Whitewater Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Whitewater averaged 6.26% for the week of 2023-01-26, compared to the national average of 6.13% for the same period.

The average rate for the prior week (2023-01-19) was 6.28% and one month ago for the week of 2022-12-22, the average rate was 6.5%.

Whitewater's average rate one year ago was 3.79%.

For refis of the same type during the week of 2023-01-26, the average rate was 6.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-01-26 6.13%
Whitewater 30 Year Fixed Rate 2023-01-26 6.26%
Whitewater 30 Year Fixed Rate Refi 2023-01-26 6.15%
Whitewater 15 Year Fixed Rate 2023-01-26 5.6%
Whitewater 15 Year Fixed Rate Refi 2023-01-26 5.55%
Whitewater 30 Year FHA 2023-01-26 6.37%
Whitewater 30 Year FHA Refi 2023-01-26 6.08%
Whitewater 30 Year USDA 2023-01-26 6.21%
Whitewater 30 Year USDA Refi 2023-01-26 6.42%
Whitewater 30 Year VA 2023-01-26 5.99%
Whitewater 30 Year VA Refi 2023-01-26 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Whitewater, WI.

Whitewater Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Whitewater, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 211 3.20% $2,735
The First National Bank and Trust Company 166 3.22% $1,927
QUICKEN LOANS, LLC 164 3.09% $4,771
GUARANTEED RATE, INC. 162 3.08% $2,958
Associated Bank 117 3.13% $2,317
JPMorgan Chase Bank 86 3.06% $2,529
Landmark Credit Union 83 3.10% $1,807
Barrington Bank & Trust Company, N.A. 83 3.17% $2,395
UNITED WHOLESALE MORTGAGE, LLC 80 3.04% $3,378
Wells Fargo Bank 77 3.15% $2,201
U.S. Bank 68 3.08% $2,842
EDUCATORS CREDIT UNION 61 3.03% $1,619
The Greenwood's State Bank 61 2.94% $1,510
Citizens Bank 57 3.11% $2,949
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 53 3.24% $2,752
LOANDEPOT.COM, LLC 50 3.03% $4,000
INLANTA MORTGAGE, INC. 43 3.17% $2,307
INLAND BANK & TRUST 42 3.20% $3,074
Blackhawk Community Credit Union 41 3.45% $1,955
Johnson Bank 41 3.02% $2,534
MORTGAGE CENTER L.C 39 3.18% $2,368
WISCONSIN MORTGAGE CORPORATION 33 3.12% $2,452
University of Wisconsin Credit Union 31 3.02% $2,886
Bank of America 30 2.66% $3,261
NEWREZ LLC 30 3.14% $2,369
Mr. Cooper ( Nationstar Mortgage ) 27 3.35% $5,033
Summit Credit Union 25 3.00% $2,791
PARKSIDE LENDING, LLC 25 2.85% $2,657
Old National Bank 24 3.06% $3,015
BMO Harris Bank 23 3.09% $3,580
First Midwest Bank 23 2.94% $3,376
CALIBER HOME LOANS, INC. 22 3.09% $2,308
AMERICAN PACIFIC MORTGAGE CORPORATION 21 3.23% $3,003
AMERISAVE MORTGAGE CORPORATION 21 2.84% $5,142
PNC Bank 21 3.05% $2,588
FIRST CENTENNIAL MORTGAGE CORPORATION 21 2.99% $2,792
GATEWAY MORTGAGE CORPORATION 20 3.09% $3,230
Flagstar Bank, FSB 20 3.20% $2,953
CROSSCOUNTRY MORTGAGE, LLC 20 3.11% $3,377
Servion, Inc. 20 2.95% $1,554
PLANET HOME LENDING, LLC 19 3.07% $2,678
A + MORTGAGE SERVICES, INC. 19 3.01% $1,382
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.18% $4,338
Bank Five Nine 18 3.34% $1,961
Waukesha State Bank 18 3.25% $1,721
CIBC Bank USA 18 2.86% $3,568
CHERRY CREEK MORTGAGE, LLC 18 3.22% $921
BETTER MORTGAGE CORPORATION 17 2.99% $3,579
MUTUAL OF OMAHA MORTGAGE, INC. 17 3.11% $3,357
FINANCE OF AMERICA MORTGAGE LLC 16 3.18% $2,886
COMPASS MORTGAGE, INC. 15 3.22% $3,635
Bank of England 15 3.33% $3,128
Great Midwest Bank, S.S.B. 15 3.21% $2,078
PremierBank 15 3.21% $1,671
The Huntington National Bank 15 2.93% $4,651
BLUELEAF LENDING, LLC 14 2.95% $3,003
The Equitable Bank, S.S.B. 14 2.90% $1,949
HOME POINT FINANCIAL CORPORATION 14 3.02% $2,908
HOMESIDE FINANCIAL, LLC 13 3.32% $3,191
Paramount Residential Mortgage Group, Inc. 13 3.23% $5,227
Citizens Bank 11 3.18% $2,770
Baxter Credit Union 11 2.91% $2,505
DRAPER AND KRAMER MORTGAGE CORP. 11 2.99% $2,915
Fifth Third Bank 10 2.91% $5,288
Blue Ridge Bank 10 3.56% $2,388
PyraMax Bank, FSB 10 3.10% $1,531
Morgan Stanley Private Bank 10 2.71% $3,046
FIRST STATE MORTGAGE SERVICES, LLC 10 3.02% $2,796
North Shore Bank FSB 9 3.22% $1,711
AMERICAN PORTFOLIO MORTGAGE CORPORATION 9 3.10% $2,841
BROKER SOLUTIONS, INC. 9 3.12% $4,329
Home State Bank 9 2.93% $2,915
GUARANTEED RATE AFFINITY, LLC 8 3.05% $2,508
PENNYMAC LOAN SERVICES, LLC 8 3.28% $5,396
GSF Mortgage Corporation 8 3.12% $4,201
Bell Bank 7 3.11% $2,030
ENVOY MORTGAGE, LTD 7 3.32% $3,430
FREEDOM MORTGAGE CORPORATION 7 3.20% $2,819
PROPER RATE, LLC 7 3.02% $2,895
Truist 6 3.00% $2,464
First American Bank 6 3.04% $2,430
Charles Schwab Bank, SSB 6 2.52% $2,447
CMG MORTGAGE, INC. 6 3.10% $5,301
T2 FINANCIAL LLC 6 3.42% $3,969
GUILD MORTGAGE COMPANY 6 2.96% $4,841
Carrington Mortgage Services, LLC 6 3.25% $5,113
CONSUMERS COOPERATIVE CREDIT UNION 6 3.13% $2,991
Ally Bank 5 3.25% $3,163
The First National Bank of Ottawa 5 3.10% $2,761
CIBM Bank 5 3.22% $2,221
Waterstone Mortgage Corporation 5 3.10% $3,047
CELEBRITY HOME LOANS, LLC 5 3.35% $3,850
American Mortgage & Equity Consultants, Inc. 4 3.34% $2,691
AMERICAN FINANCIAL NETWORK, INC. 4 3.19% $5,770
Northpointe Bank 4 3.34% $2,627
Ixonia Bank 4 3.03% $2,426
The Park Bank 4 2.91% $1,917
ACADEMY MORTGAGE CORPORATION 4 3.44% $3,312
SUCCESS MORTGAGE PARTNERS, INC. 4 3.31% $3,900
Chicago Financial Services, Inc. 4 2.66% $2,844
NAVY FEDERAL CREDIT UNION 4 3.53% $5,696
COMPEER FINANCIAL, FLCA 4 3.63% $3,171
ROYAL UNITED MORTGAGE LLC 4 3.25% $9,120
First Guaranty Mortgage Corporation 4 3.28% $3,255
Tri City National Bank 4 2.84% $2,011
ZILLOW HOME LOANS, LLC 3 2.96% $3,913
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 3.04% $1,768
