Gillette Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gillette averaged 6.99% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.99% and one month ago for the week of 2025-05-29, the average rate was 7.11%.

    Gillette's average rate one year ago was 6.78%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.27%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Gillette 30 Year Fixed Rate 2025-07-03 6.99%
    Gillette 30 Year Fixed Rate Refi 2025-07-03 7.27%
    Gillette 15 Year Fixed Rate 2025-07-03 5.6%
    Gillette 15 Year Fixed Rate Refi 2025-07-03 6%
    Gillette 30 Year FHA 2025-07-03 -0.29%
    Gillette 30 Year FHA Refi 2025-07-03 0.2%
    Gillette 30 Year USDA 2025-07-03 -0.1%
    Gillette 30 Year USDA Refi 2025-07-03 -0.2%
    Gillette 30 Year VA 2025-07-03 0.1%
    Gillette 30 Year VA Refi 2025-07-03 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

    Gillette Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    BAY EQUITY LLC 54 6.58% $6,188
    UNITED WHOLESALE MORTGAGE, LLC 27 6.70% $7,387
    Pinnacle Bank - Wyoming 24 7.32% $4,208
    QUICKEN LOANS, LLC 23 6.78% $7,695
    Plains Commerce Bank 10 6.66% $6,678
    CMG MORTGAGE, INC. 5 6.92% $3,786
    AXIA FINANCIAL, LLC 4 6.84% $5,528
    NEWREZ LLC 3 6.45% $5,073
    U.S. Bank 2 6.93% $4,053
    Wells Fargo Bank 2 7.50% $4,813
    Mr. Cooper ( Nationstar Mortgage ) 2 6.88% $12,589
    FREEDOM MORTGAGE CORPORATION 2 6.31% $8,045
    Glacier Bank 2 6.31% $3,897
    DEEPHAVEN MORTGAGE LLC 2 8.31% $4,762
    GUILD MORTGAGE COMPANY 2 7.25% $4,391
    BLACK HILLS FEDERAL CREDIT UNION 2 5.93% $4,233
    First Interstate Bank 2 6.88% $4,127
    Century Mortgage Company DBA Century Lending Company 2 6.13% $5,638
    UNION HOME MORTGAGE CORP. 2 6.75% $4,033
    Granite Community Bank 1 6.13% $4,916
    GUARANTEED RATE AFFINITY, LLC 1 6.68% $4,240
    Jonah Bank of Wyoming 1 5.88% $9,362
    JPMorgan Chase Bank 1 7.25% $0
    LOANDEPOT.COM, LLC 1 7.13% $4,188
    Meridian Trust Federal Credit Union 1 6.50% $6,028
    Mortgage Research Center, LLC 1 7.13% $6,592
    NAVY FEDERAL CREDIT UNION 1 6.50% $1,274
    NBKC BANK 1 6.50% $2,050
    PENTAGON FEDERAL CREDIT UNION 1 7.13% $3,007
    PHH Mortgage Corporation 1 6.99% $9,151
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $2,800
    SUMMIT FUNDING, INC. 1 7.50% $7,180
    T2 FINANCIAL LLC 1 7.38% $10,737
    TRIAD FINANCIAL SERVICES, INC. 1 9.00% $0
    Wallick & Volk, Inc. 1 7.50% $9,732
    ALLIANT CREDIT UNION 1 6.25% $3,683
    West Gate Bank 1 6.88% $2,578
    Ally Bank 1 7.00% $1,417
    American Bank & Trust 1 6.13% $4,271
    AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $5,621
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $4,126
    AMERISAVE MORTGAGE CORPORATION 1 7.88% $6,214
    Bank of America 1 7.25% $3,127
    BANKWEST, INC. 1 6.88% $7,804
    Barrington Bank & Trust Company, N.A. 1 6.13% $8,702
    BETTER MORTGAGE CORPORATION 1 6.00% $6,693
    BMO Harris Bank 1 7.13% $5,327
    BROKER SOLUTIONS, INC. 1 6.13% $7,672
    CENTENNIAL LENDING, LLC 1 6.63% $5,402
    CITIZENS EQUITY FIRST 1 6.50% $837
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $2,769
    First Bank & Trust 1 6.00% $6,294
    Flagstar Bank, FSB 1 5.88% $4,702
    Flanagan State Bank 1 6.13% $1,709
    Gateway First Bank 1 7.50% $8,209

    Gillette Average Closing Costs & Other Stats

    Gillette, WY's 55 lenders originated 864 loans during 2024. The total origination value was $201,140,000, with an average loan value of $232,801.

