HATTIESBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hattiesburg averaged 7.2% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.09% and one month ago for the week of 2023-08-17, the average rate was 6.7%.

Hattiesburg's average rate one year ago was 5.63%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.36%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Hattiesburg 30 Year Fixed Rate 2023-09-21 7.2%
Hattiesburg 30 Year Fixed Rate Refi 2023-09-21 6.36%
Hattiesburg 15 Year Fixed Rate 2023-09-21 6.41%
Hattiesburg 15 Year Fixed Rate Refi 2023-09-21 6.74%
Hattiesburg 30 Year FHA 2023-09-21 6.56%
Hattiesburg 30 Year FHA Refi 2023-09-21 7.04%
Hattiesburg 30 Year USDA 2023-09-21 6.24%
Hattiesburg 30 Year USDA Refi 2023-09-21 7.12%
Hattiesburg 30 Year VA 2023-09-21 6.58%
Hattiesburg 30 Year VA Refi 2023-09-21 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HATTIESBURG, MS.

HATTIESBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HATTIESBURG, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Trustmark National Bank 111 5.14% $3,578
BancorpSouth 68 4.87% $4,106
QUICKEN LOANS, LLC 65 5.05% $5,712
Regions Bank 62 4.91% $4,303
Merchants & Marine Bank 42 4.87% $4,482
LOANDEPOT.COM, LLC 38 5.01% $5,115
Community Bank of Mississippi 35 5.41% $4,252
Ixonia Bank 33 4.88% $5,409
The Citizens National Bank of Meridian 31 5.06% $3,374
UNITED WHOLESALE MORTGAGE, LLC 29 5.59% $4,867
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 5.29% $4,171
Hancock Whitney Bank 28 5.44% $4,720
STOCKTON MORTGAGE CORPORATION 20 5.34% $6,441
ANGEL OAK HOME LOANS LLC 16 5.23% $4,248
Renasant Bank 15 5.30% $4,707
Wells Fargo Bank 15 4.88% $4,201
KEESLER 14 4.37% $3,373
CALIBER HOME LOANS, INC. 14 5.29% $5,440
GMFS LLC 12 5.34% $4,847
EVERETT FINANCIAL, INC. 11 5.01% $2,231
Grand Bank for Savings, FSB 10 4.39% $2,153
Mr. Cooper ( Nationstar Mortgage ) 9 4.58% $6,291
FREEDOM MORTGAGE CORPORATION 9 5.06% $6,858
Flagstar Bank, FSB 8 4.64% $4,417
Citizens Bank 8 4.11% $7,407
Mortgage Research Center, LLC 7 4.71% $5,580
HOME POINT FINANCIAL CORPORATION 7 5.28% $7,173
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 5.21% $7,801
NAVY FEDERAL CREDIT UNION 7 5.39% $4,994
BankFirst Financial Services 7 5.86% $3,855
FIDELITY BANK 6 5.35% $5,072
VANDERBILT MORTGAGE AND FINANCE, INC. 6 7.50% $4,810
JPMorgan Chase Bank 6 4.85% $3,414
AMERICAN HOME LENDING USA, LLC 6 5.50% $5,523
PENNYMAC LOAN SERVICES, LLC 6 4.06% $4,437
BROKER SOLUTIONS, INC. 5 5.45% $5,143
Bank of America 4 4.94% $3,614
AMERISAVE MORTGAGE CORPORATION 4 3.81% $5,835
BETTER MORTGAGE CORPORATION 4 4.47% $5,121
First Horizon Bank 3 3.58% $3,901
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 5.91% $7,505
