Quincy Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Quincy averaged 7.07% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.52% and one month ago for the week of 2023-10-19, the average rate was 7.41%.

    Quincy's average rate one year ago was 6.29%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.69%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Quincy 30 Year Fixed Rate 2023-11-22 7.07%
    Quincy 30 Year Fixed Rate Refi 2023-11-22 7.69%
    Quincy 15 Year Fixed Rate 2023-11-22 6.67%
    Quincy 15 Year Fixed Rate Refi 2023-11-22 7.17%
    Quincy 30 Year FHA 2023-11-22 -0.42%
    Quincy 30 Year FHA Refi 2023-11-22 0%
    Quincy 30 Year USDA 2023-11-22 0.2%
    Quincy 30 Year USDA Refi 2023-11-22 0.1%
    Quincy 30 Year VA 2023-11-22 0.2%
    Quincy 30 Year VA Refi 2023-11-22 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Quincy, IL-MO.

    Quincy Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Quincy, IL-MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    United Community Bank 84 5.10% $1,718
    First Bankers Trust Company 78 5.23% $1,545
    HomeBank 40 5.32% $1,883
    Bank of Springfield 12 4.48% $2,376
    QUICKEN LOANS, LLC 9 5.12% $5,406
    CROSSCOUNTRY MORTGAGE, LLC 9 5.62% $3,386
    Community Mortgage Banc Corporation 8 4.87% $2,474
    U.S. Bank 8 4.58% $3,278
    HNB National Bank 7 4.52% $1,597
    First Mid Bank & Trust 7 5.05% $1,670
    THOMPSON KANE & COMPANY, LLC 7 5.34% $2,631
    Wells Fargo Bank 6 4.92% $3,610
    Town & Country Banc Mortgage Services 6 5.24% $1,755
    FLAT BRANCH MORTGAGE, INC. 5 5.73% $3,107
    The Huntington National Bank 5 4.12% $2,771
    LOANDEPOT.COM, LLC 5 4.92% $5,187
    BROKER SOLUTIONS, INC. 4 5.52% $3,656
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 5.38% $2,901
    Mr. Cooper ( Nationstar Mortgage ) 3 6.54% $4,571
    DAS Acquisition Company, LLC 3 4.83% $3,919
    The Central Trust Bank 2 4.44% $2,992
    DELMAR FINANCIAL COMPANY 2 6.50% $7,672
    GUILD MORTGAGE COMPANY 2 4.43% $6,849
    FIRST STATE MORTGAGE SERVICES, LLC 2 4.75% $4,370
    Associated Bank 2 4.50% $2,861
    LEADERONE FINANCIAL CORPORATION 2 5.06% $2,408
    UNITED WHOLESALE MORTGAGE, LLC 2 6.15% $7,118
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.19% $1,789
    Fifth Third Bank 2 4.00% $5,632
    NAVY FEDERAL CREDIT UNION 2 5.44% $1,004
    CITIZENS EQUITY FIRST 2 5.31% $2,146
    PEOPLES BANK & TRUST CO. 1 4.13% $1,440
    Plains Commerce Bank 1 5.13% $2,157
    PLANET HOME LENDING, LLC 1 5.88% $10,016
    Raymond James Bank 1 3.75% $2,251
    Regions Bank 1 4.38% $3,948
    Servion, Inc. 1 5.00% $3,562
    The Union Bank Company 1 3.75% $5,594
    THRIVENT Federal Credit Union 1 5.25% $9,657
    Wyndham Capital Mortgage, Inc. 1 4.99% $6,093
    Ally Bank 1 5.63% $2,563
    ZILLOW HOME LOANS, LLC 1 5.00% $4,561
    AMERICAN FINANCING CORPORATION 1 3.75% $6,016
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 6.38% $8,189
    AMERISAVE MORTGAGE CORPORATION 1 4.88% $6,769
    ASCENTRA 1 4.50% $1,840
    Bankers' Bank 1 4.88% $1,850
    BLUELEAF LENDING, LLC 1 4.25% $2,946
    Boeing Employees Credit Union 1 5.00% $1,266
    CALIBER HOME LOANS, INC. 1 6.13% $3,604
    Citibank 1 4.75% $4,055
    CMG MORTGAGE, INC. 1 3.75% $1,898
    Commerce Bank 1 4.88% $6,812
    COMPEER FINANCIAL, FLCA 1 5.75% $3,399
    Credit Union 1 1 6.75% $3,380
    DUPACO COMMUNITY 1 5.00% $3,609
    ENDEAVOR CAPITAL, LLC. 1 5.63% $4,319
    Financial Funding Solutions, Inc. 1 3.75% $2,179
    First American Bank 1 4.50% $2,734
    First Horizon Bank 1 6.13% $2,193
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 5.88% $7,924
    FREEDOM MORTGAGE CORPORATION 1 3.38% $3,085
    GERSHMAN INVESTMENT CORP. 1 5.63% $2,121
    Great Southern Bank 1 3.29% $3,246
    Grundy Bank 1 5.63% $1,901
    GUARANTEED RATE AFFINITY, LLC 1 5.50% $885
    HOMESIDE FINANCIAL, LLC 1 5.88% $5,201
    Midwest Heritage Bank FSB 1 6.13% $2,125
    Mortgage Research Center, LLC 1 6.38% $5,495
    MOVEMENT MORTGAGE, LLC 1 5.88% $4,630
    NBKC BANK 1 5.38% $1,624
    NEWREZ LLC 1 3.25% $2,198

