Laramie Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Laramie averaged 6.47% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.69% and one month ago for the week of 2025-03-06, the average rate was 6.58%.

    Laramie's average rate one year ago was 6.67%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Laramie 30 Year Fixed Rate 2025-04-10 6.47%
    Laramie 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Laramie 15 Year Fixed Rate 2025-04-10 5.92%
    Laramie 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Laramie 30 Year FHA 2025-04-10 6.63%
    Laramie 30 Year FHA Refi 2025-04-10 6.23%
    Laramie 30 Year USDA 2025-04-10 6.45%
    Laramie 30 Year USDA Refi 2025-04-10 6.45%
    Laramie 30 Year VA 2025-04-10 6.29%
    Laramie 30 Year VA Refi 2025-04-10 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Laramie, WY.

    Laramie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Laramie, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Jonah Bank of Wyoming 76 6.36% $7,073
    QUICKEN LOANS, LLC 46 6.55% $6,602
    Servion, Inc. 32 6.60% $6,143
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 6.95% $5,699
    ANB Bank 14 6.13% $4,533
    U.S. Bank 6 6.60% $5,217
    GUILD MORTGAGE COMPANY 6 6.92% $8,852
    UNITED WHOLESALE MORTGAGE, LLC 5 6.80% $6,059
    MID AMERICA MORTGAGE, INC. 4 6.75% $10,036
    First Western Trust Bank 3 6.71% $4,732
    First National Bank of Omaha 3 7.08% $4,202
    The Federal Savings Bank 2 8.13% $6,654
    Plains Commerce Bank 2 6.93% $6,849
    Pinnacle Bank - Wyoming 2 6.88% $4,132
    First Interstate Bank 2 6.38% $7,409
    Mr. Cooper ( Nationstar Mortgage ) 2 7.56% $5,947
    LADERA LENDING, INC. 2 6.81% $4,244
    Wells Fargo Bank 2 7.19% $5,065
    West Gate Bank 2 6.06% $6,430
    Bank of Colorado 2 6.63% $5,261
    Flagstar Bank, FSB 1 6.65% $4,867
    AMERICAN FINANCING CORPORATION 1 5.38% $12,253
    FREEDOM MORTGAGE CORPORATION 1 6.75% $11,025
    Gateway First Bank 1 6.88% $3,096
    JPMorgan Chase Bank 1 5.49% $7,713
    LOANDEPOT.COM, LLC 1 6.50% $7,901
    Meridian Trust Federal Credit Union 1 6.38% $3,795
    OPEN MORTGAGE, LLC 1 6.38% $3,964
    PENTAGON FEDERAL CREDIT UNION 1 7.00% $18,268
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $5,142
    The Huntington National Bank 1 6.50% $5,501
    VALLEY FINANCIAL CREDIT UNION 1 5.49% $5,839
    Wallick & Volk, Inc. 1 6.50% $6,644
    ZILLOW HOME LOANS, LLC 1 7.13% $4,807
    Frandsen Bank & Trust 1 6.50% $5,107
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.13% $5,078
    Bank of America 1 7.13% $2,764
    BEEHIVE 1 6.38% $2,007,198
    BETTER MORTGAGE CORPORATION 1 6.88% $2,689
    BMO Harris Bank 1 6.38% $3,095
    Bremer Bank 1 6.88% $7,664
    BROKER SOLUTIONS, INC. 1 7.25% $4,103
    Century Mortgage Company DBA Century Lending Company 1 5.99% $5,078
    CHURCHILL MORTGAGE CORPORATION 1 6.50% $9,833
    Citibank 1 7.13% $8,290
    CMG MORTGAGE, INC. 1 7.38% $3,746
    CNB Bank And Trust, N.A. 1 6.63% $1,987
    Commerce Bank 1 6.88% $3,511
    CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $6,480
    DEEPHAVEN MORTGAGE LLC 1 8.38% $6,933
    Farm Credit Mid-America, ACA 1 6.88% $3,123
    Farmers Bank & Trust 1 6.50% $6,335
    First International Bank & Trust 1 6.63% $3,880
    First National Bank of America 1 7.99% $10,022

    Laramie Average Closing Costs & Other Stats

    Laramie, WY's 54 lenders originated 710 loans during 2024. The total origination value was $198,950,000, with an average loan value of $280,211.

