CHEYENNE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Cheyenne averaged 6.74% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.83% and one month ago for the week of 2023-08-17, the average rate was 6.94%.

    Cheyenne's average rate one year ago was 5.87%.

    For refis of the same type during the week of 2023-09-21, the average rate was 6.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Cheyenne 30 Year Fixed Rate 2023-09-21 6.74%
    Cheyenne 30 Year Fixed Rate Refi 2023-09-21 6.1%
    Cheyenne 15 Year Fixed Rate 2023-09-21 6.95%
    Cheyenne 15 Year Fixed Rate Refi 2023-09-21 7.14%
    Cheyenne 30 Year FHA 2023-09-21 6.32%
    Cheyenne 30 Year FHA Refi 2023-09-21 6.84%
    Cheyenne 30 Year USDA 2023-09-21 6.82%
    Cheyenne 30 Year USDA Refi 2023-09-21 6.92%
    Cheyenne 30 Year VA 2023-09-21 6.34%
    Cheyenne 30 Year VA Refi 2023-09-21 6.92%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHEYENNE, WY.

    CHEYENNE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHEYENNE, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First Interstate Bank 128 5.03% $6,047
    Jonah Bank of Wyoming 106 4.55% $5,662
    QUICKEN LOANS, LLC 106 4.58% $7,212
    Wallick & Volk, Inc. 95 4.91% $7,766
    Wyoming Bank & Trust 61 4.85% $5,726
    AMERICAN PACIFIC MORTGAGE CORPORATION 53 5.84% $7,869
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 52 4.85% $6,188
    GUILD MORTGAGE COMPANY 51 5.03% $7,102
    CENTENNIAL LENDING, LLC 45 4.57% $5,126
    CHERRY CREEK MORTGAGE, LLC 34 3.86% $732
    Blue Federal Credit Union 33 4.39% $5,216
    Meridian Trust Federal Credit Union 28 4.46% $3,912
    Wells Fargo Bank 24 4.45% $4,105
    CORNERSTONE HOME LENDING, INC. 21 5.20% $5,956
    CROSSCOUNTRY MORTGAGE, LLC 20 5.27% $8,247
    U.S. Bank 20 4.76% $4,679
    CMG MORTGAGE, INC. 18 4.88% $5,400
    JPMorgan Chase Bank 18 4.60% $2,008
    LOANDEPOT.COM, LLC 18 4.68% $6,417
    UNITED WHOLESALE MORTGAGE, LLC 17 5.00% $4,976
    BROKER SOLUTIONS, INC. 14 4.46% $6,004
    AMERICAN FINANCING CORPORATION 10 3.97% $5,985
    Pinnacle Bank - Wyoming 10 4.48% $7,111
    Mr. Cooper ( Nationstar Mortgage ) 9 4.85% $8,223
    PENNYMAC LOAN SERVICES, LLC 9 4.14% $8,770
    First National Bank of Omaha 7 5.02% $4,609
    AMERISAVE MORTGAGE CORPORATION 7 3.93% $9,540
    Summit Mortgage Corporation 7 4.61% $10,411
    HOMESTAR FINANCIAL CORPORATION 7 4.27% $4,323
    Flagstar Bank, FSB 6 4.38% $4,825
    Colonial Savings, F.A. 6 5.27% $6,631
    CALIBER HOME LOANS, INC. 6 4.63% $5,508
    Bank of the West 5 4.43% $4,679
    Bank of America 5 4.45% $4,913
    Gateway First Bank 5 4.65% $3,783
    FREEDOM MORTGAGE CORPORATION 5 5.55% $6,961
    First Western Trust Bank 5 4.90% $5,458
    NuVision Federal Credit Union 5 5.08% $2,317
    Northpointe Bank 5 6.53% $8,502
    NAVY FEDERAL CREDIT UNION 5 5.40% $6,251
    HOME POINT FINANCIAL CORPORATION 4 4.21% $6,798
    BETTER MORTGAGE CORPORATION 4 3.63% $3,127
    WESTERN VISTA 4 4.90% $5,232
    BOKF 3 5.29% $4,655
    ACADEMY MORTGAGE CORPORATION 3 6.29% $8,167
    Bank of Colorado 3 4.29% $5,303
    Carrington Mortgage Services, LLC 3 6.54% $8,895
    CRESCENT MORTGAGE COMPANY 3 4.50% $5,006
    GUARANTEED RATE, INC. 3 5.04% $4,466
    MEGASTAR FINANCIAL CORP. 3 4.71% $4,677
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.04% $9,929
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 5.29% $6,353