Bank of Sun Prairie 3 2.99% $2,237
Citibank 3 2.83% $3,979
DAS Acquisition Company, LLC 3 3.04% $3,066
GREAT LAKES 3 2.67% $2,713
HOMESTEAD FUNDING CORP. 3 2.92% $2,413
Hometown Bank 3 2.83% $1,137
Midwest Community Bank 3 3.04% $2,686
NBH Bank 3 3.21% $3,226
Neighborhood Loans, Inc. 3 3.25% $2,811
Old Second National Bank 3 3.58% $2,835
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.25% $2,161
Prosperity Home Mortgage, LLC 3 3.25% $3,207
Raymond James Bank 3 2.83% $2,986
THE ANDERSON FINANCIAL GROUP, INC. 3 3.13% $2,475
TOTAL MORTGAGE SERVICES, LLC 3 3.12% $3,253
UNITED HOME LOANS, INC. 3 2.96% $3,117
First Federal Bank 2 3.13% $1,872
Byron Bank 2 2.74% $2,320
Mortgage Research Center, LLC 2 2.87% $2,981
MOVEMENT MORTGAGE, LLC 2 3.12% $3,477
First-Citizens Bank & Trust Company 2 2.96% $5,551
LEADERONE FINANCIAL CORPORATION 2 3.38% $1,889
LENDSURE MORTGAGE CORP. 2 4.12% $15,873
The Federal Savings Bank 2 3.13% $2,822
Cornerstone National Bank & Trust Company 2 2.50% $0
KELLER MORTGAGE, LLC 2 3.50% $1,738
Westbury Bank 2 3.19% $1,745
Arvest Bank 2 3.06% $2,482
The Northern Trust Company 2 2.63% $3,754
Key Mortgage Services, Inc. 2 3.69% $2,831
THOMPSON KANE & COMPANY, LLC 2 3.88% $2,818
THRIVENT Federal Credit Union 2 3.25% $3,077
Wyndham Capital Mortgage, Inc. 2 2.81% $2,458
NATIONS RELIABLE LENDING, LLC 2 3.38% $3,478
TOWNE MORTGAGE COMPANY 2 3.25% $1,981
First Savings Bank 2 3.31% $4,891
First National Bank of Omaha 2 3.19% $4,919
MORIA DEVELOPMENT, INC. 2 2.93% $7,165
UBS Bank USA 2 2.69% $5,048
ALLIANT CREDIT UNION 2 2.88% $4,042
UNION HOME MORTGAGE CORP. 2 3.19% $5,872
NBKC BANK 2 3.25% $1,666
City National Bank 2 2.91% $5,950
AmeriHome Mortgage Company, LLC 2 3.31% $2,380
AMERICAN INTERNET MORTGAGE, INC. 2 2.63% $4,525
Goldman Sachs Bank USA 2 2.60% $6,548
RUOFF MORTGAGE COMPANY, INC. 2 3.06% $2,647
Allied First Bank,sb 2 3.56% $3,019
SENB Bank 2 2.50% $2,449
Chicago Mortgage Solutions LLC 2 2.87% $1,435
SIRVA MORTGAGE, INC. 2 3.06% $2,011
SOFI LENDING CORP. 2 3.06% $3,280
SPRING EQ, LLC 2 2.88% $1,392
STEARNS LENDING, LLC 2 3.06% $2,720
Oregon Community Bank 2 3.63% $2,882
EMBRACE HOME LOANS, INC. 2 2.88% $4,054
Strong Home Mortgage, LLC 2 3.06% $1,511
CoVantage Credit Union 1 3.38% $2,534
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $1,786
Community First Credit Union 1 3.25% $1,827
WINGS FINANCIAL 1 2.38% $2,501
Colonial Savings, F.A. 1 3.88% $1,178
CITYWIDE HOME LOANS, LLC 1 2.75% $2,479
Quontic Bank 1 6.25% $9,136
Royal Bank 1 3.38% $2,582
SECURITYNATIONAL MORTGAGE COMPANY 1 3.50% $2,962
Stifel Bank and Trust 1 2.75% $5,020
Stillman BancCorp N.A. 1 3.25% $3,478
Cambria Financial Group, LLC 1 2.75% $2,345
SUMMIT FUNDING, INC. 1 3.13% $2,479
Blackhawk Bank 1 3.33% $3,805
TCF National Bank 1 3.25% $2,732
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.88% $3,008
Bethpage Federal Credit Union 1 2.75% $3,619
BAY EQUITY LLC 1 3.63% $3,469
Bank First, N.A. 1 2.88% $2,585
Badger Bank 1 2.50% $999
ARC HOME LLC 1 5.55% $10,858
Town & Country Banc Mortgage Services, Inc. 1 3.23% $2,116
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.63% $16,117
ANGEL OAK HOME LOANS LLC 1 6.63% $4,457
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 3.00% $2,209
UIF CORPORATION 1 3.00% $4,937
United Fidelity Funding Corp. 1 4.13% $3,239
Alerus Financial 1 3.25% $2,600
Gold Coast Bank 1 3.25% $3,472
Heartland Bank and Trust Company 1 2.88% $1,413
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 2.75% $9,401
GERSHMAN INVESTMENT CORP. 1 3.50% $3,063
Frandsen Bank & Trust 1 2.75% $7,979
Fortress Bank 1 3.38% $2,262
American Bank and Trust Company 1 3.49% $2,700
VERIDIAN CREDIT UNION 1 2.88% $1,301
IAA Credit Union 1 2.75% $829
IMPAC MORTGAGE CORP. 1 2.75% $2,963
First State Bank 1 2.88% $2,738
First State Bank of St. Charles, Missouri 1 3.50% $2,702
InterContinental Capital Group, Inc 1 3.25% $4,183
JLB CORPORATION 1 3.38% $4,080
FIRST NORTHERN Credit Union 1 3.25% $2,326
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $4,176
First National Bank of America 1 7.13% $16,806
LENDUS, LLC 1 2.88% $6,522
First Horizon Bank 1 3.13% $2,521
Loan Simple, Inc. 1 2.75% $2,986
LOANSNAP, INC. 1 2.88% $2,050
MARINE 1 6.98% $6,912
MEGASTAR FINANCIAL CORP. 1 3.50% $3,981
Watermark Capital, Inc. 1 2.88% $2,896
MLD MORTGAGE INC. 1 2.50% $2,715
Monona Bank 1 2.63% $2,604
First Federal Bank of Kansas City 1 3.00% $4,115
FirstBank 1 2.99% $2,214
NASA Federal Credit Union 1 3.00% $4,579
National Exchange Bank and Trust 1 4.50% $1,895
Nations Lending Corporation 1 3.25% $4,182
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.49% $7,761
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.00% $2,257
American Airlines Federal Credit Union 1 3.25% $0
ALTRA 1 2.93% $1,918
Farmers & Merchants State Bank 1 2.88% $1,949
NFM, INC. 1 2.75% $2,719
Nicolet National Bank 1 2.88% $3,071
EVERETT FINANCIAL, INC. 1 2.99% $1,434
ENDEAVOR CAPITAL, LLC. 1 3.13% $3,814
NORTHWEST BANK OF ROCKFORD 1 3.38% $2,143
NORTHWESTERN MUTUAL 1 3.05% $603
Notre Dame Federal Credit Union Corporation 1 2.88% $3,307
Oakstar Bank 1 2.75% $2,700
OAKTREE FUNDING CORP. 1 3.74% $24,681
OCEANSIDE MORTGAGE COMPANY 1 3.25% $0
EMM LOANS LLC 1 2.88% $6,240
DUPACO COMMUNITY 1 2.88% $3,346
Dollar Bank, Federal Savings Bank 1 3.13% $4,988
PENTAGON FEDERAL CREDIT UNION 1 3.25% $1,623
CRESCENT MORTGAGE COMPANY 1 2.99% $3,323
Platinum Home Mortgage Corporation 1 2.88% $4,115

