HATTIESBURG Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hattiesburg averaged 6.08% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.75% and one month ago for the week of 2022-05-19, the average rate was 5.32%.

Hattiesburg's average rate one year ago was 3.34%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.13%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Hattiesburg 30 Year Fixed Rate 2022-06-23 6.08%
Hattiesburg 30 Year Fixed Rate Refi 2022-06-23 6.13%
Hattiesburg 15 Year Fixed Rate 2022-06-23 5.72%
Hattiesburg 15 Year Fixed Rate Refi 2022-06-23 5.35%
Hattiesburg 30 Year FHA 2022-06-23 -0.04%
Hattiesburg 30 Year FHA Refi 2022-06-23 -0.22%
Hattiesburg 30 Year USDA 2022-06-23 -0.31%
Hattiesburg 30 Year USDA Refi 2022-06-23 0.19%
Hattiesburg 30 Year VA 2022-06-23 0.18%
Hattiesburg 30 Year VA Refi 2022-06-23 -0.21%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HATTIESBURG, MS.

HATTIESBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HATTIESBURG, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Trustmark National Bank 158 3.15% $3,435
QUICKEN LOANS, LLC 124 3.13% $4,702
LOANDEPOT.COM, LLC 113 3.05% $3,971
BancorpSouth Bank 109 3.10% $3,433
Community Bank of Mississippi 79 3.24% $3,404
Regions Bank 75 3.20% $3,355
Hamilton Mortgage Corporation 47 3.21% $3,835
CALIBER HOME LOANS, INC. 40 3.17% $4,512
The Citizens National Bank of Meridian 40 3.32% $2,845
Grand Bank for Savings, FSB 38 3.05% $1,962
UNITED WHOLESALE MORTGAGE, LLC 35 3.02% $4,907
Hancock Whitney Bank 32 2.95% $3,964
Wells Fargo Bank 24 3.39% $2,965
FIDELITY BANK 23 3.19% $3,904
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 3.26% $3,613
AMERISAVE MORTGAGE CORPORATION 20 2.90% $5,806
KEESLER 18 3.14% $3,079
HOME POINT FINANCIAL CORPORATION 17 3.10% $2,608
Citizens Bank 15 2.96% $4,491
GMFS LLC 14 3.23% $4,281
BETTER MORTGAGE CORPORATION 10 3.19% $2,414
Renasant Bank 10 3.14% $4,244
Flagstar Bank, FSB 9 3.04% $4,055
STOCKTON MORTGAGE CORPORATION 9 3.51% $5,506
Bank of England 8 3.30% $3,953
ACADEMY MORTGAGE CORPORATION 8 3.39% $5,691
GUILD MORTGAGE COMPANY 8 3.09% $3,976
JPMorgan Chase Bank 8 3.17% $2,099
MORTGAGE INVESTORS GROUP, INC. 8 3.06% $5,825
Ixonia Bank 7 3.25% $3,510
NAVY FEDERAL CREDIT UNION 7 3.57% $2,345
FREEDOM MORTGAGE CORPORATION 7 3.21% $1,590
Ally Bank 6 3.04% $5,607
MOVEMENT MORTGAGE, LLC 6 3.36% $3,450
NEWREZ LLC 5 3.08% $3,390
Bank of America 5 2.73% $2,781
First Horizon Bank 5 3.05% $3,948
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.75% $4,438
Mortgage Research Center, LLC 5 2.80% $2,917
AMERICAN HOME LENDING USA, LLC 5 3.02% $3,840
CRESCENT MORTGAGE COMPANY 5 3.15% $4,040
Assurance Financial Group, L.L.C. 4 3.25% $3,421
ANGEL OAK HOME LOANS LLC 4 3.28% $3,740
AMERICAN FINANCING CORPORATION 4 3.09% $3,292
CHURCHILL MORTGAGE CORPORATION 4 3.22% $4,625
EVERETT FINANCIAL, INC. 4 3.47% $1,701
Hometown Lenders, Inc. 4 3.75% $5,041
PLANET HOME LENDING, LLC 4 3.34% $4,752
BROKER SOLUTIONS, INC. 4 3.06% $3,504
BankPlus 4 3.19% $2,452
FirstBank 3 3.00% $3,877
Goldwater Bank, N.A. 3 3.21% $3,979
HOMESIDE FINANCIAL, LLC 3 3.00% $3,675
Mr. Cooper ( Nationstar Mortgage ) 3 3.25% $5,704
