YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged
6.8%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.61% and
one month ago for the week of 2025-02-27, the
average rate was 7.02%.
Youngstown - Warren - Boardman's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.73%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Youngstown - Warren - Boardman 30 Year Fixed Rate | 2025-04-03 | 6.8% |
Youngstown - Warren - Boardman 30 Year Fixed Rate Refi | 2025-04-03 | 7.73% |
Youngstown - Warren - Boardman 15 Year Fixed Rate | 2025-04-03 | 6.75% |
Youngstown - Warren - Boardman 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
Youngstown - Warren - Boardman 30 Year FHA | 2025-04-03 | 6.52% |
Youngstown - Warren - Boardman 30 Year FHA Refi | 2025-04-03 | 6.21% |
Youngstown - Warren - Boardman 30 Year USDA | 2025-04-03 | 6.12% |
Youngstown - Warren - Boardman 30 Year USDA Refi | 2025-04-03 | 6.22% |
Youngstown - Warren - Boardman 30 Year VA | 2025-04-03 | 6.48% |
Youngstown - Warren - Boardman 30 Year VA Refi | 2025-04-03 | 5.65% |
YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YOUNGSTOWN - WARREN - BOARDMAN Average Closing Costs & Other Stats
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 163 lenders originated 10,535
loans during 2024. The total origination value was $1,465,915,000, with an average loan value of
$139,147.
YOUNGSTOWN - WARREN - BOARDMAN's average closing costs are $4,810.
The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is The Huntington National Bank, with
354 loans originated. Their average total fees are
$4,189, which is $1,846
lower than the next largest lender,
Ixonia Bank.
The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
Third Federal Savings and Loan Association of Cleveland ($2,618), NAVY FEDERAL CREDIT UNION ($2,827), JPMorgan Chase Bank ($3,182), Union Savings Bank ($3,674) and The Farmers National Bank of Canfield ($4,063).
The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
KeyBank (6.48%), Seven Seventeen Credit Union (6.55%), FIRST COMMUNITY MORTGAGE, INC. (6.56%), Citizens Bank (6.64%) and PNC Bank (6.66%).
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
The Huntington National Bank | $181,295,000 | $160,985,000 | -11.2% | 11.0% |
Ixonia Bank | $100,750,000 | $130,945,000 | 30.0% | 8.9% |
Seven Seventeen Credit Union | $82,030,000 | $95,395,000 | 16.3% | 6.5% |
QUICKEN LOANS, LLC | $62,185,000 | $92,090,000 | 48.1% | 6.3% |
The Farmers National Bank of Canfield | $74,175,000 | $84,860,000 | 14.4% | 5.8% |
UNITED WHOLESALE MORTGAGE, LLC | $58,575,000 | $70,065,000 | 19.6% | 4.8% |
CROSSCOUNTRY MORTGAGE, LLC | $43,145,000 | $65,610,000 | 52.1% | 4.5% |
First National Bank of Pennsylvania | $47,160,000 | $60,200,000 | 27.7% | 4.1% |
First Federal Bank of the Midwest | $45,770,000 | $47,185,000 | 3.1% | 3.2% |
Mortgage Research Center, LLC | $24,995,000 | $35,530,000 | 42.1% | 2.4% |
PNC Bank | $31,760,000 | $29,850,000 | -6.0% | 2.0% |
JPMorgan Chase Bank | $20,555,000 | $21,870,000 | 6.4% | 1.5% |
Greenville Savings Bank | $17,905,000 | $21,315,000 | 19.0% | 1.5% |
Citizens Bank | $26,870,000 | $20,405,000 | -24.1% | 1.4% |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $21,105,000 | $20,100,000 | -4.8% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,010,000 | $18,115,000 | -4.7% | 1.2% |
The Middlefield Banking Company | $50,395,000 | $17,690,000 | -64.9% | 1.2% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $18,310,000 | $16,920,000 | -7.6% | 1.2% |
First Commonwealth Bank | $20,775,000 | $14,325,000 | -31.0% | 1.0% |
Flagstar Bank, FSB | $4,525,000 | $14,290,000 | 215.8% | 1.0% |
Wayne Savings Community Bank | $14,235,000 | $12,725,000 | -10.6% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $7,460,000 | $10,905,000 | 46.2% | 0.7% |
UNION HOME MORTGAGE CORP. | $7,815,000 | $10,905,000 | 39.5% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $5,445,000 | $10,565,000 | 94.0% | 0.7% |
Barings Multifamily Capital | $9,025,000 | n/a | 0.6% | |
Mercer County State Bank | $7,760,000 | $8,705,000 | 12.2% | 0.6% |
Pinnacle Bank | $8,540,000 | n/a | 0.6% | |
LOANDEPOT.COM, LLC | $4,725,000 | $7,455,000 | 57.8% | 0.5% |
