Kearney Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kearney averaged 6.38% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.15% and one month ago for the week of 2024-01-11, the average rate was 6.27%.

Kearney's average rate one year ago was 5.73%.

For refis of the same type during the week of 2024-02-15, the average rate was 7.27%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Kearney 30 Year Fixed Rate 2024-02-15 6.38%
Kearney 30 Year Fixed Rate Refi 2024-02-15 7.27%
Kearney 15 Year Fixed Rate 2024-02-15 5.92%
Kearney 15 Year Fixed Rate Refi 2024-02-15 6.42%
Kearney 30 Year FHA 2024-02-15 6.19%
Kearney 30 Year FHA Refi 2024-02-15 6.51%
Kearney 30 Year USDA 2024-02-15 6.59%
Kearney 30 Year USDA Refi 2024-02-15 6.59%
Kearney 30 Year VA 2024-02-15 6.56%
Kearney 30 Year VA Refi 2024-02-15 6.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kearney, NE.

Kearney Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kearney, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Pinnacle Bank 105 4.77% $2,721
First National Bank of Omaha 95 5.01% $3,323
West Gate Bank 90 4.55% $2,506
QUICKEN LOANS, LLC 22 4.98% $4,824
Plains Commerce Bank 18 5.51% $4,120
U.S. Bank 17 4.79% $2,926
Five Points Bank 16 4.55% $1,964
UNITED WHOLESALE MORTGAGE, LLC 10 5.53% $2,969
Wells Fargo Bank 9 4.96% $3,247
Exchange Bank 8 5.25% $2,307
CHARTER WEST BANK 8 5.52% $3,400
Capitol Federal Savings Bank 6 4.40% $3,712
LOANDEPOT.COM, LLC 5 4.07% $6,501
Equitable Bank 5 4.47% $2,104
Farm Credit Mid-America, ACA 5 5.29% $12,347
Home Federal Savings & Loan Association of Grand Island 4 5.41% $2,729
JPMorgan Chase Bank 3 5.71% $1,375
FREEDOM MORTGAGE CORPORATION 3 5.08% $5,451
GERSHMAN INVESTMENT CORP. 3 5.96% $2,702
Security First Bank 2 4.19% $1,821
AMERISAVE MORTGAGE CORPORATION 2 4.88% $4,774
Bank of the West 2 6.13% $5,778
Core Bank 2 3.75% $2,197
CROSSCOUNTRY MORTGAGE, LLC 2 6.26% $2,870
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.50% $3,664
First Interstate Bank 2 4.88% $2,532
First State Bank 2 3.94% $1,894
HOME POINT FINANCIAL CORPORATION 2 4.56% $3,794
Mid-America Bank 2 6.31% $2,038
Mr. Cooper ( Nationstar Mortgage ) 2 4.50% $5,429
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.69% $6,601
PENNYMAC LOAN SERVICES, LLC 2 6.31% $8,383
PNC Bank 2 4.75% $2,232
Heritage Bank 1 4.75% $6,323
CMG MORTGAGE, INC. 1 6.38% $6,473
Union Bank and Trust Company 1 5.50% $2,329
Citizens Bank 1 3.88% $2,397
Choice Financial Group 1 6.13% $6,757
Bank of England 1 5.50% $7,578
Mortgage Research Center, LLC 1 5.63% $2,440
Bank of Colorado 1 5.50% $6,372
M&T Bank 1 6.25% $5,907
U.S. HOME MORTGAGE, INC. 1 3.88% $2,397
NAVY FEDERAL CREDIT UNION 1 3.75% $1,624
North American Savings Bank, F.S.B. 1 2.88% $5,144
AMERICAN FINANCING CORPORATION 1 4.25% $3,453
CANOPY MORTGAGE, LLC 1 2.75% $1,835
BROKER SOLUTIONS, INC. 1 5.99% $4,852
Ally Bank 1 5.25% $8,552
Baxter Credit Union 1 4.88% $2,733
21ST MORTGAGE CORPORATION 1 5.30% $6,416
SUMMIT FUNDING, INC. 1 3.38% $3,061
First State Bank of St. Charles, Missouri 1 5.99% $2,012
First Nebraska Bank 1 4.13% $2,589
Frontier Bank 1 5.49% $2,428
Gateway First Bank 1 5.88% $3,270
First Bank & Trust 1 5.88% $3,585
Great Southern Bank 1 4.13% $2,214

Kearney Average Closing Costs & Other Stats

Kearney, NE's 58 lenders originated 1,054 loans during 2022. The total origination value was $228,830,000, with an average loan value of $217,106.

