LA CROSSE - ONALASKA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in La Crosse - Onalaska averaged
6.42%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.32% and
one month ago for the week of 2024-09-05, the
average rate was 6.55%.
La Crosse - Onalaska's average rate one year ago was 7.59%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
La Crosse - Onalaska 30 Year Fixed Rate | 2024-10-10 | 6.42% |
La Crosse - Onalaska 30 Year Fixed Rate Refi | 2024-10-10 | 6.69% |
La Crosse - Onalaska 15 Year Fixed Rate | 2024-10-10 | 5.41% |
La Crosse - Onalaska 15 Year Fixed Rate Refi | 2024-10-10 | 6.01% |
La Crosse - Onalaska 30 Year FHA | 2024-10-10 | 6.04% |
La Crosse - Onalaska 30 Year FHA Refi | 2024-10-10 | 6.3% |
La Crosse - Onalaska 30 Year USDA | 2024-10-10 | 6.08% |
La Crosse - Onalaska 30 Year USDA Refi | 2024-10-10 | 6.08% |
La Crosse - Onalaska 30 Year VA | 2024-10-10 | 5.69% |
La Crosse - Onalaska 30 Year VA Refi | 2024-10-10 | 6.05% |
LA CROSSE - ONALASKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LA CROSSE-ONALASKA, WI-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LA CROSSE - ONALASKA Average Closing Costs & Other Stats
LA CROSSE-ONALASKA, WI-MN's 93 lenders originated 2,894
loans during 2023. The total origination value was $551,750,000, with an average loan value of
$190,653.
LA CROSSE - ONALASKA's average closing costs are $2,932.
The top LA CROSSE - ONALASKA lender as defined by loan originations is ALTRA, with
411 loans originated. Their average total fees are
$2,494, which is $1,042
lower than the next largest lender,
Coulee Bank.
The lowest fee LA CROSSE - ONALASKA lenders (with over 10 loans originated) are
CO-OP Credit Union ($2,100), ALTRA ($2,494), Associated Bank ($2,749), U.S. Bank ($2,768) and Merchants Bank ($3,004).
The lowest rate LA CROSSE - ONALASKA lenders (with over 10 loans originated) are
CO-OP Credit Union (5.90%), U.S. Bank (6.32%), LAND HOME FINANCIAL SERVICES, INC. (6.51%), Coulee Bank (6.59%) and Merchants Bank (6.63%).
LA CROSSE-ONALASKA, WI-MN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
ALTRA | $253,295,000 | $169,905,000 | -32.9% | 30.8% |
River Bank | $45,955,000 | $37,480,000 | -18.4% | 6.8% |
Merchants Bank | $52,815,000 | $32,780,000 | -37.9% | 5.9% |
Coulee Bank | $24,505,000 | $24,120,000 | -1.6% | 4.4% |
Associated Bank | $16,890,000 | $17,265,000 | 2.2% | 3.1% |
The First National Bank of Bangor | $16,495,000 | n/a | 3.0% | |
WNB Financial, N.A. | $8,920,000 | $13,890,000 | 55.7% | 2.5% |
JONES LANG LASALLE MULTIFAMILY, LLC | $13,355,000 | n/a | 2.4% | |
State Bank Financial | $26,550,000 | $10,900,000 | -58.9% | 2.0% |
Servion, Inc. | $21,210,000 | $10,445,000 | -50.8% | 1.9% |
QUICKEN LOANS, LLC | $14,775,000 | $9,490,000 | -35.8% | 1.7% |
Citizens State Bank of La Crosse | $27,760,000 | $7,680,000 | -72.3% | 1.4% |
Mortgage Research Center, LLC | $9,315,000 | $7,325,000 | -21.4% | 1.3% |
CO-OP Credit Union | $7,515,000 | $7,200,000 | -4.2% | 1.3% |
CROSSCOUNTRY MORTGAGE, LLC | $4,485,000 | $7,080,000 | 57.9% | 1.3% |