    Gillette's average closing costs are $6,247.

    The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 54 loans originated. Their average total fees are $6,188, which is $1,199 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Gillette lenders (with over 10 loans originated) are Pinnacle Bank - Wyoming ($4,208), BAY EQUITY LLC ($6,188), Plains Commerce Bank ($6,678), UNITED WHOLESALE MORTGAGE, LLC ($7,387) and QUICKEN LOANS, LLC ($7,695).

    The lowest rate Gillette lenders (with over 10 loans originated) are BAY EQUITY LLC (6.58%), Plains Commerce Bank (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.70%), QUICKEN LOANS, LLC (6.78%) and Pinnacle Bank - Wyoming (7.32%).

    Gillette, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BAY EQUITY LLC $37,040,000 $44,835,000 21.0% 22.3%
    UNITED WHOLESALE MORTGAGE, LLC $16,790,000 $27,935,000 66.4% 13.9%
    QUICKEN LOANS, LLC $14,945,000 $18,035,000 20.7% 9.0%
    Pinnacle Bank - Wyoming $13,110,000 $17,645,000 34.6% 8.8%
    FREEDOM MORTGAGE CORPORATION $2,125,000 $8,080,000 280.2% 4.0%
    HIGHMARK $4,990,000 $6,150,000 23.2% 3.1%
    Plains Commerce Bank $2,650,000 $4,615,000 74.2% 2.3%
    Mortgage Research Center, LLC $2,890,000 $4,345,000 50.3% 2.2%
    NEWREZ LLC $1,285,000 $3,335,000 159.5% 1.7%
    First Interstate Bank $3,910,000 $2,965,000 -24.2% 1.5%
    Equity Prime Mortgage LLC $940,000 $2,925,000 211.2% 1.5%
    Century Mortgage Company DBA Century Lending Company $2,705,000 n/a 1.3%
    Carrington Mortgage Services, LLC $955,000 $2,700,000 182.7% 1.3%
    CMG MORTGAGE, INC. $1,855,000 $1,965,000 5.9% 1.0%
    GUILD MORTGAGE COMPANY $825,000 $1,955,000 137.0% 1.0%
    LOANDEPOT.COM, LLC $1,220,000 $1,875,000 53.7% 0.9%
    NAVY FEDERAL CREDIT UNION $290,000 $1,815,000 525.9% 0.9%
    AXIA FINANCIAL, LLC $1,135,000 $1,795,000 58.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $1,310,000 $1,605,000 22.5% 0.8%
    AMERISAVE MORTGAGE CORPORATION $550,000 $1,300,000 136.4% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $680,000 $1,290,000 89.7% 0.6%
    PLAZA HOME MORTGAGE, INC. $870,000 $1,240,000 42.5% 0.6%
    JPMorgan Chase Bank $85,000 $1,235,000 1,352.9% 0.6%
    U.S. Bank $3,065,000 $1,215,000 -60.4% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $395,000 $1,185,000 200.0% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $545,000 $1,165,000 113.8% 0.6%
    UNION HOME MORTGAGE CORP. $860,000 $1,060,000 23.3% 0.5%
    Flagstar Bank, FSB $520,000 $1,020,000 96.2% 0.5%
    WYHY $260,000 $1,010,000 288.5% 0.5%
    NEW DAY FINANCIAL, LLC $235,000 $1,005,000 327.7% 0.5%
    BROKER SOLUTIONS, INC. $1,110,000 $1,000,000 -9.9% 0.5%
    PHH Mortgage Corporation $985,000 n/a 0.5%
    Figure Lending LLC $320,000 $955,000 198.4% 0.5%
    USAA Federal Savings Bank $1,385,000 $885,000 -36.1% 0.4%
    ALLIANT CREDIT UNION $845,000 n/a 0.4%
    Hilltop National Bank $325,000 $845,000 160.0% 0.4%
    BMO Harris Bank $315,000 $800,000 154.0% 0.4%
    Wallick & Volk, Inc. $1,190,000 $780,000 -34.5% 0.4%
    Glacier Bank $780,000 $735,000 -5.8% 0.4%
    Ally Bank $175,000 $665,000 280.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $655,000 n/a 0.3%
    Heritage Bank $645,000 n/a 0.3%
    MEMBER FIRST MORTGAGE, LLC $1,725,000 $615,000 -64.3% 0.3%
    BLACK HILLS FEDERAL CREDIT UNION $660,000 $610,000 -7.6% 0.3%
