HATTIESBURG Mortgage Rates
30 Year Fixed Rate mortgages in Hattiesburg averaged
6.08%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.75% and
one month ago for the week of 2022-05-19, the
average rate was 5.32%.
Hattiesburg's average rate one year ago was 3.34%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.13%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Hattiesburg 30 Year Fixed Rate | 2022-06-23 | 6.08% |
| Hattiesburg 30 Year Fixed Rate Refi | 2022-06-23 | 6.13% |
| Hattiesburg 15 Year Fixed Rate | 2022-06-23 | 5.72% |
| Hattiesburg 15 Year Fixed Rate Refi | 2022-06-23 | 5.35% |
| Hattiesburg 30 Year FHA | 2022-06-23 | -0.04% |
| Hattiesburg 30 Year FHA Refi | 2022-06-23 | -0.22% |
| Hattiesburg 30 Year USDA | 2022-06-23 | -0.31% |
| Hattiesburg 30 Year USDA Refi | 2022-06-23 | 0.19% |
| Hattiesburg 30 Year VA | 2022-06-23 | 0.18% |
| Hattiesburg 30 Year VA Refi | 2022-06-23 | -0.21% |
HATTIESBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HATTIESBURG, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HATTIESBURG, MS's 112 lenders originated 5,202
loans during 2021. The total origination value was $1,055,880,000, with an average loan value of
$202,976.
The top HATTIESBURG lender as defined by loan originations is Trustmark National Bank, with
158 loans originated. Their average total fees are
$3,435, which is $1,266
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HATTIESBURG lenders (with over 10 loans originated) are
Grand Bank for Savings, FSB ($1,962), BETTER MORTGAGE CORPORATION ($2,414), HOME POINT FINANCIAL CORPORATION ($2,608), The Citizens National Bank of Meridian ($2,845) and Wells Fargo Bank ($2,965).
The lowest rate HATTIESBURG lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.90%), Hancock Whitney Bank (2.95%), Citizens Bank (2.96%), UNITED WHOLESALE MORTGAGE, LLC (3.02%) and Grand Bank for Savings, FSB (3.05%).
HATTIESBURG, MS Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $86,920,000 | $95,000,000 | 9.3% | 9.0% |
| QUICKEN LOANS, LLC | $56,210,000 | $62,390,000 | 11.0% | 5.9% |
| The First, A National Banking Association | $61,925,000 | $60,885,000 | -1.7% | 5.8% |
| Community Bank of Mississippi | $54,255,000 | $59,715,000 | 10.1% | 5.7% |
| BancorpSouth Bank | $56,110,000 | $59,055,000 | 5.2% | 5.6% |
| LOANDEPOT.COM, LLC | $36,410,000 | $51,920,000 | 42.6% | 4.9% |
| PriorityOne Bank | $35,215,000 | $40,765,000 | 15.8% | 3.9% |
| Regions Bank | $35,150,000 | $31,955,000 | -9.1% | 3.0% |
| Wells Fargo Bank | $8,255,000 | $30,950,000 | 274.9% | 2.9% |
| WALKER & DUNLOP, LLC | $28,145,000 | n/a | 2.7% | |
| Magnolia State Bank | $33,825,000 | $26,965,000 | -20.3% | 2.6% |
| Citizens Bank | $6,925,000 | $26,590,000 | 284.0% | 2.5% |
| CALIBER HOME LOANS, INC. | $23,040,000 | $26,455,000 | 14.8% | 2.5% |
| The Citizens National Bank of Meridian | $34,955,000 | $26,150,000 | -25.2% | 2.5% |
| Mortgage Research Center, LLC | $16,515,000 | $24,560,000 | 48.7% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $22,225,000 | $21,505,000 | -3.2% | 2.0% |
| Hancock Whitney Bank | $19,045,000 | $21,315,000 | 11.9% | 2.0% |
| Hamilton Mortgage Corporation | $20,095,000 | $19,610,000 | -2.4% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,375,000 | $16,645,000 | 77.5% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,040,000 | $14,770,000 | 265.6% | 1.4% |
| BankFirst Financial Services | $8,105,000 | $13,675,000 | 68.7% | 1.3% |
| Grand Bank for Savings, FSB | $14,950,000 | $12,475,000 | -16.6% | 1.2% |
| First Bank | $23,960,000 | $10,165,000 | -57.6% | 1.0% |
| KEESLER | $22,355,000 | $10,040,000 | -55.1% | 1.0% |
| FIDELITY BANK | $13,695,000 | $9,335,000 | -31.8% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $3,300,000 | $9,055,000 | 174.4% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $2,615,000 | $7,845,000 | 200.0% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $3,445,000 | $7,495,000 | 117.6% | 0.7% |