    Laramie's average closing costs are $5,977.

    The top Laramie lender as defined by loan originations is Jonah Bank of Wyoming, with 76 loans originated. Their average total fees are $7,073, which is $472 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Laramie lenders (with over 10 loans originated) are ANB Bank ($4,533), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,699), Servion, Inc. ($6,143), QUICKEN LOANS, LLC ($6,602) and Jonah Bank of Wyoming ($7,073).

    The lowest rate Laramie lenders (with over 10 loans originated) are ANB Bank (6.13%), Jonah Bank of Wyoming (6.36%), QUICKEN LOANS, LLC (6.55%), Servion, Inc. (6.60%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.95%).

    Laramie, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Jonah Bank of Wyoming $30,860,000 $37,495,000 21.5% 18.8%
    QUICKEN LOANS, LLC $16,940,000 $21,135,000 24.8% 10.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,045,000 $15,955,000 424.0% 8.0%
    Servion, Inc. $1,135,000 $13,670,000 1,104.4% 6.9%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,225,000 n/a 5.1%
    ANB Bank $5,455,000 $7,980,000 46.3% 4.0%
    GUILD MORTGAGE COMPANY $675,000 $3,875,000 474.1% 1.9%
    First National Bank of Omaha $4,610,000 $3,420,000 -25.8% 1.7%
    First Interstate Bank $8,985,000 $3,320,000 -63.0% 1.7%
    Mortgage Research Center, LLC $1,430,000 $3,165,000 121.3% 1.6%
    U.S. Bank $2,090,000 $2,920,000 39.7% 1.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,050,000 $2,895,000 175.7% 1.5%
    First Western Trust Bank $1,740,000 n/a 0.9%
    Heritage Bank $1,685,000 n/a 0.8%
    MID AMERICA MORTGAGE, INC. $2,115,000 $1,605,000 -24.1% 0.8%
    Citibank $1,575,000 n/a 0.8%
    LADERA LENDING, INC. $1,530,000 n/a 0.8%
    Wallick & Volk, Inc. $1,015,000 $1,500,000 47.8% 0.8%
    Wyoming Bank & Trust $645,000 $1,355,000 110.1% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,765,000 $1,280,000 -27.5% 0.6%
    LOANDEPOT.COM, LLC $660,000 $1,210,000 83.3% 0.6%
    Pinnacle Bank - Wyoming $2,345,000 $1,170,000 -50.1% 0.6%
    The Huntington National Bank $1,130,000 n/a 0.6%
    BETTER MORTGAGE CORPORATION $765,000 $1,105,000 44.4% 0.6%
    Blue Federal Credit Union $905,000 $1,095,000 21.0% 0.6%
    CMG MORTGAGE, INC. $675,000 $1,090,000 61.5% 0.5%
    West Gate Bank $610,000 $920,000 50.8% 0.5%
    Paramount Residential Mortgage Group, Inc. $865,000 n/a 0.4%
    Farm Credit Mid-America, ACA $105,000 $860,000 719.0% 0.4%
    Flagstar Bank, FSB $825,000 $855,000 3.6% 0.4%
    Wells Fargo Bank $845,000 n/a 0.4%
    Bank of Colorado $800,000 n/a 0.4%
    USAA Federal Savings Bank $1,690,000 $790,000 -53.3% 0.4%
    CHURCHILL MORTGAGE CORPORATION $225,000 $760,000 237.8% 0.4%
    FREEDOM MORTGAGE CORPORATION $440,000 $740,000 68.2% 0.4%
    Bremer Bank $715,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $825,000 $710,000 -13.9% 0.4%
    The Federal Savings Bank $700,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $410,000 $660,000 61.0% 0.3%
    PENNYMAC LOAN SERVICES, LLC $55,000 $650,000 1,081.8% 0.3%
    PENTAGON FEDERAL CREDIT UNION $95,000 $585,000 515.8% 0.3%
