Firstier Bank Mortgage Rates, Fees & Info
Kimball, NELEI: 254900SCAXHT20CVF122
Tax ID: 47-0412269
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Mortgage Data
Review & Overview
Firstier Bank is a smaller bank specializing in Home Purchase loans. Firstier Bank has a high proportion of conventional loans. Their top markets by origination volume include: Cheyenne, Kearney, Fort Collins, Gillette, and Laramie among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Firstier Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
59Origination Dollar Volume (All Markets)
$8,065,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 21 | $2,825,000 | $134,524 | $0 | 0.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $0 | 0.00% |
| Kearney, NE (FHA|USDA|VA) | 19 | $1,275,000 | $67,105 | $0 | 0.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 0.00% |
| Gillette, WY (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $0 | 0.00% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 59 | $8,065,000 | $136,695 | $0 | 0.00% |
For 2019, Firstier Bank's most frequently originated type of loan was Conventional, with 59 originations.
Loan Reason
For 2019, Firstier Bank's most frequently cited loan purpose was Home Purchase, with 37 originations. The 2nd most popular reason was Refi, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 59 | $8,065,000 | $136,695 | $0 | 0.00% |
For 2019, Firstier Bank's most frequently cited loan duration was Other, with 59 originations.
Loan Sizing
2019 saw Firstier Bank place emphasis on $100,000 or less loans with 39 originations, totaling $1,995,000 in origination value.
Applicant Income
Firstier Bank lent most frequently to those with incomes in the $50k or less range, with 16 originations. The second most popular income band? $75k-100k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 59 | $8,065,000 | $136,695 | $0 | 0.00% |
Firstier Bank lent most frequently to those with DTI ratios of Exempt%, with 59 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.57%
Firstier Bank has a below average approval rate.
Pick Rate
Approvals leading to origination77.97%
Firstier Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 59 | $8,065,000 | $136,695 |
Occupancy Type Mix
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRSTBANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 100.0% |