| USAA Federal Savings Bank | $6,730,000 | $7,130,000 | 5.9% | 0.7% |
| ACADEMY MORTGAGE CORPORATION | $1,510,000 | $7,075,000 | 368.5% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,930,000 | $6,930,000 | 16.9% | 0.7% |
| Citizens Bank | $6,925,000 | $6,790,000 | -1.9% | 0.6% |
| Merchants & Marine Bank | $95,000 | $6,720,000 | 6,973.7% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $4,305,000 | $6,035,000 | 40.2% | 0.6% |
| Bank of England | $3,530,000 | $5,725,000 | 62.2% | 0.5% |
| Renasant Bank | $3,360,000 | $5,660,000 | 68.5% | 0.5% |
| 21ST MORTGAGE CORPORATION | $5,025,000 | $5,445,000 | 8.4% | 0.5% |
| BETTER MORTGAGE CORPORATION | $3,155,000 | $5,300,000 | 68.0% | 0.5% |
| NEWREZ LLC | $1,065,000 | $4,900,000 | 360.1% | 0.5% |
| GMFS LLC | $2,545,000 | $4,775,000 | 87.6% | 0.5% |
| Great Southern Bank | $1,780,000 | $4,295,000 | 141.3% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $4,055,000 | n/a | 0.4% | |
| Flagstar Bank, FSB | $1,800,000 | $3,985,000 | 121.4% | 0.4% |
| MORTGAGE INVESTORS GROUP, INC. | $1,350,000 | $3,665,000 | 171.5% | 0.3% |
| Ixonia Bank | $3,645,000 | n/a | 0.3% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,495,000 | $3,600,000 | -19.9% | 0.3% |
| GUILD MORTGAGE COMPANY | $2,480,000 | $3,485,000 | 40.5% | 0.3% |
| Southern Bancorp Bank | $9,910,000 | $3,435,000 | -65.3% | 0.3% |
| JPMorgan Chase Bank | $3,275,000 | $3,405,000 | 4.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,785,000 | $3,260,000 | 17.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,060,000 | $3,235,000 | 205.2% | 0.3% |
| Ally Bank | $105,000 | $3,110,000 | 2,861.9% | 0.3% |
| First Horizon Bank | $2,985,000 | n/a | 0.3% | |
| U.S. Bank | $2,525,000 | $2,960,000 | 17.2% | 0.3% |
| BankPlus | $1,795,000 | $2,955,000 | 64.6% | 0.3% |
| PLANET HOME LENDING, LLC | $3,175,000 | $2,910,000 | -8.3% | 0.3% |
| PRUDENTIAL MULTIFAMILY MORTGAGE, LLC | $2,875,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,475,000 | $2,830,000 | 91.9% | 0.3% |
| Bank of America | $1,195,000 | $2,795,000 | 133.9% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,580,000 | $2,780,000 | 75.9% | 0.3% |
| FirstBank | $2,280,000 | $2,605,000 | 14.3% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $290,000 | $2,430,000 | 737.9% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,365,000 | n/a | 0.2% | |
| Peoples Bank | $1,945,000 | $2,305,000 | 18.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $2,115,000 | $2,175,000 | 2.8% | 0.2% |
| Carrington Mortgage Services, LLC | $2,525,000 | $2,150,000 | -14.9% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $585,000 | $2,150,000 | 267.5% | 0.2% |
| AMERICAN HOME LENDING USA, LLC | $270,000 | $2,030,000 | 651.9% | 0.2% |
| CMG MORTGAGE, INC. | $1,260,000 | $1,905,000 | 51.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $470,000 | $1,855,000 | 294.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $220,000 | $1,800,000 | 718.2% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,955,000 | $1,790,000 | -54.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,475,000 | $1,780,000 | 20.7% | 0.2% |
| Goldwater Bank, N.A. | $1,055,000 | $1,740,000 | 64.9% | 0.2% |
| BROKER SOLUTIONS, INC. | $530,000 | $1,705,000 | 221.7% | 0.2% |
| The Federal Savings Bank | $895,000 | $1,640,000 | 83.2% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $485,000 | $1,585,000 | 226.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,810,000 | $1,510,000 | -60.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $200,000 | $1,415,000 | 607.5% | 0.1% |
| Hometown Lenders, Inc. | $165,000 | $1,380,000 | 736.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,990,000 | $1,335,000 | -32.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,320,000 | n/a | 0.1% | |
| BNY Mellon | $1,315,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,240,000 | $1,285,000 | 3.6% | 0.1% |
