Gillette Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gillette averaged 6.89% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.92% and one month ago for the week of 2023-02-09, the average rate was 6.31%.

Gillette's average rate one year ago was 4.14%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Gillette 30 Year Fixed Rate 2023-03-16 6.89%
Gillette 30 Year Fixed Rate Refi 2023-03-16 6.86%
Gillette 15 Year Fixed Rate 2023-03-16 6.75%
Gillette 15 Year Fixed Rate Refi 2023-03-16 5.89%
Gillette 30 Year FHA 2023-03-16 6.66%
Gillette 30 Year FHA Refi 2023-03-16 6.49%
Gillette 30 Year USDA 2023-03-16 6.33%
Gillette 30 Year USDA Refi 2023-03-16 6.57%
Gillette 30 Year VA 2023-03-16 6.32%
Gillette 30 Year VA Refi 2023-03-16 6.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

Gillette Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
BAY EQUITY LLC 176 3.05% $5,161
QUICKEN LOANS, LLC 80 3.04% $5,309
Pinnacle Bank - Wyoming 63 2.94% $3,868
First Interstate Bank 44 3.19% $3,725
OPEN MORTGAGE, LLC 37 3.09% $4,672
UNITED WHOLESALE MORTGAGE, LLC 30 2.97% $3,375
LOANDEPOT.COM, LLC 17 3.07% $4,531
MOVEMENT MORTGAGE, LLC 15 3.19% $3,925
AMERISAVE MORTGAGE CORPORATION 15 2.97% $4,532
U.S. Bank 14 3.26% $3,091
Wells Fargo Bank 13 3.23% $2,948
Gateway First Bank 11 3.14% $3,077
DAS Acquisition Company, LLC 9 3.15% $4,055
Mr. Cooper ( Nationstar Mortgage ) 7 3.16% $5,791
Bank of Colorado 7 3.20% $3,762
Unify Home Lending Inc. 7 3.29% $3,773
FREEDOM MORTGAGE CORPORATION 6 2.88% $3,915
BANKWEST, INC. 6 3.08% $5,823
BETTER MORTGAGE CORPORATION 5 2.85% $2,149
Carrington Mortgage Services, LLC 4 3.22% $3,968
CALIBER HOME LOANS, INC. 4 3.11% $1,991
Farm Credit Mid-America, ACA 4 3.41% $8,946
CMG MORTGAGE, INC. 4 3.09% $3,092
GUILD MORTGAGE COMPANY 4 3.25% $2,842
Nations Lending Corporation 4 3.19% $9,726
AMERICAN FINANCING CORPORATION 3 3.21% $5,553
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 2.96% $5,909
PENNYMAC LOAN SERVICES, LLC 3 3.46% $5,964
LAKEVIEW LOAN SERVICING, LLC 3 3.21% $4,307
CROSSCOUNTRY MORTGAGE, LLC 3 3.17% $2,581
NEWREZ LLC 3 3.08% $4,208
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.04% $5,702
AXIA FINANCIAL, LLC 3 3.25% $3,438
Flagstar Bank, FSB 3 3.07% $2,660
BROKER SOLUTIONS, INC. 3 2.96% $5,260
MEMBER FIRST MORTGAGE, LLC 2 3.25% $2,182
Bank of America 2 2.81% $3,961
Colonial Savings, F.A. 2 2.81% $4,596
First Guaranty Mortgage Corporation 2 3.44% $3,800
Glacier Bank 2 3.25% $3,359
GUARANTEED RATE, INC. 2 3.00% $2,853
HOME POINT FINANCIAL CORPORATION 2 3.19% $4,708
InterContinental Capital Group, Inc 2 3.31% $3,987
JPMorgan Chase Bank 2 3.00% $3,170
Lend Smart Mortgage, LLC 2 3.63% $7,266
Magnolia Bank 2 2.81% $5,872
PREMIER MEMBERS CREDIT UNION 2 2.94% $6,214
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.94% $2,307
Stifel Bank and Trust 2 3.00% $2,245
Truist 2 2.50% $6,956
Wallick & Volk, Inc. 2 3.00% $2,714
Wyndham Capital Mortgage, Inc. 2 3.38% $2,971
Florida Capital Bank 1 3.38% $3,097
First Home Bank 1 2.75% $3,621
Equity Prime Mortgage LLC 1 3.38% $2,634
NBKC BANK 1 2.88% $1,498
Dacotah Bank 1 2.88% $2,224
CRESCENT MORTGAGE COMPANY 1 4.00% $3,421
Citizens Bank 1 3.00% $2,787
PENTAGON FEDERAL CREDIT UNION 1 3.75% $621
Pinnacle Bank 1 3.13% $2,372
CHURCHILL MORTGAGE CORPORATION 1 3.25% $3,979
PLANET HOME LENDING, LLC 1 3.25% $1,181
PLAZA HOME MORTGAGE, INC. 1 2.99% $7,957
PREMIA MORTGAGE, LLC 1 3.13% $0
Bank of the West 1 3.38% $3,507
Bank of England 1 3.50% $3,023
CHERRY CREEK MORTGAGE, LLC 1 3.25% $0
S1L, Inc. 1 3.63% $2,958
VERITAS FUNDING, LLC 1 2.88% $8,492
SUMMIT FUNDING, INC. 1 3.25% $4,218
SUN WEST MORTGAGE COMPANY, INC. 1 3.25% $5,589
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.50% $3,114
KS StateBank 1 2.75% $1,703
KELLER MORTGAGE, LLC 1 2.88% $3,351
Umpqua Bank 1 3.25% $2,499
INTERCAP LENDING INC. 1 3.38% $3,732
Loan Simple, Inc. 1 3.63% $3,413
Baxter Credit Union 1 2.88% $1,523
FUNDLOANS CAPITAL 1 4.88% $9,058
Mortgage Research Center, LLC 1 2.99% $1,163

