Gillette Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gillette averaged 6.98% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.22% and one month ago for the week of 2024-05-09, the average rate was 7.22%.

Gillette's average rate one year ago was 6.54%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Gillette 30 Year Fixed Rate 2024-06-13 6.98%
Gillette 30 Year Fixed Rate Refi 2024-06-13 7.45%
Gillette 15 Year Fixed Rate 2024-06-13 6.07%
Gillette 15 Year Fixed Rate Refi 2024-06-13 6.37%
Gillette 30 Year FHA 2024-06-13 6.45%
Gillette 30 Year FHA Refi 2024-06-13 6.71%
Gillette 30 Year USDA 2024-06-13 6.81%
Gillette 30 Year USDA Refi 2024-06-13 6.81%
Gillette 30 Year VA 2024-06-13 6.42%
Gillette 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

Gillette Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
BAY EQUITY LLC 46 6.66% $5,726
QUICKEN LOANS, LLC 23 6.59% $9,216
UNITED WHOLESALE MORTGAGE, LLC 21 6.93% $6,456
Unify Home Lending Inc. 19 6.27% $3,553
Pinnacle Bank - Wyoming 16 7.60% $3,607
CARDINAL FINANCIAL 8 6.47% $8,721
Gateway First Bank 7 6.34% $6,369
AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.72% $7,223
CMG MORTGAGE, INC. 4 7.06% $6,395
Plains Commerce Bank 4 6.50% $4,974
Farm Credit Mid-America, ACA 3 6.75% $6,734
Wallick & Volk, Inc. 3 7.13% $5,530
First Interstate Bank 3 7.04% $5,795
MEMBER FIRST MORTGAGE, LLC 2 7.00% $3,453
AXIA FINANCIAL, LLC 2 7.63% $3,925
BLACK HILLS FEDERAL CREDIT UNION 2 5.87% $4,919
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $6,054
FirstBank 2 6.50% $3,264
GUILD MORTGAGE COMPANY 2 5.75% $8,064
Ixonia Bank 2 6.81% $8,211
NEWREZ LLC 2 6.43% $9,667
RELIANCE FIRST CAPITAL, LLC 2 6.87% $11,294
USAA Federal Savings Bank 2 6.88% $8,313
U.S. Bank 2 7.69% $2,455
Wells Fargo Bank 2 6.88% $6,399
Ally Bank 1 5.50% $6,570
Mortgage Research Center, LLC 1 6.38% $2,315
MOUNTAIN AMERICA 1 7.88% $7,907
MOVEMENT MORTGAGE, LLC 1 7.56% $5,126
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,971
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.50% $8,106
NAVY FEDERAL CREDIT UNION 1 7.50% $4,267
NBKC BANK 1 6.45% $2,306
BANKWEST, INC. 1 5.88% $7,423
PENNYMAC LOAN SERVICES, LLC 1 6.50% $12,331
EVERETT FINANCIAL, INC. 1 7.25% $7,673
Commerce Bank 1 5.63% $7,158
CHURCHILL MORTGAGE CORPORATION 1 6.38% $3,531
American Bank & Trust 1 7.38% $5,486
Security First Bank 1 6.50% $3,065
The Huntington National Bank 1 8.88% $4,408
TRIAD FINANCIAL SERVICES, INC. 1 8.25% $4,461
UBS Bank USA 1 5.38% $3,548
FUNDLOANS CAPITAL 1 8.88% $10,083
Flagstar Bank, FSB 1 8.13% $11,211
Glacier Bank 1 6.63% $10,346
Great Plains National Bank 1 6.50% $5,433
BMO Harris Bank 1 7.63% $4,043
IDAHO CENTRAL 1 6.75% $6,045
UNION HOME MORTGAGE CORP. 1 6.88% $10,460

Gillette Average Closing Costs & Other Stats

Gillette, WY's 50 lenders originated 734 loans during 2023. The total origination value was $167,350,000, with an average loan value of $227,997.

Gillette's average closing costs are $6,013.

The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 46 loans originated. Their average total fees are $5,726, which is $3,490 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. ($3,553), Pinnacle Bank - Wyoming ($3,607), BAY EQUITY LLC ($5,726), UNITED WHOLESALE MORTGAGE, LLC ($6,456) and QUICKEN LOANS, LLC ($9,216).