| PNC Bank | $340,000 | $1,260,000 | 270.6% | 0.1% |
| Truist Bank | $1,245,000 | $1,180,000 | -5.2% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $135,000 | $1,125,000 | 733.3% | 0.1% |
| Origin Bank | $840,000 | $1,070,000 | 27.4% | 0.1% |
| CSL Financial, LLC | $370,000 | $1,045,000 | 182.4% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,220,000 | $1,005,000 | -54.7% | 0.1% |
| EVANSVILLE TEACHERS | $2,055,000 | $970,000 | -52.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $395,000 | $970,000 | 145.6% | 0.1% |
| DAS Acquisition Company, LLC | $555,000 | $935,000 | 68.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $665,000 | $905,000 | 36.1% | 0.1% |
| Reliant Bank | $985,000 | $880,000 | -10.7% | 0.1% |
| Austin Capital Bank SSB | $390,000 | $865,000 | 121.8% | 0.1% |
| South State Bank | $865,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $105,000 | $785,000 | 647.6% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $785,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $560,000 | $770,000 | 37.5% | 0.1% |
| Metairie Bank & Trust Company | $755,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $1,125,000 | $755,000 | -32.9% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $735,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $535,000 | $705,000 | 31.8% | 0.1% |
| Waterstone Mortgage Corporation | $705,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $1,270,000 | $670,000 | -47.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $630,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $330,000 | $620,000 | 87.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $545,000 | $615,000 | 12.8% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $610,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $590,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $295,000 | $585,000 | 98.3% | 0.1% |
| First Guaranty Mortgage Corporation | $105,000 | $565,000 | 438.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $335,000 | $560,000 | 67.2% | 0.1% |
| PHH Mortgage Corporation | $205,000 | $540,000 | 163.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $810,000 | $535,000 | -34.0% | 0.1% |
| Nations Lending Corporation | $245,000 | $530,000 | 116.3% | 0.1% |
| Texana Bank | $145,000 | $525,000 | 262.1% | 0.0% |
| RIVERTRUST Federal Credit Union | $520,000 | n/a | 0.0% | |
| Magnolia Bank | $455,000 | $515,000 | 13.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,435,000 | $485,000 | -66.2% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,110,000 | $485,000 | -56.3% | 0.0% |
| Willamette Valley Bank | $475,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $470,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $450,000 | $455,000 | 1.1% | 0.0% |
| SouthPoint Bank | $760,000 | $445,000 | -41.4% | 0.0% |
| Assurance Financial Group, L.L.C. | $460,000 | $440,000 | -4.3% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $155,000 | $440,000 | 183.9% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $630,000 | $435,000 | -31.0% | 0.0% |
| Amerifirst Financial, Inc. | $430,000 | n/a | 0.0% | |
| First South Farm Credit, ACA | $425,000 | n/a | 0.0% | |
| The Citizens Bank of Philadelphia, Mississippi | $1,910,000 | $420,000 | -78.0% | 0.0% |
| BNC National Bank | $405,000 | n/a | 0.0% | |
| SUNBELT Federal Credit Union | $450,000 | $405,000 | -10.0% | 0.0% |
| Progress Bank and Trust | $400,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $390,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $455,000 | $380,000 | -16.5% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $370,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $160,000 | $370,000 | 131.3% | 0.0% |
| Community First National Bank | $360,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $205,000 | $355,000 | 73.2% | 0.0% |
| First Option Mortgage, LLC | $480,000 | $345,000 | -28.1% | 0.0% |