ROYAL UNITED MORTGAGE LLC 3 4.92% $7,216
AmeriHome Mortgage Company, LLC 3 5.46% $4,288
CMG MORTGAGE, INC. 3 4.37% $6,271
PLANET HOME LENDING, LLC 3 4.00% $3,798
Peoples Bank 3 4.88% $6,638
MORTGAGE INVESTORS GROUP, INC. 3 4.92% $3,672
GUARANTY HOME MORTGAGE CORPORATION 2 5.69% $5,541
AMERICAN FINANCING CORPORATION 2 3.25% $2,320
NEWREZ LLC 2 5.88% $5,285
MOVEMENT MORTGAGE, LLC 2 5.50% $5,553
BankPlus 2 4.94% $3,263
FIRST COMMUNITY MORTGAGE, INC. 2 5.13% $4,507
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.00% $5,648
U.S. Bank 2 4.69% $3,962
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.50% $6,110
Northpointe Bank 2 4.44% $7,223
Morgan Stanley Private Bank 2 4.25% $3,820
CHURCHILL MORTGAGE CORPORATION 2 3.69% $1,927
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.13% $3,654
Carrington Mortgage Services, LLC 2 5.44% $4,332
Wyndham Capital Mortgage, Inc. 1 7.13% $3,456
Ally Bank 1 5.13% $2,439
AMCAP MORTGAGE, LTD. 1 3.75% $5,495
AMERICAN FINANCIAL RESOURCES, INC. 1 6.88% $5,612
AMERICAN MORTGAGE SERVICE COMPANY 1 5.88% $6,028
Assurance Financial Group, L.L.C. 1 6.12% $7,833
Bank of England 1 3.50% $4,275
Citibank 1 4.38% $3,792
Colonial Savings, F.A. 1 4.63% $7,694
DELMAR FINANCIAL COMPANY 1 4.13% $4,020
DRAPER AND KRAMER MORTGAGE CORP. 1 6.99% $10,486
ENCORE BANK 1 3.87% $7,020
FAY SERVICING, LLC 1 4.00% $4,431
First Federal Bank 1 4.13% $2,673
FLAT BRANCH MORTGAGE, INC. 1 4.38% $5,538
Goldwater Bank, N.A. 1 4.88% $2,690
GUARANTEED RATE, INC. 1 5.25% $5,227
Hamilton Mortgage Corporation 1 4.75% $7,758
Hometown Lenders, Inc. 1 7.38% $7,486
KELLER MORTGAGE, LLC 1 3.25% $6,744
LIBERTY HOME MORTGAGE CORPORATION 1 6.50% $7,516
Magnolia Bank 1 4.38% $5,229
MORIA DEVELOPMENT, INC. 1 4.75% $4,304
North American Savings Bank, F.S.B. 1 7.00% $6,382
PENTAGON FEDERAL CREDIT UNION 1 5.00% $2,229
Plains Commerce Bank 1 5.88% $5,024
Prosperity Home Mortgage, LLC 1 5.63% $4,767
RAPID MORTGAGE COMPANY 1 6.63% $14,255
Raymond James Bank 1 4.88% $2,402
RBC Bank, (Georgia) 1 4.38% $1,705
RESIDENTIAL BANCORP 1 3.88% $1,545
RUOFF MORTGAGE COMPANY, INC. 1 5.63% $1,645
SIRVA MORTGAGE, INC. 1 3.75% $205
State Department Federal Credit Union 1 2.88% $7,005
Stifel Bank and Trust 1 5.63% $5,947
SWBC MORTGAGE CORPORATION 1 3.00% $1,493
Synovus Bank 1 3.25% $4,220
The Central Trust Bank 1 3.38% $2,851
The First, A National Banking Association 1 6.88% $2,306
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION 1 7.38% $3,876
UNION HOME MORTGAGE CORP. 1 5.13% $3,915
United Community Bank 1 6.99% $4,134
USAA Federal Savings Bank 1 5.50% $7,573
Veritex Community Bank 1 3.25% $10,052
21ST MORTGAGE CORPORATION 1 6.00% $6,587

