YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged 7.53% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.19% and one month ago for the week of 2026-10-01, the average rate was 7.63%.

Youngstown - Warren - Boardman's average rate one year ago was 6.42%.

For refis of the same type during the week of 2026-11-05, the average rate was 8.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Youngstown - Warren - Boardman 30 Year Fixed Rate 2026-11-05 7.53%
Youngstown - Warren - Boardman 30 Year Fixed Rate Refi 2026-11-05 8.08%
Youngstown - Warren - Boardman 15 Year Fixed Rate 2026-11-05 6.8%
Youngstown - Warren - Boardman 15 Year Fixed Rate Refi 2026-11-05 6.48%
Youngstown - Warren - Boardman 30 Year FHA 2026-11-05 7.43%
Youngstown - Warren - Boardman 30 Year FHA Refi 2026-11-05 6.87%
Youngstown - Warren - Boardman 30 Year USDA 2026-11-05 7.33%
Youngstown - Warren - Boardman 30 Year USDA Refi 2026-11-05 7%
Youngstown - Warren - Boardman 30 Year VA 2026-11-05 7.01%
Youngstown - Warren - Boardman 30 Year VA Refi 2026-11-05 6.36%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YOUNGSTOWN-WARREN-BOARDMAN, OH-PA.

YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
Ixonia Bank 375 6.87% $5,879
Seven Seventeen Credit Union 330 6.28% $3,753
The Huntington National Bank 303 6.74% $4,374
QUICKEN LOANS, LLC 239 6.90% $5,450
The Farmers National Bank of Canfield 195 6.69% $3,885
UNITED WHOLESALE MORTGAGE, LLC 176 6.52% $5,957
CROSSCOUNTRY MORTGAGE, LLC 173 6.97% $6,512
JPMorgan Chase Bank 130 6.68% $2,901
First National Bank of Pennsylvania 83 6.58% $4,840
WesBanco 80 6.51% $5,083
WEST PENN FINANCIAL SERVICE CENTER, INC. 71 6.58% $5,126
HOWARD HANNA FINANCIAL SERVICES, INC. 66 6.57% $4,655
UNION HOME MORTGAGE CORP. 39 6.56% $5,871
First Commonwealth Bank 36 6.61% $4,276
PNC Bank 36 6.61% $4,271
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 36 6.95% $4,291
EQUITY RESOURCES, INC. 32 6.86% $4,441
Citizens Bank 32 6.66% $4,915
NEWREZ LLC 26 6.70% $4,412
The Dart Bank 25 6.54% $3,370
U.S. Bank 19 6.72% $5,532
NATIONWIDE MORTGAGE BANKERS, INC. 19 6.88% $5,816
LOANDEPOT.COM, LLC 19 6.64% $6,816
KeyBank 18 6.54% $5,246
RAPID MORTGAGE COMPANY 18 7.24% $5,149
AFFORDABLE MORTGAGE ADVISORS, LLC. 18 6.83% $4,735
NAVY FEDERAL CREDIT UNION 16 6.52% $3,935
AMERICAN FINANCIAL RESOURCES, INC. 16 6.55% $5,865
PENNYMAC LOAN SERVICES, LLC 16 6.55% $6,911
Mr. Cooper ( Nationstar Mortgage ) 16 7.10% $7,071
Farm Credit Mid-America, ACA 15 7.13% $5,632
Alcova Mortgage LLC 14 6.80% $3,338
The Loan Store, Inc. 12 6.86% $5,993
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 6.73% $3,395
S1L, Inc. 12 6.79% $5,811
ROYAL UNITED MORTGAGE LLC 12 6.98% $7,203
ZILLOW HOME LOANS, LLC 12 7.02% $4,525
Wells Fargo Bank 11 6.65% $4,373
BROKER SOLUTIONS, INC. 11 7.02% $5,744
LIBERTY HOME MORTGAGE CORPORATION 10 7.33% $5,696
Third Federal Savings and Loan Association of Cleveland 10 6.60% $2,899
MOVEMENT MORTGAGE, LLC 9 6.74% $6,219
MUTUAL OF OMAHA MORTGAGE, INC. 8 6.70% $6,155
PLANET HOME LENDING, LLC 8 6.69% $9,460
Mortgage Research Center, LLC 8 6.95% $4,332
FREEDOM MORTGAGE CORPORATION 8 7.50% $6,433
JLB CORPORATION 8 6.62% $4,941
RUOFF MORTGAGE COMPANY, INC. 7 6.75% $3,992
Fifth Third Bank 7 6.79% $4,633
AMERISAVE MORTGAGE CORPORATION 7 7.20% $5,743
EMM LOANS LLC 7 6.84% $3,666
HOMESTEAD FUNDING CORP. 7 6.55% $4,328
GUILD MORTGAGE COMPANY 7 6.59% $6,002
Portage Community Bank 6 6.67% $4,012
MidAtlantic Farm Credit, ACA 6 6.68% $6,824
YOUR HOME FINANCIAL LLC 6 6.98% $6,263
GUARANTEED RATE AFFINITY, LLC 6 6.72% $7,114
HOMESIDE FINANCIAL, LLC 6 6.42% $7,499
Paramount Residential Mortgage Group, Inc. 6 6.48% $5,185
Flagstar Bank, FSB 5 7.10% $3,159
FIRST COLONY MORTGAGE CORPORATION 5 6.88% $2,944
LENOX FINANCIAL MORTGAGE CORPORATION 5 6.37% $4,431
NFM, INC. 5 6.82% $6,484
USAA Federal Savings Bank 5 6.58% $4,484
LOANPAL, LLC 5 6.67% $5,701
CARDINAL FINANCIAL 5 6.25% $8,691
BRIDGE 4 6.88% $3,187
AmeriHome Mortgage Company, LLC 4 6.46% $5,773
Dollar Bank, Federal Savings Bank 4 6.50% $5,668
First Federal Bank 4 6.66% $6,104
First Federal Savings and Loan Association of Lakewood 4 7.20% $4,851
GUARANTEED RATE, INC. 4 6.78% $4,460
MICHIGAN MUTUAL, INC. 4 7.25% $5,244
Morgan Stanley Private Bank 4 6.00% $3,598
Nations Lending Corporation 4 6.28% $6,726
PENNSYLVANIA STATE EMPLOYEES Credit Union 4 6.72% $3,388
Union Savings Bank 4 6.53% $3,301
Civista Bank 3 6.75% $4,228
WRIGHT-PATT CREDIT UNION, INC. 3 5.75% $3,425
Century Mortgage Company DBA Century Lending Company 3 6.46% $7,111