    Quincy Average Closing Costs & Other Stats

    Quincy, IL-MO's 72 lenders originated 981 loans during 2022. The total origination value was $154,615,000, with an average loan value of $157,610.

    Quincy's average closing costs are $2,946.

    The top Quincy lender as defined by loan originations is United Community Bank, with 84 loans originated. Their average total fees are $1,718, which is $173 higher than the next largest lender, First Bankers Trust Company.

    The lowest fee Quincy lenders (with over 10 loans originated) are First Bankers Trust Company ($1,545), United Community Bank ($1,718), HomeBank ($1,883), Bank of Springfield ($2,376) and .

    The lowest rate Quincy lenders (with over 10 loans originated) are Bank of Springfield (4.48%), United Community Bank (5.10%), First Bankers Trust Company (5.23%), HomeBank (5.32%) and .

    Quincy, IL-MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    United Community Bank $41,530,000 $24,300,000 -41.5% 15.7%
    First Bankers Trust Company $45,360,000 $22,125,000 -51.2% 14.3%
    HomeBank $22,635,000 $14,805,000 -34.6% 9.6%
    HNB National Bank $1,610,000 $14,390,000 793.8% 9.3%
    CROSSCOUNTRY MORTGAGE, LLC $13,935,000 $10,085,000 -27.6% 6.5%
    Mortgage Research Center, LLC $5,955,000 $4,635,000 -22.2% 3.0%
    QUICKEN LOANS, LLC $10,585,000 $4,605,000 -56.5% 3.0%
    Bank of Springfield $8,620,000 $4,515,000 -47.6% 2.9%
    GERSHMAN INVESTMENT CORP. $2,475,000 $3,275,000 32.3% 2.1%
    BROKER SOLUTIONS, INC. $465,000 $2,090,000 349.5% 1.4%
    Community Mortgage Banc Corporation $3,095,000 $1,985,000 -35.9% 1.3%
    Commerce Bank $415,000 $1,855,000 347.0% 1.2%
    First Mid Bank & Trust $2,430,000 $1,850,000 -23.9% 1.2%
    DAS Acquisition Company, LLC $105,000 $1,845,000 1,657.1% 1.2%
    Town & Country Banc Mortgage Services, Inc. $6,000,000 $1,655,000 -72.4% 1.1%
    LOANDEPOT.COM, LLC $755,000 $1,635,000 116.6% 1.1%
    LEADERONE FINANCIAL CORPORATION $1,145,000 $1,390,000 21.4% 0.9%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,805,000 $1,380,000 -71.3% 0.9%
    U.S. Bank $1,690,000 $1,255,000 -25.7% 0.8%
    DELMAR FINANCIAL COMPANY $1,925,000 $1,240,000 -35.6% 0.8%
    FREEDOM MORTGAGE CORPORATION $6,150,000 $1,235,000 -79.9% 0.8%
    FLAT BRANCH MORTGAGE, INC. $2,960,000 $1,205,000 -59.3% 0.8%
    Wells Fargo Bank $1,565,000 $1,145,000 -26.8% 0.7%
    COMPEER FINANCIAL, FLCA $1,405,000 $1,125,000 -19.9% 0.7%
    The Huntington National Bank $965,000 $1,105,000 14.5% 0.7%
    GUILD MORTGAGE COMPANY $310,000 $1,090,000 251.6% 0.7%
    Town and Country Bank $145,000 $990,000 582.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,970,000 $930,000 -52.8% 0.6%
    Fifth Third Bank $465,000 $850,000 82.8% 0.5%
    CITIZENS EQUITY FIRST $135,000 $775,000 474.1% 0.5%
    PENNYMAC LOAN SERVICES, LLC $625,000 $740,000 18.4% 0.5%
    THOMPSON KANE & COMPANY, LLC $1,830,000 $740,000 -59.6% 0.5%
    Bank of America $1,395,000 $730,000 -47.7% 0.5%
    Regions Bank $645,000 n/a 0.4%
    Carrington Mortgage Services, LLC $485,000 $610,000 25.8% 0.4%
    Collins Community Credit Union $600,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $1,040,000 $595,000 -42.8% 0.4%
    FIRST STATE MORTGAGE SERVICES, LLC $205,000 $570,000 178.0% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $190,000 $555,000 192.1% 0.4%
    Pike Bancorp, Inc. $550,000 n/a 0.4%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $270,000 $545,000 101.9% 0.4%
    NAVY FEDERAL CREDIT UNION $1,680,000 $535,000 -68.2% 0.3%
    Wyndham Capital Mortgage, Inc. $525,000 n/a 0.3%