U.S. Bank | $6,385,000 | $6,680,000 | 4.6% | 1.2% |
UNION HOME MORTGAGE CORP. | $295,000 | $6,525,000 | 2,111.9% | 1.2% |
UNITED WHOLESALE MORTGAGE, LLC | $4,050,000 | $6,310,000 | 55.8% | 1.1% |
VERVE, A CREDIT UNION | $7,030,000 | $6,090,000 | -13.4% | 1.1% |
Home Federal Savings Bank | $6,835,000 | $5,820,000 | -14.9% | 1.1% |
EVERETT FINANCIAL, INC. | $10,300,000 | $5,685,000 | -44.8% | 1.0% |
Firefighters Credit Union | $19,220,000 | $5,390,000 | -72.0% | 1.0% |
Eitzen State Bank | $7,040,000 | $5,095,000 | -27.6% | 0.9% |
Park Bank | $9,940,000 | $4,820,000 | -51.5% | 0.9% |
GOVERNMENTAL EMPLOYEES | $12,640,000 | $4,810,000 | -61.9% | 0.9% |
Bluff View Bank | $4,980,000 | $4,775,000 | -4.1% | 0.9% |
LAND HOME FINANCIAL SERVICES, INC. | $18,440,000 | $4,515,000 | -75.5% | 0.8% |
MARINE | $5,855,000 | $4,195,000 | -28.4% | 0.8% |
University of Wisconsin Credit Union | $5,335,000 | $4,010,000 | -24.8% | 0.7% |
Union State Bank of West Salem | $3,895,000 | n/a | 0.7% | |
BMO Harris Bank | $3,570,000 | $3,860,000 | 8.1% | 0.7% |
WaterStone Bank, SSB | $3,785,000 | n/a | 0.7% | |
Bell Bank | $2,815,000 | $3,315,000 | 17.8% | 0.6% |
Bremer Bank | $24,210,000 | $3,050,000 | -87.4% | 0.6% |
Citizens Community Federal | $4,740,000 | $3,035,000 | -36.0% | 0.6% |
MAYO EMPLOYEES FEDERAL CREDIT UNION | $3,295,000 | $2,885,000 | -12.4% | 0.5% |
USAA Federal Savings Bank | $1,070,000 | $2,090,000 | 95.3% | 0.4% |
Summit Credit Union | $1,205,000 | $1,915,000 | 58.9% | 0.3% |
1st Community Credit Union | $4,910,000 | $1,860,000 | -62.1% | 0.3% |
The Huntington National Bank | $2,565,000 | $1,775,000 | -30.8% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $2,155,000 | $1,755,000 | -18.6% | 0.3% |
JPMorgan Chase Bank | $1,005,000 | $1,745,000 | 73.6% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $365,000 | $1,745,000 | 378.1% | 0.3% |
Frandsen Bank & Trust | $305,000 | $1,670,000 | 447.5% | 0.3% |
Prosperity Home Mortgage, LLC | $1,845,000 | $1,570,000 | -14.9% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $990,000 | $1,560,000 | 57.6% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,685,000 | $1,495,000 | -11.3% | 0.3% |
NAVY FEDERAL CREDIT UNION | $3,890,000 | $1,440,000 | -63.0% | 0.3% |
Wells Fargo Bank | $8,660,000 | $1,420,000 | -83.6% | 0.3% |
TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $195,000 | $1,400,000 | 617.9% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $995,000 | $1,230,000 | 23.6% | 0.2% |
CMG MORTGAGE, INC. | $245,000 | $995,000 | 306.1% | 0.2% |
AFFINITY PLUS | $505,000 | $940,000 | 86.1% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,845,000 | $865,000 | -69.6% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $440,000 | $865,000 | 96.6% | 0.2% |
ENDEAVOR CAPITAL, LLC. | $655,000 | $850,000 | 29.8% | 0.2% |
CARDINAL FINANCIAL | $1,735,000 | $845,000 | -51.3% | 0.2% |
MOVEMENT MORTGAGE, LLC | $165,000 | $835,000 | 406.1% | 0.2% |
Bank First, N.A. | $1,485,000 | $825,000 | -44.4% | 0.1% |
DUPACO COMMUNITY | $215,000 | $825,000 | 283.7% | 0.1% |