LIBERTY HOME MORTGAGE CORPORATION | $5,825,000 | $7,440,000 | 27.7% | 0.5% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $4,815,000 | $7,205,000 | 49.6% | 0.5% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $810,000 | $6,990,000 | 763.0% | 0.5% |
LENDINGHOME FUNDING CORPORATION | $1,555,000 | $6,930,000 | 345.7% | 0.5% |
Farm Credit Mid-America, ACA | $4,170,000 | $6,895,000 | 65.3% | 0.5% |
NAVY FEDERAL CREDIT UNION | $6,700,000 | $6,855,000 | 2.3% | 0.5% |
NEWREZ LLC | $5,990,000 | $6,790,000 | 13.4% | 0.5% |
VILLAGE CAPITAL MORTGAGE | $1,640,000 | $6,580,000 | 301.2% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $5,645,000 | $6,570,000 | 16.4% | 0.4% |
EQUITY RESOURCES, INC. | $4,910,000 | $6,185,000 | 26.0% | 0.4% |
BROKER SOLUTIONS, INC. | $3,605,000 | $5,950,000 | 65.0% | 0.4% |
USAA Federal Savings Bank | $3,375,000 | $5,790,000 | 71.6% | 0.4% |
RAPID MORTGAGE COMPANY | $6,005,000 | $5,565,000 | -7.3% | 0.4% |
Third Federal Savings and Loan Association of Cleveland | $6,480,000 | $5,170,000 | -20.2% | 0.4% |
NATIONWIDE MORTGAGE BANKERS, INC. | $3,650,000 | $5,145,000 | 41.0% | 0.4% |
GSF Mortgage Corporation | $2,735,000 | $5,065,000 | 85.2% | 0.3% |
LOANPAL, LLC | $1,775,000 | $4,960,000 | 179.4% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,245,000 | $4,890,000 | 15.2% | 0.3% |
EMM LOANS LLC | $2,110,000 | $4,825,000 | 128.7% | 0.3% |
KeyBank | $5,935,000 | $4,775,000 | -19.5% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,645,000 | $4,755,000 | 79.8% | 0.3% |
Wells Fargo Bank | $4,705,000 | $4,665,000 | -0.9% | 0.3% |
Marquette Savings Bank | $4,030,000 | $4,470,000 | 10.9% | 0.3% |
PLANET HOME LENDING, LLC | $3,715,000 | $4,465,000 | 20.2% | 0.3% |
S1L, Inc. | $4,360,000 | n/a | 0.3% | |
Grove City Area Federal Credit Union | $4,320,000 | $4,140,000 | -4.2% | 0.3% |
Equity Prime Mortgage LLC | $3,085,000 | $3,915,000 | 26.9% | 0.3% |
NEW DAY FINANCIAL, LLC | $2,820,000 | $3,875,000 | 37.4% | 0.3% |
Discover Bank | $2,780,000 | $3,820,000 | 37.4% | 0.3% |
JLB CORPORATION | $1,955,000 | $3,745,000 | 91.6% | 0.3% |
Dollar Bank, Federal Savings Bank | $2,845,000 | $3,450,000 | 21.3% | 0.2% |
U.S. Bank | $3,150,000 | $3,225,000 | 2.4% | 0.2% |
Carrington Mortgage Services, LLC | $2,890,000 | $3,045,000 | 5.4% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $570,000 | $3,015,000 | 428.9% | 0.2% |
GUARANTEED RATE, INC. | $4,295,000 | $3,000,000 | -30.2% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $4,835,000 | $2,910,000 | -39.8% | 0.2% |
Fifth Third Bank | $1,840,000 | $2,820,000 | 53.3% | 0.2% |
Figure Lending LLC | $1,700,000 | $2,795,000 | 64.4% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $810,000 | $2,785,000 | 243.8% | 0.2% |
RUOFF MORTGAGE COMPANY, INC. | $3,015,000 | $2,585,000 | -14.3% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $1,265,000 | $2,570,000 | 103.2% | 0.2% |
Union Savings Bank | $3,490,000 | $2,570,000 | -26.4% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $1,600,000 | $2,545,000 | 59.1% | 0.2% |
MICHIGAN MUTUAL, INC. | $2,625,000 | $2,495,000 | -5.0% | 0.2% |
The Loan Store, Inc. | $730,000 | $2,480,000 | 239.7% | 0.2% |
Stifel Bank and Trust | $1,815,000 | $2,475,000 | 36.4% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $845,000 | $2,460,000 | 191.1% | 0.2% |
NEXTIER BANK, NATIONAL ASSOCIATION | $400,000 | $2,430,000 | 507.5% | 0.2% |
Northwest Bank | $3,860,000 | $2,410,000 | -37.6% | 0.2% |
ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. | $2,645,000 | $2,395,000 | -9.5% | 0.2% |
NFM, INC. | $1,820,000 | $2,315,000 | 27.2% | 0.2% |
MidAtlantic Farm Credit, ACA | $1,255,000 | $2,285,000 | 82.1% | 0.2% |
MOVEMENT MORTGAGE, LLC | $1,930,000 | $2,285,000 | 18.4% | 0.2% |
ZILLOW HOME LOANS, LLC | $2,105,000 | $2,285,000 | 8.6% | 0.2% |
Alcova Mortgage LLC | $2,255,000 | n/a | 0.2% | |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $1,370,000 | $2,170,000 | 58.4% | 0.1% |
CARDINAL FINANCIAL | $1,480,000 | $2,140,000 | 44.6% | 0.1% |
HOMESIDE FINANCIAL, LLC | $730,000 | $2,095,000 | 187.0% | 0.1% |
Barrington Bank & Trust Company, N.A. | $830,000 | $2,080,000 | 150.6% | 0.1% |
The Federal Savings Bank | $3,315,000 | $1,780,000 | -46.3% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $1,325,000 | $1,675,000 | 26.4% | 0.1% |
21ST MORTGAGE CORPORATION | $2,020,000 | $1,625,000 | -19.6% | 0.1% |
CMG MORTGAGE, INC. | $1,920,000 | $1,585,000 | -17.4% | 0.1% |
