Fremont Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 6.83% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.76% and one month ago for the week of 2023-02-09, the average rate was 6.55%.

    Fremont's average rate one year ago was 3.98%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.05%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Fremont 30 Year Fixed Rate 2023-03-16 6.83%
    Fremont 30 Year Fixed Rate Refi 2023-03-16 7.05%
    Fremont 15 Year Fixed Rate 2023-03-16 6.37%
    Fremont 15 Year Fixed Rate Refi 2023-03-16 6.22%
    Fremont 30 Year FHA 2023-03-16 6.47%
    Fremont 30 Year FHA Refi 2023-03-16 6.05%
    Fremont 30 Year USDA 2023-03-16 6.24%
    Fremont 30 Year USDA Refi 2023-03-16 6.07%
    Fremont 30 Year VA 2023-03-16 6.41%
    Fremont 30 Year VA Refi 2023-03-16 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, OH.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Croghan Colonial Bank 55 5.18% $3,586
    QUICKEN LOANS, LLC 33 5.06% $5,762
    Fifth Third Bank 23 5.31% $3,680
    The Huntington National Bank 23 4.98% $3,894
    First Federal Bank of the Midwest 17 4.97% $3,361
    LOANDEPOT.COM, LLC 15 5.53% $5,209
    Wells Fargo Bank 14 5.23% $3,658
    UNION HOME MORTGAGE CORP. 14 5.49% $5,181
    First National Bank of Bellevue 13 4.31% $3,439
    Civista Bank 13 5.31% $3,211
    U.S. Bank 12 5.45% $3,138
    The Old Fort Banking Company 11 4.93% $2,723
    YOUR HOME FINANCIAL LLC 11 5.86% $4,294
    UNITED WHOLESALE MORTGAGE, LLC 9 5.33% $4,847
    JPMorgan Chase Bank 6 5.56% $4,639
    First Federal Savings and Loan Association of Lorain 5 4.54% $3,750
    The Union Bank Company 5 5.40% $3,226
    CROSSCOUNTRY MORTGAGE, LLC 5 6.15% $4,958
    EQUITY RESOURCES, INC. 5 5.58% $3,541
    The Genoa Banking Company 4 6.00% $3,604
    CALIBER HOME LOANS, INC. 4 5.31% $5,117
    SUN Federal Credit Union 4 4.00% $2,727
    AMERIFIRST FINANCIAL CORPORATION 4 6.28% $6,248
    Mr. Cooper ( Nationstar Mortgage ) 3 4.33% $6,242
    AMERICAN FINANCING CORPORATION 3 3.71% $4,040
    PNC Bank 3 4.08% $3,190
    Ally Bank 2 3.75% $4,863
    AMERISAVE MORTGAGE CORPORATION 2 4.38% $6,907
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.00% $4,506
    Flagstar Bank, FSB 2 4.06% $4,496
    GENEVA FINANCIAL, LLC 2 5.06% $4,923
    LAKEVIEW LOAN SERVICING, LLC 2 5.63% $4,077
    MID AMERICA MORTGAGE, INC. 2 6.00% $4,308
    MORTGAGE ACCESS CORP. 2 5.88% $3,425
    Mortgage Research Center, LLC 2 4.81% $4,941
    MUTUAL OF OMAHA MORTGAGE, INC. 2 4.75% $4,088
    PENNYMAC LOAN SERVICES, LLC 2 6.13% $5,608
    Servion, Inc. 2 3.63% $4,505
    Third Federal Savings and Loan Association of Cleveland 2 3.84% $2,448
    KeyBank 1 4.50% $3,997
    Bank of America 1 3.00% $4,204
    First Federal Savings and Loan Association of Lakewood 1 4.00% $5,583
    Mercantile Bank of Michigan 1 5.88% $3,005
    UNIFY FINANCIAL Credit Union 1 4.20% $1,689
    BROKER SOLUTIONS, INC. 1 5.75% $7,439
    Union Savings Bank 1 4.00% $309
    Farm Credit Mid-America, ACA 1 4.00% $7,245
    BETTER MORTGAGE CORPORATION 1 5.13% $7,211
    NEWREZ LLC 1 6.13% $4,796
    BAYSHORE MORTGAGE FUNDING, LLC 1 5.50% $5,567
    ENDEAVOR CAPITAL, LLC. 1 5.75% $5,010
    POLARIS HOME FUNDING CORP. 1 4.88% $4,745
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.38% $5,662
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.38% $3,893
    DRAPER AND KRAMER MORTGAGE CORP. 1 5.38% $4,533
    Baxter Credit Union 1 4.63% $3,024
    SIRVA MORTGAGE, INC. 1 4.00% $711
    Discover Bank 1 6.74% $0
    SUN WEST MORTGAGE COMPANY, INC. 1 7.00% $3,555
    The Citizens National Bank of Bluffton 1 4.13% $3,766
    Directions Credit Union, Inc. 1 6.75% $3,218
    Citizens Bank 1 6.00% $7,150
    Citibank 1 5.00% $3,204
    Citadel Servicing Corporation 1 11.25% $5,699
    The Park National Bank 1 6.13% $3,642
    First National Bank of Omaha 1 5.25% $1,942
    FIRST OHIO HOME FINANCE, INC. 1 7.25% $2,561
    First Savings Bank 1 5.13% $5,835
    The State Bank and Trust Company 1 4.13% $5,176
    FORT FINANCIAL Federal Credit Union 1 5.63% $2,947
    FREEDOM MORTGAGE CORPORATION 1 3.25% $4,887
    Carrington Mortgage Services, LLC 1 3.25% $6,106
    GLASS CITY Federal Credit Union 1 7.38% $2,675
    HOMESIDE FINANCIAL, LLC 1 6.13% $8,820
    First Merchants Bank 1 4.88% $3,155

