Ashland VA Loan Rates, Closing Costs & Stats
Ashland, OH
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Ashland's 23 lenders originated 54 VA loans during 2023. The total origination value was $12,930,000, with an average VA loan value of $239,444.
Ashland VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Ashland
averaged
0.47%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Ashland's average VA mortgage closing costs are $5,064.
The average rate for the prior week (2024-11-22) was
6.93% and
one month ago for the week of 2024-10-25, the
average rate was 6.33%.
The average rate one year ago was 7.07%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.2%.
Ashland VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Ashland level.
The top Ashland VA lender as defined by loan originations is Mortgage Research Center, LLC, with
10 VA loans originated. Their average total fees are
$4,719, which is $1,110
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee Ashland VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,719), .
The lowest rate Ashland VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.90%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Ashland (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $111,850 (-8.7%) | $246,995 (20.4%) | 0.00 | 91 |
2018-02-01 | $89,175 (-27.0%) | $244,884 (11.0%) | 0.00 | 93 |
2018-03-01 | $97,000 (-22.2%) | $229,373 (1.1%) | 0.00 | 102 |
2018-04-01 | $114,275 (-15.3%) | $221,195 (1.1%) | 0.00 | 104 |
2018-05-01 | $135,250 (8.2%) | $233,639 (10.6%) | 0.00 | 115 |
2018-06-01 | $149,450 (15.8%) | $237,672 (16.9%) | 0.00 | 141 |
2018-07-01 | $157,400 (16.6%) | $249,859 (16.9%) | 0.00 | 150 |
2018-08-01 | $153,725 (14.2%) | $254,557 (12.6%) | 0.00 | 141 |
2018-09-01 | $154,950 (19.5%) | $247,541 (-1.4%) | 0.00 | 149 |
2018-10-01 | $153,950 (14.3%) | $241,718 (-4.1%) | 0.00 | 141 |
2018-11-01 | $142,500 (18.8%) | $243,927 (-3.2%) | 0.00 | 130 |
2018-12-01 | $129,000 (8.4%) | $225,284 (-10.1%) | 0.00 | 116 |
2019-01-01 | $123,750 (10.6%) | $202,879 (-17.9%) | 0.00 | 101 |
2019-02-01 | $111,425 (25.0%) | $231,104 (-5.6%) | 0.00 | 100 |
2019-03-01 | $130,364 (34.4%) | $258,735 (12.8%) | 0.00 | 96 |
2019-04-01 | $156,250 (36.7%) | $273,022 (23.4%) | 0.00 | 97 |
2019-05-01 | $174,950 (29.4%) | $266,003 (13.9%) | 0.00 | 102 |
2019-06-01 | $172,000 (15.1%) | $268,213 (12.9%) | 0.00 | 103 |
2019-07-01 | $160,625 (2.1%) | $260,629 (4.3%) | 0.00 | 106 |
2019-08-01 | $165,973 (8.0%) | $257,652 (1.2%) | 0.00 | 108 |
2019-09-01 | $173,807 (12.2%) | $258,798 (4.6%) | 0.00 | 112 |
2019-10-01 | $179,900 (16.9%) | $259,563 (7.4%) | 0.00 | 113 |
2019-11-01 | $160,000 (12.3%) | $261,778 (7.3%) | 0.00 | 91 |
2019-12-01 | $149,925 (16.2%) | $278,201 (23.5%) | 0.00 | 78 |
2020-01-01 | $146,000 (18.0%) | $265,500 (30.9%) | 0.00 | 73 |
2020-02-01 | $150,450 (35.0%) | $220,571 (-4.6%) | 0.00 | 78 |
2020-03-01 | $149,925 (15.0%) | $234,572 (-9.3%) | 0.00 | 74 |
2020-04-01 | $166,950 (6.9%) | $229,977 (-15.8%) | 0.00 | 64 |
2020-05-01 | $165,000 (-5.7%) | $263,155 (-1.1%) | 0.00 | 56 |
2020-06-01 | $162,075 (-5.8%) | $268,275 (0.0%) | 0.00 | 51 |
2020-07-01 | $192,900 (20.1%) | $279,548 (7.3%) | 0.00 | 55 |
2020-08-01 | $186,950 (12.6%) | $261,653 (1.6%) | 0.00 | 58 |
2020-09-01 | $182,825 (5.2%) | $256,666 (-0.8%) | 0.00 | 54 |
