Gillette Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gillette averaged 6.7% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.92% and one month ago for the week of 2025-01-09, the average rate was 6.86%.

    Gillette's average rate one year ago was 6.77%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.17%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Gillette 30 Year Fixed Rate 2025-02-13 6.7%
    Gillette 30 Year Fixed Rate Refi 2025-02-13 7.17%
    Gillette 15 Year Fixed Rate 2025-02-13 6.19%
    Gillette 15 Year Fixed Rate Refi 2025-02-13 6.19%
    Gillette 30 Year FHA 2025-02-13 6.35%
    Gillette 30 Year FHA Refi 2025-02-13 6.42%
    Gillette 30 Year USDA 2025-02-13 6.73%
    Gillette 30 Year USDA Refi 2025-02-13 6.73%
    Gillette 30 Year VA 2025-02-13 6.23%
    Gillette 30 Year VA Refi 2025-02-13 6.43%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

    Gillette Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    BAY EQUITY LLC 46 6.66% $5,726
    QUICKEN LOANS, LLC 23 6.59% $9,216
    UNITED WHOLESALE MORTGAGE, LLC 21 6.93% $6,456
    Unify Home Lending Inc. 19 6.27% $3,553
    Pinnacle Bank - Wyoming 16 7.60% $3,607
    CARDINAL FINANCIAL 8 6.47% $8,721
    Gateway First Bank 7 6.34% $6,369
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.72% $7,223
    CMG MORTGAGE, INC. 4 7.06% $6,395
    Plains Commerce Bank 4 6.50% $4,974
    Farm Credit Mid-America, ACA 3 6.75% $6,734
    Wallick & Volk, Inc. 3 7.13% $5,530
    First Interstate Bank 3 7.04% $5,795
    MEMBER FIRST MORTGAGE, LLC 2 7.00% $3,453
    AXIA FINANCIAL, LLC 2 7.63% $3,925
    BLACK HILLS FEDERAL CREDIT UNION 2 5.87% $4,919
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $6,054
    FirstBank 2 6.50% $3,264
    GUILD MORTGAGE COMPANY 2 5.75% $8,064
    Ixonia Bank 2 6.81% $8,211
    NEWREZ LLC 2 6.43% $9,667
    RELIANCE FIRST CAPITAL, LLC 2 6.87% $11,294
    USAA Federal Savings Bank 2 6.88% $8,313
    U.S. Bank 2 7.69% $2,455
    Wells Fargo Bank 2 6.88% $6,399
    Ally Bank 1 5.50% $6,570
    Mortgage Research Center, LLC 1 6.38% $2,315
    MOUNTAIN AMERICA 1 7.88% $7,907
    MOVEMENT MORTGAGE, LLC 1 7.56% $5,126
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,971
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.50% $8,106
    NAVY FEDERAL CREDIT UNION 1 7.50% $4,267
    NBKC BANK 1 6.45% $2,306
    BANKWEST, INC. 1 5.88% $7,423
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $12,331
    EVERETT FINANCIAL, INC. 1 7.25% $7,673
    Commerce Bank 1 5.63% $7,158
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $3,531
    American Bank & Trust 1 7.38% $5,486
    Security First Bank 1 6.50% $3,065
    The Huntington National Bank 1 8.88% $4,408
    TRIAD FINANCIAL SERVICES, INC. 1 8.25% $4,461
    UBS Bank USA 1 5.38% $3,548
    FUNDLOANS CAPITAL 1 8.88% $10,083
    Flagstar Bank, FSB 1 8.13% $11,211
    Glacier Bank 1 6.63% $10,346
    Great Plains National Bank 1 6.50% $5,433
    BMO Harris Bank 1 7.63% $4,043
    IDAHO CENTRAL 1 6.75% $6,045
    UNION HOME MORTGAGE CORP. 1 6.88% $10,460

    Gillette Average Closing Costs & Other Stats

    Gillette, WY's 50 lenders originated 734 loans during 2023. The total origination value was $167,350,000, with an average loan value of $227,997.

    Gillette's average closing costs are $6,013.

    The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 46 loans originated. Their average total fees are $5,726, which is $3,490 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. ($3,553), Pinnacle Bank - Wyoming ($3,607), BAY EQUITY LLC ($5,726), UNITED WHOLESALE MORTGAGE, LLC ($6,456) and QUICKEN LOANS, LLC ($9,216).

    The lowest rate Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. (6.27%), QUICKEN LOANS, LLC (6.59%), BAY EQUITY LLC (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.93%) and Pinnacle Bank - Wyoming (7.60%).

