YOUNGSTOWN - WARREN - BOARDMAN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Youngstown - Warren - Boardman averaged
7.53%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.19% and
one month ago for the week of 2026-10-01, the
average rate was 7.63%.
Youngstown - Warren - Boardman's average rate one year ago was 6.42%.
For refis of the same type during the week of 2026-11-05, the average rate
was 8.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Youngstown - Warren - Boardman 30 Year Fixed Rate | 2026-11-05 | 7.53% |
| Youngstown - Warren - Boardman 30 Year Fixed Rate Refi | 2026-11-05 | 8.08% |
| Youngstown - Warren - Boardman 15 Year Fixed Rate | 2026-11-05 | 6.8% |
| Youngstown - Warren - Boardman 15 Year Fixed Rate Refi | 2026-11-05 | 6.48% |
| Youngstown - Warren - Boardman 30 Year FHA | 2026-11-05 | 7.43% |
| Youngstown - Warren - Boardman 30 Year FHA Refi | 2026-11-05 | 6.87% |
| Youngstown - Warren - Boardman 30 Year USDA | 2026-11-05 | 7.33% |
| Youngstown - Warren - Boardman 30 Year USDA Refi | 2026-11-05 | 7% |
| Youngstown - Warren - Boardman 30 Year VA | 2026-11-05 | 7.01% |
| Youngstown - Warren - Boardman 30 Year VA Refi | 2026-11-05 | 6.36% |
YOUNGSTOWN - WARREN - BOARDMAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YOUNGSTOWN-WARREN-BOARDMAN, OH-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YOUNGSTOWN - WARREN - BOARDMAN Average Closing Costs & Other Stats
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA's 170 lenders originated 11,641
loans during 2025. The total origination value was $1,736,585,000, with an average loan value of
$149,178.
YOUNGSTOWN - WARREN - BOARDMAN's average closing costs are $4,951.
The top YOUNGSTOWN - WARREN - BOARDMAN lender as defined by loan originations is Ixonia Bank, with
375 loans originated. Their average total fees are
$5,879, which is $2,126
higher than the next largest lender,
Seven Seventeen Credit Union.
The lowest fee YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
Third Federal Savings and Loan Association of Cleveland ($2,899), JPMorgan Chase Bank ($2,901), Alcova Mortgage LLC ($3,338), The Dart Bank ($3,370) and ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,395).
The lowest rate YOUNGSTOWN - WARREN - BOARDMAN lenders (with over 10 loans originated) are
Seven Seventeen Credit Union (6.28%), WesBanco (6.51%), UNITED WHOLESALE MORTGAGE, LLC (6.52%), NAVY FEDERAL CREDIT UNION (6.52%) and KeyBank (6.54%).
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| The Huntington National Bank | $160,985,000 | $183,610,000 | 14.1% | 10.6% |
| Ixonia Bank | $130,945,000 | $140,990,000 | 7.7% | 8.1% |
| Seven Seventeen Credit Union | $95,395,000 | $115,410,000 | 21.0% | 6.6% |
| QUICKEN LOANS, LLC | $92,090,000 | $102,745,000 | 11.6% | 5.9% |
| The Farmers National Bank of Canfield | $84,860,000 | $96,145,000 | 13.3% | 5.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $70,065,000 | $90,095,000 | 28.6% | 5.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $65,610,000 | $75,045,000 | 14.4% | 4.3% |
| First National Bank of Pennsylvania | $60,200,000 | $64,820,000 | 7.7% | 3.7% |
| WesBanco | $825,000 | $51,845,000 | 6,184.2% | 3.0% |
| Mortgage Research Center, LLC | $35,530,000 | $37,405,000 | 5.3% | 2.2% |
| JPMorgan Chase Bank | $21,870,000 | $30,900,000 | 41.3% | 1.8% |
| PNC Bank | $29,850,000 | $29,115,000 | -2.5% | 1.7% |
| Greenville Savings Bank | $21,315,000 | $27,175,000 | 27.5% | 1.6% |
| Citizens Bank | $20,405,000 | $26,130,000 | 28.1% | 1.5% |
| Wayne Savings Community Bank | $12,725,000 | $25,630,000 | 101.4% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $10,905,000 | $20,895,000 | 91.6% | 1.2% |
| The Middlefield Banking Company | $17,690,000 | $20,310,000 | 14.8% | 1.2% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $20,100,000 | $19,785,000 | -1.6% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $10,565,000 | $18,555,000 | 75.6% | 1.1% |
| UNION HOME MORTGAGE CORP. | $10,905,000 | $18,355,000 | 68.3% | 1.1% |
| First Commonwealth Bank | $14,325,000 | $17,935,000 | 25.2% | 1.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $16,920,000 | $16,985,000 | 0.4% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,115,000 | $15,290,000 | -15.6% | 0.9% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $2,430,000 | $13,960,000 | 474.5% | 0.8% |
