Fremont Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fremont averaged
7.22%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.57% and
one month ago for the week of 2023-10-19, the
average rate was 7.56%.
Fremont's average rate one year ago was 6.64%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Fremont 30 Year Fixed Rate | 2023-11-22 | 7.22% |
Fremont 30 Year Fixed Rate Refi | 2023-11-22 | 7.69% |
Fremont 15 Year Fixed Rate | 2023-11-22 | 6.67% |
Fremont 15 Year Fixed Rate Refi | 2023-11-22 | 6.87% |
Fremont 30 Year FHA | 2023-11-22 | 0.03% |
Fremont 30 Year FHA Refi | 2023-11-22 | 0.2% |
Fremont 30 Year USDA | 2023-11-22 | -0.2% |
Fremont 30 Year USDA Refi | 2023-11-22 | -0.2% |
Fremont 30 Year VA | 2023-11-22 | 0.1% |
Fremont 30 Year VA Refi | 2023-11-22 | 0.1% |
Fremont Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fremont, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fremont Average Closing Costs & Other Stats
Fremont, OH's 75 lenders originated 1,152
loans during 2022. The total origination value was $155,600,000, with an average loan value of
$135,069.
Fremont's average closing costs are $4,271.
The top Fremont lender as defined by loan originations is The Croghan Colonial Bank, with
55 loans originated. Their average total fees are
$3,586, which is $2,176
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Fremont lenders (with over 10 loans originated) are
The Old Fort Banking Company ($2,723), U.S. Bank ($3,138), Civista Bank ($3,211), First Federal Bank of the Midwest ($3,361) and First National Bank of Bellevue ($3,439).
The lowest rate Fremont lenders (with over 10 loans originated) are
First National Bank of Bellevue (4.31%), The Old Fort Banking Company (4.93%), First Federal Bank of the Midwest (4.97%), The Huntington National Bank (4.98%) and QUICKEN LOANS, LLC (5.06%).
Fremont, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Fremont Federal Credit Union | $29,410,000 | $21,760,000 | -26.0% | 14.0% |
The Croghan Colonial Bank | $20,120,000 | $12,935,000 | -35.7% | 8.3% |
QUICKEN LOANS, LLC | $21,595,000 | $11,975,000 | -44.5% | 7.7% |
The Huntington National Bank | $17,290,000 | $10,530,000 | -39.1% | 6.8% |
Fifth Third Bank | $9,575,000 | $7,930,000 | -17.2% | 5.1% |
Mortgage Research Center, LLC | $5,295,000 | $6,020,000 | 13.7% | 3.9% |
LOANDEPOT.COM, LLC | $5,960,000 | $5,880,000 | -1.3% | 3.8% |
The Genoa Banking Company | $6,525,000 | $5,680,000 | -13.0% | 3.7% |
UNION HOME MORTGAGE CORP. | $6,105,000 | $5,225,000 | -14.4% | 3.4% |
First Federal Bank of the Midwest | $10,790,000 | $4,845,000 | -55.1% | 3.1% |
First National Bank of Bellevue | $9,530,000 | $3,830,000 | -59.8% | 2.5% |
U.S. Bank | $3,580,000 | $3,265,000 | -8.8% | 2.1% |
Civista Bank | $4,120,000 | $2,930,000 | -28.9% | 1.9% |
The Old Fort Banking Company | $4,515,000 | $2,600,000 | -42.4% | 1.7% |
Wells Fargo Bank | $4,460,000 | $2,565,000 | -42.5% | 1.6% |
The Union Bank Company | $1,165,000 | $2,490,000 | 113.7% | 1.6% |
YOUR HOME FINANCIAL LLC | $1,875,000 | $2,365,000 | 26.1% | 1.5% |
UNITED WHOLESALE MORTGAGE, LLC | $2,160,000 | $2,025,000 | -6.3% | 1.3% |
CROSSCOUNTRY MORTGAGE, LLC | $1,940,000 | $1,980,000 | 2.1% | 1.3% |
KeyBank | $4,055,000 | $1,555,000 | -61.7% | 1.0% |
SUN Federal Credit Union | $1,035,000 | $1,530,000 | 47.8% | 1.0% |
MID AMERICA MORTGAGE, INC. | $3,560,000 | $1,285,000 | -63.9% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $810,000 | $1,245,000 | 53.7% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $2,480,000 | $1,115,000 | -55.0% | 0.7% |
