CHEYENNE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cheyenne averaged 6.74% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.83% and one month ago for the week of 2023-08-17, the average rate was 6.94%.

Cheyenne's average rate one year ago was 5.87%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Cheyenne 30 Year Fixed Rate 2023-09-21 6.74%
Cheyenne 30 Year Fixed Rate Refi 2023-09-21 6.1%
Cheyenne 15 Year Fixed Rate 2023-09-21 6.95%
Cheyenne 15 Year Fixed Rate Refi 2023-09-21 7.14%
Cheyenne 30 Year FHA 2023-09-21 6.32%
Cheyenne 30 Year FHA Refi 2023-09-21 6.84%
Cheyenne 30 Year USDA 2023-09-21 6.82%
Cheyenne 30 Year USDA Refi 2023-09-21 6.92%
Cheyenne 30 Year VA 2023-09-21 6.34%
Cheyenne 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHEYENNE, WY.

CHEYENNE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHEYENNE, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Interstate Bank 128 5.03% $6,047
Jonah Bank of Wyoming 106 4.55% $5,662
QUICKEN LOANS, LLC 106 4.58% $7,212
Wallick & Volk, Inc. 95 4.91% $7,766
Wyoming Bank & Trust 61 4.85% $5,726
AMERICAN PACIFIC MORTGAGE CORPORATION 53 5.84% $7,869
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 52 4.85% $6,188
GUILD MORTGAGE COMPANY 51 5.03% $7,102
CENTENNIAL LENDING, LLC 45 4.57% $5,126
CHERRY CREEK MORTGAGE, LLC 34 3.86% $732
Blue Federal Credit Union 33 4.39% $5,216
Meridian Trust Federal Credit Union 28 4.46% $3,912
Wells Fargo Bank 24 4.45% $4,105
CORNERSTONE HOME LENDING, INC. 21 5.20% $5,956
CROSSCOUNTRY MORTGAGE, LLC 20 5.27% $8,247
U.S. Bank 20 4.76% $4,679
CMG MORTGAGE, INC. 18 4.88% $5,400
JPMorgan Chase Bank 18 4.60% $2,008
LOANDEPOT.COM, LLC 18 4.68% $6,417
UNITED WHOLESALE MORTGAGE, LLC 17 5.00% $4,976
BROKER SOLUTIONS, INC. 14 4.46% $6,004
AMERICAN FINANCING CORPORATION 10 3.97% $5,985
Pinnacle Bank - Wyoming 10 4.48% $7,111
Mr. Cooper ( Nationstar Mortgage ) 9 4.85% $8,223
PENNYMAC LOAN SERVICES, LLC 9 4.14% $8,770
First National Bank of Omaha 7 5.02% $4,609
AMERISAVE MORTGAGE CORPORATION 7 3.93% $9,540
Summit Mortgage Corporation 7 4.61% $10,411
HOMESTAR FINANCIAL CORPORATION 7 4.27% $4,323
Flagstar Bank, FSB 6 4.38% $4,825
Colonial Savings, F.A. 6 5.27% $6,631
CALIBER HOME LOANS, INC. 6 4.63% $5,508
Bank of the West 5 4.43% $4,679
Bank of America 5 4.45% $4,913
Gateway First Bank 5 4.65% $3,783
FREEDOM MORTGAGE CORPORATION 5 5.55% $6,961
First Western Trust Bank 5 4.90% $5,458
NuVision Federal Credit Union 5 5.08% $2,317
Northpointe Bank 5 6.53% $8,502
NAVY FEDERAL CREDIT UNION 5 5.40% $6,251
HOME POINT FINANCIAL CORPORATION 4 4.21% $6,798
BETTER MORTGAGE CORPORATION 4 3.63% $3,127
WESTERN VISTA 4 4.90% $5,232
BOKF 3 5.29% $4,655
ACADEMY MORTGAGE CORPORATION 3 6.29% $8,167
Bank of Colorado 3 4.29% $5,303
Carrington Mortgage Services, LLC 3 6.54% $8,895
CRESCENT MORTGAGE COMPANY 3 4.50% $5,006
GUARANTEED RATE, INC. 3 5.04% $4,466
MEGASTAR FINANCIAL CORP. 3 4.71% $4,677
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.04% $9,929
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 5.29% $6,353
