Bartlesville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bartlesville averaged 7.17% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.91% and one month ago for the week of 2024-05-02, the average rate was 7.1%.

Bartlesville's average rate one year ago was 6.87%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Bartlesville 30 Year Fixed Rate 2024-06-06 7.17%
Bartlesville 30 Year Fixed Rate Refi 2024-06-06 7.19%
Bartlesville 15 Year Fixed Rate 2024-06-06 6.29%
Bartlesville 15 Year Fixed Rate Refi 2024-06-06 6.29%
Bartlesville 30 Year FHA 2024-06-06 6.83%
Bartlesville 30 Year FHA Refi 2024-06-06 6.79%
Bartlesville 30 Year USDA 2024-06-06 6.8%
Bartlesville 30 Year USDA Refi 2024-06-06 6.6%
Bartlesville 30 Year VA 2024-06-06 6.67%
Bartlesville 30 Year VA Refi 2024-06-06 6.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bartlesville, OK.

Bartlesville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bartlesville, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Truity Federal Credit Union 79 6.64% $3,932
Arvest Bank 48 6.78% $4,088
QUICKEN LOANS, LLC 25 6.69% $7,180
United Fidelity Funding Corp. 18 6.45% $5,904
ASSOCIATED MORTGAGE CORPORATION 17 6.56% $5,118
FLAT BRANCH MORTGAGE, INC. 11 6.79% $5,232
BancFirst 9 6.99% $4,803
American Bank of Oklahoma 7 6.75% $4,393
BOKF 7 6.95% $4,799
CORNERSTONE HOME LENDING, INC. 6 7.31% $6,297
Gateway First Bank 6 7.06% $4,505
PREMIA MORTGAGE, LLC 5 6.03% $1,770
UNITED WHOLESALE MORTGAGE, LLC 5 6.70% $8,326
OPEN MORTGAGE, LLC 4 6.28% $8,438
DHI MORTGAGE COMPANY, LTD. 4 5.94% $3,331
Stride Bank 4 6.47% $4,819
THE MORTGAGE LINK, INC. 4 6.84% $5,439
US MORTGAGE CORPORATION 4 6.19% $5,593
GUILD MORTGAGE COMPANY 3 7.71% $5,408
Wells Fargo Bank 3 7.29% $2,691
Tulsa Federal Credit Union 3 6.79% $3,191
DIGITAL Federal Credit Union 2 6.06% $4,552
CROSSCOUNTRY MORTGAGE, LLC 2 7.48% $7,411
NEWREZ LLC 2 7.06% $3,906
Armstrong Bank 2 7.12% $3,988
PENNYMAC LOAN SERVICES, LLC 2 6.43% $6,338
TTCU Federal Credit Union 2 5.75% $3,950
BROKER SOLUTIONS, INC. 2 7.94% $5,469
TRIAD FINANCIAL SERVICES, INC. 2 8.94% $3,274
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.99% $5,411
RCB Bank 1 5.36% $2,994
Regent Financial Group, Inc. 1 6.99% $7,200
Servion, Inc. 1 6.50% $4,361
Sierra Pacific Mortgage Company, Inc. 1 7.88% $4,397
Simmons Bank 1 7.13% $3,623
Stifel Bank and Trust 1 5.50% $3,722
The Central Trust Bank 1 7.13% $5,179
UNION HOME MORTGAGE CORP. 1 7.13% $5,408
USAA Federal Savings Bank 1 6.88% $3,200
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $3,272
WEOKIE 1 5.00% $4,472
West Gate Bank 1 6.63% $4,082
21ST MORTGAGE CORPORATION 1 8.56% $6,680
ZILLOW HOME LOANS, LLC 1 7.13% $5,108
AMERICAN HERITAGE LENDING, INC. 1 8.50% $12,407
American Mortgage & Equity Consultants, Inc. 1 6.88% $23,077
AmeriHome Mortgage Company, LLC 1 6.63% $4,464
AXIA FINANCIAL, LLC 1 6.88% $6,889
BAY EQUITY LLC 1 5.99% $5,607
CALCON MUTUAL MORTGAGE LLC 1 7.38% $8,396
CANOPY MORTGAGE, LLC 1 7.50% $8,770
CHURCHILL MORTGAGE CORPORATION 1 6.99% $4,996
Citibank 1 6.50% $7,753
Citizens Bank 1 6.63% $3,948
Community National Bank & Trust 1 7.63% $5,331
Discover Bank 1 7.79% $0
Firstar Bank 1 7.88% $4,616
FREEDOM MORTGAGE CORPORATION 1 8.25% $5,169
GUARANTEED RATE AFFINITY, LLC 1 7.13% $6,389
GUARANTEED RATE, INC. 1 6.38% $3,776
JPMorgan Chase Bank 1 7.38% $3,139
KELLER MORTGAGE, LLC 1 5.88% $3,967
Mabrey Bank 1 7.25% $4,024
MICHIGAN MUTUAL, INC. 1 6.63% $2,426
MORTGAGE CLEARING CORPORATION 1 6.50% $3,918
Mortgage Research Center, LLC 1 7.38% $0
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.00% $6,073
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $7,781
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $7,155
NAVY FEDERAL CREDIT UNION 1 6.63% $2,045
Neighborhood Loans, Inc. 1 7.50% $7,373
PENTAGON FEDERAL CREDIT UNION 1 6.50% $3,527

