Bartlesville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bartlesville averaged 6.74% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7.02% and one month ago for the week of 2023-02-16, the average rate was 6.34%.

    Bartlesville's average rate one year ago was 3.97%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Bartlesville 30 Year Fixed Rate 2023-03-23 6.74%
    Bartlesville 30 Year Fixed Rate Refi 2023-03-23 6.64%
    Bartlesville 15 Year Fixed Rate 2023-03-23 6.49%
    Bartlesville 15 Year Fixed Rate Refi 2023-03-23 5.89%
    Bartlesville 30 Year FHA 2023-03-23 6.48%
    Bartlesville 30 Year FHA Refi 2023-03-23 6.28%
    Bartlesville 30 Year USDA 2023-03-23 6.52%
    Bartlesville 30 Year USDA Refi 2023-03-23 5.88%
    Bartlesville 30 Year VA 2023-03-23 6.17%
    Bartlesville 30 Year VA Refi 2023-03-23 5.65%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bartlesville, OK.

    Bartlesville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bartlesville, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Arvest Bank 81 4.93% $3,788
    Truity Federal Credit Union 59 4.82% $3,375
    QUICKEN LOANS, LLC 27 5.04% $7,338
    ASSOCIATED MORTGAGE CORPORATION 24 5.08% $4,963
    Stride Bank 23 5.26% $5,022
    United Fidelity Funding Corp. 17 5.51% $5,348
    DHI MORTGAGE COMPANY, LTD. 17 4.07% $3,545
    First United Bank and Trust Company 12 5.03% $5,681
    BOKF 11 4.93% $4,207
    FLAT BRANCH MORTGAGE, INC. 10 5.14% $4,297
    Gateway First Bank 10 4.91% $4,609
    American Bank of Oklahoma 7 4.66% $5,203
    BancFirst 7 6.07% $5,149
    Wells Fargo Bank 7 5.05% $5,207
    Mr. Cooper ( Nationstar Mortgage ) 6 5.35% $7,519
    Armstrong Bank 6 4.75% $4,382
    RCB Bank 5 5.33% $3,677
    CALIBER HOME LOANS, INC. 5 4.10% $6,009
    UNITED WHOLESALE MORTGAGE, LLC 5 6.09% $8,594
    FREEDOM MORTGAGE CORPORATION 5 5.32% $6,848
    EVERETT FINANCIAL, INC. 4 4.56% $3,190
    NAVY FEDERAL CREDIT UNION 4 5.66% $3,441
    LOANDEPOT.COM, LLC 4 5.00% $6,916
    JPMorgan Chase Bank 4 5.84% $3,864
    Bank of America 3 4.50% $3,531
    BROKER SOLUTIONS, INC. 3 5.88% $5,396
    CORNERSTONE HOME LENDING, INC. 3 5.29% $6,543
    Community National Bank & Trust 3 5.46% $3,369
    HOMESIDE FINANCIAL, LLC 3 5.46% $4,155
    GUARANTEED RATE, INC. 2 4.74% $4,934
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.50% $5,189
    PHH Mortgage Corporation 2 3.81% $6,041
    PENNYMAC LOAN SERVICES, LLC 2 4.12% $5,004
    BETTER MORTGAGE CORPORATION 2 5.06% $2,198
    OPEN MORTGAGE, LLC 2 5.87% $4,322
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.44% $5,689
    SENTE MORTGAGE, INC. 2 4.62% $6,303
    AMERICAN FINANCING CORPORATION 2 4.56% $10,063
    CROSSCOUNTRY MORTGAGE, LLC 2 6.19% $11,535
    Mortgage Research Center, LLC 2 6.00% $3,628
    U.S. Bank 2 5.13% $5,392
    US MORTGAGE CORPORATION 2 4.87% $3,951
    CHURCHILL MORTGAGE CORPORATION 2 5.56% $5,574
    Waterstone Mortgage Corporation 2 5.25% $5,083
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $6,893
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $4,673
    Amerifirst Financial, Inc. 1 5.63% $4,380
    AmeriHome Mortgage Company, LLC 1 3.25% $3,478
    AMERISAVE MORTGAGE CORPORATION 1 4.99% $10,844
    BAY EQUITY LLC 1 5.88% $4,968
    BNC National Bank 1 4.75% $6,079
    Carrington Mortgage Services, LLC 1 4.75% $4,630
    Carrollton Bank 1 5.75% $3,627
    Chickasaw Community Bank 1 3.25% $4,511
    Citizens Bank 1 4.00% $5,463
    COMMUNICATION 1 4.13% $3,685
    DEEPHAVEN MORTGAGE LLC 1 7.88% $4,756
    Equity Bank 1 4.99% $4,419
    First Liberty Bank 1 3.38% $3,163
    Flagstar Bank, FSB 1 3.25% $6,583
    GERSHMAN INVESTMENT CORP. 1 6.38% $4,966
    GUILD MORTGAGE COMPANY 1 5.50% $5,549
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.88% $3,968
    KELLER MORTGAGE, LLC 1 3.50% $2,982
    MEMBER FIRST MORTGAGE, LLC 1 5.63% $4,039
    Morgan Stanley Private Bank 1 2.95% $5,619
    M&T Bank 1 4.88% $6,428
    Mutual Federal Bank 1 6.13% $9,853
    Ally Bank 1 4.50% $3,524
    Neighborhood Loans, Inc. 1 5.38% $9,025
    North American Savings Bank, F.S.B. 1 3.88% $2,354
    PENTAGON FEDERAL CREDIT UNION 1 3.50% $2,236
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $4,378
    Prosperity Bank 1 5.00% $5,457
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.00% $6,527
    Regent Financial Group, Inc. 1 4.75% $5,723
    SpiritBank 1 4.00% $4,659
    SWBC MORTGAGE CORPORATION 1 6.88% $4,831
    The Central Trust Bank 1 7.00% $3,781
    TTCU Federal Credit Union 1 5.88% $3,392
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $9,863
    Vision Bank 1 4.88% $3,962
    Watermark Capital, Inc. 1 5.88% $4,779
    Wyndham Capital Mortgage, Inc. 1 3.25% $2,366
    ZILLOW HOME LOANS, LLC 1 5.00% $5,037