Gillette Average Closing Costs & Other Stats

Gillette, WY's 81 lenders originated 2,070 loans during 2021. The total origination value was $444,690,000, with an average loan value of $214,826.

Gillette's average closing costs are $5,387.

The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 176 loans originated. Their average total fees are $5,161, which is $148 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Gillette lenders (with over 10 loans originated) are Wells Fargo Bank ($2,948), Gateway First Bank ($3,077), U.S. Bank ($3,091), UNITED WHOLESALE MORTGAGE, LLC ($3,375) and First Interstate Bank ($3,725).

The lowest rate Gillette lenders (with over 10 loans originated) are Pinnacle Bank - Wyoming (2.94%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), AMERISAVE MORTGAGE CORPORATION (2.97%), QUICKEN LOANS, LLC (3.04%) and BAY EQUITY LLC (3.05%).

Gillette, WY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
BAY EQUITY LLC $111,050,000 $112,480,000 1.3% 25.3%
QUICKEN LOANS, LLC $41,920,000 $40,035,000 -4.5% 9.0%
Pinnacle Bank - Wyoming $38,120,000 $33,580,000 -11.9% 7.6%
FREEDOM MORTGAGE CORPORATION $36,150,000 $26,930,000 -25.5% 6.1%
First Interstate Bank $37,920,000 $25,895,000 -31.7% 5.8%
OPEN MORTGAGE, LLC $26,260,000 $24,880,000 -5.3% 5.6%
UNITED WHOLESALE MORTGAGE, LLC $675,000 $13,865,000 1,954.1% 3.1%
LOANDEPOT.COM, LLC $5,410,000 $7,755,000 43.3% 1.7%
LAKEVIEW LOAN SERVICING, LLC $8,145,000 $7,110,000 -12.7% 1.6%
U.S. Bank $7,755,000 $6,170,000 -20.4% 1.4%
Wells Fargo Bank $4,245,000 $6,170,000 45.3% 1.4%
MOVEMENT MORTGAGE, LLC $6,020,000 n/a 1.4%
Gateway First Bank $1,910,000 $5,215,000 173.0% 1.2%
Mortgage Research Center, LLC $4,085,000 $5,115,000 25.2% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $6,315,000 $5,000,000 -20.8% 1.1%
DAS Acquisition Company, LLC $4,945,000 n/a 1.1%
Unify Home Lending Inc. $900,000 $4,750,000 427.8% 1.1%
AMERISAVE MORTGAGE CORPORATION $1,170,000 $4,435,000 279.1% 1.0%
PLAZA HOME MORTGAGE, INC. $3,885,000 n/a 0.9%
NEWREZ LLC $1,780,000 $3,585,000 101.4% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,995,000 $3,405,000 70.7% 0.8%
CMG MORTGAGE, INC. $5,070,000 $2,925,000 -42.3% 0.7%
USAA Federal Savings Bank $2,155,000 $2,885,000 33.9% 0.6%
Bank of Colorado $2,090,000 $2,880,000 37.8% 0.6%
HIGHMARK $3,200,000 $2,845,000 -11.1% 0.6%
First Guaranty Mortgage Corporation $6,545,000 $2,765,000 -57.8% 0.6%
Farm Credit Mid-America, ACA $2,500,000 $2,760,000 10.4% 0.6%
Flagstar Bank, FSB $3,105,000 $2,510,000 -19.2% 0.6%
Wallick & Volk, Inc. $2,495,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,810,000 $2,300,000 27.1% 0.5%
Carrington Mortgage Services, LLC $2,295,000 $2,160,000 -5.9% 0.5%
