Gillette Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gillette averaged 7.11% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.16% and one month ago for the week of 2023-10-19, the average rate was 7.35%.

    Gillette's average rate one year ago was 6.43%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.59%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Gillette 30 Year Fixed Rate 2023-11-22 7.11%
    Gillette 30 Year Fixed Rate Refi 2023-11-22 7.59%
    Gillette 15 Year Fixed Rate 2023-11-22 6.47%
    Gillette 15 Year Fixed Rate Refi 2023-11-22 6.67%
    Gillette 30 Year FHA 2023-11-22 -0.54%
    Gillette 30 Year FHA Refi 2023-11-22 0.1%
    Gillette 30 Year USDA 2023-11-22 -1.15%
    Gillette 30 Year USDA Refi 2023-11-22 -0.2%
    Gillette 30 Year VA 2023-11-22 -0.49%
    Gillette 30 Year VA Refi 2023-11-22 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

    Gillette Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    BAY EQUITY LLC 106 4.76% $6,018
    QUICKEN LOANS, LLC 40 4.71% $7,233
    Pinnacle Bank - Wyoming 39 4.76% $4,696
    UNITED WHOLESALE MORTGAGE, LLC 24 4.62% $5,516
    Unify Home Lending Inc. 22 5.05% $3,715
    First Interstate Bank 18 4.97% $3,753
    CARDINAL FINANCIAL 15 5.29% $7,767
    Gateway First Bank 13 5.52% $4,616
    Wells Fargo Bank 9 4.71% $4,016
    Farm Credit Mid-America, ACA 7 5.34% $10,552
    FREEDOM MORTGAGE CORPORATION 6 5.17% $8,336
    U.S. Bank 6 4.44% $5,713
    AMERICAN FINANCING CORPORATION 6 4.35% $7,399
    Mr. Cooper ( Nationstar Mortgage ) 4 5.27% $10,273
    CMG MORTGAGE, INC. 4 5.47% $4,309
    CALIBER HOME LOANS, INC. 4 4.36% $6,488
    BROKER SOLUTIONS, INC. 4 5.56% $7,958
    Jonah Bank of Wyoming 3 5.04% $5,554
    BLACK HILLS FEDERAL CREDIT UNION 3 3.92% $4,838
    Carrington Mortgage Services, LLC 3 3.58% $4,242
    Discover Bank 3 4.99% $0
    Flagstar Bank, FSB 3 4.66% $3,654
    MOVEMENT MORTGAGE, LLC 3 3.38% $1,239
    Bank of the West 2 4.06% $6,329
    Bank of Colorado 2 3.94% $3,324
    PHH Mortgage Corporation 2 4.75% $6,840
    USAA Federal Savings Bank 2 5.75% $3,450
    LOANDEPOT.COM, LLC 2 6.88% $4,434
    Wallick & Volk, Inc. 2 6.81% $9,581
    Glacier Bank 2 4.93% $6,782
    PENTAGON FEDERAL CREDIT UNION 2 6.06% $3,161
    GROUP MORTGAGE, LLC 1 5.63% $6,203
    CHERRY CREEK MORTGAGE, LLC 1 6.50% $900
    JPMorgan Chase Bank 1 4.88% $3,399
    KeyBank 1 5.00% $5,489
    Mortgage Research Center, LLC 1 3.75% $5,635
    Western State Bank 1 5.50% $2,095
    CENTENNIAL LENDING, LLC 1 5.38% $7,375
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $3,968
    NBH Bank 1 4.99% $3,769
    NBKC BANK 1 5.75% $2,789
    NEWREZ LLC 1 3.88% $2,501
    Peak Financial 1 4.75% $1,788
    PENNYMAC LOAN SERVICES, LLC 1 4.25% $3,670
    Blue Federal Credit Union 1 5.38% $7,375
    PLANET HOME LENDING, LLC 1 4.75% $5,663
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.99% $12,354
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.75% $6,340
    BETTER MORTGAGE CORPORATION 1 3.63% $4,417
    RBC Bank, (Georgia) 1 4.75% $1,603
    Security First Bank 1 5.75% $2,396
    Service Federal Credit Union 1 3.25% $4,128
    SUMMIT FUNDING, INC. 1 7.63% $11,197
    The Central Trust Bank 1 5.50% $5,872
    The Huntington National Bank 1 4.00% $4,959
    UNIVERSAL LENDING CORPORATION 1 4.75% $1,788
    AXIA FINANCIAL, LLC 1 5.75% $5,443
    EMBRACE HOME LOANS, INC. 1 6.13% $6,729
    DAS Acquisition Company, LLC 1 4.88% $4,103
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.88% $2,857
    First Home Bank 1 6.13% $5,554
    Dacotah Bank 1 3.25% $3,586
    First National Bank 1 5.75% $6,732
    First National Bank of Omaha 1 6.25% $1,852
    AMERISAVE MORTGAGE CORPORATION 1 5.38% $8,851
    CRESCENT MORTGAGE COMPANY 1 6.13% $4,584
    CHURCHILL MORTGAGE CORPORATION 1 7.13% $5,243