Coastal Community Bank | $1,850,000 | $1,555,000 | -15.9% | 0.1% |
Bank of America | $3,115,000 | $1,540,000 | -50.6% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $1,670,000 | $1,510,000 | -9.6% | 0.1% |
LIMA ONE CAPITAL, LLC | $825,000 | $1,470,000 | 78.2% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,025,000 | $1,455,000 | 42.0% | 0.1% |
MYCUMORTGAGE, LLC | $3,110,000 | $1,425,000 | -54.2% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $635,000 | $1,385,000 | 118.1% | 0.1% |
UNION CAPITAL MORTGAGE CORPORATION | $1,315,000 | $1,385,000 | 5.3% | 0.1% |
LAKE MICHIGAN CREDIT UNION | $190,000 | $1,345,000 | 607.9% | 0.1% |
AmeriHome Mortgage Company, LLC | $65,000 | $1,340,000 | 1,961.5% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $600,000 | $1,210,000 | 101.7% | 0.1% |
First Federal Savings and Loan Association of Lakewood | $1,560,000 | $1,195,000 | -23.4% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $265,000 | $1,185,000 | 347.2% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $780,000 | $1,185,000 | 51.9% | 0.1% |
TOP FLITE FINANCIAL, INC. | $2,970,000 | $1,150,000 | -61.3% | 0.1% |
Mercer County Community FCU | $825,000 | $1,140,000 | 38.2% | 0.1% |
Nations Lending Corporation | $1,890,000 | $1,130,000 | -40.2% | 0.1% |
Portage Community Bank | $2,235,000 | $1,125,000 | -49.7% | 0.1% |
HOMESTEAD FUNDING CORP. | $1,115,000 | n/a | 0.1% | |
POLARIS HOME FUNDING CORP. | $710,000 | $1,100,000 | 54.9% | 0.1% |
First Federal Bank | $360,000 | $1,025,000 | 184.7% | 0.1% |
PHH Mortgage Corporation | $150,000 | $1,010,000 | 573.3% | 0.1% |
Civista Bank | $535,000 | $995,000 | 86.0% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $780,000 | $950,000 | 21.8% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $150,000 | $920,000 | 513.3% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $1,070,000 | $900,000 | -15.9% | 0.1% |
BETTER MORTGAGE CORPORATION | $135,000 | $895,000 | 563.0% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $85,000 | $890,000 | 947.1% | 0.1% |
NEXERA HOLDING LLC | $875,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $1,415,000 | $865,000 | -38.9% | 0.1% |
BRIDGE | $315,000 | $865,000 | 174.6% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,430,000 | $855,000 | -40.2% | 0.1% |
FIRST OHIO HOME FINANCE, INC. | $725,000 | $840,000 | 15.9% | 0.1% |
CNB Bank | $5,875,000 | $835,000 | -85.8% | 0.1% |
WesBanco | $2,100,000 | $825,000 | -60.7% | 0.1% |
Washington Financial Bank | $815,000 | $820,000 | 0.6% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $800,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $685,000 | $760,000 | 10.9% | 0.1% |
Hometown Equity Mortgage, LLC | $320,000 | $710,000 | 121.9% | 0.0% |
Magnolia Bank | $255,000 | $710,000 | 178.4% | 0.0% |
LENDINGONE, LLC | $700,000 | n/a | 0.0% | |
ENVOY MORTGAGE, LTD | $695,000 | n/a | 0.0% | |
S&T Bank | $585,000 | $685,000 | 17.1% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $1,420,000 | $640,000 | -54.9% | 0.0% |
A&D Mortgage LLC | $260,000 | $635,000 | 144.2% | 0.0% |
Commerce Home Mortgage, Inc. | $625,000 | n/a | 0.0% | |
AmRes Corporation | $620,000 | n/a | 0.0% | |
T2 FINANCIAL LLC | $950,000 | $605,000 | -36.3% | 0.0% |
Brentwood Bank | $705,000 | $590,000 | -16.3% | 0.0% |
Farmers Bank & Trust | $585,000 | n/a | 0.0% | |
Morgan Stanley Private Bank | $570,000 | $585,000 | 2.6% | 0.0% |
Paramount Residential Mortgage Group, Inc. | $690,000 | $585,000 | -15.2% | 0.0% |
Elderton State Bank | $570,000 | n/a | 0.0% | |
MORTGAGE ACCESS CORP. | $215,000 | $565,000 | 162.8% | 0.0% |
The Andover Bank | $85,000 | $555,000 | 552.9% | 0.0% |
UBS Bank USA | $555,000 | n/a | 0.0% | |
Waterstone Mortgage Corporation | $1,705,000 | $540,000 | -68.3% | 0.0% |
ENDEAVOR CAPITAL, LLC. | $445,000 | $530,000 | 19.1% | 0.0% |
The ONE | $215,000 | $525,000 | 144.2% | 0.0% |
TIDEWATER MORTGAGE SERVICES, INC. | $640,000 | $505,000 | -21.1% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $150,000 | $485,000 | 223.3% | 0.0% |
State Financial Network, LLC | $280,000 | $485,000 | 73.2% | 0.0% |
Ally Bank | $470,000 | $480,000 | 2.1% | 0.0% |
Florida Capital Bank | $1,280,000 | $480,000 | -62.5% | 0.0% |
COREVEST AMERICAN FINANCE LENDER LLC | $475,000 | n/a | 0.0% | |
