Quincy Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Quincy averaged 6.88% for the week of 2024-07-11, compared to the national average of 6.89% for the same period.

The average rate for the prior week (2024-07-03) was 6.94% and one month ago for the week of 2024-06-06, the average rate was 6.68%.

Quincy's average rate one year ago was 6.6%.

For refis of the same type during the week of 2024-07-11, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-11 6.89%
Quincy 30 Year Fixed Rate 2024-07-11 6.88%
Quincy 30 Year Fixed Rate Refi 2024-07-11 7.29%
Quincy 15 Year Fixed Rate 2024-07-11 6.27%
Quincy 15 Year Fixed Rate Refi 2024-07-11 6.77%
Quincy 30 Year FHA 2024-07-11 6.52%
Quincy 30 Year FHA Refi 2024-07-11 6.86%
Quincy 30 Year USDA 2024-07-11 6.87%
Quincy 30 Year USDA Refi 2024-07-11 6.67%
Quincy 30 Year VA 2024-07-11 6.36%
Quincy 30 Year VA Refi 2024-07-11 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Quincy, IL-MO.

Quincy Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Bankers Trust Company 94 6.59% $1,604
United Community Bank 69 6.51% $1,736
HomeBank 20 6.28% $2,051
FLAT BRANCH MORTGAGE, INC. 17 6.64% $3,650
CROSSCOUNTRY MORTGAGE, LLC 12 7.05% $4,422
Bank of Springfield 10 6.51% $1,894
NFM, INC. 8 6.91% $5,223
First Mid Bank & Trust 6 6.85% $2,173
Community Mortgage Banc Corporation 5 6.48% $1,943
THOMPSON KANE & COMPANY, LLC 5 6.90% $2,170
Heartland Bank and Trust Company 4 6.44% $1,929
U.S. Bank 3 6.71% $2,529
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 6.67% $3,052
Mortgage Research Center, LLC 3 7.04% $1,224
COMPEER FINANCIAL, FLCA 3 7.79% $3,384
DELMAR FINANCIAL COMPANY 3 6.83% $3,598
QUICKEN LOANS, LLC 2 6.68% $5,413
FIRST STATE MORTGAGE SERVICES, LLC 2 6.25% $3,379
RESIDENTIAL BANCORP 2 7.50% $8,684
CHURCHILL MORTGAGE CORPORATION 2 7.56% $3,433
The Huntington National Bank 2 6.73% $4,598
NexBank 2 7.38% $4,572
Mr. Cooper ( Nationstar Mortgage ) 2 7.43% $5,749
Ally Bank 2 7.50% $3,377
HNB National Bank 2 7.31% $1,607
DAS Acquisition Company, LLC 2 6.88% $2,385
Neighborhood Loans, Inc. 1 6.63% $4,603
PNC Bank 1 6.75% $2,814
RBC Bank, (Georgia) 1 6.38% $1,677
R.I.A. Federal Credit Union 1 7.13% $1,879
Two Rivers Bank & Trust 1 6.88% $1,320
UNIVERSITY OF ILLINOIS COMMUNITY 1 6.25% $2,056
JPMorgan Chase Bank 1 6.88% $4,022
AMERICAN FINANCING CORPORATION 1 5.88% $5,008
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 8.00% $4,046
Barrington Bank & Trust Company, N.A. 1 6.99% $3,472
BMO Harris Bank 1 7.00% $3,208
Busey Bank 1 5.63% $2,301
Carrington Mortgage Services, LLC 1 5.25% $4,776
Carrollton Bank 1 7.13% $3,898
CITIZENS EQUITY FIRST 1 7.00% $536
Commerce Bank 1 6.63% $2,484
Deere Employees Credit Union 1 6.50% $2,666
Financial Funding Solutions, Inc. 1 6.13% $101
First American Bank 1 5.75% $2,466
First Bank 1 7.25% $3,119
First Federal Savings and Loan Association of Lakewood 1 8.00% $3,376
First Horizon Bank 1 6.63% $3,014
First State Community Bank 1 6.75% $2,926
Flagstar Bank, FSB 1 6.38% $5,429
GUARANTEED RATE, INC. 1 6.38% $2,673
HOMESIDE FINANCIAL, LLC 1 7.75% $6,710
ALLIANT CREDIT UNION 1 6.25% $3,019
KeyBank 1 6.00% $3,131
Marine Bank 1 6.75% $2,320
Midwest Heritage Bank FSB 1 7.25% $3,330
NAVY FEDERAL CREDIT UNION 1 8.50% $2,160
NBKC BANK 1 7.63% $2,545

Quincy Average Closing Costs & Other Stats

Quincy, IL-MO's 58 lenders originated 773 loans during 2023. The total origination value was $106,075,000, with an average loan value of $137,225.

