Kearney Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Kearney averaged 6.82% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.62% and one month ago for the week of 2025-04-03, the average rate was 6.6%.

    Kearney's average rate one year ago was 7.08%.

    For refis of the same type during the week of 2025-05-08, the average rate was 6.96%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Kearney 30 Year Fixed Rate 2025-05-08 6.82%
    Kearney 30 Year Fixed Rate Refi 2025-05-08 6.96%
    Kearney 15 Year Fixed Rate 2025-05-08 5.79%
    Kearney 15 Year Fixed Rate Refi 2025-05-08 6.49%
    Kearney 30 Year FHA 2025-05-08 6.24%
    Kearney 30 Year FHA Refi 2025-05-08 6.48%
    Kearney 30 Year USDA 2025-05-08 6.67%
    Kearney 30 Year USDA Refi 2025-05-08 6.37%
    Kearney 30 Year VA 2025-05-08 6.37%
    Kearney 30 Year VA Refi 2025-05-08 6.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kearney, NE.

    Kearney Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kearney, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Pinnacle Bank 80 6.65% $2,890
    West Gate Bank 53 6.52% $2,746
    First National Bank of Omaha 49 6.59% $3,352
    QUICKEN LOANS, LLC 21 6.66% $6,509
    UNITED WHOLESALE MORTGAGE, LLC 16 7.11% $5,618
    U.S. Bank 10 6.63% $2,254
    Plains Commerce Bank 7 7.16% $5,170
    CHARTER WEST BANK 7 6.73% $2,572
    Wells Fargo Bank 7 6.46% $4,542
    NexBank 4 6.91% $5,829
    Farm Credit Mid-America, ACA 3 7.04% $8,695
    BMO Harris Bank 3 6.67% $3,285
    CMG MORTGAGE, INC. 2 6.50% $3,641
    CHURCHILL MORTGAGE CORPORATION 2 6.31% $3,908
    Union Bank and Trust Company 2 6.69% $3,032
    NAVY FEDERAL CREDIT UNION 2 6.25% $3,251
    HOMESIDE FINANCIAL, LLC 1 6.88% $13,551
    Lincoln FSB of Nebraska 1 6.13% $10,658
    MORIA DEVELOPMENT, INC. 1 7.13% $3,699
    Mortgage Research Center, LLC 1 5.99% $3,270
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $6,477
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $5,514
    NEWREZ LLC 1 6.13% $2,837
    Northpointe Bank 1 7.13% $2,907
    Northwest Bank 1 7.00% $2,944
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $5,239
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $5,870
    Servion, Inc. 1 5.63% $4,377
    SIRVA MORTGAGE, INC. 1 6.25% $0
    SUN WEST MORTGAGE COMPANY, INC. 1 6.75% $1,737
    THRIVENT Federal Credit Union 1 7.50% $5,255
    Truist 1 6.88% $2,574
    VERIDIAN CREDIT UNION 1 6.25% $1,714
    V.I.P. MORTGAGE, INC. 1 6.63% $4,997
    Adams Bank & Trust 1 6.38% $2,581
    ZILLOW HOME LOANS, LLC 1 7.63% $2,963
    AMERICAN FINANCING CORPORATION 1 5.63% $5,794
    American National Bank 1 6.75% $2,909
    AMERISAVE MORTGAGE CORPORATION 1 7.38% $5,271
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.75% $3,432
    BETTER MORTGAGE CORPORATION 1 6.63% $2,313
    CASTLE & COOKE MORTGAGE, LLC 1 6.13% $4,030
    Central National Bank 1 6.88% $2,301
    CORNHUSKER BANK 1 7.00% $3,071
    Discover Bank 1 6.97% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $3,688
    Financial Funding Solutions, Inc. 1 6.99% $2,513
    First Interstate Bank 1 6.63% $2,911
    Frontier Bank 1 6.49% $3,315
    GUILD MORTGAGE COMPANY 1 6.88% $6,803
    Home Federal Savings & Loan Association of Grand Island 1 6.50% $1,490

    Kearney Average Closing Costs & Other Stats

    Kearney, NE's 51 lenders originated 867 loans during 2024. The total origination value was $215,795,000, with an average loan value of $248,899.