Bartlesville Average Closing Costs & Other Stats

Bartlesville, OK's 72 lenders originated 969 loans during 2023. The total origination value was $170,135,000, with an average loan value of $175,578.

Bartlesville's average closing costs are $5,060.

The top Bartlesville lender as defined by loan originations is Truity Federal Credit Union, with 79 loans originated. Their average total fees are $3,932, which is $155 lower than the next largest lender, Arvest Bank.

The lowest fee Bartlesville lenders (with over 10 loans originated) are Truity Federal Credit Union ($3,932), Arvest Bank ($4,088), ASSOCIATED MORTGAGE CORPORATION ($5,118), FLAT BRANCH MORTGAGE, INC. ($5,232) and United Fidelity Funding Corp. ($5,904).

The lowest rate Bartlesville lenders (with over 10 loans originated) are United Fidelity Funding Corp. (6.45%), ASSOCIATED MORTGAGE CORPORATION (6.56%), Truity Federal Credit Union (6.64%), QUICKEN LOANS, LLC (6.69%) and Arvest Bank (6.78%).

Bartlesville, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Truity Federal Credit Union $31,620,000 $23,560,000 -25.5% 13.8%
Arvest Bank $27,730,000 $18,670,000 -32.7% 11.0%
BERKELEY POINT CAPITAL LLC $15,005,000 n/a 8.8%
QUICKEN LOANS, LLC $12,485,000 $10,765,000 -13.8% 6.3%
ASSOCIATED MORTGAGE CORPORATION $7,630,000 $7,825,000 2.6% 4.6%
Mortgage Research Center, LLC $6,255,000 $6,940,000 11.0% 4.1%
United Fidelity Funding Corp. $7,405,000 $6,575,000 -11.2% 3.9%
BancFirst $7,750,000 $5,995,000 -22.6% 3.5%
OPEN MORTGAGE, LLC $3,355,000 $4,950,000 47.5% 2.9%
FLAT BRANCH MORTGAGE, INC. $3,200,000 $3,380,000 5.6% 2.0%
American Bank of Oklahoma $3,845,000 $3,260,000 -15.2% 1.9%
PREMIA MORTGAGE, LLC $2,800,000 n/a 1.6%
UNITED WHOLESALE MORTGAGE, LLC $1,810,000 $2,660,000 47.0% 1.6%
BOKF $4,760,000 $2,425,000 -49.1% 1.4%
Armstrong Bank $2,800,000 $2,245,000 -19.8% 1.3%
First Oklahoma Bank $595,000 $1,995,000 235.3% 1.2%
Gateway First Bank $2,900,000 $1,840,000 -36.6% 1.1%
Stride Bank $5,415,000 $1,820,000 -66.4% 1.1%
DHI MORTGAGE COMPANY, LTD. $7,455,000 $1,665,000 -77.7% 1.0%
CORNERSTONE HOME LENDING, INC. $1,125,000 $1,575,000 40.0% 0.9%
Regent Bank $2,955,000 $1,575,000 -46.7% 0.9%
PENNYMAC LOAN SERVICES, LLC $1,450,000 $1,405,000 -3.1% 0.8%
Equity Bank $1,615,000 $1,395,000 -13.6% 0.8%
Regent Financial Group, Inc. $585,000 $1,375,000 135.0% 0.8%
The Central Trust Bank $85,000 $1,215,000 1,329.4% 0.7%
US MORTGAGE CORPORATION $1,610,000 $1,055,000 -34.5% 0.6%
NAVY FEDERAL CREDIT UNION $1,045,000 $1,050,000 0.5% 0.6%
First United Bank and Trust Company $4,770,000 $995,000 -79.1% 0.6%
21ST MORTGAGE CORPORATION $530,000 $895,000 68.9% 0.5%
RCB Bank $3,490,000 $855,000 -75.5% 0.5%
