FORT SMITH Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fort Smith averaged 6.5% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.22% and one month ago for the week of 2023-04-20, the average rate was 5.92%.

    Fort Smith's average rate one year ago was 4.88%.

    For refis of the same type during the week of 2023-05-25, the average rate was 6.35%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Fort Smith 30 Year Fixed Rate 2023-05-25 6.5%
    Fort Smith 30 Year Fixed Rate Refi 2023-05-25 6.35%
    Fort Smith 15 Year Fixed Rate 2023-05-25 6.26%
    Fort Smith 15 Year Fixed Rate Refi 2023-05-25 5.33%
    Fort Smith 30 Year FHA 2023-05-25 5.99%
    Fort Smith 30 Year FHA Refi 2023-05-25 6.81%
    Fort Smith 30 Year USDA 2023-05-25 6.04%
    Fort Smith 30 Year USDA Refi 2023-05-25 6.83%
    Fort Smith 30 Year VA 2023-05-25 6.1%
    Fort Smith 30 Year VA Refi 2023-05-25 6.41%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FORT SMITH, AR-OK.

    FORT SMITH Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FORT SMITH, AR-OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Arvest Bank 260 4.84% $3,558
    Firstar Bank 166 4.89% $4,131
    QUICKEN LOANS, LLC 115 4.98% $5,792
    BancorpSouth Bank 84 5.02% $3,305
    Armstrong Bank 75 4.87% $4,291
    UNITED 70 5.16% $3,406
    The First National Bank of Fort Smith 53 4.85% $2,860
    First Financial Bank 46 5.08% $4,723
    U.S. Bank 43 4.76% $3,711
    Bank of England 37 5.38% $3,284
    Regions Bank 36 4.40% $3,553
    Chambers Bank 30 4.66% $3,304
    SWBC MORTGAGE CORPORATION 26 5.35% $5,485
    Centennial Bank 25 5.26% $2,739
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 25 4.95% $3,523
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 24 5.35% $4,128
    FIRST WESTERN MORTGAGE, INC. 23 5.35% $2,755
    Wells Fargo Bank 21 4.60% $4,303
    ARKANSAS Federal Credit Union 20 4.39% $3,745
    Priority Bank 18 4.59% $4,696
    PRIMELENDING, A PLAINSCAPITAL COMPANY 17 5.20% $4,025
    Simmons Bank 16 4.83% $3,224
    Gateway First Bank 15 4.97% $4,163
    LOANDEPOT.COM, LLC 14 4.67% $6,204
    Mr. Cooper ( Nationstar Mortgage ) 14 4.82% $7,447
    EVERETT FINANCIAL, INC. 13 4.84% $1,696
    Bank of America 12 4.66% $3,205
    Generations Bank 12 5.41% $3,479
    FirstTrust Home Loans, Inc. 10 5.45% $3,658
    FREEDOM MORTGAGE CORPORATION 10 5.14% $5,660
    CALIBER HOME LOANS, INC. 10 5.12% $4,352
    JPMorgan Chase Bank 9 4.96% $3,403
    LOANPAL, LLC 9 4.47% $5,896
    BROKER SOLUTIONS, INC. 9 4.62% $5,641
    FLAT BRANCH MORTGAGE, INC. 9 5.39% $4,314
    AMERISAVE MORTGAGE CORPORATION 8 5.06% $5,920
    NAVY FEDERAL CREDIT UNION 8 4.86% $3,649
    UNITED WHOLESALE MORTGAGE, LLC 7 5.02% $4,740
    PENNYMAC LOAN SERVICES, LLC 6 4.94% $5,566
    Farm Credit Services of Western Arkansas, ACA 6 5.31% $6,009
    BETTER MORTGAGE CORPORATION 6 3.92% $4,959
    Carrington Mortgage Services, LLC 5 4.85% $4,567
    Citizens Bank 5 4.55% $2,905
    ROYAL UNITED MORTGAGE LLC 5 5.70% $4,847
    Bank OZK 5 6.20% $2,114
    21ST MORTGAGE CORPORATION 5 6.61% $4,863
    First Security Bank 5 4.43% $2,719
    First United Bank and Trust Company 5 4.48% $4,911
    Flagstar Bank, FSB 5 4.68% $3,937
    AMERICAN FINANCING CORPORATION 4 5.16% $4,918
    HOME POINT FINANCIAL CORPORATION 4 3.41% $6,634
    ZILLOW HOME LOANS, LLC 4 6.66% $6,814
    GUARANTEED RATE, INC. 4 4.42% $6,175
    Eagle Bank and Trust Company 4 4.97% $7,087
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 3 5.92% $3,311
    GUILD MORTGAGE COMPANY 3 5.50% $8,063
    OPEN MORTGAGE, LLC 3 6.33% $4,149
    Wyndham Capital Mortgage, Inc. 3 3.79% $6,594
    Plains Commerce Bank 3 5.83% $2,760
    BOKF 3 5.71% $2,928
    KELLER MORTGAGE, LLC 3 4.96% $4,810
    United Bank 3 4.09% $2,929
    First Horizon Bank 2 4.16% $3,528
    Ally Bank 2 4.44% $2,783
    CHURCHILL MORTGAGE CORPORATION 2 4.81% $3,889
    CORNERSTONE HOME LENDING, INC. 2 6.88% $5,133
    DAS Acquisition Company, LLC 2 5.44% $3,767