    Raymond James Bank $505,000 n/a 0.3%
    Great Southern Bank $485,000 n/a 0.3%
    Quad City Bank and Trust Company $475,000 n/a 0.3%
    Ally Bank $470,000 n/a 0.3%
    Citizens Bank $415,000 $470,000 13.3% 0.3%
    The Central Trust Bank $95,000 $470,000 394.7% 0.3%
    AMERISAVE MORTGAGE CORPORATION $675,000 $455,000 -32.6% 0.3%
    USAA Federal Savings Bank $375,000 $435,000 16.0% 0.3%
    PLANET HOME LENDING, LLC $405,000 n/a 0.3%
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $395,000 n/a 0.3%
    THRIVENT Federal Credit Union $370,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $360,000 $365,000 1.4% 0.2%
    Flagstar Bank, FSB $365,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,000 $330,000 34.7% 0.2%
    GUARANTEED RATE AFFINITY, LLC $125,000 $325,000 160.0% 0.2%
    AMERICAN FINANCING CORPORATION $495,000 $320,000 -35.4% 0.2%
    NEW DAY FINANCIAL, LLC $500,000 $320,000 -36.0% 0.2%
    The Union Bank Company $285,000 n/a 0.2%
    Plains Commerce Bank $580,000 $270,000 -53.4% 0.2%
    BLUELEAF LENDING, LLC $65,000 $265,000 307.7% 0.2%
    DUPACO COMMUNITY $265,000 n/a 0.2%
    Boeing Employees Credit Union $260,000 n/a 0.2%
    ASCENTRA $245,000 n/a 0.2%
    Associated Bank $105,000 $240,000 128.6% 0.2%
    Low VA Rates, LLC $55,000 $235,000 327.3% 0.2%
    PREMIA MORTGAGE, LLC $365,000 $235,000 -35.6% 0.2%
    ZILLOW HOME LOANS, LLC $225,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $220,000 n/a 0.1%
    Magnolia Bank $235,000 $215,000 -8.5% 0.1%
    1ST MIDAMERICA $205,000 n/a 0.1%
    CMG MORTGAGE, INC. $375,000 $205,000 -45.3% 0.1%
    Citibank $55,000 $195,000 254.5% 0.1%
    CREDIT UNION WEST $195,000 n/a 0.1%
    GUARANTEED RATE, INC. $390,000 $195,000 -50.0% 0.1%
    Prairie State Bank and Trust $185,000 $185,000 0.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $55,000 $185,000 236.4% 0.1%
    Grundy Bank $175,000 n/a 0.1%
    INLANTA MORTGAGE, INC. $175,000 n/a 0.1%
    Flanagan State Bank $105,000 $165,000 57.1% 0.1%
    NEWREZ LLC $400,000 $165,000 -58.8% 0.1%
    Servion, Inc. $195,000 $155,000 -20.5% 0.1%
    Community State Bank of Missouri $145,000 n/a 0.1%
    Credit Union 1 $145,000 n/a 0.1%
    First American Bank $145,000 n/a 0.1%
    M&T Bank $35,000 $145,000 314.3% 0.1%
    HOMESIDE FINANCIAL, LLC $600,000 $140,000 -76.7% 0.1%
    Bankers' Bank $135,000 n/a 0.1%
    PEOPLES BANK & TRUST CO. $135,000 n/a 0.1%
    First Horizon Bank $125,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $685,000 $125,000 -81.8% 0.1%
    AMERICAN ADVISORS GROUP $45,000 $115,000 155.6% 0.1%
    ENDEAVOR CAPITAL, LLC. $115,000 n/a 0.1%
    First Guaranty Mortgage Corporation $115,000 n/a 0.1%
    First National Bank of Omaha $135,000 $115,000 -14.8% 0.1%
    ROYAL UNITED MORTGAGE LLC $200,000 $115,000 -42.5% 0.1%
    TOWNE MORTGAGE COMPANY $115,000 n/a 0.1%
    Financial Funding Solutions, Inc. $210,000 $105,000 -50.0% 0.1%
    Fortress Bank $280,000 $105,000 -62.5% 0.1%
    Midwest Heritage Bank FSB $85,000 $105,000 23.5% 0.1%
    PENTAGON FEDERAL CREDIT UNION $145,000 $105,000 -27.6% 0.1%
    West Central Bank $105,000 n/a 0.1%
    Busey Bank $95,000 n/a 0.1%
    NBKC BANK $360,000 $95,000 -73.6% 0.1%
    Midwest Mortgage Associates Corporation $85,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $85,000 n/a 0.1%
    Figure Lending LLC $110,000 $65,000 -40.9% 0.0%
    GREENSTATE CREDIT UNION $60,000 n/a 0.0%
    HEARTLAND $45,000 n/a 0.0%
    Transportation Federal Credit Union $45,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $25,000 n/a 0.0%