TTCU Federal Credit Union $690,000 $855,000 23.9% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,165,000 $840,000 -27.9% 0.5%
NEWREZ LLC $350,000 $815,000 132.9% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $395,000 $780,000 97.5% 0.5%
Citizens Bank $470,000 $765,000 62.8% 0.4%
Wells Fargo Bank $2,105,000 $755,000 -64.1% 0.4%
THE MORTGAGE LINK, INC. $725,000 n/a 0.4%
CARDINAL FINANCIAL $565,000 $705,000 24.8% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $605,000 $705,000 16.5% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $730,000 $665,000 -8.9% 0.4%
NEW DAY FINANCIAL, LLC $870,000 $665,000 -23.6% 0.4%
DIGITAL Federal Credit Union $295,000 $640,000 116.9% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $970,000 $620,000 -36.1% 0.4%
Chickasaw Community Bank $1,390,000 $565,000 -59.4% 0.3%
MID AMERICA MORTGAGE, INC. $405,000 $550,000 35.8% 0.3%
BROKER SOLUTIONS, INC. $1,170,000 $545,000 -53.4% 0.3%
Servion, Inc. $535,000 n/a 0.3%
Grand Savings Bank $525,000 n/a 0.3%
The Union State Bank $1,800,000 $515,000 -71.4% 0.3%
American Mortgage & Equity Consultants, Inc. $505,000 n/a 0.3%
Community National Bank & Trust $675,000 $495,000 -26.7% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $495,000 n/a 0.3%
GUARANTEED RATE, INC. $675,000 $495,000 -26.7% 0.3%
LAKEVIEW LOAN SERVICING, LLC $620,000 $490,000 -21.0% 0.3%
GUILD MORTGAGE COMPANY $1,105,000 $440,000 -60.2% 0.3%
The Federal Savings Bank $430,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $225,000 $410,000 82.2% 0.2%
LOANPAL, LLC $320,000 $410,000 28.1% 0.2%
JPMorgan Chase Bank $975,000 $400,000 -59.0% 0.2%
Firstar Bank $365,000 n/a 0.2%
American Heritage Bank $1,250,000 $345,000 -72.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $340,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $475,000 $340,000 -28.4% 0.2%
FIRST AMERICAN MORTGAGE, INC. $340,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $1,680,000 $340,000 -79.8% 0.2%
SOUTHWEST STAGE FUNDING, LLC $95,000 $330,000 247.4% 0.2%
PNC Bank $315,000 n/a 0.2%
SENTE MORTGAGE, INC. $930,000 $315,000 -66.1% 0.2%
Citibank $310,000 n/a 0.2%
TOTAL MORTGAGE SERVICES, LLC $310,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $305,000 258.8% 0.2%
Stifel Bank and Trust $305,000 n/a 0.2%
Ixonia Bank $285,000 n/a 0.2%
Waterstone Mortgage Corporation $1,105,000 $285,000 -74.2% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,915,000 $275,000 -85.6% 0.2%
TOWNE MORTGAGE COMPANY $275,000 n/a 0.2%
Tulsa Federal Credit Union $240,000 $275,000 14.6% 0.2%
TRIAD FINANCIAL SERVICES, INC. $45,000 $260,000 477.8% 0.2%
AMERICAN HERITAGE LENDING, INC. $255,000 n/a 0.1%
Neighborhood Loans, Inc. $265,000 $255,000 -3.8% 0.1%
