Quincy Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Quincy averaged 6.39% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.82% and one month ago for the week of 2023-02-09, the average rate was 6.11%.

    Quincy's average rate one year ago was 3.94%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.57%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Quincy 30 Year Fixed Rate 2023-03-16 6.39%
    Quincy 30 Year Fixed Rate Refi 2023-03-16 6.57%
    Quincy 15 Year Fixed Rate 2023-03-16 6.22%
    Quincy 15 Year Fixed Rate Refi 2023-03-16 5.63%
    Quincy 30 Year FHA 2023-03-16 6.19%
    Quincy 30 Year FHA Refi 2023-03-16 6.61%
    Quincy 30 Year USDA 2023-03-16 6.64%
    Quincy 30 Year USDA Refi 2023-03-16 7.27%
    Quincy 30 Year VA 2023-03-16 6.3%
    Quincy 30 Year VA Refi 2023-03-16 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Quincy, IL-MO.

    Quincy Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    United Community Bank 138 3.06% $1,438
    First Bankers Trust Company 135 2.94% $1,561
    HomeBank 64 3.05% $1,669
    QUICKEN LOANS, LLC 19 3.24% $4,828
    Bank of Springfield 19 2.89% $1,666
    CROSSCOUNTRY MORTGAGE, LLC 18 3.16% $3,068
    Town & Country Banc Mortgage Services, Inc. 14 3.26% $1,805
    Community Mortgage Banc Corporation 11 3.15% $1,970
    U.S. Bank 9 2.98% $2,229
    HNB National Bank 8 3.17% $1,427
    THOMPSON KANE & COMPANY, LLC 8 3.09% $1,834
    FLAT BRANCH MORTGAGE, INC. 8 3.44% $2,418
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 7 3.20% $2,441
    First Mid Bank & Trust 6 2.96% $1,961
    Mr. Cooper ( Nationstar Mortgage ) 5 3.48% $4,453
    Plains Commerce Bank 4 3.15% $2,947
    DELMAR FINANCIAL COMPANY 4 3.41% $2,754
    AMERISAVE MORTGAGE CORPORATION 3 3.33% $3,346
    HOMESIDE FINANCIAL, LLC 3 3.17% $2,761
    AMERICAN FINANCING CORPORATION 3 3.00% $4,962
    Wells Fargo Bank 2 3.38% $3,178
    Bank of America 2 2.69% $2,637
    Barrington Bank & Trust Company, N.A. 2 3.56% $2,944
    CALIBER HOME LOANS, INC. 2 3.44% $1,759
    COMPEER FINANCIAL, FLCA 2 3.88% $3,588
    GUARANTEED RATE, INC. 2 3.25% $2,627
    JPMorgan Chase Bank 2 3.25% $1,802
    LEADERONE FINANCIAL CORPORATION 2 3.13% $3,467
    NAVY FEDERAL CREDIT UNION 2 3.88% $1,589
    NEWREZ LLC 2 3.31% $2,424
    The Huntington National Bank 2 2.54% $2,533
    Fortress Bank 1 2.75% $2,260
    GERSHMAN INVESTMENT CORP. 1 3.25% $1,996
    GUARANTEED RATE AFFINITY, LLC 1 2.99% $2,515
    BETTER MORTGAGE CORPORATION 1 3.25% $1,813
    GUILD MORTGAGE COMPANY 1 3.63% $3,505
    Hickory Point Bank and Trust 1 2.88% $1,431
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $3,065
    DAS Acquisition Company, LLC 1 2.88% $2,538
    Commerce Bank 1 4.00% $2,659
    INTERCAP LENDING INC. 1 2.88% $5,518
    Truist 1 2.99% $2,382
    UNION HOME MORTGAGE CORP. 1 2.88% $5,165
    LOANDEPOT.COM, LLC 1 3.99% $3,881
    Marine Bank 1 3.00% $1,409
    Mid-Illini Credit Union 1 2.88% $2,010
    Midwest Heritage Bank FSB 1 2.75% $1,896
    CNB Bank And Trust, N.A. 1 2.88% $2,439
    Associated Bank 1 3.63% $1,980
    Arvest Bank 1 3.63% $5,456
    OPEN MORTGAGE, LLC 1 3.75% $3,054
    PENNYMAC LOAN SERVICES, LLC 1 3.37% $1,751
    Citibank 1 2.88% $2,913
    PNC Bank 1 3.38% $1,689
    Prairie State Bank and Trust 1 3.00% $1,984
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $2,498
    CELEBRITY HOME LOANS, LLC 1 3.25% $4,634
    Servion, Inc. 1 2.88% $2,010
    Stifel Bank and Trust 1 2.88% $1,700
    The Central Trust Bank 1 2.88% $2,440
    The First National Bank and Trust Company 1 3.13% $1,875
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.13% $4,144
    BROKER SOLUTIONS, INC. 1 2.99% $3,667
    First Bank 1 2.88% $4,009
    Financial Funding Solutions, Inc. 1 3.37% $2,218
    First Federal Bank 1 3.63% $8,826
    Fifth Third Bank 1 3.25% $2,389
    First National Bank of Omaha 1 3.13% $2,292
    EVANSVILLE TEACHERS 1 3.13% $2,214

