LA CROSSE - ONALASKA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in La Crosse - Onalaska averaged
6.43%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.61% and
one month ago for the week of 2023-02-16, the
average rate was 6.43%.
La Crosse - Onalaska's average rate one year ago was 4.03%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| La Crosse - Onalaska 30 Year Fixed Rate | 2023-03-23 | 6.43% |
| La Crosse - Onalaska 30 Year Fixed Rate Refi | 2023-03-23 | 6.86% |
| La Crosse - Onalaska 15 Year Fixed Rate | 2023-03-23 | 5.87% |
| La Crosse - Onalaska 15 Year Fixed Rate Refi | 2023-03-23 | 6.48% |
| La Crosse - Onalaska 30 Year FHA | 2023-03-23 | 6.47% |
| La Crosse - Onalaska 30 Year FHA Refi | 2023-03-23 | 6.15% |
| La Crosse - Onalaska 30 Year USDA | 2023-03-23 | 6.26% |
| La Crosse - Onalaska 30 Year USDA Refi | 2023-03-23 | 6.13% |
| La Crosse - Onalaska 30 Year VA | 2023-03-23 | 5.89% |
| La Crosse - Onalaska 30 Year VA Refi | 2023-03-23 | 6% |
LA CROSSE - ONALASKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LA CROSSE-ONALASKA, WI-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LA CROSSE - ONALASKA Average Closing Costs & Other Stats
LA CROSSE-ONALASKA, WI-MN's 117 lenders originated 3,905
loans during 2022. The total origination value was $797,025,000, with an average loan value of
$204,104.
LA CROSSE - ONALASKA's average closing costs are $2,790.
The top LA CROSSE - ONALASKA lender as defined by loan originations is ALTRA, with
604 loans originated. Their average total fees are
$2,287, which is $116
lower than the next largest lender,
Merchants Bank.
The lowest fee LA CROSSE - ONALASKA lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($1,903), CO-OP Credit Union ($1,914), VERVE, A CREDIT UNION ($2,028), ALTRA ($2,287) and Servion, Inc. ($2,332).
The lowest rate LA CROSSE - ONALASKA lenders (with over 10 loans originated) are
VERVE, A CREDIT UNION (4.02%), LOANDEPOT.COM, LLC (4.07%), University of Wisconsin Credit Union (4.18%), CO-OP Credit Union (4.28%) and QUICKEN LOANS, LLC (4.60%).
LA CROSSE-ONALASKA, WI-MN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| ALTRA | $438,380,000 | $253,295,000 | -42.2% | 31.8% |
| Merchants Bank | $93,650,000 | $52,815,000 | -43.6% | 6.6% |
| River Bank | $107,110,000 | $45,955,000 | -57.1% | 5.8% |
| Citizens State Bank of La Crosse | $49,470,000 | $27,760,000 | -43.9% | 3.5% |
| State Bank Financial | $26,550,000 | n/a | 3.3% | |
| Coulee Bank | $39,680,000 | $24,505,000 | -38.2% | 3.1% |
| Bremer Bank | $17,025,000 | $24,210,000 | 42.2% | 3.0% |
| Servion, Inc. | $71,805,000 | $21,210,000 | -70.5% | 2.7% |
| Firefighters Credit Union | $17,355,000 | $19,220,000 | 10.7% | 2.4% |
| LAND HOME FINANCIAL SERVICES, INC. | $20,695,000 | $18,440,000 | -10.9% | 2.3% |
| Associated Bank | $33,560,000 | $16,890,000 | -49.7% | 2.1% |
| QUICKEN LOANS, LLC | $29,530,000 | $14,775,000 | -50.0% | 1.9% |
| GOVERNMENTAL EMPLOYEES | $14,665,000 | $12,640,000 | -13.8% | 1.6% |
| North Shore Bank FSB | $250,000 | $12,365,000 | 4,846.0% | 1.6% |
| EVERETT FINANCIAL, INC. | $4,725,000 | $10,300,000 | 118.0% | 1.3% |
| Park Bank | $31,805,000 | $9,940,000 | -68.7% | 1.2% |
| Mortgage Research Center, LLC | $9,370,000 | $9,315,000 | -0.6% | 1.2% |
| WNB Financial, N.A. | $15,970,000 | $8,920,000 | -44.1% | 1.1% |
| Wells Fargo Bank | $22,250,000 | $8,660,000 | -61.1% | 1.1% |
