YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged
6.87%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.8% and
one month ago for the week of 2024-10-03, the
average rate was 6.4%.
Youngstown - Warren - Boardman's average rate one year ago was 7.94%.
For refis of the same type during the week of 2024-11-07, the average rate
was 8.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Youngstown - Warren - Boardman 30 Year Fixed Rate | 2024-11-07 | 6.87% |
| Youngstown - Warren - Boardman 30 Year Fixed Rate Refi | 2024-11-07 | 8.1% |
| Youngstown - Warren - Boardman 15 Year Fixed Rate | 2024-11-07 | 6.72% |
| Youngstown - Warren - Boardman 15 Year Fixed Rate Refi | 2024-11-07 | 6.35% |
| Youngstown - Warren - Boardman 30 Year FHA | 2024-11-07 | 6.77% |
| Youngstown - Warren - Boardman 30 Year FHA Refi | 2024-11-07 | 6.23% |
| Youngstown - Warren - Boardman 30 Year USDA | 2024-11-07 | 6.38% |
| Youngstown - Warren - Boardman 30 Year USDA Refi | 2024-11-07 | 6.58% |
| Youngstown - Warren - Boardman 30 Year VA | 2024-11-07 | 6.47% |
| Youngstown - Warren - Boardman 30 Year VA Refi | 2024-11-07 | 6.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YOUNGSTOWN-WARREN-BOARDMAN, OH-PA.
YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YOUNGSTOWN - WARREN - BOARDMAN Average Closing Costs & Other Stats
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 172 lenders originated 9,770
loans during 2023. The total origination value was $1,344,600,000, with an average loan value of
$137,625.
YOUNGSTOWN - WARREN - BOARDMAN's average closing costs are $4,638.
The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is The Huntington National Bank, with
353 loans originated. Their average total fees are
$4,186, which is $1,514
lower than the next largest lender,
Ixonia Bank.
The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
Third Federal Savings and Loan Association of Cleveland ($2,352), Mortgage Research Center, LLC ($2,576), NAVY FEDERAL CREDIT UNION ($2,987), Union Savings Bank ($3,561) and JPMorgan Chase Bank ($3,665).
The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
Union Savings Bank (6.18%), The Middlefield Banking Company (6.26%), Third Federal Savings and Loan Association of Cleveland (6.32%), NATIONWIDE MORTGAGE BANKERS, INC. (6.51%) and Mortgage Research Center, LLC (6.51%).
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| The Huntington National Bank | $218,470,000 | $181,295,000 | -17.0% | 13.5% |
| Ixonia Bank | $11,115,000 | $100,750,000 | 806.4% | 7.5% |
| Seven Seventeen Credit Union | $143,350,000 | $82,030,000 | -42.8% | 6.1% |
| The Farmers National Bank of Canfield | $95,995,000 | $74,175,000 | -22.7% | 5.5% |
| QUICKEN LOANS, LLC | $99,700,000 | $62,185,000 | -37.6% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $34,615,000 | $58,575,000 | 69.2% | 4.4% |
| The Middlefield Banking Company | $18,165,000 | $50,395,000 | 177.4% | 3.7% |
| First National Bank of Pennsylvania | $83,430,000 | $47,160,000 | -43.5% | 3.5% |
| First Federal Bank of the Midwest | $75,505,000 | $45,770,000 | -39.4% | 3.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $34,440,000 | $43,145,000 | 25.3% | 3.2% |
| PNC Bank | $47,640,000 | $31,760,000 | -33.3% | 2.4% |
| Citizens Bank | $35,420,000 | $26,870,000 | -24.1% | 2.0% |
| Mortgage Research Center, LLC | $36,410,000 | $24,995,000 | -31.4% | 1.9% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $27,495,000 | $21,105,000 | -23.2% | 1.6% |
| First Commonwealth Bank | $31,880,000 | $20,775,000 | -34.8% | 1.5% |
| JPMorgan Chase Bank | $25,305,000 | $20,555,000 | -18.8% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $24,645,000 | $19,010,000 | -22.9% | 1.4% |
