FORT SMITH Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fort Smith averaged 6.84% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

    The average rate for the prior week (2022-11-23) was 6.93% and one month ago for the week of 2022-10-27, the average rate was 7.23%.

    Fort Smith's average rate one year ago was 3.53%.

    For refis of the same type during the week of 2022-12-01, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-12-01 6.49%
    Fort Smith 30 Year Fixed Rate 2022-12-01 6.84%
    Fort Smith 30 Year Fixed Rate Refi 2022-12-01 6.68%
    Fort Smith 15 Year Fixed Rate 2022-12-01 6.65%
    Fort Smith 15 Year Fixed Rate Refi 2022-12-01 6%
    Fort Smith 30 Year FHA 2022-12-01 6.11%
    Fort Smith 30 Year FHA Refi 2022-12-01 6.61%
    Fort Smith 30 Year USDA 2022-12-01 6.69%
    Fort Smith 30 Year USDA Refi 2022-12-01 6.36%
    Fort Smith 30 Year VA 2022-12-01 6.31%
    Fort Smith 30 Year VA Refi 2022-12-01 6.34%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FORT SMITH, AR-OK.

    FORT SMITH Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FORT SMITH, AR-OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Arvest Bank 391 3.14% $3,049
    Firstar Bank 244 2.93% $3,092
    QUICKEN LOANS, LLC 210 3.19% $4,877
    The First National Bank of Fort Smith 136 3.10% $2,436
    UNITED 128 3.27% $3,148
    BancorpSouth Bank 124 3.33% $2,587
    Armstrong Bank 68 3.13% $2,863
    First Financial Bank 63 3.08% $2,489
    Bank of England 52 3.19% $2,812
    SWBC MORTGAGE CORPORATION 49 3.22% $3,512
    Regions Bank 48 3.23% $2,167
    FIRST WESTERN MORTGAGE, INC. 43 2.97% $2,802
    Chambers Bank 42 2.89% $2,608
    Gateway First Bank 38 3.11% $2,275
    LOANDEPOT.COM, LLC 36 3.11% $4,291
    CALIBER HOME LOANS, INC. 33 3.10% $3,180
    Simmons Bank 32 3.05% $2,615
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 3.16% $3,566
    AMERISAVE MORTGAGE CORPORATION 29 3.02% $4,616
    Centennial Bank 27 3.50% $3,111
    ARKANSAS Federal Credit Union 23 2.80% $3,876
    Wells Fargo Bank 22 3.15% $3,447
    JPMorgan Chase Bank 19 3.21% $3,200
    U.S. Bank 16 3.16% $2,267
    Mr. Cooper ( Nationstar Mortgage ) 14 3.59% $5,110
    PENNYMAC LOAN SERVICES, LLC 14 3.19% $4,073
    DAS Acquisition Company, LLC 14 3.27% $2,963
    BETTER MORTGAGE CORPORATION 13 2.83% $3,010
    NAVY FEDERAL CREDIT UNION 13 3.52% $3,094
    Generations Bank 13 3.12% $2,557
    FirstTrust Home Loans, Inc. 13 2.93% $2,880
    PRIMELENDING, A PLAINSCAPITAL COMPANY 12 3.33% $2,790
    Eagle Bank and Trust Company 11 3.17% $2,288
    KELLER MORTGAGE, LLC 11 3.06% $2,005
    LEADERONE FINANCIAL CORPORATION 11 3.09% $3,032
    CORNERSTONE HOME LENDING, INC. 10 3.19% $5,445
    Priority Bank 10 2.96% $4,700
    First Security Bank 10 3.08% $3,364
    HOME POINT FINANCIAL CORPORATION 9 3.18% $2,103
    UNITED WHOLESALE MORTGAGE, LLC 9 3.12% $5,610
    Bank of America 9 3.18% $3,202
    Farm Credit Services of Western Arkansas, ACA 8 4.32% $5,053
    Carrington Mortgage Services, LLC 8 3.22% $3,249
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 2.92% $2,769
    NEWREZ LLC 6 3.58% $3,194
    Flagstar Bank, FSB 6 3.29% $3,374
    ZILLOW HOME LOANS, LLC 5 3.30% $3,373
    AMERICAN FINANCIAL NETWORK, INC. 5 3.20% $4,597
    AMERICAN FINANCING CORPORATION 5 3.05% $4,362
    BROKER SOLUTIONS, INC. 5 3.05% $5,543
    Citizens Bank 5 3.15% $3,865
    ENCORE BANK 5 2.90% $2,627
    FLAT BRANCH MORTGAGE, INC. 5 3.05% $2,581
    Wyndham Capital Mortgage, Inc. 5 3.53% $3,572
