CHEYENNE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cheyenne averaged 5.38% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.55% and one month ago for the week of 2022-04-07, the average rate was 4.7%.

Cheyenne's average rate one year ago was 3.35%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Cheyenne 30 Year Fixed Rate 2022-05-12 5.38%
Cheyenne 30 Year Fixed Rate Refi 2022-05-12 5.32%
Cheyenne 15 Year Fixed Rate 2022-05-12 5.1%
Cheyenne 15 Year Fixed Rate Refi 2022-05-12 4.36%
Cheyenne 30 Year FHA 2022-05-12 5.34%
Cheyenne 30 Year FHA Refi 2022-05-12 5.27%
Cheyenne 30 Year USDA 2022-05-12 5.35%
Cheyenne 30 Year VA 2022-05-12 5.4%
Cheyenne 30 Year VA Refi 2022-05-12 5.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHEYENNE, WY.

CHEYENNE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHEYENNE, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 269 3.04% $5,239
First Interstate Bank 263 3.13% $4,916
CHERRY CREEK MORTGAGE, LLC 217 3.32% $905
Jonah Bank of Wyoming 203 2.88% $3,933
Wallick & Volk, Inc. 154 3.27% $6,680
Wyoming Bank & Trust 138 2.85% $4,631
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 89 3.15% $4,315
Blue Federal Credit Union 77 3.00% $5,270
GUILD MORTGAGE COMPANY 75 3.22% $4,565
Wells Fargo Bank 73 3.17% $3,282
CMG MORTGAGE, INC. 57 3.18% $4,038
CENTENNIAL LENDING, LLC 50 3.01% $5,068
U.S. Bank 48 3.08% $3,579
LOANDEPOT.COM, LLC 47 2.98% $5,019
CORNERSTONE HOME LENDING, INC. 34 3.32% $5,049
UNITED WHOLESALE MORTGAGE, LLC 32 3.01% $4,647
AMERICAN FINANCING CORPORATION 31 3.12% $5,392
AMERISAVE MORTGAGE CORPORATION 30 2.90% $3,477
BETTER MORTGAGE CORPORATION 29 2.92% $3,125
Truist Bank 24 2.98% $4,420
WESTERN VISTA 23 2.72% $2,388
Mr. Cooper ( Nationstar Mortgage ) 21 3.15% $5,258
PENNYMAC LOAN SERVICES, LLC 19 3.16% $6,245
Colonial Savings, F.A. 18 3.15% $3,405
CROSSCOUNTRY MORTGAGE, LLC 18 3.41% $5,058
JPMorgan Chase Bank 17 3.09% $3,296
Pinnacle Bank - Wyoming 16 2.77% $4,157
Flagstar Bank, FSB 14 3.28% $3,709
OPEN MORTGAGE, LLC 14 2.81% $3,865
CALIBER HOME LOANS, INC. 14 3.29% $4,055
HOME POINT FINANCIAL CORPORATION 13 3.07% $2,545
FREEDOM MORTGAGE CORPORATION 12 3.24% $2,594
BROKER SOLUTIONS, INC. 11 3.03% $5,354
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 3.30% $5,030
Bank of the West 9 3.21% $4,509
Plains Commerce Bank 9 2.72% $7,156
NuVision Federal Credit Union 8 3.45% $4,588
ACADEMY MORTGAGE CORPORATION 8 3.56% $3,801
Meridian Trust Federal Credit Union 8 3.39% $3,844
West Gate Bank 7 2.95% $4,981
NBKC BANK 7 2.93% $3,167
NAVY FEDERAL CREDIT UNION 6 3.08% $4,058
NEWREZ LLC 6 3.23% $2,710
Loan Simple, Inc. 6 3.16% $3,733
The Federal Savings Bank 6 3.04% $5,009
UNIVERSAL LENDING CORPORATION 6 3.08% $4,391
First Western Trust Bank 6 3.04% $3,307
Wyndham Capital Mortgage, Inc. 5 2.85% $2,374
Mortgage Research Center, LLC 5 2.87% $4,415
Bank of America 5 3.08% $3,670
MEGASTAR FINANCIAL CORP. 4 3.00% $2,852
CHURCHILL MORTGAGE CORPORATION 4 3.09% $3,957
LAKEVIEW LOAN SERVICING, LLC 4 3.84% $4,897
KeyBank 4 2.78% $5,760
PNC Bank 3 3.13% $4,127
