Gillette Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Gillette averaged
6.89%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.92% and
one month ago for the week of 2023-02-09, the
average rate was 6.31%.
Gillette's average rate one year ago was 4.14%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.86%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Gillette 30 Year Fixed Rate | 2023-03-16 | 6.89% |
Gillette 30 Year Fixed Rate Refi | 2023-03-16 | 6.86% |
Gillette 15 Year Fixed Rate | 2023-03-16 | 6.75% |
Gillette 15 Year Fixed Rate Refi | 2023-03-16 | 5.89% |
Gillette 30 Year FHA | 2023-03-16 | 6.66% |
Gillette 30 Year FHA Refi | 2023-03-16 | 6.49% |
Gillette 30 Year USDA | 2023-03-16 | 6.33% |
Gillette 30 Year USDA Refi | 2023-03-16 | 6.57% |
Gillette 30 Year VA | 2023-03-16 | 6.32% |
Gillette 30 Year VA Refi | 2023-03-16 | 6.09% |
Gillette Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Gillette Average Closing Costs & Other Stats
Gillette, WY's 81 lenders originated 2,070
loans during 2021. The total origination value was $444,690,000, with an average loan value of
$214,826.
Gillette's average closing costs are $5,387.
The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with
176 loans originated. Their average total fees are
$5,161, which is $148
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Gillette lenders (with over 10 loans originated) are
Wells Fargo Bank ($2,948), Gateway First Bank ($3,077), U.S. Bank ($3,091), UNITED WHOLESALE MORTGAGE, LLC ($3,375) and First Interstate Bank ($3,725).
The lowest rate Gillette lenders (with over 10 loans originated) are
Pinnacle Bank - Wyoming (2.94%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), AMERISAVE MORTGAGE CORPORATION (2.97%), QUICKEN LOANS, LLC (3.04%) and BAY EQUITY LLC (3.05%).
Gillette, WY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
BAY EQUITY LLC | $111,050,000 | $112,480,000 | 1.3% | 25.3% |
QUICKEN LOANS, LLC | $41,920,000 | $40,035,000 | -4.5% | 9.0% |
Pinnacle Bank - Wyoming | $38,120,000 | $33,580,000 | -11.9% | 7.6% |
FREEDOM MORTGAGE CORPORATION | $36,150,000 | $26,930,000 | -25.5% | 6.1% |
First Interstate Bank | $37,920,000 | $25,895,000 | -31.7% | 5.8% |
OPEN MORTGAGE, LLC | $26,260,000 | $24,880,000 | -5.3% | 5.6% |
UNITED WHOLESALE MORTGAGE, LLC | $675,000 | $13,865,000 | 1,954.1% | 3.1% |
LOANDEPOT.COM, LLC | $5,410,000 | $7,755,000 | 43.3% | 1.7% |
LAKEVIEW LOAN SERVICING, LLC | $8,145,000 | $7,110,000 | -12.7% | 1.6% |
U.S. Bank | $7,755,000 | $6,170,000 | -20.4% | 1.4% |
Wells Fargo Bank | $4,245,000 | $6,170,000 | 45.3% | 1.4% |
MOVEMENT MORTGAGE, LLC | $6,020,000 | n/a | 1.4% | |
Gateway First Bank | $1,910,000 | $5,215,000 | 173.0% | 1.2% |
Mortgage Research Center, LLC | $4,085,000 | $5,115,000 | 25.2% | 1.2% |
Mr. Cooper ( Nationstar Mortgage ) | $6,315,000 | $5,000,000 | -20.8% | 1.1% |
DAS Acquisition Company, LLC | $4,945,000 | n/a | 1.1% | |
Unify Home Lending Inc. | $900,000 | $4,750,000 | 427.8% | 1.1% |
AMERISAVE MORTGAGE CORPORATION | $1,170,000 | $4,435,000 | 279.1% | 1.0% |
PLAZA HOME MORTGAGE, INC. | $3,885,000 | n/a | 0.9% | |
NEWREZ LLC | $1,780,000 | $3,585,000 | 101.4% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $1,995,000 | $3,405,000 | 70.7% | 0.8% |
CMG MORTGAGE, INC. | $5,070,000 | $2,925,000 | -42.3% | 0.7% |
USAA Federal Savings Bank | $2,155,000 | $2,885,000 | 33.9% | 0.6% |
Bank of Colorado | $2,090,000 | $2,880,000 | 37.8% | 0.6% |
HIGHMARK | $3,200,000 | $2,845,000 | -11.1% | 0.6% |
First Guaranty Mortgage Corporation | $6,545,000 | $2,765,000 | -57.8% | 0.6% |