| The Union Bank Company | $345,000 | n/a | 0.0% | |
| Servion, Inc. | $335,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $330,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $325,000 | n/a | 0.0% | |
| Bank of Whittier | $725,000 | $315,000 | -56.6% | 0.0% |
| North American Savings Bank, F.S.B. | $490,000 | $315,000 | -35.7% | 0.0% |
| The Peoples Bank, Biloxi, Mississippi | $315,000 | n/a | 0.0% | |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $310,000 | n/a | 0.0% | |
| GUARANTEED RATE, INC. | $1,240,000 | $295,000 | -76.2% | 0.0% |
| Cf Bank | $285,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $285,000 | n/a | 0.0% | |
| Bank of Yazoo City | $170,000 | $265,000 | 55.9% | 0.0% |
| First Federal Bank, A FSB | $830,000 | $265,000 | -68.1% | 0.0% |
| Cadence Bank, N.A. | $255,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $255,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $105,000 | $250,000 | 138.1% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $830,000 | $250,000 | -69.9% | 0.0% |
| KELLER MORTGAGE, LLC | $1,055,000 | $245,000 | -76.8% | 0.0% |
| Stifel Bank and Trust | $235,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $225,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $240,000 | $225,000 | -6.3% | 0.0% |
| First Security Bank | $225,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $335,000 | $225,000 | -32.8% | 0.0% |
| Home Bank | $215,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $890,000 | $215,000 | -75.8% | 0.0% |
| CHEVRON | $205,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| Triumph Bank | $205,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $195,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $385,000 | $190,000 | -50.6% | 0.0% |
| AMERICAN ADVISORS GROUP | $360,000 | $185,000 | -48.6% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $530,000 | $185,000 | -65.1% | 0.0% |
| HANCOCK MORTGAGE PARTNERS, LLC | $185,000 | n/a | 0.0% | |
| INLANTA MORTGAGE, INC. | $105,000 | $185,000 | 76.2% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $175,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $175,000 | $175,000 | 0.0% | 0.0% |
| Strong Home Mortgage, LLC | $345,000 | $175,000 | -49.3% | 0.0% |
| First Federal Savings and Loan Association | $675,000 | $165,000 | -75.6% | 0.0% |
| UNION HOME MORTGAGE CORP. | $165,000 | n/a | 0.0% | |
| Armed Forces Bank | $145,000 | n/a | 0.0% | |
| PERFORMANCE MORTGAGE LLC | $440,000 | $145,000 | -67.0% | 0.0% |
| b1BANK | $125,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $105,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $95,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $200,000 | $95,000 | -52.5% | 0.0% |
| First Bank | $23,960,000 | $95,000 | -99.6% | 0.0% |
| Discover Bank | $200,000 | $90,000 | -55.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $85,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $65,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $65,000 | n/a | 0.0% | |
| NAVIGATOR CU | $65,000 | n/a | 0.0% | |
| SUPERIOR CHOICE | $65,000 | n/a | 0.0% | |
| America's Mortgage Resource, Inc. | $175,000 | $45,000 | -74.3% | 0.0% |
| Figure Lending LLC | $45,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $45,000 | n/a | 0.0% | |
| South Lafourche Bank & Trust Company | $45,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $45,000 | $40,000 | -11.1% | 0.0% |
| The Huntington National Bank | $35,000 | n/a | 0.0% |
HATTIESBURG's top lender by overall market share is Trustmark National Bank, with 9.0% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $62,390,000 in loans. In third place, with 5.8%, is The First, A National Banking Association, having originated $60,885,000 in loans. In third place, with 5.7%, is Community Bank of Mississippi, having originated $59,715,000 in loans. In third place, with 5.6%, is BancorpSouth Bank, having originated $59,055,000 in loans.