    Gillette, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BAY EQUITY LLC $58,955,000 $37,040,000 -37.2% 22.1%
    UNITED WHOLESALE MORTGAGE, LLC $11,180,000 $16,790,000 50.2% 10.0%
    QUICKEN LOANS, LLC $18,885,000 $14,945,000 -20.9% 8.9%
    Pinnacle Bank - Wyoming $22,535,000 $13,110,000 -41.8% 7.8%
    Unify Home Lending Inc. $13,895,000 $8,965,000 -35.5% 5.4%
    HIGHMARK $1,555,000 $4,990,000 220.9% 3.0%
    CARDINAL FINANCIAL $15,375,000 $4,755,000 -69.1% 2.8%
    First Interstate Bank $16,205,000 $3,910,000 -75.9% 2.3%
    Gateway First Bank $6,060,000 $3,145,000 -48.1% 1.9%
    U.S. Bank $3,610,000 $3,065,000 -15.1% 1.8%
    Mortgage Research Center, LLC $6,250,000 $2,890,000 -53.8% 1.7%
    Plains Commerce Bank $820,000 $2,650,000 223.2% 1.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $420,000 $2,145,000 410.7% 1.3%
    FREEDOM MORTGAGE CORPORATION $2,730,000 $2,125,000 -22.2% 1.3%
    CMG MORTGAGE, INC. $1,750,000 $1,855,000 6.0% 1.1%
    MEMBER FIRST MORTGAGE, LLC $1,725,000 n/a 1.0%
    USAA Federal Savings Bank $705,000 $1,385,000 96.5% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,710,000 $1,310,000 -23.4% 0.8%
    Pioneer Bank & Trust $520,000 $1,305,000 151.0% 0.8%
    NEWREZ LLC $1,115,000 $1,285,000 15.2% 0.8%
    LOANDEPOT.COM, LLC $840,000 $1,220,000 45.2% 0.7%
    Wells Fargo Bank $4,605,000 $1,210,000 -73.7% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,240,000 $1,190,000 -4.0% 0.7%
    Wallick & Volk, Inc. $1,135,000 $1,190,000 4.8% 0.7%
    RELIANCE FIRST CAPITAL, LLC $1,160,000 n/a 0.7%
    AXIA FINANCIAL, LLC $565,000 $1,135,000 100.9% 0.7%
    BROKER SOLUTIONS, INC. $1,745,000 $1,110,000 -36.4% 0.7%
    Farm Credit Mid-America, ACA $4,695,000 $995,000 -78.8% 0.6%
    Carrington Mortgage Services, LLC $1,450,000 $955,000 -34.1% 0.6%
    Equity Prime Mortgage LLC $940,000 n/a 0.6%
    Jonah Bank of Wyoming $850,000 $930,000 9.4% 0.6%
    PLAZA HOME MORTGAGE, INC. $1,045,000 $870,000 -16.7% 0.5%
    UNION HOME MORTGAGE CORP. $860,000 n/a 0.5%
    GUILD MORTGAGE COMPANY $1,150,000 $825,000 -28.3% 0.5%
    The Federal Savings Bank $580,000 $795,000 37.1% 0.5%
    ANB Bank $1,530,000 $790,000 -48.4% 0.5%
    NATIONWIDE MORTGAGE BANKERS, INC. $790,000 n/a 0.5%
    Glacier Bank $10,965,000 $780,000 -92.9% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $175,000 $755,000 331.4% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $360,000 $680,000 88.9% 0.4%
    BLACK HILLS FEDERAL CREDIT UNION $1,965,000 $660,000 -66.4% 0.4%
    NBKC BANK $215,000 $660,000 207.0% 0.4%
    Ixonia Bank $630,000 n/a 0.4%
    FirstBank $560,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,535,000 $550,000 -64.2% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $770,000 $545,000 -29.2% 0.3%
