YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged 6.8% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 7.02%.

Youngstown - Warren - Boardman's average rate one year ago was 7.15%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.73%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Youngstown - Warren - Boardman 30 Year Fixed Rate 2025-04-03 6.8%
Youngstown - Warren - Boardman 30 Year Fixed Rate Refi 2025-04-03 7.73%
Youngstown - Warren - Boardman 15 Year Fixed Rate 2025-04-03 6.75%
Youngstown - Warren - Boardman 15 Year Fixed Rate Refi 2025-04-03 5.92%
Youngstown - Warren - Boardman 30 Year FHA 2025-04-03 6.52%
Youngstown - Warren - Boardman 30 Year FHA Refi 2025-04-03 6.21%
Youngstown - Warren - Boardman 30 Year USDA 2025-04-03 6.12%
Youngstown - Warren - Boardman 30 Year USDA Refi 2025-04-03 6.22%
Youngstown - Warren - Boardman 30 Year VA 2025-04-03 6.48%
Youngstown - Warren - Boardman 30 Year VA Refi 2025-04-03 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YOUNGSTOWN-WARREN-BOARDMAN, OH-PA.

YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Huntington National Bank 354 6.86% $4,189
Ixonia Bank 350 6.92% $6,036
Seven Seventeen Credit Union 286 6.55% $4,082
QUICKEN LOANS, LLC 237 6.84% $5,394
The Farmers National Bank of Canfield 177 6.75% $4,063
CROSSCOUNTRY MORTGAGE, LLC 172 7.08% $6,381
UNITED WHOLESALE MORTGAGE, LLC 171 6.78% $5,636
JPMorgan Chase Bank 116 6.77% $3,182
First National Bank of Pennsylvania 71 6.80% $4,568
WEST PENN FINANCIAL SERVICE CENTER, INC. 71 6.75% $4,992
First Federal Bank of the Midwest 63 6.82% $4,087
HOWARD HANNA FINANCIAL SERVICES, INC. 61 6.80% $4,571
Flagstar Bank, FSB 53 6.72% $5,611
PNC Bank 45 6.66% $4,393
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 44 6.96% $5,191
UNION HOME MORTGAGE CORP. 32 7.06% $6,092
AFFORDABLE MORTGAGE ADVISORS, LLC. 30 6.93% $4,750
ARK-LA-TEX FINANCIAL SERVICES, LLC. 30 6.86% $4,226
First Commonwealth Bank 27 6.83% $4,211
Citizens Bank 26 6.64% $4,431
Farm Credit Mid-America, ACA 23 7.02% $6,899
EQUITY RESOURCES, INC. 21 6.70% $5,395
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 6.87% $5,743
LIBERTY HOME MORTGAGE CORPORATION 17 7.05% $6,026
NATIONWIDE MORTGAGE BANKERS, INC. 17 6.83% $4,830
S1L, Inc. 16 6.79% $4,934
Wells Fargo Bank 16 6.75% $5,782
RAPID MORTGAGE COMPANY 16 7.20% $5,132
Mr. Cooper ( Nationstar Mortgage ) 14 7.17% $7,685
KeyBank 13 6.48% $4,210
EMM LOANS LLC 12 7.05% $4,831
ROYAL UNITED MORTGAGE LLC 12 6.98% $6,657
JLB CORPORATION 12 6.69% $4,856
MOVEMENT MORTGAGE, LLC 12 6.82% $4,923
Union Savings Bank 11 7.09% $3,674
BROKER SOLUTIONS, INC. 11 7.27% $5,353
GSF Mortgage Corporation 11 6.79% $5,165
ZILLOW HOME LOANS, LLC 10 6.75% $4,864
FIRST COMMUNITY MORTGAGE, INC. 10 6.56% $4,559
LOANDEPOT.COM, LLC 10 6.85% $5,675
NAVY FEDERAL CREDIT UNION 10 6.99% $2,827
PENNYMAC LOAN SERVICES, LLC 10 6.74% $7,837
Third Federal Savings and Loan Association of Cleveland 10 6.95% $2,618
U.S. Bank 10 6.72% $4,549
Discover Bank 9 6.92% $0
NEWREZ LLC 9 6.62% $4,972
Fifth Third Bank 8 6.68% $4,546
Marquette Savings Bank 8 6.58% $4,146
RUOFF MORTGAGE COMPANY, INC. 7 6.89% $2,794
AMERICAN FINANCIAL RESOURCES, INC. 7 6.20% $6,435
Mortgage Research Center, LLC 7 6.93% $5,058
NFM, INC. 7 7.04% $6,362
Alcova Mortgage LLC 7 6.85% $4,926
The Loan Store, Inc. 7 7.03% $6,192
UNION CAPITAL MORTGAGE CORPORATION 7 7.16% $4,604
MidAtlantic Farm Credit, ACA 5 6.99% $7,278
AMERICAN FINANCING CORPORATION 5 7.28% $4,005
GUARANTEED RATE, INC. 5 6.62% $6,102
PLANET HOME LENDING, LLC 5 6.88% $8,483
First Federal Savings and Loan Association of Lakewood 5 7.10% $5,881
MICHIGAN MUTUAL, INC. 5 7.15% $3,406
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.50% $3,427
First Federal Bank 4 6.50% $4,379
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.52% $8,795
LAKE MICHIGAN CREDIT UNION 4 5.96% $4,128
Stifel Bank and Trust 4 6.34% $3,178
Northwest Bank 4 6.59% $4,085
PENTAGON FEDERAL CREDIT UNION 4 6.75% $4,741
CARDINAL FINANCIAL 3 5.92% $6,207
PHH Mortgage Corporation 3 6.75% $6,813
PLAZA HOME MORTGAGE, INC. 3 6.79% $7,368
LOANPAL, LLC 3 6.41% $7,679
Bank of America 3 6.38% $3,734
RELIANCE FIRST CAPITAL, LLC 3 6.79% $5,092
State Financial Network, LLC 3 6.63% $3,265
BETTER MORTGAGE CORPORATION 3 6.88% $3,710
TIDEWATER MORTGAGE SERVICES, INC. 3 7.21% $5,013
Ally Bank 3 6.42% $3,818
CMG MORTGAGE, INC. 3 6.96% $5,977