    ENDEAVOR CAPITAL, LLC. 2 5.50% $3,892
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 5.81% $9,312
    LEADERONE FINANCIAL CORPORATION 2 4.31% $3,156
    Luxury Mortgage Corp. 2 7.13% $22,677
    Mortgage Research Center, LLC 2 4.31% $3,523
    NBKC BANK 2 4.75% $2,946
    PHH Mortgage Corporation 2 5.25% $7,365
    PNC Bank 2 4.50% $3,653
    RUOFF MORTGAGE COMPANY, INC. 2 5.06% $5,417
    USAA Federal Savings Bank 2 6.00% $4,688
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.88% $3,041
    V.I.P. MORTGAGE, INC. 2 6.25% $4,329
    MORTGAGE ACCESS CORP. 1 5.49% $2,863
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.38% $6,431
    Mortgage Investment Services Corporation 1 6.50% $5,494
    WEOKIE 1 1.99% $3,470
    MORTGAGE SOLUTIONS LLC 1 4.88% $6,302
    MOVEMENT MORTGAGE, LLC 1 5.50% $4,096
    FIRST COLONY MORTGAGE CORPORATION 1 4.38% $3,851
    M&T Bank 1 6.50% $6,398
    NATIONWIDE MORTGAGE BANKERS, INC. 1 5.88% $6,872
    FBC MORTGAGE, LLC 1 3.99% $5,902
    Bank of the West 1 3.88% $7,781
    NETWORK CAPITAL FUNDING CORPORATION 1 4.88% $4,418
    Northpointe Bank 1 5.75% $3,059
    Oklahoma Educators Credit Union 1 8.99% $3,169
    EVANSVILLE TEACHERS 1 3.50% $11,145
    Paramount Residential Mortgage Group, Inc. 1 5.63% $4,116
    ENCORE BANK 1 3.13% $2,432
    PENTAGON FEDERAL CREDIT UNION 1 3.13% $1,594
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.75% $5,412
    Pinnacle Bank 1 4.88% $2,663
    Discover Bank 1 4.74% $0
    PLANET HOME LENDING, LLC 1 3.25% $1,215
    AMERICAN FINANCIAL RESOURCES, INC. 1 4.25% $3,205
    PREMIA MORTGAGE, LLC 1 6.75% $890
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $7,999
    DIGITAL Federal Credit Union 1 4.25% $4,754
    DELMAR FINANCIAL COMPANY 1 3.38% $1,549
    COMMUNITY MORTGAGE CORPORATION 1 5.88% $2,443
    Quontic Bank 1 7.63% $7,803
    Raymond James Bank 1 3.25% $1,814
    COMMUNICATION 1 3.88% $0
    RESIDENTIAL BANCORP. 1 4.38% $2,985
    Colonial Savings, F.A. 1 7.25% $1,550
    Axos Bank 1 5.25% $1,766
    S1L, Inc. 1 5.63% $2,521
    Servion, Inc. 1 4.88% $6,411
    Sierra Pacific Mortgage Company, Inc. 1 4.63% $3,906
    CMG MORTGAGE, INC. 1 3.99% $12,508
    SUMMIT FUNDING, INC. 1 6.38% $5,277
    Citadel Servicing Corporation 1 8.13% $6,969
    T2 FINANCIAL LLC 1 7.63% $2,899
    The Central Trust Bank 1 5.50% $789
    Chicago Mortgage Solutions LLC 1 5.64% $4,351
    THRIVE MORTGAGE, LLC 1 5.50% $4,416
    TJC Mortgage, Inc. 1 6.50% $3,955
    Truist 1 2.99% $5,952
    UNION HOME MORTGAGE CORP. 1 6.50% $9,843
    CARDINAL FINANCIAL 1 4.88% $5,364
    BNC National Bank 1 5.00% $2,561
    United Fidelity Funding Corp. 1 4.38% $5,533
    GREENSTATE CREDIT UNION 1 5.13% $6,228
    INTERCAP LENDING INC. 1 5.50% $2,864
    Ixonia Bank 1 5.50% $5,081
    GMFS LLC 1 5.50% $2,402
    First National Bank 1 5.10% $1,909
    UNITED MORTGAGE CORP. 1 5.38% $6,247
    First Guaranty Mortgage Corporation 1 3.25% $4,791
    First Community Bank 1 6.50% $6,106
    BMO Harris Bank 1 4.00% $2,804
    MORIA DEVELOPMENT, INC. 1 4.88% $3,132

    FORT SMITH Average Closing Costs & Other Stats

    FORT SMITH, AR-OK's 139 lenders originated 5,562 loans during 2022. The total origination value was $1,066,580,000, with an average loan value of $191,762.

    FORT SMITH's average closing costs are $3,987.

    The top FORT SMITH lender as defined by loan originations is Arvest Bank, with 260 loans originated. Their average total fees are $3,558, which is $573 lower than the next largest lender, Firstar Bank.

    The lowest fee FORT SMITH lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($1,696), Centennial Bank ($2,739), FIRST WESTERN MORTGAGE, INC. ($2,755), The First National Bank of Fort Smith ($2,860) and Bank of America ($3,205).

    The lowest rate FORT SMITH lenders (with over 10 loans originated) are ARKANSAS Federal Credit Union (4.39%), Regions Bank (4.40%), Priority Bank (4.59%), Wells Fargo Bank (4.60%) and Bank of America (4.66%).