West Gate Bank 3 4.46% $5,089
ZILLOW HOME LOANS, LLC 3 4.38% $5,427
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.63% $6,423
Adams Bank & Trust 2 3.50% $3,051
THRIVE MORTGAGE, LLC 2 5.94% $8,510
NEWREZ LLC 2 4.99% $5,174
Truist 2 3.13% $3,778
Loan Simple, Inc. 2 4.44% $4,754
CARDINAL FINANCIAL 2 4.31% $7,855
WYHY 2 5.50% $10,000
USAA Federal Savings Bank 2 5.50% $4,519
CHURCHILL MORTGAGE CORPORATION 2 5.12% $2,965
KeyBank 2 4.50% $3,995
PLANET HOME LENDING, LLC 2 3.31% $2,835
BAY EQUITY LLC 2 3.75% $9,610
PNC Bank 2 5.88% $3,353
EVERETT FINANCIAL, INC. 2 5.75% $2,233
AMERICAN INTERNET MORTGAGE, INC. 2 3.94% $3,537
Glacier Bank 2 5.00% $8,679
HOME MORTGAGE ALLIANCE, LLC 2 4.56% $5,283
NBKC BANK 2 6.19% $3,842
Paramount Bank 1 5.25% $2,343
City National Bank 1 2.90% $2,687
PENTAGON FEDERAL CREDIT UNION 1 6.25% $3,886
Plains Commerce Bank 1 5.13% $1,530
PREMIA MORTGAGE, LLC 1 4.80% $3,545
PREMIER MORTGAGE RESOURCES, L.L.C. 1 4.13% $3,977
CHARTER WEST BANK 1 6.13% $2,804
Quontic Bank 1 5.50% $7,690
RESIDENTIAL BANCORP 1 3.49% $5,005
S1L, Inc. 1 3.99% $3,930
Service Federal Credit Union 1 5.50% $2,717
SOUTHWEST FUNDING, LP 1 5.88% $3,921
Stifel Bank and Trust 1 5.63% $2,048
Centennial Bank 1 4.88% $3,747
The Central Trust Bank 1 2.99% $2,404
The Federal Savings Bank 1 5.00% $5,961
The Huntington National Bank 1 4.00% $4,948
TJC Mortgage, Inc. 1 7.13% $3,307
Umpqua Bank 1 3.88% $2,237
UNIVERSAL LENDING CORPORATION 1 3.50% $3,806
Academy Bank 1 3.75% $3,240
BNC National Bank 1 4.88% $4,405
Watermark Capital, Inc. 1 3.88% $3,937
GROUP MORTGAGE, LLC 1 3.88% $3,902
GUARANTEED RATE AFFINITY, LLC 1 3.63% $3,988
First Guaranty Mortgage Corporation 1 4.75% $7,421
First Internet Bank of Indiana 1 2.88% $7,913
FirstBank 1 3.75% $2,467
FINANCE OF AMERICA MORTGAGE LLC 1 6.13% $18,379
LAKEVIEW LOAN SERVICING, LLC 1 4.88% $5,278
Farm Credit Mid-America, ACA 1 6.00% $8,492
Magnolia Bank 1 5.00% $9,463
MANN FINANCIAL INC. 1 6.13% $8,702
Zions Bank 1 3.50% $4,342
Morgan Stanley Private Bank 1 3.65% $3,765
Mortgage Research Center, LLC 1 7.50% $1,600
MOVEMENT MORTGAGE, LLC 1 5.13% $8,296
EMBRACE HOME LOANS, INC. 1 3.88% $3,063
Nations Lending Corporation 1 5.75% $10,644
Discover Bank 1 4.25% $0
NexBank 1 5.25% $3,643
NFM, INC. 1 3.25% $4,278
North American Savings Bank, F.S.B. 1 7.88% $6,273
DAS Acquisition Company, LLC 1 6.13% $9,330
Commerce Home Mortgage, Inc. 1 5.13% $3,759

CHEYENNE Average Closing Costs & Other Stats

CHEYENNE, WY's 118 lenders originated 3,700 loans during 2022. The total origination value was $962,190,000, with an average loan value of $260,051.

CHEYENNE's average closing costs are $5,580.

The top CHEYENNE lender as defined by loan originations is First Interstate Bank, with 128 loans originated. Their average total fees are $6,047, which is $385 higher than the next largest lender, Jonah Bank of Wyoming.

The lowest fee CHEYENNE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($732), JPMorgan Chase Bank ($2,008), Meridian Trust Federal Credit Union ($3,912), Wells Fargo Bank ($4,105) and U.S. Bank ($4,679).

