Central Pacific Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 5493005R24FV5DFFXW42

Tax ID: 99-0080213

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Central Pacific Bank is a smaller bank specializing in Home Purchase and Refi loans. Central Pacific Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, Kapaa, and Los Angeles among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Central Pacific Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Central Pacific Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/18/24
    30 Year Conventional Purchase 6.18% 4/18/24
    30 Year Conventional Refi 6.29% 4/18/24
    30 Year Cash-out Refi 6.42% 4/18/24
    30 Year VA Purchase 5.67% 4/18/24
    30 Year USDA Purchase 6.33% 4/18/24
    15 Year Conventional Purchase 5.91% 4/18/24
    15 Year Conventional Refi 5.99% 4/18/24
    15 Year Cash-out Refi 5.99% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Central Pacific Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Central Pacific Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,044

    Origination Dollar Volume (All Markets)

    $790,590,000

    Employee count

    805 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 1,692 $671,400,000 $396,809 $7,006 3.38%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 195 $73,635,000 $377,615 $7,382 3.67%
    Hilo, HI (FHA|USDA|VA) 117 $30,705,000 $262,436 $5,362 4.01%
    Kapaa, HI (FHA|USDA|VA) 39 $11,545,000 $296,026 $5,671 2.94%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $3,305,000 $3,305,000 $0 4.38%
    Central Pacific Bank's top markets include Urban Honolulu, Kahului, Hilo, Kapaa, and Los Angeles among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Central Pacific Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ALOHA PACIFIC
    Similarity Rank: 37
    Hawaii Central FCU
    Similarity Rank: 51
    Maui County Federal Credit Union
    Similarity Rank: 51
    University of Hawaii Federal Credit Union
    Similarity Rank: 123
    HAWAIIAN FINANCIAL
    Similarity Rank: 162
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 196
    Territorial Savings Bank
    Similarity Rank: 228
    COMPASS HOME LOANS, LLC
    Similarity Rank: 300
    Honolulu HomeLoans, Inc.
    Similarity Rank: 344
    Central Pacific Bank
    Similarity Rank: 385

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,039 $272,395,000 $262,170 n/a 2.59%
    Conventional 915 $471,055,000 $514,814 $6,543 4.35%
    VA 56 $30,660,000 $547,500 $10,193 3.98%
    FHA 23 $12,885,000 $560,217 $11,098 3.88%
    USDA 11 $3,595,000 $326,818 $6,201 4.08%

    For 2018, Central Pacific Bank's most frequently originated type of loan was HELOC, with 1,039 originations. Their 2nd most popular type was Conventional, with 915 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 863 $417,535,000 $483,818 $6,714 4.18%
    Refi 685 $257,935,000 $376,547 $7,286 2.69%
    Other 214 $40,150,000 $187,617 $5,209 2.79%
    Home Improvement 161 $25,515,000 $158,478 $10,872 2.72%
    Cash Out Refi 121 $49,455,000 $408,719 $7,975 4.50%

    For 2018, Central Pacific Bank's most frequently cited loan purpose was Home Purchase, with 863 originations. The 2nd most popular reason was Refi, with 685 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 1,035 $266,195,000 $257,193 $28,187 2.58%
    30 Year 933 $470,685,000 $504,486 $6,897 4.31%
    15 Year 35 $17,245,000 $492,714 $7,672 3.95%
    10 Year 18 $23,870,000 $1,326,111 $5,555 4.37%
    20 Year 16 $2,840,000 $177,500 $2,620 5.02%
    5 Year 4 $8,370,000 $2,092,500 $0 4.91%
    1 Year 3 $1,385,000 $461,667 $0 6.08%

    For 2018, Central Pacific Bank's most frequently cited loan duration was Other, with 1,035 originations. The 2nd most popular length was 30 Year, with 933 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 331 $178,985,000 $540,740
    $5k+ 222 $139,130,000 $626,712
    $1k-2k 108 $35,300,000 $326,852
    $2k-3k 76 $29,710,000 $390,921
    $3k-4k 70 $28,770,000 $411,000
    $4k-5k 56 $24,760,000 $442,143

    Central Pacific Bank's average total fees were $6,897, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 331 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 617 $317,895,000 $515,227
    2.5-3% 501 $119,615,000 $238,752
    3-4% 492 $214,850,000 $436,687
    <2.5% 352 $108,360,000 $307,841
    5-6% 81 $29,515,000 $364,383
    6-7% 1 $355,000 $355,000