HOMESTEAD FUNDING CORP. 2 6.06% $4,628
FIRST COLONY MORTGAGE CORPORATION 2 6.38% $2,858
HOMESIDE FINANCIAL, LLC 2 6.75% $5,774
S&T Bank 2 6.63% $3,996
MORIA DEVELOPMENT, INC. 2 7.25% $3,826
AmeriHome Mortgage Company, LLC 2 7.06% $3,944
First National Bank of America 2 10.44% $6,113
NexBank 2 6.56% $5,040
PENNSYLVANIA STATE EMPLOYEES Credit Union 2 6.56% $2,811
Commerce Home Mortgage, Inc. 2 7.81% $10,782
USAA Federal Savings Bank 2 7.25% $6,503
GUILD MORTGAGE COMPANY 2 6.94% $6,659
GUARANTEED RATE AFFINITY, LLC 2 6.99% $7,493
Civista Bank 2 6.44% $2,850
Dollar Bank, Federal Savings Bank 2 6.13% $7,333
DEEPHAVEN MORTGAGE LLC 2 9.62% $10,129
The Federal Savings Bank 2 6.31% $4,959
Nations Lending Corporation 2 7.00% $5,699
Florida Capital Bank 2 7.44% $6,564
A&D Mortgage LLC 1 8.75% $7,426
Truist 1 6.99% $3,556
UBS Bank USA 1 5.88% $5,979
United Bank 1 5.99% $4,058
ALLIANT CREDIT UNION 1 6.50% $3,278
Univest Bank and Trust Co. 1 6.88% $4,770
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.63% $5,336
VAN DYK MORTGAGE CORPORATION 1 6.99% $7,206
ENVOY MORTGAGE, LTD 1 7.13% $5,661
Day Air Credit Union, Inc 1 6.63% $3,225
COMMUNITYAMERICA 1 5.63% $3,158
CREDIT UNION OF OHIO 1 6.63% $3,511
FEDERATED MORTGAGE CORP. 1 7.13% $4,331
Victorian Finance, LLC 1 5.99% $5,143
FIRST HERITAGE FINANCIAL, LLC 1 7.13% $3,261
FIRST TECHNOLOGY 1 7.25% $2,576
Citibank 1 5.75% $3,944
FREEDOM MORTGAGE CORPORATION 1 6.88% $5,781
GENEVA FINANCIAL, LLC 1 6.63% $5,495
GLASS CITY Federal Credit Union 1 7.38% $2,167
GMFS LLC 1 6.13% $4,489
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.13% $9,715
Citadel Servicing Corporation 1 12.25% $4,162
GVC MORTGAGE, INC. 1 7.10% $4,547
HomePromise Corporation 1 6.50% $2,272
HONDA Federal Credit Union 1 6.63% $3,389
CHURCHILL MORTGAGE CORPORATION 1 6.63% $4,419
Cf Bank 1 7.63% $4,219
Centennial Bank 1 6.38% $4,842
JMAC LENDING, INC. 1 6.63% $4,281
Carrington Mortgage Services, LLC 1 6.25% $10,433
LEADERONE FINANCIAL CORPORATION 1 6.88% $7,547
Capital Bank 1 7.38% $5,005
Waterstone Mortgage Corporation 1 6.25% $4,910
Merchants Bank of Indiana 1 5.99% $5,560
Morgan Stanley Private Bank 1 5.45% $4,627
MORTGAGE ACCESS CORP. 1 7.49% $5,346
Bethpage Federal Credit Union 1 7.00% $4,669
M&T Bank 1 6.00% $6,790
BAY EQUITY LLC 1 6.49% $4,702
NBKC BANK 1 6.63% $4,486
NEXERA HOLDING LLC 1 8.88% $4,082
Northwest Federal Credit Union 1 7.00% $2,802
NP, Inc. 1 8.00% $170
OceanFirst Bank 1 5.50% $3,252
OCEANSIDE MORTGAGE COMPANY 1 6.50% $1,933
WesBanco 1 6.63% $3,987
Barrington Bank & Trust Company, N.A. 1 6.63% $2,588
POLARIS HOME FUNDING CORP. 1 7.38% $4,258
PREMIER LENDING, INC. 1 7.38% $8,355
Presidential Bank, FSB 1 6.99% $4,495
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.63% $12,432
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.63% $15,485
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $9,202
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.00% $9,055
AMERISAVE MORTGAGE CORPORATION 1 6.38% $12,564
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $8,913
Solarity Credit Union 1 6.20% $1,723
STOCKTON MORTGAGE CORPORATION 1 6.50% $4,252
Stock Yards Bank & Trust Company 1 6.25% $3,141
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 7.00% $3,197
T2 FINANCIAL LLC 1 6.00% $4,066
The Citizens National Bank of Bluffton 1 7.00% $2,057
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.13% $5,632
The Park National Bank 1 7.13% $4,176

YOUNGSTOWN - WARREN - BOARDMAN Average Closing Costs & Other Stats

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 163 lenders originated 10,535 loans during 2024. The total origination value was $1,465,915,000, with an average loan value of $139,147.

YOUNGSTOWN - WARREN - BOARDMAN's average closing costs are $4,810.

The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is The Huntington National Bank, with 354 loans originated. Their average total fees are $4,189, which is $1,846 lower than the next largest lender, Ixonia Bank.

The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland ($2,618), NAVY FEDERAL CREDIT UNION ($2,827), JPMorgan Chase Bank ($3,182), Union Savings Bank ($3,674) and The Farmers National Bank of Canfield ($4,063).

The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are KeyBank (6.48%), Seven Seventeen Credit Union (6.55%), FIRST COMMUNITY MORTGAGE, INC. (6.56%), Citizens Bank (6.64%) and PNC Bank (6.66%).