RESIDENTIAL BANCORP 3 6.87% $5,332
NEXTIER BANK, NATIONAL ASSOCIATION 3 6.42% $7,080
FIRST COMMUNITY MORTGAGE, INC. 3 6.92% $4,765
PHH Mortgage Corporation 3 6.54% $5,796
Plains Commerce Bank 3 6.63% $6,355
PLAZA HOME MORTGAGE, INC. 3 6.58% $7,349
Stifel Bank and Trust 3 5.92% $3,172
POLARIS HOME FUNDING CORP. 3 6.67% $4,592
UNION CAPITAL MORTGAGE CORPORATION 2 7.19% $4,762
Commerce Home Mortgage, Inc. 2 8.38% $13,929
First National Bank of America 2 9.93% $6,538
Luxury Mortgage Corp. 2 8.00% $16,218
Carrington Mortgage Services, LLC 2 6.06% $6,736
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.25% $4,525
NORTHERN MORTGAGE SERVICES, LLC 2 6.81% $3,569
DAS Acquisition Company, LLC 2 6.43% $5,913
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.87% $5,264
Marquette Savings Bank 2 6.38% $2,762
21ST MORTGAGE CORPORATION 2 8.76% $6,258
BETTER MORTGAGE CORPORATION 2 6.75% $3,170
RBC Bank, (Georgia) 2 5.81% $2,099
Bank of America 2 6.56% $5,000
RELIANCE FIRST CAPITAL, LLC 2 6.69% $6,332
TOWNE MORTGAGE COMPANY 2 6.56% $6,880
ALLIED MORTGAGE GROUP, INC. 1 6.62% $6,254
CMG MORTGAGE, INC. 1 6.25% $6,571
Peoples Bank 1 6.38% $2,854
Clearview Federal Credit Union 1 6.38% $2,301
Citadel Servicing Corporation 1 8.88% $3,854
Premium Mortgage Corporation 1 6.00% $3,541
CHEVRON 1 6.00% $4,442
Republic Bank & Trust Company 1 4.50% $3,870
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.13% $2,881
CARDINAL CREDIT UNION, INC. 1 7.03% $3,803
CAPITAL CENTER, L.L.C. 1 7.00% $0
Semper Home Loans, Inc. 1 7.00% $4,264
Sierra Pacific Mortgage Company, Inc. 1 6.50% $5,664
SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $5,659
STARK FEDERAL CREDIT UNION 1 6.38% $3,770
State Financial Network, LLC 1 6.13% $3,409
Sunflower Bank 1 6.99% $6,129
SWBC MORTGAGE CORPORATION 1 7.50% $9,578
TD Bank 1 6.38% $3,702
TEG Federal Credit Union 1 7.00% $2,788
TELHIO 1 6.49% $4,803
Boeing Employees Credit Union 1 6.75% $3,161
BNY Mellon 1 5.75% $4,505
Barrington Bank & Trust Company, N.A. 1 6.75% $4,376
TIDEWATER MORTGAGE SERVICES, INC. 1 6.88% $5,290
Atlantic Coast Mortgage, LLC 1 5.88% $6,836
A&D Mortgage LLC 1 5.88% $5,857
Assurance Financial Group, L.L.C. 1 6.63% $8,403
ASSOCIATED MORTGAGE BANKERS, INC. 1 7.38% $5,355
Victorian Finance, LLC 1 6.50% $13,281
Virginia Credit Union, Inc. 1 6.63% $5,131
Waterstone Mortgage Corporation 1 6.88% $7,384
AMERICAN FINANCING CORPORATION 1 7.49% $4,564
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.88% $12,688
Independent Bank 1 6.88% $4,156
GUIDANCE RESIDENTIAL, LLC 1 6.88% $4,878
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.50% $11,454
GENISYS 1 5.25% $20,685
LAKE MICHIGAN CREDIT UNION 1 6.24% $2,766
GENEVA FINANCIAL, LLC 1 6.63% $8,639
LAND HOME FINANCIAL SERVICES, INC. 1 7.25% $5,676
LEADERONE FINANCIAL CORPORATION 1 6.63% $5,360
Gateway First Bank 1 6.75% $8,977
First Horizon Bank 1 6.88% $2,934
First Financial Bank 1 6.75% $4,921
Magnolia Bank 1 6.99% $7,908
Mazuma Credit Union 1 7.88% $3,020
Metro City Bank 1 6.25% $4,735
American Airlines Federal Credit Union 1 6.63% $0
MID AMERICA MORTGAGE, INC. 1 6.50% $3,328
MILEND, INC. 1 6.75% $12,673
Widget Federal Credit Union 1 7.63% $4,412
MORTGAGE ACCESS CORP. 1 6.88% $3,962
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.50% $5,010
EVERETT FINANCIAL, INC. 1 6.99% $3,673
ENVOY MORTGAGE, LTD 1 6.63% $6,179
M&T Bank 1 6.88% $4,081
East Coast Capital Corp. 1 7.63% $26,696
NASA Federal Credit Union 1 7.00% $9,035
DIGITAL Federal Credit Union 1 5.63% $3,872
DEEPHAVEN MORTGAGE LLC 1 7.50% $11,392
CREDIT UNION OF OHIO 1 6.88% $4,099
NMSI, INC. 1 6.50% $8,989
Northpointe Bank 1 7.50% $5,024
OAKTREE FUNDING CORP. 1 6.88% $11,242
Pathways Financial Credit Union, Inc. 1 6.00% $3,457

YOUNGSTOWN - WARREN - BOARDMAN Average Closing Costs & Other Stats

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 170 lenders originated 11,641 loans during 2025. The total origination value was $1,736,585,000, with an average loan value of $149,178.

YOUNGSTOWN - WARREN - BOARDMAN's average closing costs are $4,951.

The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is Ixonia Bank, with 375 loans originated. Their average total fees are $5,879, which is $2,126 higher than the next largest lender, Seven Seventeen Credit Union.

The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($2,899), JPMorgan Chase Bank ($2,901), Alcova Mortgage LLC ($3,338), The Dart Bank ($3,370) and ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,395).

