Quincy Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Quincy averaged
7.07%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.52% and
one month ago for the week of 2023-10-19, the
average rate was 7.41%.
Quincy's average rate one year ago was 6.29%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Quincy 30 Year Fixed Rate | 2023-11-22 | 7.07% |
Quincy 30 Year Fixed Rate Refi | 2023-11-22 | 7.69% |
Quincy 15 Year Fixed Rate | 2023-11-22 | 6.67% |
Quincy 15 Year Fixed Rate Refi | 2023-11-22 | 7.17% |
Quincy 30 Year FHA | 2023-11-22 | -0.42% |
Quincy 30 Year FHA Refi | 2023-11-22 | 0% |
Quincy 30 Year USDA | 2023-11-22 | 0.2% |
Quincy 30 Year USDA Refi | 2023-11-22 | 0.1% |
Quincy 30 Year VA | 2023-11-22 | 0.2% |
Quincy 30 Year VA Refi | 2023-11-22 | 0% |
Quincy Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Quincy Average Closing Costs & Other Stats
Quincy, IL-MO's 72 lenders originated 981
loans during 2022. The total origination value was $154,615,000, with an average loan value of
$157,610.
Quincy's average closing costs are $2,946.
The top Quincy lender as defined by loan originations is United Community Bank, with
84 loans originated. Their average total fees are
$1,718, which is $173
higher than the next largest lender,
First Bankers Trust Company.
The lowest fee Quincy lenders (with over 10 loans originated) are
First Bankers Trust Company ($1,545), United Community Bank ($1,718), HomeBank ($1,883), Bank of Springfield ($2,376) and .
The lowest rate Quincy lenders (with over 10 loans originated) are
Bank of Springfield (4.48%), United Community Bank (5.10%), First Bankers Trust Company (5.23%), HomeBank (5.32%) and .
Quincy, IL-MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
United Community Bank | $41,530,000 | $24,300,000 | -41.5% | 15.7% |
First Bankers Trust Company | $45,360,000 | $22,125,000 | -51.2% | 14.3% |
HomeBank | $22,635,000 | $14,805,000 | -34.6% | 9.6% |
HNB National Bank | $1,610,000 | $14,390,000 | 793.8% | 9.3% |
CROSSCOUNTRY MORTGAGE, LLC | $13,935,000 | $10,085,000 | -27.6% | 6.5% |
Mortgage Research Center, LLC | $5,955,000 | $4,635,000 | -22.2% | 3.0% |
QUICKEN LOANS, LLC | $10,585,000 | $4,605,000 | -56.5% | 3.0% |
Bank of Springfield | $8,620,000 | $4,515,000 | -47.6% | 2.9% |
GERSHMAN INVESTMENT CORP. | $2,475,000 | $3,275,000 | 32.3% | 2.1% |
BROKER SOLUTIONS, INC. | $465,000 | $2,090,000 | 349.5% | 1.4% |
Community Mortgage Banc Corporation | $3,095,000 | $1,985,000 | -35.9% | 1.3% |
Commerce Bank | $415,000 | $1,855,000 | 347.0% | 1.2% |
First Mid Bank & Trust | $2,430,000 | $1,850,000 | -23.9% | 1.2% |
DAS Acquisition Company, LLC | $105,000 | $1,845,000 | 1,657.1% | 1.2% |
Town & Country Banc Mortgage Services, Inc. | $6,000,000 | $1,655,000 | -72.4% | 1.1% |
LOANDEPOT.COM, LLC | $755,000 | $1,635,000 | 116.6% | 1.1% |
LEADERONE FINANCIAL CORPORATION | $1,145,000 | $1,390,000 | 21.4% | 0.9% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $4,805,000 | $1,380,000 | -71.3% | 0.9% |
U.S. Bank | $1,690,000 | $1,255,000 | -25.7% | 0.8% |
