Jefferson Bank And Trust Mortgage Rates, Fees & Info
St. Louis, MOLEI: 254900SKMGZ3MZPJ0E06
Tax ID: 43-0341466
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Mortgage Data
Review & Overview
Jefferson Bank And Trust is a smaller bank specializing in Home Purchase loans. Jefferson Bank And Trust has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Cape Coral, and Branson among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Jefferson Bank And Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
38Origination Dollar Volume (All Markets)
$16,240,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
ST. LOUIS, MO-IL (FHA|USDA|VA) | 35 | $14,155,000 | $404,429 | $0 | 0.00% |
Outside of Metro Areas | 1 | $1,525,000 | $1,525,000 | $0 | 0.00% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 38 | $16,240,000 | $427,368 | $0 | 0.00% |
For 2018, Jefferson Bank And Trust's most frequently originated type of loan was Conventional, with 38 originations.
Loan Reason
For 2018, Jefferson Bank And Trust's most frequently cited loan purpose was Home Purchase, with 23 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 38 | $16,240,000 | $427,368 | $0 | 0.00% |
For 2018, Jefferson Bank And Trust's most frequently cited loan duration was Other, with 38 originations.
Loan Sizing
2018 saw Jefferson Bank And Trust place emphasis on $100,000 or less loans with 18 originations, totaling $720,000 in origination value.
Applicant Income
Jefferson Bank And Trust lent most frequently to those with incomes in the $50k or less range, with 5 originations. The second most popular income band? $150k-250k, with 3 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 38 | $16,240,000 | $427,368 | $0 | 0.00% |
Jefferson Bank And Trust lent most frequently to those with DTI ratios of Exempt%, with 38 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.84%
Jefferson Bank And Trust has an average approval rate.
Pick Rate
Approvals leading to origination84.21%
Jefferson Bank And Trust has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 38 | $16,240,000 | $427,368 |
Occupancy Type Mix
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Jefferson Title Corporation | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |