Fremont Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fremont averaged 6.71% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.95% and one month ago for the week of 2024-05-02, the average rate was 6.94%.

Fremont's average rate one year ago was 6.51%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Fremont 30 Year Fixed Rate 2024-06-06 6.71%
Fremont 30 Year Fixed Rate Refi 2024-06-06 7.59%
Fremont 15 Year Fixed Rate 2024-06-06 6.49%
Fremont 15 Year Fixed Rate Refi 2024-06-06 6.89%
Fremont 30 Year FHA 2024-06-06 7.03%
Fremont 30 Year FHA Refi 2024-06-06 6.69%
Fremont 30 Year USDA 2024-06-06 6.7%
Fremont 30 Year USDA Refi 2024-06-06 6.7%
Fremont 30 Year VA 2024-06-06 6.49%
Fremont 30 Year VA Refi 2024-06-06 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fremont, OH.

Fremont Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
The Croghan Colonial Bank 62 6.25% $3,171
The Huntington National Bank 18 6.85% $4,539
QUICKEN LOANS, LLC 18 6.91% $5,608
UNION HOME MORTGAGE CORP. 14 7.15% $5,908
LOANDEPOT.COM, LLC 12 7.12% $4,647
Fifth Third Bank 12 6.89% $2,819
The Genoa Banking Company 11 6.35% $3,792
First National Bank of Bellevue 11 6.48% $3,344
UNION CAPITAL MORTGAGE CORPORATION 9 6.89% $4,202
First Federal Bank of the Midwest 8 6.92% $4,613
Civista Bank 8 6.34% $3,379
KeyBank 6 7.13% $3,241
The Old Fort Banking Company 6 7.19% $4,188
U.S. Bank 6 6.81% $2,998
CROSSCOUNTRY MORTGAGE, LLC 5 7.68% $5,918
EQUITY RESOURCES, INC. 5 6.70% $3,373
UNITED WHOLESALE MORTGAGE, LLC 5 6.83% $5,665
YOUR HOME FINANCIAL LLC 3 7.20% $4,495
HOWARD HANNA FINANCIAL SERVICES, INC. 3 6.38% $3,703
The Union Bank Company 2 7.31% $3,371
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.00% $3,598
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.49% $5,236
First Federal Savings and Loan Association of Lakewood 2 6.44% $6,066
First Federal Savings and Loan Association of Lorain 2 7.44% $5,457
JPMorgan Chase Bank 2 7.06% $7,143
Mr. Cooper ( Nationstar Mortgage ) 2 7.49% $5,285
PNC Bank 2 6.81% $3,497
GLASS CITY Federal Credit Union 1 7.50% $2,788
MID AMERICA MORTGAGE, INC. 1 6.13% $4,269
Mortgage Research Center, LLC 1 7.13% $1,060
AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $4,714
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.13% $5,254
NAVY FEDERAL CREDIT UNION 1 6.75% $2,776
NBKC BANK 1 6.50% $3,447
NEWREZ LLC 1 6.63% $7,735
PENNYMAC LOAN SERVICES, LLC 1 6.63% $3,790
PENTAGON FEDERAL CREDIT UNION 1 5.88% $2,102
ZILLOW HOME LOANS, LLC 1 6.13% $7,314
GENISYS 1 6.63% $3,378
ROYAL UNITED MORTGAGE LLC 1 6.88% $6,710
STAR Financial Bank 1 5.75% $6,219
Superior Credit Union, Inc. 1 7.25% $2,951
Flagstar Bank, FSB 1 7.13% $3,746
THE EQUITABLE MORTGAGE CORPORATION 1 6.63% $3,680
The Farmers & Merchants State Bank 1 7.88% $2,231
First Savings Bank 1 6.63% $6,015
Farm Credit Mid-America, ACA 1 6.25% $6,483
Evolve Bank & Trust 1 6.38% $4,561
The State Bank and Trust Company 1 7.38% $9,390
Ally Bank 1 5.88% $4,260
Discover Bank 1 7.49% $0
Citizens Bank 1 7.38% $3,179
BROKER SOLUTIONS, INC. 1 7.35% $5,985
AMERISAVE MORTGAGE CORPORATION 1 5.75% $5,824
HOMESIDE FINANCIAL, LLC 1 7.38% $4,042
Wells Fargo Bank 1 6.38% $5,971
GUARANTEED RATE, INC. 1 6.55% $3,928

Fremont Average Closing Costs & Other Stats

Fremont, OH's 57 lenders originated 804 loans during 2023. The total origination value was $112,320,000, with an average loan value of $139,701.