| NEWREZ LLC | $6,790,000 | $13,585,000 | 100.1% | 0.8% |
| Consumers National Bank | $265,000 | $11,810,000 | 4,356.6% | 0.7% |
| LOANDEPOT.COM, LLC | $7,455,000 | $11,145,000 | 49.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $6,855,000 | $11,065,000 | 61.4% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $6,930,000 | $9,895,000 | 42.8% | 0.6% |
| U.S. Bank | $3,225,000 | $9,775,000 | 203.1% | 0.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,785,000 | $9,735,000 | 249.6% | 0.6% |
| S&T Bank | $685,000 | $9,215,000 | 1,245.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,570,000 | $8,665,000 | 31.9% | 0.5% |
| BROKER SOLUTIONS, INC. | $5,950,000 | $8,250,000 | 38.7% | 0.5% |
| Mercer County State Bank | $8,705,000 | $8,190,000 | -5.9% | 0.5% |
| The Dart Bank | $7,925,000 | n/a | 0.5% | |
| RAPID MORTGAGE COMPANY | $5,565,000 | $7,615,000 | 36.8% | 0.4% |
| Grove City Area Federal Credit Union | $4,140,000 | $7,560,000 | 82.6% | 0.4% |
| KeyBank | $4,775,000 | $7,295,000 | 52.8% | 0.4% |
| EQUITY RESOURCES, INC. | $6,185,000 | $7,080,000 | 14.5% | 0.4% |
| Farm Credit Mid-America, ACA | $6,895,000 | $6,750,000 | -2.1% | 0.4% |
| LIBERTY HOME MORTGAGE CORPORATION | $7,440,000 | $6,175,000 | -17.0% | 0.4% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $7,205,000 | $5,955,000 | -17.3% | 0.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $5,145,000 | $5,935,000 | 15.4% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $5,170,000 | $5,765,000 | 11.5% | 0.3% |
| Cf Bank | $155,000 | $5,705,000 | 3,580.6% | 0.3% |
| LOANPAL, LLC | $4,960,000 | $5,690,000 | 14.7% | 0.3% |
| Alcova Mortgage LLC | $2,255,000 | $5,340,000 | 136.8% | 0.3% |
| PLANET HOME LENDING, LLC | $4,465,000 | $5,250,000 | 17.6% | 0.3% |
| Fifth Third Bank | $2,820,000 | $5,180,000 | 83.7% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $6,580,000 | $5,135,000 | -22.0% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,910,000 | $5,010,000 | 72.2% | 0.3% |
| EMM LOANS LLC | $4,825,000 | $4,660,000 | -3.4% | 0.3% |
| Equity Prime Mortgage LLC | $3,915,000 | $4,485,000 | 14.6% | 0.3% |
| Figure Lending LLC | $2,795,000 | $4,310,000 | 54.2% | 0.2% |
| S1L, Inc. | $4,360,000 | $3,950,000 | -9.4% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $50,000 | $3,940,000 | 7,780.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,875,000 | $3,870,000 | -0.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $2,460,000 | $3,795,000 | 54.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,755,000 | $3,705,000 | -22.1% | 0.2% |
| Pinnacle Bank | $8,540,000 | $3,675,000 | -57.0% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $640,000 | $3,550,000 | 454.7% | 0.2% |
| ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC. | $2,395,000 | $3,435,000 | 43.4% | 0.2% |
| The Loan Store, Inc. | $2,480,000 | $3,420,000 | 37.9% | 0.2% |
| GUARANTEED RATE, INC. | $3,000,000 | $3,370,000 | 12.3% | 0.2% |
| Union Savings Bank | $2,570,000 | $3,280,000 | 27.6% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $585,000 | $3,175,000 | 442.7% | 0.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $2,170,000 | $3,055,000 | 40.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,990,000 | $3,025,000 | -56.7% | 0.2% |
| USAA Federal Savings Bank | $5,790,000 | $3,010,000 | -48.0% | 0.2% |
| JLB CORPORATION | $3,745,000 | $3,000,000 | -19.9% | 0.2% |
| BRIDGE | $865,000 | $2,955,000 | 241.6% | 0.2% |
| Wells Fargo Bank | $4,665,000 | $2,905,000 | -37.7% | 0.2% |
| Dollar Bank, Federal Savings Bank | $3,450,000 | $2,870,000 | -16.8% | 0.2% |
| Coastal Community Bank | $1,555,000 | $2,850,000 | 83.3% | 0.2% |
| Carrington Mortgage Services, LLC | $3,045,000 | $2,825,000 | -7.2% | 0.2% |
| ZILLOW HOME LOANS, LLC | $2,285,000 | $2,805,000 | 22.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $900,000 | $2,710,000 | 201.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,625,000 | $2,690,000 | 65.5% | 0.2% |
| Morgan Stanley Private Bank | $585,000 | $2,650,000 | 353.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,285,000 | $2,645,000 | 15.8% | 0.2% |
| Bank of America | $1,540,000 | $2,555,000 | 65.9% | 0.1% |
| Portage Community Bank | $1,125,000 | $2,550,000 | 126.7% | 0.1% |
