Jacksonville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 6.31% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.01% and one month ago for the week of 2024-09-05, the average rate was 6.14%.

Jacksonville's average rate one year ago was 7.48%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Jacksonville 30 Year Fixed Rate 2024-10-10 6.31%
Jacksonville 30 Year Fixed Rate Refi 2024-10-10 6.72%
Jacksonville 15 Year Fixed Rate 2024-10-10 5.31%
Jacksonville 15 Year Fixed Rate Refi 2024-10-10 5.91%
Jacksonville 30 Year FHA 2024-10-10 6.1%
Jacksonville 30 Year FHA Refi 2024-10-10 6.3%
Jacksonville 30 Year USDA 2024-10-10 6.18%
Jacksonville 30 Year USDA Refi 2024-10-10 5.88%
Jacksonville 30 Year VA 2024-10-10 6.05%
Jacksonville 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jacksonville, IL.

Jacksonville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jacksonville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Petefish, Skiles & Co. 34 6.52% $1,951
CNB Bank And Trust, N.A. 13 6.44% $2,142
Heartland Bank and Trust Company 11 6.51% $1,961
Prairie State Bank and Trust 9 6.39% $1,820
United Community Bank 9 6.48% $1,774
Bank of Springfield 8 7.17% $2,101
QUICKEN LOANS, LLC 7 6.80% $5,032
U.S. Bank 6 6.75% $3,177
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 7.34% $3,776
HEARTLAND 4 6.34% $2,067
FLAT BRANCH MORTGAGE, INC. 3 6.83% $2,552
JPMorgan Chase Bank 2 5.99% $3,389
Marine Bank 2 6.13% $2,489
Community Mortgage Banc Corporation 2 6.81% $3,921
PNC Bank 2 6.81% $2,680
Carrollton Bank 2 6.25% $2,137
CITIZENS EQUITY FIRST 2 7.13% $1,344
UNITED WHOLESALE MORTGAGE, LLC 2 7.18% $3,578
GUARANTEED RATE, INC. 2 7.00% $3,753
INB 2 7.13% $1,983
ZILLOW HOME LOANS, LLC 1 7.50% $5,047
Amarillo National Bank 1 6.38% $2,254
BROKER SOLUTIONS, INC. 1 8.13% $4,019
Busey Bank 1 5.88% $2,220
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.38% $2,848
First Bankers Trust Company 1 7.50% $2,598
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.75% $4,700
FIRST STATE MORTGAGE SERVICES, LLC 1 7.88% $2,782
Key Mortgage Services, Inc. 1 6.25% $3,152
Morton Community Bank 1 7.50% $2,310
Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $4,216
Regions Bank 1 7.00% $2,417
R.I.A. Federal Credit Union 1 7.25% $3,149
ROYAL UNITED MORTGAGE LLC 1 8.13% $3,651
1ST MIDAMERICA 1 5.50% $2,077

Jacksonville Average Closing Costs & Other Stats

Jacksonville, IL's 35 lenders originated 386 loans during 2023. The total origination value was $48,190,000, with an average loan value of $124,845.

Jacksonville's average closing costs are $2,985.

The top Jacksonville lender as defined by loan originations is Petefish, Skiles & Co., with 34 loans originated. Their average total fees are $1,951, which is $191 lower than the next largest lender, CNB Bank And Trust, N.A..

The lowest fee Jacksonville lenders (with over 10 loans originated) are Petefish, Skiles & Co. ($1,951), Heartland Bank and Trust Company ($1,961), CNB Bank And Trust, N.A. ($2,142), .

The lowest rate Jacksonville lenders (with over 10 loans originated) are CNB Bank And Trust, N.A. (6.44%), Heartland Bank and Trust Company (6.51%), Petefish, Skiles & Co. (6.52%), .