DELMAR FINANCIAL COMPANY | $1,925,000 | $1,240,000 | -35.6% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $6,150,000 | $1,235,000 | -79.9% | 0.8% |
FLAT BRANCH MORTGAGE, INC. | $2,960,000 | $1,205,000 | -59.3% | 0.8% |
Wells Fargo Bank | $1,565,000 | $1,145,000 | -26.8% | 0.7% |
COMPEER FINANCIAL, FLCA | $1,405,000 | $1,125,000 | -19.9% | 0.7% |
The Huntington National Bank | $965,000 | $1,105,000 | 14.5% | 0.7% |
GUILD MORTGAGE COMPANY | $310,000 | $1,090,000 | 251.6% | 0.7% |
Town and Country Bank | $145,000 | $990,000 | 582.8% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $1,970,000 | $930,000 | -52.8% | 0.6% |
Fifth Third Bank | $465,000 | $850,000 | 82.8% | 0.5% |
CITIZENS EQUITY FIRST | $135,000 | $775,000 | 474.1% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $625,000 | $740,000 | 18.4% | 0.5% |
THOMPSON KANE & COMPANY, LLC | $1,830,000 | $740,000 | -59.6% | 0.5% |
Bank of America | $1,395,000 | $730,000 | -47.7% | 0.5% |
Regions Bank | $645,000 | n/a | 0.4% | |
Carrington Mortgage Services, LLC | $485,000 | $610,000 | 25.8% | 0.4% |
Collins Community Credit Union | $600,000 | n/a | 0.4% | |
CALIBER HOME LOANS, INC. | $1,040,000 | $595,000 | -42.8% | 0.4% |
FIRST STATE MORTGAGE SERVICES, LLC | $205,000 | $570,000 | 178.0% | 0.4% |
UNITED WHOLESALE MORTGAGE, LLC | $190,000 | $555,000 | 192.1% | 0.4% |
Pike Bancorp, Inc. | $550,000 | n/a | 0.4% | |
FIRST INTEGRITY MORTGAGE SERVICES, INC. | $270,000 | $545,000 | 101.9% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,680,000 | $535,000 | -68.2% | 0.3% |
Wyndham Capital Mortgage, Inc. | $525,000 | n/a | 0.3% | |
Raymond James Bank | $505,000 | n/a | 0.3% | |
Great Southern Bank | $485,000 | n/a | 0.3% | |
Quad City Bank and Trust Company | $475,000 | n/a | 0.3% | |
Ally Bank | $470,000 | n/a | 0.3% | |
Citizens Bank | $415,000 | $470,000 | 13.3% | 0.3% |
The Central Trust Bank | $95,000 | $470,000 | 394.7% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $675,000 | $455,000 | -32.6% | 0.3% |
USAA Federal Savings Bank | $375,000 | $435,000 | 16.0% | 0.3% |
PLANET HOME LENDING, LLC | $405,000 | n/a | 0.3% | |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $395,000 | n/a | 0.3% | |
THRIVENT Federal Credit Union | $370,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $360,000 | $365,000 | 1.4% | 0.2% |
Flagstar Bank, FSB | $365,000 | n/a | 0.2% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $245,000 | $330,000 | 34.7% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $125,000 | $325,000 | 160.0% | 0.2% |
AMERICAN FINANCING CORPORATION | $495,000 | $320,000 | -35.4% | 0.2% |
NEW DAY FINANCIAL, LLC | $500,000 | $320,000 | -36.0% | 0.2% |
The Union Bank Company | $285,000 | n/a | 0.2% | |
Plains Commerce Bank | $580,000 | $270,000 | -53.4% | 0.2% |
BLUELEAF LENDING, LLC | $65,000 | $265,000 | 307.7% | 0.2% |
DUPACO COMMUNITY | $265,000 | n/a | 0.2% | |
Boeing Employees Credit Union | $260,000 | n/a | 0.2% | |
ASCENTRA | $245,000 | n/a | 0.2% | |
Associated Bank | $105,000 | $240,000 | 128.6% | 0.2% |