| GUILD MORTGAGE COMPANY | $385,000 | $2,505,000 | 550.6% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,115,000 | $2,500,000 | 124.2% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $855,000 | $2,480,000 | 190.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,095,000 | $2,390,000 | 14.1% | 0.1% |
| Nations Lending Corporation | $1,130,000 | $2,300,000 | 103.5% | 0.1% |
| MidAtlantic Farm Credit, ACA | $2,285,000 | $2,290,000 | 0.2% | 0.1% |
| Marquette Savings Bank | $4,470,000 | $2,270,000 | -49.2% | 0.1% |
| Flagstar Bank, FSB | $14,290,000 | $2,235,000 | -84.4% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $2,585,000 | $2,170,000 | -16.1% | 0.1% |
| Stifel Bank and Trust | $2,475,000 | $2,130,000 | -13.9% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $200,000 | $2,125,000 | 962.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,340,000 | $2,035,000 | 51.9% | 0.1% |
| CARDINAL FINANCIAL | $2,140,000 | $1,990,000 | -7.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $250,000 | $1,950,000 | 680.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,570,000 | $1,900,000 | -26.1% | 0.1% |
| POLARIS HOME FUNDING CORP. | $1,100,000 | $1,780,000 | 61.8% | 0.1% |
| MICHIGAN MUTUAL, INC. | $2,495,000 | $1,730,000 | -30.7% | 0.1% |
| NFM, INC. | $2,315,000 | $1,705,000 | -26.3% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $1,195,000 | $1,700,000 | 42.3% | 0.1% |
| SPRING EQ, LLC | $430,000 | $1,665,000 | 287.2% | 0.1% |
| MYCUMORTGAGE, LLC | $1,425,000 | $1,605,000 | 12.6% | 0.1% |
| Civista Bank | $995,000 | $1,585,000 | 59.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,675,000 | $1,565,000 | -6.6% | 0.1% |
| YOUR HOME FINANCIAL LLC | $1,540,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,015,000 | $1,525,000 | -49.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,545,000 | $1,520,000 | -40.3% | 0.1% |
| EVANSVILLE TEACHERS | $195,000 | $1,485,000 | 661.5% | 0.1% |
| A&D Mortgage LLC | $635,000 | $1,435,000 | 126.0% | 0.1% |
| Plains Commerce Bank | $385,000 | $1,415,000 | 267.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,385,000 | $1,360,000 | -1.8% | 0.1% |
| The Andover Bank | $555,000 | $1,275,000 | 129.7% | 0.1% |
| Discover Bank | $3,820,000 | $1,260,000 | -67.0% | 0.1% |
| East Coast Capital Corp. | $1,215,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $2,080,000 | $1,200,000 | -42.3% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $345,000 | $1,185,000 | 243.5% | 0.1% |
| Mercer County Community FCU | $1,140,000 | $1,180,000 | 3.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $625,000 | $1,115,000 | 78.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,890,000 | $1,110,000 | -77.3% | 0.1% |
| Truist | $405,000 | $1,110,000 | 174.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $465,000 | $1,055,000 | 126.9% | 0.1% |
| Assurance Financial Group, L.L.C. | $1,050,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $865,000 | $1,040,000 | 20.2% | 0.1% |
| AMWEST FUNDING CORP. | $330,000 | $995,000 | 201.5% | 0.1% |
| The Federal Savings Bank | $1,780,000 | $980,000 | -44.9% | 0.1% |
| NEXERA HOLDING LLC | $875,000 | $945,000 | 8.0% | 0.1% |
| Luxury Mortgage Corp. | $940,000 | n/a | 0.1% | |
| ARMCO CREDIT UNION | $80,000 | $930,000 | 1,062.5% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,185,000 | $920,000 | -22.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $915,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $115,000 | $915,000 | 695.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $895,000 | $905,000 | 1.1% | 0.1% |
| MILEND, INC. | $205,000 | $890,000 | 334.1% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $260,000 | $880,000 | 238.5% | 0.1% |
| First Federal Bank | $1,025,000 | $880,000 | -14.1% | 0.1% |
| Washington Financial Bank | $820,000 | $825,000 | 0.6% | 0.0% |
| Merchants Bank of Indiana | $245,000 | $815,000 | 232.7% | 0.0% |
| PHH Mortgage Corporation | $1,010,000 | $805,000 | -20.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $185,000 | $800,000 | 332.4% | 0.0% |
| Northwest Bank | $2,410,000 | $775,000 | -67.8% | 0.0% |
| CLEARPATH LENDING | $255,000 | $755,000 | 196.1% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $740,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $45,000 | $725,000 | 1,511.1% | 0.0% |
