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Fremont 30 Year FHA | 2024-10-10 | 6.33% |
Fremont 30 Year FHA Refi | 2024-10-10 | 5.9% |
Fremont 30 Year USDA | 2024-10-10 | 6.08% |
Fremont 30 Year USDA Refi | 2024-10-10 | 6.08% |
Fremont 30 Year VA | 2024-10-10 | 6.05% |
Fremont 30 Year VA Refi | 2024-10-10 | 5.65% |
Fremont Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fremont Average Closing Costs & Other Stats
Fremont, OH's 57 lenders originated 804
loans during 2023. The total origination value was $112,320,000, with an average loan value of
$139,701.
Fremont's average closing costs are $4,448.
The top Fremont lender as defined by loan originations is The Croghan Colonial Bank, with
62 loans originated. Their average total fees are
$3,171, which is $1,368
lower than the next largest lender,
The Huntington National Bank.
The lowest fee Fremont lenders (with over 10 loans originated) are
Fifth Third Bank ($2,819), The Croghan Colonial Bank ($3,171), First National Bank of Bellevue ($3,344), The Genoa Banking Company ($3,792) and The Huntington National Bank ($4,539).
The lowest rate Fremont lenders (with over 10 loans originated) are
The Croghan Colonial Bank (6.25%), The Genoa Banking Company (6.35%), First National Bank of Bellevue (6.48%), The Huntington National Bank (6.85%) and Fifth Third Bank (6.89%).
Fremont, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Fremont Federal Credit Union | $21,760,000 | $18,670,000 | -14.2% | 16.6% |
QUICKEN LOANS, LLC | $11,975,000 | $9,755,000 | -18.5% | 8.7% |
The Croghan Colonial Bank | $12,935,000 | $9,230,000 | -28.6% | 8.2% |
The Huntington National Bank | $10,530,000 | $6,635,000 | -37.0% | 5.9% |
Mortgage Research Center, LLC | $6,020,000 | $4,270,000 | -29.1% | 3.8% |
LOANDEPOT.COM, LLC | $5,880,000 | $4,185,000 | -28.8% | 3.7% |
UNION HOME MORTGAGE CORP. | $5,225,000 | $4,185,000 | -19.9% | 3.7% |
The Genoa Banking Company | $5,680,000 | $3,655,000 | -35.7% | 3.3% |
First National Bank of Bellevue | $3,830,000 | $3,605,000 | -5.9% | 3.2% |
Fifth Third Bank | $7,930,000 | $3,220,000 | -59.4% | 2.9% |
CROSSCOUNTRY MORTGAGE, LLC | $1,980,000 | $2,795,000 | 41.2% | 2.5% |
UNITED WHOLESALE MORTGAGE, LLC | $2,025,000 | $2,220,000 | 9.6% | 2.0% |
NAVY FEDERAL CREDIT UNION | $450,000 | $2,080,000 | 362.2% | 1.9% |
The Union Bank Company | $2,490,000 | $1,910,000 | -23.3% | 1.7% |
UNION CAPITAL MORTGAGE CORPORATION | $1,865,000 | n/a | 1.7% | |
First Federal Bank of the Midwest | $4,845,000 | $1,655,000 | -65.8% | 1.5% |
Civista Bank | $2,930,000 | $1,570,000 | -46.4% | 1.4% |
KeyBank | $1,555,000 | $1,375,000 | -11.6% | 1.2% |
The Old Fort Banking Company | $2,600,000 | $1,365,000 | -47.5% | 1.2% |
AG Credit, Agricultural Credit Association | $930,000 | $1,335,000 | 43.5% | 1.2% |
First Federal Savings and Loan Association of Lakewood | $435,000 | $1,295,000 | 197.7% | 1.2% |
EQUITY RESOURCES, INC. | $1,095,000 | $1,275,000 | 16.4% | 1.1% |
NEWREZ LLC | $230,000 | $1,040,000 | 352.2% | 0.9% |
U.S. Bank | $3,265,000 | $1,015,000 | -68.9% | 0.9% |
MID AMERICA MORTGAGE, INC. | $1,285,000 | $960,000 | -25.3% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $1,115,000 | $915,000 | -17.9% | 0.8% |
PNC Bank | $720,000 | $875,000 | 21.5% | 0.8% |
BROKER SOLUTIONS, INC. | $135,000 | $685,000 | 407.4% | 0.6% |
YOUR HOME FINANCIAL LLC | $2,365,000 | $660,000 | -72.1% | 0.6% |
First Federal Savings and Loan Association of Lorain | $615,000 | $650,000 | 5.7% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $685,000 | $555,000 | -19.0% | 0.5% |
PLAZA HOME MORTGAGE, INC. | $150,000 | $540,000 | 260.0% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $1,245,000 | $500,000 | -59.8% | 0.4% |
The State Bank and Trust Company | $270,000 | $500,000 | 85.2% | 0.4% |
Flagstar Bank, FSB | $535,000 | $470,000 | -12.1% | 0.4% |
GUARANTEED RATE, INC. | $455,000 | n/a | 0.4% | |
JPMorgan Chase Bank | $1,060,000 | $450,000 | -57.5% | 0.4% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $425,000 | n/a | 0.4% | |
Citizens Bank | $760,000 | $400,000 | -47.4% | 0.4% |
VILLAGE CAPITAL MORTGAGE | $175,000 | $400,000 | 128.6% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $760,000 | $395,000 | -48.0% | 0.4% |
CARDINAL FINANCIAL | $155,000 | $385,000 | 148.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $810,000 | $355,000 | -56.2% | 0.3% |
Farm Credit Mid-America, ACA | $370,000 | $340,000 | -8.1% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $310,000 | $330,000 | 6.5% | 0.3% |
Discover Bank | $265,000 | $330,000 | 24.5% | 0.3% |
Northwest Bank | $310,000 | n/a | 0.3% | |
Evolve Bank & Trust | $300,000 | n/a | 0.3% | |
Servion, Inc. | $745,000 | $290,000 | -61.1% | 0.3% |
HOMESIDE FINANCIAL, LLC | $500,000 | $260,000 | -48.0% | 0.2% |
Carrington Mortgage Services, LLC | $680,000 | $250,000 | -63.2% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $350,000 | $250,000 | -28.6% | 0.2% |
STAR Financial Bank | $245,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $235,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $520,000 | $235,000 | -54.8% | 0.2% |
Bank of America | $245,000 | $230,000 | -6.1% | 0.2% |
GLASS CITY Federal Credit Union | $155,000 | $230,000 | 48.4% | 0.2% |
MOVEMENT MORTGAGE, LLC | $225,000 | n/a | 0.2% | |
THE EQUITABLE MORTGAGE CORPORATION | $215,000 | n/a | 0.2% | |
Wells Fargo Bank | $2,565,000 | $215,000 | -91.6% | 0.2% |
ZILLOW HOME LOANS, LLC | $210,000 | n/a | 0.2% | |
POLARIS HOME FUNDING CORP. | $85,000 | $205,000 | 141.2% | 0.2% |
Ally Bank | $350,000 | $200,000 | -42.9% | 0.2% |
First Savings Bank | $135,000 | $195,000 | 44.4% | 0.2% |
T2 FINANCIAL LLC | $195,000 | n/a | 0.2% | |
Figure Lending LLC | $65,000 | $190,000 | 192.3% | 0.2% |
Superior Credit Union, Inc. | $25,000 | $190,000 | 660.0% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $65,000 | $180,000 | 176.9% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $175,000 | n/a | 0.2% | |
First Federal Bank | $175,000 | $175,000 | 0.0% | 0.2% |
GVC MORTGAGE, INC. | $275,000 | $175,000 | -36.4% | 0.2% |
MORTGAGE 1 INCORPORATED | $175,000 | n/a | 0.2% | |