    First Bank & Trust $610,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $265,000 $605,000 128.3% 0.3%
    DEEPHAVEN MORTGAGE LLC $600,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $480,000 $560,000 16.7% 0.3%
    BANKWEST, INC. $535,000 $540,000 0.9% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,145,000 $515,000 -76.0% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,190,000 $515,000 -56.7% 0.3%
    SUMMIT FUNDING, INC. $185,000 $490,000 164.9% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $755,000 $480,000 -36.4% 0.2%
    Jonah Bank of Wyoming $930,000 $475,000 -48.9% 0.2%
    Black Hills Community Bank $295,000 $455,000 54.2% 0.2%
    Discover Bank $155,000 $455,000 193.5% 0.2%
    RELIANCE FIRST CAPITAL, LLC $1,160,000 $450,000 -61.2% 0.2%
    NBKC BANK $660,000 $445,000 -32.6% 0.2%
    T2 FINANCIAL LLC $445,000 n/a 0.2%
    Gateway First Bank $3,145,000 $440,000 -86.0% 0.2%
    CHURCHILL MORTGAGE CORPORATION $145,000 $435,000 200.0% 0.2%
    First Savings Bank $435,000 n/a 0.2%
    CITIZENS EQUITY FIRST $45,000 $425,000 844.4% 0.2%
    DIRECT MORTGAGE LOANS, LLC $415,000 n/a 0.2%
    Meridian Trust Federal Credit Union $100,000 $405,000 305.0% 0.2%
    UMB Bank $405,000 n/a 0.2%
    Granite Community Bank $385,000 n/a 0.2%
    Magnolia Bank $375,000 $385,000 2.7% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $380,000 n/a 0.2%
    INTERCAP LENDING INC. $385,000 $375,000 -2.6% 0.2%
    American Bank & Trust $345,000 $355,000 2.9% 0.2%
    Bank of England $355,000 n/a 0.2%
    PLANET HOME LENDING, LLC $55,000 $350,000 536.4% 0.2%
    Wells Fargo Bank $1,210,000 $340,000 -71.9% 0.2%
    Bank of America $330,000 n/a 0.2%
    GoPrime Mortgage, Inc. $325,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $315,000 n/a 0.2%
    CENTENNIAL LENDING, LLC $305,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $430,000 $290,000 -32.6% 0.1%
    AmeriHome Mortgage Company, LLC $285,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $255,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $190,000 $245,000 28.9% 0.1%
    F & M Bank $245,000 n/a 0.1%
    GUARANTEED RATE, INC. $205,000 $235,000 14.6% 0.1%
    The Federal Savings Bank $795,000 $235,000 -70.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $340,000 $230,000 -32.4% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $225,000 n/a 0.1%
    FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $225,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $205,000 n/a 0.1%
    ASHLAND Credit Union $85,000 $200,000 135.3% 0.1%
    AMERICAN FINANCING CORPORATION $195,000 n/a 0.1%
    Financial Funding Solutions, Inc. $185,000 n/a 0.1%
    Flanagan State Bank $185,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $175,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $165,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $155,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $150,000 n/a 0.1%
    West Gate Bank $135,000 n/a 0.1%
    PNC Bank $125,000 n/a 0.1%
    ANB Bank $790,000 $90,000 -88.6% 0.0%
    FirsTier Bank $315,000 $80,000 -74.6% 0.0%
    Pioneer Bank & Trust $1,305,000 $75,000 -94.3% 0.0%
    Coastal Community Bank $80,000 $65,000 -18.8% 0.0%
    First National Bank $65,000 n/a 0.0%
    SPRING EQ, LLC $65,000 n/a 0.0%
    GTE Federal Credit Union $55,000 n/a 0.0%

