HATTIESBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hattiesburg averaged 6.56% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.87% and one month ago for the week of 2025-02-27, the average rate was 6.98%.

Hattiesburg's average rate one year ago was 7.01%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Hattiesburg 30 Year Fixed Rate 2025-04-03 6.56%
Hattiesburg 30 Year Fixed Rate Refi 2025-04-03 6.91%
Hattiesburg 15 Year Fixed Rate 2025-04-03 5.62%
Hattiesburg 15 Year Fixed Rate Refi 2025-04-03 6.42%
Hattiesburg 30 Year FHA 2025-04-03 6.12%
Hattiesburg 30 Year FHA Refi 2025-04-03 6.46%
Hattiesburg 30 Year USDA 2025-04-03 6.12%
Hattiesburg 30 Year USDA Refi 2025-04-03 6.52%
Hattiesburg 30 Year VA 2025-04-03 6.43%
Hattiesburg 30 Year VA Refi 2025-04-03 5.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HATTIESBURG, MS.

HATTIESBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HATTIESBURG, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Trustmark National Bank 70 6.68% $5,027
QUICKEN LOANS, LLC 56 6.90% $6,155
Merchants & Marine Bank 54 6.90% $4,402
BancorpSouth 35 6.60% $4,952
Regions Bank 23 6.76% $5,091
Hancock Whitney Bank 23 6.70% $4,437
The Citizens National Bank of Meridian 22 6.73% $3,254
UNITED WHOLESALE MORTGAGE, LLC 20 6.81% $6,510
CROSSCOUNTRY MORTGAGE, LLC 17 6.77% $5,198
GMFS LLC 16 6.80% $4,638
Hamilton Mortgage Corporation 13 6.80% $6,386
FIRST COLONY MORTGAGE CORPORATION 12 6.60% $6,807
Community Bank of Mississippi 11 6.79% $4,926
STOCKTON MORTGAGE CORPORATION 10 6.88% $7,871
JPMorgan Chase Bank 8 6.42% $2,500
GUARANTEED RATE, INC. 7 6.97% $5,648
HOPE FEDERAL CREDIT UNION 7 6.96% $4,691
BROKER SOLUTIONS, INC. 7 6.76% $6,322
Merchants Bank of Indiana 7 6.91% $6,130
NEWREZ LLC 5 6.65% $7,160
SUNBELT Federal Credit Union 5 4.99% $5,943
21ST MORTGAGE CORPORATION 5 8.28% $6,675
Wells Fargo Bank 5 7.00% $4,408
U.S. Bank 4 7.37% $3,408
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.93% $6,602
FREEDOM MORTGAGE CORPORATION 4 6.50% $8,258
Grand Bank for Savings, FSB 4 7.06% $2,937
Renasant Bank 3 7.21% $6,497
Princeton Mortgage Corporation 3 6.99% $5,891
DHI MORTGAGE COMPANY, LTD. 3 4.99% $1,995
BankPlus 3 6.75% $4,117
Flagstar Bank, FSB 3 6.83% $5,867
USAA Federal Savings Bank 3 7.17% $4,584
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.41% $4,765