    Quincy Average Closing Costs & Other Stats

    Quincy, IL-MO's 69 lenders originated 1,577 loans during 2021. The total origination value was $227,805,000, with an average loan value of $144,455.

    Quincy's average closing costs are $2,794.

    The top Quincy lender as defined by loan originations is United Community Bank, with 138 loans originated. Their average total fees are $1,438, which is $123 lower than the next largest lender, First Bankers Trust Company.

    The lowest fee Quincy lenders (with over 10 loans originated) are United Community Bank ($1,438), First Bankers Trust Company ($1,561), Bank of Springfield ($1,666), HomeBank ($1,669) and Town & Country Banc Mortgage Services, Inc. ($1,805).

    The lowest rate Quincy lenders (with over 10 loans originated) are Bank of Springfield (2.89%), First Bankers Trust Company (2.94%), HomeBank (3.05%), United Community Bank (3.06%) and Community Mortgage Banc Corporation (3.15%).

    Quincy, IL-MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Bankers Trust Company $64,105,000 $45,360,000 -29.2% 19.9%
    United Community Bank $65,000,000 $41,530,000 -36.1% 18.2%
    HomeBank $34,460,000 $22,635,000 -34.3% 9.9%
    CROSSCOUNTRY MORTGAGE, LLC $17,325,000 $13,935,000 -19.6% 6.1%
    QUICKEN LOANS, LLC $11,190,000 $10,585,000 -5.4% 4.6%
    Bank of Springfield $14,000,000 $8,620,000 -38.4% 3.8%
    FREEDOM MORTGAGE CORPORATION $4,020,000 $6,150,000 53.0% 2.7%
    Town & Country Banc Mortgage Services, Inc. $9,180,000 $6,000,000 -34.6% 2.6%
    Mortgage Research Center, LLC $6,180,000 $5,955,000 -3.6% 2.6%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,000,000 $4,805,000 20.1% 2.1%
    Wisconsin River Bank $4,250,000 $4,035,000 -5.1% 1.8%
    Community Mortgage Banc Corporation $1,550,000 $3,095,000 99.7% 1.4%
    FLAT BRANCH MORTGAGE, INC. $1,480,000 $2,960,000 100.0% 1.3%
    GERSHMAN INVESTMENT CORP. $1,165,000 $2,475,000 112.4% 1.1%
    First Mid Bank & Trust $4,590,000 $2,430,000 -47.1% 1.1%
    ORIX REAL ESTATE CAPITAL, LLC $2,095,000 n/a 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,845,000 $1,970,000 6.8% 0.9%
    DELMAR FINANCIAL COMPANY $1,155,000 $1,925,000 66.7% 0.8%
    THOMPSON KANE & COMPANY, LLC $3,340,000 $1,830,000 -45.2% 0.8%
    U.S. Bank $1,285,000 $1,690,000 31.5% 0.7%
    NAVY FEDERAL CREDIT UNION $810,000 $1,680,000 107.4% 0.7%
    HNB National Bank $3,060,000 $1,610,000 -47.4% 0.7%
    Wells Fargo Bank $2,120,000 $1,565,000 -26.2% 0.7%
    COMPEER FINANCIAL, FLCA $2,070,000 $1,405,000 -32.1% 0.6%
    Bank of America $1,285,000 $1,395,000 8.6% 0.6%
    VILLAGE CAPITAL & INVESTMENT LLC $635,000 $1,250,000 96.9% 0.5%
    LEADERONE FINANCIAL CORPORATION $3,010,000 $1,145,000 -62.0% 0.5%
    CALIBER HOME LOANS, INC. $630,000 $1,040,000 65.1% 0.5%
    The Huntington National Bank $165,000 $965,000 484.8% 0.4%
    First Federal Bank $245,000 $875,000 257.1% 0.4%
    CIVIC FINANCIAL SERVICES, LLC $810,000 n/a 0.4%
    LOANDEPOT.COM, LLC $650,000 $755,000 16.2% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $210,000 $685,000 226.2% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,090,000 $675,000 -38.1% 0.3%
    JPMorgan Chase Bank $1,090,000 $660,000 -39.4% 0.3%
    BETTER MORTGAGE CORPORATION $655,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $760,000 $625,000 -17.8% 0.3%
    HOMESIDE FINANCIAL, LLC $245,000 $600,000 144.9% 0.3%
    Plains Commerce Bank $1,185,000 $580,000 -51.1% 0.3%
    First Bank $385,000 $545,000 41.6% 0.2%
    CELEBRITY HOME LOANS, LLC $175,000 $505,000 188.6% 0.2%
    NEW DAY FINANCIAL, LLC $575,000 $500,000 -13.0% 0.2%
    AMERICAN FINANCING CORPORATION $495,000 n/a 0.2%
    Carrington Mortgage Services, LLC $635,000 $485,000 -23.6% 0.2%
    BROKER SOLUTIONS, INC. $260,000 $465,000 78.8% 0.2%
    Fifth Third Bank $155,000 $465,000 200.0% 0.2%
    Citizens Bank $415,000 n/a 0.2%
    Commerce Bank $755,000 $415,000 -45.0% 0.2%
    NEWREZ LLC $400,000 n/a 0.2%
    CNB Bank And Trust, N.A. $390,000 n/a 0.2%
    GUARANTEED RATE, INC. $325,000 $390,000 20.0% 0.2%