    Platte Valley Bank $760,000 $585,000 -23.0% 0.3%
    BEEHIVE $565,000 n/a 0.3%
    FirsTier Bank $305,000 $565,000 85.2% 0.3%
    CENTENNIAL LENDING, LLC $525,000 n/a 0.3%
    Plains Commerce Bank $670,000 $510,000 -23.9% 0.3%
    NEW WEST LENDING, INC. $505,000 n/a 0.3%
    Choice Financial Group $485,000 n/a 0.2%
    GUARANTEED RATE, INC. $495,000 $470,000 -5.1% 0.2%
    Armed Forces Bank $465,000 n/a 0.2%
    Frandsen Bank & Trust $465,000 n/a 0.2%
    Farmers Bank & Trust $455,000 n/a 0.2%
    The Union Bank Company $455,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $265,000 $450,000 69.8% 0.2%
    Citizens Bank $435,000 $445,000 2.3% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $430,000 244.0% 0.2%
    NEWREZ LLC $125,000 $415,000 232.0% 0.2%
    PURDUE FEDERAL CREDIT UNION $385,000 n/a 0.2%
    OPEN MORTGAGE, LLC $385,000 $380,000 -1.3% 0.2%
    Figure Lending LLC $220,000 $375,000 70.5% 0.2%
    BROKER SOLUTIONS, INC. $1,310,000 $365,000 -72.1% 0.2%
    The Loan Store, Inc. $355,000 n/a 0.2%
    PLANET HOME LENDING, LLC $325,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $205,000 $325,000 58.5% 0.2%
    VALLEY FINANCIAL CREDIT UNION $325,000 n/a 0.2%
    BELEM SERVICING LLC $315,000 n/a 0.2%
    Coastal Community Bank $315,000 n/a 0.2%
    Bank of America $145,000 $305,000 110.3% 0.2%
    INTERCAP LENDING INC. $295,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $285,000 46.2% 0.1%
    DEEPHAVEN MORTGAGE LLC $285,000 n/a 0.1%
    Magnolia Bank $285,000 n/a 0.1%
    PNC Bank $285,000 n/a 0.1%
    First International Bank & Trust $205,000 $275,000 34.1% 0.1%
    Hilltop National Bank $85,000 $265,000 211.8% 0.1%
    AMERICAN FINANCING CORPORATION $485,000 $245,000 -49.5% 0.1%
    First National Bank of America $245,000 n/a 0.1%
    Stockmens Bank $245,000 n/a 0.1%
    VERITAS FUNDING, LLC $245,000 n/a 0.1%
    Gateway First Bank $235,000 n/a 0.1%
    Commerce Bank $225,000 n/a 0.1%
    JPMorgan Chase Bank $970,000 $225,000 -76.8% 0.1%
    SPRING EQ, LLC $220,000 n/a 0.1%
    BMO Harris Bank $215,000 n/a 0.1%
    Pioneer Bank & Trust $205,000 n/a 0.1%
    Meridian Trust Federal Credit Union $730,000 $195,000 -73.3% 0.1%
    CNB Bank And Trust, N.A. $185,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $165,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $140,000 n/a 0.1%
    First Education Federal Credit Union $135,000 n/a 0.1%
    WYHY $445,000 $105,000 -76.4% 0.1%
    AMERISAVE MORTGAGE CORPORATION $275,000 $65,000 -76.4% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 $65,000 160.0% 0.0%
    Discover Bank $190,000 $55,000 -71.1% 0.0%

    Laramie's top lender by overall market share is Jonah Bank of Wyoming, with 18.8% market share. In second place, with 10.6%, is QUICKEN LOANS, LLC, having originated $21,135,000 in loans. In third place, with 8.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $15,955,000 in loans. In fourth place, with 6.9%, is Servion, Inc., having originated $13,670,000 in loans. In fifth place, with 5.1%, is BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC, having originated $10,225,000 in loans.