Bank of America 2 5.63% $5,706
CMG MORTGAGE, INC. 2 7.56% $6,030
PLANET HOME LENDING, LLC 2 6.88% $6,937
ZILLOW HOME LOANS, LLC 2 6.63% $5,139
KEESLER 2 6.50% $2,917
SWBC MORTGAGE CORPORATION 2 6.50% $4,694
Synovus Bank 2 6.44% $4,441
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 6.56% $11,060
Mr. Cooper ( Nationstar Mortgage ) 2 5.81% $7,041
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION 2 7.08% $6,590
Ally Bank 2 6.25% $13,945
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.63% $7,722
Bank of England 2 7.31% $4,743
The Huntington National Bank 1 7.50% $3,573
American Mortgage & Equity Consultants, Inc. 1 6.13% $5,784
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $4,846
Ameris Bank 1 5.63% $8,302
Assurance Financial Group, L.L.C. 1 6.12% $10,643
Bank OZK 1 5.88% $3,086
Barrington Bank & Trust Company, N.A. 1 5.75% $7,214
Carrington Mortgage Services, LLC 1 6.13% $4,079
CHURCHILL MORTGAGE CORPORATION 1 6.50% $4,168
Citibank 1 6.63% $5,406
Citizens Bank 1 5.88% $6,227
DELMAR FINANCIAL COMPANY 1 7.38% $4,023
Equity Prime Mortgage LLC 1 7.13% $6,097
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.88% $3,955
FIDELITY BANK 1 7.13% $4,079
FLAT BRANCH MORTGAGE, INC. 1 6.49% $4,589
GENISYS 1 7.13% $2,880
GUILD MORTGAGE COMPANY 1 6.50% $2,914
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.62% $5,243
Ixonia Bank 1 7.50% $5,564
LAKEVIEW LOAN SERVICING, LLC 1 7.25% $5,968
LIBERTY HOME MORTGAGE CORPORATION 1 7.88% $7,973
LOANDEPOT.COM, LLC 1 7.13% $9,554
Magnolia Bank 1 5.99% $6,109
MORTGAGE ACCESS CORP. 1 6.63% $9,202
MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $4,190
MORTGAGE INVESTORS GROUP, INC. 1 7.12% $6,176
Mortgage Research Center, LLC 1 6.99% $4,235
MOVEMENT MORTGAGE, LLC 1 5.88% $3,608
NAVY FEDERAL CREDIT UNION 1 5.13% $5,248
NBKC BANK 1 7.13% $4,164
Old National Bank 1 7.13% $4,209
OPEN MORTGAGE, LLC 1 6.62% $8,007
Origin Bank 1 7.88% $3,988
PARTNER COLORADO 1 6.63% $4,167
PENNYMAC LOAN SERVICES, LLC 1 6.88% $3,946
PLAZA HOME MORTGAGE, INC. 1 6.99% $5,867
PNC Bank 1 6.50% $5,023
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $3,914
Prosperity Home Mortgage, LLC 1 6.63% $3,640
South State Bank 1 6.88% $5,238
Sunflower Bank 1 6.49% $5,738
The Loan Store, Inc. 1 6.99% $5,001
TRIAD FINANCIAL SERVICES, INC. 1 8.45% $10,935
Waterstone Mortgage Corporation 1 7.75% $6,320