The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are Seven Seventeen Credit Union (6.28%), WesBanco (6.51%), UNITED WHOLESALE MORTGAGE, LLC (6.52%), NAVY FEDERAL CREDIT UNION (6.52%) and KeyBank (6.54%).

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
The Huntington National Bank $160,985,000 $183,610,000 14.1% 10.6%
Ixonia Bank $130,945,000 $140,990,000 7.7% 8.1%
Seven Seventeen Credit Union $95,395,000 $115,410,000 21.0% 6.6%
QUICKEN LOANS, LLC $92,090,000 $102,745,000 11.6% 5.9%
The Farmers National Bank of Canfield $84,860,000 $96,145,000 13.3% 5.5%
UNITED WHOLESALE MORTGAGE, LLC $70,065,000 $90,095,000 28.6% 5.2%
CROSSCOUNTRY MORTGAGE, LLC $65,610,000 $75,045,000 14.4% 4.3%
First National Bank of Pennsylvania $60,200,000 $64,820,000 7.7% 3.7%
WesBanco $825,000 $51,845,000 6,184.2% 3.0%
Mortgage Research Center, LLC $35,530,000 $37,405,000 5.3% 2.2%
JPMorgan Chase Bank $21,870,000 $30,900,000 41.3% 1.8%
PNC Bank $29,850,000 $29,115,000 -2.5% 1.7%
Greenville Savings Bank $21,315,000 $27,175,000 27.5% 1.6%
Citizens Bank $20,405,000 $26,130,000 28.1% 1.5%
Wayne Savings Community Bank $12,725,000 $25,630,000 101.4% 1.5%
PENNYMAC LOAN SERVICES, LLC $10,905,000 $20,895,000 91.6% 1.2%
The Middlefield Banking Company $17,690,000 $20,310,000 14.8% 1.2%
WEST PENN FINANCIAL SERVICE CENTER, INC. $20,100,000 $19,785,000 -1.6% 1.1%
FREEDOM MORTGAGE CORPORATION $10,565,000 $18,555,000 75.6% 1.1%
UNION HOME MORTGAGE CORP. $10,905,000 $18,355,000 68.3% 1.1%
First Commonwealth Bank $14,325,000 $17,935,000 25.2% 1.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $16,920,000 $16,985,000 0.4% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,115,000 $15,290,000 -15.6% 0.9%
NEXTIER BANK, NATIONAL ASSOCIATION $2,430,000 $13,960,000 474.5% 0.8%
NEWREZ LLC $6,790,000 $13,585,000 100.1% 0.8%
Consumers National Bank $265,000 $11,810,000 4,356.6% 0.7%
LOANDEPOT.COM, LLC $7,455,000 $11,145,000 49.5% 0.6%
NAVY FEDERAL CREDIT UNION $6,855,000 $11,065,000 61.4% 0.6%
LENDINGHOME FUNDING CORPORATION $6,930,000 $9,895,000 42.8% 0.6%
U.S. Bank $3,225,000 $9,775,000 203.1% 0.6%
AMERICAN FINANCIAL RESOURCES, INC. $2,785,000 $9,735,000 249.6% 0.6%
S&T Bank $685,000 $9,215,000 1,245.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,570,000 $8,665,000 31.9% 0.5%
BROKER SOLUTIONS, INC. $5,950,000 $8,250,000 38.7% 0.5%
Mercer County State Bank $8,705,000 $8,190,000 -5.9% 0.5%
The Dart Bank $7,925,000 n/a 0.5%
RAPID MORTGAGE COMPANY $5,565,000 $7,615,000 36.8% 0.4%
Grove City Area Federal Credit Union $4,140,000 $7,560,000 82.6% 0.4%
KeyBank $4,775,000 $7,295,000 52.8% 0.4%
EQUITY RESOURCES, INC. $6,185,000 $7,080,000 14.5% 0.4%
Farm Credit Mid-America, ACA $6,895,000 $6,750,000 -2.1% 0.4%
LIBERTY HOME MORTGAGE CORPORATION $7,440,000 $6,175,000 -17.0% 0.4%
AFFORDABLE MORTGAGE ADVISORS, LLC. $7,205,000 $5,955,000 -17.3% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $5,145,000 $5,935,000 15.4% 0.3%
Third Federal Savings and Loan Association of Cleveland $5,170,000 $5,765,000 11.5% 0.3%
Cf Bank $155,000 $5,705,000 3,580.6% 0.3%
LOANPAL, LLC $4,960,000 $5,690,000 14.7% 0.3%
Alcova Mortgage LLC $2,255,000 $5,340,000 136.8% 0.3%
PLANET HOME LENDING, LLC $4,465,000 $5,250,000 17.6% 0.3%
Fifth Third Bank $2,820,000 $5,180,000 83.7% 0.3%
VILLAGE CAPITAL MORTGAGE $6,580,000 $5,135,000 -22.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,910,000 $5,010,000 72.2% 0.3%
EMM LOANS LLC $4,825,000 $4,660,000 -3.4% 0.3%
Equity Prime Mortgage LLC $3,915,000 $4,485,000 14.6% 0.3%
Figure Lending LLC $2,795,000 $4,310,000 54.2% 0.2%
S1L, Inc. $4,360,000 $3,950,000 -9.4% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $50,000 $3,940,000 7,780.0% 0.2%
NEW DAY FINANCIAL, LLC $3,875,000 $3,870,000 -0.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,460,000 $3,795,000 54.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,755,000 $3,705,000 -22.1% 0.2%
Pinnacle Bank $8,540,000 $3,675,000 -57.0% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $640,000 $3,550,000 454.7% 0.2%
ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. $2,395,000 $3,435,000 43.4% 0.2%
The Loan Store, Inc. $2,480,000 $3,420,000 37.9% 0.2%
GUARANTEED RATE, INC. $3,000,000 $3,370,000 12.3% 0.2%
Union Savings Bank $2,570,000 $3,280,000 27.6% 0.2%
Paramount Residential Mortgage Group, Inc. $585,000 $3,175,000 442.7% 0.2%
PENNSYLVANIA STATE EMPLOYEES Credit Union $2,170,000 $3,055,000 40.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,990,000 $3,025,000 -56.7% 0.2%
USAA Federal Savings Bank $5,790,000 $3,010,000 -48.0% 0.2%
JLB CORPORATION $3,745,000 $3,000,000 -19.9% 0.2%
BRIDGE $865,000 $2,955,000 241.6% 0.2%
Wells Fargo Bank $4,665,000 $2,905,000 -37.7% 0.2%
Dollar Bank, Federal Savings Bank $3,450,000 $2,870,000 -16.8% 0.2%
Coastal Community Bank $1,555,000 $2,850,000 83.3% 0.2%
Carrington Mortgage Services, LLC $3,045,000 $2,825,000 -7.2% 0.2%
ZILLOW HOME LOANS, LLC $2,285,000 $2,805,000 22.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $900,000 $2,710,000 201.1% 0.2%
21ST MORTGAGE CORPORATION $1,625,000 $2,690,000 65.5% 0.2%
Morgan Stanley Private Bank $585,000 $2,650,000 353.0% 0.2%
MOVEMENT MORTGAGE, LLC $2,285,000 $2,645,000 15.8% 0.2%
Bank of America $1,540,000 $2,555,000 65.9% 0.1%
Portage Community Bank $1,125,000 $2,550,000 126.7% 0.1%
GUILD MORTGAGE COMPANY $385,000 $2,505,000 550.6% 0.1%
HOMESTEAD FUNDING CORP. $1,115,000 $2,500,000 124.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $855,000 $2,480,000 190.1% 0.1%