EQUITY RESOURCES, INC. | $2,810,000 | $1,095,000 | -61.0% | 0.7% |
JPMorgan Chase Bank | $1,405,000 | $1,060,000 | -24.6% | 0.7% |
CALIBER HOME LOANS, INC. | $2,175,000 | $985,000 | -54.7% | 0.6% |
AG Credit, Agricultural Credit Association | $3,595,000 | $930,000 | -74.1% | 0.6% |
AMERIFIRST FINANCIAL CORPORATION | $1,695,000 | $865,000 | -49.0% | 0.6% |
MUTUAL OF OMAHA MORTGAGE, INC. | $175,000 | $810,000 | 362.9% | 0.5% |
Citizens Bank | $520,000 | $760,000 | 46.2% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,395,000 | $760,000 | -45.5% | 0.5% |
Servion, Inc. | $485,000 | $745,000 | 53.6% | 0.5% |
PNC Bank | $1,400,000 | $720,000 | -48.6% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $3,420,000 | $685,000 | -80.0% | 0.4% |
Carrington Mortgage Services, LLC | $770,000 | $680,000 | -11.7% | 0.4% |
First Federal Savings and Loan Association of Lorain | $1,360,000 | $615,000 | -54.8% | 0.4% |
Third Federal Savings and Loan Association of Cleveland | $15,000 | $555,000 | 3,600.0% | 0.4% |
SIRVA MORTGAGE, INC. | $225,000 | $540,000 | 140.0% | 0.3% |
Flagstar Bank, FSB | $375,000 | $535,000 | 42.7% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $1,740,000 | $520,000 | -70.1% | 0.3% |
HOMESIDE FINANCIAL, LLC | $655,000 | $500,000 | -23.7% | 0.3% |
AMERICAN FINANCING CORPORATION | $430,000 | $465,000 | 8.1% | 0.3% |
RUOFF MORTGAGE COMPANY, INC. | $785,000 | $455,000 | -42.0% | 0.3% |
MORTGAGE ACCESS CORP. | $450,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $1,195,000 | $450,000 | -62.3% | 0.3% |
SUCCESS MORTGAGE PARTNERS, INC. | $450,000 | n/a | 0.3% | |
NATIONS DIRECT MORTGAGE, LLC | $775,000 | $445,000 | -42.6% | 0.3% |
First Federal Savings and Loan Association of Lakewood | $1,295,000 | $435,000 | -66.4% | 0.3% |
NEW DAY FINANCIAL, LLC | $510,000 | $380,000 | -25.5% | 0.2% |
Farm Credit Mid-America, ACA | $370,000 | n/a | 0.2% | |
Ally Bank | $260,000 | $350,000 | 34.6% | 0.2% |
ENDEAVOR CAPITAL, LLC. | $630,000 | $350,000 | -44.4% | 0.2% |
GENEVA FINANCIAL, LLC | $125,000 | $350,000 | 180.0% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $490,000 | $350,000 | -28.6% | 0.2% |
Sutton Bank | $95,000 | $345,000 | 263.2% | 0.2% |
The Commercial and Savings Bank of Millersburg Ohio | $335,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $330,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $1,510,000 | $325,000 | -78.5% | 0.2% |
First Federal Bank of Ohio | $910,000 | $315,000 | -65.4% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $65,000 | $310,000 | 376.9% | 0.2% |
BAYSHORE MORTGAGE FUNDING, LLC | $115,000 | $290,000 | 152.2% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | $280,000 | 30.2% | 0.2% |
GVC MORTGAGE, INC. | $360,000 | $275,000 | -23.6% | 0.2% |
The State Bank and Trust Company | $525,000 | $270,000 | -48.6% | 0.2% |
Discover Bank | $265,000 | n/a | 0.2% | |
Bank of America | $190,000 | $245,000 | 28.9% | 0.2% |
Baxter Credit Union | $235,000 | n/a | 0.2% | |
Directions Credit Union, Inc. | $400,000 | $235,000 | -41.3% | 0.2% |
The Federal Savings Bank | $1,310,000 | $235,000 | -82.1% | 0.2% |
NEWREZ LLC | $350,000 | $230,000 | -34.3% | 0.1% |
M&T Bank | $190,000 | $225,000 | 18.4% | 0.1% |
UNIFY FINANCIAL Credit Union | $225,000 | n/a | 0.1% | |
Nations Lending Corporation | $220,000 | n/a | 0.1% | |
The First National Bank of Pandora | $450,000 | $215,000 | -52.2% | 0.1% |
The Citizens National Bank of Bluffton | $195,000 | n/a | 0.1% | |