    CMG MORTGAGE, INC. $375,000 n/a 0.2%
    USAA Federal Savings Bank $1,240,000 $375,000 -69.8% 0.2%
    Arvest Bank $390,000 $370,000 -5.1% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $365,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $765,000 $360,000 -52.9% 0.2%
    NBKC BANK $360,000 n/a 0.2%
    North American Savings Bank, F.S.B. $345,000 n/a 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $465,000 $335,000 -28.0% 0.1%
    GUILD MORTGAGE COMPANY $240,000 $310,000 29.2% 0.1%
    Fortress Bank $275,000 $280,000 1.8% 0.1%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $270,000 n/a 0.1%
    TJC Mortgage, Inc. $265,000 n/a 0.1%
    Nations Lending Corporation $145,000 $260,000 79.3% 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $255,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $700,000 $245,000 -65.0% 0.1%
    Magnolia Bank $235,000 n/a 0.1%
    CLEARPATH LENDING $225,000 n/a 0.1%
    Financial Funding Solutions, Inc. $705,000 $210,000 -70.2% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $285,000 $205,000 -28.1% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $115,000 $205,000 78.3% 0.1%
    UNION HOME MORTGAGE CORP. $205,000 $205,000 0.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $85,000 $200,000 135.3% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 n/a 0.1%
    Mid-Illini Credit Union $195,000 n/a 0.1%
    MISSOURI ELECTRIC COOPERATIVES EMPL $195,000 n/a 0.1%
    NP, Inc. $185,000 $195,000 5.4% 0.1%
    Servion, Inc. $195,000 n/a 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $380,000 $190,000 -50.0% 0.1%
    INTERCAP LENDING INC. $185,000 n/a 0.1%
    Northwest Bank $185,000 n/a 0.1%
    Prairie State Bank and Trust $415,000 $185,000 -55.4% 0.1%
    The Federal Savings Bank $490,000 $185,000 -62.2% 0.1%
    COLORADO CREDIT UNION $175,000 n/a 0.1%
    PNC Bank $145,000 $170,000 17.2% 0.1%
    Mid-Continent Funding, Inc. $165,000 n/a 0.1%
    The First National Bank and Trust Company $165,000 n/a 0.1%
    EVANSVILLE TEACHERS $155,000 n/a 0.1%
    FAMILY FINANCE MORTGAGE, LLC $155,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $175,000 $155,000 -11.4% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $105,000 $155,000 47.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $205,000 $145,000 -29.3% 0.1%
    Town and Country Bank $1,925,000 $145,000 -92.5% 0.1%
    CITIZENS EQUITY FIRST $230,000 $135,000 -41.3% 0.1%
    First National Bank of Omaha $135,000 n/a 0.1%
    InterContinental Capital Group, Inc $135,000 n/a 0.1%
    CHERRY CREEK MORTGAGE, LLC $125,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.1%
    Stillman BancCorp N.A. $125,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.1%
    The Home Loan Expert LLC $115,000 n/a 0.1%
    Figure Lending LLC $110,000 n/a 0.0%
    Associated Bank $105,000 n/a 0.0%
    DAS Acquisition Company, LLC $75,000 $105,000 40.0% 0.0%
    Flanagan State Bank $105,000 n/a 0.0%
    Hickory Point Bank and Trust $105,000 n/a 0.0%
    INB $105,000 n/a 0.0%
    Neighborhood Loans, Inc. $75,000 $105,000 40.0% 0.0%
    OPEN MORTGAGE, LLC $105,000 n/a 0.0%
    Truist Bank $105,000 n/a 0.0%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $185,000 $95,000 -48.6% 0.0%
    The Central Trust Bank $95,000 n/a 0.0%
    Alliant Bank $155,000 $85,000 -45.2% 0.0%
    Heartland Bank and Trust Company $85,000 n/a 0.0%
    Marine Bank $85,000 $85,000 0.0% 0.0%
    Midwest Heritage Bank FSB $1,140,000 $85,000 -92.5% 0.0%
    Stifel Bank and Trust $375,000 $85,000 -77.3% 0.0%
    Sunflower Bank $185,000 $85,000 -54.1% 0.0%
    Chickasaw Community Bank $75,000 n/a 0.0%
    FCS Financial FLCA $75,000 n/a 0.0%
    BLUELEAF LENDING, LLC $65,000 n/a 0.0%
    Citibank $55,000 n/a 0.0%
    Low VA Rates, LLC $995,000 $55,000 -94.5% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 $55,000 22.2% 0.0%
    AMERICAN ADVISORS GROUP $35,000 $45,000 28.6% 0.0%
    Manufacturers and Traders Trust Company $35,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $265,000 $35,000 -86.8% 0.0%
    COMMUNITY 1ST CREDIT UNION $15,000 n/a 0.0%

