Fremont Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fremont averaged 6.55% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.87% and one month ago for the week of 2025-03-06, the average rate was 6.86%.

Fremont's average rate one year ago was 6.75%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Fremont 30 Year Fixed Rate 2025-04-10 6.55%
Fremont 30 Year Fixed Rate Refi 2025-04-10 6.92%
Fremont 15 Year Fixed Rate 2025-04-10 5.92%
Fremont 15 Year Fixed Rate Refi 2025-04-10 6.12%
Fremont 30 Year FHA 2025-04-10 6.82%
Fremont 30 Year FHA Refi 2025-04-10 6.23%
Fremont 30 Year USDA 2025-04-10 6.25%
Fremont 30 Year USDA Refi 2025-04-10 6.65%
Fremont 30 Year VA 2025-04-10 6.39%
Fremont 30 Year VA Refi 2025-04-10 6.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, OH.

Fremont Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Fremont Federal Credit Union 116 6.48% $2,282
QUICKEN LOANS, LLC 37 6.72% $5,791
LOANDEPOT.COM, LLC 17 7.02% $4,618
The Huntington National Bank 16 6.81% $4,153
UNION CAPITAL MORTGAGE CORPORATION 16 6.86% $5,015
Fifth Third Bank 14 6.73% $3,796
The Genoa Banking Company 14 6.33% $4,165
UNION HOME MORTGAGE CORP. 12 6.96% $6,593
Civista Bank 11 6.69% $3,473
U.S. Bank 9 6.83% $3,803
KeyBank 7 7.02% $3,978
CROSSCOUNTRY MORTGAGE, LLC 6 7.31% $5,512
First Federal Bank of the Midwest 5 6.93% $3,919
HOWARD HANNA FINANCIAL SERVICES, INC. 5 6.45% $4,174
YOUR HOME FINANCIAL LLC 4 6.88% $4,799
The Union Bank Company 4 7.25% $3,430
UNITED WHOLESALE MORTGAGE, LLC 4 6.91% $4,554
First Federal Savings and Loan Association of Lorain 3 7.29% $4,792
PNC Bank 3 6.83% $4,388
JPMorgan Chase Bank 3 6.70% $3,213
MICHIGAN MUTUAL, INC. 2 7.06% $2,350
The Farmers & Merchants State Bank 2 6.25% $2,886
LAND HOME FINANCIAL SERVICES, INC. 2 6.75% $6,721
GUILD MORTGAGE COMPANY 2 6.88% $3,583
MID AMERICA MORTGAGE, INC. 2 6.56% $3,095
EQUITY RESOURCES, INC. 2 6.81% $3,619
AMERICAN FINANCING CORPORATION 2 6.06% $6,202
NAVY FEDERAL CREDIT UNION 2 6.56% $1,947
Texana Bank 1 7.13% $2,137
The Loan Store, Inc. 1 6.49% $4,298
AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $6,029
USAA Federal Savings Bank 1 6.50% $4,216
WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,223
Third Federal Savings and Loan Association of Cleveland 1 6.49% $3,858
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.49% $4,285
Bay Area Credit Union, Inc. 1 7.50% $3,558
BAYSHORE MORTGAGE FUNDING, LLC 1 7.13% $4,367
BROKER SOLUTIONS, INC. 1 7.38% $4,577
CHURCHILL MORTGAGE CORPORATION 1 6.99% $4,137
CITIZENS EQUITY FIRST 1 6.88% $1,741
Discover Bank 1 7.30% $0
Dollar Bank, Federal Savings Bank 1 6.25% $6,683
Farm Credit Mid-America, ACA 1 6.88% $7,096
First Federal Savings and Loan Association of Lakewood 1 6.95% $4,062
GLASS CITY Federal Credit Union 1 6.63% $2,102
GUARANTEED RATE AFFINITY, LLC 1 7.99% $6,696
GUARANTEED RATE, INC. 1 6.83% $4,734
GVC MORTGAGE, INC. 1 6.99% $7,629
LAKEVIEW LOAN SERVICING, LLC 1 7.50% $5,058
MORTGAGE CENTER L.C 1 7.50% $6,524
Mortgage Research Center, LLC 1 7.50% $2,630
NATIONS RELIABLE LENDING, LLC 1 7.25% $6,529
NFM, INC. 1 7.63% $6,361
NP, Inc. 1 7.00% $7,323
PANORAMA MORTGAGE GROUP, LLC 1 9.88% $8,040
PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,052
PHH Mortgage Corporation 1 7.13% $2,137
RELIANCE FIRST CAPITAL, LLC 1 6.50% $4,606
RUOFF MORTGAGE COMPANY, INC. 1 6.50% $5,184
STOCKTON MORTGAGE CORPORATION 1 6.63% $3,539
SUN Federal Credit Union 1 6.75% $3,593