HATTIESBURG Average Closing Costs & Other Stats

HATTIESBURG, MS's 106 lenders originated 3,722 loans during 2022. The total origination value was $763,990,000, with an average loan value of $205,263.

HATTIESBURG's average closing costs are $4,789.

The top HATTIESBURG lender as defined by loan originations is Trustmark National Bank, with 111 loans originated. Their average total fees are $3,578, which is $528 lower than the next largest lender, BancorpSouth.

The lowest fee HATTIESBURG lenders (with over 10 loans originated) are Grand Bank for Savings, FSB ($2,153), EVERETT FINANCIAL, INC. ($2,231), KEESLER ($3,373), The Citizens National Bank of Meridian ($3,374) and Trustmark National Bank ($3,578).

The lowest rate HATTIESBURG lenders (with over 10 loans originated) are KEESLER (4.37%), Grand Bank for Savings, FSB (4.39%), BancorpSouth (4.87%), Merchants & Marine Bank (4.87%) and Ixonia Bank (4.88%).

HATTIESBURG, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Trustmark National Bank $95,000,000 $71,350,000 -24.9% 9.3%
PriorityOne Bank $40,765,000 $59,290,000 45.4% 7.8%
The First, A National Banking Association $60,885,000 $46,180,000 -24.2% 6.0%
Community Bank of Mississippi $59,715,000 $39,615,000 -33.7% 5.2%
BancorpSouth Bank $59,055,000 $38,825,000 -34.3% 5.1%
QUICKEN LOANS, LLC $62,390,000 $33,345,000 -46.6% 4.4%
Magnolia State Bank $26,965,000 $26,955,000 0.0% 3.5%
Regions Bank $31,955,000 $24,630,000 -22.9% 3.2%
BankFirst Financial Services $13,675,000 $22,665,000 65.7% 3.0%
LOANDEPOT.COM, LLC $51,920,000 $22,490,000 -56.7% 2.9%
Mortgage Research Center, LLC $24,560,000 $20,910,000 -14.9% 2.7%
KEESLER $10,040,000 $20,405,000 103.2% 2.7%
Citizens Bank $6,790,000 $18,925,000 178.7% 2.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,770,000 $18,740,000 26.9% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $16,645,000 $16,925,000 1.7% 2.2%
Merchants & Marine Bank $6,720,000 $16,805,000 150.1% 2.2%
CALIBER HOME LOANS, INC. $26,455,000 $14,250,000 -46.1% 1.9%
Hancock Whitney Bank $21,315,000 $13,815,000 -35.2% 1.8%
STOCKTON MORTGAGE CORPORATION $4,055,000 $12,010,000 196.2% 1.6%
AuburnBank $10,805,000 n/a 1.4%
The Citizens National Bank of Meridian $26,150,000 $10,610,000 -59.4% 1.4%
Ixonia Bank $3,645,000 $10,260,000 181.5% 1.3%
Wells Fargo Bank $30,950,000 $7,005,000 -77.4% 0.9%
First Bank $95,000 $6,270,000 6,500.0% 0.8%
NAVY FEDERAL CREDIT UNION $6,035,000 $5,830,000 -3.4% 0.8%
21ST MORTGAGE CORPORATION $5,445,000 $5,335,000 -2.0% 0.7%
AMERISAVE MORTGAGE CORPORATION $7,845,000 $4,990,000 -36.4% 0.7%
ANGEL OAK HOME LOANS LLC $1,125,000 $4,885,000 334.2% 0.6%
FREEDOM MORTGAGE CORPORATION $21,505,000 $4,725,000 -78.0% 0.6%
EVERETT FINANCIAL, INC. $2,780,000 $4,535,000 63.1% 0.6%
Guaranty Bank and Trust Company $4,440,000 n/a 0.6%
GMFS LLC $4,775,000 $4,415,000 -7.5% 0.6%
Renasant Bank $5,660,000 $4,255,000 -24.8% 0.6%
USAA Federal Savings Bank $7,130,000 $4,235,000 -40.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $6,930,000 $4,065,000 -41.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $7,495,000 $3,925,000 -47.6% 0.5%
Grand Bank for Savings, FSB $12,475,000 $3,905,000 -68.7% 0.5%
HOME POINT FINANCIAL CORPORATION $9,055,000 $3,595,000 -60.3% 0.5%
Flagstar Bank, FSB $3,985,000 $3,490,000 -12.4% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,600,000 $3,425,000 -4.9% 0.4%
Peoples Bank $2,305,000 $3,390,000 47.1% 0.4%
WALKER & DUNLOP, LLC $28,145,000 $3,385,000 -88.0% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,855,000 $3,265,000 76.0% 0.4%
Southern Bancorp Bank $3,435,000 $3,200,000 -6.8% 0.4%
Citizens Bank $6,790,000 $3,000,000 -55.8% 0.4%
JPMorgan Chase Bank $3,405,000 $2,595,000 -23.8% 0.3%
Great Southern Bank $4,295,000 $2,560,000 -40.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,320,000 $2,545,000 92.8% 0.3%
NEWREZ LLC $4,900,000 $2,370,000 -51.6% 0.3%
BROKER SOLUTIONS, INC. $1,705,000 $2,075,000 21.7% 0.3%
FIDELITY BANK $9,335,000 $2,020,000 -78.4% 0.3%