Origin Bank 3 3.08% $3,605
PENNYMAC LOAN SERVICES, LLC 3 3.33% $5,827
Peoples Bank 3 3.25% $5,004
PNC Bank 3 2.96% $4,492
ROYAL UNITED MORTGAGE LLC 3 3.42% $6,791
The Federal Savings Bank 3 3.17% $12,157
Truist Bank 3 3.20% $3,156
Magnolia Bank 2 3.13% $2,649
CROSSCOUNTRY MORTGAGE, LLC 2 3.50% $5,808
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION 2 4.13% $3,809
GUARANTY HOME MORTGAGE CORPORATION 2 3.25% $3,648
Carrington Mortgage Services, LLC 2 3.63% $3,489
U.S. Bank 2 3.31% $3,890
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.18% $5,456
FINANCE OF AMERICA MORTGAGE LLC 2 3.81% $2,252
SUCCESS MORTGAGE PARTNERS, INC. 2 3.06% $2,726
CMG MORTGAGE, INC. 2 3.19% $5,209
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.13% $4,127
EVANSVILLE TEACHERS 2 3.13% $3,586
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $3,459
PENTAGON FEDERAL CREDIT UNION 1 3.13% $2,372
USAA Federal Savings Bank 1 2.88% $3,106
BNY Mellon 1 2.75% $7,841
Bank of Whittier 1 2.88% $5,178
Austin Capital Bank SSB 1 2.99% $4,333
RIVERTRUST Federal Credit Union 1 3.00% $2,939
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $3,380
RUOFF MORTGAGE COMPANY, INC. 1 3.00% $2,730
Servion, Inc. 1 2.75% $3,685
SOFI LENDING CORP. 1 2.88% $3,191
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 2.75% $3,156
South State Bank 1 2.88% $6,754
STEARNS LENDING, LLC 1 3.63% $5,106
Stifel Bank and Trust 1 2.13% $2,782
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.00% $7,554
Strong Home Mortgage, LLC 1 3.00% $2,461
SUN WEST MORTGAGE COMPANY, INC. 1 3.25% $3,675
Amerifirst Financial, Inc. 1 3.63% $5,491
Willamette Valley Bank 1 3.63% $4,682
The First, A National Banking Association 1 2.87% $3,774
First Guaranty Mortgage Corporation 1 2.99% $2,203
DELMAR FINANCIAL COMPANY 1 3.00% $3,404
First Federal Bank, A FSB 1 2.88% $3,123
The Union Bank Company 1 3.13% $3,678
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 4.88% $3,911
INTERLINC MORTGAGE SERVICES, LLC 1 3.00% $5,363
HANCOCK MORTGAGE PARTNERS, LLC 1 3.38% $4,130
DATA MORTGAGE, INC. 1 3.00% $3,399
KELLER MORTGAGE, LLC 1 3.13% $2,304
DAS Acquisition Company, LLC 1 2.38% $3,727
CORNERSTONE HOME LENDING, INC. 1 2.88% $4,287
Colonial Savings, F.A. 1 3.25% $2,336
Wyndham Capital Mortgage, Inc. 1 3.13% $4,005
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $3,178
Nations Lending Corporation 1 3.75% $3,601
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.25% $2,249
Cf Bank 1 3.00% $1,078
North American Savings Bank, F.S.B. 1 3.00% $1,354

HATTIESBURG, MS's 112 lenders originated 5,202 loans during 2021. The total origination value was $1,055,880,000, with an average loan value of $202,976.

The top HATTIESBURG lender as defined by loan originations is Trustmark National Bank, with 158 loans originated. Their average total fees are $3,435, which is $1,266 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HATTIESBURG lenders (with over 10 loans originated) are Grand Bank for Savings, FSB ($1,962), BETTER MORTGAGE CORPORATION ($2,414), HOME POINT FINANCIAL CORPORATION ($2,608), The Citizens National Bank of Meridian ($2,845) and Wells Fargo Bank ($2,965).