SPRING EQ, LLC | $175,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $450,000 | $175,000 | -61.1% | 0.2% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $165,000 | n/a | 0.1% | |
CLEARPATH LENDING | $165,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $175,000 | $165,000 | -5.7% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $135,000 | $165,000 | 22.2% | 0.1% |
Equity Prime Mortgage LLC | $155,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $380,000 | $155,000 | -59.2% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $150,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $145,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $145,000 | n/a | 0.1% | |
FIRST OHIO HOME FINANCE, INC. | $115,000 | $135,000 | 17.4% | 0.1% |
NBKC BANK | $125,000 | n/a | 0.1% | |
The Federal Savings Bank | $235,000 | $125,000 | -46.8% | 0.1% |
USAA Federal Savings Bank | $325,000 | $125,000 | -61.5% | 0.1% |
GUILD MORTGAGE COMPANY | $115,000 | n/a | 0.1% | |
CIVIC FINANCIAL SERVICES, LLC | $105,000 | n/a | 0.1% | |
First Federal Bank of Ohio | $315,000 | $105,000 | -66.7% | 0.1% |
MICHIGAN MUTUAL, INC. | $105,000 | n/a | 0.1% | |
Coastal Community Bank | $95,000 | n/a | 0.1% | |
CORNERSTONE COMMUNITY FINANCIAL | $65,000 | $95,000 | 46.2% | 0.1% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $95,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $135,000 | $85,000 | -37.0% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $110,000 | $70,000 | -36.4% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $555,000 | $65,000 | -88.3% | 0.1% |
TOGETHER CREDIT UNION | $35,000 | $65,000 | 85.7% | 0.1% |
GENISYS | $55,000 | n/a | 0.0% | |
NORTHERN MORTGAGE SERVICES, LLC | $55,000 | n/a | 0.0% | |
The Farmers & Merchants State Bank | $55,000 | n/a | 0.0% | |
BAYER HERITAGE | $45,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $45,000 | n/a | 0.0% | |
First Financial Bank | $85,000 | $20,000 | -76.5% | 0.0% |
Fremont's top lender by overall market share is Fremont Federal Credit Union, with 16.6% market share. In second place, with 8.7%, is QUICKEN LOANS, LLC, having originated $9,755,000 in loans. In third place, with 8.2%, is The Croghan Colonial Bank, having originated $9,230,000 in loans. In fourth place, with 5.9%, is The Huntington National Bank, having originated $6,635,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $4,270,000 in loans.
Fremont Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $109,425 (28.9%) | $156,475 (40.8%) | 0.00 | 136 |
2018-02-01 | $114,900 (27.8%) | $155,633 (27.8%) | 0.00 | 125 |
2018-03-01 | $110,544 (25.6%) | $162,824 (33.3%) | 0.00 | 112 |
2018-04-01 | $116,750 (24.9%) | $163,625 (24.5%) | 0.00 | 117 |
2018-05-01 | $125,950 (29.7%) | $168,388 (22.1%) | 0.00 | 120 |
2018-06-01 | $129,900 (23.8%) | $179,830 (21.9%) | 0.00 | 119 |
2018-07-01 | $132,725 (14.2%) | $180,843 (13.3%) | 0.00 | 137 |
2018-08-01 | $132,725 (11.8%) | $179,957 (14.1%) | 0.00 | 146 |
2018-09-01 | $126,900 (6.7%) | $170,952 (10.1%) | 0.00 | 142 |
2018-10-01 | $117,450 (-1.3%) | $164,960 (4.2%) | 0.00 | 138 |
2018-11-01 | $107,167 (-9.0%) | $157,934 (3.0%) | 0.00 | 137 |