    EVERETT FINANCIAL, INC. 4 3.56% $1,618
    Truist 4 3.12% $4,002
    MORTGAGE ACCESS CORP. 4 3.22% $3,335
    First United Bank and Trust Company 4 3.38% $3,993
    Ally Bank 4 2.88% $2,908
    BOKF 4 3.03% $2,963
    UNION HOME MORTGAGE CORP. 4 3.09% $3,227
    First Guaranty Mortgage Corporation 4 3.34% $3,478
    GMFS LLC 4 3.03% $2,689
    BancFirst 3 2.96% $4,451
    ROYAL UNITED MORTGAGE LLC 3 3.83% $4,358
    RUOFF MORTGAGE COMPANY, INC. 3 3.00% $2,650
    NBKC BANK 3 3.42% $2,981
    FREEDOM MORTGAGE CORPORATION 3 3.17% $4,145
    United Fidelity Funding Corp. 3 3.33% $7,790
    Bank OZK 2 3.60% $807
    First Horizon Bank 2 3.13% $4,041
    Sierra Pacific Mortgage Company, Inc. 2 3.00% $3,374
    GUILD MORTGAGE COMPANY 2 2.94% $3,810
    Plains Commerce Bank 2 3.19% $2,507
    CHURCHILL MORTGAGE CORPORATION 2 3.13% $2,946
    RCB Bank 2 3.19% $3,400
    USAA Federal Savings Bank 2 3.19% $3,600
    ASSOCIATED MORTGAGE CORPORATION 2 3.25% $4,185
    PLAZA HOME MORTGAGE, INC. 2 3.12% $5,925
    GUARANTEED RATE, INC. 2 3.06% $3,398
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 2.94% $4,029
    OKLAHOMA'S 2 4.00% $3,359
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.63% $3,433
    First Federal Bank of Kansas City 1 3.00% $2,960
    OPEN MORTGAGE, LLC 1 3.13% $4,555
    Origin Bank 1 3.25% $2,679
    Paramount Residential Mortgage Group, Inc. 1 4.13% $4,100
    Bank of Springfield 1 3.18% $1,659
    PLANET HOME LENDING, LLC 1 3.25% $7,154
    PNC Bank 1 3.00% $2,570
    POLARIS HOME FUNDING CORP. 1 2.88% $4,809
    Axos Bank 1 2.75% $963
    Prosperity Bank 1 2.50% $3,067
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.88% $4,839
    ASSEMBLIES OF GOD Credit Union 1 2.63% $2,265
    RELIANCE FIRST CAPITAL, LLC 1 3.63% $5,001
    Servion, Inc. 1 3.38% $2,308
    AmeriHome Mortgage Company, LLC 1 3.38% $3,841
    SIRVA MORTGAGE, INC. 1 2.88% $0
    Stifel Bank and Trust 1 2.38% $2,288
    Stride Bank 1 3.13% $3,775
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $3,143
    AMERICAN INTERNET MORTGAGE, INC. 1 2.63% $2,722
    American Bank of Oklahoma 1 2.88% $2,489
    ALLIANT CREDIT UNION 1 3.00% $3,681
    Alerus Financial 1 2.50% $336
    WILLOW BEND MORTGAGE COMPANY, LLC 1 3.00% $3,030
    FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,446
    First Federal Bank 1 3.00% $4,614
    NBH Bank 1 3.37% $2,074
    FIDELITY BANK 1 3.50% $3,448
    First International Bank & Trust 1 5.00% $7,308
    First National Bank 1 3.13% $4,416
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.50% $3,360
    FBC MORTGAGE, LLC 1 3.38% $2,962
    First United Bank 1 4.00% $2,771
    Farmers Bank & Trust Company 1 3.63% $2,729
    ACADEMY MORTGAGE CORPORATION 1 3.25% $3,296
    ENDEAVOR CAPITAL, LLC. 1 3.13% $3,605
    Discover Bank 1 3.99% $0
    GERSHMAN INVESTMENT CORP. 1 2.88% $3,500
    Great Southern Bank 1 3.25% $6,406
    COMMUNITY MORTGAGE CORPORATION 1 4.38% $2,626
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $7,741
    Commerce Bank 1 3.13% $4,961
    Hometown Lenders, Inc. 1 3.50% $3,122
    City Bank 1 2.88% $2,904
    Citibank 1 3.00% $2,820
    LENDSURE MORTGAGE CORP. 1 4.88% $11,940
    Chickasaw Community Bank 1 2.75% $2,718
    Mabrey Bank 1 3.67% $3,428
    Mid-Continent Funding, Inc. 1 2.88% $4,624
    MORTGAGE CLEARING CORPORATION 1 2.50% $3,007
    MORTGAGE FINANCIAL SERVICES, LLC 1 3.12% $2,929
    Mortgage Research Center, LLC 1 2.75% $1,775
    MORTGAGE SOLUTIONS LLC 1 2.75% $3,166
    MOVEMENT MORTGAGE, LLC 1 3.19% $3,450