HATTIESBURG Average Closing Costs & Other Stats

HATTIESBURG, MS's 92 lenders originated 3,134 loans during 2024. The total origination value was $589,040,000, with an average loan value of $187,951.

HATTIESBURG's average closing costs are $5,280.

The top HATTIESBURG lender as defined by loan originations is Trustmark National Bank, with 70 loans originated. Their average total fees are $5,027, which is $1,128 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HATTIESBURG lenders (with over 10 loans originated) are The Citizens National Bank of Meridian ($3,254), Merchants & Marine Bank ($4,402), Hancock Whitney Bank ($4,437), GMFS LLC ($4,638) and Community Bank of Mississippi ($4,926).

The lowest rate HATTIESBURG lenders (with over 10 loans originated) are FIRST COLONY MORTGAGE CORPORATION (6.60%), BancorpSouth (6.60%), Trustmark National Bank (6.68%), Hancock Whitney Bank (6.70%) and The Citizens National Bank of Meridian (6.73%).

HATTIESBURG, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Trustmark National Bank $44,760,000 $52,300,000 16.8% 8.9%
Community Bank of Mississippi $27,705,000 $32,725,000 18.1% 5.6%
The First, A National Banking Association $25,320,000 $30,675,000 21.1% 5.2%
BancorpSouth $23,275,000 $28,765,000 23.6% 4.9%
QUICKEN LOANS, LLC $25,935,000 $26,025,000 0.3% 4.4%
Merchants & Marine Bank $23,985,000 $20,225,000 -15.7% 3.4%
Magnolia State Bank $20,580,000 $19,900,000 -3.3% 3.4%
PriorityOne Bank $18,590,000 $19,790,000 6.5% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $14,020,000 $17,700,000 26.2% 3.0%
Regions Bank $23,180,000 $17,225,000 -25.7% 2.9%
Pinnacle Bank $16,885,000 n/a 2.9%
Mortgage Research Center, LLC $13,480,000 $16,160,000 19.9% 2.7%
FREEDOM MORTGAGE CORPORATION $3,185,000 $14,285,000 348.5% 2.4%
BankFirst Financial Services $13,660,000 $13,205,000 -3.3% 2.2%
Hancock Whitney Bank $12,780,000 $12,055,000 -5.7% 2.0%
BROKER SOLUTIONS, INC. $3,240,000 $9,840,000 203.7% 1.7%
GMFS LLC $6,895,000 $9,585,000 39.0% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $8,080,000 $9,230,000 14.2% 1.6%
Citizens Bank $3,175,000 $8,980,000 182.8% 1.5%
The Citizens National Bank of Meridian $17,565,000 $8,615,000 -51.0% 1.5%
21ST MORTGAGE CORPORATION $6,760,000 $8,085,000 19.6% 1.4%
FIRST COLONY MORTGAGE CORPORATION $3,805,000 $7,305,000 92.0% 1.2%
First Bank $1,690,000 $6,590,000 289.9% 1.1%
KEESLER $7,835,000 $6,485,000 -17.2% 1.1%
Hamilton Mortgage Corporation $3,855,000 $6,260,000 62.4% 1.1%
PENNYMAC LOAN SERVICES, LLC $2,180,000 $5,865,000 169.0% 1.0%
VILLAGE CAPITAL MORTGAGE $2,245,000 $5,750,000 156.1% 1.0%
STOCKTON MORTGAGE CORPORATION $5,770,000 $5,685,000 -1.5% 1.0%
BankPlus $2,045,000 $5,385,000 163.3% 0.9%
GUARANTEED RATE, INC. $385,000 $4,850,000 1,159.7% 0.8%
TRIAD FINANCIAL SERVICES, INC. $1,970,000 $4,770,000 142.1% 0.8%
SWBC MORTGAGE CORPORATION $3,405,000 $4,695,000 37.9% 0.8%
Renasant Bank $4,300,000 $4,595,000 6.9% 0.8%
NEWREZ LLC $3,250,000 $4,220,000 29.8% 0.7%
DHI MORTGAGE COMPANY, LTD. $4,110,000 n/a 0.7%
Grand Bank for Savings, FSB $6,900,000 $4,100,000 -40.6% 0.7%
SUNBELT Federal Credit Union $2,510,000 $3,930,000 56.6% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,325,000 $3,690,000 -14.7% 0.6%
Southern Bancorp Bank $1,910,000 $3,660,000 91.6% 0.6%
Merchants Bank of Indiana $105,000 $3,420,000 3,157.1% 0.6%
Equity Prime Mortgage LLC $3,475,000 $3,335,000 -4.0% 0.6%
First Southern Bank $2,960,000 $3,290,000 11.1% 0.6%
Flagstar Bank, FSB $2,090,000 $3,020,000 44.5% 0.5%