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Huntington National Bank $181,295,000 $160,985,000 -11.2% 11.0%
Ixonia Bank $100,750,000 $130,945,000 30.0% 8.9%
Seven Seventeen Credit Union $82,030,000 $95,395,000 16.3% 6.5%
QUICKEN LOANS, LLC $62,185,000 $92,090,000 48.1% 6.3%
The Farmers National Bank of Canfield $74,175,000 $84,860,000 14.4% 5.8%
UNITED WHOLESALE MORTGAGE, LLC $58,575,000 $70,065,000 19.6% 4.8%
CROSSCOUNTRY MORTGAGE, LLC $43,145,000 $65,610,000 52.1% 4.5%
First National Bank of Pennsylvania $47,160,000 $60,200,000 27.7% 4.1%
First Federal Bank of the Midwest $45,770,000 $47,185,000 3.1% 3.2%
Mortgage Research Center, LLC $24,995,000 $35,530,000 42.1% 2.4%
PNC Bank $31,760,000 $29,850,000 -6.0% 2.0%
JPMorgan Chase Bank $20,555,000 $21,870,000 6.4% 1.5%
Greenville Savings Bank $17,905,000 $21,315,000 19.0% 1.5%
Citizens Bank $26,870,000 $20,405,000 -24.1% 1.4%
WEST PENN FINANCIAL SERVICE CENTER, INC. $21,105,000 $20,100,000 -4.8% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,010,000 $18,115,000 -4.7% 1.2%
The Middlefield Banking Company $50,395,000 $17,690,000 -64.9% 1.2%
HOWARD HANNA FINANCIAL SERVICES, INC. $18,310,000 $16,920,000 -7.6% 1.2%
First Commonwealth Bank $20,775,000 $14,325,000 -31.0% 1.0%
Flagstar Bank, FSB $4,525,000 $14,290,000 215.8% 1.0%
Wayne Savings Community Bank $14,235,000 $12,725,000 -10.6% 0.9%
PENNYMAC LOAN SERVICES, LLC $7,460,000 $10,905,000 46.2% 0.7%
UNION HOME MORTGAGE CORP. $7,815,000 $10,905,000 39.5% 0.7%
FREEDOM MORTGAGE CORPORATION $5,445,000 $10,565,000 94.0% 0.7%
Barings Multifamily Capital $9,025,000 n/a 0.6%
Mercer County State Bank $7,760,000 $8,705,000 12.2% 0.6%
Pinnacle Bank $8,540,000 n/a 0.6%
LOANDEPOT.COM, LLC $4,725,000 $7,455,000 57.8% 0.5%
LIBERTY HOME MORTGAGE CORPORATION $5,825,000 $7,440,000 27.7% 0.5%
AFFORDABLE MORTGAGE ADVISORS, LLC. $4,815,000 $7,205,000 49.6% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $810,000 $6,990,000 763.0% 0.5%
LENDINGHOME FUNDING CORPORATION $1,555,000 $6,930,000 345.7% 0.5%
Farm Credit Mid-America, ACA $4,170,000 $6,895,000 65.3% 0.5%
NAVY FEDERAL CREDIT UNION $6,700,000 $6,855,000 2.3% 0.5%
NEWREZ LLC $5,990,000 $6,790,000 13.4% 0.5%
VILLAGE CAPITAL MORTGAGE $1,640,000 $6,580,000 301.2% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $5,645,000 $6,570,000 16.4% 0.4%
EQUITY RESOURCES, INC. $4,910,000 $6,185,000 26.0% 0.4%
BROKER SOLUTIONS, INC. $3,605,000 $5,950,000 65.0% 0.4%
USAA Federal Savings Bank $3,375,000 $5,790,000 71.6% 0.4%
RAPID MORTGAGE COMPANY $6,005,000 $5,565,000 -7.3% 0.4%
Third Federal Savings and Loan Association of Cleveland $6,480,000 $5,170,000 -20.2% 0.4%
NATIONWIDE MORTGAGE BANKERS, INC. $3,650,000 $5,145,000 41.0% 0.4%
GSF Mortgage Corporation $2,735,000 $5,065,000 85.2% 0.3%
LOANPAL, LLC $1,775,000 $4,960,000 179.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,245,000 $4,890,000 15.2% 0.3%
EMM LOANS LLC $2,110,000 $4,825,000 128.7% 0.3%
KeyBank $5,935,000 $4,775,000 -19.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,645,000 $4,755,000 79.8% 0.3%
Wells Fargo Bank $4,705,000 $4,665,000 -0.9% 0.3%
Marquette Savings Bank $4,030,000 $4,470,000 10.9% 0.3%
PLANET HOME LENDING, LLC $3,715,000 $4,465,000 20.2% 0.3%
S1L, Inc. $4,360,000 n/a 0.3%
Grove City Area Federal Credit Union $4,320,000 $4,140,000 -4.2% 0.3%
Equity Prime Mortgage LLC $3,085,000 $3,915,000 26.9% 0.3%
NEW DAY FINANCIAL, LLC $2,820,000 $3,875,000 37.4% 0.3%
Discover Bank $2,780,000 $3,820,000 37.4% 0.3%
JLB CORPORATION $1,955,000 $3,745,000 91.6% 0.3%
Dollar Bank, Federal Savings Bank $2,845,000 $3,450,000 21.3% 0.2%
U.S. Bank $3,150,000 $3,225,000 2.4% 0.2%
Carrington Mortgage Services, LLC $2,890,000 $3,045,000 5.4% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $570,000 $3,015,000 428.9% 0.2%
GUARANTEED RATE, INC. $4,295,000 $3,000,000 -30.2% 0.2%
AMERISAVE MORTGAGE CORPORATION $4,835,000 $2,910,000 -39.8% 0.2%
Fifth Third Bank $1,840,000 $2,820,000 53.3% 0.2%
Figure Lending LLC $1,700,000 $2,795,000 64.4% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $810,000 $2,785,000 243.8% 0.2%