Summit Mortgage Corporation 3 3.46% $9,269
BAY EQUITY LLC 3 2.96% $5,074
HOMESTAR FINANCIAL CORPORATION 3 2.79% $2,288
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.58% $4,168
NexBank 3 3.33% $2,552
Northpointe Bank 3 3.25% $5,753
First Guaranty Mortgage Corporation 3 2.96% $11,382
First National Bank of Omaha 3 3.13% $5,867
FirstBank 3 3.08% $5,401
Gateway First Bank 3 2.96% $2,845
Glacier Bank 3 2.92% $5,773
Citibank 2 2.63% $6,189
Ally Bank 2 2.68% $5,582
Axos Bank 2 3.12% $2,158
CELEBRITY HOME LOANS, LLC 2 3.25% $5,092
Century Mortgage Company DBA Century Lending Company 2 2.81% $6,835
CRESCENT MORTGAGE COMPANY 2 3.06% $4,964
Farm Credit Mid-America, ACA 2 3.33% $7,822
First Home Bank 2 3.31% $9,001
First Internet Bank of Indiana 2 2.63% $3,608
GUARANTEED RATE, INC. 2 3.38% $4,404
Independent Bank 2 3.31% $5,223
InterContinental Capital Group, Inc 2 3.00% $7,180
MOVEMENT MORTGAGE, LLC 2 3.00% $5,768
Nations Lending Corporation 2 2.81% $8,977
North American Savings Bank, F.S.B. 2 3.13% $3,376
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.38% $4,574
RELIANCE FIRST CAPITAL, LLC 2 3.44% $6,708
RESIDENTIAL BANCORP. 2 3.19% $7,195
Sunflower Bank 2 2.93% $3,536
TIAA, FSB 2 2.88% $10,838
Waterstone Mortgage Corporation 2 3.13% $5,932
Home Mortgage Alliance Corp 1 3.38% $3,981
Goldwater Bank, N.A. 1 3.00% $11,533
Opportunity Bank of Montana 1 3.00% $4,539
First National Bank of America 1 6.75% $8,609
PHH Mortgage Corporation 1 4.75% $7,151
First Federal Bank 1 3.13% $8,814
Financial Funding Solutions, Inc. 1 3.12% $2,788
PLANET HOME LENDING, LLC 1 3.25% $1,582
Deere Employees Credit Union 1 2.88% $2,155
PREMIA MORTGAGE, LLC 1 2.75% $495
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.50% $9,538
Prime Choice Funding Inc. 1 2.88% $3,377
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.63% $7,226
Citizens Bank 1 2.75% $2,758
Quontic Bank 1 5.50% $8,186
Amerifirst Financial, Inc. 1 2.75% $13,004
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $4,274
Stifel Bank and Trust 1 2.88% $2,101
SUMMIT FUNDING, INC. 1 3.13% $6,472
Carrington Mortgage Services, LLC 1 3.00% $3,034
AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $8,982
SUN WEST MORTGAGE COMPANY, INC. 1 2.75% $4,181
TCF National Bank 1 3.25% $3,389
BLUELEAF LENDING, LLC 1 3.13% $3,380
The Huntington National Bank 1 2.50% $4,786
The Union Bank Company 1 3.00% $6,693
ADVANCIAL 1 4.38% $3,217
BELEM SERVICING LLC 1 3.75% $3,544
Barrington Bank & Trust Company, N.A. 1 3.38% $4,825
Bank of England 1 3.13% $5,078
Bank of Colorado 1 3.13% $5,742
VILLAGE CAPITAL & INVESTMENT LLC 1 2.75% $13,149
Armed Forces Bank 1 3.00% $4,058
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $5,519
NBH Bank 1 2.88% $7,002
Morgan Stanley Private Bank 1 2.50% $3,612
MANN FINANCIAL INC. 1 4.00% $4,323
LENDERFI, INC. 1 2.88% $1,473
Zions Bancorporation, N.A. 1 3.25% $1,760
KELLER MORTGAGE, LLC 1 3.13% $2,331

CHEYENNE, WY's 127 lenders originated 6,684 loans during 2021. The total origination value was $1,705,470,000, with an average loan value of $255,157.