    West Gate Bank 3 4.46% $5,089
    ZILLOW HOME LOANS, LLC 3 4.38% $5,427
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.63% $6,423
    Adams Bank & Trust 2 3.50% $3,051
    THRIVE MORTGAGE, LLC 2 5.94% $8,510
    NEWREZ LLC 2 4.99% $5,174
    Truist 2 3.13% $3,778
    Loan Simple, Inc. 2 4.44% $4,754
    CARDINAL FINANCIAL 2 4.31% $7,855
    WYHY 2 5.50% $10,000
    USAA Federal Savings Bank 2 5.50% $4,519
    CHURCHILL MORTGAGE CORPORATION 2 5.12% $2,965
    KeyBank 2 4.50% $3,995
    PLANET HOME LENDING, LLC 2 3.31% $2,835
    BAY EQUITY LLC 2 3.75% $9,610
    PNC Bank 2 5.88% $3,353
    EVERETT FINANCIAL, INC. 2 5.75% $2,233
    AMERICAN INTERNET MORTGAGE, INC. 2 3.94% $3,537
    Glacier Bank 2 5.00% $8,679
    HOME MORTGAGE ALLIANCE, LLC 2 4.56% $5,283
    NBKC BANK 2 6.19% $3,842
    Paramount Bank 1 5.25% $2,343
    City National Bank 1 2.90% $2,687
    PENTAGON FEDERAL CREDIT UNION 1 6.25% $3,886
    Plains Commerce Bank 1 5.13% $1,530
    PREMIA MORTGAGE, LLC 1 4.80% $3,545
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 4.13% $3,977
    CHARTER WEST BANK 1 6.13% $2,804
    Quontic Bank 1 5.50% $7,690
    RESIDENTIAL BANCORP 1 3.49% $5,005
    S1L, Inc. 1 3.99% $3,930
    Service Federal Credit Union 1 5.50% $2,717
    SOUTHWEST FUNDING, LP 1 5.88% $3,921
    Stifel Bank and Trust 1 5.63% $2,048
    Centennial Bank 1 4.88% $3,747
    The Central Trust Bank 1 2.99% $2,404
    The Federal Savings Bank 1 5.00% $5,961
    The Huntington National Bank 1 4.00% $4,948
    TJC Mortgage, Inc. 1 7.13% $3,307
    Umpqua Bank 1 3.88% $2,237
    UNIVERSAL LENDING CORPORATION 1 3.50% $3,806
    Academy Bank 1 3.75% $3,240
    BNC National Bank 1 4.88% $4,405
    Watermark Capital, Inc. 1 3.88% $3,937
    GROUP MORTGAGE, LLC 1 3.88% $3,902
    GUARANTEED RATE AFFINITY, LLC 1 3.63% $3,988
    First Guaranty Mortgage Corporation 1 4.75% $7,421
    First Internet Bank of Indiana 1 2.88% $7,913
    FirstBank 1 3.75% $2,467
    FINANCE OF AMERICA MORTGAGE LLC 1 6.13% $18,379
    LAKEVIEW LOAN SERVICING, LLC 1 4.88% $5,278
    Farm Credit Mid-America, ACA 1 6.00% $8,492
    Magnolia Bank 1 5.00% $9,463
    MANN FINANCIAL INC. 1 6.13% $8,702
    Zions Bank 1 3.50% $4,342
    Morgan Stanley Private Bank 1 3.65% $3,765
    Mortgage Research Center, LLC 1 7.50% $1,600
    MOVEMENT MORTGAGE, LLC 1 5.13% $8,296
    EMBRACE HOME LOANS, INC. 1 3.88% $3,063
    Nations Lending Corporation 1 5.75% $10,644
    Discover Bank 1 4.25% $0
    NexBank 1 5.25% $3,643
    NFM, INC. 1 3.25% $4,278
    North American Savings Bank, F.S.B. 1 7.88% $6,273
    DAS Acquisition Company, LLC 1 6.13% $9,330
    Commerce Home Mortgage, Inc. 1 5.13% $3,759

    CHEYENNE Average Closing Costs & Other Stats

    CHEYENNE, WY's 118 lenders originated 3,700 loans during 2022. The total origination value was $962,190,000, with an average loan value of $260,051.

    CHEYENNE's average closing costs are $5,580.

    The top CHEYENNE lender as defined by loan originations is First Interstate Bank, with 128 loans originated. Their average total fees are $6,047, which is $385 higher than the next largest lender, Jonah Bank of Wyoming.

    The lowest fee CHEYENNE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($732), JPMorgan Chase Bank ($2,008), Meridian Trust Federal Credit Union ($3,912), Wells Fargo Bank ($4,105) and U.S. Bank ($4,679).

