Whitewater Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Whitewater averaged
5.84%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.71% and
one month ago for the week of 2022-05-19, the
average rate was 5.48%.
Whitewater's average rate one year ago was 3.23%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.93%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Whitewater 30 Year Fixed Rate | 2022-06-23 | 5.84% |
| Whitewater 30 Year Fixed Rate Refi | 2022-06-23 | 5.93% |
| Whitewater 15 Year Fixed Rate | 2022-06-23 | 5.15% |
| Whitewater 15 Year Fixed Rate Refi | 2022-06-23 | 4.9% |
| Whitewater 30 Year FHA | 2022-06-23 | -0.11% |
| Whitewater 30 Year FHA Refi | 2022-06-23 | -0.21% |
| Whitewater 30 Year USDA | 2022-06-23 | 0.11% |
| Whitewater 30 Year USDA Refi | 2022-06-23 | -0.08% |
| Whitewater 30 Year VA | 2022-06-23 | 0.44% |
| Whitewater 30 Year VA Refi | 2022-06-23 | 0.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Whitewater, WI.
Whitewater Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Whitewater, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Whitewater, WI's 244 lenders originated 6,315
loans during 2021. The total origination value was $1,609,745,000, with an average loan value of
$254,908.
The top Whitewater lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
211 loans originated. Their average total fees are
$2,735, which is $808
higher than the next largest lender,
The First National Bank and Trust Company.
The lowest fee Whitewater lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($921), A + MORTGAGE SERVICES, INC. ($1,382), The Greenwood's State Bank ($1,510), PyraMax Bank, FSB ($1,531) and Servion, Inc. ($1,554).
The lowest rate Whitewater lenders (with over 10 loans originated) are
Bank of America (2.66%), Morgan Stanley Private Bank (2.71%), AMERISAVE MORTGAGE CORPORATION (2.84%), PARKSIDE LENDING, LLC (2.85%) and CIBC Bank USA (2.86%).
Whitewater, WI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| The First National Bank and Trust Company | $81,415,000 | $89,515,000 | 9.9% | 5.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $57,100,000 | $71,315,000 | 24.9% | 4.4% |
| QUICKEN LOANS, LLC | $61,965,000 | $69,955,000 | 12.9% | 4.3% |
| GUARANTEED RATE, INC. | $48,545,000 | $68,310,000 | 40.7% | 4.2% |
| JPMorgan Chase Bank | $56,425,000 | $65,510,000 | 16.1% | 4.1% |
| Associated Bank | $51,680,000 | $60,590,000 | 17.2% | 3.8% |
| U.S. Bank | $36,440,000 | $44,845,000 | 23.1% | 2.8% |
| Landmark Credit Union | $41,310,000 | $37,910,000 | -8.2% | 2.4% |
| Barrington Bank & Trust Company, N.A. | $40,335,000 | $36,660,000 | -9.1% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $34,175,000 | $36,310,000 | 6.2% | 2.3% |
| EDUCATORS CREDIT UNION | $28,930,000 | $32,500,000 | 12.3% | 2.0% |
| Wells Fargo Bank | $37,250,000 | $31,780,000 | -14.7% | 2.0% |
| Johnson Bank | $25,630,000 | $29,275,000 | 14.2% | 1.8% |
| BMO Harris Bank | $17,230,000 | $26,610,000 | 54.4% | 1.7% |
| The Greenwood's State Bank | $24,965,000 | $25,345,000 | 1.5% | 1.6% |
| Bank of America | $24,255,000 | $24,855,000 | 2.5% | 1.5% |
| Citizens Bank | $4,150,000 | $23,980,000 | 477.8% | 1.5% |
| LOANDEPOT.COM, LLC | $15,335,000 | $21,295,000 | 38.9% | 1.3% |
| Blackhawk Community Credit Union | $19,165,000 | $20,660,000 | 7.8% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $22,950,000 | $20,075,000 | -12.5% | 1.2% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $25,915,000 | $18,625,000 | -28.1% | 1.2% |
| INLAND BANK & TRUST | $13,155,000 | $18,355,000 | 39.5% | 1.1% |
| Summit Credit Union | $15,180,000 | $18,250,000 | 20.2% | 1.1% |
| University of Wisconsin Credit Union | $9,750,000 | $15,345,000 | 57.4% | 1.0% |
| INLANTA MORTGAGE, INC. | $11,840,000 | $14,905,000 | 25.9% | 0.9% |
| PNC Bank | $9,525,000 | $13,805,000 | 44.9% | 0.9% |
| Community State Bank | $16,440,000 | $13,710,000 | -16.6% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,585,000 | $13,585,000 | 79.1% | 0.8% |
| NEWREZ LLC | $6,315,000 | $13,370,000 | 111.7% | 0.8% |
| First Midwest Bank | $8,160,000 | $12,675,000 | 55.3% | 0.8% |
| Old National Bank | $10,355,000 | $11,770,000 | 13.7% | 0.7% |