AMWEST FUNDING CORP. $250,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $250,000 n/a 0.1%
Flagstar Bank, FSB $345,000 $250,000 -27.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $245,000 n/a 0.1%
AVB Bank $135,000 $245,000 81.5% 0.1%
POLARIS HOME FUNDING CORP. $245,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $245,000 n/a 0.1%
BLUE SKY BANK $240,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $385,000 $230,000 -40.3% 0.1%
WEOKIE $225,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $125,000 $215,000 72.0% 0.1%
MICHIGAN MUTUAL, INC. $205,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $205,000 n/a 0.1%
Carrington Mortgage Services, LLC $505,000 $200,000 -60.4% 0.1%
JLB CORPORATION $195,000 n/a 0.1%
KELLER MORTGAGE, LLC $760,000 $195,000 -74.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $285,000 $195,000 -31.6% 0.1%
Simmons Bank $195,000 n/a 0.1%
Discover Bank $190,000 n/a 0.1%
Mabrey Bank $75,000 $190,000 153.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.1%
West Gate Bank $185,000 n/a 0.1%
USAA Federal Savings Bank $860,000 $180,000 -79.1% 0.1%
Fidelity Bank $175,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $335,000 $175,000 -47.8% 0.1%
MORTGAGE CLEARING CORPORATION $145,000 $155,000 6.9% 0.1%
TIB The Independent Bankersbank $155,000 n/a 0.1%
First Fidelity Bank $150,000 n/a 0.1%
FINANCIAL CONCEPTS MORTGAGE, LLC $135,000 $145,000 7.4% 0.1%
A&D Mortgage LLC $135,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $215,000 $125,000 -41.9% 0.1%
The First National Bank of Fort Smith $125,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $125,000 n/a 0.1%
CANOPY MORTGAGE, LLC $115,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $530,000 $115,000 -78.3% 0.1%
EVERETT FINANCIAL, INC. $2,600,000 $115,000 -95.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $115,000 n/a 0.1%
DAS Acquisition Company, LLC $95,000 n/a 0.1%
LENDINGONE, LLC $1,325,000 $95,000 -92.8% 0.1%
The First National Bank and Trust Company of Broken Arrow $95,000 n/a 0.1%
UMB Bank $95,000 n/a 0.1%
Figure Lending LLC $90,000 n/a 0.1%
BAY EQUITY LLC $145,000 $85,000 -41.4% 0.0%
AXIA FINANCIAL, LLC $75,000 n/a 0.0%
First Bank of Owasso $75,000 n/a 0.0%
Coastal Community Bank $70,000 n/a 0.0%
COMMUNICATION $135,000 $65,000 -51.9% 0.0%
Bank of America $465,000 $55,000 -88.2% 0.0%
Northern Colorado Credit Union $55,000 n/a 0.0%
Security Bank $55,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $45,000 n/a 0.0%
Tinker Federal Credit Union $155,000 $45,000 -71.0% 0.0%
U.S. Bank $695,000 $45,000 -93.5% 0.0%
American Airlines Federal Credit Union $150,000 $35,000 -76.7% 0.0%
OKLAHOMA CENTRAL Credit Union $25,000 n/a 0.0%
Southwest Airlines Federal Credit Union $25,000 n/a 0.0%