First Federal Savings and Loan Association of Delta | $185,000 | n/a | 0.1% | |
The Park National Bank | $180,000 | n/a | 0.1% | |
Ameris Bank | $175,000 | n/a | 0.1% | |
First Federal Bank | $175,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $175,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $1,355,000 | $175,000 | -87.1% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $655,000 | $170,000 | -74.0% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $700,000 | $155,000 | -77.9% | 0.1% |
GLASS CITY Federal Credit Union | $155,000 | n/a | 0.1% | |
Texana Bank | $155,000 | n/a | 0.1% | |
Victorian Finance, LLC | $155,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $125,000 | $150,000 | 20.0% | 0.1% |
LOANPAL, LLC | $145,000 | n/a | 0.1% | |
Union Savings Bank | $145,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $175,000 | $135,000 | -22.9% | 0.1% |
BROKER SOLUTIONS, INC. | $815,000 | $135,000 | -83.4% | 0.1% |
First Savings Bank | $135,000 | n/a | 0.1% | |
Magnolia Bank | $95,000 | $135,000 | 42.1% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $135,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.1% | |
Colonial Savings, F.A. | $615,000 | $125,000 | -79.7% | 0.1% |
First National Bank of Omaha | $125,000 | n/a | 0.1% | |
Citibank | $115,000 | n/a | 0.1% | |
FIRST OHIO HOME FINANCE, INC. | $115,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $320,000 | $115,000 | -64.1% | 0.1% |
NETWORK CAPITAL FUNDING CORPORATION | $115,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $100,000 | $110,000 | 10.0% | 0.1% |
Chicago Mortgage Solutions LLC | $105,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $105,000 | n/a | 0.1% | |
Dollar Bank, Federal Savings Bank | $105,000 | n/a | 0.1% | |
First Merchants Bank | $105,000 | n/a | 0.1% | |
Truist | $105,000 | n/a | 0.1% | |
Hometown Lenders, Inc. | $665,000 | $95,000 | -85.7% | 0.1% |
Mercantile Bank of Michigan | $95,000 | n/a | 0.1% | |
SUN WEST MORTGAGE COMPANY, INC. | $95,000 | $95,000 | 0.0% | 0.1% |
Transportation Federal Credit Union | $95,000 | n/a | 0.1% | |
First Financial Bank | $1,735,000 | $85,000 | -95.1% | 0.1% |
POLARIS HOME FUNDING CORP. | $570,000 | $85,000 | -85.1% | 0.1% |
HOME POINT FINANCIAL CORPORATION | $570,000 | $75,000 | -86.8% | 0.0% |
CORNERSTONE COMMUNITY FINANCIAL | $65,000 | n/a | 0.0% | |
Figure Lending LLC | $25,000 | $65,000 | 160.0% | 0.0% |
FORT FINANCIAL Federal Credit Union | $65,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $295,000 | $65,000 | -78.0% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $305,000 | $65,000 | -78.7% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $55,000 | n/a | 0.0% | |
DRAPER AND KRAMER MORTGAGE CORP. | $55,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $55,000 | n/a | 0.0% | |
TOGETHER CREDIT UNION | $35,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $25,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
Superior Credit Union, Inc. | $300,000 | $25,000 | -91.7% | 0.0% |
Bay Area Credit Union, Inc. | $65,000 | $15,000 | -76.9% | 0.0% |
Fremont's top lender by overall market share is Fremont Federal Credit Union, with 14.0% market share. In second place, with 8.3%, is The Croghan Colonial Bank, having originated $12,935,000 in loans. In third place, with 7.7%, is QUICKEN LOANS, LLC, having originated $11,975,000 in loans. In fourth place, with 6.8%, is The Huntington National Bank, having originated $10,530,000 in loans. In fifth place, with 5.1%, is Fifth Third Bank, having originated $7,930,000 in loans.