Low VA Rates, LLC | $55,000 | $235,000 | 327.3% | 0.2% |
PREMIA MORTGAGE, LLC | $365,000 | $235,000 | -35.6% | 0.2% |
ZILLOW HOME LOANS, LLC | $225,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $220,000 | n/a | 0.1% | |
Magnolia Bank | $235,000 | $215,000 | -8.5% | 0.1% |
1ST MIDAMERICA | $205,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $375,000 | $205,000 | -45.3% | 0.1% |
Citibank | $55,000 | $195,000 | 254.5% | 0.1% |
CREDIT UNION WEST | $195,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $390,000 | $195,000 | -50.0% | 0.1% |
Prairie State Bank and Trust | $185,000 | $185,000 | 0.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $55,000 | $185,000 | 236.4% | 0.1% |
Grundy Bank | $175,000 | n/a | 0.1% | |
INLANTA MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
Flanagan State Bank | $105,000 | $165,000 | 57.1% | 0.1% |
NEWREZ LLC | $400,000 | $165,000 | -58.8% | 0.1% |
Servion, Inc. | $195,000 | $155,000 | -20.5% | 0.1% |
Community State Bank of Missouri | $145,000 | n/a | 0.1% | |
Credit Union 1 | $145,000 | n/a | 0.1% | |
First American Bank | $145,000 | n/a | 0.1% | |
M&T Bank | $35,000 | $145,000 | 314.3% | 0.1% |
HOMESIDE FINANCIAL, LLC | $600,000 | $140,000 | -76.7% | 0.1% |
Bankers' Bank | $135,000 | n/a | 0.1% | |
PEOPLES BANK & TRUST CO. | $135,000 | n/a | 0.1% | |
First Horizon Bank | $125,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $685,000 | $125,000 | -81.8% | 0.1% |
AMERICAN ADVISORS GROUP | $45,000 | $115,000 | 155.6% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $115,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $115,000 | n/a | 0.1% | |
First National Bank of Omaha | $135,000 | $115,000 | -14.8% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $200,000 | $115,000 | -42.5% | 0.1% |
TOWNE MORTGAGE COMPANY | $115,000 | n/a | 0.1% | |
Financial Funding Solutions, Inc. | $210,000 | $105,000 | -50.0% | 0.1% |
Fortress Bank | $280,000 | $105,000 | -62.5% | 0.1% |
Midwest Heritage Bank FSB | $85,000 | $105,000 | 23.5% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $145,000 | $105,000 | -27.6% | 0.1% |
West Central Bank | $105,000 | n/a | 0.1% | |
Busey Bank | $95,000 | n/a | 0.1% | |
NBKC BANK | $360,000 | $95,000 | -73.6% | 0.1% |
Midwest Mortgage Associates Corporation | $85,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $85,000 | n/a | 0.1% | |
Figure Lending LLC | $110,000 | $65,000 | -40.9% | 0.0% |
GREENSTATE CREDIT UNION | $60,000 | n/a | 0.0% | |
HEARTLAND | $45,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $45,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $25,000 | n/a | 0.0% |
Quincy's top lender by overall market share is United Community Bank, with 15.7% market share. In second place, with 14.3%, is First Bankers Trust Company, having originated $22,125,000 in loans. In third place, with 9.6%, is HomeBank, having originated $14,805,000 in loans. In fourth place, with 9.3%, is HNB National Bank, having originated $14,390,000 in loans. In fifth place, with 6.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $10,085,000 in loans.
