Fremont Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fremont averaged 6.5% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.7% and one month ago for the week of 2025-05-29, the average rate was 7.12%.

    Fremont's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.87%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Fremont 30 Year Fixed Rate 2025-07-03 6.5%
    Fremont 30 Year Fixed Rate Refi 2025-07-03 6.87%
    Fremont 15 Year Fixed Rate 2025-07-03 5.8%
    Fremont 15 Year Fixed Rate Refi 2025-07-03 6.4%
    Fremont 30 Year FHA 2025-07-03 0.29%
    Fremont 30 Year FHA Refi 2025-07-03 -0.2%
    Fremont 30 Year USDA 2025-07-03 0.2%
    Fremont 30 Year USDA Refi 2025-07-03 0.1%
    Fremont 30 Year VA 2025-07-03 0.2%
    Fremont 30 Year VA Refi 2025-07-03 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, OH.

    Fremont Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Fremont Federal Credit Union 116 6.48% $2,282
    QUICKEN LOANS, LLC 37 6.72% $5,791
    LOANDEPOT.COM, LLC 17 7.02% $4,618
    The Huntington National Bank 16 6.81% $4,153
    UNION CAPITAL MORTGAGE CORPORATION 16 6.86% $5,015
    Fifth Third Bank 14 6.73% $3,796
    The Genoa Banking Company 14 6.33% $4,165
    UNION HOME MORTGAGE CORP. 12 6.96% $6,593
    Civista Bank 11 6.69% $3,473
    U.S. Bank 9 6.83% $3,803
    KeyBank 7 7.02% $3,978
    CROSSCOUNTRY MORTGAGE, LLC 6 7.31% $5,512
    First Federal Bank of the Midwest 5 6.93% $3,919
    HOWARD HANNA FINANCIAL SERVICES, INC. 5 6.45% $4,174
    YOUR HOME FINANCIAL LLC 4 6.88% $4,799
    The Union Bank Company 4 7.25% $3,430
    UNITED WHOLESALE MORTGAGE, LLC 4 6.91% $4,554
    First Federal Savings and Loan Association of Lorain 3 7.29% $4,792
    PNC Bank 3 6.83% $4,388
    JPMorgan Chase Bank 3 6.70% $3,213
    MICHIGAN MUTUAL, INC. 2 7.06% $2,350
    The Farmers & Merchants State Bank 2 6.25% $2,886
    LAND HOME FINANCIAL SERVICES, INC. 2 6.75% $6,721
    GUILD MORTGAGE COMPANY 2 6.88% $3,583
    MID AMERICA MORTGAGE, INC. 2 6.56% $3,095
    EQUITY RESOURCES, INC. 2 6.81% $3,619
    AMERICAN FINANCING CORPORATION 2 6.06% $6,202
    NAVY FEDERAL CREDIT UNION 2 6.56% $1,947
    Texana Bank 1 7.13% $2,137
    The Loan Store, Inc. 1 6.49% $4,298
    AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $6,029
    USAA Federal Savings Bank 1 6.50% $4,216
    WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,223
    Third Federal Savings and Loan Association of Cleveland 1 6.49% $3,858
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.49% $4,285
    Bay Area Credit Union, Inc. 1 7.50% $3,558
    BAYSHORE MORTGAGE FUNDING, LLC 1 7.13% $4,367
    BROKER SOLUTIONS, INC. 1 7.38% $4,577
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $4,137
    CITIZENS EQUITY FIRST 1 6.88% $1,741
    Discover Bank 1 7.30% $0
    Dollar Bank, Federal Savings Bank 1 6.25% $6,683
    Farm Credit Mid-America, ACA 1 6.88% $7,096
    First Federal Savings and Loan Association of Lakewood 1 6.95% $4,062
    GLASS CITY Federal Credit Union 1 6.63% $2,102
    GUARANTEED RATE AFFINITY, LLC 1 7.99% $6,696
    GUARANTEED RATE, INC. 1 6.83% $4,734
    GVC MORTGAGE, INC. 1 6.99% $7,629
    LAKEVIEW LOAN SERVICING, LLC 1 7.50% $5,058
    MORTGAGE CENTER L.C 1 7.50% $6,524
    Mortgage Research Center, LLC 1 7.50% $2,630
    NATIONS RELIABLE LENDING, LLC 1 7.25% $6,529
    NFM, INC. 1 7.63% $6,361
    NP, Inc. 1 7.00% $7,323
    PANORAMA MORTGAGE GROUP, LLC 1 9.88% $8,040
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,052
    PHH Mortgage Corporation 1 7.13% $2,137
    RELIANCE FIRST CAPITAL, LLC 1 6.50% $4,606
    RUOFF MORTGAGE COMPANY, INC. 1 6.50% $5,184
    STOCKTON MORTGAGE CORPORATION 1 6.63% $3,539
    SUN Federal Credit Union 1 6.75% $3,593