    Fremont Average Closing Costs & Other Stats

    Fremont, OH's 75 lenders originated 1,152 loans during 2022. The total origination value was $155,600,000, with an average loan value of $135,069.

    Fremont's average closing costs are $4,271.

    The top Fremont lender as defined by loan originations is The Croghan Colonial Bank, with 55 loans originated. Their average total fees are $3,586, which is $2,176 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Fremont lenders (with over 10 loans originated) are The Old Fort Banking Company ($2,723), U.S. Bank ($3,138), Civista Bank ($3,211), First Federal Bank of the Midwest ($3,361) and First National Bank of Bellevue ($3,439).

    The lowest rate Fremont lenders (with over 10 loans originated) are First National Bank of Bellevue (4.31%), The Old Fort Banking Company (4.93%), First Federal Bank of the Midwest (4.97%), The Huntington National Bank (4.98%) and QUICKEN LOANS, LLC (5.06%).

    Fremont, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Fremont Federal Credit Union $29,410,000 $21,760,000 -26.0% 14.0%
    The Croghan Colonial Bank $20,120,000 $12,935,000 -35.7% 8.3%
    QUICKEN LOANS, LLC $21,595,000 $11,975,000 -44.5% 7.7%
    The Huntington National Bank $17,290,000 $10,530,000 -39.1% 6.8%
    Fifth Third Bank $9,575,000 $7,930,000 -17.2% 5.1%
    Mortgage Research Center, LLC $5,295,000 $6,020,000 13.7% 3.9%
    LOANDEPOT.COM, LLC $5,960,000 $5,880,000 -1.3% 3.8%
    The Genoa Banking Company $6,525,000 $5,680,000 -13.0% 3.7%
    UNION HOME MORTGAGE CORP. $6,105,000 $5,225,000 -14.4% 3.4%
    First Federal Bank of the Midwest $10,790,000 $4,845,000 -55.1% 3.1%
    First National Bank of Bellevue $9,530,000 $3,830,000 -59.8% 2.5%
    U.S. Bank $3,580,000 $3,265,000 -8.8% 2.1%
    Civista Bank $4,120,000 $2,930,000 -28.9% 1.9%
    The Old Fort Banking Company $4,515,000 $2,600,000 -42.4% 1.7%
    Wells Fargo Bank $4,460,000 $2,565,000 -42.5% 1.6%
    The Union Bank Company $1,165,000 $2,490,000 113.7% 1.6%
    YOUR HOME FINANCIAL LLC $1,875,000 $2,365,000 26.1% 1.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,160,000 $2,025,000 -6.3% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,940,000 $1,980,000 2.1% 1.3%
    KeyBank $4,055,000 $1,555,000 -61.7% 1.0%
    SUN Federal Credit Union $1,035,000 $1,530,000 47.8% 1.0%
    MID AMERICA MORTGAGE, INC. $3,560,000 $1,285,000 -63.9% 0.8%
    AMERISAVE MORTGAGE CORPORATION $810,000 $1,245,000 53.7% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,480,000 $1,115,000 -55.0% 0.7%
    EQUITY RESOURCES, INC. $2,810,000 $1,095,000 -61.0% 0.7%
    JPMorgan Chase Bank $1,405,000 $1,060,000 -24.6% 0.7%
    CALIBER HOME LOANS, INC. $2,175,000 $985,000 -54.7% 0.6%
    AG Credit, Agricultural Credit Association $3,595,000 $930,000 -74.1% 0.6%
    AMERIFIRST FINANCIAL CORPORATION $1,695,000 $865,000 -49.0% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $810,000 362.9% 0.5%
    Citizens Bank $520,000 $760,000 46.2% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,395,000 $760,000 -45.5% 0.5%
    Servion, Inc. $485,000 $745,000 53.6% 0.5%
    PNC Bank $1,400,000 $720,000 -48.6% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,420,000 $685,000 -80.0% 0.4%
    Carrington Mortgage Services, LLC $770,000 $680,000 -11.7% 0.4%
    First Federal Savings and Loan Association of Lorain $1,360,000 $615,000 -54.8% 0.4%
    Third Federal Savings and Loan Association of Cleveland $15,000 $555,000 3,600.0% 0.4%
    SIRVA MORTGAGE, INC. $225,000 $540,000 140.0% 0.3%
    Flagstar Bank, FSB $375,000 $535,000 42.7% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,740,000 $520,000 -70.1% 0.3%
    HOMESIDE FINANCIAL, LLC $655,000 $500,000 -23.7% 0.3%
    AMERICAN FINANCING CORPORATION $430,000 $465,000 8.1% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $785,000 $455,000 -42.0% 0.3%
    MORTGAGE ACCESS CORP. $450,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $1,195,000 $450,000 -62.3% 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $450,000 n/a 0.3%
    NATIONS DIRECT MORTGAGE, LLC $775,000 $445,000 -42.6% 0.3%
    First Federal Savings and Loan Association of Lakewood $1,295,000 $435,000 -66.4% 0.3%
    NEW DAY FINANCIAL, LLC $510,000 $380,000 -25.5% 0.2%
    Farm Credit Mid-America, ACA $370,000 n/a 0.2%