    BANKWEST, INC. $480,000 $535,000 11.5% 0.3%
    UBS Bank USA $525,000 n/a 0.3%
    Flagstar Bank, FSB $1,820,000 $520,000 -71.4% 0.3%
    MOVEMENT MORTGAGE, LLC $3,225,000 $505,000 -84.3% 0.3%
    Mid-Continent Funding, Inc. $205,000 $485,000 136.6% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $480,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $430,000 -12.2% 0.3%
    Bank of Colorado $710,000 $425,000 -40.1% 0.3%
    ACADEMY MORTGAGE CORPORATION $520,000 $415,000 -20.2% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,650,000 $395,000 -76.1% 0.2%
    INTERCAP LENDING INC. $385,000 n/a 0.2%
    Magnolia Bank $185,000 $375,000 102.7% 0.2%
    Commerce Bank $365,000 n/a 0.2%
    MOUNTAIN AMERICA $35,000 $365,000 942.9% 0.2%
    IDAHO CENTRAL $355,000 n/a 0.2%
    American Bank & Trust $345,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,370,000 $340,000 -75.2% 0.2%
    Hilltop National Bank $355,000 $325,000 -8.5% 0.2%
    The Huntington National Bank $635,000 $325,000 -48.8% 0.2%
    Figure Lending LLC $290,000 $320,000 10.3% 0.2%
    BMO Harris Bank $315,000 n/a 0.2%
    FirsTier Bank $315,000 n/a 0.2%
    Black Hills Community Bank $295,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,450,000 $290,000 -80.0% 0.2%
    Commerce Home Mortgage, Inc. $285,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $265,000 n/a 0.2%
    FUNDLOANS CAPITAL $265,000 n/a 0.2%
    WYHY $205,000 $260,000 26.8% 0.2%
    DIRECT MORTGAGE, CORP. $255,000 n/a 0.2%
    HOMESTAR FINANCIAL CORPORATION $510,000 $255,000 -50.0% 0.2%
    Security First Bank $645,000 $255,000 -60.5% 0.2%
    Great Plains National Bank $245,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $975,000 $235,000 -75.9% 0.1%
    UNIVERSAL LENDING CORPORATION $205,000 $235,000 14.6% 0.1%
    NEXERA HOLDING LLC $155,000 $225,000 45.2% 0.1%
    EVERETT FINANCIAL, INC. $215,000 n/a 0.1%
    Nations Lending Corporation $755,000 $215,000 -71.5% 0.1%
    GUARANTEED RATE, INC. $955,000 $205,000 -78.5% 0.1%
    21ST MORTGAGE CORPORATION $95,000 $190,000 100.0% 0.1%
    SUMMIT FUNDING, INC. $1,050,000 $185,000 -82.4% 0.1%
    Ally Bank $175,000 n/a 0.1%
    Discover Bank $540,000 $155,000 -71.3% 0.1%
    WINGS FINANCIAL $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $320,000 $145,000 -54.7% 0.1%
    Utah Power $370,000 $145,000 -60.8% 0.1%
    Meridian Trust Federal Credit Union $100,000 n/a 0.1%
    ASHLAND Credit Union $85,000 n/a 0.1%
    JPMorgan Chase Bank $1,035,000 $85,000 -91.8% 0.1%
    Coastal Community Bank $80,000 n/a 0.0%
    PLANET HOME LENDING, LLC $615,000 $55,000 -91.1% 0.0%
    CITIZENS EQUITY FIRST $45,000 n/a 0.0%
    KeyBank $990,000 $45,000 -95.5% 0.0%