    Kearney's average closing costs are $3,599.

    The top Kearney lender as defined by loan originations is Pinnacle Bank, with 80 loans originated. Their average total fees are $2,890, which is $144 higher than the next largest lender, West Gate Bank.

    The lowest fee Kearney lenders (with over 10 loans originated) are U.S. Bank ($2,254), West Gate Bank ($2,746), Pinnacle Bank ($2,890), First National Bank of Omaha ($3,352) and UNITED WHOLESALE MORTGAGE, LLC ($5,618).

    The lowest rate Kearney lenders (with over 10 loans originated) are West Gate Bank (6.52%), First National Bank of Omaha (6.59%), U.S. Bank (6.63%), Pinnacle Bank (6.65%) and QUICKEN LOANS, LLC (6.66%).

    Kearney, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Pinnacle Bank $30,945,000 $44,705,000 44.5% 20.7%
    Ally Bank $365,000 $34,505,000 9,353.4% 16.0%
    First National Bank of Omaha $32,690,000 $23,390,000 -28.4% 10.8%
    West Gate Bank $11,430,000 $14,395,000 25.9% 6.7%
    Five Points Bank $9,930,000 $12,030,000 21.1% 5.6%
    QUICKEN LOANS, LLC $6,665,000 $11,285,000 69.3% 5.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,940,000 $6,300,000 27.5% 2.9%
    Mortgage Research Center, LLC $2,755,000 $5,900,000 114.2% 2.7%
    FirsTier Bank $1,165,000 $4,475,000 284.1% 2.1%
    CHARTER WEST BANK $1,555,000 $3,790,000 143.7% 1.8%
    Farm Credit Mid-America, ACA $2,600,000 $3,265,000 25.6% 1.5%
    U.S. Bank $2,740,000 $2,825,000 3.1% 1.3%
    Plains Commerce Bank $665,000 $1,995,000 200.0% 0.9%
    Pathway Bank $200,000 $1,560,000 680.0% 0.7%
    Wells Fargo Bank $980,000 $1,545,000 57.7% 0.7%
    BMO Harris Bank $455,000 $1,480,000 225.3% 0.7%
    NEWREZ LLC $325,000 $1,240,000 281.5% 0.6%
    First Interstate Bank $675,000 $1,205,000 78.5% 0.6%
    Lincoln FSB of Nebraska $440,000 $1,140,000 159.1% 0.5%
    NexBank $1,020,000 n/a 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,140,000 $890,000 -21.9% 0.4%
    Equitable Bank $780,000 $880,000 12.8% 0.4%
    CHURCHILL MORTGAGE CORPORATION $1,070,000 $845,000 -21.0% 0.4%
    CASTLE & COOKE MORTGAGE, LLC $780,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $305,000 $760,000 149.2% 0.4%
    Home Federal Savings & Loan Association of Grand Island $1,425,000 $730,000 -48.8% 0.3%
    The Federal Savings Bank $205,000 $705,000 243.9% 0.3%
    PENNYMAC LOAN SERVICES, LLC $515,000 $690,000 34.0% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $395,000 $680,000 72.2% 0.3%
    Northwest Bank $675,000 n/a 0.3%
    LOANDEPOT.COM, LLC $240,000 $660,000 175.0% 0.3%
    Cornerstone Bank $1,710,000 $640,000 -62.6% 0.3%
    Central National Bank $610,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $1,060,000 $600,000 -43.4% 0.3%
    CMG MORTGAGE, INC. $225,000 $575,000 155.6% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $550,000 144.4% 0.3%
    Union Bank and Trust Company $25,000 $550,000 2,100.0% 0.3%
    MORIA DEVELOPMENT, INC. $545,000 $525,000 -3.7% 0.2%
    Security First Bank $35,000 $460,000 1,214.3% 0.2%
    VERIDIAN CREDIT UNION $335,000 $450,000 34.3% 0.2%
    Armed Forces Bank $445,000 n/a 0.2%
    Adams Bank & Trust $335,000 $440,000 31.3% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $275,000 $435,000 58.2% 0.2%
