Central Pacific Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 5493005R24FV5DFFXW42

Tax ID: 99-0080213

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Central Pacific Bank is a smaller bank specializing in Home Purchase and Refi loans. Central Pacific Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, Los Angeles, and Kapaa among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Central Pacific Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Central Pacific Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/21/24
    30 Year Conventional Purchase 6.18% 11/21/24
    30 Year Conventional Refi 6.29% 11/21/24
    30 Year Cash-out Refi 6.42% 11/21/24
    30 Year VA Purchase 5.67% 11/21/24
    30 Year USDA Purchase 6.33% 11/21/24
    15 Year Conventional Purchase 5.91% 11/21/24
    15 Year Conventional Refi 5.99% 11/21/24
    15 Year Cash-out Refi 5.99% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Central Pacific Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Central Pacific Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,108

    Origination Dollar Volume (All Markets)

    $911,030,000

    Employee count

    821 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 1,738 $751,860,000 $432,601 $6,816 3.57%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 186 $71,980,000 $386,989 $7,756 3.64%
    Hilo, HI (FHA|USDA|VA) 131 $35,255,000 $269,122 $4,498 3.83%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $34,715,000 $6,943,000 $0 4.07%
    Kapaa, HI (FHA|USDA|VA) 48 $17,220,000 $358,750 $6,174 3.32%
    Central Pacific Bank's top markets include Urban Honolulu, Kahului, Hilo, Los Angeles, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Central Pacific Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Maui County Federal Credit Union
    Similarity Rank: 62
    University of Hawaii Federal Credit Union
    Similarity Rank: 150
    ALOHA PACIFIC
    Similarity Rank: 225
    HAWAIIAN FINANCIAL
    Similarity Rank: 228
    Territorial Savings Bank
    Similarity Rank: 244
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 352
    Central Pacific Bank
    Similarity Rank: 585
    SIWELL, INC.
    Similarity Rank: 600
    Bank of Hawaii
    Similarity Rank: 732
    American Savings Bank, FSB
    Similarity Rank: 855

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,145 $639,425,000 $558,450 $6,540 3.97%
    HELOC 889 $230,435,000 $259,207 n/a 3.10%
    VA 52 $31,350,000 $602,885 $9,474 3.44%
    FHA 15 $7,805,000 $520,333 $9,903 3.48%
    USDA 7 $2,015,000 $287,857 $6,256 3.93%

    For 2019, Central Pacific Bank's most frequently originated type of loan was Conventional, with 1,145 originations. Their 2nd most popular type was HELOC, with 889 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 815 $420,385,000 $515,810 $6,476 3.99%
    Refi 757 $330,135,000 $436,110 $6,393 3.23%
    Cash Out Refi 201 $100,585,000 $500,423 $8,125 3.93%
    Home Improvement 173 $28,295,000 $163,555 $3,724 3.18%
    Other 162 $31,630,000 $195,247 $4,550 3.19%

    For 2019, Central Pacific Bank's most frequently cited loan purpose was Home Purchase, with 815 originations. The 2nd most popular reason was Refi, with 757 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,964 $799,410,000 $407,032 $7,000 3.57%
    15 Year 71 $31,195,000 $439,366 $5,205 3.34%
    20 Year 32 $4,140,000 $129,375 $1,559 4.11%
    10 Year 22 $58,300,000 $2,650,000 $3,324 3.88%
    5 Year 8 $7,800,000 $975,000 $0 5.25%
    1 Year 5 $1,645,000 $329,000 $0 6.50%
    3 Year 3 $5,465,000 $1,821,667 $0 5.25%
    Other 3 $3,075,000 $1,025,000 $9,802 3.79%

    For 2019, Central Pacific Bank's most frequently cited loan duration was 30 Year, with 1,964 originations. The 2nd most popular length was 15 Year, with 71 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 391 $223,095,000 $570,575
    $5k+ 259 $149,795,000 $578,359
    $1k-2k 138 $52,650,000 $381,522
    $2k-3k 117 $56,655,000 $484,231
    $3k-4k 80 $41,100,000 $513,750
    $4k-5k 65 $32,205,000 $495,462

    Central Pacific Bank's average total fees were $7,000, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 391 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,114 $511,440,000 $459,102
    4-5% 462 $235,030,000 $508,723
    2.5-3% 270 $79,490,000 $294,407
    <2.5% 223 $66,825,000 $299,664
    5-6% 34 $16,200,000 $476,471
    6-7% 4 $1,740,000 $435,000
    7-8% 1 $305,000 $305,000