RUOFF MORTGAGE COMPANY, INC. $3,015,000 $2,585,000 -14.3% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,265,000 $2,570,000 103.2% 0.2%
Union Savings Bank $3,490,000 $2,570,000 -26.4% 0.2%
ROYAL UNITED MORTGAGE LLC $1,600,000 $2,545,000 59.1% 0.2%
MICHIGAN MUTUAL, INC. $2,625,000 $2,495,000 -5.0% 0.2%
The Loan Store, Inc. $730,000 $2,480,000 239.7% 0.2%
Stifel Bank and Trust $1,815,000 $2,475,000 36.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $845,000 $2,460,000 191.1% 0.2%
NEXTIER BANK, NATIONAL ASSOCIATION $400,000 $2,430,000 507.5% 0.2%
Northwest Bank $3,860,000 $2,410,000 -37.6% 0.2%
ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. $2,645,000 $2,395,000 -9.5% 0.2%
NFM, INC. $1,820,000 $2,315,000 27.2% 0.2%
MidAtlantic Farm Credit, ACA $1,255,000 $2,285,000 82.1% 0.2%
MOVEMENT MORTGAGE, LLC $1,930,000 $2,285,000 18.4% 0.2%
ZILLOW HOME LOANS, LLC $2,105,000 $2,285,000 8.6% 0.2%
Alcova Mortgage LLC $2,255,000 n/a 0.2%
PENNSYLVANIA STATE EMPLOYEES Credit Union $1,370,000 $2,170,000 58.4% 0.1%
CARDINAL FINANCIAL $1,480,000 $2,140,000 44.6% 0.1%
HOMESIDE FINANCIAL, LLC $730,000 $2,095,000 187.0% 0.1%
Barrington Bank & Trust Company, N.A. $830,000 $2,080,000 150.6% 0.1%
The Federal Savings Bank $3,315,000 $1,780,000 -46.3% 0.1%
PLAZA HOME MORTGAGE, INC. $1,325,000 $1,675,000 26.4% 0.1%
21ST MORTGAGE CORPORATION $2,020,000 $1,625,000 -19.6% 0.1%
CMG MORTGAGE, INC. $1,920,000 $1,585,000 -17.4% 0.1%
Coastal Community Bank $1,850,000 $1,555,000 -15.9% 0.1%
Bank of America $3,115,000 $1,540,000 -50.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,670,000 $1,510,000 -9.6% 0.1%
LIMA ONE CAPITAL, LLC $825,000 $1,470,000 78.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,025,000 $1,455,000 42.0% 0.1%
MYCUMORTGAGE, LLC $3,110,000 $1,425,000 -54.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $635,000 $1,385,000 118.1% 0.1%
UNION CAPITAL MORTGAGE CORPORATION $1,315,000 $1,385,000 5.3% 0.1%
LAKE MICHIGAN CREDIT UNION $190,000 $1,345,000 607.9% 0.1%
AmeriHome Mortgage Company, LLC $65,000 $1,340,000 1,961.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $600,000 $1,210,000 101.7% 0.1%
First Federal Savings and Loan Association of Lakewood $1,560,000 $1,195,000 -23.4% 0.1%
LEADERONE FINANCIAL CORPORATION $265,000 $1,185,000 347.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $780,000 $1,185,000 51.9% 0.1%
TOP FLITE FINANCIAL, INC. $2,970,000 $1,150,000 -61.3% 0.1%
Mercer County Community FCU $825,000 $1,140,000 38.2% 0.1%
Nations Lending Corporation $1,890,000 $1,130,000 -40.2% 0.1%
Portage Community Bank $2,235,000 $1,125,000 -49.7% 0.1%
HOMESTEAD FUNDING CORP. $1,115,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $710,000 $1,100,000 54.9% 0.1%
First Federal Bank $360,000 $1,025,000 184.7% 0.1%
PHH Mortgage Corporation $150,000 $1,010,000 573.3% 0.1%
Civista Bank $535,000 $995,000 86.0% 0.1%
DEEPHAVEN MORTGAGE LLC $780,000 $950,000 21.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $150,000 $920,000 513.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,070,000 $900,000 -15.9% 0.1%
BETTER MORTGAGE CORPORATION $135,000 $895,000 563.0% 0.1%
DOMINION FINANCIAL SERVICES, LLC $85,000 $890,000 947.1% 0.1%
NEXERA HOLDING LLC $875,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,415,000 $865,000 -38.9% 0.1%
BRIDGE $315,000 $865,000 174.6% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,430,000 $855,000 -40.2% 0.1%
FIRST OHIO HOME FINANCE, INC. $725,000 $840,000 15.9% 0.1%
CNB Bank $5,875,000 $835,000 -85.8% 0.1%
WesBanco $2,100,000 $825,000 -60.7% 0.1%
Washington Financial Bank $815,000 $820,000 0.6% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $800,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $685,000 $760,000 10.9% 0.1%
Hometown Equity Mortgage, LLC $320,000 $710,000 121.9% 0.0%
Magnolia Bank $255,000 $710,000 178.4% 0.0%
LENDINGONE, LLC $700,000 n/a 0.0%
ENVOY MORTGAGE, LTD $695,000 n/a 0.0%