The top CHEYENNE lender as defined by loan originations is QUICKEN LOANS, LLC, with 269 loans originated. Their average total fees are $5,239, which is $324 higher than the next largest lender, First Interstate Bank.

The lowest fee CHEYENNE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($905), WESTERN VISTA ($2,388), HOME POINT FINANCIAL CORPORATION ($2,545), FREEDOM MORTGAGE CORPORATION ($2,594) and BETTER MORTGAGE CORPORATION ($3,125).

The lowest rate CHEYENNE lenders (with over 10 loans originated) are WESTERN VISTA (2.72%), Pinnacle Bank - Wyoming (2.77%), OPEN MORTGAGE, LLC (2.81%), Wyoming Bank & Trust (2.85%) and Jonah Bank of Wyoming (2.88%).

CHEYENNE, WY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Interstate Bank $205,385,000 $150,305,000 -26.8% 8.8%
Jonah Bank of Wyoming $187,540,000 $145,425,000 -22.5% 8.5%
QUICKEN LOANS, LLC $138,915,000 $136,875,000 -1.5% 8.0%
CHERRY CREEK MORTGAGE, LLC $99,375,000 $119,840,000 20.6% 7.0%
Wallick & Volk, Inc. $131,130,000 $107,905,000 -17.7% 6.3%
Wyoming Bank & Trust $132,525,000 $89,770,000 -32.3% 5.3%
FREEDOM MORTGAGE CORPORATION $86,705,000 $73,275,000 -15.5% 4.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $65,380,000 $70,140,000 7.3% 4.1%
Blue Federal Credit Union $48,745,000 $49,425,000 1.4% 2.9%
GUILD MORTGAGE COMPANY $39,470,000 $44,405,000 12.5% 2.6%
Mortgage Research Center, LLC $27,760,000 $36,970,000 33.2% 2.2%
U.S. Bank $30,230,000 $35,035,000 15.9% 2.1%
Wells Fargo Bank $24,290,000 $31,670,000 30.4% 1.9%
CENTENNIAL LENDING, LLC $39,590,000 $30,010,000 -24.2% 1.8%
PENNYMAC LOAN SERVICES, LLC $16,285,000 $29,940,000 83.9% 1.8%
CMG MORTGAGE, INC. $30,835,000 $29,670,000 -3.8% 1.7%
LOANDEPOT.COM, LLC $15,185,000 $28,460,000 87.4% 1.7%
CORNERSTONE HOME LENDING, INC. $22,880,000 $22,295,000 -2.6% 1.3%
Meridian Trust Federal Credit Union $20,130,000 $19,675,000 -2.3% 1.2%
Platte Valley Bank $21,850,000 $18,935,000 -13.3% 1.1%
LAKEVIEW LOAN SERVICING, LLC $12,950,000 $17,915,000 38.3% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $6,055,000 $16,870,000 178.6% 1.0%
WYHY $15,885,000 $16,365,000 3.0% 1.0%
AMERISAVE MORTGAGE CORPORATION $12,525,000 $14,885,000 18.8% 0.9%
Pinnacle Bank - Wyoming $20,060,000 $14,150,000 -29.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $13,720,000 $13,745,000 0.2% 0.8%
AMERICAN FINANCING CORPORATION $8,300,000 $13,530,000 63.0% 0.8%
BETTER MORTGAGE CORPORATION $6,755,000 $13,170,000 95.0% 0.8%
WESTERN VISTA $22,245,000 $12,745,000 -42.7% 0.7%
CALIBER HOME LOANS, INC. $9,275,000 $12,645,000 36.3% 0.7%
The Federal Savings Bank $21,275,000 $10,470,000 -50.8% 0.6%
NAVY FEDERAL CREDIT UNION $7,070,000 $9,705,000 37.3% 0.6%
HOME POINT FINANCIAL CORPORATION $7,435,000 $9,580,000 28.9% 0.6%
ANB Bank $5,960,000 $9,475,000 59.0% 0.6%
USAA Federal Savings Bank $17,780,000 $8,875,000 -50.1% 0.5%
NEW DAY FINANCIAL, LLC $6,050,000 $8,740,000 44.5% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $420,000 $8,705,000 1,972.6% 0.5%
Truist Bank $18,715,000 $8,030,000 -57.1% 0.5%
Flagstar Bank, FSB $3,655,000 $7,760,000 112.3% 0.5%
WALKER & DUNLOP, LLC $7,565,000 n/a 0.4%
OPEN MORTGAGE, LLC $4,065,000 $7,515,000 84.9% 0.4%
JPMorgan Chase Bank $3,715,000 $7,115,000 91.5% 0.4%
Colonial Savings, F.A. $6,205,000 $5,850,000 -5.7% 0.3%
NEWREZ LLC $3,550,000 $5,775,000 62.7% 0.3%
NBKC BANK $10,250,000 $5,770,000 -43.7% 0.3%
BROKER SOLUTIONS, INC. $3,250,000 $5,705,000 75.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,665,000 $5,570,000 19.4% 0.3%
Bank of the West $7,980,000 $5,535,000 -30.6% 0.3%
Arbor Realty Trust, Inc. $4,855,000 n/a 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $6,530,000 $4,850,000 -25.7% 0.3%
Plains Commerce Bank $1,960,000 $4,405,000 124.7% 0.3%
ACADEMY MORTGAGE CORPORATION $2,405,000 $4,235,000 76.1% 0.2%