| CO-OP Credit Union | $3,820,000 | $7,515,000 | 96.7% | 0.9% |
| Eitzen State Bank | $7,040,000 | n/a | 0.9% | |
| VERVE, A CREDIT UNION | $27,555,000 | $7,030,000 | -74.5% | 0.9% |
| Home Federal Savings Bank | $10,180,000 | $6,835,000 | -32.9% | 0.9% |
| U.S. Bank | $17,635,000 | $6,385,000 | -63.8% | 0.8% |
| MARINE | $7,595,000 | $5,855,000 | -22.9% | 0.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,160,000 | $5,550,000 | 378.4% | 0.7% |
| University of Wisconsin Credit Union | $6,280,000 | $5,335,000 | -15.0% | 0.7% |
| Bluff View Bank | $14,055,000 | $4,980,000 | -64.6% | 0.6% |
| 1st Community Credit Union | $7,225,000 | $4,910,000 | -32.0% | 0.6% |
| Citizens Community Federal | $9,080,000 | $4,740,000 | -47.8% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $340,000 | $4,485,000 | 1,219.1% | 0.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,835,000 | $4,050,000 | -30.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $2,440,000 | $3,890,000 | 59.4% | 0.5% |
| BMO Harris Bank | $3,685,000 | $3,570,000 | -3.1% | 0.4% |
| WALKER & DUNLOP, LLC | $3,485,000 | n/a | 0.4% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $1,085,000 | $3,295,000 | 203.7% | 0.4% |
| Grandbridge Real Estate Capital LLC | $3,055,000 | n/a | 0.4% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,875,000 | $2,845,000 | -26.6% | 0.4% |
| Bell Bank | $1,955,000 | $2,815,000 | 44.0% | 0.4% |
| LOANDEPOT.COM, LLC | $6,120,000 | $2,660,000 | -56.5% | 0.3% |
| The Huntington National Bank | $2,305,000 | $2,565,000 | 11.3% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $19,830,000 | $2,155,000 | -89.1% | 0.3% |
| Prosperity Home Mortgage, LLC | $3,905,000 | $1,845,000 | -52.8% | 0.2% |
| Royal Bank | $1,985,000 | $1,775,000 | -10.6% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,600,000 | $1,740,000 | -68.9% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,115,000 | $1,735,000 | -18.0% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,895,000 | $1,685,000 | -56.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,850,000 | $1,660,000 | -10.3% | 0.2% |
| INLANTA MORTGAGE, INC. | $4,765,000 | $1,615,000 | -66.1% | 0.2% |
| Wisconsin River Bank | $5,045,000 | $1,515,000 | -70.0% | 0.2% |
| Bank First, N.A. | $1,920,000 | $1,485,000 | -22.7% | 0.2% |
| Stifel Bank and Trust | $665,000 | $1,395,000 | 109.8% | 0.2% |
| Old National Bank | $290,000 | $1,330,000 | 358.6% | 0.2% |
| Royal Credit Union | $1,305,000 | $1,325,000 | 1.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,365,000 | $1,295,000 | -61.5% | 0.2% |
| First Federal Bank | $2,715,000 | $1,230,000 | -54.7% | 0.2% |
| Summit Credit Union | $1,675,000 | $1,205,000 | -28.1% | 0.2% |
| Summit Mortgage Corporation | $215,000 | $1,170,000 | 444.2% | 0.1% |
| USAA Federal Savings Bank | $1,630,000 | $1,070,000 | -34.4% | 0.1% |
| GUARANTEED RATE, INC. | $3,285,000 | $1,015,000 | -69.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,240,000 | $1,010,000 | -54.9% | 0.1% |
| JPMorgan Chase Bank | $885,000 | $1,005,000 | 13.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $470,000 | $995,000 | 111.7% | 0.1% |
| PENNYMAC LOAN SERVICES, LLC | $6,160,000 | $990,000 | -83.9% | 0.1% |
| NEWREZ LLC | $2,130,000 | $970,000 | -54.5% | 0.1% |
| Ally Bank | $95,000 | $930,000 | 878.9% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $485,000 | $910,000 | 87.6% | 0.1% |
