Jacksonville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 6.58% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

The average rate for the prior week (2023-11-30) was 7.07% and one month ago for the week of 2023-11-02, the average rate was 7.51%.

Jacksonville's average rate one year ago was 6.24%.

For refis of the same type during the week of 2023-12-07, the average rate was 6.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-12-07 7.03%
Jacksonville 30 Year Fixed Rate 2023-12-07 6.58%
Jacksonville 30 Year Fixed Rate Refi 2023-12-07 6.93%
Jacksonville 15 Year Fixed Rate 2023-12-07 6.19%
Jacksonville 15 Year Fixed Rate Refi 2023-12-07 6.49%
Jacksonville 30 Year FHA 2023-12-07 6.62%
Jacksonville 30 Year FHA Refi 2023-12-07 6.92%
Jacksonville 30 Year USDA 2023-12-07 6.82%
Jacksonville 30 Year USDA Refi 2023-12-07 6.62%
Jacksonville 30 Year VA 2023-12-07 6.74%
Jacksonville 30 Year VA Refi 2023-12-07 6.54%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, IL.

Jacksonville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Petefish, Skiles & Co. 24 4.89% $1,926
CNB Bank And Trust, N.A. 22 5.19% $2,490
Town & Country Banc Mortgage Services 16 5.15% $1,760
U.S. Bank 8 5.25% $2,544
CITIZENS EQUITY FIRST 6 4.94% $1,829
Bank of Springfield 6 5.83% $2,723
United Community Bank 6 4.66% $1,606
HEARTLAND 5 6.00% $1,927
BROKER SOLUTIONS, INC. 5 5.17% $3,511
INB 4 4.38% $1,773
Prairie State Bank and Trust 4 4.72% $1,797
Marine Bank 3 5.21% $2,267
JPMorgan Chase Bank 3 5.29% $2,203
Community Mortgage Banc Corporation 3 4.76% $3,246
Wells Fargo Bank 2 5.25% $3,732
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.19% $3,406
FLAT BRANCH MORTGAGE, INC. 2 4.25% $2,600
PNC Bank 2 5.13% $3,571
QUICKEN LOANS, LLC 2 4.81% $4,577
UNITED WHOLESALE MORTGAGE, LLC 2 5.94% $2,353
NAVY FEDERAL CREDIT UNION 1 5.00% $1,496
NETWORK CAPITAL FUNDING CORPORATION 1 4.63% $7,252
PENNYMAC LOAN SERVICES, LLC 1 3.75% $5,773
First Bankers Trust Company 1 4.88% $2,332
AMERISAVE MORTGAGE CORPORATION 1 3.88% $6,556
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.13% $2,679
VERIDIAN CREDIT UNION 1 3.88% $1,778
THE FAMILY CREDIT UNION 1 3.75% $1,957
Discover Bank 1 4.15% $0
COMPASS MORTGAGE, INC. 1 5.25% $2,992
1ST MIDAMERICA 1 6.63% $3,760
HNB National Bank 1 3.75% $1,845
Key Mortgage Services, Inc. 1 7.50% $4,055
GUARANTEED RATE, INC. 1 5.88% $1,690

Jacksonville Average Closing Costs & Other Stats

Jacksonville, IL's 34 lenders originated 482 loans during 2022. The total origination value was $51,570,000, with an average loan value of $106,992.

Jacksonville's average closing costs are $2,899.

The top Jacksonville lender as defined by loan originations is Petefish, Skiles & Co., with 24 loans originated. Their average total fees are $1,926, which is $564 lower than the next largest lender, CNB Bank And Trust, N.A..

The lowest fee Jacksonville lenders (with over 10 loans originated) are Town & Country Banc Mortgage Services ($1,760), Petefish, Skiles & Co. ($1,926), CNB Bank And Trust, N.A. ($2,490), .

The lowest rate Jacksonville lenders (with over 10 loans originated) are Petefish, Skiles & Co. (4.89%), Town & Country Banc Mortgage Services (5.15%), CNB Bank And Trust, N.A. (5.19%), .