    Bartlesville Average Closing Costs & Other Stats

    Bartlesville, OK's 85 lenders originated 1,238 loans during 2022. The total origination value was $219,930,000, with an average loan value of $177,649.

    Bartlesville's average closing costs are $4,863.

    The top Bartlesville lender as defined by loan originations is Arvest Bank, with 81 loans originated. Their average total fees are $3,788, which is $413 higher than the next largest lender, Truity Federal Credit Union.

    The lowest fee Bartlesville lenders (with over 10 loans originated) are Truity Federal Credit Union ($3,375), DHI MORTGAGE COMPANY, LTD. ($3,545), Arvest Bank ($3,788), BOKF ($4,207) and FLAT BRANCH MORTGAGE, INC. ($4,297).

    The lowest rate Bartlesville lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.07%), Truity Federal Credit Union (4.82%), Gateway First Bank (4.91%), BOKF (4.93%) and Arvest Bank (4.93%).

    Bartlesville, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Truity Federal Credit Union $32,865,000 $31,620,000 -3.8% 14.4%
    Arvest Bank $45,420,000 $27,730,000 -38.9% 12.6%
    QUICKEN LOANS, LLC $17,245,000 $12,485,000 -27.6% 5.7%
    BancFirst $8,405,000 $7,750,000 -7.8% 3.5%
    ASSOCIATED MORTGAGE CORPORATION $6,755,000 $7,630,000 13.0% 3.5%
    DHI MORTGAGE COMPANY, LTD. $7,455,000 n/a 3.4%
    United Fidelity Funding Corp. $14,905,000 $7,405,000 -50.3% 3.4%
    Mortgage Research Center, LLC $6,545,000 $6,255,000 -4.4% 2.8%
    Stride Bank $2,085,000 $5,415,000 159.7% 2.5%
    First United Bank and Trust Company $2,760,000 $4,770,000 72.8% 2.2%
    BOKF $5,510,000 $4,760,000 -13.6% 2.2%
    American Bank of Oklahoma $4,465,000 $3,845,000 -13.9% 1.7%
    RCB Bank $4,835,000 $3,490,000 -27.8% 1.6%
    OPEN MORTGAGE, LLC $965,000 $3,355,000 247.7% 1.5%
    FLAT BRANCH MORTGAGE, INC. $2,955,000 $3,200,000 8.3% 1.5%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $3,125,000 n/a 1.4%
    Regent Bank $4,800,000 $2,955,000 -38.4% 1.3%
    Gateway First Bank $4,155,000 $2,900,000 -30.2% 1.3%
    Armstrong Bank $3,140,000 $2,800,000 -10.8% 1.3%
    EVERETT FINANCIAL, INC. $455,000 $2,600,000 471.4% 1.2%
    Wells Fargo Bank $3,550,000 $2,105,000 -40.7% 1.0%
    Vision Bank $375,000 $2,060,000 449.3% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,720,000 $1,915,000 11.3% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $2,060,000 $1,810,000 -12.1% 0.8%
    The Union State Bank $2,145,000 $1,800,000 -16.1% 0.8%
    FREEDOM MORTGAGE CORPORATION $4,620,000 $1,680,000 -63.6% 0.8%
    Equity Bank $365,000 $1,615,000 342.5% 0.7%
    US MORTGAGE CORPORATION $2,085,000 $1,610,000 -22.8% 0.7%
    LOANDEPOT.COM, LLC $2,555,000 $1,565,000 -38.7% 0.7%
    CALIBER HOME LOANS, INC. $2,245,000 $1,450,000 -35.4% 0.7%
    PENNYMAC LOAN SERVICES, LLC $4,095,000 $1,450,000 -64.6% 0.7%
    Chickasaw Community Bank $1,435,000 $1,390,000 -3.1% 0.6%
    Prosperity Bank $490,000 $1,365,000 178.6% 0.6%
    LENDINGONE, LLC $1,325,000 n/a 0.6%
    American Heritage Bank $3,935,000 $1,250,000 -68.2% 0.6%
    BROKER SOLUTIONS, INC. $360,000 $1,170,000 225.0% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $635,000 $1,165,000 83.5% 0.5%