    Gillette's top lender by overall market share is BAY EQUITY LLC, with 22.3% market share. In second place, with 13.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,935,000 in loans. In third place, with 9.0%, is QUICKEN LOANS, LLC, having originated $18,035,000 in loans. In fourth place, with 8.8%, is Pinnacle Bank - Wyoming, having originated $17,645,000 in loans. In fifth place, with 4.0%, is FREEDOM MORTGAGE CORPORATION, having originated $8,080,000 in loans.

    Gillette Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $204,815 (2.5%) $225,448 (0.1%) 0.00 311
    2018-02-01 $205,000 (2.9%) $229,295 (1.1%) 0.00 319
    2018-03-01 $205,000 (2.5%) $229,856 (-1.7%) 0.00 319
    2018-04-01 $207,375 (3.2%) $236,033 (1.8%) 0.00 335
    2018-05-01 $209,900 (1.9%) $239,017 (2.3%) 0.00 339
    2018-06-01 $219,700 (6.7%) $241,678 (3.8%) 0.00 352
    2018-07-01 $220,000 (7.1%) $249,033 (6.8%) 0.00 356
    2018-08-01 $219,900 (5.2%) $246,196 (5.5%) 0.00 363
    2018-09-01 $215,000 (4.9%) $241,435 (4.8%) 0.00 348
    2018-10-01 $215,125 (7.6%) $241,051 (6.6%) 0.00 339
    2018-11-01 $214,950 (4.9%) $241,797 (6.4%) 0.00 324
    2018-12-01 $211,000 (2.9%) $239,692 (5.0%) 0.00 302
    2019-01-01 $209,450 (2.3%) $237,803 (5.5%) 0.00 287
    2019-02-01 $209,475 (2.2%) $239,513 (4.5%) 0.00 280
    2019-03-01 $210,257 (2.6%) $239,549 (4.2%) 0.00 275
    2019-04-01 $212,000 (2.2%) $239,904 (1.6%) 0.00 267
    2019-05-01 $217,850 (3.8%) $248,779 (4.1%) 0.00 239
    2019-06-01 $219,950 (0.1%) $251,353 (4.0%) 0.00 238
    2019-07-01 $215,500 (-2.1%) $249,933 (0.4%) 0.00 280
    2019-08-01 $215,791 (-1.9%) $251,037 (2.0%) 0.00 281
    2019-09-01 $216,977 (0.9%) $253,012 (4.8%) 0.00 278
    2019-10-01 $217,800 (1.2%) $254,155 (5.4%) 0.00 272
    2019-11-01 $219,450 (2.1%) $256,413 (6.0%) 0.00 224
    2019-12-01 $219,950 (4.2%) $258,424 (7.8%) 0.00 200
    2020-01-01 $223,725 (6.8%) $260,682 (9.6%) 0.00 184
    2020-02-01 $210,000 (0.3%) $253,068 (5.7%) 0.00 165
    2020-03-01 $212,175 (0.9%) $251,089 (4.8%) 0.00 176
    2020-04-01 $225,000 (6.1%) $258,658 (7.8%) 0.00 180
    2020-05-01 $229,000 (5.1%) $265,924 (6.9%) 0.00 188
    2020-06-01 $229,975 (4.6%) $272,825 (8.5%) 0.00 211
    2020-07-01 $231,650 (7.5%) $273,313 (9.4%) 0.00 199
    2020-08-01 $225,000 (4.3%) $262,639 (4.6%) 0.00 196
    2020-09-01 $225,000 (3.7%) $262,532 (3.8%) 0.00 200
    2020-10-01 $225,000 (3.3%) $272,770 (7.3%) 0.00 176
    2020-11-01 $222,450 (1.4%) $274,253 (7.0%) 0.00 168
    2020-12-01 $219,300 (-0.3%) $273,614 (5.9%) 0.00 166
    2021-01-01 $215,000 (-3.9%) $282,305 (8.3%) 0.00 155
    2021-02-01 $219,950 (4.7%) $267,046 (5.5%) 0.00 150
    2021-03-01 $228,200 (7.6%) $273,558 (9.0%) 0.00 147
    2021-04-01 $228,450 (1.5%) $273,703 (5.8%) 0.00 132
    2021-05-01 $224,950 (-1.8%) $269,414 (1.3%) 0.00 132
    2021-06-01 $229,900 (0.0%) $278,205 (2.0%) 0.00 138