Fremont Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $108,950 (28.3%) | $155,697 (40.1%) | 0.00 | 137 |
2018-02-01 | $114,400 (27.3%) | $154,831 (27.1%) | 0.00 | 126 |
2018-03-01 | $109,900 (24.9%) | $161,817 (32.5%) | 0.00 | 113 |
2018-04-01 | $116,750 (24.9%) | $163,345 (24.3%) | 0.00 | 117 |
2018-05-01 | $125,950 (29.7%) | $168,388 (22.1%) | 0.00 | 120 |
2018-06-01 | $129,900 (23.8%) | $179,010 (21.4%) | 0.00 | 120 |
2018-07-01 | $131,475 (13.1%) | $179,918 (12.7%) | 0.00 | 138 |
2018-08-01 | $132,000 (11.2%) | $179,093 (13.6%) | 0.00 | 147 |
2018-09-01 | $125,000 (5.1%) | $169,869 (9.4%) | 0.00 | 143 |
2018-10-01 | $113,253 (-4.6%) | $163,877 (4.0%) | 0.00 | 138 |
2018-11-01 | $106,392 (-9.1%) | $157,257 (2.9%) | 0.00 | 136 |
2018-12-01 | $100,000 (-7.4%) | $149,083 (-1.9%) | 0.00 | 127 |
2019-01-01 | $97,225 (-10.8%) | $146,455 (-5.9%) | 0.00 | 119 |
2019-02-01 | $104,625 (-8.5%) | $147,421 (-4.8%) | 0.00 | 114 |
2019-03-01 | $114,857 (4.5%) | $155,165 (-4.1%) | 0.00 | 111 |
2019-04-01 | $125,932 (7.9%) | $162,682 (-0.4%) | 0.00 | 109 |
2019-05-01 | $129,175 (2.6%) | $167,082 (-0.8%) | 0.00 | 119 |
2019-06-01 | $127,000 (-2.2%) | $161,094 (-10.0%) | 0.00 | 132 |
2019-07-01 | $125,175 (-4.8%) | $159,502 (-11.4%) | 0.00 | 125 |
2019-08-01 | $124,927 (-5.4%) | $157,093 (-12.3%) | 0.00 | 124 |
2019-09-01 | $124,968 (0.0%) | $153,749 (-9.5%) | 0.00 | 133 |
2019-10-01 | $123,720 (9.2%) | $151,520 (-7.5%) | 0.00 | 139 |
2019-11-01 | $128,450 (20.7%) | $148,089 (-5.8%) | 0.00 | 138 |
2019-12-01 | $129,900 (29.9%) | $143,017 (-4.1%) | 0.00 | 119 |
2020-01-01 | $132,250 (36.0%) | $142,198 (-2.9%) | 0.00 | 103 |
2020-02-01 | $98,000 (-6.3%) | $126,823 (-14.0%) | 0.00 | 105 |
2020-03-01 | $103,850 (-9.6%) | $131,096 (-15.5%) | 0.00 | 98 |
2020-04-01 | $108,700 (-13.7%) | $127,369 (-21.7%) | 0.00 | 93 |
2020-05-01 | $109,900 (-14.9%) | $130,173 (-22.1%) | 0.00 | 92 |
2020-06-01 | $122,500 (-3.5%) | $162,878 (1.1%) | 0.00 | 56 |
2020-07-01 | $129,925 (3.8%) | $170,475 (6.9%) | 0.00 | 49 |
2020-08-01 | $142,500 (14.1%) | $162,919 (3.7%) | 0.00 | 60 |
2020-09-01 | $118,400 (-5.3%) | $141,542 (-7.9%) | 0.00 | 77 |
2020-10-01 | $120,000 (-3.0%) | $144,685 (-4.5%) | 0.00 | 76 |
2020-11-01 | $114,925 (-10.5%) | $144,066 (-2.7%) | 0.00 | 72 |
2020-12-01 | $120,950 (-6.9%) | $141,628 (-1.0%) | 0.00 | 64 |
2021-01-01 | $118,750 (-10.2%) | $136,271 (-4.2%) | 0.00 | 52 |
2021-02-01 | $121,575 (24.1%) | $138,818 (9.5%) | 0.00 | 43 |
2021-03-01 | $112,875 (8.7%) | $141,661 (8.1%) | 0.00 | 38 |
2021-04-01 | $130,875 (20.4%) | $148,155 (16.3%) | 0.00 | 29 |
2021-05-01 | $149,000 (35.6%) | $159,504 (22.5%) | 0.00 | 28 |
2021-06-01 | $166,875 (36.2%) | $175,501 (7.8%) | 0.00 | 34 |
2021-07-01 | $160,000 (23.2%) | $180,671 (6.0%) | 0.00 | 46 |
2021-08-01 | $185,663 (30.3%) | $194,863 (19.6%) | 0.00 | 57 |
2021-09-01 | $169,450 (43.1%) | $187,077 (32.2%) | 0.00 | 61 |
2021-10-01 | $162,500 (35.4%) | $181,431 (25.4%) | 0.00 | 65 |
2021-11-01 | $148,063 (28.8%) | $173,558 (20.5%) | 0.00 | 60 |
