Gillette Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gillette averaged 6.89% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.92% and one month ago for the week of 2023-02-09, the average rate was 6.31%.

    Gillette's average rate one year ago was 4.14%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Gillette 30 Year Fixed Rate 2023-03-16 6.89%
    Gillette 30 Year Fixed Rate Refi 2023-03-16 6.86%
    Gillette 15 Year Fixed Rate 2023-03-16 6.75%
    Gillette 15 Year Fixed Rate Refi 2023-03-16 5.89%
    Gillette 30 Year FHA 2023-03-16 6.66%
    Gillette 30 Year FHA Refi 2023-03-16 6.49%
    Gillette 30 Year USDA 2023-03-16 6.33%
    Gillette 30 Year USDA Refi 2023-03-16 6.57%
    Gillette 30 Year VA 2023-03-16 6.32%
    Gillette 30 Year VA Refi 2023-03-16 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

    Gillette Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    BAY EQUITY LLC 176 3.05% $5,161
    QUICKEN LOANS, LLC 80 3.04% $5,309
    Pinnacle Bank - Wyoming 63 2.94% $3,868
    First Interstate Bank 44 3.19% $3,725
    OPEN MORTGAGE, LLC 37 3.09% $4,672
    UNITED WHOLESALE MORTGAGE, LLC 30 2.97% $3,375
    LOANDEPOT.COM, LLC 17 3.07% $4,531
    MOVEMENT MORTGAGE, LLC 15 3.19% $3,925
    AMERISAVE MORTGAGE CORPORATION 15 2.97% $4,532
    U.S. Bank 14 3.26% $3,091
    Wells Fargo Bank 13 3.23% $2,948
    Gateway First Bank 11 3.14% $3,077
    DAS Acquisition Company, LLC 9 3.15% $4,055
    Mr. Cooper ( Nationstar Mortgage ) 7 3.16% $5,791
    Bank of Colorado 7 3.20% $3,762
    Unify Home Lending Inc. 7 3.29% $3,773
    FREEDOM MORTGAGE CORPORATION 6 2.88% $3,915
    BANKWEST, INC. 6 3.08% $5,823
    BETTER MORTGAGE CORPORATION 5 2.85% $2,149
    Carrington Mortgage Services, LLC 4 3.22% $3,968
    CALIBER HOME LOANS, INC. 4 3.11% $1,991
    Farm Credit Mid-America, ACA 4 3.41% $8,946
    CMG MORTGAGE, INC. 4 3.09% $3,092
    GUILD MORTGAGE COMPANY 4 3.25% $2,842
    Nations Lending Corporation 4 3.19% $9,726
    AMERICAN FINANCING CORPORATION 3 3.21% $5,553
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 2.96% $5,909
    PENNYMAC LOAN SERVICES, LLC 3 3.46% $5,964
    LAKEVIEW LOAN SERVICING, LLC 3 3.21% $4,307
    CROSSCOUNTRY MORTGAGE, LLC 3 3.17% $2,581
    NEWREZ LLC 3 3.08% $4,208
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.04% $5,702
    AXIA FINANCIAL, LLC 3 3.25% $3,438
    Flagstar Bank, FSB 3 3.07% $2,660
    BROKER SOLUTIONS, INC. 3 2.96% $5,260
    MEMBER FIRST MORTGAGE, LLC 2 3.25% $2,182
    Bank of America 2 2.81% $3,961
    Colonial Savings, F.A. 2 2.81% $4,596
    First Guaranty Mortgage Corporation 2 3.44% $3,800
    Glacier Bank 2 3.25% $3,359
    GUARANTEED RATE, INC. 2 3.00% $2,853
    HOME POINT FINANCIAL CORPORATION 2 3.19% $4,708
    InterContinental Capital Group, Inc 2 3.31% $3,987
    JPMorgan Chase Bank 2 3.00% $3,170
    Lend Smart Mortgage, LLC 2 3.63% $7,266
    Magnolia Bank 2 2.81% $5,872
    PREMIER MEMBERS CREDIT UNION 2 2.94% $6,214
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.94% $2,307
    Stifel Bank and Trust 2 3.00% $2,245
    Truist 2 2.50% $6,956
    Wallick & Volk, Inc. 2 3.00% $2,714
    Wyndham Capital Mortgage, Inc. 2 3.38% $2,971
    Florida Capital Bank 1 3.38% $3,097
    First Home Bank 1 2.75% $3,621
    Equity Prime Mortgage LLC 1 3.38% $2,634
    NBKC BANK 1 2.88% $1,498
    Dacotah Bank 1 2.88% $2,224
    CRESCENT MORTGAGE COMPANY 1 4.00% $3,421
    Citizens Bank 1 3.00% $2,787
    PENTAGON FEDERAL CREDIT UNION 1 3.75% $621
    Pinnacle Bank 1 3.13% $2,372
    CHURCHILL MORTGAGE CORPORATION 1 3.25% $3,979
    PLANET HOME LENDING, LLC 1 3.25% $1,181
    PLAZA HOME MORTGAGE, INC. 1 2.99% $7,957
    PREMIA MORTGAGE, LLC 1 3.13% $0
    Bank of the West 1 3.38% $3,507
    Bank of England 1 3.50% $3,023
    CHERRY CREEK MORTGAGE, LLC 1 3.25% $0
    S1L, Inc. 1 3.63% $2,958
    VERITAS FUNDING, LLC 1 2.88% $8,492
    SUMMIT FUNDING, INC. 1 3.25% $4,218
    SUN WEST MORTGAGE COMPANY, INC. 1 3.25% $5,589
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.50% $3,114
    KS StateBank 1 2.75% $1,703
    KELLER MORTGAGE, LLC 1 2.88% $3,351
    Umpqua Bank 1 3.25% $2,499
    INTERCAP LENDING INC. 1 3.38% $3,732
    Loan Simple, Inc. 1 3.63% $3,413
    Baxter Credit Union 1 2.88% $1,523
    FUNDLOANS CAPITAL 1 4.88% $9,058
    Mortgage Research Center, LLC 1 2.99% $1,163