Quincy's average closing costs are $3,030.

The top Quincy lender as defined by loan originations is First Bankers Trust Company, with 94 loans originated. Their average total fees are $1,604, which is $132 lower than the next largest lender, United Community Bank.

The lowest fee Quincy lenders (with over 10 loans originated) are First Bankers Trust Company ($1,604), United Community Bank ($1,736), Bank of Springfield ($1,894), HomeBank ($2,051) and FLAT BRANCH MORTGAGE, INC. ($3,650).

The lowest rate Quincy lenders (with over 10 loans originated) are HomeBank (6.28%), United Community Bank (6.51%), Bank of Springfield (6.51%), First Bankers Trust Company (6.59%) and FLAT BRANCH MORTGAGE, INC. (6.64%).

Quincy, IL-MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Bankers Trust Company $22,125,000 $17,820,000 -19.5% 16.8%
United Community Bank $24,300,000 $17,490,000 -28.0% 16.5%
CROSSCOUNTRY MORTGAGE, LLC $10,085,000 $9,650,000 -4.3% 9.1%
HomeBank $14,805,000 $9,280,000 -37.3% 8.7%
FLAT BRANCH MORTGAGE, INC. $1,205,000 $5,305,000 340.2% 5.0%
Mortgage Research Center, LLC $4,635,000 $4,740,000 2.3% 4.5%
Bank of Springfield $4,515,000 $3,230,000 -28.5% 3.0%
QUICKEN LOANS, LLC $4,605,000 $1,815,000 -60.6% 1.7%
THOMPSON KANE & COMPANY, LLC $740,000 $1,750,000 136.5% 1.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,380,000 $1,365,000 -1.1% 1.3%
First Mid Bank & Trust $1,850,000 $1,340,000 -27.6% 1.3%
Bank of America $730,000 $1,300,000 78.1% 1.2%
NFM, INC. $1,205,000 n/a 1.1%
Heartland Bank and Trust Company $1,065,000 n/a 1.0%
UNITED WHOLESALE MORTGAGE, LLC $555,000 $1,020,000 83.8% 1.0%
HNB National Bank $14,390,000 $925,000 -93.6% 0.9%
GERSHMAN INVESTMENT CORP. $3,275,000 $890,000 -72.8% 0.8%
COMPEER FINANCIAL, FLCA $1,125,000 $805,000 -28.4% 0.8%
U.S. Bank $1,255,000 $720,000 -42.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $930,000 $710,000 -23.7% 0.7%
RESIDENTIAL BANCORP $705,000 n/a 0.7%
Midwest Heritage Bank FSB $105,000 $695,000 561.9% 0.7%
Community Mortgage Banc Corporation $1,985,000 $690,000 -65.2% 0.7%
CHURCHILL MORTGAGE CORPORATION $660,000 n/a 0.6%
Commerce Bank $1,855,000 $610,000 -67.1% 0.6%
Financial Funding Solutions, Inc. $105,000 $605,000 476.2% 0.6%
NAVY FEDERAL CREDIT UNION $535,000 $595,000 11.2% 0.6%
LOANDEPOT.COM, LLC $1,635,000 $580,000 -64.5% 0.5%
DELMAR FINANCIAL COMPANY $1,240,000 $570,000 -54.0% 0.5%
BMO Harris Bank $565,000 n/a 0.5%
PREMIA MORTGAGE, LLC $235,000 $540,000 129.8% 0.5%
NexBank $520,000 n/a 0.5%
Carrollton Bank $495,000 n/a 0.5%
Ally Bank $470,000 $490,000 4.3% 0.5%
The Huntington National Bank $1,105,000 $470,000 -57.5% 0.4%
JPMorgan Chase Bank $460,000 n/a 0.4%
USAA Federal Savings Bank $435,000 $445,000 2.3% 0.4%
Flagstar Bank, FSB $365,000 $430,000 17.8% 0.4%
DAS Acquisition Company, LLC $1,845,000 $415,000 -77.5% 0.4%
PENTAGON FEDERAL CREDIT UNION $105,000 $415,000 295.2% 0.4%
NEWREZ LLC $165,000 $410,000 148.5% 0.4%
Regional Missouri Bank $405,000 n/a 0.4%
MidAmerica National Bank $400,000 n/a 0.4%
First Federal Savings and Loan Association of Lakewood $395,000 n/a 0.4%
CALIBER HOME LOANS, INC. $595,000 $350,000 -41.2% 0.3%
First State Bank of St. Charles, Missouri $345,000 n/a 0.3%