First Guaranty Mortgage Corporation $3,040,000 $4,190,000 37.8% 0.2%
Low VA Rates, LLC $3,855,000 $4,050,000 5.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $5,795,000 $3,675,000 -36.6% 0.2%
NuVision Federal Credit Union $4,715,000 $3,365,000 -28.6% 0.2%
First Western Trust Bank $1,320,000 $3,315,000 151.1% 0.2%
Loan Simple, Inc. $555,000 $3,205,000 477.5% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $4,955,000 $3,005,000 -39.4% 0.2%
Barrington Bank & Trust Company, N.A. $2,555,000 $2,905,000 13.7% 0.2%
UNIVERSAL LENDING CORPORATION $1,550,000 $2,565,000 65.5% 0.2%
KeyBank $135,000 $2,490,000 1,744.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,155,000 $2,420,000 12.3% 0.1%
GUARANTEED RATE, INC. $1,415,000 $2,375,000 67.8% 0.1%
Wyndham Capital Mortgage, Inc. $2,535,000 $2,350,000 -7.3% 0.1%
West Gate Bank $5,625,000 $2,235,000 -60.3% 0.1%
First Federal Bank $2,030,000 $2,155,000 6.2% 0.1%
Glacier Bank $2,350,000 $2,065,000 -12.1% 0.1%
Magnolia Bank $745,000 $2,045,000 174.5% 0.1%
Farm Credit Mid-America, ACA $1,890,000 $1,930,000 2.1% 0.1%
Carrington Mortgage Services, LLC $1,640,000 $1,905,000 16.2% 0.1%
PNC Bank $650,000 $1,880,000 189.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,875,000 $1,870,000 -35.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $580,000 $1,855,000 219.8% 0.1%
Bank of America $670,000 $1,720,000 156.7% 0.1%
First National Bank of Omaha $2,005,000 $1,645,000 -18.0% 0.1%
BNC National Bank $2,730,000 $1,620,000 -40.7% 0.1%
SOFI LENDING CORP. $1,140,000 $1,460,000 28.1% 0.1%
BAY EQUITY LLC $2,605,000 $1,405,000 -46.1% 0.1%
North American Savings Bank, F.S.B. $5,155,000 $1,395,000 -72.9% 0.1%
CRESCENT MORTGAGE COMPANY $480,000 $1,380,000 187.5% 0.1%
MEGASTAR FINANCIAL CORP. $400,000 $1,375,000 243.8% 0.1%
FirstBank $1,370,000 $1,350,000 -1.5% 0.1%
Ally Bank $1,325,000 n/a 0.1%
Cedar Rapids Bank and Trust Company $1,265,000 n/a 0.1%
Meridian Bank Corporation $1,240,000 n/a 0.1%
Citibank $1,235,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,310,000 $1,225,000 -6.5% 0.1%
Nations Lending Corporation $1,365,000 $1,210,000 -11.4% 0.1%
NexBank $1,695,000 $1,155,000 -31.9% 0.1%
Summit Mortgage Corporation $1,145,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,240,000 $1,130,000 -8.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $900,000 $1,120,000 24.4% 0.1%
AMERICAN ADVISORS GROUP $815,000 $1,085,000 33.1% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $1,080,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,635,000 $1,050,000 -35.8% 0.1%
Gateway First Bank $2,020,000 $1,045,000 -48.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,385,000 $1,000,000 -27.8% 0.1%
AMCAP MORTGAGE, LTD. $215,000 $985,000 358.1% 0.1%
21ST MORTGAGE CORPORATION $585,000 $975,000 66.7% 0.1%
HOMESTAR FINANCIAL CORPORATION $970,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $955,000 n/a 0.1%
The Huntington National Bank $955,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $265,000 $950,000 258.5% 0.1%
Axos Bank $580,000 $930,000 60.3% 0.1%
Financial Funding Solutions, Inc. $2,450,000 $910,000 -62.9% 0.1%
TIAA, FSB $890,000 n/a 0.1%
Sunflower Bank $295,000 $885,000 200.0% 0.1%
Armed Forces Bank $845,000 n/a 0.0%
Northpointe Bank $295,000 $835,000 183.1% 0.0%
KELLER MORTGAGE, LLC $695,000 $810,000 16.5% 0.0%
FBC MORTGAGE, LLC $805,000 n/a 0.0%
GROUP MORTGAGE, LLC $1,570,000 $770,000 -51.0% 0.0%
Waterstone Mortgage Corporation $770,000 n/a 0.0%
RESIDENTIAL BANCORP. $765,000 n/a 0.0%
Mid-Continent Funding, Inc. $930,000 $730,000 -21.5% 0.0%
Hilltop National Bank $310,000 $710,000 129.0% 0.0%
Northwest Farm Credit Services, FLCA $225,000 $710,000 215.6% 0.0%
First Internet Bank of Indiana $165,000 $690,000 318.2% 0.0%
CELEBRITY HOME LOANS, LLC $670,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $660,000 n/a 0.0%
