Whitewater Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Whitewater averaged
7.34%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.5% and
one month ago for the week of 2026-10-01, the
average rate was 7.24%.
Whitewater's average rate one year ago was 6.03%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.11%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Whitewater 30 Year Fixed Rate | 2026-11-05 | 7.34% |
| Whitewater 30 Year Fixed Rate Refi | 2026-11-05 | 7.11% |
| Whitewater 15 Year Fixed Rate | 2026-11-05 | 6.67% |
| Whitewater 15 Year Fixed Rate Refi | 2026-11-05 | 6.87% |
| Whitewater 30 Year FHA | 2026-11-05 | 7.32% |
| Whitewater 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Whitewater 30 Year USDA | 2026-11-05 | 7% |
| Whitewater 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Whitewater 30 Year VA | 2026-11-05 | 6.86% |
| Whitewater 30 Year VA Refi | 2026-11-05 | 6.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Whitewater, WI.
Whitewater Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Whitewater, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Whitewater Average Closing Costs & Other Stats
Whitewater, WI's 156 lenders originated 2,877
loans during 2025. The total origination value was $932,965,000, with an average loan value of
$324,284.
Whitewater's average closing costs are $3,945.
The top Whitewater lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
72 loans originated. Their average total fees are
$4,498, which is $22
lower than the next largest lender,
GUARANTEED RATE, INC..
The lowest fee Whitewater lenders (with over 10 loans originated) are
Johnson Bank ($2,245), Landmark Credit Union ($2,515), Associated Bank ($2,564), The Greenwood's State Bank ($2,661) and EDUCATORS CREDIT UNION ($2,675).
The lowest rate Whitewater lenders (with over 10 loans originated) are
Citibank (5.76%), Morgan Stanley Private Bank (6.08%), EDUCATORS CREDIT UNION (6.36%), The Huntington National Bank (6.36%) and Associated Bank (6.38%).
Whitewater, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUARANTEED RATE, INC. | $30,810,000 | $39,720,000 | 28.9% | 4.3% |
| QUICKEN LOANS, LLC | $22,270,000 | $39,075,000 | 75.5% | 4.2% |
| JPMorgan Chase Bank | $24,225,000 | $34,375,000 | 41.9% | 3.7% |
| Waukesha State Bank | $4,595,000 | $31,115,000 | 577.1% | 3.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $33,840,000 | $29,845,000 | -11.8% | 3.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $40,410,000 | $26,215,000 | -35.1% | 2.8% |
| U.S. Bank | $10,825,000 | $24,395,000 | 125.4% | 2.6% |
| Associated Bank | $26,770,000 | $21,370,000 | -20.2% | 2.3% |
| Landmark Credit Union | $30,205,000 | $19,685,000 | -34.8% | 2.1% |
| Barrington Bank & Trust Company, N.A. | $19,035,000 | $18,365,000 | -3.5% | 2.0% |
| WALKER & DUNLOP, LLC | $18,350,000 | n/a | 2.0% | |
| The Harvard State Bank | $3,915,000 | $18,025,000 | 360.4% | 1.9% |
| Summit Credit Union | $13,765,000 | $17,415,000 | 26.5% | 1.9% |
| The First National Bank and Trust Company | $16,405,000 | $17,355,000 | 5.8% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,245,000 | $17,185,000 | 40.3% | 1.8% |
| BMO Harris Bank | $22,900,000 | $16,915,000 | -26.1% | 1.8% |
| EDUCATORS CREDIT UNION | $10,045,000 | $16,280,000 | 62.1% | 1.7% |
| Citibank | $4,115,000 | $14,825,000 | 260.3% | 1.6% |
| NEWREZ LLC | $5,495,000 | $14,770,000 | 168.8% | 1.6% |
| University of Wisconsin Credit Union | $9,090,000 | $14,330,000 | 57.6% | 1.5% |
| Johnson Bank | $15,490,000 | $14,290,000 | -7.7% | 1.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $12,080,000 | $14,240,000 | 17.9% | 1.5% |
| GREENSTATE CREDIT UNION | $2,215,000 | $12,440,000 | 461.6% | 1.3% |
| The Huntington National Bank | $9,710,000 | $12,110,000 | 24.7% | 1.3% |
| Bank of America | $14,590,000 | $11,795,000 | -19.2% | 1.3% |
| ADVIA | $15,360,000 | $11,515,000 | -25.0% | 1.2% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $8,545,000 | $11,330,000 | 32.6% | 1.2% |
| GUILD MORTGAGE COMPANY | $9,225,000 | $10,610,000 | 15.0% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,485,000 | $10,460,000 | 23.3% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $2,060,000 | $10,005,000 | 385.7% | 1.1% |
| The Greenwood's State Bank | $3,290,000 | $9,685,000 | 194.4% | 1.0% |
| Morgan Stanley Private Bank | $14,295,000 | $9,610,000 | -32.8% | 1.0% |
| Community State Bank | $8,595,000 | $9,080,000 | 5.6% | 1.0% |
| Mortgage Research Center, LLC | $8,650,000 | $8,245,000 | -4.7% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $7,705,000 | n/a | 0.8% | |
| Fifth Third Bank | $3,905,000 | $7,035,000 | 80.2% | 0.8% |
| Blackhawk Community Credit Union | $6,105,000 | $6,810,000 | 11.5% | 0.7% |
| Bank Five Nine | $5,905,000 | $5,800,000 | -1.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $4,065,000 | $5,785,000 | 42.3% | 0.6% |
| CMG MORTGAGE, INC. | $1,755,000 | $5,770,000 | 228.8% | 0.6% |