    CORNERSTONE HOME LENDING, INC. $1,855,000 $1,125,000 -39.4% 0.5%
    GUILD MORTGAGE COMPANY $620,000 $1,105,000 78.2% 0.5%
    Waterstone Mortgage Corporation $665,000 $1,105,000 66.2% 0.5%
    NAVY FEDERAL CREDIT UNION $1,100,000 $1,045,000 -5.0% 0.5%
    Morgan Stanley Private Bank $995,000 n/a 0.5%
    JPMorgan Chase Bank $1,770,000 $975,000 -44.9% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $615,000 $970,000 57.7% 0.4%
    SENTE MORTGAGE, INC. $930,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $1,415,000 $870,000 -38.5% 0.4%
    USAA Federal Savings Bank $2,330,000 $860,000 -63.1% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,765,000 $790,000 -55.2% 0.4%
    KELLER MORTGAGE, LLC $1,565,000 $760,000 -51.4% 0.3%
    HOMESIDE FINANCIAL, LLC $135,000 $750,000 455.6% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $725,000 $730,000 0.7% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $250,000 $725,000 190.0% 0.3%
    PLAZA HOME MORTGAGE, INC. $675,000 $715,000 5.9% 0.3%
    U.S. Bank $370,000 $695,000 87.8% 0.3%
    TTCU Federal Credit Union $2,220,000 $690,000 -68.9% 0.3%
    Community National Bank & Trust $1,020,000 $675,000 -33.8% 0.3%
    GUARANTEED RATE, INC. $1,505,000 $675,000 -55.1% 0.3%
    Quail Creek Bank $665,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $1,990,000 $620,000 -68.8% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $605,000 n/a 0.3%
    First Oklahoma Bank $595,000 n/a 0.3%
    Regent Financial Group, Inc. $900,000 $585,000 -35.0% 0.3%
    CMG MORTGAGE, INC. $575,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,115,000 $565,000 -49.3% 0.3%
    21ST MORTGAGE CORPORATION $665,000 $530,000 -20.3% 0.2%
    AMERICAN FINANCING CORPORATION $1,115,000 $530,000 -52.5% 0.2%
    CHURCHILL MORTGAGE CORPORATION $560,000 $530,000 -5.4% 0.2%
    Carrington Mortgage Services, LLC $460,000 $505,000 9.8% 0.2%
    AmeriHome Mortgage Company, LLC $255,000 $475,000 86.3% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $475,000 n/a 0.2%
    Citizens Bank $735,000 $470,000 -36.1% 0.2%
    Bank of America $920,000 $465,000 -49.5% 0.2%
    Midwest Mortgage Associates Corporation $425,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $775,000 $405,000 -47.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $285,000 $395,000 38.6% 0.2%
    ZILLOW HOME LOANS, LLC $300,000 $385,000 28.3% 0.2%
    First Savings Bank $375,000 n/a 0.2%
    BM Real Estate Services, Inc. $355,000 n/a 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $350,000 n/a 0.2%
    NEWREZ LLC $1,115,000 $350,000 -68.6% 0.2%
    Flagstar Bank, FSB $440,000 $345,000 -21.6% 0.2%
    M&T Bank $105,000 $335,000 219.0% 0.2%
    Paramount Residential Mortgage Group, Inc. $335,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $2,955,000 $330,000 -88.8% 0.2%
    LOANPAL, LLC $65,000 $320,000 392.3% 0.1%
    North American Savings Bank, F.S.B. $310,000 n/a 0.1%
    PHH Mortgage Corporation $180,000 $310,000 72.2% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $85,000 $305,000 258.8% 0.1%
    DEEPHAVEN MORTGAGE LLC $295,000 n/a 0.1%
    DIGITAL Federal Credit Union $295,000 n/a 0.1%