The lowest rate CHEYENNE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC (3.86%), AMERICAN FINANCING CORPORATION (3.97%), Blue Federal Credit Union (4.39%), Wells Fargo Bank (4.45%) and BROKER SOLUTIONS, INC. (4.46%).

CHEYENNE, WY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Interstate Bank $150,305,000 $86,670,000 -42.3% 9.0%
Jonah Bank of Wyoming $145,425,000 $69,120,000 -52.5% 7.2%
Wallick & Volk, Inc. $107,905,000 $63,910,000 -40.8% 6.6%
QUICKEN LOANS, LLC $136,875,000 $54,675,000 -60.1% 5.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 $45,625,000 22,156.1% 4.7%
Wyoming Bank & Trust $89,770,000 $44,890,000 -50.0% 4.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $70,140,000 $40,925,000 -41.7% 4.3%
GUILD MORTGAGE COMPANY $44,405,000 $37,710,000 -15.1% 3.9%
Meridian Trust Federal Credit Union $19,675,000 $32,850,000 67.0% 3.4%
Blue Federal Credit Union $49,425,000 $29,200,000 -40.9% 3.0%
CHERRY CREEK MORTGAGE, LLC $119,840,000 $28,775,000 -76.0% 3.0%
CENTENNIAL LENDING, LLC $30,010,000 $23,980,000 -20.1% 2.5%
Mortgage Research Center, LLC $36,970,000 $19,035,000 -48.5% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $8,705,000 $16,900,000 94.1% 1.8%
Platte Valley Bank $18,935,000 $16,870,000 -10.9% 1.8%
FREEDOM MORTGAGE CORPORATION $73,275,000 $14,825,000 -79.8% 1.5%
U.S. Bank $35,035,000 $14,170,000 -59.6% 1.5%
Wells Fargo Bank $31,670,000 $13,100,000 -58.6% 1.4%
PENNYMAC LOAN SERVICES, LLC $29,940,000 $12,080,000 -59.7% 1.3%
LOANDEPOT.COM, LLC $28,460,000 $11,860,000 -58.3% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $16,870,000 $11,340,000 -32.8% 1.2%
HomeStreet Bank $10,505,000 n/a 1.1%
CMG MORTGAGE, INC. $29,670,000 $10,490,000 -64.6% 1.1%
CORNERSTONE HOME LENDING, INC. $22,295,000 $9,625,000 -56.8% 1.0%
Pinnacle Bank - Wyoming $14,150,000 $8,965,000 -36.6% 0.9%
ANB Bank $9,475,000 $8,525,000 -10.0% 0.9%
WESTERN VISTA $12,745,000 $7,640,000 -40.1% 0.8%
First National Bank of Omaha $1,645,000 $7,625,000 363.5% 0.8%
WALKER & DUNLOP, LLC $7,565,000 $7,565,000 0.0% 0.8%
JPMorgan Chase Bank $7,115,000 $7,075,000 -0.6% 0.7%
USAA Federal Savings Bank $8,875,000 $6,755,000 -23.9% 0.7%
The Federal Savings Bank $10,470,000 $6,605,000 -36.9% 0.7%
AMERISAVE MORTGAGE CORPORATION $14,885,000 $5,670,000 -61.9% 0.6%
NAVY FEDERAL CREDIT UNION $9,705,000 $5,505,000 -43.3% 0.6%
BROKER SOLUTIONS, INC. $5,705,000 $5,490,000 -3.8% 0.6%
Adams Bank & Trust $75,000 $5,365,000 7,053.3% 0.6%
CANVAS CREDIT UNION $5,160,000 n/a 0.5%
HOMESTAR FINANCIAL CORPORATION $970,000 $5,120,000 427.8% 0.5%
WYHY $16,365,000 $5,090,000 -68.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $13,745,000 $4,895,000 -64.4% 0.5%
AMERICAN FINANCING CORPORATION $13,530,000 $4,470,000 -67.0% 0.5%
Bank of the West $5,535,000 $4,375,000 -21.0% 0.5%
Summit Mortgage Corporation $1,145,000 $3,855,000 236.7% 0.4%
NuVision Federal Credit Union $3,365,000 $3,835,000 14.0% 0.4%
Gateway First Bank $1,045,000 $3,650,000 249.3% 0.4%
NEW DAY FINANCIAL, LLC $8,740,000 $3,500,000 -60.0% 0.4%
Flagstar Bank, FSB $7,760,000 $3,435,000 -55.7% 0.4%
NBKC BANK $5,770,000 $3,395,000 -41.2% 0.4%
NEWREZ LLC $5,775,000 $3,380,000 -41.5% 0.4%
First Education Federal Credit Union $3,155,000 n/a 0.3%
Bank of America $1,720,000 $2,815,000 63.7% 0.3%
CALIBER HOME LOANS, INC. $12,645,000 $2,780,000 -78.0% 0.3%