Farm Credit Mid-America, ACA | $2,500,000 | $2,760,000 | 10.4% | 0.6% |
Flagstar Bank, FSB | $3,105,000 | $2,510,000 | -19.2% | 0.6% |
Wallick & Volk, Inc. | $2,495,000 | n/a | 0.6% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,810,000 | $2,300,000 | 27.1% | 0.5% |
Carrington Mortgage Services, LLC | $2,295,000 | $2,160,000 | -5.9% | 0.5% |
NEW DAY FINANCIAL, LLC | $2,285,000 | $2,155,000 | -5.7% | 0.5% |
BETTER MORTGAGE CORPORATION | $510,000 | $2,100,000 | 311.8% | 0.5% |
GUILD MORTGAGE COMPANY | $710,000 | $1,980,000 | 178.9% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $895,000 | $1,950,000 | 117.9% | 0.4% |
JPMorgan Chase Bank | $1,140,000 | $1,915,000 | 68.0% | 0.4% |
CHERRY CREEK MORTGAGE, LLC | $520,000 | $1,805,000 | 247.1% | 0.4% |
BANKWEST, INC. | $530,000 | $1,800,000 | 239.6% | 0.4% |
BROKER SOLUTIONS, INC. | $1,330,000 | $1,740,000 | 30.8% | 0.4% |
AXIA FINANCIAL, LLC | $1,800,000 | $1,715,000 | -4.7% | 0.4% |
The Federal Savings Bank | $3,250,000 | $1,710,000 | -47.4% | 0.4% |
Hilltop National Bank | $95,000 | $1,635,000 | 1,621.1% | 0.4% |
CALIBER HOME LOANS, INC. | $2,560,000 | $1,600,000 | -37.5% | 0.4% |
Security First Bank | $925,000 | $1,575,000 | 70.3% | 0.4% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,240,000 | $1,515,000 | 22.2% | 0.3% |
Pioneer Bank & Trust | $1,915,000 | $1,410,000 | -26.4% | 0.3% |
AMERICAN FINANCING CORPORATION | $1,255,000 | $1,370,000 | 9.2% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $540,000 | $1,350,000 | 150.0% | 0.3% |
HOMESTAR FINANCIAL CORPORATION | $1,335,000 | n/a | 0.3% | |
Low VA Rates, LLC | $490,000 | $1,240,000 | 153.1% | 0.3% |
MEMBER FIRST MORTGAGE, LLC | $3,990,000 | $1,165,000 | -70.8% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $1,460,000 | $1,160,000 | -20.5% | 0.3% |
BLACK HILLS FEDERAL CREDIT UNION | $2,175,000 | $1,110,000 | -49.0% | 0.2% |
Colonial Savings, F.A. | $235,000 | $1,085,000 | 361.7% | 0.2% |
Nations Lending Corporation | $1,005,000 | $1,085,000 | 8.0% | 0.2% |
NAVY FEDERAL CREDIT UNION | $620,000 | $1,005,000 | 62.1% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $975,000 | n/a | 0.2% | |
VILLAGE CAPITAL & INVESTMENT LLC | $1,110,000 | $935,000 | -15.8% | 0.2% |
Lend Smart Mortgage, LLC | $895,000 | n/a | 0.2% | |
BNC National Bank | $305,000 | $890,000 | 191.8% | 0.2% |
Truist Bank | $340,000 | $885,000 | 160.3% | 0.2% |
Bank of America | $420,000 | $880,000 | 109.5% | 0.2% |
Glacier Bank | $1,075,000 | $865,000 | -19.5% | 0.2% |
GUARANTEED RATE, INC. | $385,000 | $850,000 | 120.8% | 0.2% |
PLANET HOME LENDING, LLC | $720,000 | n/a | 0.2% | |
PREMIER MEMBERS CREDIT UNION | $705,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $710,000 | $700,000 | -1.4% | 0.2% |
Magnolia Bank | $245,000 | $700,000 | 185.7% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $295,000 | $700,000 | 137.3% | 0.2% |
Black Hills Community Bank | $670,000 | $600,000 | -10.4% | 0.1% |
Stifel Bank and Trust | $590,000 | n/a | 0.1% | |
FUNDLOANS CAPITAL | $515,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $760,000 | $510,000 | -32.9% | 0.1% |
Barrington Bank & Trust Company, N.A. | $635,000 | $490,000 | -22.8% | 0.1% |
Platte Valley Bank | $765,000 | $475,000 | -37.9% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $520,000 | $470,000 | -9.6% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $235,000 | $470,000 | 100.0% | 0.1% |
Wyndham Capital Mortgage, Inc. | $460,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $455,000 | n/a | 0.1% | |
THRIVENT Federal Credit Union | $435,000 | n/a | 0.1% | |