Kearney's average closing costs are $3,278.

The top Kearney lender as defined by loan originations is Pinnacle Bank, with 105 loans originated. Their average total fees are $2,721, which is $603 lower than the next largest lender, First National Bank of Omaha.

The lowest fee Kearney lenders (with over 10 loans originated) are Five Points Bank ($1,964), West Gate Bank ($2,506), Pinnacle Bank ($2,721), U.S. Bank ($2,926) and UNITED WHOLESALE MORTGAGE, LLC ($2,969).

The lowest rate Kearney lenders (with over 10 loans originated) are Five Points Bank (4.55%), West Gate Bank (4.55%), Pinnacle Bank (4.77%), U.S. Bank (4.79%) and QUICKEN LOANS, LLC (4.98%).

Kearney, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Pinnacle Bank $25,135,000 $45,125,000 79.5% 19.7%
First National Bank of Omaha $69,510,000 $37,990,000 -45.3% 16.6%
West Gate Bank $76,050,000 $29,000,000 -61.9% 12.7%
Citibank $14,395,000 n/a 6.3%
QUICKEN LOANS, LLC $21,355,000 $11,480,000 -46.2% 5.0%
Exchange Bank $8,680,000 n/a 3.8%
Five Points Bank $24,315,000 $7,780,000 -68.0% 3.4%
U.S. Bank $9,475,000 $6,415,000 -32.3% 2.8%
Plains Commerce Bank $2,150,000 $6,260,000 191.2% 2.7%
First Interstate Bank $5,850,000 n/a 2.6%
Wells Fargo Bank $12,150,000 $4,040,000 -66.7% 1.8%
Farm Credit Mid-America, ACA $2,920,000 $3,695,000 26.5% 1.6%
Mortgage Research Center, LLC $4,185,000 $3,195,000 -23.7% 1.4%
Capitol Federal Savings Bank $3,130,000 n/a 1.4%
UNITED WHOLESALE MORTGAGE, LLC $930,000 $2,985,000 221.0% 1.3%
CHARTER WEST BANK $5,580,000 $2,875,000 -48.5% 1.3%
AMERISAVE MORTGAGE CORPORATION $2,415,000 $2,150,000 -11.0% 0.9%
JONES LANG LASALLE MULTIFAMILY, LLC $1,875,000 n/a 0.8%
FREEDOM MORTGAGE CORPORATION $4,860,000 $1,780,000 -63.4% 0.8%
LOANDEPOT.COM, LLC $1,995,000 $1,625,000 -18.5% 0.7%
Equitable Bank $1,160,000 $1,385,000 19.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $840,000 $1,135,000 35.1% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $740,000 $1,085,000 46.6% 0.5%
Bank of the West $1,360,000 $1,060,000 -22.1% 0.5%
Core Bank $455,000 $950,000 108.8% 0.4%
GERSHMAN INVESTMENT CORP. $1,135,000 $950,000 -16.3% 0.4%
First Nebraska Bank $865,000 $920,000 6.4% 0.4%
NEW DAY FINANCIAL, LLC $235,000 $845,000 259.6% 0.4%
Great Southern Bank $485,000 $805,000 66.0% 0.4%
Home Federal Savings & Loan Association of Grand Island $2,015,000 $765,000 -62.0% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,000,000 $715,000 -28.5% 0.3%
JPMorgan Chase Bank $1,385,000 $710,000 -48.7% 0.3%
Bank of Colorado $640,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $1,170,000 $635,000 -45.7% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $615,000 n/a 0.3%
First State Bank $870,000 $585,000 -32.8% 0.3%
NEWREZ LLC $690,000 $585,000 -15.2% 0.3%
AMERICAN FINANCING CORPORATION $980,000 $515,000 -47.4% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $650,000 $505,000 -22.3% 0.2%
PNC Bank $475,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,940,000 $470,000 -75.8% 0.2%