HOMESIDE FINANCIAL, LLC $2,095,000 $2,390,000 14.1% 0.1%
Nations Lending Corporation $1,130,000 $2,300,000 103.5% 0.1%
MidAtlantic Farm Credit, ACA $2,285,000 $2,290,000 0.2% 0.1%
Marquette Savings Bank $4,470,000 $2,270,000 -49.2% 0.1%
Flagstar Bank, FSB $14,290,000 $2,235,000 -84.4% 0.1%
RUOFF MORTGAGE COMPANY, INC. $2,585,000 $2,170,000 -16.1% 0.1%
Stifel Bank and Trust $2,475,000 $2,130,000 -13.9% 0.1%
FIRST COLONY MORTGAGE CORPORATION $200,000 $2,125,000 962.5% 0.1%
AmeriHome Mortgage Company, LLC $1,340,000 $2,035,000 51.9% 0.1%
CARDINAL FINANCIAL $2,140,000 $1,990,000 -7.0% 0.1%
Century Mortgage Company DBA Century Lending Company $250,000 $1,950,000 680.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $2,570,000 $1,900,000 -26.1% 0.1%
POLARIS HOME FUNDING CORP. $1,100,000 $1,780,000 61.8% 0.1%
MICHIGAN MUTUAL, INC. $2,495,000 $1,730,000 -30.7% 0.1%
NFM, INC. $2,315,000 $1,705,000 -26.3% 0.1%
First Federal Savings and Loan Association of Lakewood $1,195,000 $1,700,000 42.3% 0.1%
SPRING EQ, LLC $430,000 $1,665,000 287.2% 0.1%
MYCUMORTGAGE, LLC $1,425,000 $1,605,000 12.6% 0.1%
Civista Bank $995,000 $1,585,000 59.3% 0.1%
PLAZA HOME MORTGAGE, INC. $1,675,000 $1,565,000 -6.6% 0.1%
YOUR HOME FINANCIAL LLC $1,540,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,015,000 $1,525,000 -49.4% 0.1%
ROYAL UNITED MORTGAGE LLC $2,545,000 $1,520,000 -40.3% 0.1%
EVANSVILLE TEACHERS $195,000 $1,485,000 661.5% 0.1%
A&D Mortgage LLC $635,000 $1,435,000 126.0% 0.1%
Plains Commerce Bank $385,000 $1,415,000 267.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,385,000 $1,360,000 -1.8% 0.1%
The Andover Bank $555,000 $1,275,000 129.7% 0.1%
Discover Bank $3,820,000 $1,260,000 -67.0% 0.1%
East Coast Capital Corp. $1,215,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $2,080,000 $1,200,000 -42.3% 0.1%
AMERICAN HERITAGE LENDING, INC. $345,000 $1,185,000 243.5% 0.1%
Mercer County Community FCU $1,140,000 $1,180,000 3.5% 0.1%
Commerce Home Mortgage, Inc. $625,000 $1,115,000 78.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,890,000 $1,110,000 -77.3% 0.1%
Truist $405,000 $1,110,000 174.1% 0.1%
MID AMERICA MORTGAGE, INC. $465,000 $1,055,000 126.9% 0.1%
Assurance Financial Group, L.L.C. $1,050,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $865,000 $1,040,000 20.2% 0.1%
AMWEST FUNDING CORP. $330,000 $995,000 201.5% 0.1%
The Federal Savings Bank $1,780,000 $980,000 -44.9% 0.1%
NEXERA HOLDING LLC $875,000 $945,000 8.0% 0.1%
Luxury Mortgage Corp. $940,000 n/a 0.1%
ARMCO CREDIT UNION $80,000 $930,000 1,062.5% 0.1%
LEADERONE FINANCIAL CORPORATION $1,185,000 $920,000 -22.4% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $915,000 n/a 0.1%
RF Renovo Management Company, LLC $115,000 $915,000 695.7% 0.1%
BETTER MORTGAGE CORPORATION $895,000 $905,000 1.1% 0.1%
MILEND, INC. $205,000 $890,000 334.1% 0.1%
ALLIED MORTGAGE GROUP, INC. $260,000 $880,000 238.5% 0.1%
First Federal Bank $1,025,000 $880,000 -14.1% 0.1%
Washington Financial Bank $820,000 $825,000 0.6% 0.0%
Merchants Bank of Indiana $245,000 $815,000 232.7% 0.0%
PHH Mortgage Corporation $1,010,000 $805,000 -20.3% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $185,000 $800,000 332.4% 0.0%
Northwest Bank $2,410,000 $775,000 -67.8% 0.0%
CLEARPATH LENDING $255,000 $755,000 196.1% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $740,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $45,000 $725,000 1,511.1% 0.0%
GENISYS $35,000 $695,000 1,885.7% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,185,000 $690,000 -41.8% 0.0%
DEEPHAVEN MORTGAGE LLC $950,000 $670,000 -29.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $650,000 n/a 0.0%
CARDINAL CREDIT UNION, INC. $645,000 n/a 0.0%
CMG MORTGAGE, INC. $1,585,000 $645,000 -59.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $920,000 $640,000 -30.4% 0.0%
TOP FLITE FINANCIAL, INC. $1,150,000 $635,000 -44.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $890,000 $605,000 -32.0% 0.0%
Pennian Bank $65,000 $595,000 815.4% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,210,000 $585,000 -51.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 $585,000 185.4% 0.0%
UNION CAPITAL MORTGAGE CORPORATION $1,385,000 $585,000 -57.8% 0.0%
M&T Bank $345,000 $580,000 68.1% 0.0%
First Federal Savings and Loan Association of Lorain $575,000 n/a 0.0%
Clearview Federal Credit Union $215,000 $560,000 160.5% 0.0%
GENEVA FINANCIAL, LLC $210,000 $545,000 159.5% 0.0%
American Airlines Federal Credit Union $520,000 n/a 0.0%
Peoples Bank $510,000 n/a 0.0%
CHEVRON $505,000 n/a 0.0%
Gateway First Bank $235,000 $495,000 110.6% 0.0%
FIRST OHIO HOME FINANCE, INC. $840,000 $460,000 -45.2% 0.0%
OCMBC, INC. $270,000 $455,000 68.5% 0.0%
Texana Bank $225,000 $455,000 102.2% 0.0%
LAKE MICHIGAN CREDIT UNION $1,345,000 $445,000 -66.9% 0.0%
CNB Bank $835,000 $425,000 -49.1% 0.0%
General Mortgage Capital Corporation $420,000 n/a 0.0%
DAS Acquisition Company, LLC $410,000 n/a 0.0%
Prosperity Home Mortgage, LLC $145,000 $410,000 182.8% 0.0%
UNIVERSITY Federal Credit Union $405,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $155,000 $400,000 158.1% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,510,000 $400,000 -73.5% 0.0%
Brighton Bank $335,000 $395,000 17.9% 0.0%
NORWICH COMMERCIAL GROUP, INC. $395,000 n/a 0.0%