S&T Bank $585,000 $685,000 17.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,420,000 $640,000 -54.9% 0.0%
A&D Mortgage LLC $260,000 $635,000 144.2% 0.0%
Commerce Home Mortgage, Inc. $625,000 n/a 0.0%
AmRes Corporation $620,000 n/a 0.0%
T2 FINANCIAL LLC $950,000 $605,000 -36.3% 0.0%
Brentwood Bank $705,000 $590,000 -16.3% 0.0%
Farmers Bank & Trust $585,000 n/a 0.0%
Morgan Stanley Private Bank $570,000 $585,000 2.6% 0.0%
Paramount Residential Mortgage Group, Inc. $690,000 $585,000 -15.2% 0.0%
Elderton State Bank $570,000 n/a 0.0%
MORTGAGE ACCESS CORP. $215,000 $565,000 162.8% 0.0%
The Andover Bank $85,000 $555,000 552.9% 0.0%
UBS Bank USA $555,000 n/a 0.0%
Waterstone Mortgage Corporation $1,705,000 $540,000 -68.3% 0.0%
ENDEAVOR CAPITAL, LLC. $445,000 $530,000 19.1% 0.0%
The ONE $215,000 $525,000 144.2% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $640,000 $505,000 -21.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $150,000 $485,000 223.3% 0.0%
State Financial Network, LLC $280,000 $485,000 73.2% 0.0%
Ally Bank $470,000 $480,000 2.1% 0.0%
Florida Capital Bank $1,280,000 $480,000 -62.5% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $475,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $205,000 $465,000 126.8% 0.0%
NATIONS RELIABLE LENDING, LLC $465,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $185,000 $465,000 151.4% 0.0%
SPRING EQ, LLC $1,025,000 $430,000 -58.0% 0.0%
STOCKTON MORTGAGE CORPORATION $570,000 $430,000 -24.6% 0.0%
Integrity Home Mortgage Corp $425,000 n/a 0.0%
NBKC BANK $545,000 $420,000 -22.9% 0.0%
MLD MORTGAGE INC. $415,000 n/a 0.0%
GMFS LLC $405,000 n/a 0.0%
The Union Bank Company $405,000 n/a 0.0%
Truist $985,000 $405,000 -58.9% 0.0%
GUILD MORTGAGE COMPANY $2,090,000 $385,000 -81.6% 0.0%
MORIA DEVELOPMENT, INC. $790,000 $385,000 -51.3% 0.0%
Plains Commerce Bank $960,000 $385,000 -59.9% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $375,000 n/a 0.0%
NexBank $375,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $135,000 $370,000 174.1% 0.0%
First National Bank Texas $355,000 n/a 0.0%
Peoples Security Bank and Trust Company $355,000 n/a 0.0%
JMAC LENDING, INC. $350,000 n/a 0.0%
Solarity Credit Union $350,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $420,000 $345,000 -17.9% 0.0%
M&T Bank $365,000 $345,000 -5.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $345,000 n/a 0.0%
SIRVA MORTGAGE, INC. $335,000 $345,000 3.0% 0.0%
Brighton Bank $335,000 n/a 0.0%
Presidential Bank, FSB $335,000 n/a 0.0%
AMWEST FUNDING CORP. $155,000 $330,000 112.9% 0.0%
PREMIER LENDING, INC. $325,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $675,000 $315,000 -53.3% 0.0%
Citibank $810,000 $305,000 -62.3% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $305,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $195,000 $300,000 53.8% 0.0%
Mid-Continent Funding, Inc. $95,000 $295,000 210.5% 0.0%
Capital Bank $285,000 n/a 0.0%
COMMUNITYAMERICA $285,000 n/a 0.0%
FIRST TECHNOLOGY $285,000 n/a 0.0%
PREMIA MORTGAGE, LLC $255,000 $275,000 7.8% 0.0%
OCMBC, INC. $270,000 n/a 0.0%
Citadel Servicing Corporation $265,000 n/a 0.0%
Consumers National Bank $3,330,000 $265,000 -92.0% 0.0%
Credence Funding Corporation $265,000 n/a 0.0%
The Park National Bank $560,000 $265,000 -52.7% 0.0%
Univest Bank and Trust Co. $265,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $265,000 n/a 0.0%
Willamette Valley Bank $265,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $1,070,000 $260,000 -75.7% 0.0%
AmeriServ Financial Bank $4,840,000 $260,000 -94.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,080,000 $260,000 -75.9% 0.0%
CLEARPATH LENDING $165,000 $255,000 54.5% 0.0%
Westfield Bank, FSB $305,000 $255,000 -16.4% 0.0%
Century Mortgage Company DBA Century Lending Company $250,000 n/a 0.0%
CFSBANK $245,000 n/a 0.0%
Merchants Bank of Indiana $245,000 n/a 0.0%
STARK FEDERAL CREDIT UNION $240,000 $245,000 2.1% 0.0%
Sunflower Bank $55,000 $245,000 345.5% 0.0%
BAY EQUITY LLC $1,075,000 $235,000 -78.1% 0.0%
Cattaraugus County Bank $850,000 $235,000 -72.4% 0.0%
Citizens & Northern Bank $235,000 n/a 0.0%