2018-12-01 | $100,500 (-7.8%) | $149,494 (-2.0%) | 0.00 | 128 |
2019-01-01 | $98,450 (-10.0%) | $146,927 (-6.1%) | 0.00 | 120 |
2019-02-01 | $104,625 (-8.9%) | $147,647 (-5.1%) | 0.00 | 115 |
2019-03-01 | $114,857 (3.9%) | $155,165 (-4.7%) | 0.00 | 111 |
2019-04-01 | $125,932 (7.9%) | $162,682 (-0.6%) | 0.00 | 110 |
2019-05-01 | $129,175 (2.6%) | $167,082 (-0.8%) | 0.00 | 119 |
2019-06-01 | $127,000 (-2.2%) | $161,094 (-10.4%) | 0.00 | 132 |
2019-07-01 | $125,175 (-5.7%) | $159,502 (-11.8%) | 0.00 | 125 |
2019-08-01 | $124,927 (-5.9%) | $157,093 (-12.7%) | 0.00 | 124 |
2019-09-01 | $124,968 (-1.5%) | $153,749 (-10.1%) | 0.00 | 133 |
2019-10-01 | $123,720 (5.3%) | $151,520 (-8.2%) | 0.00 | 139 |
2019-11-01 | $128,450 (19.9%) | $148,089 (-6.2%) | 0.00 | 138 |
2019-12-01 | $129,425 (28.8%) | $142,618 (-4.6%) | 0.00 | 118 |
2020-01-01 | $131,925 (34.0%) | $141,399 (-3.8%) | 0.00 | 102 |
2020-02-01 | $98,000 (-6.3%) | $126,823 (-14.1%) | 0.00 | 105 |
2020-03-01 | $103,850 (-9.6%) | $131,096 (-15.5%) | 0.00 | 98 |
2020-04-01 | $108,700 (-13.7%) | $127,369 (-21.7%) | 0.00 | 93 |
2020-05-01 | $109,900 (-14.9%) | $130,173 (-22.1%) | 0.00 | 92 |
2020-06-01 | $124,975 (-1.6%) | $166,462 (3.3%) | 0.00 | 59 |
2020-07-01 | $140,500 (12.2%) | $174,382 (9.3%) | 0.00 | 53 |
2020-08-01 | $149,700 (19.8%) | $167,757 (6.8%) | 0.00 | 64 |
2020-09-01 | $119,950 (-4.0%) | $145,707 (-5.2%) | 0.00 | 80 |
2020-10-01 | $124,900 (1.0%) | $148,195 (-2.2%) | 0.00 | 79 |
2020-11-01 | $119,000 (-7.4%) | $147,545 (-0.4%) | 0.00 | 75 |
2020-12-01 | $124,950 (-3.5%) | $145,868 (2.3%) | 0.00 | 67 |
2021-01-01 | $120,000 (-9.0%) | $140,944 (-0.3%) | 0.00 | 55 |
2021-02-01 | $129,925 (32.6%) | $145,239 (14.5%) | 0.00 | 46 |
2021-03-01 | $120,750 (16.3%) | $145,957 (11.3%) | 0.00 | 40 |
2021-04-01 | $134,050 (23.3%) | $153,066 (20.2%) | 0.00 | 31 |
2021-05-01 | $149,500 (36.0%) | $164,229 (26.2%) | 0.00 | 30 |
2021-06-01 | $172,675 (38.2%) | $178,415 (7.2%) | 0.00 | 37 |
2021-07-01 | $175,000 (24.6%) | $189,146 (8.5%) | 0.00 | 51 |
2021-08-01 | $199,750 (33.4%) | $200,087 (19.3%) | 0.00 | 62 |
2021-09-01 | $172,975 (44.2%) | $193,345 (32.7%) | 0.00 | 66 |
2021-10-01 | $172,400 (38.0%) | $189,011 (27.5%) | 0.00 | 70 |
2021-11-01 | $162,450 (36.5%) | $181,587 (23.1%) | 0.00 | 66 |
2021-12-01 | $136,150 (9.0%) | $171,606 (17.6%) | 0.00 | 49 |
2022-01-01 | $155,450 (29.5%) | $184,903 (31.2%) | 0.00 | 40 |
2022-02-01 | $167,400 (28.8%) | $192,261 (32.4%) | 0.00 | 37 |
2022-03-01 | $147,000 (21.7%) | $173,462 (18.8%) | 0.00 | 42 |
2022-04-01 | $145,000 (8.2%) | $175,010 (14.3%) | 0.00 | 36 |
2022-05-01 | $164,425 (10.0%) | $194,109 (18.2%) | 0.00 | 45 |
2022-06-01 | $156,800 (-9.2%) | $183,968 (3.1%) | 0.00 | 54 |
2022-07-01 | $149,900 (-14.3%) | $182,584 (-3.5%) | 0.00 | 66 |
2022-08-01 | $141,650 (-29.1%) | $173,322 (-13.4%) | 0.00 | 68 |
2022-09-01 | $157,000 (-9.2%) | $201,362 (4.2%) | 0.00 | 62 |
2022-10-01 | $149,950 (-13.0%) | $195,171 (3.3%) | 0.00 | 66 |
2022-11-01 | $162,850 (0.3%) | $179,391 (-1.2%) | 0.00 | 50 |
2022-12-01 | $154,950 (13.8%) | $171,682 (0.0%) | 0.00 | 52 |