    Gillette Average Closing Costs & Other Stats

    Gillette, WY's 67 lenders originated 1,135 loans during 2022. The total origination value was $264,075,000, with an average loan value of $232,665.

    Gillette's average closing costs are $5,748.

    The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 106 loans originated. Their average total fees are $6,018, which is $1,215 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. ($3,715), First Interstate Bank ($3,753), Gateway First Bank ($4,616), Pinnacle Bank - Wyoming ($4,696) and UNITED WHOLESALE MORTGAGE, LLC ($5,516).

    The lowest rate Gillette lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (4.62%), QUICKEN LOANS, LLC (4.71%), Pinnacle Bank - Wyoming (4.76%), BAY EQUITY LLC (4.76%) and First Interstate Bank (4.97%).

    Gillette, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    BAY EQUITY LLC $112,480,000 $58,955,000 -47.6% 22.3%
    Pinnacle Bank - Wyoming $33,580,000 $22,535,000 -32.9% 8.5%
    QUICKEN LOANS, LLC $40,035,000 $18,885,000 -52.8% 7.2%
    First Interstate Bank $25,895,000 $16,205,000 -37.4% 6.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,515,000 $15,375,000 914.9% 5.8%
    Unify Home Lending Inc. $4,750,000 $13,895,000 192.5% 5.3%
    UNITED WHOLESALE MORTGAGE, LLC $13,865,000 $11,180,000 -19.4% 4.2%
    Glacier Bank $865,000 $10,965,000 1,167.6% 4.2%
    Mortgage Research Center, LLC $5,115,000 $6,250,000 22.2% 2.4%
    Gateway First Bank $5,215,000 $6,060,000 16.2% 2.3%
    Farm Credit Mid-America, ACA $2,760,000 $4,695,000 70.1% 1.8%
    Wells Fargo Bank $6,170,000 $4,605,000 -25.4% 1.7%
    U.S. Bank $6,170,000 $3,610,000 -41.5% 1.4%
    MOVEMENT MORTGAGE, LLC $6,020,000 $3,225,000 -46.4% 1.2%
    FREEDOM MORTGAGE CORPORATION $26,930,000 $2,730,000 -89.9% 1.0%
    BLACK HILLS FEDERAL CREDIT UNION $1,110,000 $1,965,000 77.0% 0.7%
    Flagstar Bank, FSB $2,510,000 $1,820,000 -27.5% 0.7%
    CMG MORTGAGE, INC. $2,925,000 $1,750,000 -40.2% 0.7%
    BROKER SOLUTIONS, INC. $1,740,000 $1,745,000 0.3% 0.7%
    PENNYMAC LOAN SERVICES, LLC $3,405,000 $1,710,000 -49.8% 0.6%
    CALIBER HOME LOANS, INC. $1,600,000 $1,675,000 4.7% 0.6%
    AMERICAN FINANCING CORPORATION $1,370,000 $1,670,000 21.9% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $5,000,000 $1,650,000 -67.0% 0.6%
    HIGHMARK $2,845,000 $1,555,000 -45.3% 0.6%
    AMERISAVE MORTGAGE CORPORATION $4,435,000 $1,535,000 -65.4% 0.6%
    ANB Bank $430,000 $1,530,000 255.8% 0.6%
    Carrington Mortgage Services, LLC $2,160,000 $1,450,000 -32.9% 0.5%
    NAVY FEDERAL CREDIT UNION $1,005,000 $1,450,000 44.3% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $265,000 $1,370,000 417.0% 0.5%
    CHERRY CREEK MORTGAGE, LLC $1,805,000 $1,290,000 -28.5% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,300,000 $1,240,000 -46.1% 0.5%
    GUILD MORTGAGE COMPANY $1,980,000 $1,150,000 -41.9% 0.4%
    Wallick & Volk, Inc. $2,495,000 $1,135,000 -54.5% 0.4%
    NEWREZ LLC $3,585,000 $1,115,000 -68.9% 0.4%
    SUMMIT FUNDING, INC. $95,000 $1,050,000 1,005.3% 0.4%
    PLAZA HOME MORTGAGE, INC. $3,885,000 $1,045,000 -73.1% 0.4%
    JPMorgan Chase Bank $1,915,000 $1,035,000 -46.0% 0.4%
    KeyBank $990,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $2,155,000 $975,000 -54.8% 0.4%
    GUARANTEED RATE, INC. $850,000 $955,000 12.4% 0.4%
    Jonah Bank of Wyoming $850,000 n/a 0.3%
    LOANDEPOT.COM, LLC $7,755,000 $840,000 -89.2% 0.3%
    Plains Commerce Bank $820,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $7,110,000 $770,000 -89.2% 0.3%
    Nations Lending Corporation $1,085,000 $755,000 -30.4% 0.3%
    Bank of Colorado $2,880,000 $710,000 -75.3% 0.3%
    USAA Federal Savings Bank $2,885,000 $705,000 -75.6% 0.3%
    First Guaranty Mortgage Corporation $2,765,000 $660,000 -76.1% 0.2%
