YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged 6.05% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.82% and one month ago for the week of 2022-05-19, the average rate was 5.49%.

Youngstown - Warren - Boardman's average rate one year ago was 3.11%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Youngstown - Warren - Boardman 30 Year Fixed Rate 2022-06-23 6.05%
Youngstown - Warren - Boardman 30 Year Fixed Rate Refi 2022-06-23 6.28%
Youngstown - Warren - Boardman 15 Year Fixed Rate 2022-06-23 5.47%
Youngstown - Warren - Boardman 15 Year Fixed Rate Refi 2022-06-23 5.16%
Youngstown - Warren - Boardman 30 Year FHA 2022-06-23 -0.08%
Youngstown - Warren - Boardman 30 Year FHA Refi 2022-06-23 0.12%
Youngstown - Warren - Boardman 30 Year USDA 2022-06-23 0.13%
Youngstown - Warren - Boardman 30 Year USDA Refi 2022-06-23 -0.02%
Youngstown - Warren - Boardman 30 Year VA 2022-06-23 0.31%
Youngstown - Warren - Boardman 30 Year VA Refi 2022-06-23 -0.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YOUNGSTOWN-WARREN-BOARDMAN, OH-PA.

YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Huntington National Bank 558 3.09% $3,513
Seven Seventeen Credit Union 461 3.15% $2,924
Waterstone Mortgage Corporation 440 3.45% $4,716
QUICKEN LOANS, LLC 436 3.21% $4,751
The Farmers National Bank of Canfield 206 3.30% $3,719
JPMorgan Chase Bank 189 3.19% $2,281
WEST PENN FINANCIAL SERVICE CENTER, INC. 152 3.00% $3,762
First Federal Bank of the Midwest 148 3.17% $3,323
HOMESIDE FINANCIAL, LLC 129 3.36% $3,729
The Cortland Savings and Banking Company 117 3.14% $3,161
First National Bank of Pennsylvania 115 2.97% $3,787
GUARANTEED RATE, INC. 104 3.11% $3,383
HOWARD HANNA FINANCIAL SERVICES, INC. 102 3.05% $3,763
UNITED WHOLESALE MORTGAGE, LLC 90 3.09% $5,209
UNION HOME MORTGAGE CORP. 87 3.12% $3,583
Citizens Bank 86 3.07% $3,943
PNC Bank 82 3.11% $3,541
AMERIFIRST FINANCIAL CORPORATION 78 3.29% $4,493
Wells Fargo Bank 76 3.38% $3,216
NATIONWIDE MORTGAGE BANKERS, INC. 75 3.32% $4,076
First Commonwealth Bank 72 3.11% $3,195
Ixonia Bank 72 3.33% $3,979
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 60 3.40% $3,500
LOANDEPOT.COM, LLC 55 3.14% $4,976
RAPID MORTGAGE COMPANY 51 3.40% $4,836
KeyBank 49 3.08% $2,260
AMERISAVE MORTGAGE CORPORATION 48 3.05% $5,123
CROSSCOUNTRY MORTGAGE, LLC 48 3.35% $4,909
EQUITY RESOURCES, INC. 44 3.11% $4,044
CALIBER HOME LOANS, INC. 41 3.19% $3,664
NEWREZ LLC 35 3.26% $4,071
Mr. Cooper ( Nationstar Mortgage ) 31 3.45% $5,010
PENNYMAC LOAN SERVICES, LLC 30 3.29% $5,072
LIBERTY HOME MORTGAGE CORPORATION 29 3.37% $4,334
RUOFF MORTGAGE COMPANY, INC. 27 3.21% $2,487
NAVY FEDERAL CREDIT UNION 25 3.27% $2,677
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 25 3.11% $4,736
Farm Credit Mid-America, ACA 23 3.61% $5,845
BETTER MORTGAGE CORPORATION 22 3.01% $3,257
Flagstar Bank, FSB 21 3.18% $4,914
First Federal Savings and Loan Association of Lakewood 20 3.24% $4,450
ROYAL UNITED MORTGAGE LLC 20 3.58% $5,830
U.S. Bank 20 3.20% $3,198
Third Federal Savings and Loan Association of Cleveland 20 2.90% $2,201
AFFORDABLE MORTGAGE ADVISORS, LLC. 18 3.19% $4,070
TCF National Bank 17 3.18% $3,356
Northwest Bank 17 3.09% $5,579
American Midwest Mortgage Corporation 16 3.46% $4,204
BROKER SOLUTIONS, INC. 15 3.38% $4,456
Fifth Third Bank 14 3.22% $3,383
Bank of America 14 2.95% $2,925
PENNSYLVANIA STATE EMPLOYEES Credit Union 13 3.13% $2,551
T2 FINANCIAL LLC 13 3.50% $3,940
TOP FLITE FINANCIAL, INC. 12 3.34% $4,940
InterContinental Capital Group, Inc 11 3.19% $4,030
Hometown Lenders, Inc. 11 3.47% $3,779
Victorian Finance, LLC 11 3.05% $3,928
Carrington Mortgage Services, LLC 11 3.53% $5,221
WELCOME HOME FINANCE, L.P. 10 2.99% $3,703
MUTUAL OF OMAHA MORTGAGE, INC. 10 3.32% $5,021
HOME POINT FINANCIAL CORPORATION 9 3.28% $4,599
Merchants Bank of Indiana 9 3.07% $3,289
Nations Lending Corporation 9 3.17% $5,499
JLB CORPORATION 9 3.08% $4,761
Ally Bank 7 2.95% $3,195
WesBanco Bank, Inc. 7 2.93% $6,758
AMERICAN FINANCING CORPORATION 7 3.48% $3,665
SIGNATURE MORTGAGE CORPORATION 7 3.21% $3,520
First Guaranty Mortgage Corporation 7 3.20% $3,331
Dollar Bank, Federal Savings Bank 7 3.05% $4,618
MOVEMENT MORTGAGE, LLC 7 3.11% $4,343
SOFI LENDING CORP. 6 3.08% $3,547
POLARIS HOME FUNDING CORP. 6 3.15% $4,389
Mortgage Research Center, LLC 5 3.10% $2,906
CARDINAL CREDIT UNION, INC. 5 3.26% $3,447
Stifel Bank and Trust 5 2.98% $2,896
Magnolia Bank 5 3.30% $3,568
Bank of England 5 3.23% $4,510
RELIANCE FIRST CAPITAL, LLC 5 3.15% $5,517
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.22% $4,214
PENTAGON FEDERAL CREDIT UNION 5 2.88% $2,642
FREEDOM MORTGAGE CORPORATION 5 2.93% $2,238
Chicago Mortgage Solutions LLC 4 2.83% $1,492
Marquette Savings Bank 4 3.66% $2,954
MORIA DEVELOPMENT, INC. 4 3.12% $3,391
UNION CAPITAL MORTGAGE CORPORATION 4 3.38% $3,580
TOWNE MORTGAGE COMPANY 4 2.94% $5,369
Wyndham Capital Mortgage, Inc. 4 3.00% $1,239
DAS Acquisition Company, LLC 4 4.31% $3,957
Discover Bank 4 5.06% $0
EMM LOANS LLC 4 3.13% $5,583
ENDEAVOR CAPITAL, LLC. 4 3.09% $4,467
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.72% $3,425
ZILLOW HOME LOANS, LLC 4 3.22% $5,895
NFM, INC. 4 3.09% $5,370
KELLER MORTGAGE, LLC 4 3.25% $2,540