    FORT SMITH Average Closing Costs & Other Stats

    FORT SMITH, AR-OK's 137 lenders originated 8,007 loans during 2021. The total origination value was $1,405,395,000, with an average loan value of $175,521.

    FORT SMITH's average closing costs are $3,711.

    The top FORT SMITH lender as defined by loan originations is Arvest Bank, with 391 loans originated. Their average total fees are $3,049, which is $42 lower than the next largest lender, Firstar Bank.

    The lowest fee FORT SMITH lenders (with over 10 loans originated) are KELLER MORTGAGE, LLC ($2,005), Regions Bank ($2,167), U.S. Bank ($2,267), Gateway First Bank ($2,275) and Eagle Bank and Trust Company ($2,288).

    The lowest rate FORT SMITH lenders (with over 10 loans originated) are ARKANSAS Federal Credit Union (2.80%), BETTER MORTGAGE CORPORATION (2.83%), Chambers Bank (2.89%), FirstTrust Home Loans, Inc. (2.93%) and Firstar Bank (2.93%).

    FORT SMITH, AR-OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Arvest Bank $177,985,000 $192,385,000 8.1% 13.7%
    Firstar Bank $100,580,000 $125,115,000 24.4% 8.9%
    QUICKEN LOANS, LLC $71,680,000 $90,845,000 26.7% 6.5%
    The First National Bank of Fort Smith $62,670,000 $67,475,000 7.7% 4.8%
    Armstrong Bank $60,495,000 $61,980,000 2.5% 4.4%
    Citizens' Bank & Trust Co. $51,320,000 $60,680,000 18.2% 4.3%
    BancorpSouth Bank $49,105,000 $50,385,000 2.6% 3.6%
    UNITED $47,600,000 $48,095,000 1.0% 3.4%
    Chambers Bank $37,045,000 $35,585,000 -3.9% 2.5%
    FREEDOM MORTGAGE CORPORATION $29,180,000 $27,320,000 -6.4% 1.9%
    First Financial Bank $29,710,000 $27,065,000 -8.9% 1.9%
    Mortgage Research Center, LLC $16,260,000 $26,865,000 65.2% 1.9%
    U.S. Bank $8,375,000 $25,980,000 210.2% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,630,000 $22,735,000 45.5% 1.6%
    SWBC MORTGAGE CORPORATION $19,680,000 $22,435,000 14.0% 1.6%
    Bank of England $16,980,000 $20,150,000 18.7% 1.4%
    Regions Bank $25,130,000 $20,100,000 -20.0% 1.4%
    Farmers Bank $14,455,000 $17,385,000 20.3% 1.2%
    Gateway First Bank $23,800,000 $16,840,000 -29.2% 1.2%
    First Security Bank $10,060,000 $16,395,000 63.0% 1.2%
    LOANDEPOT.COM, LLC $6,945,000 $16,305,000 134.8% 1.2%
    Generations Bank $13,525,000 $16,080,000 18.9% 1.1%
    GREYSTONE SERVICING COMPANY LLC $3,435,000 $13,945,000 306.0% 1.0%
    PENNYMAC LOAN SERVICES, LLC $5,365,000 $13,780,000 156.8% 1.0%
    FIRST WESTERN MORTGAGE, INC. $20,970,000 $13,390,000 -36.1% 1.0%
    Simmons Bank $14,185,000 $12,670,000 -10.7% 0.9%
    CALIBER HOME LOANS, INC. $4,800,000 $12,425,000 158.9% 0.9%
    AMERISAVE MORTGAGE CORPORATION $4,065,000 $11,570,000 184.6% 0.8%
    First Western Bank $5,520,000 $11,425,000 107.0% 0.8%
    ARKANSAS Federal Credit Union $10,075,000 $9,920,000 -1.5% 0.7%
    Centennial Bank $11,355,000 $9,745,000 -14.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $6,450,000 $9,635,000 49.4% 0.7%
    NAVY FEDERAL CREDIT UNION $5,370,000 $8,430,000 57.0% 0.6%
    Wells Fargo Bank $7,095,000 $8,345,000 17.6% 0.6%
    Bank OZK $5,220,000 $7,955,000 52.4% 0.6%
    Grand Savings Bank $470,000 $7,915,000 1,584.0% 0.6%
    FirstTrust Home Loans, Inc. $7,735,000 $7,315,000 -5.4% 0.5%
    MID AMERICA MORTGAGE, INC. $5,800,000 $6,885,000 18.7% 0.5%
    LEADERONE FINANCIAL CORPORATION $3,725,000 $6,715,000 80.3% 0.5%
    Arbor Realty Trust, Inc. $6,585,000 n/a 0.5%
    Priority Bank $8,700,000 $6,400,000 -26.4% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,555,000 $6,225,000 75.1% 0.4%
    USAA Federal Savings Bank $6,520,000 $5,890,000 -9.7% 0.4%
    BETTER MORTGAGE CORPORATION $2,115,000 $4,805,000 127.2% 0.3%
    Capital One $4,785,000 n/a 0.3%
    DAS Acquisition Company, LLC $4,320,000 $4,635,000 7.3% 0.3%
    Great Southern Bank $4,605,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $3,150,000 $4,540,000 44.1% 0.3%
    Chickasaw Community Bank $2,900,000 $4,365,000 50.5% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $890,000 $4,335,000 387.1% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $2,495,000 $4,245,000 70.1% 0.3%
    JPMorgan Chase Bank $4,330,000 $4,240,000 -2.1% 0.3%
    Carrington Mortgage Services, LLC $2,490,000 $4,115,000 65.3% 0.3%
    NEWREZ LLC $1,195,000 $3,870,000 223.8% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,165,000 $3,800,000 226.2% 0.3%
    NEW DAY FINANCIAL, LLC $7,065,000 $3,665,000 -48.1% 0.3%
    HOME POINT FINANCIAL CORPORATION $1,285,000 $3,655,000 184.4% 0.3%
    Bank of America $1,295,000 $3,590,000 177.2% 0.3%
    21ST MORTGAGE CORPORATION $2,730,000 $3,490,000 27.8% 0.2%
    Farm Credit Services of Western Arkansas, ACA $7,255,000 $3,465,000 -52.2% 0.2%
    GREYSTONE FUNDING COMPANY LLC $3,365,000 n/a 0.2%
    KELLER MORTGAGE, LLC $4,815,000 $3,055,000 -36.6% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $1,460,000 $2,905,000 99.0% 0.2%
    Eagle Bank and Trust Company $2,160,000 $2,885,000 33.6% 0.2%
    ENCORE BANK $275,000 $2,715,000 887.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $3,415,000 $2,630,000 -23.0% 0.2%