    AMCAP MORTGAGE, LTD. $255,000 $290,000 13.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 $290,000 41.5% 0.1%
    PENTAGON FEDERAL CREDIT UNION $65,000 $285,000 338.5% 0.1%
    SUMMIT FUNDING, INC. $195,000 $285,000 46.2% 0.1%
    Commerce Home Mortgage, Inc. $275,000 n/a 0.1%
    INTERCAP LENDING INC. $265,000 n/a 0.1%
    Neighborhood Loans, Inc. $265,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $265,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $205,000 $265,000 29.3% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 $250,000 35.1% 0.1%
    SpiritBank $240,000 n/a 0.1%
    Tulsa Federal Credit Union $910,000 $240,000 -73.6% 0.1%
    GERSHMAN INVESTMENT CORP. $235,000 n/a 0.1%
    Mutual Federal Bank $235,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $1,010,000 $225,000 -77.7% 0.1%
    LIMA ONE CAPITAL, LLC $225,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $225,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $215,000 n/a 0.1%
    First Guaranty Mortgage Corporation $540,000 $205,000 -62.0% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $580,000 $205,000 -64.7% 0.1%
    MidFirst Bank $1,285,000 $205,000 -84.0% 0.1%
    Carrollton Bank $195,000 n/a 0.1%
    UBS Bank USA $195,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $190,000 n/a 0.1%
    People's Bank of Seneca $190,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $660,000 $190,000 -71.2% 0.1%
    Regions Bank $185,000 n/a 0.1%
    UNITED $185,000 n/a 0.1%
    Ally Bank $190,000 $175,000 -7.9% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.1%
    BNC National Bank $265,000 $155,000 -41.5% 0.1%
    PLANET HOME LENDING, LLC $155,000 n/a 0.1%
    Tinker Federal Credit Union $385,000 $155,000 -59.7% 0.1%
    American Airlines Federal Credit Union $75,000 $150,000 100.0% 0.1%
    Bank of England $145,000 n/a 0.1%
    BAY EQUITY LLC $145,000 n/a 0.1%
    MORTGAGE CLEARING CORPORATION $570,000 $145,000 -74.6% 0.1%
    REVERSE MORTGAGE FUNDING LLC $145,000 $145,000 0.0% 0.1%
    AVB Bank $180,000 $135,000 -25.0% 0.1%
    COMMUNICATION $35,000 $135,000 285.7% 0.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $135,000 n/a 0.1%
    Magnolia Bank $205,000 $135,000 -34.1% 0.1%
    SWBC MORTGAGE CORPORATION $135,000 n/a 0.1%
    Truist $135,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $430,000 $125,000 -70.9% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $875,000 $125,000 -85.7% 0.1%
    CSL Financial, LLC $105,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.0%
    Amerifirst Financial, Inc. $145,000 $85,000 -41.4% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $85,000 30.8% 0.0%
    The Central Trust Bank $260,000 $85,000 -67.3% 0.0%
    First Liberty Bank $75,000 n/a 0.0%
    Mabrey Bank $220,000 $75,000 -65.9% 0.0%
    Watermark Capital, Inc. $75,000 n/a 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $320,000 $65,000 -79.7% 0.0%
    LENDINGHOME FUNDING CORPORATION $65,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $525,000 $45,000 -91.4% 0.0%
    Oklahoma Educators Credit Union $35,000 n/a 0.0%
    WESTERN VISTA $35,000 n/a 0.0%
    Western Sun FCU $25,000 n/a 0.0%

