Kearney Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kearney averaged 6.21% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.87% and one month ago for the week of 2024-08-29, the average rate was 6.44%.

Kearney's average rate one year ago was 7.4%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Kearney 30 Year Fixed Rate 2024-10-03 6.21%
Kearney 30 Year Fixed Rate Refi 2024-10-03 6.72%
Kearney 15 Year Fixed Rate 2024-10-03 5.45%
Kearney 15 Year Fixed Rate Refi 2024-10-03 5.75%
Kearney 30 Year FHA 2024-10-03 5.88%
Kearney 30 Year FHA Refi 2024-10-03 5.69%
Kearney 30 Year USDA 2024-10-03 6.07%
Kearney 30 Year USDA Refi 2024-10-03 6.17%
Kearney 30 Year VA 2024-10-03 5.7%
Kearney 30 Year VA Refi 2024-10-03 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kearney, NE.

Kearney Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kearney, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First National Bank of Omaha 75 6.78% $3,423
Pinnacle Bank 45 6.68% $2,902
West Gate Bank 39 6.80% $2,637
Five Points Bank 18 6.73% $2,132
UNITED WHOLESALE MORTGAGE, LLC 13 7.41% $4,084
QUICKEN LOANS, LLC 10 6.80% $4,895
Farm Credit Mid-America, ACA 5 7.08% $11,196
CHARTER WEST BANK 5 6.98% $3,247
U.S. Bank 5 7.03% $2,281
Capitol Federal Savings Bank 4 4.91% $6,792
Servion, Inc. 3 7.25% $5,800
CHURCHILL MORTGAGE CORPORATION 3 6.12% $6,133
Bank of America 2 7.06% $7,045
NAVY FEDERAL CREDIT UNION 2 7.50% $5,058
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.50% $3,131
Farmers Bank & Trust 2 6.69% $2,890
Wells Fargo Bank 2 6.44% $2,429
LIBERTY FIRST 1 8.13% $2,148
Ally Bank 1 6.25% $17,060
MORIA DEVELOPMENT, INC. 1 6.50% $8,354
Mortgage Research Center, LLC 1 6.63% $3,382
NEWREZ LLC 1 7.38% $4,025
Paramount Residential Mortgage Group, Inc. 1 6.63% $3,426
PENNYMAC LOAN SERVICES, LLC 1 6.38% $4,445
Plains Commerce Bank 1 7.13% $2,915
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $2,632
VERIDIAN CREDIT UNION 1 6.13% $1,894
ZILLOW HOME LOANS, LLC 1 6.25% $7,910
MidFirst Bank 1 6.18% $4,033
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.49% $12,142
BETTER MORTGAGE CORPORATION 1 6.50% $1,772
BMO Harris Bank 1 6.88% $3,599
BROKER SOLUTIONS, INC. 1 6.38% $4,344
CENTRIS FEDERAL CREDIT UNION 1 7.50% $2,594
Commerce Home Mortgage, Inc. 1 7.88% $9,056
COMMUNITYAMERICA 1 6.50% $3,166
CORNHUSKER BANK 1 6.38% $2,554
Deere Employees Credit Union 1 7.50% $4,201
First Interstate Bank 1 7.00% $1,705
First National Bank and Trust Company 1 7.13% $3,760
FREEDOM MORTGAGE CORPORATION 1 6.88% $11,725
Gateway First Bank 1 7.63% $2,351
GUARANTEED RATE, INC. 1 6.80% $4,488
Home Federal Savings & Loan Association of Grand Island 1 6.63% $2,477
JPMorgan Chase Bank 1 6.38% $4,147

Kearney Average Closing Costs & Other Stats

Kearney, NE's 45 lenders originated 767 loans during 2023. The total origination value was $142,545,000, with an average loan value of $185,847.

Kearney's average closing costs are $3,464.

The top Kearney lender as defined by loan originations is First National Bank of Omaha, with 75 loans originated. Their average total fees are $3,423, which is $521 higher than the next largest lender, Pinnacle Bank.

The lowest fee Kearney lenders (with over 10 loans originated) are Five Points Bank ($2,132), West Gate Bank ($2,637), Pinnacle Bank ($2,902), First National Bank of Omaha ($3,423) and UNITED WHOLESALE MORTGAGE, LLC ($4,084).