Jacksonville, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Petefish, Skiles & Co. $9,720,000 $7,205,000 -25.9% 15.0%
LIMA ONE CAPITAL, LLC $5,505,000 n/a 11.4%
CNB Bank And Trust, N.A. $5,300,000 $2,985,000 -43.7% 6.2%
Bank of Springfield $2,540,000 $2,305,000 -9.3% 4.8%
QUICKEN LOANS, LLC $1,290,000 $2,230,000 72.9% 4.6%
Prairie State Bank and Trust $1,710,000 $2,025,000 18.4% 4.2%
Heartland Bank and Trust Company $1,955,000 n/a 4.1%
United Community Bank $1,310,000 $1,770,000 35.1% 3.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,360,000 $1,605,000 18.0% 3.3%
BROKER SOLUTIONS, INC. $855,000 $1,530,000 78.9% 3.2%
U.S. Bank $2,250,000 $1,510,000 -32.9% 3.1%
Mortgage Research Center, LLC $2,610,000 $1,425,000 -45.4% 3.0%
Warren-Boynton State Bank $1,555,000 $1,165,000 -25.1% 2.4%
INB $1,020,000 $1,125,000 10.3% 2.3%
West Central Bank $735,000 $735,000 0.0% 1.5%
FLAT BRANCH MORTGAGE, INC. $940,000 $730,000 -22.3% 1.5%
Marine Bank $550,000 $675,000 22.7% 1.4%
PNC Bank $650,000 $635,000 -2.3% 1.3%
TRIAD FINANCIAL SERVICES, INC. $355,000 $610,000 71.8% 1.3%
PENNYMAC LOAN SERVICES, LLC $85,000 $500,000 488.2% 1.0%
HEARTLAND $995,000 $480,000 -51.8% 1.0%
Hickory Point Bank and Trust $480,000 n/a 1.0%
JPMorgan Chase Bank $345,000 $480,000 39.1% 1.0%
Alliance Community Bank $55,000 $425,000 672.7% 0.9%
CITIZENS EQUITY FIRST $675,000 $425,000 -37.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $145,000 $415,000 186.2% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $75,000 $380,000 406.7% 0.8%
PLANET HOME LENDING, LLC $365,000 n/a 0.8%
Carrollton Bank $145,000 $355,000 144.8% 0.7%
LEADERONE FINANCIAL CORPORATION $275,000 $340,000 23.6% 0.7%
FIRST STATE MORTGAGE SERVICES, LLC $205,000 $295,000 43.9% 0.6%
DAS Acquisition Company, LLC $290,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $395,000 $265,000 -32.9% 0.5%
GERSHMAN INVESTMENT CORP. $175,000 $265,000 51.4% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $250,000 $255,000 2.0% 0.5%
Community Mortgage Banc Corporation $370,000 $250,000 -32.4% 0.5%
FIRST CENTENNIAL MORTGAGE CORPORATION $225,000 n/a 0.5%
R.I.A. Federal Credit Union $225,000 n/a 0.5%
Bank & Trust Company $450,000 $205,000 -54.4% 0.4%
GUARANTEED RATE, INC. $185,000 $190,000 2.7% 0.4%
Paramount Residential Mortgage Group, Inc. $190,000 n/a 0.4%
Regions Bank $175,000 n/a 0.4%
COMMUNITY STATE BANK $170,000 n/a 0.4%
First Bankers Trust Company $85,000 $150,000 76.5% 0.3%
Key Mortgage Services, Inc. $55,000 $145,000 163.6% 0.3%
Deere Employees Credit Union $140,000 n/a 0.3%
Morton Community Bank $135,000 n/a 0.3%
Neighborhood Loans, Inc. $135,000 n/a 0.3%
1ST MIDAMERICA $85,000 $125,000 47.1% 0.3%
RUOFF MORTGAGE COMPANY, INC. $125,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $1,275,000 $125,000 -90.2% 0.3%
Amarillo National Bank $105,000 n/a 0.2%
BANK OF CALHOUN COUNTY $105,000 n/a 0.2%
CASTLE & COOKE MORTGAGE, LLC $105,000 n/a 0.2%
Citibank $105,000 n/a 0.2%
TOTAL MORTGAGE SERVICES, LLC $105,000 n/a 0.2%
Busey Bank $95,000 n/a 0.2%
LOANDEPOT.COM, LLC $495,000 $95,000 -80.8% 0.2%
NEWREZ LLC $95,000 n/a 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $310,000 $85,000 -72.6% 0.2%
First Bank $85,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $85,000 n/a 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $75,000 n/a 0.2%
CALIBER HOME LOANS, INC. $310,000 $55,000 -82.3% 0.1%
Figure Lending LLC $35,000 $55,000 57.1% 0.1%
Illinois State Police Federal Credit Union $55,000 n/a 0.1%
21ST MORTGAGE CORPORATION $25,000 $45,000 80.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $45,000 n/a 0.1%
Credit Union 1 $35,000 n/a 0.1%
Fifth Third Bank $35,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $35,000 n/a 0.1%
American Bank of Missouri $25,000 n/a 0.1%
First Financial Bank $15,000 n/a 0.0%

Jacksonville's top lender by overall market share is Petefish, Skiles & Co., with 15.0% market share. In second place, with 11.4%, is LIMA ONE CAPITAL, LLC, having originated $5,505,000 in loans. In third place, with 6.2%, is CNB Bank And Trust, N.A., having originated $2,985,000 in loans. In fourth place, with 4.8%, is Bank of Springfield, having originated $2,305,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $2,230,000 in loans.