Colonial Savings, F.A. $5,850,000 $2,695,000 -53.9% 0.3%
ACADEMY MORTGAGE CORPORATION $4,235,000 $2,510,000 -40.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,870,000 $2,260,000 20.9% 0.2%
HOME POINT FINANCIAL CORPORATION $9,580,000 $2,235,000 -76.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $17,915,000 $2,210,000 -87.7% 0.2%
Glacier Bank $2,065,000 $2,075,000 0.5% 0.2%
First Western Trust Bank $3,315,000 $2,025,000 -38.9% 0.2%
GUARANTEED RATE, INC. $2,375,000 $1,930,000 -18.7% 0.2%
Bank of Colorado $540,000 $1,785,000 230.6% 0.2%
BETTER MORTGAGE CORPORATION $13,170,000 $1,765,000 -86.6% 0.2%
North American Savings Bank, F.S.B. $1,395,000 $1,650,000 18.3% 0.2%
West Gate Bank $2,235,000 $1,630,000 -27.1% 0.2%
VILLAGE CAPITAL MORTGAGE $4,850,000 $1,425,000 -70.6% 0.1%
HOME MORTGAGE ALLIANCE, LLC $1,410,000 n/a 0.1%
Northpointe Bank $835,000 $1,385,000 65.9% 0.1%
BOKF $1,345,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $950,000 $1,325,000 39.5% 0.1%
ZILLOW HOME LOANS, LLC $1,305,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,905,000 $1,285,000 -32.5% 0.1%
GREYSTONE SERVICING COMPANY LLC $1,225,000 n/a 0.1%
Armed Forces Bank $845,000 $1,215,000 43.8% 0.1%
BAY EQUITY LLC $1,405,000 $1,170,000 -16.7% 0.1%
Zions Bancorporation, N.A. $430,000 $1,150,000 167.4% 0.1%
AMERICAN ADVISORS GROUP $1,085,000 $1,105,000 1.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,130,000 $1,105,000 -2.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,000,000 $1,075,000 7.5% 0.1%
EVERETT FINANCIAL, INC. $1,040,000 n/a 0.1%
Loan Simple, Inc. $3,205,000 $1,040,000 -67.6% 0.1%
PLANET HOME LENDING, LLC $625,000 $1,020,000 63.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,570,000 $1,015,000 -81.8% 0.1%
KeyBank $2,490,000 $945,000 -62.0% 0.1%
PNC Bank $1,880,000 $945,000 -49.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $610,000 $935,000 53.3% 0.1%
THRIVE MORTGAGE, LLC $900,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $450,000 $900,000 100.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,420,000 $855,000 -64.7% 0.1%
Figure Lending LLC $105,000 $845,000 704.8% 0.1%
RESIDENTIAL BANCORP. $765,000 $845,000 10.5% 0.1%
Nations Lending Corporation $1,210,000 $835,000 -31.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 $830,000 690.5% 0.1%
SUMMIT FUNDING, INC. $225,000 $795,000 253.3% 0.1%
GROUP MORTGAGE, LLC $770,000 $775,000 0.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $770,000 n/a 0.1%
PREMIA MORTGAGE, LLC $125,000 $770,000 516.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $600,000 $750,000 25.0% 0.1%
Truist $8,030,000 $735,000 -90.8% 0.1%
AXIA FINANCIAL, LLC $730,000 n/a 0.1%
BNC National Bank $1,620,000 $730,000 -54.9% 0.1%
Discover Bank $400,000 $720,000 80.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,225,000 $710,000 -42.0% 0.1%
Low VA Rates, LLC $4,050,000 $680,000 -83.2% 0.1%
The Huntington National Bank $955,000 $655,000 -31.4% 0.1%
MANN FINANCIAL INC. $175,000 $645,000 268.6% 0.1%
Ally Bank $1,325,000 $630,000 -52.5% 0.1%
First National Bank $270,000 $630,000 133.3% 0.1%
CRESCENT MORTGAGE COMPANY $1,380,000 $625,000 -54.7% 0.1%
Magnolia Bank $2,045,000 $590,000 -71.1% 0.1%
MOUNTAIN AMERICA $445,000 $570,000 28.1% 0.1%