    Gillette Average Closing Costs & Other Stats

    Gillette, WY's 81 lenders originated 2,070 loans during 2021. The total origination value was $444,690,000, with an average loan value of $214,826.

    Gillette's average closing costs are $5,387.

    The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 176 loans originated. Their average total fees are $5,161, which is $148 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Gillette lenders (with over 10 loans originated) are Wells Fargo Bank ($2,948), Gateway First Bank ($3,077), U.S. Bank ($3,091), UNITED WHOLESALE MORTGAGE, LLC ($3,375) and First Interstate Bank ($3,725).

    The lowest rate Gillette lenders (with over 10 loans originated) are Pinnacle Bank - Wyoming (2.94%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), AMERISAVE MORTGAGE CORPORATION (2.97%), QUICKEN LOANS, LLC (3.04%) and BAY EQUITY LLC (3.05%).

    Gillette, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    BAY EQUITY LLC $111,050,000 $112,480,000 1.3% 25.3%
    QUICKEN LOANS, LLC $41,920,000 $40,035,000 -4.5% 9.0%
    Pinnacle Bank - Wyoming $38,120,000 $33,580,000 -11.9% 7.6%
    FREEDOM MORTGAGE CORPORATION $36,150,000 $26,930,000 -25.5% 6.1%
    First Interstate Bank $37,920,000 $25,895,000 -31.7% 5.8%
    OPEN MORTGAGE, LLC $26,260,000 $24,880,000 -5.3% 5.6%
    UNITED WHOLESALE MORTGAGE, LLC $675,000 $13,865,000 1,954.1% 3.1%
    LOANDEPOT.COM, LLC $5,410,000 $7,755,000 43.3% 1.7%
    LAKEVIEW LOAN SERVICING, LLC $8,145,000 $7,110,000 -12.7% 1.6%
    U.S. Bank $7,755,000 $6,170,000 -20.4% 1.4%
    Wells Fargo Bank $4,245,000 $6,170,000 45.3% 1.4%
    MOVEMENT MORTGAGE, LLC $6,020,000 n/a 1.4%
    Gateway First Bank $1,910,000 $5,215,000 173.0% 1.2%
    Mortgage Research Center, LLC $4,085,000 $5,115,000 25.2% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $6,315,000 $5,000,000 -20.8% 1.1%
    DAS Acquisition Company, LLC $4,945,000 n/a 1.1%
    Unify Home Lending Inc. $900,000 $4,750,000 427.8% 1.1%
    AMERISAVE MORTGAGE CORPORATION $1,170,000 $4,435,000 279.1% 1.0%
    PLAZA HOME MORTGAGE, INC. $3,885,000 n/a 0.9%
    NEWREZ LLC $1,780,000 $3,585,000 101.4% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,995,000 $3,405,000 70.7% 0.8%
    CMG MORTGAGE, INC. $5,070,000 $2,925,000 -42.3% 0.7%
    USAA Federal Savings Bank $2,155,000 $2,885,000 33.9% 0.6%
    Bank of Colorado $2,090,000 $2,880,000 37.8% 0.6%
    HIGHMARK $3,200,000 $2,845,000 -11.1% 0.6%
    First Guaranty Mortgage Corporation $6,545,000 $2,765,000 -57.8% 0.6%
    Farm Credit Mid-America, ACA $2,500,000 $2,760,000 10.4% 0.6%
    Flagstar Bank, FSB $3,105,000 $2,510,000 -19.2% 0.6%
    Wallick & Volk, Inc. $2,495,000 n/a 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,810,000 $2,300,000 27.1% 0.5%
    Carrington Mortgage Services, LLC $2,295,000 $2,160,000 -5.9% 0.5%