NEW DAY FINANCIAL, LLC $2,285,000 $2,155,000 -5.7% 0.5%
BETTER MORTGAGE CORPORATION $510,000 $2,100,000 311.8% 0.5%
GUILD MORTGAGE COMPANY $710,000 $1,980,000 178.9% 0.4%
HOME POINT FINANCIAL CORPORATION $895,000 $1,950,000 117.9% 0.4%
JPMorgan Chase Bank $1,140,000 $1,915,000 68.0% 0.4%
CHERRY CREEK MORTGAGE, LLC $520,000 $1,805,000 247.1% 0.4%
BANKWEST, INC. $530,000 $1,800,000 239.6% 0.4%
BROKER SOLUTIONS, INC. $1,330,000 $1,740,000 30.8% 0.4%
AXIA FINANCIAL, LLC $1,800,000 $1,715,000 -4.7% 0.4%
The Federal Savings Bank $3,250,000 $1,710,000 -47.4% 0.4%
Hilltop National Bank $95,000 $1,635,000 1,621.1% 0.4%
CALIBER HOME LOANS, INC. $2,560,000 $1,600,000 -37.5% 0.4%
Security First Bank $925,000 $1,575,000 70.3% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,240,000 $1,515,000 22.2% 0.3%
Pioneer Bank & Trust $1,915,000 $1,410,000 -26.4% 0.3%
AMERICAN FINANCING CORPORATION $1,255,000 $1,370,000 9.2% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 $1,350,000 150.0% 0.3%
HOMESTAR FINANCIAL CORPORATION $1,335,000 n/a 0.3%
Low VA Rates, LLC $490,000 $1,240,000 153.1% 0.3%
MEMBER FIRST MORTGAGE, LLC $3,990,000 $1,165,000 -70.8% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,460,000 $1,160,000 -20.5% 0.3%
BLACK HILLS FEDERAL CREDIT UNION $2,175,000 $1,110,000 -49.0% 0.2%
Colonial Savings, F.A. $235,000 $1,085,000 361.7% 0.2%
Nations Lending Corporation $1,005,000 $1,085,000 8.0% 0.2%
NAVY FEDERAL CREDIT UNION $620,000 $1,005,000 62.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $975,000 n/a 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,110,000 $935,000 -15.8% 0.2%
Lend Smart Mortgage, LLC $895,000 n/a 0.2%
BNC National Bank $305,000 $890,000 191.8% 0.2%
Truist Bank $340,000 $885,000 160.3% 0.2%
Bank of America $420,000 $880,000 109.5% 0.2%
Glacier Bank $1,075,000 $865,000 -19.5% 0.2%
GUARANTEED RATE, INC. $385,000 $850,000 120.8% 0.2%
PLANET HOME LENDING, LLC $720,000 n/a 0.2%
PREMIER MEMBERS CREDIT UNION $705,000 n/a 0.2%
Equity Prime Mortgage LLC $710,000 $700,000 -1.4% 0.2%
Magnolia Bank $245,000 $700,000 185.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 $700,000 137.3% 0.2%
Black Hills Community Bank $670,000 $600,000 -10.4% 0.1%
Stifel Bank and Trust $590,000 n/a 0.1%
FUNDLOANS CAPITAL $515,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $760,000 $510,000 -32.9% 0.1%
Barrington Bank & Trust Company, N.A. $635,000 $490,000 -22.8% 0.1%
Platte Valley Bank $765,000 $475,000 -37.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $520,000 $470,000 -9.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $235,000 $470,000 100.0% 0.1%
