Quincy Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Quincy averaged 6.39% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.82% and one month ago for the week of 2023-02-09, the average rate was 6.11%.

Quincy's average rate one year ago was 3.94%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.57%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Quincy 30 Year Fixed Rate 2023-03-16 6.39%
Quincy 30 Year Fixed Rate Refi 2023-03-16 6.57%
Quincy 15 Year Fixed Rate 2023-03-16 6.22%
Quincy 15 Year Fixed Rate Refi 2023-03-16 5.63%
Quincy 30 Year FHA 2023-03-16 6.19%
Quincy 30 Year FHA Refi 2023-03-16 6.61%
Quincy 30 Year USDA 2023-03-16 6.64%
Quincy 30 Year USDA Refi 2023-03-16 7.27%
Quincy 30 Year VA 2023-03-16 6.3%
Quincy 30 Year VA Refi 2023-03-16 5.98%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Quincy, IL-MO.

Quincy Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
United Community Bank 138 3.06% $1,438
First Bankers Trust Company 135 2.94% $1,561
HomeBank 64 3.05% $1,669
QUICKEN LOANS, LLC 19 3.24% $4,828
Bank of Springfield 19 2.89% $1,666
CROSSCOUNTRY MORTGAGE, LLC 18 3.16% $3,068
Town & Country Banc Mortgage Services, Inc. 14 3.26% $1,805
Community Mortgage Banc Corporation 11 3.15% $1,970
U.S. Bank 9 2.98% $2,229
HNB National Bank 8 3.17% $1,427
THOMPSON KANE & COMPANY, LLC 8 3.09% $1,834
FLAT BRANCH MORTGAGE, INC. 8 3.44% $2,418
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 7 3.20% $2,441
First Mid Bank & Trust 6 2.96% $1,961
Mr. Cooper ( Nationstar Mortgage ) 5 3.48% $4,453
Plains Commerce Bank 4 3.15% $2,947
DELMAR FINANCIAL COMPANY 4 3.41% $2,754
AMERISAVE MORTGAGE CORPORATION 3 3.33% $3,346
HOMESIDE FINANCIAL, LLC 3 3.17% $2,761
AMERICAN FINANCING CORPORATION 3 3.00% $4,962
Wells Fargo Bank 2 3.38% $3,178
Bank of America 2 2.69% $2,637
Barrington Bank & Trust Company, N.A. 2 3.56% $2,944
CALIBER HOME LOANS, INC. 2 3.44% $1,759
COMPEER FINANCIAL, FLCA 2 3.88% $3,588
GUARANTEED RATE, INC. 2 3.25% $2,627
JPMorgan Chase Bank 2 3.25% $1,802
LEADERONE FINANCIAL CORPORATION 2 3.13% $3,467
NAVY FEDERAL CREDIT UNION 2 3.88% $1,589
NEWREZ LLC 2 3.31% $2,424
The Huntington National Bank 2 2.54% $2,533
Fortress Bank 1 2.75% $2,260
GERSHMAN INVESTMENT CORP. 1 3.25% $1,996
GUARANTEED RATE AFFINITY, LLC 1 2.99% $2,515
BETTER MORTGAGE CORPORATION 1 3.25% $1,813
GUILD MORTGAGE COMPANY 1 3.63% $3,505
Hickory Point Bank and Trust 1 2.88% $1,431
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $3,065
DAS Acquisition Company, LLC 1 2.88% $2,538
Commerce Bank 1 4.00% $2,659
INTERCAP LENDING INC. 1 2.88% $5,518
Truist 1 2.99% $2,382
UNION HOME MORTGAGE CORP. 1 2.88% $5,165
LOANDEPOT.COM, LLC 1 3.99% $3,881
Marine Bank 1 3.00% $1,409
Mid-Illini Credit Union 1 2.88% $2,010
Midwest Heritage Bank FSB 1 2.75% $1,896
CNB Bank And Trust, N.A. 1 2.88% $2,439
Associated Bank 1 3.63% $1,980
Arvest Bank 1 3.63% $5,456
OPEN MORTGAGE, LLC 1 3.75% $3,054
PENNYMAC LOAN SERVICES, LLC 1 3.37% $1,751
Citibank 1 2.88% $2,913
PNC Bank 1 3.38% $1,689
Prairie State Bank and Trust 1 3.00% $1,984
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $2,498
CELEBRITY HOME LOANS, LLC 1 3.25% $4,634
Servion, Inc. 1 2.88% $2,010
Stifel Bank and Trust 1 2.88% $1,700
The Central Trust Bank 1 2.88% $2,440
The First National Bank and Trust Company 1 3.13% $1,875
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.13% $4,144
BROKER SOLUTIONS, INC. 1 2.99% $3,667
First Bank 1 2.88% $4,009
Financial Funding Solutions, Inc. 1 3.37% $2,218
First Federal Bank 1 3.63% $8,826
Fifth Third Bank 1 3.25% $2,389
First National Bank of Omaha 1 3.13% $2,292
EVANSVILLE TEACHERS 1 3.13% $2,214