Hometown Lenders, Inc. $1,380,000 $1,935,000 40.2% 0.3%
CMG MORTGAGE, INC. $1,905,000 $1,925,000 1.0% 0.3%
BankPlus $2,955,000 $1,885,000 -36.2% 0.2%
AMERICAN HOME LENDING USA, LLC $2,030,000 $1,880,000 -7.4% 0.2%
Synergy Bank $1,820,000 n/a 0.2%
Bank of England $5,725,000 $1,750,000 -69.4% 0.2%
TRIAD FINANCIAL SERVICES, INC. $905,000 $1,745,000 92.8% 0.2%
Bank of America $2,795,000 $1,720,000 -38.5% 0.2%
CSL Financial, LLC $1,045,000 $1,720,000 64.6% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,790,000 $1,495,000 -16.5% 0.2%
NEW DAY FINANCIAL, LLC $3,260,000 $1,485,000 -54.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $3,235,000 $1,415,000 -56.3% 0.2%
Morgan Stanley Private Bank $755,000 $1,300,000 72.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,780,000 $1,225,000 -31.2% 0.2%
Carrington Mortgage Services, LLC $2,150,000 $1,205,000 -44.0% 0.2%
First Horizon Bank $2,985,000 $1,170,000 -60.8% 0.2%
Paramount Residential Mortgage Group, Inc. $2,175,000 $1,100,000 -49.4% 0.1%
MOVEMENT MORTGAGE, LLC $1,585,000 $1,030,000 -35.0% 0.1%
MORTGAGE INVESTORS GROUP, INC. $3,665,000 $1,020,000 -72.2% 0.1%
BETTER MORTGAGE CORPORATION $5,300,000 $995,000 -81.2% 0.1%
United Community Bank $995,000 n/a 0.1%
The Federal Savings Bank $1,640,000 $990,000 -39.6% 0.1%
SUNBELT Federal Credit Union $405,000 $955,000 135.8% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $355,000 $940,000 164.8% 0.1%
Magnolia Bank $515,000 $925,000 79.6% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $910,000 n/a 0.1%
GUILD MORTGAGE COMPANY $3,485,000 $890,000 -74.5% 0.1%
First Federal Savings and Loan Association $165,000 $865,000 424.2% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $860,000 n/a 0.1%
U.S. Bank $2,960,000 $855,000 -71.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $705,000 $850,000 20.6% 0.1%
Mid-Continent Funding, Inc. $590,000 $840,000 42.4% 0.1%
North American Savings Bank, F.S.B. $315,000 $815,000 158.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,510,000 $790,000 -47.7% 0.1%
ACADEMY MORTGAGE CORPORATION $7,075,000 $785,000 -88.9% 0.1%
Equity Prime Mortgage LLC $785,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $455,000 $780,000 71.4% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,285,000 $765,000 -40.5% 0.1%
Northpointe Bank $740,000 n/a 0.1%
SIRVA MORTGAGE, INC. $45,000 $740,000 1,544.4% 0.1%
PLANET HOME LENDING, LLC $2,910,000 $715,000 -75.4% 0.1%
GUARANTEED RATE, INC. $295,000 $695,000 135.6% 0.1%
FirstBank $2,605,000 $690,000 -73.5% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $2,430,000 $680,000 -72.0% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $225,000 $670,000 197.8% 0.1%
AmeriHome Mortgage Company, LLC $655,000 n/a 0.1%
CIS Financial Services, Inc. $655,000 n/a 0.1%
ENCORE BANK $645,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 $635,000 182.2% 0.1%
Figure Lending LLC $45,000 $635,000 1,311.1% 0.1%
RAPID MORTGAGE COMPANY $620,000 n/a 0.1%
Goldwater Bank, N.A. $1,740,000 $590,000 -66.1% 0.1%
Arvest Bank $570,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,415,000 $545,000 -61.5% 0.1%
UNION HOME MORTGAGE CORP. $165,000 $540,000 227.3% 0.1%
Nations Lending Corporation $530,000 $520,000 -1.9% 0.1%
Veritex Community Bank $505,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $735,000 $500,000 -32.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $250,000 $485,000 94.0% 0.1%
The Central Trust Bank $485,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $185,000 $475,000 156.8% 0.1%
Synovus Bank $475,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $465,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $620,000 $460,000 -25.8% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $445,000 n/a 0.1%
THRIVE MORTGAGE, LLC $115,000 $445,000 287.0% 0.1%
RESIDENTIAL BANCORP. $430,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $485,000 $430,000 -11.3% 0.1%
DAS Acquisition Company, LLC $935,000 $420,000 -55.1% 0.1%