The lowest rate HATTIESBURG lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.90%), Hancock Whitney Bank (2.95%), Citizens Bank (2.96%), UNITED WHOLESALE MORTGAGE, LLC (3.02%) and Grand Bank for Savings, FSB (3.05%).

HATTIESBURG, MS Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Trustmark National Bank $86,920,000 $95,000,000 9.3% 9.0%
QUICKEN LOANS, LLC $56,210,000 $62,390,000 11.0% 5.9%
The First, A National Banking Association $61,925,000 $60,885,000 -1.7% 5.8%
Community Bank of Mississippi $54,255,000 $59,715,000 10.1% 5.7%
BancorpSouth Bank $56,110,000 $59,055,000 5.2% 5.6%
LOANDEPOT.COM, LLC $36,410,000 $51,920,000 42.6% 4.9%
PriorityOne Bank $35,215,000 $40,765,000 15.8% 3.9%
Regions Bank $35,150,000 $31,955,000 -9.1% 3.0%
Wells Fargo Bank $8,255,000 $30,950,000 274.9% 2.9%
WALKER & DUNLOP, LLC $28,145,000 n/a 2.7%
Magnolia State Bank $33,825,000 $26,965,000 -20.3% 2.6%
Citizens Bank $6,925,000 $26,590,000 284.0% 2.5%
CALIBER HOME LOANS, INC. $23,040,000 $26,455,000 14.8% 2.5%
The Citizens National Bank of Meridian $34,955,000 $26,150,000 -25.2% 2.5%
Mortgage Research Center, LLC $16,515,000 $24,560,000 48.7% 2.3%
FREEDOM MORTGAGE CORPORATION $22,225,000 $21,505,000 -3.2% 2.0%
Hancock Whitney Bank $19,045,000 $21,315,000 11.9% 2.0%
Hamilton Mortgage Corporation $20,095,000 $19,610,000 -2.4% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $9,375,000 $16,645,000 77.5% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,040,000 $14,770,000 265.6% 1.4%
BankFirst Financial Services $8,105,000 $13,675,000 68.7% 1.3%
Grand Bank for Savings, FSB $14,950,000 $12,475,000 -16.6% 1.2%
First Bank $23,960,000 $10,165,000 -57.6% 1.0%
KEESLER $22,355,000 $10,040,000 -55.1% 1.0%
FIDELITY BANK $13,695,000 $9,335,000 -31.8% 0.9%
HOME POINT FINANCIAL CORPORATION $3,300,000 $9,055,000 174.4% 0.9%
AMERISAVE MORTGAGE CORPORATION $2,615,000 $7,845,000 200.0% 0.7%
PENNYMAC LOAN SERVICES, LLC $3,445,000 $7,495,000 117.6% 0.7%
USAA Federal Savings Bank $6,730,000 $7,130,000 5.9% 0.7%
ACADEMY MORTGAGE CORPORATION $1,510,000 $7,075,000 368.5% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $5,930,000 $6,930,000 16.9% 0.7%
Citizens Bank $6,925,000 $6,790,000 -1.9% 0.6%
Merchants & Marine Bank $95,000 $6,720,000 6,973.7% 0.6%
NAVY FEDERAL CREDIT UNION $4,305,000 $6,035,000 40.2% 0.6%
Bank of England $3,530,000 $5,725,000 62.2% 0.5%
Renasant Bank $3,360,000 $5,660,000 68.5% 0.5%
21ST MORTGAGE CORPORATION $5,025,000 $5,445,000 8.4% 0.5%
BETTER MORTGAGE CORPORATION $3,155,000 $5,300,000 68.0% 0.5%
NEWREZ LLC $1,065,000 $4,900,000 360.1% 0.5%
GMFS LLC $2,545,000 $4,775,000 87.6% 0.5%
Great Southern Bank $1,780,000 $4,295,000 141.3% 0.4%
STOCKTON MORTGAGE CORPORATION $4,055,000 n/a 0.4%
Flagstar Bank, FSB $1,800,000 $3,985,000 121.4% 0.4%
MORTGAGE INVESTORS GROUP, INC. $1,350,000 $3,665,000 171.5% 0.3%
Ixonia Bank $3,645,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,495,000 $3,600,000 -19.9% 0.3%
GUILD MORTGAGE COMPANY $2,480,000 $3,485,000 40.5% 0.3%
Southern Bancorp Bank $9,910,000 $3,435,000 -65.3% 0.3%
JPMorgan Chase Bank $3,275,000 $3,405,000 4.0% 0.3%
NEW DAY FINANCIAL, LLC $2,785,000 $3,260,000 17.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,060,000 $3,235,000 205.2% 0.3%
Ally Bank $105,000 $3,110,000 2,861.9% 0.3%
First Horizon Bank $2,985,000 n/a 0.3%
U.S. Bank $2,525,000 $2,960,000 17.2% 0.3%
BankPlus $1,795,000 $2,955,000 64.6% 0.3%
PLANET HOME LENDING, LLC $3,175,000 $2,910,000 -8.3% 0.3%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $2,875,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,475,000 $2,830,000 91.9% 0.3%
Bank of America $1,195,000 $2,795,000 133.9% 0.3%
EVERETT FINANCIAL, INC. $1,580,000 $2,780,000 75.9% 0.3%