    The lowest rate CHEYENNE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC (3.86%), AMERICAN FINANCING CORPORATION (3.97%), Blue Federal Credit Union (4.39%), Wells Fargo Bank (4.45%) and BROKER SOLUTIONS, INC. (4.46%).

    CHEYENNE, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Interstate Bank $150,305,000 $86,670,000 -42.3% 9.0%
    Jonah Bank of Wyoming $145,425,000 $69,120,000 -52.5% 7.2%
    Wallick & Volk, Inc. $107,905,000 $63,910,000 -40.8% 6.6%
    QUICKEN LOANS, LLC $136,875,000 $54,675,000 -60.1% 5.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 $45,625,000 22,156.1% 4.7%
    Wyoming Bank & Trust $89,770,000 $44,890,000 -50.0% 4.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $70,140,000 $40,925,000 -41.7% 4.3%
    GUILD MORTGAGE COMPANY $44,405,000 $37,710,000 -15.1% 3.9%
    Meridian Trust Federal Credit Union $19,675,000 $32,850,000 67.0% 3.4%
    Blue Federal Credit Union $49,425,000 $29,200,000 -40.9% 3.0%
    CHERRY CREEK MORTGAGE, LLC $119,840,000 $28,775,000 -76.0% 3.0%
    CENTENNIAL LENDING, LLC $30,010,000 $23,980,000 -20.1% 2.5%
    Mortgage Research Center, LLC $36,970,000 $19,035,000 -48.5% 2.0%
    CROSSCOUNTRY MORTGAGE, LLC $8,705,000 $16,900,000 94.1% 1.8%
    Platte Valley Bank $18,935,000 $16,870,000 -10.9% 1.8%
    FREEDOM MORTGAGE CORPORATION $73,275,000 $14,825,000 -79.8% 1.5%
    U.S. Bank $35,035,000 $14,170,000 -59.6% 1.5%
    Wells Fargo Bank $31,670,000 $13,100,000 -58.6% 1.4%
    PENNYMAC LOAN SERVICES, LLC $29,940,000 $12,080,000 -59.7% 1.3%
    LOANDEPOT.COM, LLC $28,460,000 $11,860,000 -58.3% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $16,870,000 $11,340,000 -32.8% 1.2%
    HomeStreet Bank $10,505,000 n/a 1.1%
    CMG MORTGAGE, INC. $29,670,000 $10,490,000 -64.6% 1.1%
    CORNERSTONE HOME LENDING, INC. $22,295,000 $9,625,000 -56.8% 1.0%
    Pinnacle Bank - Wyoming $14,150,000 $8,965,000 -36.6% 0.9%
    ANB Bank $9,475,000 $8,525,000 -10.0% 0.9%
    WESTERN VISTA $12,745,000 $7,640,000 -40.1% 0.8%
    First National Bank of Omaha $1,645,000 $7,625,000 363.5% 0.8%
    WALKER & DUNLOP, LLC $7,565,000 $7,565,000 0.0% 0.8%
    JPMorgan Chase Bank $7,115,000 $7,075,000 -0.6% 0.7%
    USAA Federal Savings Bank $8,875,000 $6,755,000 -23.9% 0.7%
    The Federal Savings Bank $10,470,000 $6,605,000 -36.9% 0.7%
    AMERISAVE MORTGAGE CORPORATION $14,885,000 $5,670,000 -61.9% 0.6%
    NAVY FEDERAL CREDIT UNION $9,705,000 $5,505,000 -43.3% 0.6%
    BROKER SOLUTIONS, INC. $5,705,000 $5,490,000 -3.8% 0.6%
    Adams Bank & Trust $75,000 $5,365,000 7,053.3% 0.6%
    CANVAS CREDIT UNION $5,160,000 n/a 0.5%
    HOMESTAR FINANCIAL CORPORATION $970,000 $5,120,000 427.8% 0.5%
    WYHY $16,365,000 $5,090,000 -68.9% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $13,745,000 $4,895,000 -64.4% 0.5%
    AMERICAN FINANCING CORPORATION $13,530,000 $4,470,000 -67.0% 0.5%
    Bank of the West $5,535,000 $4,375,000 -21.0% 0.5%
    Summit Mortgage Corporation $1,145,000 $3,855,000 236.7% 0.4%
    NuVision Federal Credit Union $3,365,000 $3,835,000 14.0% 0.4%
    Gateway First Bank $1,045,000 $3,650,000 249.3% 0.4%
    NEW DAY FINANCIAL, LLC $8,740,000 $3,500,000 -60.0% 0.4%
    Flagstar Bank, FSB $7,760,000 $3,435,000 -55.7% 0.4%
    NBKC BANK $5,770,000 $3,395,000 -41.2% 0.4%
    NEWREZ LLC $5,775,000 $3,380,000 -41.5% 0.4%
    First Education Federal Credit Union $3,155,000 n/a 0.3%
    Bank of America $1,720,000 $2,815,000 63.7% 0.3%
    CALIBER HOME LOANS, INC. $12,645,000 $2,780,000 -78.0% 0.3%
