Gillette Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gillette averaged 6.73% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.92% and one month ago for the week of 2024-11-07, the average rate was 7.02%.

    Gillette's average rate one year ago was 7.26%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Gillette 30 Year Fixed Rate 2024-12-12 6.73%
    Gillette 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Gillette 15 Year Fixed Rate 2024-12-12 5.94%
    Gillette 15 Year Fixed Rate Refi 2024-12-12 6.04%
    Gillette 30 Year FHA 2024-12-12 6.21%
    Gillette 30 Year FHA Refi 2024-12-12 6.28%
    Gillette 30 Year USDA 2024-12-12 6.2%
    Gillette 30 Year USDA Refi 2024-12-12 6.5%
    Gillette 30 Year VA 2024-12-12 6.18%
    Gillette 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gillette, WY.

    Gillette Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gillette, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    BAY EQUITY LLC 46 6.66% $5,726
    QUICKEN LOANS, LLC 23 6.59% $9,216
    UNITED WHOLESALE MORTGAGE, LLC 21 6.93% $6,456
    Unify Home Lending Inc. 19 6.27% $3,553
    Pinnacle Bank - Wyoming 16 7.60% $3,607
    CARDINAL FINANCIAL 8 6.47% $8,721
    Gateway First Bank 7 6.34% $6,369
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.72% $7,223
    CMG MORTGAGE, INC. 4 7.06% $6,395
    Plains Commerce Bank 4 6.50% $4,974
    Farm Credit Mid-America, ACA 3 6.75% $6,734
    Wallick & Volk, Inc. 3 7.13% $5,530
    First Interstate Bank 3 7.04% $5,795
    MEMBER FIRST MORTGAGE, LLC 2 7.00% $3,453
    AXIA FINANCIAL, LLC 2 7.63% $3,925
    BLACK HILLS FEDERAL CREDIT UNION 2 5.87% $4,919
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $6,054
    FirstBank 2 6.50% $3,264
    GUILD MORTGAGE COMPANY 2 5.75% $8,064
    Ixonia Bank 2 6.81% $8,211
    NEWREZ LLC 2 6.43% $9,667
    RELIANCE FIRST CAPITAL, LLC 2 6.87% $11,294
    USAA Federal Savings Bank 2 6.88% $8,313
    U.S. Bank 2 7.69% $2,455
    Wells Fargo Bank 2 6.88% $6,399
    Ally Bank 1 5.50% $6,570
    Mortgage Research Center, LLC 1 6.38% $2,315
    MOUNTAIN AMERICA 1 7.88% $7,907
    MOVEMENT MORTGAGE, LLC 1 7.56% $5,126
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,971
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.50% $8,106
    NAVY FEDERAL CREDIT UNION 1 7.50% $4,267
    NBKC BANK 1 6.45% $2,306
    BANKWEST, INC. 1 5.88% $7,423
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $12,331
    EVERETT FINANCIAL, INC. 1 7.25% $7,673
    Commerce Bank 1 5.63% $7,158
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $3,531
    American Bank & Trust 1 7.38% $5,486
    Security First Bank 1 6.50% $3,065
    The Huntington National Bank 1 8.88% $4,408
    TRIAD FINANCIAL SERVICES, INC. 1 8.25% $4,461
    UBS Bank USA 1 5.38% $3,548
    FUNDLOANS CAPITAL 1 8.88% $10,083
    Flagstar Bank, FSB 1 8.13% $11,211
    Glacier Bank 1 6.63% $10,346
    Great Plains National Bank 1 6.50% $5,433
    BMO Harris Bank 1 7.63% $4,043
    IDAHO CENTRAL 1 6.75% $6,045
    UNION HOME MORTGAGE CORP. 1 6.88% $10,460

    Gillette Average Closing Costs & Other Stats

    Gillette, WY's 50 lenders originated 734 loans during 2023. The total origination value was $167,350,000, with an average loan value of $227,997.

    Gillette's average closing costs are $6,013.

    The top Gillette lender as defined by loan originations is BAY EQUITY LLC, with 46 loans originated. Their average total fees are $5,726, which is $3,490 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. ($3,553), Pinnacle Bank - Wyoming ($3,607), BAY EQUITY LLC ($5,726), UNITED WHOLESALE MORTGAGE, LLC ($6,456) and QUICKEN LOANS, LLC ($9,216).

