LA CROSSE - ONALASKA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in La Crosse - Onalaska averaged 6.89% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.72% and one month ago for the week of 2024-10-03, the average rate was 6.12%.

    La Crosse - Onalaska's average rate one year ago was 7.86%.

    For refis of the same type during the week of 2024-11-07, the average rate was 6.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    La Crosse - Onalaska 30 Year Fixed Rate 2024-11-07 6.89%
    La Crosse - Onalaska 30 Year Fixed Rate Refi 2024-11-07 6.86%
    La Crosse - Onalaska 15 Year Fixed Rate 2024-11-07 5.8%
    La Crosse - Onalaska 15 Year Fixed Rate Refi 2024-11-07 6.1%
    La Crosse - Onalaska 30 Year FHA 2024-11-07 6.27%
    La Crosse - Onalaska 30 Year FHA Refi 2024-11-07 6.53%
    La Crosse - Onalaska 30 Year USDA 2024-11-07 6.58%
    La Crosse - Onalaska 30 Year USDA Refi 2024-11-07 6.48%
    La Crosse - Onalaska 30 Year VA 2024-11-07 6.37%
    La Crosse - Onalaska 30 Year VA Refi 2024-11-07 6.14%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LA CROSSE-ONALASKA, WI-MN.

    LA CROSSE - ONALASKA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LA CROSSE-ONALASKA, WI-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    ALTRA 411 6.86% $2,494
    Coulee Bank 83 6.59% $3,536
    Merchants Bank 55 6.63% $3,004
    Associated Bank 46 6.73% $2,749
    Servion, Inc. 33 6.73% $3,008
    CROSSCOUNTRY MORTGAGE, LLC 17 6.86% $5,922
    Home Federal Savings Bank 17 6.73% $3,502
    UNION HOME MORTGAGE CORP. 17 7.21% $5,281
    WNB Financial, N.A. 17 6.96% $4,167
    LAND HOME FINANCIAL SERVICES, INC. 14 6.51% $6,576
    QUICKEN LOANS, LLC 13 6.63% $7,602
    Bell Bank 12 6.94% $5,249
    EVERETT FINANCIAL, INC. 12 7.31% $6,522
    U.S. Bank 11 6.32% $2,768
    University of Wisconsin Credit Union 11 6.73% $3,048
    CO-OP Credit Union 11 5.90% $2,100
    UNITED WHOLESALE MORTGAGE, LLC 10 6.71% $5,477
    Bremer Bank 8 6.44% $3,831
    Firefighters Credit Union 7 8.18% $2,213
    VERVE, A CREDIT UNION 6 6.75% $2,377
    MAYO EMPLOYEES FEDERAL CREDIT UNION 5 6.15% $4,351
    MARINE 5 10.11% $5,151
    Wells Fargo Bank 5 6.65% $4,947
    JPMorgan Chase Bank 4 7.12% $4,542
    Prosperity Home Mortgage, LLC 4 6.53% $5,066
    Citizens State Bank of La Crosse 4 7.69% $3,053
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.54% $7,331
    BMO Harris Bank 3 7.54% $3,998
    DUPACO COMMUNITY 3 6.71% $3,445
    Bank First, N.A. 3 6.58% $2,822
    PLAZA HOME MORTGAGE, INC. 3 6.63% $5,809
    Citizens Community Federal 3 6.92% $3,848
    First Savings Bank 3 6.38% $2,566
    CMG MORTGAGE, INC. 3 7.41% $4,148
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 3 6.96% $2,935
    AFFINITY PLUS 3 6.38% $4,822
    The Huntington National Bank 2 6.81% $5,303
    GUARANTEED RATE, INC. 2 6.49% $4,902
    Frandsen Bank & Trust 2 6.25% $7,955
    Summit Credit Union 2 6.06% $3,354
    Royal Credit Union 2 6.81% $0
    COMPEER FINANCIAL, FLCA 2 8.00% $2,980
    Forward Bank 2 7.38% $3,605
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.31% $12,110