Arbor Realty Trust, Inc. $28,105,000 $2,705,000 -90.4% 0.5%
Princeton Mortgage Corporation $2,550,000 n/a 0.4%
JPMorgan Chase Bank $1,010,000 $2,385,000 136.1% 0.4%
GUILD MORTGAGE COMPANY $1,055,000 $2,355,000 123.2% 0.4%
Wells Fargo Bank $1,630,000 $2,320,000 42.3% 0.4%
Great Southern Bank $2,130,000 $2,275,000 6.8% 0.4%
NAVY FEDERAL CREDIT UNION $3,585,000 $2,200,000 -38.6% 0.4%
USAA Federal Savings Bank $2,600,000 $2,090,000 -19.6% 0.4%
Peoples Bank $3,180,000 $2,085,000 -34.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,640,000 $2,065,000 25.9% 0.4%
Barrington Bank & Trust Company, N.A. $1,715,000 $1,990,000 16.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $210,000 $1,925,000 816.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,480,000 $1,895,000 28.0% 0.3%
NEW DAY FINANCIAL, LLC $1,900,000 $1,800,000 -5.3% 0.3%
LOANDEPOT.COM, LLC $3,565,000 $1,675,000 -53.0% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,070,000 $1,600,000 -82.4% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $540,000 $1,580,000 192.6% 0.3%
CMG MORTGAGE, INC. $725,000 $1,575,000 117.2% 0.3%
Bank of England $640,000 $1,565,000 144.5% 0.3%
TOWNE MORTGAGE COMPANY $1,560,000 n/a 0.3%
CSL Financial, LLC $560,000 $1,510,000 169.6% 0.3%
HOPE FEDERAL CREDIT UNION $1,460,000 n/a 0.2%
PLANET HOME LENDING, LLC $1,475,000 $1,460,000 -1.0% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,920,000 $1,420,000 -26.0% 0.2%
The Federal Savings Bank $820,000 $1,180,000 43.9% 0.2%
FIDELITY BANK $1,330,000 $1,170,000 -12.0% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $320,000 $1,105,000 245.3% 0.2%
Carrington Mortgage Services, LLC $465,000 $1,050,000 125.8% 0.2%
U.S. Bank $625,000 $1,005,000 60.8% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $970,000 n/a 0.2%
Ixonia Bank $550,000 $970,000 76.4% 0.2%
ZILLOW HOME LOANS, LLC $735,000 $970,000 32.0% 0.2%
CARDINAL FINANCIAL $850,000 $910,000 7.1% 0.2%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $875,000 n/a 0.1%
Synovus Bank $335,000 $870,000 159.7% 0.1%
Bank of America $2,340,000 $865,000 -63.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $520,000 $855,000 64.4% 0.1%
Discover Bank $385,000 $835,000 116.9% 0.1%
Citizens Bank $3,175,000 $830,000 -73.9% 0.1%
Lakeview Community Capital, LLC $800,000 n/a 0.1%
Ally Bank $375,000 $750,000 100.0% 0.1%
The Citizens Bank of Philadelphia, Mississippi $10,840,000 $730,000 -93.3% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $500,000 $715,000 43.0% 0.1%
DOMINION FINANCIAL SERVICES, LLC $700,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $455,000 $700,000 53.8% 0.1%
American Mortgage & Equity Consultants, Inc. $690,000 n/a 0.1%
American Mortgage Bank, LLC $655,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $1,150,000 $655,000 -43.0% 0.1%
Merchants & Planters Bank $640,000 n/a 0.1%
OPEN MORTGAGE, LLC $245,000 $625,000 155.1% 0.1%
Magnolia Bank $1,110,000 $595,000 -46.4% 0.1%
Assurance Financial Group, L.L.C. $225,000 $560,000 148.9% 0.1%
The Loan Store, Inc. $550,000 n/a 0.1%
FirstBank $560,000 $535,000 -4.5% 0.1%
NBKC BANK $395,000 $530,000 34.2% 0.1%
Figure Lending LLC $345,000 $505,000 46.4% 0.1%
M&T Bank $125,000 $500,000 300.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,265,000 $500,000 -60.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $580,000 $480,000 -17.2% 0.1%
Origin Bank $235,000 $425,000 80.9% 0.1%
PLAZA HOME MORTGAGE, INC. $1,835,000 $425,000 -76.8% 0.1%
AMERICAN FINANCING CORPORATION $250,000 $405,000 62.0% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $405,000 n/a 0.1%