MID AMERICA MORTGAGE, INC. | $205,000 | $465,000 | 126.8% | 0.0% |
NATIONS RELIABLE LENDING, LLC | $465,000 | n/a | 0.0% | |
TOWNE MORTGAGE COMPANY | $185,000 | $465,000 | 151.4% | 0.0% |
SPRING EQ, LLC | $1,025,000 | $430,000 | -58.0% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $570,000 | $430,000 | -24.6% | 0.0% |
Integrity Home Mortgage Corp | $425,000 | n/a | 0.0% | |
NBKC BANK | $545,000 | $420,000 | -22.9% | 0.0% |
MLD MORTGAGE INC. | $415,000 | n/a | 0.0% | |
GMFS LLC | $405,000 | n/a | 0.0% | |
The Union Bank Company | $405,000 | n/a | 0.0% | |
Truist | $985,000 | $405,000 | -58.9% | 0.0% |
GUILD MORTGAGE COMPANY | $2,090,000 | $385,000 | -81.6% | 0.0% |
MORIA DEVELOPMENT, INC. | $790,000 | $385,000 | -51.3% | 0.0% |
Plains Commerce Bank | $960,000 | $385,000 | -59.9% | 0.0% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $375,000 | n/a | 0.0% | |
NexBank | $375,000 | n/a | 0.0% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $135,000 | $370,000 | 174.1% | 0.0% |
First National Bank Texas | $355,000 | n/a | 0.0% | |
Peoples Security Bank and Trust Company | $355,000 | n/a | 0.0% | |
JMAC LENDING, INC. | $350,000 | n/a | 0.0% | |
Solarity Credit Union | $350,000 | n/a | 0.0% | |
AMERICAN HERITAGE LENDING, INC. | $420,000 | $345,000 | -17.9% | 0.0% |
M&T Bank | $365,000 | $345,000 | -5.5% | 0.0% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
SIRVA MORTGAGE, INC. | $335,000 | $345,000 | 3.0% | 0.0% |
Brighton Bank | $335,000 | n/a | 0.0% | |
Presidential Bank, FSB | $335,000 | n/a | 0.0% | |
AMWEST FUNDING CORP. | $155,000 | $330,000 | 112.9% | 0.0% |
PREMIER LENDING, INC. | $325,000 | n/a | 0.0% | |
1ST SIGNATURE LENDING, LLC | $675,000 | $315,000 | -53.3% | 0.0% |
Citibank | $810,000 | $305,000 | -62.3% | 0.0% |
RESIDENTIAL WHOLESALE MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $195,000 | $300,000 | 53.8% | 0.0% |
Mid-Continent Funding, Inc. | $95,000 | $295,000 | 210.5% | 0.0% |
Capital Bank | $285,000 | n/a | 0.0% | |
COMMUNITYAMERICA | $285,000 | n/a | 0.0% | |
FIRST TECHNOLOGY | $285,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $255,000 | $275,000 | 7.8% | 0.0% |
OCMBC, INC. | $270,000 | n/a | 0.0% | |
Citadel Servicing Corporation | $265,000 | n/a | 0.0% | |
Consumers National Bank | $3,330,000 | $265,000 | -92.0% | 0.0% |
Credence Funding Corporation | $265,000 | n/a | 0.0% | |
The Park National Bank | $560,000 | $265,000 | -52.7% | 0.0% |
Univest Bank and Trust Co. | $265,000 | n/a | 0.0% | |
VAN DYK MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
Willamette Valley Bank | $265,000 | n/a | 0.0% | |
ALLIED MORTGAGE GROUP, INC. | $1,070,000 | $260,000 | -75.7% | 0.0% |
AmeriServ Financial Bank | $4,840,000 | $260,000 | -94.6% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $1,080,000 | $260,000 | -75.9% | 0.0% |
CLEARPATH LENDING | $165,000 | $255,000 | 54.5% | 0.0% |
Westfield Bank, FSB | $305,000 | $255,000 | -16.4% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $250,000 | n/a | 0.0% | |
CFSBANK | $245,000 | n/a | 0.0% | |
Merchants Bank of Indiana | $245,000 | n/a | 0.0% | |
STARK FEDERAL CREDIT UNION | $240,000 | $245,000 | 2.1% | 0.0% |
Sunflower Bank | $55,000 | $245,000 | 345.5% | 0.0% |
BAY EQUITY LLC | $1,075,000 | $235,000 | -78.1% | 0.0% |
Cattaraugus County Bank | $850,000 | $235,000 | -72.4% | 0.0% |
Citizens & Northern Bank | $235,000 | n/a | 0.0% | |
Gateway First Bank | $430,000 | $235,000 | -45.3% | 0.0% |
First National Bank of America | $230,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $110,000 | $225,000 | 104.5% | 0.0% |
Secured Investment Corp. | $385,000 | $225,000 | -41.6% | 0.0% |
Texana Bank | $225,000 | n/a | 0.0% | |
Baraboo State Bank | $215,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $215,000 | n/a | 0.0% | |
Clearview Federal Credit Union | $905,000 | $215,000 | -76.2% | 0.0% |
GVC MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $175,000 | $210,000 | 20.0% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $370,000 | $205,000 | -44.6% | 0.0% |
CREDIT UNION OF OHIO | $80,000 | $205,000 | 156.3% | 0.0% |
MILEND, INC. | $205,000 | n/a | 0.0% | |
FIRST COLONY MORTGAGE CORPORATION | $200,000 | n/a | 0.0% | |
EVANSVILLE TEACHERS | $195,000 | n/a | 0.0% | |
HomePromise Corporation | $185,000 | $195,000 | 5.4% | 0.0% |