Wyndham Capital Mortgage, Inc. $460,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $455,000 n/a 0.1%
THRIVENT Federal Credit Union $435,000 n/a 0.1%
ANB Bank $2,055,000 $430,000 -79.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $430,000 100.0% 0.1%
KELLER MORTGAGE, LLC $420,000 n/a 0.1%
Bank of the West $765,000 $395,000 -48.4% 0.1%
InterContinental Capital Group, Inc $85,000 $370,000 335.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $350,000 n/a 0.1%
NBKC BANK $530,000 $345,000 -34.9% 0.1%
Pinnacle Bank $345,000 n/a 0.1%
PREMIA MORTGAGE, LLC $345,000 n/a 0.1%
AMERICAN ADVISORS GROUP $265,000 $320,000 20.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $310,000 n/a 0.1%
Axos Bank $305,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $295,000 n/a 0.1%
Sunflower Bank $285,000 n/a 0.1%
CANOPY MORTGAGE, LLC $275,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $275,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,030,000 $275,000 -73.3% 0.1%
21ST MORTGAGE CORPORATION $105,000 $265,000 152.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $550,000 $265,000 -51.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $185,000 $255,000 37.8% 0.1%
INTERCAP LENDING INC. $255,000 n/a 0.1%
MANN FINANCIAL INC. $255,000 n/a 0.1%
EVERETT FINANCIAL, INC. $245,000 $245,000 0.0% 0.1%
Florida Capital Bank $245,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $905,000 $240,000 -73.5% 0.1%
Bank of England $215,000 n/a 0.0%
Midwest BankCentre $215,000 n/a 0.0%
Gate City Bank $205,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $695,000 $205,000 -70.5% 0.0%
Umpqua Bank $385,000 $205,000 -46.8% 0.0%
WYHY $370,000 $205,000 -44.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.0%
First Federal Bank $135,000 $195,000 44.4% 0.0%
First Home Bank $195,000 n/a 0.0%
Loan Simple, Inc. $195,000 n/a 0.0%
S1L, Inc. $195,000 n/a 0.0%
Servion, Inc. $185,000 n/a 0.0%
VERITAS FUNDING, LLC $175,000 n/a 0.0%
Arvest Bank $165,000 n/a 0.0%
WESTERN VISTA $165,000 n/a 0.0%
Financial Funding Solutions, Inc. $155,000 n/a 0.0%
KS StateBank $155,000 n/a 0.0%
Opportunity Bank of Montana $155,000 n/a 0.0%
PHH Mortgage Corporation $290,000 $155,000 -46.6% 0.0%
Dacotah Bank $125,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 $110,000 144.4% 0.0%
ALLIANT CREDIT UNION $95,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $95,000 n/a 0.0%
SUMMIT FUNDING, INC. $95,000 n/a 0.0%
BOKF $315,000 $85,000 -73.0% 0.0%
Utah Power $530,000 $85,000 -84.0% 0.0%
Baxter Credit Union $65,000 n/a 0.0%
Citizens Bank $270,000 $55,000 -79.6% 0.0%
PENTAGON FEDERAL CREDIT UNION $890,000 $55,000 -93.8% 0.0%
Discover Bank $35,000 n/a 0.0%
Figure Lending LLC $90,000 $30,000 -66.7% 0.0%