The lowest rate Kearney lenders (with over 10 loans originated) are Pinnacle Bank (6.68%), Five Points Bank (6.73%), First National Bank of Omaha (6.78%), QUICKEN LOANS, LLC (6.80%) and West Gate Bank (6.80%).

Kearney, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First National Bank of Omaha $37,990,000 $32,690,000 -14.0% 22.9%
Pinnacle Bank $45,125,000 $30,945,000 -31.4% 21.7%
West Gate Bank $29,000,000 $11,430,000 -60.6% 8.0%
Five Points Bank $7,780,000 $9,930,000 27.6% 7.0%
QUICKEN LOANS, LLC $11,480,000 $6,665,000 -41.9% 4.7%
UNITED WHOLESALE MORTGAGE, LLC $2,985,000 $4,940,000 65.5% 3.5%
Mortgage Research Center, LLC $3,195,000 $2,755,000 -13.8% 1.9%
U.S. Bank $6,415,000 $2,740,000 -57.3% 1.9%
Farm Credit Mid-America, ACA $3,695,000 $2,600,000 -29.6% 1.8%
Capitol Federal Savings Bank $3,130,000 $1,980,000 -36.7% 1.4%
Cornerstone Bank $135,000 $1,710,000 1,166.7% 1.2%
CHARTER WEST BANK $2,875,000 $1,555,000 -45.9% 1.1%
Home Federal Savings & Loan Association of Grand Island $765,000 $1,425,000 86.3% 1.0%
FirsTier Bank $1,165,000 n/a 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $505,000 $1,140,000 125.7% 0.8%
CHURCHILL MORTGAGE CORPORATION $1,070,000 n/a 0.8%
NAVY FEDERAL CREDIT UNION $470,000 $1,060,000 125.5% 0.7%
Servion, Inc. $1,020,000 n/a 0.7%
Wells Fargo Bank $4,040,000 $980,000 -75.7% 0.7%
Equitable Bank $1,385,000 $780,000 -43.7% 0.5%
First Federal Bank $705,000 n/a 0.5%
First State Bank $585,000 $690,000 17.9% 0.5%
First Interstate Bank $5,850,000 $675,000 -88.5% 0.5%
Plains Commerce Bank $6,260,000 $665,000 -89.4% 0.5%
USAA Federal Savings Bank $275,000 $600,000 118.2% 0.4%
BROKER SOLUTIONS, INC. $410,000 $585,000 42.7% 0.4%
Heritage Bank $425,000 $545,000 28.2% 0.4%
MORIA DEVELOPMENT, INC. $305,000 $545,000 78.7% 0.4%
Gateway First Bank $55,000 $540,000 881.8% 0.4%
PENNYMAC LOAN SERVICES, LLC $715,000 $515,000 -28.0% 0.4%
CENTRIS FEDERAL CREDIT UNION $480,000 n/a 0.3%
CORNHUSKER BANK $465,000 n/a 0.3%
Bank of America $455,000 n/a 0.3%
BMO Harris Bank $455,000 n/a 0.3%
Deere Employees Credit Union $450,000 n/a 0.3%
Farmers Bank & Trust $440,000 n/a 0.3%
Lincoln FSB of Nebraska $115,000 $440,000 282.6% 0.3%
NFM, INC. $415,000 n/a 0.3%
Magnolia Bank $405,000 n/a 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $395,000 n/a 0.3%
Ally Bank $335,000 $365,000 9.0% 0.3%
Discover Bank $115,000 $355,000 208.7% 0.2%
MidFirst Bank $345,000 n/a 0.2%