    The lowest rate Gillette lenders (with over 10 loans originated) are Unify Home Lending Inc. (6.27%), QUICKEN LOANS, LLC (6.59%), BAY EQUITY LLC (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.93%) and Pinnacle Bank - Wyoming (7.60%).

    Gillette, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BAY EQUITY LLC $58,955,000 $37,040,000 -37.2% 22.1%
    UNITED WHOLESALE MORTGAGE, LLC $11,180,000 $16,790,000 50.2% 10.0%
    QUICKEN LOANS, LLC $18,885,000 $14,945,000 -20.9% 8.9%
    Pinnacle Bank - Wyoming $22,535,000 $13,110,000 -41.8% 7.8%
    Unify Home Lending Inc. $13,895,000 $8,965,000 -35.5% 5.4%
    HIGHMARK $1,555,000 $4,990,000 220.9% 3.0%
    CARDINAL FINANCIAL $15,375,000 $4,755,000 -69.1% 2.8%
    First Interstate Bank $16,205,000 $3,910,000 -75.9% 2.3%
    Gateway First Bank $6,060,000 $3,145,000 -48.1% 1.9%
    U.S. Bank $3,610,000 $3,065,000 -15.1% 1.8%
    Mortgage Research Center, LLC $6,250,000 $2,890,000 -53.8% 1.7%
    Plains Commerce Bank $820,000 $2,650,000 223.2% 1.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $420,000 $2,145,000 410.7% 1.3%
    FREEDOM MORTGAGE CORPORATION $2,730,000 $2,125,000 -22.2% 1.3%
    CMG MORTGAGE, INC. $1,750,000 $1,855,000 6.0% 1.1%
    MEMBER FIRST MORTGAGE, LLC $1,725,000 n/a 1.0%
    USAA Federal Savings Bank $705,000 $1,385,000 96.5% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,710,000 $1,310,000 -23.4% 0.8%
    Pioneer Bank & Trust $520,000 $1,305,000 151.0% 0.8%
    NEWREZ LLC $1,115,000 $1,285,000 15.2% 0.8%
    LOANDEPOT.COM, LLC $840,000 $1,220,000 45.2% 0.7%
    Wells Fargo Bank $4,605,000 $1,210,000 -73.7% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,240,000 $1,190,000 -4.0% 0.7%
    Wallick & Volk, Inc. $1,135,000 $1,190,000 4.8% 0.7%
    RELIANCE FIRST CAPITAL, LLC $1,160,000 n/a 0.7%
    AXIA FINANCIAL, LLC $565,000 $1,135,000 100.9% 0.7%
    BROKER SOLUTIONS, INC. $1,745,000 $1,110,000 -36.4% 0.7%
    Farm Credit Mid-America, ACA $4,695,000 $995,000 -78.8% 0.6%
    Carrington Mortgage Services, LLC $1,450,000 $955,000 -34.1% 0.6%
    Equity Prime Mortgage LLC $940,000 n/a 0.6%
    Jonah Bank of Wyoming $850,000 $930,000 9.4% 0.6%
    PLAZA HOME MORTGAGE, INC. $1,045,000 $870,000 -16.7% 0.5%
    UNION HOME MORTGAGE CORP. $860,000 n/a 0.5%
    GUILD MORTGAGE COMPANY $1,150,000 $825,000 -28.3% 0.5%
    The Federal Savings Bank $580,000 $795,000 37.1% 0.5%
    ANB Bank $1,530,000 $790,000 -48.4% 0.5%
    NATIONWIDE MORTGAGE BANKERS, INC. $790,000 n/a 0.5%
    Glacier Bank $10,965,000 $780,000 -92.9% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $175,000 $755,000 331.4% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $360,000 $680,000 88.9% 0.4%
    BLACK HILLS FEDERAL CREDIT UNION $1,965,000 $660,000 -66.4% 0.4%
    NBKC BANK $215,000 $660,000 207.0% 0.4%
    Ixonia Bank $630,000 n/a 0.4%
