Fremont Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fremont averaged
6.55%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.87% and
one month ago for the week of 2025-03-06, the
average rate was 6.86%.
Fremont's average rate one year ago was 6.75%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
Fremont 30 Year Fixed Rate | 2025-04-10 | 6.55% |
Fremont 30 Year Fixed Rate Refi | 2025-04-10 | 6.92% |
Fremont 15 Year Fixed Rate | 2025-04-10 | 5.92% |
Fremont 15 Year Fixed Rate Refi | 2025-04-10 | 6.12% |
Fremont 30 Year FHA | 2025-04-10 | 6.82% |
Fremont 30 Year FHA Refi | 2025-04-10 | 6.23% |
Fremont 30 Year USDA | 2025-04-10 | 6.25% |
Fremont 30 Year USDA Refi | 2025-04-10 | 6.65% |
Fremont 30 Year VA | 2025-04-10 | 6.39% |
Fremont 30 Year VA Refi | 2025-04-10 | 6.19% |
Fremont Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fremont Average Closing Costs & Other Stats
Fremont, OH's 61 lenders originated 889
loans during 2024. The total origination value was $130,575,000, with an average loan value of
$146,879.
Fremont's average closing costs are $4,553.
The top Fremont lender as defined by loan originations is Fremont Federal Credit Union, with
116 loans originated. Their average total fees are
$2,282, which is $3,509
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Fremont lenders (with over 10 loans originated) are
Fremont Federal Credit Union ($2,282), Civista Bank ($3,473), Fifth Third Bank ($3,796), The Huntington National Bank ($4,153) and The Genoa Banking Company ($4,165).
The lowest rate Fremont lenders (with over 10 loans originated) are
The Genoa Banking Company (6.33%), Fremont Federal Credit Union (6.48%), Civista Bank (6.69%), QUICKEN LOANS, LLC (6.72%) and Fifth Third Bank (6.73%).
Fremont, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Fremont Federal Credit Union | $18,670,000 | $18,230,000 | -2.4% | 14.0% |
QUICKEN LOANS, LLC | $9,755,000 | $13,280,000 | 36.1% | 10.2% |
The Huntington National Bank | $6,635,000 | $8,680,000 | 30.8% | 6.6% |
The Croghan Colonial Bank | $9,230,000 | $7,010,000 | -24.1% | 5.4% |
LOANDEPOT.COM, LLC | $4,185,000 | $5,805,000 | 38.7% | 4.4% |
The Genoa Banking Company | $3,655,000 | $4,805,000 | 31.5% | 3.7% |
Mortgage Research Center, LLC | $4,270,000 | $4,250,000 | -0.5% | 3.3% |
Fifth Third Bank | $3,220,000 | $3,945,000 | 22.5% | 3.0% |
UNION HOME MORTGAGE CORP. | $4,185,000 | $3,395,000 | -18.9% | 2.6% |
UNION CAPITAL MORTGAGE CORPORATION | $1,865,000 | $3,230,000 | 73.2% | 2.5% |
Civista Bank | $1,570,000 | $2,775,000 | 76.8% | 2.1% |
CROSSCOUNTRY MORTGAGE, LLC | $2,795,000 | $2,600,000 | -7.0% | 2.0% |
First Federal Bank of the Midwest | $1,655,000 | $2,200,000 | 32.9% | 1.7% |
The Union Bank Company | $1,910,000 | $2,165,000 | 13.4% | 1.7% |
U.S. Bank | $1,015,000 | $2,140,000 | 110.8% | 1.6% |
AG Credit, Agricultural Credit Association | $1,335,000 | $2,055,000 | 53.9% | 1.6% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $425,000 | $1,835,000 | 331.8% | 1.4% |