Fremont Average Closing Costs & Other Stats

Fremont, OH's 61 lenders originated 889 loans during 2024. The total origination value was $130,575,000, with an average loan value of $146,879.

Fremont's average closing costs are $4,553.

The top Fremont lender as defined by loan originations is Fremont Federal Credit Union, with 116 loans originated. Their average total fees are $2,282, which is $3,509 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Fremont lenders (with over 10 loans originated) are Fremont Federal Credit Union ($2,282), Civista Bank ($3,473), Fifth Third Bank ($3,796), The Huntington National Bank ($4,153) and The Genoa Banking Company ($4,165).

The lowest rate Fremont lenders (with over 10 loans originated) are The Genoa Banking Company (6.33%), Fremont Federal Credit Union (6.48%), Civista Bank (6.69%), QUICKEN LOANS, LLC (6.72%) and Fifth Third Bank (6.73%).

Fremont, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Fremont Federal Credit Union $18,670,000 $18,230,000 -2.4% 14.0%
QUICKEN LOANS, LLC $9,755,000 $13,280,000 36.1% 10.2%
The Huntington National Bank $6,635,000 $8,680,000 30.8% 6.6%
The Croghan Colonial Bank $9,230,000 $7,010,000 -24.1% 5.4%
LOANDEPOT.COM, LLC $4,185,000 $5,805,000 38.7% 4.4%
The Genoa Banking Company $3,655,000 $4,805,000 31.5% 3.7%
Mortgage Research Center, LLC $4,270,000 $4,250,000 -0.5% 3.3%
Fifth Third Bank $3,220,000 $3,945,000 22.5% 3.0%
UNION HOME MORTGAGE CORP. $4,185,000 $3,395,000 -18.9% 2.6%
UNION CAPITAL MORTGAGE CORPORATION $1,865,000 $3,230,000 73.2% 2.5%
Civista Bank $1,570,000 $2,775,000 76.8% 2.1%
CROSSCOUNTRY MORTGAGE, LLC $2,795,000 $2,600,000 -7.0% 2.0%
First Federal Bank of the Midwest $1,655,000 $2,200,000 32.9% 1.7%
The Union Bank Company $1,910,000 $2,165,000 13.4% 1.7%
U.S. Bank $1,015,000 $2,140,000 110.8% 1.6%
AG Credit, Agricultural Credit Association $1,335,000 $2,055,000 53.9% 1.6%
HOWARD HANNA FINANCIAL SERVICES, INC. $425,000 $1,835,000 331.8% 1.4%
First National Bank of Bellevue $3,605,000 $1,690,000 -53.1% 1.3%
YOUR HOME FINANCIAL LLC $660,000 $1,435,000 117.4% 1.1%
KeyBank $1,375,000 $1,375,000 0.0% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $2,220,000 $1,345,000 -39.4% 1.0%
FREEDOM MORTGAGE CORPORATION $555,000 $1,305,000 135.1% 1.0%
PENNYMAC LOAN SERVICES, LLC $235,000 $1,290,000 448.9% 1.0%
MICHIGAN MUTUAL, INC. $105,000 $1,205,000 1,047.6% 0.9%
NBKC BANK $125,000 $1,180,000 844.0% 0.9%
PNC Bank $875,000 $1,170,000 33.7% 0.9%
Providence Bank & Trust $1,165,000 n/a 0.9%
The Old Fort Banking Company $1,365,000 $1,165,000 -14.7% 0.9%
Carrington Mortgage Services, LLC $250,000 $1,125,000 350.0% 0.9%
GUARANTEED RATE, INC. $455,000 $1,085,000 138.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $915,000 $1,080,000 18.0% 0.8%
NAVY FEDERAL CREDIT UNION $2,080,000 $845,000 -59.4% 0.6%
MID AMERICA MORTGAGE, INC. $960,000 $740,000 -22.9% 0.6%
First Federal Savings and Loan Association of Lorain $650,000 $720,000 10.8% 0.6%
USAA Federal Savings Bank $125,000 $710,000 468.0% 0.5%
JPMorgan Chase Bank $450,000 $685,000 52.2% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $175,000 $640,000 265.7% 0.5%
Third Federal Savings and Loan Association of Cleveland $65,000 $630,000 869.2% 0.5%
Dollar Bank, Federal Savings Bank $620,000 n/a 0.5%
NEW DAY FINANCIAL, LLC $155,000 $590,000 280.6% 0.5%
The Farmers & Merchants State Bank $55,000 $585,000 963.6% 0.4%