| ADVIA | $14,420,000 | $11,755,000 | -18.5% | 0.7% |
| CIBC Bank USA | $15,495,000 | $11,690,000 | -24.6% | 0.7% |
| MORTGAGE CENTER L.C | $13,385,000 | $11,530,000 | -13.9% | 0.7% |
| WISCONSIN MORTGAGE CORPORATION | $16,420,000 | $11,200,000 | -31.8% | 0.7% |
| BETTER MORTGAGE CORPORATION | $3,120,000 | $11,145,000 | 257.2% | 0.7% |
| Mortgage Research Center, LLC | $10,160,000 | $10,845,000 | 6.7% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,050,000 | $10,810,000 | 53.3% | 0.7% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $8,590,000 | $10,320,000 | 20.1% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,105,000 | $10,075,000 | -9.3% | 0.6% |
| Baxter Credit Union | $4,105,000 | $10,000,000 | 143.6% | 0.6% |
| PARKSIDE LENDING, LLC | $19,345,000 | $9,455,000 | -51.1% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $3,920,000 | $8,930,000 | 127.8% | 0.6% |
| Fifth Third Bank | $7,345,000 | $8,790,000 | 19.7% | 0.5% |
| Bank Five Nine | $10,020,000 | $8,545,000 | -14.7% | 0.5% |
| Flagstar Bank, FSB | $11,065,000 | $8,370,000 | -24.4% | 0.5% |
| A + MORTGAGE SERVICES, INC. | $10,110,000 | $8,290,000 | -18.0% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $4,530,000 | $8,215,000 | 81.3% | 0.5% |
| The Huntington National Bank | $7,985,000 | $8,115,000 | 1.6% | 0.5% |
| CHERRY CREEK MORTGAGE, LLC | $11,745,000 | $8,110,000 | -30.9% | 0.5% |
| GATEWAY MORTGAGE CORPORATION | $6,705,000 | $7,700,000 | 14.8% | 0.5% |
| The Equitable Bank, S.S.B. | $8,870,000 | $7,400,000 | -16.6% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,965,000 | $7,380,000 | 6.0% | 0.5% |
| Waukesha State Bank | $8,045,000 | $7,195,000 | -10.6% | 0.4% |
| BLUELEAF LENDING, LLC | $4,910,000 | $7,165,000 | 45.9% | 0.4% |
| Morgan Stanley Private Bank | $9,710,000 | $7,150,000 | -26.4% | 0.4% |
| Goldman Sachs Bank USA | $18,925,000 | $7,130,000 | -62.3% | 0.4% |
| PremierBank | $7,555,000 | $6,955,000 | -7.9% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $7,505,000 | $6,905,000 | -8.0% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,180,000 | $6,885,000 | 116.5% | 0.4% |
| WALKER & DUNLOP, LLC | $6,865,000 | n/a | 0.4% | |
| LAKEVIEW LOAN SERVICING, LLC | $3,750,000 | $6,660,000 | 77.6% | 0.4% |
| Great Midwest Bank, S.S.B. | $9,700,000 | $6,640,000 | -31.5% | 0.4% |
| DRAPER AND KRAMER MORTGAGE CORP. | $7,755,000 | $6,430,000 | -17.1% | 0.4% |
| Servion, Inc. | $6,065,000 | $6,295,000 | 3.8% | 0.4% |
| CALIBER HOME LOANS, INC. | $7,935,000 | $6,285,000 | -20.8% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,985,000 | $6,275,000 | 110.2% | 0.4% |
| Cornerstone National Bank & Trust Company | $3,115,000 | $6,205,000 | 99.2% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $3,290,000 | $6,120,000 | 86.0% | 0.4% |
| The Harvard State Bank | $10,700,000 | $5,395,000 | -49.6% | 0.3% |
| Charles Schwab Bank, SSB | $2,285,000 | $5,305,000 | 132.2% | 0.3% |
| Bank of England | $2,475,000 | $5,255,000 | 112.3% | 0.3% |
| FIRST STATE MORTGAGE SERVICES, LLC | $4,330,000 | $5,185,000 | 19.7% | 0.3% |
| COMPEER FINANCIAL, FLCA | $4,110,000 | $5,155,000 | 25.4% | 0.3% |
| PLANET HOME LENDING, LLC | $210,000 | $5,005,000 | 2,283.3% | 0.3% |
| COMPASS MORTGAGE, INC. | $2,170,000 | $4,715,000 | 117.3% | 0.3% |
| North Shore Bank FSB | $4,340,000 | $4,625,000 | 6.6% | 0.3% |
| UBS Bank USA | $4,395,000 | $4,345,000 | -1.1% | 0.3% |
| Citizens Bank | $4,150,000 | $4,200,000 | 1.2% | 0.3% |
| VERVE, A CREDIT UNION | $700,000 | $4,105,000 | 486.4% | 0.3% |
| PROPER RATE, LLC | $2,055,000 | $3,995,000 | 94.4% | 0.2% |
| First American Bank | $1,190,000 | $3,975,000 | 234.0% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,025,000 | $3,945,000 | 30.4% | 0.2% |
| PyraMax Bank, FSB | $5,725,000 | $3,925,000 | -31.4% | 0.2% |
| First-Citizens Bank & Trust Company | $3,735,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $1,210,000 | $3,635,000 | 200.4% | 0.2% |
| WaterStone Bank, SSB | $4,780,000 | $3,575,000 | -25.2% | 0.2% |
| CMG MORTGAGE, INC. | $3,365,000 | $3,470,000 | 3.1% | 0.2% |
| The Federal Savings Bank | $1,480,000 | $3,450,000 | 133.1% | 0.2% |
| Bell Bank | $4,130,000 | $3,440,000 | -16.7% | 0.2% |