    Magnolia Bank $405,000 $425,000 4.9% 0.2%
    Discover Bank $355,000 $415,000 16.9% 0.2%
    BROKER SOLUTIONS, INC. $585,000 $395,000 -32.5% 0.2%
    NEW DAY FINANCIAL, LLC $245,000 $395,000 61.2% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $85,000 $385,000 352.9% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 $385,000 108.1% 0.2%
    ARCHER COOPERATIVE CREDIT UNION $380,000 n/a 0.2%
    FirstBank of Nebraska $375,000 n/a 0.2%
    CORNHUSKER BANK $465,000 $365,000 -21.5% 0.2%
    Farmers and Merchants Bank $355,000 n/a 0.2%
    Members Mortgage Services, L.L.C. $280,000 $350,000 25.0% 0.2%
    GUILD MORTGAGE COMPANY $340,000 n/a 0.2%
    Frontier Bank $330,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.2%
    CITY BANK & TRUST CO. $320,000 n/a 0.1%
    GUARANTEED RATE, INC. $175,000 $305,000 74.3% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $315,000 $290,000 -7.9% 0.1%
    V.I.P. MORTGAGE, INC. $285,000 n/a 0.1%
    American National Bank $275,000 n/a 0.1%
    PNC Bank $105,000 $275,000 161.9% 0.1%
    HOMESIDE FINANCIAL, LLC $265,000 n/a 0.1%
    PLANET HOME LENDING, LLC $265,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $255,000 n/a 0.1%
    THRIVENT Federal Credit Union $255,000 n/a 0.1%
    CENTRIS FEDERAL CREDIT UNION $480,000 $250,000 -47.9% 0.1%
    21ST MORTGAGE CORPORATION $130,000 $245,000 88.5% 0.1%
    VILLAGE CAPITAL MORTGAGE $215,000 $235,000 9.3% 0.1%
    AmeriHome Mortgage Company, LLC $225,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $175,000 $225,000 28.6% 0.1%
    Heritage Bank $545,000 $225,000 -58.7% 0.1%
    Northpointe Bank $155,000 $205,000 32.3% 0.1%
    Servion, Inc. $1,020,000 $205,000 -79.9% 0.1%
    Truist $205,000 n/a 0.1%
    Deere Employees Credit Union $450,000 $200,000 -55.6% 0.1%
    USAA Federal Savings Bank $600,000 $195,000 -67.5% 0.1%
    SIRVA MORTGAGE, INC. $185,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $125,000 $180,000 44.0% 0.1%
    DELMAR FINANCIAL COMPANY $155,000 n/a 0.1%
    Financial Funding Solutions, Inc. $155,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $125,000 n/a 0.1%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $125,000 n/a 0.1%
    Citizens Bank & Trust Co. $100,000 n/a 0.0%
    Points West Community Bank $55,000 $75,000 36.4% 0.0%
    University of Nebraska Federal Credit Union $115,000 $75,000 -34.8% 0.0%
    ZILLOW HOME LOANS, LLC $235,000 $65,000 -72.3% 0.0%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $55,000 n/a 0.0%
    Gateway First Bank $540,000 $55,000 -89.8% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $35,000 n/a 0.0%
    Coastal Community Bank $60,000 $25,000 -58.3% 0.0%
    Figure Lending LLC $195,000 $25,000 -87.2% 0.0%

    Kearney's top lender by overall market share is Pinnacle Bank, with 20.7% market share. In second place, with 16.0%, is Ally Bank, having originated $34,505,000 in loans. In third place, with 10.8%, is First National Bank of Omaha, having originated $23,390,000 in loans. In fourth place, with 6.7%, is West Gate Bank, having originated $14,395,000 in loans. In fifth place, with 5.6%, is Five Points Bank, having originated $12,030,000 in loans.