Jacksonville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,900 (11.0%) $136,808 (3.8%) 0.00 123
2018-02-01 $119,900 (11.7%) $137,540 (6.7%) 0.00 125
2018-03-01 $120,000 (0.1%) $144,230 (5.0%) 0.00 137
2018-04-01 $130,425 (8.8%) $151,039 (10.4%) 0.00 146
2018-05-01 $128,450 (7.9%) $145,261 (8.9%) 0.00 156
2018-06-01 $124,900 (4.2%) $143,089 (5.4%) 0.00 159
2018-07-01 $124,900 (4.2%) $141,265 (4.9%) 0.00 160
2018-08-01 $126,125 (5.2%) $142,315 (6.4%) 0.00 158
2018-09-01 $124,900 (4.2%) $135,513 (-0.8%) 0.00 153
2018-10-01 $120,050 (-1.4%) $135,898 (-3.3%) 0.00 157
2018-11-01 $116,650 (0.4%) $132,764 (-4.3%) 0.00 152
2018-12-01 $115,900 (2.2%) $132,680 (1.4%) 0.00 143
2019-01-01 $115,900 (-3.3%) $131,540 (-3.9%) 0.00 129
2019-02-01 $117,925 (-1.7%) $134,084 (-2.5%) 0.00 116
2019-03-01 $121,514 (1.3%) $138,839 (-3.7%) 0.00 113
2019-04-01 $124,564 (-4.5%) $142,660 (-5.6%) 0.00 114
2019-05-01 $132,900 (3.5%) $145,978 (0.5%) 0.00 136
2019-06-01 $134,400 (7.6%) $141,219 (-1.3%) 0.00 171
2019-07-01 $136,675 (9.4%) $141,060 (-0.1%) 0.00 172
2019-08-01 $136,654 (8.4%) $140,930 (-1.0%) 0.00 170
2019-09-01 $131,786 (5.5%) $137,726 (1.6%) 0.00 177
2019-10-01 $123,200 (2.6%) $134,273 (-1.2%) 0.00 181
2019-11-01 $116,900 (0.2%) $130,458 (-1.7%) 0.00 178
2019-12-01 $100,925 (-12.9%) $123,275 (-7.1%) 0.00 164
2020-01-01 $97,950 (-15.5%) $121,707 (-7.5%) 0.00 149
2020-02-01 $104,900 (-11.1%) $119,369 (-11.0%) 0.00 138
2020-03-01 $109,900 (-9.6%) $127,705 (-8.0%) 0.00 141
2020-04-01 $120,950 (-2.9%) $129,672 (-9.1%) 0.00 135
2020-05-01 $119,900 (-9.8%) $130,719 (-10.5%) 0.00 127
2020-06-01 $124,550 (-7.3%) $135,106 (-4.3%) 0.00 119
2020-07-01 $119,900 (-12.3%) $133,819 (-5.1%) 0.00 115
2020-08-01 $109,900 (-19.6%) $126,505 (-10.2%) 0.00 105
2020-09-01 $94,000 (-28.7%) $114,583 (-16.8%) 0.00 99
2020-10-01 $104,900 (-14.9%) $112,468 (-16.2%) 0.00 104
2020-11-01 $104,900 (-10.3%) $110,482 (-15.3%) 0.00 87
2020-12-01 $101,150 (0.2%) $111,880 (-9.2%) 0.00 82
2021-01-01 $87,500 (-10.7%) $114,443 (-6.0%) 0.00 71
2021-02-01 $86,175 (-17.9%) $112,924 (-5.4%) 0.00 61
2021-03-01 $79,900 (-27.3%) $103,117 (-19.3%) 0.00 53
2021-04-01 $72,000 (-40.5%) $99,106 (-23.6%) 0.00 47
2021-05-01 $80,250 (-33.1%) $124,682 (-4.6%) 0.00 38