Commerce Home Mortgage, Inc. $530,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $530,000 -2.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,855,000 $510,000 -72.5% 0.1%
MEGASTAR FINANCIAL CORP. $1,375,000 $505,000 -63.3% 0.1%
Paramount Bank $375,000 $495,000 32.0% 0.1%
UNIVERSAL LENDING CORPORATION $2,565,000 $490,000 -80.9% 0.1%
Centennial Bank $485,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $485,000 n/a 0.1%
Plains Commerce Bank $4,405,000 $470,000 -89.3% 0.0%
First Guaranty Mortgage Corporation $4,190,000 $465,000 -88.9% 0.0%
Farm Credit Mid-America, ACA $1,930,000 $455,000 -76.4% 0.0%
Hilltop National Bank $710,000 $455,000 -35.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $955,000 $455,000 -52.4% 0.0%
First Internet Bank of Indiana $690,000 $445,000 -35.5% 0.0%
Wyndham Capital Mortgage, Inc. $2,350,000 $425,000 -81.9% 0.0%
F & M Bank $415,000 n/a 0.0%
Service Federal Credit Union $410,000 n/a 0.0%
Texana Bank $255,000 $410,000 60.8% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $405,000 n/a 0.0%
T2 FINANCIAL LLC $405,000 n/a 0.0%
SOUTHWEST FUNDING, LP $400,000 n/a 0.0%
FirstBank $1,350,000 $385,000 -71.5% 0.0%
EMBRACE HOME LOANS, INC. $375,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $255,000 $375,000 47.1% 0.0%
EQUITABLE SAVINGS AND LOAN ASSOCIATION $370,000 n/a 0.0%
City National Bank $205,000 $365,000 78.0% 0.0%
M&T Bank $280,000 $365,000 30.4% 0.0%
American Mortgage & Equity Consultants, Inc. $345,000 n/a 0.0%
Bank of England $225,000 $345,000 53.3% 0.0%
NexBank $1,155,000 $345,000 -70.1% 0.0%
CASTLE & COOKE MORTGAGE, LLC $175,000 $340,000 94.3% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $335,000 n/a 0.0%
The Central Trust Bank $355,000 $335,000 -5.6% 0.0%
NFM, INC. $325,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $315,000 n/a 0.0%
CHARTER WEST BANK $315,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $485,000 $310,000 -36.1% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 n/a 0.0%
S1L, Inc. $285,000 $305,000 7.0% 0.0%
Servion, Inc. $295,000 n/a 0.0%
Umpqua Bank $295,000 n/a 0.0%
DAS Acquisition Company, LLC $285,000 n/a 0.0%
LADERA LENDING, INC. $285,000 n/a 0.0%
Quontic Bank $235,000 $285,000 21.3% 0.0%
Stifel Bank and Trust $265,000 $285,000 7.5% 0.0%
SOFI LENDING CORP. $1,460,000 $245,000 -83.2% 0.0%
21ST MORTGAGE CORPORATION $975,000 $235,000 -75.9% 0.0%
Amerifirst Financial, Inc. $495,000 $235,000 -52.5% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $235,000 n/a 0.0%
BANKWEST, INC. $35,000 $225,000 542.9% 0.0%
Watermark Capital, Inc. $225,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 $215,000 -58.3% 0.0%
Academy Bank $205,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 $205,000 485.7% 0.0%
Financial Funding Solutions, Inc. $910,000 $205,000 -77.5% 0.0%
LENDINGONE, LLC $245,000 $205,000 -16.3% 0.0%
AmeriHome Mortgage Company, LLC $195,000 n/a 0.0%
Operating Engineers Local Union #3 $165,000 n/a 0.0%
Points West Community Bank $150,000 $165,000 10.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,120,000 $155,000 -86.2% 0.0%
TJC Mortgage, Inc. $155,000 n/a 0.0%
NUMARK CREDIT UNION $65,000 $150,000 130.8% 0.0%
Barrington Bank & Trust Company, N.A. $2,905,000 $125,000 -95.7% 0.0%
Peak Financial $125,000 n/a 0.0%
VERITAS FUNDING, LLC $125,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%