    Kearney Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $201,650 (-6.5%) $243,191 (7.5%) 0.00 132
    2018-02-01 $206,725 (1.6%) $244,694 (4.7%) 0.00 135
    2018-03-01 $225,000 (14.4%) $254,100 (6.8%) 0.00 132
    2018-04-01 $217,425 (10.1%) $248,589 (4.2%) 0.00 139
    2018-05-01 $230,750 (3.7%) $259,462 (1.5%) 0.00 142
    2018-06-01 $234,950 (1.3%) $266,041 (-2.3%) 0.00 157
    2018-07-01 $229,650 (0.6%) $268,691 (-0.3%) 0.00 156
    2018-08-01 $220,000 (-5.4%) $256,871 (-3.1%) 0.00 159
    2018-09-01 $219,900 (-6.8%) $247,433 (-7.8%) 0.00 160
    2018-10-01 $218,925 (-1.7%) $244,147 (-6.6%) 0.00 174
    2018-11-01 $214,225 (-2.5%) $239,581 (-5.6%) 0.00 172
    2018-12-01 $200,000 (-2.4%) $231,729 (-7.3%) 0.00 174
    2019-01-01 $195,400 (-3.1%) $225,739 (-7.2%) 0.00 169
    2019-02-01 $197,175 (-4.6%) $228,630 (-6.6%) 0.00 165
    2019-03-01 $218,514 (-2.9%) $239,372 (-5.8%) 0.00 166
    2019-04-01 $228,575 (5.1%) $242,996 (-2.3%) 0.00 174
    2019-05-01 $219,375 (-4.9%) $236,495 (-8.9%) 0.00 172
    2019-06-01 $225,000 (-4.2%) $245,272 (-7.8%) 0.00 166
    2019-07-01 $229,225 (-0.2%) $244,328 (-9.1%) 0.00 154
    2019-08-01 $228,209 (3.7%) $242,265 (-5.7%) 0.00 154
    2019-09-01 $226,348 (2.9%) $243,964 (-1.4%) 0.00 151
    2019-10-01 $224,900 (2.7%) $243,243 (-0.4%) 0.00 148
    2019-11-01 $219,000 (2.2%) $239,515 (0.0%) 0.00 133
    2019-12-01 $214,900 (7.5%) $232,429 (0.3%) 0.00 128
    2020-01-01 $209,950 (7.5%) $224,656 (-0.5%) 0.00 121
    2020-02-01 $197,000 (-0.1%) $223,070 (-2.4%) 0.00 104
    2020-03-01 $209,400 (-4.2%) $234,543 (-2.0%) 0.00 98
    2020-04-01 $209,425 (-8.4%) $243,672 (0.3%) 0.00 102
    2020-05-01 $242,500 (10.5%) $265,009 (12.1%) 0.00 90
    2020-06-01 $255,650 (13.6%) $284,091 (15.8%) 0.00 85
    2020-07-01 $257,725 (12.4%) $289,643 (18.6%) 0.00 81
    2020-08-01 $254,950 (11.7%) $277,951 (14.7%) 0.00 86
    2020-09-01 $216,075 (-4.5%) $246,315 (1.0%) 0.00 63
    2020-10-01 $213,500 (-5.1%) $250,616 (3.0%) 0.00 67
    2020-11-01 $230,950 (5.5%) $267,408 (11.7%) 0.00 63
    2020-12-01 $234,950 (9.3%) $275,560 (18.6%) 0.00 53
    2021-01-01 $239,900 (14.3%) $300,959 (34.0%) 0.00 37
    2021-02-01 $281,225 (42.8%) $312,013 (39.9%) 0.00 38
    2021-03-01 $274,950 (31.3%) $318,012 (35.6%) 0.00 34
    2021-04-01 $333,250 (59.1%) $368,245 (51.1%) 0.00 26
    2021-05-01 $266,200 (9.8%) $352,223 (32.9%) 0.00 31
    2021-06-01 $241,675 (-5.5%) $341,510 (20.2%) 0.00 39
    2021-07-01 $259,900 (0.8%) $358,854 (23.9%) 0.00 41
    2021-08-01 $266,875 (4.7%) $369,204 (32.8%) 0.00 45
    2021-09-01 $249,975 (15.7%) $352,455 (43.1%) 0.00 51
