Quincy Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Quincy averaged 7.07% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.52% and one month ago for the week of 2023-10-19, the average rate was 7.41%.

Quincy's average rate one year ago was 6.29%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.69%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Quincy 30 Year Fixed Rate 2023-11-22 7.07%
Quincy 30 Year Fixed Rate Refi 2023-11-22 7.69%
Quincy 15 Year Fixed Rate 2023-11-22 6.67%
Quincy 15 Year Fixed Rate Refi 2023-11-22 7.17%
Quincy 30 Year FHA 2023-11-22 -0.42%
Quincy 30 Year FHA Refi 2023-11-22 0%
Quincy 30 Year USDA 2023-11-22 0.2%
Quincy 30 Year USDA Refi 2023-11-22 0.1%
Quincy 30 Year VA 2023-11-22 0.2%
Quincy 30 Year VA Refi 2023-11-22 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Quincy, IL-MO.

Quincy Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
United Community Bank 84 5.10% $1,718
First Bankers Trust Company 78 5.23% $1,545
HomeBank 40 5.32% $1,883
Bank of Springfield 12 4.48% $2,376
QUICKEN LOANS, LLC 9 5.12% $5,406
CROSSCOUNTRY MORTGAGE, LLC 9 5.62% $3,386
Community Mortgage Banc Corporation 8 4.87% $2,474
U.S. Bank 8 4.58% $3,278
HNB National Bank 7 4.52% $1,597
First Mid Bank & Trust 7 5.05% $1,670
THOMPSON KANE & COMPANY, LLC 7 5.34% $2,631
Wells Fargo Bank 6 4.92% $3,610
Town & Country Banc Mortgage Services 6 5.24% $1,755
FLAT BRANCH MORTGAGE, INC. 5 5.73% $3,107
The Huntington National Bank 5 4.12% $2,771
LOANDEPOT.COM, LLC 5 4.92% $5,187
BROKER SOLUTIONS, INC. 4 5.52% $3,656
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 5.38% $2,901
Mr. Cooper ( Nationstar Mortgage ) 3 6.54% $4,571
DAS Acquisition Company, LLC 3 4.83% $3,919
The Central Trust Bank 2 4.44% $2,992
DELMAR FINANCIAL COMPANY 2 6.50% $7,672
GUILD MORTGAGE COMPANY 2 4.43% $6,849
FIRST STATE MORTGAGE SERVICES, LLC 2 4.75% $4,370
Associated Bank 2 4.50% $2,861
LEADERONE FINANCIAL CORPORATION 2 5.06% $2,408
UNITED WHOLESALE MORTGAGE, LLC 2 6.15% $7,118
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.19% $1,789
Fifth Third Bank 2 4.00% $5,632
NAVY FEDERAL CREDIT UNION 2 5.44% $1,004
CITIZENS EQUITY FIRST 2 5.31% $2,146
PEOPLES BANK & TRUST CO. 1 4.13% $1,440
Plains Commerce Bank 1 5.13% $2,157
PLANET HOME LENDING, LLC 1 5.88% $10,016
Raymond James Bank 1 3.75% $2,251
Regions Bank 1 4.38% $3,948
Servion, Inc. 1 5.00% $3,562
The Union Bank Company 1 3.75% $5,594
THRIVENT Federal Credit Union 1 5.25% $9,657
Wyndham Capital Mortgage, Inc. 1 4.99% $6,093
Ally Bank 1 5.63% $2,563
ZILLOW HOME LOANS, LLC 1 5.00% $4,561
AMERICAN FINANCING CORPORATION 1 3.75% $6,016
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 6.38% $8,189
AMERISAVE MORTGAGE CORPORATION 1 4.88% $6,769
ASCENTRA 1 4.50% $1,840
Bankers' Bank 1 4.88% $1,850
BLUELEAF LENDING, LLC 1 4.25% $2,946
Boeing Employees Credit Union 1 5.00% $1,266
CALIBER HOME LOANS, INC. 1 6.13% $3,604
Citibank 1 4.75% $4,055
CMG MORTGAGE, INC. 1 3.75% $1,898
Commerce Bank 1 4.88% $6,812
COMPEER FINANCIAL, FLCA 1 5.75% $3,399
Credit Union 1 1 6.75% $3,380
DUPACO COMMUNITY 1 5.00% $3,609
ENDEAVOR CAPITAL, LLC. 1 5.63% $4,319
Financial Funding Solutions, Inc. 1 3.75% $2,179
First American Bank 1 4.50% $2,734
First Horizon Bank 1 6.13% $2,193
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 5.88% $7,924
FREEDOM MORTGAGE CORPORATION 1 3.38% $3,085
GERSHMAN INVESTMENT CORP. 1 5.63% $2,121
Great Southern Bank 1 3.29% $3,246
Grundy Bank 1 5.63% $1,901
GUARANTEED RATE AFFINITY, LLC 1 5.50% $885
HOMESIDE FINANCIAL, LLC 1 5.88% $5,201
Midwest Heritage Bank FSB 1 6.13% $2,125
Mortgage Research Center, LLC 1 6.38% $5,495
MOVEMENT MORTGAGE, LLC 1 5.88% $4,630
NBKC BANK 1 5.38% $1,624
NEWREZ LLC 1 3.25% $2,198