2021-06-01 $77,375 (-37.9%) $127,268 (-5.8%) 0.00 33
2021-07-01 $69,500 (-42.0%) $110,897 (-17.1%) 0.00 32
2021-08-01 $82,200 (-25.2%) $120,461 (-4.8%) 0.00 41
2021-09-01 $90,475 (-3.8%) $125,549 (9.6%) 0.00 40
2021-10-01 $84,900 (-19.1%) $126,835 (12.8%) 0.00 44
2021-11-01 $98,425 (-6.2%) $146,079 (32.2%) 0.00 50
2021-12-01 $101,974 (0.8%) $127,990 (14.4%) 0.00 48
2022-01-01 $99,900 (14.2%) $127,710 (11.6%) 0.00 30
2022-02-01 $102,450 (18.9%) $121,199 (7.3%) 0.00 29
2022-03-01 $89,725 (12.3%) $110,000 (6.7%) 0.00 32
2022-04-01 $95,700 (32.9%) $118,864 (19.9%) 0.00 33
2022-05-01 $104,900 (30.7%) $130,849 (5.0%) 0.00 34
2022-06-01 $125,650 (62.4%) $148,616 (16.8%) 0.00 36
2022-07-01 $114,900 (65.3%) $149,095 (34.4%) 0.00 45
2022-08-01 $117,425 (42.9%) $158,037 (31.2%) 0.00 33
2022-09-01 $130,450 (44.2%) $208,333 (65.9%) 0.00 30
2022-10-01 $124,900 (47.1%) $169,099 (33.3%) 0.00 39
2022-11-01 $123,950 (25.9%) $153,768 (5.3%) 0.00 46
2022-12-01 $137,450 (34.8%) $138,510 (8.2%) 0.00 38
2023-01-01 $125,000 (25.1%) $132,466 (3.7%) 0.00 31
2023-02-01 $117,225 (14.4%) $128,744 (6.2%) 0.00 22
2023-03-01 $128,225 (42.9%) $130,152 (18.3%) 0.00 25
2023-04-01 $134,450 (40.5%) $154,956 (30.4%) 0.00 23
2023-05-01 $130,138 (24.1%) $149,475 (14.2%) 0.00 28
2023-06-01 $133,163 (6.0%) $142,334 (-4.2%) 0.00 29
2023-07-01 $130,000 (13.1%) $137,638 (-7.7%) 0.00 25
2023-08-01 $126,088 (7.4%) $149,693 (-5.3%) 0.00 22
2023-09-01 $134,675 (3.2%) $143,335 (-31.2%) 0.00 34
2023-10-01 $129,900 (4.0%) $146,903 (-13.1%) 0.00 33
2023-11-01 $129,900 (4.8%) $155,643 (1.2%) 0.00 37
2023-12-01 $149,900 (9.1%) $176,498 (27.4%) 0.00 31
2024-01-01 $156,175 (24.9%) $153,472 (15.9%) 0.00 30
2024-02-01 $128,675 (9.8%) $142,027 (10.3%) 0.00 27
2024-03-01 $123,400 (-3.8%) $145,852 (12.1%) 0.00 28
2024-04-01 $143,650 (6.8%) $219,837 (41.9%) 0.00 28
2024-05-01 $134,900 (3.7%) $236,871 (58.5%) 0.00 29
2024-06-01 $149,000 (11.9%) $216,293 (52.0%) 0.00 30
2024-07-01 $145,500 (11.9%) $197,076 (43.2%) 0.00 37
2024-08-01 $139,900 (11.0%) $195,711 (30.7%) 0.00 48
2024-09-01 $147,900 (9.8%) $196,012 (36.8%) 0.00 54
Jacksonville's median listing price for 2024-09-01 was $147,900, a difference of $13,225 (9.8%) versus the prior year and $8,000 versus the prior month.