ANB Bank | $2,055,000 | $430,000 | -79.1% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $215,000 | $430,000 | 100.0% | 0.1% |
KELLER MORTGAGE, LLC | $420,000 | n/a | 0.1% | |
Bank of the West | $765,000 | $395,000 | -48.4% | 0.1% |
InterContinental Capital Group, Inc | $85,000 | $370,000 | 335.3% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $350,000 | n/a | 0.1% | |
NBKC BANK | $530,000 | $345,000 | -34.9% | 0.1% |
Pinnacle Bank | $345,000 | n/a | 0.1% | |
PREMIA MORTGAGE, LLC | $345,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $265,000 | $320,000 | 20.8% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $310,000 | n/a | 0.1% | |
Axos Bank | $305,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $295,000 | n/a | 0.1% | |
Sunflower Bank | $285,000 | n/a | 0.1% | |
CANOPY MORTGAGE, LLC | $275,000 | n/a | 0.1% | |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $275,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $1,030,000 | $275,000 | -73.3% | 0.1% |
21ST MORTGAGE CORPORATION | $105,000 | $265,000 | 152.4% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $550,000 | $265,000 | -51.8% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $185,000 | $255,000 | 37.8% | 0.1% |
INTERCAP LENDING INC. | $255,000 | n/a | 0.1% | |
MANN FINANCIAL INC. | $255,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $245,000 | $245,000 | 0.0% | 0.1% |
Florida Capital Bank | $245,000 | n/a | 0.1% | |
CRESCENT MORTGAGE COMPANY | $905,000 | $240,000 | -73.5% | 0.1% |
Bank of England | $215,000 | n/a | 0.0% | |
Midwest BankCentre | $215,000 | n/a | 0.0% | |
Gate City Bank | $205,000 | n/a | 0.0% | |
RELIANCE FIRST CAPITAL, LLC | $695,000 | $205,000 | -70.5% | 0.0% |
Umpqua Bank | $385,000 | $205,000 | -46.8% | 0.0% |
WYHY | $370,000 | $205,000 | -44.6% | 0.0% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
First Federal Bank | $135,000 | $195,000 | 44.4% | 0.0% |
First Home Bank | $195,000 | n/a | 0.0% | |
Loan Simple, Inc. | $195,000 | n/a | 0.0% | |
S1L, Inc. | $195,000 | n/a | 0.0% | |
Servion, Inc. | $185,000 | n/a | 0.0% | |
VERITAS FUNDING, LLC | $175,000 | n/a | 0.0% | |
Arvest Bank | $165,000 | n/a | 0.0% | |
WESTERN VISTA | $165,000 | n/a | 0.0% | |
Financial Funding Solutions, Inc. | $155,000 | n/a | 0.0% | |
KS StateBank | $155,000 | n/a | 0.0% | |
Opportunity Bank of Montana | $155,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $290,000 | $155,000 | -46.6% | 0.0% |
Dacotah Bank | $125,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $45,000 | $110,000 | 144.4% | 0.0% |
ALLIANT CREDIT UNION | $95,000 | n/a | 0.0% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $95,000 | n/a | 0.0% | |
SUMMIT FUNDING, INC. | $95,000 | n/a | 0.0% | |
BOKF | $315,000 | $85,000 | -73.0% | 0.0% |
Utah Power | $530,000 | $85,000 | -84.0% | 0.0% |
Baxter Credit Union | $65,000 | n/a | 0.0% | |
Citizens Bank | $270,000 | $55,000 | -79.6% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $890,000 | $55,000 | -93.8% | 0.0% |
Discover Bank | $35,000 | n/a | 0.0% | |
Figure Lending LLC | $90,000 | $30,000 | -66.7% | 0.0% |
Gillette's top lender by overall market share is BAY EQUITY LLC, with 25.3% market share. In second place, with 9.0%, is QUICKEN LOANS, LLC, having originated $40,035,000 in loans. In third place, with 7.6%, is Pinnacle Bank - Wyoming, having originated $33,580,000 in loans. In fourth place, with 6.1%, is FREEDOM MORTGAGE CORPORATION, having originated $26,930,000 in loans. In fifth place, with 5.8%, is First Interstate Bank, having originated $25,895,000 in loans.