| The Northern Trust Company | $2,280,000 | $5,710,000 | 150.4% | 0.6% |
| Citizens Bank | $1,105,000 | $5,675,000 | 413.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $2,900,000 | $5,665,000 | 95.3% | 0.6% |
| Old National Bank | $6,310,000 | $5,565,000 | -11.8% | 0.6% |
| MORTGAGE CENTER L.C | $5,190,000 | $5,295,000 | 2.0% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,030,000 | $5,295,000 | 160.8% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,330,000 | $5,190,000 | 290.2% | 0.6% |
| WISCONSIN MORTGAGE CORPORATION | $6,690,000 | $5,095,000 | -23.8% | 0.5% |
| LOANDEPOT.COM, LLC | $4,730,000 | $5,025,000 | 6.2% | 0.5% |
| Home State Bank | $1,575,000 | $4,975,000 | 215.9% | 0.5% |
| CIBC Bank USA | $505,000 | $4,690,000 | 828.7% | 0.5% |
| PNC Bank | $2,405,000 | $4,595,000 | 91.1% | 0.5% |
| CIBM Bank | $6,015,000 | $4,505,000 | -25.1% | 0.5% |
| State Bank of the Lakes | $4,475,000 | n/a | 0.5% | |
| NAVY FEDERAL CREDIT UNION | $2,730,000 | $4,130,000 | 51.3% | 0.4% |
| Great Midwest Bank, S.S.B. | $3,340,000 | $4,100,000 | 22.8% | 0.4% |
| The Federal Savings Bank | $1,875,000 | $3,940,000 | 110.1% | 0.4% |
| Goldman Sachs Bank USA | $3,845,000 | $3,865,000 | 0.5% | 0.4% |
| Cornerstone National Bank & Trust Company | $1,110,000 | $3,845,000 | 246.4% | 0.4% |
| A + MORTGAGE SERVICES, INC. | $4,250,000 | $3,705,000 | -12.8% | 0.4% |
| COMPEER FINANCIAL, FLCA | $315,000 | $3,595,000 | 1,041.3% | 0.4% |
| PLANET HOME LENDING, LLC | $6,355,000 | $3,505,000 | -44.8% | 0.4% |
| FIRST COLONY MORTGAGE CORPORATION | $1,680,000 | $3,490,000 | 107.7% | 0.4% |
| Wintrust Bank, N.A. | $3,215,000 | n/a | 0.3% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,175,000 | n/a | 0.3% | |
| Nations Lending Corporation | $1,155,000 | $3,030,000 | 162.3% | 0.3% |
| UNION HOME MORTGAGE CORP. | $2,505,000 | $2,985,000 | 19.2% | 0.3% |
| Ixonia Bank | $600,000 | $2,875,000 | 379.2% | 0.3% |
| Town Bank, N.A. | $8,695,000 | $2,875,000 | -66.9% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $540,000 | $2,745,000 | 408.3% | 0.3% |
| Byline Bank | $2,705,000 | n/a | 0.3% | |
| Prosperity Home Mortgage, LLC | $3,410,000 | $2,605,000 | -23.6% | 0.3% |
| Key Mortgage Services, Inc. | $975,000 | $2,520,000 | 158.5% | 0.3% |
| UBS Bank USA | $535,000 | $2,490,000 | 365.4% | 0.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,435,000 | n/a | 0.3% | |
| Resource Bank, N.A. | $1,055,000 | $2,395,000 | 127.0% | 0.3% |
| USAA Federal Savings Bank | $1,205,000 | $2,205,000 | 83.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $555,000 | $2,185,000 | 293.7% | 0.2% |
| First State Bank | $195,000 | $2,150,000 | 1,002.6% | 0.2% |
| Badger Bank | $1,200,000 | $2,100,000 | 75.0% | 0.2% |
| Raymond James Bank | $7,435,000 | $2,080,000 | -72.0% | 0.2% |
| PROPER RATE, LLC | $7,215,000 | $2,075,000 | -71.2% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $1,570,000 | $2,025,000 | 29.0% | 0.2% |
| CARDINAL FINANCIAL | $2,815,000 | $1,990,000 | -29.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,145,000 | $1,990,000 | 73.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $315,000 | $1,870,000 | 493.7% | 0.2% |
| Baxter Credit Union | $3,305,000 | $1,685,000 | -49.0% | 0.2% |
| MARINE | $500,000 | $1,685,000 | 237.0% | 0.2% |
| Citizens Bank | $1,105,000 | $1,660,000 | 50.2% | 0.2% |
| COMPASS MORTGAGE, INC. | $895,000 | $1,655,000 | 84.9% | 0.2% |
| PremierBank | $3,725,000 | $1,590,000 | -57.3% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,820,000 | $1,570,000 | -44.3% | 0.2% |
| POINT Mortgage | $1,565,000 | n/a | 0.2% | |
| NEXERA HOLDING LLC | $1,520,000 | n/a | 0.2% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $1,695,000 | $1,480,000 | -12.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,130,000 | $1,470,000 | 30.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,465,000 | n/a | 0.2% | |
| First American Bank | $2,250,000 | $1,435,000 | -36.2% | 0.2% |
| Abbott Laboratories Employees Credit Union | $1,425,000 | n/a | 0.2% | |
| SPRING EQ, LLC | $110,000 | $1,395,000 | 1,168.2% | 0.1% |
| American Airlines Federal Credit Union | $435,000 | $1,390,000 | 219.5% | 0.1% |
| Stifel Bank and Trust | $1,355,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $5,570,000 | $1,345,000 | -75.9% | 0.1% |
| GATEWAY MORTGAGE CORPORATION | $2,105,000 | $1,330,000 | -36.8% | 0.1% |
| THE ANDERSON FINANCIAL GROUP, INC. | $1,330,000 | n/a | 0.1% | |
| The Bank of New Glarus | $860,000 | $1,325,000 | 54.1% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $265,000 | $1,300,000 | 390.6% | 0.1% |
| A&D Mortgage LLC | $1,295,000 | n/a | 0.1% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $735,000 | $1,295,000 | 76.2% | 0.1% |
| First National Bank of Omaha | $1,200,000 | n/a | 0.1% | |
| UNITED HOME LOANS, INC. | $670,000 | $1,190,000 | 77.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,185,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,175,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $485,000 | $1,175,000 | 142.3% | 0.1% |