Jacksonville's median listing price comes in at 0% of the national average.

Jacksonville's average listing price for 2024-09-01 was $196,012, a difference of $52,677 (36.8%) versus the prior year and $301 versus the prior month.

For the 2024-09-01 period, Jacksonville had 54 MLS listings, a difference of 6 listings (13%) versus the prior month and 20 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,855 sqft
2018-02-01 0 days 1,852 sqft
2018-03-01 0 days 1,847 sqft
2018-04-01 0 days 1,864 sqft
2018-05-01 0 days 1,847 sqft
2018-06-01 0 days 1,843 sqft
2018-07-01 0 days 1,824 sqft
2018-08-01 0 days 1,848 sqft
2018-09-01 0 days 1,835 sqft
2018-10-01 0 days 1,728 sqft
2018-11-01 0 days 1,679 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,643 sqft
2019-02-01 0 days 1,636 sqft
2019-03-01 0 days 1,731 sqft
2019-04-01 0 days 1,842 sqft
2019-05-01 0 days 1,853 sqft
2019-06-01 0 days 1,850 sqft
2019-07-01 0 days 1,889 sqft
2019-08-01 0 days 1,852 sqft
2019-09-01 0 days 1,809 sqft
2019-10-01 0 days 1,777 sqft
2019-11-01 0 days 1,777 sqft
2019-12-01 0 days 1,683 sqft
2020-01-01 0 days 1,702 sqft
2020-02-01 0 days 1,683 sqft
2020-03-01 0 days 1,786 sqft
2020-04-01 0 days 1,810 sqft
2020-05-01 0 days 1,728 sqft
2020-06-01 0 days 1,796 sqft
2020-07-01 0 days 1,722 sqft
2020-08-01 0 days 1,683 sqft
2020-09-01 0 days 1,588 sqft
2020-10-01 0 days 1,592 sqft
2020-11-01 0 days 1,558 sqft
2020-12-01 0 days 1,540 sqft
2021-01-01 0 days 1,536 sqft
2021-02-01 0 days 1,545 sqft
2021-03-01 0 days 1,401 sqft
2021-04-01 0 days 1,388 sqft
2021-05-01 0 days 1,688 sqft
2021-06-01 0 days 1,301 sqft
2021-07-01 0 days 1,312 sqft
2021-08-01 0 days 1,563 sqft
2021-09-01 0 days 1,555 sqft
2021-10-01 0 days 1,651 sqft
2021-11-01 0 days 1,928 sqft
2021-12-01 0 days 1,766 sqft
2022-01-01 0 days 1,760 sqft
2022-02-01 0 days 1,872 sqft
2022-03-01 0 days 1,405 sqft
2022-04-01 0 days 1,656 sqft
2022-05-01 0 days 1,604 sqft
2022-06-01 0 days 1,858 sqft
2022-07-01 0 days 1,520 sqft
2022-08-01 0 days 1,541 sqft
2022-09-01 0 days 1,681 sqft
2022-10-01 0 days 1,728 sqft
2022-11-01 0 days 1,627 sqft
2022-12-01 0 days 1,770 sqft
2023-01-01 0 days 1,580 sqft
2023-02-01 0 days 1,623 sqft
2023-03-01 0 days 1,615 sqft
2023-04-01 0 days 1,728 sqft
2023-05-01 0 days 1,848 sqft
2023-06-01 0 days 1,729 sqft
2023-07-01 0 days 1,604 sqft
2023-08-01 0 days 1,662 sqft
2023-09-01 0 days 1,604 sqft
2023-10-01 0 days 1,672 sqft
2023-11-01 0 days 1,660 sqft
2023-12-01 0 days 1,852 sqft
2024-01-01 0 days 1,678 sqft
2024-02-01 0 days 1,665 sqft
2024-03-01 0 days 1,604 sqft
2024-04-01 0 days 1,767 sqft
2024-05-01 0 days 1,776 sqft
2024-06-01 0 days 1,830 sqft
2024-07-01 0 days 1,837 sqft
2024-08-01 0 days 1,854 sqft
2024-09-01 0 days 1,851 sqft
Jacksonville's median listing age (time on market) for 2024-09-01 was 0 days.

Jacksonville's median square footage for active listings during the 2024-09-01 period was 1,851 sqft. One year prior, the average listing was 1,604 sqft.

Jacksonville, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 274 $33,390,000 $121,861
Refi 45 $9,795,000 $217,667
Home Improvement 24 $1,010,000 $42,083
Cash Out Refi 23 $2,655,000 $115,435
Other 20 $1,340,000 $67,000

Jacksonville's most frequently cited loan purpose was Home Purchase, with 274 originations. The 2nd most popular reason was Refi, with 45 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 151 $18,035,000 $119,437
7-8% 120 $12,880,000 $107,333
5-6% 47 $6,015,000 $127,979
Over 8% 33 $7,655,000 $231,970
4-5% 4 $260,000 $65,000
<2.5% 1 $5,000 $5,000
2.5-3% 1 $55,000 $55,000

During 2023, Jacksonville's most frequently originated rate bucket was 6-7%, with 151 originations.

Loan Sizing (Jacksonville, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 203 $11,355,000 $55,936
$100k-200k 136 $19,020,000 $139,853
$200k-400k 44 $11,480,000 $260,909
$400k-600k 2 $830,000 $415,000
$Over $1MM 1 $5,505,000 $5,505,000

Jacksonville's loan sizing saw the bucket of loans from $100,000 or less with 203 originations, totaling $11,355,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 187 $24,665,000 $131,898
60-80% 66 $8,490,000 $128,636
20-40% 42 $2,290,000 $54,524
40-60% 19 $7,375,000 $388,158
Under 20% 18 $520,000 $28,889
Over 100% 5 $955,000 $191,000

Jacksonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 187 originations, totaling $24,665,000 in origination value.