Gillette Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $199,900 (0.0%) | $222,887 (-5.9%) | 0.00 | 431 |
2018-02-01 | $199,900 (0.0%) | $226,878 (-4.5%) | 0.00 | 436 |
2018-03-01 | $199,900 (-1.3%) | $228,238 (-6.3%) | 0.00 | 438 |
2018-04-01 | $200,000 (-2.4%) | $237,302 (-1.7%) | 0.00 | 449 |
2018-05-01 | $209,175 (2.1%) | $244,300 (1.8%) | 0.00 | 457 |
2018-06-01 | $217,400 (6.1%) | $249,105 (5.0%) | 0.00 | 487 |
2018-07-01 | $219,900 (7.3%) | $256,727 (8.1%) | 0.00 | 487 |
2018-08-01 | $218,750 (6.5%) | $254,749 (8.0%) | 0.00 | 494 |
2018-09-01 | $214,900 (4.9%) | $249,193 (7.0%) | 0.00 | 472 |
2018-10-01 | $215,000 (7.6%) | $250,945 (9.1%) | 0.00 | 460 |
2018-11-01 | $214,950 (7.5%) | $253,275 (10.8%) | 0.00 | 439 |
2018-12-01 | $210,000 (5.1%) | $251,705 (10.5%) | 0.00 | 414 |
2019-01-01 | $209,975 (5.0%) | $250,903 (12.6%) | 0.00 | 396 |
2019-02-01 | $212,500 (6.3%) | $253,395 (11.7%) | 0.00 | 378 |
2019-03-01 | $212,554 (6.3%) | $252,350 (10.6%) | 0.00 | 374 |
2019-04-01 | $214,763 (7.4%) | $252,430 (6.4%) | 0.00 | 367 |
2019-05-01 | $220,000 (5.2%) | $264,726 (8.4%) | 0.00 | 345 |
2019-06-01 | $221,400 (1.8%) | $264,623 (6.2%) | 0.00 | 350 |
2019-07-01 | $219,000 (-0.4%) | $264,257 (2.9%) | 0.00 | 393 |
2019-08-01 | $217,500 (-0.6%) | $261,963 (2.8%) | 0.00 | 390 |
2019-09-01 | $215,250 (0.2%) | $260,214 (4.4%) | 0.00 | 386 |
2019-10-01 | $213,225 (-0.8%) | $258,008 (2.8%) | 0.00 | 381 |
2019-11-01 | $209,950 (-2.3%) | $258,748 (2.2%) | 0.00 | 330 |
2019-12-01 | $213,475 (1.7%) | $260,376 (3.4%) | 0.00 | 303 |
2020-01-01 | $213,950 (1.9%) | $262,662 (4.7%) | 0.00 | 283 |
2020-02-01 | $209,000 (-1.7%) | $258,920 (2.2%) | 0.00 | 261 |
2020-03-01 | $208,475 (-1.9%) | $257,731 (2.1%) | 0.00 | 272 |
2020-04-01 | $220,450 (2.7%) | $271,052 (7.4%) | 0.00 | 270 |
2020-05-01 | $225,000 (2.3%) | $276,969 (4.6%) | 0.00 | 286 |
2020-06-01 | $229,600 (3.7%) | $286,462 (8.3%) | 0.00 | 311 |
2020-07-01 | $225,000 (2.7%) | $282,610 (7.0%) | 0.00 | 297 |
2020-08-01 | $220,000 (1.2%) | $283,366 (8.2%) | 0.00 | 292 |
2020-09-01 | $225,000 (4.5%) | $284,812 (9.5%) | 0.00 | 293 |
2020-10-01 | $221,700 (4.0%) | $289,979 (12.4%) | 0.00 | 267 |
2020-11-01 | $222,400 (5.9%) | $289,424 (11.9%) | 0.00 | 248 |
2020-12-01 | $215,225 (0.8%) | $285,137 (9.5%) | 0.00 | 243 |
2021-01-01 | $214,950 (0.5%) | $289,479 (10.2%) | 0.00 | 221 |
2021-02-01 | $214,925 (2.8%) | $269,636 (4.1%) | 0.00 | 212 |
2021-03-01 | $219,975 (5.5%) | $298,276 (15.7%) | 0.00 | 202 |
2021-04-01 | $225,975 (2.5%) | $306,990 (13.3%) | 0.00 | 191 |
2021-05-01 | $223,450 (-0.7%) | $308,039 (11.2%) | 0.00 | 192 |
2021-06-01 | $231,475 (0.8%) | $323,449 (12.9%) | 0.00 | 201 |
2021-07-01 | $235,000 (4.4%) | $330,606 (17.0%) | 0.00 | 206 |
2021-08-01 | $251,150 (14.2%) | $343,216 (21.1%) | 0.00 | 201 |