    Laramie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Laramie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $252,450 (-11.5%) $305,178 (-6.0%) 0.00 113
    2018-02-01 $250,125 (-12.3%) $314,370 (-4.7%) 0.00 109
    2018-03-01 $282,900 (-0.7%) $349,526 (7.5%) 0.00 106
    2018-04-01 $283,425 (-4.6%) $359,234 (8.0%) 0.00 111
    2018-05-01 $287,450 (-11.4%) $366,480 (5.5%) 0.00 106
    2018-06-01 $280,000 (-5.5%) $356,804 (7.8%) 0.00 104
    2018-07-01 $286,700 (-4.3%) $370,573 (11.3%) 0.00 102
    2018-08-01 $275,975 (-0.1%) $352,758 (10.7%) 0.00 118
    2018-09-01 $270,000 (0.4%) $336,980 (6.8%) 0.00 134
    2018-10-01 $272,000 (2.7%) $338,906 (6.4%) 0.00 115
    2018-11-01 $264,125 (-1.8%) $346,470 (7.0%) 0.00 106
    2018-12-01 $258,250 (-2.4%) $355,226 (10.6%) 0.00 90
    2019-01-01 $252,225 (-0.1%) $350,075 (14.7%) 0.00 68
    2019-02-01 $290,243 (16.0%) $381,162 (21.3%) 0.00 63
    2019-03-01 $298,577 (5.5%) $386,628 (10.6%) 0.00 67
    2019-04-01 $299,900 (5.8%) $385,860 (7.4%) 0.00 79
    2019-05-01 $311,191 (8.3%) $383,244 (4.6%) 0.00 82
    2019-06-01 $315,000 (12.5%) $379,513 (6.4%) 0.00 88
    2019-07-01 $291,199 (1.6%) $335,190 (-9.6%) 0.00 112
    2019-08-01 $293,430 (6.3%) $337,067 (-4.5%) 0.00 104
    2019-09-01 $294,899 (9.2%) $340,188 (1.0%) 0.00 91
    2019-10-01 $296,043 (8.8%) $347,282 (2.5%) 0.00 80
    2019-11-01 $288,950 (9.4%) $352,558 (1.8%) 0.00 73
    2019-12-01 $282,000 (9.2%) $349,550 (-1.6%) 0.00 68
    2020-01-01 $286,500 (13.6%) $355,910 (1.7%) 0.00 64
    2020-02-01 $315,000 (8.5%) $378,492 (-0.7%) 0.00 59
    2020-03-01 $296,975 (-0.5%) $407,051 (5.3%) 0.00 58
    2020-04-01 $326,125 (8.7%) $403,928 (4.7%) 0.00 65
    2020-05-01 $340,000 (9.3%) $435,587 (13.7%) 0.00 70
    2020-06-01 $361,250 (14.7%) $455,961 (20.1%) 0.00 73
    2020-07-01 $376,768 (29.4%) $469,789 (40.2%) 0.00 70
    2020-08-01 $399,900 (36.3%) $500,875 (48.6%) 0.00 65
    2020-09-01 $355,475 (20.5%) $450,997 (32.6%) 0.00 64
    2020-10-01 $354,000 (19.6%) $454,501 (30.9%) 0.00 55
    2020-11-01 $372,450 (28.9%) $489,238 (38.8%) 0.00 44
    2020-12-01 $387,450 (37.4%) $521,793 (49.3%) 0.00 35
    2021-01-01 $399,900 (39.6%) $517,996 (45.5%) 0.00 26
    2021-02-01 $310,000 (-1.6%) $472,092 (24.7%) 0.00 30
    2021-03-01 $351,725 (18.4%) $509,619 (25.2%) 0.00 28
    2021-04-01 $373,325 (14.5%) $520,706 (28.9%) 0.00 27
    2021-05-01 $347,000 (2.1%) $557,157 (27.9%) 0.00 31
    2021-06-01 $427,500 (18.3%) $654,708 (43.6%) 0.00 33
    2021-07-01 $399,900 (6.1%) $579,935 (23.5%) 0.00 50
    2021-08-01 $424,000 (6.0%) $589,989 (17.8%) 0.00 49