| GREYSTONE SERVICING COMPANY LLC | $18,570,000 | n/a | 1.4% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $16,055,000 | $18,310,000 | 14.0% | 1.4% |
| M&T Realty Capital Corporation | $18,290,000 | n/a | 1.4% | |
| Greenville Savings Bank | $30,615,000 | $17,905,000 | -41.5% | 1.3% |
| Wayne Savings Community Bank | $5,250,000 | $14,235,000 | 171.1% | 1.1% |
| UNION HOME MORTGAGE CORP. | $8,315,000 | $7,815,000 | -6.0% | 0.6% |
| Mercer County State Bank | $16,680,000 | $7,760,000 | -53.5% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $9,245,000 | $7,460,000 | -19.3% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $7,255,000 | $6,700,000 | -7.6% | 0.5% |
| Third Federal Savings and Loan Association of Cleveland | $7,475,000 | $6,480,000 | -13.3% | 0.5% |
| RAPID MORTGAGE COMPANY | $11,905,000 | $6,005,000 | -49.6% | 0.4% |
| NEWREZ LLC | $3,880,000 | $5,990,000 | 54.4% | 0.4% |
| KeyBank | $22,160,000 | $5,935,000 | -73.2% | 0.4% |
| CNB Bank | $11,350,000 | $5,875,000 | -48.2% | 0.4% |
| LIBERTY HOME MORTGAGE CORPORATION | $10,430,000 | $5,825,000 | -44.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,790,000 | $5,645,000 | -42.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $13,890,000 | $5,445,000 | -60.8% | 0.4% |
| EQUITY RESOURCES, INC. | $6,860,000 | $4,910,000 | -28.4% | 0.4% |
| AmeriServ Financial Bank | $210,000 | $4,840,000 | 2,204.8% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $7,320,000 | $4,835,000 | -33.9% | 0.4% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $3,140,000 | $4,815,000 | 53.3% | 0.4% |
| LOANDEPOT.COM, LLC | $14,155,000 | $4,725,000 | -66.6% | 0.4% |
| Wells Fargo Bank | $12,325,000 | $4,705,000 | -61.8% | 0.3% |
| Flagstar Bank, FSB | $4,995,000 | $4,525,000 | -9.4% | 0.3% |
| Grove City Area Federal Credit Union | $8,095,000 | $4,320,000 | -46.6% | 0.3% |
| GUARANTEED RATE, INC. | $28,350,000 | $4,295,000 | -84.9% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,890,000 | $4,245,000 | 9.1% | 0.3% |
| Farm Credit Mid-America, ACA | $3,880,000 | $4,170,000 | 7.5% | 0.3% |
| American Midwest Mortgage Corporation | $4,265,000 | $4,050,000 | -5.0% | 0.3% |
| Marquette Savings Bank | $1,830,000 | $4,030,000 | 120.2% | 0.3% |
| Northwest Bank | $4,505,000 | $3,860,000 | -14.3% | 0.3% |
| PLANET HOME LENDING, LLC | $610,000 | $3,715,000 | 509.0% | 0.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $10,865,000 | $3,650,000 | -66.4% | 0.3% |
| BROKER SOLUTIONS, INC. | $3,135,000 | $3,605,000 | 15.0% | 0.3% |
| Union Savings Bank | $2,940,000 | $3,490,000 | 18.7% | 0.3% |
| USAA Federal Savings Bank | $3,430,000 | $3,375,000 | -1.6% | 0.3% |
| Consumers National Bank | $10,525,000 | $3,330,000 | -68.4% | 0.2% |
| The Federal Savings Bank | $1,125,000 | $3,315,000 | 194.7% | 0.2% |
| U.S. Bank | $5,490,000 | $3,150,000 | -42.6% | 0.2% |
| Bank of America | $5,485,000 | $3,115,000 | -43.2% | 0.2% |
| MYCUMORTGAGE, LLC | $1,655,000 | $3,110,000 | 87.9% | 0.2% |
| Equity Prime Mortgage LLC | $1,410,000 | $3,085,000 | 118.8% | 0.2% |
| RUOFF MORTGAGE COMPANY, INC. | $7,415,000 | $3,015,000 | -59.3% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $3,300,000 | $2,970,000 | -10.0% | 0.2% |
| Carrington Mortgage Services, LLC | $4,190,000 | $2,890,000 | -31.0% | 0.2% |
| Dollar Bank, Federal Savings Bank | $5,130,000 | $2,845,000 | -44.5% | 0.2% |
| WELCOME HOME FINANCE, L.P. | $1,140,000 | $2,825,000 | 147.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,390,000 | $2,820,000 | -35.8% | 0.2% |
| Discover Bank | $755,000 | $2,780,000 | 268.2% | 0.2% |