    NEW DAY FINANCIAL, LLC $2,285,000 $2,155,000 -5.7% 0.5%
    BETTER MORTGAGE CORPORATION $510,000 $2,100,000 311.8% 0.5%
    GUILD MORTGAGE COMPANY $710,000 $1,980,000 178.9% 0.4%
    HOME POINT FINANCIAL CORPORATION $895,000 $1,950,000 117.9% 0.4%
    JPMorgan Chase Bank $1,140,000 $1,915,000 68.0% 0.4%
    CHERRY CREEK MORTGAGE, LLC $520,000 $1,805,000 247.1% 0.4%
    BANKWEST, INC. $530,000 $1,800,000 239.6% 0.4%
    BROKER SOLUTIONS, INC. $1,330,000 $1,740,000 30.8% 0.4%
    AXIA FINANCIAL, LLC $1,800,000 $1,715,000 -4.7% 0.4%
    The Federal Savings Bank $3,250,000 $1,710,000 -47.4% 0.4%
    Hilltop National Bank $95,000 $1,635,000 1,621.1% 0.4%
    CALIBER HOME LOANS, INC. $2,560,000 $1,600,000 -37.5% 0.4%
    Security First Bank $925,000 $1,575,000 70.3% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,240,000 $1,515,000 22.2% 0.3%
    Pioneer Bank & Trust $1,915,000 $1,410,000 -26.4% 0.3%
    AMERICAN FINANCING CORPORATION $1,255,000 $1,370,000 9.2% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 $1,350,000 150.0% 0.3%
    HOMESTAR FINANCIAL CORPORATION $1,335,000 n/a 0.3%
    Low VA Rates, LLC $490,000 $1,240,000 153.1% 0.3%
    MEMBER FIRST MORTGAGE, LLC $3,990,000 $1,165,000 -70.8% 0.3%
    CHURCHILL MORTGAGE CORPORATION $1,460,000 $1,160,000 -20.5% 0.3%
    BLACK HILLS FEDERAL CREDIT UNION $2,175,000 $1,110,000 -49.0% 0.2%
    Colonial Savings, F.A. $235,000 $1,085,000 361.7% 0.2%
    Nations Lending Corporation $1,005,000 $1,085,000 8.0% 0.2%
    NAVY FEDERAL CREDIT UNION $620,000 $1,005,000 62.1% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $975,000 n/a 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $1,110,000 $935,000 -15.8% 0.2%
    Lend Smart Mortgage, LLC $895,000 n/a 0.2%
    BNC National Bank $305,000 $890,000 191.8% 0.2%
    Truist Bank $340,000 $885,000 160.3% 0.2%
    Bank of America $420,000 $880,000 109.5% 0.2%
    Glacier Bank $1,075,000 $865,000 -19.5% 0.2%
    GUARANTEED RATE, INC. $385,000 $850,000 120.8% 0.2%
    PLANET HOME LENDING, LLC $720,000 n/a 0.2%
    PREMIER MEMBERS CREDIT UNION $705,000 n/a 0.2%
    Equity Prime Mortgage LLC $710,000 $700,000 -1.4% 0.2%
    Magnolia Bank $245,000 $700,000 185.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 $700,000 137.3% 0.2%
    Black Hills Community Bank $670,000 $600,000 -10.4% 0.1%
    Stifel Bank and Trust $590,000 n/a 0.1%
    FUNDLOANS CAPITAL $515,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $760,000 $510,000 -32.9% 0.1%
    Barrington Bank & Trust Company, N.A. $635,000 $490,000 -22.8% 0.1%
    Platte Valley Bank $765,000 $475,000 -37.9% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $520,000 $470,000 -9.6% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $235,000 $470,000 100.0% 0.1%
    Wyndham Capital Mortgage, Inc. $460,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $455,000 n/a 0.1%