    2021-09-01 $389,675 (9.6%) $509,461 (13.0%) 0.00 55
    2021-10-01 $374,750 (5.9%) $505,583 (11.2%) 0.00 45
    2021-11-01 $420,000 (12.8%) $503,800 (3.0%) 0.00 38
    2021-12-01 $420,000 (8.4%) $515,612 (-1.2%) 0.00 31
    2022-01-01 $369,000 (-7.7%) $536,632 (3.6%) 0.00 27
    2022-02-01 $480,975 (55.2%) $1,150,031 (143.6%) 0.00 22
    2022-03-01 $509,750 (44.9%) $1,166,138 (128.8%) 0.00 23
    2022-04-01 $485,000 (29.9%) $1,093,541 (110.0%) 0.00 29
    2022-05-01 $498,250 (43.6%) $999,395 (79.4%) 0.00 36
    2022-06-01 $451,950 (5.7%) $741,940 (13.3%) 0.00 37
    2022-07-01 $425,000 (6.3%) $695,653 (20.0%) 0.00 58
    2022-08-01 $444,450 (4.8%) $640,536 (8.6%) 0.00 55
    2022-09-01 $426,000 (9.3%) $622,649 (22.2%) 0.00 55
    2022-10-01 $422,500 (12.7%) $641,921 (27.0%) 0.00 63
    2022-11-01 $414,750 (-1.3%) $577,161 (14.6%) 0.00 62
    2022-12-01 $397,450 (-5.4%) $555,025 (7.6%) 0.00 57
    2023-01-01 $391,000 (6.0%) $594,802 (10.8%) 0.00 45
    2023-02-01 $395,000 (-17.9%) $595,638 (-48.2%) 0.00 52
    2023-03-01 $439,925 (-13.7%) $631,604 (-45.8%) 0.00 45
    2023-04-01 $550,000 (13.4%) $669,421 (-38.8%) 0.00 38
    2023-05-01 $576,250 (15.7%) $656,245 (-34.3%) 0.00 43
    2023-06-01 $519,250 (14.9%) $652,707 (-12.0%) 0.00 45
    2023-07-01 $422,500 (-0.6%) $618,280 (-11.1%) 0.00 60
    2023-08-01 $428,000 (-3.7%) $599,038 (-6.5%) 0.00 57
    2023-09-01 $414,000 (-2.8%) $593,387 (-4.7%) 0.00 52
    2023-10-01 $440,000 (4.1%) $609,676 (-5.0%) 0.00 55
    2023-11-01 $442,450 (6.7%) $645,705 (11.9%) 0.00 50
    2023-12-01 $445,000 (12.0%) $662,924 (19.4%) 0.00 42
    2024-01-01 $466,500 (19.3%) $700,636 (17.8%) 0.00 34
    2024-02-01 $468,500 (18.6%) $658,592 (10.6%) 0.00 34
    2024-03-01 $455,000 (3.4%) $549,088 (-13.1%) 0.00 41
    2024-04-01 $460,000 (-16.4%) $555,157 (-17.1%) 0.00 39
    2024-05-01 $508,250 (-11.8%) $578,589 (-11.8%) 0.00 55
    2024-06-01 $543,500 (4.7%) $611,580 (-6.3%) 0.00 58
    2024-07-01 $468,250 (10.8%) $609,258 (-1.5%) 0.00 69
    2024-08-01 $448,000 (4.7%) $582,395 (-2.8%) 0.00 78
    2024-09-01 $418,500 (1.1%) $554,868 (-6.5%) 0.00 91
    2024-10-01 $413,291 (-6.1%) $553,104 (-9.3%) 0.00 87
    2024-11-01 $433,000 (-2.1%) $579,329 (-10.3%) 0.00 79
    2024-12-01 $443,740 (-0.3%) $597,937 (-9.8%) 0.00 68
    2025-01-01 $449,740 (-3.6%) $593,846 (-15.2%) 0.00 64
    2025-02-01 $435,000 (-7.2%) $587,905 (-10.7%) 0.00 66
    2025-03-01 $448,000 (-1.5%) $590,164 (7.5%) 0.00 74
    Laramie's median listing price for 2025-03-01 was $448,000, a difference of $-7,000 (-1.5%) versus the prior year and $13,000 versus the prior month.