First National Bank of America 3 7.06% $5,297
First Horizon Bank 3 2.75% $4,121
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.88% $3,068
FirstBank 3 2.88% $3,114
DEVELOPER'S MORTGAGE COMPANY 3 3.29% $2,388
CNB Bank 3 3.00% $4,570
State Financial Network, LLC 3 2.92% $3,116
ALLIED MORTGAGE GROUP, INC. 3 3.54% $4,720
Northpointe Bank 3 3.07% $2,419
Manufacturers and Traders Trust Company 3 3.63% $4,666
CHURCHILL MORTGAGE CORPORATION 3 3.16% $4,680
NEXTIER BANK, NATIONAL ASSOCIATION 3 4.00% $5,314
CELEBRITY HOME LOANS, LLC 3 2.29% $2,003
Union Savings Bank 3 3.08% $3,255
PLAZA HOME MORTGAGE, INC. 3 3.08% $6,170
First Savings Bank 3 3.04% $5,564
The Farmers National Bank of Emlenton 2 3.31% $3,512
AMERICAN MORTGAGE SERVICE COMPANY 2 3.38% $2,390
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.75% $4,729
Barrington Bank & Trust Company, N.A. 2 3.06% $3,652
Cf Bank 2 2.69% $1,188
Civista Bank 2 3.43% $3,603
Community Bank 2 3.13% $4,118
EMBRACE HOME LOANS, INC. 2 3.43% $3,190
FBC MORTGAGE, LLC 2 2.87% $9,846
First Federal Bank 2 3.00% $12,723
FIRST HERITAGE FINANCIAL, LLC 2 3.08% $3,338
First Home Bank 2 2.88% $3,999
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.25% $6,020
GUARANTEED RATE AFFINITY, LLC 2 3.38% $6,718
GUILD MORTGAGE COMPANY 2 3.12% $5,625
HALLMARK HOME MORTGAGE, LLC 2 3.19% $5,051
LAKEVIEW LOAN SERVICING, LLC 2 3.50% $4,235
LAND HOME FINANCIAL SERVICES, INC. 2 2.87% $6,018
LEADERONE FINANCIAL CORPORATION 2 3.38% $3,821
MICHIGAN MUTUAL, INC. 2 3.31% $6,328
MID AMERICA MORTGAGE, INC. 2 3.00% $4,499
Morgan Stanley Private Bank 2 2.65% $4,782
MORTGAGE ACCESS CORP. 2 3.56% $2,814
North American Savings Bank, F.S.B. 2 3.44% $2,691
PREMIA MORTGAGE, LLC 2 2.50% $1,543
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.63% $3,627
Princeton Mortgage Corporation 2 3.19% $5,170
RESIDENTIAL MORTGAGE SERVICES, INC. 2 2.81% $3,048
SIRVA MORTGAGE, INC. 2 2.94% $3,649
S&T Bank 2 3.06% $4,752
THE EQUITABLE MORTGAGE CORPORATION 2 3.06% $2,168
The Park National Bank 2 3.50% $3,290
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.13% $4,428
IMPAC MORTGAGE CORP. 1 4.63% $2,798
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.63% $4,923
OCEANSIDE MORTGAGE COMPANY 1 3.38% $0
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.63% $3,004
Paramount Residential Mortgage Group, Inc. 1 3.38% $4,882
Patriot Lending Services, Inc. 1 2.50% $6,208
GVC MORTGAGE, INC. 1 3.49% $2,212
GUIDANCE RESIDENTIAL, LLC 1 3.25% $6,086
GSF Mortgage Corporation 1 3.50% $3,657
George Mason Mortgage, LLC 1 2.99% $3,305
First Heritage Mortgage, LLC 1 3.38% $3,854
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $4,284
American Mortgage & Equity Consultants, Inc. 1 3.25% $3,248
AMERICAN INTERNET MORTGAGE, INC. 1 3.25% $3,925
FINANCE OF AMERICA MORTGAGE LLC 1 2.88% $1,211
AMERICAN HERITAGE FCU 1 3.13% $3,420
Prosperity Home Mortgage, LLC 1 3.13% $5,101
EVERETT FINANCIAL, INC. 1 3.38% $2,565
EVERENCE FEDERAL CREDIT UNION 1 4.13% $2,336
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.38% $3,500
Regions Bank 1 3.13% $2,850
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $3,176
Alerus Financial 1 2.75% $1,458
DIGITAL Federal Credit Union 1 3.00% $2,900
DEEPHAVEN MORTGAGE LLC 1 6.88% $3,539
Sail Mortgage Corp. 1 3.00% $3,718
SECURITYNATIONAL MORTGAGE COMPANY 1 3.63% $4,313
CREDIT UNION OF OHIO 1 3.63% $2,346
Sierra Pacific Mortgage Company, Inc. 1 2.88% $4,132
CORNING 1 2.88% $5,823
WRIGHT-PATT CREDIT UNION, INC. 1 3.50% $599
COMMUNITYAMERICA 1 3.25% $2,940
SOMERSET TRUST COMPANY 1 3.13% $3,615
SPRING EQ, LLC 1 2.75% $0
CMG MORTGAGE, INC. 1 3.99% $2,986
AgChoice Farm Credit ACA 1 3.92% $5,513
CityWorth Mortgage LLC 1 2.88% $4,695
Strong Home Mortgage, LLC 1 3.13% $1,962
Sunflower Bank 1 2.99% $4,094
SWBC MORTGAGE CORPORATION 1 3.13% $3,618
Center City Mortgage and Investments LLC 1 2.75% $6,890
Capital Bank 1 3.25% $3,393
The Central Trust Bank 1 2.87% $2,904
BOND STREET MORTGAGE, LLC 1 2.99% $5,892
The Dart Bank 1 3.25% $4,000
YOUR HOME FINANCIAL LLC 1 3.13% $3,295
BMI Federal Credit Union 1 3.25% $1,906
1ST SIGNATURE LENDING, LLC 1 3.38% $4,258
The Genoa Banking Company 1 3.38% $3,286
Blue Ridge Bank 1 3.88% $3,838
Acre Mortgage and Financial Inc 1 2.87% $4,183
Bethpage Federal Credit Union 1 3.50% $3,444
TIDEWATER MORTGAGE SERVICES, INC. 1 3.50% $5,327
BECKAM FUNDING CORP. 1 3.00% $5,449
ASSOCIATED MORTGAGE BANKERS, INC. 1 3.50% $3,452
TRI BORO 1 3.13% $2,985
Truist Bank 1 2.99% $3,277
ARMCO CREDIT UNION 1 3.00% $2,685
ARC HOME LLC 1 2.50% $5,752
AmRes Corporation 1 2.75% $3,646
AmeriServ Financial Bank 1 2.88% $3,459
AmeriHome Mortgage Company, LLC 1 3.25% $2,095
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.63% $2,258
VAN DYK MORTGAGE CORPORATION 1 3.63% $2,624
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $3,606
Washington Financial Bank 1 2.88% $4,523
Mid-Continent Funding, Inc. 1 3.00% $5,625
LOANPAL, LLC 1 3.38% $7,003
NATIONS RELIABLE LENDING, LLC 1 3.88% $5,530
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.63% $1,859
LENDUS, LLC 1 2.87% $4,179
NBKC BANK 1 2.99% $2,080
LENDERFI, INC. 1 2.88% $1,833
Keystone Funding, Inc. 1 3.12% $4,972
Integrity Home Mortgage Corp 1 3.88% $3,829