    Flagstar Bank, FSB 2 7.00% $5,220
    PENNYMAC LOAN SERVICES, LLC 2 7.19% $10,318
    Paramount Residential Mortgage Group, Inc. 2 7.18% $6,543
    Nations Lending Corporation 2 5.88% $4,514
    GUILD MORTGAGE COMPANY 2 7.06% $6,236
    ZILLOW HOME LOANS, LLC 1 7.25% $3,036
    Alerus Financial 1 6.25% $2,500
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.25% $2,608
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $10,656
    Bank of America 1 7.50% $2,250
    BETTER MORTGAGE CORPORATION 1 7.13% $897
    Blackhawk Community Credit Union 1 6.88% $3,285
    BOKF 1 5.63% $8,672
    CARDINAL FINANCIAL 1 6.50% $6,021
    CHERRY CREEK MORTGAGE, LLC 1 7.00% $64
    CoVantage Credit Union 1 6.38% $3,066
    DAS Acquisition Company, LLC 1 6.88% $2,856
    EDUCATORS CREDIT UNION 1 6.75% $2,623
    ENDEAVOR CAPITAL, LLC. 1 6.50% $6,671
    ENVOY MORTGAGE, LTD 1 6.38% $3,479
    First Community Credit Union 1 6.38% $1,370
    First International Bank & Trust 1 7.38% $3,134
    FREEDOM MORTGAGE CORPORATION 1 7.13% $18,598
    GSF Mortgage Corporation 1 7.13% $4,001
    IOWA BANKERS MORTGAGE CORPORATION 1 6.25% $2,271
    Kohler Credit Union 1 4.63% $3,419
    LAKEVIEW LOAN SERVICING, LLC 1 6.13% $4,673
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.99% $5,419
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.38% $3,987
    Midwest Heritage Bank FSB 1 7.38% $2,185
    Morgan Stanley Private Bank 1 7.05% $2,391
    Mortgage Research Center, LLC 1 6.13% $3,915
    MOVEMENT MORTGAGE, LLC 1 6.56% $3,573
    Mr. Cooper ( Nationstar Mortgage ) 1 6.38% $6,736
    NAVY FEDERAL CREDIT UNION 1 5.13% $1,729
    NBKC BANK 1 6.25% $2,054
    Northpointe Bank 1 6.13% $3,305
    Plains Commerce Bank 1 6.88% $5,453
    PNC Bank 1 6.88% $3,141
    PREMIA MORTGAGE, LLC 1 6.63% $8,151
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $3,089
    R.I.A. Federal Credit Union 1 6.75% $2,081
    SUN WEST MORTGAGE COMPANY, INC. 1 7.38% $3,165
    SUPERIOR CHOICE 1 6.13% $3,013
    The Bank of New Glarus 1 6.50% $1,933
    The Central Trust Bank 1 6.38% $3,131
    Think Mutual Bank 1 6.63% $4,156
    USAA Federal Savings Bank 1 6.38% $6,299
    WESTconsin Credit Union 1 6.00% $3,333

    LA CROSSE - ONALASKA Average Closing Costs & Other Stats

    LA CROSSE-ONALASKA, WI-MN's 93 lenders originated 2,894 loans during 2023. The total origination value was $551,750,000, with an average loan value of $190,653.

    LA CROSSE - ONALASKA's average closing costs are $2,932.

    The top LA CROSSE - ONALASKA lender as defined by loan originations is ALTRA, with 411 loans originated. Their average total fees are $2,494, which is $1,042 lower than the next largest lender, Coulee Bank.

    The lowest fee LA CROSSE - ONALASKA lenders (with over 10 loans originated) are CO-OP Credit Union ($2,100), ALTRA ($2,494), Associated Bank ($2,749), U.S. Bank ($2,768) and Merchants Bank ($3,004).

    The lowest rate LA CROSSE - ONALASKA lenders (with over 10 loans originated) are CO-OP Credit Union (5.90%), U.S. Bank (6.32%), LAND HOME FINANCIAL SERVICES, INC. (6.51%), Coulee Bank (6.59%) and Merchants Bank (6.63%).