    Fremont Average Closing Costs & Other Stats

    Fremont, OH's 61 lenders originated 889 loans during 2024. The total origination value was $130,575,000, with an average loan value of $146,879.

    Fremont's average closing costs are $4,553.

    The top Fremont lender as defined by loan originations is Fremont Federal Credit Union, with 116 loans originated. Their average total fees are $2,282, which is $3,509 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Fremont lenders (with over 10 loans originated) are Fremont Federal Credit Union ($2,282), Civista Bank ($3,473), Fifth Third Bank ($3,796), The Huntington National Bank ($4,153) and The Genoa Banking Company ($4,165).

    The lowest rate Fremont lenders (with over 10 loans originated) are The Genoa Banking Company (6.33%), Fremont Federal Credit Union (6.48%), Civista Bank (6.69%), QUICKEN LOANS, LLC (6.72%) and Fifth Third Bank (6.73%).

    Fremont, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Fremont Federal Credit Union $18,670,000 $18,230,000 -2.4% 14.0%
    QUICKEN LOANS, LLC $9,755,000 $13,280,000 36.1% 10.2%
    The Huntington National Bank $6,635,000 $8,680,000 30.8% 6.6%
    The Croghan Colonial Bank $9,230,000 $7,010,000 -24.1% 5.4%
    LOANDEPOT.COM, LLC $4,185,000 $5,805,000 38.7% 4.4%
    The Genoa Banking Company $3,655,000 $4,805,000 31.5% 3.7%
    Mortgage Research Center, LLC $4,270,000 $4,250,000 -0.5% 3.3%
    Fifth Third Bank $3,220,000 $3,945,000 22.5% 3.0%
    UNION HOME MORTGAGE CORP. $4,185,000 $3,395,000 -18.9% 2.6%
    UNION CAPITAL MORTGAGE CORPORATION $1,865,000 $3,230,000 73.2% 2.5%
    Civista Bank $1,570,000 $2,775,000 76.8% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $2,795,000 $2,600,000 -7.0% 2.0%
    First Federal Bank of the Midwest $1,655,000 $2,200,000 32.9% 1.7%
    The Union Bank Company $1,910,000 $2,165,000 13.4% 1.7%
    U.S. Bank $1,015,000 $2,140,000 110.8% 1.6%
    AG Credit, Agricultural Credit Association $1,335,000 $2,055,000 53.9% 1.6%
    HOWARD HANNA FINANCIAL SERVICES, INC. $425,000 $1,835,000 331.8% 1.4%
    First National Bank of Bellevue $3,605,000 $1,690,000 -53.1% 1.3%
    YOUR HOME FINANCIAL LLC $660,000 $1,435,000 117.4% 1.1%
    KeyBank $1,375,000 $1,375,000 0.0% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,220,000 $1,345,000 -39.4% 1.0%
    FREEDOM MORTGAGE CORPORATION $555,000 $1,305,000 135.1% 1.0%
    PENNYMAC LOAN SERVICES, LLC $235,000 $1,290,000 448.9% 1.0%
    MICHIGAN MUTUAL, INC. $105,000 $1,205,000 1,047.6% 0.9%
    NBKC BANK $125,000 $1,180,000 844.0% 0.9%
    PNC Bank $875,000 $1,170,000 33.7% 0.9%
    Providence Bank & Trust $1,165,000 n/a 0.9%
    The Old Fort Banking Company $1,365,000 $1,165,000 -14.7% 0.9%
    Carrington Mortgage Services, LLC $250,000 $1,125,000 350.0% 0.9%
    GUARANTEED RATE, INC. $455,000 $1,085,000 138.5% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $915,000 $1,080,000 18.0% 0.8%
    NAVY FEDERAL CREDIT UNION $2,080,000 $845,000 -59.4% 0.6%
    MID AMERICA MORTGAGE, INC. $960,000 $740,000 -22.9% 0.6%
    First Federal Savings and Loan Association of Lorain $650,000 $720,000 10.8% 0.6%
    USAA Federal Savings Bank $125,000 $710,000 468.0% 0.5%
    JPMorgan Chase Bank $450,000 $685,000 52.2% 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $175,000 $640,000 265.7% 0.5%
    Third Federal Savings and Loan Association of Cleveland $65,000 $630,000 869.2% 0.5%
    Dollar Bank, Federal Savings Bank $620,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $155,000 $590,000 280.6% 0.5%
    The Farmers & Merchants State Bank $55,000 $585,000 963.6% 0.4%