FirstBank $2,280,000 $2,605,000 14.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $290,000 $2,430,000 737.9% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $2,365,000 n/a 0.2%
Peoples Bank $1,945,000 $2,305,000 18.5% 0.2%
Paramount Residential Mortgage Group, Inc. $2,115,000 $2,175,000 2.8% 0.2%
Carrington Mortgage Services, LLC $2,525,000 $2,150,000 -14.9% 0.2%
CRESCENT MORTGAGE COMPANY $585,000 $2,150,000 267.5% 0.2%
AMERICAN HOME LENDING USA, LLC $270,000 $2,030,000 651.9% 0.2%
CMG MORTGAGE, INC. $1,260,000 $1,905,000 51.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $470,000 $1,855,000 294.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $220,000 $1,800,000 718.2% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $3,955,000 $1,790,000 -54.7% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,475,000 $1,780,000 20.7% 0.2%
Goldwater Bank, N.A. $1,055,000 $1,740,000 64.9% 0.2%
BROKER SOLUTIONS, INC. $530,000 $1,705,000 221.7% 0.2%
The Federal Savings Bank $895,000 $1,640,000 83.2% 0.2%
MOVEMENT MORTGAGE, LLC $485,000 $1,585,000 226.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,810,000 $1,510,000 -60.4% 0.1%
AMERICAN FINANCING CORPORATION $200,000 $1,415,000 607.5% 0.1%
Hometown Lenders, Inc. $165,000 $1,380,000 736.4% 0.1%
Barrington Bank & Trust Company, N.A. $1,990,000 $1,335,000 -32.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,320,000 n/a 0.1%
BNY Mellon $1,315,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,240,000 $1,285,000 3.6% 0.1%
PNC Bank $340,000 $1,260,000 270.6% 0.1%
Truist Bank $1,245,000 $1,180,000 -5.2% 0.1%
ANGEL OAK HOME LOANS LLC $135,000 $1,125,000 733.3% 0.1%
Origin Bank $840,000 $1,070,000 27.4% 0.1%
CSL Financial, LLC $370,000 $1,045,000 182.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $2,220,000 $1,005,000 -54.7% 0.1%
EVANSVILLE TEACHERS $2,055,000 $970,000 -52.8% 0.1%
MID AMERICA MORTGAGE, INC. $395,000 $970,000 145.6% 0.1%
DAS Acquisition Company, LLC $555,000 $935,000 68.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $665,000 $905,000 36.1% 0.1%
Reliant Bank $985,000 $880,000 -10.7% 0.1%
Austin Capital Bank SSB $390,000 $865,000 121.8% 0.1%
South State Bank $865,000 n/a 0.1%
OPEN MORTGAGE, LLC $105,000 $785,000 647.6% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $785,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $560,000 $770,000 37.5% 0.1%
Metairie Bank & Trust Company $755,000 n/a 0.1%
Morgan Stanley Private Bank $1,125,000 $755,000 -32.9% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $735,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $535,000 $705,000 31.8% 0.1%
Waterstone Mortgage Corporation $705,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $1,270,000 $670,000 -47.2% 0.1%
HOMESIDE FINANCIAL, LLC $630,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $330,000 $620,000 87.9% 0.1%
ZILLOW HOME LOANS, LLC $545,000 $615,000 12.8% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $610,000 n/a 0.1%
Mid-Continent Funding, Inc. $590,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $295,000 $585,000 98.3% 0.1%
First Guaranty Mortgage Corporation $105,000 $565,000 438.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $335,000 $560,000 67.2% 0.1%
PHH Mortgage Corporation $205,000 $540,000 163.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $810,000 $535,000 -34.0% 0.1%
Nations Lending Corporation $245,000 $530,000 116.3% 0.1%
Texana Bank $145,000 $525,000 262.1% 0.0%
RIVERTRUST Federal Credit Union $520,000 n/a 0.0%
Magnolia Bank $455,000 $515,000 13.2% 0.0%
DELMAR FINANCIAL COMPANY $1,435,000 $485,000 -66.2% 0.0%
ROYAL UNITED MORTGAGE LLC $1,110,000 $485,000 -56.3% 0.0%
Willamette Valley Bank $475,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $470,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $450,000 $455,000 1.1% 0.0%
SouthPoint Bank $760,000 $445,000 -41.4% 0.0%