    FORT SMITH, AR-OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Arvest Bank $192,385,000 $150,765,000 -21.6% 14.1%
    Firstar Bank $125,115,000 $108,370,000 -13.4% 10.2%
    The First National Bank of Fort Smith $67,475,000 $80,690,000 19.6% 7.6%
    QUICKEN LOANS, LLC $90,845,000 $50,775,000 -44.1% 4.8%
    Armstrong Bank $61,980,000 $49,805,000 -19.6% 4.7%
    BancorpSouth Bank $50,385,000 $36,195,000 -28.2% 3.4%
    Citizens' Bank & Trust Co. $60,680,000 $27,740,000 -54.3% 2.6%
    UNITED $48,095,000 $27,545,000 -42.7% 2.6%
    Farmers Bank $17,385,000 $24,110,000 38.7% 2.3%
    Mortgage Research Center, LLC $26,865,000 $21,950,000 -18.3% 2.1%
    First Financial Bank $27,065,000 $20,460,000 -24.4% 1.9%
    Chambers Bank $35,585,000 $18,765,000 -47.3% 1.8%
    Bank of England $20,150,000 $18,665,000 -7.4% 1.7%
    Capital One $4,785,000 $17,160,000 258.6% 1.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $22,735,000 $16,305,000 -28.3% 1.5%
    U.S. Bank $25,980,000 $16,230,000 -37.5% 1.5%
    Simmons Bank $12,670,000 $15,710,000 24.0% 1.5%
    SWBC MORTGAGE CORPORATION $22,435,000 $14,680,000 -34.6% 1.4%
    Regions Bank $20,100,000 $11,545,000 -42.6% 1.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,800,000 $10,100,000 165.8% 0.9%
    ARKANSAS Federal Credit Union $9,920,000 $9,720,000 -2.0% 0.9%
    Bank OZK $7,955,000 $9,705,000 22.0% 0.9%
    Gateway First Bank $16,840,000 $9,320,000 -44.7% 0.9%
    Priority Bank $6,400,000 $9,275,000 44.9% 0.9%
    FIRST WESTERN MORTGAGE, INC. $13,390,000 $9,175,000 -31.5% 0.9%
    Generations Bank $16,080,000 $9,160,000 -43.0% 0.9%
    Grand Savings Bank $7,915,000 $8,715,000 10.1% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $6,225,000 $8,055,000 29.4% 0.8%
    EVERETT FINANCIAL, INC. $1,680,000 $7,945,000 372.9% 0.7%
    Centennial Bank $9,745,000 $7,515,000 -22.9% 0.7%
    First Security Bank $16,395,000 $7,430,000 -54.7% 0.7%
    First Western Bank $11,425,000 $7,315,000 -36.0% 0.7%
    LOANDEPOT.COM, LLC $16,305,000 $7,280,000 -55.4% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $9,635,000 $7,185,000 -25.4% 0.7%
    Truist $1,340,000 $6,310,000 370.9% 0.6%
    NAVY FEDERAL CREDIT UNION $8,430,000 $6,245,000 -25.9% 0.6%
    PENNYMAC LOAN SERVICES, LLC $13,780,000 $5,935,000 -56.9% 0.6%
    ENCORE BANK $2,715,000 $5,930,000 118.4% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $4,335,000 $5,905,000 36.2% 0.6%
    Wells Fargo Bank $8,345,000 $5,880,000 -29.5% 0.6%
    FREEDOM MORTGAGE CORPORATION $27,320,000 $5,830,000 -78.7% 0.5%
    Farm Credit Services of Western Arkansas, ACA $3,465,000 $5,255,000 51.7% 0.5%
    FLAT BRANCH MORTGAGE, INC. $2,215,000 $5,225,000 135.9% 0.5%
    21ST MORTGAGE CORPORATION $3,490,000 $5,005,000 43.4% 0.5%
    NEW DAY FINANCIAL, LLC $3,665,000 $4,830,000 31.8% 0.5%
    Chickasaw Community Bank $4,365,000 $4,805,000 10.1% 0.5%
    AMERISAVE MORTGAGE CORPORATION $11,570,000 $4,585,000 -60.4% 0.4%
    USAA Federal Savings Bank $5,890,000 $4,570,000 -22.4% 0.4%
    FirstTrust Home Loans, Inc. $7,315,000 $4,535,000 -38.0% 0.4%
    BROKER SOLUTIONS, INC. $2,525,000 $4,330,000 71.5% 0.4%
    MID AMERICA MORTGAGE, INC. $6,885,000 $3,915,000 -43.1% 0.4%
    HOME POINT FINANCIAL CORPORATION $3,655,000 $3,730,000 2.1% 0.3%
    Bank of America $3,590,000 $3,495,000 -2.6% 0.3%
    LEADERONE FINANCIAL CORPORATION $6,715,000 $3,440,000 -48.8% 0.3%
    CALIBER HOME LOANS, INC. $12,425,000 $3,085,000 -75.2% 0.3%
    Flagstar Bank, FSB $2,190,000 $2,505,000 14.4% 0.2%
    JPMorgan Chase Bank $4,240,000 $2,500,000 -41.0% 0.2%
    Carrington Mortgage Services, LLC $4,115,000 $2,435,000 -40.8% 0.2%
    GREYSTONE SERVICING COMPANY LLC $13,945,000 $2,365,000 -83.0% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $1,785,000 $2,120,000 18.8% 0.2%
    First United Bank and Trust Company $1,495,000 $2,060,000 37.8% 0.2%
    KEYPOINT $2,055,000 n/a 0.2%
    GMFS LLC $1,710,000 $1,970,000 15.2% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,045,000 $1,955,000 -4.4% 0.2%
    Eagle Bank and Trust Company $2,885,000 $1,945,000 -32.6% 0.2%
    NEWREZ LLC $3,870,000 $1,870,000 -51.7% 0.2%
    LOANPAL, LLC $455,000 $1,785,000 292.3% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 $1,775,000 810.3% 0.2%
    Barrington Bank & Trust Company, N.A. $2,035,000 $1,690,000 -17.0% 0.2%
    GUARANTEED RATE, INC. $1,025,000 $1,645,000 60.5% 0.2%