Ameris Bank $385,000 n/a 0.1%
First Federal Savings and Loan Association $155,000 $380,000 145.2% 0.1%
Western Sun FCU $375,000 n/a 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $360,000 n/a 0.1%
Citadel Servicing Corporation $355,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $350,000 n/a 0.1%
DAS Acquisition Company, LLC $345,000 n/a 0.1%
Guaranty Bank and Trust Company $360,000 $325,000 -9.7% 0.1%
Prosperity Home Mortgage, LLC $425,000 $325,000 -23.5% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,715,000 $320,000 -81.3% 0.1%
MORTGAGE ACCESS CORP. $315,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $610,000 $315,000 -48.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $350,000 $310,000 -11.4% 0.1%
Liberty Bank and Trust Company $305,000 n/a 0.1%
Armed Forces Bank $385,000 $295,000 -23.4% 0.1%
Coastal Community Bank $145,000 $295,000 103.4% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $295,000 $295,000 0.0% 0.1%
ACOPIA, LLC $275,000 n/a 0.0%
Citizens Savings Bank $275,000 n/a 0.0%
SPRING EQ, LLC $250,000 n/a 0.0%
ENCORE BANK $245,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $290,000 $245,000 -15.5% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $245,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $480,000 $245,000 -49.0% 0.0%
The Huntington National Bank $245,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $245,000 n/a 0.0%
CIS Financial Services, Inc. $1,545,000 $240,000 -84.5% 0.0%
Citibank $240,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $635,000 $240,000 -62.2% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $235,000 n/a 0.0%
Cornerstone First Mortgage, Inc $95,000 $235,000 147.4% 0.0%
South Louisiana Bank $235,000 n/a 0.0%
Old National Bank $215,000 n/a 0.0%
Sunflower Bank $215,000 n/a 0.0%
Citizens Bank & Trust Co $275,000 $205,000 -25.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $205,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $195,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $425,000 $195,000 -54.1% 0.0%
Axos Bank $185,000 n/a 0.0%
PNC Bank $165,000 $185,000 12.1% 0.0%
South State Bank $125,000 $185,000 48.0% 0.0%
Waterstone Mortgage Corporation $185,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $265,000 $175,000 -34.0% 0.0%
GENEVA FINANCIAL, LLC $175,000 n/a 0.0%
Tyndall Federal Credit Union $155,000 $175,000 12.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $165,000 n/a 0.0%
EVERETT FINANCIAL, INC. $875,000 $160,000 -81.7% 0.0%
CANOPY MORTGAGE, LLC $155,000 n/a 0.0%
EMM LOANS LLC $165,000 $155,000 -6.1% 0.0%
GENISYS $155,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $155,000 n/a 0.0%
Bank OZK $145,000 n/a 0.0%
First South Farm Credit, ACA $165,000 $145,000 -12.1% 0.0%
PARTNER COLORADO $135,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $390,000 $130,000 -66.7% 0.0%
Residential Acceptance Corporation $125,000 n/a 0.0%
A&D Mortgage LLC $115,000 n/a 0.0%
Nations Lending Corporation $115,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.0%
RiverHills Bank $105,000 n/a 0.0%
Bethpage Federal Credit Union $95,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $115,000 $95,000 -17.4% 0.0%
Traditions Bank $85,000 n/a 0.0%
PHH Mortgage Corporation $125,000 $75,000 -40.0% 0.0%
The Peoples Bank, Biloxi, Mississippi $75,000 $75,000 0.0% 0.0%
First National Bank of Picayune $735,000 $65,000 -91.2% 0.0%
APCO EMPLOYEES $45,000 n/a 0.0%
THRIVENT Federal Credit Union $45,000 n/a 0.0%
NAVIGATOR CU $130,000 $35,000 -73.1% 0.0%