    Security First Bank $1,575,000 $645,000 -59.0% 0.2%
    The Huntington National Bank $635,000 n/a 0.2%
    PLANET HOME LENDING, LLC $720,000 $615,000 -14.6% 0.2%
    The Federal Savings Bank $1,710,000 $580,000 -66.1% 0.2%
    AXIA FINANCIAL, LLC $1,715,000 $565,000 -67.1% 0.2%
    Discover Bank $35,000 $540,000 1,442.9% 0.2%
    Platte Valley Bank $475,000 $530,000 11.6% 0.2%
    ACADEMY MORTGAGE CORPORATION $295,000 $520,000 76.3% 0.2%
    Pioneer Bank & Trust $1,410,000 $520,000 -63.1% 0.2%
    HOMESTAR FINANCIAL CORPORATION $1,335,000 $510,000 -61.8% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,350,000 $490,000 -63.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $700,000 $485,000 -30.7% 0.2%
    BANKWEST, INC. $1,800,000 $480,000 -73.3% 0.2%
    Bank of the West $395,000 $455,000 15.2% 0.2%
    Blue Federal Credit Union $440,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 $420,000 115.4% 0.2%
    CRESCENT MORTGAGE COMPANY $240,000 $420,000 75.0% 0.2%
    AMERICAN ADVISORS GROUP $320,000 $415,000 29.7% 0.2%
    CENTENNIAL LENDING, LLC $415,000 n/a 0.2%
    First National Bank $405,000 n/a 0.2%
    First National Bank of Omaha $405,000 n/a 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $405,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $1,950,000 $400,000 -79.5% 0.2%
    PENTAGON FEDERAL CREDIT UNION $55,000 $390,000 609.1% 0.1%
    PHH Mortgage Corporation $155,000 $380,000 145.2% 0.1%
    Service Federal Credit Union $375,000 n/a 0.1%
    Utah Power $85,000 $370,000 335.3% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $110,000 $360,000 227.3% 0.1%
    Hilltop National Bank $1,635,000 $355,000 -78.3% 0.1%
    BETTER MORTGAGE CORPORATION $2,100,000 $340,000 -83.8% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $510,000 $335,000 -34.3% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,160,000 $320,000 -72.4% 0.1%
    TOWNE MORTGAGE COMPANY $315,000 n/a 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $95,000 $295,000 210.5% 0.1%
    S1L, Inc. $195,000 $295,000 51.3% 0.1%
    Figure Lending LLC $30,000 $290,000 866.7% 0.1%
    EMBRACE HOME LOANS, INC. $285,000 n/a 0.1%
    NBH Bank $285,000 n/a 0.1%
    RBC Bank, (Georgia) $285,000 n/a 0.1%
    DAS Acquisition Company, LLC $4,945,000 $265,000 -94.6% 0.1%
    Truist $885,000 $250,000 -71.8% 0.1%
    The Central Trust Bank $245,000 n/a 0.1%
    Citizens Bank $55,000 $225,000 309.1% 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $225,000 n/a 0.1%
    Dacotah Bank $125,000 $215,000 72.0% 0.1%
    NBKC BANK $345,000 $215,000 -37.7% 0.1%
    Bank of England $215,000 $210,000 -2.3% 0.1%
    Mid-Continent Funding, Inc. $205,000 n/a 0.1%
    Peak Financial $205,000 n/a 0.1%
    UNIVERSAL LENDING CORPORATION $205,000 n/a 0.1%
    Western State Bank $205,000 n/a 0.1%
    WYHY $205,000 $205,000 0.0% 0.1%
    GROUP MORTGAGE, LLC $195,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $195,000 n/a 0.1%
    Magnolia Bank $700,000 $185,000 -73.6% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $975,000 $175,000 -82.1% 0.1%
    First Home Bank $195,000 $175,000 -10.3% 0.1%
    VILLAGE CAPITAL MORTGAGE $935,000 $165,000 -82.4% 0.1%
    LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.1%
    NEXERA HOLDING LLC $155,000 n/a 0.1%
    Paramount Bank $135,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $265,000 $95,000 -64.2% 0.0%
    CASTLE & COOKE MORTGAGE, LLC $95,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $310,000 $75,000 -75.8% 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $75,000 n/a 0.0%
    RAILWAY CREDIT UNION $65,000 n/a 0.0%
    WESTERN VISTA $165,000 $55,000 -66.7% 0.0%
    Centier Bank $35,000 n/a 0.0%
    MOUNTAIN AMERICA $35,000 n/a 0.0%