| NFM, INC. | $1,155,000 | n/a | 0.1% | |
| TOLLESON PRIVATE BANK | $1,145,000 | n/a | 0.1% | |
| Crystal Lake Bank and Trust | $235,000 | $1,135,000 | 383.0% | 0.1% |
| PyraMax Bank, FSB | $985,000 | $1,130,000 | 14.7% | 0.1% |
| German American State Bank | $1,075,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $915,000 | $1,000,000 | 9.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $690,000 | $995,000 | 44.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,535,000 | $985,000 | -35.8% | 0.1% |
| BNY Mellon | $1,785,000 | $975,000 | -45.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $905,000 | $955,000 | 5.5% | 0.1% |
| Bell Bank | $3,695,000 | $935,000 | -74.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $840,000 | $905,000 | 7.7% | 0.1% |
| ALLIANT CREDIT UNION | $1,860,000 | $880,000 | -52.7% | 0.1% |
| North Shore Trust and Savings | $560,000 | $875,000 | 56.3% | 0.1% |
| MLD MORTGAGE INC. | $850,000 | n/a | 0.1% | |
| Itasca Bank & Trust Co. | $845,000 | n/a | 0.1% | |
| North Shore Bank FSB | $1,145,000 | $845,000 | -26.2% | 0.1% |
| Greenbox Loans, Inc. | $195,000 | $835,000 | 328.2% | 0.1% |
| Sauk Valley Bank & Trust Company | $1,770,000 | $820,000 | -53.7% | 0.1% |
| First Business Bank | $815,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $565,000 | $815,000 | 44.2% | 0.1% |
| CLEARPATH LENDING | $285,000 | $810,000 | 184.2% | 0.1% |
| Devon Bank | $805,000 | n/a | 0.1% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $805,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $675,000 | $790,000 | 17.0% | 0.1% |
| Wells Fargo Bank | $1,395,000 | $790,000 | -43.4% | 0.1% |
| The Loan Store, Inc. | $310,000 | $785,000 | 153.2% | 0.1% |
| Flagstar Bank, FSB | $2,735,000 | $775,000 | -71.7% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | $775,000 | 181.8% | 0.1% |
| First Community Bank | $560,000 | $770,000 | 37.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $340,000 | $765,000 | 125.0% | 0.1% |
| Collins State Bank | $285,000 | $760,000 | 166.7% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $755,000 | n/a | 0.1% | |
| Figure Lending LLC | $500,000 | $750,000 | 50.0% | 0.1% |
| DUPACO COMMUNITY | $880,000 | $725,000 | -17.6% | 0.1% |
| American Bank and Trust Company | $710,000 | n/a | 0.1% | |
| MidWestOne Bank | $685,000 | n/a | 0.1% | |
| Plains Commerce Bank | $2,435,000 | $680,000 | -72.1% | 0.1% |
| LOANPAL, LLC | $95,000 | $665,000 | 600.0% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $625,000 | n/a | 0.1% | |
| THOMPSON KANE & COMPANY, LLC | $2,390,000 | $625,000 | -73.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,380,000 | $620,000 | -55.1% | 0.1% |
| Carrington Mortgage Services, LLC | $700,000 | $610,000 | -12.9% | 0.1% |
| Westbury Bank | $895,000 | $605,000 | -32.4% | 0.1% |
| KeyBank | $585,000 | n/a | 0.1% | |
| NORTHWEST BANK OF ROCKFORD | $585,000 | n/a | 0.1% | |
| Coastal Community Bank | $700,000 | $580,000 | -17.1% | 0.1% |
| Equity Prime Mortgage LLC | $555,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $240,000 | $545,000 | 127.1% | 0.1% |
| National Exchange Bank and Trust | $725,000 | $540,000 | -25.5% | 0.1% |
| EMBRACE HOME LOANS, INC. | $535,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $685,000 | $525,000 | -23.4% | 0.1% |
| First Mid Bank & Trust | $3,050,000 | $520,000 | -83.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $505,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $505,000 | $490,000 | -3.0% | 0.1% |
| PLUS RELOCATION MORTGAGE, LLC | $485,000 | n/a | 0.1% | |
| The Equitable Bank, S.S.B. | $195,000 | $485,000 | 148.7% | 0.1% |
| GoPrime Mortgage, Inc. | $465,000 | n/a | 0.0% | |
| Farmers and Merchants Union Bank | $135,000 | $445,000 | 229.6% | 0.0% |
| Farmers Bank & Trust | $445,000 | n/a | 0.0% | |
| Grundy Bank | $475,000 | $445,000 | -6.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $720,000 | $440,000 | -38.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,055,000 | $440,000 | -58.3% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $965,000 | $415,000 | -57.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $880,000 | $415,000 | -52.8% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $810,000 | $405,000 | -50.0% | 0.0% |
| Old Second National Bank | $840,000 | $405,000 | -51.8% | 0.0% |
| Pacor Mortgage Corp | $405,000 | n/a | 0.0% | |
| Armed Forces Bank | $395,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $395,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $395,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $645,000 | $390,000 | -39.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,380,000 | $385,000 | -72.1% | 0.0% |
| Loan Simple, Inc. | $380,000 | n/a | 0.0% | |
| Byron Bank | $375,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $255,000 | $375,000 | 47.1% | 0.0% |
| Intercity State Bank | $375,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $675,000 | $370,000 | -45.2% | 0.0% |