    The Evangeline Bank & Trust Company $1,615,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $2,905,000 $1,545,000 -46.8% 0.1%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $1,535,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,115,000 $1,480,000 32.7% 0.1%
    GUILD MORTGAGE COMPANY $1,245,000 $1,445,000 16.1% 0.1%
    BETTER MORTGAGE CORPORATION $4,805,000 $1,420,000 -70.4% 0.1%
    Citizens Bank $1,710,000 $1,400,000 -18.1% 0.1%
    First Community Bank $75,000 $1,360,000 1,713.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $4,245,000 $1,250,000 -70.6% 0.1%
    OPEN MORTGAGE, LLC $1,630,000 $1,170,000 -28.2% 0.1%
    United Bank $1,765,000 $1,160,000 -34.3% 0.1%
    NBKC BANK $705,000 $1,155,000 63.8% 0.1%
    Midland States Bank $1,095,000 n/a 0.1%
    First Horizon Bank $2,575,000 $1,065,000 -58.6% 0.1%
    Luxury Mortgage Corp. $1,050,000 n/a 0.1%
    BOKF $1,500,000 $1,040,000 -30.7% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,045,000 $1,040,000 -49.1% 0.1%
    GERSHMAN INVESTMENT CORP. $95,000 $1,025,000 978.9% 0.1%
    LENDINGHOME FUNDING CORPORATION $1,025,000 n/a 0.1%
    The Federal Savings Bank $2,215,000 $990,000 -55.3% 0.1%
    CSL Financial, LLC $245,000 $925,000 277.6% 0.1%
    ZILLOW HOME LOANS, LLC $2,040,000 $920,000 -54.9% 0.1%
    Wyndham Capital Mortgage, Inc. $1,400,000 $915,000 -34.6% 0.1%
    AMERICAN FINANCING CORPORATION $2,085,000 $905,000 -56.6% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,020,000 $890,000 -12.7% 0.1%
    BancFirst $2,375,000 $860,000 -63.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $270,000 $840,000 211.1% 0.1%
    Plains Commerce Bank $555,000 $835,000 50.5% 0.1%
    RESIDENTIAL BANCORP. $835,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $400,000 $815,000 103.8% 0.1%
    BNC National Bank $795,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $185,000 $750,000 305.4% 0.1%
    ROYAL UNITED MORTGAGE LLC $1,075,000 $720,000 -33.0% 0.1%
    AMERICAN ADVISORS GROUP $515,000 $710,000 37.9% 0.1%
    DAS Acquisition Company, LLC $4,635,000 $700,000 -84.9% 0.1%
    Texana Bank $700,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $610,000 $695,000 13.9% 0.1%
    PNC Bank $345,000 $695,000 101.4% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $690,000 n/a 0.1%
    KELLER MORTGAGE, LLC $3,055,000 $690,000 -77.4% 0.1%
    CORNERSTONE HOME LENDING, INC. $4,540,000 $680,000 -85.0% 0.1%
    First Oklahoma Bank $675,000 n/a 0.1%
    Ally Bank $2,610,000 $660,000 -74.7% 0.1%
    FBC MORTGAGE, LLC $805,000 $650,000 -19.3% 0.1%
    Regent Bank $645,000 n/a 0.1%
    COMMUNITY MORTGAGE CORPORATION $175,000 $640,000 265.7% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $620,000 n/a 0.1%
    Northpointe Bank $620,000 n/a 0.1%
    Figure Lending LLC $65,000 $615,000 846.2% 0.1%
    Discover Bank $525,000 $600,000 14.3% 0.1%
    V.I.P. MORTGAGE, INC. $585,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $875,000 $560,000 -36.0% 0.1%
    PREMIA MORTGAGE, LLC $650,000 $555,000 -14.6% 0.1%
    EVANSVILLE TEACHERS $535,000 n/a 0.1%
    M&T Bank $105,000 $535,000 409.5% 0.1%
    AMCAP MORTGAGE, LTD. $715,000 $520,000 -27.3% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $430,000 $505,000 17.4% 0.0%
    MORTGAGE CLEARING CORPORATION $455,000 $505,000 11.0% 0.0%
    United Fidelity Funding Corp. $2,390,000 $500,000 -79.1% 0.0%
    DIGITAL Federal Credit Union $495,000 n/a 0.0%
    Secured Investment Corp. $420,000 $490,000 16.7% 0.0%
    CMG MORTGAGE, INC. $210,000 $470,000 123.8% 0.0%
    Nations Lending Corporation $470,000 n/a 0.0%
    DELMAR FINANCIAL COMPANY $460,000 n/a 0.0%
    GUIDANCE RESIDENTIAL, LLC $270,000 $460,000 70.4% 0.0%
    T2 FINANCIAL LLC $460,000 n/a 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $185,000 $455,000 145.9% 0.0%
    ALTRA $315,000 $440,000 39.7% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $245,000 $430,000 75.5% 0.0%
    MOVEMENT MORTGAGE, LLC $330,000 $430,000 30.3% 0.0%
    Waterstone Mortgage Corporation $565,000 $420,000 -25.7% 0.0%
    ENDEAVOR CAPITAL, LLC. $575,000 $415,000 -27.8% 0.0%
    Great Plains National Bank $415,000 n/a 0.0%
    COUNTRYPLACE MORTGAGE, LTD. $170,000 $405,000 138.2% 0.0%
    ASSOCIATED MORTGAGE CORPORATION $290,000 $370,000 27.6% 0.0%
    GENEVA FINANCIAL, LLC $480,000 $370,000 -22.9% 0.0%
    PHH Mortgage Corporation $85,000 $370,000 335.3% 0.0%
    Bell Bank $365,000 n/a 0.0%