Whitewater Average Closing Costs & Other Stats

Whitewater, WI's 244 lenders originated 6,315 loans during 2021. The total origination value was $1,609,745,000, with an average loan value of $254,908.

Whitewater's average closing costs are $3,373.

The top Whitewater lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 211 loans originated. Their average total fees are $2,735, which is $808 higher than the next largest lender, The First National Bank and Trust Company.

The lowest fee Whitewater lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($921), A + MORTGAGE SERVICES, INC. ($1,382), The Greenwood's State Bank ($1,510), PyraMax Bank, FSB ($1,531) and Servion, Inc. ($1,554).

The lowest rate Whitewater lenders (with over 10 loans originated) are Bank of America (2.66%), Morgan Stanley Private Bank (2.71%), AMERISAVE MORTGAGE CORPORATION (2.84%), PARKSIDE LENDING, LLC (2.85%) and CIBC Bank USA (2.86%).

Whitewater, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The First National Bank and Trust Company $81,415,000 $89,515,000 9.9% 5.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $57,100,000 $71,315,000 24.9% 4.4%
QUICKEN LOANS, LLC $61,965,000 $69,955,000 12.9% 4.3%
GUARANTEED RATE, INC. $48,545,000 $68,310,000 40.7% 4.2%
JPMorgan Chase Bank $56,425,000 $65,510,000 16.1% 4.1%
Associated Bank $51,680,000 $60,590,000 17.2% 3.8%
U.S. Bank $36,440,000 $44,845,000 23.1% 2.8%
Landmark Credit Union $41,310,000 $37,910,000 -8.2% 2.4%
Barrington Bank & Trust Company, N.A. $40,335,000 $36,660,000 -9.1% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $34,175,000 $36,310,000 6.2% 2.3%
EDUCATORS CREDIT UNION $28,930,000 $32,500,000 12.3% 2.0%
Wells Fargo Bank $37,250,000 $31,780,000 -14.7% 2.0%
Johnson Bank $25,630,000 $29,275,000 14.2% 1.8%
BMO Harris Bank $17,230,000 $26,610,000 54.4% 1.7%
The Greenwood's State Bank $24,965,000 $25,345,000 1.5% 1.6%
Bank of America $24,255,000 $24,855,000 2.5% 1.5%
Citizens Bank $4,150,000 $23,980,000 477.8% 1.5%
LOANDEPOT.COM, LLC $15,335,000 $21,295,000 38.9% 1.3%
Blackhawk Community Credit Union $19,165,000 $20,660,000 7.8% 1.3%
FREEDOM MORTGAGE CORPORATION $22,950,000 $20,075,000 -12.5% 1.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $25,915,000 $18,625,000 -28.1% 1.2%
INLAND BANK & TRUST $13,155,000 $18,355,000 39.5% 1.1%
Summit Credit Union $15,180,000 $18,250,000 20.2% 1.1%
University of Wisconsin Credit Union $9,750,000 $15,345,000 57.4% 1.0%
INLANTA MORTGAGE, INC. $11,840,000 $14,905,000 25.9% 0.9%
PNC Bank $9,525,000 $13,805,000 44.9% 0.9%
Community State Bank $16,440,000 $13,710,000 -16.6% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $7,585,000 $13,585,000 79.1% 0.8%
NEWREZ LLC $6,315,000 $13,370,000 111.7% 0.8%
First Midwest Bank $8,160,000 $12,675,000 55.3% 0.8%
Old National Bank $10,355,000 $11,770,000 13.7% 0.7%
ADVIA $14,420,000 $11,755,000 -18.5% 0.7%
CIBC Bank USA $15,495,000 $11,690,000 -24.6% 0.7%
MORTGAGE CENTER L.C $13,385,000 $11,530,000 -13.9% 0.7%
WISCONSIN MORTGAGE CORPORATION $16,420,000 $11,200,000 -31.8% 0.7%
BETTER MORTGAGE CORPORATION $3,120,000 $11,145,000 257.2% 0.7%
Mortgage Research Center, LLC $10,160,000 $10,845,000 6.7% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,050,000 $10,810,000 53.3% 0.7%
FIRST CENTENNIAL MORTGAGE CORPORATION $8,590,000 $10,320,000 20.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $11,105,000 $10,075,000 -9.3% 0.6%
Baxter Credit Union $4,105,000 $10,000,000 143.6% 0.6%
PARKSIDE LENDING, LLC $19,345,000 $9,455,000 -51.1% 0.6%
PENNYMAC LOAN SERVICES, LLC $3,920,000 $8,930,000 127.8% 0.6%
Fifth Third Bank $7,345,000 $8,790,000 19.7% 0.5%
Bank Five Nine $10,020,000 $8,545,000 -14.7% 0.5%
Flagstar Bank, FSB $11,065,000 $8,370,000 -24.4% 0.5%
A + MORTGAGE SERVICES, INC. $10,110,000 $8,290,000 -18.0% 0.5%
AMERISAVE MORTGAGE CORPORATION $4,530,000 $8,215,000 81.3% 0.5%
The Huntington National Bank $7,985,000 $8,115,000 1.6% 0.5%
CHERRY CREEK MORTGAGE, LLC $11,745,000 $8,110,000 -30.9% 0.5%
GATEWAY MORTGAGE CORPORATION $6,705,000 $7,700,000 14.8% 0.5%
The Equitable Bank, S.S.B. $8,870,000 $7,400,000 -16.6% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $6,965,000 $7,380,000 6.0% 0.5%
Waukesha State Bank $8,045,000 $7,195,000 -10.6% 0.4%
BLUELEAF LENDING, LLC $4,910,000 $7,165,000 45.9% 0.4%
Morgan Stanley Private Bank $9,710,000 $7,150,000 -26.4% 0.4%
Goldman Sachs Bank USA $18,925,000 $7,130,000 -62.3% 0.4%
PremierBank $7,555,000 $6,955,000 -7.9% 0.4%
HOME POINT FINANCIAL CORPORATION $7,505,000 $6,905,000 -8.0% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $3,180,000 $6,885,000 116.5% 0.4%
WALKER & DUNLOP, LLC $6,865,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $3,750,000 $6,660,000 77.6% 0.4%