    During 2019, Central Pacific Bank's average interest rate for loans was 3.57%, while their most frequently originated rate bucket for loans was 3-4%, with 1,114 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 692 $194,050,000 $280,419 $6,022 3.59%
    $400k-600k 432 $212,160,000 $491,111 $7,113 3.76%
    $600k-1MM 350 $254,520,000 $727,200 $7,545 3.66%
    $100k-200k 341 $48,685,000 $142,771 $3,684 3.36%
    $100,000 or less 187 $11,845,000 $63,342 $1,432 3.34%
    $1MM+ 106 $189,770,000 $1,790,283 $9,701 3.81%

    2019 saw Central Pacific Bank place emphasis on $200k-400k loans with 692 originations, totaling $194,050,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 521 $187,995,000 $360,835 $6,857 3.52%
    $150k-250k 515 $235,175,000 $456,650 $7,009 3.52%
    $75k-100k 349 $112,585,000 $322,593 $7,183 3.65%
    $250k+ 329 $210,135,000 $638,708 $7,129 3.57%
    $50k-75k 259 $63,115,000 $243,687 $6,001 3.60%
    $50k or less 79 $13,275,000 $168,038 $4,550 3.77%

    Central Pacific Bank lent most frequently to those with incomes in the $100k-150k range, with 521 originations. The second most popular income band? $150k-250k, with 515 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 347 $150,435,000 $433,530 $6,603 3.76%
    20-30% 291 $120,715,000 $414,828 $7,714 3.58%
    49% 263 $78,875,000 $299,905 $6,147 3.18%
    42% 114 $54,850,000 $481,140 $6,838 3.79%
    45% 93 $32,495,000 $349,409 $6,007 3.54%
    41% 93 $42,115,000 $452,849 $5,515 3.59%
    47% 91 $34,815,000 $382,582 $5,957 3.58%
    48% 87 $29,905,000 $343,736 $6,177 3.42%
    44% 77 $29,165,000 $378,766 $7,457 3.65%
    39% 76 $30,680,000 $403,684 $6,225 3.66%
    <20% 75 $24,765,000 $330,200 $6,266 3.50%
    43% 74 $28,730,000 $388,243 $7,811 3.64%
    37% 74 $32,170,000 $434,730 $6,477 3.68%
    38% 71 $30,165,000 $424,859 $6,547 3.76%
    40% 70 $34,690,000 $495,571 $6,082 3.61%
    46% 69 $23,875,000 $346,014 $6,065 3.51%
    36% 67 $29,405,000 $438,881 $6,461 3.52%
    50-60% 32 $18,900,000 $590,625 $11,111 3.66%
    >60% 5 $2,115,000 $423,000 $83 3.18%

    Central Pacific Bank lent most frequently to those with DTI ratios of 30-36%, with 347 originations. The next most common DTI ratio? 20-30%, with 291 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,374 $525,870,000 $382,729 $6,828 3.56%
    White 463 $211,155,000 $456,058 $6,517 3.63%
    Not applicable 21 $68,985,000 $3,285,000 $0 4.14%
    Not provided 91 $42,935,000 $471,813 $6,077 3.70%
    Native Hawaiian or Islander 91 $34,895,000 $383,462 $6,533 3.52%
    Black 18 $8,340,000 $463,333 $6,714 3.83%
    Japanese 17 $4,225,000 $248,529 $9,999 3.29%
    Filipino 10 $3,850,000 $385,000 $18,547 2.99%
    American Indian 9 $3,665,000 $407,222 $7,149 3.99%
    Chinese 6 $3,540,000 $590,000 $20,590 3.63%
    Asian Indian 4 $2,700,000 $675,000 $6,574 4.03%
    Other Asian 1 $255,000 $255,000 $0 3.50%
    Other Pacific Islander 1 $255,000 $255,000 $0 3.50%
    Korean 1 $195,000 $195,000 $5,774 3.63%
    Vietnamese 1 $165,000 $165,000 $0 2.75%

    Approval Rates

    Total approvals of all applications
    79.23%

    Central Pacific Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.10%

    Central Pacific Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,108 $911,030,000 $432,177

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 18 $66,980,000 $3,721,111
    Single Family (1-4 Units):Site-Built 2,090 $844,050,000 $403,852

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 388 $109,300,000 $281,701 $5,984 3.30%
    40-60% 342 $156,370,000 $457,222 $7,140 3.62%
    60-80% 654 $413,390,000 $632,095 $7,365 3.80%
    80-100% 316 $176,510,000 $558,576 $6,058 3.90%
    Over 100% 15 $8,535,000 $569,000 $12,124 3.58%
    Under 20% 392 $46,620,000 $118,929 $1,616 3.22%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    CENTERSTATE BANK CORPORATION Conventional home mortgage Trouble during payment process 1 50.0%
    CENTERSTATE BANK CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Central Pacific Bank 1030 Makolu Street Pearl City, HI 96782 Full Service B&M $38,361
    Central Pacific Bank 1173 21st Avenue Honolulu, HI 96816 Full Service Retail $33,626
    Central Pacific Bank 1338 South Beretania Street Honolulu, HI 96814 Full Service B&M $62,105
    Central Pacific Bank 1535 Dillingham Boulevard Honolulu, HI 96817 Full Service B&M $91,161
    Central Pacific Bank 1538 Kapiolani Blvd Suite# 3 Honolulu, HI 96814 Full Service B&M $166,091
    Central Pacific Bank 2002 South King Street Honolulu, HI 96826 Full Service B&M $175,736
    Central Pacific Bank 2024 North King Street Honolulu, HI 96819 Full Service B&M $113,317
    Central Pacific Bank 2061 Wells Street Wailuku, HI 96793 Full Service B&M $82,427
    Central Pacific Bank 207 Piikea Avenue, Suite 6-63 Kihei, HI 96753 Full Service B&M $54,168
    Central Pacific Bank 220 South King Street Honolulu, HI 96813 Full Service B&M $1,405,692
    Central Pacific Bank 2851 East Manoa Road, Suite 1-100 Honolulu, HI 96822 Full Service B&M $29,366
    Central Pacific Bank 333 Seaside Avenue. Suite 160 Honolulu, HI 96815 Full Service B&M $799,000
    Central Pacific Bank 3465 Waialae Avenue Honolulu, HI 96816 Full Service B&M $126,858
    Central Pacific Bank 355 Keawe Street, Suite 401 Lahaina, HI 96761 Full Service B&M $38,698
    Central Pacific Bank 4-1105 Kuhio Highway, Suite 103 Kapaa, HI 96746 Full Service B&M $8,794
    Central Pacific Bank 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $191,524
    Central Pacific Bank 4364 Rice Street Lihue, HI 96766 Full Service B&M $94,820
    Central Pacific Bank 46-077 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $124,136
    Central Pacific Bank 505 Ward Avenue Honolulu, HI 96814 Full Service B&M $56,384
    Central Pacific Bank 525 Kilauea Avenue Hilo, HI 96720 Full Service B&M $149,103
    Central Pacific Bank 6 Hoolai Street Kailua, HI 96734 Full Service B&M $80,120
    Central Pacific Bank 6600 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $68,441
    Central Pacific Bank 680 Kamokila Boulevard Kapolei, HI 96707 Full Service B&M $57,808
    Central Pacific Bank 75-1010 Henry Street Kailua-Kona, HI 96740 Full Service B&M $75,911
    Central Pacific Bank 801 Kaheka Street Honolulu, HI 96814 Full Service Retail $27,232
    Central Pacific Bank 830 Kapahulu Avenue, Suite 130 Honolulu, HI 96816 Full Service B&M $50,232
    Central Pacific Bank 85 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $157,231
    Central Pacific Bank 850 Kamehameha Highway Pearl City, HI 96782 Full Service Retail $32,751
    Central Pacific Bank 91-1107 Keaunui Drive, Suite 300 Ewa Beach, HI 96706 Full Service B&M $22,380
    Central Pacific Bank 935 California Avenue Wahiawa, HI 96786 Full Service B&M $34,193
    Central Pacific Bank 94-210 Pupukahi Street Waipahu, HI 96797 Full Service B&M $78,824
    Central Pacific Bank 94-615 Kupuohi Street, Unit A1 Waipahu, HI 96797 Full Service Retail $35,997
    Central Pacific Bank 95-720 Lanikuhana Avenue Mililani, HI 96789 Full Service B&M $58,288
    Central Pacific Bank 960 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $270,373
    Central Pacific Bank 98-150 Kaonohi Street Aiea, HI 96701 Full Service B&M $98,456

    For 2019, Central Pacific Bank had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $216,382
    Net interest income $186,521
    Total noninterest income $42,705
    Gross Fiduciary activities income $4,395
    Service charges on deposit accounts $8,656
    Trading account gains and fees $0
    Additional Noninterest Income $29,654
    Pre-tax net operating income $82,846
    Securities gains (or losses, -) $36
    Income before extraordinary items $61,988
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $61,988
    Minority interest net income $0
    Net income $61,988
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $61,959