2020-10-01 | $180,000 (0.1%) | $249,575 (-3.9%) | 0.00 | 63 |
2020-11-01 | $177,000 (10.6%) | $232,093 (-11.3%) | 0.00 | 68 |
2020-12-01 | $158,950 (6.0%) | $226,279 (-18.7%) | 0.00 | 63 |
2021-01-01 | $168,900 (15.7%) | $219,132 (-17.5%) | 0.00 | 51 |
2021-02-01 | $172,950 (15.0%) | $240,904 (9.2%) | 0.00 | 49 |
2021-03-01 | $169,475 (13.0%) | $245,421 (4.6%) | 0.00 | 43 |
2021-04-01 | $173,450 (3.9%) | $281,249 (22.3%) | 0.00 | 42 |
2021-05-01 | $179,900 (9.0%) | $279,040 (6.0%) | 0.00 | 47 |
2021-06-01 | $196,475 (21.2%) | $294,912 (9.9%) | 0.00 | 37 |
2021-07-01 | $180,000 (-6.7%) | $248,241 (-11.2%) | 0.00 | 44 |
2021-08-01 | $229,900 (23.0%) | $260,829 (-0.3%) | 0.00 | 83 |
2021-09-01 | $229,900 (25.8%) | $252,751 (-1.5%) | 0.00 | 95 |
2021-10-01 | $229,900 (27.7%) | $250,204 (0.3%) | 0.00 | 88 |
2021-11-01 | $229,900 (29.9%) | $251,294 (8.3%) | 0.00 | 62 |
2021-12-01 | $213,675 (34.4%) | $220,912 (-2.4%) | 0.00 | 59 |
2022-01-01 | $225,000 (33.2%) | $220,006 (0.4%) | 0.00 | 58 |
2022-02-01 | $229,900 (32.9%) | $226,948 (-5.8%) | 0.00 | 45 |
2022-03-01 | $229,900 (35.7%) | $232,479 (-5.3%) | 0.00 | 40 |
2022-04-01 | $237,450 (36.9%) | $246,150 (-12.5%) | 0.00 | 32 |
2022-05-01 | $210,000 (16.7%) | $260,747 (-6.6%) | 0.00 | 50 |
2022-06-01 | $223,625 (13.8%) | $264,729 (-10.2%) | 0.00 | 51 |
2022-07-01 | $219,500 (21.9%) | $251,858 (1.5%) | 0.00 | 52 |
2022-08-01 | $231,950 (0.9%) | $291,023 (11.6%) | 0.00 | 57 |
2022-09-01 | $199,825 (-13.1%) | $280,692 (11.1%) | 0.00 | 65 |
2022-10-01 | $195,000 (-15.2%) | $261,695 (4.6%) | 0.00 | 65 |
2022-11-01 | $229,000 (-0.4%) | $291,791 (16.1%) | 0.00 | 56 |
2022-12-01 | $202,500 (-5.2%) | $278,096 (25.9%) | 0.00 | 57 |
2023-01-01 | $199,675 (-11.3%) | $281,513 (28.0%) | 0.00 | 46 |
2023-02-01 | $199,450 (-13.2%) | $352,018 (55.1%) | 0.00 | 41 |
2023-03-01 | $212,400 (-7.6%) | $329,769 (41.9%) | 0.00 | 34 |
2023-04-01 | $189,900 (-20.0%) | $311,865 (26.7%) | 0.00 | 41 |
2023-05-01 | $248,400 (18.3%) | $353,428 (35.5%) | 0.00 | 45 |
2023-06-01 | $258,450 (15.6%) | $316,444 (19.5%) | 0.00 | 44 |
2023-07-01 | $320,000 (45.8%) | $402,308 (59.7%) | 0.00 | 48 |
2023-08-01 | $297,900 (28.4%) | $387,590 (33.2%) | 0.00 | 43 |
2023-09-01 | $289,000 (44.6%) | $347,041 (23.6%) | 0.00 | 54 |
2023-10-01 | $267,500 (37.2%) | $317,508 (21.3%) | 0.00 | 55 |
2023-11-01 | $258,750 (13.0%) | $300,461 (3.0%) | 0.00 | 49 |
2023-12-01 | $299,900 (48.1%) | $325,840 (17.2%) | 0.00 | 48 |
2024-01-01 | $284,500 (42.5%) | $345,764 (22.8%) | 0.00 | 33 |
2024-02-01 | $292,500 (46.7%) | $357,242 (1.5%) | 0.00 | 27 |
2024-03-01 | $295,000 (38.9%) | $328,113 (-0.5%) | 0.00 | 32 |
2024-04-01 | $302,225 (59.2%) | $353,306 (13.3%) | 0.00 | 43 |
2024-05-01 | $294,675 (18.6%) | $389,987 (10.3%) | 0.00 | 44 |
2024-06-01 | $284,450 (10.1%) | $354,322 (12.0%) | 0.00 | 48 |
2024-07-01 | $264,925 (-17.2%) | $333,547 (-17.1%) | 0.00 | 50 |
2024-08-01 | $249,000 (-16.4%) | $305,380 (-21.2%) | 0.00 | 63 |
2024-09-01 | $274,925 (-4.9%) | $319,859 (-7.8%) | 0.00 | 67 |
2024-10-01 | $249,675 (-6.7%) | $299,715 (-5.6%) | 0.00 | 67 |
Ashland's median listing price comes in at 0% of the national average.
Ashland's average listing price for 2024-10-01 was $299,715, a difference of $-17,793 (-5.6%) versus the prior year and $-20,144 versus the prior month.