    LA CROSSE-ONALASKA, WI-MN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    ALTRA $253,295,000 $169,905,000 -32.9% 30.8%
    River Bank $45,955,000 $37,480,000 -18.4% 6.8%
    Merchants Bank $52,815,000 $32,780,000 -37.9% 5.9%
    Coulee Bank $24,505,000 $24,120,000 -1.6% 4.4%
    Associated Bank $16,890,000 $17,265,000 2.2% 3.1%
    The First National Bank of Bangor $16,495,000 n/a 3.0%
    WNB Financial, N.A. $8,920,000 $13,890,000 55.7% 2.5%
    JONES LANG LASALLE MULTIFAMILY, LLC $13,355,000 n/a 2.4%
    State Bank Financial $26,550,000 $10,900,000 -58.9% 2.0%
    Servion, Inc. $21,210,000 $10,445,000 -50.8% 1.9%
    QUICKEN LOANS, LLC $14,775,000 $9,490,000 -35.8% 1.7%
    Citizens State Bank of La Crosse $27,760,000 $7,680,000 -72.3% 1.4%
    Mortgage Research Center, LLC $9,315,000 $7,325,000 -21.4% 1.3%
    CO-OP Credit Union $7,515,000 $7,200,000 -4.2% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $4,485,000 $7,080,000 57.9% 1.3%
    U.S. Bank $6,385,000 $6,680,000 4.6% 1.2%
    UNION HOME MORTGAGE CORP. $295,000 $6,525,000 2,111.9% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,050,000 $6,310,000 55.8% 1.1%
    VERVE, A CREDIT UNION $7,030,000 $6,090,000 -13.4% 1.1%
    Home Federal Savings Bank $6,835,000 $5,820,000 -14.9% 1.1%
    EVERETT FINANCIAL, INC. $10,300,000 $5,685,000 -44.8% 1.0%
    Firefighters Credit Union $19,220,000 $5,390,000 -72.0% 1.0%
    Eitzen State Bank $7,040,000 $5,095,000 -27.6% 0.9%
    Park Bank $9,940,000 $4,820,000 -51.5% 0.9%
    GOVERNMENTAL EMPLOYEES $12,640,000 $4,810,000 -61.9% 0.9%
    Bluff View Bank $4,980,000 $4,775,000 -4.1% 0.9%
    LAND HOME FINANCIAL SERVICES, INC. $18,440,000 $4,515,000 -75.5% 0.8%
    MARINE $5,855,000 $4,195,000 -28.4% 0.8%
    University of Wisconsin Credit Union $5,335,000 $4,010,000 -24.8% 0.7%
    Union State Bank of West Salem $3,895,000 n/a 0.7%
    BMO Harris Bank $3,570,000 $3,860,000 8.1% 0.7%
    WaterStone Bank, SSB $3,785,000 n/a 0.7%
    Bell Bank $2,815,000 $3,315,000 17.8% 0.6%
    Bremer Bank $24,210,000 $3,050,000 -87.4% 0.6%
    Citizens Community Federal $4,740,000 $3,035,000 -36.0% 0.6%
    MAYO EMPLOYEES FEDERAL CREDIT UNION $3,295,000 $2,885,000 -12.4% 0.5%
    USAA Federal Savings Bank $1,070,000 $2,090,000 95.3% 0.4%
    Summit Credit Union $1,205,000 $1,915,000 58.9% 0.3%
    1st Community Credit Union $4,910,000 $1,860,000 -62.1% 0.3%
    The Huntington National Bank $2,565,000 $1,775,000 -30.8% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,155,000 $1,755,000 -18.6% 0.3%
    JPMorgan Chase Bank $1,005,000 $1,745,000 73.6% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $365,000 $1,745,000 378.1% 0.3%
    Frandsen Bank & Trust $305,000 $1,670,000 447.5% 0.3%
    Prosperity Home Mortgage, LLC $1,845,000 $1,570,000 -14.9% 0.3%
    PENNYMAC LOAN SERVICES, LLC $990,000 $1,560,000 57.6% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,685,000 $1,495,000 -11.3% 0.3%
    NAVY FEDERAL CREDIT UNION $3,890,000 $1,440,000 -63.0% 0.3%
    Wells Fargo Bank $8,660,000 $1,420,000 -83.6% 0.3%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $195,000 $1,400,000 617.9% 0.3%
    Paramount Residential Mortgage Group, Inc. $995,000 $1,230,000 23.6% 0.2%
    CMG MORTGAGE, INC. $245,000 $995,000 306.1% 0.2%
    AFFINITY PLUS $505,000 $940,000 86.1% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,845,000 $865,000 -69.6% 0.2%
    PLAZA HOME MORTGAGE, INC. $440,000 $865,000 96.6% 0.2%
    ENDEAVOR CAPITAL, LLC. $655,000 $850,000 29.8% 0.2%
    CARDINAL FINANCIAL $1,735,000 $845,000 -51.3% 0.2%
    MOVEMENT MORTGAGE, LLC $165,000 $835,000 406.1% 0.2%
    Bank First, N.A. $1,485,000 $825,000 -44.4% 0.1%
    DUPACO COMMUNITY $215,000 $825,000 283.7% 0.1%
    Northview Bank $780,000 n/a 0.1%
    Forward Bank $205,000 $670,000 226.8% 0.1%
    BROKER SOLUTIONS, INC. $1,295,000 $645,000 -50.2% 0.1%
    Royal Credit Union $1,325,000 $645,000 -51.3% 0.1%
    Flagstar Bank, FSB $885,000 $640,000 -27.7% 0.1%
    Plains Commerce Bank $85,000 $635,000 647.1% 0.1%
    PNC Bank $115,000 $620,000 439.1% 0.1%