    UNION HOME MORTGAGE CORP. $1,530,000 $2,630,000 71.9% 0.2%
    Ally Bank $1,395,000 $2,610,000 87.1% 0.2%
    First Horizon Bank $2,575,000 n/a 0.2%
    Low VA Rates, LLC $415,000 $2,540,000 512.0% 0.2%
    BROKER SOLUTIONS, INC. $1,405,000 $2,525,000 79.7% 0.2%
    United Fidelity Funding Corp. $1,155,000 $2,390,000 106.9% 0.2%
    BancFirst $1,035,000 $2,375,000 129.5% 0.2%
    First Guaranty Mortgage Corporation $320,000 $2,265,000 607.8% 0.2%
    FLAT BRANCH MORTGAGE, INC. $1,030,000 $2,215,000 115.0% 0.2%
    The Federal Savings Bank $2,455,000 $2,215,000 -9.8% 0.2%
    Flagstar Bank, FSB $1,755,000 $2,190,000 24.8% 0.2%
    CLEARPATH LENDING $830,000 $2,145,000 158.4% 0.2%
    AMERICAN FINANCING CORPORATION $1,255,000 $2,085,000 66.1% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $525,000 $2,045,000 289.5% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,855,000 $2,045,000 10.2% 0.1%
    ZILLOW HOME LOANS, LLC $505,000 $2,040,000 304.0% 0.1%
    Barrington Bank & Trust Company, N.A. $1,965,000 $2,035,000 3.6% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $530,000 $1,785,000 236.8% 0.1%
    United Bank $5,250,000 $1,765,000 -66.4% 0.1%
    Citizens Bank $1,000,000 $1,710,000 71.0% 0.1%
    GMFS LLC $2,535,000 $1,710,000 -32.5% 0.1%
    EVERETT FINANCIAL, INC. $9,550,000 $1,680,000 -82.4% 0.1%
    OPEN MORTGAGE, LLC $250,000 $1,630,000 552.0% 0.1%
    BOKF $1,340,000 $1,500,000 11.9% 0.1%
    First United Bank and Trust Company $690,000 $1,495,000 116.7% 0.1%
    Wyndham Capital Mortgage, Inc. $905,000 $1,400,000 54.7% 0.1%
    Truist Bank $1,930,000 $1,340,000 -30.6% 0.1%
    GUILD MORTGAGE COMPANY $1,060,000 $1,245,000 17.5% 0.1%
    UNITED BUILT HOMES, L.L.C. $1,525,000 $1,215,000 -20.3% 0.1%
    PLANET HOME LENDING, LLC $555,000 $1,210,000 118.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $855,000 $1,115,000 30.4% 0.1%
    MORTGAGE ACCESS CORP. $255,000 $1,115,000 337.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $1,005,000 $1,075,000 7.0% 0.1%
    TIAA, FSB $500,000 $1,070,000 114.0% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $2,110,000 $1,035,000 -50.9% 0.1%
    GUARANTEED RATE, INC. $640,000 $1,025,000 60.2% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,540,000 $1,020,000 -33.8% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $800,000 $950,000 18.8% 0.1%
    ACCELERATE MORTGAGE, LLC $195,000 $940,000 382.1% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,200,000 $875,000 -27.1% 0.1%
    ARC HOME LLC $515,000 $825,000 60.2% 0.1%
    OKLAHOMA'S $820,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $85,000 $815,000 858.8% 0.1%
    Sierra Pacific Mortgage Company, Inc. $810,000 n/a 0.1%
    FBC MORTGAGE, LLC $615,000 $805,000 30.9% 0.1%
    Magnolia Bank $1,375,000 $755,000 -45.1% 0.1%
    First National Bank $1,415,000 $745,000 -47.3% 0.1%
    First Federal Bank $250,000 $735,000 194.0% 0.1%
    AMCAP MORTGAGE, LTD. $715,000 n/a 0.1%
    NBKC BANK $1,130,000 $705,000 -37.6% 0.1%
    The Central National Bank of Poteau $100,000 $670,000 570.0% 0.0%
    Commerce Bank $665,000 n/a 0.0%
    PREMIA MORTGAGE, LLC $195,000 $650,000 233.3% 0.0%
    North American Savings Bank, F.S.B. $195,000 $640,000 228.2% 0.0%
    Stifel Bank and Trust $960,000 $620,000 -35.4% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $600,000 $610,000 1.7% 0.0%
    ENDEAVOR CAPITAL, LLC. $325,000 $575,000 76.9% 0.0%
    Waterstone Mortgage Corporation $565,000 n/a 0.0%
    Plains Commerce Bank $480,000 $555,000 15.6% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $850,000 $545,000 -35.9% 0.0%
    CROSSCOUNTRY MORTGAGE, LLC $475,000 $540,000 13.7% 0.0%
    Discover Bank $225,000 $525,000 133.3% 0.0%
    Signature Bank of Arkansas $115,000 $520,000 352.2% 0.0%
    AMERICAN ADVISORS GROUP $210,000 $515,000 145.2% 0.0%
    RELIANCE FIRST CAPITAL, LLC $925,000 $490,000 -47.0% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $455,000 $480,000 5.5% 0.0%
    GENEVA FINANCIAL, LLC $480,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $85,000 $470,000 452.9% 0.0%
    RED RIVER EMPLOYEES $285,000 $470,000 64.9% 0.0%
    Bank of Springfield $455,000 n/a 0.0%
    LOANPAL, LLC $455,000 n/a 0.0%
    MORTGAGE CLEARING CORPORATION $300,000 $455,000 51.7% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $210,000 $430,000 104.8% 0.0%
    MORTGAGE FINANCIAL SERVICES, LLC $420,000 n/a 0.0%
    Secured Investment Corp. $420,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $1,450,000 $400,000 -72.4% 0.0%
    PENTAGON FEDERAL CREDIT UNION $415,000 $400,000 -3.6% 0.0%
    American Bank of Oklahoma $225,000 $390,000 73.3% 0.0%
    Bankers Trust Company $385,000 n/a 0.0%
    LENDSURE MORTGAGE CORP. $385,000 n/a 0.0%
    Meridian Bank Corporation $185,000 $385,000 108.1% 0.0%
    First International Bank & Trust $375,000 n/a 0.0%
    RCB Bank $370,000 n/a 0.0%
    Axos Bank $55,000 $365,000 563.6% 0.0%
    PLAZA HOME MORTGAGE, INC. $85,000 $360,000 323.5% 0.0%
    SpiritBank $385,000 $360,000 -6.5% 0.0%
    PNC Bank $465,000 $345,000 -25.8% 0.0%
    The Citizens Bank $190,000 $345,000 81.6% 0.0%