    Gillette's top lender by overall market share is BAY EQUITY LLC, with 22.1% market share. In second place, with 10.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,790,000 in loans. In third place, with 8.9%, is QUICKEN LOANS, LLC, having originated $14,945,000 in loans. In fourth place, with 7.8%, is Pinnacle Bank - Wyoming, having originated $13,110,000 in loans. In fifth place, with 5.4%, is Unify Home Lending Inc., having originated $8,965,000 in loans.

    Gillette Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $204,815 (2.5%) $225,448 (0.1%) 0.00 311
    2018-02-01 $205,000 (2.9%) $229,295 (1.1%) 0.00 319
    2018-03-01 $205,000 (2.5%) $229,856 (-1.7%) 0.00 319
    2018-04-01 $207,375 (3.2%) $236,033 (1.8%) 0.00 335
    2018-05-01 $209,900 (1.9%) $239,017 (2.3%) 0.00 339
    2018-06-01 $219,700 (6.7%) $241,678 (3.8%) 0.00 352
    2018-07-01 $220,000 (7.1%) $249,033 (6.8%) 0.00 356
    2018-08-01 $219,900 (5.2%) $246,196 (5.5%) 0.00 363
    2018-09-01 $215,000 (4.9%) $241,435 (4.8%) 0.00 348
    2018-10-01 $215,125 (7.6%) $241,051 (6.6%) 0.00 339
    2018-11-01 $214,950 (4.9%) $241,797 (6.4%) 0.00 324
    2018-12-01 $211,000 (2.9%) $239,692 (5.0%) 0.00 302
    2019-01-01 $209,450 (2.3%) $237,803 (5.5%) 0.00 287
    2019-02-01 $209,475 (2.2%) $239,513 (4.5%) 0.00 280
    2019-03-01 $210,257 (2.6%) $239,549 (4.2%) 0.00 275
    2019-04-01 $212,000 (2.2%) $239,904 (1.6%) 0.00 267
    2019-05-01 $217,850 (3.8%) $248,779 (4.1%) 0.00 239
    2019-06-01 $219,950 (0.1%) $251,353 (4.0%) 0.00 238
    2019-07-01 $215,500 (-2.1%) $249,933 (0.4%) 0.00 280
    2019-08-01 $215,791 (-1.9%) $251,037 (2.0%) 0.00 281
    2019-09-01 $216,977 (0.9%) $253,012 (4.8%) 0.00 278
    2019-10-01 $217,800 (1.2%) $254,155 (5.4%) 0.00 272
    2019-11-01 $219,450 (2.1%) $256,413 (6.0%) 0.00 224
    2019-12-01 $219,950 (4.2%) $258,424 (7.8%) 0.00 200
    2020-01-01 $223,725 (6.8%) $260,682 (9.6%) 0.00 184
    2020-02-01 $210,000 (0.3%) $253,068 (5.7%) 0.00 165
    2020-03-01 $212,175 (0.9%) $251,089 (4.8%) 0.00 176
    2020-04-01 $225,000 (6.1%) $258,658 (7.8%) 0.00 180
    2020-05-01 $229,000 (5.1%) $265,924 (6.9%) 0.00 188
    2020-06-01 $229,975 (4.6%) $272,825 (8.5%) 0.00 211
    2020-07-01 $231,650 (7.5%) $273,313 (9.4%) 0.00 199
    2020-08-01 $225,000 (4.3%) $262,639 (4.6%) 0.00 196
    2020-09-01 $225,000 (3.7%) $262,532 (3.8%) 0.00 200
    2020-10-01 $225,000 (3.3%) $272,770 (7.3%) 0.00 176
    2020-11-01 $222,450 (1.4%) $274,253 (7.0%) 0.00 168
    2020-12-01 $219,300 (-0.3%) $273,614 (5.9%) 0.00 166
    2021-01-01 $215,000 (-3.9%) $282,305 (8.3%) 0.00 155
    2021-02-01 $219,950 (4.7%) $267,046 (5.5%) 0.00 150
    2021-03-01 $228,200 (7.6%) $273,558 (9.0%) 0.00 147
    2021-04-01 $228,450 (1.5%) $273,703 (5.8%) 0.00 132