| Flagstar Bank, FSB | $1,725,000 | $885,000 | -48.7% | 0.1% |
| The Federal Savings Bank | $1,375,000 | $865,000 | -37.1% | 0.1% |
| SOFI LENDING CORP. | $800,000 | n/a | 0.1% | |
| Nicolet National Bank | $545,000 | $785,000 | 44.0% | 0.1% |
| Bank of the West | $2,350,000 | $680,000 | -71.1% | 0.1% |
| Monona Bank | $680,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $1,650,000 | $675,000 | -59.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,855,000 | $665,000 | -76.7% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $655,000 | n/a | 0.1% | |
| Johnson Bank | $470,000 | $605,000 | 28.7% | 0.1% |
| Think Mutual Bank | $580,000 | n/a | 0.1% | |
| HOME POINT FINANCIAL CORPORATION | $1,450,000 | $535,000 | -63.1% | 0.1% |
| Arvest Bank | $630,000 | $525,000 | -16.7% | 0.1% |
| Nations Lending Corporation | $520,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $625,000 | $510,000 | -18.4% | 0.1% |
| AFFINITY PLUS | $1,380,000 | $505,000 | -63.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $950,000 | $500,000 | -47.4% | 0.1% |
| Citizens State Bank | $485,000 | n/a | 0.1% | |
| UNIVERSAL LENDING CORPORATION | $885,000 | $485,000 | -45.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $85,000 | $470,000 | 452.9% | 0.1% |
| Armed Forces Bank | $465,000 | n/a | 0.1% | |
| Bank Five Nine | $460,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $400,000 | $450,000 | 12.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $175,000 | $440,000 | 151.4% | 0.1% |
| Prevail Bank | $425,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $405,000 | n/a | 0.1% | |
| Oregon Community Bank | $240,000 | $405,000 | 68.8% | 0.1% |
| BEST CAPITAL FUNDING | $225,000 | $385,000 | 71.1% | 0.0% |
| SPRING EQ, LLC | $380,000 | n/a | 0.0% | |
| The Park Bank | $375,000 | n/a | 0.0% | |
| Tradition Mortgage, LLC | $250,000 | $370,000 | 48.0% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $740,000 | $365,000 | -50.7% | 0.0% |
| Settlers Bank | $365,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $360,000 | n/a | 0.0% | |
| VERIDIAN CREDIT UNION | $115,000 | $355,000 | 208.7% | 0.0% |
| Luana Savings Bank | $225,000 | $350,000 | 55.6% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $345,000 | n/a | 0.0% | |
| Citizens Bank | $270,000 | $335,000 | 24.1% | 0.0% |
| Kohler Credit Union | $335,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $335,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $325,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $770,000 | $315,000 | -59.1% | 0.0% |
| Foresight Bank | $315,000 | n/a | 0.0% | |
| KeyBank | $315,000 | n/a | 0.0% | |
| Frandsen Bank & Trust | $745,000 | $305,000 | -59.1% | 0.0% |
| Mid-Continent Funding, Inc. | $235,000 | $305,000 | 29.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $515,000 | $300,000 | -41.7% | 0.0% |
| Carrington Mortgage Services, LLC | $1,580,000 | $300,000 | -81.0% | 0.0% |
| EDUCATORS CREDIT UNION | $350,000 | $295,000 | -15.7% | 0.0% |
| UNION HOME MORTGAGE CORP. | $295,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $285,000 | n/a | 0.0% | |
| Deerwood Bank | $285,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $165,000 | $285,000 | 72.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Minnwest Bank | $855,000 | $280,000 | -67.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $155,000 | $275,000 | 77.4% | 0.0% |
| CoVantage Credit Union | $500,000 | $260,000 | -48.0% | 0.0% |