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 220 lenders originated 17,881 loans during 2021. The total origination value was $2,574,745,000, with an average loan value of $143,993.

The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is The Huntington National Bank, with 558 loans originated. Their average total fees are $3,513, which is $589 higher than the next largest lender, Seven Seventeen Credit Union.

The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($2,201), KeyBank ($2,260), JPMorgan Chase Bank ($2,281), RUOFF MORTGAGE COMPANY, INC. ($2,487) and PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,551).

The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (2.90%), Bank of America (2.95%), First National Bank of Pennsylvania (2.97%), WELCOME HOME FINANCE, L.P. (2.99%) and WEST PENN FINANCIAL SERVICE CENTER, INC. (3.00%).

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Huntington National Bank $239,145,000 $259,225,000 8.4% 10.1%
QUICKEN LOANS, LLC $141,620,000 $191,980,000 35.6% 7.5%
Seven Seventeen Credit Union $165,630,000 $154,345,000 -6.8% 6.0%
Waterstone Mortgage Corporation $104,055,000 $137,025,000 31.7% 5.3%
First National Bank of Pennsylvania $89,110,000 $108,470,000 21.7% 4.2%
The Farmers National Bank of Canfield $126,380,000 $101,155,000 -20.0% 3.9%
KeyBank $12,150,000 $100,125,000 724.1% 3.9%
First Federal Bank of the Midwest $132,840,000 $96,470,000 -27.4% 3.7%
The Cortland Savings and Banking Company $60,845,000 $54,480,000 -10.5% 2.1%
PNC Bank $52,935,000 $53,805,000 1.6% 2.1%
JPMorgan Chase Bank $35,700,000 $51,410,000 44.0% 2.0%
FREEDOM MORTGAGE CORPORATION $35,005,000 $50,340,000 43.8% 2.0%
WEST PENN FINANCIAL SERVICE CENTER, INC. $35,800,000 $43,370,000 21.1% 1.7%
First Commonwealth Bank $8,120,000 $41,995,000 417.2% 1.6%
Citizens Bank $30,510,000 $39,495,000 29.4% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $12,575,000 $36,850,000 193.0% 1.4%
Greenville Savings Bank $26,900,000 $34,480,000 28.2% 1.3%
GUARANTEED RATE, INC. $23,165,000 $33,125,000 43.0% 1.3%
HOMESIDE FINANCIAL, LLC $4,365,000 $31,835,000 629.3% 1.2%
Mortgage Research Center, LLC $17,305,000 $29,750,000 71.9% 1.2%
HOWARD HANNA FINANCIAL SERVICES, INC. $26,370,000 $28,850,000 9.4% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $24,780,000 $25,155,000 1.5% 1.0%
GREYSTONE SERVICING COMPANY LLC $24,730,000 n/a 1.0%
The Middlefield Banking Company $20,605,000 $24,300,000 17.9% 0.9%
AMERIFIRST FINANCIAL CORPORATION $27,070,000 $24,010,000 -11.3% 0.9%
LOANDEPOT.COM, LLC $7,615,000 $23,815,000 212.7% 0.9%
UNION HOME MORTGAGE CORP. $39,665,000 $22,350,000 -43.7% 0.9%
Wells Fargo Bank $16,015,000 $22,110,000 38.1% 0.9%
CALIBER HOME LOANS, INC. $30,695,000 $21,075,000 -31.3% 0.8%
PENNYMAC LOAN SERVICES, LLC $4,955,000 $20,825,000 320.3% 0.8%
Ixonia Bank $16,850,000 $20,445,000 21.3% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $13,070,000 $20,420,000 56.2% 0.8%
Mercer County State Bank $24,005,000 $20,355,000 -15.2% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $15,170,000 $19,885,000 31.1% 0.8%
NATIONWIDE MORTGAGE BANKERS, INC. $11,750,000 $19,365,000 64.8% 0.8%
AMERISAVE MORTGAGE CORPORATION $7,255,000 $18,415,000 153.8% 0.7%
WALKER & DUNLOP, LLC $4,390,000 $16,285,000 271.0% 0.6%
Regions Bank $15,160,000 n/a 0.6%
RAPID MORTGAGE COMPANY $11,800,000 $15,120,000 28.1% 0.6%
NEWREZ LLC $5,260,000 $14,040,000 166.9% 0.5%
Dollar Bank, Federal Savings Bank $3,870,000 $13,345,000 244.8% 0.5%
Grove City Area Federal Credit Union $8,390,000 $13,230,000 57.7% 0.5%
EQUITY RESOURCES, INC. $14,825,000 $13,145,000 -11.3% 0.5%
M&T Realty Capital Corporation $11,910,000 n/a 0.5%
LIBERTY HOME MORTGAGE CORPORATION $10,875,000 $11,845,000 8.9% 0.5%
Mars Bank $10,070,000 $11,105,000 10.3% 0.4%
RUOFF MORTGAGE COMPANY, INC. $2,930,000 $11,065,000 277.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,210,000 $9,720,000 202.8% 0.4%
NAVY FEDERAL CREDIT UNION $7,190,000 $9,695,000 34.8% 0.4%
Flagstar Bank, FSB $4,010,000 $9,165,000 128.6% 0.4%
Farm Credit Mid-America, ACA $8,410,000 $9,045,000 7.6% 0.4%
ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. $13,445,000 $8,770,000 -34.8% 0.3%
Capital One $8,590,000 n/a 0.3%
U.S. Bank $6,570,000 $8,430,000 28.3% 0.3%
S&T Bank $1,115,000 $7,810,000 600.4% 0.3%
Third Federal Savings and Loan Association of Cleveland $4,945,000 $7,765,000 57.0% 0.3%
BETTER MORTGAGE CORPORATION $2,100,000 $7,745,000 268.8% 0.3%
Carrington Mortgage Services, LLC $6,550,000 $7,405,000 13.1% 0.3%
Northwest Bank $7,280,000 $7,395,000 1.6% 0.3%
TCF National Bank $23,910,000 $7,300,000 -69.5% 0.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $7,025,000 n/a 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $5,670,000 $6,915,000 22.0% 0.3%
American Midwest Mortgage Corporation $7,065,000 $6,635,000 -6.1% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $6,185,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,835,000 $6,085,000 114.6% 0.2%
First Federal Savings and Loan Association of Lakewood $3,915,000 $5,875,000 50.1% 0.2%
BROKER SOLUTIONS, INC. $3,160,000 $5,870,000 85.8% 0.2%