    Gillette's top lender by overall market share is BAY EQUITY LLC, with 22.3% market share. In second place, with 8.5%, is Pinnacle Bank - Wyoming, having originated $22,535,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $18,885,000 in loans. In fourth place, with 6.1%, is First Interstate Bank, having originated $16,205,000 in loans. In fifth place, with 5.8%, is CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, having originated $15,375,000 in loans.

    Gillette Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (0.0%) $222,887 (-5.9%) 0.00 431
    2018-02-01 $199,900 (0.0%) $226,878 (-4.5%) 0.00 436
    2018-03-01 $199,900 (-1.3%) $228,238 (-6.3%) 0.00 438
    2018-04-01 $200,000 (-2.4%) $237,302 (-1.7%) 0.00 449
    2018-05-01 $209,175 (2.1%) $244,300 (1.8%) 0.00 457
    2018-06-01 $217,400 (6.1%) $249,105 (5.0%) 0.00 487
    2018-07-01 $219,900 (7.3%) $256,727 (8.1%) 0.00 487
    2018-08-01 $218,750 (6.5%) $254,749 (8.0%) 0.00 494
    2018-09-01 $214,900 (4.9%) $249,193 (7.0%) 0.00 472
    2018-10-01 $215,000 (7.6%) $250,945 (9.1%) 0.00 460
    2018-11-01 $214,950 (7.5%) $253,275 (10.8%) 0.00 439
    2018-12-01 $210,000 (5.1%) $251,705 (10.5%) 0.00 414
    2019-01-01 $209,975 (5.0%) $250,903 (12.6%) 0.00 396
    2019-02-01 $212,500 (6.3%) $253,395 (11.7%) 0.00 378
    2019-03-01 $212,500 (6.3%) $252,252 (10.5%) 0.00 374
    2019-04-01 $214,725 (7.4%) $252,473 (6.4%) 0.00 366
    2019-05-01 $220,000 (5.2%) $264,726 (8.4%) 0.00 345
    2019-06-01 $221,400 (1.8%) $264,623 (6.2%) 0.00 350
    2019-07-01 $219,000 (-0.4%) $264,257 (2.9%) 0.00 393
    2019-08-01 $217,500 (-0.6%) $261,963 (2.8%) 0.00 390
    2019-09-01 $215,250 (0.2%) $260,214 (4.4%) 0.00 386
    2019-10-01 $213,225 (-0.8%) $258,008 (2.8%) 0.00 381
    2019-11-01 $209,950 (-2.3%) $258,748 (2.2%) 0.00 330
    2019-12-01 $213,475 (1.7%) $260,376 (3.4%) 0.00 303
    2020-01-01 $213,950 (1.9%) $262,662 (4.7%) 0.00 283
    2020-02-01 $209,000 (-1.7%) $258,920 (2.2%) 0.00 261
    2020-03-01 $208,475 (-1.9%) $257,731 (2.2%) 0.00 272
    2020-04-01 $220,450 (2.7%) $271,052 (7.4%) 0.00 270
    2020-05-01 $225,000 (2.3%) $276,969 (4.6%) 0.00 286
    2020-06-01 $229,600 (3.7%) $286,462 (8.3%) 0.00 311
    2020-07-01 $225,000 (2.7%) $282,610 (7.0%) 0.00 297
    2020-08-01 $220,000 (1.2%) $283,366 (8.2%) 0.00 292