Great Midwest Bank, S.S.B. $9,700,000 $6,640,000 -31.5% 0.4%
DRAPER AND KRAMER MORTGAGE CORP. $7,755,000 $6,430,000 -17.1% 0.4%
Servion, Inc. $6,065,000 $6,295,000 3.8% 0.4%
CALIBER HOME LOANS, INC. $7,935,000 $6,285,000 -20.8% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,985,000 $6,275,000 110.2% 0.4%
Cornerstone National Bank & Trust Company $3,115,000 $6,205,000 99.2% 0.4%
Paramount Residential Mortgage Group, Inc. $3,290,000 $6,120,000 86.0% 0.4%
The Harvard State Bank $10,700,000 $5,395,000 -49.6% 0.3%
Charles Schwab Bank, SSB $2,285,000 $5,305,000 132.2% 0.3%
Bank of England $2,475,000 $5,255,000 112.3% 0.3%
FIRST STATE MORTGAGE SERVICES, LLC $4,330,000 $5,185,000 19.7% 0.3%
COMPEER FINANCIAL, FLCA $4,110,000 $5,155,000 25.4% 0.3%
PLANET HOME LENDING, LLC $210,000 $5,005,000 2,283.3% 0.3%
COMPASS MORTGAGE, INC. $2,170,000 $4,715,000 117.3% 0.3%
North Shore Bank FSB $4,340,000 $4,625,000 6.6% 0.3%
UBS Bank USA $4,395,000 $4,345,000 -1.1% 0.3%
Citizens Bank $4,150,000 $4,200,000 1.2% 0.3%
VERVE, A CREDIT UNION $700,000 $4,105,000 486.4% 0.3%
PROPER RATE, LLC $2,055,000 $3,995,000 94.4% 0.2%
First American Bank $1,190,000 $3,975,000 234.0% 0.2%
HOMESIDE FINANCIAL, LLC $3,025,000 $3,945,000 30.4% 0.2%
PyraMax Bank, FSB $5,725,000 $3,925,000 -31.4% 0.2%
First-Citizens Bank & Trust Company $3,735,000 n/a 0.2%
Carrington Mortgage Services, LLC $1,210,000 $3,635,000 200.4% 0.2%
WaterStone Bank, SSB $4,780,000 $3,575,000 -25.2% 0.2%
CMG MORTGAGE, INC. $3,365,000 $3,470,000 3.1% 0.2%
The Federal Savings Bank $1,480,000 $3,450,000 133.1% 0.2%
Bell Bank $4,130,000 $3,440,000 -16.7% 0.2%
GSF Mortgage Corporation $3,840,000 $3,410,000 -11.2% 0.2%
ENVOY MORTGAGE, LTD $1,755,000 $3,405,000 94.0% 0.2%
Truist Bank $1,825,000 $3,255,000 78.4% 0.2%
Raymond James Bank $3,205,000 n/a 0.2%
Citibank $15,655,000 $3,015,000 -80.7% 0.2%
NAVY FEDERAL CREDIT UNION $3,240,000 $3,005,000 -7.3% 0.2%
DMB Community Bank $800,000 $2,970,000 271.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $995,000 $2,970,000 198.5% 0.2%
Home State Bank $6,415,000 $2,840,000 -55.7% 0.2%
NEW DAY FINANCIAL, LLC $2,920,000 $2,780,000 -4.8% 0.2%
BROKER SOLUTIONS, INC. $1,850,000 $2,735,000 47.8% 0.2%
City National Bank $165,000 $2,680,000 1,524.2% 0.2%
Tri City National Bank $2,045,000 $2,650,000 29.6% 0.2%
The Northern Trust Company $1,505,000 $2,535,000 68.4% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,510,000 $2,485,000 64.6% 0.2%
Chicago Financial Services, Inc. $2,965,000 $2,380,000 -19.7% 0.1%
Ally Bank $650,000 $2,345,000 260.8% 0.1%
Town Bank, N.A. $3,085,000 $2,305,000 -25.3% 0.1%
The First National Bank of Ottawa $565,000 $2,120,000 275.2% 0.1%
CELEBRITY HOME LOANS, LLC $1,040,000 $2,115,000 103.4% 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $1,660,000 $2,080,000 25.3% 0.1%
Blue Ridge Bank $880,000 $2,050,000 133.0% 0.1%
GUILD MORTGAGE COMPANY $245,000 $2,010,000 720.4% 0.1%
Stifel Bank and Trust $1,415,000 $2,005,000 41.7% 0.1%
First National Bank of Brookfield $1,970,000 n/a 0.1%
Collins State Bank $1,960,000 n/a 0.1%
LENDUS, LLC $1,935,000 n/a 0.1%
First Guaranty Mortgage Corporation $2,720,000 $1,880,000 -30.9% 0.1%
SENB Bank $1,120,000 $1,840,000 64.3% 0.1%
CIBM Bank $1,620,000 $1,810,000 11.7% 0.1%
Sauk Valley Bank & Trust Company $4,165,000 $1,795,000 -56.9% 0.1%
UNITED HOME LOANS, INC. $1,625,000 $1,790,000 10.2% 0.1%
CLEARPATH LENDING $3,410,000 $1,785,000 -47.7% 0.1%
Waterstone Mortgage Corporation $2,470,000 $1,780,000 -27.9% 0.1%
American Mortgage & Equity Consultants, Inc. $185,000 $1,715,000 827.0% 0.1%
ACADEMY MORTGAGE CORPORATION $1,070,000 $1,685,000 57.5% 0.1%
SOFI LENDING CORP. $675,000 $1,665,000 146.7% 0.1%
First National Bank of Omaha $1,575,000 $1,660,000 5.4% 0.1%
LENDSURE MORTGAGE CORP. $1,265,000 $1,655,000 30.8% 0.1%
USAA Federal Savings Bank $3,565,000 $1,610,000 -54.8% 0.1%
Prosperity Home Mortgage, LLC $2,140,000 $1,585,000 -25.9% 0.1%
The Park Bank $350,000 $1,585,000 352.9% 0.1%
Midwest Community Bank $2,160,000 $1,510,000 -30.1% 0.1%
TOTAL MORTGAGE SERVICES, LLC $2,975,000 $1,445,000 -51.4% 0.1%
NATIONS RELIABLE LENDING, LLC $1,090,000 $1,435,000 31.7% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $680,000 $1,430,000 110.3% 0.1%
Abbott Laboratories Employees Credit Union $790,000 $1,425,000 80.4% 0.1%
ZILLOW HOME LOANS, LLC $1,385,000 n/a 0.1%
Resource Bank, N.A. $1,375,000 n/a 0.1%
T2 FINANCIAL LLC $500,000 $1,370,000 174.0% 0.1%
Farmers & Merchants State Bank $360,000 $1,360,000 277.8% 0.1%
MARINE $1,270,000 $1,320,000 3.9% 0.1%
Gold Coast Bank $2,005,000 $1,305,000 -34.9% 0.1%