| BLUELEAF LENDING, LLC | $255,000 | n/a | 0.0% | |
| Tomahawk Community Bank SSB | $255,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $475,000 | $245,000 | -48.4% | 0.0% |
| Heritage Bank | $665,000 | $245,000 | -63.2% | 0.0% |
| WESTconsin Credit Union | $185,000 | $245,000 | 32.4% | 0.0% |
| Baxter Credit Union | $235,000 | n/a | 0.0% | |
| EMM LOANS LLC | $400,000 | $235,000 | -41.3% | 0.0% |
| A + MORTGAGE SERVICES, INC. | $225,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $245,000 | $225,000 | -8.2% | 0.0% |
| DUPACO COMMUNITY | $75,000 | $215,000 | 186.7% | 0.0% |
| Heartland Credit Union (Madison) | $215,000 | n/a | 0.0% | |
| Bank of America | $520,000 | $205,000 | -60.6% | 0.0% |
| Forward Bank | $205,000 | n/a | 0.0% | |
| Bay Bank | $195,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $160,000 | $195,000 | 21.9% | 0.0% |
| Bank Iowa | $185,000 | n/a | 0.0% | |
| National Bank of Commerce | $195,000 | $185,000 | -5.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $85,000 | $175,000 | 105.9% | 0.0% |
| The Bank of New Glarus | $85,000 | $175,000 | 105.9% | 0.0% |
| Discover Bank | $150,000 | $170,000 | 13.3% | 0.0% |
| Dairy State Bank | $165,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $165,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $800,000 | $165,000 | -79.4% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $155,000 | n/a | 0.0% | |
| F & M Community Bank | $220,000 | $145,000 | -34.1% | 0.0% |
| Mound City Bank | $205,000 | $145,000 | -29.3% | 0.0% |
| The Peoples Community Bank | $175,000 | $145,000 | -17.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $145,000 | $135,000 | -6.9% | 0.0% |
| IDEAL | $135,000 | n/a | 0.0% | |
| National Exchange Bank and Trust | $135,000 | n/a | 0.0% | |
| TOPLINE FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| ADVIA | $130,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $125,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $125,000 | n/a | 0.0% | |
| Centier Bank | $115,000 | n/a | 0.0% | |
| PNC Bank | $115,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $115,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $720,000 | $115,000 | -84.0% | 0.0% |
| Community Resource Bank | $105,000 | n/a | 0.0% | |
| First Alliance Credit Union | $105,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $930,000 | $105,000 | -88.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $95,000 | n/a | 0.0% | |
| Plains Commerce Bank | $85,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $140,000 | $85,000 | -39.3% | 0.0% |
| American Federal Bank | $75,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $75,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $65,000 | $75,000 | 15.4% | 0.0% |
| Service Federal Credit Union | $55,000 | n/a | 0.0% | |
| Figure Lending LLC | $135,000 | $25,000 | -81.5% | 0.0% |
| Landmark Credit Union | $205,000 | $15,000 | -92.7% | 0.0% |
LA CROSSE - ONALASKA's top lender by overall market share is ALTRA, with 31.8% market share. In second place, with 6.6%, is Merchants Bank, having originated $52,815,000 in loans. In third place, with 5.8%, is River Bank, having originated $45,955,000 in loans. In fourth place, with 3.5%, is Citizens State Bank of La Crosse, having originated $27,760,000 in loans. In fifth place, with 3.3%, is State Bank Financial, having originated $26,550,000 in loans.