Northview Bank | $780,000 | n/a | 0.1% | |
Forward Bank | $205,000 | $670,000 | 226.8% | 0.1% |
BROKER SOLUTIONS, INC. | $1,295,000 | $645,000 | -50.2% | 0.1% |
Royal Credit Union | $1,325,000 | $645,000 | -51.3% | 0.1% |
Flagstar Bank, FSB | $885,000 | $640,000 | -27.7% | 0.1% |
Plains Commerce Bank | $85,000 | $635,000 | 647.1% | 0.1% |
PNC Bank | $115,000 | $620,000 | 439.1% | 0.1% |
WESTconsin Credit Union | $245,000 | $600,000 | 144.9% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $665,000 | $595,000 | -10.5% | 0.1% |
NEW DAY FINANCIAL, LLC | $500,000 | $580,000 | 16.0% | 0.1% |
First Savings Bank | $565,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $470,000 | $510,000 | 8.5% | 0.1% |
COMPEER FINANCIAL, FLCA | $485,000 | n/a | 0.1% | |
NEWREZ LLC | $970,000 | $485,000 | -50.0% | 0.1% |
GUARANTEED RATE, INC. | $1,015,000 | $480,000 | -52.7% | 0.1% |
The Federal Savings Bank | $865,000 | $480,000 | -44.5% | 0.1% |
Nations Lending Corporation | $520,000 | $465,000 | -10.6% | 0.1% |
VERITAS FUNDING, LLC | $460,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $95,000 | $440,000 | 363.2% | 0.1% |
Academy Bank | $435,000 | n/a | 0.1% | |
The Park Bank | $375,000 | $435,000 | 16.0% | 0.1% |
AMERICAN FINANCING CORPORATION | $300,000 | $425,000 | 41.7% | 0.1% |
Carrington Mortgage Services, LLC | $300,000 | $405,000 | 35.0% | 0.1% |
GSF Mortgage Corporation | $400,000 | n/a | 0.1% | |
Kerndt Brothers Savings Bank | $400,000 | n/a | 0.1% | |
ENVOY MORTGAGE, LTD | $175,000 | $395,000 | 125.7% | 0.1% |
Discover Bank | $170,000 | $390,000 | 129.4% | 0.1% |
BOKF | $375,000 | n/a | 0.1% | |
NBKC BANK | $365,000 | n/a | 0.1% | |
AMERICAN FINANCIAL NETWORK, INC. | $355,000 | n/a | 0.1% | |
First International Bank & Trust | $355,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $1,660,000 | $350,000 | -78.9% | 0.1% |
Midwest Heritage Bank FSB | $345,000 | n/a | 0.1% | |
Think Mutual Bank | $580,000 | $345,000 | -40.5% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $125,000 | $335,000 | 168.0% | 0.1% |
Mr. Cooper ( Nationstar Mortgage ) | $1,740,000 | $325,000 | -81.3% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $225,000 | $305,000 | 35.6% | 0.1% |
Kohler Credit Union | $335,000 | $295,000 | -11.9% | 0.1% |
LOANDEPOT.COM, LLC | $2,660,000 | $295,000 | -88.9% | 0.1% |
PREMIA MORTGAGE, LLC | $295,000 | n/a | 0.1% | |
EDUCATORS CREDIT UNION | $295,000 | $285,000 | -3.4% | 0.1% |
V.I.P. MORTGAGE, INC. | $285,000 | n/a | 0.1% | |
CoVantage Credit Union | $260,000 | $280,000 | 7.7% | 0.1% |
DAS Acquisition Company, LLC | $675,000 | $280,000 | -58.5% | 0.1% |
TOP FLITE FINANCIAL, INC. | $275,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $265,000 | n/a | 0.0% | |
R.I.A. Federal Credit Union | $265,000 | n/a | 0.0% | |
SUN WEST MORTGAGE COMPANY, INC. | $265,000 | n/a | 0.0% | |
Figure Lending LLC | $25,000 | $255,000 | 920.0% | 0.0% |
The Bank of New Glarus | $175,000 | $255,000 | 45.7% | 0.0% |
CHERRY CREEK MORTGAGE, LLC | $510,000 | $245,000 | -52.0% | 0.0% |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