Union Bank and Trust Company $1,665,000 $465,000 -72.1% 0.2%
SUMMIT FUNDING, INC. $445,000 n/a 0.2%
Mid-America Bank $235,000 $440,000 87.2% 0.2%
Heritage Bank $425,000 n/a 0.2%
North American Savings Bank, F.S.B. $255,000 $425,000 66.7% 0.2%
BROKER SOLUTIONS, INC. $645,000 $410,000 -36.4% 0.2%
Baxter Credit Union $345,000 $405,000 17.4% 0.2%
Choice Financial Group $385,000 n/a 0.2%
First State Bank of St. Charles, Missouri $385,000 n/a 0.2%
Frontier Bank $445,000 $385,000 -13.5% 0.2%
GUILD MORTGAGE COMPANY $380,000 n/a 0.2%
Bank of England $740,000 $355,000 -52.0% 0.2%
CLEARPATH LENDING $485,000 $355,000 -26.8% 0.2%
MOVEMENT MORTGAGE, LLC $345,000 n/a 0.2%
Ally Bank $840,000 $335,000 -60.1% 0.1%
VILLAGE CAPITAL MORTGAGE $290,000 $330,000 13.8% 0.1%
MORIA DEVELOPMENT, INC. $340,000 $305,000 -10.3% 0.1%
21ST MORTGAGE CORPORATION $35,000 $285,000 714.3% 0.1%
CANOPY MORTGAGE, LLC $275,000 n/a 0.1%
USAA Federal Savings Bank $790,000 $275,000 -65.2% 0.1%
Security First Bank $1,605,000 $270,000 -83.2% 0.1%
CALIBER HOME LOANS, INC. $740,000 $265,000 -64.2% 0.1%
GUARANTEED RATE, INC. $545,000 $265,000 -51.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $560,000 $265,000 -52.7% 0.1%
CASTLE & COOKE MORTGAGE, LLC $1,220,000 $260,000 -78.7% 0.1%
PREMIA MORTGAGE, LLC $235,000 n/a 0.1%
Truist $235,000 n/a 0.1%
Citizens Bank $750,000 $205,000 -72.7% 0.1%
CMG MORTGAGE, INC. $1,210,000 $205,000 -83.1% 0.1%
U.S. HOME MORTGAGE, INC. $205,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $195,000 $195,000 0.0% 0.1%
Central National Bank $1,100,000 $165,000 -85.0% 0.1%
Figure Lending LLC $45,000 $155,000 244.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $150,000 n/a 0.1%
First Bank & Trust $145,000 n/a 0.1%
HOMESTAR FINANCIAL CORPORATION $145,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $115,000 $135,000 17.4% 0.1%
Cornerstone Bank $290,000 $135,000 -53.4% 0.1%
M&T Bank $205,000 $135,000 -34.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $395,000 $125,000 -68.4% 0.1%
Discover Bank $135,000 $115,000 -14.8% 0.1%
Lincoln FSB of Nebraska $1,530,000 $115,000 -92.5% 0.1%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
Great Western Bank $3,845,000 $100,000 -97.4% 0.0%
SPRING EQ, LLC $85,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
BANKWEST, INC. $485,000 $70,000 -85.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
Gateway First Bank $655,000 $55,000 -91.6% 0.0%
AMERICAN ADVISORS GROUP $100,000 $40,000 -60.0% 0.0%
Northpointe Bank $320,000 $25,000 -92.2% 0.0%

Kearney's top lender by overall market share is Pinnacle Bank, with 19.7% market share. In second place, with 16.6%, is First National Bank of Omaha, having originated $37,990,000 in loans. In third place, with 12.7%, is West Gate Bank, having originated $29,000,000 in loans. In fourth place, with 6.3%, is Citibank, having originated $14,395,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $11,480,000 in loans.