    Laramie's median listing price comes in at 0% of the national average.

    Laramie's average listing price for 2025-03-01 was $590,164, a difference of $41,076 (7.5%) versus the prior year and $2,259 versus the prior month.

    For the 2025-03-01 period, Laramie had 74 MLS listings, a difference of 8 listings (12%) versus the prior month and 33 listings (80%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Laramie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,975 sqft
    2018-02-01 0 days 1,996 sqft
    2018-03-01 0 days 2,136 sqft
    2018-04-01 0 days 2,142 sqft
    2018-05-01 0 days 2,253 sqft
    2018-06-01 0 days 2,130 sqft
    2018-07-01 0 days 2,133 sqft
    2018-08-01 0 days 2,023 sqft
    2018-09-01 0 days 1,986 sqft
    2018-10-01 0 days 2,072 sqft
    2018-11-01 0 days 2,036 sqft
    2018-12-01 0 days 2,015 sqft
    2019-01-01 0 days 2,121 sqft
    2019-02-01 0 days 2,544 sqft
    2019-03-01 0 days 2,544 sqft
    2019-04-01 0 days 2,572 sqft
    2019-05-01 0 days 2,565 sqft
    2019-06-01 0 days 2,452 sqft
    2019-07-01 0 days 2,060 sqft
    2019-08-01 0 days 2,096 sqft
    2019-09-01 0 days 2,117 sqft
    2019-10-01 0 days 2,131 sqft
    2019-11-01 0 days 2,264 sqft
    2019-12-01 0 days 2,242 sqft
    2020-01-01 0 days 2,220 sqft
    2020-02-01 0 days 2,387 sqft
    2020-03-01 0 days 2,471 sqft
    2020-04-01 0 days 2,127 sqft
    2020-05-01 0 days 2,478 sqft
    2020-06-01 0 days 2,719 sqft
    2020-07-01 0 days 2,743 sqft
    2020-08-01 0 days 2,737 sqft
    2020-09-01 0 days 2,378 sqft
    2020-10-01 0 days 2,258 sqft
    2020-11-01 0 days 2,419 sqft
    2020-12-01 0 days 2,821 sqft
    2021-01-01 0 days 2,555 sqft
    2021-02-01 0 days 2,160 sqft
    2021-03-01 0 days 2,503 sqft
    2021-04-01 0 days 2,607 sqft
    2021-05-01 0 days 2,420 sqft
    2021-06-01 0 days 2,823 sqft
    2021-07-01 0 days 2,480 sqft
    2021-08-01 0 days 2,624 sqft
    2021-09-01 0 days 2,642 sqft
    2021-10-01 0 days 2,152 sqft
    2021-11-01 0 days 1,992 sqft
    2021-12-01 0 days 2,118 sqft
    2022-01-01 0 days 2,678 sqft
    2022-02-01 0 days 2,678 sqft
    2022-03-01 0 days 2,596 sqft
    2022-04-01 0 days 2,598 sqft
    2022-05-01 0 days 2,673 sqft
    2022-06-01 0 days 2,506 sqft
    2022-07-01 0 days 2,046 sqft
    2022-08-01 0 days 2,419 sqft
    2022-09-01 0 days 2,353 sqft
    2022-10-01 0 days 2,246 sqft
    2022-11-01 0 days 2,348 sqft
    2022-12-01 0 days 2,372 sqft
    2023-01-01 0 days 2,369 sqft
    2023-02-01 0 days 2,423 sqft
    2023-03-01 0 days 2,678 sqft
    2023-04-01 0 days 2,580 sqft
    2023-05-01 0 days 2,465 sqft
    2023-06-01 0 days 2,261 sqft
    2023-07-01 0 days 2,300 sqft
    2023-08-01 0 days 2,315 sqft
    2023-09-01 0 days 2,580 sqft
    2023-10-01 0 days 2,590 sqft
    2023-11-01 0 days 2,618 sqft
    2023-12-01 0 days 2,260 sqft
    2024-01-01 0 days 2,448 sqft
    2024-02-01 0 days 2,684 sqft
    2024-03-01 0 days 2,448 sqft
    2024-04-01 0 days 2,538 sqft
    2024-05-01 0 days 2,551 sqft
    2024-06-01 0 days 2,607 sqft
    2024-07-01 0 days 2,231 sqft
    2024-08-01 0 days 2,260 sqft
    2024-09-01 0 days 2,183 sqft
    2024-10-01 0 days 2,358 sqft
    2024-11-01 0 days 2,388 sqft
    2024-12-01 0 days 2,400 sqft
    2025-01-01 0 days 2,346 sqft
    2025-02-01 0 days 2,166 sqft
    2025-03-01 0 days 2,292 sqft
    Laramie's median listing age (time on market) for 2025-03-01 was 0 days.