Gillette's top lender by overall market share is BAY EQUITY LLC, with 25.3% market share. In second place, with 9.0%, is QUICKEN LOANS, LLC, having originated $40,035,000 in loans. In third place, with 7.6%, is Pinnacle Bank - Wyoming, having originated $33,580,000 in loans. In fourth place, with 6.1%, is FREEDOM MORTGAGE CORPORATION, having originated $26,930,000 in loans. In fifth place, with 5.8%, is First Interstate Bank, having originated $25,895,000 in loans.


Gillette Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,900 (0.0%) $222,887 (-5.9%) 0.00 431
2018-02-01 $199,900 (0.0%) $226,878 (-4.5%) 0.00 436
2018-03-01 $199,900 (-1.3%) $228,238 (-6.3%) 0.00 438
2018-04-01 $200,000 (-2.4%) $237,302 (-1.7%) 0.00 449
2018-05-01 $209,175 (2.1%) $244,300 (1.8%) 0.00 457
2018-06-01 $217,400 (6.1%) $249,105 (5.0%) 0.00 487
2018-07-01 $219,900 (7.3%) $256,727 (8.1%) 0.00 487
2018-08-01 $218,750 (6.5%) $254,749 (8.0%) 0.00 494
2018-09-01 $214,900 (4.9%) $249,193 (7.0%) 0.00 472
2018-10-01 $215,000 (7.6%) $250,945 (9.1%) 0.00 460
2018-11-01 $214,950 (7.5%) $253,275 (10.8%) 0.00 439
2018-12-01 $210,000 (5.1%) $251,705 (10.5%) 0.00 414
2019-01-01 $209,975 (5.0%) $250,903 (12.6%) 0.00 396
2019-02-01 $212,500 (6.3%) $253,395 (11.7%) 0.00 378
2019-03-01 $212,554 (6.3%) $252,350 (10.6%) 0.00 374
2019-04-01 $214,763 (7.4%) $252,430 (6.4%) 0.00 367
2019-05-01 $220,000 (5.2%) $264,726 (8.4%) 0.00 345
2019-06-01 $221,400 (1.8%) $264,623 (6.2%) 0.00 350
2019-07-01 $219,000 (-0.4%) $264,257 (2.9%) 0.00 393
2019-08-01 $217,500 (-0.6%) $261,963 (2.8%) 0.00 390
2019-09-01 $215,250 (0.2%) $260,214 (4.4%) 0.00 386
2019-10-01 $213,225 (-0.8%) $258,008 (2.8%) 0.00 381
2019-11-01 $209,950 (-2.3%) $258,748 (2.2%) 0.00 330
2019-12-01 $213,475 (1.7%) $260,376 (3.4%) 0.00 303
2020-01-01 $213,950 (1.9%) $262,662 (4.7%) 0.00 283
2020-02-01 $209,000 (-1.7%) $258,920 (2.2%) 0.00 261
2020-03-01 $208,475 (-1.9%) $257,731 (2.1%) 0.00 272
2020-04-01 $220,450 (2.7%) $271,052 (7.4%) 0.00 270