    Quincy's top lender by overall market share is United Community Bank, with 15.7% market share. In second place, with 14.3%, is First Bankers Trust Company, having originated $22,125,000 in loans. In third place, with 9.6%, is HomeBank, having originated $14,805,000 in loans. In fourth place, with 9.3%, is HNB National Bank, having originated $14,390,000 in loans. In fifth place, with 6.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $10,085,000 in loans.

    Quincy Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $115,000 (-1.3%) $153,095 (-5.0%) 0.00 269
    2018-02-01 $118,350 (-4.6%) $151,863 (-9.6%) 0.00 295
    2018-03-01 $124,950 (-2.7%) $158,261 (-8.5%) 0.00 290
    2018-04-01 $128,075 (-1.4%) $163,545 (-6.6%) 0.00 296
    2018-05-01 $130,725 (-1.7%) $168,252 (-5.6%) 0.00 293
    2018-06-01 $137,950 (7.2%) $174,075 (-0.6%) 0.00 299
    2018-07-01 $134,950 (8.0%) $171,993 (-0.5%) 0.00 303
    2018-08-01 $137,500 (14.6%) $173,352 (2.5%) 0.00 302
    2018-09-01 $136,750 (10.3%) $171,511 (1.0%) 0.00 310
    2018-10-01 $130,000 (6.1%) $163,377 (-1.1%) 0.00 328
    2018-11-01 $133,975 (11.7%) $165,136 (4.4%) 0.00 314
    2018-12-01 $127,000 (7.9%) $162,619 (4.8%) 0.00 303
    2019-01-01 $125,475 (9.1%) $160,417 (4.8%) 0.00 284
    2019-02-01 $127,200 (7.5%) $163,717 (7.8%) 0.00 289
    2019-03-01 $128,529 (2.9%) $165,099 (4.3%) 0.00 309
    2019-04-01 $129,900 (1.4%) $166,995 (2.1%) 0.00 319
    2019-05-01 $132,125 (1.1%) $163,885 (-2.6%) 0.00 314
    2019-06-01 $135,500 (-1.8%) $165,903 (-4.7%) 0.00 301
    2019-07-01 $135,000 (0.0%) $164,882 (-4.1%) 0.00 305
    2019-08-01 $136,091 (-1.0%) $166,078 (-4.2%) 0.00 317
    2019-09-01 $137,727 (0.7%) $167,926 (-2.1%) 0.00 322
    2019-10-01 $139,250 (7.1%) $169,451 (3.7%) 0.00 325
    2019-11-01 $140,900 (5.2%) $171,862 (4.1%) 0.00 316
    2019-12-01 $141,875 (11.7%) $174,271 (7.2%) 0.00 305
    2020-01-01 $139,900 (11.5%) $172,284 (7.4%) 0.00 236
    2020-02-01 $139,900 (10.0%) $174,035 (6.3%) 0.00 214
    2020-03-01 $145,325 (13.1%) $176,931 (7.2%) 0.00 214
    2020-04-01 $141,875 (9.2%) $179,556 (7.5%) 0.00 213
    2020-05-01 $141,200 (6.9%) $182,176 (11.2%) 0.00 292
    2020-06-01 $149,000 (10.0%) $187,400 (13.0%) 0.00 299
    2020-07-01 $147,750 (9.4%) $188,636 (14.4%) 0.00 294
    2020-08-01 $145,000 (6.6%) $183,206 (10.3%) 0.00 278