GUARANTEED RATE, INC. $195,000 $345,000 76.9% 0.3%
Wells Fargo Bank $1,145,000 $335,000 -70.7% 0.3%
Community National Bank & Trust $325,000 n/a 0.3%
Cedar Rapids Bank and Trust Company $315,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $140,000 $315,000 125.0% 0.3%
Deere Employees Credit Union $295,000 n/a 0.3%
RBC Bank, (Georgia) $275,000 n/a 0.3%
BROKER SOLUTIONS, INC. $2,090,000 $270,000 -87.1% 0.3%
FAMILY FINANCE MORTGAGE, LLC $270,000 n/a 0.3%
VELOCITY COMMERCIAL CAPITAL, LLC $265,000 n/a 0.2%
FIRST STATE MORTGAGE SERVICES, LLC $570,000 $260,000 -54.4% 0.2%
GUILD MORTGAGE COMPANY $1,090,000 $250,000 -77.1% 0.2%
PENNYMAC LOAN SERVICES, LLC $740,000 $240,000 -67.6% 0.2%
First Horizon Bank $125,000 $235,000 88.0% 0.2%
PNC Bank $235,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $365,000 $230,000 -37.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $220,000 $225,000 2.3% 0.2%
VILLAGE CAPITAL MORTGAGE $215,000 n/a 0.2%
Carrington Mortgage Services, LLC $610,000 $210,000 -65.6% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $205,000 n/a 0.2%
Arvest Bank $205,000 n/a 0.2%
First State Community Bank $205,000 n/a 0.2%
Marine Bank $195,000 n/a 0.2%
R.I.A. Federal Credit Union $195,000 n/a 0.2%
Bank of England $185,000 n/a 0.2%
NBKC BANK $95,000 $185,000 94.7% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $330,000 $180,000 -45.5% 0.2%
NEW DAY FINANCIAL, LLC $320,000 $175,000 -45.3% 0.2%
AMERICAN FINANCING CORPORATION $320,000 $165,000 -48.4% 0.2%
ALLIANT CREDIT UNION $155,000 n/a 0.1%
First American Bank $145,000 $155,000 6.9% 0.1%
Neighborhood Loans, Inc. $150,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
KeyBank $145,000 n/a 0.1%
Signature Federal Credit Union $145,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $145,000 n/a 0.1%
Two Rivers Bank & Trust $145,000 n/a 0.1%
First Bank $135,000 n/a 0.1%
LOANPAL, LLC $135,000 n/a 0.1%
UNIVERSITY OF ILLINOIS COMMUNITY $135,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $185,000 $125,000 -32.4% 0.1%
Busey Bank $95,000 $115,000 21.1% 0.1%
Heritage Community Bank $115,000 n/a 0.1%
Discover Bank $110,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $455,000 $105,000 -76.9% 0.1%
Exchange Bank of Missouri $105,000 n/a 0.1%
ALLIANT $95,000 n/a 0.1%
Centier Bank $95,000 n/a 0.1%
Bell Bank $85,000 n/a 0.1%
Bank & Trust Company $75,000 n/a 0.1%
CITIZENS EQUITY FIRST $775,000 $75,000 -90.3% 0.1%
GREENSTATE CREDIT UNION $60,000 $70,000 16.7% 0.1%
21ST MORTGAGE CORPORATION $25,000 $65,000 160.0% 0.1%
Bank of Kampsville $65,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $45,000 n/a 0.0%
Coastal Community Bank $40,000 n/a 0.0%
Figure Lending LLC $65,000 $25,000 -61.5% 0.0%

Quincy's top lender by overall market share is First Bankers Trust Company, with 16.8% market share. In second place, with 16.5%, is United Community Bank, having originated $17,490,000 in loans. In third place, with 9.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $9,650,000 in loans. In fourth place, with 8.7%, is HomeBank, having originated $9,280,000 in loans. In fifth place, with 5.0%, is FLAT BRANCH MORTGAGE, INC., having originated $5,305,000 in loans.