    MOVEMENT MORTGAGE, LLC $105,000 $330,000 214.3% 0.0%
    The Farmers & Merchants Bank $380,000 $325,000 -14.5% 0.0%
    ALTRA $160,000 $315,000 96.9% 0.0%
    ASSEMBLIES OF GOD Credit Union $895,000 $315,000 -64.8% 0.0%
    CITYWIDE HOME LOANS, LLC $315,000 n/a 0.0%
    Community First National Bank $245,000 $315,000 28.6% 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $305,000 n/a 0.0%
    FIDELITY BANK $305,000 n/a 0.0%
    International Bank of Commerce $305,000 n/a 0.0%
    SOFI LENDING CORP. $300,000 n/a 0.0%
    Stride Bank $300,000 n/a 0.0%
    City Bank $295,000 n/a 0.0%
    Flanagan State Bank $295,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $295,000 n/a 0.0%
    ASSOCIATED MORTGAGE CORPORATION $935,000 $290,000 -69.0% 0.0%
    American Airlines Federal Credit Union $275,000 n/a 0.0%
    MASON MCDUFFIE MORTGAGE CORPORATION $175,000 $275,000 57.1% 0.0%
    GUIDANCE RESIDENTIAL, LLC $105,000 $270,000 157.1% 0.0%
    Paramount Residential Mortgage Group, Inc. $380,000 $270,000 -28.9% 0.0%
    First Savings Bank $615,000 $265,000 -56.9% 0.0%
    Citibank $255,000 n/a 0.0%
    First Option Mortgage, LLC $255,000 n/a 0.0%
    SIRVA MORTGAGE, INC. $65,000 $255,000 292.3% 0.0%
    CSL Financial, LLC $65,000 $245,000 276.9% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $175,000 $245,000 40.0% 0.0%
    INTERCAP LENDING INC. $235,000 n/a 0.0%
    Mabrey Bank $235,000 n/a 0.0%
    Valliance Bank $230,000 n/a 0.0%
    BankPlus $225,000 n/a 0.0%
    VERITAS FUNDING, LLC $225,000 n/a 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $215,000 n/a 0.0%
    CMG MORTGAGE, INC. $885,000 $210,000 -76.3% 0.0%
    OCEANSIDE MORTGAGE COMPANY $1,175,000 $210,000 -82.1% 0.0%
    First Service Bank $205,000 n/a 0.0%
    COMMUNITYAMERICA $195,000 n/a 0.0%
    First Bank & Trust Co. $195,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $745,000 $195,000 -73.8% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $85,000 $190,000 123.5% 0.0%
    Farm Credit Services of Western Arkansas, PCA $200,000 $190,000 -5.0% 0.0%
    AmeriHome Mortgage Company, LLC $185,000 n/a 0.0%
    Farmers Bank & Trust Company $8,420,000 $185,000 -97.8% 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $185,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $1,005,000 $185,000 -81.6% 0.0%
    Texas Bank and Trust Company $185,000 n/a 0.0%
    COMMUNITY MORTGAGE CORPORATION $175,000 n/a 0.0%
    First Home Bank $175,000 n/a 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $175,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
    The Bennington State Bank $175,000 n/a 0.0%
    COUNTRYPLACE MORTGAGE, LTD. $185,000 $170,000 -8.1% 0.0%
    Colonial Savings, F.A. $165,000 n/a 0.0%
    The Central Trust Bank $165,000 n/a 0.0%
    ALLIANT CREDIT UNION $155,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.0%
    IMPAC MORTGAGE CORP. $155,000 n/a 0.0%
    InterContinental Capital Group, Inc $155,000 $155,000 0.0% 0.0%
    MORTGAGE SOLUTIONS LLC $95,000 $155,000 63.2% 0.0%
    Amarillo National Bank $145,000 n/a 0.0%
    CASTLE & COOKE MORTGAGE, LLC $145,000 n/a 0.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $145,000 n/a 0.0%
    First Federal Bank of Kansas City $135,000 n/a 0.0%
    First Liberty Bank $135,000 n/a 0.0%
    First United Bank $135,000 n/a 0.0%
    FOUR POINTS $580,000 $135,000 -76.7% 0.0%
    Servion, Inc. $135,000 n/a 0.0%
    WILLOW BEND MORTGAGE COMPANY, LLC $135,000 n/a 0.0%
    Baxter Credit Union $125,000 n/a 0.0%
    Origin Bank $125,000 n/a 0.0%
    Prosperity Bank $235,000 $125,000 -46.8% 0.0%
    TELCOE FEDERAL CREDIT UNION $180,000 $125,000 -30.6% 0.0%
    THRIVE MORTGAGE, LLC $125,000 n/a 0.0%
    Alerus Financial $115,000 n/a 0.0%
    Hometown Lenders, Inc. $270,000 $115,000 -57.4% 0.0%
    Legacy National Bank $1,035,000 $115,000 -88.9% 0.0%
    Mazuma Credit Union $115,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $115,000 n/a 0.0%
    THE MORTGAGE FIRM, INC. $115,000 n/a 0.0%
    Truity Federal Credit Union $75,000 $115,000 53.3% 0.0%
    First National Bank $1,415,000 $105,000 -92.6% 0.0%
    GUARANTEED RATE AFFINITY, LLC $165,000 $105,000 -36.4% 0.0%
    LENDINGONE, LLC $105,000 n/a 0.0%
    Manufacturers and Traders Trust Company $105,000 n/a 0.0%
    CONSTRUCTIVE LOANS, LLC $95,000 n/a 0.0%
    GERSHMAN INVESTMENT CORP. $95,000 n/a 0.0%
    Mid-Continent Funding, Inc. $405,000 $95,000 -76.5% 0.0%
    NBH Bank $95,000 n/a 0.0%
    UNITED SECURITY FINANCIAL CORP $95,000 n/a 0.0%
    Citizens Savings Bank $85,000 n/a 0.0%
    LENOX FINANCIAL MORTGAGE CORPORATION $85,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
    PHH Mortgage Corporation $295,000 $85,000 -71.2% 0.0%
    Tinker Federal Credit Union $80,000 n/a 0.0%
    First Community Bank $495,000 $75,000 -84.8% 0.0%
    PINE BLUFF COTTON BELT Federal Credit Union $75,000 n/a 0.0%
    Figure Lending LLC $130,000 $65,000 -50.0% 0.0%
    Reliant Bank $65,000 n/a 0.0%
    The First National Bank and Trust Company of Okmulgee $65,000 n/a 0.0%
    SPRING EQ, LLC $25,000 $45,000 80.0% 0.0%