    2020-09-01 $143,325 (4.1%) $179,374 (6.8%) 0.00 269
    2020-10-01 $145,000 (4.1%) $179,812 (6.1%) 0.00 250
    2020-11-01 $141,200 (0.2%) $174,355 (1.5%) 0.00 245
    2020-12-01 $129,700 (-8.6%) $162,286 (-6.9%) 0.00 216
    2021-01-01 $126,700 (-9.4%) $163,295 (-5.2%) 0.00 189
    2021-02-01 $128,150 (-8.4%) $164,400 (-5.5%) 0.00 186
    2021-03-01 $125,900 (-13.4%) $171,091 (-3.3%) 0.00 167
    2021-04-01 $127,900 (-9.9%) $175,295 (-2.4%) 0.00 184
    2021-05-01 $128,900 (-8.7%) $182,137 (0.0%) 0.00 168
    2021-06-01 $129,625 (-13.0%) $183,614 (-2.0%) 0.00 154
    2021-07-01 $130,950 (-11.4%) $185,807 (-1.5%) 0.00 181
    2021-08-01 $120,000 (-17.2%) $178,507 (-2.6%) 0.00 177
    2021-09-01 $122,950 (-14.2%) $173,756 (-3.1%) 0.00 172
    2021-10-01 $135,000 (-6.9%) $188,975 (5.1%) 0.00 178
    2021-11-01 $134,950 (-4.4%) $198,702 (14.0%) 0.00 153
    2021-12-01 $137,250 (5.8%) $203,079 (25.1%) 0.00 138
    2022-01-01 $129,900 (2.5%) $207,362 (27.0%) 0.00 107
    2022-02-01 $128,150 (0.0%) $205,424 (25.0%) 0.00 123
    2022-03-01 $129,950 (3.2%) $230,172 (34.5%) 0.00 105
    2022-04-01 $145,000 (13.4%) $230,248 (31.4%) 0.00 110
    2022-05-01 $149,900 (16.3%) $224,146 (23.1%) 0.00 128
    2022-06-01 $146,125 (12.7%) $217,443 (18.4%) 0.00 140
    2022-07-01 $159,000 (21.4%) $211,791 (14.0%) 0.00 107
    2022-08-01 $162,600 (35.5%) $203,930 (14.2%) 0.00 112
    2022-09-01 $163,475 (33.0%) $203,997 (17.4%) 0.00 132
    2022-10-01 $149,900 (11.0%) $200,270 (6.0%) 0.00 134
    2022-11-01 $139,900 (3.7%) $187,741 (-5.5%) 0.00 132
    2022-12-01 $129,900 (-5.4%) $174,589 (-14.0%) 0.00 108
    2023-01-01 $130,875 (0.8%) $188,749 (-9.0%) 0.00 103
    2023-02-01 $139,975 (9.2%) $200,529 (-2.4%) 0.00 105
    2023-03-01 $171,225 (31.8%) $209,131 (-9.1%) 0.00 99
    2023-04-01 $162,400 (12.0%) $208,848 (-9.3%) 0.00 92
    2023-05-01 $172,450 (15.0%) $223,547 (-0.3%) 0.00 113
    2023-06-01 $171,100 (17.1%) $217,788 (0.2%) 0.00 113
    2023-07-01 $170,000 (6.9%) $205,997 (-2.7%) 0.00 126
    2023-08-01 $163,725 (0.7%) $192,413 (-5.7%) 0.00 123
    2023-09-01 $169,900 (3.9%) $204,493 (0.2%) 0.00 115
    2023-10-01 $169,900 (13.3%) $201,163 (0.5%) 0.00 132
    Quincy's median listing price for 2023-10-01 was $169,900, a difference of $20,000 (13.3%) versus the prior year and $0 versus the prior month.