    FirstBank $560,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,535,000 $550,000 -64.2% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $770,000 $545,000 -29.2% 0.3%
    BANKWEST, INC. $480,000 $535,000 11.5% 0.3%
    UBS Bank USA $525,000 n/a 0.3%
    Flagstar Bank, FSB $1,820,000 $520,000 -71.4% 0.3%
    MOVEMENT MORTGAGE, LLC $3,225,000 $505,000 -84.3% 0.3%
    Mid-Continent Funding, Inc. $205,000 $485,000 136.6% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $480,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $430,000 -12.2% 0.3%
    Bank of Colorado $710,000 $425,000 -40.1% 0.3%
    ACADEMY MORTGAGE CORPORATION $520,000 $415,000 -20.2% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,650,000 $395,000 -76.1% 0.2%
    INTERCAP LENDING INC. $385,000 n/a 0.2%
    Magnolia Bank $185,000 $375,000 102.7% 0.2%
    Commerce Bank $365,000 n/a 0.2%
    MOUNTAIN AMERICA $35,000 $365,000 942.9% 0.2%
    IDAHO CENTRAL $355,000 n/a 0.2%
    American Bank & Trust $345,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,370,000 $340,000 -75.2% 0.2%
    Hilltop National Bank $355,000 $325,000 -8.5% 0.2%
    The Huntington National Bank $635,000 $325,000 -48.8% 0.2%
    Figure Lending LLC $290,000 $320,000 10.3% 0.2%
    BMO Harris Bank $315,000 n/a 0.2%
    FirsTier Bank $315,000 n/a 0.2%
    Black Hills Community Bank $295,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,450,000 $290,000 -80.0% 0.2%
    Commerce Home Mortgage, Inc. $285,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $265,000 n/a 0.2%
    FUNDLOANS CAPITAL $265,000 n/a 0.2%
    WYHY $205,000 $260,000 26.8% 0.2%
    DIRECT MORTGAGE, CORP. $255,000 n/a 0.2%
    HOMESTAR FINANCIAL CORPORATION $510,000 $255,000 -50.0% 0.2%
    Security First Bank $645,000 $255,000 -60.5% 0.2%
    Great Plains National Bank $245,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $975,000 $235,000 -75.9% 0.1%
    UNIVERSAL LENDING CORPORATION $205,000 $235,000 14.6% 0.1%
    NEXERA HOLDING LLC $155,000 $225,000 45.2% 0.1%
    EVERETT FINANCIAL, INC. $215,000 n/a 0.1%
    Nations Lending Corporation $755,000 $215,000 -71.5% 0.1%
    GUARANTEED RATE, INC. $955,000 $205,000 -78.5% 0.1%
    21ST MORTGAGE CORPORATION $95,000 $190,000 100.0% 0.1%
    SUMMIT FUNDING, INC. $1,050,000 $185,000 -82.4% 0.1%
    Ally Bank $175,000 n/a 0.1%
    Discover Bank $540,000 $155,000 -71.3% 0.1%
    WINGS FINANCIAL $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $320,000 $145,000 -54.7% 0.1%
    Utah Power $370,000 $145,000 -60.8% 0.1%
    Meridian Trust Federal Credit Union $100,000 n/a 0.1%
    ASHLAND Credit Union $85,000 n/a 0.1%
    JPMorgan Chase Bank $1,035,000 $85,000 -91.8% 0.1%
    Coastal Community Bank $80,000 n/a 0.0%
    PLANET HOME LENDING, LLC $615,000 $55,000 -91.1% 0.0%
    CITIZENS EQUITY FIRST $45,000 n/a 0.0%
    KeyBank $990,000 $45,000 -95.5% 0.0%