| GSF Mortgage Corporation | $3,840,000 | $3,410,000 | -11.2% | 0.2% |
| ENVOY MORTGAGE, LTD | $1,755,000 | $3,405,000 | 94.0% | 0.2% |
| Truist Bank | $1,825,000 | $3,255,000 | 78.4% | 0.2% |
| Raymond James Bank | $3,205,000 | n/a | 0.2% | |
| Citibank | $15,655,000 | $3,015,000 | -80.7% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $3,240,000 | $3,005,000 | -7.3% | 0.2% |
| DMB Community Bank | $800,000 | $2,970,000 | 271.3% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $995,000 | $2,970,000 | 198.5% | 0.2% |
| Home State Bank | $6,415,000 | $2,840,000 | -55.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,920,000 | $2,780,000 | -4.8% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,850,000 | $2,735,000 | 47.8% | 0.2% |
| City National Bank | $165,000 | $2,680,000 | 1,524.2% | 0.2% |
| Tri City National Bank | $2,045,000 | $2,650,000 | 29.6% | 0.2% |
| The Northern Trust Company | $1,505,000 | $2,535,000 | 68.4% | 0.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,510,000 | $2,485,000 | 64.6% | 0.2% |
| Chicago Financial Services, Inc. | $2,965,000 | $2,380,000 | -19.7% | 0.1% |
| Ally Bank | $650,000 | $2,345,000 | 260.8% | 0.1% |
| Town Bank, N.A. | $3,085,000 | $2,305,000 | -25.3% | 0.1% |
| The First National Bank of Ottawa | $565,000 | $2,120,000 | 275.2% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $1,040,000 | $2,115,000 | 103.4% | 0.1% |
| CONSUMERS COOPERATIVE CREDIT UNION | $1,660,000 | $2,080,000 | 25.3% | 0.1% |
| Blue Ridge Bank | $880,000 | $2,050,000 | 133.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $245,000 | $2,010,000 | 720.4% | 0.1% |
| Stifel Bank and Trust | $1,415,000 | $2,005,000 | 41.7% | 0.1% |
| First National Bank of Brookfield | $1,970,000 | n/a | 0.1% | |
| Collins State Bank | $1,960,000 | n/a | 0.1% | |
| LENDUS, LLC | $1,935,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $2,720,000 | $1,880,000 | -30.9% | 0.1% |
| SENB Bank | $1,120,000 | $1,840,000 | 64.3% | 0.1% |
| CIBM Bank | $1,620,000 | $1,810,000 | 11.7% | 0.1% |
| Sauk Valley Bank & Trust Company | $4,165,000 | $1,795,000 | -56.9% | 0.1% |
| UNITED HOME LOANS, INC. | $1,625,000 | $1,790,000 | 10.2% | 0.1% |
| CLEARPATH LENDING | $3,410,000 | $1,785,000 | -47.7% | 0.1% |
| Waterstone Mortgage Corporation | $2,470,000 | $1,780,000 | -27.9% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $185,000 | $1,715,000 | 827.0% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,070,000 | $1,685,000 | 57.5% | 0.1% |
| SOFI LENDING CORP. | $675,000 | $1,665,000 | 146.7% | 0.1% |
| First National Bank of Omaha | $1,575,000 | $1,660,000 | 5.4% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,265,000 | $1,655,000 | 30.8% | 0.1% |
| USAA Federal Savings Bank | $3,565,000 | $1,610,000 | -54.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,140,000 | $1,585,000 | -25.9% | 0.1% |
| The Park Bank | $350,000 | $1,585,000 | 352.9% | 0.1% |
| Midwest Community Bank | $2,160,000 | $1,510,000 | -30.1% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $2,975,000 | $1,445,000 | -51.4% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $1,090,000 | $1,435,000 | 31.7% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $680,000 | $1,430,000 | 110.3% | 0.1% |
| Abbott Laboratories Employees Credit Union | $790,000 | $1,425,000 | 80.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,385,000 | n/a | 0.1% | |
| Resource Bank, N.A. | $1,375,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $500,000 | $1,370,000 | 174.0% | 0.1% |
| Farmers & Merchants State Bank | $360,000 | $1,360,000 | 277.8% | 0.1% |
| MARINE | $1,270,000 | $1,320,000 | 3.9% | 0.1% |
| Gold Coast Bank | $2,005,000 | $1,305,000 | -34.9% | 0.1% |
| Wisconsin River Bank | $1,305,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,465,000 | $1,250,000 | -49.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,370,000 | $1,245,000 | -9.1% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $225,000 | $1,240,000 | 451.1% | 0.1% |
| Blackhawk Bank | $3,315,000 | $1,220,000 | -63.2% | 0.1% |
| DAS Acquisition Company, LLC | $1,490,000 | $1,205,000 | -19.1% | 0.1% |
| Fortress Bank | $1,205,000 | n/a | 0.1% | |
| GREAT LAKES | $845,000 | $1,195,000 | 41.4% | 0.1% |