| GENISYS | $35,000 | $695,000 | 1,885.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,185,000 | $690,000 | -41.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $950,000 | $670,000 | -29.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $650,000 | n/a | 0.0% | |
| CARDINAL CREDIT UNION, INC. | $645,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $1,585,000 | $645,000 | -59.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $920,000 | $640,000 | -30.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,150,000 | $635,000 | -44.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $890,000 | $605,000 | -32.0% | 0.0% |
| Pennian Bank | $65,000 | $595,000 | 815.4% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,210,000 | $585,000 | -51.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | $585,000 | 185.4% | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | $1,385,000 | $585,000 | -57.8% | 0.0% |
| M&T Bank | $345,000 | $580,000 | 68.1% | 0.0% |
| First Federal Savings and Loan Association of Lorain | $575,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $215,000 | $560,000 | 160.5% | 0.0% |
| GENEVA FINANCIAL, LLC | $210,000 | $545,000 | 159.5% | 0.0% |
| American Airlines Federal Credit Union | $520,000 | n/a | 0.0% | |
| Peoples Bank | $510,000 | n/a | 0.0% | |
| CHEVRON | $505,000 | n/a | 0.0% | |
| Gateway First Bank | $235,000 | $495,000 | 110.6% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $840,000 | $460,000 | -45.2% | 0.0% |
| OCMBC, INC. | $270,000 | $455,000 | 68.5% | 0.0% |
| Texana Bank | $225,000 | $455,000 | 102.2% | 0.0% |
| LAKE MICHIGAN CREDIT UNION | $1,345,000 | $445,000 | -66.9% | 0.0% |
| CNB Bank | $835,000 | $425,000 | -49.1% | 0.0% |
| General Mortgage Capital Corporation | $420,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $410,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $145,000 | $410,000 | 182.8% | 0.0% |
| UNIVERSITY Federal Credit Union | $405,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $155,000 | $400,000 | 158.1% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,510,000 | $400,000 | -73.5% | 0.0% |
| Brighton Bank | $335,000 | $395,000 | 17.9% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $395,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $540,000 | $390,000 | -27.8% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,455,000 | $380,000 | -73.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $485,000 | $375,000 | -22.7% | 0.0% |
| Virginia Credit Union, Inc. | $375,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| First Horizon Bank | $365,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $355,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $465,000 | $350,000 | -24.7% | 0.0% |
| 1st Summit Bank | $175,000 | $345,000 | 97.1% | 0.0% |
| RESIDENTIAL BANCORP | $345,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $185,000 | $335,000 | 81.1% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $330,000 | n/a | 0.0% | |
| STARK FEDERAL CREDIT UNION | $245,000 | $325,000 | 32.7% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $530,000 | $320,000 | -39.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $135,000 | $320,000 | 137.0% | 0.0% |
| T2 FINANCIAL LLC | $605,000 | $320,000 | -47.1% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $320,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $1,470,000 | $315,000 | -78.6% | 0.0% |
| Citibank | $305,000 | $310,000 | 1.6% | 0.0% |
| TELHIO | $310,000 | n/a | 0.0% | |
| BNY Mellon | $305,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| Magnolia Bank | $710,000 | $305,000 | -57.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $305,000 | n/a | 0.0% | |
| The Commercial and Savings Bank of Millersburg Ohio | $300,000 | n/a | 0.0% | |
| TD Bank | $80,000 | $295,000 | 268.8% | 0.0% |
| First National Bank of America | $230,000 | $290,000 | 26.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $95,000 | $285,000 | 200.0% | 0.0% |
| First Financial Bank | $285,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $710,000 | $285,000 | -59.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $285,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| Hometown Bank | $280,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $300,000 | $280,000 | -6.7% | 0.0% |
| ALLIANT CREDIT UNION | $225,000 | $275,000 | 22.2% | 0.0% |
| Citadel Servicing Corporation | $265,000 | $275,000 | 3.8% | 0.0% |