Kearney Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $201,650 (-6.5%) $243,191 (7.5%) 0.00 132
2018-02-01 $206,725 (1.6%) $244,694 (4.7%) 0.00 135
2018-03-01 $225,000 (14.4%) $254,100 (6.8%) 0.00 132
2018-04-01 $217,425 (10.1%) $248,589 (4.2%) 0.00 139
2018-05-01 $230,750 (3.7%) $259,462 (1.5%) 0.00 142
2018-06-01 $234,950 (1.3%) $266,041 (-2.3%) 0.00 157
2018-07-01 $229,650 (0.6%) $268,691 (-0.3%) 0.00 156
2018-08-01 $220,000 (-5.4%) $256,871 (-3.1%) 0.00 159
2018-09-01 $219,900 (-6.8%) $247,433 (-7.8%) 0.00 160
2018-10-01 $218,925 (-1.7%) $244,147 (-6.6%) 0.00 174
2018-11-01 $214,225 (-2.5%) $239,581 (-5.6%) 0.00 172
2018-12-01 $200,000 (-2.4%) $231,729 (-7.3%) 0.00 174
2019-01-01 $195,400 (-3.1%) $225,739 (-7.2%) 0.00 169
2019-02-01 $197,175 (-4.6%) $228,630 (-6.6%) 0.00 165
2019-03-01 $218,514 (-2.9%) $239,372 (-5.8%) 0.00 166
2019-04-01 $228,575 (5.1%) $242,996 (-2.3%) 0.00 174
2019-05-01 $219,375 (-4.9%) $236,495 (-8.9%) 0.00 172
2019-06-01 $225,000 (-4.2%) $245,272 (-7.8%) 0.00 166
2019-07-01 $229,225 (-0.2%) $244,328 (-9.1%) 0.00 154
2019-08-01 $228,209 (3.7%) $242,265 (-5.7%) 0.00 154
2019-09-01 $226,348 (2.9%) $243,964 (-1.4%) 0.00 151
2019-10-01 $224,900 (2.7%) $243,243 (-0.4%) 0.00 148
2019-11-01 $219,000 (2.2%) $239,515 (0.0%) 0.00 133
2019-12-01 $214,900 (7.5%) $232,429 (0.3%) 0.00 128
2020-01-01 $209,950 (7.5%) $224,656 (-0.5%) 0.00 121
2020-02-01 $198,250 (0.6%) $224,641 (-1.8%) 0.00 103
2020-03-01 $209,900 (-3.9%) $236,357 (-1.3%) 0.00 97
2020-04-01 $209,425 (-8.4%) $243,672 (0.3%) 0.00 102
2020-05-01 $242,500 (10.5%) $265,009 (12.1%) 0.00 90
2020-06-01 $255,650 (13.6%) $284,091 (15.8%) 0.00 85
2020-07-01 $257,725 (12.4%) $289,643 (18.6%) 0.00 81
2020-08-01 $254,950 (11.7%) $277,951 (14.7%) 0.00 86
2020-09-01 $216,075 (-4.5%) $246,315 (1.0%) 0.00 63
2020-10-01 $213,500 (-5.1%) $250,616 (3.0%) 0.00 67
2020-11-01 $230,950 (5.5%) $267,408 (11.7%) 0.00 63
2020-12-01 $236,200 (9.9%) $275,384 (18.5%) 0.00 53
2021-01-01 $239,900 (14.3%) $300,959 (34.0%) 0.00 37