HATTIESBURG's top lender by overall market share is Trustmark National Bank, with 8.9% market share. In second place, with 5.6%, is Community Bank of Mississippi, having originated $32,725,000 in loans. In third place, with 5.2%, is The First, A National Banking Association, having originated $30,675,000 in loans. In fourth place, with 4.9%, is BancorpSouth, having originated $28,765,000 in loans. In fifth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $26,025,000 in loans.


HATTIESBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $194,500 (10.8%) $260,272 (12.7%) 0.72 506
2018-02-01 $197,825 (11.2%) $267,184 (10.6%) 0.72 495
2018-03-01 $205,000 (13.9%) $275,787 (9.7%) 0.72 527
2018-04-01 $212,400 (12.4%) $279,065 (7.5%) 0.72 560
2018-05-01 $219,450 (19.0%) $285,801 (9.1%) 0.73 551
2018-06-01 $219,900 (15.8%) $286,192 (9.9%) 0.73 573
2018-07-01 $219,900 (13.4%) $285,370 (12.2%) 0.73 605
2018-08-01 $209,500 (10.3%) $277,225 (9.6%) 0.70 580
2018-09-01 $199,750 (4.7%) $265,607 (3.4%) 0.67 572
2018-10-01 $199,825 (2.5%) $264,058 (0.8%) 0.68 558
2018-11-01 $195,075 (2.1%) $263,478 (3.8%) 0.66 546
2018-12-01 $197,700 (1.7%) $264,396 (1.9%) 0.68 522
2019-01-01 $197,975 (1.8%) $264,797 (1.7%) 0.68 493
2019-02-01 $199,900 (1.1%) $270,798 (1.4%) 0.68 486
2019-03-01 $199,900 (-2.5%) $272,635 (-1.1%) 0.65 501
2019-04-01 $199,900 (-5.9%) $274,269 (-1.7%) 0.63 508
2019-05-01 $199,900 (-8.9%) $280,083 (-2.0%) 0.62 484
2019-06-01 $199,900 (-9.1%) $279,934 (-2.2%) 0.62 500
2019-07-01 $209,900 (-4.6%) $277,892 (-2.6%) 0.66 519
2019-08-01 $196,082 (-6.4%) $271,509 (-2.1%) 0.62 520
2019-09-01 $190,355 (-4.7%) $263,291 (-0.9%) 0.61 510
2019-10-01 $186,700 (-6.6%) $257,371 (-2.5%) 0.60 498
2019-11-01 $187,700 (-3.8%) $252,508 (-4.2%) 0.62 489
2019-12-01 $194,925 (-1.4%) $253,968 (-3.9%) 0.65 456
2020-01-01 $192,950 (-2.5%) $254,453 (-3.9%) 0.64 427
2020-02-01 $195,450 (-2.2%) $258,809 (-4.4%) 0.64 428
2020-03-01 $199,575 (-0.2%) $264,824 (-2.9%) 0.63 396
2020-04-01 $199,250 (-0.3%) $264,075 (-3.7%) 0.62 405
2020-05-01 $216,000 (8.1%) $277,744 (-0.8%) 0.66 368
2020-06-01 $224,575 (12.3%) $278,789 (-0.4%) 0.66 355
2020-07-01 $238,075 (13.4%) $282,918 (1.8%) 0.69 323
2020-08-01 $258,500 (31.8%) $301,219 (10.9%) 0.74 284
2020-09-01 $259,450 (36.3%) $308,382 (17.1%) 0.74 288
2020-10-01 $239,450 (28.3%) $316,503 (23.0%) 0.69 302
2020-11-01 $239,000 (27.3%) $321,322 (27.3%) 0.70 285
2020-12-01 $239,350 (22.8%) $336,851 (32.6%) 0.71 261
2021-01-01 $232,000 (20.2%) $351,569 (38.2%) 0.69 227
2021-02-01 $239,315 (22.4%) $357,525 (38.1%) 0.70 210
2021-03-01 $242,900 (21.7%) $365,711 (38.1%) 0.69 202
2021-04-01 $249,700 (25.3%) $390,477 (47.9%) 0.68 186