Adams Bank & Trust $335,000 n/a 0.2%
VERIDIAN CREDIT UNION $335,000 n/a 0.2%
First National Bank and Trust Company $325,000 n/a 0.2%
NEWREZ LLC $585,000 $325,000 -44.4% 0.2%
First Nebraska Bank $920,000 $320,000 -65.2% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,135,000 $315,000 -72.2% 0.2%
FREEDOM MORTGAGE CORPORATION $1,780,000 $305,000 -82.9% 0.2%
American Mortgage & Equity Consultants, Inc. $295,000 n/a 0.2%
NBKC BANK $285,000 n/a 0.2%
Members Mortgage Services, L.L.C. $280,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $275,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $250,000 n/a 0.2%
CENTENNIAL LENDING, LLC $245,000 n/a 0.2%
GERSHMAN INVESTMENT CORP. $950,000 $245,000 -74.2% 0.2%
NEW DAY FINANCIAL, LLC $845,000 $245,000 -71.0% 0.2%
LOANDEPOT.COM, LLC $1,625,000 $240,000 -85.2% 0.2%
ZILLOW HOME LOANS, LLC $235,000 n/a 0.2%
CMG MORTGAGE, INC. $205,000 $225,000 9.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,085,000 $225,000 -79.3% 0.2%
BankFirst $215,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $330,000 $215,000 -34.8% 0.2%
Commerce Home Mortgage, Inc. $205,000 n/a 0.1%
The Federal Savings Bank $205,000 n/a 0.1%
Pathway Bank $200,000 n/a 0.1%
Figure Lending LLC $155,000 $195,000 25.8% 0.1%
Paramount Residential Mortgage Group, Inc. $195,000 n/a 0.1%
COMMUNITYAMERICA $185,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $265,000 $185,000 -30.2% 0.1%
BETTER MORTGAGE CORPORATION $175,000 n/a 0.1%
First Mid Bank & Trust $175,000 n/a 0.1%
GUARANTEED RATE, INC. $265,000 $175,000 -34.0% 0.1%
PHH Mortgage Corporation $175,000 n/a 0.1%
Northpointe Bank $25,000 $155,000 520.0% 0.1%
Unify Home Lending Inc. $155,000 n/a 0.1%
21ST MORTGAGE CORPORATION $285,000 $130,000 -54.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $2,150,000 $125,000 -94.2% 0.1%
Regent Financial Group, Inc. $120,000 n/a 0.1%
JPMorgan Chase Bank $710,000 $115,000 -83.8% 0.1%
University of Nebraska Federal Credit Union $115,000 n/a 0.1%
PNC Bank $475,000 $105,000 -77.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $615,000 $85,000 -86.2% 0.1%
Centier Bank $65,000 n/a 0.0%
LIBERTY FIRST $65,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $65,000 -23.5% 0.0%
Coastal Community Bank $60,000 n/a 0.0%
Points West Community Bank $55,000 n/a 0.0%
Security First Bank $270,000 $35,000 -87.0% 0.0%
Union Bank and Trust Company $465,000 $25,000 -94.6% 0.0%