    2020-09-01 $225,000 (4.5%) $284,812 (9.5%) 0.00 293
    2020-10-01 $221,700 (4.0%) $289,979 (12.4%) 0.00 267
    2020-11-01 $222,400 (5.9%) $289,424 (11.9%) 0.00 248
    2020-12-01 $215,225 (0.8%) $285,137 (9.5%) 0.00 243
    2021-01-01 $214,950 (0.5%) $289,479 (10.2%) 0.00 221
    2021-02-01 $214,925 (2.8%) $269,636 (4.1%) 0.00 212
    2021-03-01 $219,975 (5.5%) $298,276 (15.7%) 0.00 202
    2021-04-01 $225,975 (2.5%) $306,990 (13.3%) 0.00 191
    2021-05-01 $223,450 (-0.7%) $308,039 (11.2%) 0.00 192
    2021-06-01 $231,475 (0.8%) $323,449 (12.9%) 0.00 201
    2021-07-01 $235,000 (4.4%) $330,606 (17.0%) 0.00 206
    2021-08-01 $251,150 (14.2%) $343,216 (21.1%) 0.00 201
    2021-09-01 $249,900 (11.1%) $338,627 (18.9%) 0.00 184
    2021-10-01 $249,900 (12.7%) $354,057 (22.1%) 0.00 148
    2021-11-01 $249,900 (12.4%) $373,443 (29.0%) 0.00 150
    2021-12-01 $256,150 (19.0%) $463,119 (62.4%) 0.00 135
    2022-01-01 $280,000 (30.3%) $521,474 (80.1%) 0.00 106
    2022-02-01 $301,175 (40.1%) $546,626 (102.7%) 0.00 104
    2022-03-01 $328,900 (49.5%) $555,099 (86.1%) 0.00 107
    2022-04-01 $339,000 (50.0%) $500,955 (63.2%) 0.00 111
    2022-05-01 $346,250 (55.0%) $512,593 (66.4%) 0.00 113
    2022-06-01 $337,500 (45.8%) $527,970 (63.2%) 0.00 128
    2022-07-01 $375,400 (59.7%) $520,572 (57.5%) 0.00 142
    2022-08-01 $366,425 (45.9%) $505,311 (47.2%) 0.00 159
    2022-09-01 $360,675 (44.3%) $500,339 (47.8%) 0.00 152
    2022-10-01 $375,000 (50.1%) $502,878 (42.0%) 0.00 142
    2022-11-01 $377,450 (51.0%) $478,948 (28.3%) 0.00 134
    2022-12-01 $357,450 (39.6%) $426,054 (-8.0%) 0.00 129
    2023-01-01 $359,675 (28.5%) $434,425 (-16.7%) 0.00 108
    2023-02-01 $377,900 (25.5%) $471,748 (-13.7%) 0.00 82
    2023-03-01 $373,900 (13.7%) $476,111 (-14.2%) 0.00 77
    2023-04-01 $380,000 (12.1%) $481,737 (-3.8%) 0.00 92
    2023-05-01 $412,325 (19.1%) $493,224 (-3.8%) 0.00 114
    2023-06-01 $399,999 (18.5%) $515,402 (-2.4%) 0.00 113
    2023-07-01 $399,700 (6.5%) $646,220 (24.1%) 0.00 142
    2023-08-01 $399,900 (9.1%) $618,733 (22.5%) 0.00 163
    2023-09-01 $399,950 (10.9%) $606,627 (21.2%) 0.00 164
    2023-10-01 $409,900 (9.3%) $618,261 (22.9%) 0.00 157
    Gillette's median listing price for 2023-10-01 was $409,900, a difference of $34,900 (9.3%) versus the prior year and $9,950 versus the prior month.