    Union Savings Bank $560,000 n/a 0.4%
    Signature Bank, N.A. $555,000 n/a 0.4%
    SUN Federal Credit Union $545,000 n/a 0.4%
    LAND HOME FINANCIAL SERVICES, INC. $480,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $400,000 $480,000 20.0% 0.4%
    EQUITY RESOURCES, INC. $1,275,000 $475,000 -62.7% 0.4%
    Farm Credit Mid-America, ACA $340,000 $475,000 39.7% 0.4%
    PLAZA HOME MORTGAGE, INC. $540,000 $450,000 -16.7% 0.3%
    Citizens Bank $400,000 $395,000 -1.3% 0.3%
    GVC MORTGAGE, INC. $175,000 $360,000 105.7% 0.3%
    Bank of England $355,000 n/a 0.3%
    CREDIT UNION ONE $355,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $395,000 $345,000 -12.7% 0.3%
    AMERISAVE MORTGAGE CORPORATION $500,000 $330,000 -34.0% 0.3%
    The State Bank and Trust Company $500,000 $320,000 -36.0% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $330,000 $310,000 -6.1% 0.2%
    CHURCHILL MORTGAGE CORPORATION $235,000 $310,000 31.9% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $310,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $305,000 n/a 0.2%
    PHH Mortgage Corporation $305,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $115,000 $290,000 152.2% 0.2%
    CMG MORTGAGE, INC. $285,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $145,000 $280,000 93.1% 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $280,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $250,000 $280,000 12.0% 0.2%
    1ST SIGNATURE LENDING, LLC $275,000 n/a 0.2%
    Bay Area Credit Union, Inc. $275,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $685,000 $260,000 -62.0% 0.2%
    Wells Fargo Bank $215,000 $260,000 20.9% 0.2%
    GUARANTEED RATE AFFINITY, LLC $255,000 n/a 0.2%
    RUOFF MORTGAGE COMPANY, INC. $225,000 n/a 0.2%
    The Loan Store, Inc. $215,000 n/a 0.2%
    EMM LOANS LLC $205,000 n/a 0.2%
    S&T Bank $205,000 n/a 0.2%
    CITIZENS EQUITY FIRST $195,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $180,000 $190,000 5.6% 0.1%
    Figure Lending LLC $190,000 $185,000 -2.6% 0.1%
    MORTGAGE CENTER L.C $185,000 n/a 0.1%
    Coastal Community Bank $95,000 $180,000 89.5% 0.1%
    CLEARPATH LENDING $165,000 $175,000 6.1% 0.1%
    Discover Bank $330,000 $175,000 -47.0% 0.1%
    MILEND, INC. $165,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $165,000 $165,000 0.0% 0.1%
    OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 $165,000 73.7% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $165,000 n/a 0.1%
    NEWREZ LLC $1,040,000 $155,000 -85.1% 0.1%
    The Federal Savings Bank $125,000 $155,000 24.0% 0.1%
    TOP FLITE FINANCIAL, INC. $85,000 $155,000 82.4% 0.1%
    ZILLOW HOME LOANS, LLC $210,000 $155,000 -26.2% 0.1%
    First Federal Savings and Loan Association of Lakewood $1,295,000 $145,000 -88.8% 0.1%
    NP, Inc. $145,000 n/a 0.1%
    Texana Bank $145,000 n/a 0.1%
    PANORAMA MORTGAGE GROUP, LLC $135,000 n/a 0.1%
    NFM, INC. $125,000 n/a 0.1%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $115,000 n/a 0.1%
    QUORUM FEDERAL CREDIT UNION $105,000 n/a 0.1%
    Superior Credit Union, Inc. $190,000 $100,000 -47.4% 0.1%
    Equity Prime Mortgage LLC $155,000 $85,000 -45.2% 0.1%
    Servion, Inc. $290,000 $85,000 -70.7% 0.1%
    21ST MORTGAGE CORPORATION $75,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
    First Federal Bank of Ohio $105,000 $65,000 -38.1% 0.0%
    STOCKTON MORTGAGE CORPORATION $65,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $55,000 n/a 0.0%
    SPRING EQ, LLC $175,000 $45,000 -74.3% 0.0%
    GLASS CITY Federal Credit Union $230,000 $35,000 -84.8% 0.0%