| Victorian Finance, LLC | $95,000 | $275,000 | 189.5% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $255,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $245,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $695,000 | $235,000 | -66.2% | 0.0% |
| CFSBANK | $245,000 | $230,000 | -6.1% | 0.0% |
| DIGITAL Federal Credit Union | $55,000 | $225,000 | 309.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $505,000 | $225,000 | -55.4% | 0.0% |
| RBC Bank, (Georgia) | $220,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $215,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $165,000 | $205,000 | 24.2% | 0.0% |
| CREDIT UNION OF OHIO | $205,000 | $200,000 | -2.4% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $200,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $85,000 | $195,000 | 129.4% | 0.0% |
| Boeing Employees Credit Union | $195,000 | n/a | 0.0% | |
| Pathways Financial Credit Union, Inc. | $195,000 | n/a | 0.0% | |
| CENTURY | $190,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $260,000 | $185,000 | -28.8% | 0.0% |
| First National Bank Texas | $355,000 | $185,000 | -47.9% | 0.0% |
| Independent Bank | $185,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $180,000 | n/a | 0.0% | |
| ASSOCIATED MORTGAGE BANKERS, INC. | $175,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $350,000 | $175,000 | -50.0% | 0.0% |
| State Financial Network, LLC | $485,000 | $175,000 | -63.9% | 0.0% |
| Uwharrie Bank | $175,000 | n/a | 0.0% | |
| Republic Bank of Chicago | $165,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $165,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $160,000 | n/a | 0.0% | |
| Day Air Credit Union, Inc | $145,000 | $155,000 | 6.9% | 0.0% |
| Mazuma Credit Union | $155,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $295,000 | $155,000 | -47.5% | 0.0% |
| USAlliance Federal Credit Union | $155,000 | n/a | 0.0% | |
| Widget Federal Credit Union | $155,000 | n/a | 0.0% | |
| Baxter Credit Union | $75,000 | $150,000 | 100.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $170,000 | $150,000 | -11.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $565,000 | $145,000 | -74.3% | 0.0% |
| GSF Mortgage Corporation | $5,065,000 | $135,000 | -97.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $195,000 | $135,000 | -30.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $130,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $125,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $125,000 | n/a | 0.0% | |
| The Park National Bank | $265,000 | $125,000 | -52.8% | 0.0% |
| US MORTGAGE CORPORATION | $120,000 | $125,000 | 4.2% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $800,000 | $115,000 | -85.6% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $160,000 | $115,000 | -28.1% | 0.0% |
| Premium Mortgage Corporation | $115,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Metro City Bank | $105,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $105,000 | n/a | 0.0% | |
| Sunflower Bank | $245,000 | $105,000 | -57.1% | 0.0% |
| TEG Federal Credit Union | $105,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | n/a | 0.0% | |
| Community Bank | $115,000 | $85,000 | -26.1% | 0.0% |
| Northpointe Bank | $85,000 | n/a | 0.0% | |
| RAIN CITY CAPITAL, LLC | $85,000 | n/a | 0.0% | |
| USX Federal Credit Union | $80,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $75,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $265,000 | $70,000 | -73.6% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| MORTGAGE CENTER L.C | $65,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $65,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $55,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $180,000 | $35,000 | -80.6% | 0.0% |
| Deere Employees Credit Union | $25,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $25,000 | $25,000 | 0.0% | 0.0% |
YOUNGSTOWN - WARREN - BOARDMAN's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 8.1%, is Ixonia Bank, having originated $140,990,000 in loans. In third place, with 6.6%, is Seven Seventeen Credit Union, having originated $115,410,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $102,745,000 in loans. In fifth place, with 5.5%, is The Farmers National Bank of Canfield, having originated $96,145,000 in loans.