    THRIVENT Federal Credit Union $435,000 n/a 0.1%
    ANB Bank $2,055,000 $430,000 -79.1% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $430,000 100.0% 0.1%
    KELLER MORTGAGE, LLC $420,000 n/a 0.1%
    Bank of the West $765,000 $395,000 -48.4% 0.1%
    InterContinental Capital Group, Inc $85,000 $370,000 335.3% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $350,000 n/a 0.1%
    NBKC BANK $530,000 $345,000 -34.9% 0.1%
    Pinnacle Bank $345,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $345,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $265,000 $320,000 20.8% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $310,000 n/a 0.1%
    Axos Bank $305,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $295,000 n/a 0.1%
    Sunflower Bank $285,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $275,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $275,000 n/a 0.1%
    North American Savings Bank, F.S.B. $1,030,000 $275,000 -73.3% 0.1%
    21ST MORTGAGE CORPORATION $105,000 $265,000 152.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $550,000 $265,000 -51.8% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $185,000 $255,000 37.8% 0.1%
    INTERCAP LENDING INC. $255,000 n/a 0.1%
    MANN FINANCIAL INC. $255,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $245,000 $245,000 0.0% 0.1%
    Florida Capital Bank $245,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $905,000 $240,000 -73.5% 0.1%
    Bank of England $215,000 n/a 0.0%
    Midwest BankCentre $215,000 n/a 0.0%
    Gate City Bank $205,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $695,000 $205,000 -70.5% 0.0%
    Umpqua Bank $385,000 $205,000 -46.8% 0.0%
    WYHY $370,000 $205,000 -44.6% 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.0%
    First Federal Bank $135,000 $195,000 44.4% 0.0%
    First Home Bank $195,000 n/a 0.0%
    Loan Simple, Inc. $195,000 n/a 0.0%
    S1L, Inc. $195,000 n/a 0.0%
    Servion, Inc. $185,000 n/a 0.0%
    VERITAS FUNDING, LLC $175,000 n/a 0.0%
    Arvest Bank $165,000 n/a 0.0%
    WESTERN VISTA $165,000 n/a 0.0%
    Financial Funding Solutions, Inc. $155,000 n/a 0.0%
    KS StateBank $155,000 n/a 0.0%
    Opportunity Bank of Montana $155,000 n/a 0.0%
    PHH Mortgage Corporation $290,000 $155,000 -46.6% 0.0%
    Dacotah Bank $125,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 $110,000 144.4% 0.0%
    ALLIANT CREDIT UNION $95,000 n/a 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $95,000 n/a 0.0%
    SUMMIT FUNDING, INC. $95,000 n/a 0.0%
    BOKF $315,000 $85,000 -73.0% 0.0%
    Utah Power $530,000 $85,000 -84.0% 0.0%
    Baxter Credit Union $65,000 n/a 0.0%
    Citizens Bank $270,000 $55,000 -79.6% 0.0%
    PENTAGON FEDERAL CREDIT UNION $890,000 $55,000 -93.8% 0.0%
    Discover Bank $35,000 n/a 0.0%
    Figure Lending LLC $90,000 $30,000 -66.7% 0.0%