    Fremont's top lender by overall market share is Fremont Federal Credit Union, with 14.0% market share. In second place, with 10.2%, is QUICKEN LOANS, LLC, having originated $13,280,000 in loans. In third place, with 6.6%, is The Huntington National Bank, having originated $8,680,000 in loans. In fourth place, with 5.4%, is The Croghan Colonial Bank, having originated $7,010,000 in loans. In fifth place, with 4.4%, is LOANDEPOT.COM, LLC, having originated $5,805,000 in loans.

    Fremont Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,950 (28.3%) $155,697 (39.6%) 0.00 137
    2018-02-01 $114,400 (27.3%) $154,831 (27.1%) 0.00 126
    2018-03-01 $109,900 (24.9%) $161,817 (32.5%) 0.00 113
    2018-04-01 $116,750 (24.9%) $163,345 (24.3%) 0.00 117
    2018-05-01 $125,950 (29.7%) $168,388 (22.1%) 0.00 120
    2018-06-01 $129,900 (23.8%) $179,010 (21.4%) 0.00 120
    2018-07-01 $131,475 (13.1%) $179,918 (12.7%) 0.00 138
    2018-08-01 $132,000 (11.2%) $179,093 (13.6%) 0.00 147
    2018-09-01 $125,000 (5.1%) $170,111 (9.5%) 0.00 143
    2018-10-01 $115,226 (-3.0%) $164,160 (4.2%) 0.00 139
    2018-11-01 $106,833 (-8.7%) $157,571 (3.1%) 0.00 137
    2018-12-01 $100,500 (-6.9%) $149,494 (-1.6%) 0.00 128
    2019-01-01 $98,450 (-9.6%) $146,927 (-5.6%) 0.00 120
    2019-02-01 $104,625 (-8.5%) $147,647 (-4.6%) 0.00 115
    2019-03-01 $114,857 (4.5%) $155,165 (-4.1%) 0.00 111
    2019-04-01 $125,932 (7.9%) $162,682 (-0.4%) 0.00 110
    2019-05-01 $129,175 (2.6%) $167,082 (-0.8%) 0.00 119
    2019-06-01 $127,000 (-2.2%) $161,094 (-10.0%) 0.00 132
    2019-07-01 $125,175 (-4.8%) $159,502 (-11.4%) 0.00 125
    2019-08-01 $124,927 (-5.4%) $157,093 (-12.3%) 0.00 124
    2019-09-01 $124,968 (0.0%) $153,749 (-9.6%) 0.00 133
    2019-10-01 $123,720 (7.4%) $151,520 (-7.7%) 0.00 139
    2019-11-01 $128,450 (20.2%) $148,089 (-6.0%) 0.00 138
    2019-12-01 $129,900 (29.3%) $143,017 (-4.3%) 0.00 119
    2020-01-01 $132,250 (34.3%) $142,198 (-3.2%) 0.00 103
    2020-02-01 $98,000 (-6.3%) $126,823 (-14.1%) 0.00 105
    2020-03-01 $103,850 (-9.6%) $131,096 (-15.5%) 0.00 98
    2020-04-01 $108,700 (-13.7%) $127,369 (-21.7%) 0.00 93
    2020-05-01 $109,900 (-14.9%) $130,173 (-22.1%) 0.00 92
    2020-06-01 $125,000 (-1.6%) $167,587 (4.0%) 0.00 60
    2020-07-01 $143,000 (14.2%) $175,421 (10.0%) 0.00 54
    2020-08-01 $149,900 (20.0%) $168,883 (7.5%) 0.00 65
    2020-09-01 $123,425 (-1.2%) $146,841 (-4.5%) 0.00 81
    2020-10-01 $124,950 (1.0%) $149,314 (-1.5%) 0.00 80
    2020-11-01 $119,475 (-7.0%) $148,654 (0.4%) 0.00 76
    2020-12-01 $124,950 (-3.8%) $147,679 (3.3%) 0.00 68
    2021-01-01 $122,225 (-7.6%) $142,418 (0.2%) 0.00 56
    2021-02-01 $130,588 (33.3%) $147,217 (16.1%) 0.00 47
    2021-03-01 $125,250 (20.6%) $147,980 (12.9%) 0.00 41
    2021-04-01 $135,900 (25.0%) $155,348 (22.0%) 0.00 32
    2021-05-01 $154,950 (41.0%) $166,455 (27.9%) 0.00 31
    2021-06-01 $176,350 (41.1%) $179,753 (7.3%) 0.00 38