2023-01-01 | $143,225 (-7.9%) | $161,180 (-12.8%) | 0.00 | 44 |
2023-02-01 | $154,750 (-7.6%) | $192,677 (0.2%) | 0.00 | 27 |
2023-03-01 | $164,975 (12.2%) | $188,732 (8.8%) | 0.00 | 30 |
2023-04-01 | $185,000 (27.6%) | $220,516 (26.0%) | 0.00 | 31 |
2023-05-01 | $206,000 (25.3%) | $240,476 (23.9%) | 0.00 | 37 |
2023-06-01 | $227,500 (45.1%) | $239,055 (29.9%) | 0.00 | 48 |
2023-07-01 | $225,500 (50.4%) | $243,526 (33.4%) | 0.00 | 45 |
2023-08-01 | $225,950 (59.5%) | $247,336 (42.7%) | 0.00 | 49 |
2023-09-01 | $202,250 (28.8%) | $230,878 (14.7%) | 0.00 | 52 |
2023-10-01 | $187,325 (24.9%) | $224,674 (15.1%) | 0.00 | 48 |
2023-11-01 | $187,483 (15.1%) | $212,796 (18.6%) | 0.00 | 56 |
2023-12-01 | $177,400 (14.5%) | $209,612 (22.1%) | 0.00 | 52 |
2024-01-01 | $167,400 (16.9%) | $200,221 (24.2%) | 0.00 | 52 |
2024-02-01 | $162,450 (5.0%) | $202,538 (5.1%) | 0.00 | 50 |
2024-03-01 | $190,950 (15.7%) | $227,718 (20.7%) | 0.00 | 42 |
2024-04-01 | $183,225 (-1.0%) | $228,938 (3.8%) | 0.00 | 48 |
2024-05-01 | $180,425 (-12.4%) | $230,498 (-4.2%) | 0.00 | 56 |
2024-06-01 | $185,000 (-18.7%) | $228,520 (-4.4%) | 0.00 | 49 |
2024-07-01 | $167,450 (-25.7%) | $198,010 (-18.7%) | 0.00 | 59 |
2024-08-01 | $185,900 (-17.7%) | $222,209 (-10.2%) | 0.00 | 62 |
2024-09-01 | $188,650 (-6.7%) | $219,705 (-4.8%) | 0.00 | 61 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2024-09-01 was $219,705, a difference of $-11,173 (-4.8%) versus the prior year and $-2,504 versus the prior month.
For the 2024-09-01 period, Fremont had 61 MLS listings, a difference of -1 listings (-2%) versus the prior month and 9 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,588 sqft |
2018-02-01 | 0 days | 1,645 sqft |
2018-03-01 | 0 days | 1,696 sqft |
2018-04-01 | 0 days | 1,688 sqft |
2018-05-01 | 0 days | 1,673 sqft |
2018-06-01 | 0 days | 1,676 sqft |
2018-07-01 | 0 days | 1,712 sqft |
2018-08-01 | 0 days | 1,752 sqft |
2018-09-01 | 0 days | 1,740 sqft |
2018-10-01 | 0 days | 1,704 sqft |
2018-11-01 | 0 days | 1,652 sqft |
2018-12-01 | 0 days | 1,598 sqft |
2019-01-01 | 0 days | 1,578 sqft |
2019-02-01 | 0 days | 1,577 sqft |
2019-03-01 | 0 days | 1,625 sqft |
2019-04-01 | 0 days | 1,664 sqft |
2019-05-01 | 0 days | 1,667 sqft |
2019-06-01 | 0 days | 1,598 sqft |
2019-07-01 | 0 days | 1,666 sqft |
2019-08-01 | 0 days | 1,649 sqft |
2019-09-01 | 0 days | 1,639 sqft |
2019-10-01 | 0 days | 1,633 sqft |
2019-11-01 | 0 days | 1,629 sqft |
2019-12-01 | 0 days | 1,628 sqft |
2020-01-01 | 0 days | 1,596 sqft |
2020-02-01 | 0 days | 1,542 sqft |
2020-03-01 | 0 days | 1,577 sqft |
2020-04-01 | 0 days | 1,590 sqft |
2020-05-01 | 0 days | 1,572 sqft |
2020-06-01 | 0 days | 1,724 sqft |
2020-07-01 | 0 days | 1,773 sqft |
2020-08-01 | 0 days | 1,773 sqft |
2020-09-01 | 0 days | 1,815 sqft |
2020-10-01 | 0 days | 1,717 sqft |
2020-11-01 | 0 days | 1,698 sqft |
2020-12-01 | 0 days | 1,624 sqft |
2021-01-01 | 0 days | 1,570 sqft |
2021-02-01 | 0 days | 1,687 sqft |
2021-03-01 | 0 days | 1,711 sqft |
2021-04-01 | 0 days | 1,719 sqft |
2021-05-01 | 0 days | 1,618 sqft |