LENDERFI, INC. $630,000 n/a 0.0%
PLANET HOME LENDING, LLC $625,000 n/a 0.0%
Willamette Valley Bank $285,000 $625,000 119.3% 0.0%
Goldwater Bank, N.A. $440,000 $610,000 38.6% 0.0%
Independent Bank $135,000 $610,000 351.9% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $645,000 $610,000 -5.4% 0.0%
Strong Home Mortgage, LLC $610,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $760,000 $600,000 -21.1% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 $545,000 38.0% 0.0%
Bank of Colorado $510,000 $540,000 5.9% 0.0%
Opportunity Bank of Montana $285,000 $530,000 86.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $520,000 n/a 0.0%
BMO Harris Bank $515,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 n/a 0.0%
InterContinental Capital Group, Inc $205,000 $510,000 148.8% 0.0%
Amerifirst Financial, Inc. $495,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $485,000 n/a 0.0%
First Savings Bank $610,000 $475,000 -22.1% 0.0%
MID AMERICA MORTGAGE, INC. $455,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $355,000 $450,000 26.8% 0.0%
MOUNTAIN AMERICA $425,000 $445,000 4.7% 0.0%
First Home Bank $1,525,000 $440,000 -71.1% 0.0%
Zions Bancorporation, N.A. $1,350,000 $430,000 -68.1% 0.0%
Cf Bank $175,000 $405,000 131.4% 0.0%
Discover Bank $345,000 $400,000 15.9% 0.0%
Capital Bank $1,095,000 $395,000 -63.9% 0.0%
PHH Mortgage Corporation $85,000 $390,000 358.8% 0.0%
Home Mortgage Alliance Corp $385,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $550,000 $385,000 -30.0% 0.0%
Paramount Bank $375,000 n/a 0.0%
BLUELEAF LENDING, LLC $365,000 n/a 0.0%
Ixonia Bank $355,000 n/a 0.0%
The Central Trust Bank $295,000 $355,000 20.3% 0.0%
EVANSVILLE TEACHERS $345,000 n/a 0.0%
Great Plains National Bank $335,000 n/a 0.0%
HIGHMARK $315,000 n/a 0.0%
Presidential Bank, FSB $295,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $295,000 n/a 0.0%
S1L, Inc. $285,000 n/a 0.0%
The Union Bank Company $285,000 n/a 0.0%
Manufacturers and Traders Trust Company $205,000 $280,000 36.6% 0.0%
ARC HOME LLC $275,000 n/a 0.0%
First National Bank $875,000 $270,000 -69.1% 0.0%
ALLIANT CREDIT UNION $265,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $135,000 $265,000 96.3% 0.0%
Prime Choice Funding Inc. $805,000 $265,000 -67.1% 0.0%
Stifel Bank and Trust $865,000 $265,000 -69.4% 0.0%
TCF National Bank $1,515,000 $265,000 -82.5% 0.0%
MORIA DEVELOPMENT, INC. $910,000 $255,000 -72.0% 0.0%
Texana Bank $445,000 $255,000 -42.7% 0.0%
LENDINGONE, LLC $260,000 $245,000 -5.8% 0.0%
NBH Bank $1,445,000 $235,000 -83.7% 0.0%
Quontic Bank $235,000 n/a 0.0%
Bank of England $1,195,000 $225,000 -81.2% 0.0%
HOMESTEAD FUNDING CORP. $225,000 n/a 0.0%
SUMMIT FUNDING, INC. $225,000 n/a 0.0%
ADVANCIAL $215,000 n/a 0.0%
NP, Inc. $215,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $325,000 $205,000 -36.9% 0.0%
City National Bank $205,000 n/a 0.0%
First National Bank of America $75,000 $205,000 173.3% 0.0%
BELEM SERVICING LLC $195,000 n/a 0.0%
Citizens Bank $190,000 n/a 0.0%
Deere Employees Credit Union $185,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $205,000 $175,000 -14.6% 0.0%
FIDELIS CATHOLIC $175,000 n/a 0.0%
MANN FINANCIAL INC. $175,000 n/a 0.0%
Hometown Lenders, Inc. $165,000 $165,000 0.0% 0.0%
Points West Community Bank $970,000 $150,000 -84.5% 0.0%
QUORUM FEDERAL CREDIT UNION $25,000 $145,000 480.0% 0.0%
PREMIA MORTGAGE, LLC $680,000 $125,000 -81.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $125,000 n/a 0.0%
Figure Lending LLC $510,000 $105,000 -79.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,305,000 $105,000 -92.0% 0.0%
Adams Bank & Trust $125,000 $75,000 -40.0% 0.0%
Baxter Credit Union $75,000 n/a 0.0%
NUMARK CREDIT UNION $65,000 n/a 0.0%
BANKWEST, INC. $35,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