The lowest rate Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. (6.27%), QUICKEN LOANS, LLC (6.59%), BAY EQUITY LLC (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.93%) and Pinnacle Bank - Wyoming (7.60%).

Gillette, WY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
BAY EQUITY LLC $58,955,000 $37,040,000 -37.2% 22.1%
UNITED WHOLESALE MORTGAGE, LLC $11,180,000 $16,790,000 50.2% 10.0%
QUICKEN LOANS, LLC $18,885,000 $14,945,000 -20.9% 8.9%
Pinnacle Bank - Wyoming $22,535,000 $13,110,000 -41.8% 7.8%
Unify Home Lending Inc. $13,895,000 $8,965,000 -35.5% 5.4%
HIGHMARK $1,555,000 $4,990,000 220.9% 3.0%
CARDINAL FINANCIAL $15,375,000 $4,755,000 -69.1% 2.8%
First Interstate Bank $16,205,000 $3,910,000 -75.9% 2.3%
Gateway First Bank $6,060,000 $3,145,000 -48.1% 1.9%
U.S. Bank $3,610,000 $3,065,000 -15.1% 1.8%
Mortgage Research Center, LLC $6,250,000 $2,890,000 -53.8% 1.7%
Plains Commerce Bank $820,000 $2,650,000 223.2% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $420,000 $2,145,000 410.7% 1.3%
FREEDOM MORTGAGE CORPORATION $2,730,000 $2,125,000 -22.2% 1.3%
CMG MORTGAGE, INC. $1,750,000 $1,855,000 6.0% 1.1%
MEMBER FIRST MORTGAGE, LLC $1,725,000 n/a 1.0%
USAA Federal Savings Bank $705,000 $1,385,000 96.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,710,000 $1,310,000 -23.4% 0.8%
Pioneer Bank & Trust $520,000 $1,305,000 151.0% 0.8%
NEWREZ LLC $1,115,000 $1,285,000 15.2% 0.8%
LOANDEPOT.COM, LLC $840,000 $1,220,000 45.2% 0.7%
Wells Fargo Bank $4,605,000 $1,210,000 -73.7% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,240,000 $1,190,000 -4.0% 0.7%
Wallick & Volk, Inc. $1,135,000 $1,190,000 4.8% 0.7%
RELIANCE FIRST CAPITAL, LLC $1,160,000 n/a 0.7%
AXIA FINANCIAL, LLC $565,000 $1,135,000 100.9% 0.7%
BROKER SOLUTIONS, INC. $1,745,000 $1,110,000 -36.4% 0.7%
Farm Credit Mid-America, ACA $4,695,000 $995,000 -78.8% 0.6%
Carrington Mortgage Services, LLC $1,450,000 $955,000 -34.1% 0.6%
Equity Prime Mortgage LLC $940,000 n/a 0.6%
Jonah Bank of Wyoming $850,000 $930,000 9.4% 0.6%
PLAZA HOME MORTGAGE, INC. $1,045,000 $870,000 -16.7% 0.5%
UNION HOME MORTGAGE CORP. $860,000 n/a 0.5%
GUILD MORTGAGE COMPANY $1,150,000 $825,000 -28.3% 0.5%
The Federal Savings Bank $580,000 $795,000 37.1% 0.5%
ANB Bank $1,530,000 $790,000 -48.4% 0.5%
NATIONWIDE MORTGAGE BANKERS, INC. $790,000 n/a 0.5%
Glacier Bank $10,965,000 $780,000 -92.9% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $175,000 $755,000 331.4% 0.5%
TRIAD FINANCIAL SERVICES, INC. $360,000 $680,000 88.9% 0.4%
BLACK HILLS FEDERAL CREDIT UNION $1,965,000 $660,000 -66.4% 0.4%
NBKC BANK $215,000 $660,000 207.0% 0.4%
Ixonia Bank $630,000 n/a 0.4%