LA CROSSE - ONALASKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LA CROSSE - ONALASKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $221,950 (6.0%) | $264,061 (-2.3%) | 0.82 | 269 |
| 2018-02-01 | $252,400 (21.1%) | $291,046 (7.0%) | 0.92 | 242 |
| 2018-03-01 | $260,000 (29.3%) | $306,569 (13.6%) | 0.91 | 224 |
| 2018-04-01 | $273,925 (26.2%) | $322,862 (16.9%) | 0.93 | 228 |
| 2018-05-01 | $258,625 (12.5%) | $334,031 (18.1%) | 0.86 | 251 |
| 2018-06-01 | $272,400 (17.2%) | $340,959 (20.6%) | 0.91 | 285 |
| 2018-07-01 | $267,250 (9.5%) | $337,773 (14.8%) | 0.89 | 311 |
| 2018-08-01 | $253,425 (11.4%) | $331,963 (17.9%) | 0.85 | 339 |
| 2018-09-01 | $257,400 (14.6%) | $330,267 (18.2%) | 0.86 | 340 |
| 2018-10-01 | $258,300 (19.8%) | $323,738 (20.6%) | 0.87 | 327 |
| 2018-11-01 | $249,925 (19.1%) | $314,584 (21.9%) | 0.85 | 308 |
| 2018-12-01 | $243,450 (11.2%) | $316,522 (26.0%) | 0.84 | 275 |
| 2019-01-01 | $244,950 (10.4%) | $315,400 (19.4%) | 0.85 | 226 |
| 2019-02-01 | $258,650 (2.5%) | $323,716 (11.2%) | 0.87 | 215 |
| 2019-03-01 | $262,500 (1.0%) | $324,040 (5.7%) | 0.86 | 218 |
| 2019-04-01 | $259,900 (-5.1%) | $323,162 (0.1%) | 0.83 | 252 |
| 2019-05-01 | $259,900 (0.5%) | $331,180 (-0.9%) | 0.81 | 263 |
| 2019-06-01 | $259,400 (-4.8%) | $329,557 (-3.3%) | 0.81 | 321 |
| 2019-07-01 | $257,175 (-3.8%) | $324,743 (-3.9%) | 0.81 | 349 |
| 2019-08-01 | $251,291 (-0.8%) | $322,450 (-2.9%) | 0.79 | 354 |
| 2019-09-01 | $253,377 (-1.6%) | $318,151 (-3.7%) | 0.81 | 362 |
| 2019-10-01 | $253,493 (-1.9%) | $313,915 (-3.0%) | 0.82 | 364 |
| 2019-11-01 | $254,950 (2.0%) | $308,978 (-1.8%) | 0.84 | 330 |
| 2019-12-01 | $249,950 (2.7%) | $300,664 (-5.0%) | 0.83 | 295 |
| 2020-01-01 | $249,900 (2.0%) | $298,271 (-5.4%) | 0.83 | 250 |
| 2020-02-01 | $269,900 (4.4%) | $323,848 (0.0%) | 0.88 | 222 |
| 2020-03-01 | $264,900 (0.9%) | $315,740 (-2.6%) | 0.83 | 231 |
| 2020-04-01 | $287,250 (10.5%) | $324,812 (0.5%) | 0.90 | 220 |
| 2020-05-01 | $299,150 (15.1%) | $323,893 (-2.2%) | 0.91 | 217 |
| 2020-06-01 | $299,900 (15.6%) | $329,197 (-0.1%) | 0.88 | 218 |
| 2020-07-01 | $298,950 (16.2%) | $331,330 (2.0%) | 0.87 | 217 |
| 2020-08-01 | $279,500 (11.2%) | $318,677 (-1.2%) | 0.80 | 213 |
| 2020-09-01 | $267,400 (5.5%) | $309,680 (-2.7%) | 0.77 | 197 |
| 2020-10-01 | $249,900 (-1.4%) | $304,494 (-3.0%) | 0.72 | 177 |
| 2020-11-01 | $242,400 (-4.9%) | $308,842 (0.0%) | 0.71 | 154 |
| 2020-12-01 | $249,900 (0.0%) | $318,498 (5.9%) | 0.74 | 139 |
| 2021-01-01 | $271,200 (8.5%) | $342,520 (14.8%) | 0.81 | 100 |
| 2021-02-01 | $289,450 (7.2%) | $354,305 (9.4%) | 0.84 | 92 |
| 2021-03-01 | $283,650 (7.1%) | $338,834 (7.3%) | 0.80 | 99 |
| 2021-04-01 | $299,900 (4.4%) | $355,852 (9.6%) | 0.81 | 102 |
| 2021-05-01 | $309,900 (3.6%) | $343,271 (6.0%) | 0.82 | 103 |