Gateway First Bank $430,000 $235,000 -45.3% 0.0%
First National Bank of America $230,000 n/a 0.0%
ALLIANT CREDIT UNION $110,000 $225,000 104.5% 0.0%
Secured Investment Corp. $385,000 $225,000 -41.6% 0.0%
Texana Bank $225,000 n/a 0.0%
Baraboo State Bank $215,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $215,000 n/a 0.0%
Clearview Federal Credit Union $905,000 $215,000 -76.2% 0.0%
GVC MORTGAGE, INC. $215,000 n/a 0.0%
GENEVA FINANCIAL, LLC $175,000 $210,000 20.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $370,000 $205,000 -44.6% 0.0%
CREDIT UNION OF OHIO $80,000 $205,000 156.3% 0.0%
MILEND, INC. $205,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $200,000 n/a 0.0%
EVANSVILLE TEACHERS $195,000 n/a 0.0%
HomePromise Corporation $185,000 $195,000 5.4% 0.0%
New Carlisle Federal Savings Bank $195,000 n/a 0.0%
NP, Inc. $195,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $195,000 n/a 0.0%
BMI Federal Credit Union $140,000 $185,000 32.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $185,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $165,000 $185,000 12.1% 0.0%
Stock Yards Bank & Trust Company $185,000 n/a 0.0%
Bethpage Federal Credit Union $340,000 $180,000 -47.1% 0.0%
1st Summit Bank $375,000 $175,000 -53.3% 0.0%
HALLMARK HOME MORTGAGE, LLC $175,000 n/a 0.0%
SSB Bank $975,000 $175,000 -82.1% 0.0%
United Bank $175,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $65,000 $170,000 161.5% 0.0%
TOWER $65,000 $170,000 161.5% 0.0%
Centennial Bank $165,000 n/a 0.0%
First Savings Bank $165,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $165,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $160,000 n/a 0.0%
Cf Bank $155,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $285,000 $155,000 -45.6% 0.0%
KS StateBank $155,000 n/a 0.0%
Northwest Federal Credit Union $155,000 n/a 0.0%
Quontic Bank $125,000 $155,000 24.0% 0.0%
CANTON SCHOOL EMPLOYEES $145,000 $150,000 3.4% 0.0%
Day Air Credit Union, Inc $145,000 n/a 0.0%
OceanFirst Bank $145,000 n/a 0.0%
Prosperity Home Mortgage, LLC $615,000 $145,000 -76.4% 0.0%
LOANLEADERS OF AMERICA, INC. $135,000 n/a 0.0%
Meridian Bank Corporation $125,000 $135,000 8.0% 0.0%
The Citizens National Bank of Bluffton $135,000 n/a 0.0%
ARC HOME LLC $370,000 $125,000 -66.2% 0.0%
US MORTGAGE CORPORATION $65,000 $120,000 84.6% 0.0%
Community Bank $550,000 $115,000 -79.1% 0.0%
DATA MORTGAGE, INC. $115,000 n/a 0.0%
First Merchants Bank $115,000 n/a 0.0%
HONDA Federal Credit Union $250,000 $115,000 -54.0% 0.0%
Lakeview Community Capital, LLC $35,000 $115,000 228.6% 0.0%
RF Renovo Management Company, LLC $115,000 n/a 0.0%
TJC Mortgage, Inc. $105,000 n/a 0.0%
EDUCATION FIRST CREDIT UNION, INC. $100,000 n/a 0.0%
EVERETT FINANCIAL, INC. $410,000 $95,000 -76.8% 0.0%
FEDERATED MORTGAGE CORP. $95,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $95,000 n/a 0.0%
OMEGA Federal Credit Union $45,000 $95,000 111.1% 0.0%
Victorian Finance, LLC $95,000 n/a 0.0%
Beeline Loans, Inc. $85,000 n/a 0.0%
Cornerstone First Mortgage, Inc $220,000 $85,000 -61.4% 0.0%
GLASS CITY Federal Credit Union $85,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $85,000 n/a 0.0%
ARMCO CREDIT UNION $625,000 $80,000 -87.2% 0.0%
TD Bank $80,000 n/a 0.0%
Baxter Credit Union $85,000 $75,000 -11.8% 0.0%
Marion Center Bank $75,000 n/a 0.0%
American Mortgage Bank, LLC $65,000 n/a 0.0%
KEMBA FINANCIAL $335,000 $65,000 -80.6% 0.0%
Pennian Bank $65,000 n/a 0.0%
Charles Schwab Bank, SSB $55,000 n/a 0.0%
DIGITAL Federal Credit Union $55,000 n/a 0.0%
First Federal Bank of Kansas City $55,000 n/a 0.0%
GEORGIA'S OWN $55,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $50,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $45,000 n/a 0.0%
GENISYS $45,000 $35,000 -22.2% 0.0%
KEMBA CREDIT UNION, INC. $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $25,000 -50.0% 0.0%
New Cumberland Federal Credit Union $25,000 n/a 0.0%
Park Lane Finance Solutions, LLC $25,000 n/a 0.0%
Community One Credit Union of Ohio, Inc $15,000 n/a 0.0%

YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 11.0% market share. In second place, with 8.9%, is Ixonia Bank, having originated $130,945,000 in loans. In third place, with 6.5%, is Seven Seventeen Credit Union, having originated $95,395,000 in loans. In fourth place, with 6.3%, is QUICKEN LOANS, LLC, having originated $92,090,000 in loans. In fifth place, with 5.8%, is The Farmers National Bank of Canfield, having originated $84,860,000 in loans.


YOUNGSTOWN - WARREN - BOARDMAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $98,925 (10.4%) $141,876 (6.8%) 0.37 1,443
2018-02-01 $95,950 (6.7%) $141,417 (4.1%) 0.35 1,397
2018-03-01 $99,900 (5.3%) $147,343 (8.0%) 0.35 1,348
2018-04-01 $105,700 (14.3%) $147,521 (8.7%) 0.36 1,292
2018-05-01 $110,000 (14.7%) $153,274 (9.2%) 0.37 1,276
2018-06-01 $109,900 (12.8%) $151,886 (7.1%) 0.37 1,309
2018-07-01 $109,950 (10.1%) $150,637 (7.5%) 0.37 1,432
2018-08-01 $115,075 (17.1%) $154,342 (11.4%) 0.39 1,469
2018-09-01 $115,000 (15.0%) $154,936 (10.0%) 0.39 1,483
2018-10-01 $115,450 (15.6%) $154,952 (9.5%) 0.39 1,501
2018-11-01 $114,950 (9.5%) $154,231 (7.1%) 0.39 1,464
2018-12-01 $114,900 (15.0%) $152,418 (7.3%) 0.40 1,341
2019-01-01 $117,975 (19.3%) $153,021 (7.9%) 0.41 1,281
2019-02-01 $118,950 (24.0%) $153,952 (8.9%) 0.40 1,220
2019-03-01 $120,457 (20.6%) $161,944 (9.9%) 0.39 1,202
2019-04-01 $120,257 (13.8%) $167,338 (13.4%) 0.38 1,217
2019-05-01 $119,900 (9.0%) $168,860 (10.2%) 0.37 1,180
2019-06-01 $125,000 (13.7%) $173,830 (14.5%) 0.39 1,243
2019-07-01 $127,900 (16.3%) $174,678 (16.0%) 0.40 1,295
2019-08-01 $125,700 (9.2%) $171,753 (11.3%) 0.40 1,331
2019-09-01 $125,250 (8.9%) $169,609 (9.5%) 0.40 1,361
2019-10-01 $124,900 (8.2%) $168,856 (9.0%) 0.40 1,379
2019-11-01 $119,500 (4.0%) $166,576 (8.0%) 0.39 1,336
2019-12-01 $115,000 (0.1%) $163,448 (7.2%) 0.38 1,261
2020-01-01 $114,975 (-2.5%) $163,256 (6.7%) 0.38 1,158
2020-02-01 $115,000 (-3.3%) $162,012 (5.2%) 0.38 1,035
2020-03-01 $119,225 (-1.0%) $166,236 (2.7%) 0.37 917
2020-04-01 $118,750 (-1.3%) $168,363 (0.6%) 0.37 864
2020-05-01 $125,000 (4.3%) $176,551 (4.6%) 0.38 763
2020-06-01 $129,900 (3.9%) $185,475 (6.7%) 0.38 694
2020-07-01 $129,825 (1.5%) $187,992 (7.6%) 0.38 649
2020-08-01 $134,325 (6.9%) $188,498 (9.8%) 0.38 636
2020-09-01 $133,013 (6.2%) $190,972 (12.6%) 0.38 584
2020-10-01 $134,900 (8.0%) $191,671 (13.5%) 0.39 613
2020-11-01 $132,950 (11.3%) $187,254 (12.4%) 0.39 607
2020-12-01 $134,925 (17.3%) $191,987 (17.5%) 0.40 565
2021-01-01 $134,900 (17.3%) $192,372 (17.8%) 0.40 465
2021-02-01 $133,200 (15.8%) $195,472 (20.7%) 0.39 380
2021-03-01 $137,250 (15.1%) $190,042 (14.3%) 0.39 353
2021-04-01 $134,975 (13.7%) $193,594 (15.0%) 0.37 330
2021-05-01 $139,900 (11.9%) $205,725 (16.5%) 0.37 377
2021-06-01 $134,975 (3.9%) $193,111 (4.1%) 0.36 464
2021-07-01 $138,750 (6.9%) $190,235 (1.2%) 0.37 562
2021-08-01 $131,200 (-2.3%) $186,530 (-1.0%) 0.35 617
2021-09-01 $129,900 (-2.3%) $182,637 (-4.4%) 0.35 624
2021-10-01 $129,900 (-3.7%) $183,125 (-4.5%) 0.35 619
2021-11-01 $125,600 (-5.5%) $176,834 (-5.6%) 0.34 601
2021-12-01 $124,950 (-7.4%) $178,622 (-7.0%) 0.34 524
2022-01-01 $119,900 (-11.1%) $172,447 (-10.4%) 0.32 449
2022-02-01 $118,500 (-11.0%) $173,056 (-11.5%) 0.31 361
2022-03-01 $125,000 (-8.9%) $181,875 (-4.3%) 0.31 322
2022-04-01 $129,900 (-3.8%) $192,847 (-0.4%) 0.31 351
2022-05-01 $133,425 (-4.6%) $191,903 (-6.7%) 0.31 426
2022-06-01 $148,375 (9.9%) $205,633 (6.5%) 0.33 513
2022-07-01 $149,900 (8.0%) $210,760 (10.8%) 0.34 580
2022-08-01 $149,900 (14.3%) $209,038 (12.1%) 0.35 636
2022-09-01 $142,450 (9.7%) $205,167 (12.3%) 0.33 669
2022-10-01 $144,950 (11.6%) $200,487 (9.5%) 0.34 663
2022-11-01 $150,000 (19.4%) $203,791 (15.2%) 0.36 636
2022-12-01 $149,500 (19.7%) $201,033 (12.6%) 0.37 595
2023-01-01 $149,900 (25.0%) $202,215 (17.3%) 0.37 500
2023-02-01 $157,250 (32.7%) $204,280 (18.0%) 0.38 430
2023-03-01 $164,950 (32.0%) $221,678 (21.9%) 0.39 420
2023-04-01 $162,000 (24.7%) $228,902 (18.7%) 0.38 392
2023-05-01 $165,200 (23.8%) $236,266 (23.1%) 0.37 390
2023-06-01 $174,900 (17.9%) $240,443 (16.9%) 0.39 420
2023-07-01 $175,000 (16.7%) $245,434 (16.5%) 0.40 456
2023-08-01 $185,075 (23.5%) $246,210 (17.8%) 0.43 510
2023-09-01 $178,500 (25.3%) $238,733 (16.4%) 0.42 618
2023-10-01 $172,450 (19.0%) $233,773 (16.6%) 0.41 693
2023-11-01 $169,900 (13.3%) $226,386 (11.1%) 0.40 689
2023-12-01 $164,500 (10.0%) $224,116 (11.5%) 0.40 676
2024-01-01 $169,900 (13.3%) $228,572 (13.0%) 0.41 617
2024-02-01 $167,000 (6.2%) $228,991 (12.1%) 0.40 560
2024-03-01 $179,900 (9.1%) $242,046 (9.2%) 0.42 518
2024-04-01 $179,950 (11.1%) $250,101 (9.3%) 0.42 487
2024-05-01 $191,950 (16.2%) $260,305 (10.2%) 0.44 507
2024-06-01 $190,000 (8.6%) $253,217 (5.3%) 0.43 577
2024-07-01 $197,475 (12.8%) $253,216 (3.2%) 0.45 602
2024-08-01 $199,527 (7.8%) $250,999 (2.0%) 0.46 688
2024-09-01 $209,125 (17.2%) $254,916 (6.8%) 0.49 752
2024-10-01 $192,600 (11.7%) $254,030 (8.7%) 0.45 776
2024-11-01 $192,700 (13.4%) $251,462 (11.1%) 0.46 822
2024-12-01 $185,000 (12.5%) $242,052 (8.0%) 0.46 780
2025-01-01 $179,450 (5.6%) $237,693 (4.0%) 0.45 724
2025-02-01 $175,000 (4.8%) $235,981 (3.1%) 0.42 675
2025-03-01 $184,500 (2.6%) $249,087 (2.9%) 0.00 646
YOUNGSTOWN - WARREN - BOARDMAN's median listing price for 2025-03-01 was $184,500, a difference of $4,600 (2.6%) versus the prior year and $9,500 versus the prior month.