    Gillette's top lender by overall market share is BAY EQUITY LLC, with 25.3% market share. In second place, with 9.0%, is QUICKEN LOANS, LLC, having originated $40,035,000 in loans. In third place, with 7.6%, is Pinnacle Bank - Wyoming, having originated $33,580,000 in loans. In fourth place, with 6.1%, is FREEDOM MORTGAGE CORPORATION, having originated $26,930,000 in loans. In fifth place, with 5.8%, is First Interstate Bank, having originated $25,895,000 in loans.

    Gillette Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (0.0%) $222,887 (-5.9%) 0.00 431
    2018-02-01 $199,900 (0.0%) $226,878 (-4.5%) 0.00 436
    2018-03-01 $199,900 (-1.3%) $228,238 (-6.3%) 0.00 438
    2018-04-01 $200,000 (-2.4%) $237,302 (-1.7%) 0.00 449
    2018-05-01 $209,175 (2.1%) $244,300 (1.8%) 0.00 457
    2018-06-01 $217,400 (6.1%) $249,105 (5.0%) 0.00 487
    2018-07-01 $219,900 (7.3%) $256,727 (8.1%) 0.00 487
    2018-08-01 $218,750 (6.5%) $254,749 (8.0%) 0.00 494
    2018-09-01 $214,900 (4.9%) $249,193 (7.0%) 0.00 472
    2018-10-01 $215,000 (7.6%) $250,945 (9.1%) 0.00 460
    2018-11-01 $214,950 (7.5%) $253,275 (10.8%) 0.00 439
    2018-12-01 $210,000 (5.1%) $251,705 (10.5%) 0.00 414
    2019-01-01 $209,975 (5.0%) $250,903 (12.6%) 0.00 396
    2019-02-01 $212,500 (6.3%) $253,395 (11.7%) 0.00 378
    2019-03-01 $212,554 (6.3%) $252,350 (10.6%) 0.00 374
    2019-04-01 $214,763 (7.4%) $252,430 (6.4%) 0.00 367
    2019-05-01 $220,000 (5.2%) $264,726 (8.4%) 0.00 345
    2019-06-01 $221,400 (1.8%) $264,623 (6.2%) 0.00 350
    2019-07-01 $219,000 (-0.4%) $264,257 (2.9%) 0.00 393
    2019-08-01 $217,500 (-0.6%) $261,963 (2.8%) 0.00 390
    2019-09-01 $215,250 (0.2%) $260,214 (4.4%) 0.00 386
    2019-10-01 $213,225 (-0.8%) $258,008 (2.8%) 0.00 381
    2019-11-01 $209,950 (-2.3%) $258,748 (2.2%) 0.00 330
    2019-12-01 $213,475 (1.7%) $260,376 (3.4%) 0.00 303
    2020-01-01 $213,950 (1.9%) $262,662 (4.7%) 0.00 283
    2020-02-01 $209,000 (-1.7%) $258,920 (2.2%) 0.00 261
    2020-03-01 $208,475 (-1.9%) $257,731 (2.1%) 0.00 272
    2020-04-01 $220,450 (2.7%) $271,052 (7.4%) 0.00 270