    Laramie's median square footage for active listings during the 2025-03-01 period was 2,292 sqft. One year prior, the average listing was 2,448 sqft.

    Laramie, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 437 $146,145,000 $334,428
    Other 93 $8,075,000 $86,828
    Home Improvement 74 $6,440,000 $87,027
    Cash Out Refi 59 $22,675,000 $384,322
    Refi 47 $15,615,000 $332,234

    Laramie's most frequently cited loan purpose was Home Purchase, with 437 originations. The 2nd most popular reason was Other, with 93 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 307 $105,585,000 $343,925
    7-8% 148 $32,500,000 $219,595
    Over 8% 132 $12,760,000 $96,667
    5-6% 101 $31,575,000 $312,624
    <2.5% 4 $50,000 $12,500
    4-5% 3 $1,085,000 $361,667
    3-4% 1 $215,000 $215,000

    During 2024, Laramie's most frequently originated rate bucket was 6-7%, with 307 originations.

    Loan Sizing (Laramie, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 308 $90,990,000 $295,422
    $100,000 or less 151 $7,995,000 $52,947
    $100k-200k 121 $17,555,000 $145,083
    $400k-600k 96 $44,720,000 $465,833
    $600k-1000k 30 $22,200,000 $740,000
    $Over $1MM 4 $15,490,000 $3,872,500

    Laramie's loan sizing saw the bucket of loans from $200k-400k with 308 originations, totaling $90,990,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 241 $86,765,000 $360,021
    60-80% 165 $57,175,000 $346,515
    Under 20% 123 $7,275,000 $59,146
    20-40% 86 $11,530,000 $134,070
    40-60% 68 $17,180,000 $252,647
    Over 100% 6 $2,690,000 $448,333

    Laramie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 241 originations, totaling $86,765,000 in origination value.