    During 2018, Central Pacific Bank's average interest rate for loans was 4.31%, while their most frequently originated rate bucket for loans was 4-5%, with 617 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 669 $183,335,000 $274,043 $5,847 3.36%
    $400k-600k 407 $202,265,000 $496,966 $6,792 3.79%
    $100k-200k 359 $51,815,000 $144,331 $3,945 3.19%
    $600k-1MM 287 $208,275,000 $725,697 $7,882 3.77%
    $100,000 or less 235 $14,625,000 $62,234 $2,187 2.84%
    $1MM+ 87 $130,275,000 $1,497,414 $14,214 3.94%

    2018 saw Central Pacific Bank place emphasis on $200k-400k loans with 669 originations, totaling $183,335,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 562 $197,690,000 $351,762 $6,892 3.38%
    $150k-250k 464 $203,470,000 $438,513 $6,423 3.24%
    $250k+ 325 $192,755,000 $593,092 $10,184 3.46%
    $75k-100k 304 $87,120,000 $286,579 $6,923 3.41%
    $50k-75k 267 $59,415,000 $222,528 $5,815 3.69%
    $50k or less 99 $15,045,000 $151,970 $4,517 3.72%

    Central Pacific Bank lent most frequently to those with incomes in the $100k-150k range, with 562 originations. The second most popular income band? $150k-250k, with 464 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 340 $131,240,000 $386,000 $6,525 3.52%
    49% 303 $87,705,000 $289,455 $6,414 2.87%
    20-30% 245 $84,135,000 $343,408 $6,875 3.36%
    42% 104 $43,440,000 $417,692 $6,883 3.73%
    48% 101 $35,485,000 $351,337 $6,025 3.34%
    47% 98 $34,680,000 $353,878 $7,220 3.46%
    39% 93 $40,585,000 $436,398 $6,362 3.73%
    41% 93 $46,285,000 $497,688 $6,875 3.65%
    40% 76 $33,330,000 $438,553 $6,579 3.70%
    38% 74 $27,740,000 $374,865 $8,558 3.36%
    <20% 72 $30,440,000 $422,778 $5,789 3.29%
    36% 72 $28,580,000 $396,944 $7,305 3.55%
    46% 69 $26,575,000 $385,145 $6,742 3.62%
    45% 60 $20,310,000 $338,500 $6,998 3.71%
    43% 59 $17,005,000 $288,220 $6,502 3.25%
    44% 59 $22,705,000 $384,831 $6,226 3.57%
    37% 54 $24,570,000 $455,000 $6,653 3.64%
    50-60% 45 $22,995,000 $511,000 $10,508 3.92%
    >60% 6 $4,700,000 $783,333 $14,371 3.23%

    Central Pacific Bank lent most frequently to those with DTI ratios of 30-36%, with 340 originations. The next most common DTI ratio? 49%, with 303 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,292 $459,660,000 $355,774 $6,884 3.42%
    White 484 $213,350,000 $440,806 $6,840 3.56%
    Not provided 69 $37,075,000 $537,319 $7,369 3.53%
    Native Hawaiian or Islander 105 $35,595,000 $339,000 $6,976 3.17%
    Not applicable 16 $22,370,000 $1,398,125 $0 4.72%
    Black 12 $5,860,000 $488,333 $7,843 3.55%
    Japanese 21 $4,345,000 $206,905 $0 2.85%
    American Indian 14 $4,290,000 $306,429 $5,409 3.38%
    Filipino 16 $3,820,000 $238,750 $0 2.42%
    Chinese 7 $2,275,000 $325,000 $0 2.50%
    Native Hawaiian 4 $1,270,000 $317,500 $0 2.50%
    Other Asian 2 $300,000 $150,000 $0 2.50%
    Asian Indian 1 $205,000 $205,000 $0 1.75%
    Vietnamese 1 $175,000 $175,000 $0 2.75%

    Approval Rates

    Total approvals of all applications
    78.29%

    Central Pacific Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.32%

    Central Pacific Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,044 $790,590,000 $386,786

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 14 $23,710,000 $1,693,571
    Single Family (1-4 Units):Site-Built 2,030 $766,880,000 $377,773