    Quincy's median listing price comes in at 0% of the national average.

    Quincy's average listing price for 2023-10-01 was $201,163, a difference of $893 (0.5%) versus the prior year and $-3,330 versus the prior month.

    For the 2023-10-01 period, Quincy had 132 MLS listings, a difference of 17 listings (15%) versus the prior month and -2 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Quincy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,561 sqft
    2018-02-01 0 days 1,574 sqft
    2018-03-01 0 days 1,576 sqft
    2018-04-01 0 days 1,587 sqft
    2018-05-01 0 days 1,540 sqft
    2018-06-01 0 days 1,576 sqft
    2018-07-01 0 days 1,569 sqft
    2018-08-01 0 days 1,600 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,610 sqft
    2018-11-01 0 days 1,616 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,596 sqft
    2019-03-01 0 days 1,585 sqft
    2019-04-01 0 days 1,586 sqft
    2019-05-01 0 days 1,596 sqft
    2019-06-01 0 days 1,604 sqft
    2019-07-01 0 days 1,576 sqft
    2019-08-01 0 days 1,581 sqft
    2019-09-01 0 days 1,592 sqft
    2019-10-01 0 days 1,600 sqft
    2019-11-01 0 days 1,600 sqft
    2019-12-01 0 days 1,644 sqft
    2020-01-01 0 days 1,648 sqft
    2020-02-01 0 days 1,650 sqft
    2020-03-01 0 days 1,656 sqft
    2020-04-01 0 days 1,629 sqft
    2020-05-01 0 days 1,650 sqft
    2020-06-01 0 days 1,655 sqft
    2020-07-01 0 days 1,585 sqft
    2020-08-01 0 days 1,561 sqft
    2020-09-01 0 days 1,502 sqft
    2020-10-01 0 days 1,530 sqft
    2020-11-01 0 days 1,525 sqft
    2020-12-01 0 days 1,484 sqft
    2021-01-01 0 days 1,470 sqft
    2021-02-01 0 days 1,477 sqft
    2021-03-01 0 days 1,534 sqft
    2021-04-01 0 days 1,530 sqft
    2021-05-01 0 days 1,582 sqft
    2021-06-01 0 days 1,613 sqft
    2021-07-01 0 days 1,577 sqft
    2021-08-01 0 days 1,482 sqft
    2021-09-01 0 days 1,467 sqft
    2021-10-01 0 days 1,482 sqft
    2021-11-01 0 days 1,534 sqft
    2021-12-01 0 days 1,550 sqft
    2022-01-01 0 days 1,591 sqft
    2022-02-01 0 days 1,542 sqft
    2022-03-01 0 days 1,524 sqft
    2022-04-01 0 days 1,600 sqft
    2022-05-01 0 days 1,580 sqft
    2022-06-01 0 days 1,455 sqft
    2022-07-01 0 days 1,570 sqft
    2022-08-01 0 days 1,636 sqft