CHEYENNE's top lender by overall market share is First Interstate Bank, with 8.8% market share. In second place, with 8.5%, is Jonah Bank of Wyoming, having originated $145,425,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $136,875,000 in loans. In third place, with 7.0%, is CHERRY CREEK MORTGAGE, LLC, having originated $119,840,000 in loans. In third place, with 6.3%, is Wallick & Volk, Inc., having originated $107,905,000 in loans.


CHEYENNE, WY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,712 $762,460,000 $281,143
Refi 2,126 $533,190,000 $250,795
Cash Out Refi 1,523 $376,035,000 $246,904
Home Improvement 168 $19,560,000 $116,429
Other 155 $14,225,000 $91,774

Cheyenne's most frequently cited loan purpose was Home Purchase, with 2,712 originations. The 2nd most popular reason was Refi, with 2,126 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,411 $652,045,000 $270,446
3-4% 1,911 $508,755,000 $266,224
<2.5% 1,851 $457,575,000 $247,204
4-5% 257 $47,065,000 $183,132
5-6% 31 $2,255,000 $72,742
7-8% 19 $1,345,000 $70,789
6-7% 14 $4,050,000 $289,286
Over 8% 14 $800,000 $57,143

During 2021, Cheyenne's most frequently originated rate bucket was 2.5-3%, with 2,411 originations.

