Western Sun Fcu Mortgage Rates, Fees & Info
Broken Arrow, OKLEI: 54930037ZQUSJHCXY666
Tax ID: 73-0669017
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Western Sun Fcu is a smaller credit union specializing in Home Improvement and Cash Out Refi loans. Western Sun Fcu has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Oklahoma City, Gainesville, and Bartlesville among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Western Sun Fcu has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
61Origination Dollar Volume (All Markets)
$4,465,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 55 | $3,755,000 | $68,273 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $145,000 | $48,333 | $0 | 0.00% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 61 | $4,465,000 | $73,197 | $0 | 0.00% |
For 2022, Western Sun Fcu's most frequently originated type of loan was Conventional, with 61 originations.
Loan Reason
For 2022, Western Sun Fcu's most frequently cited loan purpose was Home Improvement, with 30 originations. The 2nd most popular reason was Cash Out Refi, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 61 | $4,465,000 | $73,197 | $0 | 0.00% |
For 2022, Western Sun Fcu's most frequently cited loan duration was Other, with 61 originations.
Loan Sizing
2022 saw Western Sun Fcu place emphasis on $100,000 or less loans with 48 originations, totaling $2,110,000 in origination value.
Applicant Income
Western Sun Fcu lent most frequently to those with incomes in the $75k-100k range, with 15 originations. The second most popular income band? $100k-150k, with 13 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.74%
Western Sun Fcu has a below average approval rate.
Pick Rate
Approvals leading to origination40.98%
Western Sun Fcu has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 61 | $4,465,000 | $73,197 |