    MORIA DEVELOPMENT, INC. $355,000 n/a 0.0%
    GREENSTATE CREDIT UNION $345,000 n/a 0.0%
    WEOKIE $345,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $115,000 $340,000 195.7% 0.0%
    MORTGAGE FINANCIAL SERVICES, LLC $420,000 $335,000 -20.2% 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $325,000 n/a 0.0%
    Austin Capital Bank SSB $325,000 n/a 0.0%
    S1L, Inc. $310,000 n/a 0.0%
    Equity Bank $305,000 n/a 0.0%
    Chicago Mortgage Solutions LLC $300,000 n/a 0.0%
    STOCKTON MORTGAGE CORPORATION $290,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 $285,000 83.9% 0.0%
    UNITED MORTGAGE CORP. $280,000 n/a 0.0%
    BMO Harris Bank $275,000 n/a 0.0%
    MORTGAGE ACCESS CORP. $1,115,000 $275,000 -75.3% 0.0%
    Trustmark National Bank $275,000 n/a 0.0%
    First Guaranty Mortgage Corporation $2,265,000 $270,000 -88.1% 0.0%
    Ixonia Bank $265,000 n/a 0.0%
    Sunflower Bank $265,000 n/a 0.0%
    UNION HOME MORTGAGE CORP. $2,630,000 $265,000 -89.9% 0.0%
    American Bank of Oklahoma $390,000 $260,000 -33.3% 0.0%
    Axos Bank $365,000 $255,000 -30.1% 0.0%
    CROSSCOUNTRY MORTGAGE, LLC $540,000 $250,000 -53.7% 0.0%
    COMMUNICATION $245,000 n/a 0.0%
    UNITED BUILT HOMES, L.L.C. $1,215,000 $245,000 -79.8% 0.0%
    Tinker Federal Credit Union $80,000 $240,000 200.0% 0.0%
    Capital Bank $235,000 n/a 0.0%
    City Bank $295,000 $235,000 -20.3% 0.0%
    CLEARPATH LENDING $2,145,000 $235,000 -89.0% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $190,000 $230,000 21.1% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $545,000 $220,000 -59.6% 0.0%
    Magnolia Bank $755,000 $215,000 -71.5% 0.0%
    Oklahoma Educators Credit Union $210,000 n/a 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.0%
    MORTGAGE SOLUTIONS LLC $155,000 $205,000 32.3% 0.0%
    Signature Bank of Arkansas $520,000 $205,000 -60.6% 0.0%
    SUMMIT FUNDING, INC. $205,000 n/a 0.0%
    Fifth Third Bank $195,000 n/a 0.0%
    First National Bank Texas $195,000 n/a 0.0%
    First Western Trust Bank $195,000 n/a 0.0%
    Servion, Inc. $135,000 $195,000 44.4% 0.0%
    First National Bank $105,000 $185,000 76.2% 0.0%
    HOMESTAR FINANCIAL CORPORATION $185,000 n/a 0.0%
    INTERCAP LENDING INC. $235,000 $185,000 -21.3% 0.0%
    TJC Mortgage, Inc. $185,000 n/a 0.0%
    SPRING EQ, LLC $45,000 $180,000 300.0% 0.0%
    Citadel Servicing Corporation $175,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $480,000 $165,000 -65.6% 0.0%
    AMERICAN MORTGAGE SERVICE COMPANY $165,000 n/a 0.0%
    Bank of the West $165,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.0%
    ASHLAND Credit Union $155,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $85,000 $155,000 82.4% 0.0%
    Mortgage Investment Services Corporation $155,000 n/a 0.0%
    The Central Trust Bank $165,000 $155,000 -6.1% 0.0%
    THE MORTGAGE LINK, INC. $155,000 n/a 0.0%
    Legacy National Bank $115,000 $150,000 30.4% 0.0%
    SENTE MORTGAGE, INC. $150,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $400,000 $145,000 -63.8% 0.0%
    F & M Bank $135,000 n/a 0.0%
    Lakeview Community Capital, LLC $135,000 n/a 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $135,000 n/a 0.0%
    Raymond James Bank $135,000 n/a 0.0%
    Meridian Bank Corporation $385,000 $125,000 -67.5% 0.0%
    CERTAINTY HOME LOANS, LLC $115,000 n/a 0.0%
    Colonial Savings, F.A. $165,000 $115,000 -30.3% 0.0%
    PILGRIM MORTGAGE LLC $115,000 n/a 0.0%
    Quontic Bank $115,000 n/a 0.0%
    American Airlines Federal Credit Union $275,000 $105,000 -61.8% 0.0%
    Farm Credit Services of Western Arkansas, PCA $190,000 $105,000 -44.7% 0.0%
    FIRST COLONY MORTGAGE CORPORATION $105,000 n/a 0.0%
    Pinnacle Bank $105,000 n/a 0.0%
    YNB $105,000 n/a 0.0%
    CHERRY CREEK MORTGAGE, LLC $95,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $175,000 $95,000 -45.7% 0.0%
    TRAVIS CREDIT UNION $95,000 n/a 0.0%
    PLANET HOME LENDING, LLC $1,210,000 $85,000 -93.0% 0.0%
    GSF Mortgage Corporation $75,000 n/a 0.0%
    Mabrey Bank $235,000 $65,000 -72.3% 0.0%
    MidFirst Bank $55,000 n/a 0.0%
    OKLAHOMA CENTRAL Credit Union $55,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $810,000 $55,000 -93.2% 0.0%
    Southern Bancorp Bank $55,000 n/a 0.0%
    THRIVE MORTGAGE, LLC $125,000 $55,000 -56.0% 0.0%
    VALOR BANK $55,000 n/a 0.0%
    Deere Employees Credit Union $35,000 n/a 0.0%
    Community Bank of Mississippi $15,000 n/a 0.0%