YOUNGSTOWN - WARREN - BOARDMAN's median listing price comes in at 0% of the national average.

YOUNGSTOWN - WARREN - BOARDMAN's average listing price for 2025-03-01 was $249,087, a difference of $7,041 (2.9%) versus the prior year and $13,106 versus the prior month.

For the 2025-03-01 period, YOUNGSTOWN - WARREN - BOARDMAN had 646 MLS listings, a difference of -29 listings (-4%) versus the prior month and 128 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 1,508 sqft
2018-02-01 94 days 1,504 sqft
2018-03-01 74 days 1,508 sqft
2018-04-01 70 days 1,514 sqft
2018-05-01 67 days 1,532 sqft
2018-06-01 61 days 1,570 sqft
2018-07-01 57 days 1,676 sqft
2018-08-01 57 days 1,696 sqft
2018-09-01 58 days 1,700 sqft
2018-10-01 62 days 1,700 sqft
2018-11-01 67 days 1,693 sqft
2018-12-01 82 days 1,688 sqft
2019-01-01 90 days 1,688 sqft
2019-02-01 89 days 1,702 sqft
2019-03-01 71 days 1,705 sqft
2019-04-01 60 days 1,704 sqft
2019-05-01 60 days 1,623 sqft
2019-06-01 61 days 1,632 sqft
2019-07-01 60 days 1,640 sqft
2019-08-01 62 days 1,650 sqft
2019-09-01 64 days 1,676 sqft
2019-10-01 66 days 1,690 sqft
2019-11-01 76 days 1,680 sqft
2019-12-01 85 days 1,669 sqft
2020-01-01 94 days 1,649 sqft
2020-02-01 93 days 1,649 sqft
2020-03-01 79 days 1,651 sqft
2020-04-01 70 days 1,642 sqft
2020-05-01 85 days 1,670 sqft
2020-06-01 81 days 1,684 sqft
2020-07-01 51 days 1,752 sqft
2020-08-01 50 days 1,693 sqft
2020-09-01 60 days 1,712 sqft
2020-10-01 57 days 1,724 sqft
2020-11-01 58 days 1,684 sqft
2020-12-01 69 days 1,689 sqft
2021-01-01 79 days 1,668 sqft
2021-02-01 69 days 1,668 sqft
2021-03-01 51 days 1,658 sqft
2021-04-01 42 days 1,657 sqft
2021-05-01 38 days 1,696 sqft
2021-06-01 31 days 1,601 sqft
2021-07-01 34 days 1,540 sqft
2021-08-01 40 days 1,533 sqft
2021-09-01 45 days 1,504 sqft
2021-10-01 46 days 1,500 sqft
2021-11-01 46 days 1,520 sqft
2021-12-01 53 days 1,500 sqft
2022-01-01 66 days 1,460 sqft
2022-02-01 60 days 1,450 sqft
2022-03-01 48 days 1,485 sqft
2022-04-01 35 days 1,526 sqft
2022-05-01 32 days 1,506 sqft
2022-06-01 33 days 1,569 sqft
2022-07-01 36 days 1,598 sqft
2022-08-01 40 days 1,608 sqft
2022-09-01 44 days 1,593 sqft
2022-10-01 46 days 1,570 sqft
2022-11-01 49 days 1,592 sqft
2022-12-01 58 days 1,547 sqft
2023-01-01 67 days 1,568 sqft
2023-02-01 55 days 1,556 sqft
2023-03-01 45 days 1,620 sqft
2023-04-01 47 days 1,607 sqft
2023-05-01 41 days 1,589 sqft
2023-06-01 37 days 1,654 sqft
2023-07-01 37 days 1,680 sqft
2023-08-01 38 days 1,714 sqft
2023-09-01 37 days 1,648 sqft
2023-10-01 40 days 1,609 sqft
2023-11-01 44 days 1,624 sqft
2023-12-01 52 days 1,573 sqft
2024-01-01 66 days 1,613 sqft
2024-02-01 64 days 1,601 sqft
2024-03-01 52 days 1,652 sqft
2024-04-01 44 days 1,659 sqft
2024-05-01 38 days 1,666 sqft
2024-06-01 40 days 1,677 sqft
2024-07-01 43 days 1,650 sqft
2024-08-01 40 days 1,674 sqft
2024-09-01 40 days 1,729 sqft
2024-10-01 45 days 1,663 sqft
2024-11-01 52 days 1,654 sqft
2024-12-01 61 days 1,633 sqft
2025-01-01 74 days 1,622 sqft
2025-02-01 74 days 1,632 sqft
2025-03-01 0 days 1,714 sqft
YOUNGSTOWN - WARREN - BOARDMAN's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

YOUNGSTOWN - WARREN - BOARDMAN's median square footage for active listings during the 2025-03-01 period was 1,714 sqft. One year prior, the average listing was 1,652 sqft.

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,830 $876,280,000 $181,424
Home Improvement 1,685 $112,945,000 $67,030
Cash Out Refi 1,508 $192,740,000 $127,812
Refi 1,352 $196,960,000 $145,680
Other 1,158 $86,650,000 $74,827
NA 2 $340,000 $170,000

Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 4,830 originations. The 2nd most popular reason was Home Improvement, with 1,685 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,783 $650,095,000 $171,846
Over 8% 2,898 $224,080,000 $77,322
7-8% 2,230 $328,970,000 $147,520
5-6% 1,046 $186,010,000 $177,830
4-5% 44 $9,850,000 $223,864
<2.5% 29 $1,025,000 $35,345
3-4% 8 $1,700,000 $212,500
2.5-3% 4 $450,000 $112,500

During 2024, Youngstown - Warren - Boardman's most frequently originated rate bucket was 6-7%, with 3,783 originations.

Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 4,702 $262,570,000 $55,842
$100k-200k 3,714 $529,990,000 $142,701
$200k-400k 1,803 $482,905,000 $267,834
$400k-600k 243 $116,945,000 $481,255
$600k-1000k 60 $41,970,000 $699,500
$Over $1MM 13 $31,535,000 $2,425,769

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 4,702 originations, totaling $262,570,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,848 $717,260,000 $186,398
60-80% 1,986 $338,690,000 $170,539
20-40% 1,726 $129,340,000 $74,936
40-60% 1,163 $132,565,000 $113,985
Under 20% 1,134 $41,780,000 $36,843
Over 100% 71 $19,415,000 $273,451

YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,848 originations, totaling $717,260,000 in origination value.