Quincy Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $115,000 (-1.3%) | $153,095 (-5.0%) | 0.00 | 269 |
2018-02-01 | $118,350 (-4.6%) | $151,863 (-9.6%) | 0.00 | 295 |
2018-03-01 | $124,950 (-2.7%) | $158,261 (-8.5%) | 0.00 | 290 |
2018-04-01 | $128,075 (-1.4%) | $163,545 (-6.6%) | 0.00 | 296 |
2018-05-01 | $130,725 (-1.7%) | $168,252 (-5.6%) | 0.00 | 293 |
2018-06-01 | $137,950 (7.2%) | $174,075 (-0.6%) | 0.00 | 299 |
2018-07-01 | $134,950 (8.0%) | $171,993 (-0.5%) | 0.00 | 303 |
2018-08-01 | $137,500 (14.6%) | $173,352 (2.5%) | 0.00 | 302 |
2018-09-01 | $136,750 (10.3%) | $171,511 (1.0%) | 0.00 | 310 |
2018-10-01 | $130,000 (6.1%) | $163,377 (-1.1%) | 0.00 | 328 |
2018-11-01 | $133,975 (11.7%) | $165,136 (4.4%) | 0.00 | 314 |
2018-12-01 | $127,000 (7.9%) | $162,619 (4.8%) | 0.00 | 303 |
2019-01-01 | $125,475 (9.1%) | $160,417 (4.8%) | 0.00 | 284 |
2019-02-01 | $127,200 (7.5%) | $163,717 (7.8%) | 0.00 | 289 |
2019-03-01 | $128,529 (2.9%) | $165,099 (4.3%) | 0.00 | 309 |
2019-04-01 | $129,900 (1.4%) | $166,995 (2.1%) | 0.00 | 319 |
2019-05-01 | $132,125 (1.1%) | $163,885 (-2.6%) | 0.00 | 314 |
2019-06-01 | $135,500 (-1.8%) | $165,903 (-4.7%) | 0.00 | 301 |
2019-07-01 | $135,000 (0.0%) | $164,882 (-4.1%) | 0.00 | 305 |
2019-08-01 | $136,091 (-1.0%) | $166,078 (-4.2%) | 0.00 | 317 |
2019-09-01 | $137,727 (0.7%) | $167,926 (-2.1%) | 0.00 | 322 |
2019-10-01 | $139,250 (7.1%) | $169,451 (3.7%) | 0.00 | 325 |
2019-11-01 | $140,900 (5.2%) | $171,862 (4.1%) | 0.00 | 316 |
2019-12-01 | $141,875 (11.7%) | $174,271 (7.2%) | 0.00 | 305 |
2020-01-01 | $139,900 (11.5%) | $172,284 (7.4%) | 0.00 | 236 |
2020-02-01 | $139,900 (10.0%) | $174,035 (6.3%) | 0.00 | 214 |
2020-03-01 | $145,325 (13.1%) | $176,931 (7.2%) | 0.00 | 214 |
2020-04-01 | $141,875 (9.2%) | $179,556 (7.5%) | 0.00 | 213 |
2020-05-01 | $141,200 (6.9%) | $182,176 (11.2%) | 0.00 | 292 |
2020-06-01 | $149,000 (10.0%) | $187,400 (13.0%) | 0.00 | 299 |
2020-07-01 | $147,750 (9.4%) | $188,636 (14.4%) | 0.00 | 294 |
2020-08-01 | $145,000 (6.6%) | $183,206 (10.3%) | 0.00 | 278 |
2020-09-01 | $143,325 (4.1%) | $179,374 (6.8%) | 0.00 | 269 |
2020-10-01 | $145,000 (4.1%) | $179,812 (6.1%) | 0.00 | 250 |
2020-11-01 | $141,200 (0.2%) | $174,355 (1.5%) | 0.00 | 245 |
2020-12-01 | $129,700 (-8.6%) | $162,286 (-6.9%) | 0.00 | 216 |
2021-01-01 | $126,700 (-9.4%) | $163,295 (-5.2%) | 0.00 | 189 |
2021-02-01 | $128,150 (-8.4%) | $164,400 (-5.5%) | 0.00 | 186 |
2021-03-01 | $125,900 (-13.4%) | $171,091 (-3.3%) | 0.00 | 167 |
2021-04-01 | $127,900 (-9.9%) | $175,295 (-2.4%) | 0.00 | 184 |
2021-05-01 | $128,900 (-8.7%) | $182,137 (0.0%) | 0.00 | 168 |
2021-06-01 | $129,625 (-13.0%) | $183,614 (-2.0%) | 0.00 | 154 |
2021-07-01 | $130,950 (-11.4%) | $185,807 (-1.5%) | 0.00 | 181 |
2021-08-01 | $120,000 (-17.2%) | $178,507 (-2.6%) | 0.00 | 177 |
2021-09-01 | $122,950 (-14.2%) | $173,756 (-3.1%) | 0.00 | 172 |
2021-10-01 | $135,000 (-6.9%) | $188,975 (5.1%) | 0.00 | 178 |