Blackhawk Community Credit Union | $235,000 | n/a | 0.0% | |
IDEAL | $135,000 | $225,000 | 66.7% | 0.0% |
Deere Employees Credit Union | $215,000 | n/a | 0.0% | |
Morgan Stanley Private Bank | $215,000 | n/a | 0.0% | |
Northpointe Bank | $205,000 | n/a | 0.0% | |
Oak Bank | $205,000 | n/a | 0.0% | |
The Central Trust Bank | $205,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $1,010,000 | $195,000 | -80.7% | 0.0% |
Equity Prime Mortgage LLC | $325,000 | $195,000 | -40.0% | 0.0% |
MASON MCDUFFIE MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $165,000 | $195,000 | 18.2% | 0.0% |
Bank of America | $205,000 | $190,000 | -7.3% | 0.0% |
F & M Community Bank | $145,000 | $185,000 | 27.6% | 0.0% |
BankIowa of Cedar Rapids | $175,000 | n/a | 0.0% | |
CIBM Bank | $175,000 | n/a | 0.0% | |
CRESCENT MORTGAGE COMPANY | $155,000 | $175,000 | 12.9% | 0.0% |
First Community Credit Union | $175,000 | n/a | 0.0% | |
SUPERIOR CHOICE | $170,000 | n/a | 0.0% | |
OCMBC, INC. | $165,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $165,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
First Federal Bank | $1,230,000 | $155,000 | -87.4% | 0.0% |
Alerus Financial | $145,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $125,000 | $120,000 | -4.0% | 0.0% |
IOWA BANKERS MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
KINECTA | $115,000 | n/a | 0.0% | |
AMERICAN HERITAGE LENDING, INC. | $105,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $100,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $75,000 | n/a | 0.0% | |
Coastal Community Bank | $60,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $55,000 | n/a | 0.0% | |
Prevail Bank | $425,000 | $55,000 | -87.1% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $85,000 | $55,000 | -35.3% | 0.0% |
Centier Bank | $115,000 | $25,000 | -78.3% | 0.0% |
SPIRE Credit Union | $25,000 | n/a | 0.0% |
LA CROSSE - ONALASKA's top lender by overall market share is ALTRA, with 30.8% market share. In second place, with 6.8%, is River Bank, having originated $37,480,000 in loans. In third place, with 5.9%, is Merchants Bank, having originated $32,780,000 in loans. In fourth place, with 4.4%, is Coulee Bank, having originated $24,120,000 in loans. In fifth place, with 3.1%, is Associated Bank, having originated $17,265,000 in loans.
LA CROSSE - ONALASKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LA CROSSE - ONALASKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $219,900 (5.0%) | $262,148 (-3.0%) | 0.82 | 283 |
2018-02-01 | $237,400 (13.9%) | $281,065 (3.4%) | 0.86 | 272 |
2018-03-01 | $239,900 (19.3%) | $292,557 (8.4%) | 0.84 | 270 |
2018-04-01 | $256,575 (24.6%) | $310,117 (15.3%) | 0.87 | 274 |
2018-05-01 | $249,900 (12.4%) | $316,174 (15.8%) | 0.83 | 314 |
2018-06-01 | $244,900 (7.9%) | $320,217 (16.7%) | 0.82 | 357 |
2018-07-01 | $242,400 (3.2%) | $316,935 (11.7%) | 0.81 | 379 |
2018-08-01 | $243,900 (9.1%) | $315,739 (15.5%) | 0.82 | 395 |
2018-09-01 | $249,900 (13.6%) | $318,044 (16.9%) | 0.84 | 387 |