| North Shore Trust and Savings | $750,000 | $1,165,000 | 55.3% | 0.1% |
| Northpointe Bank | $1,155,000 | $1,145,000 | -0.9% | 0.1% |
| THOMPSON KANE & COMPANY, LLC | $1,045,000 | $1,100,000 | 5.3% | 0.1% |
| Neighborhood Loans, Inc. | $1,435,000 | $1,095,000 | -23.7% | 0.1% |
| THE ANDERSON FINANCIAL GROUP, INC. | $1,080,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $380,000 | $1,055,000 | 177.6% | 0.1% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $960,000 | $1,050,000 | 9.4% | 0.1% |
| Illinois Bank & Trust | $1,045,000 | n/a | 0.1% | |
| CITYWIDE HOME LOANS, LLC | $520,000 | $1,000,000 | 92.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $450,000 | $1,000,000 | 122.2% | 0.1% |
| OAKTREE FUNDING CORP. | $985,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $960,000 | 392.3% | 0.1% |
| First Federal Bank | $1,840,000 | $940,000 | -48.9% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $165,000 | $930,000 | 463.6% | 0.1% |
| Chicago Mortgage Solutions LLC | $605,000 | $920,000 | 52.1% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $775,000 | $915,000 | 18.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $915,000 | n/a | 0.1% | |
| National Exchange Bank and Trust | $510,000 | $895,000 | 75.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,045,000 | $890,000 | -14.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $625,000 | $860,000 | 37.6% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $2,575,000 | $860,000 | -66.6% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $800,000 | $850,000 | 6.3% | 0.1% |
| Heartland Bank and Trust Company | $830,000 | n/a | 0.1% | |
| Dollar Bank, Federal Savings Bank | $325,000 | $825,000 | 153.8% | 0.1% |
| BAY EQUITY LLC | $700,000 | $805,000 | 15.0% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,160,000 | $805,000 | -30.6% | 0.1% |
| Key Mortgage Services, Inc. | $2,020,000 | $785,000 | -61.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $295,000 | $770,000 | 161.0% | 0.0% |
| Byron Bank | $405,000 | $765,000 | 88.9% | 0.0% |
| AmRes Corporation | $760,000 | n/a | 0.0% | |
| Ixonia Bank | $2,270,000 | $760,000 | -66.5% | 0.0% |
| Allied First Bank,sb | $225,000 | $755,000 | 235.6% | 0.0% |
| Bank of Sun Prairie | $135,000 | $745,000 | 451.9% | 0.0% |
| Pacor Mortgage Corp | $1,295,000 | $745,000 | -42.5% | 0.0% |
| Strong Home Mortgage, LLC | $735,000 | n/a | 0.0% | |
| NBH Bank | $725,000 | n/a | 0.0% | |
| NBKC BANK | $2,410,000 | $715,000 | -70.3% | 0.0% |
| Monona Bank | $275,000 | $710,000 | 158.2% | 0.0% |
| Bank of Milton | $1,180,000 | $705,000 | -40.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $480,000 | $705,000 | 46.9% | 0.0% |
| TCF National Bank | $705,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $705,000 | n/a | 0.0% | |
| FNBC Bank & Trust | $350,000 | $680,000 | 94.3% | 0.0% |
| Old Second National Bank | $630,000 | $635,000 | 0.8% | 0.0% |
| Badger Bank | $3,995,000 | $630,000 | -84.2% | 0.0% |
| SPRING EQ, LLC | $115,000 | $630,000 | 447.8% | 0.0% |
| ALLIANT CREDIT UNION | $630,000 | $620,000 | -1.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $620,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $2,130,000 | $620,000 | -70.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $620,000 | n/a | 0.0% | |
| Quontic Bank | $615,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $1,180,000 | $600,000 | -49.2% | 0.0% |
| First Community Credit Union | $595,000 | n/a | 0.0% | |
| First Savings Bank | $460,000 | $585,000 | 27.2% | 0.0% |
| American Bank and Trust Company | $685,000 | $580,000 | -15.3% | 0.0% |
| Figure Lending LLC | $580,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $325,000 | $575,000 | 76.9% | 0.0% |
| First National Bank of America | $115,000 | $560,000 | 387.0% | 0.0% |
| Capitol Bank | $1,115,000 | $550,000 | -50.7% | 0.0% |
| Loan Simple, Inc. | $550,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $390,000 | $545,000 | 39.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,665,000 | $545,000 | -67.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $630,000 | $540,000 | -14.3% | 0.0% |
| FIRST NORTHERN Credit Union | $685,000 | $540,000 | -21.2% | 0.0% |