HATTIESBURG, MS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,620 | $541,640,000 | $206,733 |
| Refi | 1,768 | $393,810,000 | $222,743 |
| Cash Out Refi | 512 | $91,780,000 | $179,258 |
| Other | 197 | $17,675,000 | $89,721 |
| Home Improvement | 105 | $10,975,000 | $104,524 |
Hattiesburg's most frequently cited loan purpose was Home Purchase, with 2,620 originations. The 2nd most popular reason was Refi, with 1,768 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,754 | $364,200,000 | $207,640 |
| 3-4% | 1,638 | $366,140,000 | $223,529 |
| <2.5% | 975 | $207,745,000 | $213,072 |
| 4-5% | 271 | $40,045,000 | $147,768 |
| 5-6% | 95 | $10,075,000 | $106,053 |
| Over 8% | 94 | $6,280,000 | $66,809 |
| 7-8% | 67 | $4,505,000 | $67,239 |
| 6-7% | 65 | $5,845,000 | $89,923 |
During 2021, Hattiesburg's most frequently originated rate bucket was 2.5-3%, with 1,754 originations.
Loan Sizing (HATTIESBURG, MS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,136 | $319,670,000 | $149,658 |
| $200k-400k | 1,604 | $424,140,000 | $264,426 |
| $100,000 or less | 1,185 | $72,365,000 | $61,068 |
| $400k-600k | 191 | $90,725,000 | $475,000 |
| $600k-1000k | 53 | $39,315,000 | $741,792 |
| $Over $1MM | 33 | $109,665,000 | $3,323,182 |
HATTIESBURG's loan sizing saw the bucket of loans from $100k-200k with 2,136 originations, totaling $319,670,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,381 | $504,755,000 | $211,993 |
| 60-80% | 1,319 | $307,555,000 | $233,173 |
| 40-60% | 480 | $77,090,000 | $160,604 |
| 20-40% | 302 | $25,570,000 | $84,669 |
| Under 20% | 198 | $7,520,000 | $37,980 |
| Over 100% | 108 | $29,950,000 | $277,315 |
HATTIESBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,381 originations, totaling $504,755,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $186,750 (5.5%) | $255,569 (10.2%) | 0.69 | 528 |
| 2018-02-01 | $194,950 (10.3%) | $262,350 (8.6%) | 0.70 | 517 |
| 2018-03-01 | $200,000 (11.3%) | $271,931 (8.2%) | 0.69 | 542 |
| 2018-04-01 | $208,250 (12.6%) | $276,467 (7.6%) | 0.70 | 581 |
| 2018-05-01 | $219,450 (20.3%) | $283,752 (9.3%) | 0.73 | 576 |
| 2018-06-01 | $219,900 (17.3%) | $284,487 (10.0%) | 0.73 | 592 |
| 2018-07-01 | $219,200 (15.4%) | $282,292 (12.3%) | 0.73 | 630 |
| 2018-08-01 | $211,950 (11.9%) | $275,112 (9.9%) | 0.71 | 609 |
| 2018-09-01 | $199,750 (5.2%) | $262,523 (4.1%) | 0.67 | 605 |
| 2018-10-01 | $199,900 (3.0%) | $265,012 (3.2%) | 0.67 | 587 |
| 2018-11-01 | $194,900 (3.1%) | $263,035 (5.5%) | 0.65 | 580 |
| 2018-12-01 | $197,500 (4.0%) | $264,265 (3.6%) | 0.68 | 553 |
| 2019-01-01 | $197,500 (5.8%) | $263,683 (3.2%) | 0.68 | 522 |
| 2019-02-01 | $203,000 (4.1%) | $271,124 (3.3%) | 0.68 | 516 |