2021-06-01 | 0 days | 1,721 sqft |
2021-07-01 | 0 days | 1,734 sqft |
2021-08-01 | 0 days | 1,773 sqft |
2021-09-01 | 0 days | 1,717 sqft |
2021-10-01 | 0 days | 1,658 sqft |
2021-11-01 | 0 days | 1,647 sqft |
2021-12-01 | 0 days | 1,627 sqft |
2022-01-01 | 0 days | 1,753 sqft |
2022-02-01 | 0 days | 1,773 sqft |
2022-03-01 | 0 days | 1,581 sqft |
2022-04-01 | 0 days | 1,654 sqft |
2022-05-01 | 0 days | 1,659 sqft |
2022-06-01 | 0 days | 1,579 sqft |
2022-07-01 | 0 days | 1,580 sqft |
2022-08-01 | 0 days | 1,502 sqft |
2022-09-01 | 0 days | 1,542 sqft |
2022-10-01 | 0 days | 1,540 sqft |
2022-11-01 | 0 days | 1,550 sqft |
2022-12-01 | 0 days | 1,504 sqft |
2023-01-01 | 0 days | 1,487 sqft |
2023-02-01 | 0 days | 1,600 sqft |
2023-03-01 | 0 days | 1,571 sqft |
2023-04-01 | 0 days | 1,619 sqft |
2023-05-01 | 0 days | 1,624 sqft |
2023-06-01 | 0 days | 1,711 sqft |
2023-07-01 | 0 days | 1,728 sqft |
2023-08-01 | 0 days | 1,774 sqft |
2023-09-01 | 0 days | 1,652 sqft |
2023-10-01 | 0 days | 1,564 sqft |
2023-11-01 | 0 days | 1,542 sqft |
2023-12-01 | 0 days | 1,514 sqft |
2024-01-01 | 0 days | 1,499 sqft |
2024-02-01 | 0 days | 1,535 sqft |
2024-03-01 | 0 days | 1,600 sqft |
2024-04-01 | 0 days | 1,462 sqft |
2024-05-01 | 0 days | 1,509 sqft |
2024-06-01 | 0 days | 1,595 sqft |
2024-07-01 | 0 days | 1,538 sqft |
2024-08-01 | 0 days | 1,562 sqft |
2024-09-01 | 0 days | 1,633 sqft |
Fremont's median square footage for active listings during the 2024-09-01 period was 1,633 sqft. One year prior, the average listing was 1,652 sqft.
Fremont, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 505 | $81,765,000 | $161,911 |
Cash Out Refi | 136 | $17,480,000 | $128,529 |
Refi | 58 | $6,070,000 | $104,655 |
Home Improvement | 54 | $3,470,000 | $64,259 |
Other | 51 | $3,535,000 | $69,314 |
Fremont's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Cash Out Refi, with 136 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 251 | $42,245,000 | $168,307 |
7-8% | 187 | $27,255,000 | $145,749 |
5-6% | 108 | $14,650,000 | $135,648 |
Over 8% | 107 | $7,905,000 | $73,879 |
4-5% | 6 | $1,310,000 | $218,333 |
<2.5% | 1 | $15,000 | $15,000 |
3-4% | 1 | $65,000 | $65,000 |
During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 251 originations.
Loan Sizing (Fremont, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 381 | $54,235,000 | $142,349 |
$100,000 or less | 289 | $18,145,000 | $62,785 |
$200k-400k | 117 | $30,635,000 | $261,838 |
$400k-600k | 15 | $6,905,000 | $460,333 |
$600k-1000k | 1 | $605,000 | $605,000 |
$Over $1MM | 1 | $1,795,000 | $1,795,000 |
Fremont's loan sizing saw the bucket of loans from $100k-200k with 381 originations, totaling $54,235,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 330 | $56,230,000 | $170,394 |
60-80% | 124 | $18,340,000 | $147,903 |
20-40% | 72 | $4,560,000 | $63,333 |
40-60% | 68 | $7,150,000 | $105,147 |
Under 20% | 52 | $4,120,000 | $79,231 |
Over 100% | 14 | $2,720,000 | $194,286 |
Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 330 originations, totaling $56,230,000 in origination value.