Union Savings Bank $560,000 n/a 0.4%
Signature Bank, N.A. $555,000 n/a 0.4%
SUN Federal Credit Union $545,000 n/a 0.4%
LAND HOME FINANCIAL SERVICES, INC. $480,000 n/a 0.4%
VILLAGE CAPITAL MORTGAGE $400,000 $480,000 20.0% 0.4%
EQUITY RESOURCES, INC. $1,275,000 $475,000 -62.7% 0.4%
Farm Credit Mid-America, ACA $340,000 $475,000 39.7% 0.4%
PLAZA HOME MORTGAGE, INC. $540,000 $450,000 -16.7% 0.3%
Citizens Bank $400,000 $395,000 -1.3% 0.3%
GVC MORTGAGE, INC. $175,000 $360,000 105.7% 0.3%
Bank of England $355,000 n/a 0.3%
CREDIT UNION ONE $355,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $395,000 $345,000 -12.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $500,000 $330,000 -34.0% 0.3%
The State Bank and Trust Company $500,000 $320,000 -36.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $330,000 $310,000 -6.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $235,000 $310,000 31.9% 0.2%
LAKEVIEW LOAN SERVICING, LLC $310,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $305,000 n/a 0.2%
PHH Mortgage Corporation $305,000 n/a 0.2%
GUILD MORTGAGE COMPANY $115,000 $290,000 152.2% 0.2%
CMG MORTGAGE, INC. $285,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $145,000 $280,000 93.1% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $280,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $250,000 $280,000 12.0% 0.2%
1ST SIGNATURE LENDING, LLC $275,000 n/a 0.2%
Bay Area Credit Union, Inc. $275,000 n/a 0.2%
BROKER SOLUTIONS, INC. $685,000 $260,000 -62.0% 0.2%
Wells Fargo Bank $215,000 $260,000 20.9% 0.2%
GUARANTEED RATE AFFINITY, LLC $255,000 n/a 0.2%
RUOFF MORTGAGE COMPANY, INC. $225,000 n/a 0.2%
The Loan Store, Inc. $215,000 n/a 0.2%
EMM LOANS LLC $205,000 n/a 0.2%
S&T Bank $205,000 n/a 0.2%
CITIZENS EQUITY FIRST $195,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $180,000 $190,000 5.6% 0.1%
Figure Lending LLC $190,000 $185,000 -2.6% 0.1%
MORTGAGE CENTER L.C $185,000 n/a 0.1%
Coastal Community Bank $95,000 $180,000 89.5% 0.1%
CLEARPATH LENDING $165,000 $175,000 6.1% 0.1%
Discover Bank $330,000 $175,000 -47.0% 0.1%
MILEND, INC. $165,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $165,000 $165,000 0.0% 0.1%
OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 $165,000 73.7% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $165,000 n/a 0.1%
NEWREZ LLC $1,040,000 $155,000 -85.1% 0.1%
The Federal Savings Bank $125,000 $155,000 24.0% 0.1%
TOP FLITE FINANCIAL, INC. $85,000 $155,000 82.4% 0.1%
ZILLOW HOME LOANS, LLC $210,000 $155,000 -26.2% 0.1%
First Federal Savings and Loan Association of Lakewood $1,295,000 $145,000 -88.8% 0.1%
NP, Inc. $145,000 n/a 0.1%
Texana Bank $145,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $135,000 n/a 0.1%
NFM, INC. $125,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $115,000 n/a 0.1%
QUORUM FEDERAL CREDIT UNION $105,000 n/a 0.1%
Superior Credit Union, Inc. $190,000 $100,000 -47.4% 0.1%
Equity Prime Mortgage LLC $155,000 $85,000 -45.2% 0.1%
Servion, Inc. $290,000 $85,000 -70.7% 0.1%
21ST MORTGAGE CORPORATION $75,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
First Federal Bank of Ohio $105,000 $65,000 -38.1% 0.0%
STOCKTON MORTGAGE CORPORATION $65,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $55,000 n/a 0.0%
SPRING EQ, LLC $175,000 $45,000 -74.3% 0.0%
GLASS CITY Federal Credit Union $230,000 $35,000 -84.8% 0.0%