    2021-10-01 $284,900 (33.4%) $335,290 (33.8%) 0.00 51
    2021-11-01 $244,250 (5.8%) $292,621 (9.4%) 0.00 61
    2021-12-01 $265,925 (13.2%) $288,324 (4.6%) 0.00 48
    2022-01-01 $269,000 (12.1%) $289,003 (-4.0%) 0.00 37
    2022-02-01 $284,600 (1.2%) $303,093 (-2.9%) 0.00 30
    2022-03-01 $315,000 (14.6%) $317,012 (-0.3%) 0.00 27
    2022-04-01 $317,500 (-4.7%) $313,704 (-14.8%) 0.00 29
    2022-05-01 $267,450 (0.5%) $304,443 (-13.6%) 0.00 37
    2022-06-01 $329,700 (36.4%) $362,907 (6.3%) 0.00 51
    2022-07-01 $329,700 (26.9%) $371,997 (3.7%) 0.00 60
    2022-08-01 $284,900 (6.8%) $352,474 (-4.5%) 0.00 69
    2022-09-01 $284,800 (13.9%) $342,308 (-2.9%) 0.00 77
    2022-10-01 $312,900 (9.8%) $352,179 (5.0%) 0.00 76
    2022-11-01 $319,900 (31.0%) $354,005 (21.0%) 0.00 71
    2022-12-01 $319,900 (20.3%) $335,388 (16.3%) 0.00 61
    2023-01-01 $322,900 (20.0%) $323,943 (12.1%) 0.00 56
    2023-02-01 $346,225 (21.7%) $331,555 (9.4%) 0.00 47
    2023-03-01 $351,150 (11.5%) $361,753 (14.1%) 0.00 42
    2023-04-01 $349,900 (10.2%) $359,905 (14.7%) 0.00 38
    2023-05-01 $379,000 (41.7%) $389,223 (27.9%) 0.00 39
    2023-06-01 $332,250 (0.8%) $353,632 (-2.6%) 0.00 49
    2023-07-01 $315,000 (-4.5%) $339,403 (-8.8%) 0.00 64
    2023-08-01 $334,675 (17.5%) $363,151 (3.0%) 0.00 71
    2023-09-01 $332,350 (16.7%) $352,259 (2.9%) 0.00 75
    2023-10-01 $333,400 (6.6%) $348,527 (-1.0%) 0.00 96
    2023-11-01 $330,625 (3.4%) $352,542 (-0.4%) 0.00 105
    2023-12-01 $329,950 (3.1%) $360,927 (7.6%) 0.00 95
    2024-01-01 $331,550 (2.7%) $360,193 (11.2%) 0.00 85
    2024-02-01 $333,400 (-3.7%) $359,239 (8.4%) 0.00 77
    2024-03-01 $344,850 (-1.8%) $410,098 (13.4%) 0.00 55
    2024-04-01 $321,175 (-8.2%) $413,944 (15.0%) 0.00 66
    2024-05-01 $337,000 (-11.1%) $446,946 (14.8%) 0.00 72
    2024-06-01 $329,950 (-0.7%) $426,485 (20.6%) 0.00 78
    2024-07-01 $317,450 (0.8%) $421,567 (24.2%) 0.00 84
    2024-08-01 $319,900 (-4.4%) $404,851 (11.5%) 0.00 93
    2024-09-01 $340,000 (2.3%) $397,510 (12.9%) 0.00 93
    2024-10-01 $332,250 (-0.3%) $380,910 (9.3%) 0.00 84
    2024-11-01 $349,400 (5.7%) $389,246 (10.4%) 0.00 79
    2024-12-01 $338,375 (2.6%) $392,585 (8.8%) 0.00 73
    2025-01-01 $329,000 (-0.8%) $380,169 (5.6%) 0.00 61
    2025-02-01 $313,000 (-6.1%) $363,065 (1.1%) 0.00 57
    2025-03-01 $324,950 (-5.8%) $381,431 (-7.0%) 0.00 54
    2025-04-01 $366,200 (14.0%) $400,959 (-3.1%) 0.00 45
    Kearney's median listing price for 2025-04-01 was $366,200, a difference of $45,025 (14.0%) versus the prior year and $41,250 versus the prior month.