    2021-05-01 $224,950 (-1.8%) $269,414 (1.3%) 0.00 132
    2021-06-01 $229,900 (0.0%) $278,205 (2.0%) 0.00 138
    2021-07-01 $229,900 (-0.8%) $277,369 (1.5%) 0.00 129
    2021-08-01 $247,950 (10.2%) $302,768 (15.3%) 0.00 105
    2021-09-01 $241,500 (7.3%) $300,114 (14.3%) 0.00 95
    2021-10-01 $236,000 (4.9%) $270,813 (-0.7%) 0.00 75
    2021-11-01 $238,450 (7.2%) $269,268 (-1.8%) 0.00 87
    2021-12-01 $246,225 (12.3%) $403,219 (47.4%) 0.00 76
    2022-01-01 $259,900 (20.9%) $468,681 (66.0%) 0.00 56
    2022-02-01 $282,850 (28.6%) $481,052 (80.1%) 0.00 57
    2022-03-01 $315,725 (38.4%) $505,428 (84.8%) 0.00 57
    2022-04-01 $312,450 (36.8%) $364,540 (33.2%) 0.00 61
    2022-05-01 $312,450 (38.9%) $375,996 (39.6%) 0.00 60
    2022-06-01 $322,250 (40.2%) $462,589 (66.3%) 0.00 73
    2022-07-01 $369,900 (60.9%) $471,863 (70.1%) 0.00 77
    2022-08-01 $376,225 (51.7%) $485,818 (60.5%) 0.00 90
    2022-09-01 $374,725 (55.2%) $482,283 (60.7%) 0.00 86
    2022-10-01 $379,900 (61.0%) $496,326 (83.3%) 0.00 86
    2022-11-01 $384,925 (61.4%) $446,062 (65.7%) 0.00 85
    2022-12-01 $355,000 (44.2%) $385,843 (-4.3%) 0.00 88
    2023-01-01 $360,000 (38.5%) $382,791 (-18.3%) 0.00 72
    2023-02-01 $404,925 (43.2%) $410,182 (-14.7%) 0.00 54
    2023-03-01 $384,925 (21.9%) $406,647 (-19.5%) 0.00 50
    2023-04-01 $399,900 (28.0%) $424,266 (16.4%) 0.00 60
    2023-05-01 $407,425 (30.4%) $437,005 (16.2%) 0.00 77
    2023-06-01 $379,725 (17.8%) $424,577 (-8.2%) 0.00 75
    2023-07-01 $375,000 (1.4%) $455,667 (-3.4%) 0.00 89
    2023-08-01 $381,300 (1.4%) $479,338 (-1.3%) 0.00 95
    2023-09-01 $389,450 (3.9%) $471,641 (-2.2%) 0.00 103
    2023-10-01 $407,950 (7.4%) $483,360 (-2.6%) 0.00 97
    2023-11-01 $401,175 (4.2%) $477,461 (7.0%) 0.00 97
    2023-12-01 $422,450 (19.0%) $490,033 (27.0%) 0.00 87
    2024-01-01 $404,200 (12.3%) $486,163 (27.0%) 0.00 85
    2024-02-01 $412,400 (1.9%) $483,932 (18.0%) 0.00 83
    2024-03-01 $419,900 (9.1%) $527,092 (29.6%) 0.00 85
    2024-04-01 $438,675 (9.7%) $540,338 (27.4%) 0.00 81
    2024-05-01 $448,200 (10.0%) $546,734 (25.1%) 0.00 85
    2024-06-01 $415,000 (9.3%) $485,128 (14.3%) 0.00 91
    2024-07-01 $398,675 (6.3%) $468,150 (2.7%) 0.00 102
    2024-08-01 $344,500 (-9.7%) $423,292 (-11.7%) 0.00 118
    2024-09-01 $360,850 (-7.3%) $428,837 (-9.1%) 0.00 122
    2024-10-01 $374,475 (-8.2%) $447,021 (-7.5%) 0.00 122
    2024-11-01 $350,000 (-12.8%) $438,412 (-8.2%) 0.00 125
    2024-12-01 $344,500 (-18.5%) $408,751 (-16.6%) 0.00 108
    2025-01-01 $339,500 (-16.0%) $412,935 (-15.1%) 0.00 101
    Gillette's median listing price for 2025-01-01 was $339,500, a difference of $-64,700 (-16.0%) versus the prior year and $-5,000 versus the prior month.