FirstBank $560,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $1,535,000 $550,000 -64.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $770,000 $545,000 -29.2% 0.3%
BANKWEST, INC. $480,000 $535,000 11.5% 0.3%
UBS Bank USA $525,000 n/a 0.3%
Flagstar Bank, FSB $1,820,000 $520,000 -71.4% 0.3%
MOVEMENT MORTGAGE, LLC $3,225,000 $505,000 -84.3% 0.3%
Mid-Continent Funding, Inc. $205,000 $485,000 136.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $480,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $430,000 -12.2% 0.3%
Bank of Colorado $710,000 $425,000 -40.1% 0.3%
ACADEMY MORTGAGE CORPORATION $520,000 $415,000 -20.2% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,650,000 $395,000 -76.1% 0.2%
INTERCAP LENDING INC. $385,000 n/a 0.2%
Magnolia Bank $185,000 $375,000 102.7% 0.2%
Commerce Bank $365,000 n/a 0.2%
MOUNTAIN AMERICA $35,000 $365,000 942.9% 0.2%
IDAHO CENTRAL $355,000 n/a 0.2%
American Bank & Trust $345,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,370,000 $340,000 -75.2% 0.2%
Hilltop National Bank $355,000 $325,000 -8.5% 0.2%
The Huntington National Bank $635,000 $325,000 -48.8% 0.2%
Figure Lending LLC $290,000 $320,000 10.3% 0.2%
BMO Harris Bank $315,000 n/a 0.2%
FirsTier Bank $315,000 n/a 0.2%
Black Hills Community Bank $295,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,450,000 $290,000 -80.0% 0.2%
Commerce Home Mortgage, Inc. $285,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $265,000 n/a 0.2%
FUNDLOANS CAPITAL $265,000 n/a 0.2%
WYHY $205,000 $260,000 26.8% 0.2%
DIRECT MORTGAGE, CORP. $255,000 n/a 0.2%
HOMESTAR FINANCIAL CORPORATION $510,000 $255,000 -50.0% 0.2%
Security First Bank $645,000 $255,000 -60.5% 0.2%
Great Plains National Bank $245,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $975,000 $235,000 -75.9% 0.1%
UNIVERSAL LENDING CORPORATION $205,000 $235,000 14.6% 0.1%
NEXERA HOLDING LLC $155,000 $225,000 45.2% 0.1%
EVERETT FINANCIAL, INC. $215,000 n/a 0.1%
Nations Lending Corporation $755,000 $215,000 -71.5% 0.1%
GUARANTEED RATE, INC. $955,000 $205,000 -78.5% 0.1%
21ST MORTGAGE CORPORATION $95,000 $190,000 100.0% 0.1%
SUMMIT FUNDING, INC. $1,050,000 $185,000 -82.4% 0.1%
Ally Bank $175,000 n/a 0.1%
Discover Bank $540,000 $155,000 -71.3% 0.1%
WINGS FINANCIAL $155,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $320,000 $145,000 -54.7% 0.1%
Utah Power $370,000 $145,000 -60.8% 0.1%
Meridian Trust Federal Credit Union $100,000 n/a 0.1%
ASHLAND Credit Union $85,000 n/a 0.1%
JPMorgan Chase Bank $1,035,000 $85,000 -91.8% 0.1%
Coastal Community Bank $80,000 n/a 0.0%
PLANET HOME LENDING, LLC $615,000 $55,000 -91.1% 0.0%
CITIZENS EQUITY FIRST $45,000 n/a 0.0%
KeyBank $990,000 $45,000 -95.5% 0.0%