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 414 $100,520,000 $242,802 $5,955 2.90%
    40-60% 340 $145,450,000 $427,794 $6,925 3.67%
    60-80% 580 $332,480,000 $573,241 $7,515 3.73%
    80-100% 273 $146,575,000 $536,905 $6,123 4.12%
    Over 100% 25 $17,275,000 $691,000 $13,009 3.87%
    Under 20% 411 $47,935,000 $116,630 $3,238 2.89%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    CENTRAL BANC MORTGAGE CORPORATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Central Pacific Bank 1030 Makolu Street Pearl City, HI 96782 Full Service B&M $36,718
    Central Pacific Bank 1173 21st Avenue Honolulu, HI 96816 Full Service Retail $36,190
    Central Pacific Bank 1338 South Beretania Street Honolulu, HI 96814 Full Service B&M $64,070
    Central Pacific Bank 1535 Dillingham Boulevard Honolulu, HI 96817 Full Service B&M $101,960
    Central Pacific Bank 1538 Kapiolani Blvd Suite# 3 Honolulu, HI 96814 Full Service B&M $174,095
    Central Pacific Bank 2002 South King Street Honolulu, HI 96826 Full Service B&M $173,519
    Central Pacific Bank 2024 North King Street Honolulu, HI 96819 Full Service B&M $111,784
    Central Pacific Bank 2061 Wells Street Wailuku, HI 96793 Full Service B&M $74,838
    Central Pacific Bank 207 Piikea Avenue, Suite 6-63 Kihei, HI 96753 Full Service B&M $59,337
    Central Pacific Bank 220 South King Street Honolulu, HI 96813 Full Service B&M $1,592,160
    Central Pacific Bank 2851 East Manoa Road, Suite 1-100 Honolulu, HI 96822 Full Service B&M $27,308
    Central Pacific Bank 333 Seaside Avenue. Suite 160 Honolulu, HI 96815 Full Service B&M $684,654
    Central Pacific Bank 3465 Waialae Avenue Honolulu, HI 96816 Full Service B&M $124,942
    Central Pacific Bank 355 Keawe Street, Suite 401 Lahaina, HI 96761 Full Service B&M $36,850
    Central Pacific Bank 4-1105 Kuhio Highway, Suite 103 Kapaa, HI 96746 Full Service B&M $10,892
    Central Pacific Bank 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $149,986
    Central Pacific Bank 4364 Rice Street Lihue, HI 96766 Full Service B&M $85,803
    Central Pacific Bank 46-077 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $122,104
    Central Pacific Bank 505 Ward Avenue Honolulu, HI 96814 Full Service B&M $58,725
    Central Pacific Bank 525 Kilauea Avenue Hilo, HI 96720 Full Service B&M $119,328
    Central Pacific Bank 6 Hoolai Street Kailua, HI 96734 Full Service B&M $83,152
    Central Pacific Bank 6600 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $69,566
    Central Pacific Bank 680 Kamokila Boulevard Kapolei, HI 96707 Full Service B&M $57,802
    Central Pacific Bank 75-1010 Henry Street Kailua-Kona, HI 96740 Full Service B&M $64,012
    Central Pacific Bank 801 Kaheka Street Honolulu, HI 96814 Full Service Retail $28,708
    Central Pacific Bank 830 Kapahulu Avenue, Suite 130 Honolulu, HI 96816 Full Service B&M $51,111
    Central Pacific Bank 85 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $162,942
    Central Pacific Bank 850 Kamehameha Highway Pearl City, HI 96782 Full Service Retail $31,123
    Central Pacific Bank 91-1107 Keaunui Drive, Suite 300 Ewa Beach, HI 96706 Full Service B&M $17,799
    Central Pacific Bank 935 California Avenue Wahiawa, HI 96786 Full Service B&M $33,405
    Central Pacific Bank 94-210 Pupukahi Street Waipahu, HI 96797 Full Service B&M $79,417
    Central Pacific Bank 94-615 Kupuohi Street, Unit A1 Waipahu, HI 96797 Full Service Retail $34,825
    Central Pacific Bank 95-720 Lanikuhana Avenue Mililani, HI 96789 Full Service B&M $61,691
    Central Pacific Bank 960 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $273,205
    Central Pacific Bank 98-150 Kaonohi Street Aiea, HI 96701 Full Service B&M $96,764

    For 2018, Central Pacific Bank had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $198,294
    Net interest income $177,331
    Total noninterest income $39,554
    Gross Fiduciary activities income $4,245
    Service charges on deposit accounts $8,677
    Trading account gains and fees $0
    Additional Noninterest Income $26,632
    Pre-tax net operating income $84,310
    Securities gains (or losses, -) $-279
    Income before extraordinary items $64,012
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $64,012
    Minority interest net income $-3
    Net income $64,015
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $64,232