Fremont's average closing costs are $4,448.

The top Fremont lender as defined by loan originations is The Croghan Colonial Bank, with 62 loans originated. Their average total fees are $3,171, which is $1,368 lower than the next largest lender, The Huntington National Bank.

The lowest fee Fremont lenders (with over 10 loans originated) are Fifth Third Bank ($2,819), The Croghan Colonial Bank ($3,171), First National Bank of Bellevue ($3,344), The Genoa Banking Company ($3,792) and The Huntington National Bank ($4,539).

The lowest rate Fremont lenders (with over 10 loans originated) are The Croghan Colonial Bank (6.25%), The Genoa Banking Company (6.35%), First National Bank of Bellevue (6.48%), The Huntington National Bank (6.85%) and Fifth Third Bank (6.89%).

Fremont, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Fremont Federal Credit Union $21,760,000 $18,670,000 -14.2% 16.6%
QUICKEN LOANS, LLC $11,975,000 $9,755,000 -18.5% 8.7%
The Croghan Colonial Bank $12,935,000 $9,230,000 -28.6% 8.2%
The Huntington National Bank $10,530,000 $6,635,000 -37.0% 5.9%
Mortgage Research Center, LLC $6,020,000 $4,270,000 -29.1% 3.8%
LOANDEPOT.COM, LLC $5,880,000 $4,185,000 -28.8% 3.7%
UNION HOME MORTGAGE CORP. $5,225,000 $4,185,000 -19.9% 3.7%
The Genoa Banking Company $5,680,000 $3,655,000 -35.7% 3.3%
First National Bank of Bellevue $3,830,000 $3,605,000 -5.9% 3.2%
Fifth Third Bank $7,930,000 $3,220,000 -59.4% 2.9%
CROSSCOUNTRY MORTGAGE, LLC $1,980,000 $2,795,000 41.2% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $2,025,000 $2,220,000 9.6% 2.0%
NAVY FEDERAL CREDIT UNION $450,000 $2,080,000 362.2% 1.9%
The Union Bank Company $2,490,000 $1,910,000 -23.3% 1.7%
UNION CAPITAL MORTGAGE CORPORATION $1,865,000 n/a 1.7%
First Federal Bank of the Midwest $4,845,000 $1,655,000 -65.8% 1.5%
Civista Bank $2,930,000 $1,570,000 -46.4% 1.4%
KeyBank $1,555,000 $1,375,000 -11.6% 1.2%
The Old Fort Banking Company $2,600,000 $1,365,000 -47.5% 1.2%
AG Credit, Agricultural Credit Association $930,000 $1,335,000 43.5% 1.2%
First Federal Savings and Loan Association of Lakewood $435,000 $1,295,000 197.7% 1.2%
EQUITY RESOURCES, INC. $1,095,000 $1,275,000 16.4% 1.1%
NEWREZ LLC $230,000 $1,040,000 352.2% 0.9%
U.S. Bank $3,265,000 $1,015,000 -68.9% 0.9%
MID AMERICA MORTGAGE, INC. $1,285,000 $960,000 -25.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,115,000 $915,000 -17.9% 0.8%
PNC Bank $720,000 $875,000 21.5% 0.8%
BROKER SOLUTIONS, INC. $135,000 $685,000 407.4% 0.6%
YOUR HOME FINANCIAL LLC $2,365,000 $660,000 -72.1% 0.6%
First Federal Savings and Loan Association of Lorain $615,000 $650,000 5.7% 0.6%
FREEDOM MORTGAGE CORPORATION $685,000 $555,000 -19.0% 0.5%
PLAZA HOME MORTGAGE, INC. $150,000 $540,000 260.0% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,245,000 $500,000 -59.8% 0.4%
The State Bank and Trust Company $270,000 $500,000 85.2% 0.4%
Flagstar Bank, FSB $535,000 $470,000 -12.1% 0.4%
GUARANTEED RATE, INC. $455,000 n/a 0.4%
JPMorgan Chase Bank $1,060,000 $450,000 -57.5% 0.4%
HOWARD HANNA FINANCIAL SERVICES, INC. $425,000 n/a 0.4%
Citizens Bank $760,000 $400,000 -47.4% 0.4%
VILLAGE CAPITAL MORTGAGE $175,000 $400,000 128.6% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $760,000 $395,000 -48.0% 0.4%
CARDINAL FINANCIAL $155,000 $385,000 148.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $810,000 $355,000 -56.2% 0.3%