New Carlisle Federal Savings Bank | $195,000 | n/a | 0.0% | |
NP, Inc. | $195,000 | n/a | 0.0% | |
TOTAL MORTGAGE SERVICES, LLC | $195,000 | n/a | 0.0% | |
BMI Federal Credit Union | $140,000 | $185,000 | 32.1% | 0.0% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $185,000 | n/a | 0.0% | |
OCEANSIDE MORTGAGE COMPANY | $165,000 | $185,000 | 12.1% | 0.0% |
Stock Yards Bank & Trust Company | $185,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $340,000 | $180,000 | -47.1% | 0.0% |
1st Summit Bank | $375,000 | $175,000 | -53.3% | 0.0% |
HALLMARK HOME MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
SSB Bank | $975,000 | $175,000 | -82.1% | 0.0% |
United Bank | $175,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $65,000 | $170,000 | 161.5% | 0.0% |
TOWER | $65,000 | $170,000 | 161.5% | 0.0% |
Centennial Bank | $165,000 | n/a | 0.0% | |
First Savings Bank | $165,000 | n/a | 0.0% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $165,000 | n/a | 0.0% | |
CONSTRUCTIVE LOANS, LLC | $160,000 | n/a | 0.0% | |
Cf Bank | $155,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $285,000 | $155,000 | -45.6% | 0.0% |
KS StateBank | $155,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $155,000 | n/a | 0.0% | |
Quontic Bank | $125,000 | $155,000 | 24.0% | 0.0% |
CANTON SCHOOL EMPLOYEES | $145,000 | $150,000 | 3.4% | 0.0% |
Day Air Credit Union, Inc | $145,000 | n/a | 0.0% | |
OceanFirst Bank | $145,000 | n/a | 0.0% | |
Prosperity Home Mortgage, LLC | $615,000 | $145,000 | -76.4% | 0.0% |
LOANLEADERS OF AMERICA, INC. | $135,000 | n/a | 0.0% | |
Meridian Bank Corporation | $125,000 | $135,000 | 8.0% | 0.0% |
The Citizens National Bank of Bluffton | $135,000 | n/a | 0.0% | |
ARC HOME LLC | $370,000 | $125,000 | -66.2% | 0.0% |
US MORTGAGE CORPORATION | $65,000 | $120,000 | 84.6% | 0.0% |
Community Bank | $550,000 | $115,000 | -79.1% | 0.0% |
DATA MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
First Merchants Bank | $115,000 | n/a | 0.0% | |
HONDA Federal Credit Union | $250,000 | $115,000 | -54.0% | 0.0% |
Lakeview Community Capital, LLC | $35,000 | $115,000 | 228.6% | 0.0% |
RF Renovo Management Company, LLC | $115,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $105,000 | n/a | 0.0% | |
EDUCATION FIRST CREDIT UNION, INC. | $100,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $410,000 | $95,000 | -76.8% | 0.0% |
FEDERATED MORTGAGE CORP. | $95,000 | n/a | 0.0% | |
FIRST HERITAGE FINANCIAL, LLC | $95,000 | n/a | 0.0% | |
OMEGA Federal Credit Union | $45,000 | $95,000 | 111.1% | 0.0% |
Victorian Finance, LLC | $95,000 | n/a | 0.0% | |
Beeline Loans, Inc. | $85,000 | n/a | 0.0% | |
Cornerstone First Mortgage, Inc | $220,000 | $85,000 | -61.4% | 0.0% |
GLASS CITY Federal Credit Union | $85,000 | n/a | 0.0% | |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $85,000 | n/a | 0.0% | |
ARMCO CREDIT UNION | $625,000 | $80,000 | -87.2% | 0.0% |
TD Bank | $80,000 | n/a | 0.0% | |
Baxter Credit Union | $85,000 | $75,000 | -11.8% | 0.0% |
Marion Center Bank | $75,000 | n/a | 0.0% | |
American Mortgage Bank, LLC | $65,000 | n/a | 0.0% | |
KEMBA FINANCIAL | $335,000 | $65,000 | -80.6% | 0.0% |
Pennian Bank | $65,000 | n/a | 0.0% | |
Charles Schwab Bank, SSB | $55,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $55,000 | n/a | 0.0% | |
First Federal Bank of Kansas City | $55,000 | n/a | 0.0% | |
GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $50,000 | n/a | 0.0% | |
WRIGHT-PATT CREDIT UNION, INC. | $45,000 | n/a | 0.0% | |
GENISYS | $45,000 | $35,000 | -22.2% | 0.0% |
KEMBA CREDIT UNION, INC. | $35,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $50,000 | $25,000 | -50.0% | 0.0% |
New Cumberland Federal Credit Union | $25,000 | n/a | 0.0% | |
Park Lane Finance Solutions, LLC | $25,000 | n/a | 0.0% | |
Community One Credit Union of Ohio, Inc | $15,000 | n/a | 0.0% |
YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 11.0% market share. In second place, with 8.9%, is Ixonia Bank, having originated $130,945,000 in loans. In third place, with 6.5%, is Seven Seventeen Credit Union, having originated $95,395,000 in loans. In fourth place, with 6.3%, is QUICKEN LOANS, LLC, having originated $92,090,000 in loans. In fifth place, with 5.8%, is The Farmers National Bank of Canfield, having originated $84,860,000 in loans.