DELMAR FINANCIAL COMPANY $485,000 $410,000 -15.5% 0.1%
M&T Bank $405,000 n/a 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $400,000 n/a 0.1%
Brighton Bank $395,000 n/a 0.1%
Lakeview Community Capital, LLC $215,000 $390,000 81.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $585,000 $385,000 -34.2% 0.1%
Barrington Bank & Trust Company, N.A. $1,335,000 $385,000 -71.2% 0.1%
SPRING EQ, LLC $385,000 n/a 0.1%
First Federal Bank $380,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $440,000 $370,000 -15.9% 0.0%
Ally Bank $3,110,000 $360,000 -88.4% 0.0%
A&D Mortgage LLC $355,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $355,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $670,000 $345,000 -48.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $340,000 n/a 0.0%
Plains Commerce Bank $340,000 n/a 0.0%
CU COMMUNITY, LLC $325,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $190,000 $320,000 68.4% 0.0%
Gulf Coast Bank and Trust Company $315,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $315,000 n/a 0.0%
SOUTHWEST FUNDING, LP $295,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $290,000 -45.8% 0.0%
Hamilton Mortgage Corporation $19,610,000 $285,000 -98.5% 0.0%
APCI Federal Credit Union $275,000 n/a 0.0%
Assurance Financial Group, L.L.C. $440,000 $265,000 -39.8% 0.0%
Century Bank $265,000 n/a 0.0%
First United Bank and Trust Company $265,000 n/a 0.0%
River Bank & Trust $265,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $250,000 n/a 0.0%
Capital City Home Loans, LLC $245,000 n/a 0.0%
State Department Federal Credit Union $245,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $225,000 $235,000 4.4% 0.0%
NFM, INC. $235,000 n/a 0.0%
KELLER MORTGAGE, LLC $245,000 $225,000 -8.2% 0.0%
First National Bank of Picayune $220,000 n/a 0.0%
American Airlines Federal Credit Union $205,000 n/a 0.0%
Amerifirst Financial, Inc. $430,000 $205,000 -52.3% 0.0%
Colonial Savings, F.A. $330,000 $205,000 -37.9% 0.0%
MORIA DEVELOPMENT, INC. $205,000 n/a 0.0%
Raymond James Bank $205,000 n/a 0.0%
OPEN MORTGAGE, LLC $785,000 $200,000 -74.5% 0.0%
MID AMERICA MORTGAGE, INC. $970,000 $185,000 -80.9% 0.0%
Texana Bank $525,000 $185,000 -64.8% 0.0%
EMM LOANS LLC $175,000 n/a 0.0%
Truist $1,180,000 $175,000 -85.2% 0.0%
Citizens Savings Bank $165,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $95,000 $165,000 73.7% 0.0%
Stifel Bank and Trust $235,000 $165,000 -29.8% 0.0%
FIRST SOUTH FINANCIAL $155,000 n/a 0.0%
Guaranty Bank & Trust Company of Delhi, Louisiana $155,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $150,000 n/a 0.0%
Austin Capital Bank SSB $865,000 $145,000 -83.2% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $770,000 $145,000 -81.2% 0.0%
RBC Bank, (Georgia) $145,000 n/a 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,830,000 $135,000 -95.2% 0.0%
FAY SERVICING, LLC $390,000 $135,000 -65.4% 0.0%
First Security Bank $225,000 $135,000 -40.0% 0.0%
PNC Bank $1,260,000 $135,000 -89.3% 0.0%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $310,000 $135,000 -56.5% 0.0%
AMERICAN ADVISORS GROUP $185,000 $125,000 -32.4% 0.0%
GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $115,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
Hometown Equity Mortgage, LLC $115,000 n/a 0.0%
Service Federal Credit Union $110,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $630,000 $105,000 -83.3% 0.0%
Singing River Federal Credit Union $105,000 n/a 0.0%
Chicago Mortgage Solutions LLC $95,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $95,000 n/a 0.0%
Concordia Bank and Trust Company $85,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 n/a 0.0%
HONDA Federal Credit Union $75,000 n/a 0.0%
Liberty Bank and Trust Company $75,000 n/a 0.0%
Prosperity Home Mortgage, LLC $75,000 n/a 0.0%
Traditions Bank $65,000 n/a 0.0%
Citibank $55,000 n/a 0.0%
Discover Bank $90,000 $55,000 -38.9% 0.0%
The Citizens Bank of Philadelphia, Mississippi $420,000 $55,000 -86.9% 0.0%

