Searcy Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Searcy averaged 6.62% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.05% and one month ago for the week of 2023-02-09, the average rate was 6.44%.

    Searcy's average rate one year ago was 4.07%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.57%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Searcy 30 Year Fixed Rate 2023-03-16 6.62%
    Searcy 30 Year Fixed Rate Refi 2023-03-16 6.57%
    Searcy 15 Year Fixed Rate 2023-03-16 6.84%
    Searcy 15 Year Fixed Rate Refi 2023-03-16 6%
    Searcy 30 Year FHA 2023-03-16 6.17%
    Searcy 30 Year FHA Refi 2023-03-16 6.58%
    Searcy 30 Year USDA 2023-03-16 6.5%
    Searcy 30 Year USDA Refi 2023-03-16 6.11%
    Searcy 30 Year VA 2023-03-16 6.38%
    Searcy 30 Year VA Refi 2023-03-16 6.11%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Searcy, AR.

    Searcy Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Searcy, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Simmons Bank 97 3.05% $2,997
    First Community Bank 87 3.03% $3,776
    First Security Bank 85 2.96% $3,067
    QUICKEN LOANS, LLC 71 3.20% $4,575
    MORTGAGE FINANCIAL SERVICES, LLC 43 3.13% $4,967
    Regions Bank 41 3.32% $2,117
    Centennial Bank 31 3.38% $2,725
    FirstTrust Home Loans, Inc. 29 3.03% $3,141
    ARKANSAS Federal Credit Union 29 2.85% $3,614
    Southern Bank 17 3.79% $1,791
    Arvest Bank 15 3.23% $3,302
    Bank of England 12 3.26% $3,712
    SENTE MORTGAGE, INC. 7 3.30% $3,781
    BETTER MORTGAGE CORPORATION 7 3.18% $4,500
    UNITED WHOLESALE MORTGAGE, LLC 7 3.02% $6,753
    Wells Fargo Bank 7 3.23% $3,944
    U.S. Bank 6 3.10% $2,338
    GUARANTEED RATE, INC. 5 3.28% $3,299
    LOANDEPOT.COM, LLC 5 2.92% $2,921
    AMERISAVE MORTGAGE CORPORATION 4 3.00% $6,358
    CORNERSTONE HOME LENDING, INC. 4 3.34% $3,201
    FLAT BRANCH MORTGAGE, INC. 4 3.09% $2,614
    JPMorgan Chase Bank 4 3.47% $4,071
    Mr. Cooper ( Nationstar Mortgage ) 4 3.78% $4,044
    Eagle Bank and Trust Company 4 3.25% $2,899
    ENCORE BANK 4 2.50% $2,348
    BROKER SOLUTIONS, INC. 4 3.03% $2,897
    CALIBER HOME LOANS, INC. 4 3.06% $2,727
    Citizens Bank 4 3.22% $2,816
    DAS Acquisition Company, LLC 3 3.42% $3,793
    CHURCHILL MORTGAGE CORPORATION 3 3.25% $2,932
    Mortgage Research Center, LLC 3 3.38% $592
    Bank of America 3 2.79% $2,931
    FREEDOM MORTGAGE CORPORATION 3 3.29% $1,443
    COMMUNITY MORTGAGE CORPORATION 3 3.08% $2,255
    PENNYMAC LOAN SERVICES, LLC 3 3.13% $4,807
    ROYAL UNITED MORTGAGE LLC 2 3.69% $6,966
    First Financial Bank 2 3.06% $3,521
    NEWREZ LLC 2 3.13% $3,217
    MID AMERICA MORTGAGE, INC. 2 4.06% $5,616
    Chambers Bank 2 3.00% $2,728
    KELLER MORTGAGE, LLC 2 3.31% $1,707
    Gateway First Bank 2 3.06% $3,012
    Wyndham Capital Mortgage, Inc. 2 3.13% $1,150
    First Western Trust Bank 1 3.63% $1,767
    AMCAP MORTGAGE, LTD. 1 3.63% $3,377
    AMERICAN FINANCIAL NETWORK, INC. 1 3.38% $5,511
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.25% $2,730
    AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $1,792
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.63% $2,198
    Armstrong Bank 1 3.88% $2,538
    Austin Capital Bank SSB 1 3.63% $6,088
    BancorpSouth Bank 1 4.00% $1,554
    Carrington Mortgage Services, LLC 1 3.38% $3,488
    CROSSCOUNTRY MORTGAGE, LLC 1 2.88% $3,698
    DIGITAL Federal Credit Union 1 3.00% $4,123
    DRAPER AND KRAMER MORTGAGE CORP. 1 4.38% $3,531
    Elements Financial Federal Credit Union 1 3.00% $4,934
    EMBRACE HOME LOANS, INC. 1 2.99% $5,627
    Evolve Bank & Trust 1 3.25% $3,196
    FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,429
    First National Bank 1 4.50% $821
    First National Bank of America 1 7.25% $5,731
    First Savings Bank 1 2.88% $2,706
    First State Bank of St. Charles, Missouri 1 2.75% $2,929
    ACADEMY MORTGAGE CORPORATION 1 3.00% $5,681
    Flagstar Bank, FSB 1 2.99% $3,694
    GMFS LLC 1 4.13% $2,795
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.25% $4,998
    Independent Bank 1 3.63% $3,277
    LAKEVIEW LOAN SERVICING, LLC 1 3.25% $4,112
    LOANPAL, LLC 1 3.50% $4,484
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $4,273
    NTFN, INC. 1 3.00% $2,960
    Paramount Residential Mortgage Group, Inc. 1 3.75% $3,652
    Plains Commerce Bank 1 3.00% $6,490
    PLANET HOME LENDING, LLC 1 3.25% $947
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.88% $2,804
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $2,247
    Prosperity Home Mortgage, LLC 1 3.50% $2,966
    Renasant Bank 1 2.88% $10,090
    TELCOE FEDERAL CREDIT UNION 1 3.50% $4,092
    THRIVE MORTGAGE, LLC 1 2.75% $5,351
    TIB The Independent Bankersbank 1 3.50% $2,850
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.99% $6,004