    Colonial Savings, F.A. $5,850,000 $2,695,000 -53.9% 0.3%
    ACADEMY MORTGAGE CORPORATION $4,235,000 $2,510,000 -40.7% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,870,000 $2,260,000 20.9% 0.2%
    HOME POINT FINANCIAL CORPORATION $9,580,000 $2,235,000 -76.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $17,915,000 $2,210,000 -87.7% 0.2%
    Glacier Bank $2,065,000 $2,075,000 0.5% 0.2%
    First Western Trust Bank $3,315,000 $2,025,000 -38.9% 0.2%
    GUARANTEED RATE, INC. $2,375,000 $1,930,000 -18.7% 0.2%
    Bank of Colorado $540,000 $1,785,000 230.6% 0.2%
    BETTER MORTGAGE CORPORATION $13,170,000 $1,765,000 -86.6% 0.2%
    North American Savings Bank, F.S.B. $1,395,000 $1,650,000 18.3% 0.2%
    West Gate Bank $2,235,000 $1,630,000 -27.1% 0.2%
    VILLAGE CAPITAL MORTGAGE $4,850,000 $1,425,000 -70.6% 0.1%
    HOME MORTGAGE ALLIANCE, LLC $1,410,000 n/a 0.1%
    Northpointe Bank $835,000 $1,385,000 65.9% 0.1%
    BOKF $1,345,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $950,000 $1,325,000 39.5% 0.1%
    ZILLOW HOME LOANS, LLC $1,305,000 n/a 0.1%
    Carrington Mortgage Services, LLC $1,905,000 $1,285,000 -32.5% 0.1%
    GREYSTONE SERVICING COMPANY LLC $1,225,000 n/a 0.1%
    Armed Forces Bank $845,000 $1,215,000 43.8% 0.1%
    BAY EQUITY LLC $1,405,000 $1,170,000 -16.7% 0.1%
    Zions Bancorporation, N.A. $430,000 $1,150,000 167.4% 0.1%
    AMERICAN ADVISORS GROUP $1,085,000 $1,105,000 1.8% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $1,130,000 $1,105,000 -2.2% 0.1%
    PENTAGON FEDERAL CREDIT UNION $1,000,000 $1,075,000 7.5% 0.1%
    EVERETT FINANCIAL, INC. $1,040,000 n/a 0.1%
    Loan Simple, Inc. $3,205,000 $1,040,000 -67.6% 0.1%
    PLANET HOME LENDING, LLC $625,000 $1,020,000 63.2% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,570,000 $1,015,000 -81.8% 0.1%
    KeyBank $2,490,000 $945,000 -62.0% 0.1%
    PNC Bank $1,880,000 $945,000 -49.7% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $610,000 $935,000 53.3% 0.1%
    THRIVE MORTGAGE, LLC $900,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $450,000 $900,000 100.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,420,000 $855,000 -64.7% 0.1%
    Figure Lending LLC $105,000 $845,000 704.8% 0.1%
    RESIDENTIAL BANCORP. $765,000 $845,000 10.5% 0.1%
    Nations Lending Corporation $1,210,000 $835,000 -31.0% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 $830,000 690.5% 0.1%
    SUMMIT FUNDING, INC. $225,000 $795,000 253.3% 0.1%
    GROUP MORTGAGE, LLC $770,000 $775,000 0.6% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $770,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $125,000 $770,000 516.0% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $600,000 $750,000 25.0% 0.1%
    Truist $8,030,000 $735,000 -90.8% 0.1%
    AXIA FINANCIAL, LLC $730,000 n/a 0.1%
    BNC National Bank $1,620,000 $730,000 -54.9% 0.1%
    Discover Bank $400,000 $720,000 80.0% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $1,225,000 $710,000 -42.0% 0.1%
    Low VA Rates, LLC $4,050,000 $680,000 -83.2% 0.1%
    The Huntington National Bank $955,000 $655,000 -31.4% 0.1%
    MANN FINANCIAL INC. $175,000 $645,000 268.6% 0.1%
    Ally Bank $1,325,000 $630,000 -52.5% 0.1%
    First National Bank $270,000 $630,000 133.3% 0.1%
    CRESCENT MORTGAGE COMPANY $1,380,000 $625,000 -54.7% 0.1%
    Magnolia Bank $2,045,000 $590,000 -71.1% 0.1%
    MOUNTAIN AMERICA $445,000 $570,000 28.1% 0.1%