| RESIDENTIAL BANCORP | $365,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $885,000 | $365,000 | -58.8% | 0.0% |
| The Peoples Community Bank | $365,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $355,000 | n/a | 0.0% | |
| VERVE, A CREDIT UNION | $355,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $95,000 | $345,000 | 263.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $285,000 | $345,000 | 21.1% | 0.0% |
| Credit Union 1 | $335,000 | n/a | 0.0% | |
| Tradition Mortgage, LLC | $335,000 | n/a | 0.0% | |
| Bank First, N.A. | $330,000 | n/a | 0.0% | |
| Republic Bank of Chicago | $325,000 | $330,000 | 1.5% | 0.0% |
| ALTRA | $325,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $245,000 | $325,000 | 32.7% | 0.0% |
| Horicon Bank | $325,000 | $315,000 | -3.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $510,000 | $315,000 | -38.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $305,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $565,000 | $305,000 | -46.0% | 0.0% |
| The Port Washington State Bank | $305,000 | n/a | 0.0% | |
| Valley National Bank | $305,000 | n/a | 0.0% | |
| Discover Bank | $800,000 | $300,000 | -62.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $725,000 | $295,000 | -59.3% | 0.0% |
| COMMUNITY TRUST | $295,000 | n/a | 0.0% | |
| NexBank | $1,040,000 | $295,000 | -71.6% | 0.0% |
| Nicolet National Bank | $295,000 | n/a | 0.0% | |
| Connexus Credit Union | $290,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $285,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $425,000 | $285,000 | -32.9% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $225,000 | $275,000 | 22.2% | 0.0% |
| CITIZENS EQUITY FIRST | $275,000 | n/a | 0.0% | |
| FORTE BANK | $275,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $255,000 | n/a | 0.0% | |
| OCMBC, INC. | $255,000 | n/a | 0.0% | |
| NORTHWESTERN MUTUAL | $205,000 | $250,000 | 22.0% | 0.0% |
| First Community Credit Union | $80,000 | $245,000 | 206.3% | 0.0% |
| First Federal Savings Bank | $245,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $630,000 | $235,000 | -62.7% | 0.0% |
| Mound City Bank | $230,000 | n/a | 0.0% | |
| Alerus Financial | $425,000 | $225,000 | -47.1% | 0.0% |
| Bethpage Federal Credit Union | $835,000 | $220,000 | -73.7% | 0.0% |
| Bank of Springfield | $215,000 | n/a | 0.0% | |
| Bank of Sun Prairie | $215,000 | n/a | 0.0% | |
| Baraboo State Bank | $215,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $215,000 | n/a | 0.0% | |
| Northpointe Bank | $215,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Bank of Deerfield | $205,000 | $205,000 | 0.0% | 0.0% |
| Beeline Loans, Inc. | $205,000 | n/a | 0.0% | |
| Holcomb Bank | $205,000 | n/a | 0.0% | |
| IOWA BANKERS MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $205,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $165,000 | $205,000 | 24.2% | 0.0% |
| Heartland Bank and Trust Company | $500,000 | $200,000 | -60.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $265,000 | $195,000 | -26.4% | 0.0% |
| Servion, Inc. | $215,000 | $195,000 | -9.3% | 0.0% |
| MORTGAGE ACCESS CORP. | $185,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $1,415,000 | $175,000 | -87.6% | 0.0% |
| East Wisconsin Savings Bank | $165,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $190,000 | $150,000 | -21.1% | 0.0% |
| RF Renovo Management Company, LLC | $145,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $145,000 | n/a | 0.0% | |
| NBKC BANK | $740,000 | $135,000 | -81.8% | 0.0% |
| Regions Bank | $135,000 | n/a | 0.0% | |
| FOX COMMUNITIES | $125,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $195,000 | $125,000 | -35.9% | 0.0% |
| EMM LOANS LLC | $115,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $105,000 | n/a | 0.0% | |
| PRIME FINANCIAL CREDIT UNION | $55,000 | $105,000 | 90.9% | 0.0% |
| Think Mutual Bank | $220,000 | $105,000 | -52.3% | 0.0% |
| Tri City National Bank | $1,130,000 | $105,000 | -90.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $285,000 | $95,000 | -66.7% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $95,000 | n/a | 0.0% | |
| GREAT LAKES | $245,000 | $95,000 | -61.2% | 0.0% |
| Deere Employees Credit Union | $5,000 | $75,000 | 1,400.0% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Premier Community Bank | $75,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $75,000 | n/a | 0.0% | |
| Northwest Bank | $55,000 | n/a | 0.0% | |
| PCM | $45,000 | n/a | 0.0% |
Whitewater's top lender by overall market share is GUARANTEED RATE, INC., with 4.3% market share. In second place, with 4.2%, is QUICKEN LOANS, LLC, having originated $39,075,000 in loans. In third place, with 3.7%, is JPMorgan Chase Bank, having originated $34,375,000 in loans. In fourth place, with 3.3%, is Waukesha State Bank, having originated $31,115,000 in loans. In fifth place, with 3.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $29,845,000 in loans.