    2021-07-01 $175,000 (22.4%) $189,146 (7.8%) 0.00 51
    2021-08-01 $199,825 (33.3%) $200,087 (18.5%) 0.00 62
    2021-09-01 $172,975 (40.2%) $193,345 (31.7%) 0.00 66
    2021-10-01 $172,400 (38.0%) $189,011 (26.6%) 0.00 70
    2021-11-01 $162,450 (36.0%) $181,587 (22.2%) 0.00 66
    2021-12-01 $136,150 (9.0%) $171,606 (16.2%) 0.00 49
    2022-01-01 $155,450 (27.2%) $184,903 (29.8%) 0.00 40
    2022-02-01 $167,400 (28.2%) $192,261 (30.6%) 0.00 37
    2022-03-01 $147,000 (17.4%) $173,462 (17.2%) 0.00 42
    2022-04-01 $145,000 (6.7%) $175,010 (12.7%) 0.00 36
    2022-05-01 $164,425 (6.1%) $194,109 (16.6%) 0.00 45
    2022-06-01 $156,800 (-11.1%) $183,968 (2.3%) 0.00 54
    2022-07-01 $149,900 (-14.3%) $182,584 (-3.5%) 0.00 66
    2022-08-01 $141,650 (-29.1%) $173,322 (-13.4%) 0.00 68
    2022-09-01 $157,000 (-9.2%) $201,362 (4.2%) 0.00 62
    2022-10-01 $149,950 (-13.0%) $195,171 (3.3%) 0.00 66
    2022-11-01 $162,850 (0.3%) $179,391 (-1.2%) 0.00 50
    2022-12-01 $154,950 (13.8%) $171,682 (0.0%) 0.00 52
    2023-01-01 $143,225 (-7.9%) $161,180 (-12.8%) 0.00 44
    2023-02-01 $154,750 (-7.6%) $192,677 (0.2%) 0.00 27
    2023-03-01 $164,975 (12.2%) $188,732 (8.8%) 0.00 30
    2023-04-01 $185,000 (27.6%) $220,516 (26.0%) 0.00 31
    2023-05-01 $206,000 (25.3%) $240,476 (23.9%) 0.00 37
    2023-06-01 $227,500 (45.1%) $239,055 (29.9%) 0.00 48
    2023-07-01 $225,500 (50.4%) $243,526 (33.4%) 0.00 45
    2023-08-01 $225,950 (59.5%) $247,336 (42.7%) 0.00 49
    2023-09-01 $202,250 (28.8%) $230,878 (14.7%) 0.00 52
    2023-10-01 $187,325 (24.9%) $224,674 (15.1%) 0.00 48
    2023-11-01 $187,483 (15.1%) $212,796 (18.6%) 0.00 56
    2023-12-01 $177,400 (14.5%) $209,612 (22.1%) 0.00 52
    2024-01-01 $167,400 (16.9%) $200,221 (24.2%) 0.00 52
    2024-02-01 $162,450 (5.0%) $202,538 (5.1%) 0.00 50
    2024-03-01 $190,950 (15.7%) $227,718 (20.7%) 0.00 42
    2024-04-01 $183,225 (-1.0%) $228,938 (3.8%) 0.00 48
    2024-05-01 $177,475 (-13.9%) $228,580 (-5.0%) 0.00 57
    2024-06-01 $181,000 (-20.4%) $219,648 (-8.1%) 0.00 49
    2024-07-01 $167,450 (-25.7%) $198,010 (-18.7%) 0.00 59
    2024-08-01 $185,900 (-17.7%) $222,209 (-10.2%) 0.00 62
    2024-09-01 $188,650 (-6.7%) $219,705 (-4.8%) 0.00 61
    2024-10-01 $195,475 (4.4%) $221,944 (-1.2%) 0.00 74
    2024-11-01 $199,900 (6.6%) $223,392 (5.0%) 0.00 84
    2024-12-01 $188,450 (6.2%) $220,984 (5.4%) 0.00 73
    2025-01-01 $189,950 (13.5%) $219,342 (9.6%) 0.00 69
    2025-02-01 $207,450 (27.7%) $215,706 (6.5%) 0.00 61
    2025-03-01 $229,000 (19.9%) $226,160 (-0.7%) 0.00 49
    2025-04-01 $193,700 (5.7%) $220,753 (-3.6%) 0.00 46
    2025-05-01 $199,900 (12.6%) $224,883 (-1.6%) 0.00 49
    Fremont's median listing price for 2025-05-01 was $199,900, a difference of $22,425 (12.6%) versus the prior year and $6,200 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2025-05-01 was $224,883, a difference of $-3,697 (-1.6%) versus the prior year and $4,130 versus the prior month.