| GSF Mortgage Corporation | $2,735,000 | n/a | 0.2% | |
| ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. | $3,710,000 | $2,645,000 | -28.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,125,000 | $2,645,000 | 24.5% | 0.2% |
| MICHIGAN MUTUAL, INC. | $2,405,000 | $2,625,000 | 9.1% | 0.2% |
| Mars Bank | $6,345,000 | $2,310,000 | -63.6% | 0.2% |
| Portage Community Bank | $2,920,000 | $2,235,000 | -23.5% | 0.2% |
| EMM LOANS LLC | $950,000 | $2,110,000 | 122.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $560,000 | $2,105,000 | 275.9% | 0.2% |
| WesBanco | $2,630,000 | $2,100,000 | -20.2% | 0.2% |
| GUILD MORTGAGE COMPANY | $605,000 | $2,090,000 | 245.5% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,690,000 | $2,020,000 | 19.5% | 0.2% |
| JLB CORPORATION | $2,285,000 | $1,955,000 | -14.4% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,130,000 | $1,930,000 | 70.8% | 0.1% |
| CMG MORTGAGE, INC. | $165,000 | $1,920,000 | 1,063.6% | 0.1% |
| Nations Lending Corporation | $3,830,000 | $1,890,000 | -50.7% | 0.1% |
| Coastal Community Bank | $1,850,000 | n/a | 0.1% | |
| Fifth Third Bank | $2,355,000 | $1,840,000 | -21.9% | 0.1% |
| Home Federal Savings and Loan Association of Niles | $1,830,000 | n/a | 0.1% | |
| NFM, INC. | $1,485,000 | $1,820,000 | 22.6% | 0.1% |
| Stifel Bank and Trust | $1,475,000 | $1,815,000 | 23.1% | 0.1% |
| LOANPAL, LLC | $795,000 | $1,775,000 | 123.3% | 0.1% |
| The Croghan Colonial Bank | $1,740,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $120,535,000 | $1,705,000 | -98.6% | 0.1% |
| Figure Lending LLC | $1,610,000 | $1,700,000 | 5.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $625,000 | $1,670,000 | 167.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,360,000 | $1,640,000 | 20.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,855,000 | $1,600,000 | -44.0% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $1,785,000 | $1,560,000 | -12.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,745,000 | $1,555,000 | -10.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $485,000 | $1,535,000 | 216.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $330,000 | $1,520,000 | 360.6% | 0.1% |
| CARDINAL FINANCIAL | $4,760,000 | $1,480,000 | -68.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,655,000 | $1,430,000 | -13.6% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $390,000 | $1,420,000 | 264.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,550,000 | $1,415,000 | -8.7% | 0.1% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $3,205,000 | $1,370,000 | -57.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $800,000 | $1,325,000 | 65.6% | 0.1% |
| UNION CAPITAL MORTGAGE CORPORATION | $630,000 | $1,315,000 | 108.7% | 0.1% |
| Florida Capital Bank | $1,280,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $2,440,000 | $1,265,000 | -48.2% | 0.1% |
| MidAtlantic Farm Credit, ACA | $335,000 | $1,255,000 | 274.6% | 0.1% |
| Evolve Bank & Trust | $240,000 | $1,095,000 | 356.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $300,000 | $1,080,000 | 260.0% | 0.1% |
| BAY EQUITY LLC | $75,000 | $1,075,000 | 1,333.3% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $250,000 | $1,070,000 | 328.0% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,020,000 | $1,070,000 | 4.9% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $545,000 | $1,025,000 | 88.1% | 0.1% |
| SPRING EQ, LLC | $910,000 | $1,025,000 | 12.6% | 0.1% |
| Truist | $345,000 | $985,000 | 185.5% | 0.1% |
| SSB Bank | $165,000 | $975,000 | 490.9% | 0.1% |
| Plains Commerce Bank | $145,000 | $960,000 | 562.1% | 0.1% |
| T2 FINANCIAL LLC | $990,000 | $950,000 | -4.0% | 0.1% |