YOUNGSTOWN - WARREN - BOARDMAN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,925 (10.4%) | $141,876 (6.8%) | 0.37 | 1,443 |
2018-02-01 | $95,950 (6.7%) | $141,417 (4.1%) | 0.35 | 1,397 |
2018-03-01 | $99,900 (5.3%) | $147,343 (8.0%) | 0.35 | 1,348 |
2018-04-01 | $105,700 (14.3%) | $147,521 (8.7%) | 0.36 | 1,292 |
2018-05-01 | $110,000 (14.7%) | $153,274 (9.2%) | 0.37 | 1,276 |
2018-06-01 | $109,900 (12.8%) | $151,886 (7.1%) | 0.37 | 1,309 |
2018-07-01 | $109,950 (10.1%) | $150,637 (7.5%) | 0.37 | 1,432 |
2018-08-01 | $115,075 (17.1%) | $154,342 (11.4%) | 0.39 | 1,469 |
2018-09-01 | $115,000 (15.0%) | $154,936 (10.0%) | 0.39 | 1,483 |
2018-10-01 | $115,450 (15.6%) | $154,952 (9.5%) | 0.39 | 1,501 |
2018-11-01 | $114,950 (9.5%) | $154,231 (7.1%) | 0.39 | 1,464 |
2018-12-01 | $114,900 (15.0%) | $152,418 (7.3%) | 0.40 | 1,341 |
2019-01-01 | $117,975 (19.3%) | $153,021 (7.9%) | 0.41 | 1,281 |
2019-02-01 | $118,950 (24.0%) | $153,952 (8.9%) | 0.40 | 1,220 |
2019-03-01 | $120,457 (20.6%) | $161,944 (9.9%) | 0.39 | 1,202 |
2019-04-01 | $120,257 (13.8%) | $167,338 (13.4%) | 0.38 | 1,217 |
2019-05-01 | $119,900 (9.0%) | $168,860 (10.2%) | 0.37 | 1,180 |
2019-06-01 | $125,000 (13.7%) | $173,830 (14.5%) | 0.39 | 1,243 |
2019-07-01 | $127,900 (16.3%) | $174,678 (16.0%) | 0.40 | 1,295 |
2019-08-01 | $125,700 (9.2%) | $171,753 (11.3%) | 0.40 | 1,331 |
2019-09-01 | $125,250 (8.9%) | $169,609 (9.5%) | 0.40 | 1,361 |
2019-10-01 | $124,900 (8.2%) | $168,856 (9.0%) | 0.40 | 1,379 |
2019-11-01 | $119,500 (4.0%) | $166,576 (8.0%) | 0.39 | 1,336 |
2019-12-01 | $115,000 (0.1%) | $163,448 (7.2%) | 0.38 | 1,261 |
2020-01-01 | $114,975 (-2.5%) | $163,256 (6.7%) | 0.38 | 1,158 |
2020-02-01 | $115,000 (-3.3%) | $162,012 (5.2%) | 0.38 | 1,035 |
2020-03-01 | $119,225 (-1.0%) | $166,236 (2.7%) | 0.37 | 917 |
2020-04-01 | $118,750 (-1.3%) | $168,363 (0.6%) | 0.37 | 864 |
2020-05-01 | $125,000 (4.3%) | $176,551 (4.6%) | 0.38 | 763 |
2020-06-01 | $129,900 (3.9%) | $185,475 (6.7%) | 0.38 | 694 |
2020-07-01 | $129,825 (1.5%) | $187,992 (7.6%) | 0.38 | 649 |
2020-08-01 | $134,325 (6.9%) | $188,498 (9.8%) | 0.38 | 636 |
2020-09-01 | $133,013 (6.2%) | $190,972 (12.6%) | 0.38 | 584 |
2020-10-01 | $134,900 (8.0%) | $191,671 (13.5%) | 0.39 | 613 |
2020-11-01 | $132,950 (11.3%) | $187,254 (12.4%) | 0.39 | 607 |
2020-12-01 | $134,925 (17.3%) | $191,987 (17.5%) | 0.40 | 565 |
2021-01-01 | $134,900 (17.3%) | $192,372 (17.8%) | 0.40 | 465 |
2021-02-01 | $133,200 (15.8%) | $195,472 (20.7%) | 0.39 | 380 |
2021-03-01 | $137,250 (15.1%) | $190,042 (14.3%) | 0.39 | 353 |
2021-04-01 | $134,975 (13.7%) | $193,594 (15.0%) | 0.37 | 330 |
2021-05-01 | $139,900 (11.9%) | $205,725 (16.5%) | 0.37 | 377 |
2021-06-01 | $134,975 (3.9%) | $193,111 (4.1%) | 0.36 | 464 |
2021-07-01 | $138,750 (6.9%) | $190,235 (1.2%) | 0.37 | 562 |
2021-08-01 | $131,200 (-2.3%) | $186,530 (-1.0%) | 0.35 | 617 |
2021-09-01 | $129,900 (-2.3%) | $182,637 (-4.4%) | 0.35 | 624 |
2021-10-01 | $129,900 (-3.7%) | $183,125 (-4.5%) | 0.35 | 619 |
2021-11-01 | $125,600 (-5.5%) | $176,834 (-5.6%) | 0.34 | 601 |
2021-12-01 | $124,950 (-7.4%) | $178,622 (-7.0%) | 0.34 | 524 |
2022-01-01 | $119,900 (-11.1%) | $172,447 (-10.4%) | 0.32 | 449 |
2022-02-01 | $118,500 (-11.0%) | $173,056 (-11.5%) | 0.31 | 361 |
2022-03-01 | $125,000 (-8.9%) | $181,875 (-4.3%) | 0.31 | 322 |
2022-04-01 | $129,900 (-3.8%) | $192,847 (-0.4%) | 0.31 | 351 |
2022-05-01 | $133,425 (-4.6%) | $191,903 (-6.7%) | 0.31 | 426 |
2022-06-01 | $148,375 (9.9%) | $205,633 (6.5%) | 0.33 | 513 |
2022-07-01 | $149,900 (8.0%) | $210,760 (10.8%) | 0.34 | 580 |
2022-08-01 | $149,900 (14.3%) | $209,038 (12.1%) | 0.35 | 636 |
2022-09-01 | $142,450 (9.7%) | $205,167 (12.3%) | 0.33 | 669 |