    Commerce Home Mortgage, Inc. $530,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $530,000 -2.8% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,855,000 $510,000 -72.5% 0.1%
    MEGASTAR FINANCIAL CORP. $1,375,000 $505,000 -63.3% 0.1%
    Paramount Bank $375,000 $495,000 32.0% 0.1%
    UNIVERSAL LENDING CORPORATION $2,565,000 $490,000 -80.9% 0.1%
    Centennial Bank $485,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $485,000 n/a 0.1%
    Plains Commerce Bank $4,405,000 $470,000 -89.3% 0.0%
    First Guaranty Mortgage Corporation $4,190,000 $465,000 -88.9% 0.0%
    Farm Credit Mid-America, ACA $1,930,000 $455,000 -76.4% 0.0%
    Hilltop National Bank $710,000 $455,000 -35.9% 0.0%
    HOMEXPRESS MORTGAGE CORP. $955,000 $455,000 -52.4% 0.0%
    First Internet Bank of Indiana $690,000 $445,000 -35.5% 0.0%
    Wyndham Capital Mortgage, Inc. $2,350,000 $425,000 -81.9% 0.0%
    F & M Bank $415,000 n/a 0.0%
    Service Federal Credit Union $410,000 n/a 0.0%
    Texana Bank $255,000 $410,000 60.8% 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $405,000 n/a 0.0%
    T2 FINANCIAL LLC $405,000 n/a 0.0%
    SOUTHWEST FUNDING, LP $400,000 n/a 0.0%
    FirstBank $1,350,000 $385,000 -71.5% 0.0%
    EMBRACE HOME LOANS, INC. $375,000 n/a 0.0%
    MORIA DEVELOPMENT, INC. $255,000 $375,000 47.1% 0.0%
    EQUITABLE SAVINGS AND LOAN ASSOCIATION $370,000 n/a 0.0%
    City National Bank $205,000 $365,000 78.0% 0.0%
    M&T Bank $280,000 $365,000 30.4% 0.0%
    American Mortgage & Equity Consultants, Inc. $345,000 n/a 0.0%
    Bank of England $225,000 $345,000 53.3% 0.0%
    NexBank $1,155,000 $345,000 -70.1% 0.0%
    CASTLE & COOKE MORTGAGE, LLC $175,000 $340,000 94.3% 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $335,000 n/a 0.0%
    The Central Trust Bank $355,000 $335,000 -5.6% 0.0%
    NFM, INC. $325,000 n/a 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $315,000 n/a 0.0%
    CHARTER WEST BANK $315,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $485,000 $310,000 -36.1% 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 n/a 0.0%
    S1L, Inc. $285,000 $305,000 7.0% 0.0%
    Servion, Inc. $295,000 n/a 0.0%
    Umpqua Bank $295,000 n/a 0.0%
    DAS Acquisition Company, LLC $285,000 n/a 0.0%
    LADERA LENDING, INC. $285,000 n/a 0.0%
    Quontic Bank $235,000 $285,000 21.3% 0.0%
    Stifel Bank and Trust $265,000 $285,000 7.5% 0.0%
    SOFI LENDING CORP. $1,460,000 $245,000 -83.2% 0.0%
    21ST MORTGAGE CORPORATION $975,000 $235,000 -75.9% 0.0%
    Amerifirst Financial, Inc. $495,000 $235,000 -52.5% 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $235,000 n/a 0.0%
    BANKWEST, INC. $35,000 $225,000 542.9% 0.0%
    Watermark Capital, Inc. $225,000 n/a 0.0%
    Morgan Stanley Private Bank $515,000 $215,000 -58.3% 0.0%
    Academy Bank $205,000 n/a 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 $205,000 485.7% 0.0%
    Financial Funding Solutions, Inc. $910,000 $205,000 -77.5% 0.0%
    LENDINGONE, LLC $245,000 $205,000 -16.3% 0.0%
    AmeriHome Mortgage Company, LLC $195,000 n/a 0.0%
    Operating Engineers Local Union #3 $165,000 n/a 0.0%
    Points West Community Bank $150,000 $165,000 10.0% 0.0%
    RELIANCE FIRST CAPITAL, LLC $1,120,000 $155,000 -86.2% 0.0%
    TJC Mortgage, Inc. $155,000 n/a 0.0%
    NUMARK CREDIT UNION $65,000 $150,000 130.8% 0.0%
    Barrington Bank & Trust Company, N.A. $2,905,000 $125,000 -95.7% 0.0%
    Peak Financial $125,000 n/a 0.0%
    VERITAS FUNDING, LLC $125,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%