2018-10-01 | $249,500 (15.7%) | $311,795 (18.0%) | 0.85 | 368 |
2018-11-01 | $244,175 (17.1%) | $306,820 (20.9%) | 0.83 | 338 |
2018-12-01 | $240,000 (11.7%) | $312,105 (25.0%) | 0.83 | 291 |
2019-01-01 | $244,500 (11.2%) | $312,616 (19.3%) | 0.84 | 239 |
2019-02-01 | $256,175 (7.9%) | $319,520 (13.7%) | 0.87 | 233 |
2019-03-01 | $259,900 (8.3%) | $323,229 (10.5%) | 0.85 | 245 |
2019-04-01 | $259,900 (1.3%) | $323,213 (4.2%) | 0.83 | 286 |
2019-05-01 | $259,425 (3.8%) | $325,859 (3.1%) | 0.81 | 310 |
2019-06-01 | $249,900 (2.0%) | $315,335 (-1.5%) | 0.78 | 389 |
2019-07-01 | $251,150 (3.6%) | $315,601 (-0.4%) | 0.79 | 397 |
2019-08-01 | $249,900 (2.5%) | $312,735 (-1.0%) | 0.79 | 400 |
2019-09-01 | $249,900 (0.0%) | $308,084 (-3.1%) | 0.80 | 407 |
2019-10-01 | $249,900 (0.2%) | $303,929 (-2.5%) | 0.81 | 406 |
2019-11-01 | $249,900 (2.3%) | $303,095 (-1.2%) | 0.82 | 361 |
2019-12-01 | $249,900 (4.1%) | $295,001 (-5.5%) | 0.83 | 322 |
2020-01-01 | $247,850 (1.4%) | $290,788 (-7.0%) | 0.83 | 278 |
2020-02-01 | $259,900 (1.5%) | $310,798 (-2.7%) | 0.85 | 258 |
2020-03-01 | $259,225 (-0.3%) | $308,035 (-4.7%) | 0.81 | 277 |
2020-04-01 | $269,900 (3.9%) | $314,019 (-2.8%) | 0.85 | 273 |
2020-05-01 | $265,000 (2.2%) | $307,901 (-5.5%) | 0.81 | 276 |
2020-06-01 | $274,925 (10.0%) | $311,548 (-1.2%) | 0.81 | 286 |
2020-07-01 | $288,085 (14.7%) | $323,434 (2.5%) | 0.84 | 290 |
2020-08-01 | $269,900 (8.0%) | $307,371 (-1.7%) | 0.77 | 296 |
2020-09-01 | $246,925 (-1.2%) | $291,244 (-5.5%) | 0.71 | 275 |
2020-10-01 | $243,500 (-2.6%) | $290,028 (-4.6%) | 0.70 | 240 |
2020-11-01 | $245,975 (-1.6%) | $297,684 (-1.8%) | 0.72 | 212 |
2020-12-01 | $234,375 (-6.2%) | $300,642 (1.9%) | 0.70 | 178 |
2021-01-01 | $250,500 (1.1%) | $321,980 (10.7%) | 0.75 | 127 |
2021-02-01 | $266,150 (2.4%) | $337,261 (8.5%) | 0.77 | 123 |
2021-03-01 | $292,400 (12.8%) | $332,835 (8.1%) | 0.83 | 120 |
2021-04-01 | $304,475 (12.8%) | $348,565 (11.0%) | 0.82 | 120 |
2021-05-01 | $315,800 (19.2%) | $344,918 (12.0%) | 0.84 | 124 |
2021-06-01 | $304,675 (10.8%) | $337,960 (8.5%) | 0.80 | 129 |
2021-07-01 | $286,250 (-0.6%) | $326,439 (0.9%) | 0.76 | 161 |
2021-08-01 | $288,900 (7.0%) | $329,973 (7.4%) | 0.77 | 169 |
2021-09-01 | $274,825 (11.3%) | $320,321 (10.0%) | 0.73 | 188 |
2021-10-01 | $295,000 (21.2%) | $323,815 (11.7%) | 0.79 | 180 |
2021-11-01 | $294,950 (19.9%) | $323,443 (8.7%) | 0.79 | 150 |
2021-12-01 | $282,475 (20.5%) | $329,298 (9.5%) | 0.77 | 150 |
2022-01-01 | $304,950 (21.7%) | $341,480 (6.1%) | 0.82 | 116 |
2022-02-01 | $299,950 (12.7%) | $342,124 (1.4%) | 0.78 | 93 |
2022-03-01 | $312,425 (6.9%) | $361,655 (8.7%) | 0.78 | 94 |
2022-04-01 | $324,900 (6.7%) | $370,716 (6.4%) | 0.77 | 98 |
2022-05-01 | $329,300 (4.3%) | $384,194 (11.4%) | 0.75 | 128 |
2022-06-01 | $324,225 (6.4%) | $382,388 (13.2%) | 0.72 | 144 |
2022-07-01 | $324,900 (13.5%) | $386,071 (18.3%) | 0.73 | 158 |
2022-08-01 | $341,875 (18.3%) | $400,422 (21.4%) | 0.79 | 168 |
2022-09-01 | $352,400 (28.2%) | $398,908 (24.5%) | 0.82 | 168 |