    Gillette's median listing price comes in at 0% of the national average.

    Gillette's average listing price for 2025-01-01 was $412,935, a difference of $-73,228 (-15.1%) versus the prior year and $4,184 versus the prior month.

    For the 2025-01-01 period, Gillette had 101 MLS listings, a difference of -7 listings (-6%) versus the prior month and 16 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,065 sqft
    2018-02-01 0 days 2,090 sqft
    2018-03-01 0 days 2,128 sqft
    2018-04-01 0 days 2,128 sqft
    2018-05-01 0 days 2,128 sqft
    2018-06-01 0 days 2,128 sqft
    2018-07-01 0 days 2,205 sqft
    2018-08-01 0 days 2,187 sqft
    2018-09-01 0 days 2,128 sqft
    2018-10-01 0 days 2,159 sqft
    2018-11-01 0 days 2,128 sqft
    2018-12-01 0 days 2,077 sqft
    2019-01-01 0 days 2,032 sqft
    2019-02-01 0 days 2,020 sqft
    2019-03-01 0 days 2,061 sqft
    2019-04-01 0 days 2,124 sqft
    2019-05-01 0 days 2,195 sqft
    2019-06-01 0 days 2,220 sqft
    2019-07-01 0 days 2,235 sqft
    2019-08-01 0 days 2,189 sqft
    2019-09-01 0 days 2,162 sqft
    2019-10-01 0 days 2,143 sqft
    2019-11-01 0 days 2,170 sqft
    2019-12-01 0 days 2,116 sqft
    2020-01-01 0 days 2,140 sqft
    2020-02-01 0 days 2,080 sqft
    2020-03-01 0 days 2,072 sqft
    2020-04-01 0 days 2,252 sqft
    2020-05-01 0 days 2,362 sqft
    2020-06-01 0 days 2,399 sqft
    2020-07-01 0 days 2,400 sqft
    2020-08-01 0 days 2,322 sqft
    2020-09-01 0 days 2,284 sqft
    2020-10-01 0 days 2,332 sqft
    2020-11-01 0 days 2,266 sqft
    2020-12-01 0 days 2,121 sqft
    2021-01-01 0 days 2,112 sqft
    2021-02-01 0 days 2,122 sqft
    2021-03-01 0 days 2,121 sqft
    2021-04-01 0 days 2,084 sqft
    2021-05-01 0 days 2,073 sqft
    2021-06-01 0 days 2,233 sqft
    2021-07-01 0 days 2,280 sqft
    2021-08-01 0 days 2,315 sqft
    2021-09-01 0 days 2,331 sqft
    2021-10-01 0 days 2,254 sqft
    2021-11-01 0 days 2,250 sqft
    2021-12-01 0 days 2,272 sqft
    2022-01-01 0 days 2,392 sqft
    2022-02-01 0 days 2,329 sqft
    2022-03-01 0 days 2,392 sqft
    2022-04-01 0 days 2,248 sqft
    2022-05-01 0 days 2,260 sqft
    2022-06-01 0 days 2,407 sqft
    2022-07-01 0 days 2,530 sqft
    2022-08-01 0 days 2,534 sqft
    2022-09-01 0 days 2,576 sqft
    2022-10-01 0 days 2,812 sqft
    2022-11-01 0 days 2,839 sqft
    2022-12-01 0 days 2,700 sqft
    2023-01-01 0 days 2,694 sqft
    2023-02-01 0 days 2,808 sqft
    2023-03-01 0 days 2,657 sqft
    2023-04-01 0 days 2,547 sqft
    2023-05-01 0 days 2,636 sqft
    2023-06-01 0 days 2,616 sqft
    2023-07-01 0 days 2,484 sqft
    2023-08-01 0 days 2,412 sqft
    2023-09-01 0 days 2,389 sqft
    2023-10-01 0 days 2,405 sqft
    2023-11-01 0 days 2,583 sqft
    2023-12-01 0 days 2,394 sqft
    2024-01-01 0 days 2,306 sqft
    2024-02-01 0 days 2,409 sqft
    2024-03-01 0 days 2,362 sqft
    2024-04-01 0 days 2,484 sqft
    2024-05-01 0 days 2,488 sqft
    2024-06-01 0 days 2,410 sqft
    2024-07-01 0 days 2,405 sqft
    2024-08-01 0 days 2,245 sqft
    2024-09-01 0 days 2,290 sqft
    2024-10-01 0 days 2,285 sqft
    2024-11-01 0 days 2,206 sqft
    2024-12-01 0 days 2,243 sqft
    2025-01-01 0 days 2,256 sqft
    Gillette's median listing age (time on market) for 2025-01-01 was 0 days.

    Gillette's median square footage for active listings during the 2025-01-01 period was 2,256 sqft. One year prior, the average listing was 2,306 sqft.

    Gillette, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 508 $123,710,000 $243,524
    Cash Out Refi 112 $24,350,000 $217,411
    Refi 54 $14,580,000 $270,000
    Other 31 $2,545,000 $82,097
    Home Improvement 29 $2,165,000 $74,655

    Gillette's most frequently cited loan purpose was Home Purchase, with 508 originations. The 2nd most popular reason was Cash Out Refi, with 112 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 290 $77,930,000 $268,724
    5-6% 155 $33,695,000 $217,387
    7-8% 140 $32,640,000 $233,143
    Over 8% 105 $14,125,000 $134,524
    <2.5% 18 $390,000 $21,667
    4-5% 2 $580,000 $290,000
    3-4% 1 $145,000 $145,000
    2.5-3% 1 $485,000 $485,000

    During 2023, Gillette's most frequently originated rate bucket was 6-7%, with 290 originations.

    Loan Sizing (Gillette, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 349 $96,655,000 $276,948
    $100k-200k 184 $29,440,000 $160,000
    $100,000 or less 132 $6,160,000 $46,667
    $400k-600k 58 $26,890,000 $463,621
    $600k-1000k 10 $7,080,000 $708,000
    $Over $1MM 1 $1,125,000 $1,125,000

    Gillette's loan sizing saw the bucket of loans from $200k-400k with 349 originations, totaling $96,655,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 381 $102,555,000 $269,173
    60-80% 148 $37,520,000 $253,514
    Under 20% 80 $3,450,000 $43,125
    40-60% 43 $8,345,000 $194,070
    20-40% 40 $4,530,000 $113,250
    Over 100% 11 $2,855,000 $259,545

    Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $102,555,000 in origination value.