First National Bank of Bellevue | $3,605,000 | $1,690,000 | -53.1% | 1.3% |
YOUR HOME FINANCIAL LLC | $660,000 | $1,435,000 | 117.4% | 1.1% |
KeyBank | $1,375,000 | $1,375,000 | 0.0% | 1.1% |
UNITED WHOLESALE MORTGAGE, LLC | $2,220,000 | $1,345,000 | -39.4% | 1.0% |
FREEDOM MORTGAGE CORPORATION | $555,000 | $1,305,000 | 135.1% | 1.0% |
PENNYMAC LOAN SERVICES, LLC | $235,000 | $1,290,000 | 448.9% | 1.0% |
MICHIGAN MUTUAL, INC. | $105,000 | $1,205,000 | 1,047.6% | 0.9% |
NBKC BANK | $125,000 | $1,180,000 | 844.0% | 0.9% |
PNC Bank | $875,000 | $1,170,000 | 33.7% | 0.9% |
Providence Bank & Trust | $1,165,000 | n/a | 0.9% | |
The Old Fort Banking Company | $1,365,000 | $1,165,000 | -14.7% | 0.9% |
Carrington Mortgage Services, LLC | $250,000 | $1,125,000 | 350.0% | 0.9% |
GUARANTEED RATE, INC. | $455,000 | $1,085,000 | 138.5% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $915,000 | $1,080,000 | 18.0% | 0.8% |
NAVY FEDERAL CREDIT UNION | $2,080,000 | $845,000 | -59.4% | 0.6% |
MID AMERICA MORTGAGE, INC. | $960,000 | $740,000 | -22.9% | 0.6% |
First Federal Savings and Loan Association of Lorain | $650,000 | $720,000 | 10.8% | 0.6% |
USAA Federal Savings Bank | $125,000 | $710,000 | 468.0% | 0.5% |
JPMorgan Chase Bank | $450,000 | $685,000 | 52.2% | 0.5% |
AMERICAN FINANCIAL NETWORK, INC. | $175,000 | $640,000 | 265.7% | 0.5% |
Third Federal Savings and Loan Association of Cleveland | $65,000 | $630,000 | 869.2% | 0.5% |
Dollar Bank, Federal Savings Bank | $620,000 | n/a | 0.5% | |
NEW DAY FINANCIAL, LLC | $155,000 | $590,000 | 280.6% | 0.5% |
The Farmers & Merchants State Bank | $55,000 | $585,000 | 963.6% | 0.4% |
Union Savings Bank | $560,000 | n/a | 0.4% | |
Signature Bank, N.A. | $555,000 | n/a | 0.4% | |
SUN Federal Credit Union | $545,000 | n/a | 0.4% | |
LAND HOME FINANCIAL SERVICES, INC. | $480,000 | n/a | 0.4% | |
VILLAGE CAPITAL MORTGAGE | $400,000 | $480,000 | 20.0% | 0.4% |
EQUITY RESOURCES, INC. | $1,275,000 | $475,000 | -62.7% | 0.4% |
Farm Credit Mid-America, ACA | $340,000 | $475,000 | 39.7% | 0.4% |
PLAZA HOME MORTGAGE, INC. | $540,000 | $450,000 | -16.7% | 0.3% |
Citizens Bank | $400,000 | $395,000 | -1.3% | 0.3% |
GVC MORTGAGE, INC. | $175,000 | $360,000 | 105.7% | 0.3% |
Bank of England | $355,000 | n/a | 0.3% | |
CREDIT UNION ONE | $355,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $395,000 | $345,000 | -12.7% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $500,000 | $330,000 | -34.0% | 0.3% |
The State Bank and Trust Company | $500,000 | $320,000 | -36.0% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $330,000 | $310,000 | -6.1% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $235,000 | $310,000 | 31.9% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $310,000 | n/a | 0.2% | |
AMERICAN FINANCING CORPORATION | $305,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $305,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $115,000 | $290,000 | 152.2% | 0.2% |
CMG MORTGAGE, INC. | $285,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $145,000 | $280,000 | 93.1% | 0.2% |