Waterstone Mortgage Corporation $540,000 $390,000 -27.8% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $385,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,455,000 $380,000 -73.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $485,000 $375,000 -22.7% 0.0%
Virginia Credit Union, Inc. $375,000 n/a 0.0%
CANOPY MORTGAGE, LLC $365,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $365,000 n/a 0.0%
First Horizon Bank $365,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $355,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $465,000 $350,000 -24.7% 0.0%
1st Summit Bank $175,000 $345,000 97.1% 0.0%
RESIDENTIAL BANCORP $345,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $185,000 $335,000 81.1% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $330,000 n/a 0.0%
STARK FEDERAL CREDIT UNION $245,000 $325,000 32.7% 0.0%
ENDEAVOR CAPITAL, LLC. $530,000 $320,000 -39.6% 0.0%
LOANLEADERS OF AMERICA, INC. $135,000 $320,000 137.0% 0.0%
T2 FINANCIAL LLC $605,000 $320,000 -47.1% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $320,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,470,000 $315,000 -78.6% 0.0%
Citibank $305,000 $310,000 1.6% 0.0%
TELHIO $310,000 n/a 0.0%
BNY Mellon $305,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $305,000 n/a 0.0%
Magnolia Bank $710,000 $305,000 -57.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $305,000 n/a 0.0%
The Commercial and Savings Bank of Millersburg Ohio $300,000 n/a 0.0%
TD Bank $80,000 $295,000 268.8% 0.0%
First National Bank of America $230,000 $290,000 26.1% 0.0%
EVERETT FINANCIAL, INC. $95,000 $285,000 200.0% 0.0%
First Financial Bank $285,000 n/a 0.0%
Hometown Equity Mortgage, LLC $710,000 $285,000 -59.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $285,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $285,000 n/a 0.0%
Hometown Bank $280,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $300,000 $280,000 -6.7% 0.0%
ALLIANT CREDIT UNION $225,000 $275,000 22.2% 0.0%
Citadel Servicing Corporation $265,000 $275,000 3.8% 0.0%
Victorian Finance, LLC $95,000 $275,000 189.5% 0.0%
NMSI, INC. $265,000 n/a 0.0%
NASA Federal Credit Union $255,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $245,000 n/a 0.0%
ENVOY MORTGAGE, LTD $695,000 $235,000 -66.2% 0.0%
CFSBANK $245,000 $230,000 -6.1% 0.0%
DIGITAL Federal Credit Union $55,000 $225,000 309.1% 0.0%
SWBC MORTGAGE CORPORATION $225,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $505,000 $225,000 -55.4% 0.0%
RBC Bank, (Georgia) $220,000 n/a 0.0%
OAKTREE FUNDING CORP. $215,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $165,000 $205,000 24.2% 0.0%
CREDIT UNION OF OHIO $205,000 $200,000 -2.4% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $200,000 n/a 0.0%
Beeline Loans, Inc. $85,000 $195,000 129.4% 0.0%
Boeing Employees Credit Union $195,000 n/a 0.0%
Pathways Financial Credit Union, Inc. $195,000 n/a 0.0%
CENTURY $190,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $260,000 $185,000 -28.8% 0.0%
First National Bank Texas $355,000 $185,000 -47.9% 0.0%
Independent Bank $185,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $180,000 n/a 0.0%
ASSOCIATED MORTGAGE BANKERS, INC. $175,000 n/a 0.0%
JMAC LENDING, INC. $350,000 $175,000 -50.0% 0.0%
State Financial Network, LLC $485,000 $175,000 -63.9% 0.0%
Uwharrie Bank $175,000 n/a 0.0%
Republic Bank of Chicago $165,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $165,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $160,000 n/a 0.0%
Day Air Credit Union, Inc $145,000 $155,000 6.9% 0.0%
Mazuma Credit Union $155,000 n/a 0.0%
Mid-Continent Funding, Inc. $295,000 $155,000 -47.5% 0.0%
USAlliance Federal Credit Union $155,000 n/a 0.0%
Widget Federal Credit Union $155,000 n/a 0.0%
Baxter Credit Union $75,000 $150,000 100.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $170,000 $150,000 -11.8% 0.0%
MORTGAGE ACCESS CORP. $565,000 $145,000 -74.3% 0.0%
GSF Mortgage Corporation $5,065,000 $135,000 -97.3% 0.0%
TOTAL MORTGAGE SERVICES, LLC $195,000 $135,000 -30.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $130,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $125,000 n/a 0.0%
Republic Bank & Trust Company $125,000 n/a 0.0%
Semper Home Loans, Inc. $125,000 n/a 0.0%
The Park National Bank $265,000 $125,000 -52.8% 0.0%
US MORTGAGE CORPORATION $120,000 $125,000 4.2% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $800,000 $115,000 -85.6% 0.0%
CONSTRUCTIVE LOANS, LLC $160,000 $115,000 -28.1% 0.0%
Premium Mortgage Corporation $115,000 n/a 0.0%
BLACK HILLS FEDERAL CREDIT UNION $105,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $105,000 n/a 0.0%
Metro City Bank $105,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $105,000 n/a 0.0%
Sunflower Bank $245,000 $105,000 -57.1% 0.0%
TEG Federal Credit Union $105,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $95,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.0%
Community Bank $115,000 $85,000 -26.1% 0.0%
Northpointe Bank $85,000 n/a 0.0%
RAIN CITY CAPITAL, LLC $85,000 n/a 0.0%
USX Federal Credit Union $80,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $75,000 n/a 0.0%
Univest Bank and Trust Co. $265,000 $70,000 -73.6% 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $65,000 n/a 0.0%
MORTGAGE CENTER L.C $65,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $65,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $55,000 n/a 0.0%
Bethpage Federal Credit Union $180,000 $35,000 -80.6% 0.0%
Deere Employees Credit Union $25,000 n/a 0.0%
Park Lane Finance Solutions, LLC $25,000 $25,000 0.0% 0.0%

YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 8.1%, is Ixonia Bank, having originated $140,990,000 in loans. In third place, with 6.6%, is Seven Seventeen Credit Union, having originated $115,410,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $102,745,000 in loans. In fifth place, with 5.5%, is The Farmers National Bank of Canfield, having originated $96,145,000 in loans.


YOUNGSTOWN - WARREN - BOARDMAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $98,925 (10.4%) $141,876 (6.8%) 0.37 1,443
2018-02-01 $95,950 (6.7%) $141,417 (4.1%) 0.35 1,397
2018-03-01 $99,900 (5.3%) $147,343 (8.0%) 0.35 1,348
2018-04-01 $105,700 (14.3%) $147,521 (8.7%) 0.36 1,292
2018-05-01 $110,000 (14.7%) $153,274 (9.2%) 0.37 1,276
2018-06-01 $109,900 (12.8%) $151,886 (7.1%) 0.37 1,309
2018-07-01 $109,950 (10.1%) $150,637 (7.5%) 0.37 1,432
2018-08-01 $115,075 (17.1%) $154,342 (11.4%) 0.39 1,469
2018-09-01 $115,000 (15.0%) $154,936 (10.0%) 0.39 1,483
2018-10-01 $115,450 (15.6%) $154,952 (9.5%) 0.39 1,501
2018-11-01 $114,950 (9.5%) $154,231 (7.1%) 0.39 1,464
2018-12-01 $114,900 (15.0%) $152,418 (7.3%) 0.40 1,341
2019-01-01 $117,975 (19.3%) $153,021 (7.9%) 0.41 1,281
2019-02-01 $118,950 (24.0%) $153,952 (8.9%) 0.40 1,220
2019-03-01 $120,457 (20.6%) $161,944 (9.9%) 0.39 1,202
2019-04-01 $120,257 (13.8%) $167,338 (13.4%) 0.38 1,217
2019-05-01 $119,900 (9.0%) $168,860 (10.2%) 0.37 1,180
2019-06-01 $125,000 (13.7%) $173,830 (14.5%) 0.39 1,243
2019-07-01 $127,900 (16.3%) $174,678 (16.0%) 0.40 1,295
2019-08-01 $125,700 (9.2%) $171,753 (11.3%) 0.40 1,331
2019-09-01 $125,250 (8.9%) $169,609 (9.5%) 0.40 1,361
2019-10-01 $124,900 (8.2%) $168,856 (9.0%) 0.40 1,379
2019-11-01 $119,500 (4.0%) $166,576 (8.0%) 0.39 1,336
2019-12-01 $115,000 (0.1%) $163,448 (7.2%) 0.38 1,261
2020-01-01 $114,975 (-2.5%) $163,256 (6.7%) 0.38 1,158
2020-02-01 $115,000 (-3.3%) $162,012 (5.2%) 0.38 1,035
2020-03-01 $119,225 (-1.0%) $166,236 (2.7%) 0.37 917
2020-04-01 $118,750 (-1.3%) $168,363 (0.6%) 0.37 864
2020-05-01 $125,000 (4.3%) $176,551 (4.6%) 0.38 763
2020-06-01 $129,900 (3.9%) $185,475 (6.7%) 0.38 694
2020-07-01 $129,825 (1.5%) $187,992 (7.6%) 0.38 649
2020-08-01 $134,325 (6.9%) $188,498 (9.8%) 0.38 636
2020-09-01 $133,013 (6.2%) $190,972 (12.6%) 0.38 584
2020-10-01 $134,900 (8.0%) $191,671 (13.5%) 0.39 613
2020-11-01 $132,950 (11.3%) $187,254 (12.4%) 0.39 607
2020-12-01 $134,925 (17.3%) $191,987 (17.5%) 0.40 565
2021-01-01 $134,900 (17.3%) $192,372 (17.8%) 0.40 465
2021-02-01 $133,200 (15.8%) $195,472 (20.7%) 0.39 380
2021-03-01 $137,250 (15.1%) $190,042 (14.3%) 0.39 353
2021-04-01 $134,975 (13.7%) $193,594 (15.0%) 0.37 330
2021-05-01 $139,900 (11.9%) $205,725 (16.5%) 0.37 377
2021-06-01 $134,975 (3.9%) $193,111 (4.1%) 0.36 464
2021-07-01 $138,750 (6.9%) $190,235 (1.2%) 0.37 562
2021-08-01 $131,200 (-2.3%) $186,530 (-1.0%) 0.35 617
2021-09-01 $129,900 (-2.3%) $182,637 (-4.4%) 0.35 624
2021-10-01 $129,900 (-3.7%) $183,125 (-4.5%) 0.35 619
2021-11-01 $125,600 (-5.5%) $176,834 (-5.6%) 0.34 601
2021-12-01 $124,950 (-7.4%) $178,622 (-7.0%) 0.34 524
2022-01-01 $119,900 (-11.1%) $172,447 (-10.4%) 0.32 449
2022-02-01 $118,500 (-11.0%) $173,056 (-11.5%) 0.31 361