| Hometown Bank | $1,670,000 | $535,000 | -68.0% | 0.0% |
| Town & Country Banc Mortgage Services, Inc. | $65,000 | $505,000 | 676.9% | 0.0% |
| Arvest Bank | $330,000 | $500,000 | 51.5% | 0.0% |
| Watermark Capital, Inc. | $350,000 | $500,000 | 42.9% | 0.0% |
| Northwest Bank & Trust Company | $495,000 | n/a | 0.0% | |
| Nations Lending Corporation | $155,000 | $490,000 | 216.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $485,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $480,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $470,000 | n/a | 0.0% | |
| AppleTree Credit Union | $295,000 | $460,000 | 55.9% | 0.0% |
| Frandsen Bank & Trust | $245,000 | $455,000 | 85.7% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $445,000 | n/a | 0.0% | |
| Stillman BancCorp N.A. | $1,955,000 | $445,000 | -77.2% | 0.0% |
| Oakstar Bank | $435,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,860,000 | $435,000 | -76.6% | 0.0% |
| Bay Bank | $405,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $405,000 | n/a | 0.0% | |
| Royal Bank | $405,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $850,000 | $400,000 | -52.9% | 0.0% |
| Westbury Bank | $485,000 | $400,000 | -17.5% | 0.0% |
| North American Savings Bank, F.S.B. | $470,000 | $395,000 | -16.0% | 0.0% |
| ALTRA | $125,000 | $390,000 | 212.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $885,000 | $390,000 | -55.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $380,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $380,000 | n/a | 0.0% | |
| CLEARPOINTE CAPITAL, LLC | $25,000 | $375,000 | 1,400.0% | 0.0% |
| Heartland Credit Union (Madison) | $370,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $350,000 | $370,000 | 5.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $365,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $620,000 | $355,000 | -42.7% | 0.0% |
| ARC HOME LLC | $355,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $355,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $345,000 | n/a | 0.0% | |
| Cambria Financial Group, LLC | $345,000 | $345,000 | 0.0% | 0.0% |
| IMPAC MORTGAGE CORP. | $345,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $1,250,000 | $345,000 | -72.4% | 0.0% |
| Nicolet National Bank | $1,260,000 | $340,000 | -73.0% | 0.0% |
| Oregon Community Bank | $95,000 | $340,000 | 257.9% | 0.0% |
| Commerce Bank | $335,000 | n/a | 0.0% | |
| Dairy State Bank | $335,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $335,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $490,000 | $325,000 | -33.7% | 0.0% |
| Discover Bank | $630,000 | $325,000 | -48.4% | 0.0% |
| First Bank & Trust | $325,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $325,000 | n/a | 0.0% | |
| Morton Community Bank | $325,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $165,000 | $320,000 | 93.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,520,000 | $315,000 | -79.3% | 0.0% |
| First Federal Bank of Kansas City | $315,000 | n/a | 0.0% | |
| NORTHWESTERN MUTUAL | $390,000 | $310,000 | -20.5% | 0.0% |
| Empower Credit Union | $305,000 | n/a | 0.0% | |
| First Horizon Bank | $305,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,175,000 | $295,000 | -74.9% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $25,000 | $295,000 | 1,080.0% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $155,000 | $280,000 | 80.6% | 0.0% |
| AbbyBank | $275,000 | n/a | 0.0% | |
| Bank of Springfield | $275,000 | n/a | 0.0% | |
| Devon Bank | $275,000 | n/a | 0.0% | |
| LOANSNAP, INC. | $275,000 | n/a | 0.0% | |
| UIF CORPORATION | $275,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $275,000 | n/a | 0.0% | |
| BNC National Bank | $600,000 | $265,000 | -55.8% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $255,000 | n/a | 0.0% | |
| The Port Washington State Bank | $515,000 | $245,000 | -52.4% | 0.0% |
| PRIME FINANCIAL CREDIT UNION | $300,000 | $240,000 | -20.0% | 0.0% |
| Bank First, N.A. | $465,000 | $235,000 | -49.5% | 0.0% |
| SIWELL, INC. | $235,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $235,000 | n/a | 0.0% | |
| Horicon Bank | $210,000 | $230,000 | 9.5% | 0.0% |
| EMM LOANS LLC | $1,470,000 | $225,000 | -84.7% | 0.0% |