2021-09-01 | $249,900 (11.1%) | $338,627 (18.9%) | 0.00 | 184 |
2021-10-01 | $249,900 (12.7%) | $354,057 (22.1%) | 0.00 | 148 |
2021-11-01 | $249,900 (12.4%) | $373,443 (29.0%) | 0.00 | 150 |
2021-12-01 | $256,150 (19.0%) | $463,119 (62.4%) | 0.00 | 135 |
2022-01-01 | $280,000 (30.3%) | $521,474 (80.1%) | 0.00 | 106 |
2022-02-01 | $301,175 (40.1%) | $546,626 (102.7%) | 0.00 | 104 |
2022-03-01 | $328,900 (49.5%) | $555,099 (86.1%) | 0.00 | 107 |
2022-04-01 | $339,000 (50.0%) | $500,955 (63.2%) | 0.00 | 111 |
2022-05-01 | $346,250 (55.0%) | $512,593 (66.4%) | 0.00 | 113 |
2022-06-01 | $337,500 (45.8%) | $527,970 (63.2%) | 0.00 | 128 |
2022-07-01 | $375,400 (59.7%) | $520,572 (57.5%) | 0.00 | 142 |
2022-08-01 | $366,425 (45.9%) | $505,311 (47.2%) | 0.00 | 159 |
2022-09-01 | $360,675 (44.3%) | $500,339 (47.8%) | 0.00 | 152 |
2022-10-01 | $375,000 (50.1%) | $502,878 (42.0%) | 0.00 | 142 |
2022-11-01 | $377,450 (51.0%) | $478,948 (28.3%) | 0.00 | 134 |
2022-12-01 | $357,450 (39.6%) | $426,054 (-8.0%) | 0.00 | 129 |
2023-01-01 | $359,675 (28.5%) | $434,425 (-16.7%) | 0.00 | 108 |
2023-02-01 | $377,900 (25.5%) | $471,748 (-13.7%) | 0.00 | 82 |
Gillette's median listing price comes in at 0% of the national average.
Gillette's average listing price for 2023-02-01 was $471,748, a difference of $-74,878 (-13.7%) versus the prior year and $37,323 versus the prior month.
For the 2023-02-01 period, Gillette had 82 MLS listings, a difference of -26 listings (-24%) versus the prior month and -22 listings (-21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,030 sqft |
2018-02-01 | 0 days | 2,050 sqft |
2018-03-01 | 0 days | 2,064 sqft |
2018-04-01 | 0 days | 2,075 sqft |
2018-05-01 | 0 days | 2,120 sqft |
2018-06-01 | 0 days | 2,128 sqft |
2018-07-01 | 0 days | 2,188 sqft |
2018-08-01 | 0 days | 2,173 sqft |
2018-09-01 | 0 days | 2,140 sqft |
2018-10-01 | 0 days | 2,172 sqft |
2018-11-01 | 0 days | 2,132 sqft |
2018-12-01 | 0 days | 2,064 sqft |
2019-01-01 | 0 days | 2,059 sqft |
2019-02-01 | 0 days | 2,058 sqft |
2019-03-01 | 0 days | 2,064 sqft |
2019-04-01 | 0 days | 2,104 sqft |
2019-05-01 | 0 days | 2,176 sqft |
2019-06-01 | 0 days | 2,172 sqft |
2019-07-01 | 0 days | 2,213 sqft |
2019-08-01 | 0 days | 2,195 sqft |
2019-09-01 | 0 days | 2,180 sqft |
2019-10-01 | 0 days | 2,171 sqft |
2019-11-01 | 0 days | 2,178 sqft |
2019-12-01 | 0 days | 2,144 sqft |
2020-01-01 | 0 days | 2,172 sqft |
2020-02-01 | 0 days | 2,067 sqft |
2020-03-01 | 0 days | 2,057 sqft |
2020-04-01 | 0 days | 2,230 sqft |
2020-05-01 | 0 days | 2,258 sqft |
2020-06-01 | 0 days | 2,284 sqft |
2020-07-01 | 0 days | 2,248 sqft |
2020-08-01 | 0 days | 2,256 sqft |
2020-09-01 | 0 days | 2,247 sqft |
2020-10-01 | 0 days | 2,264 sqft |
2020-11-01 | 0 days | 2,137 sqft |