    2020-05-01 $225,000 (2.3%) $276,969 (4.6%) 0.00 286
    2020-06-01 $229,600 (3.7%) $286,462 (8.3%) 0.00 311
    2020-07-01 $225,000 (2.7%) $282,610 (7.0%) 0.00 297
    2020-08-01 $220,000 (1.2%) $283,366 (8.2%) 0.00 292
    2020-09-01 $225,000 (4.5%) $284,812 (9.5%) 0.00 293
    2020-10-01 $221,700 (4.0%) $289,979 (12.4%) 0.00 267
    2020-11-01 $222,400 (5.9%) $289,424 (11.9%) 0.00 248
    2020-12-01 $215,225 (0.8%) $285,137 (9.5%) 0.00 243
    2021-01-01 $214,950 (0.5%) $289,479 (10.2%) 0.00 221
    2021-02-01 $214,925 (2.8%) $269,636 (4.1%) 0.00 212
    2021-03-01 $219,975 (5.5%) $298,276 (15.7%) 0.00 202
    2021-04-01 $225,975 (2.5%) $306,990 (13.3%) 0.00 191
    2021-05-01 $223,450 (-0.7%) $308,039 (11.2%) 0.00 192
    2021-06-01 $231,475 (0.8%) $323,449 (12.9%) 0.00 201
    2021-07-01 $235,000 (4.4%) $330,606 (17.0%) 0.00 206
    2021-08-01 $251,150 (14.2%) $343,216 (21.1%) 0.00 201
    2021-09-01 $249,900 (11.1%) $338,627 (18.9%) 0.00 184
    2021-10-01 $249,900 (12.7%) $354,057 (22.1%) 0.00 148
    2021-11-01 $249,900 (12.4%) $373,443 (29.0%) 0.00 150
    2021-12-01 $256,150 (19.0%) $463,119 (62.4%) 0.00 135
    2022-01-01 $280,000 (30.3%) $521,474 (80.1%) 0.00 106
    2022-02-01 $301,175 (40.1%) $546,626 (102.7%) 0.00 104
    2022-03-01 $328,900 (49.5%) $555,099 (86.1%) 0.00 107
    2022-04-01 $339,000 (50.0%) $500,955 (63.2%) 0.00 111
    2022-05-01 $346,250 (55.0%) $512,593 (66.4%) 0.00 113
    2022-06-01 $337,500 (45.8%) $527,970 (63.2%) 0.00 128
    2022-07-01 $375,400 (59.7%) $520,572 (57.5%) 0.00 142
    2022-08-01 $366,425 (45.9%) $505,311 (47.2%) 0.00 159
    2022-09-01 $360,675 (44.3%) $500,339 (47.8%) 0.00 152
    2022-10-01 $375,000 (50.1%) $502,878 (42.0%) 0.00 142
    2022-11-01 $377,450 (51.0%) $478,948 (28.3%) 0.00 134
    2022-12-01 $357,450 (39.6%) $426,054 (-8.0%) 0.00 129
    2023-01-01 $359,675 (28.5%) $434,425 (-16.7%) 0.00 108
    2023-02-01 $377,900 (25.5%) $471,748 (-13.7%) 0.00 82
    Gillette's median listing price for 2023-02-01 was $377,900, a difference of $76,725 (25.5%) versus the prior year and $18,225 versus the prior month.