Fremont's top lender by overall market share is Fremont Federal Credit Union, with 14.0% market share. In second place, with 10.2%, is QUICKEN LOANS, LLC, having originated $13,280,000 in loans. In third place, with 6.6%, is The Huntington National Bank, having originated $8,680,000 in loans. In fourth place, with 5.4%, is The Croghan Colonial Bank, having originated $7,010,000 in loans. In fifth place, with 4.4%, is LOANDEPOT.COM, LLC, having originated $5,805,000 in loans.


Fremont Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $108,950 (28.3%) $155,697 (39.6%) 0.00 137
2018-02-01 $114,400 (27.3%) $154,831 (27.1%) 0.00 126
2018-03-01 $109,900 (24.9%) $161,817 (32.5%) 0.00 113
2018-04-01 $116,750 (24.9%) $163,345 (24.3%) 0.00 117
2018-05-01 $125,950 (29.7%) $168,388 (22.1%) 0.00 120
2018-06-01 $129,900 (23.8%) $179,010 (21.4%) 0.00 120
2018-07-01 $131,475 (13.1%) $179,918 (12.7%) 0.00 138
2018-08-01 $132,000 (11.2%) $179,093 (13.6%) 0.00 147
2018-09-01 $125,000 (5.1%) $170,111 (9.5%) 0.00 143
2018-10-01 $115,226 (-3.0%) $164,160 (4.2%) 0.00 139
2018-11-01 $106,833 (-8.7%) $157,571 (3.1%) 0.00 137
2018-12-01 $100,500 (-6.9%) $149,494 (-1.6%) 0.00 128
2019-01-01 $98,450 (-9.6%) $146,927 (-5.6%) 0.00 120
2019-02-01 $104,625 (-8.5%) $147,647 (-4.6%) 0.00 115
2019-03-01 $114,857 (4.5%) $155,165 (-4.1%) 0.00 111
2019-04-01 $125,932 (7.9%) $162,682 (-0.4%) 0.00 110
2019-05-01 $129,175 (2.6%) $167,082 (-0.8%) 0.00 119
2019-06-01 $127,000 (-2.2%) $161,094 (-10.0%) 0.00 132
2019-07-01 $125,175 (-4.8%) $159,502 (-11.4%) 0.00 125
2019-08-01 $124,927 (-5.4%) $157,093 (-12.3%) 0.00 124
2019-09-01 $124,968 (0.0%) $153,749 (-9.6%) 0.00 133
2019-10-01 $123,720 (7.4%) $151,520 (-7.7%) 0.00 139
2019-11-01 $128,450 (20.2%) $148,089 (-6.0%) 0.00 138
2019-12-01 $129,900 (29.3%) $143,017 (-4.3%) 0.00 119
2020-01-01 $132,250 (34.3%) $142,198 (-3.2%) 0.00 103
2020-02-01 $98,000 (-6.3%) $126,823 (-14.1%) 0.00 105
2020-03-01 $103,850 (-9.6%) $131,096 (-15.5%) 0.00 98
2020-04-01 $108,700 (-13.7%) $127,369 (-21.7%) 0.00 93
2020-05-01 $109,900 (-14.9%) $130,173 (-22.1%) 0.00 92
2020-06-01 $125,000 (-1.6%) $167,587 (4.0%) 0.00 60
2020-07-01 $143,000 (14.2%) $175,421 (10.0%) 0.00 54
2020-08-01 $149,900 (20.0%) $168,883 (7.5%) 0.00 65
2020-09-01 $123,425 (-1.2%) $146,841 (-4.5%) 0.00 81
2020-10-01 $124,950 (1.0%) $149,314 (-1.5%) 0.00 80
2020-11-01 $119,475 (-7.0%) $148,654 (0.4%) 0.00 76
2020-12-01 $124,950 (-3.8%) $147,679 (3.3%) 0.00 68
2021-01-01 $122,225 (-7.6%) $142,418 (0.2%) 0.00 56
2021-02-01 $130,588 (33.3%) $147,217 (16.1%) 0.00 47
2021-03-01 $125,250 (20.6%) $147,980 (12.9%) 0.00 41
2021-04-01 $135,900 (25.0%) $155,348 (22.0%) 0.00 32