| Clearview Federal Credit Union | $385,000 | $905,000 | 135.1% | 0.1% |
| Cattaraugus County Bank | $1,720,000 | $850,000 | -50.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,150,000 | $845,000 | -73.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,930,000 | $830,000 | -57.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $7,395,000 | $825,000 | -88.8% | 0.1% |
| Mercer County Community FCU | $2,015,000 | $825,000 | -59.1% | 0.1% |
| Washington Financial Bank | $825,000 | $815,000 | -1.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,835,000 | $810,000 | -55.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $135,000 | $810,000 | 500.0% | 0.1% |
| Citibank | $785,000 | $810,000 | 3.2% | 0.1% |
| MORIA DEVELOPMENT, INC. | $1,370,000 | $790,000 | -42.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $780,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $510,000 | $780,000 | 52.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $7,665,000 | $730,000 | -90.5% | 0.1% |
| The Loan Store, Inc. | $730,000 | n/a | 0.1% | |
| FIRST OHIO HOME FINANCE, INC. | $545,000 | $725,000 | 33.0% | 0.1% |
| POLARIS HOME FUNDING CORP. | $1,135,000 | $710,000 | -37.4% | 0.1% |
| Brentwood Bank | $1,025,000 | $705,000 | -31.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $200,000 | $690,000 | 245.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $760,000 | $685,000 | -9.9% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $675,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $440,000 | $640,000 | 45.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $855,000 | $635,000 | -25.7% | 0.0% |
| ARMCO CREDIT UNION | $1,100,000 | $625,000 | -43.2% | 0.0% |
| Prosperity Home Mortgage, LLC | $615,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $610,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $600,000 | n/a | 0.0% | |
| MEMBER ONE | $590,000 | n/a | 0.0% | |
| S&T Bank | $2,815,000 | $585,000 | -79.2% | 0.0% |
| Ameris Bank | $270,000 | $575,000 | 113.0% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $600,000 | $570,000 | -5.0% | 0.0% |
| Morgan Stanley Private Bank | $345,000 | $570,000 | 65.2% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $1,150,000 | $570,000 | -50.4% | 0.0% |
| The Park National Bank | $325,000 | $560,000 | 72.3% | 0.0% |
| Community Bank | $310,000 | $550,000 | 77.4% | 0.0% |
| NBKC BANK | $480,000 | $545,000 | 13.5% | 0.0% |
| Civista Bank | $185,000 | $535,000 | 189.2% | 0.0% |
| Logan Finance Corporation | $565,000 | $530,000 | -6.2% | 0.0% |
| ENCORE BANK | $475,000 | n/a | 0.0% | |
| Ally Bank | $2,330,000 | $470,000 | -79.8% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $135,000 | $445,000 | 229.6% | 0.0% |
| Gateway First Bank | $35,000 | $430,000 | 1,128.6% | 0.0% |
| CityWorth Mortgage LLC | $430,000 | $425,000 | -1.2% | 0.0% |
| First Financial Bank | $145,000 | $425,000 | 193.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $420,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $505,000 | $410,000 | -18.8% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $75,000 | $400,000 | 433.3% | 0.0% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $1,575,000 | $400,000 | -74.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $390,000 | n/a | 0.0% | |
| FIDELITY BANK | $385,000 | n/a | 0.0% | |
| Secured Investment Corp. | $220,000 | $385,000 | 75.0% | 0.0% |
| 1st Summit Bank | $285,000 | $375,000 | 31.6% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $650,000 | $370,000 | -43.1% | 0.0% |
| ARC HOME LLC | $115,000 | $370,000 | 221.7% | 0.0% |
| M&T Bank | $845,000 | $365,000 | -56.8% | 0.0% |