    Gillette's median listing price comes in at 0% of the national average.

    Gillette's average listing price for 2023-10-01 was $618,261, a difference of $115,383 (22.9%) versus the prior year and $11,634 versus the prior month.

    For the 2023-10-01 period, Gillette had 157 MLS listings, a difference of -7 listings (-4%) versus the prior month and 15 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,030 sqft
    2018-02-01 0 days 2,050 sqft
    2018-03-01 0 days 2,064 sqft
    2018-04-01 0 days 2,075 sqft
    2018-05-01 0 days 2,120 sqft
    2018-06-01 0 days 2,128 sqft
    2018-07-01 0 days 2,188 sqft
    2018-08-01 0 days 2,173 sqft
    2018-09-01 0 days 2,140 sqft
    2018-10-01 0 days 2,172 sqft
    2018-11-01 0 days 2,132 sqft
    2018-12-01 0 days 2,064 sqft
    2019-01-01 0 days 2,059 sqft
    2019-02-01 0 days 2,058 sqft
    2019-03-01 0 days 2,064 sqft
    2019-04-01 0 days 2,104 sqft
    2019-05-01 0 days 2,176 sqft
    2019-06-01 0 days 2,172 sqft
    2019-07-01 0 days 2,213 sqft
    2019-08-01 0 days 2,195 sqft
    2019-09-01 0 days 2,180 sqft
    2019-10-01 0 days 2,171 sqft
    2019-11-01 0 days 2,178 sqft
    2019-12-01 0 days 2,144 sqft
    2020-01-01 0 days 2,172 sqft
    2020-02-01 0 days 2,067 sqft
    2020-03-01 0 days 2,057 sqft
    2020-04-01 0 days 2,230 sqft
    2020-05-01 0 days 2,258 sqft
    2020-06-01 0 days 2,284 sqft
    2020-07-01 0 days 2,248 sqft
    2020-08-01 0 days 2,256 sqft
    2020-09-01 0 days 2,247 sqft
    2020-10-01 0 days 2,264 sqft
    2020-11-01 0 days 2,137 sqft
    2020-12-01 0 days 2,109 sqft
    2021-01-01 0 days 2,112 sqft
    2021-02-01 0 days 2,118 sqft
    2021-03-01 0 days 2,151 sqft
    2021-04-01 0 days 2,139 sqft
    2021-05-01 0 days 2,096 sqft
    2021-06-01 0 days 2,246 sqft
    2021-07-01 0 days 2,280 sqft
    2021-08-01 0 days 2,265 sqft
    2021-09-01 0 days 2,194 sqft
    2021-10-01 0 days 2,128 sqft
    2021-11-01 0 days 2,128 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,283 sqft
    2022-02-01 0 days 2,285 sqft
    2022-03-01 0 days 2,354 sqft
    2022-04-01 0 days 2,299 sqft
    2022-05-01 0 days 2,390 sqft
    2022-06-01 0 days 2,430 sqft
    2022-07-01 0 days 2,431 sqft
    2022-08-01 0 days 2,429 sqft
    2022-09-01 0 days 2,432 sqft