2021-05-01 $154,950 (41.0%) $166,455 (27.9%) 0.00 31
2021-06-01 $176,350 (41.1%) $179,753 (7.3%) 0.00 38
2021-07-01 $175,000 (22.4%) $189,146 (7.8%) 0.00 51
2021-08-01 $199,825 (33.3%) $200,087 (18.5%) 0.00 62
2021-09-01 $172,975 (40.2%) $193,345 (31.7%) 0.00 66
2021-10-01 $172,400 (38.0%) $189,011 (26.6%) 0.00 70
2021-11-01 $162,450 (36.0%) $181,587 (22.2%) 0.00 66
2021-12-01 $136,150 (9.0%) $171,606 (16.2%) 0.00 49
2022-01-01 $155,450 (27.2%) $184,903 (29.8%) 0.00 40
2022-02-01 $167,400 (28.2%) $192,261 (30.6%) 0.00 37
2022-03-01 $147,000 (17.4%) $173,462 (17.2%) 0.00 42
2022-04-01 $145,000 (6.7%) $175,010 (12.7%) 0.00 36
2022-05-01 $164,425 (6.1%) $194,109 (16.6%) 0.00 45
2022-06-01 $156,800 (-11.1%) $183,968 (2.3%) 0.00 54
2022-07-01 $149,900 (-14.3%) $182,584 (-3.5%) 0.00 66
2022-08-01 $141,650 (-29.1%) $173,322 (-13.4%) 0.00 68
2022-09-01 $157,000 (-9.2%) $201,362 (4.2%) 0.00 62
2022-10-01 $149,950 (-13.0%) $195,171 (3.3%) 0.00 66
2022-11-01 $162,850 (0.3%) $179,391 (-1.2%) 0.00 50
2022-12-01 $154,950 (13.8%) $171,682 (0.0%) 0.00 52
2023-01-01 $143,225 (-7.9%) $161,180 (-12.8%) 0.00 44
2023-02-01 $154,750 (-7.6%) $192,677 (0.2%) 0.00 27
2023-03-01 $164,975 (12.2%) $188,732 (8.8%) 0.00 30
2023-04-01 $185,000 (27.6%) $220,516 (26.0%) 0.00 31
2023-05-01 $206,000 (25.3%) $240,476 (23.9%) 0.00 37
2023-06-01 $227,500 (45.1%) $239,055 (29.9%) 0.00 48
2023-07-01 $225,500 (50.4%) $243,526 (33.4%) 0.00 45
2023-08-01 $225,950 (59.5%) $247,336 (42.7%) 0.00 49
2023-09-01 $202,250 (28.8%) $230,878 (14.7%) 0.00 52
2023-10-01 $187,325 (24.9%) $224,674 (15.1%) 0.00 48
2023-11-01 $187,483 (15.1%) $212,796 (18.6%) 0.00 56
2023-12-01 $177,400 (14.5%) $209,612 (22.1%) 0.00 52
2024-01-01 $167,400 (16.9%) $200,221 (24.2%) 0.00 52
2024-02-01 $162,450 (5.0%) $202,538 (5.1%) 0.00 50
2024-03-01 $190,950 (15.7%) $227,718 (20.7%) 0.00 42
2024-04-01 $183,225 (-1.0%) $228,938 (3.8%) 0.00 48
2024-05-01 $177,475 (-13.9%) $228,580 (-5.0%) 0.00 57
2024-06-01 $181,000 (-20.4%) $219,648 (-8.1%) 0.00 49
2024-07-01 $167,450 (-25.7%) $198,010 (-18.7%) 0.00 59
2024-08-01 $185,900 (-17.7%) $222,209 (-10.2%) 0.00 62
2024-09-01 $188,650 (-6.7%) $219,705 (-4.8%) 0.00 61
2024-10-01 $195,475 (4.4%) $221,944 (-1.2%) 0.00 74
2024-11-01 $199,900 (6.6%) $223,392 (5.0%) 0.00 84
2024-12-01 $188,450 (6.2%) $220,984 (5.4%) 0.00 73
2025-01-01 $189,950 (13.5%) $219,342 (9.6%) 0.00 69
2025-02-01 $207,450 (27.7%) $215,706 (6.5%) 0.00 61
2025-03-01 $229,000 (19.9%) $226,160 (-0.7%) 0.00 49
Fremont's median listing price for 2025-03-01 was $229,000, a difference of $38,050 (19.9%) versus the prior year and $21,550 versus the prior month.