Quincy Average Closing Costs & Other Stats

Quincy, IL-MO's 72 lenders originated 981 loans during 2022. The total origination value was $154,615,000, with an average loan value of $157,610.

Quincy's average closing costs are $2,946.

The top Quincy lender as defined by loan originations is United Community Bank, with 84 loans originated. Their average total fees are $1,718, which is $173 higher than the next largest lender, First Bankers Trust Company.

The lowest fee Quincy lenders (with over 10 loans originated) are First Bankers Trust Company ($1,545), United Community Bank ($1,718), HomeBank ($1,883), Bank of Springfield ($2,376) and .

The lowest rate Quincy lenders (with over 10 loans originated) are Bank of Springfield (4.48%), United Community Bank (5.10%), First Bankers Trust Company (5.23%), HomeBank (5.32%) and .

Quincy, IL-MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
United Community Bank $41,530,000 $24,300,000 -41.5% 15.7%
First Bankers Trust Company $45,360,000 $22,125,000 -51.2% 14.3%
HomeBank $22,635,000 $14,805,000 -34.6% 9.6%
HNB National Bank $1,610,000 $14,390,000 793.8% 9.3%
CROSSCOUNTRY MORTGAGE, LLC $13,935,000 $10,085,000 -27.6% 6.5%
Mortgage Research Center, LLC $5,955,000 $4,635,000 -22.2% 3.0%
QUICKEN LOANS, LLC $10,585,000 $4,605,000 -56.5% 3.0%
Bank of Springfield $8,620,000 $4,515,000 -47.6% 2.9%
GERSHMAN INVESTMENT CORP. $2,475,000 $3,275,000 32.3% 2.1%
BROKER SOLUTIONS, INC. $465,000 $2,090,000 349.5% 1.4%
Community Mortgage Banc Corporation $3,095,000 $1,985,000 -35.9% 1.3%
Commerce Bank $415,000 $1,855,000 347.0% 1.2%
First Mid Bank & Trust $2,430,000 $1,850,000 -23.9% 1.2%
DAS Acquisition Company, LLC $105,000 $1,845,000 1,657.1% 1.2%
Town & Country Banc Mortgage Services, Inc. $6,000,000 $1,655,000 -72.4% 1.1%
LOANDEPOT.COM, LLC $755,000 $1,635,000 116.6% 1.1%
LEADERONE FINANCIAL CORPORATION $1,145,000 $1,390,000 21.4% 0.9%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,805,000 $1,380,000 -71.3% 0.9%
U.S. Bank $1,690,000 $1,255,000 -25.7% 0.8%
DELMAR FINANCIAL COMPANY $1,925,000 $1,240,000 -35.6% 0.8%
FREEDOM MORTGAGE CORPORATION $6,150,000 $1,235,000 -79.9% 0.8%
FLAT BRANCH MORTGAGE, INC. $2,960,000 $1,205,000 -59.3% 0.8%
Wells Fargo Bank $1,565,000 $1,145,000 -26.8% 0.7%
COMPEER FINANCIAL, FLCA $1,405,000 $1,125,000 -19.9% 0.7%
The Huntington National Bank $965,000 $1,105,000 14.5% 0.7%
GUILD MORTGAGE COMPANY $310,000 $1,090,000 251.6% 0.7%
Town and Country Bank $145,000 $990,000 582.8% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,970,000 $930,000 -52.8% 0.6%
Fifth Third Bank $465,000 $850,000 82.8% 0.5%
CITIZENS EQUITY FIRST $135,000 $775,000 474.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $625,000 $740,000 18.4% 0.5%
THOMPSON KANE & COMPANY, LLC $1,830,000 $740,000 -59.6% 0.5%
Bank of America $1,395,000 $730,000 -47.7% 0.5%
Regions Bank $645,000 n/a 0.4%
Carrington Mortgage Services, LLC $485,000 $610,000 25.8% 0.4%
Collins Community Credit Union $600,000 n/a 0.4%
CALIBER HOME LOANS, INC. $1,040,000 $595,000 -42.8% 0.4%
FIRST STATE MORTGAGE SERVICES, LLC $205,000 $570,000 178.0% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $190,000 $555,000 192.1% 0.4%
Pike Bancorp, Inc. $550,000 n/a 0.4%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $270,000 $545,000 101.9% 0.4%
NAVY FEDERAL CREDIT UNION $1,680,000 $535,000 -68.2% 0.3%