| Northpointe Bank | $1,045,000 | $365,000 | -65.1% | 0.0% |
| First Federal Bank | $295,000 | $360,000 | 22.0% | 0.0% |
| Bethpage Federal Credit Union | $160,000 | $340,000 | 112.5% | 0.0% |
| KEMBA FINANCIAL | $205,000 | $335,000 | 63.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $285,000 | $335,000 | 17.5% | 0.0% |
| Regions Bank | $105,000 | $330,000 | 214.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $610,000 | $320,000 | -47.5% | 0.0% |
| BRIDGE | $315,000 | $315,000 | 0.0% | 0.0% |
| Hometown Bank | $930,000 | $315,000 | -66.1% | 0.0% |
| Raymond James Bank | $315,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $165,000 | $310,000 | 87.9% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $185,000 | $310,000 | 67.6% | 0.0% |
| The State Bank and Trust Company | $305,000 | n/a | 0.0% | |
| Westfield Bank, FSB | $790,000 | $305,000 | -61.4% | 0.0% |
| Mid Penn Bank | $205,000 | $295,000 | 43.9% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $125,000 | $290,000 | 132.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $285,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| Bank of England | $735,000 | $280,000 | -61.9% | 0.0% |
| State Financial Network, LLC | $280,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $435,000 | $265,000 | -39.1% | 0.0% |
| YOUR HOME FINANCIAL LLC | $520,000 | $265,000 | -49.0% | 0.0% |
| A&D Mortgage LLC | $260,000 | n/a | 0.0% | |
| HANSCOM | $255,000 | n/a | 0.0% | |
| Magnolia Bank | $185,000 | $255,000 | 37.8% | 0.0% |
| PREMIA MORTGAGE, LLC | $175,000 | $255,000 | 45.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $720,000 | $255,000 | -64.6% | 0.0% |
| CARDINAL CREDIT UNION, INC. | $855,000 | $250,000 | -70.8% | 0.0% |
| HONDA Federal Credit Union | $250,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,000,000 | $250,000 | -75.0% | 0.0% |
| STARK FEDERAL CREDIT UNION | $40,000 | $240,000 | 500.0% | 0.0% |
| BAYER HERITAGE | $235,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $3,030,000 | $230,000 | -92.4% | 0.0% |
| First Federal Savings and Loan Association of Lorain | $230,000 | n/a | 0.0% | |
| Broadway National Bank | $225,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $875,000 | $225,000 | -74.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $220,000 | n/a | 0.0% | |
| UIF CORPORATION | $135,000 | $220,000 | 63.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $155,000 | $215,000 | 38.7% | 0.0% |
| The First National Bank of Pandora | $215,000 | n/a | 0.0% | |
| The ONE | $335,000 | $215,000 | -35.8% | 0.0% |
| LENDING CAPITAL GROUP Inc | $205,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $610,000 | $205,000 | -66.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $245,000 | $195,000 | -20.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $160,000 | $190,000 | 18.8% | 0.0% |
| LAKE MICHIGAN CREDIT UNION | $190,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $185,000 | n/a | 0.0% | |
| HomePromise Corporation | $115,000 | $185,000 | 60.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| CALIBER HOME LOANS, INC. | $6,410,000 | $175,000 | -97.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $350,000 | $175,000 | -50.0% | 0.0% |
| Greenbox Loans, Inc. | $175,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $170,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $500,000 | $165,000 | -67.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $115,000 | $165,000 | 43.5% | 0.0% |
| AMWEST FUNDING CORP. | $225,000 | $155,000 | -31.1% | 0.0% |
| Honor Credit Union | $155,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $150,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $180,000 | $150,000 | -16.7% | 0.0% |