    2022-10-01 0 days 2,591 sqft
    2022-11-01 0 days 2,708 sqft
    2022-12-01 0 days 2,584 sqft
    2023-01-01 0 days 2,615 sqft
    2023-02-01 0 days 2,741 sqft
    2023-03-01 0 days 2,685 sqft
    2023-04-01 0 days 2,540 sqft
    2023-05-01 0 days 2,548 sqft
    2023-06-01 0 days 2,554 sqft
    2023-07-01 0 days 2,504 sqft
    2023-08-01 0 days 2,401 sqft
    2023-09-01 0 days 2,300 sqft
    2023-10-01 0 days 2,346 sqft
    Gillette's median listing age (time on market) for 2023-10-01 was 0 days.

    Gillette's median square footage for active listings during the 2023-10-01 period was 2,346 sqft. One year prior, the average listing was 2,591 sqft.

    Gillette, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 720 $187,750,000 $260,764
    Cash Out Refi 202 $44,110,000 $218,366
    Refi 134 $24,990,000 $186,493
    Home Improvement 48 $4,650,000 $96,875
    Other 31 $2,575,000 $83,065

    Gillette's most frequently cited loan purpose was Home Purchase, with 720 originations. The 2nd most popular reason was Cash Out Refi, with 202 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 279 $63,165,000 $226,398
    5-6% 269 $66,475,000 $247,119
    3-4% 254 $72,390,000 $285,000
    6-7% 121 $28,295,000 $233,843
    2.5-3% 95 $18,385,000 $193,526
    7-8% 38 $5,670,000 $149,211
    <2.5% 32 $3,620,000 $113,125
    Over 8% 18 $1,170,000 $65,000

    During 2022, Gillette's most frequently originated rate bucket was 4-5%, with 279 originations.

    Loan Sizing (Gillette, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 524 $141,570,000 $270,172
    $100k-200k 360 $56,080,000 $155,778
    $100,000 or less 156 $8,450,000 $54,167
    $400k-600k 79 $36,625,000 $463,608
    $600k-1000k 13 $9,165,000 $705,000
    $Over $1MM 3 $12,185,000 $4,061,667

    Gillette's loan sizing saw the bucket of loans from $200k-400k with 524 originations, totaling $141,570,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 553 $144,935,000 $262,089
    60-80% 282 $77,410,000 $274,504
    40-60% 96 $17,450,000 $181,771
    Under 20% 73 $3,245,000 $44,452
    20-40% 67 $7,045,000 $105,149
    Over 100% 25 $7,975,000 $319,000

    Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 553 originations, totaling $144,935,000 in origination value.