CHEYENNE's top lender by overall market share is First Interstate Bank, with 9.0% market share. In second place, with 7.2%, is Jonah Bank of Wyoming, having originated $69,120,000 in loans. In third place, with 6.6%, is Wallick & Volk, Inc., having originated $63,910,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $54,675,000 in loans. In fifth place, with 4.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $45,625,000 in loans.


CHEYENNE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $310,000 (11.4%) $341,884 (11.2%) 0.00 309
2018-02-01 $315,750 (8.1%) $344,970 (10.7%) 0.00 299
2018-03-01 $299,900 (-1.7%) $343,410 (5.8%) 0.00 314
2018-04-01 $292,200 (-2.6%) $341,812 (4.1%) 0.00 337
2018-05-01 $300,000 (1.7%) $344,735 (5.6%) 0.00 352
2018-06-01 $299,900 (4.7%) $343,035 (8.0%) 0.00 364
2018-07-01 $299,800 (5.0%) $343,947 (7.3%) 0.00 373
2018-08-01 $290,358 (1.2%) $336,157 (6.4%) 0.00 388
2018-09-01 $290,358 (0.2%) $334,333 (3.4%) 0.00 371
2018-10-01 $289,325 (1.4%) $329,301 (4.3%) 0.00 348
2018-11-01 $289,950 (1.3%) $332,258 (3.0%) 0.00 329
2018-12-01 $285,000 (-1.4%) $327,405 (-1.0%) 0.00 325
2019-01-01 $290,300 (-6.4%) $326,912 (-4.4%) 0.00 278
2019-02-01 $295,000 (-6.6%) $333,590 (-3.3%) 0.00 219
2019-03-01 $291,471 (-2.8%) $337,223 (-1.8%) 0.00 230
2019-04-01 $306,250 (4.8%) $344,917 (0.9%) 0.00 257
2019-05-01 $325,810 (8.6%) $353,527 (2.6%) 0.00 241
2019-06-01 $352,900 (17.7%) $368,375 (7.4%) 0.00 225
2019-07-01 $341,125 (13.8%) $372,249 (8.2%) 0.00 236
2019-08-01 $335,523 (15.6%) $372,237 (10.7%) 0.00 260
2019-09-01 $336,307 (15.8%) $369,590 (10.6%) 0.00 299
2019-10-01 $335,871 (16.1%) $367,825 (11.7%) 0.00 321
2019-11-01 $340,850 (17.6%) $368,105 (10.8%) 0.00 269
2019-12-01 $343,500 (20.5%) $371,807 (13.6%) 0.00 246
2020-01-01 $341,125 (17.5%) $369,036 (12.9%) 0.00 220
2020-02-01 $358,000 (21.4%) $374,196 (12.2%) 0.00 201
2020-03-01 $369,425 (26.7%) $391,633 (16.1%) 0.00 217
2020-04-01 $363,475 (18.7%) $380,620 (10.4%) 0.00 265
2020-05-01 $365,500 (12.2%) $389,650 (10.2%) 0.00 262
2020-06-01 $370,600 (5.0%) $389,860 (5.8%) 0.00 276
2020-07-01 $373,425 (9.5%) $394,583 (6.0%) 0.00 288
2020-08-01 $372,475 (11.0%) $390,088 (4.8%) 0.00 266
2020-09-01 $360,625 (7.2%) $386,973 (4.7%) 0.00 241
2020-10-01 $353,000 (5.1%) $387,131 (5.3%) 0.00 245
2020-11-01 $341,400 (0.2%) $396,981 (7.8%) 0.00 206
2020-12-01 $374,950 (9.2%) $406,035 (9.2%) 0.00 169
2021-01-01 $435,000 (27.5%) $421,645 (14.3%) 0.00 119
2021-02-01 $454,450 (26.9%) $450,881 (20.5%) 0.00 106
2021-03-01 $423,725 (14.7%) $421,841 (7.7%) 0.00 101
2021-04-01 $392,250 (7.9%) $402,105 (5.6%) 0.00 106
2021-05-01 $399,900 (9.4%) $425,605 (9.2%) 0.00 98
2021-06-01 $408,750 (10.3%) $445,028 (14.2%) 0.00 117
2021-07-01 $435,000 (16.5%) $465,826 (18.1%) 0.00 133
2021-08-01 $408,750 (9.7%) $469,065 (20.3%) 0.00 151
2021-09-01 $372,500 (3.3%) $446,275 (15.3%) 0.00 163
2021-10-01 $375,000 (6.2%) $431,766 (11.5%) 0.00 187
2021-11-01 $377,475 (10.6%) $433,060 (9.1%) 0.00 182
2021-12-01 $439,000 (17.1%) $451,944 (11.3%) 0.00 171
2022-01-01 $482,500 (10.9%) $481,929 (14.3%) 0.00 125
2022-02-01 $482,450 (6.2%) $499,757 (10.8%) 0.00 102
2022-03-01 $522,000 (23.2%) $540,556 (28.1%) 0.00 82
2022-04-01 $519,950 (32.6%) $527,659 (31.2%) 0.00 90
2022-05-01 $484,950 (21.3%) $506,085 (18.9%) 0.00 139
2022-06-01 $437,500 (7.0%) $502,962 (13.0%) 0.00 222
2022-07-01 $475,000 (9.2%) $513,046 (10.1%) 0.00 324
2022-08-01 $489,850 (19.8%) $522,553 (11.4%) 0.00 354
2022-09-01 $488,350 (31.1%) $512,390 (14.8%) 0.00 374
2022-10-01 $474,900 (26.6%) $509,629 (18.0%) 0.00 387
2022-11-01 $466,125 (23.5%) $504,656 (16.5%) 0.00 404
2022-12-01 $467,000 (6.4%) $501,721 (11.0%) 0.00 378
2023-01-01 $469,675 (-2.7%) $506,840 (5.2%) 0.00 341
2023-02-01 $498,625 (3.4%) $522,333 (4.5%) 0.00 321
2023-03-01 $533,150 (2.1%) $539,507 (-0.2%) 0.00 306
2023-04-01 $540,000 (3.9%) $563,617 (6.8%) 0.00 314
2023-05-01 $549,950 (13.4%) $568,640 (12.4%) 0.00 320
2023-06-01 $532,000 (21.6%) $554,400 (10.2%) 0.00 342
2023-07-01 $500,000 (5.3%) $540,168 (5.3%) 0.00 354
2023-08-01 $475,000 (-3.0%) $514,726 (-1.5%) 0.00 379
CHEYENNE's median listing price for 2023-08-01 was $475,000, a difference of $-14,850 (-3.0%) versus the prior year and $-25,000 versus the prior month.