Fremont's median listing price comes in at 0% of the national average.

Fremont's average listing price for 2025-03-01 was $226,160, a difference of $-1,558 (-0.7%) versus the prior year and $10,454 versus the prior month.

For the 2025-03-01 period, Fremont had 49 MLS listings, a difference of -12 listings (-20%) versus the prior month and 7 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,582 sqft
2018-02-01 0 days 1,645 sqft
2018-03-01 0 days 1,696 sqft
2018-04-01 0 days 1,688 sqft
2018-05-01 0 days 1,673 sqft
2018-06-01 0 days 1,666 sqft
2018-07-01 0 days 1,706 sqft
2018-08-01 0 days 1,748 sqft
2018-09-01 0 days 1,727 sqft
2018-10-01 0 days 1,703 sqft
2018-11-01 0 days 1,647 sqft
2018-12-01 0 days 1,598 sqft
2019-01-01 0 days 1,578 sqft
2019-02-01 0 days 1,577 sqft
2019-03-01 0 days 1,625 sqft
2019-04-01 0 days 1,664 sqft
2019-05-01 0 days 1,667 sqft
2019-06-01 0 days 1,598 sqft
2019-07-01 0 days 1,666 sqft
2019-08-01 0 days 1,649 sqft
2019-09-01 0 days 1,641 sqft
2019-10-01 0 days 1,635 sqft
2019-11-01 0 days 1,629 sqft
2019-12-01 0 days 1,630 sqft
2020-01-01 0 days 1,600 sqft
2020-02-01 0 days 1,542 sqft
2020-03-01 0 days 1,577 sqft
2020-04-01 0 days 1,590 sqft
2020-05-01 0 days 1,572 sqft
2020-06-01 0 days 1,729 sqft
2020-07-01 0 days 1,773 sqft
2020-08-01 0 days 1,773 sqft
2020-09-01 0 days 1,803 sqft
2020-10-01 0 days 1,724 sqft
2020-11-01 0 days 1,704 sqft
2020-12-01 0 days 1,629 sqft
2021-01-01 0 days 1,574 sqft
2021-02-01 0 days 1,694 sqft
2021-03-01 0 days 1,735 sqft
2021-04-01 0 days 1,741 sqft
2021-05-01 0 days 1,642 sqft
2021-06-01 0 days 1,731 sqft
2021-07-01 0 days 1,734 sqft
2021-08-01 0 days 1,773 sqft
2021-09-01 0 days 1,717 sqft
2021-10-01 0 days 1,658 sqft
2021-11-01 0 days 1,647 sqft
2021-12-01 0 days 1,627 sqft
2022-01-01 0 days 1,753 sqft
2022-02-01 0 days 1,773 sqft
2022-03-01 0 days 1,581 sqft
2022-04-01 0 days 1,654 sqft
2022-05-01 0 days 1,659 sqft
2022-06-01 0 days 1,579 sqft
2022-07-01 0 days 1,580 sqft
2022-08-01 0 days 1,502 sqft
2022-09-01 0 days 1,542 sqft
2022-10-01 0 days 1,540 sqft
2022-11-01 0 days 1,550 sqft
2022-12-01 0 days 1,504 sqft
2023-01-01 0 days 1,487 sqft
2023-02-01 0 days 1,600 sqft
2023-03-01 0 days 1,571 sqft
2023-04-01 0 days 1,619 sqft