    Searcy Average Closing Costs & Other Stats

    Searcy, AR's 85 lenders originated 2,337 loans during 2021. The total origination value was $382,455,000, with an average loan value of $163,652.

    Searcy's average closing costs are $3,777.

    The top Searcy lender as defined by loan originations is Simmons Bank, with 97 loans originated. Their average total fees are $2,997, which is $779 lower than the next largest lender, First Community Bank.

    The lowest fee Searcy lenders (with over 10 loans originated) are Southern Bank ($1,791), Regions Bank ($2,117), Centennial Bank ($2,725), Simmons Bank ($2,997) and First Security Bank ($3,067).

    The lowest rate Searcy lenders (with over 10 loans originated) are ARKANSAS Federal Credit Union (2.85%), First Security Bank (2.96%), FirstTrust Home Loans, Inc. (3.03%), First Community Bank (3.03%) and Simmons Bank (3.05%).

    Searcy, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Security Bank $43,890,000 $41,650,000 -5.1% 10.9%
    First Community Bank $38,440,000 $39,550,000 2.9% 10.3%
    Simmons Bank $37,115,000 $33,825,000 -8.9% 8.8%
    QUICKEN LOANS, LLC $18,985,000 $27,915,000 47.0% 7.3%
    MORTGAGE FINANCIAL SERVICES, LLC $8,280,000 $19,900,000 140.3% 5.2%
    FirstTrust Home Loans, Inc. $12,100,000 $15,465,000 27.8% 4.0%
    Regions Bank $18,905,000 $15,435,000 -18.4% 4.0%
    Centennial Bank $18,705,000 $14,615,000 -21.9% 3.8%
    ARKANSAS Federal Credit Union $9,590,000 $12,425,000 29.6% 3.2%
    FREEDOM MORTGAGE CORPORATION $12,280,000 $10,160,000 -17.3% 2.7%
    Mortgage Research Center, LLC $5,675,000 $10,150,000 78.9% 2.7%
    Bank of England $8,170,000 $9,840,000 20.4% 2.6%
    Capital One $8,805,000 n/a 2.3%
    Southern Bank $4,590,000 $6,535,000 42.4% 1.7%
    Arvest Bank $3,190,000 $6,155,000 92.9% 1.6%
    SENTE MORTGAGE, INC. $2,265,000 $4,495,000 98.5% 1.2%
    U.S. Bank $2,380,000 $3,840,000 61.3% 1.0%
    LOANDEPOT.COM, LLC $515,000 $3,700,000 618.4% 1.0%
    FLAT BRANCH MORTGAGE, INC. $1,255,000 $3,315,000 164.1% 0.9%
    21ST MORTGAGE CORPORATION $3,360,000 $3,180,000 -5.4% 0.8%
    COMMUNITY MORTGAGE CORPORATION $3,040,000 $3,025,000 -0.5% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $3,585,000 $2,950,000 -17.7% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,680,000 $2,940,000 75.0% 0.8%
    Eagle Bank and Trust Company $2,265,000 $2,740,000 21.0% 0.7%
    Wells Fargo Bank $2,045,000 $2,590,000 26.7% 0.7%
    CALIBER HOME LOANS, INC. $2,560,000 $2,545,000 -0.6% 0.7%
    BETTER MORTGAGE CORPORATION $165,000 $2,415,000 1,363.6% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,645,000 $2,250,000 36.8% 0.6%
    Renasant Bank $390,000 $2,070,000 430.8% 0.5%
    NEWREZ LLC $870,000 $2,020,000 132.2% 0.5%
    First Service Bank $1,085,000 $1,940,000 78.8% 0.5%
    USAA Federal Savings Bank $1,940,000 $1,905,000 -1.8% 0.5%
    Bank OZK $330,000 $1,885,000 471.2% 0.5%
    CORNERSTONE HOME LENDING, INC. $115,000 $1,835,000 1,495.7% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $695,000 $1,830,000 163.3% 0.5%
    Carrington Mortgage Services, LLC $850,000 $1,760,000 107.1% 0.5%
    ACADEMY MORTGAGE CORPORATION $150,000 $1,755,000 1,070.0% 0.5%
    JPMorgan Chase Bank $200,000 $1,730,000 765.0% 0.5%
    Citizens Bank $1,515,000 $1,555,000 2.6% 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,950,000 $1,535,000 -21.3% 0.4%