    FORT SMITH's top lender by overall market share is Arvest Bank, with 14.1% market share. In second place, with 10.2%, is Firstar Bank, having originated $108,370,000 in loans. In third place, with 7.6%, is The First National Bank of Fort Smith, having originated $80,690,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $50,775,000 in loans. In fifth place, with 4.7%, is Armstrong Bank, having originated $49,805,000 in loans.

    FORT SMITH Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,425 (1.0%) $217,388 (2.7%) 0.56 1,143
    2018-02-01 $152,350 (3.1%) $219,335 (5.0%) 0.55 1,116
    2018-03-01 $157,700 (5.5%) $225,823 (7.3%) 0.55 1,113
    2018-04-01 $157,400 (3.6%) $226,620 (2.2%) 0.53 1,131
    2018-05-01 $159,900 (4.2%) $226,723 (-0.2%) 0.53 1,154
    2018-06-01 $159,900 (2.1%) $227,961 (-1.8%) 0.53 1,173
    2018-07-01 $159,250 (5.5%) $225,059 (0.1%) 0.53 1,195
    2018-08-01 $159,900 (7.0%) $225,575 (3.7%) 0.54 1,203
    2018-09-01 $157,000 (5.4%) $224,128 (3.3%) 0.53 1,226
    2018-10-01 $156,750 (4.9%) $222,524 (2.7%) 0.53 1,235
    2018-11-01 $154,950 (3.8%) $218,582 (0.1%) 0.53 1,254
    2018-12-01 $154,900 (4.7%) $217,516 (1.1%) 0.53 1,205
    2019-01-01 $154,950 (3.0%) $223,542 (2.8%) 0.54 1,161
    2019-02-01 $158,350 (3.9%) $226,845 (3.4%) 0.54 1,143
    2019-03-01 $160,000 (1.5%) $233,432 (3.4%) 0.53 1,118
    2019-04-01 $164,950 (4.8%) $237,912 (5.0%) 0.52 1,114
    2019-05-01 $169,250 (5.9%) $240,567 (6.1%) 0.53 1,097
    2019-06-01 $169,900 (6.3%) $245,647 (7.8%) 0.53 1,078
    2019-07-01 $167,375 (5.1%) $245,926 (9.3%) 0.52 1,073
    2019-08-01 $168,900 (5.6%) $239,155 (6.0%) 0.53 1,089
    2019-09-01 $167,975 (7.0%) $235,831 (5.2%) 0.53 1,053
    2019-10-01 $164,998 (5.3%) $231,266 (3.9%) 0.53 1,086
    2019-11-01 $164,500 (6.2%) $230,176 (5.3%) 0.54 1,055
    2019-12-01 $159,900 (3.2%) $229,068 (5.3%) 0.53 1,008
    2020-01-01 $159,950 (3.2%) $227,106 (1.6%) 0.53 969
    2020-02-01 $164,799 (4.1%) $234,730 (3.5%) 0.54 962
    2020-03-01 $169,450 (5.9%) $241,672 (3.5%) 0.53 901
    2020-04-01 $174,900 (6.0%) $246,914 (3.8%) 0.55 883
    2020-05-01 $179,000 (5.8%) $254,365 (5.7%) 0.54 815
    2020-06-01 $189,000 (11.2%) $265,871 (8.2%) 0.56 758
    2020-07-01 $195,000 (16.5%) $275,217 (11.9%) 0.57 709
    2020-08-01 $194,700 (15.3%) $278,866 (16.6%) 0.56 664
    2020-09-01 $189,525 (12.8%) $290,339 (23.1%) 0.54 586
    2020-10-01 $195,000 (18.2%) $288,676 (24.8%) 0.56 563
    2020-11-01 $190,425 (15.8%) $298,084 (29.5%) 0.56 514
    2020-12-01 $184,375 (15.3%) $290,370 (26.8%) 0.55 491
    2021-01-01 $183,750 (14.9%) $298,298 (31.4%) 0.55 455
    2021-02-01 $195,000 (18.3%) $310,368 (32.2%) 0.57 390
    2021-03-01 $184,950 (9.2%) $306,264 (26.7%) 0.52 373
    2021-04-01 $189,000 (8.1%) $314,604 (27.4%) 0.51 370
    2021-05-01 $209,700 (17.2%) $332,533 (30.7%) 0.56 342
    2021-06-01 $219,450 (16.1%) $321,698 (21.0%) 0.58 382
    2021-07-01 $209,900 (7.6%) $311,384 (13.1%) 0.55 480
    2021-08-01 $197,450 (1.4%) $307,917 (10.4%) 0.53 487
    2021-09-01 $199,225 (5.1%) $308,275 (6.2%) 0.53 496
    2021-10-01 $210,000 (7.7%) $317,994 (10.2%) 0.56 462
    2021-11-01 $209,900 (10.2%) $318,537 (6.9%) 0.56 401
    2021-12-01 $212,450 (15.2%) $325,351 (12.1%) 0.58 383
    2022-01-01 $199,900 (8.8%) $325,640 (9.2%) 0.54 350
    2022-02-01 $219,950 (12.8%) $334,140 (7.7%) 0.57 328
    2022-03-01 $215,375 (16.5%) $333,122 (8.8%) 0.54 360
    2022-04-01 $216,850 (14.7%) $334,459 (6.3%) 0.52 369
    2022-05-01 $231,225 (10.3%) $333,206 (0.2%) 0.53 393
    2022-06-01 $227,225 (3.5%) $323,271 (0.5%) 0.51 440
    2022-07-01 $237,195 (13.0%) $334,554 (7.4%) 0.54 490
    2022-08-01 $234,950 (19.0%) $333,736 (8.4%) 0.54 519
    2022-09-01 $229,975 (15.4%) $306,031 (-0.7%) 0.54 546
    2022-10-01 $239,900 (14.2%) $307,690 (-3.2%) 0.56 583
    2022-11-01 $232,000 (10.5%) $318,210 (-0.1%) 0.56 590
    2022-12-01 $227,250 (7.0%) $314,422 (-3.4%) 0.56 554
    2023-01-01 $228,188 (14.2%) $316,515 (-2.8%) 0.56 540
    2023-02-01 $236,975 (7.7%) $319,591 (-4.4%) 0.57 498
    2023-03-01 $238,875 (10.9%) $329,091 (-1.2%) 0.56 473
    2023-04-01 $240,000 (10.7%) $337,159 (0.8%) 0.56 460
    FORT SMITH's median listing price for 2023-04-01 was $240,000, a difference of $23,150 (10.7%) versus the prior year and $1,125 versus the prior month.