2023-05-01 0 days 1,624 sqft
2023-06-01 0 days 1,711 sqft
2023-07-01 0 days 1,728 sqft
2023-08-01 0 days 1,774 sqft
2023-09-01 0 days 1,652 sqft
2023-10-01 0 days 1,564 sqft
2023-11-01 0 days 1,542 sqft
2023-12-01 0 days 1,514 sqft
2024-01-01 0 days 1,499 sqft
2024-02-01 0 days 1,535 sqft
2024-03-01 0 days 1,600 sqft
2024-04-01 0 days 1,462 sqft
2024-05-01 0 days 1,506 sqft
2024-06-01 0 days 1,572 sqft
2024-07-01 0 days 1,538 sqft
2024-08-01 0 days 1,562 sqft
2024-09-01 0 days 1,633 sqft
2024-10-01 0 days 1,546 sqft
2024-11-01 0 days 1,593 sqft
2024-12-01 0 days 1,587 sqft
2025-01-01 0 days 1,569 sqft
2025-02-01 0 days 1,548 sqft
2025-03-01 0 days 1,648 sqft
Fremont's median listing age (time on market) for 2025-03-01 was 0 days.

Fremont's median square footage for active listings during the 2025-03-01 period was 1,648 sqft. One year prior, the average listing was 1,600 sqft.

Fremont, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 557 $92,505,000 $166,077
Cash Out Refi 135 $18,865,000 $139,741
Refi 80 $12,140,000 $151,750
Home Improvement 66 $4,090,000 $61,970
Other 51 $2,975,000 $58,333

Fremont's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 135 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 406 $64,970,000 $160,025
7-8% 186 $29,820,000 $160,323
Over 8% 138 $9,030,000 $65,435
5-6% 85 $15,545,000 $182,882
4-5% 4 $710,000 $177,500
<2.5% 1 $5,000 $5,000

During 2024, Fremont's most frequently originated rate bucket was 6-7%, with 406 originations.

Loan Sizing (Fremont, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 433 $61,285,000 $141,536
$100,000 or less 276 $17,160,000 $62,174
$200k-400k 162 $42,490,000 $262,284
$400k-600k 14 $6,570,000 $469,286
$600k-1000k 3 $1,905,000 $635,000
$Over $1MM 1 $1,165,000 $1,165,000

Fremont's loan sizing saw the bucket of loans from $100k-200k with 433 originations, totaling $61,285,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 391 $68,185,000 $174,386
60-80% 197 $31,195,000 $158,350
20-40% 87 $6,355,000 $73,046
Under 20% 65 $2,205,000 $33,923
40-60% 62 $7,100,000 $114,516
Over 100% 5 $1,335,000 $267,000

Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 391 originations, totaling $68,185,000 in origination value.