    2021-07-01 $229,900 (-0.8%) $277,369 (1.5%) 0.00 129
    2021-08-01 $247,950 (10.2%) $302,768 (15.3%) 0.00 105
    2021-09-01 $241,500 (7.3%) $300,114 (14.3%) 0.00 95
    2021-10-01 $236,000 (4.9%) $270,813 (-0.7%) 0.00 75
    2021-11-01 $238,450 (7.2%) $269,268 (-1.8%) 0.00 87
    2021-12-01 $246,225 (12.3%) $403,219 (47.4%) 0.00 76
    2022-01-01 $259,900 (20.9%) $468,681 (66.0%) 0.00 56
    2022-02-01 $282,850 (28.6%) $481,052 (80.1%) 0.00 57
    2022-03-01 $315,725 (38.4%) $505,428 (84.8%) 0.00 57
    2022-04-01 $312,450 (36.8%) $364,540 (33.2%) 0.00 61
    2022-05-01 $312,450 (38.9%) $375,996 (39.6%) 0.00 60
    2022-06-01 $322,250 (40.2%) $462,589 (66.3%) 0.00 73
    2022-07-01 $369,900 (60.9%) $471,863 (70.1%) 0.00 77
    2022-08-01 $376,225 (51.7%) $485,818 (60.5%) 0.00 90
    2022-09-01 $374,725 (55.2%) $482,283 (60.7%) 0.00 86
    2022-10-01 $379,900 (61.0%) $496,326 (83.3%) 0.00 86
    2022-11-01 $384,925 (61.4%) $446,062 (65.7%) 0.00 85
    2022-12-01 $355,000 (44.2%) $385,843 (-4.3%) 0.00 88
    2023-01-01 $360,000 (38.5%) $382,791 (-18.3%) 0.00 72
    2023-02-01 $404,925 (43.2%) $410,182 (-14.7%) 0.00 54
    2023-03-01 $384,925 (21.9%) $406,647 (-19.5%) 0.00 50
    2023-04-01 $399,900 (28.0%) $424,266 (16.4%) 0.00 60
    2023-05-01 $407,425 (30.4%) $437,005 (16.2%) 0.00 77
    2023-06-01 $379,725 (17.8%) $424,577 (-8.2%) 0.00 75
    2023-07-01 $375,000 (1.4%) $455,667 (-3.4%) 0.00 89
    2023-08-01 $381,300 (1.4%) $479,338 (-1.3%) 0.00 95
    2023-09-01 $389,450 (3.9%) $471,641 (-2.2%) 0.00 103
    2023-10-01 $407,950 (7.4%) $483,360 (-2.6%) 0.00 97
    2023-11-01 $401,175 (4.2%) $477,461 (7.0%) 0.00 97
    2023-12-01 $422,450 (19.0%) $490,033 (27.0%) 0.00 87
    2024-01-01 $404,200 (12.3%) $486,163 (27.0%) 0.00 85
    2024-02-01 $412,400 (1.9%) $483,932 (18.0%) 0.00 83
    2024-03-01 $419,900 (9.1%) $527,092 (29.6%) 0.00 85
    2024-04-01 $438,675 (9.7%) $540,338 (27.4%) 0.00 81
    2024-05-01 $448,200 (10.0%) $546,734 (25.1%) 0.00 85
    2024-06-01 $415,000 (9.3%) $485,128 (14.3%) 0.00 91
    2024-07-01 $398,675 (6.3%) $468,150 (2.7%) 0.00 102
    2024-08-01 $344,500 (-9.7%) $423,292 (-11.7%) 0.00 118
    2024-09-01 $360,850 (-7.3%) $428,837 (-9.1%) 0.00 122
    2024-10-01 $374,475 (-8.2%) $447,021 (-7.5%) 0.00 122
    2024-11-01 $350,000 (-12.8%) $438,412 (-8.2%) 0.00 125
    2024-12-01 $344,500 (-18.5%) $408,751 (-16.6%) 0.00 108
    2025-01-01 $339,500 (-16.0%) $412,935 (-15.1%) 0.00 101
    2025-02-01 $337,500 (-18.2%) $404,590 (-16.4%) 0.00 96
    2025-03-01 $379,000 (-9.7%) $431,143 (-18.2%) 0.00 88
    2025-04-01 $374,400 (-14.7%) $449,839 (-16.8%) 0.00 84
    2025-05-01 $374,900 (-16.4%) $484,566 (-11.4%) 0.00 85
    Gillette's median listing price for 2025-05-01 was $374,900, a difference of $-73,300 (-16.4%) versus the prior year and $500 versus the prior month.