Whitewater Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $273,945 (10.5%) | $451,317 (3.5%) | 0.00 | 718 |
| 2018-02-01 | $277,975 (7.0%) | $466,628 (2.3%) | 0.00 | 766 |
| 2018-03-01 | $279,000 (7.5%) | $459,177 (1.4%) | 0.00 | 838 |
| 2018-04-01 | $282,450 (10.8%) | $452,542 (1.1%) | 0.00 | 875 |
| 2018-05-01 | $289,725 (12.2%) | $456,645 (3.2%) | 0.00 | 935 |
| 2018-06-01 | $285,000 (6.7%) | $453,959 (1.6%) | 0.00 | 991 |
| 2018-07-01 | $280,490 (5.3%) | $451,641 (1.7%) | 0.00 | 1,006 |
| 2018-08-01 | $285,498 (8.8%) | $441,689 (-0.9%) | 0.00 | 1,018 |
| 2018-09-01 | $289,000 (3.3%) | $446,483 (-3.9%) | 0.00 | 1,011 |
| 2018-10-01 | $284,500 (1.8%) | $455,782 (-1.2%) | 0.00 | 974 |
| 2018-11-01 | $288,975 (5.1%) | $451,591 (-2.0%) | 0.00 | 881 |
| 2018-12-01 | $289,900 (5.5%) | $460,282 (1.5%) | 0.00 | 771 |
| 2019-01-01 | $289,450 (5.7%) | $464,169 (2.9%) | 0.00 | 683 |
| 2019-02-01 | $299,000 (7.6%) | $479,976 (2.9%) | 0.00 | 692 |
| 2019-03-01 | $301,411 (8.0%) | $489,501 (6.6%) | 0.00 | 760 |
| 2019-04-01 | $315,963 (11.9%) | $520,804 (15.1%) | 0.00 | 847 |
| 2019-05-01 | $325,765 (12.4%) | $529,775 (16.0%) | 0.00 | 844 |
| 2019-06-01 | $320,915 (12.6%) | $518,582 (14.2%) | 0.00 | 882 |
| 2019-07-01 | $325,000 (15.9%) | $524,406 (16.1%) | 0.00 | 905 |
| 2019-08-01 | $320,909 (12.4%) | $517,948 (17.3%) | 0.00 | 916 |
| 2019-09-01 | $314,773 (8.9%) | $508,772 (14.0%) | 0.00 | 905 |
| 2019-10-01 | $307,475 (8.1%) | $502,654 (10.3%) | 0.00 | 885 |
| 2019-11-01 | $299,900 (3.8%) | $498,802 (10.5%) | 0.00 | 766 |
| 2019-12-01 | $304,173 (4.9%) | $519,930 (13.0%) | 0.00 | 637 |
| 2020-01-01 | $299,950 (3.6%) | $514,309 (10.8%) | 0.00 | 573 |
| 2020-02-01 | $315,000 (5.4%) | $534,984 (11.5%) | 0.00 | 630 |
| 2020-03-01 | $322,125 (6.9%) | $531,301 (8.5%) | 0.00 | 676 |
| 2020-04-01 | $319,950 (1.3%) | $531,792 (2.1%) | 0.00 | 658 |
| 2020-05-01 | $315,000 (-3.3%) | $529,047 (-0.1%) | 0.00 | 688 |
| 2020-06-01 | $320,900 (0.0%) | $534,917 (3.2%) | 0.00 | 715 |
| 2020-07-01 | $328,250 (1.0%) | $534,948 (2.0%) | 0.00 | 718 |
| 2020-08-01 | $316,495 (-1.4%) | $532,192 (2.8%) | 0.00 | 689 |
| 2020-09-01 | $316,073 (0.4%) | $510,223 (0.3%) | 0.00 | 683 |
| 2020-10-01 | $305,000 (-0.8%) | $527,018 (4.9%) | 0.00 | 614 |
| 2020-11-01 | $300,000 (0.0%) | $533,565 (7.0%) | 0.00 | 542 |
| 2020-12-01 | $299,900 (-1.4%) | $534,625 (2.8%) | 0.00 | 456 |
| 2021-01-01 | $294,900 (-1.7%) | $528,740 (2.8%) | 0.00 | 383 |
| 2021-02-01 | $309,925 (-1.6%) | $556,786 (4.1%) | 0.00 | 407 |
| 2021-03-01 | $309,950 (-3.8%) | $528,115 (-0.6%) | 0.00 | 412 |
| 2021-04-01 | $322,400 (0.8%) | $516,938 (-2.8%) | 0.00 | 443 |
| 2021-05-01 | $329,900 (4.7%) | $523,919 (-1.0%) | 0.00 | 494 |
| 2021-06-01 | $326,975 (1.9%) | $532,221 (-0.5%) | 0.00 | 534 |
| 2021-07-01 | $329,700 (0.4%) | $554,371 (3.6%) | 0.00 | 555 |
| 2021-08-01 | $349,900 (10.6%) | $535,685 (0.7%) | 0.00 | 611 |
| 2021-09-01 | $348,250 (10.2%) | $521,632 (2.2%) | 0.00 | 607 |
| 2021-10-01 | $344,950 (13.1%) | $538,264 (2.1%) | 0.00 | 529 |
| 2021-11-01 | $342,625 (14.2%) | $539,749 (1.2%) | 0.00 | 465 |
| 2021-12-01 | $332,000 (10.7%) | $529,400 (-1.0%) | 0.00 | 380 |
| 2022-01-01 | $342,950 (16.3%) | $532,947 (0.8%) | 0.00 | 314 |
| 2022-02-01 | $352,250 (13.7%) | $589,820 (5.9%) | 0.00 | 284 |
| 2022-03-01 | $371,748 (19.9%) | $621,519 (17.7%) | 0.00 | 293 |
| 2022-04-01 | $375,500 (16.5%) | $599,067 (15.9%) | 0.00 | 357 |
| 2022-05-01 | $374,500 (13.5%) | $607,458 (16.0%) | 0.00 | 372 |
| 2022-06-01 | $379,450 (16.1%) | $625,391 (17.5%) | 0.00 | 380 |