    DAS Acquisition Company, LLC $1,515,000 n/a 0.4%
    GUARANTEED RATE, INC. $260,000 $1,500,000 476.9% 0.4%
    Gateway First Bank $1,515,000 $1,495,000 -1.3% 0.4%
    NEW DAY FINANCIAL, LLC $1,130,000 $1,495,000 32.3% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,930,000 $1,485,000 -23.1% 0.4%
    ENCORE BANK $1,435,000 n/a 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $740,000 $1,370,000 85.1% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $680,000 $1,365,000 100.7% 0.4%
    The Federal Savings Bank $1,545,000 $1,035,000 -33.0% 0.3%
    AMCAP MORTGAGE, LTD. $385,000 $1,005,000 161.0% 0.3%
    BROKER SOLUTIONS, INC. $680,000 $930,000 36.8% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $625,000 $920,000 47.2% 0.2%
    Chambers Bank $1,040,000 $915,000 -12.0% 0.2%
    HOME POINT FINANCIAL CORPORATION $710,000 $910,000 28.2% 0.2%
    MID AMERICA MORTGAGE, INC. $825,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $815,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $425,000 $780,000 83.5% 0.2%
    PENTAGON FEDERAL CREDIT UNION $205,000 $780,000 280.5% 0.2%
    Sierra Pacific Mortgage Company, Inc. $320,000 $740,000 131.3% 0.2%
    Bank of America $445,000 $720,000 61.8% 0.2%
    TELCOE FEDERAL CREDIT UNION $655,000 $710,000 8.4% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $1,900,000 $680,000 -64.2% 0.2%
    NAVY FEDERAL CREDIT UNION $920,000 $645,000 -29.9% 0.2%
    The Citizens Bank $75,000 $625,000 733.3% 0.2%
    First Guaranty Mortgage Corporation $300,000 $600,000 100.0% 0.2%
    MORTGAGE INVESTORS GROUP, INC. $1,265,000 $600,000 -52.6% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $585,000 $565,000 -3.4% 0.1%
    First National Bank of Eastern Arkansas $540,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $760,000 $510,000 -32.9% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 $490,000 -3.0% 0.1%
    EVERETT FINANCIAL, INC. $1,430,000 $480,000 -66.4% 0.1%
    GSF Mortgage Corporation $475,000 n/a 0.1%
    First Horizon Bank $470,000 n/a 0.1%
    First Arkansas Bank and Trust $3,775,000 $460,000 -87.8% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $870,000 $460,000 -47.1% 0.1%
    ROYAL UNITED MORTGAGE LLC $435,000 $450,000 3.4% 0.1%
    AMERICAN FINANCING CORPORATION $445,000 n/a 0.1%
    FBC MORTGAGE, LLC $155,000 $445,000 187.1% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $425,000 n/a 0.1%
    Elements Financial Federal Credit Union $405,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 $400,000 142.4% 0.1%
    First Financial Bank $2,100,000 $400,000 -81.0% 0.1%
    TJC Mortgage, Inc. $400,000 n/a 0.1%
    The First National Bank of Tom Bean $395,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $640,000 $375,000 -41.4% 0.1%
    Northpointe Bank $375,000 n/a 0.1%
    Focus Bank $360,000 n/a 0.1%
    Plains Commerce Bank $135,000 $345,000 155.6% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $340,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $350,000 $340,000 -2.9% 0.1%
    CSL Financial, LLC $90,000 $335,000 272.2% 0.1%
    ACCELERATE MORTGAGE, LLC $185,000 $330,000 78.4% 0.1%
    First National Bank $55,000 $330,000 500.0% 0.1%
    GMFS LLC $190,000 $320,000 68.4% 0.1%
    KELLER MORTGAGE, LLC $320,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $240,000 $310,000 29.2% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $155,000 $285,000 83.9% 0.1%