2022-10-01 | $144,950 (11.6%) | $200,487 (9.5%) | 0.34 | 663 |
2022-11-01 | $150,000 (19.4%) | $203,791 (15.2%) | 0.36 | 636 |
2022-12-01 | $149,500 (19.7%) | $201,033 (12.6%) | 0.37 | 595 |
2023-01-01 | $149,900 (25.0%) | $202,215 (17.3%) | 0.37 | 500 |
2023-02-01 | $157,250 (32.7%) | $204,280 (18.0%) | 0.38 | 430 |
2023-03-01 | $164,950 (32.0%) | $221,678 (21.9%) | 0.39 | 420 |
2023-04-01 | $162,000 (24.7%) | $228,902 (18.7%) | 0.38 | 392 |
2023-05-01 | $165,200 (23.8%) | $236,266 (23.1%) | 0.37 | 390 |
2023-06-01 | $174,900 (17.9%) | $240,443 (16.9%) | 0.39 | 420 |
2023-07-01 | $175,000 (16.7%) | $245,434 (16.5%) | 0.40 | 456 |
2023-08-01 | $185,075 (23.5%) | $246,210 (17.8%) | 0.43 | 510 |
2023-09-01 | $178,500 (25.3%) | $238,733 (16.4%) | 0.42 | 618 |
2023-10-01 | $172,450 (19.0%) | $233,773 (16.6%) | 0.41 | 693 |
2023-11-01 | $169,900 (13.3%) | $226,386 (11.1%) | 0.40 | 689 |
2023-12-01 | $164,500 (10.0%) | $224,116 (11.5%) | 0.40 | 676 |
2024-01-01 | $169,900 (13.3%) | $228,572 (13.0%) | 0.41 | 617 |
2024-02-01 | $167,000 (6.2%) | $228,991 (12.1%) | 0.40 | 560 |
2024-03-01 | $179,900 (9.1%) | $242,046 (9.2%) | 0.42 | 518 |
2024-04-01 | $179,950 (11.1%) | $250,101 (9.3%) | 0.42 | 487 |
2024-05-01 | $191,950 (16.2%) | $260,305 (10.2%) | 0.44 | 507 |
2024-06-01 | $190,000 (8.6%) | $253,217 (5.3%) | 0.43 | 577 |
2024-07-01 | $197,475 (12.8%) | $253,216 (3.2%) | 0.45 | 602 |
2024-08-01 | $199,527 (7.8%) | $250,999 (2.0%) | 0.46 | 688 |
2024-09-01 | $209,125 (17.2%) | $254,916 (6.8%) | 0.49 | 752 |
2024-10-01 | $192,600 (11.7%) | $254,030 (8.7%) | 0.45 | 776 |
2024-11-01 | $192,700 (13.4%) | $251,462 (11.1%) | 0.46 | 822 |
2024-12-01 | $185,000 (12.5%) | $242,052 (8.0%) | 0.46 | 780 |
2025-01-01 | $179,450 (5.6%) | $237,693 (4.0%) | 0.45 | 724 |
2025-02-01 | $175,000 (4.8%) | $235,981 (3.1%) | 0.42 | 675 |
2025-03-01 | $184,500 (2.6%) | $249,087 (2.9%) | 0.00 | 646 |
YOUNGSTOWN - WARREN - BOARDMAN's median listing price comes in at 0% of the national average.
YOUNGSTOWN - WARREN - BOARDMAN's average listing price for 2025-03-01 was $249,087, a difference of $7,041 (2.9%) versus the prior year and $13,106 versus the prior month.
For the 2025-03-01 period, YOUNGSTOWN - WARREN - BOARDMAN had 646 MLS listings, a difference of -29 listings (-4%) versus the prior month and 128 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 94 days | 1,508 sqft |
2018-02-01 | 94 days | 1,504 sqft |
2018-03-01 | 74 days | 1,508 sqft |
2018-04-01 | 70 days | 1,514 sqft |
2018-05-01 | 67 days | 1,532 sqft |
2018-06-01 | 61 days | 1,570 sqft |
2018-07-01 | 57 days | 1,676 sqft |
2018-08-01 | 57 days | 1,696 sqft |
2018-09-01 | 58 days | 1,700 sqft |
2018-10-01 | 62 days | 1,700 sqft |
2018-11-01 | 67 days | 1,693 sqft |
2018-12-01 | 82 days | 1,688 sqft |
2019-01-01 | 90 days | 1,688 sqft |
2019-02-01 | 89 days | 1,702 sqft |
2019-03-01 | 71 days | 1,705 sqft |
2019-04-01 | 60 days | 1,704 sqft |
2019-05-01 | 60 days | 1,623 sqft |
2019-06-01 | 61 days | 1,632 sqft |
2019-07-01 | 60 days | 1,640 sqft |
2019-08-01 | 62 days | 1,650 sqft |
2019-09-01 | 64 days | 1,676 sqft |
2019-10-01 | 66 days | 1,690 sqft |
2019-11-01 | 76 days | 1,680 sqft |
2019-12-01 | 85 days | 1,669 sqft |
2020-01-01 | 94 days | 1,649 sqft |
2020-02-01 | 93 days | 1,649 sqft |
2020-03-01 | 79 days | 1,651 sqft |
2020-04-01 | 70 days | 1,642 sqft |
2020-05-01 | 85 days | 1,670 sqft |
2020-06-01 | 81 days | 1,684 sqft |
2020-07-01 | 51 days | 1,752 sqft |
2020-08-01 | 50 days | 1,693 sqft |
2020-09-01 | 60 days | 1,712 sqft |
2020-10-01 | 57 days | 1,724 sqft |
2020-11-01 | 58 days | 1,684 sqft |
2020-12-01 | 69 days | 1,689 sqft |
2021-01-01 | 79 days | 1,668 sqft |