    Ally Bank $260,000 $350,000 34.6% 0.2%
    ENDEAVOR CAPITAL, LLC. $630,000 $350,000 -44.4% 0.2%
    GENEVA FINANCIAL, LLC $125,000 $350,000 180.0% 0.2%
    RELIANCE FIRST CAPITAL, LLC $490,000 $350,000 -28.6% 0.2%
    Sutton Bank $95,000 $345,000 263.2% 0.2%
    The Commercial and Savings Bank of Millersburg Ohio $335,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $330,000 n/a 0.2%
    USAA Federal Savings Bank $1,510,000 $325,000 -78.5% 0.2%
    First Federal Bank of Ohio $910,000 $315,000 -65.4% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $65,000 $310,000 376.9% 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $115,000 $290,000 152.2% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 $280,000 30.2% 0.2%
    GVC MORTGAGE, INC. $360,000 $275,000 -23.6% 0.2%
    The State Bank and Trust Company $525,000 $270,000 -48.6% 0.2%
    Discover Bank $265,000 n/a 0.2%
    Bank of America $190,000 $245,000 28.9% 0.2%
    Baxter Credit Union $235,000 n/a 0.2%
    Directions Credit Union, Inc. $400,000 $235,000 -41.3% 0.2%
    The Federal Savings Bank $1,310,000 $235,000 -82.1% 0.2%
    NEWREZ LLC $350,000 $230,000 -34.3% 0.1%
    M&T Bank $190,000 $225,000 18.4% 0.1%
    UNIFY FINANCIAL Credit Union $225,000 n/a 0.1%
    Nations Lending Corporation $220,000 n/a 0.1%
    The First National Bank of Pandora $450,000 $215,000 -52.2% 0.1%
    The Citizens National Bank of Bluffton $195,000 n/a 0.1%
    First Federal Savings and Loan Association of Delta $185,000 n/a 0.1%
    The Park National Bank $180,000 n/a 0.1%
    Ameris Bank $175,000 n/a 0.1%
    First Federal Bank $175,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $175,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,355,000 $175,000 -87.1% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $655,000 $170,000 -74.0% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $700,000 $155,000 -77.9% 0.1%
    GLASS CITY Federal Credit Union $155,000 n/a 0.1%
    Texana Bank $155,000 n/a 0.1%
    Victorian Finance, LLC $155,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $125,000 $150,000 20.0% 0.1%
    LOANPAL, LLC $145,000 n/a 0.1%
    Union Savings Bank $145,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $175,000 $135,000 -22.9% 0.1%
    BROKER SOLUTIONS, INC. $815,000 $135,000 -83.4% 0.1%
    First Savings Bank $135,000 n/a 0.1%
    Magnolia Bank $95,000 $135,000 42.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $135,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
    Colonial Savings, F.A. $615,000 $125,000 -79.7% 0.1%
    First National Bank of Omaha $125,000 n/a 0.1%
    Citibank $115,000 n/a 0.1%
    FIRST OHIO HOME FINANCE, INC. $115,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $320,000 $115,000 -64.1% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $115,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $100,000 $110,000 10.0% 0.1%
    Chicago Mortgage Solutions LLC $105,000 n/a 0.1%
    Citadel Servicing Corporation $105,000 n/a 0.1%
    Dollar Bank, Federal Savings Bank $105,000 n/a 0.1%
    First Merchants Bank $105,000 n/a 0.1%
    Truist $105,000 n/a 0.1%
    Hometown Lenders, Inc. $665,000 $95,000 -85.7% 0.1%
    Mercantile Bank of Michigan $95,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $95,000 $95,000 0.0% 0.1%
    Transportation Federal Credit Union $95,000 n/a 0.1%
    First Financial Bank $1,735,000 $85,000 -95.1% 0.1%
    POLARIS HOME FUNDING CORP. $570,000 $85,000 -85.1% 0.1%
    HOME POINT FINANCIAL CORPORATION $570,000 $75,000 -86.8% 0.0%
    CORNERSTONE COMMUNITY FINANCIAL $65,000 n/a 0.0%
    Figure Lending LLC $25,000 $65,000 160.0% 0.0%
    FORT FINANCIAL Federal Credit Union $65,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $295,000 $65,000 -78.0% 0.0%
    ROYAL UNITED MORTGAGE LLC $305,000 $65,000 -78.7% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $55,000 n/a 0.0%
    DRAPER AND KRAMER MORTGAGE CORP. $55,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $55,000 n/a 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $55,000 n/a 0.0%
    TOGETHER CREDIT UNION $35,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%
    Superior Credit Union, Inc. $300,000 $25,000 -91.7% 0.0%
    Bay Area Credit Union, Inc. $65,000 $15,000 -76.9% 0.0%