| PHH Mortgage Corporation | $585,000 | $150,000 | -74.4% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $185,000 | $145,000 | -21.6% | 0.0% |
| Blue Ridge Bank | $145,000 | n/a | 0.0% | |
| CANTON SCHOOL EMPLOYEES | $145,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $455,000 | $145,000 | -68.1% | 0.0% |
| BMI Federal Credit Union | $140,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $2,385,000 | $135,000 | -94.3% | 0.0% |
| Deseret First Credit Union | $135,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $2,365,000 | $135,000 | -94.3% | 0.0% |
| First Community Bank | $135,000 | n/a | 0.0% | |
| GREENTREE MORTGAGE COMPANY, L.P. | $105,000 | $135,000 | 28.6% | 0.0% |
| Neighborhood Loans, Inc. | $135,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $125,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $55,000 | $125,000 | 127.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $125,000 | n/a | 0.0% | |
| Ohio Catholic Federal Credit Union | $130,000 | $125,000 | -3.8% | 0.0% |
| Quontic Bank | $490,000 | $125,000 | -74.5% | 0.0% |
| Centier Bank | $115,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $205,000 | $115,000 | -43.9% | 0.0% |
| ALLIANT CREDIT UNION | $55,000 | $110,000 | 100.0% | 0.0% |
| East Coast Capital Corp. | $105,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $270,000 | $95,000 | -64.8% | 0.0% |
| MidFirst Bank | $90,000 | n/a | 0.0% | |
| Baxter Credit Union | $220,000 | $85,000 | -61.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $85,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $85,000 | n/a | 0.0% | |
| The Andover Bank | $560,000 | $85,000 | -84.8% | 0.0% |
| CREDIT UNION OF OHIO | $195,000 | $80,000 | -59.0% | 0.0% |
| Belmont Savings Bank | $75,000 | n/a | 0.0% | |
| TELHIO | $75,000 | n/a | 0.0% | |
| The Commercial and Savings Bank of Millersburg Ohio | $75,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $315,000 | $75,000 | -76.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $260,000 | $65,000 | -75.0% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,120,000 | $65,000 | -94.2% | 0.0% |
| J. VIRGIL, INC. | $65,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $350,000 | $65,000 | -81.4% | 0.0% |
| TOWER | $65,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $245,000 | $65,000 | -73.5% | 0.0% |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $55,000 | n/a | 0.0% | |
| Mazuma Credit Union | $145,000 | $55,000 | -62.1% | 0.0% |
| Sunflower Bank | $245,000 | $55,000 | -77.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $90,000 | $50,000 | -44.4% | 0.0% |
| APOLLO TRUST COMPANY | $45,000 | n/a | 0.0% | |
| GENISYS | $45,000 | n/a | 0.0% | |
| OMEGA Federal Credit Union | $45,000 | n/a | 0.0% | |
| Peoples Bank | $45,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $220,000 | $35,000 | -84.1% | 0.0% |
| USX Federal Credit Union | $300,000 | $35,000 | -88.3% | 0.0% |
| JUSTICE Federal Credit Union | $25,000 | n/a | 0.0% | |
| Chartwell Financial, LLC | $15,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $205,000 | $15,000 | -92.7% | 0.0% |
| West-Aircomm Federal Credit Union | $15,000 | n/a | 0.0% |
YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 13.5% market share. In second place, with 7.5%, is Ixonia Bank, having originated $100,750,000 in loans. In third place, with 6.1%, is Seven Seventeen Credit Union, having originated $82,030,000 in loans. In fourth place, with 5.5%, is The Farmers National Bank of Canfield, having originated $74,175,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $62,185,000 in loans.