    WESTconsin Credit Union $245,000 $600,000 144.9% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $665,000 $595,000 -10.5% 0.1%
    NEW DAY FINANCIAL, LLC $500,000 $580,000 16.0% 0.1%
    First Savings Bank $565,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $470,000 $510,000 8.5% 0.1%
    COMPEER FINANCIAL, FLCA $485,000 n/a 0.1%
    NEWREZ LLC $970,000 $485,000 -50.0% 0.1%
    GUARANTEED RATE, INC. $1,015,000 $480,000 -52.7% 0.1%
    The Federal Savings Bank $865,000 $480,000 -44.5% 0.1%
    Nations Lending Corporation $520,000 $465,000 -10.6% 0.1%
    VERITAS FUNDING, LLC $460,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 $440,000 363.2% 0.1%
    Academy Bank $435,000 n/a 0.1%
    The Park Bank $375,000 $435,000 16.0% 0.1%
    AMERICAN FINANCING CORPORATION $300,000 $425,000 41.7% 0.1%
    Carrington Mortgage Services, LLC $300,000 $405,000 35.0% 0.1%
    GSF Mortgage Corporation $400,000 n/a 0.1%
    Kerndt Brothers Savings Bank $400,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $175,000 $395,000 125.7% 0.1%
    Discover Bank $170,000 $390,000 129.4% 0.1%
    BOKF $375,000 n/a 0.1%
    NBKC BANK $365,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $355,000 n/a 0.1%
    First International Bank & Trust $355,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,660,000 $350,000 -78.9% 0.1%
    Midwest Heritage Bank FSB $345,000 n/a 0.1%
    Think Mutual Bank $580,000 $345,000 -40.5% 0.1%
    PENTAGON FEDERAL CREDIT UNION $125,000 $335,000 168.0% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,740,000 $325,000 -81.3% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $225,000 $305,000 35.6% 0.1%
    Kohler Credit Union $335,000 $295,000 -11.9% 0.1%
    LOANDEPOT.COM, LLC $2,660,000 $295,000 -88.9% 0.1%
    PREMIA MORTGAGE, LLC $295,000 n/a 0.1%
    EDUCATORS CREDIT UNION $295,000 $285,000 -3.4% 0.1%
    V.I.P. MORTGAGE, INC. $285,000 n/a 0.1%
    CoVantage Credit Union $260,000 $280,000 7.7% 0.1%
    DAS Acquisition Company, LLC $675,000 $280,000 -58.5% 0.1%
    TOP FLITE FINANCIAL, INC. $275,000 n/a 0.0%
    American Airlines Federal Credit Union $265,000 n/a 0.0%
    R.I.A. Federal Credit Union $265,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $265,000 n/a 0.0%
    Figure Lending LLC $25,000 $255,000 920.0% 0.0%
    The Bank of New Glarus $175,000 $255,000 45.7% 0.0%
    CHERRY CREEK MORTGAGE, LLC $510,000 $245,000 -52.0% 0.0%
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $245,000 n/a 0.0%
    Blackhawk Community Credit Union $235,000 n/a 0.0%
    IDEAL $135,000 $225,000 66.7% 0.0%
    Deere Employees Credit Union $215,000 n/a 0.0%
    Morgan Stanley Private Bank $215,000 n/a 0.0%
    Northpointe Bank $205,000 n/a 0.0%
    Oak Bank $205,000 n/a 0.0%
    The Central Trust Bank $205,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $1,010,000 $195,000 -80.7% 0.0%
    Equity Prime Mortgage LLC $325,000 $195,000 -40.0% 0.0%
    MASON MCDUFFIE MORTGAGE CORPORATION $195,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $165,000 $195,000 18.2% 0.0%
    Bank of America $205,000 $190,000 -7.3% 0.0%
    F & M Community Bank $145,000 $185,000 27.6% 0.0%
    BankIowa of Cedar Rapids $175,000 n/a 0.0%
    CIBM Bank $175,000 n/a 0.0%
    CRESCENT MORTGAGE COMPANY $155,000 $175,000 12.9% 0.0%
    First Community Credit Union $175,000 n/a 0.0%
    SUPERIOR CHOICE $170,000 n/a 0.0%
    OCMBC, INC. $165,000 n/a 0.0%
    PHH Mortgage Corporation $165,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.0%
    First Federal Bank $1,230,000 $155,000 -87.4% 0.0%
    Alerus Financial $145,000 n/a 0.0%
    Transportation Federal Credit Union $125,000 $120,000 -4.0% 0.0%
    IOWA BANKERS MORTGAGE CORPORATION $115,000 n/a 0.0%
    KINECTA $115,000 n/a 0.0%
    AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $100,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.0%
    Coastal Community Bank $60,000 n/a 0.0%
    GREENSTATE CREDIT UNION $55,000 n/a 0.0%
    Prevail Bank $425,000 $55,000 -87.1% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $55,000 -35.3% 0.0%
    Centier Bank $115,000 $25,000 -78.3% 0.0%
    SPIRE Credit Union $25,000 n/a 0.0%