2021-12-01 | $129,900 (7.4%) | $161,624 (14.1%) | 0.00 | 43 |
2022-01-01 | $150,000 (26.3%) | $178,960 (31.3%) | 0.00 | 37 |
2022-02-01 | $154,450 (27.0%) | $184,171 (32.7%) | 0.00 | 34 |
2022-03-01 | $145,475 (28.9%) | $166,934 (17.8%) | 0.00 | 39 |
2022-04-01 | $144,500 (10.4%) | $167,685 (13.2%) | 0.00 | 34 |
2022-05-01 | $163,900 (10.0%) | $192,544 (20.7%) | 0.00 | 44 |
2022-06-01 | $154,900 (-7.2%) | $182,512 (4.0%) | 0.00 | 53 |
2022-07-01 | $149,900 (-6.3%) | $181,351 (0.4%) | 0.00 | 65 |
2022-08-01 | $139,900 (-24.7%) | $171,773 (-11.9%) | 0.00 | 67 |
2022-09-01 | $155,000 (-8.5%) | $200,059 (6.9%) | 0.00 | 61 |
2022-10-01 | $149,900 (-7.8%) | $193,754 (6.8%) | 0.00 | 65 |
2022-11-01 | $161,700 (9.2%) | $177,291 (2.2%) | 0.00 | 49 |
2022-12-01 | $154,900 (19.3%) | $169,823 (5.1%) | 0.00 | 51 |
2023-01-01 | $143,225 (-4.5%) | $161,180 (-9.9%) | 0.00 | 44 |
2023-02-01 | $154,750 (0.2%) | $192,677 (4.6%) | 0.00 | 27 |
2023-03-01 | $164,100 (12.8%) | $188,732 (13.1%) | 0.00 | 30 |
2023-04-01 | $185,000 (28.0%) | $220,516 (31.5%) | 0.00 | 31 |
2023-05-01 | $206,000 (25.7%) | $240,476 (24.9%) | 0.00 | 37 |
2023-06-01 | $228,750 (47.7%) | $239,337 (31.1%) | 0.00 | 47 |
2023-07-01 | $226,000 (50.8%) | $243,526 (34.3%) | 0.00 | 45 |
2023-08-01 | $225,950 (61.5%) | $247,336 (44.0%) | 0.00 | 49 |
2023-09-01 | $202,250 (30.5%) | $230,878 (15.4%) | 0.00 | 52 |
2023-10-01 | $187,325 (25.0%) | $224,674 (16.0%) | 0.00 | 48 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2023-10-01 was $224,674, a difference of $30,920 (16.0%) versus the prior year and $-6,204 versus the prior month.
For the 2023-10-01 period, Fremont had 48 MLS listings, a difference of -4 listings (-8%) versus the prior month and -17 listings (-26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,582 sqft |
2018-02-01 | 0 days | 1,645 sqft |
2018-03-01 | 0 days | 1,696 sqft |
2018-04-01 | 0 days | 1,688 sqft |
2018-05-01 | 0 days | 1,673 sqft |
2018-06-01 | 0 days | 1,666 sqft |
2018-07-01 | 0 days | 1,706 sqft |
2018-08-01 | 0 days | 1,748 sqft |
2018-09-01 | 0 days | 1,718 sqft |
2018-10-01 | 0 days | 1,702 sqft |
2018-11-01 | 0 days | 1,644 sqft |
2018-12-01 | 0 days | 1,598 sqft |
2019-01-01 | 0 days | 1,564 sqft |
2019-02-01 | 0 days | 1,574 sqft |
2019-03-01 | 0 days | 1,625 sqft |
2019-04-01 | 0 days | 1,664 sqft |
2019-05-01 | 0 days | 1,667 sqft |
2019-06-01 | 0 days | 1,598 sqft |
2019-07-01 | 0 days | 1,666 sqft |
2019-08-01 | 0 days | 1,649 sqft |
2019-09-01 | 0 days | 1,641 sqft |
2019-10-01 | 0 days | 1,635 sqft |
2019-11-01 | 0 days | 1,629 sqft |
2019-12-01 | 0 days | 1,630 sqft |
2020-01-01 | 0 days | 1,600 sqft |
2020-02-01 | 0 days | 1,542 sqft |
2020-03-01 | 0 days | 1,588 sqft |
2020-04-01 | 0 days | 1,590 sqft |
2020-05-01 | 0 days | 1,572 sqft |
2020-06-01 | 0 days | 1,710 sqft |
2020-07-01 | 0 days | 1,716 sqft |
2020-08-01 | 0 days | 1,775 sqft |
2020-09-01 | 0 days | 1,856 sqft |
2020-10-01 | 0 days | 1,708 sqft |
2020-11-01 | 0 days | 1,683 sqft |
2020-12-01 | 0 days | 1,614 sqft |