Quincy Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $115,000 (-1.3%) $153,095 (-5.0%) 0.00 269
2018-02-01 $118,350 (-4.6%) $151,863 (-9.6%) 0.00 295
2018-03-01 $124,950 (-2.7%) $158,261 (-8.5%) 0.00 290
2018-04-01 $128,075 (-1.4%) $163,545 (-6.6%) 0.00 296
2018-05-01 $130,725 (-1.7%) $168,252 (-5.6%) 0.00 293
2018-06-01 $137,950 (7.2%) $174,075 (-0.6%) 0.00 299
2018-07-01 $134,950 (8.0%) $171,993 (-0.5%) 0.00 303
2018-08-01 $137,500 (14.6%) $173,352 (2.5%) 0.00 302
2018-09-01 $136,750 (10.3%) $171,511 (1.0%) 0.00 310
2018-10-01 $129,975 (6.1%) $163,418 (-1.1%) 0.00 327
2018-11-01 $133,575 (11.4%) $165,185 (4.5%) 0.00 313
2018-12-01 $126,000 (7.1%) $162,660 (4.8%) 0.00 302
2019-01-01 $125,475 (9.1%) $160,417 (4.8%) 0.00 284
2019-02-01 $127,200 (7.5%) $163,717 (7.8%) 0.00 289
2019-03-01 $128,529 (2.9%) $165,099 (4.3%) 0.00 309
2019-04-01 $129,900 (1.4%) $166,995 (2.1%) 0.00 319
2019-05-01 $132,125 (1.1%) $163,885 (-2.6%) 0.00 314
2019-06-01 $135,500 (-1.8%) $165,903 (-4.7%) 0.00 301
2019-07-01 $135,000 (0.0%) $164,882 (-4.1%) 0.00 305
2019-08-01 $136,091 (-1.0%) $166,078 (-4.2%) 0.00 317
2019-09-01 $137,727 (0.7%) $167,926 (-2.1%) 0.00 322
2019-10-01 $139,250 (7.1%) $169,451 (3.7%) 0.00 325
2019-11-01 $140,900 (5.5%) $171,862 (4.0%) 0.00 316
2019-12-01 $141,875 (12.6%) $174,271 (7.1%) 0.00 305
2020-01-01 $139,900 (11.5%) $172,284 (7.4%) 0.00 236
2020-02-01 $139,900 (10.0%) $174,035 (6.3%) 0.00 214
2020-03-01 $145,325 (13.1%) $176,931 (7.2%) 0.00 214
2020-04-01 $141,875 (9.2%) $179,556 (7.5%) 0.00 213
2020-05-01 $141,200 (6.9%) $182,176 (11.2%) 0.00 292
2020-06-01 $149,000 (10.0%) $187,400 (13.0%) 0.00 299
2020-07-01 $147,750 (9.4%) $188,636 (14.4%) 0.00 294
2020-08-01 $145,000 (6.6%) $183,206 (10.3%) 0.00 278
2020-09-01 $143,325 (4.1%) $179,374 (6.8%) 0.00 269
2020-10-01 $145,000 (4.1%) $179,812 (6.1%) 0.00 250
2020-11-01 $141,200 (0.2%) $174,355 (1.5%) 0.00 245
2020-12-01 $129,700 (-8.6%) $162,286 (-6.9%) 0.00 216
2021-01-01 $126,700 (-9.4%) $163,295 (-5.2%) 0.00 189
2021-02-01 $128,150 (-8.4%) $164,400 (-5.5%) 0.00 186
2021-03-01 $125,900 (-13.4%) $171,091 (-3.3%) 0.00 167
2021-04-01 $127,900 (-9.9%) $175,295 (-2.4%) 0.00 184