    The Home Loan Expert LLC $285,000 n/a 0.1%
    Reliant Bank $425,000 $275,000 -35.3% 0.1%
    PHH Mortgage Corporation $55,000 $270,000 390.9% 0.1%
    BNC National Bank $245,000 $255,000 4.1% 0.1%
    Nations Lending Corporation $460,000 $255,000 -44.6% 0.1%
    PLAZA HOME MORTGAGE, INC. $2,140,000 $250,000 -88.3% 0.1%
    LENDERFI, INC. $245,000 n/a 0.1%
    North American Savings Bank, F.S.B. $245,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $145,000 $235,000 62.1% 0.1%
    First State Bank of St. Charles, Missouri $235,000 n/a 0.1%
    NTFN, INC. $235,000 n/a 0.1%
    Low VA Rates, LLC $520,000 $230,000 -55.8% 0.1%
    UNITED BUILT HOMES, L.L.C. $225,000 n/a 0.1%
    BancorpSouth Bank $565,000 $220,000 -61.1% 0.1%
    LOANPAL, LLC $220,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $75,000 $210,000 180.0% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $440,000 $205,000 -53.4% 0.1%
    THRIVE MORTGAGE, LLC $205,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $385,000 $195,000 -49.4% 0.1%
    United Bank $195,000 n/a 0.1%
    Austin Capital Bank SSB $185,000 n/a 0.0%
    DELMAR FINANCIAL COMPANY $310,000 $185,000 -40.3% 0.0%
    GUARANTEED RATE AFFINITY, LLC $135,000 $175,000 29.6% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $240,000 $175,000 -27.1% 0.0%
    HOMESIDE FINANCIAL, LLC $255,000 $175,000 -31.4% 0.0%
    MORIA DEVELOPMENT, INC. $165,000 n/a 0.0%
    Peoples Bank $165,000 n/a 0.0%
    PNC Bank $155,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 n/a 0.0%
    Figure Lending LLC $15,000 $145,000 866.7% 0.0%
    Paramount Residential Mortgage Group, Inc. $95,000 $145,000 52.6% 0.0%
    Servion, Inc. $140,000 n/a 0.0%
    The Farmers & Merchants Bank $540,000 $140,000 -74.1% 0.0%
    CEDAR FALLS COMMUNITY CREDIT UNION $135,000 n/a 0.0%
    Commerce Bank $135,000 n/a 0.0%
    DIGITAL Federal Credit Union $135,000 n/a 0.0%
    First Federal Bank $135,000 n/a 0.0%
    Hamilton Mortgage Corporation $165,000 $135,000 -18.2% 0.0%
    TIB The Independent Bankersbank $75,000 $135,000 80.0% 0.0%
    Flagstar Bank, FSB $125,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $310,000 $115,000 -62.9% 0.0%
    CLEARPATH LENDING $635,000 $115,000 -81.9% 0.0%
    First Western Trust Bank $115,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $85,000 $115,000 35.3% 0.0%
    CIS Financial Services, Inc. $185,000 $105,000 -43.2% 0.0%
    Independent Bank $105,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 n/a 0.0%
    NUMARK CREDIT UNION $105,000 n/a 0.0%
    PLANET HOME LENDING, LLC $575,000 $105,000 -81.7% 0.0%
    ZILLOW HOME LOANS, LLC $105,000 n/a 0.0%
    Discover Bank $110,000 $100,000 -9.1% 0.0%
    First National Bank of America $95,000 n/a 0.0%
    Evolve Bank & Trust $265,000 $85,000 -67.9% 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $85,000 n/a 0.0%
    Bethpage Federal Credit Union $75,000 n/a 0.0%
    Prosperity Home Mortgage, LLC $75,000 n/a 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $65,000 n/a 0.0%
    Armstrong Bank $65,000 n/a 0.0%
    Colonial Savings, F.A. $65,000 n/a 0.0%
    First Savings Bank $240,000 $65,000 -72.9% 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $55,000 -59.3% 0.0%
    RED RIVER EMPLOYEES $55,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $195,000 $45,000 -76.9% 0.0%