Gillette's top lender by overall market share is BAY EQUITY LLC, with 22.1% market share. In second place, with 10.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,790,000 in loans. In third place, with 8.9%, is QUICKEN LOANS, LLC, having originated $14,945,000 in loans. In fourth place, with 7.8%, is Pinnacle Bank - Wyoming, having originated $13,110,000 in loans. In fifth place, with 5.4%, is Unify Home Lending Inc., having originated $8,965,000 in loans.


Gillette Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,900 (0.0%) $222,887 (-5.9%) 0.00 431
2018-02-01 $199,900 (0.0%) $226,878 (-4.5%) 0.00 436
2018-03-01 $199,900 (-1.3%) $228,238 (-6.3%) 0.00 438
2018-04-01 $200,000 (-2.4%) $237,302 (-1.7%) 0.00 449
2018-05-01 $209,175 (2.1%) $244,300 (1.8%) 0.00 457
2018-06-01 $217,400 (6.1%) $249,105 (5.0%) 0.00 487
2018-07-01 $219,900 (7.3%) $256,727 (8.1%) 0.00 487
2018-08-01 $218,750 (6.5%) $254,749 (8.0%) 0.00 494
2018-09-01 $214,900 (4.9%) $249,193 (7.0%) 0.00 472
2018-10-01 $215,000 (7.6%) $250,945 (9.1%) 0.00 460
2018-11-01 $214,950 (7.5%) $253,275 (10.8%) 0.00 439
2018-12-01 $210,000 (5.1%) $251,705 (10.5%) 0.00 414
2019-01-01 $209,975 (5.0%) $250,903 (12.6%) 0.00 396
2019-02-01 $212,500 (6.3%) $253,395 (11.7%) 0.00 378
2019-03-01 $212,500 (6.3%) $252,252 (10.5%) 0.00 374
2019-04-01 $214,725 (7.4%) $252,473 (6.4%) 0.00 366
2019-05-01 $220,000 (5.2%) $264,726 (8.4%) 0.00 345
2019-06-01 $221,400 (1.8%) $264,623 (6.2%) 0.00 350
2019-07-01 $219,000 (-0.4%) $264,257 (2.9%) 0.00 393
2019-08-01 $217,500 (-0.6%) $261,963 (2.8%) 0.00 390
2019-09-01 $215,250 (0.2%) $260,214 (4.4%) 0.00 386
2019-10-01 $213,225 (-0.8%) $258,008 (2.8%) 0.00 381
2019-11-01 $209,950 (-2.3%) $258,748 (2.2%) 0.00 330
2019-12-01 $213,475 (1.7%) $260,376 (3.4%) 0.00 303
2020-01-01 $213,950 (1.9%) $262,662 (4.7%) 0.00 283
2020-02-01 $209,000 (-1.7%) $258,920 (2.2%) 0.00 261
2020-03-01 $208,475 (-1.9%) $257,731 (2.2%) 0.00 272
2020-04-01 $220,450 (2.7%) $271,052 (7.4%) 0.00 270
2020-05-01 $225,000 (2.3%) $276,969 (4.6%) 0.00 286
2020-06-01 $229,600 (3.7%) $286,462 (8.3%) 0.00 311
2020-07-01 $225,000 (2.7%) $282,610 (7.0%) 0.00 297
2020-08-01 $220,000 (1.2%) $283,366 (8.2%) 0.00 292
2020-09-01 $225,000 (4.5%) $284,812 (9.5%) 0.00 293
2020-10-01 $221,700 (4.0%) $289,979 (12.4%) 0.00 267
2020-11-01 $222,400 (5.9%) $289,424 (11.9%) 0.00 248
2020-12-01 $215,225 (0.8%) $285,137 (9.5%) 0.00 243