    Gillette's median listing price comes in at 0% of the national average.

    Gillette's average listing price for 2025-05-01 was $484,566, a difference of $-62,168 (-11.4%) versus the prior year and $34,727 versus the prior month.

    For the 2025-05-01 period, Gillette had 85 MLS listings, a difference of 1 listings (1%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,065 sqft
    2018-02-01 0 days 2,090 sqft
    2018-03-01 0 days 2,128 sqft
    2018-04-01 0 days 2,128 sqft
    2018-05-01 0 days 2,128 sqft
    2018-06-01 0 days 2,128 sqft
    2018-07-01 0 days 2,205 sqft
    2018-08-01 0 days 2,187 sqft
    2018-09-01 0 days 2,128 sqft
    2018-10-01 0 days 2,159 sqft
    2018-11-01 0 days 2,128 sqft
    2018-12-01 0 days 2,077 sqft
    2019-01-01 0 days 2,032 sqft
    2019-02-01 0 days 2,020 sqft
    2019-03-01 0 days 2,061 sqft
    2019-04-01 0 days 2,124 sqft
    2019-05-01 0 days 2,195 sqft
    2019-06-01 0 days 2,220 sqft
    2019-07-01 0 days 2,235 sqft
    2019-08-01 0 days 2,189 sqft
    2019-09-01 0 days 2,162 sqft
    2019-10-01 0 days 2,143 sqft
    2019-11-01 0 days 2,170 sqft
    2019-12-01 0 days 2,116 sqft
    2020-01-01 0 days 2,140 sqft
    2020-02-01 0 days 2,080 sqft
    2020-03-01 0 days 2,072 sqft
    2020-04-01 0 days 2,252 sqft
    2020-05-01 0 days 2,362 sqft
    2020-06-01 0 days 2,399 sqft
    2020-07-01 0 days 2,400 sqft
    2020-08-01 0 days 2,322 sqft
    2020-09-01 0 days 2,284 sqft
    2020-10-01 0 days 2,332 sqft
    2020-11-01 0 days 2,266 sqft
    2020-12-01 0 days 2,121 sqft
    2021-01-01 0 days 2,112 sqft
    2021-02-01 0 days 2,122 sqft
    2021-03-01 0 days 2,121 sqft
    2021-04-01 0 days 2,084 sqft
    2021-05-01 0 days 2,073 sqft
    2021-06-01 0 days 2,233 sqft
    2021-07-01 0 days 2,280 sqft
    2021-08-01 0 days 2,315 sqft
    2021-09-01 0 days 2,331 sqft
    2021-10-01 0 days 2,254 sqft
    2021-11-01 0 days 2,250 sqft
    2021-12-01 0 days 2,272 sqft
    2022-01-01 0 days 2,392 sqft
    2022-02-01 0 days 2,329 sqft
    2022-03-01 0 days 2,392 sqft
    2022-04-01 0 days 2,248 sqft
    2022-05-01 0 days 2,260 sqft
    2022-06-01 0 days 2,407 sqft
    2022-07-01 0 days 2,530 sqft
    2022-08-01 0 days 2,534 sqft
    2022-09-01 0 days 2,576 sqft
    2022-10-01 0 days 2,812 sqft
    2022-11-01 0 days 2,839 sqft
    2022-12-01 0 days 2,700 sqft
    2023-01-01 0 days 2,694 sqft
    2023-02-01 0 days 2,808 sqft
    2023-03-01 0 days 2,657 sqft
    2023-04-01 0 days 2,547 sqft
    2023-05-01 0 days 2,636 sqft
    2023-06-01 0 days 2,616 sqft
    2023-07-01 0 days 2,484 sqft
    2023-08-01 0 days 2,412 sqft
    2023-09-01 0 days 2,389 sqft
    2023-10-01 0 days 2,405 sqft
    2023-11-01 0 days 2,583 sqft
    2023-12-01 0 days 2,394 sqft
    2024-01-01 0 days 2,306 sqft
    2024-02-01 0 days 2,409 sqft
    2024-03-01 0 days 2,362 sqft
    2024-04-01 0 days 2,484 sqft
    2024-05-01 0 days 2,488 sqft
    2024-06-01 0 days 2,410 sqft
    2024-07-01 0 days 2,405 sqft
    2024-08-01 0 days 2,245 sqft
    2024-09-01 0 days 2,290 sqft
    2024-10-01 0 days 2,285 sqft
    2024-11-01 0 days 2,206 sqft
    2024-12-01 0 days 2,243 sqft
    2025-01-01 0 days 2,256 sqft
    2025-02-01 0 days 2,183 sqft
    2025-03-01 0 days 2,286 sqft
    2025-04-01 0 days 2,477 sqft
    2025-05-01 0 days 2,490 sqft
    Gillette's median listing age (time on market) for 2025-05-01 was 0 days.