| 2022-07-01 | $374,900 (13.7%) | $604,848 (9.1%) | 0.00 | 434 |
| 2022-08-01 | $379,000 (8.3%) | $634,627 (18.5%) | 0.00 | 458 |
| 2022-09-01 | $390,000 (12.0%) | $591,098 (13.3%) | 0.00 | 451 |
| 2022-10-01 | $389,000 (12.8%) | $615,043 (14.3%) | 0.00 | 405 |
| 2022-11-01 | $375,000 (9.5%) | $597,017 (10.6%) | 0.00 | 385 |
| 2022-12-01 | $380,000 (14.5%) | $607,984 (14.8%) | 0.00 | 313 |
| 2023-01-01 | $392,175 (14.4%) | $603,749 (13.3%) | 0.00 | 270 |
| 2023-02-01 | $421,820 (19.8%) | $619,356 (5.0%) | 0.00 | 279 |
| 2023-03-01 | $437,318 (17.6%) | $646,349 (4.0%) | 0.00 | 329 |
| 2023-04-01 | $458,990 (22.2%) | $686,169 (14.5%) | 0.00 | 341 |
| 2023-05-01 | $462,345 (23.5%) | $755,676 (24.4%) | 0.00 | 379 |
| 2023-06-01 | $458,895 (20.9%) | $782,241 (25.1%) | 0.00 | 436 |
| 2023-07-01 | $465,495 (24.2%) | $802,501 (32.7%) | 0.00 | 453 |
| 2023-08-01 | $462,045 (21.9%) | $781,334 (23.1%) | 0.00 | 454 |
| 2023-09-01 | $467,190 (19.8%) | $793,047 (34.2%) | 0.00 | 444 |
| 2023-10-01 | $463,495 (19.2%) | $781,792 (27.1%) | 0.00 | 438 |
| 2023-11-01 | $460,198 (22.7%) | $802,948 (34.5%) | 0.00 | 424 |
| 2023-12-01 | $469,240 (23.5%) | $745,503 (22.6%) | 0.00 | 372 |
| 2024-01-01 | $474,950 (21.1%) | $760,933 (26.0%) | 0.00 | 349 |
| 2024-02-01 | $489,975 (16.2%) | $751,304 (21.3%) | 0.00 | 369 |
| 2024-03-01 | $495,000 (13.2%) | $750,240 (16.1%) | 0.00 | 413 |
| 2024-04-01 | $485,000 (5.7%) | $733,778 (6.9%) | 0.00 | 454 |
| 2024-05-01 | $493,825 (6.8%) | $800,554 (5.9%) | 0.00 | 493 |
| 2024-06-01 | $486,690 (6.1%) | $787,884 (0.7%) | 0.00 | 560 |
| 2024-07-01 | $481,085 (3.4%) | $795,711 (-0.9%) | 0.00 | 513 |
| 2024-08-01 | $473,500 (2.5%) | $773,964 (-0.9%) | 0.00 | 542 |
| 2024-09-01 | $472,499 (1.1%) | $757,709 (-4.5%) | 0.00 | 539 |
| 2024-10-01 | $474,475 (2.4%) | $729,117 (-6.7%) | 0.00 | 544 |
| 2024-11-01 | $469,800 (2.1%) | $708,066 (-11.8%) | 0.00 | 480 |
| 2024-12-01 | $484,061 (3.2%) | $684,871 (-8.1%) | 0.00 | 391 |
| 2025-01-01 | $486,059 (2.3%) | $650,212 (-14.6%) | 0.00 | 370 |
| 2025-02-01 | $492,595 (0.5%) | $680,642 (-9.4%) | 0.00 | 389 |
| 2025-03-01 | $475,000 (-4.0%) | $661,483 (-11.8%) | 0.00 | 420 |
| 2025-04-01 | $468,893 (-3.3%) | $651,399 (-11.2%) | 0.00 | 492 |
| 2025-05-01 | $495,000 (0.2%) | $680,380 (-15.0%) | 0.00 | 501 |
| 2025-06-01 | $499,900 (2.7%) | $689,232 (-12.5%) | 0.00 | 541 |
| 2025-07-01 | $498,896 (3.7%) | $688,212 (-13.5%) | 0.00 | 560 |
| 2025-08-01 | $506,295 (6.9%) | $712,341 (-8.0%) | 0.00 | 538 |
| 2025-09-01 | $495,446 (4.9%) | $753,121 (-0.6%) | 0.00 | 569 |
| 2025-10-01 | $497,000 (4.8%) | $788,253 (8.1%) | 0.00 | 546 |
| 2025-11-01 | $490,745 (4.5%) | $767,372 (8.4%) | 0.00 | 471 |
| 2025-12-01 | $482,748 (-0.3%) | $751,525 (9.7%) | 0.00 | 400 |
| 2026-01-01 | $485,000 (-0.2%) | $785,221 (20.8%) | 0.00 | 339 |
| 2026-02-01 | $495,245 (0.5%) | $761,631 (11.9%) | 0.00 | 377 |
| 2026-03-01 | $511,974 (7.8%) | $751,845 (13.7%) | 0.00 | 426 |
| 2026-04-01 | $499,925 (6.6%) | $727,522 (11.7%) | 0.00 | 474 |
| 2026-05-01 | $495,695 (0.1%) | $720,301 (5.9%) | 0.00 | 528 |
| 2026-06-01 | $509,495 (1.9%) | $780,743 (13.3%) | 0.00 | 534 |
| 2026-07-01 | $495,000 (-0.8%) | $764,701 (11.1%) | 0.00 | 530 |
| 2026-08-01 | $491,295 (-3.0%) | $768,370 (7.9%) | 0.00 | 524 |
| 2026-09-01 | $494,170 (-0.3%) | $780,541 (3.6%) | 0.00 | 516 |
| 2026-10-01 | $488,000 (-1.8%) | $798,997 (1.4%) | 0.00 | 506 |
Whitewater's median listing price for 2026-10-01 was $488,000, a difference of
$-9,000
(-1.8%) versus the prior year and
$-6,170 versus the prior month.
