Wisconsin River Bank Mortgage Rates, Fees & Info
Sauk City, WILEI: 254900ZF5TG4BM7Y8P59
Tax ID: 39-1775770
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Wisconsin River Bank is a smaller bank specializing in Home Purchase loans. Wisconsin River Bank has a high proportion of conventional loans. Their top markets by origination volume include: Janesville, Rockford, La Crosse, Madison, and Punta Gorda among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Wisconsin River Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
69Origination Dollar Volume (All Markets)
$22,735,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 53 | $13,325,000 | $251,415 | $0 | 0.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $2,255,000 | $751,667 | $0 | 0.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $1,515,000 | $1,515,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $1,355,000 | $451,667 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 69 | $22,735,000 | $329,493 | $0 | 0.00% |
For 2022, Wisconsin River Bank's most frequently originated type of loan was Conventional, with 69 originations.
Loan Reason
For 2022, Wisconsin River Bank's most frequently cited loan purpose was Home Purchase, with 54 originations. The 2nd most popular reason was Other, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 69 | $22,735,000 | $329,493 | $0 | 0.00% |
For 2022, Wisconsin River Bank's most frequently cited loan duration was Other, with 69 originations.
Loan Sizing
2022 saw Wisconsin River Bank place emphasis on $100,000 or less loans with 32 originations, totaling $2,130,000 in origination value.
Applicant Income
Wisconsin River Bank lent most frequently to those with incomes in the $250k+ range, with 10 originations. The second most popular income band? $100k-150k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 69 | $22,735,000 | $329,493 | $0 | 0.00% |
Wisconsin River Bank lent most frequently to those with DTI ratios of Exempt%, with 69 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.11%
Wisconsin River Bank has an average approval rate.
Pick Rate
Approvals leading to origination88.41%
Wisconsin River Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 69 | $22,735,000 | $329,493 |