Quincy Average Closing Costs & Other Stats

Quincy, IL-MO's 69 lenders originated 1,577 loans during 2021. The total origination value was $227,805,000, with an average loan value of $144,455.

Quincy's average closing costs are $2,794.

The top Quincy lender as defined by loan originations is United Community Bank, with 138 loans originated. Their average total fees are $1,438, which is $123 lower than the next largest lender, First Bankers Trust Company.

The lowest fee Quincy lenders (with over 10 loans originated) are United Community Bank ($1,438), First Bankers Trust Company ($1,561), Bank of Springfield ($1,666), HomeBank ($1,669) and Town & Country Banc Mortgage Services, Inc. ($1,805).

The lowest rate Quincy lenders (with over 10 loans originated) are Bank of Springfield (2.89%), First Bankers Trust Company (2.94%), HomeBank (3.05%), United Community Bank (3.06%) and Community Mortgage Banc Corporation (3.15%).

Quincy, IL-MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Bankers Trust Company $64,105,000 $45,360,000 -29.2% 19.9%
United Community Bank $65,000,000 $41,530,000 -36.1% 18.2%
HomeBank $34,460,000 $22,635,000 -34.3% 9.9%
CROSSCOUNTRY MORTGAGE, LLC $17,325,000 $13,935,000 -19.6% 6.1%
QUICKEN LOANS, LLC $11,190,000 $10,585,000 -5.4% 4.6%
Bank of Springfield $14,000,000 $8,620,000 -38.4% 3.8%
FREEDOM MORTGAGE CORPORATION $4,020,000 $6,150,000 53.0% 2.7%
Town & Country Banc Mortgage Services, Inc. $9,180,000 $6,000,000 -34.6% 2.6%
Mortgage Research Center, LLC $6,180,000 $5,955,000 -3.6% 2.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,000,000 $4,805,000 20.1% 2.1%
Wisconsin River Bank $4,250,000 $4,035,000 -5.1% 1.8%
Community Mortgage Banc Corporation $1,550,000 $3,095,000 99.7% 1.4%
FLAT BRANCH MORTGAGE, INC. $1,480,000 $2,960,000 100.0% 1.3%
GERSHMAN INVESTMENT CORP. $1,165,000 $2,475,000 112.4% 1.1%
First Mid Bank & Trust $4,590,000 $2,430,000 -47.1% 1.1%
ORIX REAL ESTATE CAPITAL, LLC $2,095,000 n/a 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,845,000 $1,970,000 6.8% 0.9%
DELMAR FINANCIAL COMPANY $1,155,000 $1,925,000 66.7% 0.8%
THOMPSON KANE & COMPANY, LLC $3,340,000 $1,830,000 -45.2% 0.8%
U.S. Bank $1,285,000 $1,690,000 31.5% 0.7%
NAVY FEDERAL CREDIT UNION $810,000 $1,680,000 107.4% 0.7%
HNB National Bank $3,060,000 $1,610,000 -47.4% 0.7%
Wells Fargo Bank $2,120,000 $1,565,000 -26.2% 0.7%
COMPEER FINANCIAL, FLCA $2,070,000 $1,405,000 -32.1% 0.6%
Bank of America $1,285,000 $1,395,000 8.6% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $635,000 $1,250,000 96.9% 0.5%
LEADERONE FINANCIAL CORPORATION $3,010,000 $1,145,000 -62.0% 0.5%
CALIBER HOME LOANS, INC. $630,000 $1,040,000 65.1% 0.5%
The Huntington National Bank $165,000 $965,000 484.8% 0.4%
First Federal Bank $245,000 $875,000 257.1% 0.4%
CIVIC FINANCIAL SERVICES, LLC $810,000 n/a 0.4%
LOANDEPOT.COM, LLC $650,000 $755,000 16.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $210,000 $685,000 226.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,090,000 $675,000 -38.1% 0.3%
JPMorgan Chase Bank $1,090,000 $660,000 -39.4% 0.3%
BETTER MORTGAGE CORPORATION $655,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $760,000 $625,000 -17.8% 0.3%
HOMESIDE FINANCIAL, LLC $245,000 $600,000 144.9% 0.3%
Plains Commerce Bank $1,185,000 $580,000 -51.1% 0.3%
First Bank $385,000 $545,000 41.6% 0.2%
CELEBRITY HOME LOANS, LLC $175,000 $505,000 188.6% 0.2%
NEW DAY FINANCIAL, LLC $575,000 $500,000 -13.0% 0.2%
AMERICAN FINANCING CORPORATION $495,000 n/a 0.2%
Carrington Mortgage Services, LLC $635,000 $485,000 -23.6% 0.2%
BROKER SOLUTIONS, INC. $260,000 $465,000 78.8% 0.2%
Fifth Third Bank $155,000 $465,000 200.0% 0.2%
Citizens Bank $415,000 n/a 0.2%
Commerce Bank $755,000 $415,000 -45.0% 0.2%
NEWREZ LLC $400,000 n/a 0.2%
CNB Bank And Trust, N.A. $390,000 n/a 0.2%
GUARANTEED RATE, INC. $325,000 $390,000 20.0% 0.2%
CMG MORTGAGE, INC. $375,000 n/a 0.2%
USAA Federal Savings Bank $1,240,000 $375,000 -69.8% 0.2%
Arvest Bank $390,000 $370,000 -5.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 n/a 0.2%
PREMIA MORTGAGE, LLC $365,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $765,000 $360,000 -52.9% 0.2%
NBKC BANK $360,000 n/a 0.2%
North American Savings Bank, F.S.B. $345,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $465,000 $335,000 -28.0% 0.1%
GUILD MORTGAGE COMPANY $240,000 $310,000 29.2% 0.1%
Fortress Bank $275,000 $280,000 1.8% 0.1%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $270,000 n/a 0.1%
TJC Mortgage, Inc. $265,000 n/a 0.1%
Nations Lending Corporation $145,000 $260,000 79.3% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $255,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $700,000 $245,000 -65.0% 0.1%
Magnolia Bank $235,000 n/a 0.1%
CLEARPATH LENDING $225,000 n/a 0.1%
Financial Funding Solutions, Inc. $705,000 $210,000 -70.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $285,000 $205,000 -28.1% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $115,000 $205,000 78.3% 0.1%
UNION HOME MORTGAGE CORP. $205,000 $205,000 0.0% 0.1%
ROYAL UNITED MORTGAGE LLC $85,000 $200,000 135.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 n/a 0.1%
Mid-Illini Credit Union $195,000 n/a 0.1%
MISSOURI ELECTRIC COOPERATIVES EMPL $195,000 n/a 0.1%
NP, Inc. $185,000 $195,000 5.4% 0.1%
Servion, Inc. $195,000 n/a 0.1%
UNITED WHOLESALE MORTGAGE, LLC $380,000 $190,000 -50.0% 0.1%
INTERCAP LENDING INC. $185,000 n/a 0.1%
Northwest Bank $185,000 n/a 0.1%
Prairie State Bank and Trust $415,000 $185,000 -55.4% 0.1%
The Federal Savings Bank $490,000 $185,000 -62.2% 0.1%
COLORADO CREDIT UNION $175,000 n/a 0.1%
PNC Bank $145,000 $170,000 17.2% 0.1%
Mid-Continent Funding, Inc. $165,000 n/a 0.1%
The First National Bank and Trust Company $165,000 n/a 0.1%
EVANSVILLE TEACHERS $155,000 n/a 0.1%
FAMILY FINANCE MORTGAGE, LLC $155,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $175,000 $155,000 -11.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $105,000 $155,000 47.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $205,000 $145,000 -29.3% 0.1%
Town and Country Bank $1,925,000 $145,000 -92.5% 0.1%
CITIZENS EQUITY FIRST $230,000 $135,000 -41.3% 0.1%
First National Bank of Omaha $135,000 n/a 0.1%
InterContinental Capital Group, Inc $135,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $125,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.1%
Stillman BancCorp N.A. $125,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.1%
The Home Loan Expert LLC $115,000 n/a 0.1%
Figure Lending LLC $110,000 n/a 0.0%
Associated Bank $105,000 n/a 0.0%
DAS Acquisition Company, LLC $75,000 $105,000 40.0% 0.0%
Flanagan State Bank $105,000 n/a 0.0%
Hickory Point Bank and Trust $105,000 n/a 0.0%
INB $105,000 n/a 0.0%
Neighborhood Loans, Inc. $75,000 $105,000 40.0% 0.0%
OPEN MORTGAGE, LLC $105,000 n/a 0.0%
Truist Bank $105,000 n/a 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $185,000 $95,000 -48.6% 0.0%
The Central Trust Bank $95,000 n/a 0.0%
Alliant Bank $155,000 $85,000 -45.2% 0.0%
Heartland Bank and Trust Company $85,000 n/a 0.0%
Marine Bank $85,000 $85,000 0.0% 0.0%
Midwest Heritage Bank FSB $1,140,000 $85,000 -92.5% 0.0%
Stifel Bank and Trust $375,000 $85,000 -77.3% 0.0%
Sunflower Bank $185,000 $85,000 -54.1% 0.0%
Chickasaw Community Bank $75,000 n/a 0.0%
FCS Financial FLCA $75,000 n/a 0.0%
BLUELEAF LENDING, LLC $65,000 n/a 0.0%
Citibank $55,000 n/a 0.0%
Low VA Rates, LLC $995,000 $55,000 -94.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 $55,000 22.2% 0.0%
AMERICAN ADVISORS GROUP $35,000 $45,000 28.6% 0.0%
Manufacturers and Traders Trust Company $35,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $265,000 $35,000 -86.8% 0.0%
COMMUNITY 1ST CREDIT UNION $15,000 n/a 0.0%