Loan Sizing (CHEYENNE, WY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,563 $1,003,445,000 $281,629
$100k-200k 1,559 $246,665,000 $158,220
$100,000 or less 742 $32,200,000 $43,396
$400k-600k 742 $346,590,000 $467,102
$600k-1000k 65 $45,385,000 $698,231
$Over $1MM 13 $31,185,000 $2,398,846

CHEYENNE's loan sizing saw the bucket of loans from $200k-400k with 3,563 originations, totaling $1,003,445,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,209 $687,245,000 $311,111
60-80% 2,042 $566,760,000 $277,551
40-60% 839 $169,735,000 $202,306
Under 20% 474 $14,380,000 $30,338
20-40% 350 $47,100,000 $134,571
Over 100% 200 $73,880,000 $369,400

CHEYENNE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,209 originations, totaling $687,245,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $312,500 (12.3%) $344,508 (12.0%) 0.00 308
2018-02-01 $320,220 (9.5%) $346,870 (11.1%) 0.00 296
2018-03-01 $299,900 (-3.4%) $343,980 (5.7%) 0.00 316
2018-04-01 $292,450 (-4.1%) $342,861 (3.6%) 0.00 343
2018-05-01 $300,000 (0.2%) $345,525 (5.5%) 0.00 358
2018-06-01 $299,900 (4.4%) $342,901 (7.8%) 0.00 364
2018-07-01 $299,950 (4.7%) $347,185 (7.4%) 0.00 377
2018-08-01 $293,400 (1.7%) $340,282 (7.1%) 0.00 390
2018-09-01 $290,205 (-1.6%) $336,321 (3.0%) 0.00 374
2018-10-01 $289,900 (1.0%) $332,230 (4.5%) 0.00 355
2018-11-01 $291,400 (1.6%) $335,688 (3.8%) 0.00 334
2018-12-01 $288,700 (-0.4%) $329,789 (-0.8%) 0.00 335
2019-01-01 $290,750 (-7.0%) $331,040 (-3.9%) 0.00 280
2019-02-01 $296,600 (-7.4%) $339,405 (-2.2%) 0.00 219
2019-03-01 $296,714 (-1.1%) $339,546 (-1.3%) 0.00 228
2019-04-01 $305,714 (4.5%) $342,876 (0.0%) 0.00 259
2019-05-01 $322,500 (7.5%) $351,743 (1.8%) 0.00 245
2019-06-01 $352,900 (17.7%) $365,981 (6.7%) 0.00 230
2019-07-01 $347,000 (15.7%) $372,269 (7.2%) 0.00 240
2019-08-01 $340,357 (16.0%) $376,949 (10.8%) 0.00 253
2019-09-01 $337,635 (16.3%) $376,845 (12.1%) 0.00 287
2019-10-01 $330,000 (13.8%) $366,349 (10.3%) 0.00 334
2019-11-01 $339,900 (16.6%) $366,600 (9.2%) 0.00 268
2019-12-01 $341,500 (18.3%) $368,060 (11.6%) 0.00 249
2020-01-01 $341,450 (17.4%) $366,363 (10.7%) 0.00 222
2020-02-01 $357,000 (20.4%) $372,902 (9.9%) 0.00 205
2020-03-01 $369,400 (24.5%) $390,120 (14.9%) 0.00 221
2020-04-01 $362,850 (18.7%) $380,148 (10.9%) 0.00 269
2020-05-01 $365,500 (13.3%) $385,066 (9.5%) 0.00 265
2020-06-01 $368,300 (4.4%) $388,123 (6.1%) 0.00 280
2020-07-01 $367,400 (5.9%) $389,597 (4.7%) 0.00 298
2020-08-01 $365,000 (7.2%) $385,468 (2.3%) 0.00 274
2020-09-01 $357,450 (5.9%) $383,993 (1.9%) 0.00 245
2020-10-01 $349,900 (6.0%) $385,449 (5.2%) 0.00 250
2020-11-01 $341,450 (0.5%) $398,666 (8.8%) 0.00 210
2020-12-01 $371,400 (8.8%) $408,667 (11.0%) 0.00 173
2021-01-01 $435,000 (27.4%) $421,978 (15.2%) 0.00 121
2021-02-01 $444,900 (24.6%) $448,750 (20.3%) 0.00 110
2021-03-01 $419,075 (13.5%) $420,111 (7.7%) 0.00 99
2021-04-01 $383,500 (5.7%) $396,642 (4.3%) 0.00 107
2021-05-01 $399,900 (9.4%) $418,869 (8.8%) 0.00 99
2021-06-01 $395,000 (7.3%) $435,337 (12.2%) 0.00 117
2021-07-01 $432,000 (17.6%) $460,586 (18.2%) 0.00 133
2021-08-01 $403,900 (10.7%) $460,590 (19.5%) 0.00 149
2021-09-01 $367,450 (2.8%) $439,163 (14.4%) 0.00 165
2021-10-01 $369,000 (5.5%) $429,648 (11.5%) 0.00 189
2021-11-01 $356,450 (4.4%) $422,921 (6.1%) 0.00 184
2021-12-01 $428,500 (15.4%) $445,297 (9.0%) 0.00 173
2022-01-01 $475,000 (9.2%) $479,078 (13.5%) 0.00 125
2022-02-01 $465,000 (4.5%) $487,702 (8.7%) 0.00 107
2022-03-01 $512,000 (22.2%) $524,364 (24.8%) 0.00 87
2022-04-01 $495,000 (29.1%) $516,481 (30.2%) 0.00 92
CHEYENNE's median listing price for 2022-04-01 was $495,000, a difference of $111,500 (29.1%) versus the prior year and $-17,000 versus the prior month.