Wisconsin River Bank $1,305,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,465,000 $1,250,000 -49.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,370,000 $1,245,000 -9.1% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $225,000 $1,240,000 451.1% 0.1%
Blackhawk Bank $3,315,000 $1,220,000 -63.2% 0.1%
DAS Acquisition Company, LLC $1,490,000 $1,205,000 -19.1% 0.1%
Fortress Bank $1,205,000 n/a 0.1%
GREAT LAKES $845,000 $1,195,000 41.4% 0.1%
North Shore Trust and Savings $750,000 $1,165,000 55.3% 0.1%
Northpointe Bank $1,155,000 $1,145,000 -0.9% 0.1%
THOMPSON KANE & COMPANY, LLC $1,045,000 $1,100,000 5.3% 0.1%
Neighborhood Loans, Inc. $1,435,000 $1,095,000 -23.7% 0.1%
THE ANDERSON FINANCIAL GROUP, INC. $1,080,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $380,000 $1,055,000 177.6% 0.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $960,000 $1,050,000 9.4% 0.1%
Illinois Bank & Trust $1,045,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $520,000 $1,000,000 92.3% 0.1%
UNION HOME MORTGAGE CORP. $450,000 $1,000,000 122.2% 0.1%
OAKTREE FUNDING CORP. $985,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $960,000 392.3% 0.1%
First Federal Bank $1,840,000 $940,000 -48.9% 0.1%
RUOFF MORTGAGE COMPANY, INC. $165,000 $930,000 463.6% 0.1%
Chicago Mortgage Solutions LLC $605,000 $920,000 52.1% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $775,000 $915,000 18.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $915,000 n/a 0.1%
National Exchange Bank and Trust $510,000 $895,000 75.5% 0.1%
ROYAL UNITED MORTGAGE LLC $1,045,000 $890,000 -14.8% 0.1%
EMBRACE HOME LOANS, INC. $625,000 $860,000 37.6% 0.1%
LEADERONE FINANCIAL CORPORATION $2,575,000 $860,000 -66.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $800,000 $850,000 6.3% 0.1%
Heartland Bank and Trust Company $830,000 n/a 0.1%
Dollar Bank, Federal Savings Bank $325,000 $825,000 153.8% 0.1%
BAY EQUITY LLC $700,000 $805,000 15.0% 0.1%
HOMESTEAD FUNDING CORP. $1,160,000 $805,000 -30.6% 0.1%
Key Mortgage Services, Inc. $2,020,000 $785,000 -61.1% 0.0%
PLAZA HOME MORTGAGE, INC. $295,000 $770,000 161.0% 0.0%
Byron Bank $405,000 $765,000 88.9% 0.0%
AmRes Corporation $760,000 n/a 0.0%
Ixonia Bank $2,270,000 $760,000 -66.5% 0.0%
Allied First Bank,sb $225,000 $755,000 235.6% 0.0%
Bank of Sun Prairie $135,000 $745,000 451.9% 0.0%
Pacor Mortgage Corp $1,295,000 $745,000 -42.5% 0.0%
Strong Home Mortgage, LLC $735,000 n/a 0.0%
NBH Bank $725,000 n/a 0.0%
NBKC BANK $2,410,000 $715,000 -70.3% 0.0%
Monona Bank $275,000 $710,000 158.2% 0.0%
Bank of Milton $1,180,000 $705,000 -40.3% 0.0%
MID AMERICA MORTGAGE, INC. $480,000 $705,000 46.9% 0.0%
TCF National Bank $705,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $705,000 n/a 0.0%
FNBC Bank & Trust $350,000 $680,000 94.3% 0.0%
Old Second National Bank $630,000 $635,000 0.8% 0.0%
Badger Bank $3,995,000 $630,000 -84.2% 0.0%
SPRING EQ, LLC $115,000 $630,000 447.8% 0.0%
ALLIANT CREDIT UNION $630,000 $620,000 -1.6% 0.0%
AmeriHome Mortgage Company, LLC $620,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $2,130,000 $620,000 -70.9% 0.0%
SIRVA MORTGAGE, INC. $620,000 n/a 0.0%
Quontic Bank $615,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,180,000 $600,000 -49.2% 0.0%
First Community Credit Union $595,000 n/a 0.0%
First Savings Bank $460,000 $585,000 27.2% 0.0%
American Bank and Trust Company $685,000 $580,000 -15.3% 0.0%
Figure Lending LLC $580,000 n/a 0.0%
American Airlines Federal Credit Union $325,000 $575,000 76.9% 0.0%
First National Bank of America $115,000 $560,000 387.0% 0.0%
Capitol Bank $1,115,000 $550,000 -50.7% 0.0%
Loan Simple, Inc. $550,000 n/a 0.0%
THRIVENT Federal Credit Union $390,000 $545,000 39.7% 0.0%
TOWNE MORTGAGE COMPANY $1,665,000 $545,000 -67.3% 0.0%
AMERICAN FINANCING CORPORATION $630,000 $540,000 -14.3% 0.0%
FIRST NORTHERN Credit Union $685,000 $540,000 -21.2% 0.0%
Hometown Bank $1,670,000 $535,000 -68.0% 0.0%
Town & Country Banc Mortgage Services, Inc. $65,000 $505,000 676.9% 0.0%
Arvest Bank $330,000 $500,000 51.5% 0.0%
Watermark Capital, Inc. $350,000 $500,000 42.9% 0.0%
Northwest Bank & Trust Company $495,000 n/a 0.0%
Nations Lending Corporation $155,000 $490,000 216.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $485,000 n/a 0.0%
AXIA FINANCIAL, LLC $480,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $470,000 n/a 0.0%
AppleTree Credit Union $295,000 $460,000 55.9% 0.0%
Frandsen Bank & Trust $245,000 $455,000 85.7% 0.0%
CRESCENT MORTGAGE COMPANY $445,000 n/a 0.0%
Stillman BancCorp N.A. $1,955,000 $445,000 -77.2% 0.0%
Oakstar Bank $435,000 n/a 0.0%
STEARNS LENDING, LLC $1,860,000 $435,000 -76.6% 0.0%
Bay Bank $405,000 n/a 0.0%
DUPACO COMMUNITY $405,000 n/a 0.0%
Royal Bank $405,000 n/a 0.0%