    Central Pacific Bank's gross interest income from loans was $198,294,000.
    Central Pacific Bank's net interest income from loans was $177,331,000.
    Central Pacific Bank's fee based income from loans was $8,677,000.
    Central Pacific Bank's net income from loans was $64,015,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $20,963
    Provision for credit losses $-1,124
    Total noninterest expense $133,699
    Salaries and employee benefits $75,352
    Premises and equipment expense $18,002
    Additional noninterest expense $40,345
    Applicable income taxes $20,019
    Net charge-offs $961
    Cash dividends $103,001

    Central Pacific Bank's interest expense for loans was $20,963,000.
    Central Pacific Bank's payroll and benefits expense were $75,352,000.
    Central Pacific Bank's property, plant and equipment expenses $18,002,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,963,142
    Deposits held in domestic offices $4,963,142
    Deposits by Individuals, partnerships, and corporations $4,279,971
    Deposits by U.S. Government $18
    Deposits by States and political subdivisions in the U.S. $676,017
    Deposits by Commercial banks and other depository institutions in U.S. $7,136
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $690,788
    Demand deposits $560,343
    Nontransaction accounts $4,272,354
    Money market deposit accounts (MMDAs) $1,852,290
    Other savings deposits (excluding MMDAs) $1,312,809
    Total time deposits $1,107,255
    Total time and savings deposits $4,402,799
    Noninterest-bearing deposits $1,448,408
    Interest-bearing deposits $3,514,734
    Retail deposits $4,139,377
    IRAs and Keogh plan accounts $43,899
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,798,075
    Cash & Balances due from depository institutions $102,186
    Interest-bearing balances $21,617
    Total securities $1,353,986
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,037,097
    Loan and leases loss allowance $47,916
    Trading account assets $0
    Bank premises and fixed assets $45,285
    Other real estate owned $414
    Goodwill and other intangibles $15,596
    All other assets $243,511

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,798,075
    Total Liabilities $5,278,097
    Total deposits $4,963,142
    Interest-bearing deposits $3,514,734
    Deposits held in domestic offices $4,963,142
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $247,000
    Subordinated debt $0
    All other liabilities $67,955

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,037,097
    Loan and leases loss allowance $47,916
    Total loans and leases (domestic) $4,085,013
    All real estate loans $3,011,023
    Real estate loans in domestic offices $3,011,023
    Construction and development loans $66,927
    Residential 1-4 family construction $13,194
    Other construction, all land development and other land $53,733
    Loans secured by nonfarm nonresidential properties $763,739
    Nonfarm nonresidential secured by owner-occupied properties $226,076
    Commercial real estate & other non-farm, non-residential $537,663
    Multifamily residential real estate $276,420
    1-4 family residential loans $1,903,818
    Farmland loans $119
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $558,135
    To non-U.S. addressees $0
    Loans to individuals $492,206
    Credit card loans $0
    Related Plans $83,158
    Consumer Auto Loans $284,170
    Other loans to individuals $124,878
    All other loans & leases $23,649
    Loans to foreign governments and official institutions $0
    Other loans $23,525
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $23,584
    Loans secured by real estate to non-U.S. addressees $35,658
    Restructured Loans & leases $8,586
    Non 1-4 family restructured loans & leases $1,256
    Total loans and leases (foreign) $0

    Central Pacific Bank had $4,037,097,000 of loans outstanding in 2018. $3,011,023,000 of loans were in real estate loans. $66,927,000 of loans were in development loans. $276,420,000 of loans were in multifamily mortgage loans. $1,903,818,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $284,170,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 179 $68,298 $381,553
    Nonfarm, nonresidential loans - <$100k 4 $194 $48,500
    Nonfarm, nonresidential loans - $100-250k 31 $4,114 $132,710
    Nonfarm, nonresidential loans - $250k-1MM 144 $63,990 $444,375
    Commercial & Industrial, US addressed loans - <$1MM 3,853 $198,579 $51,539
    Commercial & Industrial, US addressed loans - <$100k 3,324 $91,077 $27,400
    Commercial & Industrial, US addressed loans - $100-250k 314 $34,578 $110,121
    Commercial & Industrial, US addressed loans - $250k-1MM 215 $72,924 $339,181
    Farmland loans - <$1MM 1 $119 $119,000
    Farmland loans - $250k-1MM 1 $119 $119,000