Farm Credit Mid-America, ACA $370,000 $340,000 -8.1% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $310,000 $330,000 6.5% 0.3%
Discover Bank $265,000 $330,000 24.5% 0.3%
Northwest Bank $310,000 n/a 0.3%
Evolve Bank & Trust $300,000 n/a 0.3%
Servion, Inc. $745,000 $290,000 -61.1% 0.3%
HOMESIDE FINANCIAL, LLC $500,000 $260,000 -48.0% 0.2%
Carrington Mortgage Services, LLC $680,000 $250,000 -63.2% 0.2%
RELIANCE FIRST CAPITAL, LLC $350,000 $250,000 -28.6% 0.2%
STAR Financial Bank $245,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $235,000 n/a 0.2%
PENNYMAC LOAN SERVICES, LLC $520,000 $235,000 -54.8% 0.2%
Bank of America $245,000 $230,000 -6.1% 0.2%
GLASS CITY Federal Credit Union $155,000 $230,000 48.4% 0.2%
MOVEMENT MORTGAGE, LLC $225,000 n/a 0.2%
THE EQUITABLE MORTGAGE CORPORATION $215,000 n/a 0.2%
Wells Fargo Bank $2,565,000 $215,000 -91.6% 0.2%
ZILLOW HOME LOANS, LLC $210,000 n/a 0.2%
POLARIS HOME FUNDING CORP. $85,000 $205,000 141.2% 0.2%
Ally Bank $350,000 $200,000 -42.9% 0.2%
First Savings Bank $135,000 $195,000 44.4% 0.2%
T2 FINANCIAL LLC $195,000 n/a 0.2%
Figure Lending LLC $65,000 $190,000 192.3% 0.2%
Superior Credit Union, Inc. $25,000 $190,000 660.0% 0.2%
ROYAL UNITED MORTGAGE LLC $65,000 $180,000 176.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $175,000 n/a 0.2%
First Federal Bank $175,000 $175,000 0.0% 0.2%
GVC MORTGAGE, INC. $275,000 $175,000 -36.4% 0.2%
MORTGAGE 1 INCORPORATED $175,000 n/a 0.2%
SPRING EQ, LLC $175,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $450,000 $175,000 -61.1% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $165,000 n/a 0.1%
CLEARPATH LENDING $165,000 n/a 0.1%
Hometown Equity Mortgage, LLC $175,000 $165,000 -5.7% 0.1%
NATIONS RELIABLE LENDING, LLC $135,000 $165,000 22.2% 0.1%
Equity Prime Mortgage LLC $155,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $380,000 $155,000 -59.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $150,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $145,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.1%
FIRST OHIO HOME FINANCE, INC. $115,000 $135,000 17.4% 0.1%
NBKC BANK $125,000 n/a 0.1%
The Federal Savings Bank $235,000 $125,000 -46.8% 0.1%
USAA Federal Savings Bank $325,000 $125,000 -61.5% 0.1%
GUILD MORTGAGE COMPANY $115,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
First Federal Bank of Ohio $315,000 $105,000 -66.7% 0.1%
MICHIGAN MUTUAL, INC. $105,000 n/a 0.1%
Coastal Community Bank $95,000 n/a 0.1%
CORNERSTONE COMMUNITY FINANCIAL $65,000 $95,000 46.2% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $135,000 $85,000 -37.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $110,000 $70,000 -36.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $555,000 $65,000 -88.3% 0.1%
TOGETHER CREDIT UNION $35,000 $65,000 85.7% 0.1%
GENISYS $55,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $55,000 n/a 0.0%
The Farmers & Merchants State Bank $55,000 n/a 0.0%
BAYER HERITAGE $45,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
First Financial Bank $85,000 $20,000 -76.5% 0.0%

Fremont's top lender by overall market share is Fremont Federal Credit Union, with 16.6% market share. In second place, with 8.7%, is QUICKEN LOANS, LLC, having originated $9,755,000 in loans. In third place, with 8.2%, is The Croghan Colonial Bank, having originated $9,230,000 in loans. In fourth place, with 5.9%, is The Huntington National Bank, having originated $6,635,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $4,270,000 in loans.