    FORT SMITH's median listing price comes in at 56% of the national average.

    FORT SMITH's average listing price for 2023-04-01 was $337,159, a difference of $2,700 (0.8%) versus the prior year and $8,068 versus the prior month.

    For the 2023-04-01 period, FORT SMITH had 460 MLS listings, a difference of -13 listings (-3%) versus the prior month and 91 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - FORT SMITH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 102 days 1,820 sqft
    2018-02-01 103 days 1,832 sqft
    2018-03-01 92 days 1,886 sqft
    2018-04-01 81 days 1,895 sqft
    2018-05-01 75 days 1,909 sqft
    2018-06-01 72 days 1,912 sqft
    2018-07-01 76 days 1,911 sqft
    2018-08-01 82 days 1,927 sqft
    2018-09-01 86 days 1,890 sqft
    2018-10-01 89 days 1,884 sqft
    2018-11-01 89 days 1,843 sqft
    2018-12-01 94 days 1,829 sqft
    2019-01-01 101 days 1,815 sqft
    2019-02-01 100 days 1,818 sqft
    2019-03-01 97 days 1,867 sqft
    2019-04-01 81 days 1,900 sqft
    2019-05-01 74 days 1,917 sqft
    2019-06-01 81 days 1,925 sqft
    2019-07-01 82 days 1,920 sqft
    2019-08-01 86 days 1,914 sqft
    2019-09-01 82 days 1,899 sqft
    2019-10-01 80 days 1,873 sqft
    2019-11-01 82 days 1,860 sqft
    2019-12-01 93 days 1,854 sqft
    2020-01-01 95 days 1,858 sqft
    2020-02-01 89 days 1,848 sqft
    2020-03-01 83 days 1,890 sqft
    2020-04-01 81 days 1,923 sqft
    2020-05-01 82 days 1,980 sqft
    2020-06-01 77 days 1,984 sqft
    2020-07-01 75 days 2,001 sqft
    2020-08-01 73 days 2,000 sqft
    2020-09-01 67 days 2,000 sqft
    2020-10-01 58 days 2,019 sqft
    2020-11-01 60 days 2,008 sqft
    2020-12-01 71 days 1,922 sqft
    2021-01-01 75 days 1,926 sqft
    2021-02-01 64 days 1,938 sqft
    2021-03-01 45 days 1,816 sqft
    2021-04-01 35 days 1,826 sqft
    2021-05-01 39 days 1,887 sqft
    2021-06-01 32 days 1,886 sqft
    2021-07-01 31 days 1,880 sqft
    2021-08-01 36 days 1,848 sqft
    2021-09-01 39 days 1,829 sqft
    2021-10-01 49 days 1,879 sqft
    2021-11-01 51 days 1,820 sqft
    2021-12-01 54 days 1,839 sqft
    2022-01-01 55 days 1,836 sqft
    2022-02-01 41 days 1,827 sqft
    2022-03-01 34 days 1,810 sqft
    2022-04-01 33 days 1,800 sqft
    2022-05-01 35 days 1,783 sqft
    2022-06-01 36 days 1,791 sqft
    2022-07-01 38 days 1,816 sqft
    2022-08-01 43 days 1,826 sqft
    2022-09-01 49 days 1,806 sqft
    2022-10-01 52 days 1,813 sqft
    2022-11-01 59 days 1,825 sqft
    2022-12-01 66 days 1,780 sqft
    2023-01-01 72 days 1,802 sqft
    2023-02-01 72 days 1,827 sqft
    2023-03-01 66 days 1,824 sqft
    2023-04-01 58 days 1,848 sqft
    FORT SMITH's median listing age (time on market) for 2023-04-01 was 58 days. This is 74% longer than the same period one year ago.