Jacksonville, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Petefish, Skiles & Co. $12,115,000 $9,720,000 -19.8% 18.8%
CNB Bank And Trust, N.A. $16,325,000 $5,300,000 -67.5% 10.3%
Town & Country Banc Mortgage Services, Inc. $8,380,000 $4,080,000 -51.3% 7.9%
Mortgage Research Center, LLC $890,000 $2,610,000 193.3% 5.1%
Bank of Springfield $5,490,000 $2,540,000 -53.7% 4.9%
U.S. Bank $5,990,000 $2,250,000 -62.4% 4.4%
Prairie State Bank and Trust $7,705,000 $1,710,000 -77.8% 3.3%
Warren-Boynton State Bank $2,905,000 $1,555,000 -46.5% 3.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,360,000 n/a 2.6%
United Community Bank $3,190,000 $1,310,000 -58.9% 2.5%
QUICKEN LOANS, LLC $4,485,000 $1,290,000 -71.2% 2.5%
TOP FLITE FINANCIAL, INC. $825,000 $1,275,000 54.5% 2.5%
INB $2,180,000 $1,020,000 -53.2% 2.0%
HEARTLAND $1,300,000 $995,000 -23.5% 1.9%
FLAT BRANCH MORTGAGE, INC. $805,000 $940,000 16.8% 1.8%
BROKER SOLUTIONS, INC. $1,500,000 $855,000 -43.0% 1.7%
West Central Bank $1,550,000 $735,000 -52.6% 1.4%
CITIZENS EQUITY FIRST $355,000 $675,000 90.1% 1.3%
PNC Bank $930,000 $650,000 -30.1% 1.3%
Marine Bank $390,000 $550,000 41.0% 1.1%
LOANDEPOT.COM, LLC $125,000 $495,000 296.0% 1.0%
Bank & Trust Company $145,000 $450,000 210.3% 0.9%
Town and Country Bank $350,000 $430,000 22.9% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $225,000 $395,000 75.6% 0.8%
Pike Bancorp, Inc. $25,000 $395,000 1,480.0% 0.8%
Community Mortgage Banc Corporation $500,000 $370,000 -26.0% 0.7%
USAA Federal Savings Bank $410,000 $360,000 -12.2% 0.7%
TRIAD FINANCIAL SERVICES, INC. $75,000 $355,000 373.3% 0.7%
JPMorgan Chase Bank $240,000 $345,000 43.8% 0.7%
CALIBER HOME LOANS, INC. $280,000 $310,000 10.7% 0.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,745,000 $310,000 -82.2% 0.6%
LEADERONE FINANCIAL CORPORATION $565,000 $275,000 -51.3% 0.5%
FINANCE OF AMERICA MORTGAGE LLC $265,000 n/a 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $260,000 n/a 0.5%
UNITED WHOLESALE MORTGAGE, LLC $220,000 $250,000 13.6% 0.5%
AMERICAN FINANCE HOUSE LARIBA $245,000 n/a 0.5%
FIRST STATE MORTGAGE SERVICES, LLC $375,000 $205,000 -45.3% 0.4%
Wells Fargo Bank $135,000 $200,000 48.1% 0.4%
JLB CORPORATION $195,000 n/a 0.4%
NETWORK CAPITAL FUNDING CORPORATION $195,000 n/a 0.4%
GUARANTEED RATE, INC. $125,000 $185,000 48.0% 0.4%
STEARNS LENDING, LLC $115,000 $185,000 60.9% 0.4%
GERSHMAN INVESTMENT CORP. $360,000 $175,000 -51.4% 0.3%
AMWEST FUNDING CORP. $155,000 n/a 0.3%
First Internet Bank of Indiana $155,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $310,000 $145,000 -53.2% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $145,000 n/a 0.3%
Carrollton Bank $395,000 $145,000 -63.3% 0.3%
NEW DAY FINANCIAL, LLC $495,000 $145,000 -70.7% 0.3%
AMERICAN FINANCING CORPORATION $125,000 $135,000 8.0% 0.3%
HNB National Bank $135,000 n/a 0.3%
COMPASS MORTGAGE, INC. $125,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $125,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $115,000 n/a 0.2%
THE FAMILY CREDIT UNION $115,000 n/a 0.2%
FIRST COMMUNITY $105,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $1,110,000 $105,000 -90.5% 0.2%
Security Bank, s.b. $220,000 $105,000 -52.3% 0.2%
The Central Trust Bank $105,000 n/a 0.2%
Bank of England $95,000 n/a 0.2%
VERIDIAN CREDIT UNION $95,000 n/a 0.2%
1ST MIDAMERICA $115,000 $85,000 -26.1% 0.2%
Discover Bank $85,000 n/a 0.2%
First Bankers Trust Company $380,000 $85,000 -77.6% 0.2%
NAVY FEDERAL CREDIT UNION $260,000 $85,000 -67.3% 0.2%
PENNYMAC LOAN SERVICES, LLC $945,000 $85,000 -91.0% 0.2%
TOWNE MORTGAGE COMPANY $85,000 n/a 0.2%
Boeing Employees Credit Union $75,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $305,000 $75,000 -75.4% 0.1%
Nations Lending Corporation $170,000 $75,000 -55.9% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.1%
Alliance Community Bank $45,000 $55,000 22.2% 0.1%
Key Mortgage Services, Inc. $350,000 $55,000 -84.3% 0.1%
Plains Commerce Bank $65,000 $45,000 -30.8% 0.1%
Figure Lending LLC $80,000 $35,000 -56.3% 0.1%
First Mid Bank & Trust $35,000 n/a 0.1%
21ST MORTGAGE CORPORATION $140,000 $25,000 -82.1% 0.0%