    Quincy's top lender by overall market share is First Bankers Trust Company, with 19.9% market share. In second place, with 18.2%, is United Community Bank, having originated $41,530,000 in loans. In third place, with 9.9%, is HomeBank, having originated $22,635,000 in loans. In fourth place, with 6.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $13,935,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $10,585,000 in loans.

    Quincy Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $115,000 (-1.3%) $153,095 (-5.0%) 0.00 269
    2018-02-01 $118,350 (-4.6%) $151,863 (-9.6%) 0.00 295
    2018-03-01 $124,950 (-2.7%) $158,261 (-8.5%) 0.00 290
    2018-04-01 $128,075 (-1.4%) $163,545 (-6.6%) 0.00 296
    2018-05-01 $130,725 (-1.7%) $168,252 (-5.6%) 0.00 293
    2018-06-01 $137,950 (7.2%) $174,075 (-0.6%) 0.00 299
    2018-07-01 $134,950 (8.0%) $171,993 (-0.5%) 0.00 303
    2018-08-01 $137,500 (14.6%) $173,352 (2.5%) 0.00 302
    2018-09-01 $136,750 (10.3%) $171,511 (1.0%) 0.00 310
    2018-10-01 $130,000 (6.1%) $163,377 (-1.1%) 0.00 328
    2018-11-01 $133,975 (11.7%) $165,136 (4.4%) 0.00 314
    2018-12-01 $127,000 (7.9%) $162,619 (4.8%) 0.00 303
    2019-01-01 $125,475 (9.1%) $160,417 (4.8%) 0.00 284
    2019-02-01 $127,200 (7.5%) $163,717 (7.8%) 0.00 289
    2019-03-01 $128,529 (2.9%) $165,099 (4.3%) 0.00 309
    2019-04-01 $129,900 (1.4%) $166,995 (2.1%) 0.00 319
    2019-05-01 $132,125 (1.1%) $163,885 (-2.6%) 0.00 314
    2019-06-01 $135,500 (-1.8%) $165,903 (-4.7%) 0.00 301
    2019-07-01 $135,000 (0.0%) $164,882 (-4.1%) 0.00 305
    2019-08-01 $136,091 (-1.0%) $166,078 (-4.2%) 0.00 317
    2019-09-01 $137,727 (0.7%) $167,926 (-2.1%) 0.00 322
    2019-10-01 $139,250 (7.1%) $169,451 (3.7%) 0.00 325
    2019-11-01 $140,900 (5.2%) $171,862 (4.1%) 0.00 316
    2019-12-01 $141,875 (11.7%) $174,271 (7.2%) 0.00 305
    2020-01-01 $139,900 (11.5%) $172,284 (7.4%) 0.00 236
    2020-02-01 $139,900 (10.0%) $174,035 (6.3%) 0.00 214
    2020-03-01 $145,325 (13.1%) $176,931 (7.2%) 0.00 214
    2020-04-01 $141,875 (9.2%) $179,556 (7.5%) 0.00 213
    2020-05-01 $141,200 (6.9%) $182,176 (11.2%) 0.00 292
    2020-06-01 $149,000 (10.0%) $187,400 (13.0%) 0.00 299