Assurance Financial Group, L.L.C. $460,000 $440,000 -4.3% 0.0%
Wyndham Capital Mortgage, Inc. $155,000 $440,000 183.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $630,000 $435,000 -31.0% 0.0%
Amerifirst Financial, Inc. $430,000 n/a 0.0%
First South Farm Credit, ACA $425,000 n/a 0.0%
The Citizens Bank of Philadelphia, Mississippi $1,910,000 $420,000 -78.0% 0.0%
BNC National Bank $405,000 n/a 0.0%
SUNBELT Federal Credit Union $450,000 $405,000 -10.0% 0.0%
Progress Bank and Trust $400,000 n/a 0.0%
FAY SERVICING, LLC $390,000 n/a 0.0%
SOFI LENDING CORP. $455,000 $380,000 -16.5% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $370,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $160,000 $370,000 131.3% 0.0%
Community First National Bank $360,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $205,000 $355,000 73.2% 0.0%
First Option Mortgage, LLC $480,000 $345,000 -28.1% 0.0%
The Union Bank Company $345,000 n/a 0.0%
Servion, Inc. $335,000 n/a 0.0%
Colonial Savings, F.A. $330,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $325,000 n/a 0.0%
Bank of Whittier $725,000 $315,000 -56.6% 0.0%
North American Savings Bank, F.S.B. $490,000 $315,000 -35.7% 0.0%
The Peoples Bank, Biloxi, Mississippi $315,000 n/a 0.0%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $310,000 n/a 0.0%
GUARANTEED RATE, INC. $1,240,000 $295,000 -76.2% 0.0%
Cf Bank $285,000 n/a 0.0%
GSF Mortgage Corporation $285,000 n/a 0.0%
Bank of Yazoo City $170,000 $265,000 55.9% 0.0%
First Federal Bank, A FSB $830,000 $265,000 -68.1% 0.0%
Cadence Bank, N.A. $255,000 n/a 0.0%
DATA MORTGAGE, INC. $255,000 n/a 0.0%
Merchants Bank of Indiana $255,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $105,000 $250,000 138.1% 0.0%
STANDARD MORTGAGE CORPORATION $830,000 $250,000 -69.9% 0.0%
KELLER MORTGAGE, LLC $1,055,000 $245,000 -76.8% 0.0%
Stifel Bank and Trust $235,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $240,000 $225,000 -6.3% 0.0%
First Security Bank $225,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $335,000 $225,000 -32.8% 0.0%
Home Bank $215,000 n/a 0.0%
Lakeview Community Capital, LLC $890,000 $215,000 -75.8% 0.0%
CHEVRON $205,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $205,000 n/a 0.0%
Triumph Bank $205,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $195,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $385,000 $190,000 -50.6% 0.0%
AMERICAN ADVISORS GROUP $360,000 $185,000 -48.6% 0.0%
COMMUNITY MORTGAGE CORPORATION $530,000 $185,000 -65.1% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $185,000 n/a 0.0%
INLANTA MORTGAGE, INC. $105,000 $185,000 76.2% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $175,000 n/a 0.0%
STEARNS LENDING, LLC $175,000 $175,000 0.0% 0.0%
Strong Home Mortgage, LLC $345,000 $175,000 -49.3% 0.0%
First Federal Savings and Loan Association $675,000 $165,000 -75.6% 0.0%
UNION HOME MORTGAGE CORP. $165,000 n/a 0.0%
Armed Forces Bank $145,000 n/a 0.0%
PERFORMANCE MORTGAGE LLC $440,000 $145,000 -67.0% 0.0%
b1BANK $125,000 n/a 0.0%
THRIVE MORTGAGE, LLC $115,000 n/a 0.0%
LHM FINANCIAL CORPORATION $105,000 n/a 0.0%
American Mortgage Bank, LLC $95,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $200,000 $95,000 -52.5% 0.0%
First Bank $23,960,000 $95,000 -99.6% 0.0%
Discover Bank $200,000 $90,000 -55.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $85,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $65,000 n/a 0.0%
NASA Federal Credit Union $65,000 n/a 0.0%
NAVIGATOR CU $65,000 n/a 0.0%
SUPERIOR CHOICE $65,000 n/a 0.0%
America's Mortgage Resource, Inc. $175,000 $45,000 -74.3% 0.0%
Figure Lending LLC $45,000 n/a 0.0%
SIRVA MORTGAGE, INC. $45,000 n/a 0.0%
South Lafourche Bank & Trust Company $45,000 n/a 0.0%
1st Franklin Financial Corporation $45,000 $40,000 -11.1% 0.0%
The Huntington National Bank $35,000 n/a 0.0%