InterContinental Capital Group, Inc $850,000 $400,000 -52.9% 0.0%
Westbury Bank $485,000 $400,000 -17.5% 0.0%
North American Savings Bank, F.S.B. $470,000 $395,000 -16.0% 0.0%
ALTRA $125,000 $390,000 212.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $885,000 $390,000 -55.9% 0.0%
LIMA ONE CAPITAL, LLC $380,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $380,000 n/a 0.0%
CLEARPOINTE CAPITAL, LLC $25,000 $375,000 1,400.0% 0.0%
Heartland Credit Union (Madison) $370,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $350,000 $370,000 5.7% 0.0%
First State Bank of St. Charles, Missouri $365,000 n/a 0.0%
AMERICAN ADVISORS GROUP $620,000 $355,000 -42.7% 0.0%
ARC HOME LLC $355,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $355,000 n/a 0.0%
AMWEST FUNDING CORP. $345,000 n/a 0.0%
Cambria Financial Group, LLC $345,000 $345,000 0.0% 0.0%
IMPAC MORTGAGE CORP. $345,000 n/a 0.0%
SUMMIT FUNDING, INC. $1,250,000 $345,000 -72.4% 0.0%
Nicolet National Bank $1,260,000 $340,000 -73.0% 0.0%
Oregon Community Bank $95,000 $340,000 257.9% 0.0%
Commerce Bank $335,000 n/a 0.0%
Dairy State Bank $335,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $335,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $490,000 $325,000 -33.7% 0.0%
Discover Bank $630,000 $325,000 -48.4% 0.0%
First Bank & Trust $325,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $325,000 n/a 0.0%
Morton Community Bank $325,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $165,000 $320,000 93.9% 0.0%
EVERETT FINANCIAL, INC. $1,520,000 $315,000 -79.3% 0.0%
First Federal Bank of Kansas City $315,000 n/a 0.0%
NORTHWESTERN MUTUAL $390,000 $310,000 -20.5% 0.0%
Empower Credit Union $305,000 n/a 0.0%
First Horizon Bank $305,000 n/a 0.0%
PHH Mortgage Corporation $1,175,000 $295,000 -74.9% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $25,000 $295,000 1,080.0% 0.0%
NORTHWEST BANK OF ROCKFORD $155,000 $280,000 80.6% 0.0%
AbbyBank $275,000 n/a 0.0%
Bank of Springfield $275,000 n/a 0.0%
Devon Bank $275,000 n/a 0.0%
LOANSNAP, INC. $275,000 n/a 0.0%
UIF CORPORATION $275,000 n/a 0.0%
WINGS FINANCIAL $275,000 n/a 0.0%
BNC National Bank $600,000 $265,000 -55.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $255,000 n/a 0.0%
Platinum Home Mortgage Corporation $255,000 n/a 0.0%
The Port Washington State Bank $515,000 $245,000 -52.4% 0.0%
PRIME FINANCIAL CREDIT UNION $300,000 $240,000 -20.0% 0.0%
Bank First, N.A. $465,000 $235,000 -49.5% 0.0%
SIWELL, INC. $235,000 n/a 0.0%
Visio Financial Services Inc. $235,000 n/a 0.0%
Horicon Bank $210,000 $230,000 9.5% 0.0%
EMM LOANS LLC $1,470,000 $225,000 -84.7% 0.0%
IAA Credit Union $275,000 $225,000 -18.2% 0.0%
Kohler Credit Union $225,000 n/a 0.0%
NASA Federal Credit Union $225,000 n/a 0.0%
NFM, INC. $225,000 n/a 0.0%
Alerus Financial $195,000 $215,000 10.3% 0.0%
ANGEL OAK HOME LOANS LLC $215,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $215,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $615,000 $215,000 -65.0% 0.0%
FirstBank $385,000 $205,000 -46.8% 0.0%
Oak Bank $275,000 $205,000 -25.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $195,000 n/a 0.0%
VERIDIAN CREDIT UNION $195,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $565,000 $190,000 -66.4% 0.0%
First State Bank $2,135,000 $185,000 -91.3% 0.0%
Two Rivers Bank & Trust $185,000 n/a 0.0%
United Fidelity Funding Corp. $165,000 $185,000 12.1% 0.0%
Community First Credit Union $75,000 $175,000 133.3% 0.0%
CoVantage Credit Union $860,000 $175,000 -79.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $175,000 n/a 0.0%
Magnolia Bank $175,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $165,000 $175,000 6.1% 0.0%
VAN DYK MORTGAGE CORPORATION $115,000 $165,000 43.5% 0.0%
Citizens Community Federal $155,000 n/a 0.0%
PARTNERSHIP FINANCIAL $485,000 $155,000 -68.0% 0.0%
21ST MORTGAGE CORPORATION $150,000 $150,000 0.0% 0.0%
Low VA Rates, LLC $145,000 n/a 0.0%
MLD MORTGAGE INC. $405,000 $145,000 -64.2% 0.0%
Notre Dame Federal Credit Union Corporation $145,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,800,000 $135,000 -95.2% 0.0%
Bethpage Federal Credit Union $135,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.0%
JLB CORPORATION $125,000 n/a 0.0%
Marquette Bank $175,000 $125,000 -28.6% 0.0%
Holcomb Bank $115,000 n/a 0.0%
First Bank of Manhattan $105,000 n/a 0.0%
Baraboo State Bank $165,000 $95,000 -42.4% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $95,000 n/a 0.0%
The Bank of New Glarus $135,000 $95,000 -29.6% 0.0%
CITIZENS EQUITY FIRST $245,000 $75,000 -69.4% 0.0%
Colonial Savings, F.A. $75,000 $65,000 -13.3% 0.0%
Commerce State Bank $960,000 $55,000 -94.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