Quincy's top lender by overall market share is First Bankers Trust Company, with 19.9% market share. In second place, with 18.2%, is United Community Bank, having originated $41,530,000 in loans. In third place, with 9.9%, is HomeBank, having originated $22,635,000 in loans. In fourth place, with 6.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $13,935,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $10,585,000 in loans.


Quincy Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $115,000 (-1.3%) $153,095 (-5.0%) 0.00 269
2018-02-01 $118,350 (-4.6%) $151,863 (-9.6%) 0.00 295
2018-03-01 $124,950 (-2.7%) $158,261 (-8.5%) 0.00 290
2018-04-01 $128,075 (-1.4%) $163,545 (-6.6%) 0.00 296
2018-05-01 $130,725 (-1.7%) $168,252 (-5.6%) 0.00 293
2018-06-01 $137,950 (7.2%) $174,075 (-0.6%) 0.00 299
2018-07-01 $134,950 (8.0%) $171,993 (-0.5%) 0.00 303
2018-08-01 $137,500 (14.6%) $173,352 (2.5%) 0.00 302
2018-09-01 $136,750 (10.3%) $171,511 (1.0%) 0.00 310
2018-10-01 $130,000 (6.1%) $163,377 (-1.1%) 0.00 328
2018-11-01 $133,975 (11.7%) $165,136 (4.4%) 0.00 314
2018-12-01 $127,000 (7.9%) $162,619 (4.8%) 0.00 303
2019-01-01 $125,475 (9.1%) $160,417 (4.8%) 0.00 284
2019-02-01 $127,200 (7.5%) $163,717 (7.8%) 0.00 289
2019-03-01 $128,529 (2.9%) $165,099 (4.3%) 0.00 309
2019-04-01 $129,900 (1.4%) $166,995 (2.1%) 0.00 319
2019-05-01 $132,125 (1.1%) $163,885 (-2.6%) 0.00 314
2019-06-01 $135,500 (-1.8%) $165,903 (-4.7%) 0.00 301
2019-07-01 $135,000 (0.0%) $164,882 (-4.1%) 0.00 305
2019-08-01 $136,091 (-1.0%) $166,078 (-4.2%) 0.00 317
2019-09-01 $137,727 (0.7%) $167,926 (-2.1%) 0.00 322
2019-10-01 $139,250 (7.1%) $169,451 (3.7%) 0.00 325
2019-11-01 $140,900 (5.2%) $171,862 (4.1%) 0.00 316
2019-12-01 $141,875 (11.7%) $174,271 (7.2%) 0.00 305
2020-01-01 $139,900 (11.5%) $172,284 (7.4%) 0.00 236
2020-02-01 $139,900 (10.0%) $174,035 (6.3%) 0.00 214
2020-03-01 $145,325 (13.1%) $176,931 (7.2%) 0.00 214
2020-04-01 $141,875 (9.2%) $179,556 (7.5%) 0.00 213
2020-05-01 $141,200 (6.9%) $182,176 (11.2%) 0.00 292
2020-06-01 $149,000 (10.0%) $187,400 (13.0%) 0.00 299