2021-05-01 $270,950 (25.4%) $416,547 (50.0%) 0.72 189
2021-06-01 $275,950 (22.9%) $429,606 (54.1%) 0.73 172
2021-07-01 $239,900 (0.8%) $385,460 (36.2%) 0.63 197
2021-08-01 $239,200 (-7.5%) $350,306 (16.3%) 0.64 235
2021-09-01 $241,950 (-6.8%) $346,532 (12.4%) 0.65 232
2021-10-01 $228,000 (-4.8%) $324,038 (2.4%) 0.61 225
2021-11-01 $228,450 (-4.4%) $316,601 (-1.5%) 0.61 225
2021-12-01 $221,500 (-7.5%) $316,687 (-6.0%) 0.60 204
2022-01-01 $232,500 (0.2%) $358,284 (1.9%) 0.63 167
2022-02-01 $241,700 (1.0%) $406,155 (13.6%) 0.63 134
2022-03-01 $251,000 (3.3%) $402,538 (10.1%) 0.63 138
2022-04-01 $295,000 (18.1%) $418,439 (7.2%) 0.70 138
2022-05-01 $299,900 (10.7%) $411,556 (-1.2%) 0.69 186
2022-06-01 $298,250 (8.1%) $387,985 (-9.7%) 0.66 212
2022-07-01 $295,000 (23.0%) $360,777 (-6.4%) 0.66 261
2022-08-01 $281,075 (17.5%) $326,995 (-6.7%) 0.65 279
2022-09-01 $284,500 (17.6%) $341,714 (-1.4%) 0.67 258
2022-10-01 $299,900 (31.5%) $353,754 (9.2%) 0.71 259
2022-11-01 $298,175 (30.5%) $347,033 (9.6%) 0.72 258
2022-12-01 $289,900 (30.9%) $343,419 (8.4%) 0.72 279
2023-01-01 $289,500 (24.5%) $338,592 (-5.5%) 0.72 267
2023-02-01 $299,225 (23.8%) $365,888 (-9.9%) 0.72 251
2023-03-01 $297,975 (18.7%) $348,793 (-13.4%) 0.70 234
2023-04-01 $290,000 (-1.7%) $356,210 (-14.9%) 0.67 242
2023-05-01 $292,350 (-2.5%) $376,806 (-8.4%) 0.66 242
2023-06-01 $299,900 (0.6%) $374,879 (-3.4%) 0.67 274
2023-07-01 $299,450 (1.5%) $371,940 (3.1%) 0.68 292
2023-08-01 $298,625 (6.2%) $371,282 (13.5%) 0.69 286
2023-09-01 $289,900 (1.9%) $359,297 (5.2%) 0.68 305
2023-10-01 $285,000 (-5.0%) $355,587 (0.5%) 0.67 324
2023-11-01 $282,500 (-5.3%) $374,512 (7.9%) 0.67 346
2023-12-01 $274,900 (-5.2%) $377,406 (9.9%) 0.67 350
2024-01-01 $284,475 (-1.7%) $387,113 (14.3%) 0.69 341
2024-02-01 $291,950 (-2.4%) $387,957 (6.0%) 0.70 335
2024-03-01 $300,000 (0.7%) $403,690 (15.7%) 0.71 339
2024-04-01 $321,400 (10.8%) $398,542 (11.9%) 0.75 363
2024-05-01 $310,700 (6.3%) $384,397 (2.0%) 0.71 396
2024-06-01 $314,950 (5.0%) $387,100 (3.3%) 0.72 405
2024-07-01 $317,400 (6.0%) $394,239 (6.0%) 0.73 412
2024-08-01 $316,495 (6.0%) $397,978 (7.2%) 0.74 448
2024-09-01 $319,995 (10.4%) $412,700 (14.9%) 0.75 461
2024-10-01 $319,900 (12.3%) $407,018 (14.5%) 0.75 461
2024-11-01 $314,900 (11.5%) $397,072 (6.0%) 0.76 454
2024-12-01 $309,900 (12.7%) $403,618 (7.0%) 0.77 431
2025-01-01 $306,250 (7.7%) $410,123 (5.9%) 0.76 403
2025-02-01 $309,925 (6.2%) $410,483 (5.8%) 0.75 389
2025-03-01 $298,950 (-0.4%) $391,317 (-3.1%) 0.00 405
HATTIESBURG's median listing price for 2025-03-01 was $298,950, a difference of $-1,050 (-0.4%) versus the prior year and $-10,975 versus the prior month.