    Kearney's median listing price comes in at 0% of the national average.

    Kearney's average listing price for 2025-04-01 was $400,959, a difference of $-12,985 (-3.1%) versus the prior year and $19,528 versus the prior month.

    For the 2025-04-01 period, Kearney had 45 MLS listings, a difference of -9 listings (-17%) versus the prior month and -21 listings (-32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kearney (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,454 sqft
    2018-02-01 0 days 2,490 sqft
    2018-03-01 0 days 2,659 sqft
    2018-04-01 0 days 2,401 sqft
    2018-05-01 0 days 2,693 sqft
    2018-06-01 0 days 2,744 sqft
    2018-07-01 0 days 2,673 sqft
    2018-08-01 0 days 2,562 sqft
    2018-09-01 0 days 2,544 sqft
    2018-10-01 0 days 2,540 sqft
    2018-11-01 0 days 2,496 sqft
    2018-12-01 0 days 2,464 sqft
    2019-01-01 0 days 2,404 sqft
    2019-02-01 0 days 2,434 sqft
    2019-03-01 0 days 2,546 sqft
    2019-04-01 0 days 2,538 sqft
    2019-05-01 0 days 2,511 sqft
    2019-06-01 0 days 2,544 sqft
    2019-07-01 0 days 2,580 sqft
    2019-08-01 0 days 2,564 sqft
    2019-09-01 0 days 2,564 sqft
    2019-10-01 0 days 2,563 sqft
    2019-11-01 0 days 2,520 sqft
    2019-12-01 0 days 2,520 sqft
    2020-01-01 0 days 2,444 sqft
    2020-02-01 0 days 2,352 sqft
    2020-03-01 0 days 2,342 sqft
    2020-04-01 0 days 2,588 sqft
    2020-05-01 0 days 2,602 sqft
    2020-06-01 0 days 2,645 sqft
    2020-07-01 0 days 2,696 sqft
    2020-08-01 0 days 2,708 sqft
    2020-09-01 0 days 2,520 sqft
    2020-10-01 0 days 2,540 sqft
    2020-11-01 0 days 2,507 sqft
    2020-12-01 0 days 2,520 sqft
    2021-01-01 0 days 2,704 sqft
    2021-02-01 0 days 2,920 sqft
    2021-03-01 0 days 2,886 sqft
    2021-04-01 0 days 3,168 sqft
    2021-05-01 0 days 2,685 sqft
    2021-06-01 0 days 2,595 sqft
    2021-07-01 0 days 2,618 sqft
    2021-08-01 0 days 2,706 sqft
    2021-09-01 0 days 2,648 sqft
    2021-10-01 0 days 2,740 sqft
    2021-11-01 0 days 2,602 sqft
    2021-12-01 0 days 2,597 sqft
    2022-01-01 0 days 2,760 sqft
    2022-02-01 0 days 2,707 sqft
    2022-03-01 0 days 2,585 sqft
    2022-04-01 0 days 2,548 sqft
    2022-05-01 0 days 2,548 sqft
    2022-06-01 0 days 2,576 sqft
    2022-07-01 0 days 2,576 sqft
    2022-08-01 0 days 2,572 sqft
    2022-09-01 0 days 2,566 sqft
    2022-10-01 0 days 2,734 sqft
    2022-11-01 0 days 2,725 sqft
    2022-12-01 0 days 2,667 sqft
    2023-01-01 0 days 2,543 sqft
    2023-02-01 0 days 2,555 sqft
    2023-03-01 0 days 2,755 sqft
    2023-04-01 0 days 2,754 sqft
    2023-05-01 0 days 2,777 sqft
    2023-06-01 0 days 2,631 sqft
    2023-07-01 0 days 2,614 sqft
    2023-08-01 0 days 2,728 sqft
    2023-09-01 0 days 2,751 sqft
    2023-10-01 0 days 2,718 sqft
    2023-11-01 0 days 2,715 sqft
    2023-12-01 0 days 2,693 sqft
    2024-01-01 0 days 2,717 sqft
    2024-02-01 0 days 2,569 sqft
    2024-03-01 0 days 2,568 sqft
    2024-04-01 0 days 2,622 sqft
    2024-05-01 0 days 2,689 sqft
    2024-06-01 0 days 2,664 sqft
    2024-07-01 0 days 2,580 sqft
    2024-08-01 0 days 2,524 sqft
    2024-09-01 0 days 2,669 sqft
    2024-10-01 0 days 2,600 sqft
    2024-11-01 0 days 2,808 sqft
    2024-12-01 0 days 2,847 sqft
    2025-01-01 0 days 2,767 sqft
    2025-02-01 0 days 2,612 sqft
    2025-03-01 0 days 2,568 sqft
    2025-04-01 0 days 2,818 sqft
    Kearney's median listing age (time on market) for 2025-04-01 was 0 days.