    Bartlesville's top lender by overall market share is Truity Federal Credit Union, with 14.4% market share. In second place, with 12.6%, is Arvest Bank, having originated $27,730,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $12,485,000 in loans. In fourth place, with 3.5%, is BancFirst, having originated $7,750,000 in loans. In fifth place, with 3.5%, is ASSOCIATED MORTGAGE CORPORATION, having originated $7,630,000 in loans.

    Bartlesville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bartlesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $123,975 (-2.4%) $156,452 (0.5%) 0.00 227
    2018-02-01 $119,700 (-6.8%) $150,606 (-1.9%) 0.00 221
    2018-03-01 $124,000 (-0.4%) $159,397 (5.4%) 0.00 223
    2018-04-01 $133,500 (3.5%) $164,516 (4.3%) 0.00 241
    2018-05-01 $138,250 (4.0%) $174,481 (3.4%) 0.00 252
    2018-06-01 $134,450 (2.0%) $171,389 (0.4%) 0.00 273
    2018-07-01 $136,000 (0.7%) $170,367 (-0.8%) 0.00 288
    2018-08-01 $136,000 (0.6%) $169,197 (-0.9%) 0.00 302
    2018-09-01 $134,999 (0.0%) $171,453 (1.7%) 0.00 313
    2018-10-01 $131,850 (-1.7%) $169,835 (1.2%) 0.00 297
    2018-11-01 $129,900 (0.5%) $167,768 (2.0%) 0.00 288
    2018-12-01 $135,000 (12.6%) $171,332 (10.7%) 0.00 255
    2019-01-01 $133,500 (7.7%) $171,751 (9.8%) 0.00 242
    2019-02-01 $131,500 (9.9%) $169,307 (12.4%) 0.00 224
    2019-03-01 $135,100 (9.0%) $172,133 (8.0%) 0.00 214
    2019-04-01 $139,063 (4.2%) $176,478 (7.3%) 0.00 222
    2019-05-01 $135,750 (-1.8%) $174,135 (-0.2%) 0.00 240
    2019-06-01 $131,000 (-2.6%) $168,075 (-1.9%) 0.00 233
    2019-07-01 $127,125 (-6.5%) $165,061 (-3.1%) 0.00 228
    2019-08-01 $127,532 (-6.2%) $166,044 (-1.9%) 0.00 216
    2019-09-01 $126,080 (-6.6%) $165,563 (-3.4%) 0.00 199
    2019-10-01 $128,736 (-2.4%) $165,926 (-2.3%) 0.00 188
    2019-11-01 $146,500 (12.8%) $174,282 (3.9%) 0.00 181
    2019-12-01 $148,975 (10.4%) $177,015 (3.3%) 0.00 171
    2020-01-01 $136,000 (1.9%) $175,228 (2.0%) 0.00 164
    2020-02-01 $140,950 (7.2%) $177,855 (5.1%) 0.00 151
    2020-03-01 $157,825 (16.8%) $180,106 (4.6%) 0.00 152
    2020-04-01 $148,100 (6.5%) $178,694 (1.3%) 0.00 157