Wyndham Capital Mortgage, Inc. $525,000 n/a 0.3%
Raymond James Bank $505,000 n/a 0.3%
Great Southern Bank $485,000 n/a 0.3%
Quad City Bank and Trust Company $475,000 n/a 0.3%
Ally Bank $470,000 n/a 0.3%
Citizens Bank $415,000 $470,000 13.3% 0.3%
The Central Trust Bank $95,000 $470,000 394.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $675,000 $455,000 -32.6% 0.3%
USAA Federal Savings Bank $375,000 $435,000 16.0% 0.3%
PLANET HOME LENDING, LLC $405,000 n/a 0.3%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $395,000 n/a 0.3%
THRIVENT Federal Credit Union $370,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $360,000 $365,000 1.4% 0.2%
Flagstar Bank, FSB $365,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,000 $330,000 34.7% 0.2%
GUARANTEED RATE AFFINITY, LLC $125,000 $325,000 160.0% 0.2%
AMERICAN FINANCING CORPORATION $495,000 $320,000 -35.4% 0.2%
NEW DAY FINANCIAL, LLC $500,000 $320,000 -36.0% 0.2%
The Union Bank Company $285,000 n/a 0.2%
Plains Commerce Bank $580,000 $270,000 -53.4% 0.2%
BLUELEAF LENDING, LLC $65,000 $265,000 307.7% 0.2%
DUPACO COMMUNITY $265,000 n/a 0.2%
Boeing Employees Credit Union $260,000 n/a 0.2%
ASCENTRA $245,000 n/a 0.2%
Associated Bank $105,000 $240,000 128.6% 0.2%
Low VA Rates, LLC $55,000 $235,000 327.3% 0.2%
PREMIA MORTGAGE, LLC $365,000 $235,000 -35.6% 0.2%
ZILLOW HOME LOANS, LLC $225,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $220,000 n/a 0.1%
Magnolia Bank $235,000 $215,000 -8.5% 0.1%
1ST MIDAMERICA $205,000 n/a 0.1%
CMG MORTGAGE, INC. $375,000 $205,000 -45.3% 0.1%
Citibank $55,000 $195,000 254.5% 0.1%
CREDIT UNION WEST $195,000 n/a 0.1%
GUARANTEED RATE, INC. $390,000 $195,000 -50.0% 0.1%
Prairie State Bank and Trust $185,000 $185,000 0.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $55,000 $185,000 236.4% 0.1%
Grundy Bank $175,000 n/a 0.1%
INLANTA MORTGAGE, INC. $175,000 n/a 0.1%
Flanagan State Bank $105,000 $165,000 57.1% 0.1%
NEWREZ LLC $400,000 $165,000 -58.8% 0.1%
Servion, Inc. $195,000 $155,000 -20.5% 0.1%
Community State Bank of Missouri $145,000 n/a 0.1%
Credit Union 1 $145,000 n/a 0.1%
First American Bank $145,000 n/a 0.1%
M&T Bank $35,000 $145,000 314.3% 0.1%
HOMESIDE FINANCIAL, LLC $600,000 $140,000 -76.7% 0.1%
Bankers' Bank $135,000 n/a 0.1%
PEOPLES BANK & TRUST CO. $135,000 n/a 0.1%
First Horizon Bank $125,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $685,000 $125,000 -81.8% 0.1%
AMERICAN ADVISORS GROUP $45,000 $115,000 155.6% 0.1%
ENDEAVOR CAPITAL, LLC. $115,000 n/a 0.1%
First Guaranty Mortgage Corporation $115,000 n/a 0.1%
First National Bank of Omaha $135,000 $115,000 -14.8% 0.1%
ROYAL UNITED MORTGAGE LLC $200,000 $115,000 -42.5% 0.1%
TOWNE MORTGAGE COMPANY $115,000 n/a 0.1%
Financial Funding Solutions, Inc. $210,000 $105,000 -50.0% 0.1%
Fortress Bank $280,000 $105,000 -62.5% 0.1%
Midwest Heritage Bank FSB $85,000 $105,000 23.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $145,000 $105,000 -27.6% 0.1%
West Central Bank $105,000 n/a 0.1%
Busey Bank $95,000 n/a 0.1%
NBKC BANK $360,000 $95,000 -73.6% 0.1%
Midwest Mortgage Associates Corporation $85,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $85,000 n/a 0.1%
Figure Lending LLC $110,000 $65,000 -40.9% 0.0%
GREENSTATE CREDIT UNION $60,000 n/a 0.0%
HEARTLAND $45,000 n/a 0.0%
Transportation Federal Credit Union $45,000 n/a 0.0%
21ST MORTGAGE CORPORATION $25,000 n/a 0.0%