2021-05-01 $128,900 (-8.7%) $182,137 (0.0%) 0.00 168
2021-06-01 $129,625 (-13.0%) $183,614 (-2.0%) 0.00 154
2021-07-01 $130,950 (-11.4%) $185,807 (-1.5%) 0.00 181
2021-08-01 $120,000 (-17.2%) $178,507 (-2.6%) 0.00 177
2021-09-01 $122,950 (-14.2%) $173,756 (-3.1%) 0.00 172
2021-10-01 $135,000 (-6.9%) $188,975 (5.1%) 0.00 178
2021-11-01 $134,950 (-4.4%) $198,702 (14.0%) 0.00 153
2021-12-01 $137,250 (5.8%) $203,079 (25.1%) 0.00 138
2022-01-01 $129,900 (2.5%) $207,362 (27.0%) 0.00 107
2022-02-01 $128,150 (0.0%) $205,424 (25.0%) 0.00 123
2022-03-01 $129,950 (3.2%) $230,172 (34.5%) 0.00 105
2022-04-01 $147,450 (15.3%) $231,409 (32.0%) 0.00 109
2022-05-01 $149,900 (16.3%) $224,146 (23.1%) 0.00 128
2022-06-01 $146,125 (12.7%) $217,443 (18.4%) 0.00 140
2022-07-01 $159,000 (21.4%) $211,791 (14.0%) 0.00 107
2022-08-01 $162,600 (35.5%) $203,930 (14.2%) 0.00 112
2022-09-01 $163,475 (33.0%) $203,997 (17.4%) 0.00 132
2022-10-01 $149,900 (11.0%) $200,270 (6.0%) 0.00 134
2022-11-01 $139,900 (3.7%) $187,741 (-5.5%) 0.00 132
2022-12-01 $129,900 (-5.4%) $174,589 (-14.0%) 0.00 108
2023-01-01 $130,875 (0.8%) $188,749 (-9.0%) 0.00 103
2023-02-01 $139,975 (9.2%) $200,529 (-2.4%) 0.00 105
2023-03-01 $171,225 (31.8%) $209,131 (-9.1%) 0.00 99
2023-04-01 $162,400 (10.1%) $208,848 (-9.8%) 0.00 92
2023-05-01 $172,450 (15.0%) $223,547 (-0.3%) 0.00 113
2023-06-01 $171,100 (17.1%) $217,788 (0.2%) 0.00 113
2023-07-01 $170,000 (6.9%) $205,997 (-2.7%) 0.00 126
2023-08-01 $163,725 (0.7%) $192,413 (-5.7%) 0.00 123
2023-09-01 $169,900 (3.9%) $204,493 (0.2%) 0.00 115
2023-10-01 $169,900 (13.3%) $201,163 (0.5%) 0.00 132
2023-11-01 $148,500 (6.2%) $184,784 (-1.6%) 0.00 137
2023-12-01 $145,000 (11.6%) $179,092 (2.6%) 0.00 131
2024-01-01 $149,900 (14.5%) $194,937 (3.3%) 0.00 125
2024-02-01 $142,450 (1.8%) $185,292 (-7.6%) 0.00 111
2024-03-01 $149,450 (-12.7%) $190,924 (-8.7%) 0.00 121
2024-04-01 $146,000 (-10.1%) $206,873 (-1.0%) 0.00 119
2024-05-01 $167,350 (-3.0%) $221,988 (-0.7%) 0.00 116
2024-06-01 $155,000 (-9.4%) $217,057 (-0.3%) 0.00 125
Quincy's median listing price for 2024-06-01 was $155,000, a difference of $-16,100 (-9.4%) versus the prior year and $-12,350 versus the prior month.