    For the 2025-05-01 period, Fremont had 49 MLS listings, a difference of 3 listings (7%) versus the prior month and -8 listings (-14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,582 sqft
    2018-02-01 0 days 1,645 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,688 sqft
    2018-05-01 0 days 1,673 sqft
    2018-06-01 0 days 1,666 sqft
    2018-07-01 0 days 1,706 sqft
    2018-08-01 0 days 1,748 sqft
    2018-09-01 0 days 1,727 sqft
    2018-10-01 0 days 1,703 sqft
    2018-11-01 0 days 1,647 sqft
    2018-12-01 0 days 1,598 sqft
    2019-01-01 0 days 1,578 sqft
    2019-02-01 0 days 1,577 sqft
    2019-03-01 0 days 1,625 sqft
    2019-04-01 0 days 1,664 sqft
    2019-05-01 0 days 1,667 sqft
    2019-06-01 0 days 1,598 sqft
    2019-07-01 0 days 1,666 sqft
    2019-08-01 0 days 1,649 sqft
    2019-09-01 0 days 1,641 sqft
    2019-10-01 0 days 1,635 sqft
    2019-11-01 0 days 1,629 sqft
    2019-12-01 0 days 1,630 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,542 sqft
    2020-03-01 0 days 1,577 sqft
    2020-04-01 0 days 1,590 sqft
    2020-05-01 0 days 1,572 sqft
    2020-06-01 0 days 1,729 sqft
    2020-07-01 0 days 1,773 sqft
    2020-08-01 0 days 1,773 sqft
    2020-09-01 0 days 1,803 sqft
    2020-10-01 0 days 1,724 sqft
    2020-11-01 0 days 1,704 sqft
    2020-12-01 0 days 1,629 sqft
    2021-01-01 0 days 1,574 sqft
    2021-02-01 0 days 1,694 sqft
    2021-03-01 0 days 1,735 sqft
    2021-04-01 0 days 1,741 sqft
    2021-05-01 0 days 1,642 sqft
    2021-06-01 0 days 1,731 sqft
    2021-07-01 0 days 1,734 sqft
    2021-08-01 0 days 1,773 sqft
    2021-09-01 0 days 1,717 sqft
    2021-10-01 0 days 1,658 sqft
    2021-11-01 0 days 1,647 sqft
    2021-12-01 0 days 1,627 sqft
    2022-01-01 0 days 1,753 sqft
    2022-02-01 0 days 1,773 sqft
    2022-03-01 0 days 1,581 sqft
    2022-04-01 0 days 1,654 sqft
    2022-05-01 0 days 1,659 sqft
    2022-06-01 0 days 1,579 sqft
    2022-07-01 0 days 1,580 sqft
    2022-08-01 0 days 1,502 sqft
    2022-09-01 0 days 1,542 sqft
    2022-10-01 0 days 1,540 sqft
    2022-11-01 0 days 1,550 sqft
    2022-12-01 0 days 1,504 sqft
    2023-01-01 0 days 1,487 sqft
    2023-02-01 0 days 1,600 sqft
    2023-03-01 0 days 1,571 sqft
    2023-04-01 0 days 1,619 sqft
    2023-05-01 0 days 1,624 sqft
    2023-06-01 0 days 1,711 sqft
    2023-07-01 0 days 1,728 sqft
    2023-08-01 0 days 1,774 sqft
    2023-09-01 0 days 1,652 sqft
    2023-10-01 0 days 1,564 sqft
    2023-11-01 0 days 1,542 sqft
    2023-12-01 0 days 1,514 sqft
    2024-01-01 0 days 1,499 sqft
    2024-02-01 0 days 1,535 sqft
    2024-03-01 0 days 1,600 sqft
    2024-04-01 0 days 1,462 sqft
    2024-05-01 0 days 1,506 sqft
    2024-06-01 0 days 1,572 sqft
    2024-07-01 0 days 1,538 sqft
    2024-08-01 0 days 1,562 sqft
    2024-09-01 0 days 1,633 sqft
    2024-10-01 0 days 1,546 sqft
    2024-11-01 0 days 1,593 sqft
    2024-12-01 0 days 1,587 sqft
    2025-01-01 0 days 1,569 sqft
    2025-02-01 0 days 1,548 sqft
    2025-03-01 0 days 1,648 sqft
    2025-04-01 0 days 1,509 sqft
    2025-05-01 0 days 1,507 sqft
    Fremont's median listing age (time on market) for 2025-05-01 was 0 days.