Quincy's top lender by overall market share is United Community Bank, with 15.7% market share. In second place, with 14.3%, is First Bankers Trust Company, having originated $22,125,000 in loans. In third place, with 9.6%, is HomeBank, having originated $14,805,000 in loans. In fourth place, with 9.3%, is HNB National Bank, having originated $14,390,000 in loans. In fifth place, with 6.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $10,085,000 in loans.


Quincy Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $115,000 (-1.3%) $153,095 (-5.0%) 0.00 269
2018-02-01 $118,350 (-4.6%) $151,863 (-9.6%) 0.00 295
2018-03-01 $124,950 (-2.7%) $158,261 (-8.5%) 0.00 290
2018-04-01 $128,075 (-1.4%) $163,545 (-6.6%) 0.00 296
2018-05-01 $130,725 (-1.7%) $168,252 (-5.6%) 0.00 293
2018-06-01 $137,950 (7.2%) $174,075 (-0.6%) 0.00 299
2018-07-01 $134,950 (8.0%) $171,993 (-0.5%) 0.00 303
2018-08-01 $137,500 (14.6%) $173,352 (2.5%) 0.00 302
2018-09-01 $136,750 (10.3%) $171,511 (1.0%) 0.00 310
2018-10-01 $130,000 (6.1%) $163,377 (-1.1%) 0.00 328
2018-11-01 $133,975 (11.7%) $165,136 (4.4%) 0.00 314
2018-12-01 $127,000 (7.9%) $162,619 (4.8%) 0.00 303
2019-01-01 $125,475 (9.1%) $160,417 (4.8%) 0.00 284
2019-02-01 $127,200 (7.5%) $163,717 (7.8%) 0.00 289
2019-03-01 $128,529 (2.9%) $165,099 (4.3%) 0.00 309
2019-04-01 $129,900 (1.4%) $166,995 (2.1%) 0.00 319
2019-05-01 $132,125 (1.1%) $163,885 (-2.6%) 0.00 314
2019-06-01 $135,500 (-1.8%) $165,903 (-4.7%) 0.00 301
2019-07-01 $135,000 (0.0%) $164,882 (-4.1%) 0.00 305
2019-08-01 $136,091 (-1.0%) $166,078 (-4.2%) 0.00 317
2019-09-01 $137,727 (0.7%) $167,926 (-2.1%) 0.00 322
2019-10-01 $139,250 (7.1%) $169,451 (3.7%) 0.00 325
2019-11-01 $140,900 (5.2%) $171,862 (4.1%) 0.00 316
2019-12-01 $141,875 (11.7%) $174,271 (7.2%) 0.00 305
2020-01-01 $139,900 (11.5%) $172,284 (7.4%) 0.00 236
2020-02-01 $139,900 (10.0%) $174,035 (6.3%) 0.00 214
2020-03-01 $145,325 (13.1%) $176,931 (7.2%) 0.00 214
2020-04-01 $141,875 (9.2%) $179,556 (7.5%) 0.00 213
2020-05-01 $141,200 (6.9%) $182,176 (11.2%) 0.00 292
2020-06-01 $149,000 (10.0%) $187,400 (13.0%) 0.00 299
2020-07-01 $147,750 (9.4%) $188,636 (14.4%) 0.00 294
2020-08-01 $145,000 (6.6%) $183,206 (10.3%) 0.00 278
2020-09-01 $143,325 (4.1%) $179,374 (6.8%) 0.00 269
2020-10-01 $145,000 (4.1%) $179,812 (6.1%) 0.00 250