2022-10-01 | $359,900 (22.0%) | $398,639 (23.1%) | 0.85 | 168 |
2022-11-01 | $356,500 (20.9%) | $372,384 (15.1%) | 0.86 | 159 |
2022-12-01 | $365,000 (29.2%) | $376,665 (14.4%) | 0.90 | 133 |
2023-01-01 | $359,900 (18.0%) | $375,788 (10.1%) | 0.89 | 113 |
2023-02-01 | $364,900 (21.7%) | $375,825 (9.9%) | 0.88 | 104 |
2023-03-01 | $334,484 (7.1%) | $351,221 (-2.9%) | 0.79 | 112 |
2023-04-01 | $359,900 (10.8%) | $372,925 (0.6%) | 0.84 | 124 |
2023-05-01 | $342,400 (4.0%) | $372,757 (-3.0%) | 0.78 | 133 |
2023-06-01 | $337,400 (4.1%) | $385,689 (0.9%) | 0.76 | 138 |
2023-07-01 | $329,000 (1.3%) | $383,523 (-0.7%) | 0.75 | 135 |
2023-08-01 | $355,833 (4.1%) | $399,859 (-0.1%) | 0.82 | 150 |
2023-09-01 | $329,000 (-6.6%) | $386,503 (-3.1%) | 0.77 | 154 |
2023-10-01 | $333,425 (-7.4%) | $381,301 (-4.4%) | 0.78 | 165 |
2023-11-01 | $332,825 (-6.6%) | $378,926 (1.8%) | 0.79 | 158 |
2023-12-01 | $339,900 (-6.9%) | $374,679 (-0.5%) | 0.83 | 155 |
2024-01-01 | $342,400 (-4.9%) | $384,985 (2.5%) | 0.84 | 123 |
2024-02-01 | $341,450 (-6.4%) | $395,874 (5.3%) | 0.82 | 112 |
2024-03-01 | $377,450 (12.9%) | $399,663 (13.8%) | 0.89 | 122 |
2024-04-01 | $379,900 (5.6%) | $414,313 (11.1%) | 0.88 | 145 |
2024-05-01 | $408,700 (19.4%) | $460,791 (23.6%) | 0.92 | 150 |
2024-06-01 | $410,000 (21.5%) | $470,866 (22.1%) | 0.92 | 168 |
2024-07-01 | $379,900 (15.5%) | $445,375 (16.1%) | 0.87 | 176 |
2024-08-01 | $372,450 (4.7%) | $432,813 (8.2%) | 0.87 | 197 |
2024-09-01 | $360,225 (9.5%) | $420,157 (8.7%) | 0.85 | 211 |
LA CROSSE - ONALASKA's median listing price comes in at 85% of the national average.
LA CROSSE - ONALASKA's average listing price for 2024-09-01 was $420,157, a difference of $33,654 (8.7%) versus the prior year and $-12,656 versus the prior month.
For the 2024-09-01 period, LA CROSSE - ONALASKA had 211 MLS listings, a difference of 14 listings (7%) versus the prior month and 57 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LA CROSSE - ONALASKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 73 days | 1,921 sqft |
2018-02-01 | 70 days | 1,980 sqft |
2018-03-01 | 51 days | 1,951 sqft |
2018-04-01 | 39 days | 2,080 sqft |
2018-05-01 | 35 days | 2,038 sqft |
2018-06-01 | 37 days | 2,097 sqft |
2018-07-01 | 41 days | 2,114 sqft |
2018-08-01 | 41 days | 2,181 sqft |
2018-09-01 | 46 days | 2,208 sqft |
2018-10-01 | 51 days | 2,214 sqft |
2018-11-01 | 58 days | 2,200 sqft |
2018-12-01 | 68 days | 2,129 sqft |
2019-01-01 | 77 days | 1,988 sqft |
2019-02-01 | 64 days | 2,176 sqft |
2019-03-01 | 50 days | 2,162 sqft |
2019-04-01 | 33 days | 2,178 sqft |
2019-05-01 | 32 days | 2,156 sqft |
2019-06-01 | 32 days | 2,200 sqft |
2019-07-01 | 37 days | 2,134 sqft |
2019-08-01 | 41 days | 2,098 sqft |
2019-09-01 | 43 days | 2,065 sqft |
2019-10-01 | 46 days | 2,043 sqft |
2019-11-01 | 54 days | 2,014 sqft |
2019-12-01 | 67 days | 2,043 sqft |
2020-01-01 | 80 days | 2,067 sqft |
2020-02-01 | 71 days | 2,067 sqft |
2020-03-01 | 44 days | 2,058 sqft |
2020-04-01 | 43 days | 2,048 sqft |
2020-05-01 | 51 days | 2,036 sqft |
2020-06-01 | 38 days | 2,088 sqft |