    2020-07-01 $147,750 (9.4%) $188,636 (14.4%) 0.00 294
    2020-08-01 $145,000 (6.6%) $183,206 (10.3%) 0.00 278
    2020-09-01 $143,325 (4.1%) $179,374 (6.8%) 0.00 269
    2020-10-01 $145,000 (4.1%) $179,812 (6.1%) 0.00 250
    2020-11-01 $141,200 (0.2%) $174,355 (1.5%) 0.00 245
    2020-12-01 $129,700 (-8.6%) $162,286 (-6.9%) 0.00 216
    2021-01-01 $126,700 (-9.4%) $163,295 (-5.2%) 0.00 189
    2021-02-01 $128,150 (-8.4%) $164,400 (-5.5%) 0.00 186
    2021-03-01 $125,900 (-13.4%) $171,091 (-3.3%) 0.00 167
    2021-04-01 $127,900 (-9.9%) $175,295 (-2.4%) 0.00 184
    2021-05-01 $128,900 (-8.7%) $182,137 (0.0%) 0.00 168
    2021-06-01 $129,625 (-13.0%) $183,614 (-2.0%) 0.00 154
    2021-07-01 $130,950 (-11.4%) $185,807 (-1.5%) 0.00 181
    2021-08-01 $120,000 (-17.2%) $178,507 (-2.6%) 0.00 177
    2021-09-01 $122,950 (-14.2%) $173,756 (-3.1%) 0.00 172
    2021-10-01 $135,000 (-6.9%) $188,975 (5.1%) 0.00 178
    2021-11-01 $134,950 (-4.4%) $198,702 (14.0%) 0.00 153
    2021-12-01 $137,250 (5.8%) $203,079 (25.1%) 0.00 138
    2022-01-01 $129,900 (2.5%) $207,362 (27.0%) 0.00 107
    2022-02-01 $128,150 (0.0%) $205,424 (25.0%) 0.00 123
    2022-03-01 $129,950 (3.2%) $230,172 (34.5%) 0.00 105
    2022-04-01 $145,000 (13.4%) $230,248 (31.4%) 0.00 110
    2022-05-01 $149,900 (16.3%) $224,146 (23.1%) 0.00 128
    2022-06-01 $146,125 (12.7%) $217,443 (18.4%) 0.00 140
    2022-07-01 $159,000 (21.4%) $210,444 (13.3%) 0.00 107
    2022-08-01 $164,250 (36.9%) $203,930 (14.2%) 0.00 112
    2022-09-01 $163,475 (33.0%) $203,997 (17.4%) 0.00 132
    2022-10-01 $149,900 (11.0%) $200,270 (6.0%) 0.00 134
    2022-11-01 $139,900 (3.7%) $186,937 (-5.9%) 0.00 132
    2022-12-01 $129,500 (-5.7%) $171,185 (-15.7%) 0.00 108
    2023-01-01 $130,000 (0.1%) $187,481 (-9.6%) 0.00 103
    2023-02-01 $139,925 (9.2%) $200,998 (-2.2%) 0.00 105
    Quincy's median listing price for 2023-02-01 was $139,925, a difference of $11,775 (9.2%) versus the prior year and $9,925 versus the prior month.

    Quincy's median listing price comes in at 0% of the national average.

    Quincy's average listing price for 2023-02-01 was $200,998, a difference of $-4,426 (-2.2%) versus the prior year and $13,517 versus the prior month.