    Kearney's median square footage for active listings during the 2025-04-01 period was 2,818 sqft. One year prior, the average listing was 2,622 sqft.

    Kearney, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 556 $166,180,000 $298,885
    Refi 106 $26,670,000 $251,604
    Cash Out Refi 83 $13,915,000 $167,651
    Home Improvement 64 $4,420,000 $69,063
    Other 58 $4,610,000 $79,483

    Kearney's most frequently cited loan purpose was Home Purchase, with 556 originations. The 2nd most popular reason was Refi, with 106 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 338 $84,770,000 $250,799
    7-8% 134 $67,520,000 $503,881
    Over 8% 109 $9,995,000 $91,697
    5-6% 95 $20,765,000 $218,579
    <2.5% 40 $350,000 $8,750
    3-4% 5 $225,000 $45,000
    4-5% 2 $380,000 $190,000

    During 2024, Kearney's most frequently originated rate bucket was 6-7%, with 338 originations.

    Loan Sizing (Kearney, NE MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 326 $88,220,000 $270,613
    $100k-200k 250 $37,430,000 $149,720
    $100,000 or less 221 $10,745,000 $48,620
    $400k-600k 44 $21,080,000 $479,091
    $600k-1000k 18 $12,920,000 $717,778
    $Over $1MM 8 $45,400,000 $5,675,000

    Kearney's loan sizing saw the bucket of loans from $200k-400k with 326 originations, totaling $88,220,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 307 $79,845,000 $260,081
    60-80% 151 $73,095,000 $484,073
    Under 20% 109 $4,085,000 $37,477
    20-40% 76 $8,830,000 $116,184
    40-60% 65 $15,635,000 $240,538
    Over 100% 7 $1,945,000 $277,857

    Kearney's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 307 originations, totaling $79,845,000 in origination value.