    Central Pacific Bank's gross interest income from loans was $216,382,000.
    Central Pacific Bank's net interest income from loans was $186,521,000.
    Central Pacific Bank's fee based income from loans was $8,656,000.
    Central Pacific Bank's net income from loans was $61,988,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $29,861
    Provision for credit losses $6,317
    Total noninterest expense $140,063
    Salaries and employee benefits $82,290
    Premises and equipment expense $18,652
    Additional noninterest expense $39,121
    Applicable income taxes $20,894
    Net charge-offs $6,262
    Cash dividends $42,008

    Central Pacific Bank's interest expense for loans was $29,861,000.
    Central Pacific Bank's payroll and benefits expense were $82,290,000.
    Central Pacific Bank's property, plant and equipment expenses $18,652,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,130,502
    Deposits held in domestic offices $5,130,502
    Deposits by Individuals, partnerships, and corporations $4,498,134
    Deposits by U.S. Government $18
    Deposits by States and political subdivisions in the U.S. $627,285
    Deposits by Commercial banks and other depository institutions in U.S. $5,065
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $628,174
    Demand deposits $474,367
    Nontransaction accounts $4,502,328
    Money market deposit accounts (MMDAs) $2,023,031
    Other savings deposits (excluding MMDAs) $1,452,844
    Total time deposits $1,026,453
    Total time and savings deposits $4,656,135
    Noninterest-bearing deposits $1,455,795
    Interest-bearing deposits $3,674,707
    Retail deposits $4,377,354
    IRAs and Keogh plan accounts $40,999
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,003,592
    Cash & Balances due from depository institutions $102,972
    Interest-bearing balances $24,554
    Total securities $1,126,983
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,410,652
    Loan and leases loss allowance $47,971
    Trading account assets $0
    Bank premises and fixed assets $98,691
    Other real estate owned $164
    Goodwill and other intangibles $14,718
    All other assets $249,412

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,003,592
    Total Liabilities $5,439,132
    Total deposits $5,130,502
    Interest-bearing deposits $3,674,707
    Deposits held in domestic offices $5,130,502
    % insured (estimated) $72
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $252,632
    Subordinated debt $0
    All other liabilities $55,998

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,410,652
    Loan and leases loss allowance $47,971
    Total loans and leases (domestic) $4,458,623
    All real estate loans $3,318,887
    Real estate loans in domestic offices $3,318,887
    Construction and development loans $95,854
    Residential 1-4 family construction $18,499
    Other construction, all land development and other land $77,355
    Loans secured by nonfarm nonresidential properties $810,144
    Nonfarm nonresidential secured by owner-occupied properties $228,317
    Commercial real estate & other non-farm, non-residential $581,827
    Multifamily residential real estate $313,169
    1-4 family residential loans $2,099,618
    Farmland loans $102
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $547,809
    To non-U.S. addressees $0
    Loans to individuals $569,432
    Credit card loans $0
    Related Plans $82,089
    Consumer Auto Loans $297,186
    Other loans to individuals $190,157
    All other loans & leases $22,495
    Loans to foreign governments and official institutions $0
    Other loans $22,495
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $27,826
    Loans secured by real estate to non-U.S. addressees $45,086
    Restructured Loans & leases $5,844
    Non 1-4 family restructured loans & leases $756
    Total loans and leases (foreign) $0

    Central Pacific Bank had $4,410,652,000 of loans outstanding in 2019. $3,318,887,000 of loans were in real estate loans. $95,854,000 of loans were in development loans. $313,169,000 of loans were in multifamily mortgage loans. $2,099,618,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $297,186,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 178 $67,669 $380,163
    Nonfarm, nonresidential loans - <$100k 5 $247 $49,400
    Nonfarm, nonresidential loans - $100-250k 28 $4,261 $152,179
    Nonfarm, nonresidential loans - $250k-1MM 145 $63,161 $435,593
    Commercial & Industrial, US addressed loans - <$1MM 3,731 $185,814 $49,803
    Commercial & Industrial, US addressed loans - <$100k 3,235 $89,418 $27,641
    Commercial & Industrial, US addressed loans - $100-250k 306 $33,137 $108,291
    Commercial & Industrial, US addressed loans - $250k-1MM 190 $63,259 $332,942
    Farmland loans - <$1MM 1 $102 $102,000
    Farmland loans - $250k-1MM 1 $102 $102,000