HATTIESBURG's top lender by overall market share is Trustmark National Bank, with 9.0% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $62,390,000 in loans. In third place, with 5.8%, is The First, A National Banking Association, having originated $60,885,000 in loans. In third place, with 5.7%, is Community Bank of Mississippi, having originated $59,715,000 in loans. In third place, with 5.6%, is BancorpSouth Bank, having originated $59,055,000 in loans.


HATTIESBURG, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,620 $541,640,000 $206,733
Refi 1,768 $393,810,000 $222,743
Cash Out Refi 512 $91,780,000 $179,258
Other 197 $17,675,000 $89,721
Home Improvement 105 $10,975,000 $104,524

Hattiesburg's most frequently cited loan purpose was Home Purchase, with 2,620 originations. The 2nd most popular reason was Refi, with 1,768 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,754 $364,200,000 $207,640
3-4% 1,638 $366,140,000 $223,529
<2.5% 975 $207,745,000 $213,072
4-5% 271 $40,045,000 $147,768
5-6% 95 $10,075,000 $106,053
Over 8% 94 $6,280,000 $66,809
7-8% 67 $4,505,000 $67,239
6-7% 65 $5,845,000 $89,923

During 2021, Hattiesburg's most frequently originated rate bucket was 2.5-3%, with 1,754 originations.

Loan Sizing (HATTIESBURG, MS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,136 $319,670,000 $149,658
$200k-400k 1,604 $424,140,000 $264,426
$100,000 or less 1,185 $72,365,000 $61,068
$400k-600k 191 $90,725,000 $475,000
$600k-1000k 53 $39,315,000 $741,792
$Over $1MM 33 $109,665,000 $3,323,182

HATTIESBURG's loan sizing saw the bucket of loans from $100k-200k with 2,136 originations, totaling $319,670,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,381 $504,755,000 $211,993
60-80% 1,319 $307,555,000 $233,173
40-60% 480 $77,090,000 $160,604
20-40% 302 $25,570,000 $84,669
Under 20% 198 $7,520,000 $37,980
Over 100% 108 $29,950,000 $277,315

HATTIESBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,381 originations, totaling $504,755,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $186,750 (5.5%) $255,569 (10.2%) 0.69 528
2018-02-01 $194,950 (10.3%) $262,350 (8.6%) 0.70 517
2018-03-01 $200,000 (11.3%) $271,931 (8.2%) 0.69 542
2018-04-01 $208,250 (12.6%) $276,467 (7.6%) 0.70 581
2018-05-01 $219,450 (20.3%) $283,752 (9.3%) 0.73 576
2018-06-01 $219,900 (17.3%) $284,487 (10.0%) 0.73 592
2018-07-01 $219,200 (15.4%) $282,292 (12.3%) 0.73 630
2018-08-01 $211,950 (11.9%) $275,112 (9.9%) 0.71 609
2018-09-01 $199,750 (5.2%) $262,523 (4.1%) 0.67 605
2018-10-01 $199,900 (3.0%) $265,012 (3.2%) 0.67 587
2018-11-01 $194,900 (3.1%) $263,035 (5.5%) 0.65 580
2018-12-01 $197,500 (4.0%) $264,265 (3.6%) 0.68 553
2019-01-01 $197,500 (5.8%) $263,683 (3.2%) 0.68 522
2019-02-01 $203,000 (4.1%) $271,124 (3.3%) 0.68 516
2019-03-01 $199,729 (-0.1%) $274,661 (1.0%) 0.65 528
2019-04-01 $199,529 (-4.2%) $275,041 (-0.5%) 0.63 535
2019-05-01 $199,700 (-9.0%) $280,241 (-1.2%) 0.62 502
2019-06-01 $199,900 (-9.1%) $279,451 (-1.8%) 0.62 513
2019-07-01 $207,450 (-5.4%) $275,051 (-2.6%) 0.64 535
2019-08-01 $197,357 (-6.9%) $268,164 (-2.5%) 0.62 534
2019-09-01 $190,200 (-4.8%) $259,053 (-1.3%) 0.60 522
2019-10-01 $183,200 (-8.4%) $251,533 (-5.1%) 0.58 525
2019-11-01 $184,900 (-5.1%) $248,548 (-5.5%) 0.60 505
2019-12-01 $189,900 (-3.9%) $247,954 (-6.2%) 0.63 483
2020-01-01 $189,900 (-3.9%) $247,865 (-6.0%) 0.63 459
2020-02-01 $191,000 (-5.9%) $251,524 (-7.2%) 0.62 447
2020-03-01 $194,900 (-2.4%) $256,534 (-6.6%) 0.61 419
2020-04-01 $192,450 (-3.6%) $256,442 (-6.8%) 0.60 432
2020-05-01 $205,000 (2.7%) $269,957 (-3.7%) 0.62 387
2020-06-01 $219,400 (9.8%) $271,187 (-3.0%) 0.64 362
2020-07-01 $234,250 (12.9%) $275,729 (0.3%) 0.67 332
2020-08-01 $255,000 (29.2%) $298,578 (11.3%) 0.73 288
2020-09-01 $259,450 (36.4%) $304,003 (17.4%) 0.74 296
2020-10-01 $236,900 (29.3%) $307,904 (22.4%) 0.68 311
2020-11-01 $239,200 (29.4%) $318,767 (28.3%) 0.68 291
2020-12-01 $237,700 (25.2%) $326,252 (31.6%) 0.70 269
2021-01-01 $229,500 (20.9%) $333,796 (34.7%) 0.68 230
2021-02-01 $239,230 (25.3%) $337,961 (34.4%) 0.69 214
2021-03-01 $243,450 (24.9%) $352,983 (37.6%) 0.68 207
2021-04-01 $249,900 (29.9%) $377,726 (47.3%) 0.67 190
2021-05-01 $269,900 (31.7%) $420,350 (55.7%) 0.71 187
2021-06-01 $279,150 (27.2%) $430,468 (58.7%) 0.73 172
2021-07-01 $249,900 (6.7%) $391,928 (42.1%) 0.65 192
2021-08-01 $241,400 (-5.3%) $350,393 (17.4%) 0.63 245
2021-09-01 $244,000 (-6.0%) $345,825 (13.8%) 0.64 245
2021-10-01 $228,900 (-3.4%) $337,169 (9.5%) 0.60 242
2021-11-01 $229,450 (-4.1%) $315,615 (-1.0%) 0.60 235
2021-12-01 $223,000 (-6.2%) $311,959 (-4.4%) 0.59 215
2022-01-01 $229,900 (0.2%) $353,110 (5.8%) 0.61 179
2022-02-01 $253,950 (6.2%) $409,648 (21.2%) 0.65 146
2022-03-01 $257,500 (5.8%) $405,809 (15.0%) 0.64 147
2022-04-01 $299,000 (19.7%) $415,784 (10.1%) 0.70 149
2022-05-01 $299,900 (11.1%) $407,666 (-3.0%) 0.67 198
HATTIESBURG's median listing price for 2022-05-01 was $299,900, a difference of $30,000 (11.1%) versus the prior year and $900 versus the prior month.