NEW DAY FINANCIAL, LLC $4,455,000 $5,460,000 22.6% 0.2%
AFFORDABLE MORTGAGE ADVISORS, LLC. $2,705,000 $5,220,000 93.0% 0.2%
Bank of America $8,520,000 $5,035,000 -40.9% 0.2%
TOP FLITE FINANCIAL, INC. $6,870,000 $5,035,000 -26.7% 0.2%
HOME POINT FINANCIAL CORPORATION $5,350,000 $5,025,000 -6.1% 0.2%
Wayne Savings Community Bank $915,000 $5,010,000 447.5% 0.2%
ROYAL UNITED MORTGAGE LLC $4,000,000 $4,480,000 12.0% 0.2%
Fifth Third Bank $3,495,000 $4,465,000 27.8% 0.2%
Victorian Finance, LLC $10,590,000 $4,455,000 -57.9% 0.2%
USAA Federal Savings Bank $6,125,000 $4,400,000 -28.2% 0.2%
Consumers National Bank $4,100,000 $4,265,000 4.0% 0.2%
MYCUMORTGAGE, LLC $5,705,000 $4,085,000 -28.4% 0.2%
Nations Lending Corporation $2,735,000 $3,990,000 45.9% 0.2%
First Guaranty Mortgage Corporation $3,075,000 $3,970,000 29.1% 0.2%
LIMA ONE CAPITAL, LLC $105,000 $3,885,000 3,600.0% 0.2%
WesBanco Bank, Inc. $2,570,000 $3,770,000 46.7% 0.1%
PENNSYLVANIA STATE EMPLOYEES Credit Union $1,850,000 $3,755,000 103.0% 0.1%
Portage Community Bank $2,720,000 $3,500,000 28.7% 0.1%
JLB CORPORATION $2,840,000 $3,490,000 22.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,450,000 $3,340,000 36.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $3,705,000 $3,305,000 -10.8% 0.1%
T2 FINANCIAL LLC $3,485,000 $3,160,000 -9.3% 0.1%
CLEARPATH LENDING $3,445,000 $2,980,000 -13.5% 0.1%
Union Savings Bank $2,395,000 $2,785,000 16.3% 0.1%
SIGNATURE MORTGAGE CORPORATION $1,840,000 $2,780,000 51.1% 0.1%
WELCOME HOME FINANCE, L.P. $520,000 $2,765,000 431.7% 0.1%
Hometown Lenders, Inc. $435,000 $2,730,000 527.6% 0.1%
InterContinental Capital Group, Inc $2,135,000 $2,725,000 27.6% 0.1%
Barrington Bank & Trust Company, N.A. $2,300,000 $2,665,000 15.9% 0.1%
SOFI LENDING CORP. $920,000 $2,515,000 173.4% 0.1%
Merchants Bank of Indiana $825,000 $2,500,000 203.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,315,000 $2,440,000 85.6% 0.1%
Civista Bank $255,000 $2,440,000 856.9% 0.1%
FIRST OHIO HOME FINANCE, INC. $1,265,000 $2,310,000 82.6% 0.1%
MORIA DEVELOPMENT, INC. $5,170,000 $2,300,000 -55.5% 0.1%
CELEBRITY HOME LOANS, LLC $185,000 $2,290,000 1,137.8% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 $2,145,000 429.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,330,000 $2,070,000 55.6% 0.1%
Marquette Savings Bank $565,000 $2,040,000 261.1% 0.1%
AmeriHome Mortgage Company, LLC $2,685,000 $2,035,000 -24.2% 0.1%
Stifel Bank and Trust $2,010,000 $2,005,000 -0.2% 0.1%
Magnolia Bank $1,470,000 $1,920,000 30.6% 0.1%
Wyndham Capital Mortgage, Inc. $1,920,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $1,540,000 $1,885,000 22.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,020,000 $1,875,000 83.8% 0.1%
MICHIGAN MUTUAL, INC. $1,650,000 $1,850,000 12.1% 0.1%
AMERICAN FINANCING CORPORATION $870,000 $1,835,000 110.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,070,000 $1,730,000 61.7% 0.1%
Morgan Stanley Private Bank $1,050,000 $1,670,000 59.0% 0.1%
The Park National Bank $480,000 $1,650,000 243.8% 0.1%
Bank of England $1,200,000 $1,635,000 36.3% 0.1%
MOVEMENT MORTGAGE, LLC $1,320,000 $1,635,000 23.9% 0.1%
First Bank Richmond $1,625,000 n/a 0.1%
UNION CAPITAL MORTGAGE CORPORATION $3,090,000 $1,625,000 -47.4% 0.1%
Hometown Bank $625,000 $1,600,000 156.0% 0.1%
LENDINGHOME FUNDING CORPORATION $1,575,000 n/a 0.1%
SILVER HILL FUNDING, LLC $1,550,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,230,000 $1,545,000 -52.2% 0.1%
ZILLOW HOME LOANS, LLC $695,000 $1,470,000 111.5% 0.1%
The Federal Savings Bank $3,470,000 $1,440,000 -58.5% 0.1%
Figure Lending LLC $165,000 $1,405,000 751.5% 0.1%
Northpointe Bank $565,000 $1,395,000 146.9% 0.1%
Washington Financial Bank $875,000 $1,370,000 56.6% 0.1%
Chicago Mortgage Solutions LLC $1,365,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $4,480,000 $1,365,000 -69.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,685,000 $1,355,000 -49.5% 0.1%
Ally Bank $440,000 $1,350,000 206.8% 0.1%
DAS Acquisition Company, LLC $1,980,000 $1,335,000 -32.6% 0.1%
21ST MORTGAGE CORPORATION $1,050,000 $1,325,000 26.2% 0.1%
Low VA Rates, LLC $2,695,000 $1,265,000 -53.1% 0.0%
Community Bank $105,000 $1,255,000 1,095.2% 0.0%
CARDINAL CREDIT UNION, INC. $1,055,000 $1,235,000 17.1% 0.0%
GUILD MORTGAGE COMPANY $330,000 $1,220,000 269.7% 0.0%
First Home Bank $780,000 $1,215,000 55.8% 0.0%
The Farmers National Bank of Emlenton $2,730,000 $1,210,000 -55.7% 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION $600,000 $1,185,000 97.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,900,000 $1,165,000 -38.7% 0.0%
FirstBank $380,000 $1,150,000 202.6% 0.0%
EMM LOANS LLC $1,120,000 $1,145,000 2.2% 0.0%
Equity Prime Mortgage LLC $95,000 $1,105,000 1,063.2% 0.0%
TOWNE MORTGAGE COMPANY $1,750,000 $1,105,000 -36.9% 0.0%
First Federal Bank $1,310,000 $1,085,000 -17.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $210,000 $1,075,000 411.9% 0.0%
PHH Mortgage Corporation $420,000 $1,060,000 152.4% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $255,000 $1,050,000 311.8% 0.0%