| IAA Credit Union | $275,000 | $225,000 | -18.2% | 0.0% |
| Kohler Credit Union | $225,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $225,000 | n/a | 0.0% | |
| NFM, INC. | $225,000 | n/a | 0.0% | |
| Alerus Financial | $195,000 | $215,000 | 10.3% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $215,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $215,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $615,000 | $215,000 | -65.0% | 0.0% |
| FirstBank | $385,000 | $205,000 | -46.8% | 0.0% |
| Oak Bank | $275,000 | $205,000 | -25.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $195,000 | n/a | 0.0% | |
| VERIDIAN CREDIT UNION | $195,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $565,000 | $190,000 | -66.4% | 0.0% |
| First State Bank | $2,135,000 | $185,000 | -91.3% | 0.0% |
| Two Rivers Bank & Trust | $185,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $165,000 | $185,000 | 12.1% | 0.0% |
| Community First Credit Union | $75,000 | $175,000 | 133.3% | 0.0% |
| CoVantage Credit Union | $860,000 | $175,000 | -79.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $175,000 | n/a | 0.0% | |
| Magnolia Bank | $175,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $165,000 | $175,000 | 6.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $115,000 | $165,000 | 43.5% | 0.0% |
| Citizens Community Federal | $155,000 | n/a | 0.0% | |
| PARTNERSHIP FINANCIAL | $485,000 | $155,000 | -68.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $150,000 | $150,000 | 0.0% | 0.0% |
| Low VA Rates, LLC | $145,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $405,000 | $145,000 | -64.2% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $145,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,800,000 | $135,000 | -95.2% | 0.0% |
| Bethpage Federal Credit Union | $135,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $125,000 | n/a | 0.0% | |
| JLB CORPORATION | $125,000 | n/a | 0.0% | |
| Marquette Bank | $175,000 | $125,000 | -28.6% | 0.0% |
| Holcomb Bank | $115,000 | n/a | 0.0% | |
| First Bank of Manhattan | $105,000 | n/a | 0.0% | |
| Baraboo State Bank | $165,000 | $95,000 | -42.4% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $95,000 | n/a | 0.0% | |
| The Bank of New Glarus | $135,000 | $95,000 | -29.6% | 0.0% |
| CITIZENS EQUITY FIRST | $245,000 | $75,000 | -69.4% | 0.0% |
| Colonial Savings, F.A. | $75,000 | $65,000 | -13.3% | 0.0% |
| Commerce State Bank | $960,000 | $55,000 | -94.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
Whitewater's top lender by overall market share is The First National Bank and Trust Company, with 5.6% market share. In second place, with 4.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $71,315,000 in loans. In third place, with 4.3%, is QUICKEN LOANS, LLC, having originated $69,955,000 in loans. In third place, with 4.2%, is GUARANTEED RATE, INC., having originated $68,310,000 in loans. In third place, with 4.1%, is JPMorgan Chase Bank, having originated $65,510,000 in loans.
Whitewater, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 2,444 | $591,330,000 | $241,952 |
| Home Purchase | 1,887 | $582,535,000 | $308,710 |
| Cash Out Refi | 1,422 | $352,580,000 | $247,947 |
| Other | 291 | $54,305,000 | $186,615 |
| Home Improvement | 271 | $28,995,000 | $106,993 |
Whitewater's most frequently cited loan purpose was Refi, with 2,444 originations. The 2nd most popular reason was Home Purchase, with 1,887 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,516 | $677,850,000 | $269,416 |
| 3-4% | 2,157 | $563,025,000 | $261,022 |
| <2.5% | 1,203 | $291,665,000 | $242,448 |
| 4-5% | 191 | $26,925,000 | $140,969 |
| 5-6% | 55 | $3,745,000 | $68,091 |
| 6-7% | 27 | $2,665,000 | $98,704 |
| 7-8% | 23 | $2,175,000 | $94,565 |
| Over 8% | 20 | $1,320,000 | $66,000 |
During 2021, Whitewater's most frequently originated rate bucket was 2.5-3%, with 2,516 originations.
Loan Sizing (Whitewater, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,382 | $648,230,000 | $272,137 |
| $100k-200k | 2,281 | $345,395,000 | $151,423 |
| $100,000 or less | 885 | $51,285,000 | $57,949 |
| $400k-600k | 529 | $254,255,000 | $480,633 |
| $600k-1000k | 130 | $100,840,000 | $775,692 |