Fremont Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $109,425 (28.9%) $156,475 (40.8%) 0.00 136
2018-02-01 $114,900 (27.8%) $155,633 (27.8%) 0.00 125
2018-03-01 $110,544 (25.6%) $162,824 (33.3%) 0.00 112
2018-04-01 $116,750 (24.9%) $163,625 (24.5%) 0.00 117
2018-05-01 $125,950 (29.7%) $168,388 (22.1%) 0.00 120
2018-06-01 $129,900 (23.8%) $179,830 (21.9%) 0.00 119
2018-07-01 $132,725 (14.2%) $180,843 (13.3%) 0.00 137
2018-08-01 $132,725 (11.8%) $179,957 (14.1%) 0.00 146
2018-09-01 $126,900 (6.7%) $170,952 (10.1%) 0.00 142
2018-10-01 $117,450 (-1.3%) $164,960 (4.2%) 0.00 138
2018-11-01 $107,167 (-9.0%) $157,934 (3.0%) 0.00 137
2018-12-01 $100,500 (-7.8%) $149,494 (-2.0%) 0.00 128
2019-01-01 $98,450 (-10.0%) $146,927 (-6.1%) 0.00 120
2019-02-01 $104,625 (-8.9%) $147,647 (-5.1%) 0.00 115
2019-03-01 $114,857 (3.9%) $155,165 (-4.7%) 0.00 111
2019-04-01 $125,932 (7.9%) $162,682 (-0.6%) 0.00 110
2019-05-01 $129,175 (2.6%) $167,082 (-0.8%) 0.00 119
2019-06-01 $127,000 (-2.2%) $161,094 (-10.4%) 0.00 132
2019-07-01 $125,175 (-5.7%) $159,502 (-11.8%) 0.00 125
2019-08-01 $124,927 (-5.9%) $157,093 (-12.7%) 0.00 124
2019-09-01 $124,968 (-1.5%) $153,749 (-10.1%) 0.00 133
2019-10-01 $123,720 (5.3%) $151,520 (-8.2%) 0.00 139
2019-11-01 $128,450 (19.9%) $148,089 (-6.2%) 0.00 138
2019-12-01 $129,425 (28.8%) $142,618 (-4.6%) 0.00 118
2020-01-01 $131,925 (34.0%) $141,399 (-3.8%) 0.00 102
2020-02-01 $98,000 (-6.3%) $126,823 (-14.1%) 0.00 105
2020-03-01 $103,850 (-9.6%) $131,096 (-15.5%) 0.00 98
2020-04-01 $108,700 (-13.7%) $127,369 (-21.7%) 0.00 93
2020-05-01 $109,900 (-14.9%) $130,173 (-22.1%) 0.00 92
2020-06-01 $124,975 (-1.6%) $166,462 (3.3%) 0.00 59
2020-07-01 $140,500 (12.2%) $174,382 (9.3%) 0.00 53
2020-08-01 $149,700 (19.8%) $167,757 (6.8%) 0.00 64
2020-09-01 $119,950 (-4.0%) $145,707 (-5.2%) 0.00 80
2020-10-01 $124,900 (1.0%) $148,195 (-2.2%) 0.00 79
2020-11-01 $119,000 (-7.4%) $147,545 (-0.4%) 0.00 75
2020-12-01 $124,950 (-3.5%) $145,868 (2.3%) 0.00 67
2021-01-01 $120,000 (-9.0%) $140,944 (-0.3%) 0.00 55
2021-02-01 $129,925 (32.6%) $145,239 (14.5%) 0.00 46
2021-03-01 $120,750 (16.3%) $145,957 (11.3%) 0.00 40