State Financial Network, LLC $325,000 $990,000 204.6% 0.0%
1ST SIGNATURE LENDING, LLC $510,000 $975,000 91.2% 0.0%
First Savings Bank $175,000 $970,000 454.3% 0.0%
MID AMERICA MORTGAGE, INC. $525,000 $970,000 84.8% 0.0%
The Andover Bank $635,000 $935,000 47.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $690,000 $930,000 34.8% 0.0%
AMERICAN ADVISORS GROUP $630,000 $915,000 45.2% 0.0%
ALLIED MORTGAGE GROUP, INC. $765,000 $895,000 17.0% 0.0%
First Horizon Bank $895,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $285,000 $885,000 210.5% 0.0%
Manufacturers and Traders Trust Company $7,195,000 $880,000 -87.8% 0.0%
NATIONS DIRECT MORTGAGE, LLC $110,000 $880,000 700.0% 0.0%
FEDERATED MORTGAGE CORP. $835,000 n/a 0.0%
NFM, INC. $820,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,685,000 $790,000 -53.1% 0.0%
MORTGAGE ACCESS CORP. $310,000 $785,000 153.2% 0.0%
North American Savings Bank, F.S.B. $1,195,000 $750,000 -37.2% 0.0%
SIRVA MORTGAGE, INC. $750,000 n/a 0.0%
CNB Bank $2,085,000 $715,000 -65.7% 0.0%
DEVELOPER'S MORTGAGE COMPANY $715,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $365,000 $715,000 95.9% 0.0%
CityWorth Mortgage LLC $105,000 $710,000 576.2% 0.0%
SPRING EQ, LLC $710,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $370,000 $705,000 90.5% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,085,000 $700,000 -35.5% 0.0%
Discover Bank $1,315,000 $690,000 -47.5% 0.0%
SSB Bank $1,535,000 $690,000 -55.0% 0.0%
HALLMARK HOME MORTGAGE, LLC $175,000 $685,000 291.4% 0.0%
LOANPAL, LLC $275,000 $675,000 145.5% 0.0%
AgChoice Farm Credit ACA $965,000 $655,000 -32.1% 0.0%
TJC Mortgage, Inc. $640,000 n/a 0.0%
NBKC BANK $115,000 $635,000 452.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $300,000 $635,000 111.7% 0.0%
KELLER MORTGAGE, LLC $1,195,000 $630,000 -47.3% 0.0%
ARC HOME LLC $1,695,000 $615,000 -63.7% 0.0%
PREMIA MORTGAGE, LLC $745,000 $615,000 -17.4% 0.0%
Cf Bank $610,000 n/a 0.0%
PLANET HOME LENDING, LLC $1,690,000 $610,000 -63.9% 0.0%
AmeriServ Financial Bank $430,000 $605,000 40.7% 0.0%
ENDEAVOR CAPITAL, LLC. $590,000 $605,000 2.5% 0.0%
Mid Penn Bank $555,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $635,000 $555,000 -12.6% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $95,000 $550,000 478.9% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $280,000 $550,000 96.4% 0.0%
EVERETT FINANCIAL, INC. $270,000 $535,000 98.1% 0.0%
Westfield Bank, FSB $745,000 $530,000 -28.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $525,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $505,000 n/a 0.0%
FBC MORTGAGE, LLC $1,320,000 $500,000 -62.1% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $635,000 $495,000 -22.0% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $495,000 n/a 0.0%
ARMCO CREDIT UNION $950,000 $490,000 -48.4% 0.0%
CHERRY CREEK MORTGAGE, LLC $465,000 n/a 0.0%
NVR Mortgage Finance, Inc. $655,000 $465,000 -29.0% 0.0%
Lakeview Community Capital, LLC $400,000 $435,000 8.8% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $685,000 $420,000 -38.7% 0.0%
The Central Trust Bank $415,000 n/a 0.0%
NP, Inc. $565,000 $410,000 -27.4% 0.0%
LENDSURE MORTGAGE CORP. $405,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $125,000 $405,000 224.0% 0.0%
CORNING $395,000 n/a 0.0%
Secured Investment Corp. $225,000 $395,000 75.6% 0.0%
SOMERSET TRUST COMPANY $390,000 n/a 0.0%
Mid-Continent Funding, Inc. $1,335,000 $385,000 -71.2% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 $385,000 352.9% 0.0%
First National Bank of America $125,000 $380,000 204.0% 0.0%
BM Real Estate Services, Inc. $370,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,055,000 $370,000 -64.9% 0.0%
Center City Mortgage and Investments LLC $365,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $360,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $65,000 $355,000 446.2% 0.0%
Goldwater Bank, N.A. $355,000 $350,000 -1.4% 0.0%
Colonial Savings, F.A. $345,000 n/a 0.0%
Republic State Mortgage Co. $75,000 $340,000 353.3% 0.0%
AmRes Corporation $610,000 $330,000 -45.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $165,000 $330,000 100.0% 0.0%
Prosperity Home Mortgage, LLC $285,000 $325,000 14.0% 0.0%
The Dart Bank $325,000 n/a 0.0%
First Internet Bank of Indiana $320,000 n/a 0.0%
Acre Mortgage and Financial Inc $315,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,585,000 $315,000 -80.1% 0.0%
FIRST HERITAGE FINANCIAL, LLC $130,000 $315,000 142.3% 0.0%
DEEPHAVEN MORTGAGE LLC $305,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $305,000 n/a 0.0%
CREDIT UNION OF OHIO $300,000 n/a 0.0%
The Union Bank Company $105,000 $300,000 185.7% 0.0%
CONSTRUCTIVE LOANS, LLC $295,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $440,000 $295,000 -33.0% 0.0%
American Security Mortgage Corp. $250,000 $290,000 16.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $290,000 n/a 0.0%
Ohio Catholic Federal Credit Union $75,000 $290,000 286.7% 0.0%
Alerus Financial $285,000 $285,000 0.0% 0.0%
DIGITAL Federal Credit Union $285,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $285,000 n/a 0.0%
Home State Bank $280,000 n/a 0.0%