    2022-09-01 0 days 1,638 sqft
    2022-10-01 0 days 1,631 sqft
    2022-11-01 0 days 1,624 sqft
    2022-12-01 0 days 1,606 sqft
    2023-01-01 0 days 1,597 sqft
    2023-02-01 0 days 1,645 sqft
    2023-03-01 0 days 1,735 sqft
    2023-04-01 0 days 1,727 sqft
    2023-05-01 0 days 1,747 sqft
    2023-06-01 0 days 1,703 sqft
    2023-07-01 0 days 1,692 sqft
    2023-08-01 0 days 1,694 sqft
    2023-09-01 0 days 1,680 sqft
    2023-10-01 0 days 1,578 sqft
    Quincy's median listing age (time on market) for 2023-10-01 was 0 days.

    Quincy's median square footage for active listings during the 2023-10-01 period was 1,578 sqft. One year prior, the average listing was 1,631 sqft.

    Quincy, IL-MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 650 $99,970,000 $153,800
    Cash Out Refi 148 $21,700,000 $146,622
    Refi 102 $27,260,000 $267,255
    Home Improvement 54 $2,160,000 $40,000
    Other 27 $3,525,000 $130,556

    Quincy's most frequently cited loan purpose was Home Purchase, with 650 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 318 $46,010,000 $144,686
    4-5% 235 $46,645,000 $198,489
    3-4% 202 $30,440,000 $150,693
    6-7% 124 $17,250,000 $139,113
    7-8% 37 $4,945,000 $133,649
    2.5-3% 30 $4,950,000 $165,000
    <2.5% 23 $2,485,000 $108,043
    Over 8% 5 $615,000 $123,000

    During 2022, Quincy's most frequently originated rate bucket was 5-6%, with 318 originations.

    Loan Sizing (Quincy, IL-MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 428 $59,470,000 $138,949
    $100,000 or less 371 $23,055,000 $62,143
    $200k-400k 142 $38,660,000 $272,254
    $400k-600k 31 $14,715,000 $474,677
    $600k-1000k 6 $4,380,000 $730,000
    $Over $1MM 3 $14,335,000 $4,778,333

    Quincy's loan sizing saw the bucket of loans from $100k-200k with 428 originations, totaling $59,470,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 463 $77,275,000 $166,901
    60-80% 282 $44,460,000 $157,660
    40-60% 93 $11,925,000 $128,226
    20-40% 63 $4,385,000 $69,603
    Under 20% 61 $2,015,000 $33,033
    Over 100% 9 $12,985,000 $1,442,778

    Quincy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 463 originations, totaling $77,275,000 in origination value.