Kearney's top lender by overall market share is First National Bank of Omaha, with 22.9% market share. In second place, with 21.7%, is Pinnacle Bank, having originated $30,945,000 in loans. In third place, with 8.0%, is West Gate Bank, having originated $11,430,000 in loans. In fourth place, with 7.0%, is Five Points Bank, having originated $9,930,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $6,665,000 in loans.


Kearney Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $201,650 (-6.5%) $243,191 (7.5%) 0.00 132
2018-02-01 $206,725 (1.6%) $244,694 (4.7%) 0.00 135
2018-03-01 $225,000 (14.4%) $254,100 (6.8%) 0.00 132
2018-04-01 $217,425 (10.1%) $248,589 (4.2%) 0.00 139
2018-05-01 $230,750 (3.7%) $259,462 (1.5%) 0.00 142
2018-06-01 $234,950 (1.3%) $266,041 (-2.3%) 0.00 157
2018-07-01 $229,650 (0.6%) $268,691 (-0.3%) 0.00 156
2018-08-01 $220,000 (-5.4%) $256,871 (-3.1%) 0.00 159
2018-09-01 $219,900 (-6.8%) $247,433 (-7.8%) 0.00 160
2018-10-01 $218,925 (-1.7%) $244,147 (-6.6%) 0.00 174
2018-11-01 $214,225 (-2.5%) $239,581 (-5.6%) 0.00 172
2018-12-01 $200,000 (-2.4%) $231,729 (-7.3%) 0.00 174
2019-01-01 $195,400 (-3.1%) $225,739 (-7.2%) 0.00 169
2019-02-01 $197,175 (-4.6%) $228,630 (-6.6%) 0.00 165
2019-03-01 $218,514 (-2.9%) $239,372 (-5.8%) 0.00 166
2019-04-01 $228,575 (5.1%) $242,996 (-2.3%) 0.00 174
2019-05-01 $219,375 (-4.9%) $236,495 (-8.9%) 0.00 172
2019-06-01 $225,000 (-4.2%) $245,272 (-7.8%) 0.00 166
2019-07-01 $229,225 (-0.2%) $244,328 (-9.1%) 0.00 154
2019-08-01 $228,209 (3.7%) $242,265 (-5.7%) 0.00 154
2019-09-01 $226,348 (2.9%) $243,964 (-1.4%) 0.00 151
2019-10-01 $224,900 (2.7%) $243,243 (-0.4%) 0.00 148
2019-11-01 $219,000 (2.2%) $239,515 (0.0%) 0.00 133
2019-12-01 $214,900 (7.5%) $232,429 (0.3%) 0.00 128
2020-01-01 $209,950 (7.5%) $224,656 (-0.5%) 0.00 121
2020-02-01 $198,250 (0.6%) $224,641 (-1.8%) 0.00 103
2020-03-01 $209,900 (-3.9%) $236,357 (-1.3%) 0.00 97
2020-04-01 $209,425 (-8.4%) $243,672 (0.3%) 0.00 102
2020-05-01 $242,500 (10.5%) $265,009 (12.1%) 0.00 90
2020-06-01 $255,650 (13.6%) $284,091 (15.8%) 0.00 85
2020-07-01 $257,725 (12.4%) $289,643 (18.6%) 0.00 81
2020-08-01 $254,950 (11.7%) $277,951 (14.7%) 0.00 86
2020-09-01 $216,075 (-4.5%) $246,315 (1.0%) 0.00 63
2020-10-01 $213,500 (-5.1%) $250,616 (3.0%) 0.00 67
2020-11-01 $230,950 (5.5%) $267,408 (11.7%) 0.00 63
2020-12-01 $236,200 (9.9%) $275,384 (18.5%) 0.00 53
2021-01-01 $239,900 (14.3%) $300,959 (34.0%) 0.00 37