2021-04-01 $134,050 (23.3%) $153,066 (20.2%) 0.00 31
2021-05-01 $149,500 (36.0%) $164,229 (26.2%) 0.00 30
2021-06-01 $172,675 (38.2%) $178,415 (7.2%) 0.00 37
2021-07-01 $175,000 (24.6%) $189,146 (8.5%) 0.00 51
2021-08-01 $199,750 (33.4%) $200,087 (19.3%) 0.00 62
2021-09-01 $172,975 (44.2%) $193,345 (32.7%) 0.00 66
2021-10-01 $172,400 (38.0%) $189,011 (27.5%) 0.00 70
2021-11-01 $162,450 (36.5%) $181,587 (23.1%) 0.00 66
2021-12-01 $136,150 (9.0%) $171,606 (17.6%) 0.00 49
2022-01-01 $155,450 (29.5%) $184,903 (31.2%) 0.00 40
2022-02-01 $167,400 (28.8%) $192,261 (32.4%) 0.00 37
2022-03-01 $147,000 (21.7%) $173,462 (18.8%) 0.00 42
2022-04-01 $145,000 (8.2%) $175,010 (14.3%) 0.00 36
2022-05-01 $164,425 (10.0%) $194,109 (18.2%) 0.00 45
2022-06-01 $156,800 (-9.2%) $183,968 (3.1%) 0.00 54
2022-07-01 $149,900 (-14.3%) $182,584 (-3.5%) 0.00 66
2022-08-01 $141,650 (-29.1%) $173,322 (-13.4%) 0.00 68
2022-09-01 $157,000 (-9.2%) $201,362 (4.2%) 0.00 62
2022-10-01 $149,950 (-13.0%) $195,171 (3.3%) 0.00 66
2022-11-01 $162,850 (0.3%) $179,391 (-1.2%) 0.00 50
2022-12-01 $154,950 (13.8%) $171,682 (0.0%) 0.00 52
2023-01-01 $143,225 (-7.9%) $161,180 (-12.8%) 0.00 44
2023-02-01 $154,750 (-7.6%) $192,677 (0.2%) 0.00 27
2023-03-01 $164,975 (12.2%) $188,732 (8.8%) 0.00 30
2023-04-01 $185,000 (27.6%) $220,516 (26.0%) 0.00 31
2023-05-01 $206,000 (25.3%) $240,476 (23.9%) 0.00 37
2023-06-01 $227,500 (45.1%) $239,055 (29.9%) 0.00 48
2023-07-01 $225,500 (50.4%) $243,526 (33.4%) 0.00 45
2023-08-01 $225,950 (59.5%) $247,336 (42.7%) 0.00 49
2023-09-01 $202,250 (28.8%) $230,878 (14.7%) 0.00 52
2023-10-01 $187,325 (24.9%) $224,674 (15.1%) 0.00 48
2023-11-01 $187,483 (15.1%) $212,796 (18.6%) 0.00 56
2023-12-01 $177,400 (14.5%) $209,612 (22.1%) 0.00 52
2024-01-01 $167,400 (16.9%) $200,221 (24.2%) 0.00 52
2024-02-01 $162,450 (5.0%) $202,538 (5.1%) 0.00 50
2024-03-01 $190,950 (15.7%) $227,718 (20.7%) 0.00 42
2024-04-01 $183,225 (-1.0%) $228,938 (3.8%) 0.00 48
2024-05-01 $180,425 (-12.4%) $230,498 (-4.2%) 0.00 56
Fremont's median listing price for 2024-05-01 was $180,425, a difference of $-25,575 (-12.4%) versus the prior year and $-2,800 versus the prior month.