2020-11-01 $141,200 (0.2%) $174,355 (1.5%) 0.00 245
2020-12-01 $129,700 (-8.6%) $162,286 (-6.9%) 0.00 216
2021-01-01 $126,700 (-9.4%) $163,295 (-5.2%) 0.00 189
2021-02-01 $128,150 (-8.4%) $164,400 (-5.5%) 0.00 186
2021-03-01 $125,900 (-13.4%) $171,091 (-3.3%) 0.00 167
2021-04-01 $127,900 (-9.9%) $175,295 (-2.4%) 0.00 184
2021-05-01 $128,900 (-8.7%) $182,137 (0.0%) 0.00 168
2021-06-01 $129,625 (-13.0%) $183,614 (-2.0%) 0.00 154
2021-07-01 $130,950 (-11.4%) $185,807 (-1.5%) 0.00 181
2021-08-01 $120,000 (-17.2%) $178,507 (-2.6%) 0.00 177
2021-09-01 $122,950 (-14.2%) $173,756 (-3.1%) 0.00 172
2021-10-01 $135,000 (-6.9%) $188,975 (5.1%) 0.00 178
2021-11-01 $134,950 (-4.4%) $198,702 (14.0%) 0.00 153
2021-12-01 $137,250 (5.8%) $203,079 (25.1%) 0.00 138
2022-01-01 $129,900 (2.5%) $207,362 (27.0%) 0.00 107
2022-02-01 $128,150 (0.0%) $205,424 (25.0%) 0.00 123
2022-03-01 $129,950 (3.2%) $230,172 (34.5%) 0.00 105
2022-04-01 $145,000 (13.4%) $230,248 (31.4%) 0.00 110
2022-05-01 $149,900 (16.3%) $224,146 (23.1%) 0.00 128
2022-06-01 $146,125 (12.7%) $217,443 (18.4%) 0.00 140
2022-07-01 $159,000 (21.4%) $211,791 (14.0%) 0.00 107
2022-08-01 $162,600 (35.5%) $203,930 (14.2%) 0.00 112
2022-09-01 $163,475 (33.0%) $203,997 (17.4%) 0.00 132
2022-10-01 $149,900 (11.0%) $200,270 (6.0%) 0.00 134
2022-11-01 $139,900 (3.7%) $187,741 (-5.5%) 0.00 132
2022-12-01 $129,900 (-5.4%) $174,589 (-14.0%) 0.00 108
2023-01-01 $130,875 (0.8%) $188,749 (-9.0%) 0.00 103
2023-02-01 $139,975 (9.2%) $200,529 (-2.4%) 0.00 105
2023-03-01 $171,225 (31.8%) $209,131 (-9.1%) 0.00 99
2023-04-01 $162,400 (12.0%) $208,848 (-9.3%) 0.00 92
2023-05-01 $172,450 (15.0%) $223,547 (-0.3%) 0.00 113
2023-06-01 $171,100 (17.1%) $217,788 (0.2%) 0.00 113
2023-07-01 $170,000 (6.9%) $205,997 (-2.7%) 0.00 126
2023-08-01 $163,725 (0.7%) $192,413 (-5.7%) 0.00 123
2023-09-01 $169,900 (3.9%) $204,493 (0.2%) 0.00 115
2023-10-01 $169,900 (13.3%) $201,163 (0.5%) 0.00 132
Quincy's median listing price for 2023-10-01 was $169,900, a difference of $20,000 (13.3%) versus the prior year and $0 versus the prior month.

Quincy's median listing price comes in at 0% of the national average.

Quincy's average listing price for 2023-10-01 was $201,163, a difference of $893 (0.5%) versus the prior year and $-3,330 versus the prior month.