    Gillette's median square footage for active listings during the 2025-05-01 period was 2,490 sqft. One year prior, the average listing was 2,488 sqft.

    Gillette, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 483 $124,355,000 $257,464
    Cash Out Refi 169 $35,745,000 $211,509
    Refi 110 $33,290,000 $302,636
    Other 69 $5,605,000 $81,232
    Home Improvement 33 $2,145,000 $65,000

    Gillette's most frequently cited loan purpose was Home Purchase, with 483 originations. The 2nd most popular reason was Cash Out Refi, with 169 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 360 $98,810,000 $274,472
    5-6% 167 $47,275,000 $283,084
    Over 8% 157 $15,895,000 $101,242
    7-8% 140 $28,820,000 $205,857
    <2.5% 6 $110,000 $18,333
    4-5% 4 $1,390,000 $347,500
    3-4% 2 $350,000 $175,000
    2.5-3% 1 $155,000 $155,000

    During 2024, Gillette's most frequently originated rate bucket was 6-7%, with 360 originations.

    Loan Sizing (Gillette, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 397 $112,735,000 $283,967
    $100,000 or less 198 $10,140,000 $51,212
    $100k-200k 168 $26,710,000 $158,988
    $400k-600k 83 $38,415,000 $462,831
    $600k-1000k 16 $11,120,000 $695,000
    $Over $1MM 2 $2,020,000 $1,010,000

    Gillette's loan sizing saw the bucket of loans from $200k-400k with 397 originations, totaling $112,735,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 370 $110,140,000 $297,676
    60-80% 166 $39,560,000 $238,313
    Under 20% 98 $4,370,000 $44,592
    20-40% 74 $9,590,000 $129,595
    40-60% 61 $15,165,000 $248,607
    Over 100% 18 $5,700,000 $316,667

    Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 370 originations, totaling $110,140,000 in origination value.