Whitewater's median listing price comes in at 0% of the national average.
Whitewater's average listing price for 2026-10-01 was $798,997, a difference of $10,744 (1.4%) versus the prior year and $18,456 versus the prior month.
For the 2026-10-01 period, Whitewater had 506 MLS listings, a difference of -10 listings (-2%) versus the prior month and -40 listings (-7%) versus the prior year.
Whitewater's median listing price comes in at 0% of the national average.
Whitewater's average listing price for 2026-10-01 was $798,997, a difference of $10,744 (1.4%) versus the prior year and $18,456 versus the prior month.
For the 2026-10-01 period, Whitewater had 506 MLS listings, a difference of -10 listings (-2%) versus the prior month and -40 listings (-7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Whitewater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,808 sqft |
| 2018-02-01 | 0 days | 1,809 sqft |
| 2018-03-01 | 0 days | 1,821 sqft |
| 2018-04-01 | 0 days | 1,817 sqft |
| 2018-05-01 | 0 days | 1,810 sqft |
| 2018-06-01 | 0 days | 1,821 sqft |
| 2018-07-01 | 0 days | 1,801 sqft |
| 2018-08-01 | 0 days | 1,808 sqft |
| 2018-09-01 | 0 days | 1,802 sqft |
| 2018-10-01 | 0 days | 1,799 sqft |
| 2018-11-01 | 0 days | 1,799 sqft |
| 2018-12-01 | 0 days | 1,800 sqft |
| 2019-01-01 | 0 days | 1,801 sqft |
| 2019-02-01 | 0 days | 1,816 sqft |
| 2019-03-01 | 0 days | 1,817 sqft |
| 2019-04-01 | 0 days | 1,872 sqft |
| 2019-05-01 | 0 days | 1,902 sqft |
| 2019-06-01 | 0 days | 1,897 sqft |
| 2019-07-01 | 0 days | 1,932 sqft |
| 2019-08-01 | 0 days | 1,926 sqft |
| 2019-09-01 | 0 days | 1,922 sqft |
| 2019-10-01 | 0 days | 1,911 sqft |
| 2019-11-01 | 0 days | 1,860 sqft |
| 2019-12-01 | 0 days | 1,864 sqft |
| 2020-01-01 | 0 days | 1,801 sqft |
| 2020-02-01 | 0 days | 1,882 sqft |
| 2020-03-01 | 0 days | 1,853 sqft |
| 2020-04-01 | 0 days | 1,861 sqft |
| 2020-05-01 | 0 days | 1,836 sqft |
| 2020-06-01 | 0 days | 1,885 sqft |
| 2020-07-01 | 0 days | 1,900 sqft |
| 2020-08-01 | 0 days | 1,887 sqft |
| 2020-09-01 | 0 days | 1,900 sqft |
| 2020-10-01 | 0 days | 1,850 sqft |
| 2020-11-01 | 0 days | 1,818 sqft |
| 2020-12-01 | 0 days | 1,803 sqft |
| 2021-01-01 | 0 days | 1,750 sqft |
| 2021-02-01 | 0 days | 1,750 sqft |
| 2021-03-01 | 0 days | 1,725 sqft |
| 2021-04-01 | 0 days | 1,768 sqft |
| 2021-05-01 | 0 days | 1,800 sqft |
| 2021-06-01 | 0 days | 1,809 sqft |
| 2021-07-01 | 0 days | 1,757 sqft |
| 2021-08-01 | 0 days | 1,740 sqft |
| 2021-09-01 | 0 days | 1,741 sqft |
| 2021-10-01 | 0 days | 1,740 sqft |
| 2021-11-01 | 0 days | 1,752 sqft |
| 2021-12-01 | 0 days | 1,750 sqft |
| 2022-01-01 | 0 days | 1,670 sqft |
| 2022-02-01 | 0 days | 1,753 sqft |
| 2022-03-01 | 0 days | 1,768 sqft |
| 2022-04-01 | 0 days | 1,750 sqft |
| 2022-05-01 | 0 days | 1,786 sqft |
| 2022-06-01 | 0 days | 1,830 sqft |
| 2022-07-01 | 0 days | 1,800 sqft |
| 2022-08-01 | 0 days | 1,811 sqft |
| 2022-09-01 | 0 days | 1,825 sqft |
| 2022-10-01 | 0 days | 1,891 sqft |
| 2022-11-01 | 0 days | 1,858 sqft |
| 2022-12-01 | 0 days | 1,850 sqft |
| 2023-01-01 | 0 days | 1,873 sqft |
| 2023-02-01 | 0 days | 1,911 sqft |
| 2023-03-01 | 0 days | 1,852 sqft |
| 2023-04-01 | 0 days | 1,962 sqft |
| 2023-05-01 | 0 days | 1,920 sqft |
| 2023-06-01 | 0 days | 1,848 sqft |
| 2023-07-01 | 0 days | 1,884 sqft |
| 2023-08-01 | 0 days | 1,896 sqft |
| 2023-09-01 | 0 days | 1,902 sqft |
| 2023-10-01 | 0 days | 1,906 sqft |