2021-01-01 $214,950 (0.5%) $289,479 (10.2%) 0.00 221
2021-02-01 $214,925 (2.8%) $269,636 (4.1%) 0.00 212
2021-03-01 $219,975 (5.5%) $298,276 (15.7%) 0.00 202
2021-04-01 $225,975 (2.5%) $306,990 (13.3%) 0.00 191
2021-05-01 $223,450 (-0.7%) $308,039 (11.2%) 0.00 192
2021-06-01 $231,475 (0.8%) $323,449 (12.9%) 0.00 201
2021-07-01 $235,000 (4.4%) $330,606 (17.0%) 0.00 206
2021-08-01 $251,150 (14.2%) $343,216 (21.1%) 0.00 201
2021-09-01 $249,900 (11.1%) $338,627 (18.9%) 0.00 184
2021-10-01 $249,900 (12.7%) $354,057 (22.1%) 0.00 148
2021-11-01 $249,900 (12.4%) $373,443 (29.0%) 0.00 150
2021-12-01 $256,150 (19.0%) $463,119 (62.4%) 0.00 135
2022-01-01 $280,000 (30.3%) $521,474 (80.1%) 0.00 106
2022-02-01 $301,175 (40.1%) $546,626 (102.7%) 0.00 104
2022-03-01 $328,900 (49.5%) $555,099 (86.1%) 0.00 107
2022-04-01 $339,000 (50.0%) $500,955 (63.2%) 0.00 111
2022-05-01 $346,250 (55.0%) $512,593 (66.4%) 0.00 113
2022-06-01 $337,500 (45.8%) $527,970 (63.2%) 0.00 128
2022-07-01 $375,400 (59.7%) $520,572 (57.5%) 0.00 142
2022-08-01 $366,425 (45.9%) $505,311 (47.2%) 0.00 159
2022-09-01 $360,675 (44.3%) $500,339 (47.8%) 0.00 152
2022-10-01 $375,000 (50.1%) $502,878 (42.0%) 0.00 142
2022-11-01 $377,450 (51.0%) $478,948 (28.3%) 0.00 134
2022-12-01 $357,450 (39.6%) $426,054 (-8.0%) 0.00 129
2023-01-01 $359,675 (28.5%) $434,425 (-16.7%) 0.00 108
2023-02-01 $377,900 (25.5%) $471,748 (-13.7%) 0.00 82
2023-03-01 $373,900 (13.7%) $476,111 (-14.2%) 0.00 77
2023-04-01 $380,000 (12.1%) $481,737 (-3.8%) 0.00 92
2023-05-01 $408,700 (18.0%) $488,961 (-4.6%) 0.00 117
2023-06-01 $399,900 (18.5%) $506,088 (-4.1%) 0.00 116
2023-07-01 $399,700 (6.5%) $635,311 (22.0%) 0.00 142
2023-08-01 $399,900 (9.1%) $618,733 (22.5%) 0.00 163
2023-09-01 $399,950 (10.9%) $606,627 (21.2%) 0.00 164
2023-10-01 $409,900 (9.3%) $618,261 (22.9%) 0.00 157
2023-11-01 $406,725 (7.8%) $647,596 (35.2%) 0.00 157
2023-12-01 $445,000 (24.5%) $688,376 (61.6%) 0.00 146
2024-01-01 $435,000 (20.9%) $694,080 (59.8%) 0.00 136
2024-02-01 $437,019 (15.6%) $695,459 (47.4%) 0.00 133
2024-03-01 $435,000 (16.3%) $716,011 (50.4%) 0.00 134
2024-04-01 $450,708 (18.6%) $728,299 (51.2%) 0.00 129
2024-05-01 $463,940 (13.5%) $725,474 (48.4%) 0.00 141
Gillette's median listing price for 2024-05-01 was $463,940, a difference of $55,240 (13.5%) versus the prior year and $13,232 versus the prior month.