| 2021-06-01 | $304,900 (1.7%) | $347,630 (5.6%) | 0.80 | 110 |
| 2021-07-01 | $287,500 (-3.8%) | $333,544 (0.7%) | 0.76 | 136 |
| 2021-08-01 | $292,925 (4.8%) | $337,257 (5.8%) | 0.78 | 152 |
| 2021-09-01 | $279,725 (4.6%) | $327,119 (5.6%) | 0.74 | 168 |
| 2021-10-01 | $295,000 (18.1%) | $328,761 (8.0%) | 0.79 | 148 |
| 2021-11-01 | $297,300 (22.7%) | $327,122 (5.9%) | 0.79 | 118 |
| 2021-12-01 | $278,675 (11.5%) | $326,026 (2.4%) | 0.75 | 125 |
| 2022-01-01 | $304,950 (12.4%) | $342,351 (-0.1%) | 0.82 | 93 |
| 2022-02-01 | $293,225 (1.3%) | $330,694 (-6.7%) | 0.76 | 75 |
| 2022-03-01 | $293,600 (3.5%) | $357,966 (5.7%) | 0.73 | 76 |
| 2022-04-01 | $324,900 (8.3%) | $375,828 (5.6%) | 0.77 | 85 |
| 2022-05-01 | $333,450 (7.6%) | $392,030 (14.2%) | 0.76 | 99 |
| 2022-06-01 | $331,850 (8.8%) | $390,035 (12.2%) | 0.74 | 114 |
| 2022-07-01 | $324,450 (12.9%) | $388,431 (16.5%) | 0.73 | 132 |
| 2022-08-01 | $347,450 (18.6%) | $407,172 (20.7%) | 0.80 | 143 |
| 2022-09-01 | $349,700 (25.0%) | $403,757 (23.4%) | 0.82 | 143 |
| 2022-10-01 | $359,900 (22.0%) | $404,266 (23.0%) | 0.85 | 149 |
| 2022-11-01 | $361,300 (21.5%) | $378,964 (15.9%) | 0.87 | 139 |
| 2022-12-01 | $363,000 (30.3%) | $378,054 (16.0%) | 0.90 | 122 |
| 2023-01-01 | $359,900 (18.0%) | $376,430 (10.0%) | 0.89 | 99 |
| 2023-02-01 | $366,900 (25.1%) | $382,265 (15.6%) | 0.88 | 90 |
LA CROSSE - ONALASKA's median listing price comes in at 88% of the national average.
LA CROSSE - ONALASKA's average listing price for 2023-02-01 was $382,265, a difference of $51,571 (15.6%) versus the prior year and $5,835 versus the prior month.
For the 2023-02-01 period, LA CROSSE - ONALASKA had 90 MLS listings, a difference of -9 listings (-9%) versus the prior month and 15 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LA CROSSE - ONALASKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 75 days | 1,925 sqft |
| 2018-02-01 | 80 days | 2,082 sqft |
| 2018-03-01 | 57 days | 2,029 sqft |
| 2018-04-01 | 44 days | 2,101 sqft |
| 2018-05-01 | 36 days | 2,054 sqft |
| 2018-06-01 | 39 days | 2,200 sqft |
| 2018-07-01 | 44 days | 2,254 sqft |
| 2018-08-01 | 41 days | 2,250 sqft |
| 2018-09-01 | 50 days | 2,241 sqft |
| 2018-10-01 | 57 days | 2,252 sqft |
| 2018-11-01 | 61 days | 2,231 sqft |
| 2018-12-01 | 75 days | 2,176 sqft |
| 2019-01-01 | 82 days | 1,988 sqft |
| 2019-02-01 | 77 days | 2,176 sqft |
| 2019-03-01 | 59 days | 2,171 sqft |
| 2019-04-01 | 37 days | 2,171 sqft |
| 2019-05-01 | 36 days | 2,200 sqft |
| 2019-06-01 | 33 days | 2,269 sqft |
| 2019-07-01 | 38 days | 2,161 sqft |
| 2019-08-01 | 43 days | 2,134 sqft |
| 2019-09-01 | 45 days | 2,115 sqft |
| 2019-10-01 | 49 days | 2,100 sqft |
| 2019-11-01 | 58 days | 2,059 sqft |
| 2019-12-01 | 70 days | 2,045 sqft |
| 2020-01-01 | 83 days | 2,069 sqft |
| 2020-02-01 | 77 days | 2,142 sqft |