    2020-05-01 $149,900 (10.4%) $177,152 (1.7%) 0.00 134
    2020-06-01 $154,950 (18.3%) $178,643 (6.3%) 0.00 129
    2020-07-01 $146,175 (15.0%) $176,567 (7.0%) 0.00 119
    2020-08-01 $149,700 (17.4%) $178,665 (7.6%) 0.00 106
    2020-09-01 $138,900 (10.2%) $181,196 (9.4%) 0.00 86
    2020-10-01 $132,500 (2.9%) $196,022 (18.1%) 0.00 84
    2020-11-01 $130,475 (-10.9%) $177,791 (2.0%) 0.00 75
    2020-12-01 $138,500 (-7.0%) $187,145 (5.7%) 0.00 67
    2021-01-01 $138,500 (1.8%) $172,431 (-1.6%) 0.00 54
    2021-02-01 $154,250 (9.4%) $178,086 (0.1%) 0.00 47
    2021-03-01 $139,700 (-11.5%) $172,850 (-4.0%) 0.00 51
    2021-04-01 $137,000 (-7.5%) $184,514 (3.3%) 0.00 48
    2021-05-01 $153,700 (2.5%) $206,870 (16.8%) 0.00 60
    2021-06-01 $142,400 (-8.1%) $217,288 (21.6%) 0.00 61
    2021-07-01 $164,900 (12.8%) $216,886 (22.8%) 0.00 72
    2021-08-01 $155,000 (3.5%) $199,815 (11.8%) 0.00 86
    2021-09-01 $151,250 (8.9%) $207,698 (14.6%) 0.00 86
    2021-10-01 $145,455 (9.8%) $191,316 (-2.4%) 0.00 87
    2021-11-01 $147,703 (13.2%) $197,537 (11.1%) 0.00 93
    2021-12-01 $145,455 (5.0%) $183,606 (-1.9%) 0.00 86
    2022-01-01 $189,450 (36.8%) $1,286,872 (646.3%) 0.00 76
    2022-02-01 $194,000 (25.8%) $298,694 (67.7%) 0.00 59
    2022-03-01 $193,700 (38.7%) $207,948 (20.3%) 0.00 47
    2022-04-01 $199,000 (45.3%) $214,635 (16.3%) 0.00 60
    2022-05-01 $227,245 (47.9%) $223,085 (7.8%) 0.00 65
    2022-06-01 $200,975 (41.1%) $212,833 (-2.1%) 0.00 70
    2022-07-01 $185,000 (12.2%) $205,670 (-5.2%) 0.00 89
    2022-08-01 $189,000 (21.9%) $226,117 (13.2%) 0.00 92
    2022-09-01 $178,000 (17.7%) $231,135 (11.3%) 0.00 97
    2022-10-01 $184,500 (26.8%) $223,626 (16.9%) 0.00 105
    2022-11-01 $164,450 (11.3%) $228,718 (15.8%) 0.00 100
    2022-12-01 $199,000 (36.8%) $241,393 (31.5%) 0.00 92
    2023-01-01 $184,875 (-2.4%) $226,132 (-82.4%) 0.00 90
    2023-02-01 $177,725 (-8.4%) $219,836 (-26.4%) 0.00 68
    Bartlesville's median listing price for 2023-02-01 was $177,725, a difference of $-16,275 (-8.4%) versus the prior year and $-7,150 versus the prior month.