CHEYENNE's median listing price comes in at 0% of the national average.

CHEYENNE's average listing price for 2023-08-01 was $514,726, a difference of $-7,827 (-1.5%) versus the prior year and $-25,442 versus the prior month.

For the 2023-08-01 period, CHEYENNE had 379 MLS listings, a difference of 25 listings (7%) versus the prior month and 25 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,738 sqft
2018-02-01 0 days 2,757 sqft
2018-03-01 0 days 2,664 sqft
2018-04-01 0 days 2,626 sqft
2018-05-01 0 days 2,626 sqft
2018-06-01 0 days 2,615 sqft
2018-07-01 0 days 2,614 sqft
2018-08-01 0 days 2,566 sqft
2018-09-01 0 days 2,566 sqft
2018-10-01 0 days 2,526 sqft
2018-11-01 0 days 2,507 sqft
2018-12-01 0 days 2,434 sqft
2019-01-01 0 days 2,453 sqft
2019-02-01 0 days 2,527 sqft
2019-03-01 0 days 2,450 sqft
2019-04-01 0 days 2,494 sqft
2019-05-01 0 days 2,518 sqft
2019-06-01 0 days 2,652 sqft
2019-07-01 0 days 2,667 sqft
2019-08-01 0 days 2,539 sqft
2019-09-01 0 days 2,550 sqft
2019-10-01 0 days 2,557 sqft
2019-11-01 0 days 2,611 sqft
2019-12-01 0 days 2,631 sqft
2020-01-01 0 days 2,535 sqft
2020-02-01 0 days 2,652 sqft
2020-03-01 0 days 2,707 sqft
2020-04-01 0 days 2,650 sqft
2020-05-01 0 days 2,663 sqft
2020-06-01 0 days 2,630 sqft
2020-07-01 0 days 2,679 sqft
2020-08-01 0 days 2,715 sqft
2020-09-01 0 days 2,664 sqft
2020-10-01 0 days 2,596 sqft
2020-11-01 0 days 2,518 sqft
2020-12-01 0 days 2,741 sqft
2021-01-01 0 days 2,928 sqft
2021-02-01 0 days 3,010 sqft
2021-03-01 0 days 2,746 sqft
2021-04-01 0 days 2,492 sqft
2021-05-01 0 days 2,680 sqft
2021-06-01 0 days 2,619 sqft
2021-07-01 0 days 2,762 sqft
2021-08-01 0 days 2,477 sqft
2021-09-01 0 days 2,361 sqft
2021-10-01 0 days 2,454 sqft
2021-11-01 0 days 2,478 sqft
2021-12-01 0 days 2,541 sqft
2022-01-01 0 days 2,780 sqft
2022-02-01 0 days 2,780 sqft
2022-03-01 0 days 2,909 sqft
2022-04-01 0 days 2,860 sqft
2022-05-01 0 days 2,765 sqft
2022-06-01 0 days 2,537 sqft
2022-07-01 0 days 2,774 sqft
2022-08-01 0 days 2,844 sqft
2022-09-01 0 days 2,713 sqft
2022-10-01 0 days 2,716 sqft
2022-11-01 0 days 2,768 sqft
2022-12-01 0 days 2,762 sqft
2023-01-01 0 days 2,720 sqft
2023-02-01 0 days 2,820 sqft
2023-03-01 0 days 2,926 sqft
2023-04-01 0 days 3,012 sqft
2023-05-01 0 days 3,006 sqft
2023-06-01 0 days 2,947 sqft
2023-07-01 0 days 2,773 sqft
2023-08-01 0 days 2,662 sqft
CHEYENNE's median listing age (time on market) for 2023-08-01 was 0 days.