    Fremont's top lender by overall market share is Fremont Federal Credit Union, with 14.0% market share. In second place, with 8.3%, is The Croghan Colonial Bank, having originated $12,935,000 in loans. In third place, with 7.7%, is QUICKEN LOANS, LLC, having originated $11,975,000 in loans. In fourth place, with 6.8%, is The Huntington National Bank, having originated $10,530,000 in loans. In fifth place, with 5.1%, is Fifth Third Bank, having originated $7,930,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,950 (28.3%) $155,697 (40.1%) 0.00 137
    2018-02-01 $114,400 (27.3%) $154,831 (27.1%) 0.00 126
    2018-03-01 $109,900 (24.9%) $161,817 (32.5%) 0.00 113
    2018-04-01 $116,750 (24.9%) $163,345 (24.3%) 0.00 117
    2018-05-01 $125,950 (29.7%) $168,388 (22.1%) 0.00 120
    2018-06-01 $129,900 (23.8%) $179,010 (21.4%) 0.00 120
    2018-07-01 $131,475 (13.1%) $179,918 (12.7%) 0.00 138
    2018-08-01 $132,000 (11.2%) $179,093 (13.6%) 0.00 147
    2018-09-01 $125,000 (5.1%) $169,869 (9.4%) 0.00 143
    2018-10-01 $113,253 (-4.6%) $163,877 (4.0%) 0.00 138
    2018-11-01 $106,392 (-9.1%) $157,257 (2.9%) 0.00 136
    2018-12-01 $100,000 (-7.4%) $149,083 (-1.9%) 0.00 127
    2019-01-01 $97,225 (-10.8%) $146,455 (-5.9%) 0.00 119
    2019-02-01 $104,625 (-8.5%) $147,421 (-4.8%) 0.00 114
    2019-03-01 $114,857 (4.5%) $155,165 (-4.1%) 0.00 111
    2019-04-01 $126,182 (8.1%) $163,069 (-0.2%) 0.00 109
    2019-05-01 $129,175 (2.6%) $167,082 (-0.8%) 0.00 119
    2019-06-01 $127,000 (-2.2%) $161,094 (-10.0%) 0.00 132
    2019-07-01 $125,175 (-4.8%) $159,502 (-11.4%) 0.00 125
    2019-08-01 $124,927 (-5.4%) $157,093 (-12.3%) 0.00 124
    2019-09-01 $124,968 (0.0%) $153,749 (-9.5%) 0.00 133
    2019-10-01 $123,720 (9.2%) $151,520 (-7.5%) 0.00 139
    2019-11-01 $128,450 (20.7%) $148,089 (-5.8%) 0.00 138
    2019-12-01 $129,900 (29.9%) $143,017 (-4.1%) 0.00 119
    2020-01-01 $132,250 (36.0%) $142,198 (-2.9%) 0.00 103
    2020-02-01 $98,000 (-6.3%) $126,823 (-14.0%) 0.00 105
    2020-03-01 $103,850 (-9.6%) $131,096 (-15.5%) 0.00 98
    2020-04-01 $108,700 (-13.9%) $127,369 (-21.9%) 0.00 93
    2020-05-01 $109,900 (-14.9%) $130,173 (-22.1%) 0.00 92