Bartlesville's top lender by overall market share is Truity Federal Credit Union, with 13.8% market share. In second place, with 11.0%, is Arvest Bank, having originated $18,670,000 in loans. In third place, with 8.8%, is BERKELEY POINT CAPITAL LLC, having originated $15,005,000 in loans. In fourth place, with 6.3%, is QUICKEN LOANS, LLC, having originated $10,765,000 in loans. In fifth place, with 4.6%, is ASSOCIATED MORTGAGE CORPORATION, having originated $7,825,000 in loans.


Bartlesville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bartlesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $123,975 (-2.7%) $156,452 (0.2%) 0.00 227
2018-02-01 $119,700 (-6.8%) $150,606 (-2.2%) 0.00 221
2018-03-01 $124,000 (-0.8%) $159,397 (5.1%) 0.00 223
2018-04-01 $133,500 (3.5%) $164,516 (4.0%) 0.00 241
2018-05-01 $138,250 (4.0%) $174,481 (3.4%) 0.00 252
2018-06-01 $134,450 (2.0%) $171,389 (0.4%) 0.00 273
2018-07-01 $136,000 (0.7%) $170,367 (-0.8%) 0.00 288
2018-08-01 $136,000 (0.6%) $169,197 (-0.9%) 0.00 302
2018-09-01 $134,999 (0.0%) $171,453 (1.7%) 0.00 313
2018-10-01 $131,850 (-1.7%) $169,835 (1.2%) 0.00 297
2018-11-01 $129,900 (0.5%) $167,768 (2.0%) 0.00 288
2018-12-01 $135,000 (12.6%) $171,332 (10.7%) 0.00 255
2019-01-01 $133,500 (7.7%) $171,751 (9.8%) 0.00 242
2019-02-01 $131,500 (9.9%) $169,307 (12.4%) 0.00 224
2019-03-01 $135,100 (9.0%) $172,133 (8.0%) 0.00 214
2019-04-01 $139,300 (4.3%) $176,582 (7.3%) 0.00 222
2019-05-01 $135,750 (-1.8%) $174,135 (-0.2%) 0.00 240
2019-06-01 $131,000 (-2.6%) $168,075 (-1.9%) 0.00 233
2019-07-01 $127,125 (-6.5%) $165,061 (-3.1%) 0.00 228
2019-08-01 $127,532 (-6.2%) $166,044 (-1.9%) 0.00 216
2019-09-01 $126,080 (-6.6%) $165,563 (-3.4%) 0.00 199
2019-10-01 $128,736 (-2.4%) $165,926 (-2.3%) 0.00 188
2019-11-01 $146,500 (12.8%) $174,282 (3.9%) 0.00 181
2019-12-01 $148,975 (10.4%) $177,015 (3.3%) 0.00 171
2020-01-01 $136,000 (1.9%) $175,228 (2.0%) 0.00 164
2020-02-01 $140,950 (7.2%) $177,855 (5.1%) 0.00 151
2020-03-01 $157,825 (16.8%) $180,106 (4.6%) 0.00 152
2020-04-01 $148,100 (6.3%) $178,694 (1.2%) 0.00 157
2020-05-01 $149,900 (10.4%) $177,152 (1.7%) 0.00 134
2020-06-01 $154,950 (18.3%) $178,643 (6.3%) 0.00 129
2020-07-01 $146,175 (15.0%) $176,567 (7.0%) 0.00 119
2020-08-01 $148,250 (16.3%) $176,176 (6.1%) 0.00 106
2020-09-01 $138,900 (10.2%) $181,196 (9.4%) 0.00 86
2020-10-01 $132,500 (2.9%) $196,022 (18.1%) 0.00 84