BAYSHORE MORTGAGE FUNDING, LLC | $280,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $250,000 | $280,000 | 12.0% | 0.2% |
1ST SIGNATURE LENDING, LLC | $275,000 | n/a | 0.2% | |
Bay Area Credit Union, Inc. | $275,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $685,000 | $260,000 | -62.0% | 0.2% |
Wells Fargo Bank | $215,000 | $260,000 | 20.9% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $255,000 | n/a | 0.2% | |
RUOFF MORTGAGE COMPANY, INC. | $225,000 | n/a | 0.2% | |
The Loan Store, Inc. | $215,000 | n/a | 0.2% | |
EMM LOANS LLC | $205,000 | n/a | 0.2% | |
S&T Bank | $205,000 | n/a | 0.2% | |
CITIZENS EQUITY FIRST | $195,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $180,000 | $190,000 | 5.6% | 0.1% |
Figure Lending LLC | $190,000 | $185,000 | -2.6% | 0.1% |
MORTGAGE CENTER L.C | $185,000 | n/a | 0.1% | |
Coastal Community Bank | $95,000 | $180,000 | 89.5% | 0.1% |
CLEARPATH LENDING | $165,000 | $175,000 | 6.1% | 0.1% |
Discover Bank | $330,000 | $175,000 | -47.0% | 0.1% |
MILEND, INC. | $165,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $165,000 | $165,000 | 0.0% | 0.1% |
OCEANSIDE MORTGAGE COMPANY | $165,000 | n/a | 0.1% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $95,000 | $165,000 | 73.7% | 0.1% |
WRIGHT-PATT CREDIT UNION, INC. | $165,000 | n/a | 0.1% | |
NEWREZ LLC | $1,040,000 | $155,000 | -85.1% | 0.1% |
The Federal Savings Bank | $125,000 | $155,000 | 24.0% | 0.1% |
TOP FLITE FINANCIAL, INC. | $85,000 | $155,000 | 82.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $210,000 | $155,000 | -26.2% | 0.1% |
First Federal Savings and Loan Association of Lakewood | $1,295,000 | $145,000 | -88.8% | 0.1% |
NP, Inc. | $145,000 | n/a | 0.1% | |
Texana Bank | $145,000 | n/a | 0.1% | |
PANORAMA MORTGAGE GROUP, LLC | $135,000 | n/a | 0.1% | |
NFM, INC. | $125,000 | n/a | 0.1% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $115,000 | n/a | 0.1% | |
QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.1% | |
Superior Credit Union, Inc. | $190,000 | $100,000 | -47.4% | 0.1% |
Equity Prime Mortgage LLC | $155,000 | $85,000 | -45.2% | 0.1% |
Servion, Inc. | $290,000 | $85,000 | -70.7% | 0.1% |
21ST MORTGAGE CORPORATION | $75,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $65,000 | n/a | 0.0% | |
First Federal Bank of Ohio | $105,000 | $65,000 | -38.1% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $55,000 | n/a | 0.0% | |
SPRING EQ, LLC | $175,000 | $45,000 | -74.3% | 0.0% |
GLASS CITY Federal Credit Union | $230,000 | $35,000 | -84.8% | 0.0% |
Fremont's top lender by overall market share is Fremont Federal Credit Union, with 14.0% market share. In second place, with 10.2%, is QUICKEN LOANS, LLC, having originated $13,280,000 in loans. In third place, with 6.6%, is The Huntington National Bank, having originated $8,680,000 in loans. In fourth place, with 5.4%, is The Croghan Colonial Bank, having originated $7,010,000 in loans. In fifth place, with 4.4%, is LOANDEPOT.COM, LLC, having originated $5,805,000 in loans.