    FORT SMITH's top lender by overall market share is Arvest Bank, with 13.7% market share. In second place, with 8.9%, is Firstar Bank, having originated $125,115,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $90,845,000 in loans. In fourth place, with 4.8%, is The First National Bank of Fort Smith, having originated $67,475,000 in loans. In fifth place, with 4.4%, is Armstrong Bank, having originated $61,980,000 in loans.

    FORT SMITH Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,425 (1.0%) $217,388 (2.7%) 0.56 1,143
    2018-02-01 $152,350 (3.1%) $219,335 (5.0%) 0.55 1,116
    2018-03-01 $157,700 (5.5%) $225,823 (7.3%) 0.55 1,113
    2018-04-01 $157,400 (3.6%) $226,620 (2.2%) 0.53 1,131
    2018-05-01 $159,900 (4.2%) $226,723 (-0.2%) 0.53 1,154
    2018-06-01 $159,900 (2.1%) $227,961 (-1.8%) 0.53 1,173
    2018-07-01 $159,250 (5.5%) $225,059 (0.1%) 0.53 1,195
    2018-08-01 $159,900 (7.0%) $225,575 (3.7%) 0.54 1,203
    2018-09-01 $157,000 (5.4%) $224,128 (3.3%) 0.53 1,226
    2018-10-01 $156,750 (4.9%) $222,524 (2.7%) 0.53 1,235
    2018-11-01 $154,950 (3.8%) $218,582 (0.1%) 0.53 1,254
    2018-12-01 $154,900 (4.7%) $217,516 (1.1%) 0.53 1,205
    2019-01-01 $154,950 (3.0%) $223,542 (2.8%) 0.53 1,161
    2019-02-01 $158,350 (3.9%) $226,845 (3.4%) 0.53 1,143
    2019-03-01 $161,571 (2.5%) $232,913 (3.1%) 0.53 1,122
    2019-04-01 $164,700 (4.6%) $238,319 (5.2%) 0.52 1,123
    2019-05-01 $169,313 (5.9%) $240,428 (6.0%) 0.53 1,099
    2019-06-01 $169,900 (6.3%) $245,462 (7.7%) 0.53 1,080
    2019-07-01 $167,313 (5.1%) $245,553 (9.1%) 0.52 1,076
    2019-08-01 $165,000 (3.2%) $239,804 (6.3%) 0.52 1,090
    2019-09-01 $165,000 (5.1%) $235,234 (5.0%) 0.53 1,099
    2019-10-01 $164,998 (5.3%) $231,389 (4.0%) 0.53 1,098
    2019-11-01 $164,700 (6.3%) $229,863 (5.2%) 0.54 1,059
    2019-12-01 $159,900 (3.2%) $228,705 (5.1%) 0.53 1,013
    2020-01-01 $159,950 (3.2%) $226,738 (1.4%) 0.53 974
    2020-02-01 $164,839 (4.1%) $234,319 (3.3%) 0.54 967
    2020-03-01 $169,450 (4.9%) $241,203 (3.6%) 0.53 906
    2020-04-01 $174,900 (6.2%) $246,402 (3.4%) 0.55 888
    2020-05-01 $179,000 (5.7%) $253,788 (5.6%) 0.54 820
    2020-06-01 $189,000 (11.2%) $265,179 (8.0%) 0.56 763
    2020-07-01 $194,975 (16.5%) $274,424 (11.8%) 0.57 714
    2020-08-01 $194,000 (17.6%) $277,983 (15.9%) 0.56 669
    2020-09-01 $189,450 (14.8%) $289,282 (23.0%) 0.54 591
    2020-10-01 $194,000 (17.6%) $287,572 (24.3%) 0.56 568
    2020-11-01 $189,900 (15.3%) $296,789 (29.1%) 0.55 519
    2020-12-01 $184,250 (15.2%) $289,113 (26.4%) 0.55 496
    2021-01-01 $183,500 (14.7%) $296,853 (30.9%) 0.55 460
    2021-02-01 $195,000 (18.3%) $308,637 (31.7%) 0.57 395
    2021-03-01 $184,950 (9.2%) $304,502 (26.2%) 0.52 378
    2021-04-01 $188,000 (7.5%) $312,773 (26.9%) 0.51 375
    2021-05-01 $205,000 (14.5%) $330,346 (30.2%) 0.54 347
    2021-06-01 $217,125 (14.9%) $319,891 (20.6%) 0.57 387
    2021-07-01 $209,000 (7.2%) $309,912 (12.9%) 0.55 485
    2021-08-01 $197,450 (1.8%) $306,914 (10.4%) 0.53 491
    2021-09-01 $197,000 (4.0%) $307,099 (6.2%) 0.53 501
    2021-10-01 $209,900 (8.2%) $316,427 (10.0%) 0.56 467
    2021-11-01 $209,500 (10.3%) $317,305 (6.9%) 0.56 405
    2021-12-01 $209,500 (13.7%) $323,892 (12.0%) 0.57 387
    2022-01-01 $199,900 (8.9%) $323,556 (9.0%) 0.54 355
    2022-02-01 $219,450 (12.5%) $331,852 (7.5%) 0.57 333
    2022-03-01 $213,485 (15.4%) $331,027 (8.7%) 0.53 365
    2022-04-01 $215,000 (14.4%) $332,443 (6.3%) 0.51 374
    2022-05-01 $229,250 (11.8%) $331,254 (0.3%) 0.52 398
    2022-06-01 $225,000 (3.6%) $321,579 (0.5%) 0.50 445
    2022-07-01 $235,000 (12.4%) $332,955 (7.4%) 0.53 495
    2022-08-01 $233,498 (18.3%) $332,291 (8.3%) 0.54 523
    2022-09-01 $229,850 (16.7%) $304,973 (-0.7%) 0.54 550
    2022-10-01 $239,900 (14.3%) $306,454 (-3.2%) 0.56 588
    2022-11-01 $231,250 (10.4%) $316,895 (-0.1%) 0.56 595
    FORT SMITH's median listing price for 2022-11-01 was $231,250, a difference of $21,750 (10.4%) versus the prior year and $-8,650 versus the prior month.