| 2020-03-01 | 48 days | 2,108 sqft |
| 2020-04-01 | 50 days | 2,071 sqft |
| 2020-05-01 | 57 days | 2,190 sqft |
| 2020-06-01 | 45 days | 2,340 sqft |
| 2020-07-01 | 45 days | 2,288 sqft |
| 2020-08-01 | 43 days | 2,138 sqft |
| 2020-09-01 | 53 days | 2,038 sqft |
| 2020-10-01 | 51 days | 1,965 sqft |
| 2020-11-01 | 46 days | 1,882 sqft |
| 2020-12-01 | 52 days | 1,889 sqft |
| 2021-01-01 | 60 days | 1,923 sqft |
| 2021-02-01 | 33 days | 1,993 sqft |
| 2021-03-01 | 24 days | 1,928 sqft |
| 2021-04-01 | 19 days | 1,928 sqft |
| 2021-05-01 | 16 days | 1,960 sqft |
| 2021-06-01 | 18 days | 1,925 sqft |
| 2021-07-01 | 18 days | 1,916 sqft |
| 2021-08-01 | 23 days | 1,921 sqft |
| 2021-09-01 | 30 days | 1,930 sqft |
| 2021-10-01 | 40 days | 1,911 sqft |
| 2021-11-01 | 47 days | 1,950 sqft |
| 2021-12-01 | 45 days | 1,934 sqft |
| 2022-01-01 | 62 days | 2,032 sqft |
| 2022-02-01 | 48 days | 1,975 sqft |
| 2022-03-01 | 11 days | 1,884 sqft |
| 2022-04-01 | 11 days | 1,948 sqft |
| 2022-05-01 | 10 days | 1,912 sqft |
| 2022-06-01 | 17 days | 1,915 sqft |
| 2022-07-01 | 19 days | 1,882 sqft |
| 2022-08-01 | 24 days | 1,958 sqft |
| 2022-09-01 | 30 days | 1,988 sqft |
| 2022-10-01 | 30 days | 2,030 sqft |
| 2022-11-01 | 42 days | 2,059 sqft |
| 2022-12-01 | 60 days | 2,097 sqft |
| 2023-01-01 | 74 days | 1,921 sqft |
| 2023-02-01 | 64 days | 1,870 sqft |
LA CROSSE - ONALASKA's median square footage for active listings during the 2023-02-01 period was 1,870 sqft. One year prior, the average listing was 1,975 sqft.
LA CROSSE-ONALASKA, WI-MN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 54601 | La Crosse-Onalaska, WI-MN | $620 | $730 | $940 | $1,310 | $1,610 |
| 54602 | La Crosse-Onalaska, WI-MN | $620 | $730 | $940 | $1,310 | $1,610 |
| 54603 | La Crosse-Onalaska, WI-MN | $530 | $620 | $800 | $1,120 | $1,370 |
| 54614 | La Crosse-Onalaska, WI-MN | $540 | $640 | $820 | $1,150 | $1,400 |
| 54619 | La Crosse-Onalaska, WI-MN | $540 | $640 | $820 | $1,150 | $1,400 |
| 54623 | La Crosse-Onalaska, WI-MN | $600 | $710 | $910 | $1,270 | $1,560 |
| 54636 | La Crosse-Onalaska, WI-MN | $680 | $790 | $1,020 | $1,430 | $1,750 |
| 54642 | La Crosse-Onalaska, WI-MN | $610 | $720 | $920 | $1,290 | $1,570 |
| 54644 | La Crosse-Onalaska, WI-MN | $700 | $830 | $1,060 | $1,480 | $1,810 |
| 54650 | La Crosse-Onalaska, WI-MN | $660 | $780 | $1,000 | $1,400 | $1,710 |
| 54653 | La Crosse-Onalaska, WI-MN | $640 | $760 | $970 | $1,360 | $1,660 |
| 54656 | La Crosse-Onalaska, WI-MN | $620 | $730 | $940 | $1,310 | $1,610 |
| 54658 | La Crosse-Onalaska, WI-MN | $650 | $760 | $980 | $1,370 | $1,680 |
| 54661 | La Crosse-Onalaska, WI-MN | $620 | $730 | $940 | $1,310 | $1,610 |
| 54667 | La Crosse-Onalaska, WI-MN | $650 | $760 | $980 | $1,370 | $1,680 |