Fremont Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $108,950 (28.3%) | $155,697 (39.6%) | 0.00 | 137 |
2018-02-01 | $114,400 (27.3%) | $154,831 (27.1%) | 0.00 | 126 |
2018-03-01 | $109,900 (24.9%) | $161,817 (32.5%) | 0.00 | 113 |
2018-04-01 | $116,750 (24.9%) | $163,345 (24.3%) | 0.00 | 117 |
2018-05-01 | $125,950 (29.7%) | $168,388 (22.1%) | 0.00 | 120 |
2018-06-01 | $129,900 (23.8%) | $179,010 (21.4%) | 0.00 | 120 |
2018-07-01 | $131,475 (13.1%) | $179,918 (12.7%) | 0.00 | 138 |
2018-08-01 | $132,000 (11.2%) | $179,093 (13.6%) | 0.00 | 147 |
2018-09-01 | $125,000 (5.1%) | $170,111 (9.5%) | 0.00 | 143 |
2018-10-01 | $115,226 (-3.0%) | $164,160 (4.2%) | 0.00 | 139 |
2018-11-01 | $106,833 (-8.7%) | $157,571 (3.1%) | 0.00 | 137 |
2018-12-01 | $100,500 (-6.9%) | $149,494 (-1.6%) | 0.00 | 128 |
2019-01-01 | $98,450 (-9.6%) | $146,927 (-5.6%) | 0.00 | 120 |
2019-02-01 | $104,625 (-8.5%) | $147,647 (-4.6%) | 0.00 | 115 |
2019-03-01 | $114,857 (4.5%) | $155,165 (-4.1%) | 0.00 | 111 |
2019-04-01 | $125,932 (7.9%) | $162,682 (-0.4%) | 0.00 | 110 |
2019-05-01 | $129,175 (2.6%) | $167,082 (-0.8%) | 0.00 | 119 |
2019-06-01 | $127,000 (-2.2%) | $161,094 (-10.0%) | 0.00 | 132 |
2019-07-01 | $125,175 (-4.8%) | $159,502 (-11.4%) | 0.00 | 125 |
2019-08-01 | $124,927 (-5.4%) | $157,093 (-12.3%) | 0.00 | 124 |
2019-09-01 | $124,968 (0.0%) | $153,749 (-9.6%) | 0.00 | 133 |
2019-10-01 | $123,720 (7.4%) | $151,520 (-7.7%) | 0.00 | 139 |
2019-11-01 | $128,450 (20.2%) | $148,089 (-6.0%) | 0.00 | 138 |
2019-12-01 | $129,900 (29.3%) | $143,017 (-4.3%) | 0.00 | 119 |
2020-01-01 | $132,250 (34.3%) | $142,198 (-3.2%) | 0.00 | 103 |
2020-02-01 | $98,000 (-6.3%) | $126,823 (-14.1%) | 0.00 | 105 |
2020-03-01 | $103,850 (-9.6%) | $131,096 (-15.5%) | 0.00 | 98 |
2020-04-01 | $108,700 (-13.7%) | $127,369 (-21.7%) | 0.00 | 93 |
2020-05-01 | $109,900 (-14.9%) | $130,173 (-22.1%) | 0.00 | 92 |
2020-06-01 | $125,000 (-1.6%) | $167,587 (4.0%) | 0.00 | 60 |
2020-07-01 | $143,000 (14.2%) | $175,421 (10.0%) | 0.00 | 54 |
2020-08-01 | $149,900 (20.0%) | $168,883 (7.5%) | 0.00 | 65 |
2020-09-01 | $123,425 (-1.2%) | $146,841 (-4.5%) | 0.00 | 81 |
2020-10-01 | $124,950 (1.0%) | $149,314 (-1.5%) | 0.00 | 80 |
2020-11-01 | $119,475 (-7.0%) | $148,654 (0.4%) | 0.00 | 76 |
2020-12-01 | $124,950 (-3.8%) | $147,679 (3.3%) | 0.00 | 68 |
2021-01-01 | $122,225 (-7.6%) | $142,418 (0.2%) | 0.00 | 56 |
2021-02-01 | $130,588 (33.3%) | $147,217 (16.1%) | 0.00 | 47 |
2021-03-01 | $125,250 (20.6%) | $147,980 (12.9%) | 0.00 | 41 |
2021-04-01 | $135,900 (25.0%) | $155,348 (22.0%) | 0.00 | 32 |
2021-05-01 | $154,950 (41.0%) | $166,455 (27.9%) | 0.00 | 31 |
2021-06-01 | $176,350 (41.1%) | $179,753 (7.3%) | 0.00 | 38 |
2021-07-01 | $175,000 (22.4%) | $189,146 (7.8%) | 0.00 | 51 |
2021-08-01 | $199,825 (33.3%) | $200,087 (18.5%) | 0.00 | 62 |