2020-05-01 $225,000 (2.3%) $276,969 (4.6%) 0.00 286
2020-06-01 $229,600 (3.7%) $286,462 (8.3%) 0.00 311
2020-07-01 $225,000 (2.7%) $282,610 (7.0%) 0.00 297
2020-08-01 $220,000 (1.2%) $283,366 (8.2%) 0.00 292
2020-09-01 $225,000 (4.5%) $284,812 (9.5%) 0.00 293
2020-10-01 $221,700 (4.0%) $289,979 (12.4%) 0.00 267
2020-11-01 $222,400 (5.9%) $289,424 (11.9%) 0.00 248
2020-12-01 $215,225 (0.8%) $285,137 (9.5%) 0.00 243
2021-01-01 $214,950 (0.5%) $289,479 (10.2%) 0.00 221
2021-02-01 $214,925 (2.8%) $269,636 (4.1%) 0.00 212
2021-03-01 $219,975 (5.5%) $298,276 (15.7%) 0.00 202
2021-04-01 $225,975 (2.5%) $306,990 (13.3%) 0.00 191
2021-05-01 $223,450 (-0.7%) $308,039 (11.2%) 0.00 192
2021-06-01 $231,475 (0.8%) $323,449 (12.9%) 0.00 201
2021-07-01 $235,000 (4.4%) $330,606 (17.0%) 0.00 206
2021-08-01 $251,150 (14.2%) $343,216 (21.1%) 0.00 201
2021-09-01 $249,900 (11.1%) $338,627 (18.9%) 0.00 184
2021-10-01 $249,900 (12.7%) $354,057 (22.1%) 0.00 148
2021-11-01 $249,900 (12.4%) $373,443 (29.0%) 0.00 150
2021-12-01 $256,150 (19.0%) $463,119 (62.4%) 0.00 135
2022-01-01 $280,000 (30.3%) $521,474 (80.1%) 0.00 106
2022-02-01 $301,175 (40.1%) $546,626 (102.7%) 0.00 104
2022-03-01 $328,900 (49.5%) $555,099 (86.1%) 0.00 107
2022-04-01 $339,000 (50.0%) $500,955 (63.2%) 0.00 111
2022-05-01 $346,250 (55.0%) $512,593 (66.4%) 0.00 113
2022-06-01 $337,500 (45.8%) $527,970 (63.2%) 0.00 128
2022-07-01 $375,400 (59.7%) $520,572 (57.5%) 0.00 142
2022-08-01 $366,425 (45.9%) $505,311 (47.2%) 0.00 159
2022-09-01 $360,675 (44.3%) $500,339 (47.8%) 0.00 152
2022-10-01 $375,000 (50.1%) $502,878 (42.0%) 0.00 142
2022-11-01 $377,450 (51.0%) $478,948 (28.3%) 0.00 134
2022-12-01 $357,450 (39.6%) $426,054 (-8.0%) 0.00 129
2023-01-01 $359,675 (28.5%) $434,425 (-16.7%) 0.00 108
2023-02-01 $377,900 (25.5%) $471,748 (-13.7%) 0.00 82
Gillette's median listing price for 2023-02-01 was $377,900, a difference of $76,725 (25.5%) versus the prior year and $18,225 versus the prior month.