    CHEYENNE's top lender by overall market share is First Interstate Bank, with 9.0% market share. In second place, with 7.2%, is Jonah Bank of Wyoming, having originated $69,120,000 in loans. In third place, with 6.6%, is Wallick & Volk, Inc., having originated $63,910,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $54,675,000 in loans. In fifth place, with 4.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $45,625,000 in loans.

    CHEYENNE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $310,000 (11.4%) $341,884 (11.2%) 0.00 309
    2018-02-01 $315,750 (8.1%) $344,970 (10.7%) 0.00 299
    2018-03-01 $299,900 (-1.7%) $343,410 (5.8%) 0.00 314
    2018-04-01 $292,200 (-2.6%) $341,812 (4.1%) 0.00 337
    2018-05-01 $300,000 (1.7%) $344,735 (5.6%) 0.00 352
    2018-06-01 $299,900 (4.7%) $343,035 (8.0%) 0.00 364
    2018-07-01 $299,800 (5.0%) $343,947 (7.3%) 0.00 373
    2018-08-01 $290,358 (1.2%) $336,157 (6.4%) 0.00 388
    2018-09-01 $290,358 (0.2%) $334,333 (3.4%) 0.00 371
    2018-10-01 $289,325 (1.4%) $329,301 (4.3%) 0.00 348
    2018-11-01 $289,950 (1.3%) $332,258 (3.0%) 0.00 329
    2018-12-01 $285,000 (-1.4%) $327,405 (-1.0%) 0.00 325
    2019-01-01 $290,300 (-6.4%) $326,912 (-4.4%) 0.00 278
    2019-02-01 $295,000 (-6.6%) $333,590 (-3.3%) 0.00 219
    2019-03-01 $291,471 (-2.8%) $337,223 (-1.8%) 0.00 230
    2019-04-01 $306,250 (4.8%) $344,917 (0.9%) 0.00 257
    2019-05-01 $325,810 (8.6%) $353,527 (2.6%) 0.00 241
    2019-06-01 $352,900 (17.7%) $368,375 (7.4%) 0.00 225
    2019-07-01 $341,125 (13.8%) $372,249 (8.2%) 0.00 236
    2019-08-01 $335,523 (15.6%) $372,237 (10.7%) 0.00 260
    2019-09-01 $336,307 (15.8%) $369,590 (10.6%) 0.00 299
    2019-10-01 $335,871 (16.1%) $367,825 (11.7%) 0.00 321
    2019-11-01 $340,850 (17.6%) $368,105 (10.8%) 0.00 269
    2019-12-01 $343,500 (20.5%) $371,807 (13.6%) 0.00 246
    2020-01-01 $341,125 (17.5%) $369,036 (12.9%) 0.00 220
    2020-02-01 $358,000 (21.4%) $374,196 (12.2%) 0.00 201
    2020-03-01 $369,425 (26.7%) $391,633 (16.1%) 0.00 217
    2020-04-01 $363,475 (18.7%) $380,620 (10.4%) 0.00 265
    2020-05-01 $365,500 (12.2%) $389,650 (10.2%) 0.00 262
    2020-06-01 $370,600 (5.0%) $389,860 (5.8%) 0.00 276
    2020-07-01 $373,425 (9.5%) $394,583 (6.0%) 0.00 288
    2020-08-01 $372,475 (11.0%) $390,088 (4.8%) 0.00 266
    2020-09-01 $360,625 (7.2%) $386,973 (4.7%) 0.00 241
    2020-10-01 $353,000 (5.1%) $387,131 (5.3%) 0.00 245
    2020-11-01 $341,400 (0.2%) $396,981 (7.8%) 0.00 206
    2020-12-01 $374,950 (9.2%) $406,035 (9.2%) 0.00 169
    2021-01-01 $435,000 (27.5%) $421,645 (14.3%) 0.00 119
    2021-02-01 $454,450 (26.9%) $450,881 (20.5%) 0.00 106
    2021-03-01 $423,725 (14.7%) $421,841 (7.7%) 0.00 101
    2021-04-01 $392,250 (7.9%) $402,105 (5.6%) 0.00 106
    2021-05-01 $399,900 (9.4%) $425,605 (9.2%) 0.00 98
    2021-06-01 $408,750 (10.3%) $445,028 (14.2%) 0.00 117
    2021-07-01 $435,000 (16.5%) $465,826 (18.1%) 0.00 133
    2021-08-01 $408,750 (9.7%) $469,065 (20.3%) 0.00 151
    2021-09-01 $372,500 (3.3%) $446,275 (15.3%) 0.00 163
    2021-10-01 $375,000 (6.2%) $431,766 (11.5%) 0.00 187
    2021-11-01 $377,475 (10.6%) $433,060 (9.1%) 0.00 182
    2021-12-01 $439,000 (17.1%) $451,944 (11.3%) 0.00 171
    2022-01-01 $482,500 (10.9%) $481,929 (14.3%) 0.00 125
    2022-02-01 $482,450 (6.2%) $499,757 (10.8%) 0.00 102
    2022-03-01 $522,000 (23.2%) $540,556 (28.1%) 0.00 82
    2022-04-01 $519,950 (32.6%) $527,659 (31.2%) 0.00 90
    2022-05-01 $484,950 (21.3%) $506,085 (18.9%) 0.00 139
    2022-06-01 $437,500 (7.0%) $502,962 (13.0%) 0.00 222
    2022-07-01 $475,000 (9.2%) $513,046 (10.1%) 0.00 324
    2022-08-01 $489,850 (19.8%) $522,553 (11.4%) 0.00 354
    2022-09-01 $488,350 (31.1%) $512,390 (14.8%) 0.00 374
    2022-10-01 $474,900 (26.6%) $509,629 (18.0%) 0.00 387
    2022-11-01 $466,125 (23.5%) $504,656 (16.5%) 0.00 404
    2022-12-01 $467,000 (6.4%) $501,721 (11.0%) 0.00 378
    2023-01-01 $469,675 (-2.7%) $506,840 (5.2%) 0.00 341
    2023-02-01 $498,625 (3.4%) $522,333 (4.5%) 0.00 321
    2023-03-01 $533,150 (2.1%) $539,507 (-0.2%) 0.00 306
    2023-04-01 $540,000 (3.9%) $563,617 (6.8%) 0.00 314
    2023-05-01 $549,950 (13.4%) $568,640 (12.4%) 0.00 320
    2023-06-01 $532,000 (21.6%) $554,400 (10.2%) 0.00 342
    2023-07-01 $500,000 (5.3%) $540,168 (5.3%) 0.00 354
    2023-08-01 $475,000 (-3.0%) $514,726 (-1.5%) 0.00 379
    CHEYENNE's median listing price for 2023-08-01 was $475,000, a difference of $-14,850 (-3.0%) versus the prior year and $-25,000 versus the prior month.