2021-09-01 | $172,975 (40.2%) | $193,345 (31.7%) | 0.00 | 66 |
2021-10-01 | $172,400 (38.0%) | $189,011 (26.6%) | 0.00 | 70 |
2021-11-01 | $162,450 (36.0%) | $181,587 (22.2%) | 0.00 | 66 |
2021-12-01 | $136,150 (9.0%) | $171,606 (16.2%) | 0.00 | 49 |
2022-01-01 | $155,450 (27.2%) | $184,903 (29.8%) | 0.00 | 40 |
2022-02-01 | $167,400 (28.2%) | $192,261 (30.6%) | 0.00 | 37 |
2022-03-01 | $147,000 (17.4%) | $173,462 (17.2%) | 0.00 | 42 |
2022-04-01 | $145,000 (6.7%) | $175,010 (12.7%) | 0.00 | 36 |
2022-05-01 | $164,425 (6.1%) | $194,109 (16.6%) | 0.00 | 45 |
2022-06-01 | $156,800 (-11.1%) | $183,968 (2.3%) | 0.00 | 54 |
2022-07-01 | $149,900 (-14.3%) | $182,584 (-3.5%) | 0.00 | 66 |
2022-08-01 | $141,650 (-29.1%) | $173,322 (-13.4%) | 0.00 | 68 |
2022-09-01 | $157,000 (-9.2%) | $201,362 (4.2%) | 0.00 | 62 |
2022-10-01 | $149,950 (-13.0%) | $195,171 (3.3%) | 0.00 | 66 |
2022-11-01 | $162,850 (0.3%) | $179,391 (-1.2%) | 0.00 | 50 |
2022-12-01 | $154,950 (13.8%) | $171,682 (0.0%) | 0.00 | 52 |
2023-01-01 | $143,225 (-7.9%) | $161,180 (-12.8%) | 0.00 | 44 |
2023-02-01 | $154,750 (-7.6%) | $192,677 (0.2%) | 0.00 | 27 |
2023-03-01 | $164,975 (12.2%) | $188,732 (8.8%) | 0.00 | 30 |
2023-04-01 | $185,000 (27.6%) | $220,516 (26.0%) | 0.00 | 31 |
2023-05-01 | $206,000 (25.3%) | $240,476 (23.9%) | 0.00 | 37 |
2023-06-01 | $227,500 (45.1%) | $239,055 (29.9%) | 0.00 | 48 |
2023-07-01 | $225,500 (50.4%) | $243,526 (33.4%) | 0.00 | 45 |
2023-08-01 | $225,950 (59.5%) | $247,336 (42.7%) | 0.00 | 49 |
2023-09-01 | $202,250 (28.8%) | $230,878 (14.7%) | 0.00 | 52 |
2023-10-01 | $187,325 (24.9%) | $224,674 (15.1%) | 0.00 | 48 |
2023-11-01 | $187,483 (15.1%) | $212,796 (18.6%) | 0.00 | 56 |
2023-12-01 | $177,400 (14.5%) | $209,612 (22.1%) | 0.00 | 52 |
2024-01-01 | $167,400 (16.9%) | $200,221 (24.2%) | 0.00 | 52 |
2024-02-01 | $162,450 (5.0%) | $202,538 (5.1%) | 0.00 | 50 |
2024-03-01 | $190,950 (15.7%) | $227,718 (20.7%) | 0.00 | 42 |
2024-04-01 | $183,225 (-1.0%) | $228,938 (3.8%) | 0.00 | 48 |
2024-05-01 | $177,475 (-13.9%) | $228,580 (-5.0%) | 0.00 | 57 |
2024-06-01 | $181,000 (-20.4%) | $219,648 (-8.1%) | 0.00 | 49 |
2024-07-01 | $167,450 (-25.7%) | $198,010 (-18.7%) | 0.00 | 59 |
2024-08-01 | $185,900 (-17.7%) | $222,209 (-10.2%) | 0.00 | 62 |
2024-09-01 | $188,650 (-6.7%) | $219,705 (-4.8%) | 0.00 | 61 |
2024-10-01 | $195,475 (4.4%) | $221,944 (-1.2%) | 0.00 | 74 |
2024-11-01 | $199,900 (6.6%) | $223,392 (5.0%) | 0.00 | 84 |
2024-12-01 | $188,450 (6.2%) | $220,984 (5.4%) | 0.00 | 73 |
2025-01-01 | $189,950 (13.5%) | $219,342 (9.6%) | 0.00 | 69 |
2025-02-01 | $207,450 (27.7%) | $215,706 (6.5%) | 0.00 | 61 |
2025-03-01 | $229,000 (19.9%) | $226,160 (-0.7%) | 0.00 | 49 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2025-03-01 was $226,160, a difference of $-1,558 (-0.7%) versus the prior year and $10,454 versus the prior month.