Whitewater's top lender by overall market share is The First National Bank and Trust Company, with 5.6% market share. In second place, with 4.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $71,315,000 in loans. In third place, with 4.3%, is QUICKEN LOANS, LLC, having originated $69,955,000 in loans. In fourth place, with 4.2%, is GUARANTEED RATE, INC., having originated $68,310,000 in loans. In fifth place, with 4.1%, is JPMorgan Chase Bank, having originated $65,510,000 in loans.


Whitewater Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,250 (14.7%) $433,920 (-0.4%) 0.00 617
2018-02-01 $298,748 (15.0%) $470,849 (3.3%) 0.00 624
2018-03-01 $299,990 (15.7%) $467,276 (3.2%) 0.00 634
2018-04-01 $303,700 (10.1%) $487,562 (0.8%) 0.00 660
2018-05-01 $308,645 (6.8%) $497,416 (2.7%) 0.00 720
2018-06-01 $307,700 (2.8%) $495,375 (2.7%) 0.00 775
2018-07-01 $303,423 (2.2%) $489,713 (3.5%) 0.00 773
2018-08-01 $299,900 (1.1%) $472,086 (-1.8%) 0.00 779
2018-09-01 $299,000 (0.0%) $482,242 (-0.4%) 0.00 785
2018-10-01 $294,435 (-0.4%) $486,490 (7.6%) 0.00 765
2018-11-01 $296,990 (1.2%) $476,351 (4.2%) 0.00 723
2018-12-01 $299,900 (4.4%) $491,816 (12.7%) 0.00 646
2019-01-01 $305,475 (7.5%) $497,466 (14.6%) 0.00 571
2019-02-01 $322,363 (7.9%) $521,114 (10.7%) 0.00 545
2019-03-01 $326,443 (8.8%) $530,787 (13.6%) 0.00 571
2019-04-01 $329,169 (8.4%) $543,757 (11.5%) 0.00 618
2019-05-01 $335,250 (8.6%) $563,201 (13.2%) 0.00 628
2019-06-01 $349,900 (13.7%) $581,543 (17.4%) 0.00 654
2019-07-01 $349,925 (15.3%) $571,399 (16.7%) 0.00 695
2019-08-01 $344,705 (14.9%) $553,800 (17.3%) 0.00 695
2019-09-01 $336,839 (12.7%) $548,765 (13.8%) 0.00 678
2019-10-01 $331,080 (12.5%) $545,148 (12.1%) 0.00 658
2019-11-01 $323,490 (8.9%) $527,323 (10.7%) 0.00 609
2019-12-01 $317,200 (5.8%) $539,162 (9.6%) 0.00 539
2020-01-01 $307,945 (0.8%) $534,348 (7.4%) 0.00 465
2020-02-01 $324,990 (0.8%) $574,707 (10.3%) 0.00 476
2020-03-01 $332,245 (1.8%) $579,031 (9.1%) 0.00 521
2020-04-01 $333,195 (1.2%) $569,691 (4.8%) 0.00 529
2020-05-01 $337,745 (0.7%) $569,325 (1.1%) 0.00 518
2020-06-01 $346,975 (-0.8%) $608,336 (4.6%) 0.00 468
2020-07-01 $349,450 (-0.1%) $560,612 (-1.9%) 0.00 438
2020-08-01 $329,900 (-4.3%) $570,319 (3.0%) 0.00 398
2020-09-01 $329,968 (-2.0%) $559,991 (2.1%) 0.00 387
2020-10-01 $314,195 (-5.1%) $549,433 (0.8%) 0.00 383
2020-11-01 $306,200 (-5.3%) $560,009 (6.2%) 0.00 329
2020-12-01 $299,900 (-5.5%) $592,051 (9.8%) 0.00 289
2021-01-01 $294,900 (-4.2%) $543,807 (1.8%) 0.00 249
2021-02-01 $312,970 (-3.7%) $593,361 (3.3%) 0.00 242
2021-03-01 $321,570 (-3.2%) $622,016 (7.4%) 0.00 231
2021-04-01 $329,500 (-1.1%) $581,279 (2.0%) 0.00 224
2021-05-01 $335,990 (-0.5%) $574,390 (0.9%) 0.00 256
2021-06-01 $344,925 (-0.6%) $606,993 (-0.2%) 0.00 281
2021-07-01 $349,900 (0.1%) $595,172 (6.2%) 0.00 314
2021-08-01 $369,498 (12.0%) $568,667 (-0.3%) 0.00 383
2021-09-01 $363,198 (10.1%) $580,901 (3.7%) 0.00 367
2021-10-01 $359,450 (14.4%) $627,835 (14.3%) 0.00 324
2021-11-01 $349,900 (14.3%) $604,466 (7.9%) 0.00 276
2021-12-01 $347,975 (16.0%) $579,596 (-2.1%) 0.00 234
2022-01-01 $353,500 (19.9%) $600,805 (10.5%) 0.00 191
2022-02-01 $382,243 (22.1%) $693,027 (16.8%) 0.00 159
2022-03-01 $385,370 (19.8%) $714,084 (14.8%) 0.00 164
2022-04-01 $418,190 (26.9%) $758,517 (30.5%) 0.00 174
2022-05-01 $426,000 (26.8%) $754,416 (31.3%) 0.00 200
2022-06-01 $457,475 (32.6%) $738,846 (21.7%) 0.00 215
2022-07-01 $399,900 (14.3%) $663,557 (11.5%) 0.00 265
2022-08-01 $398,550 (7.9%) $662,382 (16.5%) 0.00 289
2022-09-01 $422,748 (16.4%) $645,090 (11.1%) 0.00 280
2022-10-01 $423,990 (18.0%) $664,696 (5.9%) 0.00 274
2022-11-01 $399,450 (14.2%) $611,486 (1.2%) 0.00 275
2022-12-01 $419,900 (20.7%) $655,670 (13.1%) 0.00 238
Whitewater's median listing price for 2022-12-01 was $419,900, a difference of $71,925 (20.7%) versus the prior year and $20,450 versus the prior month.