CHEYENNE's median listing price comes in at 0% of the national average.

CHEYENNE's average listing price for 2022-04-01 was $516,481, a difference of $119,839 (30.2%) versus the prior year and $-7,883 versus the prior month.

For the 2022-04-01 period, CHEYENNE had 92 MLS listings, a difference of 5 listings (6%) versus the prior month and -15 listings (-14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,744 sqft
2018-02-01 0 days 2,793 sqft
2018-03-01 0 days 2,661 sqft
2018-04-01 0 days 2,619 sqft
2018-05-01 0 days 2,623 sqft
2018-06-01 0 days 2,576 sqft
2018-07-01 0 days 2,613 sqft
2018-08-01 0 days 2,568 sqft
2018-09-01 0 days 2,568 sqft
2018-10-01 0 days 2,544 sqft
2018-11-01 0 days 2,548 sqft
2018-12-01 0 days 2,470 sqft
2019-01-01 0 days 2,495 sqft
2019-02-01 0 days 2,568 sqft
2019-03-01 0 days 2,469 sqft
2019-04-01 0 days 2,498 sqft
2019-05-01 0 days 2,515 sqft
2019-06-01 0 days 2,628 sqft
2019-07-01 0 days 2,667 sqft
2019-08-01 0 days 2,541 sqft
2019-09-01 0 days 2,552 sqft
2019-10-01 0 days 2,520 sqft
2019-11-01 0 days 2,576 sqft
2019-12-01 0 days 2,616 sqft
2020-01-01 0 days 2,537 sqft
2020-02-01 0 days 2,652 sqft
2020-03-01 0 days 2,715 sqft
2020-04-01 0 days 2,655 sqft
2020-05-01 0 days 2,658 sqft
2020-06-01 0 days 2,626 sqft
2020-07-01 0 days 2,652 sqft
2020-08-01 0 days 2,652 sqft
2020-09-01 0 days 2,664 sqft
2020-10-01 0 days 2,598 sqft
2020-11-01 0 days 2,507 sqft
2020-12-01 0 days 2,752 sqft
2021-01-01 0 days 2,928 sqft
2021-02-01 0 days 3,014 sqft
2021-03-01 0 days 2,754 sqft
2021-04-01 0 days 2,487 sqft
2021-05-01 0 days 2,704 sqft
2021-06-01 0 days 2,672 sqft
2021-07-01 0 days 2,733 sqft
2021-08-01 0 days 2,510 sqft
2021-09-01 0 days 2,369 sqft
2021-10-01 0 days 2,474 sqft
2021-11-01 0 days 2,452 sqft
2021-12-01 0 days 2,549 sqft
2022-01-01 0 days 2,814 sqft
2022-02-01 0 days 2,761 sqft
2022-03-01 0 days 2,908 sqft
2022-04-01 0 days 2,860 sqft
CHEYENNE's median listing age (time on market) for 2022-04-01 was 0 days.

CHEYENNE's median square footage for active listings during the 2022-04-01 period was 2,860 sqft. One year prior, the average listing was 2,487 sqft.