    LA CROSSE - ONALASKA's top lender by overall market share is ALTRA, with 30.8% market share. In second place, with 6.8%, is River Bank, having originated $37,480,000 in loans. In third place, with 5.9%, is Merchants Bank, having originated $32,780,000 in loans. In fourth place, with 4.4%, is Coulee Bank, having originated $24,120,000 in loans. In fifth place, with 3.1%, is Associated Bank, having originated $17,265,000 in loans.

    LA CROSSE-ONALASKA, WI-MN Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    54601 La Crosse-Onalaska, WI-MN MSA $700 $810 $1,040 $1,430 $1,770
    54602 La Crosse-Onalaska, WI-MN MSA $700 $810 $1,040 $1,430 $1,770
    54603 La Crosse-Onalaska, WI-MN MSA $600 $700 $900 $1,240 $1,530
    54614 La Crosse-Onalaska, WI-MN MSA $620 $720 $920 $1,270 $1,570
    54619 La Crosse-Onalaska, WI-MN MSA $600 $690 $890 $1,220 $1,520
    54623 La Crosse-Onalaska, WI-MN MSA $680 $800 $1,020 $1,400 $1,740
    54636 La Crosse-Onalaska, WI-MN MSA $750 $870 $1,120 $1,540 $1,910
    54642 La Crosse-Onalaska, WI-MN MSA $680 $790 $1,010 $1,390 $1,720
    54644 La Crosse-Onalaska, WI-MN MSA $840 $980 $1,260 $1,730 $2,150
    54650 La Crosse-Onalaska, WI-MN MSA $720 $840 $1,080 $1,490 $1,840
    54653 La Crosse-Onalaska, WI-MN MSA $750 $870 $1,120 $1,540 $1,910
    54656 La Crosse-Onalaska, WI-MN MSA $680 $790 $1,010 $1,390 $1,720
    54658 La Crosse-Onalaska, WI-MN MSA $710 $830 $1,060 $1,460 $1,810
    54661 La Crosse-Onalaska, WI-MN MSA $640 $750 $960 $1,320 $1,640
    54667 La Crosse-Onalaska, WI-MN MSA $720 $840 $1,080 $1,490 $1,840
    54669 La Crosse-Onalaska, WI-MN MSA $750 $870 $1,120 $1,540 $1,910
    55919 La Crosse-Onalaska, WI-MN MSA $580 $680 $870 $1,200 $1,490
    55921 La Crosse-Onalaska, WI-MN MSA $560 $660 $840 $1,170 $1,440
    55931 La Crosse-Onalaska, WI-MN MSA $560 $660 $840 $1,170 $1,440
    55941 La Crosse-Onalaska, WI-MN MSA $620 $720 $920 $1,270 $1,570
    55943 La Crosse-Onalaska, WI-MN MSA $560 $660 $840 $1,170 $1,440
    55947 La Crosse-Onalaska, WI-MN MSA $680 $800 $1,020 $1,400 $1,740
    55954 La Crosse-Onalaska, WI-MN MSA $700 $710 $930 $1,260 $1,440
    55971 La Crosse-Onalaska, WI-MN MSA $700 $710 $940 $1,270 $1,440
    55974 La Crosse-Onalaska, WI-MN MSA $610 $710 $910 $1,250 $1,550