| 2023-11-01 | 0 days | 1,935 sqft |
| 2023-12-01 | 0 days | 2,017 sqft |
| 2024-01-01 | 0 days | 2,005 sqft |
| 2024-02-01 | 0 days | 2,000 sqft |
| 2024-03-01 | 0 days | 2,018 sqft |
| 2024-04-01 | 0 days | 1,987 sqft |
| 2024-05-01 | 0 days | 1,997 sqft |
| 2024-06-01 | 0 days | 1,947 sqft |
| 2024-07-01 | 0 days | 1,969 sqft |
| 2024-08-01 | 0 days | 1,950 sqft |
| 2024-09-01 | 0 days | 1,939 sqft |
| 2024-10-01 | 0 days | 1,898 sqft |
| 2024-11-01 | 0 days | 1,887 sqft |
| 2024-12-01 | 0 days | 1,911 sqft |
| 2025-01-01 | 0 days | 1,895 sqft |
| 2025-02-01 | 0 days | 1,887 sqft |
| 2025-03-01 | 0 days | 1,887 sqft |
| 2025-04-01 | 0 days | 1,859 sqft |
| 2025-05-01 | 0 days | 1,875 sqft |
| 2025-06-01 | 0 days | 1,912 sqft |
| 2025-07-01 | 0 days | 1,912 sqft |
| 2025-08-01 | 0 days | 1,928 sqft |
| 2025-09-01 | 0 days | 1,864 sqft |
| 2025-10-01 | 0 days | 1,939 sqft |
| 2025-11-01 | 0 days | 1,910 sqft |
| 2025-12-01 | 0 days | 1,875 sqft |
| 2026-01-01 | 0 days | 1,900 sqft |
| 2026-02-01 | 0 days | 1,906 sqft |
| 2026-03-01 | 0 days | 1,896 sqft |
| 2026-04-01 | 0 days | 1,907 sqft |
| 2026-05-01 | 0 days | 1,876 sqft |
| 2026-06-01 | 0 days | 1,866 sqft |
| 2026-07-01 | 0 days | 1,851 sqft |
| 2026-08-01 | 0 days | 1,887 sqft |
| 2026-09-01 | 0 days | 1,908 sqft |
| 2026-10-01 | 0 days | 1,900 sqft |
Whitewater's median listing age (time on market) for 2026-10-01 was 0 days.
Whitewater's median square footage for active listings during the 2026-10-01 period was 1,900 sqft. One year prior, the average listing was 1,939 sqft.
Whitewater's median square footage for active listings during the 2026-10-01 period was 1,900 sqft. One year prior, the average listing was 1,939 sqft.
Whitewater, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,233 | $539,735,000 | $437,741 |
| Refi | 516 | $220,870,000 | $428,043 |
| Cash Out Refi | 431 | $93,225,000 | $216,299 |
| Other | 373 | $42,745,000 | $114,598 |
| Home Improvement | 324 | $36,390,000 | $112,315 |
Whitewater's most frequently cited loan purpose was Home Purchase, with 1,233 originations. The 2nd most popular reason was Refi, with 516 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,347 | $440,835,000 | $327,272 |
| 7-8% | 564 | $126,430,000 | $224,167 |
| Over 8% | 364 | $38,980,000 | $107,088 |
| 5-6% | 362 | $222,780,000 | $615,414 |
| <2.5% | 74 | $7,870,000 | $106,351 |
| 4-5% | 22 | $19,680,000 | $894,545 |
| 3-4% | 7 | $925,000 | $132,143 |
During 2025, Whitewater's most frequently originated rate bucket was 6-7%, with 1,347 originations.
Loan Sizing (Whitewater, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,048 | $303,650,000 | $289,742 |
| $100,000 or less | 733 | $40,285,000 | $54,959 |
| $100k-200k | 545 | $79,455,000 | $145,789 |
| $400k-600k | 301 | $143,565,000 | $476,960 |
| $600k-1000k | 162 | $117,580,000 | $725,802 |
| $Over $1MM | 88 | $248,430,000 | $2,823,068 |
Whitewater's loan sizing saw the bucket of loans from $200k-400k with 1,048 originations, totaling $303,650,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 666 | $307,020,000 | $460,991 |
| 80-100% | 653 | $263,925,000 | $404,173 |
| Under 20% | 546 | $33,570,000 | $61,484 |
| 20-40% | 484 | $69,350,000 | $143,285 |
| 40-60% | 335 | $141,515,000 | $422,433 |
| Over 100% | 17 | $31,605,000 | $1,859,118 |
Whitewater's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 666 originations, totaling $307,020,000 in origination value.