    FORT SMITH's median listing price comes in at 56% of the national average.

    FORT SMITH's average listing price for 2022-11-01 was $316,895, a difference of $-410 (-0.1%) versus the prior year and $10,441 versus the prior month.

    For the 2022-11-01 period, FORT SMITH had 595 MLS listings, a difference of 7 listings (1%) versus the prior month and 190 listings (47%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 102 days 1,820 sqft
    2018-02-01 103 days 1,832 sqft
    2018-03-01 92 days 1,886 sqft
    2018-04-01 81 days 1,895 sqft
    2018-05-01 75 days 1,909 sqft
    2018-06-01 72 days 1,912 sqft
    2018-07-01 76 days 1,911 sqft
    2018-08-01 82 days 1,927 sqft
    2018-09-01 86 days 1,890 sqft
    2018-10-01 89 days 1,884 sqft
    2018-11-01 89 days 1,843 sqft
    2018-12-01 94 days 1,831 sqft
    2019-01-01 101 days 1,815 sqft
    2019-02-01 100 days 1,818 sqft
    2019-03-01 93 days 1,855 sqft
    2019-04-01 81 days 1,894 sqft
    2019-05-01 74 days 1,916 sqft
    2019-06-01 81 days 1,924 sqft
    2019-07-01 82 days 1,918 sqft
    2019-08-01 81 days 1,898 sqft
    2019-09-01 80 days 1,877 sqft
    2019-10-01 80 days 1,868 sqft
    2019-11-01 82 days 1,856 sqft
    2019-12-01 93 days 1,853 sqft
    2020-01-01 95 days 1,857 sqft
    2020-02-01 89 days 1,847 sqft
    2020-03-01 84 days 1,889 sqft
    2020-04-01 81 days 1,921 sqft
    2020-05-01 82 days 1,976 sqft
    2020-06-01 78 days 1,980 sqft
    2020-07-01 76 days 2,000 sqft
    2020-08-01 74 days 2,000 sqft
    2020-09-01 68 days 2,000 sqft
    2020-10-01 58 days 2,018 sqft
    2020-11-01 60 days 2,007 sqft
    2020-12-01 72 days 1,921 sqft
    2021-01-01 76 days 1,921 sqft
    2021-02-01 68 days 1,935 sqft
    2021-03-01 47 days 1,814 sqft
    2021-04-01 36 days 1,826 sqft
    2021-05-01 40 days 1,885 sqft
    2021-06-01 33 days 1,885 sqft
    2021-07-01 31 days 1,880 sqft
    2021-08-01 37 days 1,853 sqft
    2021-09-01 39 days 1,829 sqft
    2021-10-01 49 days 1,879 sqft
    2021-11-01 52 days 1,816 sqft
    2021-12-01 54 days 1,838 sqft
    2022-01-01 56 days 1,828 sqft
    2022-02-01 41 days 1,824 sqft
    2022-03-01 34 days 1,809 sqft
    2022-04-01 34 days 1,800 sqft
    2022-05-01 35 days 1,782 sqft
    2022-06-01 37 days 1,788 sqft
    2022-07-01 39 days 1,813 sqft
    2022-08-01 44 days 1,823 sqft
    2022-09-01 49 days 1,806 sqft
    2022-10-01 53 days 1,812 sqft
    2022-11-01 60 days 1,824 sqft
    FORT SMITH's median listing age (time on market) for 2022-11-01 was 60 days. This is 15% longer than the same period one year ago.