For the 2023-10-01 period, Quincy had 132 MLS listings, a difference of 17 listings (15%) versus the prior month and -2 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,561 sqft
2018-02-01 0 days 1,574 sqft
2018-03-01 0 days 1,576 sqft
2018-04-01 0 days 1,587 sqft
2018-05-01 0 days 1,540 sqft
2018-06-01 0 days 1,576 sqft
2018-07-01 0 days 1,569 sqft
2018-08-01 0 days 1,600 sqft
2018-09-01 0 days 1,623 sqft
2018-10-01 0 days 1,610 sqft
2018-11-01 0 days 1,616 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,596 sqft
2019-03-01 0 days 1,585 sqft
2019-04-01 0 days 1,586 sqft
2019-05-01 0 days 1,596 sqft
2019-06-01 0 days 1,604 sqft
2019-07-01 0 days 1,576 sqft
2019-08-01 0 days 1,581 sqft
2019-09-01 0 days 1,592 sqft
2019-10-01 0 days 1,600 sqft
2019-11-01 0 days 1,600 sqft
2019-12-01 0 days 1,644 sqft
2020-01-01 0 days 1,648 sqft
2020-02-01 0 days 1,650 sqft
2020-03-01 0 days 1,656 sqft
2020-04-01 0 days 1,629 sqft
2020-05-01 0 days 1,650 sqft
2020-06-01 0 days 1,655 sqft
2020-07-01 0 days 1,585 sqft
2020-08-01 0 days 1,561 sqft
2020-09-01 0 days 1,502 sqft
2020-10-01 0 days 1,530 sqft
2020-11-01 0 days 1,525 sqft
2020-12-01 0 days 1,484 sqft
2021-01-01 0 days 1,470 sqft
2021-02-01 0 days 1,477 sqft
2021-03-01 0 days 1,534 sqft
2021-04-01 0 days 1,530 sqft
2021-05-01 0 days 1,582 sqft
2021-06-01 0 days 1,613 sqft
2021-07-01 0 days 1,577 sqft
2021-08-01 0 days 1,482 sqft
2021-09-01 0 days 1,467 sqft
2021-10-01 0 days 1,482 sqft
2021-11-01 0 days 1,534 sqft
2021-12-01 0 days 1,550 sqft
2022-01-01 0 days 1,591 sqft
2022-02-01 0 days 1,542 sqft
2022-03-01 0 days 1,524 sqft
2022-04-01 0 days 1,600 sqft
2022-05-01 0 days 1,580 sqft
2022-06-01 0 days 1,455 sqft
2022-07-01 0 days 1,570 sqft
2022-08-01 0 days 1,636 sqft
2022-09-01 0 days 1,638 sqft
2022-10-01 0 days 1,631 sqft
2022-11-01 0 days 1,624 sqft
2022-12-01 0 days 1,606 sqft
2023-01-01 0 days 1,597 sqft
2023-02-01 0 days 1,645 sqft
2023-03-01 0 days 1,735 sqft
2023-04-01 0 days 1,727 sqft
2023-05-01 0 days 1,747 sqft
2023-06-01 0 days 1,703 sqft
2023-07-01 0 days 1,692 sqft
2023-08-01 0 days 1,694 sqft
2023-09-01 0 days 1,680 sqft
2023-10-01 0 days 1,578 sqft
Quincy's median listing age (time on market) for 2023-10-01 was 0 days.

Quincy's median square footage for active listings during the 2023-10-01 period was 1,578 sqft. One year prior, the average listing was 1,631 sqft.

Quincy, IL-MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 650 $99,970,000 $153,800
Cash Out Refi 148 $21,700,000 $146,622
Refi 102 $27,260,000 $267,255
Home Improvement 54 $2,160,000 $40,000
Other 27 $3,525,000 $130,556

Quincy's most frequently cited loan purpose was Home Purchase, with 650 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 318 $46,010,000 $144,686
4-5% 235 $46,645,000 $198,489
3-4% 202 $30,440,000 $150,693
6-7% 124 $17,250,000 $139,113
7-8% 37 $4,945,000 $133,649
2.5-3% 30 $4,950,000 $165,000
<2.5% 23 $2,485,000 $108,043
Over 8% 5 $615,000 $123,000

During 2022, Quincy's most frequently originated rate bucket was 5-6%, with 318 originations.

Loan Sizing (Quincy, IL-MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 428 $59,470,000 $138,949
$100,000 or less 371 $23,055,000 $62,143
$200k-400k 142 $38,660,000 $272,254
$400k-600k 31 $14,715,000 $474,677
$600k-1000k 6 $4,380,000 $730,000
$Over $1MM 3 $14,335,000 $4,778,333

Quincy's loan sizing saw the bucket of loans from $100k-200k with 428 originations, totaling $59,470,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 463 $77,275,000 $166,901
60-80% 282 $44,460,000 $157,660
40-60% 93 $11,925,000 $128,226
20-40% 63 $4,385,000 $69,603
Under 20% 61 $2,015,000 $33,033
Over 100% 9 $12,985,000 $1,442,778

Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 463 originations, totaling $77,275,000 in origination value.