2021-02-01 $281,225 (41.9%) $312,013 (38.9%) 0.00 38
2021-03-01 $274,950 (31.0%) $318,012 (34.6%) 0.00 34
2021-04-01 $333,250 (59.1%) $368,245 (51.1%) 0.00 26
2021-05-01 $266,200 (9.8%) $352,223 (32.9%) 0.00 31
2021-06-01 $241,675 (-5.5%) $341,510 (20.2%) 0.00 39
2021-07-01 $259,900 (0.8%) $358,854 (23.9%) 0.00 41
2021-08-01 $266,875 (4.7%) $369,204 (32.8%) 0.00 45
2021-09-01 $249,975 (15.7%) $352,455 (43.1%) 0.00 51
2021-10-01 $284,900 (33.4%) $335,290 (33.8%) 0.00 51
2021-11-01 $244,250 (5.8%) $292,621 (9.4%) 0.00 61
2021-12-01 $265,925 (12.6%) $288,324 (4.7%) 0.00 48
2022-01-01 $269,000 (12.1%) $289,003 (-4.0%) 0.00 37
2022-02-01 $284,600 (1.2%) $303,093 (-2.9%) 0.00 30
2022-03-01 $315,000 (14.6%) $317,012 (-0.3%) 0.00 27
2022-04-01 $317,500 (-4.7%) $313,704 (-14.8%) 0.00 29
2022-05-01 $267,450 (0.5%) $304,443 (-13.6%) 0.00 37
2022-06-01 $329,700 (36.4%) $362,907 (6.3%) 0.00 51
2022-07-01 $329,700 (26.9%) $371,997 (3.7%) 0.00 60
2022-08-01 $284,900 (6.8%) $352,474 (-4.5%) 0.00 69
2022-09-01 $284,800 (13.9%) $342,308 (-2.9%) 0.00 77
2022-10-01 $312,900 (9.8%) $352,179 (5.0%) 0.00 76
2022-11-01 $319,900 (31.0%) $354,005 (21.0%) 0.00 71
2022-12-01 $319,900 (20.3%) $335,388 (16.3%) 0.00 61
2023-01-01 $322,900 (20.0%) $323,943 (12.1%) 0.00 56
2023-02-01 $346,225 (21.7%) $331,555 (9.4%) 0.00 47
2023-03-01 $351,150 (11.5%) $361,753 (14.1%) 0.00 42
2023-04-01 $349,900 (10.2%) $359,905 (14.7%) 0.00 38
2023-05-01 $379,000 (41.7%) $389,223 (27.9%) 0.00 39
2023-06-01 $332,250 (0.8%) $353,632 (-2.6%) 0.00 49
2023-07-01 $315,000 (-4.5%) $339,403 (-8.8%) 0.00 64
2023-08-01 $334,675 (17.5%) $363,151 (3.0%) 0.00 71
2023-09-01 $332,350 (16.7%) $352,259 (2.9%) 0.00 75
2023-10-01 $333,400 (6.6%) $348,527 (-1.0%) 0.00 96
2023-11-01 $330,625 (3.4%) $352,542 (-0.4%) 0.00 105
2023-12-01 $329,950 (3.1%) $360,927 (7.6%) 0.00 95
Kearney's median listing price for 2023-12-01 was $329,950, a difference of $10,050 (3.1%) versus the prior year and $-675 versus the prior month.