Jacksonville's top lender by overall market share is Petefish, Skiles & Co., with 18.8% market share. In second place, with 10.3%, is CNB Bank And Trust, N.A., having originated $5,300,000 in loans. In third place, with 7.9%, is Town & Country Banc Mortgage Services, Inc., having originated $4,080,000 in loans. In fourth place, with 5.1%, is Mortgage Research Center, LLC, having originated $2,610,000 in loans. In fifth place, with 4.9%, is Bank of Springfield, having originated $2,540,000 in loans.


Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,900 (11.0%) $136,808 (3.8%) 0.00 123
2018-02-01 $119,900 (11.7%) $137,540 (6.7%) 0.00 125
2018-03-01 $120,000 (0.1%) $144,230 (5.0%) 0.00 137
2018-04-01 $130,425 (8.8%) $151,039 (10.4%) 0.00 146
2018-05-01 $128,450 (7.9%) $145,261 (8.9%) 0.00 156
2018-06-01 $124,900 (4.2%) $143,089 (5.4%) 0.00 159
2018-07-01 $124,900 (4.2%) $141,265 (4.9%) 0.00 160
2018-08-01 $126,125 (5.2%) $142,315 (6.4%) 0.00 158
2018-09-01 $124,900 (4.2%) $135,513 (-0.8%) 0.00 153
2018-10-01 $120,050 (-1.4%) $135,898 (-3.3%) 0.00 157
2018-11-01 $116,650 (0.4%) $132,764 (-4.3%) 0.00 152
2018-12-01 $115,900 (2.2%) $132,680 (1.4%) 0.00 143
2019-01-01 $116,650 (-2.7%) $132,974 (-2.8%) 0.00 130
2019-02-01 $118,450 (-1.2%) $135,640 (-1.4%) 0.00 117
2019-03-01 $122,300 (1.9%) $140,454 (-2.6%) 0.00 114
2019-04-01 $125,100 (-4.1%) $144,237 (-4.5%) 0.00 115
2019-05-01 $134,900 (5.0%) $147,993 (1.9%) 0.00 138
2019-06-01 $134,900 (8.0%) $141,806 (-0.9%) 0.00 172
2019-07-01 $137,200 (9.9%) $141,653 (0.3%) 0.00 173
2019-08-01 $136,654 (8.4%) $141,366 (-0.7%) 0.00 171
2019-09-01 $131,786 (5.5%) $137,917 (1.8%) 0.00 177
2019-10-01 $123,200 (2.6%) $134,273 (-1.2%) 0.00 181
2019-11-01 $116,900 (0.2%) $130,458 (-1.7%) 0.00 178
2019-12-01 $100,925 (-12.9%) $123,275 (-7.1%) 0.00 164
2020-01-01 $97,950 (-16.0%) $121,707 (-8.5%) 0.00 149
2020-02-01 $104,900 (-11.4%) $119,369 (-12.0%) 0.00 138
2020-03-01 $109,900 (-10.1%) $127,705 (-9.1%) 0.00 141
2020-04-01 $120,950 (-3.3%) $129,672 (-10.1%) 0.00 135
2020-05-01 $119,900 (-11.1%) $130,719 (-11.7%) 0.00 127
2020-06-01 $124,550 (-7.7%) $135,106 (-4.7%) 0.00 119
2020-07-01 $119,900 (-12.6%) $133,819 (-5.5%) 0.00 115
2020-08-01 $109,900 (-19.6%) $126,505 (-10.5%) 0.00 105
2020-09-01 $94,000 (-28.7%) $114,583 (-16.9%) 0.00 99
2020-10-01 $104,900 (-14.9%) $112,468 (-16.2%) 0.00 104
