Baraboo State Bank Mortgage Rates, Fees & Info
Baraboo, WILEI: 54930065PWY9N8KCRQ96
Tax ID: 39-0148750
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Baraboo State Bank is a smaller bank specializing in Home Purchase loans. Baraboo State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Baraboo, Madison, Milwaukee, Nashville, and Platteville among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Baraboo State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
82Origination Dollar Volume (All Markets)
$17,760,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Baraboo, WI (FHA|USDA|VA) | 53 | $10,735,000 | $202,547 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 12 | $3,230,000 | $269,167 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $2,545,000 | $195,769 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 82 | $17,760,000 | $216,585 | $0 | 0.00% |
For 2023, Baraboo State Bank's most frequently originated type of loan was Conventional, with 82 originations.
Loan Reason
For 2023, Baraboo State Bank's most frequently cited loan purpose was Home Purchase, with 52 originations. The 2nd most popular reason was Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 82 | $17,760,000 | $216,585 | $0 | 0.00% |
For 2023, Baraboo State Bank's most frequently cited loan duration was Other, with 82 originations.
Loan Sizing
2023 saw Baraboo State Bank place emphasis on $200k-400k loans with 28 originations, totaling $7,680,000 in origination value.
Applicant Income
Baraboo State Bank lent most frequently to those with incomes in the $75k-100k range, with 20 originations. The second most popular income band? $100k-150k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 82 | $17,760,000 | $216,585 | $0 | 0.00% |
Baraboo State Bank lent most frequently to those with DTI ratios of Exempt%, with 82 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.08%
Baraboo State Bank has a below average approval rate.
Pick Rate
Approvals leading to origination78.05%
Baraboo State Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 82 | $17,760,000 | $216,585 |