Kearney's median listing price comes in at 0% of the national average.

Kearney's average listing price for 2023-12-01 was $360,927, a difference of $25,539 (7.6%) versus the prior year and $8,385 versus the prior month.

For the 2023-12-01 period, Kearney had 95 MLS listings, a difference of -10 listings (-10%) versus the prior month and 34 listings (56%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,454 sqft
2018-02-01 0 days 2,490 sqft
2018-03-01 0 days 2,659 sqft
2018-04-01 0 days 2,401 sqft
2018-05-01 0 days 2,693 sqft
2018-06-01 0 days 2,744 sqft
2018-07-01 0 days 2,673 sqft
2018-08-01 0 days 2,562 sqft
2018-09-01 0 days 2,544 sqft
2018-10-01 0 days 2,540 sqft
2018-11-01 0 days 2,496 sqft
2018-12-01 0 days 2,464 sqft
2019-01-01 0 days 2,404 sqft
2019-02-01 0 days 2,434 sqft
2019-03-01 0 days 2,539 sqft
2019-04-01 0 days 2,532 sqft
2019-05-01 0 days 2,498 sqft
2019-06-01 0 days 2,542 sqft
2019-07-01 0 days 2,580 sqft
2019-08-01 0 days 2,564 sqft
2019-09-01 0 days 2,564 sqft
2019-10-01 0 days 2,563 sqft
2019-11-01 0 days 2,520 sqft
2019-12-01 0 days 2,520 sqft
2020-01-01 0 days 2,444 sqft
2020-02-01 0 days 2,356 sqft
2020-03-01 0 days 2,349 sqft
2020-04-01 0 days 2,588 sqft
2020-05-01 0 days 2,602 sqft
2020-06-01 0 days 2,645 sqft
2020-07-01 0 days 2,696 sqft
2020-08-01 0 days 2,688 sqft
2020-09-01 0 days 2,514 sqft
2020-10-01 0 days 2,520 sqft
2020-11-01 0 days 2,507 sqft
2020-12-01 0 days 2,520 sqft
2021-01-01 0 days 2,704 sqft
2021-02-01 0 days 2,920 sqft
2021-03-01 0 days 2,886 sqft
2021-04-01 0 days 3,168 sqft
2021-05-01 0 days 2,746 sqft
2021-06-01 0 days 2,608 sqft
2021-07-01 0 days 2,621 sqft
2021-08-01 0 days 2,706 sqft
2021-09-01 0 days 2,648 sqft
2021-10-01 0 days 2,740 sqft
2021-11-01 0 days 2,602 sqft
2021-12-01 0 days 2,597 sqft
2022-01-01 0 days 2,760 sqft
2022-02-01 0 days 2,707 sqft
2022-03-01 0 days 2,585 sqft
2022-04-01 0 days 2,548 sqft
2022-05-01 0 days 2,548 sqft
2022-06-01 0 days 2,576 sqft
2022-07-01 0 days 2,576 sqft
2022-08-01 0 days 2,572 sqft
2022-09-01 0 days 2,566 sqft
2022-10-01 0 days 2,734 sqft
2022-11-01 0 days 2,725 sqft
2022-12-01 0 days 2,667 sqft
2023-01-01 0 days 2,543 sqft
2023-02-01 0 days 2,555 sqft
2023-03-01 0 days 2,755 sqft
2023-04-01 0 days 2,754 sqft
2023-05-01 0 days 2,777 sqft
2023-06-01 0 days 2,631 sqft
2023-07-01 0 days 2,614 sqft
2023-08-01 0 days 2,728 sqft
2023-09-01 0 days 2,751 sqft
2023-10-01 0 days 2,718 sqft
2023-11-01 0 days 2,715 sqft
2023-12-01 0 days 2,693 sqft
Kearney's median listing age (time on market) for 2023-12-01 was 0 days.

Kearney's median square footage for active listings during the 2023-12-01 period was 2,693 sqft. One year prior, the average listing was 2,667 sqft.

Kearney, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 648 $153,060,000 $236,204
Cash Out Refi 142 $27,890,000 $196,408
Refi 137 $25,155,000 $183,613
Other 66 $5,100,000 $77,273
Home Improvement 61 $17,625,000 $288,934

Kearney's most frequently cited loan purpose was Home Purchase, with 648 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 289 $71,575,000 $247,664
4-5% 241 $48,905,000 $202,925
3-4% 226 $53,740,000 $237,788
6-7% 142 $25,310,000 $178,239
2.5-3% 65 $15,205,000 $233,923
<2.5% 46 $8,710,000 $189,348
7-8% 33 $4,735,000 $143,485
Over 8% 12 $650,000 $54,167

During 2022, Kearney's most frequently originated rate bucket was 5-6%, with 289 originations.

Loan Sizing (Kearney, NE MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 382 $56,830,000 $148,770
$200k-400k 353 $96,125,000 $272,309
$100,000 or less 235 $12,205,000 $51,936
$400k-600k 56 $26,660,000 $476,071
$600k-1000k 21 $14,925,000 $710,714
$Over $1MM 7 $22,085,000 $3,155,000

Kearney's loan sizing saw the bucket of loans from $100k-200k with 382 originations, totaling $56,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 415 $100,015,000 $241,000
60-80% 286 $73,720,000 $257,762
40-60% 114 $31,270,000 $274,298
Under 20% 110 $5,070,000 $46,091
20-40% 104 $16,240,000 $156,154
Over 100% 7 $1,705,000 $243,571

Kearney's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 415 originations, totaling $100,015,000 in origination value.