HATTIESBURG's top lender by overall market share is Trustmark National Bank, with 9.3% market share. In second place, with 7.8%, is PriorityOne Bank, having originated $59,290,000 in loans. In third place, with 6.0%, is The First, A National Banking Association, having originated $46,180,000 in loans. In fourth place, with 5.2%, is Community Bank of Mississippi, having originated $39,615,000 in loans. In fifth place, with 5.1%, is BancorpSouth Bank, having originated $38,825,000 in loans.


HATTIESBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $194,500 (11.2%) $258,451 (12.1%) 0.72 540
2018-02-01 $198,000 (13.2%) $264,700 (10.3%) 0.72 536
2018-03-01 $204,900 (14.2%) $272,139 (8.7%) 0.72 567
2018-04-01 $209,750 (15.1%) $276,093 (6.3%) 0.71 600
2018-05-01 $219,000 (22.0%) $281,836 (7.9%) 0.73 593
2018-06-01 $219,000 (20.0%) $281,976 (8.6%) 0.73 621
2018-07-01 $214,900 (13.2%) $279,985 (10.9%) 0.72 646
2018-08-01 $206,875 (11.8%) $272,457 (9.2%) 0.69 622
2018-09-01 $199,500 (6.1%) $262,253 (3.6%) 0.67 613
2018-10-01 $199,500 (3.9%) $259,391 (0.5%) 0.68 599
2018-11-01 $189,950 (0.8%) $259,480 (3.5%) 0.64 579
2018-12-01 $195,000 (2.6%) $259,916 (1.3%) 0.67 552
2019-01-01 $195,000 (0.3%) $258,478 (0.0%) 0.67 527
2019-02-01 $199,445 (0.7%) $266,038 (0.5%) 0.67 517
2019-03-01 $196,143 (-4.3%) $267,957 (-1.5%) 0.64 531
2019-04-01 $195,143 (-7.0%) $269,573 (-2.4%) 0.62 540
2019-05-01 $196,600 (-10.2%) $274,309 (-2.7%) 0.61 515
2019-06-01 $199,900 (-8.7%) $276,538 (-1.9%) 0.62 534
2019-07-01 $209,900 (-2.3%) $276,293 (-1.3%) 0.66 558
2019-08-01 $195,536 (-5.5%) $269,001 (-1.3%) 0.62 564
2019-09-01 $188,991 (-5.3%) $259,839 (-0.9%) 0.60 556
2019-10-01 $184,225 (-7.7%) $253,295 (-2.4%) 0.59 546
2019-11-01 $185,900 (-2.1%) $249,271 (-3.9%) 0.61 532
2019-12-01 $192,700 (-1.2%) $251,445 (-3.3%) 0.64 497
2020-01-01 $190,200 (-2.5%) $250,463 (-3.1%) 0.64 466
2020-02-01 $194,900 (-2.3%) $253,245 (-4.8%) 0.64 466
2020-03-01 $198,725 (1.3%) $257,156 (-4.0%) 0.62 430
2020-04-01 $198,125 (1.5%) $260,083 (-3.5%) 0.62 440
2020-05-01 $214,750 (9.2%) $274,360 (0.0%) 0.65 390
2020-06-01 $219,900 (10.0%) $276,264 (-0.1%) 0.65 378
2020-07-01 $237,450 (13.1%) $282,931 (2.4%) 0.69 342
2020-08-01 $254,950 (30.4%) $299,200 (11.2%) 0.73 307
2020-09-01 $249,925 (32.2%) $301,290 (16.0%) 0.72 315
2020-10-01 $237,000 (28.7%) $311,821 (23.1%) 0.68 322
2020-11-01 $233,875 (25.8%) $321,232 (28.9%) 0.68 303
2020-12-01 $234,475 (21.7%) $334,726 (33.1%) 0.70 276
2021-01-01 $229,700 (20.8%) $343,165 (37.0%) 0.69 245
2021-02-01 $230,000 (18.0%) $346,881 (37.0%) 0.67 230
2021-03-01 $239,575 (20.6%) $355,631 (38.3%) 0.68 220
2021-04-01 $249,500 (25.9%) $383,811 (47.6%) 0.68 196
2021-05-01 $269,250 (25.4%) $410,007 (49.4%) 0.72 200
2021-06-01 $272,575 (24.0%) $428,928 (55.3%) 0.72 182
2021-07-01 $239,500 (0.9%) $379,163 (34.0%) 0.63 212
2021-08-01 $235,875 (-7.5%) $347,596 (16.2%) 0.63 247
2021-09-01 $235,875 (-5.6%) $343,576 (14.0%) 0.63 243
2021-10-01 $224,900 (-5.1%) $322,730 (3.5%) 0.60 238
2021-11-01 $225,075 (-3.8%) $312,196 (-2.8%) 0.60 238
2021-12-01 $209,100 (-10.8%) $310,630 (-7.2%) 0.57 218
2022-01-01 $226,450 (-1.4%) $349,794 (1.9%) 0.61 178
2022-02-01 $238,653 (3.8%) $393,242 (13.4%) 0.62 145
2022-03-01 $248,500 (3.7%) $389,513 (9.5%) 0.62 150
2022-04-01 $293,250 (17.5%) $406,989 (6.0%) 0.70 150
2022-05-01 $300,400 (11.6%) $412,085 (0.5%) 0.69 196
2022-06-01 $299,050 (9.7%) $395,672 (-7.8%) 0.67 224
2022-07-01 $295,000 (23.2%) $364,514 (-3.9%) 0.66 277
2022-08-01 $279,600 (18.5%) $330,691 (-4.9%) 0.65 296
2022-09-01 $279,800 (18.6%) $340,149 (-1.0%) 0.65 277
2022-10-01 $298,200 (32.6%) $350,530 (8.6%) 0.70 282
2022-11-01 $289,700 (28.7%) $346,385 (11.0%) 0.70 284
2022-12-01 $279,000 (33.4%) $343,859 (10.7%) 0.69 305
2023-01-01 $280,625 (23.9%) $339,839 (-2.9%) 0.70 288
2023-02-01 $297,950 (24.9%) $366,910 (-6.7%) 0.72 272
2023-03-01 $295,075 (18.7%) $353,778 (-9.2%) 0.70 252
2023-04-01 $290,000 (-1.1%) $358,125 (-12.0%) 0.67 263
2023-05-01 $289,950 (-3.5%) $369,034 (-10.5%) 0.66 262
2023-06-01 $297,950 (-0.4%) $368,712 (-6.8%) 0.67 293
2023-07-01 $295,000 (0.0%) $365,509 (0.3%) 0.67 311
2023-08-01 $296,250 (6.0%) $367,129 (11.0%) 0.68 303
HATTIESBURG's median listing price for 2023-08-01 was $296,250, a difference of $16,650 (6.0%) versus the prior year and $1,250 versus the prior month.