2021-01-01 | 0 days | 1,553 sqft |
2021-02-01 | 0 days | 1,596 sqft |
2021-03-01 | 0 days | 1,612 sqft |
2021-04-01 | 0 days | 1,693 sqft |
2021-05-01 | 0 days | 1,607 sqft |
2021-06-01 | 0 days | 1,712 sqft |
2021-07-01 | 0 days | 1,648 sqft |
2021-08-01 | 0 days | 1,742 sqft |
2021-09-01 | 0 days | 1,652 sqft |
2021-10-01 | 0 days | 1,625 sqft |
2021-11-01 | 0 days | 1,584 sqft |
2021-12-01 | 0 days | 1,527 sqft |
2022-01-01 | 0 days | 1,666 sqft |
2022-02-01 | 0 days | 1,730 sqft |
2022-03-01 | 0 days | 1,550 sqft |
2022-04-01 | 0 days | 1,588 sqft |
2022-05-01 | 0 days | 1,655 sqft |
2022-06-01 | 0 days | 1,571 sqft |
2022-07-01 | 0 days | 1,568 sqft |
2022-08-01 | 0 days | 1,499 sqft |
2022-09-01 | 0 days | 1,531 sqft |
2022-10-01 | 0 days | 1,540 sqft |
2022-11-01 | 0 days | 1,549 sqft |
2022-12-01 | 0 days | 1,504 sqft |
2023-01-01 | 0 days | 1,487 sqft |
2023-02-01 | 0 days | 1,600 sqft |
2023-03-01 | 0 days | 1,567 sqft |
2023-04-01 | 0 days | 1,619 sqft |
2023-05-01 | 0 days | 1,624 sqft |
2023-06-01 | 0 days | 1,738 sqft |
2023-07-01 | 0 days | 1,728 sqft |
2023-08-01 | 0 days | 1,774 sqft |
2023-09-01 | 0 days | 1,652 sqft |
2023-10-01 | 0 days | 1,564 sqft |
Fremont's median square footage for active listings during the 2023-10-01 period was 1,564 sqft. One year prior, the average listing was 1,540 sqft.
Fremont, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 648 | $98,910,000 | $152,639 |
Cash Out Refi | 213 | $28,655,000 | $134,531 |
Refi | 149 | $17,575,000 | $117,953 |
Home Improvement | 76 | $5,130,000 | $67,500 |
Other | 65 | $5,285,000 | $81,308 |
NA | 1 | $45,000 | $45,000 |
Fremont's most frequently cited loan purpose was Home Purchase, with 648 originations. The 2nd most popular reason was Cash Out Refi, with 213 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 271 | $38,335,000 | $141,458 |
3-4% | 211 | $32,525,000 | $154,147 |
4-5% | 189 | $26,525,000 | $140,344 |
6-7% | 154 | $20,990,000 | $136,299 |
7-8% | 53 | $5,515,000 | $104,057 |
2.5-3% | 48 | $5,740,000 | $119,583 |
Over 8% | 27 | $1,685,000 | $62,407 |
<2.5% | 22 | $1,580,000 | $71,818 |
During 2022, Fremont's most frequently originated rate bucket was 5-6%, with 271 originations.
Loan Sizing (Fremont, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 543 | $74,485,000 | $137,173 |
$100,000 or less | 414 | $26,490,000 | $63,986 |
$200k-400k | 181 | $46,765,000 | $258,370 |
$400k-600k | 11 | $5,065,000 | $460,455 |
$600k-1000k | 2 | $1,630,000 | $815,000 |
$Over $1MM | 1 | $1,165,000 | $1,165,000 |
Fremont's loan sizing saw the bucket of loans from $100k-200k with 543 originations, totaling $74,485,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 443 | $73,175,000 | $165,181 |
60-80% | 257 | $36,065,000 | $140,331 |
40-60% | 106 | $12,670,000 | $119,528 |
20-40% | 88 | $5,820,000 | $66,136 |
Under 20% | 68 | $2,330,000 | $34,265 |
Over 100% | 9 | $2,125,000 | $236,111 |
Fremont's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 443 originations, totaling $73,175,000 in origination value.