Fremont's median listing price comes in at 0% of the national average.

Fremont's average listing price for 2024-05-01 was $230,498, a difference of $-9,978 (-4.2%) versus the prior year and $1,560 versus the prior month.

For the 2024-05-01 period, Fremont had 56 MLS listings, a difference of 8 listings (17%) versus the prior month and 19 listings (51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,588 sqft
2018-02-01 0 days 1,645 sqft
2018-03-01 0 days 1,696 sqft
2018-04-01 0 days 1,688 sqft
2018-05-01 0 days 1,673 sqft
2018-06-01 0 days 1,676 sqft
2018-07-01 0 days 1,712 sqft
2018-08-01 0 days 1,752 sqft
2018-09-01 0 days 1,740 sqft
2018-10-01 0 days 1,704 sqft
2018-11-01 0 days 1,652 sqft
2018-12-01 0 days 1,598 sqft
2019-01-01 0 days 1,578 sqft
2019-02-01 0 days 1,577 sqft
2019-03-01 0 days 1,625 sqft
2019-04-01 0 days 1,664 sqft
2019-05-01 0 days 1,667 sqft
2019-06-01 0 days 1,598 sqft
2019-07-01 0 days 1,666 sqft
2019-08-01 0 days 1,649 sqft
2019-09-01 0 days 1,639 sqft
2019-10-01 0 days 1,633 sqft
2019-11-01 0 days 1,629 sqft
2019-12-01 0 days 1,628 sqft
2020-01-01 0 days 1,596 sqft
2020-02-01 0 days 1,542 sqft
2020-03-01 0 days 1,577 sqft
2020-04-01 0 days 1,590 sqft
2020-05-01 0 days 1,572 sqft
2020-06-01 0 days 1,724 sqft
2020-07-01 0 days 1,773 sqft
2020-08-01 0 days 1,773 sqft
2020-09-01 0 days 1,815 sqft
2020-10-01 0 days 1,717 sqft
2020-11-01 0 days 1,698 sqft
2020-12-01 0 days 1,624 sqft
2021-01-01 0 days 1,570 sqft
2021-02-01 0 days 1,687 sqft
2021-03-01 0 days 1,711 sqft
2021-04-01 0 days 1,719 sqft
2021-05-01 0 days 1,618 sqft
2021-06-01 0 days 1,721 sqft
2021-07-01 0 days 1,734 sqft
2021-08-01 0 days 1,773 sqft
2021-09-01 0 days 1,717 sqft
2021-10-01 0 days 1,658 sqft
2021-11-01 0 days 1,647 sqft
2021-12-01 0 days 1,627 sqft
2022-01-01 0 days 1,753 sqft
2022-02-01 0 days 1,773 sqft
2022-03-01 0 days 1,581 sqft
2022-04-01 0 days 1,654 sqft
2022-05-01 0 days 1,659 sqft
2022-06-01 0 days 1,579 sqft
2022-07-01 0 days 1,580 sqft
2022-08-01 0 days 1,502 sqft
2022-09-01 0 days 1,542 sqft
2022-10-01 0 days 1,540 sqft
2022-11-01 0 days 1,550 sqft
2022-12-01 0 days 1,504 sqft
2023-01-01 0 days 1,487 sqft
2023-02-01 0 days 1,600 sqft
2023-03-01 0 days 1,571 sqft
2023-04-01 0 days 1,619 sqft
2023-05-01 0 days 1,624 sqft
2023-06-01 0 days 1,711 sqft
2023-07-01 0 days 1,728 sqft
2023-08-01 0 days 1,774 sqft
2023-09-01 0 days 1,652 sqft
2023-10-01 0 days 1,564 sqft
2023-11-01 0 days 1,542 sqft
2023-12-01 0 days 1,514 sqft
2024-01-01 0 days 1,499 sqft
2024-02-01 0 days 1,535 sqft
2024-03-01 0 days 1,600 sqft
2024-04-01 0 days 1,462 sqft
2024-05-01 0 days 1,509 sqft
Fremont's median listing age (time on market) for 2024-05-01 was 0 days.

Fremont's median square footage for active listings during the 2024-05-01 period was 1,509 sqft. One year prior, the average listing was 1,624 sqft.

Fremont, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 505 $81,765,000 $161,911
Cash Out Refi 136 $17,480,000 $128,529
Refi 58 $6,070,000 $104,655
Home Improvement 54 $3,470,000 $64,259
Other 51 $3,535,000 $69,314

Fremont's most frequently cited loan purpose was Home Purchase, with 505 originations. The 2nd most popular reason was Cash Out Refi, with 136 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 251 $42,245,000 $168,307
7-8% 187 $27,255,000 $145,749
5-6% 108 $14,650,000 $135,648
Over 8% 107 $7,905,000 $73,879
4-5% 6 $1,310,000 $218,333
<2.5% 1 $15,000 $15,000
3-4% 1 $65,000 $65,000

During 2023, Fremont's most frequently originated rate bucket was 6-7%, with 251 originations.

Loan Sizing (Fremont, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 381 $54,235,000 $142,349
$100,000 or less 289 $18,145,000 $62,785
$200k-400k 117 $30,635,000 $261,838
$400k-600k 15 $6,905,000 $460,333
$600k-1000k 1 $605,000 $605,000
$Over $1MM 1 $1,795,000 $1,795,000

Fremont's loan sizing saw the bucket of loans from $100k-200k with 381 originations, totaling $54,235,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 330 $56,230,000 $170,394
60-80% 124 $18,340,000 $147,903
20-40% 72 $4,560,000 $63,333
40-60% 68 $7,150,000 $105,147
Under 20% 52 $4,120,000 $79,231
Over 100% 14 $2,720,000 $194,286

Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 330 originations, totaling $56,230,000 in origination value.