| $Over $1MM | 108 | $209,740,000 | $1,942,037 |
Whitewater's loan sizing saw the bucket of loans from $200k-400k with 2,382 originations, totaling $648,230,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,217 | $641,335,000 | $289,281 |
| 80-100% | 1,558 | $441,440,000 | $283,338 |
| 40-60% | 1,237 | $318,385,000 | $257,385 |
| 20-40% | 609 | $110,215,000 | $180,977 |
| Under 20% | 419 | $24,275,000 | $57,936 |
| Over 100% | 21 | $6,785,000 | $323,095 |
Whitewater's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,217 originations, totaling $641,335,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $290,450 (16.4%) | $454,586 (2.2%) | 0.00 | 651 |
| 2018-02-01 | $308,495 (18.7%) | $480,855 (3.3%) | 0.00 | 659 |
| 2018-03-01 | $314,900 (21.6%) | $486,699 (6.9%) | 0.00 | 662 |
| 2018-04-01 | $314,000 (13.8%) | $503,854 (3.4%) | 0.00 | 687 |
| 2018-05-01 | $309,500 (7.1%) | $517,848 (6.4%) | 0.00 | 754 |
| 2018-06-01 | $307,700 (2.6%) | $509,431 (4.8%) | 0.00 | 814 |
| 2018-07-01 | $301,945 (1.0%) | $518,730 (6.0%) | 0.00 | 824 |
| 2018-08-01 | $302,400 (1.1%) | $500,080 (2.0%) | 0.00 | 825 |
| 2018-09-01 | $299,500 (-0.1%) | $510,131 (2.0%) | 0.00 | 829 |
| 2018-10-01 | $294,995 (-1.4%) | $521,631 (9.0%) | 0.00 | 802 |
| 2018-11-01 | $299,000 (0.0%) | $516,481 (8.6%) | 0.00 | 763 |
| 2018-12-01 | $304,900 (4.1%) | $534,960 (18.0%) | 0.00 | 681 |
| 2019-01-01 | $308,995 (6.4%) | $537,313 (18.2%) | 0.00 | 592 |
| 2019-02-01 | $324,950 (5.3%) | $555,780 (15.6%) | 0.00 | 568 |
| 2019-03-01 | $331,571 (5.3%) | $562,758 (15.6%) | 0.00 | 652 |
| 2019-04-01 | $334,571 (6.6%) | $561,629 (11.5%) | 0.00 | 975 |
| 2019-05-01 | $337,000 (8.9%) | $575,375 (11.1%) | 0.00 | 654 |
| 2019-06-01 | $339,900 (10.5%) | $596,388 (17.1%) | 0.00 | 672 |
| 2019-07-01 | $345,445 (14.4%) | $590,902 (13.9%) | 0.00 | 718 |
| 2019-08-01 | $342,714 (13.3%) | $571,165 (14.2%) | 0.00 | 719 |
| 2019-09-01 | $330,495 (10.4%) | $549,835 (7.8%) | 0.00 | 705 |
| 2019-10-01 | $327,000 (10.9%) | $548,329 (5.1%) | 0.00 | 686 |
| 2019-11-01 | $322,900 (8.0%) | $553,313 (7.1%) | 0.00 | 633 |
| 2019-12-01 | $314,950 (3.3%) | $570,814 (6.7%) | 0.00 | 560 |
| 2020-01-01 | $309,900 (0.3%) | $567,870 (5.7%) | 0.00 | 486 |
| 2020-02-01 | $322,900 (-0.6%) | $605,039 (8.9%) | 0.00 | 495 |
| 2020-03-01 | $330,990 (-0.2%) | $616,032 (9.5%) | 0.00 | 538 |
| 2020-04-01 | $333,445 (-0.3%) | $608,726 (8.4%) | 0.00 | 554 |
| 2020-05-01 | $339,900 (0.9%) | $606,224 (5.4%) | 0.00 | 542 |
| 2020-06-01 | $349,195 (2.7%) | $643,622 (7.9%) | 0.00 | 479 |
| 2020-07-01 | $353,400 (2.3%) | $604,362 (2.3%) | 0.00 | 453 |
| 2020-08-01 | $334,900 (-2.3%) | $598,684 (4.8%) | 0.00 | 420 |
| 2020-09-01 | $332,450 (0.6%) | $588,225 (7.0%) | 0.00 | 405 |
| 2020-10-01 | $319,000 (-2.5%) | $589,509 (7.5%) | 0.00 | 403 |
| 2020-11-01 | $306,200 (-5.2%) | $613,925 (11.0%) | 0.00 | 334 |
| 2020-12-01 | $305,445 (-3.0%) | $652,275 (14.3%) | 0.00 | 299 |
| 2021-01-01 | $299,900 (-3.2%) | $608,453 (7.2%) | 0.00 | 252 |
| 2021-02-01 | $315,195 (-2.4%) | $656,814 (8.6%) | 0.00 | 248 |
| 2021-03-01 | $324,450 (-2.0%) | $681,933 (10.7%) | 0.00 | 235 |
| 2021-04-01 | $328,995 (-1.3%) | $585,200 (-3.9%) | 0.00 | 228 |
| 2021-05-01 | $334,900 (-1.5%) | $579,386 (-4.4%) | 0.00 | 254 |
| 2021-06-01 | $345,000 (-1.2%) | $604,707 (-6.1%) | 0.00 | 288 |
| 2021-07-01 | $346,445 (-2.0%) | $585,939 (-3.1%) | 0.00 | 318 |
| 2021-08-01 | $373,145 (11.4%) | $579,134 (-3.3%) | 0.00 | 381 |
| 2021-09-01 | $369,245 (11.1%) | $586,971 (-0.2%) | 0.00 | 366 |
| 2021-10-01 | $363,990 (14.1%) | $627,852 (6.5%) | 0.00 | 331 |
| 2021-11-01 | $352,450 (15.1%) | $592,114 (-3.6%) | 0.00 | 282 |
| 2021-12-01 | $349,900 (14.6%) | $579,673 (-11.1%) | 0.00 | 241 |
| 2022-01-01 | $353,500 (17.9%) | $604,531 (-0.6%) | 0.00 | 193 |
| 2022-02-01 | $385,645 (22.4%) | $707,303 (7.7%) | 0.00 | 158 |
| 2022-03-01 | $383,240 (18.1%) | $717,134 (5.2%) | 0.00 | 165 |
| 2022-04-01 | $418,190 (27.1%) | $747,131 (27.7%) | 0.00 | 170 |
| 2022-05-01 | $425,000 (26.9%) | $727,117 (25.5%) | 0.00 | 192 |
Whitewater's median listing price for 2022-05-01 was $425,000, a difference of
$90,100
(26.9%) versus the prior year and
$6,810 versus the prior month.