    Searcy's top lender by overall market share is First Security Bank, with 10.9% market share. In second place, with 10.3%, is First Community Bank, having originated $39,550,000 in loans. In third place, with 8.8%, is Simmons Bank, having originated $33,825,000 in loans. In fourth place, with 7.3%, is QUICKEN LOANS, LLC, having originated $27,915,000 in loans. In fifth place, with 5.2%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $19,900,000 in loans.

    Searcy Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Searcy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $132,675 (-1.3%) $174,511 (-1.3%) 0.00 311
    2018-02-01 $134,675 (0.5%) $176,178 (1.3%) 0.00 301
    2018-03-01 $139,900 (0.3%) $178,677 (0.1%) 0.00 311
    2018-04-01 $148,975 (7.6%) $185,669 (3.4%) 0.00 323
    2018-05-01 $148,500 (5.3%) $182,895 (-2.9%) 0.00 328
    2018-06-01 $144,500 (-0.8%) $182,982 (-4.6%) 0.00 373
    2018-07-01 $146,750 (-1.8%) $186,260 (-2.5%) 0.00 376
    2018-08-01 $147,950 (-0.5%) $183,759 (-2.0%) 0.00 370
    2018-09-01 $149,000 (-0.6%) $187,253 (-1.2%) 0.00 364
    2018-10-01 $146,000 (-2.7%) $218,496 (16.4%) 0.00 362
    2018-11-01 $139,950 (-5.3%) $211,828 (13.1%) 0.00 355
    2018-12-01 $137,500 (-0.5%) $215,468 (19.8%) 0.00 321
    2019-01-01 $135,925 (2.5%) $213,349 (22.3%) 0.00 285
    2019-02-01 $139,200 (3.4%) $225,599 (28.1%) 0.00 280
    2019-03-01 $146,329 (4.6%) $229,596 (28.5%) 0.00 294
    2019-04-01 $154,900 (4.0%) $229,992 (23.9%) 0.00 306
    2019-05-01 $159,375 (7.3%) $231,273 (26.5%) 0.00 316
    2019-06-01 $154,900 (7.2%) $221,514 (21.1%) 0.00 333
    2019-07-01 $159,200 (8.5%) $223,068 (19.8%) 0.00 336
    2019-08-01 $157,200 (6.3%) $216,689 (17.9%) 0.00 320
    2019-09-01 $153,150 (2.8%) $200,269 (7.0%) 0.00 308
    2019-10-01 $151,700 (3.9%) $191,076 (-12.6%) 0.00 295
    2019-11-01 $149,000 (6.5%) $192,288 (-9.2%) 0.00 296
    2019-12-01 $137,850 (0.3%) $190,803 (-11.5%) 0.00 270
    2020-01-01 $134,950 (-0.7%) $186,562 (-12.6%) 0.00 248
    2020-02-01 $142,000 (2.0%) $194,254 (-13.9%) 0.00 244
    2020-03-01 $149,500 (2.2%) $198,757 (-13.4%) 0.00 230