HATTIESBURG's median listing price comes in at 68% of the national average.

HATTIESBURG's average listing price for 2023-08-01 was $367,129, a difference of $36,438 (11.0%) versus the prior year and $1,620 versus the prior month.

For the 2023-08-01 period, HATTIESBURG had 303 MLS listings, a difference of -8 listings (-3%) versus the prior month and 7 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,003 sqft
2018-02-01 88 days 2,023 sqft
2018-03-01 61 days 2,108 sqft
2018-04-01 59 days 2,141 sqft
2018-05-01 68 days 2,172 sqft
2018-06-01 72 days 2,200 sqft
2018-07-01 71 days 2,157 sqft
2018-08-01 75 days 2,129 sqft
2018-09-01 78 days 2,100 sqft
2018-10-01 81 days 2,065 sqft
2018-11-01 83 days 2,073 sqft
2018-12-01 95 days 2,062 sqft
2019-01-01 92 days 2,036 sqft
2019-02-01 91 days 2,028 sqft
2019-03-01 73 days 2,067 sqft
2019-04-01 61 days 2,107 sqft
2019-05-01 62 days 2,138 sqft
2019-06-01 64 days 2,160 sqft
2019-07-01 66 days 2,194 sqft
2019-08-01 68 days 2,160 sqft
2019-09-01 68 days 2,092 sqft
2019-10-01 71 days 2,045 sqft
2019-11-01 75 days 2,016 sqft
2019-12-01 81 days 2,005 sqft
2020-01-01 80 days 2,001 sqft
2020-02-01 78 days 1,989 sqft
2020-03-01 62 days 2,026 sqft
2020-04-01 64 days 2,014 sqft
2020-05-01 67 days 2,093 sqft
2020-06-01 68 days 2,156 sqft
2020-07-01 64 days 2,149 sqft
2020-08-01 57 days 2,270 sqft
2020-09-01 56 days 2,212 sqft
2020-10-01 52 days 2,164 sqft
2020-11-01 59 days 2,180 sqft
2020-12-01 66 days 2,122 sqft
2021-01-01 69 days 2,090 sqft
2021-02-01 54 days 2,099 sqft
2021-03-01 46 days 2,084 sqft
2021-04-01 44 days 2,222 sqft
2021-05-01 43 days 2,244 sqft
2021-06-01 44 days 2,265 sqft
2021-07-01 37 days 2,100 sqft
2021-08-01 37 days 2,023 sqft
2021-09-01 45 days 1,979 sqft
2021-10-01 50 days 1,913 sqft
2021-11-01 54 days 1,914 sqft
2021-12-01 59 days 1,795 sqft
2022-01-01 63 days 1,838 sqft
2022-02-01 62 days 2,045 sqft
2022-03-01 33 days 2,148 sqft
2022-04-01 35 days 2,192 sqft
2022-05-01 25 days 2,162 sqft
2022-06-01 32 days 2,167 sqft
2022-07-01 34 days 2,151 sqft
2022-08-01 48 days 2,093 sqft
2022-09-01 58 days 2,226 sqft
2022-10-01 58 days 2,236 sqft
2022-11-01 62 days 2,177 sqft
2022-12-01 64 days 2,157 sqft
2023-01-01 65 days 2,152 sqft
2023-02-01 67 days 2,200 sqft
2023-03-01 53 days 2,156 sqft
2023-04-01 46 days 2,117 sqft
2023-05-01 44 days 2,085 sqft
2023-06-01 41 days 2,080 sqft
2023-07-01 50 days 2,059 sqft
2023-08-01 58 days 2,089 sqft
HATTIESBURG's median listing age (time on market) for 2023-08-01 was 58 days. This is 21% longer than the same period one year ago.