For the 2024-10-01 period, Ashland had 67 MLS listings, a difference of 0 listings (0%) versus the prior month and 12 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ashland (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,444 sqft |
2018-02-01 | 0 days | 1,437 sqft |
2018-03-01 | 0 days | 1,344 sqft |
2018-04-01 | 0 days | 1,493 sqft |
2018-05-01 | 0 days | 1,496 sqft |
2018-06-01 | 0 days | 1,520 sqft |
2018-07-01 | 0 days | 1,672 sqft |
2018-08-01 | 0 days | 1,685 sqft |
2018-09-01 | 0 days | 1,694 sqft |
2018-10-01 | 0 days | 1,660 sqft |
2018-11-01 | 0 days | 1,706 sqft |
2018-12-01 | 0 days | 1,600 sqft |
2019-01-01 | 0 days | 1,569 sqft |
2019-02-01 | 0 days | 1,503 sqft |
2019-03-01 | 0 days | 1,564 sqft |
2019-04-01 | 0 days | 1,718 sqft |
2019-05-01 | 0 days | 1,728 sqft |
2019-06-01 | 0 days | 1,740 sqft |
2019-07-01 | 0 days | 1,610 sqft |
2019-08-01 | 0 days | 1,635 sqft |
2019-09-01 | 0 days | 1,705 sqft |
2019-10-01 | 0 days | 1,760 sqft |
2019-11-01 | 0 days | 1,628 sqft |
2019-12-01 | 0 days | 1,605 sqft |
2020-01-01 | 0 days | 1,584 sqft |
2020-02-01 | 0 days | 1,522 sqft |
2020-03-01 | 0 days | 1,485 sqft |
2020-04-01 | 0 days | 1,585 sqft |
2020-05-01 | 0 days | 1,734 sqft |
2020-06-01 | 0 days | 1,598 sqft |
2020-07-01 | 0 days | 1,728 sqft |
2020-08-01 | 0 days | 1,768 sqft |
2020-09-01 | 0 days | 1,713 sqft |
2020-10-01 | 0 days | 1,639 sqft |
2020-11-01 | 0 days | 1,590 sqft |
2020-12-01 | 0 days | 1,587 sqft |
2021-01-01 | 0 days | 1,566 sqft |
2021-02-01 | 0 days | 1,706 sqft |
2021-03-01 | 0 days | 1,692 sqft |
2021-04-01 | 0 days | 1,688 sqft |
2021-05-01 | 0 days | 1,512 sqft |
2021-06-01 | 0 days | 1,577 sqft |
2021-07-01 | 0 days | 1,612 sqft |
2021-08-01 | 0 days | 1,620 sqft |
2021-09-01 | 0 days | 1,620 sqft |
2021-10-01 | 0 days | 1,620 sqft |
2021-11-01 | 0 days | 1,620 sqft |
2021-12-01 | 0 days | 1,620 sqft |
2022-01-01 | 0 days | 1,620 sqft |
2022-02-01 | 0 days | 1,620 sqft |
2022-03-01 | 0 days | 1,620 sqft |
2022-04-01 | 0 days | 1,620 sqft |
2022-05-01 | 0 days | 1,668 sqft |
2022-06-01 | 0 days | 1,620 sqft |
2022-07-01 | 0 days | 1,592 sqft |
2022-08-01 | 0 days | 1,664 sqft |
2022-09-01 | 0 days | 1,569 sqft |
2022-10-01 | 0 days | 1,532 sqft |
2022-11-01 | 0 days | 1,609 sqft |
2022-12-01 | 0 days | 1,451 sqft |
2023-01-01 | 0 days | 1,465 sqft |
2023-02-01 | 0 days | 1,571 sqft |
2023-03-01 | 0 days | 1,573 sqft |
2023-04-01 | 0 days | 1,532 sqft |
2023-05-01 | 0 days | 1,680 sqft |
2023-06-01 | 0 days | 1,697 sqft |
2023-07-01 | 0 days | 1,856 sqft |
2023-08-01 | 0 days | 1,814 sqft |
2023-09-01 | 0 days | 1,671 sqft |
2023-10-01 | 0 days | 1,708 sqft |
2023-11-01 | 0 days | 1,779 sqft |
2023-12-01 | 0 days | 1,839 sqft |
2024-01-01 | 0 days | 1,780 sqft |
2024-02-01 | 0 days | 1,848 sqft |
2024-03-01 | 0 days | 1,722 sqft |
2024-04-01 | 0 days | 1,744 sqft |
2024-05-01 | 0 days | 1,835 sqft |
2024-06-01 | 0 days | 1,756 sqft |
2024-07-01 | 0 days | 1,801 sqft |
2024-08-01 | 0 days | 1,680 sqft |
2024-09-01 | 0 days | 1,685 sqft |
2024-10-01 | 0 days | 1,649 sqft |
Ashland's median square footage for active listings during the 2024-10-01 period was 1,649 sqft. One year prior, the average listing was 1,708 sqft.