2022-03-01 $125,000 (-8.9%) $183,816 (-3.3%) 0.31 322
2022-04-01 $129,900 (-3.8%) $192,847 (-0.4%) 0.31 351
2022-05-01 $134,400 (-3.9%) $192,804 (-6.3%) 0.31 426
2022-06-01 $148,375 (9.9%) $205,633 (6.5%) 0.33 513
2022-07-01 $149,900 (8.0%) $210,760 (10.8%) 0.34 580
2022-08-01 $149,900 (14.3%) $209,038 (12.1%) 0.35 636
2022-09-01 $142,450 (9.7%) $205,167 (12.3%) 0.33 669
2022-10-01 $144,950 (11.6%) $200,487 (9.5%) 0.34 663
2022-11-01 $150,000 (19.4%) $203,791 (15.2%) 0.36 636
2022-12-01 $149,500 (19.7%) $201,033 (12.6%) 0.37 595
2023-01-01 $149,900 (25.0%) $202,215 (17.3%) 0.37 500
2023-02-01 $157,250 (32.7%) $204,280 (18.0%) 0.38 430
2023-03-01 $164,950 (32.0%) $221,678 (20.6%) 0.39 420
2023-04-01 $162,000 (24.7%) $228,902 (18.7%) 0.38 392
2023-05-01 $165,200 (22.9%) $236,266 (22.5%) 0.37 390
2023-06-01 $174,900 (17.9%) $240,204 (16.8%) 0.39 420
2023-07-01 $175,000 (16.7%) $244,981 (16.2%) 0.40 455
2023-08-01 $184,950 (23.4%) $245,849 (17.6%) 0.42 509
2023-09-01 $178,000 (25.0%) $238,407 (16.2%) 0.41 617
2023-10-01 $172,450 (19.0%) $233,773 (16.6%) 0.41 693
2023-11-01 $169,900 (13.3%) $226,386 (11.1%) 0.40 689
2023-12-01 $164,500 (10.0%) $224,116 (11.5%) 0.40 676
2024-01-01 $169,900 (13.3%) $228,572 (13.0%) 0.41 617
2024-02-01 $167,000 (6.2%) $228,991 (12.1%) 0.40 560
2024-03-01 $179,900 (9.1%) $242,046 (9.2%) 0.42 518
2024-04-01 $179,950 (11.1%) $250,101 (9.3%) 0.42 487
2024-05-01 $191,950 (16.2%) $260,305 (10.2%) 0.44 507
2024-06-01 $190,000 (8.6%) $253,217 (5.4%) 0.43 577
2024-07-01 $197,475 (12.8%) $253,216 (3.4%) 0.45 602
2024-08-01 $199,527 (7.9%) $250,999 (2.1%) 0.46 688
2024-09-01 $206,750 (16.2%) $254,723 (6.8%) 0.49 757
2024-10-01 $197,425 (14.5%) $255,157 (9.2%) 0.47 780
2024-11-01 $192,700 (13.4%) $251,462 (11.1%) 0.46 822
2024-12-01 $185,000 (12.5%) $242,052 (8.0%) 0.46 780
2025-01-01 $179,450 (5.6%) $237,693 (4.0%) 0.45 724
2025-02-01 $175,000 (4.8%) $235,981 (3.1%) 0.42 675
2025-03-01 $184,500 (2.6%) $249,087 (2.9%) 0.43 646
2025-04-01 $188,950 (5.0%) $254,641 (1.8%) 0.44 653
2025-05-01 $189,900 (-1.1%) $252,933 (-2.8%) 0.43 650
2025-06-01 $212,425 (11.8%) $258,592 (2.1%) 0.48 706
2025-07-01 $209,225 (6.0%) $268,314 (6.0%) 0.48 776
2025-08-01 $209,700 (5.1%) $263,341 (4.9%) 0.49 782
2025-09-01 $209,975 (1.6%) $268,138 (5.3%) 0.49 854
2025-10-01 $207,625 (5.2%) $267,474 (4.8%) 0.49 868
2025-11-01 $199,000 (3.3%) $265,217 (5.5%) 0.48 871
2025-12-01 $196,500 (6.2%) $265,527 (9.7%) 0.49 858
2026-01-01 $189,000 (5.3%) $264,509 (11.3%) 0.47 814
2026-02-01 $189,000 (8.0%) $268,601 (13.8%) 0.47 720
2026-03-01 $186,169 (0.9%) $271,297 (8.9%) 0.45 688
2026-04-01 $187,400 (-0.8%) $274,382 (7.8%) 0.44 681
2026-05-01 $199,000 (4.8%) $282,254 (11.6%) 0.46 714
2026-06-01 $199,950 (-5.9%) $278,522 (7.7%) 0.47 764
2026-07-01 $199,900 (-4.5%) $269,278 (0.4%) 0.47 877
2026-08-01 $201,250 (-4.0%) $267,762 (1.7%) 0.47 947
2026-09-01 $208,438 (-0.7%) $269,429 (0.5%) 0.00 978
2026-10-01 $199,950 (-3.7%) $267,843 (0.1%) 0.00 1,060
YOUNGSTOWN - WARREN - BOARDMAN's median listing price for 2026-10-01 was $199,950, a difference of $-7,675 (-3.7%) versus the prior year and $-8,488 versus the prior month.