    FORT SMITH's median square footage for active listings during the 2023-04-01 period was 1,848 sqft. One year prior, the average listing was 1,800 sqft.

    FORT SMITH, AR-OK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    72774 Fort Smith, AR-OK $560 $590 $740 $1,050 $1,270
    72901 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72902 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72903 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    72904 Fort Smith, AR-OK $570 $580 $760 $1,060 $1,200
    72905 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72906 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72908 Fort Smith, AR-OK $670 $680 $890 $1,240 $1,400
    72913 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72914 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72916 Fort Smith, AR-OK $650 $650 $860 $1,200 $1,350
    72917 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72918 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72921 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72923 Fort Smith, AR-OK $710 $710 $940 $1,310 $1,480
    72927 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72930 Fort Smith, AR-OK $560 $610 $740 $930 $1,150
    72932 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72933 Fort Smith, AR-OK $570 $610 $740 $940 $1,160
    72934 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72935 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72936 Fort Smith, AR-OK $580 $590 $770 $1,070 $1,210
    72937 Fort Smith, AR-OK $610 $620 $810 $1,130 $1,270
    72938 Fort Smith, AR-OK $600 $600 $790 $1,100 $1,240
    72940 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72941 Fort Smith, AR-OK $600 $600 $790 $1,100 $1,240
    72944 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    72945 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72946 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72947 Fort Smith, AR-OK $560 $580 $740 $1,000 $1,160
    72948 Fort Smith, AR-OK $570 $570 $750 $1,040 $1,220
    72952 Fort Smith, AR-OK $630 $640 $840 $1,170 $1,320
    72955 Fort Smith, AR-OK $570 $580 $760 $1,050 $1,190
    72956 Fort Smith, AR-OK $580 $590 $770 $1,070 $1,210
    72957 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    72959 Fort Smith, AR-OK $630 $670 $830 $1,180 $1,420
    74435 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74931 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74936 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    74945 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74946 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74948 Fort Smith, AR-OK $570 $570 $750 $1,050 $1,180
    74954 Fort Smith, AR-OK $600 $610 $800 $1,110 $1,260
    74955 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160
    74962 Fort Smith, AR-OK $560 $560 $740 $1,030 $1,160

    2022 Average & Median Rent Data Statistics
    FORT SMITH, AR-OK average 1BR rent: $583, median: $560
    FORT SMITH, AR-OK average 2BR rent: $763, median: $740
    FORT SMITH, AR-OK average 3BR rent: $1,059, median: $1,030

    FORT SMITH, AR-OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 3,274 $721,940,000 $220,507
    Cash Out Refi 781 $126,845,000 $162,414
    Refi 776 $163,330,000 $210,477
    Home Improvement 388 $31,330,000 $80,747
    Other 343 $23,135,000 $67,449

    Fort Smith's most frequently cited loan purpose was Home Purchase, with 3,274 originations. The 2nd most popular reason was Cash Out Refi, with 781 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 1,474 $273,480,000 $185,536
    4-5% 1,276 $290,960,000 $228,025
    3-4% 1,106 $211,540,000 $191,266
    6-7% 699 $111,885,000 $160,064
    2.5-3% 236 $42,440,000 $179,831
    7-8% 222 $26,410,000 $118,964
    Over 8% 144 $10,960,000 $76,111
    <2.5% 56 $11,990,000 $214,107

    During 2022, Fort Smith's most frequently originated rate bucket was 5-6%, with 1,474 originations.

    Loan Sizing (FORT SMITH, AR-OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 2,234 $323,890,000 $144,982
    $100,000 or less 1,738 $101,480,000 $58,389
    $200k-400k 1,296 $345,170,000 $266,335
    $400k-600k 187 $88,335,000 $472,380
    $Over $1MM 55 $170,105,000 $3,092,818
    $600k-1000k 52 $37,600,000 $723,077

    FORT SMITH's loan sizing saw the bucket of loans from $100k-200k with 2,234 originations, totaling $323,890,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 2,408 $506,700,000 $210,424
    60-80% 1,317 $320,055,000 $243,018
    40-60% 497 $81,235,000 $163,451
    Under 20% 446 $18,660,000 $41,839
    20-40% 413 $39,295,000 $95,145
    Over 100% 110 $28,110,000 $255,545

    FORT SMITH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,408 originations, totaling $506,700,000 in origination value.