    2020-06-01 $122,500 (-3.5%) $162,878 (1.1%) 0.00 56
    2020-07-01 $129,925 (3.8%) $170,475 (6.9%) 0.00 49
    2020-08-01 $142,500 (14.1%) $162,919 (3.7%) 0.00 60
    2020-09-01 $118,400 (-5.3%) $141,542 (-7.9%) 0.00 77
    2020-10-01 $120,000 (-3.0%) $144,685 (-4.5%) 0.00 76
    2020-11-01 $114,925 (-10.5%) $144,066 (-2.7%) 0.00 72
    2020-12-01 $120,950 (-6.9%) $141,628 (-1.0%) 0.00 64
    2021-01-01 $118,750 (-10.2%) $136,271 (-4.2%) 0.00 52
    2021-02-01 $121,575 (24.1%) $138,818 (9.5%) 0.00 43
    2021-03-01 $112,875 (8.7%) $141,661 (8.1%) 0.00 38
    2021-04-01 $130,875 (20.4%) $148,155 (16.3%) 0.00 29
    2021-05-01 $149,000 (35.6%) $159,504 (22.5%) 0.00 28
    2021-06-01 $166,875 (36.2%) $175,501 (7.8%) 0.00 34
    2021-07-01 $160,000 (23.2%) $180,671 (6.0%) 0.00 46
    2021-08-01 $185,663 (30.3%) $194,863 (19.6%) 0.00 57
    2021-09-01 $169,450 (43.1%) $187,077 (32.2%) 0.00 61
    2021-10-01 $162,500 (35.4%) $181,431 (25.4%) 0.00 65
    2021-11-01 $148,063 (28.8%) $173,558 (20.5%) 0.00 60
    2021-12-01 $129,900 (7.4%) $161,624 (14.1%) 0.00 43
    2022-01-01 $150,000 (26.3%) $178,960 (31.3%) 0.00 37
    2022-02-01 $154,450 (27.0%) $184,171 (32.7%) 0.00 34
    2022-03-01 $145,475 (28.9%) $166,934 (17.8%) 0.00 39
    2022-04-01 $144,500 (10.4%) $167,685 (13.2%) 0.00 34
    2022-05-01 $163,900 (10.0%) $192,544 (20.7%) 0.00 44
    2022-06-01 $154,900 (-7.2%) $182,512 (4.0%) 0.00 53
    2022-07-01 $149,900 (-6.3%) $181,351 (0.4%) 0.00 65
    2022-08-01 $139,900 (-24.7%) $171,773 (-11.9%) 0.00 67
    2022-09-01 $155,000 (-8.5%) $200,059 (6.9%) 0.00 61
    2022-10-01 $149,900 (-7.8%) $193,754 (6.8%) 0.00 65
    2022-11-01 $161,700 (9.2%) $177,291 (2.2%) 0.00 49
    2022-12-01 $154,900 (19.3%) $169,823 (5.1%) 0.00 51
    2023-01-01 $143,225 (-4.5%) $161,180 (-9.9%) 0.00 44
    2023-02-01 $154,750 (0.2%) $192,677 (4.6%) 0.00 27
    Fremont's median listing price for 2023-02-01 was $154,750, a difference of $300 (0.2%) versus the prior year and $11,525 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2023-02-01 was $192,677, a difference of $8,506 (4.6%) versus the prior year and $31,497 versus the prior month.