2020-07-01 | 42 days | 2,276 sqft |
2020-08-01 | 39 days | 2,100 sqft |
2020-09-01 | 41 days | 1,912 sqft |
2020-10-01 | 43 days | 1,900 sqft |
2020-11-01 | 45 days | 1,847 sqft |
2020-12-01 | 47 days | 1,826 sqft |
2021-01-01 | 54 days | 1,852 sqft |
2021-02-01 | 33 days | 1,921 sqft |
2021-03-01 | 24 days | 1,952 sqft |
2021-04-01 | 23 days | 1,972 sqft |
2021-05-01 | 19 days | 1,973 sqft |
2021-06-01 | 25 days | 1,906 sqft |
2021-07-01 | 21 days | 1,835 sqft |
2021-08-01 | 24 days | 1,877 sqft |
2021-09-01 | 31 days | 1,902 sqft |
2021-10-01 | 40 days | 1,890 sqft |
2021-11-01 | 44 days | 1,926 sqft |
2021-12-01 | 46 days | 1,902 sqft |
2022-01-01 | 58 days | 2,000 sqft |
2022-02-01 | 42 days | 1,939 sqft |
2022-03-01 | 13 days | 1,885 sqft |
2022-04-01 | 15 days | 1,930 sqft |
2022-05-01 | 14 days | 1,915 sqft |
2022-06-01 | 23 days | 1,883 sqft |
2022-07-01 | 23 days | 1,880 sqft |
2022-08-01 | 27 days | 1,904 sqft |
2022-09-01 | 34 days | 1,970 sqft |
2022-10-01 | 33 days | 2,000 sqft |
2022-11-01 | 42 days | 2,003 sqft |
2022-12-01 | 60 days | 2,100 sqft |
2023-01-01 | 72 days | 1,942 sqft |
2023-02-01 | 63 days | 1,866 sqft |
2023-03-01 | 31 days | 1,865 sqft |
2023-04-01 | 32 days | 1,903 sqft |
2023-05-01 | 31 days | 1,880 sqft |
2023-06-01 | 40 days | 1,865 sqft |
2023-07-01 | 44 days | 1,872 sqft |
2023-08-01 | 39 days | 1,927 sqft |
2023-09-01 | 39 days | 1,892 sqft |
2023-10-01 | 41 days | 1,914 sqft |
2023-11-01 | 41 days | 1,906 sqft |
2023-12-01 | 48 days | 1,871 sqft |
2024-01-01 | 67 days | 1,871 sqft |
2024-02-01 | 59 days | 1,850 sqft |
2024-03-01 | 38 days | 1,960 sqft |
2024-04-01 | 33 days | 1,925 sqft |
2024-05-01 | 30 days | 1,963 sqft |
2024-06-01 | 45 days | 1,999 sqft |
2024-07-01 | 37 days | 2,006 sqft |
2024-08-01 | 31 days | 1,994 sqft |
2024-09-01 | 36 days | 1,943 sqft |
LA CROSSE - ONALASKA's median square footage for active listings during the 2024-09-01 period was 1,943 sqft. One year prior, the average listing was 1,892 sqft.
LA CROSSE-ONALASKA, WI-MN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
54601 | La Crosse-Onalaska, WI-MN MSA | $700 | $810 | $1,040 | $1,430 | $1,770 |
54602 | La Crosse-Onalaska, WI-MN MSA | $700 | $810 | $1,040 | $1,430 | $1,770 |
54603 | La Crosse-Onalaska, WI-MN MSA | $600 | $700 | $900 | $1,240 | $1,530 |
54614 | La Crosse-Onalaska, WI-MN MSA | $620 | $720 | $920 | $1,270 | $1,570 |
54619 | La Crosse-Onalaska, WI-MN MSA | $600 | $690 | $890 | $1,220 | $1,520 |
54623 | La Crosse-Onalaska, WI-MN MSA | $680 | $800 | $1,020 | $1,400 | $1,740 |
54636 | La Crosse-Onalaska, WI-MN MSA | $750 | $870 | $1,120 | $1,540 | $1,910 |
54642 | La Crosse-Onalaska, WI-MN MSA | $680 | $790 | $1,010 | $1,390 | $1,720 |
54644 | La Crosse-Onalaska, WI-MN MSA | $840 | $980 | $1,260 | $1,730 | $2,150 |
54650 | La Crosse-Onalaska, WI-MN MSA | $720 | $840 | $1,080 | $1,490 | $1,840 |
54653 | La Crosse-Onalaska, WI-MN MSA | $750 | $870 | $1,120 | $1,540 | $1,910 |
54656 | La Crosse-Onalaska, WI-MN MSA | $680 | $790 | $1,010 | $1,390 | $1,720 |