2021-02-01 $281,225 (41.9%) $312,013 (38.9%) 0.00 38
2021-03-01 $274,950 (31.0%) $318,012 (34.6%) 0.00 34
2021-04-01 $333,250 (59.1%) $368,245 (51.1%) 0.00 26
2021-05-01 $266,200 (9.8%) $352,223 (32.9%) 0.00 31
2021-06-01 $241,675 (-5.5%) $341,510 (20.2%) 0.00 39
2021-07-01 $259,900 (0.8%) $358,854 (23.9%) 0.00 41
2021-08-01 $266,875 (4.7%) $369,204 (32.8%) 0.00 45
2021-09-01 $249,975 (15.7%) $352,455 (43.1%) 0.00 51
2021-10-01 $284,900 (33.4%) $335,290 (33.8%) 0.00 51
2021-11-01 $244,250 (5.8%) $292,621 (9.4%) 0.00 61
2021-12-01 $265,925 (12.6%) $288,324 (4.7%) 0.00 48
2022-01-01 $269,000 (12.1%) $289,003 (-4.0%) 0.00 37
2022-02-01 $284,600 (1.2%) $303,093 (-2.9%) 0.00 30
2022-03-01 $315,000 (14.6%) $317,012 (-0.3%) 0.00 27
2022-04-01 $317,500 (-4.7%) $313,704 (-14.8%) 0.00 29
2022-05-01 $267,450 (0.5%) $304,443 (-13.6%) 0.00 37
2022-06-01 $329,700 (36.4%) $362,907 (6.3%) 0.00 51
2022-07-01 $329,700 (26.9%) $371,997 (3.7%) 0.00 60
2022-08-01 $284,900 (6.8%) $352,474 (-4.5%) 0.00 69
2022-09-01 $284,800 (13.9%) $342,308 (-2.9%) 0.00 77
2022-10-01 $312,900 (9.8%) $352,179 (5.0%) 0.00 76
2022-11-01 $319,900 (31.0%) $354,005 (21.0%) 0.00 71
2022-12-01 $319,900 (20.3%) $335,388 (16.3%) 0.00 61
2023-01-01 $322,900 (20.0%) $323,943 (12.1%) 0.00 56
2023-02-01 $346,225 (21.7%) $331,555 (9.4%) 0.00 47
2023-03-01 $351,150 (11.5%) $361,753 (14.1%) 0.00 42
2023-04-01 $349,900 (10.2%) $359,905 (14.7%) 0.00 38
2023-05-01 $379,000 (41.7%) $389,223 (27.9%) 0.00 39
2023-06-01 $332,250 (0.8%) $353,632 (-2.6%) 0.00 49
2023-07-01 $315,000 (-4.5%) $339,403 (-8.8%) 0.00 64
2023-08-01 $334,675 (17.5%) $363,151 (3.0%) 0.00 71
2023-09-01 $332,350 (16.7%) $352,259 (2.9%) 0.00 75
2023-10-01 $333,400 (6.6%) $348,527 (-1.0%) 0.00 96
2023-11-01 $330,625 (3.4%) $352,542 (-0.4%) 0.00 105
2023-12-01 $329,950 (3.1%) $360,927 (7.6%) 0.00 95
2024-01-01 $331,550 (2.7%) $360,193 (11.2%) 0.00 85
2024-02-01 $333,400 (-3.7%) $359,239 (8.4%) 0.00 77
2024-03-01 $344,850 (-1.8%) $410,098 (13.4%) 0.00 55
2024-04-01 $321,175 (-8.2%) $413,944 (15.0%) 0.00 66
2024-05-01 $335,000 (-11.6%) $446,946 (14.8%) 0.00 72
2024-06-01 $329,950 (-0.7%) $426,037 (20.5%) 0.00 78
2024-07-01 $317,450 (0.8%) $421,567 (24.2%) 0.00 84
2024-08-01 $319,900 (-4.4%) $404,851 (11.5%) 0.00 93
2024-09-01 $340,000 (2.3%) $397,510 (12.9%) 0.00 93
Kearney's median listing price for 2024-09-01 was $340,000, a difference of $7,650 (2.3%) versus the prior year and $20,100 versus the prior month.