    For the 2023-02-01 period, Fremont had 27 MLS listings, a difference of -17 listings (-39%) versus the prior month and -7 listings (-21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,582 sqft
    2018-02-01 0 days 1,645 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,688 sqft
    2018-05-01 0 days 1,673 sqft
    2018-06-01 0 days 1,666 sqft
    2018-07-01 0 days 1,706 sqft
    2018-08-01 0 days 1,748 sqft
    2018-09-01 0 days 1,718 sqft
    2018-10-01 0 days 1,702 sqft
    2018-11-01 0 days 1,644 sqft
    2018-12-01 0 days 1,598 sqft
    2019-01-01 0 days 1,564 sqft
    2019-02-01 0 days 1,574 sqft
    2019-03-01 0 days 1,625 sqft
    2019-04-01 0 days 1,664 sqft
    2019-05-01 0 days 1,667 sqft
    2019-06-01 0 days 1,598 sqft
    2019-07-01 0 days 1,666 sqft
    2019-08-01 0 days 1,649 sqft
    2019-09-01 0 days 1,641 sqft
    2019-10-01 0 days 1,635 sqft
    2019-11-01 0 days 1,629 sqft
    2019-12-01 0 days 1,630 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,542 sqft
    2020-03-01 0 days 1,577 sqft
    2020-04-01 0 days 1,590 sqft
    2020-05-01 0 days 1,572 sqft
    2020-06-01 0 days 1,710 sqft
    2020-07-01 0 days 1,716 sqft
    2020-08-01 0 days 1,775 sqft
    2020-09-01 0 days 1,856 sqft
    2020-10-01 0 days 1,708 sqft
    2020-11-01 0 days 1,683 sqft
    2020-12-01 0 days 1,614 sqft
    2021-01-01 0 days 1,553 sqft
    2021-02-01 0 days 1,596 sqft
    2021-03-01 0 days 1,612 sqft
    2021-04-01 0 days 1,693 sqft
    2021-05-01 0 days 1,607 sqft
    2021-06-01 0 days 1,712 sqft
    2021-07-01 0 days 1,648 sqft
    2021-08-01 0 days 1,736 sqft
    2021-09-01 0 days 1,652 sqft
    2021-10-01 0 days 1,624 sqft
    2021-11-01 0 days 1,579 sqft
    2021-12-01 0 days 1,525 sqft
    2022-01-01 0 days 1,660 sqft
    2022-02-01 0 days 1,730 sqft
    2022-03-01 0 days 1,550 sqft
    2022-04-01 0 days 1,588 sqft
    2022-05-01 0 days 1,655 sqft
    2022-06-01 0 days 1,571 sqft
    2022-07-01 0 days 1,568 sqft
    2022-08-01 0 days 1,499 sqft
    2022-09-01 0 days 1,531 sqft
    2022-10-01 0 days 1,540 sqft
    2022-11-01 0 days 1,549 sqft
    2022-12-01 0 days 1,504 sqft
    2023-01-01 0 days 1,487 sqft
    2023-02-01 0 days 1,600 sqft
    Fremont's median listing age (time on market) for 2023-02-01 was 0 days.