    Bartlesville's median listing price comes in at 0% of the national average.

    Bartlesville's average listing price for 2023-02-01 was $219,836, a difference of $-78,858 (-26.4%) versus the prior year and $-6,296 versus the prior month.

    For the 2023-02-01 period, Bartlesville had 68 MLS listings, a difference of -22 listings (-24%) versus the prior month and 9 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bartlesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,851 sqft
    2018-02-01 0 days 1,825 sqft
    2018-03-01 0 days 1,875 sqft
    2018-04-01 0 days 1,987 sqft
    2018-05-01 0 days 2,024 sqft
    2018-06-01 0 days 1,975 sqft
    2018-07-01 0 days 2,001 sqft
    2018-08-01 0 days 2,006 sqft
    2018-09-01 0 days 2,018 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 1,970 sqft
    2018-12-01 0 days 1,988 sqft
    2019-01-01 0 days 2,032 sqft
    2019-02-01 0 days 2,049 sqft
    2019-03-01 0 days 2,029 sqft
    2019-04-01 0 days 1,998 sqft
    2019-05-01 0 days 1,940 sqft
    2019-06-01 0 days 1,882 sqft
    2019-07-01 0 days 1,871 sqft
    2019-08-01 0 days 1,914 sqft
    2019-09-01 0 days 1,909 sqft
    2019-10-01 0 days 1,906 sqft
    2019-11-01 0 days 1,997 sqft
    2019-12-01 0 days 2,003 sqft
    2020-01-01 0 days 1,920 sqft
    2020-02-01 0 days 1,921 sqft
    2020-03-01 0 days 1,983 sqft
    2020-04-01 0 days 1,922 sqft
    2020-05-01 0 days 2,036 sqft
    2020-06-01 0 days 2,010 sqft
    2020-07-01 0 days 2,047 sqft
    2020-08-01 0 days 2,043 sqft
    2020-09-01 0 days 1,909 sqft
    2020-10-01 0 days 1,905 sqft
    2020-11-01 0 days 1,775 sqft
    2020-12-01 0 days 1,903 sqft
    2021-01-01 0 days 1,817 sqft
    2021-02-01 0 days 1,995 sqft
    2021-03-01 0 days 1,863 sqft
    2021-04-01 0 days 1,765 sqft
    2021-05-01 0 days 1,868 sqft
    2021-06-01 0 days 1,848 sqft
    2021-07-01 0 days 1,870 sqft
    2021-08-01 0 days 1,782 sqft
    2021-09-01 0 days 1,780 sqft
    2021-10-01 0 days 1,768 sqft
    2021-11-01 0 days 1,705 sqft
    2021-12-01 0 days 1,684 sqft
    2022-01-01 0 days 1,750 sqft
    2022-02-01 0 days 1,810 sqft
    2022-03-01 0 days 1,781 sqft
    2022-04-01 0 days 1,750 sqft
    2022-05-01 0 days 1,830 sqft
    2022-06-01 0 days 1,807 sqft
    2022-07-01 0 days 1,822 sqft
    2022-08-01 0 days 1,891 sqft
    2022-09-01 0 days 1,930 sqft
    2022-10-01 0 days 1,870 sqft
    2022-11-01 0 days 1,757 sqft
    2022-12-01 0 days 1,870 sqft
    2023-01-01 0 days 1,799 sqft
    2023-02-01 0 days 1,799 sqft
    Bartlesville's median listing age (time on market) for 2023-02-01 was 0 days.

    Bartlesville's median square footage for active listings during the 2023-02-01 period was 1,799 sqft. One year prior, the average listing was 1,810 sqft.

    Bartlesville, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 787 $145,985,000 $185,496
    Cash Out Refi 154 $26,710,000 $173,442
    Refi 144 $22,290,000 $154,792
    Home Improvement 99 $7,495,000 $75,707
    Other 54 $17,450,000 $323,148

    Bartlesville's most frequently cited loan purpose was Home Purchase, with 787 originations. The 2nd most popular reason was Cash Out Refi, with 154 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 315 $52,025,000 $165,159
    5-6% 311 $65,985,000 $212,170
    3-4% 244 $39,520,000 $161,967
    6-7% 165 $25,465,000 $154,333
    7-8% 64 $10,070,000 $157,344
    2.5-3% 47 $9,715,000 $206,702
    Over 8% 28 $2,380,000 $85,000
    <2.5% 19 $3,105,000 $163,421

    During 2022, Bartlesville's most frequently originated rate bucket was 4-5%, with 315 originations.

    Loan Sizing (Bartlesville, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 507 $73,745,000 $145,454
    $100,000 or less 360 $22,060,000 $61,278
    $200k-400k 321 $84,415,000 $262,975
    $400k-600k 40 $19,080,000 $477,000
    $600k-1000k 6 $4,520,000 $753,333
    $Over $1MM 4 $16,110,000 $4,027,500

    Bartlesville's loan sizing saw the bucket of loans from $100k-200k with 507 originations, totaling $73,745,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 605 $115,995,000 $191,727
    60-80% 295 $48,715,000 $165,136
    40-60% 106 $16,600,000 $156,604
    20-40% 89 $6,345,000 $71,292
    Under 20% 64 $2,430,000 $37,969
    Over 100% 16 $4,020,000 $251,250

    Bartlesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 605 originations, totaling $115,995,000 in origination value.