2021-11-01 | $134,950 (-4.4%) | $198,702 (14.0%) | 0.00 | 153 |
2021-12-01 | $137,250 (5.8%) | $203,079 (25.1%) | 0.00 | 138 |
2022-01-01 | $129,900 (2.5%) | $207,362 (27.0%) | 0.00 | 107 |
2022-02-01 | $128,150 (0.0%) | $205,424 (25.0%) | 0.00 | 123 |
2022-03-01 | $129,950 (3.2%) | $230,172 (34.5%) | 0.00 | 105 |
2022-04-01 | $145,000 (13.4%) | $230,248 (31.4%) | 0.00 | 110 |
2022-05-01 | $149,900 (16.3%) | $224,146 (23.1%) | 0.00 | 128 |
2022-06-01 | $146,125 (12.7%) | $217,443 (18.4%) | 0.00 | 140 |
2022-07-01 | $159,000 (21.4%) | $211,791 (14.0%) | 0.00 | 107 |
2022-08-01 | $162,600 (35.5%) | $203,930 (14.2%) | 0.00 | 112 |
2022-09-01 | $163,475 (33.0%) | $203,997 (17.4%) | 0.00 | 132 |
2022-10-01 | $149,900 (11.0%) | $200,270 (6.0%) | 0.00 | 134 |
2022-11-01 | $139,900 (3.7%) | $187,741 (-5.5%) | 0.00 | 132 |
2022-12-01 | $129,900 (-5.4%) | $174,589 (-14.0%) | 0.00 | 108 |
2023-01-01 | $130,875 (0.8%) | $188,749 (-9.0%) | 0.00 | 103 |
2023-02-01 | $139,975 (9.2%) | $200,529 (-2.4%) | 0.00 | 105 |
2023-03-01 | $171,225 (31.8%) | $209,131 (-9.1%) | 0.00 | 99 |
2023-04-01 | $162,400 (12.0%) | $208,848 (-9.3%) | 0.00 | 92 |
2023-05-01 | $172,450 (15.0%) | $223,547 (-0.3%) | 0.00 | 113 |
2023-06-01 | $171,100 (17.1%) | $217,788 (0.2%) | 0.00 | 113 |
2023-07-01 | $170,000 (6.9%) | $205,997 (-2.7%) | 0.00 | 126 |
2023-08-01 | $163,725 (0.7%) | $192,413 (-5.7%) | 0.00 | 123 |
2023-09-01 | $169,900 (3.9%) | $204,493 (0.2%) | 0.00 | 115 |
2023-10-01 | $169,900 (13.3%) | $201,163 (0.5%) | 0.00 | 132 |
Quincy's median listing price comes in at 0% of the national average.
Quincy's average listing price for 2023-10-01 was $201,163, a difference of $893 (0.5%) versus the prior year and $-3,330 versus the prior month.
For the 2023-10-01 period, Quincy had 132 MLS listings, a difference of 17 listings (15%) versus the prior month and -2 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,561 sqft |
2018-02-01 | 0 days | 1,574 sqft |
2018-03-01 | 0 days | 1,576 sqft |
2018-04-01 | 0 days | 1,587 sqft |
2018-05-01 | 0 days | 1,540 sqft |
2018-06-01 | 0 days | 1,576 sqft |
2018-07-01 | 0 days | 1,569 sqft |
2018-08-01 | 0 days | 1,600 sqft |
2018-09-01 | 0 days | 1,623 sqft |
2018-10-01 | 0 days | 1,610 sqft |
2018-11-01 | 0 days | 1,616 sqft |
2018-12-01 | 0 days | 1,600 sqft |
2019-01-01 | 0 days | 1,600 sqft |
2019-02-01 | 0 days | 1,596 sqft |
2019-03-01 | 0 days | 1,585 sqft |
2019-04-01 | 0 days | 1,586 sqft |
2019-05-01 | 0 days | 1,596 sqft |
2019-06-01 | 0 days | 1,604 sqft |
2019-07-01 | 0 days | 1,576 sqft |
2019-08-01 | 0 days | 1,581 sqft |
2019-09-01 | 0 days | 1,592 sqft |
2019-10-01 | 0 days | 1,600 sqft |
2019-11-01 | 0 days | 1,600 sqft |
2019-12-01 | 0 days | 1,644 sqft |
2020-01-01 | 0 days | 1,648 sqft |
2020-02-01 | 0 days | 1,650 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,629 sqft |
2020-05-01 | 0 days | 1,650 sqft |
2020-06-01 | 0 days | 1,655 sqft |
2020-07-01 | 0 days | 1,585 sqft |
2020-08-01 | 0 days | 1,561 sqft |
2020-09-01 | 0 days | 1,502 sqft |