2020-07-01 $147,750 (9.4%) $188,636 (14.4%) 0.00 294
2020-08-01 $145,000 (6.6%) $183,206 (10.3%) 0.00 278
2020-09-01 $143,325 (4.1%) $179,374 (6.8%) 0.00 269
2020-10-01 $145,000 (4.1%) $179,812 (6.1%) 0.00 250
2020-11-01 $141,200 (0.2%) $174,355 (1.5%) 0.00 245
2020-12-01 $129,700 (-8.6%) $162,286 (-6.9%) 0.00 216
2021-01-01 $126,700 (-9.4%) $163,295 (-5.2%) 0.00 189
2021-02-01 $128,150 (-8.4%) $164,400 (-5.5%) 0.00 186
2021-03-01 $125,900 (-13.4%) $171,091 (-3.3%) 0.00 167
2021-04-01 $127,900 (-9.9%) $175,295 (-2.4%) 0.00 184
2021-05-01 $128,900 (-8.7%) $182,137 (0.0%) 0.00 168
2021-06-01 $129,625 (-13.0%) $183,614 (-2.0%) 0.00 154
2021-07-01 $130,950 (-11.4%) $185,807 (-1.5%) 0.00 181
2021-08-01 $120,000 (-17.2%) $178,507 (-2.6%) 0.00 177
2021-09-01 $122,950 (-14.2%) $173,756 (-3.1%) 0.00 172
2021-10-01 $135,000 (-6.9%) $188,975 (5.1%) 0.00 178
2021-11-01 $134,950 (-4.4%) $198,702 (14.0%) 0.00 153
2021-12-01 $137,250 (5.8%) $203,079 (25.1%) 0.00 138
2022-01-01 $129,900 (2.5%) $207,362 (27.0%) 0.00 107
2022-02-01 $128,150 (0.0%) $205,424 (25.0%) 0.00 123
2022-03-01 $129,950 (3.2%) $230,172 (34.5%) 0.00 105
2022-04-01 $145,000 (13.4%) $230,248 (31.4%) 0.00 110
2022-05-01 $149,900 (16.3%) $224,146 (23.1%) 0.00 128
2022-06-01 $146,125 (12.7%) $217,443 (18.4%) 0.00 140
2022-07-01 $159,000 (21.4%) $210,444 (13.3%) 0.00 107
2022-08-01 $164,250 (36.9%) $203,930 (14.2%) 0.00 112
2022-09-01 $163,475 (33.0%) $203,997 (17.4%) 0.00 132
2022-10-01 $149,900 (11.0%) $200,270 (6.0%) 0.00 134
2022-11-01 $139,900 (3.7%) $186,937 (-5.9%) 0.00 132
2022-12-01 $129,500 (-5.7%) $171,185 (-15.7%) 0.00 108
2023-01-01 $130,000 (0.1%) $187,481 (-9.6%) 0.00 103
2023-02-01 $139,925 (9.2%) $200,998 (-2.2%) 0.00 105
Quincy's median listing price for 2023-02-01 was $139,925, a difference of $11,775 (9.2%) versus the prior year and $9,925 versus the prior month.

Quincy's median listing price comes in at 0% of the national average.

Quincy's average listing price for 2023-02-01 was $200,998, a difference of $-4,426 (-2.2%) versus the prior year and $13,517 versus the prior month.