HATTIESBURG's median listing price comes in at 0% of the national average.

HATTIESBURG's average listing price for 2025-03-01 was $391,317, a difference of $-12,373 (-3.1%) versus the prior year and $-19,166 versus the prior month.

For the 2025-03-01 period, HATTIESBURG had 405 MLS listings, a difference of 16 listings (4%) versus the prior month and 66 listings (19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 1,985 sqft
2018-02-01 88 days 2,020 sqft
2018-03-01 60 days 2,103 sqft
2018-04-01 56 days 2,127 sqft
2018-05-01 66 days 2,158 sqft
2018-06-01 68 days 2,188 sqft
2018-07-01 69 days 2,154 sqft
2018-08-01 73 days 2,115 sqft
2018-09-01 76 days 2,059 sqft
2018-10-01 80 days 2,066 sqft
2018-11-01 80 days 2,077 sqft
2018-12-01 93 days 2,072 sqft
2019-01-01 92 days 2,033 sqft
2019-02-01 90 days 2,016 sqft
2019-03-01 72 days 2,057 sqft
2019-04-01 60 days 2,103 sqft
2019-05-01 62 days 2,138 sqft
2019-06-01 64 days 2,147 sqft
2019-07-01 67 days 2,166 sqft
2019-08-01 70 days 2,142 sqft
2019-09-01 68 days 2,070 sqft
2019-10-01 69 days 2,021 sqft
2019-11-01 75 days 2,010 sqft
2019-12-01 80 days 1,977 sqft
2020-01-01 77 days 1,979 sqft
2020-02-01 76 days 1,953 sqft
2020-03-01 60 days 1,993 sqft
2020-04-01 62 days 1,978 sqft
2020-05-01 65 days 2,032 sqft
2020-06-01 64 days 2,054 sqft
2020-07-01 60 days 2,053 sqft
2020-08-01 57 days 2,211 sqft
2020-09-01 56 days 2,187 sqft
2020-10-01 51 days 2,132 sqft
2020-11-01 58 days 2,162 sqft
2020-12-01 65 days 2,094 sqft
2021-01-01 68 days 2,061 sqft
2021-02-01 54 days 2,083 sqft
2021-03-01 45 days 2,065 sqft
2021-04-01 42 days 2,174 sqft
2021-05-01 43 days 2,244 sqft
2021-06-01 43 days 2,368 sqft
2021-07-01 34 days 2,136 sqft
2021-08-01 36 days 2,021 sqft
2021-09-01 45 days 1,980 sqft
2021-10-01 52 days 1,906 sqft
2021-11-01 55 days 1,905 sqft
2021-12-01 59 days 1,767 sqft
2022-01-01 64 days 1,823 sqft
2022-02-01 63 days 2,024 sqft
2022-03-01 31 days 2,151 sqft
2022-04-01 34 days 2,183 sqft
2022-05-01 24 days 2,158 sqft
2022-06-01 31 days 2,093 sqft
2022-07-01 32 days 2,100 sqft
2022-08-01 48 days 2,058 sqft
2022-09-01 59 days 2,177 sqft
2022-10-01 58 days 2,191 sqft
2022-11-01 61 days 2,171 sqft
2022-12-01 58 days 2,102 sqft
2023-01-01 60 days 2,110 sqft
2023-02-01 64 days 2,184 sqft
2023-03-01 50 days 2,147 sqft
2023-04-01 46 days 2,074 sqft
2023-05-01 43 days 2,029 sqft
2023-06-01 40 days 2,058 sqft
2023-07-01 48 days 2,056 sqft
2023-08-01 57 days 2,088 sqft
2023-09-01 51 days 2,011 sqft
2023-10-01 52 days 2,002 sqft
2023-11-01 56 days 2,010 sqft
2023-12-01 61 days 1,928 sqft
2024-01-01 66 days 1,931 sqft
2024-02-01 64 days 1,992 sqft
2024-03-01 49 days 2,040 sqft
2024-04-01 45 days 2,120 sqft
2024-05-01 43 days 2,049 sqft
2024-06-01 54 days 2,029 sqft
2024-07-01 58 days 2,063 sqft
2024-08-01 58 days 2,047 sqft
2024-09-01 62 days 2,110 sqft
2024-10-01 67 days 2,078 sqft
2024-11-01 72 days 2,054 sqft
2024-12-01 79 days 2,077 sqft
2025-01-01 80 days 2,066 sqft
2025-02-01 71 days 2,092 sqft
2025-03-01 0 days 2,004 sqft
HATTIESBURG's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

HATTIESBURG's median square footage for active listings during the 2025-03-01 period was 2,004 sqft. One year prior, the average listing was 2,040 sqft.

HATTIESBURG, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,751 $392,105,000 $223,932
Refi 638 $117,180,000 $183,668
Other 321 $26,715,000 $83,224
Cash Out Refi 242 $39,280,000 $162,314
Home Improvement 182 $13,760,000 $75,604

Hattiesburg's most frequently cited loan purpose was Home Purchase, with 1,751 originations. The 2nd most popular reason was Refi, with 638 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,045 $260,325,000 $249,115
Over 8% 908 $95,070,000 $104,703
7-8% 445 $97,155,000 $218,326
5-6% 348 $82,040,000 $235,747
<2.5% 102 $2,550,000 $25,000
4-5% 59 $11,595,000 $196,525
3-4% 6 $900,000 $150,000
2.5-3% 4 $730,000 $182,500

During 2024, Hattiesburg's most frequently originated rate bucket was 6-7%, with 1,045 originations.

Loan Sizing (HATTIESBURG, MS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,059 $55,605,000 $52,507
$100k-200k 960 $142,240,000 $148,167
$200k-400k 930 $255,430,000 $274,656
$400k-600k 122 $57,430,000 $470,738
$600k-1000k 45 $32,665,000 $725,889
$Over $1MM 18 $45,670,000 $2,537,222

HATTIESBURG's loan sizing saw the bucket of loans from $100,000 or less with 1,059 originations, totaling $55,605,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,254 $297,040,000 $236,874
60-80% 495 $108,055,000 $218,293
Under 20% 406 $14,990,000 $36,921
20-40% 361 $32,225,000 $89,266
40-60% 246 $59,080,000 $240,163
Over 100% 78 $20,690,000 $265,256

HATTIESBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,254 originations, totaling $297,040,000 in origination value.