2020-12-01 | 0 days | 2,109 sqft |
2021-01-01 | 0 days | 2,112 sqft |
2021-02-01 | 0 days | 2,118 sqft |
2021-03-01 | 0 days | 2,151 sqft |
2021-04-01 | 0 days | 2,139 sqft |
2021-05-01 | 0 days | 2,096 sqft |
2021-06-01 | 0 days | 2,246 sqft |
2021-07-01 | 0 days | 2,280 sqft |
2021-08-01 | 0 days | 2,265 sqft |
2021-09-01 | 0 days | 2,194 sqft |
2021-10-01 | 0 days | 2,128 sqft |
2021-11-01 | 0 days | 2,128 sqft |
2021-12-01 | 0 days | 2,132 sqft |
2022-01-01 | 0 days | 2,283 sqft |
2022-02-01 | 0 days | 2,285 sqft |
2022-03-01 | 0 days | 2,354 sqft |
2022-04-01 | 0 days | 2,299 sqft |
2022-05-01 | 0 days | 2,390 sqft |
2022-06-01 | 0 days | 2,430 sqft |
2022-07-01 | 0 days | 2,431 sqft |
2022-08-01 | 0 days | 2,429 sqft |
2022-09-01 | 0 days | 2,432 sqft |
2022-10-01 | 0 days | 2,591 sqft |
2022-11-01 | 0 days | 2,708 sqft |
2022-12-01 | 0 days | 2,584 sqft |
2023-01-01 | 0 days | 2,615 sqft |
2023-02-01 | 0 days | 2,741 sqft |
Gillette's median square footage for active listings during the 2023-02-01 period was 2,741 sqft. One year prior, the average listing was 2,285 sqft.
Gillette, WY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 890 | $201,780,000 | $226,719 |
Refi | 854 | $178,620,000 | $209,157 |
Cash Out Refi | 284 | $59,340,000 | $208,944 |
Home Improvement | 23 | $2,405,000 | $104,565 |
Other | 19 | $2,545,000 | $133,947 |
Gillette's most frequently cited loan purpose was Home Purchase, with 890 originations. The 2nd most popular reason was Refi, with 854 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 879 | $194,385,000 | $221,143 |
3-4% | 572 | $126,350,000 | $220,892 |
<2.5% | 510 | $107,410,000 | $210,608 |
4-5% | 58 | $8,020,000 | $138,276 |
Over 8% | 6 | $610,000 | $101,667 |
7-8% | 6 | $140,000 | $23,333 |
5-6% | 4 | $160,000 | $40,000 |
6-7% | 2 | $210,000 | $105,000 |
During 2021, Gillette's most frequently originated rate bucket was 2.5-3%, with 879 originations.
Loan Sizing (Gillette, WY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 952 | $252,690,000 | $265,431 |
$100k-200k | 862 | $135,620,000 | $157,332 |
$100,000 or less | 163 | $9,615,000 | $58,988 |
$400k-600k | 87 | $41,075,000 | $472,126 |
$600k-1000k | 4 | $2,770,000 | $692,500 |
$Over $1MM | 2 | $2,920,000 | $1,460,000 |
Gillette's loan sizing saw the bucket of loans from $200k-400k with 952 originations, totaling $252,690,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 938 | $216,380,000 | $230,682 |
60-80% | 610 | $134,060,000 | $219,770 |
40-60% | 189 | $33,805,000 | $178,862 |
20-40% | 78 | $9,520,000 | $122,051 |
Under 20% | 43 | $1,045,000 | $24,302 |
Over 100% | 40 | $11,740,000 | $293,500 |
Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 938 originations, totaling $216,380,000 in origination value.