For the 2025-03-01 period, Fremont had 49 MLS listings, a difference of -12 listings (-20%) versus the prior month and 7 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,582 sqft |
2018-02-01 | 0 days | 1,645 sqft |
2018-03-01 | 0 days | 1,696 sqft |
2018-04-01 | 0 days | 1,688 sqft |
2018-05-01 | 0 days | 1,673 sqft |
2018-06-01 | 0 days | 1,666 sqft |
2018-07-01 | 0 days | 1,706 sqft |
2018-08-01 | 0 days | 1,748 sqft |
2018-09-01 | 0 days | 1,727 sqft |
2018-10-01 | 0 days | 1,703 sqft |
2018-11-01 | 0 days | 1,647 sqft |
2018-12-01 | 0 days | 1,598 sqft |
2019-01-01 | 0 days | 1,578 sqft |
2019-02-01 | 0 days | 1,577 sqft |
2019-03-01 | 0 days | 1,625 sqft |
2019-04-01 | 0 days | 1,664 sqft |
2019-05-01 | 0 days | 1,667 sqft |
2019-06-01 | 0 days | 1,598 sqft |
2019-07-01 | 0 days | 1,666 sqft |
2019-08-01 | 0 days | 1,649 sqft |
2019-09-01 | 0 days | 1,641 sqft |
2019-10-01 | 0 days | 1,635 sqft |
2019-11-01 | 0 days | 1,629 sqft |
2019-12-01 | 0 days | 1,630 sqft |
2020-01-01 | 0 days | 1,600 sqft |
2020-02-01 | 0 days | 1,542 sqft |
2020-03-01 | 0 days | 1,577 sqft |
2020-04-01 | 0 days | 1,590 sqft |
2020-05-01 | 0 days | 1,572 sqft |
2020-06-01 | 0 days | 1,729 sqft |
2020-07-01 | 0 days | 1,773 sqft |
2020-08-01 | 0 days | 1,773 sqft |
2020-09-01 | 0 days | 1,803 sqft |
2020-10-01 | 0 days | 1,724 sqft |
2020-11-01 | 0 days | 1,704 sqft |
2020-12-01 | 0 days | 1,629 sqft |
2021-01-01 | 0 days | 1,574 sqft |
2021-02-01 | 0 days | 1,694 sqft |
2021-03-01 | 0 days | 1,735 sqft |
2021-04-01 | 0 days | 1,741 sqft |
2021-05-01 | 0 days | 1,642 sqft |
2021-06-01 | 0 days | 1,731 sqft |
2021-07-01 | 0 days | 1,734 sqft |
2021-08-01 | 0 days | 1,773 sqft |
2021-09-01 | 0 days | 1,717 sqft |
2021-10-01 | 0 days | 1,658 sqft |
2021-11-01 | 0 days | 1,647 sqft |
2021-12-01 | 0 days | 1,627 sqft |
2022-01-01 | 0 days | 1,753 sqft |
2022-02-01 | 0 days | 1,773 sqft |
2022-03-01 | 0 days | 1,581 sqft |
2022-04-01 | 0 days | 1,654 sqft |
2022-05-01 | 0 days | 1,659 sqft |
2022-06-01 | 0 days | 1,579 sqft |
2022-07-01 | 0 days | 1,580 sqft |
2022-08-01 | 0 days | 1,502 sqft |
2022-09-01 | 0 days | 1,542 sqft |
2022-10-01 | 0 days | 1,540 sqft |
2022-11-01 | 0 days | 1,550 sqft |
2022-12-01 | 0 days | 1,504 sqft |
2023-01-01 | 0 days | 1,487 sqft |
2023-02-01 | 0 days | 1,600 sqft |
2023-03-01 | 0 days | 1,571 sqft |
2023-04-01 | 0 days | 1,619 sqft |
2023-05-01 | 0 days | 1,624 sqft |