    Gillette's top lender by overall market share is BAY EQUITY LLC, with 22.1% market share. In second place, with 10.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,790,000 in loans. In third place, with 8.9%, is QUICKEN LOANS, LLC, having originated $14,945,000 in loans. In fourth place, with 7.8%, is Pinnacle Bank - Wyoming, having originated $13,110,000 in loans. In fifth place, with 5.4%, is Unify Home Lending Inc., having originated $8,965,000 in loans.

    Gillette Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (0.0%) $222,887 (-5.9%) 0.00 431
    2018-02-01 $199,900 (0.0%) $226,878 (-4.5%) 0.00 436
    2018-03-01 $199,900 (-1.3%) $228,238 (-6.3%) 0.00 438
    2018-04-01 $200,000 (-2.4%) $237,302 (-1.7%) 0.00 449
    2018-05-01 $209,175 (2.1%) $244,300 (1.8%) 0.00 457
    2018-06-01 $217,400 (6.1%) $249,105 (5.0%) 0.00 487
    2018-07-01 $219,900 (7.3%) $256,727 (8.1%) 0.00 487
    2018-08-01 $218,750 (6.5%) $254,749 (8.0%) 0.00 494
    2018-09-01 $214,900 (4.9%) $249,193 (7.0%) 0.00 472
    2018-10-01 $215,000 (7.6%) $250,945 (9.1%) 0.00 460
    2018-11-01 $214,950 (7.5%) $253,275 (10.8%) 0.00 439
    2018-12-01 $210,000 (5.1%) $251,705 (10.5%) 0.00 414
    2019-01-01 $209,975 (5.0%) $250,903 (12.6%) 0.00 396
    2019-02-01 $212,500 (6.3%) $253,395 (11.7%) 0.00 378
    2019-03-01 $212,500 (6.3%) $252,252 (10.5%) 0.00 374
    2019-04-01 $214,725 (7.4%) $252,473 (6.4%) 0.00 366
    2019-05-01 $220,000 (5.2%) $264,726 (8.4%) 0.00 345
    2019-06-01 $221,400 (1.8%) $264,623 (6.2%) 0.00 350
    2019-07-01 $219,000 (-0.4%) $264,257 (2.9%) 0.00 393
    2019-08-01 $217,500 (-0.6%) $261,963 (2.8%) 0.00 390
    2019-09-01 $215,250 (0.2%) $260,214 (4.4%) 0.00 386
    2019-10-01 $213,225 (-0.8%) $258,008 (2.8%) 0.00 381
    2019-11-01 $209,950 (-2.3%) $258,748 (2.2%) 0.00 330
    2019-12-01 $213,475 (1.7%) $260,376 (3.4%) 0.00 303
    2020-01-01 $213,950 (1.9%) $262,662 (4.7%) 0.00 283
    2020-02-01 $209,000 (-1.7%) $258,920 (2.2%) 0.00 261
    2020-03-01 $208,475 (-1.9%) $257,731 (2.2%) 0.00 272
    2020-04-01 $220,450 (2.7%) $271,052 (7.4%) 0.00 270
    2020-05-01 $225,000 (2.3%) $276,969 (4.6%) 0.00 286
    2020-06-01 $229,600 (3.7%) $286,462 (8.3%) 0.00 311
    2020-07-01 $225,000 (2.7%) $282,610 (7.0%) 0.00 297
    2020-08-01 $220,000 (1.2%) $283,366 (8.2%) 0.00 292
    2020-09-01 $225,000 (4.5%) $284,812 (9.5%) 0.00 293
    2020-10-01 $221,700 (4.0%) $289,979 (12.4%) 0.00 267
    2020-11-01 $222,400 (5.9%) $289,424 (11.9%) 0.00 248
    2020-12-01 $215,225 (0.8%) $285,137 (9.5%) 0.00 243
    2021-01-01 $214,950 (0.5%) $289,479 (10.2%) 0.00 221
    2021-02-01 $214,925 (2.8%) $269,636 (4.1%) 0.00 212
    2021-03-01 $219,975 (5.5%) $298,276 (15.7%) 0.00 202
