Western Sun Fcu Mortgage Rates, Fees & Info
Broken Arrow, OKLEI: 54930037ZQUSJHCXY666
Tax ID: 73-0669017
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Mortgage Data
Review & Overview
Western Sun Fcu is a smaller credit union specializing in Home Improvement and Home Purchase loans. Western Sun Fcu has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Tahlequah, and Stillwater among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Western Sun Fcu has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
59Origination Dollar Volume (All Markets)
$3,475,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 55 | $3,075,000 | $55,909 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $110,000 | $55,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 59 | $3,475,000 | $58,898 | $0 | 0.00% |
For 2023, Western Sun Fcu's most frequently originated type of loan was Conventional, with 59 originations.
Loan Reason
For 2023, Western Sun Fcu's most frequently cited loan purpose was Home Improvement, with 26 originations. The 2nd most popular reason was Other, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 59 | $3,475,000 | $58,898 | $0 | 0.00% |
For 2023, Western Sun Fcu's most frequently cited loan duration was Other, with 59 originations.
Loan Sizing
2023 saw Western Sun Fcu place emphasis on $100,000 or less loans with 52 originations, totaling $2,310,000 in origination value.
Applicant Income
Western Sun Fcu lent most frequently to those with incomes in the $50k-75k range, with 16 originations. The second most popular income band? $100k-150k, with 13 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.96%
Western Sun Fcu has a below average approval rate.
Pick Rate
Approvals leading to origination64.41%
Western Sun Fcu has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 59 | $3,475,000 | $58,898 |