2023-06-01 | 0 days | 1,711 sqft |
2023-07-01 | 0 days | 1,728 sqft |
2023-08-01 | 0 days | 1,774 sqft |
2023-09-01 | 0 days | 1,652 sqft |
2023-10-01 | 0 days | 1,564 sqft |
2023-11-01 | 0 days | 1,542 sqft |
2023-12-01 | 0 days | 1,514 sqft |
2024-01-01 | 0 days | 1,499 sqft |
2024-02-01 | 0 days | 1,535 sqft |
2024-03-01 | 0 days | 1,600 sqft |
2024-04-01 | 0 days | 1,462 sqft |
2024-05-01 | 0 days | 1,506 sqft |
2024-06-01 | 0 days | 1,572 sqft |
2024-07-01 | 0 days | 1,538 sqft |
2024-08-01 | 0 days | 1,562 sqft |
2024-09-01 | 0 days | 1,633 sqft |
2024-10-01 | 0 days | 1,546 sqft |
2024-11-01 | 0 days | 1,593 sqft |
2024-12-01 | 0 days | 1,587 sqft |
2025-01-01 | 0 days | 1,569 sqft |
2025-02-01 | 0 days | 1,548 sqft |
2025-03-01 | 0 days | 1,648 sqft |
Fremont's median square footage for active listings during the 2025-03-01 period was 1,648 sqft. One year prior, the average listing was 1,600 sqft.
Fremont, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 557 | $92,505,000 | $166,077 |
Cash Out Refi | 135 | $18,865,000 | $139,741 |
Refi | 80 | $12,140,000 | $151,750 |
Home Improvement | 66 | $4,090,000 | $61,970 |
Other | 51 | $2,975,000 | $58,333 |
Fremont's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 135 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 406 | $64,970,000 | $160,025 |
7-8% | 186 | $29,820,000 | $160,323 |
Over 8% | 138 | $9,030,000 | $65,435 |
5-6% | 85 | $15,545,000 | $182,882 |
4-5% | 4 | $710,000 | $177,500 |
<2.5% | 1 | $5,000 | $5,000 |
During 2024, Fremont's most frequently originated rate bucket was 6-7%, with 406 originations.
Loan Sizing (Fremont, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 433 | $61,285,000 | $141,536 |
$100,000 or less | 276 | $17,160,000 | $62,174 |
$200k-400k | 162 | $42,490,000 | $262,284 |
$400k-600k | 14 | $6,570,000 | $469,286 |
$600k-1000k | 3 | $1,905,000 | $635,000 |
$Over $1MM | 1 | $1,165,000 | $1,165,000 |
Fremont's loan sizing saw the bucket of loans from $100k-200k with 433 originations, totaling $61,285,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 391 | $68,185,000 | $174,386 |
60-80% | 197 | $31,195,000 | $158,350 |
20-40% | 87 | $6,355,000 | $73,046 |
Under 20% | 65 | $2,205,000 | $33,923 |
40-60% | 62 | $7,100,000 | $114,516 |
Over 100% | 5 | $1,335,000 | $267,000 |
Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 391 originations, totaling $68,185,000 in origination value.