2020-11-01 $104,900 (-10.3%) $110,482 (-15.3%) 0.00 87
2020-12-01 $101,150 (0.2%) $111,880 (-9.2%) 0.00 82
2021-01-01 $87,500 (-10.7%) $114,443 (-6.0%) 0.00 71
2021-02-01 $86,175 (-17.9%) $112,924 (-5.4%) 0.00 61
2021-03-01 $79,900 (-27.3%) $103,117 (-19.3%) 0.00 53
2021-04-01 $72,000 (-40.5%) $99,106 (-23.6%) 0.00 47
2021-05-01 $80,250 (-33.1%) $124,682 (-4.6%) 0.00 38
2021-06-01 $77,375 (-37.9%) $127,268 (-5.8%) 0.00 33
2021-07-01 $69,500 (-42.0%) $110,897 (-17.1%) 0.00 32
2021-08-01 $82,200 (-25.2%) $120,461 (-4.8%) 0.00 41
2021-09-01 $90,475 (-3.8%) $125,549 (9.6%) 0.00 40
2021-10-01 $84,900 (-19.1%) $126,835 (12.8%) 0.00 44
2021-11-01 $98,425 (-6.2%) $146,079 (32.2%) 0.00 50
2021-12-01 $101,974 (0.8%) $127,990 (14.4%) 0.00 48
2022-01-01 $99,900 (14.2%) $127,710 (11.6%) 0.00 30
2022-02-01 $102,450 (18.9%) $121,199 (7.3%) 0.00 29
2022-03-01 $89,725 (12.3%) $110,000 (6.7%) 0.00 32
2022-04-01 $95,700 (32.9%) $118,864 (19.9%) 0.00 33
2022-05-01 $104,900 (30.7%) $130,849 (5.0%) 0.00 34
2022-06-01 $125,650 (62.4%) $148,616 (16.8%) 0.00 36
2022-07-01 $114,900 (65.3%) $149,095 (34.4%) 0.00 45
2022-08-01 $117,425 (42.9%) $158,037 (31.2%) 0.00 33
2022-09-01 $130,450 (44.2%) $208,333 (65.9%) 0.00 30
2022-10-01 $124,900 (47.1%) $169,099 (33.3%) 0.00 39
2022-11-01 $123,950 (25.9%) $153,768 (5.3%) 0.00 46
2022-12-01 $137,450 (34.8%) $138,510 (8.2%) 0.00 38
2023-01-01 $125,000 (25.1%) $132,466 (3.7%) 0.00 31
2023-02-01 $117,225 (14.4%) $128,744 (6.2%) 0.00 22
2023-03-01 $128,225 (42.9%) $130,152 (18.3%) 0.00 25
2023-04-01 $134,450 (40.5%) $154,956 (30.4%) 0.00 23
2023-05-01 $130,138 (24.1%) $149,475 (14.2%) 0.00 28
2023-06-01 $133,163 (6.0%) $142,334 (-4.2%) 0.00 29
2023-07-01 $130,000 (13.1%) $137,638 (-7.7%) 0.00 25
2023-08-01 $126,088 (7.4%) $149,693 (-5.3%) 0.00 22
2023-09-01 $134,675 (3.2%) $143,335 (-31.2%) 0.00 34
2023-10-01 $129,900 (4.0%) $146,903 (-13.1%) 0.00 33
2023-11-01 $129,900 (4.8%) $155,643 (1.2%) 0.00 37
Jacksonville's median listing price for 2023-11-01 was $129,900, a difference of $5,950 (4.8%) versus the prior year and $0 versus the prior month.

Jacksonville's median listing price comes in at 0% of the national average.

Jacksonville's average listing price for 2023-11-01 was $155,643, a difference of $1,875 (1.2%) versus the prior year and $8,740 versus the prior month.