    2021-04-01 $225,975 (2.5%) $306,990 (13.3%) 0.00 191
    2021-05-01 $223,450 (-0.7%) $308,039 (11.2%) 0.00 192
    2021-06-01 $231,475 (0.8%) $323,449 (12.9%) 0.00 201
    2021-07-01 $235,000 (4.4%) $330,606 (17.0%) 0.00 206
    2021-08-01 $251,150 (14.2%) $343,216 (21.1%) 0.00 201
    2021-09-01 $249,900 (11.1%) $338,627 (18.9%) 0.00 184
    2021-10-01 $249,900 (12.7%) $354,057 (22.1%) 0.00 148
    2021-11-01 $249,900 (12.4%) $373,443 (29.0%) 0.00 150
    2021-12-01 $256,150 (19.0%) $463,119 (62.4%) 0.00 135
    2022-01-01 $280,000 (30.3%) $521,474 (80.1%) 0.00 106
    2022-02-01 $301,175 (40.1%) $546,626 (102.7%) 0.00 104
    2022-03-01 $328,900 (49.5%) $555,099 (86.1%) 0.00 107
    2022-04-01 $339,000 (50.0%) $500,955 (63.2%) 0.00 111
    2022-05-01 $346,250 (55.0%) $512,593 (66.4%) 0.00 113
    2022-06-01 $337,500 (45.8%) $527,970 (63.2%) 0.00 128
    2022-07-01 $375,400 (59.7%) $520,572 (57.5%) 0.00 142
    2022-08-01 $366,425 (45.9%) $505,311 (47.2%) 0.00 159
    2022-09-01 $360,675 (44.3%) $500,339 (47.8%) 0.00 152
    2022-10-01 $375,000 (50.1%) $502,878 (42.0%) 0.00 142
    2022-11-01 $377,450 (51.0%) $478,948 (28.3%) 0.00 134
    2022-12-01 $357,450 (39.6%) $426,054 (-8.0%) 0.00 129
    2023-01-01 $359,675 (28.5%) $434,425 (-16.7%) 0.00 108
    2023-02-01 $377,900 (25.5%) $471,748 (-13.7%) 0.00 82
    2023-03-01 $373,900 (13.7%) $476,111 (-14.2%) 0.00 77
    2023-04-01 $380,000 (12.1%) $481,737 (-3.8%) 0.00 92
    2023-05-01 $408,700 (18.0%) $488,961 (-4.6%) 0.00 117
    2023-06-01 $399,900 (18.5%) $506,088 (-4.1%) 0.00 116
    2023-07-01 $399,700 (6.5%) $635,311 (22.0%) 0.00 142
    2023-08-01 $399,900 (9.1%) $618,733 (22.5%) 0.00 163
    2023-09-01 $399,950 (10.9%) $606,627 (21.2%) 0.00 164
    2023-10-01 $409,900 (9.3%) $618,261 (22.9%) 0.00 157
    2023-11-01 $406,725 (7.8%) $647,596 (35.2%) 0.00 157
    2023-12-01 $445,000 (24.5%) $688,376 (61.6%) 0.00 146
    2024-01-01 $435,000 (20.9%) $694,080 (59.8%) 0.00 136
    2024-02-01 $437,019 (15.6%) $695,459 (47.4%) 0.00 133
    2024-03-01 $435,000 (16.3%) $716,011 (50.4%) 0.00 134
    2024-04-01 $450,708 (18.6%) $728,299 (51.2%) 0.00 129
    2024-05-01 $463,940 (13.5%) $725,474 (48.4%) 0.00 141
    2024-06-01 $438,450 (9.6%) $683,389 (35.0%) 0.00 151
    2024-07-01 $419,940 (5.1%) $673,516 (6.0%) 0.00 165
    2024-08-01 $395,000 (-1.2%) $650,322 (5.1%) 0.00 187
    2024-09-01 $408,750 (2.2%) $647,766 (6.8%) 0.00 191
    2024-10-01 $408,750 (-0.3%) $650,364 (5.2%) 0.00 189
    2024-11-01 $399,900 (-1.7%) $642,608 (-0.8%) 0.00 189
    Gillette's median listing price for 2024-11-01 was $399,900, a difference of $-6,825 (-1.7%) versus the prior year and $-8,850 versus the prior month.