    2020-04-01 $153,375 (-1.0%) $200,210 (-13.0%) 0.00 233
    2020-05-01 $155,000 (-2.8%) $206,031 (-10.9%) 0.00 186
    2020-06-01 $159,450 (2.9%) $214,994 (-2.9%) 0.00 168
    2020-07-01 $164,750 (3.5%) $223,101 (0.0%) 0.00 146
    2020-08-01 $165,000 (5.0%) $225,797 (4.2%) 0.00 134
    2020-09-01 $162,725 (6.3%) $220,684 (10.2%) 0.00 148
    2020-10-01 $151,400 (-0.2%) $220,917 (15.6%) 0.00 132
    2020-11-01 $162,250 (8.9%) $231,149 (20.2%) 0.00 130
    2020-12-01 $165,000 (19.7%) $240,103 (25.8%) 0.00 119
    2021-01-01 $159,200 (18.0%) $240,761 (29.1%) 0.00 94
    2021-02-01 $166,100 (17.0%) $232,709 (19.8%) 0.00 79
    2021-03-01 $166,950 (11.7%) $242,301 (21.9%) 0.00 72
    2021-04-01 $189,900 (23.8%) $264,224 (32.0%) 0.00 63
    2021-05-01 $172,500 (11.3%) $250,551 (21.6%) 0.00 68
    2021-06-01 $172,950 (8.5%) $244,519 (13.7%) 0.00 87
    2021-07-01 $189,900 (15.3%) $255,288 (14.4%) 0.00 106
    2021-08-01 $177,950 (7.9%) $245,719 (8.8%) 0.00 106
    2021-09-01 $174,404 (7.2%) $241,338 (9.4%) 0.00 109
    2021-10-01 $178,288 (17.8%) $246,377 (11.5%) 0.00 113
    2021-11-01 $175,250 (8.0%) $249,853 (8.1%) 0.00 99
    2021-12-01 $182,625 (10.7%) $252,558 (5.2%) 0.00 92
    2022-01-01 $185,000 (16.2%) $280,077 (16.3%) 0.00 72
    2022-02-01 $159,000 (-4.3%) $274,942 (18.2%) 0.00 73
    2022-03-01 $162,725 (-2.5%) $286,126 (18.1%) 0.00 72
    2022-04-01 $230,000 (21.1%) $304,493 (15.2%) 0.00 72
    2022-05-01 $206,639 (19.8%) $296,731 (18.4%) 0.00 87
    2022-06-01 $213,721 (23.6%) $301,758 (23.4%) 0.00 90
    2022-07-01 $219,900 (15.8%) $281,979 (10.5%) 0.00 118
    2022-08-01 $224,999 (26.4%) $285,237 (16.1%) 0.00 122
    2022-09-01 $209,950 (20.4%) $279,215 (15.7%) 0.00 120
    2022-10-01 $215,000 (20.6%) $282,030 (14.5%) 0.00 114
    2022-11-01 $210,950 (20.4%) $269,780 (8.0%) 0.00 129
    2022-12-01 $228,900 (25.3%) $297,028 (17.6%) 0.00 128
    2023-01-01 $244,450 (32.1%) $297,529 (6.2%) 0.00 96
    2023-02-01 $245,500 (54.4%) $328,358 (19.4%) 0.00 92
    Searcy's median listing price for 2023-02-01 was $245,500, a difference of $86,500 (54.4%) versus the prior year and $1,050 versus the prior month.