For the 2023-02-01 period, Quincy had 105 MLS listings, a difference of 2 listings (2%) versus the prior month and -18 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,561 sqft
2018-02-01 0 days 1,574 sqft
2018-03-01 0 days 1,576 sqft
2018-04-01 0 days 1,587 sqft
2018-05-01 0 days 1,540 sqft
2018-06-01 0 days 1,576 sqft
2018-07-01 0 days 1,569 sqft
2018-08-01 0 days 1,600 sqft
2018-09-01 0 days 1,623 sqft
2018-10-01 0 days 1,610 sqft
2018-11-01 0 days 1,616 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,596 sqft
2019-03-01 0 days 1,585 sqft
2019-04-01 0 days 1,586 sqft
2019-05-01 0 days 1,596 sqft
2019-06-01 0 days 1,604 sqft
2019-07-01 0 days 1,576 sqft
2019-08-01 0 days 1,581 sqft
2019-09-01 0 days 1,592 sqft
2019-10-01 0 days 1,600 sqft
2019-11-01 0 days 1,600 sqft
2019-12-01 0 days 1,644 sqft
2020-01-01 0 days 1,648 sqft
2020-02-01 0 days 1,650 sqft
2020-03-01 0 days 1,656 sqft
2020-04-01 0 days 1,629 sqft
2020-05-01 0 days 1,650 sqft
2020-06-01 0 days 1,655 sqft
2020-07-01 0 days 1,585 sqft
2020-08-01 0 days 1,561 sqft
2020-09-01 0 days 1,502 sqft
2020-10-01 0 days 1,530 sqft
2020-11-01 0 days 1,525 sqft
2020-12-01 0 days 1,484 sqft
2021-01-01 0 days 1,470 sqft
2021-02-01 0 days 1,477 sqft
2021-03-01 0 days 1,534 sqft
2021-04-01 0 days 1,530 sqft
2021-05-01 0 days 1,582 sqft
2021-06-01 0 days 1,613 sqft
2021-07-01 0 days 1,577 sqft
2021-08-01 0 days 1,482 sqft
2021-09-01 0 days 1,467 sqft
2021-10-01 0 days 1,482 sqft
2021-11-01 0 days 1,534 sqft
2021-12-01 0 days 1,550 sqft
2022-01-01 0 days 1,591 sqft
2022-02-01 0 days 1,542 sqft
2022-03-01 0 days 1,524 sqft
2022-04-01 0 days 1,600 sqft
2022-05-01 0 days 1,580 sqft
2022-06-01 0 days 1,455 sqft
2022-07-01 0 days 1,555 sqft
2022-08-01 0 days 1,645 sqft
2022-09-01 0 days 1,635 sqft
2022-10-01 0 days 1,622 sqft
2022-11-01 0 days 1,619 sqft
2022-12-01 0 days 1,596 sqft
2023-01-01 0 days 1,593 sqft
2023-02-01 0 days 1,593 sqft
Quincy's median listing age (time on market) for 2023-02-01 was 0 days.

Quincy's median square footage for active listings during the 2023-02-01 period was 1,593 sqft. One year prior, the average listing was 1,542 sqft.

Quincy, IL-MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 771 $109,375,000 $141,861
Refi 473 $71,915,000 $152,040
Cash Out Refi 297 $42,785,000 $144,057
Home Improvement 22 $1,750,000 $79,545
Other 14 $1,980,000 $141,429

Quincy's most frequently cited loan purpose was Home Purchase, with 771 originations. The 2nd most popular reason was Refi, with 473 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 560 $81,580,000 $145,679
2.5-3% 509 $73,345,000 $144,096
<2.5% 419 $61,025,000 $145,644
4-5% 70 $6,300,000 $90,000
5-6% 8 $410,000 $51,250
6-7% 7 $935,000 $133,571
Over 8% 2 $90,000 $45,000

During 2021, Quincy's most frequently originated rate bucket was 3-4%, with 560 originations.

Loan Sizing (Quincy, IL-MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 766 $107,080,000 $139,791
$100,000 or less 551 $37,835,000 $68,666
$200k-400k 228 $59,440,000 $260,702
$400k-600k 26 $12,170,000 $468,077
$Over $1MM 4 $9,530,000 $2,382,500
$600k-1000k 2 $1,750,000 $875,000

Quincy's loan sizing saw the bucket of loans from $100k-200k with 766 originations, totaling $107,080,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 718 $104,090,000 $144,972
60-80% 525 $82,045,000 $156,276
40-60% 157 $18,755,000 $119,459
20-40% 71 $5,735,000 $80,775
Under 20% 38 $1,300,000 $34,211
Over 100% 14 $3,990,000 $285,000

Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 718 originations, totaling $104,090,000 in origination value.