For the 2023-11-01 period, Jacksonville had 37 MLS listings, a difference of 4 listings (12%) versus the prior month and -9 listings (-20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,855 sqft
2018-02-01 0 days 1,852 sqft
2018-03-01 0 days 1,847 sqft
2018-04-01 0 days 1,864 sqft
2018-05-01 0 days 1,847 sqft
2018-06-01 0 days 1,843 sqft
2018-07-01 0 days 1,824 sqft
2018-08-01 0 days 1,848 sqft
2018-09-01 0 days 1,835 sqft
2018-10-01 0 days 1,728 sqft
2018-11-01 0 days 1,679 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,648 sqft
2019-02-01 0 days 1,640 sqft
2019-03-01 0 days 1,734 sqft
2019-04-01 0 days 1,843 sqft
2019-05-01 0 days 1,855 sqft
2019-06-01 0 days 1,853 sqft
2019-07-01 0 days 1,894 sqft
2019-08-01 0 days 1,855 sqft
2019-09-01 0 days 1,811 sqft
2019-10-01 0 days 1,777 sqft
2019-11-01 0 days 1,777 sqft
2019-12-01 0 days 1,683 sqft
2020-01-01 0 days 1,702 sqft
2020-02-01 0 days 1,683 sqft
2020-03-01 0 days 1,786 sqft
2020-04-01 0 days 1,810 sqft
2020-05-01 0 days 1,728 sqft
2020-06-01 0 days 1,796 sqft
2020-07-01 0 days 1,722 sqft
2020-08-01 0 days 1,683 sqft
2020-09-01 0 days 1,588 sqft
2020-10-01 0 days 1,592 sqft
2020-11-01 0 days 1,558 sqft
2020-12-01 0 days 1,540 sqft
2021-01-01 0 days 1,536 sqft
2021-02-01 0 days 1,545 sqft
2021-03-01 0 days 1,401 sqft
2021-04-01 0 days 1,388 sqft
2021-05-01 0 days 1,688 sqft
2021-06-01 0 days 1,301 sqft
2021-07-01 0 days 1,312 sqft
2021-08-01 0 days 1,563 sqft
2021-09-01 0 days 1,555 sqft
2021-10-01 0 days 1,651 sqft
2021-11-01 0 days 1,928 sqft
2021-12-01 0 days 1,766 sqft
2022-01-01 0 days 1,760 sqft
2022-02-01 0 days 1,872 sqft
2022-03-01 0 days 1,405 sqft
2022-04-01 0 days 1,656 sqft
2022-05-01 0 days 1,604 sqft
2022-06-01 0 days 1,858 sqft
2022-07-01 0 days 1,520 sqft
2022-08-01 0 days 1,541 sqft
2022-09-01 0 days 1,681 sqft
2022-10-01 0 days 1,728 sqft
2022-11-01 0 days 1,627 sqft
2022-12-01 0 days 1,770 sqft
2023-01-01 0 days 1,580 sqft
2023-02-01 0 days 1,623 sqft
2023-03-01 0 days 1,615 sqft
2023-04-01 0 days 1,728 sqft
2023-05-01 0 days 1,848 sqft
2023-06-01 0 days 1,729 sqft
2023-07-01 0 days 1,604 sqft
2023-08-01 0 days 1,662 sqft
2023-09-01 0 days 1,604 sqft
2023-10-01 0 days 1,672 sqft
2023-11-01 0 days 1,660 sqft
Jacksonville's median listing age (time on market) for 2023-11-01 was 0 days.

Jacksonville's median square footage for active listings during the 2023-11-01 period was 1,660 sqft. One year prior, the average listing was 1,627 sqft.

Jacksonville, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 313 $36,055,000 $115,192
Refi 77 $8,695,000 $112,922
Cash Out Refi 43 $4,345,000 $101,047
Home Improvement 26 $1,080,000 $41,538
Other 23 $1,395,000 $60,652

Jacksonville's most frequently cited loan purpose was Home Purchase, with 313 originations. The 2nd most popular reason was Refi, with 77 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 151 $17,475,000 $115,728
4-5% 113 $10,305,000 $91,195
3-4% 80 $10,680,000 $133,500
6-7% 56 $5,580,000 $99,643
7-8% 25 $1,495,000 $59,800
2.5-3% 16 $1,910,000 $119,375
<2.5% 7 $545,000 $77,857
Over 8% 4 $340,000 $85,000

During 2022, Jacksonville's most frequently originated rate bucket was 5-6%, with 151 originations.

Loan Sizing (Jacksonville, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 269 $15,495,000 $57,602
$100k-200k 164 $22,680,000 $138,293
$200k-400k 45 $11,395,000 $253,222
$400k-600k 3 $1,365,000 $455,000
$600k-1000k 1 $635,000 $635,000

Jacksonville's loan sizing saw the bucket of loans from $100,000 or less with 269 originations, totaling $15,495,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 218 $27,800,000 $127,523
60-80% 113 $11,805,000 $104,469
40-60% 38 $4,670,000 $122,895
20-40% 35 $2,145,000 $61,286
Under 20% 31 $915,000 $29,516
Over 100% 3 $535,000 $178,333

Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 218 originations, totaling $27,800,000 in origination value.