    Searcy's median listing price comes in at 0% of the national average.

    Searcy's average listing price for 2023-02-01 was $328,358, a difference of $53,416 (19.4%) versus the prior year and $30,829 versus the prior month.

    For the 2023-02-01 period, Searcy had 92 MLS listings, a difference of -4 listings (-4%) versus the prior month and 19 listings (26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Searcy (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,625 sqft
    2018-02-01 0 days 1,637 sqft
    2018-03-01 0 days 1,730 sqft
    2018-04-01 0 days 1,793 sqft
    2018-05-01 0 days 1,789 sqft
    2018-06-01 0 days 1,761 sqft
    2018-07-01 0 days 1,770 sqft
    2018-08-01 0 days 1,738 sqft
    2018-09-01 0 days 1,750 sqft
    2018-10-01 0 days 1,710 sqft
    2018-11-01 0 days 1,695 sqft
    2018-12-01 0 days 1,654 sqft
    2019-01-01 0 days 1,664 sqft
    2019-02-01 0 days 1,732 sqft
    2019-03-01 0 days 1,809 sqft
    2019-04-01 0 days 1,841 sqft
    2019-05-01 0 days 1,874 sqft
    2019-06-01 0 days 1,816 sqft
    2019-07-01 0 days 1,832 sqft
    2019-08-01 0 days 1,835 sqft
    2019-09-01 0 days 1,830 sqft
    2019-10-01 0 days 1,829 sqft
    2019-11-01 0 days 1,804 sqft
    2019-12-01 0 days 1,804 sqft
    2020-01-01 0 days 1,801 sqft
    2020-02-01 0 days 1,801 sqft
    2020-03-01 0 days 1,781 sqft
    2020-04-01 0 days 1,804 sqft
    2020-05-01 0 days 1,815 sqft
    2020-06-01 0 days 1,821 sqft
    2020-07-01 0 days 1,906 sqft
    2020-08-01 0 days 1,934 sqft
    2020-09-01 0 days 1,878 sqft
    2020-10-01 0 days 1,850 sqft
    2020-11-01 0 days 1,949 sqft
    2020-12-01 0 days 1,944 sqft
    2021-01-01 0 days 1,814 sqft
    2021-02-01 0 days 1,826 sqft
    2021-03-01 0 days 1,839 sqft
    2021-04-01 0 days 1,827 sqft
    2021-05-01 0 days 1,710 sqft
    2021-06-01 0 days 1,840 sqft
    2021-07-01 0 days 1,914 sqft
    2021-08-01 0 days 1,862 sqft
    2021-09-01 0 days 1,867 sqft
    2021-10-01 0 days 1,866 sqft
    2021-11-01 0 days 1,857 sqft
    2021-12-01 0 days 1,878 sqft
    2022-01-01 0 days 1,900 sqft
    2022-02-01 0 days 1,761 sqft
    2022-03-01 0 days 1,754 sqft
    2022-04-01 0 days 1,892 sqft
    2022-05-01 0 days 1,778 sqft
    2022-06-01 0 days 1,818 sqft
    2022-07-01 0 days 1,752 sqft
    2022-08-01 0 days 1,773 sqft
    2022-09-01 0 days 1,772 sqft
    2022-10-01 0 days 1,779 sqft
    2022-11-01 0 days 1,787 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,898 sqft
    2023-02-01 0 days 1,999 sqft
    Searcy's median listing age (time on market) for 2023-02-01 was 0 days.

    Searcy's median square footage for active listings during the 2023-02-01 period was 1,999 sqft. One year prior, the average listing was 1,761 sqft.

    Searcy, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,258 $217,630,000 $172,997
    Refi 597 $98,655,000 $165,251
    Cash Out Refi 373 $59,965,000 $160,764
    Home Improvement 65 $3,325,000 $51,154
    Other 44 $2,880,000 $65,455

    Searcy's most frequently cited loan purpose was Home Purchase, with 1,258 originations. The 2nd most popular reason was Refi, with 597 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 815 $140,445,000 $172,325
    3-4% 720 $118,410,000 $164,458
    <2.5% 417 $74,135,000 $177,782
    4-5% 203 $24,235,000 $119,384
    5-6% 80 $6,150,000 $76,875
    6-7% 42 $3,130,000 $74,524
    Over 8% 28 $2,230,000 $79,643
    7-8% 16 $1,350,000 $84,375

    During 2021, Searcy's most frequently originated rate bucket was 2.5-3%, with 815 originations.

    Loan Sizing (Searcy, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,148 $164,510,000 $143,301
    $100,000 or less 629 $41,055,000 $65,270
    $200k-400k 492 $130,100,000 $264,431
    $400k-600k 51 $23,965,000 $469,902
    $600k-1000k 12 $8,910,000 $742,500
    $Over $1MM 5 $13,915,000 $2,783,000

    Searcy's loan sizing saw the bucket of loans from $100k-200k with 1,148 originations, totaling $164,510,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,166 $203,060,000 $174,151
    60-80% 640 $114,140,000 $178,344
    40-60% 214 $28,040,000 $131,028
    20-40% 97 $7,885,000 $81,289
    Under 20% 64 $2,030,000 $31,719
    Over 100% 54 $10,060,000 $186,296

    Searcy's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,166 originations, totaling $203,060,000 in origination value.