    CHEYENNE's median listing price comes in at 0% of the national average.

    CHEYENNE's average listing price for 2023-08-01 was $514,726, a difference of $-7,827 (-1.5%) versus the prior year and $-25,442 versus the prior month.

    For the 2023-08-01 period, CHEYENNE had 379 MLS listings, a difference of 25 listings (7%) versus the prior month and 25 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CHEYENNE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,738 sqft
    2018-02-01 0 days 2,757 sqft
    2018-03-01 0 days 2,664 sqft
    2018-04-01 0 days 2,626 sqft
    2018-05-01 0 days 2,626 sqft
    2018-06-01 0 days 2,615 sqft
    2018-07-01 0 days 2,614 sqft
    2018-08-01 0 days 2,566 sqft
    2018-09-01 0 days 2,566 sqft
    2018-10-01 0 days 2,526 sqft
    2018-11-01 0 days 2,507 sqft
    2018-12-01 0 days 2,434 sqft
    2019-01-01 0 days 2,453 sqft
    2019-02-01 0 days 2,527 sqft
    2019-03-01 0 days 2,450 sqft
    2019-04-01 0 days 2,494 sqft
    2019-05-01 0 days 2,518 sqft
    2019-06-01 0 days 2,652 sqft
    2019-07-01 0 days 2,667 sqft
    2019-08-01 0 days 2,539 sqft
    2019-09-01 0 days 2,550 sqft
    2019-10-01 0 days 2,557 sqft
    2019-11-01 0 days 2,611 sqft
    2019-12-01 0 days 2,631 sqft
    2020-01-01 0 days 2,535 sqft
    2020-02-01 0 days 2,652 sqft
    2020-03-01 0 days 2,707 sqft
    2020-04-01 0 days 2,650 sqft
    2020-05-01 0 days 2,663 sqft
    2020-06-01 0 days 2,630 sqft
    2020-07-01 0 days 2,679 sqft
    2020-08-01 0 days 2,715 sqft
    2020-09-01 0 days 2,664 sqft
    2020-10-01 0 days 2,596 sqft
    2020-11-01 0 days 2,518 sqft
    2020-12-01 0 days 2,741 sqft
    2021-01-01 0 days 2,928 sqft
    2021-02-01 0 days 3,010 sqft
    2021-03-01 0 days 2,746 sqft
    2021-04-01 0 days 2,492 sqft
    2021-05-01 0 days 2,680 sqft
    2021-06-01 0 days 2,619 sqft
    2021-07-01 0 days 2,762 sqft
    2021-08-01 0 days 2,477 sqft
    2021-09-01 0 days 2,361 sqft
    2021-10-01 0 days 2,454 sqft
    2021-11-01 0 days 2,478 sqft
    2021-12-01 0 days 2,541 sqft
    2022-01-01 0 days 2,780 sqft
    2022-02-01 0 days 2,780 sqft
    2022-03-01 0 days 2,909 sqft
    2022-04-01 0 days 2,860 sqft
    2022-05-01 0 days 2,765 sqft
    2022-06-01 0 days 2,537 sqft
    2022-07-01 0 days 2,774 sqft
    2022-08-01 0 days 2,844 sqft
    2022-09-01 0 days 2,713 sqft
    2022-10-01 0 days 2,716 sqft
    2022-11-01 0 days 2,768 sqft
    2022-12-01 0 days 2,762 sqft
    2023-01-01 0 days 2,720 sqft
    2023-02-01 0 days 2,820 sqft
    2023-03-01 0 days 2,926 sqft
    2023-04-01 0 days 3,012 sqft
    2023-05-01 0 days 3,006 sqft
    2023-06-01 0 days 2,947 sqft
    2023-07-01 0 days 2,773 sqft
    2023-08-01 0 days 2,662 sqft
    CHEYENNE's median listing age (time on market) for 2023-08-01 was 0 days.