54658 | La Crosse-Onalaska, WI-MN MSA | $710 | $830 | $1,060 | $1,460 | $1,810 |
54661 | La Crosse-Onalaska, WI-MN MSA | $640 | $750 | $960 | $1,320 | $1,640 |
54667 | La Crosse-Onalaska, WI-MN MSA | $720 | $840 | $1,080 | $1,490 | $1,840 |
54669 | La Crosse-Onalaska, WI-MN MSA | $750 | $870 | $1,120 | $1,540 | $1,910 |
55919 | La Crosse-Onalaska, WI-MN MSA | $580 | $680 | $870 | $1,200 | $1,490 |
55921 | La Crosse-Onalaska, WI-MN MSA | $560 | $660 | $840 | $1,170 | $1,440 |
55931 | La Crosse-Onalaska, WI-MN MSA | $560 | $660 | $840 | $1,170 | $1,440 |
55941 | La Crosse-Onalaska, WI-MN MSA | $620 | $720 | $920 | $1,270 | $1,570 |
55943 | La Crosse-Onalaska, WI-MN MSA | $560 | $660 | $840 | $1,170 | $1,440 |
55947 | La Crosse-Onalaska, WI-MN MSA | $680 | $800 | $1,020 | $1,400 | $1,740 |
55954 | La Crosse-Onalaska, WI-MN MSA | $700 | $710 | $930 | $1,260 | $1,440 |
55971 | La Crosse-Onalaska, WI-MN MSA | $700 | $710 | $940 | $1,270 | $1,440 |
55974 | La Crosse-Onalaska, WI-MN MSA | $610 | $710 | $910 | $1,250 | $1,550 |
2022 Average & Median Rent Data Statistics
LA CROSSE-ONALASKA, WI-MN average 1BR rent: $771, median: $790
LA CROSSE-ONALASKA, WI-MN average 2BR rent: $990, median: $1,010
LA CROSSE-ONALASKA, WI-MN average 3BR rent: $1,362, median: $1,390
LA CROSSE-ONALASKA, WI-MN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,432 | $383,700,000 | $267,947 |
Refi | 417 | $75,595,000 | $181,283 |
Home Improvement | 403 | $22,775,000 | $56,514 |
Other | 343 | $25,975,000 | $75,729 |
Cash Out Refi | 299 | $43,705,000 | $146,171 |
La Crosse - Onalaska's most frequently cited loan purpose was Home Purchase, with 1,432 originations. The 2nd most popular reason was Refi, with 417 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,006 | $196,860,000 | $195,686 |
7-8% | 636 | $124,950,000 | $196,462 |
5-6% | 453 | $92,625,000 | $204,470 |
Over 8% | 372 | $34,650,000 | $93,145 |
4-5% | 31 | $4,775,000 | $154,032 |
3-4% | 22 | $1,450,000 | $65,909 |
2.5-3% | 20 | $1,000,000 | $50,000 |
<2.5% | 12 | $1,250,000 | $104,167 |
During 2023, La Crosse - Onalaska's most frequently originated rate bucket was 6-7%, with 1,006 originations.
Loan Sizing (LA CROSSE-ONALASKA, WI-MN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 1,116 | $52,350,000 | $46,909 |
$200k-400k | 807 | $223,875,000 | $277,416 |
$100k-200k | 786 | $117,250,000 | $149,173 |
$400k-600k | 130 | $60,350,000 | $464,231 |
$600k-1000k | 36 | $26,420,000 | $733,889 |
$Over $1MM | 19 | $71,505,000 | $3,763,421 |
LA CROSSE - ONALASKA's loan sizing saw the bucket of loans from $100,000 or less with 1,116 originations, totaling $52,350,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 838 | $221,850,000 | $264,737 |
Under 20% | 598 | $23,880,000 | $39,933 |
60-80% | 471 | $131,575,000 | $279,352 |
20-40% | 404 | $34,060,000 | $84,307 |
40-60% | 227 | $41,955,000 | $184,824 |
Over 100% | 12 | $3,890,000 | $324,167 |
LA CROSSE - ONALASKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 838 originations, totaling $221,850,000 in origination value.