    Fremont's median square footage for active listings during the 2023-02-01 period was 1,600 sqft. One year prior, the average listing was 1,730 sqft.

    Fremont, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 648 $98,910,000 $152,639
    Cash Out Refi 213 $28,655,000 $134,531
    Refi 149 $17,575,000 $117,953
    Home Improvement 76 $5,130,000 $67,500
    Other 65 $5,285,000 $81,308
    NA 1 $45,000 $45,000

    Fremont's most frequently cited loan purpose was Home Purchase, with 648 originations. The 2nd most popular reason was Cash Out Refi, with 213 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 271 $38,335,000 $141,458
    3-4% 211 $32,525,000 $154,147
    4-5% 189 $26,525,000 $140,344
    6-7% 154 $20,990,000 $136,299
    7-8% 53 $5,515,000 $104,057
    2.5-3% 48 $5,740,000 $119,583
    Over 8% 27 $1,685,000 $62,407
    <2.5% 22 $1,580,000 $71,818

    During 2022, Fremont's most frequently originated rate bucket was 5-6%, with 271 originations.

    Loan Sizing (Fremont, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 543 $74,485,000 $137,173
    $100,000 or less 414 $26,490,000 $63,986
    $200k-400k 181 $46,765,000 $258,370
    $400k-600k 11 $5,065,000 $460,455
    $600k-1000k 2 $1,630,000 $815,000
    $Over $1MM 1 $1,165,000 $1,165,000

    Fremont's loan sizing saw the bucket of loans from $100k-200k with 543 originations, totaling $74,485,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 443 $73,175,000 $165,181
    60-80% 257 $36,065,000 $140,331
    40-60% 106 $12,670,000 $119,528
    20-40% 88 $5,820,000 $66,136
    Under 20% 68 $2,330,000 $34,265
    Over 100% 9 $2,125,000 $236,111

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 443 originations, totaling $73,175,000 in origination value.