Gillette's median listing price comes in at 0% of the national average.

Gillette's average listing price for 2023-02-01 was $471,748, a difference of $-74,878 (-13.7%) versus the prior year and $37,323 versus the prior month.

For the 2023-02-01 period, Gillette had 82 MLS listings, a difference of -26 listings (-24%) versus the prior month and -22 listings (-21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,030 sqft
2018-02-01 0 days 2,050 sqft
2018-03-01 0 days 2,064 sqft
2018-04-01 0 days 2,075 sqft
2018-05-01 0 days 2,120 sqft
2018-06-01 0 days 2,128 sqft
2018-07-01 0 days 2,188 sqft
2018-08-01 0 days 2,173 sqft
2018-09-01 0 days 2,140 sqft
2018-10-01 0 days 2,172 sqft
2018-11-01 0 days 2,132 sqft
2018-12-01 0 days 2,064 sqft
2019-01-01 0 days 2,059 sqft
2019-02-01 0 days 2,058 sqft
2019-03-01 0 days 2,064 sqft
2019-04-01 0 days 2,104 sqft
2019-05-01 0 days 2,176 sqft
2019-06-01 0 days 2,172 sqft
2019-07-01 0 days 2,213 sqft
2019-08-01 0 days 2,195 sqft
2019-09-01 0 days 2,180 sqft
2019-10-01 0 days 2,171 sqft
2019-11-01 0 days 2,178 sqft
2019-12-01 0 days 2,144 sqft
2020-01-01 0 days 2,172 sqft
2020-02-01 0 days 2,067 sqft
2020-03-01 0 days 2,057 sqft
2020-04-01 0 days 2,230 sqft
2020-05-01 0 days 2,258 sqft
2020-06-01 0 days 2,284 sqft
2020-07-01 0 days 2,248 sqft
2020-08-01 0 days 2,256 sqft
2020-09-01 0 days 2,247 sqft
2020-10-01 0 days 2,264 sqft
2020-11-01 0 days 2,137 sqft
2020-12-01 0 days 2,109 sqft
2021-01-01 0 days 2,112 sqft
2021-02-01 0 days 2,118 sqft
2021-03-01 0 days 2,151 sqft
2021-04-01 0 days 2,139 sqft
2021-05-01 0 days 2,096 sqft
2021-06-01 0 days 2,246 sqft
2021-07-01 0 days 2,280 sqft
2021-08-01 0 days 2,265 sqft
2021-09-01 0 days 2,194 sqft
2021-10-01 0 days 2,128 sqft
2021-11-01 0 days 2,128 sqft
2021-12-01 0 days 2,132 sqft
2022-01-01 0 days 2,283 sqft
2022-02-01 0 days 2,285 sqft
2022-03-01 0 days 2,354 sqft
2022-04-01 0 days 2,299 sqft
2022-05-01 0 days 2,390 sqft
2022-06-01 0 days 2,430 sqft
2022-07-01 0 days 2,431 sqft
2022-08-01 0 days 2,429 sqft
2022-09-01 0 days 2,432 sqft
2022-10-01 0 days 2,591 sqft
2022-11-01 0 days 2,708 sqft
2022-12-01 0 days 2,584 sqft
2023-01-01 0 days 2,615 sqft
2023-02-01 0 days 2,741 sqft
Gillette's median listing age (time on market) for 2023-02-01 was 0 days.

Gillette's median square footage for active listings during the 2023-02-01 period was 2,741 sqft. One year prior, the average listing was 2,285 sqft.

Gillette, WY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 890 $201,780,000 $226,719
Refi 854 $178,620,000 $209,157
Cash Out Refi 284 $59,340,000 $208,944
Home Improvement 23 $2,405,000 $104,565
Other 19 $2,545,000 $133,947

Gillette's most frequently cited loan purpose was Home Purchase, with 890 originations. The 2nd most popular reason was Refi, with 854 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 879 $194,385,000 $221,143
3-4% 572 $126,350,000 $220,892
<2.5% 510 $107,410,000 $210,608
4-5% 58 $8,020,000 $138,276
Over 8% 6 $610,000 $101,667
7-8% 6 $140,000 $23,333
5-6% 4 $160,000 $40,000
6-7% 2 $210,000 $105,000

During 2021, Gillette's most frequently originated rate bucket was 2.5-3%, with 879 originations.

Loan Sizing (Gillette, WY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 952 $252,690,000 $265,431
$100k-200k 862 $135,620,000 $157,332
$100,000 or less 163 $9,615,000 $58,988
$400k-600k 87 $41,075,000 $472,126
$600k-1000k 4 $2,770,000 $692,500
$Over $1MM 2 $2,920,000 $1,460,000

Gillette's loan sizing saw the bucket of loans from $200k-400k with 952 originations, totaling $252,690,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 938 $216,380,000 $230,682
60-80% 610 $134,060,000 $219,770
40-60% 189 $33,805,000 $178,862
20-40% 78 $9,520,000 $122,051
Under 20% 43 $1,045,000 $24,302
Over 100% 40 $11,740,000 $293,500

Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 938 originations, totaling $216,380,000 in origination value.