Sail Mortgage Corp. $590,000 $280,000 -52.5% 0.0%
Charles Schwab Bank, SSB $265,000 n/a 0.0%
US MORTGAGE CORPORATION $125,000 $265,000 112.0% 0.0%
Hometown Equity Mortgage, LLC $365,000 $260,000 -28.8% 0.0%
Liberty Savings Bank, F.S.B. $260,000 n/a 0.0%
Princeton Mortgage Corporation $260,000 n/a 0.0%
CMG MORTGAGE, INC. $490,000 $250,000 -49.0% 0.0%
YOUR HOME FINANCIAL LLC $320,000 $250,000 -21.9% 0.0%
Capital Bank $245,000 n/a 0.0%
LENDERFI, INC. $145,000 $245,000 69.0% 0.0%
Republic Bank & Trust Company $145,000 $245,000 69.0% 0.0%
American Airlines Federal Credit Union $240,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $240,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $235,000 n/a 0.0%
First Federal Savings and Loan Association of Greensburg $235,000 n/a 0.0%
MASSMUTUAL $235,000 $235,000 0.0% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $450,000 $230,000 -48.9% 0.0%
NATIONS RELIABLE LENDING, LLC $515,000 $225,000 -56.3% 0.0%
LEADERONE FINANCIAL CORPORATION $395,000 $220,000 -44.3% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $880,000 $220,000 -75.0% 0.0%
Renasant Bank $220,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $215,000 n/a 0.0%
Bethpage Federal Credit Union $210,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $330,000 $210,000 -36.4% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $720,000 $210,000 -70.8% 0.0%
First Heritage Mortgage, LLC $205,000 n/a 0.0%
The ONE $200,000 $200,000 0.0% 0.0%
AMERICAN HERITAGE FCU $195,000 n/a 0.0%
BMI Federal Credit Union $195,000 n/a 0.0%
CANTON SCHOOL EMPLOYEES $360,000 $195,000 -45.8% 0.0%
Evolve Bank & Trust $95,000 $195,000 105.3% 0.0%
First Financial Bank $365,000 $190,000 -47.9% 0.0%
FIRST TECHNOLOGY $185,000 n/a 0.0%
Peoples Bank $185,000 n/a 0.0%
Austin Capital Bank SSB $180,000 n/a 0.0%
Brentwood Bank $1,470,000 $180,000 -87.8% 0.0%
Keystone Funding, Inc. $175,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $135,000 $175,000 29.6% 0.0%
IMPAC MORTGAGE CORP. $165,000 n/a 0.0%
TRI BORO $115,000 $165,000 43.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 n/a 0.0%
BECKAM FUNDING CORP. $155,000 n/a 0.0%
R M K FINANCIAL CORP. $155,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $845,000 $155,000 -81.7% 0.0%
Stride Bank $155,000 n/a 0.0%
Sunflower Bank $105,000 $155,000 47.6% 0.0%
STARK FEDERAL CREDIT UNION $150,000 n/a 0.0%
ALLIANT CREDIT UNION $210,000 $145,000 -31.0% 0.0%
Amerifirst Financial, Inc. $125,000 $145,000 16.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $145,000 n/a 0.0%
Strong Home Mortgage, LLC $145,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $145,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $200,000 $135,000 -32.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $685,000 $135,000 -80.3% 0.0%
Chartwell Financial, LLC $240,000 $135,000 -43.8% 0.0%
EVERENCE FEDERAL CREDIT UNION $135,000 n/a 0.0%
LENDUS, LLC $485,000 $135,000 -72.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $135,000 n/a 0.0%
Gateway First Bank $240,000 $130,000 -45.8% 0.0%
Arvest Bank $125,000 n/a 0.0%
ASSOCIATED MORTGAGE BANKERS, INC. $125,000 n/a 0.0%
COMMUNITYAMERICA $125,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $125,000 n/a 0.0%
Integrity Home Mortgage Corp $125,000 n/a 0.0%
Patriot Lending Services, Inc. $125,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $125,000 n/a 0.0%
The Commercial and Savings Bank of Millersburg Ohio $125,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $330,000 $115,000 -65.2% 0.0%
George Mason Mortgage, LLC $115,000 n/a 0.0%
Santander Bank, N.A. $115,000 n/a 0.0%
The Genoa Banking Company $115,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $115,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $640,000 $105,000 -83.6% 0.0%
Blue Ridge Bank $280,000 $95,000 -66.1% 0.0%
Clearview Federal Credit Union $295,000 $95,000 -67.8% 0.0%
GSF Mortgage Corporation $95,000 n/a 0.0%
GVC MORTGAGE, INC. $390,000 $95,000 -75.6% 0.0%
Independent Bank $425,000 $95,000 -77.6% 0.0%
East Coast Capital Corp. $85,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $85,000 n/a 0.0%
GENEVA FINANCIAL, LLC $220,000 $85,000 -61.4% 0.0%
Unified Bank $65,000 $85,000 30.8% 0.0%
United States Senate Federal Credit Union $85,000 n/a 0.0%
Waterford Bank, N.A. $85,000 n/a 0.0%
OMEGA Federal Credit Union $80,000 n/a 0.0%
KEMBA FINANCIAL $75,000 n/a 0.0%
Widget Federal Credit Union $75,000 $75,000 0.0% 0.0%
American Mortgage & Equity Consultants, Inc. $65,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $65,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $65,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $65,000 160.0% 0.0%
THRIVENT Federal Credit Union $65,000 n/a 0.0%
CENTURY $485,000 $55,000 -88.7% 0.0%
Truist Bank $305,000 $55,000 -82.0% 0.0%
Citibank $195,000 $45,000 -76.9% 0.0%
QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.0%
Standard Bank, PaSB $125,000 $45,000 -64.0% 0.0%
WINGS FINANCIAL $45,000 n/a 0.0%
1st Summit Bank $35,000 n/a 0.0%
CITIZENS EQUITY FIRST $35,000 n/a 0.0%
NUMARK CREDIT UNION $45,000 $15,000 -66.7% 0.0%

YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 10.1% market share. In second place, with 7.5%, is QUICKEN LOANS, LLC, having originated $191,980,000 in loans. In third place, with 6.0%, is Seven Seventeen Credit Union, having originated $154,345,000 in loans. In third place, with 5.3%, is Waterstone Mortgage Corporation, having originated $137,025,000 in loans. In third place, with 4.2%, is First National Bank of Pennsylvania, having originated $108,470,000 in loans.


YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,542 $1,049,020,000 $160,352
Refi 6,190 $938,710,000 $151,649
Cash Out Refi 2,887 $424,735,000 $147,120
Home Improvement 1,276 $88,840,000 $69,624
Other 982 $72,090,000 $73,411
NA 4 $1,350,000 $337,500

Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 6,542 originations. The 2nd most popular reason was Refi, with 6,190 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 7,115 $1,045,975,000 $147,010
2.5-3% 5,967 $892,035,000 $149,495
<2.5% 2,314 $368,270,000 $159,149
4-5% 821 $85,295,000 $103,892
5-6% 395 $21,275,000 $53,861
6-7% 174 $7,380,000 $42,414
7-8% 110 $6,190,000 $56,273
Over 8% 100 $3,550,000 $35,500

During 2021, Youngstown - Warren - Boardman's most frequently originated rate bucket was 3-4%, with 7,115 originations.

Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 7,609 $474,575,000 $62,370
$100k-200k 7,272 $1,022,320,000 $140,583
$200k-400k 2,622 $688,500,000 $262,586
$400k-600k 273 $128,165,000 $469,469
$600k-1000k 57 $42,675,000 $748,684
$Over $1MM 48 $218,510,000 $4,552,292

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 7,609 originations, totaling $474,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,347 $983,505,000 $154,956
60-80% 5,350 $949,670,000 $177,508
40-60% 2,379 $277,045,000 $116,454
20-40% 1,602 $112,440,000 $70,187
Under 20% 804 $26,160,000 $32,537
Over 100% 105 $27,345,000 $260,429