    2022 Average & Median Rent Data Statistics
    LA CROSSE-ONALASKA, WI-MN average 1BR rent: $771, median: $790
    LA CROSSE-ONALASKA, WI-MN average 2BR rent: $990, median: $1,010
    LA CROSSE-ONALASKA, WI-MN average 3BR rent: $1,362, median: $1,390

    LA CROSSE-ONALASKA, WI-MN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,432 $383,700,000 $267,947
    Refi 417 $75,595,000 $181,283
    Home Improvement 403 $22,775,000 $56,514
    Other 343 $25,975,000 $75,729
    Cash Out Refi 299 $43,705,000 $146,171

    La Crosse - Onalaska's most frequently cited loan purpose was Home Purchase, with 1,432 originations. The 2nd most popular reason was Refi, with 417 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,006 $196,860,000 $195,686
    7-8% 636 $124,950,000 $196,462
    5-6% 453 $92,625,000 $204,470
    Over 8% 372 $34,650,000 $93,145
    4-5% 31 $4,775,000 $154,032
    3-4% 22 $1,450,000 $65,909
    2.5-3% 20 $1,000,000 $50,000
    <2.5% 12 $1,250,000 $104,167

    During 2023, La Crosse - Onalaska's most frequently originated rate bucket was 6-7%, with 1,006 originations.

    Loan Sizing (LA CROSSE-ONALASKA, WI-MN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,116 $52,350,000 $46,909
    $200k-400k 807 $223,875,000 $277,416
    $100k-200k 786 $117,250,000 $149,173
    $400k-600k 130 $60,350,000 $464,231
    $600k-1000k 36 $26,420,000 $733,889
    $Over $1MM 19 $71,505,000 $3,763,421

    LA CROSSE - ONALASKA's loan sizing saw the bucket of loans from $100,000 or less with 1,116 originations, totaling $52,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 838 $221,850,000 $264,737
    Under 20% 598 $23,880,000 $39,933
    60-80% 471 $131,575,000 $279,352
    20-40% 404 $34,060,000 $84,307
    40-60% 227 $41,955,000 $184,824
    Over 100% 12 $3,890,000 $324,167

    LA CROSSE - ONALASKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 838 originations, totaling $221,850,000 in origination value.