CHEYENNE's median square footage for active listings during the 2023-08-01 period was 2,662 sqft. One year prior, the average listing was 2,844 sqft.

CHEYENNE, WY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
82001 Cheyenne, WY $710 $740 $940 $1,340 $1,610
82003 Cheyenne, WY $670 $700 $890 $1,260 $1,520
82005 Cheyenne, WY $700 $730 $920 $1,320 $1,580
82007 Cheyenne, WY $700 $730 $930 $1,320 $1,590
82009 Cheyenne, WY $640 $670 $850 $1,210 $1,450
82010 Cheyenne, WY $670 $700 $890 $1,260 $1,520
82050 Cheyenne, WY $630 $630 $800 $1,150 $1,390
82052 Cheyenne, WY $670 $700 $890 $1,260 $1,520
82053 Cheyenne, WY $650 $680 $860 $1,220 $1,470
82054 Cheyenne, WY $660 $710 $900 $1,280 $1,510
82059 Cheyenne, WY $750 $790 $1,000 $1,420 $1,700
82060 Cheyenne, WY $640 $670 $850 $1,210 $1,460
82061 Cheyenne, WY $670 $700 $890 $1,260 $1,520
82081 Cheyenne, WY $670 $700 $890 $1,260 $1,520
82082 Cheyenne, WY $630 $630 $800 $1,150 $1,390

2022 Average & Median Rent Data Statistics
CHEYENNE, WY average 1BR rent: $699, median: $700
CHEYENNE, WY average 2BR rent: $887, median: $890
CHEYENNE, WY average 3BR rent: $1,261, median: $1,260

CHEYENNE, WY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,999 $624,205,000 $312,259
Cash Out Refi 805 $195,075,000 $242,329
Refi 377 $97,545,000 $258,740
Other 301 $27,015,000 $89,751
Home Improvement 218 $18,350,000 $84,174

Cheyenne's most frequently cited loan purpose was Home Purchase, with 1,999 originations. The 2nd most popular reason was Cash Out Refi, with 805 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 921 $263,655,000 $286,270
3-4% 825 $243,275,000 $294,879
5-6% 736 $225,220,000 $306,005
<2.5% 392 $41,110,000 $104,872
6-7% 315 $82,215,000 $261,000
2.5-3% 187 $52,885,000 $282,807
7-8% 118 $16,950,000 $143,644
Over 8% 43 $4,205,000 $97,791

During 2022, Cheyenne's most frequently originated rate bucket was 4-5%, with 921 originations.

Loan Sizing (CHEYENNE, WY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,687 $487,175,000 $288,782
$100,000 or less 760 $36,770,000 $48,382
$100k-200k 649 $97,505,000 $150,239
$400k-600k 493 $233,075,000 $472,769
$600k-1000k 97 $65,415,000 $674,381
$Over $1MM 14 $42,250,000 $3,017,857

CHEYENNE's loan sizing saw the bucket of loans from $200k-400k with 1,687 originations, totaling $487,175,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,302 $445,300,000 $342,012
60-80% 837 $281,155,000 $335,908
Under 20% 556 $26,410,000 $47,500
40-60% 365 $78,365,000 $214,699
20-40% 336 $43,050,000 $128,125
Over 100% 121 $49,295,000 $407,397

CHEYENNE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,302 originations, totaling $445,300,000 in origination value.