    FORT SMITH's median square footage for active listings during the 2022-11-01 period was 1,824 sqft. One year prior, the average listing was 1,816 sqft.

    FORT SMITH, AR-OK Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    72774 Fort Smith, AR-OK $560 $590 $740 $1,050 $1,270
    72901 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72902 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72903 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    72904 Fort Smith, AR-OK $570 $580 $760 $1,060 $1,200
    72905 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72906 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72908 Fort Smith, AR-OK $670 $680 $890 $1,240 $1,400
    72913 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72914 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72916 Fort Smith, AR-OK $650 $650 $860 $1,200 $1,350
    72917 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72918 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72921 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72923 Fort Smith, AR-OK $710 $710 $940 $1,310 $1,480
    72927 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72930 Fort Smith, AR-OK $560 $610 $740 $930 $1,150
    72932 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72933 Fort Smith, AR-OK $570 $610 $740 $940 $1,160
    72934 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72935 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72936 Fort Smith, AR-OK $580 $590 $770 $1,070 $1,210
    72937 Fort Smith, AR-OK $610 $620 $810 $1,130 $1,270
    72938 Fort Smith, AR-OK $600 $600 $790 $1,100 $1,240
    72940 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72941 Fort Smith, AR-OK $600 $600 $790 $1,100 $1,240
    72944 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    72945 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72946 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72947 Fort Smith, AR-OK $560 $580 $740 $1,000 $1,160
    72948 Fort Smith, AR-OK $570 $570 $750 $1,040 $1,220
    72952 Fort Smith, AR-OK $630 $640 $840 $1,170 $1,320
    72955 Fort Smith, AR-OK $570 $580 $760 $1,050 $1,190
    72956 Fort Smith, AR-OK $580 $590 $770 $1,070 $1,210
    72957 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72959 Fort Smith, AR-OK $630 $670 $830 $1,180 $1,420
    74435 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74931 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74936 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    74945 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74946 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74948 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    74954 Fort Smith, AR-OK $600 $610 $800 $1,110 $1,260
    74955 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74962 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160

    2022 Average & Median Rent Data Statistics
    FORT SMITH, AR-OK average 1BR rent: $583, median: $560
    FORT SMITH, AR-OK average 2BR rent: $763, median: $740
    FORT SMITH, AR-OK average 3BR rent: $1,059, median: $1,030

    FORT SMITH, AR-OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 3,932 $753,760,000 $191,699
    Refi 2,442 $434,620,000 $177,977
    Cash Out Refi 1,159 $181,315,000 $156,441
    Home Improvement 277 $21,065,000 $76,047
    Other 197 $14,635,000 $74,289

    Fort Smith's most frequently cited loan purpose was Home Purchase, with 3,932 originations. The 2nd most popular reason was Refi, with 2,442 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,761 $478,585,000 $173,338
    3-4% 2,483 $452,135,000 $182,092
    <2.5% 1,265 $240,315,000 $189,972
    4-5% 658 $103,910,000 $157,918
    5-6% 166 $13,390,000 $80,663
    6-7% 63 $4,175,000 $66,270
    Over 8% 48 $4,320,000 $90,000
    7-8% 27 $1,975,000 $73,148

    During 2021, Fort Smith's most frequently originated rate bucket was 2.5-3%, with 2,761 originations.

    Loan Sizing (FORT SMITH, AR-OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 3,654 $526,410,000 $144,064
    $100,000 or less 2,294 $147,860,000 $64,455
    $200k-400k 1,763 $463,065,000 $262,657
    $400k-600k 196 $93,050,000 $474,745
    $600k-1000k 52 $38,210,000 $734,808
    $Over $1MM 48 $136,800,000 $2,850,000

    FORT SMITH's loan sizing saw the bucket of loans from $100k-200k with 3,654 originations, totaling $526,410,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 3,347 $638,865,000 $190,877
    60-80% 2,275 $440,855,000 $193,782
    40-60% 820 $107,530,000 $131,134
    20-40% 352 $34,810,000 $98,892
    Under 20% 301 $9,365,000 $31,113
    Over 100% 141 $34,025,000 $241,312

    FORT SMITH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,347 originations, totaling $638,865,000 in origination value.