Gillette's median listing price comes in at 0% of the national average.

Gillette's average listing price for 2024-05-01 was $725,474, a difference of $236,513 (48.4%) versus the prior year and $-2,825 versus the prior month.

For the 2024-05-01 period, Gillette had 141 MLS listings, a difference of 12 listings (9%) versus the prior month and 24 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,030 sqft
2018-02-01 0 days 2,050 sqft
2018-03-01 0 days 2,064 sqft
2018-04-01 0 days 2,075 sqft
2018-05-01 0 days 2,120 sqft
2018-06-01 0 days 2,128 sqft
2018-07-01 0 days 2,188 sqft
2018-08-01 0 days 2,173 sqft
2018-09-01 0 days 2,140 sqft
2018-10-01 0 days 2,172 sqft
2018-11-01 0 days 2,132 sqft
2018-12-01 0 days 2,064 sqft
2019-01-01 0 days 2,059 sqft
2019-02-01 0 days 2,058 sqft
2019-03-01 0 days 2,064 sqft
2019-04-01 0 days 2,104 sqft
2019-05-01 0 days 2,176 sqft
2019-06-01 0 days 2,172 sqft
2019-07-01 0 days 2,213 sqft
2019-08-01 0 days 2,195 sqft
2019-09-01 0 days 2,180 sqft
2019-10-01 0 days 2,171 sqft
2019-11-01 0 days 2,178 sqft
2019-12-01 0 days 2,144 sqft
2020-01-01 0 days 2,172 sqft
2020-02-01 0 days 2,067 sqft
2020-03-01 0 days 2,057 sqft
2020-04-01 0 days 2,230 sqft
2020-05-01 0 days 2,258 sqft
2020-06-01 0 days 2,284 sqft
2020-07-01 0 days 2,248 sqft
2020-08-01 0 days 2,256 sqft
2020-09-01 0 days 2,243 sqft
2020-10-01 0 days 2,260 sqft
2020-11-01 0 days 2,125 sqft
2020-12-01 0 days 2,108 sqft
2021-01-01 0 days 2,112 sqft
2021-02-01 0 days 2,112 sqft
2021-03-01 0 days 2,146 sqft
2021-04-01 0 days 2,132 sqft
2021-05-01 0 days 2,089 sqft
2021-06-01 0 days 2,246 sqft
2021-07-01 0 days 2,280 sqft
2021-08-01 0 days 2,265 sqft
2021-09-01 0 days 2,194 sqft
2021-10-01 0 days 2,128 sqft
2021-11-01 0 days 2,128 sqft
2021-12-01 0 days 2,132 sqft
2022-01-01 0 days 2,283 sqft
2022-02-01 0 days 2,285 sqft
2022-03-01 0 days 2,354 sqft
2022-04-01 0 days 2,299 sqft
2022-05-01 0 days 2,390 sqft
2022-06-01 0 days 2,430 sqft
2022-07-01 0 days 2,431 sqft
2022-08-01 0 days 2,429 sqft
2022-09-01 0 days 2,434 sqft
2022-10-01 0 days 2,618 sqft
2022-11-01 0 days 2,708 sqft
2022-12-01 0 days 2,584 sqft
2023-01-01 0 days 2,615 sqft
2023-02-01 0 days 2,741 sqft
2023-03-01 0 days 2,685 sqft
2023-04-01 0 days 2,540 sqft
2023-05-01 0 days 2,540 sqft
2023-06-01 0 days 2,539 sqft
2023-07-01 0 days 2,504 sqft
2023-08-01 0 days 2,401 sqft
2023-09-01 0 days 2,300 sqft
2023-10-01 0 days 2,346 sqft
2023-11-01 0 days 2,398 sqft
2023-12-01 0 days 2,394 sqft
2024-01-01 0 days 2,363 sqft
2024-02-01 0 days 2,350 sqft
2024-03-01 0 days 2,354 sqft
2024-04-01 0 days 2,387 sqft
2024-05-01 0 days 2,397 sqft
Gillette's median listing age (time on market) for 2024-05-01 was 0 days.

Gillette's median square footage for active listings during the 2024-05-01 period was 2,397 sqft. One year prior, the average listing was 2,540 sqft.

Gillette, WY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 508 $123,710,000 $243,524
Cash Out Refi 112 $24,350,000 $217,411
Refi 54 $14,580,000 $270,000
Other 31 $2,545,000 $82,097
Home Improvement 29 $2,165,000 $74,655

Gillette's most frequently cited loan purpose was Home Purchase, with 508 originations. The 2nd most popular reason was Cash Out Refi, with 112 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 290 $77,930,000 $268,724
5-6% 155 $33,695,000 $217,387
7-8% 140 $32,640,000 $233,143
Over 8% 105 $14,125,000 $134,524
<2.5% 18 $390,000 $21,667
4-5% 2 $580,000 $290,000
3-4% 1 $145,000 $145,000
2.5-3% 1 $485,000 $485,000

During 2023, Gillette's most frequently originated rate bucket was 6-7%, with 290 originations.

Loan Sizing (Gillette, WY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 349 $96,655,000 $276,948
$100k-200k 184 $29,440,000 $160,000
$100,000 or less 132 $6,160,000 $46,667
$400k-600k 58 $26,890,000 $463,621
$600k-1000k 10 $7,080,000 $708,000
$Over $1MM 1 $1,125,000 $1,125,000

Gillette's loan sizing saw the bucket of loans from $200k-400k with 349 originations, totaling $96,655,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 381 $102,555,000 $269,173
60-80% 148 $37,520,000 $253,514
Under 20% 80 $3,450,000 $43,125
40-60% 43 $8,345,000 $194,070
20-40% 40 $4,530,000 $113,250
Over 100% 11 $2,855,000 $259,545

Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $102,555,000 in origination value.