    Gillette's median listing price comes in at 0% of the national average.

    Gillette's average listing price for 2024-11-01 was $642,608, a difference of $-4,988 (-0.8%) versus the prior year and $-7,756 versus the prior month.

    For the 2024-11-01 period, Gillette had 189 MLS listings, a difference of 0 listings (0%) versus the prior month and 32 listings (20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gillette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,030 sqft
    2018-02-01 0 days 2,050 sqft
    2018-03-01 0 days 2,064 sqft
    2018-04-01 0 days 2,075 sqft
    2018-05-01 0 days 2,120 sqft
    2018-06-01 0 days 2,128 sqft
    2018-07-01 0 days 2,188 sqft
    2018-08-01 0 days 2,173 sqft
    2018-09-01 0 days 2,140 sqft
    2018-10-01 0 days 2,172 sqft
    2018-11-01 0 days 2,132 sqft
    2018-12-01 0 days 2,064 sqft
    2019-01-01 0 days 2,059 sqft
    2019-02-01 0 days 2,058 sqft
    2019-03-01 0 days 2,064 sqft
    2019-04-01 0 days 2,104 sqft
    2019-05-01 0 days 2,176 sqft
    2019-06-01 0 days 2,172 sqft
    2019-07-01 0 days 2,213 sqft
    2019-08-01 0 days 2,195 sqft
    2019-09-01 0 days 2,180 sqft
    2019-10-01 0 days 2,171 sqft
    2019-11-01 0 days 2,178 sqft
    2019-12-01 0 days 2,144 sqft
    2020-01-01 0 days 2,172 sqft
    2020-02-01 0 days 2,067 sqft
    2020-03-01 0 days 2,057 sqft
    2020-04-01 0 days 2,230 sqft
    2020-05-01 0 days 2,258 sqft
    2020-06-01 0 days 2,284 sqft
    2020-07-01 0 days 2,248 sqft
    2020-08-01 0 days 2,256 sqft
    2020-09-01 0 days 2,243 sqft
    2020-10-01 0 days 2,260 sqft
    2020-11-01 0 days 2,125 sqft
    2020-12-01 0 days 2,108 sqft
    2021-01-01 0 days 2,112 sqft
    2021-02-01 0 days 2,112 sqft
    2021-03-01 0 days 2,146 sqft
    2021-04-01 0 days 2,132 sqft
    2021-05-01 0 days 2,089 sqft
    2021-06-01 0 days 2,246 sqft
    2021-07-01 0 days 2,280 sqft
    2021-08-01 0 days 2,265 sqft
    2021-09-01 0 days 2,194 sqft
    2021-10-01 0 days 2,128 sqft
    2021-11-01 0 days 2,128 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,283 sqft
    2022-02-01 0 days 2,285 sqft
    2022-03-01 0 days 2,354 sqft
    2022-04-01 0 days 2,299 sqft
    2022-05-01 0 days 2,390 sqft
    2022-06-01 0 days 2,430 sqft
    2022-07-01 0 days 2,431 sqft
    2022-08-01 0 days 2,429 sqft
    2022-09-01 0 days 2,434 sqft
    2022-10-01 0 days 2,618 sqft
    2022-11-01 0 days 2,708 sqft
    2022-12-01 0 days 2,584 sqft
    2023-01-01 0 days 2,615 sqft
    2023-02-01 0 days 2,741 sqft
    2023-03-01 0 days 2,685 sqft
    2023-04-01 0 days 2,540 sqft
    2023-05-01 0 days 2,540 sqft
    2023-06-01 0 days 2,539 sqft
    2023-07-01 0 days 2,504 sqft
    2023-08-01 0 days 2,401 sqft
    2023-09-01 0 days 2,300 sqft
    2023-10-01 0 days 2,346 sqft
    2023-11-01 0 days 2,398 sqft
    2023-12-01 0 days 2,394 sqft
    2024-01-01 0 days 2,363 sqft
    2024-02-01 0 days 2,350 sqft
    2024-03-01 0 days 2,354 sqft
    2024-04-01 0 days 2,387 sqft
    2024-05-01 0 days 2,397 sqft
    2024-06-01 0 days 2,400 sqft
    2024-07-01 0 days 2,354 sqft
    2024-08-01 0 days 2,226 sqft
    2024-09-01 0 days 2,271 sqft
    2024-10-01 0 days 2,294 sqft
    2024-11-01 0 days 2,286 sqft
    Gillette's median listing age (time on market) for 2024-11-01 was 0 days.

    Gillette's median square footage for active listings during the 2024-11-01 period was 2,286 sqft. One year prior, the average listing was 2,398 sqft.

    Gillette, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 508 $123,710,000 $243,524
    Cash Out Refi 112 $24,350,000 $217,411
    Refi 54 $14,580,000 $270,000
    Other 31 $2,545,000 $82,097
    Home Improvement 29 $2,165,000 $74,655

    Gillette's most frequently cited loan purpose was Home Purchase, with 508 originations. The 2nd most popular reason was Cash Out Refi, with 112 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 290 $77,930,000 $268,724
    5-6% 155 $33,695,000 $217,387
    7-8% 140 $32,640,000 $233,143
    Over 8% 105 $14,125,000 $134,524
    <2.5% 18 $390,000 $21,667
    4-5% 2 $580,000 $290,000
    3-4% 1 $145,000 $145,000
    2.5-3% 1 $485,000 $485,000

    During 2023, Gillette's most frequently originated rate bucket was 6-7%, with 290 originations.

    Loan Sizing (Gillette, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 349 $96,655,000 $276,948
    $100k-200k 184 $29,440,000 $160,000
    $100,000 or less 132 $6,160,000 $46,667
    $400k-600k 58 $26,890,000 $463,621
    $600k-1000k 10 $7,080,000 $708,000
    $Over $1MM 1 $1,125,000 $1,125,000

    Gillette's loan sizing saw the bucket of loans from $200k-400k with 349 originations, totaling $96,655,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 381 $102,555,000 $269,173
    60-80% 148 $37,520,000 $253,514
    Under 20% 80 $3,450,000 $43,125
    40-60% 43 $8,345,000 $194,070
    20-40% 40 $4,530,000 $113,250
    Over 100% 11 $2,855,000 $259,545

    Gillette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $102,555,000 in origination value.