HATTIESBURG's median square footage for active listings during the 2023-08-01 period was 2,089 sqft. One year prior, the average listing was 2,093 sqft.

HATTIESBURG, MS Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
39401 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39402 Hattiesburg, MS $680 $860 $1,030 $1,330 $1,510
39403 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39404 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39406 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39423 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39425 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39429 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39437 Hattiesburg, MS $510 $660 $770 $1,040 $1,130
39455 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39456 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39459 Hattiesburg, MS $540 $680 $820 $1,060 $1,200
39462 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39464 Hattiesburg, MS $520 $650 $780 $1,000 $1,130
39465 Hattiesburg, MS $610 $770 $920 $1,190 $1,350
39475 Hattiesburg, MS $600 $750 $900 $1,170 $1,320
39476 Hattiesburg, MS $510 $650 $770 $1,000 $1,130
39482 Hattiesburg, MS $570 $720 $860 $1,120 $1,260
39577 Hattiesburg, MS $520 $650 $770 $1,000 $1,130

2022 Average & Median Rent Data Statistics
HATTIESBURG, MS average 1BR rent: $686, median: $680
HATTIESBURG, MS average 2BR rent: $819, median: $820
HATTIESBURG, MS average 3BR rent: $1,064, median: $1,060

HATTIESBURG, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,230 $491,630,000 $220,462
Refi 702 $161,160,000 $229,573
Cash Out Refi 401 $75,455,000 $188,167
Other 239 $23,615,000 $98,808
Home Improvement 150 $12,130,000 $80,867

Hattiesburg's most frequently cited loan purpose was Home Purchase, with 2,230 originations. The 2nd most popular reason was Refi, with 702 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 850 $193,170,000 $227,259
3-4% 830 $176,960,000 $213,205
4-5% 752 $171,190,000 $227,646
6-7% 424 $75,200,000 $177,358
2.5-3% 194 $41,350,000 $213,144
7-8% 177 $26,855,000 $151,723
<2.5% 159 $15,365,000 $96,635
Over 8% 148 $12,460,000 $84,189

During 2022, Hattiesburg's most frequently originated rate bucket was 5-6%, with 850 originations.

Loan Sizing (HATTIESBURG, MS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,327 $195,875,000 $147,607
$200k-400k 1,089 $291,125,000 $267,332
$100,000 or less 1,040 $59,020,000 $56,750
$400k-600k 165 $76,745,000 $465,121
$600k-1000k 65 $47,835,000 $735,923
$Over $1MM 36 $93,390,000 $2,594,167

HATTIESBURG's loan sizing saw the bucket of loans from $100k-200k with 1,327 originations, totaling $195,875,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,630 $370,780,000 $227,472
60-80% 833 $209,275,000 $251,230
40-60% 336 $58,090,000 $172,887
20-40% 305 $31,455,000 $103,131
Under 20% 302 $11,950,000 $39,570
Over 100% 102 $27,410,000 $268,725

HATTIESBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,630 originations, totaling $370,780,000 in origination value.