2020-11-01 $130,475 (-10.9%) $177,791 (2.0%) 0.00 75
2020-12-01 $138,500 (-7.0%) $187,145 (5.7%) 0.00 67
2021-01-01 $138,500 (1.8%) $172,431 (-1.6%) 0.00 54
2021-02-01 $154,250 (9.4%) $178,086 (0.1%) 0.00 47
2021-03-01 $139,700 (-11.5%) $172,850 (-4.0%) 0.00 51
2021-04-01 $137,000 (-7.5%) $184,514 (3.3%) 0.00 48
2021-05-01 $153,700 (2.5%) $206,870 (16.8%) 0.00 60
2021-06-01 $142,400 (-8.1%) $217,288 (21.6%) 0.00 61
2021-07-01 $164,900 (12.8%) $216,886 (22.8%) 0.00 72
2021-08-01 $155,000 (4.6%) $199,815 (13.4%) 0.00 86
2021-09-01 $151,250 (8.9%) $207,698 (14.6%) 0.00 86
2021-10-01 $147,678 (11.5%) $191,316 (-2.4%) 0.00 87
2021-11-01 $147,703 (13.2%) $197,537 (11.1%) 0.00 93
2021-12-01 $145,455 (5.0%) $183,606 (-1.9%) 0.00 86
2022-01-01 $189,450 (36.8%) $1,286,872 (646.3%) 0.00 76
2022-02-01 $194,000 (25.8%) $298,694 (67.7%) 0.00 59
2022-03-01 $193,700 (38.7%) $207,948 (20.3%) 0.00 47
2022-04-01 $199,000 (45.3%) $214,635 (16.3%) 0.00 60
2022-05-01 $229,243 (49.2%) $223,085 (7.8%) 0.00 65
2022-06-01 $200,975 (41.1%) $212,833 (-2.1%) 0.00 70
2022-07-01 $188,500 (14.3%) $207,481 (-4.3%) 0.00 89
2022-08-01 $189,000 (21.9%) $226,117 (13.2%) 0.00 92
2022-09-01 $178,000 (17.7%) $231,135 (11.3%) 0.00 97
2022-10-01 $184,500 (24.9%) $223,626 (16.9%) 0.00 105
2022-11-01 $164,450 (11.3%) $228,718 (15.8%) 0.00 100
2022-12-01 $199,000 (36.8%) $241,393 (31.5%) 0.00 92
2023-01-01 $187,000 (-1.3%) $226,132 (-82.4%) 0.00 90
2023-02-01 $180,225 (-7.1%) $219,836 (-26.4%) 0.00 68
2023-03-01 $206,350 (6.5%) $228,877 (10.1%) 0.00 71
2023-04-01 $239,995 (20.6%) $262,187 (22.2%) 0.00 71
2023-05-01 $269,750 (17.7%) $279,286 (25.2%) 0.00 79
2023-06-01 $267,225 (33.0%) $288,857 (35.7%) 0.00 82
2023-07-01 $259,500 (37.7%) $295,897 (42.6%) 0.00 88
2023-08-01 $251,200 (32.9%) $276,685 (22.4%) 0.00 96
2023-09-01 $239,750 (34.7%) $277,657 (20.1%) 0.00 98
2023-10-01 $237,000 (28.5%) $281,820 (26.0%) 0.00 105
2023-11-01 $239,000 (45.3%) $289,231 (26.5%) 0.00 105
2023-12-01 $219,900 (10.5%) $269,204 (11.5%) 0.00 98
2024-01-01 $225,000 (20.3%) $260,797 (15.3%) 0.00 98
2024-02-01 $231,500 (28.5%) $266,082 (21.0%) 0.00 86
2024-03-01 $225,000 (9.0%) $248,320 (8.5%) 0.00 68
2024-04-01 $226,875 (-5.5%) $253,196 (-3.4%) 0.00 79
2024-05-01 $233,375 (-13.5%) $271,558 (-2.8%) 0.00 93
Bartlesville's median listing price for 2024-05-01 was $233,375, a difference of $-36,375 (-13.5%) versus the prior year and $6,500 versus the prior month.