Kearney's median listing price comes in at 0% of the national average.

Kearney's average listing price for 2024-09-01 was $397,510, a difference of $45,251 (12.9%) versus the prior year and $-7,341 versus the prior month.

For the 2024-09-01 period, Kearney had 93 MLS listings, a difference of 0 listings (0%) versus the prior month and 18 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,454 sqft
2018-02-01 0 days 2,490 sqft
2018-03-01 0 days 2,659 sqft
2018-04-01 0 days 2,401 sqft
2018-05-01 0 days 2,693 sqft
2018-06-01 0 days 2,744 sqft
2018-07-01 0 days 2,673 sqft
2018-08-01 0 days 2,562 sqft
2018-09-01 0 days 2,544 sqft
2018-10-01 0 days 2,540 sqft
2018-11-01 0 days 2,496 sqft
2018-12-01 0 days 2,464 sqft
2019-01-01 0 days 2,404 sqft
2019-02-01 0 days 2,434 sqft
2019-03-01 0 days 2,539 sqft
2019-04-01 0 days 2,532 sqft
2019-05-01 0 days 2,498 sqft
2019-06-01 0 days 2,542 sqft
2019-07-01 0 days 2,580 sqft
2019-08-01 0 days 2,564 sqft
2019-09-01 0 days 2,564 sqft
2019-10-01 0 days 2,563 sqft
2019-11-01 0 days 2,520 sqft
2019-12-01 0 days 2,520 sqft
2020-01-01 0 days 2,444 sqft
2020-02-01 0 days 2,356 sqft
2020-03-01 0 days 2,349 sqft
2020-04-01 0 days 2,588 sqft
2020-05-01 0 days 2,602 sqft
2020-06-01 0 days 2,645 sqft
2020-07-01 0 days 2,696 sqft
2020-08-01 0 days 2,688 sqft
2020-09-01 0 days 2,514 sqft
2020-10-01 0 days 2,520 sqft
2020-11-01 0 days 2,507 sqft
2020-12-01 0 days 2,520 sqft
2021-01-01 0 days 2,704 sqft
2021-02-01 0 days 2,920 sqft
2021-03-01 0 days 2,886 sqft
2021-04-01 0 days 3,168 sqft
2021-05-01 0 days 2,746 sqft
2021-06-01 0 days 2,608 sqft
2021-07-01 0 days 2,621 sqft
2021-08-01 0 days 2,706 sqft
2021-09-01 0 days 2,648 sqft
2021-10-01 0 days 2,740 sqft
2021-11-01 0 days 2,602 sqft
2021-12-01 0 days 2,597 sqft
2022-01-01 0 days 2,760 sqft
2022-02-01 0 days 2,707 sqft
2022-03-01 0 days 2,585 sqft
2022-04-01 0 days 2,548 sqft
2022-05-01 0 days 2,548 sqft
2022-06-01 0 days 2,576 sqft
2022-07-01 0 days 2,576 sqft
2022-08-01 0 days 2,572 sqft
2022-09-01 0 days 2,566 sqft
2022-10-01 0 days 2,734 sqft
2022-11-01 0 days 2,725 sqft
2022-12-01 0 days 2,667 sqft
2023-01-01 0 days 2,543 sqft
2023-02-01 0 days 2,555 sqft
2023-03-01 0 days 2,755 sqft
2023-04-01 0 days 2,754 sqft
2023-05-01 0 days 2,777 sqft
2023-06-01 0 days 2,631 sqft
2023-07-01 0 days 2,614 sqft
2023-08-01 0 days 2,728 sqft
2023-09-01 0 days 2,751 sqft
2023-10-01 0 days 2,718 sqft
2023-11-01 0 days 2,715 sqft
2023-12-01 0 days 2,693 sqft
2024-01-01 0 days 2,717 sqft
2024-02-01 0 days 2,569 sqft
2024-03-01 0 days 2,568 sqft
2024-04-01 0 days 2,622 sqft
2024-05-01 0 days 2,677 sqft
2024-06-01 0 days 2,664 sqft
2024-07-01 0 days 2,580 sqft
2024-08-01 0 days 2,524 sqft
2024-09-01 0 days 2,669 sqft
Kearney's median listing age (time on market) for 2024-09-01 was 0 days.

Kearney's median square footage for active listings during the 2024-09-01 period was 2,669 sqft. One year prior, the average listing was 2,751 sqft.

Kearney, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 499 $111,795,000 $224,038
Other 80 $5,790,000 $72,375
Refi 64 $9,850,000 $153,906
Home Improvement 62 $4,510,000 $72,742
Cash Out Refi 62 $10,600,000 $170,968

Kearney's most frequently cited loan purpose was Home Purchase, with 499 originations. The 2nd most popular reason was Other, with 80 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 287 $68,475,000 $238,589
7-8% 224 $39,540,000 $176,518
Over 8% 99 $9,255,000 $93,485
5-6% 55 $13,595,000 $247,182
<2.5% 44 $340,000 $7,727
4-5% 8 $2,640,000 $330,000
3-4% 2 $490,000 $245,000
2.5-3% 1 $435,000 $435,000

During 2023, Kearney's most frequently originated rate bucket was 6-7%, with 287 originations.

Loan Sizing (Kearney, NE MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 246 $11,830,000 $48,089
$200k-400k 243 $67,205,000 $276,564
$100k-200k 223 $33,985,000 $152,399
$400k-600k 40 $18,420,000 $460,500
$600k-1000k 14 $10,100,000 $721,429
$Over $1MM 1 $1,005,000 $1,005,000

Kearney's loan sizing saw the bucket of loans from $100,000 or less with 246 originations, totaling $11,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 289 $71,155,000 $246,211
60-80% 124 $31,260,000 $252,097
Under 20% 113 $5,195,000 $45,973
20-40% 98 $11,290,000 $115,204
40-60% 65 $13,065,000 $201,000
Over 100% 8 $2,590,000 $323,750

Kearney's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $71,155,000 in origination value.