| 54669 | La Crosse-Onalaska, WI-MN | $660 | $780 | $1,000 | $1,400 | $1,710 |
| 55919 | La Crosse-Onalaska, WI-MN | $540 | $630 | $810 | $1,130 | $1,390 |
| 55921 | La Crosse-Onalaska, WI-MN | $520 | $610 | $790 | $1,100 | $1,370 |
| 55931 | La Crosse-Onalaska, WI-MN | $520 | $610 | $790 | $1,100 | $1,370 |
| 55941 | La Crosse-Onalaska, WI-MN | $590 | $690 | $890 | $1,240 | $1,520 |
| 55943 | La Crosse-Onalaska, WI-MN | $520 | $610 | $790 | $1,100 | $1,370 |
| 55947 | La Crosse-Onalaska, WI-MN | $600 | $700 | $900 | $1,260 | $1,540 |
| 55954 | La Crosse-Onalaska, WI-MN | $680 | $680 | $900 | $1,230 | $1,370 |
| 55971 | La Crosse-Onalaska, WI-MN | $660 | $670 | $880 | $1,200 | $1,370 |
| 55974 | La Crosse-Onalaska, WI-MN | $530 | $620 | $800 | $1,120 | $1,370 |
2022 Average & Median Rent Data Statistics
LA CROSSE-ONALASKA, WI-MN average 1BR rent: $701, median: $710
LA CROSSE-ONALASKA, WI-MN average 2BR rent: $904, median: $910
LA CROSSE-ONALASKA, WI-MN average 3BR rent: $1,260, median: $1,270
LA CROSSE-ONALASKA, WI-MN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,795 | $495,515,000 | $276,053 |
| Refi | 702 | $147,830,000 | $210,584 |
| Cash Out Refi | 531 | $97,575,000 | $183,757 |
| Home Improvement | 523 | $29,755,000 | $56,893 |
| Other | 354 | $26,350,000 | $74,435 |
La Crosse - Onalaska's most frequently cited loan purpose was Home Purchase, with 1,795 originations. The 2nd most popular reason was Refi, with 702 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 886 | $187,640,000 | $211,783 |
| 5-6% | 768 | $169,370,000 | $220,534 |
| 4-5% | 766 | $180,710,000 | $235,914 |
| 2.5-3% | 532 | $56,090,000 | $105,432 |
| 6-7% | 297 | $62,205,000 | $209,444 |
| 7-8% | 90 | $12,620,000 | $140,222 |
| <2.5% | 89 | $14,395,000 | $161,742 |
| Over 8% | 66 | $3,620,000 | $54,848 |
During 2022, La Crosse - Onalaska's most frequently originated rate bucket was 3-4%, with 886 originations.
Loan Sizing (LA CROSSE-ONALASKA, WI-MN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,255 | $59,795,000 | $47,645 |
| $100k-200k | 1,209 | $180,015,000 | $148,896 |
| $200k-400k | 1,161 | $318,955,000 | $274,724 |
| $400k-600k | 187 | $87,775,000 | $469,385 |
| $600k-1000k | 57 | $42,085,000 | $738,333 |
| $Over $1MM | 36 | $108,400,000 | $3,011,111 |
LA CROSSE - ONALASKA's loan sizing saw the bucket of loans from $100,000 or less with 1,255 originations, totaling $59,795,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,245 | $330,835,000 | $265,731 |
| 60-80% | 760 | $200,670,000 | $264,039 |
| Under 20% | 623 | $25,585,000 | $41,067 |
| 20-40% | 461 | $46,635,000 | $101,161 |
| 40-60% | 379 | $75,165,000 | $198,325 |
| Over 100% | 20 | $6,120,000 | $306,000 |
LA CROSSE - ONALASKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,245 originations, totaling $330,835,000 in origination value.