Whitewater's median listing price comes in at 0% of the national average.

Whitewater's average listing price for 2022-12-01 was $655,670, a difference of $76,074 (13.1%) versus the prior year and $44,184 versus the prior month.

For the 2022-12-01 period, Whitewater had 238 MLS listings, a difference of -37 listings (-13%) versus the prior month and 4 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,803 sqft
2018-02-01 0 days 1,827 sqft
2018-03-01 0 days 1,878 sqft
2018-04-01 0 days 1,899 sqft
2018-05-01 0 days 1,879 sqft
2018-06-01 0 days 1,860 sqft
2018-07-01 0 days 1,858 sqft
2018-08-01 0 days 1,843 sqft
2018-09-01 0 days 1,808 sqft
2018-10-01 0 days 1,801 sqft
2018-11-01 0 days 1,807 sqft
2018-12-01 0 days 1,812 sqft
2019-01-01 0 days 1,818 sqft
2019-02-01 0 days 1,830 sqft
2019-03-01 0 days 1,832 sqft
2019-04-01 0 days 1,875 sqft
2019-05-01 0 days 1,940 sqft
2019-06-01 0 days 1,988 sqft
2019-07-01 0 days 2,000 sqft
2019-08-01 0 days 1,994 sqft
2019-09-01 0 days 1,985 sqft
2019-10-01 0 days 1,979 sqft
2019-11-01 0 days 1,908 sqft
2019-12-01 0 days 1,872 sqft
2020-01-01 0 days 1,798 sqft
2020-02-01 0 days 1,812 sqft
2020-03-01 0 days 1,897 sqft
2020-04-01 0 days 1,903 sqft
2020-05-01 0 days 1,920 sqft
2020-06-01 0 days 2,000 sqft
2020-07-01 0 days 2,000 sqft
2020-08-01 0 days 1,956 sqft
2020-09-01 0 days 1,989 sqft
2020-10-01 0 days 1,811 sqft
2020-11-01 0 days 1,866 sqft
2020-12-01 0 days 1,809 sqft
2021-01-01 0 days 1,689 sqft
2021-02-01 0 days 1,693 sqft
2021-03-01 0 days 1,682 sqft
2021-04-01 0 days 1,700 sqft
2021-05-01 0 days 1,741 sqft
2021-06-01 0 days 1,794 sqft
2021-07-01 0 days 1,735 sqft
2021-08-01 0 days 1,774 sqft
2021-09-01 0 days 1,808 sqft
2021-10-01 0 days 1,780 sqft
2021-11-01 0 days 1,677 sqft
2021-12-01 0 days 1,694 sqft
2022-01-01 0 days 1,713 sqft
2022-02-01 0 days 1,750 sqft
2022-03-01 0 days 1,689 sqft
2022-04-01 0 days 1,745 sqft
2022-05-01 0 days 1,805 sqft
2022-06-01 0 days 1,918 sqft
2022-07-01 0 days 1,816 sqft
2022-08-01 0 days 1,881 sqft
2022-09-01 0 days 1,929 sqft
2022-10-01 0 days 1,974 sqft
2022-11-01 0 days 1,840 sqft
2022-12-01 0 days 1,849 sqft
Whitewater's median listing age (time on market) for 2022-12-01 was 0 days.

Whitewater's median square footage for active listings during the 2022-12-01 period was 1,849 sqft. One year prior, the average listing was 1,694 sqft.

Whitewater, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,444 $591,330,000 $241,952
Home Purchase 1,887 $582,535,000 $308,710
Cash Out Refi 1,422 $352,580,000 $247,947
Other 291 $54,305,000 $186,615
Home Improvement 271 $28,995,000 $106,993

Whitewater's most frequently cited loan purpose was Refi, with 2,444 originations. The 2nd most popular reason was Home Purchase, with 1,887 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,516 $677,850,000 $269,416
3-4% 2,157 $563,025,000 $261,022
<2.5% 1,203 $291,665,000 $242,448
4-5% 191 $26,925,000 $140,969
5-6% 55 $3,745,000 $68,091
6-7% 27 $2,665,000 $98,704
7-8% 23 $2,175,000 $94,565
Over 8% 20 $1,320,000 $66,000

During 2021, Whitewater's most frequently originated rate bucket was 2.5-3%, with 2,516 originations.

Loan Sizing (Whitewater, WI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,382 $648,230,000 $272,137
$100k-200k 2,281 $345,395,000 $151,423
$100,000 or less 885 $51,285,000 $57,949
$400k-600k 529 $254,255,000 $480,633
$600k-1000k 130 $100,840,000 $775,692
$Over $1MM 108 $209,740,000 $1,942,037

Whitewater's loan sizing saw the bucket of loans from $200k-400k with 2,382 originations, totaling $648,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,217 $641,335,000 $289,281
80-100% 1,558 $441,440,000 $283,338
40-60% 1,237 $318,385,000 $257,385
20-40% 609 $110,215,000 $180,977
Under 20% 419 $24,275,000 $57,936
Over 100% 21 $6,785,000 $323,095

Whitewater's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,217 originations, totaling $641,335,000 in origination value.