| 2019-03-01 | $199,729 (-0.1%) | $274,661 (1.0%) | 0.65 | 528 |
| 2019-04-01 | $199,529 (-4.2%) | $275,041 (-0.5%) | 0.63 | 535 |
| 2019-05-01 | $199,700 (-9.0%) | $280,241 (-1.2%) | 0.62 | 502 |
| 2019-06-01 | $199,900 (-9.1%) | $279,451 (-1.8%) | 0.62 | 513 |
| 2019-07-01 | $207,450 (-5.4%) | $275,051 (-2.6%) | 0.64 | 535 |
| 2019-08-01 | $197,357 (-6.9%) | $268,164 (-2.5%) | 0.62 | 534 |
| 2019-09-01 | $190,200 (-4.8%) | $259,053 (-1.3%) | 0.60 | 522 |
| 2019-10-01 | $183,200 (-8.4%) | $251,533 (-5.1%) | 0.58 | 525 |
| 2019-11-01 | $184,900 (-5.1%) | $248,548 (-5.5%) | 0.60 | 505 |
| 2019-12-01 | $189,900 (-3.9%) | $247,954 (-6.2%) | 0.63 | 483 |
| 2020-01-01 | $189,900 (-3.9%) | $247,865 (-6.0%) | 0.63 | 459 |
| 2020-02-01 | $191,000 (-5.9%) | $251,524 (-7.2%) | 0.62 | 447 |
| 2020-03-01 | $194,900 (-2.4%) | $256,534 (-6.6%) | 0.61 | 419 |
| 2020-04-01 | $192,450 (-3.6%) | $256,442 (-6.8%) | 0.60 | 432 |
| 2020-05-01 | $205,000 (2.7%) | $269,957 (-3.7%) | 0.62 | 387 |
| 2020-06-01 | $219,400 (9.8%) | $271,187 (-3.0%) | 0.64 | 362 |
| 2020-07-01 | $234,250 (12.9%) | $275,729 (0.3%) | 0.67 | 332 |
| 2020-08-01 | $255,000 (29.2%) | $298,578 (11.3%) | 0.73 | 288 |
| 2020-09-01 | $259,450 (36.4%) | $304,003 (17.4%) | 0.74 | 296 |
| 2020-10-01 | $236,900 (29.3%) | $307,904 (22.4%) | 0.68 | 311 |
| 2020-11-01 | $239,200 (29.4%) | $318,767 (28.3%) | 0.68 | 291 |
| 2020-12-01 | $237,700 (25.2%) | $326,252 (31.6%) | 0.70 | 269 |
| 2021-01-01 | $229,500 (20.9%) | $333,796 (34.7%) | 0.68 | 230 |
| 2021-02-01 | $239,230 (25.3%) | $337,961 (34.4%) | 0.69 | 214 |
| 2021-03-01 | $243,450 (24.9%) | $352,983 (37.6%) | 0.68 | 207 |
| 2021-04-01 | $249,900 (29.9%) | $377,726 (47.3%) | 0.67 | 190 |
| 2021-05-01 | $269,900 (31.7%) | $420,350 (55.7%) | 0.71 | 187 |
| 2021-06-01 | $279,150 (27.2%) | $430,468 (58.7%) | 0.73 | 172 |
| 2021-07-01 | $249,900 (6.7%) | $391,928 (42.1%) | 0.65 | 192 |
| 2021-08-01 | $241,400 (-5.3%) | $350,393 (17.4%) | 0.63 | 245 |
| 2021-09-01 | $244,000 (-6.0%) | $345,825 (13.8%) | 0.64 | 245 |
| 2021-10-01 | $228,900 (-3.4%) | $337,169 (9.5%) | 0.60 | 242 |
| 2021-11-01 | $229,450 (-4.1%) | $315,615 (-1.0%) | 0.60 | 235 |
| 2021-12-01 | $223,000 (-6.2%) | $311,959 (-4.4%) | 0.59 | 215 |
| 2022-01-01 | $229,900 (0.2%) | $353,110 (5.8%) | 0.61 | 179 |
| 2022-02-01 | $253,950 (6.2%) | $409,648 (21.2%) | 0.65 | 146 |
| 2022-03-01 | $257,500 (5.8%) | $405,809 (15.0%) | 0.64 | 147 |
| 2022-04-01 | $299,000 (19.7%) | $415,784 (10.1%) | 0.70 | 149 |
| 2022-05-01 | $299,900 (11.1%) | $407,666 (-3.0%) | 0.67 | 198 |
HATTIESBURG's median listing price comes in at 67% of the national average.