YOUNGSTOWN - WARREN - BOARDMAN's median listing price comes in at 0% of the national average.

YOUNGSTOWN - WARREN - BOARDMAN's average listing price for 2026-10-01 was $267,843, a difference of $369 (0.1%) versus the prior year and $-1,586 versus the prior month.

For the 2026-10-01 period, YOUNGSTOWN - WARREN - BOARDMAN had 1,060 MLS listings, a difference of 82 listings (8%) versus the prior month and 192 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 1,508 sqft
2018-02-01 94 days 1,506 sqft
2018-03-01 74 days 1,508 sqft
2018-04-01 70 days 1,514 sqft
2018-05-01 67 days 1,533 sqft
2018-06-01 61 days 1,571 sqft
2018-07-01 57 days 1,677 sqft
2018-08-01 57 days 1,698 sqft
2018-09-01 58 days 1,700 sqft
2018-10-01 62 days 1,705 sqft
2018-11-01 67 days 1,695 sqft
2018-12-01 82 days 1,688 sqft
2019-01-01 90 days 1,687 sqft
2019-02-01 89 days 1,701 sqft
2019-03-01 71 days 1,704 sqft
2019-04-01 60 days 1,703 sqft
2019-05-01 60 days 1,623 sqft
2019-06-01 61 days 1,632 sqft
2019-07-01 60 days 1,639 sqft
2019-08-01 62 days 1,651 sqft
2019-09-01 64 days 1,675 sqft
2019-10-01 66 days 1,687 sqft
2019-11-01 76 days 1,680 sqft
2019-12-01 85 days 1,667 sqft
2020-01-01 94 days 1,644 sqft
2020-02-01 93 days 1,648 sqft
2020-03-01 79 days 1,642 sqft
2020-04-01 70 days 1,628 sqft
2020-05-01 85 days 1,665 sqft
2020-06-01 81 days 1,681 sqft
2020-07-01 51 days 1,746 sqft
2020-08-01 50 days 1,688 sqft
2020-09-01 60 days 1,705 sqft
2020-10-01 57 days 1,720 sqft
2020-11-01 58 days 1,680 sqft
2020-12-01 69 days 1,689 sqft
2021-01-01 79 days 1,668 sqft
2021-02-01 69 days 1,666 sqft
2021-03-01 51 days 1,655 sqft
2021-04-01 42 days 1,657 sqft
2021-05-01 38 days 1,692 sqft
2021-06-01 31 days 1,601 sqft
2021-07-01 34 days 1,540 sqft
2021-08-01 40 days 1,533 sqft
2021-09-01 45 days 1,505 sqft
2021-10-01 46 days 1,500 sqft
2021-11-01 46 days 1,519 sqft
2021-12-01 53 days 1,500 sqft
2022-01-01 66 days 1,456 sqft
2022-02-01 60 days 1,450 sqft
2022-03-01 48 days 1,481 sqft
2022-04-01 35 days 1,526 sqft
2022-05-01 32 days 1,506 sqft
2022-06-01 33 days 1,570 sqft
2022-07-01 36 days 1,598 sqft
2022-08-01 40 days 1,608 sqft
2022-09-01 44 days 1,593 sqft
2022-10-01 46 days 1,570 sqft
2022-11-01 49 days 1,592 sqft
2022-12-01 58 days 1,547 sqft
2023-01-01 67 days 1,570 sqft
2023-02-01 55 days 1,557 sqft
2023-03-01 45 days 1,620 sqft
2023-04-01 47 days 1,614 sqft
2023-05-01 41 days 1,592 sqft
2023-06-01 37 days 1,655 sqft
2023-07-01 37 days 1,675 sqft
2023-08-01 38 days 1,714 sqft
2023-09-01 37 days 1,646 sqft
2023-10-01 40 days 1,610 sqft
2023-11-01 44 days 1,623 sqft
2023-12-01 52 days 1,568 sqft
2024-01-01 66 days 1,605 sqft
2024-02-01 64 days 1,600 sqft
2024-03-01 52 days 1,650 sqft
2024-04-01 44 days 1,650 sqft
2024-05-01 38 days 1,671 sqft
2024-06-01 40 days 1,676 sqft
2024-07-01 43 days 1,651 sqft
2024-08-01 40 days 1,671 sqft
2024-09-01 41 days 1,725 sqft
2024-10-01 46 days 1,684 sqft
2024-11-01 52 days 1,634 sqft
2024-12-01 61 days 1,620 sqft
2025-01-01 74 days 1,604 sqft
2025-02-01 74 days 1,616 sqft
2025-03-01 53 days 1,689 sqft
2025-04-01 48 days 1,682 sqft
2025-05-01 45 days 1,667 sqft
2025-06-01 39 days 1,729 sqft
2025-07-01 41 days 1,724 sqft
2025-08-01 45 days 1,750 sqft
2025-09-01 47 days 1,714 sqft
2025-10-01 49 days 1,715 sqft
2025-11-01 54 days 1,662 sqft
2025-12-01 63 days 1,679 sqft
2026-01-01 67 days 1,653 sqft
2026-02-01 69 days 1,618 sqft
2026-03-01 57 days 1,607 sqft
2026-04-01 49 days 1,630 sqft
2026-05-01 44 days 1,704 sqft
2026-06-01 42 days 1,726 sqft
2026-07-01 43 days 1,718 sqft
2026-08-01 46 days 1,708 sqft
2026-09-01 0 days 1,707 sqft
2026-10-01 0 days 1,698 sqft
YOUNGSTOWN - WARREN - BOARDMAN's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

YOUNGSTOWN - WARREN - BOARDMAN's median square footage for active listings during the 2026-10-01 period was 1,698 sqft. One year prior, the average listing was 1,715 sqft.

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,239 $984,505,000 $187,918
Home Improvement 1,847 $137,515,000 $74,453
Cash Out Refi 1,817 $241,725,000 $133,035
Refi 1,586 $268,790,000 $169,477
Other 1,151 $103,945,000 $90,308
NA 1 $105,000 $105,000

Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 5,239 originations. The 2nd most popular reason was Home Improvement, with 1,847 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 5,172 $886,110,000 $171,328
7-8% 2,418 $322,610,000 $133,420
Over 8% 1,847 $129,455,000 $70,089
5-6% 1,305 $255,035,000 $195,429
3-4% 129 $14,815,000 $114,845
4-5% 97 $19,245,000 $198,402
<2.5% 63 $1,015,000 $16,111
2.5-3% 4 $430,000 $107,500

During 2025, Youngstown - Warren - Boardman's most frequently originated rate bucket was 6-7%, with 5,172 originations.

Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 4,805 $268,395,000 $55,857
$100k-200k 4,189 $601,295,000 $143,541
$200k-400k 2,238 $590,640,000 $263,914
$400k-600k 289 $137,075,000 $474,308
$600k-1000k 95 $68,395,000 $719,947
$Over $1MM 25 $70,785,000 $2,831,400

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 4,805 originations, totaling $268,395,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,216 $817,640,000 $193,937
60-80% 2,231 $396,915,000 $177,909
20-40% 1,902 $145,680,000 $76,593
40-60% 1,300 $170,530,000 $131,177
Under 20% 1,192 $47,210,000 $39,606
Over 100% 82 $24,690,000 $301,098

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,216 originations, totaling $817,640,000 in origination value.