    CHEYENNE's median square footage for active listings during the 2023-08-01 period was 2,662 sqft. One year prior, the average listing was 2,844 sqft.

    CHEYENNE, WY Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    82001 Cheyenne, WY $710 $740 $940 $1,340 $1,610
    82003 Cheyenne, WY $670 $700 $890 $1,260 $1,520
    82005 Cheyenne, WY $700 $730 $920 $1,320 $1,580
    82007 Cheyenne, WY $700 $730 $930 $1,320 $1,590
    82009 Cheyenne, WY $640 $670 $850 $1,210 $1,450
    82010 Cheyenne, WY $670 $700 $890 $1,260 $1,520
    82050 Cheyenne, WY $630 $630 $800 $1,150 $1,390
    82052 Cheyenne, WY $670 $700 $890 $1,260 $1,520
    82053 Cheyenne, WY $650 $680 $860 $1,220 $1,470
    82054 Cheyenne, WY $660 $710 $900 $1,280 $1,510
    82059 Cheyenne, WY $750 $790 $1,000 $1,420 $1,700
    82060 Cheyenne, WY $640 $670 $850 $1,210 $1,460
    82061 Cheyenne, WY $670 $700 $890 $1,260 $1,520
    82081 Cheyenne, WY $670 $700 $890 $1,260 $1,520
    82082 Cheyenne, WY $630 $630 $800 $1,150 $1,390

    2022 Average & Median Rent Data Statistics
    CHEYENNE, WY average 1BR rent: $699, median: $700
    CHEYENNE, WY average 2BR rent: $887, median: $890
    CHEYENNE, WY average 3BR rent: $1,261, median: $1,260

    CHEYENNE, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,999 $624,205,000 $312,259
    Cash Out Refi 805 $195,075,000 $242,329
    Refi 377 $97,545,000 $258,740
    Other 301 $27,015,000 $89,751
    Home Improvement 218 $18,350,000 $84,174

    Cheyenne's most frequently cited loan purpose was Home Purchase, with 1,999 originations. The 2nd most popular reason was Cash Out Refi, with 805 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 921 $263,655,000 $286,270
    3-4% 825 $243,275,000 $294,879
    5-6% 736 $225,220,000 $306,005
    <2.5% 392 $41,110,000 $104,872
    6-7% 315 $82,215,000 $261,000
    2.5-3% 187 $52,885,000 $282,807
    7-8% 118 $16,950,000 $143,644
    Over 8% 43 $4,205,000 $97,791

    During 2022, Cheyenne's most frequently originated rate bucket was 4-5%, with 921 originations.

    Loan Sizing (CHEYENNE, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,687 $487,175,000 $288,782
    $100,000 or less 760 $36,770,000 $48,382
    $100k-200k 649 $97,505,000 $150,239
    $400k-600k 493 $233,075,000 $472,769
    $600k-1000k 97 $65,415,000 $674,381
    $Over $1MM 14 $42,250,000 $3,017,857

    CHEYENNE's loan sizing saw the bucket of loans from $200k-400k with 1,687 originations, totaling $487,175,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,302 $445,300,000 $342,012
    60-80% 837 $281,155,000 $335,908
    Under 20% 556 $26,410,000 $47,500
    40-60% 365 $78,365,000 $214,699
    20-40% 336 $43,050,000 $128,125
    Over 100% 121 $49,295,000 $407,397

    CHEYENNE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,302 originations, totaling $445,300,000 in origination value.