Bartlesville's median listing price comes in at 0% of the national average.

Bartlesville's average listing price for 2024-05-01 was $271,558, a difference of $-7,728 (-2.8%) versus the prior year and $18,362 versus the prior month.

For the 2024-05-01 period, Bartlesville had 93 MLS listings, a difference of 14 listings (18%) versus the prior month and 14 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bartlesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,852 sqft
2018-02-01 0 days 1,825 sqft
2018-03-01 0 days 1,875 sqft
2018-04-01 0 days 1,987 sqft
2018-05-01 0 days 2,024 sqft
2018-06-01 0 days 1,945 sqft
2018-07-01 0 days 2,000 sqft
2018-08-01 0 days 2,006 sqft
2018-09-01 0 days 2,018 sqft
2018-10-01 0 days 2,006 sqft
2018-11-01 0 days 1,970 sqft
2018-12-01 0 days 1,988 sqft
2019-01-01 0 days 2,032 sqft
2019-02-01 0 days 2,049 sqft
2019-03-01 0 days 2,029 sqft
2019-04-01 0 days 1,998 sqft
2019-05-01 0 days 1,932 sqft
2019-06-01 0 days 1,882 sqft
2019-07-01 0 days 1,871 sqft
2019-08-01 0 days 1,914 sqft
2019-09-01 0 days 1,909 sqft
2019-10-01 0 days 1,906 sqft
2019-11-01 0 days 1,997 sqft
2019-12-01 0 days 2,003 sqft
2020-01-01 0 days 1,920 sqft
2020-02-01 0 days 1,921 sqft
2020-03-01 0 days 1,983 sqft
2020-04-01 0 days 1,922 sqft
2020-05-01 0 days 2,040 sqft
2020-06-01 0 days 2,010 sqft
2020-07-01 0 days 2,068 sqft
2020-08-01 0 days 2,043 sqft
2020-09-01 0 days 1,913 sqft
2020-10-01 0 days 1,905 sqft
2020-11-01 0 days 1,775 sqft
2020-12-01 0 days 1,889 sqft
2021-01-01 0 days 1,833 sqft
2021-02-01 0 days 1,995 sqft
2021-03-01 0 days 1,863 sqft
2021-04-01 0 days 1,765 sqft
2021-05-01 0 days 1,868 sqft
2021-06-01 0 days 1,828 sqft
2021-07-01 0 days 1,889 sqft
2021-08-01 0 days 1,784 sqft
2021-09-01 0 days 1,790 sqft
2021-10-01 0 days 1,768 sqft
2021-11-01 0 days 1,705 sqft
2021-12-01 0 days 1,684 sqft
2022-01-01 0 days 1,750 sqft
2022-02-01 0 days 1,810 sqft
2022-03-01 0 days 1,781 sqft
2022-04-01 0 days 1,750 sqft
2022-05-01 0 days 1,813 sqft
2022-06-01 0 days 1,807 sqft
2022-07-01 0 days 1,822 sqft
2022-08-01 0 days 1,891 sqft
2022-09-01 0 days 1,930 sqft
2022-10-01 0 days 1,885 sqft
2022-11-01 0 days 1,764 sqft
2022-12-01 0 days 1,908 sqft
2023-01-01 0 days 1,815 sqft
2023-02-01 0 days 1,799 sqft
2023-03-01 0 days 1,903 sqft
2023-04-01 0 days 2,072 sqft
2023-05-01 0 days 2,113 sqft
2023-06-01 0 days 2,144 sqft
2023-07-01 0 days 2,111 sqft
2023-08-01 0 days 1,997 sqft
2023-09-01 0 days 1,869 sqft
2023-10-01 0 days 1,870 sqft
2023-11-01 0 days 1,924 sqft
2023-12-01 0 days 1,894 sqft
2024-01-01 0 days 1,878 sqft
2024-02-01 0 days 1,868 sqft
2024-03-01 0 days 1,816 sqft
2024-04-01 0 days 1,820 sqft
2024-05-01 0 days 1,857 sqft
Bartlesville's median listing age (time on market) for 2024-05-01 was 0 days.

Bartlesville's median square footage for active listings during the 2024-05-01 period was 1,857 sqft. One year prior, the average listing was 2,113 sqft.

Bartlesville, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 674 $121,770,000 $180,668
Cash Out Refi 83 $27,405,000 $330,181
Home Improvement 79 $5,115,000 $64,747
Other 79 $7,215,000 $91,329
Refi 54 $8,630,000 $159,815

Bartlesville's most frequently cited loan purpose was Home Purchase, with 674 originations. The 2nd most popular reason was Cash Out Refi, with 83 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 373 $66,495,000 $178,271
7-8% 241 $38,675,000 $160,477
Over 8% 173 $15,025,000 $86,850
5-6% 123 $40,985,000 $333,211
4-5% 18 $2,360,000 $131,111
<2.5% 6 $620,000 $103,333

During 2023, Bartlesville's most frequently originated rate bucket was 6-7%, with 373 originations.

Loan Sizing (Bartlesville, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 387 $55,705,000 $143,941
$100,000 or less 330 $19,770,000 $59,909
$200k-400k 208 $55,870,000 $268,606
$400k-600k 36 $17,530,000 $486,944
$600k-1000k 6 $4,260,000 $710,000
$Over $1MM 2 $17,000,000 $8,500,000

Bartlesville's loan sizing saw the bucket of loans from $100k-200k with 387 originations, totaling $55,705,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 489 $92,905,000 $189,990
60-80% 195 $47,275,000 $242,436
20-40% 92 $7,620,000 $82,826
40-60% 76 $9,930,000 $130,658
Under 20% 63 $2,165,000 $34,365
Over 100% 16 $3,870,000 $241,875

Bartlesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 489 originations, totaling $92,905,000 in origination value.