    Fremont's median square footage for active listings during the 2025-05-01 period was 1,507 sqft. One year prior, the average listing was 1,506 sqft.

    Fremont, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 557 $92,505,000 $166,077
    Cash Out Refi 135 $18,865,000 $139,741
    Refi 80 $12,140,000 $151,750
    Home Improvement 66 $4,090,000 $61,970
    Other 51 $2,975,000 $58,333

    Fremont's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 135 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 406 $64,970,000 $160,025
    7-8% 186 $29,820,000 $160,323
    Over 8% 138 $9,030,000 $65,435
    5-6% 85 $15,545,000 $182,882
    4-5% 4 $710,000 $177,500
    <2.5% 1 $5,000 $5,000

    During 2024, Fremont's most frequently originated rate bucket was 6-7%, with 406 originations.

    Loan Sizing (Fremont, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 433 $61,285,000 $141,536
    $100,000 or less 276 $17,160,000 $62,174
    $200k-400k 162 $42,490,000 $262,284
    $400k-600k 14 $6,570,000 $469,286
    $600k-1000k 3 $1,905,000 $635,000
    $Over $1MM 1 $1,165,000 $1,165,000

    Fremont's loan sizing saw the bucket of loans from $100k-200k with 433 originations, totaling $61,285,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 391 $68,185,000 $174,386
    60-80% 197 $31,195,000 $158,350
    20-40% 87 $6,355,000 $73,046
    Under 20% 65 $2,205,000 $33,923
    40-60% 62 $7,100,000 $114,516
    Over 100% 5 $1,335,000 $267,000

    Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 391 originations, totaling $68,185,000 in origination value.