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,347 originations, totaling $983,505,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $104,859 (13.4%) $147,940 (4.9%) 0.39 1,864
2018-02-01 $100,950 (6.3%) $147,558 (1.7%) 0.36 1,797
2018-03-01 $108,000 (10.2%) $152,533 (5.5%) 0.37 1,732
2018-04-01 $110,450 (11.6%) $152,131 (5.2%) 0.37 1,671
2018-05-01 $117,500 (17.5%) $157,714 (4.7%) 0.39 1,708
2018-06-01 $118,500 (18.6%) $157,869 (6.3%) 0.40 1,741
2018-07-01 $117,500 (12.0%) $157,438 (7.6%) 0.39 1,869
2018-08-01 $119,450 (13.9%) $162,378 (11.4%) 0.40 1,909
2018-09-01 $120,000 (9.6%) $161,656 (9.1%) 0.40 1,900
2018-10-01 $119,950 (10.1%) $162,752 (9.2%) 0.40 1,924
2018-11-01 $119,450 (8.7%) $162,438 (7.8%) 0.40 1,872
2018-12-01 $119,500 (13.8%) $163,089 (10.8%) 0.41 1,748
2019-01-01 $119,900 (14.3%) $162,027 (9.5%) 0.41 1,679
2019-02-01 $119,900 (18.8%) $161,642 (9.5%) 0.40 1,618
2019-03-01 $122,043 (13.0%) $168,756 (10.6%) 0.40 1,592
2019-04-01 $122,093 (10.5%) $173,059 (13.8%) 0.38 1,597
2019-05-01 $123,700 (5.3%) $173,728 (10.2%) 0.38 1,556
2019-06-01 $128,500 (8.4%) $179,480 (13.7%) 0.40 1,665
2019-07-01 $129,900 (10.6%) $180,591 (14.7%) 0.40 1,723
2019-08-01 $129,086 (8.1%) $178,274 (9.8%) 0.41 1,751
2019-09-01 $128,636 (7.2%) $176,032 (8.9%) 0.41 1,776
2019-10-01 $125,000 (4.2%) $175,138 (7.6%) 0.40 1,742
2019-11-01 $122,900 (2.9%) $173,549 (6.8%) 0.40 1,684
2019-12-01 $119,900 (0.3%) $172,410 (5.7%) 0.40 1,617
2020-01-01 $119,950 (0.0%) $172,344 (6.4%) 0.40 1,505
2020-02-01 $119,900 (0.0%) $171,208 (5.9%) 0.39 1,378
2020-03-01 $120,450 (-1.3%) $176,976 (4.9%) 0.38 1,265
2020-04-01 $119,700 (-2.0%) $175,142 (1.2%) 0.37 1,201
2020-05-01 $128,500 (3.9%) $184,362 (6.1%) 0.39 1,099
2020-06-01 $131,450 (2.3%) $192,715 (7.4%) 0.38 1,003
2020-07-01 $134,850 (3.8%) $193,185 (7.0%) 0.39 918
2020-08-01 $135,000 (4.6%) $195,025 (9.4%) 0.39 859
2020-09-01 $139,950 (8.8%) $204,927 (16.4%) 0.40 791
2020-10-01 $139,900 (11.9%) $205,252 (17.2%) 0.40 813
2020-11-01 $137,900 (12.2%) $201,803 (16.3%) 0.39 811
2020-12-01 $137,500 (14.7%) $201,323 (16.8%) 0.40 749
2021-01-01 $134,900 (12.5%) $197,893 (14.8%) 0.40 636
2021-02-01 $132,450 (10.5%) $204,104 (19.2%) 0.38 517
2021-03-01 $129,900 (7.9%) $192,075 (8.5%) 0.36 462
2021-04-01 $131,450 (9.8%) $197,172 (12.6%) 0.35 442
2021-05-01 $139,900 (8.9%) $211,230 (14.6%) 0.37 460
2021-06-01 $135,200 (2.9%) $199,829 (3.7%) 0.35 570
2021-07-01 $138,250 (2.5%) $195,104 (1.0%) 0.36 681
2021-08-01 $132,400 (-1.9%) $192,050 (-1.5%) 0.35 762
2021-09-01 $129,900 (-7.2%) $192,610 (-6.0%) 0.34 764
2021-10-01 $129,900 (-7.2%) $191,072 (-6.9%) 0.34 757
2021-11-01 $127,000 (-7.9%) $186,786 (-7.4%) 0.33 738
2021-12-01 $125,450 (-8.8%) $191,863 (-4.7%) 0.33 651
2022-01-01 $119,900 (-11.1%) $182,170 (-8.0%) 0.32 570
2022-02-01 $118,000 (-10.9%) $185,573 (-9.1%) 0.30 484
2022-03-01 $125,450 (-3.4%) $200,263 (4.3%) 0.31 428
2022-04-01 $129,900 (-1.2%) $202,380 (2.6%) 0.31 457
2022-05-01 $132,500 (-5.3%) $202,484 (-4.1%) 0.30 554
YOUNGSTOWN - WARREN - BOARDMAN's median listing price for 2022-05-01 was $132,500, a difference of $-7,400 (-5.3%) versus the prior year and $2,600 versus the prior month.

YOUNGSTOWN - WARREN - BOARDMAN's median listing price comes in at 30% of the national average.

YOUNGSTOWN - WARREN - BOARDMAN's average listing price for 2022-05-01 was $202,484, a difference of $-8,746 (-4.1%) versus the prior year and $104 versus the prior month.

For the 2022-05-01 period, YOUNGSTOWN - WARREN - BOARDMAN had 554 MLS listings, a difference of 97 listings (21%) versus the prior month and 94 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 107 days 1,512 sqft
2018-02-01 109 days 1,504 sqft
2018-03-01 94 days 1,508 sqft
2018-04-01 82 days 1,511 sqft
2018-05-01 75 days 1,535 sqft
2018-06-01 70 days 1,568 sqft
2018-07-01 67 days 1,689 sqft
2018-08-01 66 days 1,707 sqft
2018-09-01 68 days 1,710 sqft
2018-10-01 71 days 1,712 sqft
2018-11-01 76 days 1,706 sqft
2018-12-01 91 days 1,703 sqft
2019-01-01 102 days 1,702 sqft
2019-02-01 105 days 1,708 sqft
2019-03-01 93 days 1,714 sqft
2019-04-01 79 days 1,712 sqft
2019-05-01 71 days 1,632 sqft
2019-06-01 67 days 1,640 sqft
2019-07-01 66 days 1,666 sqft
2019-08-01 66 days 1,671 sqft
2019-09-01 71 days 1,702 sqft
2019-10-01 74 days 1,706 sqft
2019-11-01 78 days 1,694 sqft
2019-12-01 86 days 1,689 sqft
2020-01-01 95 days 1,664 sqft
2020-02-01 95 days 1,658 sqft
2020-03-01 85 days 1,649 sqft
2020-04-01 86 days 1,626 sqft
2020-05-01 92 days 1,681 sqft
2020-06-01 89 days 1,708 sqft
2020-07-01 58 days 1,756 sqft
2020-08-01 53 days 1,733 sqft
2020-09-01 54 days 1,746 sqft
2020-10-01 51 days 1,762 sqft
2020-11-01 52 days 1,729 sqft
2020-12-01 67 days 1,717 sqft
2021-01-01 79 days 1,716 sqft
2021-02-01 77 days 1,701 sqft
2021-03-01 59 days 1,647 sqft
2021-04-01 49 days 1,650 sqft
2021-05-01 42 days 1,687 sqft
2021-06-01 35 days 1,598 sqft
2021-07-01 37 days 1,556 sqft
2021-08-01 43 days 1,536 sqft
2021-09-01 46 days 1,526 sqft
2021-10-01 49 days 1,511 sqft
2021-11-01 48 days 1,544 sqft
2021-12-01 57 days 1,514 sqft
2022-01-01 69 days 1,503 sqft
2022-02-01 70 days 1,466 sqft
2022-03-01 56 days 1,520 sqft
2022-04-01 40 days 1,522 sqft
2022-05-01 36 days 1,523 sqft
YOUNGSTOWN - WARREN - BOARDMAN's median listing age (time on market) for 2022-05-01 was 36 days. This is -14% shorter than the same period one year ago.

YOUNGSTOWN - WARREN - BOARDMAN's median square footage for active listings during the 2022-05-01 period was 1,523 sqft. One year prior, the average listing was 1,687 sqft.