HATTIESBURG's average listing price for 2022-05-01 was $407,666, a difference of $-12,684 (-3.0%) versus the prior year and $-8,118 versus the prior month.
For the 2022-05-01 period, HATTIESBURG had 198 MLS listings, a difference of 49 listings (33%) versus the prior month and 11 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 101 days | 1,998 sqft |
| 2018-02-01 | 96 days | 2,036 sqft |
| 2018-03-01 | 69 days | 2,120 sqft |
| 2018-04-01 | 60 days | 2,196 sqft |
| 2018-05-01 | 71 days | 2,187 sqft |
| 2018-06-01 | 74 days | 2,235 sqft |
| 2018-07-01 | 74 days | 2,204 sqft |
| 2018-08-01 | 78 days | 2,165 sqft |
| 2018-09-01 | 78 days | 2,130 sqft |
| 2018-10-01 | 81 days | 2,102 sqft |
| 2018-11-01 | 83 days | 2,117 sqft |
| 2018-12-01 | 94 days | 2,132 sqft |
| 2019-01-01 | 96 days | 2,049 sqft |
| 2019-02-01 | 99 days | 2,049 sqft |
| 2019-03-01 | 68 days | 2,081 sqft |
| 2019-04-01 | 64 days | 2,111 sqft |
| 2019-05-01 | 67 days | 2,223 sqft |
| 2019-06-01 | 69 days | 2,251 sqft |
| 2019-07-01 | 72 days | 2,235 sqft |
| 2019-08-01 | 78 days | 2,236 sqft |
| 2019-09-01 | 74 days | 2,186 sqft |
| 2019-10-01 | 72 days | 2,079 sqft |
| 2019-11-01 | 77 days | 2,041 sqft |
| 2019-12-01 | 80 days | 2,027 sqft |
| 2020-01-01 | 80 days | 2,041 sqft |
| 2020-02-01 | 79 days | 2,001 sqft |
| 2020-03-01 | 63 days | 2,059 sqft |
| 2020-04-01 | 63 days | 2,008 sqft |
| 2020-05-01 | 73 days | 2,131 sqft |
| 2020-06-01 | 72 days | 2,195 sqft |
| 2020-07-01 | 65 days | 2,183 sqft |
| 2020-08-01 | 61 days | 2,359 sqft |
| 2020-09-01 | 58 days | 2,267 sqft |
| 2020-10-01 | 52 days | 2,178 sqft |
| 2020-11-01 | 60 days | 2,238 sqft |
| 2020-12-01 | 65 days | 2,189 sqft |
| 2021-01-01 | 70 days | 2,077 sqft |
| 2021-02-01 | 58 days | 2,034 sqft |
| 2021-03-01 | 48 days | 2,125 sqft |
| 2021-04-01 | 41 days | 2,211 sqft |
| 2021-05-01 | 46 days | 2,275 sqft |
| 2021-06-01 | 44 days | 2,383 sqft |
| 2021-07-01 | 37 days | 2,290 sqft |
| 2021-08-01 | 37 days | 2,089 sqft |
| 2021-09-01 | 45 days | 2,043 sqft |
| 2021-10-01 | 51 days | 1,957 sqft |
| 2021-11-01 | 54 days | 1,940 sqft |
| 2021-12-01 | 63 days | 1,845 sqft |
| 2022-01-01 | 68 days | 1,950 sqft |
| 2022-02-01 | 68 days | 2,247 sqft |
| 2022-03-01 | 35 days | 2,147 sqft |
| 2022-04-01 | 37 days | 2,183 sqft |
| 2022-05-01 | 29 days | 2,167 sqft |
HATTIESBURG's median square footage for active listings during the 2022-05-01 period was 2,167 sqft. One year prior, the average listing was 2,275 sqft.