2021-02-01 | 69 days | 1,668 sqft |
2021-03-01 | 51 days | 1,658 sqft |
2021-04-01 | 42 days | 1,657 sqft |
2021-05-01 | 38 days | 1,696 sqft |
2021-06-01 | 31 days | 1,601 sqft |
2021-07-01 | 34 days | 1,540 sqft |
2021-08-01 | 40 days | 1,533 sqft |
2021-09-01 | 45 days | 1,504 sqft |
2021-10-01 | 46 days | 1,500 sqft |
2021-11-01 | 46 days | 1,520 sqft |
2021-12-01 | 53 days | 1,500 sqft |
2022-01-01 | 66 days | 1,460 sqft |
2022-02-01 | 60 days | 1,450 sqft |
2022-03-01 | 48 days | 1,485 sqft |
2022-04-01 | 35 days | 1,526 sqft |
2022-05-01 | 32 days | 1,506 sqft |
2022-06-01 | 33 days | 1,569 sqft |
2022-07-01 | 36 days | 1,598 sqft |
2022-08-01 | 40 days | 1,608 sqft |
2022-09-01 | 44 days | 1,593 sqft |
2022-10-01 | 46 days | 1,570 sqft |
2022-11-01 | 49 days | 1,592 sqft |
2022-12-01 | 58 days | 1,547 sqft |
2023-01-01 | 67 days | 1,568 sqft |
2023-02-01 | 55 days | 1,556 sqft |
2023-03-01 | 45 days | 1,620 sqft |
2023-04-01 | 47 days | 1,607 sqft |
2023-05-01 | 41 days | 1,589 sqft |
2023-06-01 | 37 days | 1,654 sqft |
2023-07-01 | 37 days | 1,680 sqft |
2023-08-01 | 38 days | 1,714 sqft |
2023-09-01 | 37 days | 1,648 sqft |
2023-10-01 | 40 days | 1,609 sqft |
2023-11-01 | 44 days | 1,624 sqft |
2023-12-01 | 52 days | 1,573 sqft |
2024-01-01 | 66 days | 1,613 sqft |
2024-02-01 | 64 days | 1,601 sqft |
2024-03-01 | 52 days | 1,652 sqft |
2024-04-01 | 44 days | 1,659 sqft |
2024-05-01 | 38 days | 1,666 sqft |
2024-06-01 | 40 days | 1,677 sqft |
2024-07-01 | 43 days | 1,650 sqft |
2024-08-01 | 40 days | 1,674 sqft |
2024-09-01 | 40 days | 1,729 sqft |
2024-10-01 | 45 days | 1,663 sqft |
2024-11-01 | 52 days | 1,654 sqft |
2024-12-01 | 61 days | 1,633 sqft |
2025-01-01 | 74 days | 1,622 sqft |
2025-02-01 | 74 days | 1,632 sqft |
2025-03-01 | 0 days | 1,714 sqft |
YOUNGSTOWN - WARREN - BOARDMAN's median square footage for active listings during the 2025-03-01 period was 1,714 sqft. One year prior, the average listing was 1,652 sqft.
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,830 | $876,280,000 | $181,424 |
Home Improvement | 1,685 | $112,945,000 | $67,030 |
Cash Out Refi | 1,508 | $192,740,000 | $127,812 |
Refi | 1,352 | $196,960,000 | $145,680 |
Other | 1,158 | $86,650,000 | $74,827 |
NA | 2 | $340,000 | $170,000 |
Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 4,830 originations. The 2nd most popular reason was Home Improvement, with 1,685 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 3,783 | $650,095,000 | $171,846 |
Over 8% | 2,898 | $224,080,000 | $77,322 |
7-8% | 2,230 | $328,970,000 | $147,520 |
5-6% | 1,046 | $186,010,000 | $177,830 |
4-5% | 44 | $9,850,000 | $223,864 |
<2.5% | 29 | $1,025,000 | $35,345 |
3-4% | 8 | $1,700,000 | $212,500 |
2.5-3% | 4 | $450,000 | $112,500 |
During 2024, Youngstown - Warren - Boardman's most frequently originated rate bucket was 6-7%, with 3,783 originations.
Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 4,702 | $262,570,000 | $55,842 |
$100k-200k | 3,714 | $529,990,000 | $142,701 |
$200k-400k | 1,803 | $482,905,000 | $267,834 |
$400k-600k | 243 | $116,945,000 | $481,255 |
$600k-1000k | 60 | $41,970,000 | $699,500 |
$Over $1MM | 13 | $31,535,000 | $2,425,769 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 4,702 originations, totaling $262,570,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 3,848 | $717,260,000 | $186,398 |
60-80% | 1,986 | $338,690,000 | $170,539 |
20-40% | 1,726 | $129,340,000 | $74,936 |
40-60% | 1,163 | $132,565,000 | $113,985 |
Under 20% | 1,134 | $41,780,000 | $36,843 |
Over 100% | 71 | $19,415,000 | $273,451 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,848 originations, totaling $717,260,000 in origination value.