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 44062 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $600 | $680 | $830 | $1,080 | $1,150 |
| 44076 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44093 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44231 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $610 | $690 | $880 | $1,110 | $1,180 |
| 44288 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $670 | $760 | $960 | $1,210 | $1,290 |
| 44401 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $860 | $950 | $1,190 | $1,570 | $1,670 |
| 44402 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44403 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44404 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44405 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44406 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44408 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44410 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $610 | $680 | $850 | $1,120 | $1,190 |
| 44412 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $600 | $680 | $860 | $1,090 | $1,160 |
| 44416 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44417 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $810 | $1,070 | $1,140 |
| 44418 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $620 | $680 | $850 | $1,130 | $1,200 |
| 44420 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44422 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44424 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44425 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44428 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44429 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $630 | $690 | $870 | $1,150 | $1,220 |
| 44430 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $810 | $1,070 | $1,140 |
| 44436 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $810 | $1,070 | $1,140 |
| 44437 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $600 | $660 | $830 | $1,100 | $1,160 |
| 44438 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $810 | $1,070 | $1,140 |
| 44439 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $600 | $670 | $820 | $1,080 | $1,140 |
| 44440 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44442 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44443 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44444 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $640 | $810 | $1,060 | $1,120 |
| 44446 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44449 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $650 | $820 | $1,050 | $1,120 |
| 44450 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44451 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44452 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $610 | $680 | $850 | $1,120 | $1,190 |
| 44453 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44454 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $790 | $1,060 | $1,120 |
| 44460 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44470 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $640 | $810 | $1,060 | $1,120 |
| 44471 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $600 | $660 | $830 | $1,100 | $1,160 |
| 44473 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $860 | $950 | $1,190 | $1,570 | $1,670 |
| 44481 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44483 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $610 | $670 | $840 | $1,110 | $1,180 |
| 44484 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $590 | $650 | $820 | $1,080 | $1,150 |
| 44485 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44490 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44491 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $630 | $700 | $880 | $1,150 | $1,220 |
| 44501 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44502 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $630 | $690 | $870 | $1,150 | $1,220 |
| 44503 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $620 | $680 | $850 | $1,130 | $1,190 |
| 44504 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44505 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44506 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44507 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44509 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $610 | $680 | $850 | $1,120 | $1,190 |
| 44510 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $590 | $650 | $820 | $1,080 | $1,150 |
| 44511 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
| 44512 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $810 | $1,070 | $1,140 |
| 44513 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44514 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $690 | $760 | $950 | $1,260 | $1,330 |
| 44515 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44601 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $550 | $640 | $810 | $1,020 | $1,090 |
| 44609 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44619 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $580 | $640 | $800 | $1,060 | $1,120 |
| 44672 | Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $570 | $630 | $790 | $1,060 | $1,120 |
2022 Average & Median Rent Data Statistics
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA average 1BR rent: $658, median: $640
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA average 2BR rent: $826, median: $800
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA average 3BR rent: $1,094, median: $1,060
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,692 | $841,630,000 | $179,376 |
| Home Improvement | 1,666 | $106,820,000 | $64,118 |
| Cash Out Refi | 1,227 | $155,715,000 | $126,907 |
| Other | 1,103 | $75,035,000 | $68,028 |
| Refi | 1,082 | $165,400,000 | $152,865 |
Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 4,692 originations. The 2nd most popular reason was Home Improvement, with 1,666 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,087 | $523,845,000 | $169,694 |
| 7-8% | 2,700 | $355,040,000 | $131,496 |
| Over 8% | 2,364 | $178,450,000 | $75,486 |
| 5-6% | 968 | $169,720,000 | $175,331 |
| 4-5% | 67 | $12,015,000 | $179,328 |
| <2.5% | 64 | $4,980,000 | $77,813 |
| 3-4% | 41 | $4,955,000 | $120,854 |
| 2.5-3% | 3 | $245,000 | $81,667 |
During 2023, Youngstown - Warren - Boardman's most frequently originated rate bucket was 6-7%, with 3,087 originations.
Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 4,755 | $266,615,000 | $56,070 |
| $100k-200k | 3,379 | $478,655,000 | $141,656 |
| $200k-400k | 1,410 | $373,830,000 | $265,128 |
| $400k-600k | 157 | $75,125,000 | $478,503 |
| $600k-1000k | 52 | $37,970,000 | $730,192 |
| $Over $1MM | 17 | $112,405,000 | $6,612,059 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 4,755 originations, totaling $266,615,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,637 | $607,615,000 | $167,065 |
| 60-80% | 1,850 | $325,480,000 | $175,935 |
| 20-40% | 1,566 | $108,810,000 | $69,483 |
| 40-60% | 1,085 | $150,215,000 | $138,447 |
| Under 20% | 1,065 | $38,105,000 | $35,779 |
| Over 100% | 71 | $34,125,000 | $480,634 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,637 originations, totaling $607,615,000 in origination value.