HATTIESBURG's median listing price comes in at 67% of the national average.

HATTIESBURG's average listing price for 2022-05-01 was $407,666, a difference of $-12,684 (-3.0%) versus the prior year and $-8,118 versus the prior month.

For the 2022-05-01 period, HATTIESBURG had 198 MLS listings, a difference of 49 listings (33%) versus the prior month and 11 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HATTIESBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 101 days 1,998 sqft
2018-02-01 96 days 2,036 sqft
2018-03-01 69 days 2,120 sqft
2018-04-01 60 days 2,196 sqft
2018-05-01 71 days 2,187 sqft
2018-06-01 74 days 2,235 sqft
2018-07-01 74 days 2,204 sqft
2018-08-01 78 days 2,165 sqft
2018-09-01 78 days 2,130 sqft
2018-10-01 81 days 2,102 sqft
2018-11-01 83 days 2,117 sqft
2018-12-01 94 days 2,132 sqft
2019-01-01 96 days 2,049 sqft
2019-02-01 99 days 2,049 sqft
2019-03-01 68 days 2,081 sqft
2019-04-01 64 days 2,111 sqft
2019-05-01 67 days 2,223 sqft
2019-06-01 69 days 2,251 sqft
2019-07-01 72 days 2,235 sqft
2019-08-01 78 days 2,236 sqft
2019-09-01 74 days 2,186 sqft
2019-10-01 72 days 2,079 sqft
2019-11-01 77 days 2,041 sqft
2019-12-01 80 days 2,027 sqft
2020-01-01 80 days 2,041 sqft
2020-02-01 79 days 2,001 sqft
2020-03-01 63 days 2,059 sqft
2020-04-01 63 days 2,008 sqft
2020-05-01 73 days 2,131 sqft
2020-06-01 72 days 2,195 sqft
2020-07-01 65 days 2,183 sqft
2020-08-01 61 days 2,359 sqft
2020-09-01 58 days 2,267 sqft
2020-10-01 52 days 2,178 sqft
2020-11-01 60 days 2,238 sqft
2020-12-01 65 days 2,189 sqft
2021-01-01 70 days 2,077 sqft
2021-02-01 58 days 2,034 sqft
2021-03-01 48 days 2,125 sqft
2021-04-01 41 days 2,211 sqft
2021-05-01 46 days 2,275 sqft
2021-06-01 44 days 2,383 sqft
2021-07-01 37 days 2,290 sqft
2021-08-01 37 days 2,089 sqft
2021-09-01 45 days 2,043 sqft
2021-10-01 51 days 1,957 sqft
2021-11-01 54 days 1,940 sqft
2021-12-01 63 days 1,845 sqft
2022-01-01 68 days 1,950 sqft
2022-02-01 68 days 2,247 sqft
2022-03-01 35 days 2,147 sqft
2022-04-01 37 days 2,183 sqft
2022-05-01 29 days 2,167 sqft
HATTIESBURG's median listing age (time on market) for 2022-05-01 was 29 days. This is -38% shorter than the same period one year ago.

HATTIESBURG's median square footage for active listings during the 2022-05-01 period was 2,167 sqft. One year prior, the average listing was 2,275 sqft.