    For the 2023-02-01 period, Quincy had 105 MLS listings, a difference of 2 listings (2%) versus the prior month and -18 listings (-15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,561 sqft
    2018-02-01 0 days 1,574 sqft
    2018-03-01 0 days 1,576 sqft
    2018-04-01 0 days 1,587 sqft
    2018-05-01 0 days 1,540 sqft
    2018-06-01 0 days 1,576 sqft
    2018-07-01 0 days 1,569 sqft
    2018-08-01 0 days 1,600 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,610 sqft
    2018-11-01 0 days 1,616 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,596 sqft
    2019-03-01 0 days 1,585 sqft
    2019-04-01 0 days 1,586 sqft
    2019-05-01 0 days 1,596 sqft
    2019-06-01 0 days 1,604 sqft
    2019-07-01 0 days 1,576 sqft
    2019-08-01 0 days 1,581 sqft
    2019-09-01 0 days 1,592 sqft
    2019-10-01 0 days 1,600 sqft
    2019-11-01 0 days 1,600 sqft
    2019-12-01 0 days 1,644 sqft
    2020-01-01 0 days 1,648 sqft
    2020-02-01 0 days 1,650 sqft
    2020-03-01 0 days 1,656 sqft
    2020-04-01 0 days 1,629 sqft
    2020-05-01 0 days 1,650 sqft
    2020-06-01 0 days 1,655 sqft
    2020-07-01 0 days 1,585 sqft
    2020-08-01 0 days 1,561 sqft
    2020-09-01 0 days 1,502 sqft
    2020-10-01 0 days 1,530 sqft
    2020-11-01 0 days 1,525 sqft
    2020-12-01 0 days 1,484 sqft
    2021-01-01 0 days 1,470 sqft
    2021-02-01 0 days 1,477 sqft
    2021-03-01 0 days 1,534 sqft
    2021-04-01 0 days 1,530 sqft
    2021-05-01 0 days 1,582 sqft
    2021-06-01 0 days 1,613 sqft
    2021-07-01 0 days 1,577 sqft
    2021-08-01 0 days 1,482 sqft
    2021-09-01 0 days 1,467 sqft
    2021-10-01 0 days 1,482 sqft
    2021-11-01 0 days 1,534 sqft
    2021-12-01 0 days 1,550 sqft
    2022-01-01 0 days 1,591 sqft
    2022-02-01 0 days 1,542 sqft
    2022-03-01 0 days 1,524 sqft
    2022-04-01 0 days 1,600 sqft
    2022-05-01 0 days 1,580 sqft
    2022-06-01 0 days 1,455 sqft
    2022-07-01 0 days 1,555 sqft
    2022-08-01 0 days 1,645 sqft
    2022-09-01 0 days 1,635 sqft
    2022-10-01 0 days 1,622 sqft
    2022-11-01 0 days 1,619 sqft
    2022-12-01 0 days 1,596 sqft
    2023-01-01 0 days 1,593 sqft
    2023-02-01 0 days 1,593 sqft
    Quincy's median listing age (time on market) for 2023-02-01 was 0 days.

    Quincy's median square footage for active listings during the 2023-02-01 period was 1,593 sqft. One year prior, the average listing was 1,542 sqft.

    Quincy, IL-MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 771 $109,375,000 $141,861
    Refi 473 $71,915,000 $152,040
    Cash Out Refi 297 $42,785,000 $144,057
    Home Improvement 22 $1,750,000 $79,545
    Other 14 $1,980,000 $141,429

    Quincy's most frequently cited loan purpose was Home Purchase, with 771 originations. The 2nd most popular reason was Refi, with 473 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 560 $81,580,000 $145,679
    2.5-3% 509 $73,345,000 $144,096
    <2.5% 419 $61,025,000 $145,644
    4-5% 70 $6,300,000 $90,000
    5-6% 8 $410,000 $51,250
    6-7% 7 $935,000 $133,571
    Over 8% 2 $90,000 $45,000

    During 2021, Quincy's most frequently originated rate bucket was 3-4%, with 560 originations.

    Loan Sizing (Quincy, IL-MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 766 $107,080,000 $139,791
    $100,000 or less 551 $37,835,000 $68,666
    $200k-400k 228 $59,440,000 $260,702
    $400k-600k 26 $12,170,000 $468,077
    $Over $1MM 4 $9,530,000 $2,382,500
    $600k-1000k 2 $1,750,000 $875,000

    Quincy's loan sizing saw the bucket of loans from $100k-200k with 766 originations, totaling $107,080,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 718 $104,090,000 $144,972
    60-80% 525 $82,045,000 $156,276
    40-60% 157 $18,755,000 $119,459
    20-40% 71 $5,735,000 $80,775
    Under 20% 38 $1,300,000 $34,211
    Over 100% 14 $3,990,000 $285,000

    Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 718 originations, totaling $104,090,000 in origination value.