Whitewater's median listing price comes in at 0% of the national average.
Whitewater's average listing price for 2022-05-01 was $727,117, a difference of $147,731 (25.5%) versus the prior year and $-20,014 versus the prior month.
For the 2022-05-01 period, Whitewater had 192 MLS listings, a difference of 22 listings (13%) versus the prior month and -62 listings (-24%) versus the prior year.
Whitewater's median listing price comes in at 0% of the national average.
Whitewater's average listing price for 2022-05-01 was $727,117, a difference of $147,731 (25.5%) versus the prior year and $-20,014 versus the prior month.
For the 2022-05-01 period, Whitewater had 192 MLS listings, a difference of 22 listings (13%) versus the prior month and -62 listings (-24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,816 sqft |
| 2018-02-01 | 0 days | 1,853 sqft |
| 2018-03-01 | 0 days | 1,915 sqft |
| 2018-04-01 | 0 days | 1,924 sqft |
| 2018-05-01 | 0 days | 1,900 sqft |
| 2018-06-01 | 0 days | 1,870 sqft |
| 2018-07-01 | 0 days | 1,864 sqft |
| 2018-08-01 | 0 days | 1,879 sqft |
| 2018-09-01 | 0 days | 1,852 sqft |
| 2018-10-01 | 0 days | 1,820 sqft |
| 2018-11-01 | 0 days | 1,850 sqft |
| 2018-12-01 | 0 days | 1,842 sqft |
| 2019-01-01 | 0 days | 1,839 sqft |
| 2019-02-01 | 0 days | 1,854 sqft |
| 2019-03-01 | 0 days | 1,871 sqft |
| 2019-04-01 | 0 days | 1,901 sqft |
| 2019-05-01 | 0 days | 1,912 sqft |
| 2019-06-01 | 0 days | 1,939 sqft |
| 2019-07-01 | 0 days | 1,994 sqft |
| 2019-08-01 | 0 days | 1,995 sqft |
| 2019-09-01 | 0 days | 1,979 sqft |
| 2019-10-01 | 0 days | 1,954 sqft |
| 2019-11-01 | 0 days | 1,902 sqft |
| 2019-12-01 | 0 days | 1,889 sqft |
| 2020-01-01 | 0 days | 1,802 sqft |
| 2020-02-01 | 0 days | 1,812 sqft |
| 2020-03-01 | 0 days | 1,896 sqft |
| 2020-04-01 | 0 days | 1,934 sqft |
| 2020-05-01 | 0 days | 1,960 sqft |
| 2020-06-01 | 0 days | 2,004 sqft |
| 2020-07-01 | 0 days | 2,004 sqft |
| 2020-08-01 | 0 days | 2,000 sqft |
| 2020-09-01 | 0 days | 1,994 sqft |
| 2020-10-01 | 0 days | 1,870 sqft |
| 2020-11-01 | 0 days | 1,888 sqft |
| 2020-12-01 | 0 days | 1,868 sqft |
| 2021-01-01 | 0 days | 1,696 sqft |
| 2021-02-01 | 0 days | 1,736 sqft |
| 2021-03-01 | 0 days | 1,698 sqft |
| 2021-04-01 | 0 days | 1,698 sqft |
| 2021-05-01 | 0 days | 1,731 sqft |
| 2021-06-01 | 0 days | 1,794 sqft |
| 2021-07-01 | 0 days | 1,720 sqft |
| 2021-08-01 | 0 days | 1,734 sqft |
| 2021-09-01 | 0 days | 1,806 sqft |
| 2021-10-01 | 0 days | 1,768 sqft |
| 2021-11-01 | 0 days | 1,675 sqft |
| 2021-12-01 | 0 days | 1,670 sqft |
| 2022-01-01 | 0 days | 1,752 sqft |
| 2022-02-01 | 0 days | 1,759 sqft |
| 2022-03-01 | 0 days | 1,690 sqft |
| 2022-04-01 | 0 days | 1,762 sqft |
| 2022-05-01 | 0 days | 1,804 sqft |
Whitewater's median listing age (time on market) for 2022-05-01 was 0 days.
Whitewater's median square footage for active listings during the 2022-05-01 period was 1,804 sqft. One year prior, the average listing was 1,731 sqft.
Whitewater's median square footage for active listings during the 2022-05-01 period was 1,804 sqft. One year prior, the average listing was 1,731 sqft.