Quincy's median listing price comes in at 0% of the national average.

Quincy's average listing price for 2024-06-01 was $217,057, a difference of $-731 (-0.3%) versus the prior year and $-4,931 versus the prior month.

For the 2024-06-01 period, Quincy had 125 MLS listings, a difference of 9 listings (8%) versus the prior month and 12 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,561 sqft
2018-02-01 0 days 1,574 sqft
2018-03-01 0 days 1,576 sqft
2018-04-01 0 days 1,587 sqft
2018-05-01 0 days 1,540 sqft
2018-06-01 0 days 1,576 sqft
2018-07-01 0 days 1,569 sqft
2018-08-01 0 days 1,600 sqft
2018-09-01 0 days 1,623 sqft
2018-10-01 0 days 1,611 sqft
2018-11-01 0 days 1,616 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,596 sqft
2019-03-01 0 days 1,585 sqft
2019-04-01 0 days 1,586 sqft
2019-05-01 0 days 1,596 sqft
2019-06-01 0 days 1,604 sqft
2019-07-01 0 days 1,576 sqft
2019-08-01 0 days 1,581 sqft
2019-09-01 0 days 1,592 sqft
2019-10-01 0 days 1,600 sqft
2019-11-01 0 days 1,600 sqft
2019-12-01 0 days 1,644 sqft
2020-01-01 0 days 1,648 sqft
2020-02-01 0 days 1,650 sqft
2020-03-01 0 days 1,656 sqft
2020-04-01 0 days 1,629 sqft
2020-05-01 0 days 1,650 sqft
2020-06-01 0 days 1,655 sqft
2020-07-01 0 days 1,585 sqft
2020-08-01 0 days 1,561 sqft
2020-09-01 0 days 1,502 sqft
2020-10-01 0 days 1,530 sqft
2020-11-01 0 days 1,525 sqft
2020-12-01 0 days 1,484 sqft
2021-01-01 0 days 1,470 sqft
2021-02-01 0 days 1,477 sqft
2021-03-01 0 days 1,534 sqft
2021-04-01 0 days 1,530 sqft
2021-05-01 0 days 1,582 sqft
2021-06-01 0 days 1,613 sqft
2021-07-01 0 days 1,577 sqft
2021-08-01 0 days 1,482 sqft
2021-09-01 0 days 1,467 sqft
2021-10-01 0 days 1,482 sqft
2021-11-01 0 days 1,534 sqft
2021-12-01 0 days 1,550 sqft
2022-01-01 0 days 1,591 sqft
2022-02-01 0 days 1,542 sqft
2022-03-01 0 days 1,524 sqft
2022-04-01 0 days 1,596 sqft
2022-05-01 0 days 1,580 sqft
2022-06-01 0 days 1,455 sqft
2022-07-01 0 days 1,570 sqft
2022-08-01 0 days 1,636 sqft
2022-09-01 0 days 1,638 sqft
2022-10-01 0 days 1,631 sqft
2022-11-01 0 days 1,624 sqft
2022-12-01 0 days 1,600 sqft
2023-01-01 0 days 1,593 sqft
2023-02-01 0 days 1,634 sqft
2023-03-01 0 days 1,735 sqft
2023-04-01 0 days 1,727 sqft
2023-05-01 0 days 1,747 sqft
2023-06-01 0 days 1,703 sqft
2023-07-01 0 days 1,692 sqft
2023-08-01 0 days 1,694 sqft
2023-09-01 0 days 1,680 sqft
2023-10-01 0 days 1,578 sqft
2023-11-01 0 days 1,508 sqft
2023-12-01 0 days 1,531 sqft
2024-01-01 0 days 1,572 sqft
2024-02-01 0 days 1,552 sqft
2024-03-01 0 days 1,553 sqft
2024-04-01 0 days 1,454 sqft
2024-05-01 0 days 1,501 sqft
2024-06-01 0 days 1,541 sqft
Quincy's median listing age (time on market) for 2024-06-01 was 0 days.

Quincy's median square footage for active listings during the 2024-06-01 period was 1,541 sqft. One year prior, the average listing was 1,703 sqft.

Quincy, IL-MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 563 $86,365,000 $153,401
Refi 87 $8,955,000 $102,931
Cash Out Refi 63 $6,915,000 $109,762
Home Improvement 36 $1,560,000 $43,333
Other 24 $2,280,000 $95,000

Quincy's most frequently cited loan purpose was Home Purchase, with 563 originations. The 2nd most popular reason was Refi, with 87 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 320 $46,470,000 $145,219
7-8% 222 $34,710,000 $156,351
5-6% 101 $14,595,000 $144,505
Over 8% 73 $6,425,000 $88,014
4-5% 45 $2,205,000 $49,000
<2.5% 1 $5,000 $5,000
3-4% 1 $85,000 $85,000

During 2023, Quincy's most frequently originated rate bucket was 6-7%, with 320 originations.

Loan Sizing (Quincy, IL-MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 334 $46,210,000 $138,353
$100,000 or less 295 $16,125,000 $54,661
$200k-400k 118 $31,500,000 $266,949
$400k-600k 25 $11,605,000 $464,200
$600k-1000k 1 $635,000 $635,000

Quincy's loan sizing saw the bucket of loans from $100k-200k with 334 originations, totaling $46,210,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 395 $62,695,000 $158,722
60-80% 172 $27,120,000 $157,674
Under 20% 77 $2,245,000 $29,156
20-40% 71 $5,845,000 $82,324
40-60% 43 $5,415,000 $125,930
Over 100% 4 $850,000 $212,500

Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 395 originations, totaling $62,695,000 in origination value.