    Gillette's median listing price comes in at 0% of the national average.

    Gillette's average listing price for 2023-02-01 was $471,748, a difference of $-74,878 (-13.7%) versus the prior year and $37,323 versus the prior month.

    For the 2023-02-01 period, Gillette had 82 MLS listings, a difference of -26 listings (-24%) versus the prior month and -22 listings (-21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,030 sqft
    2018-02-01 0 days 2,050 sqft
    2018-03-01 0 days 2,064 sqft
    2018-04-01 0 days 2,075 sqft
    2018-05-01 0 days 2,120 sqft
    2018-06-01 0 days 2,128 sqft
    2018-07-01 0 days 2,188 sqft
    2018-08-01 0 days 2,173 sqft
    2018-09-01 0 days 2,140 sqft
    2018-10-01 0 days 2,172 sqft
    2018-11-01 0 days 2,132 sqft
    2018-12-01 0 days 2,064 sqft
    2019-01-01 0 days 2,059 sqft
    2019-02-01 0 days 2,058 sqft
    2019-03-01 0 days 2,064 sqft
    2019-04-01 0 days 2,104 sqft
    2019-05-01 0 days 2,176 sqft
    2019-06-01 0 days 2,172 sqft
    2019-07-01 0 days 2,213 sqft
    2019-08-01 0 days 2,195 sqft
    2019-09-01 0 days 2,180 sqft
    2019-10-01 0 days 2,171 sqft
    2019-11-01 0 days 2,178 sqft
    2019-12-01 0 days 2,144 sqft
    2020-01-01 0 days 2,172 sqft
    2020-02-01 0 days 2,067 sqft
    2020-03-01 0 days 2,057 sqft
    2020-04-01 0 days 2,230 sqft
    2020-05-01 0 days 2,258 sqft
    2020-06-01 0 days 2,284 sqft
    2020-07-01 0 days 2,248 sqft
    2020-08-01 0 days 2,256 sqft
    2020-09-01 0 days 2,247 sqft
    2020-10-01 0 days 2,264 sqft
    2020-11-01 0 days 2,137 sqft
    2020-12-01 0 days 2,109 sqft
    2021-01-01 0 days 2,112 sqft
    2021-02-01 0 days 2,118 sqft
    2021-03-01 0 days 2,151 sqft
    2021-04-01 0 days 2,139 sqft
    2021-05-01 0 days 2,096 sqft
    2021-06-01 0 days 2,246 sqft
    2021-07-01 0 days 2,280 sqft
    2021-08-01 0 days 2,265 sqft
    2021-09-01 0 days 2,194 sqft
    2021-10-01 0 days 2,128 sqft
    2021-11-01 0 days 2,128 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,283 sqft
    2022-02-01 0 days 2,285 sqft
    2022-03-01 0 days 2,354 sqft
    2022-04-01 0 days 2,299 sqft
    2022-05-01 0 days 2,390 sqft
    2022-06-01 0 days 2,430 sqft
    2022-07-01 0 days 2,431 sqft
    2022-08-01 0 days 2,429 sqft
    2022-09-01 0 days 2,432 sqft
    2022-10-01 0 days 2,591 sqft
    2022-11-01 0 days 2,708 sqft
    2022-12-01 0 days 2,584 sqft
    2023-01-01 0 days 2,615 sqft
    2023-02-01 0 days 2,741 sqft
    Gillette's median listing age (time on market) for 2023-02-01 was 0 days.

    Gillette's median square footage for active listings during the 2023-02-01 period was 2,741 sqft. One year prior, the average listing was 2,285 sqft.

    Gillette, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 890 $201,780,000 $226,719
    Refi 854 $178,620,000 $209,157
    Cash Out Refi 284 $59,340,000 $208,944
    Home Improvement 23 $2,405,000 $104,565
    Other 19 $2,545,000 $133,947

    Gillette's most frequently cited loan purpose was Home Purchase, with 890 originations. The 2nd most popular reason was Refi, with 854 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 879 $194,385,000 $221,143
    3-4% 572 $126,350,000 $220,892
    <2.5% 510 $107,410,000 $210,608
    4-5% 58 $8,020,000 $138,276
    Over 8% 6 $610,000 $101,667
    7-8% 6 $140,000 $23,333
    5-6% 4 $160,000 $40,000
    6-7% 2 $210,000 $105,000

    During 2021, Gillette's most frequently originated rate bucket was 2.5-3%, with 879 originations.

    Loan Sizing (Gillette, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 952 $252,690,000 $265,431
    $100k-200k 862 $135,620,000 $157,332
    $100,000 or less 163 $9,615,000 $58,988
    $400k-600k 87 $41,075,000 $472,126
    $600k-1000k 4 $2,770,000 $692,500
    $Over $1MM 2 $2,920,000 $1,460,000

    Gillette's loan sizing saw the bucket of loans from $200k-400k with 952 originations, totaling $252,690,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 938 $216,380,000 $230,682
    60-80% 610 $134,060,000 $219,770
    40-60% 189 $33,805,000 $178,862
    20-40% 78 $9,520,000 $122,051
    Under 20% 43 $1,045,000 $24,302
    Over 100% 40 $11,740,000 $293,500

    Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 938 originations, totaling $216,380,000 in origination value.