2020-10-01 | 0 days | 1,530 sqft |
2020-11-01 | 0 days | 1,525 sqft |
2020-12-01 | 0 days | 1,484 sqft |
2021-01-01 | 0 days | 1,470 sqft |
2021-02-01 | 0 days | 1,477 sqft |
2021-03-01 | 0 days | 1,534 sqft |
2021-04-01 | 0 days | 1,530 sqft |
2021-05-01 | 0 days | 1,582 sqft |
2021-06-01 | 0 days | 1,613 sqft |
2021-07-01 | 0 days | 1,577 sqft |
2021-08-01 | 0 days | 1,482 sqft |
2021-09-01 | 0 days | 1,467 sqft |
2021-10-01 | 0 days | 1,482 sqft |
2021-11-01 | 0 days | 1,534 sqft |
2021-12-01 | 0 days | 1,550 sqft |
2022-01-01 | 0 days | 1,591 sqft |
2022-02-01 | 0 days | 1,542 sqft |
2022-03-01 | 0 days | 1,524 sqft |
2022-04-01 | 0 days | 1,600 sqft |
2022-05-01 | 0 days | 1,580 sqft |
2022-06-01 | 0 days | 1,455 sqft |
2022-07-01 | 0 days | 1,570 sqft |
2022-08-01 | 0 days | 1,636 sqft |
2022-09-01 | 0 days | 1,638 sqft |
2022-10-01 | 0 days | 1,631 sqft |
2022-11-01 | 0 days | 1,624 sqft |
2022-12-01 | 0 days | 1,606 sqft |
2023-01-01 | 0 days | 1,597 sqft |
2023-02-01 | 0 days | 1,645 sqft |
2023-03-01 | 0 days | 1,735 sqft |
2023-04-01 | 0 days | 1,727 sqft |
2023-05-01 | 0 days | 1,747 sqft |
2023-06-01 | 0 days | 1,703 sqft |
2023-07-01 | 0 days | 1,692 sqft |
2023-08-01 | 0 days | 1,694 sqft |
2023-09-01 | 0 days | 1,680 sqft |
2023-10-01 | 0 days | 1,578 sqft |
Quincy's median square footage for active listings during the 2023-10-01 period was 1,578 sqft. One year prior, the average listing was 1,631 sqft.
Quincy, IL-MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 650 | $99,970,000 | $153,800 |
Cash Out Refi | 148 | $21,700,000 | $146,622 |
Refi | 102 | $27,260,000 | $267,255 |
Home Improvement | 54 | $2,160,000 | $40,000 |
Other | 27 | $3,525,000 | $130,556 |
Quincy's most frequently cited loan purpose was Home Purchase, with 650 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 318 | $46,010,000 | $144,686 |
4-5% | 235 | $46,645,000 | $198,489 |
3-4% | 202 | $30,440,000 | $150,693 |
6-7% | 124 | $17,250,000 | $139,113 |
7-8% | 37 | $4,945,000 | $133,649 |
2.5-3% | 30 | $4,950,000 | $165,000 |
<2.5% | 23 | $2,485,000 | $108,043 |
Over 8% | 5 | $615,000 | $123,000 |
During 2022, Quincy's most frequently originated rate bucket was 5-6%, with 318 originations.
Loan Sizing (Quincy, IL-MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 428 | $59,470,000 | $138,949 |
$100,000 or less | 371 | $23,055,000 | $62,143 |
$200k-400k | 142 | $38,660,000 | $272,254 |
$400k-600k | 31 | $14,715,000 | $474,677 |
$600k-1000k | 6 | $4,380,000 | $730,000 |
$Over $1MM | 3 | $14,335,000 | $4,778,333 |
Quincy's loan sizing saw the bucket of loans from $100k-200k with 428 originations, totaling $59,470,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 463 | $77,275,000 | $166,901 |
60-80% | 282 | $44,460,000 | $157,660 |
40-60% | 93 | $11,925,000 | $128,226 |
20-40% | 63 | $4,385,000 | $69,603 |
Under 20% | 61 | $2,015,000 | $33,033 |
Over 100% | 9 | $12,985,000 | $1,442,778 |
Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 463 originations, totaling $77,275,000 in origination value.