YOUNGSTOWN - WARREN - BOARDMAN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $98,925 (10.4%) | $141,876 (6.8%) | 0.37 | 1,443 |
| 2018-02-01 | $95,950 (6.7%) | $141,417 (4.1%) | 0.35 | 1,397 |
| 2018-03-01 | $99,900 (5.3%) | $147,343 (8.0%) | 0.35 | 1,348 |
| 2018-04-01 | $105,700 (14.3%) | $147,521 (8.7%) | 0.36 | 1,292 |
| 2018-05-01 | $110,000 (14.7%) | $153,274 (9.2%) | 0.37 | 1,276 |
| 2018-06-01 | $109,900 (12.8%) | $151,886 (7.1%) | 0.37 | 1,309 |
| 2018-07-01 | $109,950 (10.1%) | $150,637 (7.5%) | 0.37 | 1,432 |
| 2018-08-01 | $115,075 (17.1%) | $154,342 (11.4%) | 0.39 | 1,469 |
| 2018-09-01 | $115,000 (15.0%) | $154,936 (10.0%) | 0.39 | 1,483 |
| 2018-10-01 | $115,450 (15.6%) | $154,952 (9.5%) | 0.39 | 1,501 |
| 2018-11-01 | $114,950 (9.5%) | $154,231 (7.1%) | 0.39 | 1,464 |
| 2018-12-01 | $114,900 (15.0%) | $152,418 (7.3%) | 0.40 | 1,341 |
| 2019-01-01 | $117,975 (19.3%) | $153,021 (7.9%) | 0.41 | 1,281 |
| 2019-02-01 | $118,950 (24.0%) | $153,952 (8.9%) | 0.40 | 1,220 |
| 2019-03-01 | $120,457 (20.6%) | $161,944 (9.9%) | 0.39 | 1,202 |
| 2019-04-01 | $120,257 (13.8%) | $167,338 (13.4%) | 0.38 | 1,217 |
| 2019-05-01 | $119,900 (9.0%) | $168,860 (10.2%) | 0.37 | 1,180 |
| 2019-06-01 | $125,000 (13.7%) | $173,830 (14.5%) | 0.39 | 1,243 |
| 2019-07-01 | $127,900 (16.3%) | $174,678 (16.0%) | 0.40 | 1,295 |
| 2019-08-01 | $125,700 (9.2%) | $171,753 (11.3%) | 0.40 | 1,331 |
| 2019-09-01 | $125,250 (8.9%) | $169,609 (9.5%) | 0.40 | 1,361 |
| 2019-10-01 | $124,900 (8.2%) | $168,856 (9.0%) | 0.40 | 1,379 |
| 2019-11-01 | $119,500 (4.0%) | $166,576 (8.0%) | 0.39 | 1,336 |
| 2019-12-01 | $115,000 (0.1%) | $163,448 (7.2%) | 0.38 | 1,261 |
| 2020-01-01 | $114,975 (-2.5%) | $163,256 (6.7%) | 0.38 | 1,158 |
| 2020-02-01 | $115,000 (-3.3%) | $162,012 (5.2%) | 0.38 | 1,035 |
| 2020-03-01 | $119,225 (-1.0%) | $166,236 (2.7%) | 0.37 | 917 |
| 2020-04-01 | $118,750 (-1.3%) | $168,363 (0.6%) | 0.37 | 864 |
| 2020-05-01 | $125,000 (4.3%) | $176,551 (4.6%) | 0.38 | 763 |
| 2020-06-01 | $129,900 (3.9%) | $185,475 (6.7%) | 0.38 | 694 |
| 2020-07-01 | $129,825 (1.5%) | $187,992 (7.6%) | 0.38 | 649 |
| 2020-08-01 | $134,325 (6.9%) | $188,498 (9.8%) | 0.38 | 636 |
| 2020-09-01 | $133,013 (6.2%) | $190,972 (12.6%) | 0.38 | 584 |
| 2020-10-01 | $134,900 (8.0%) | $191,671 (13.5%) | 0.39 | 613 |
| 2020-11-01 | $132,950 (11.3%) | $187,254 (12.4%) | 0.39 | 607 |
| 2020-12-01 | $134,925 (17.3%) | $191,987 (17.5%) | 0.40 | 565 |
| 2021-01-01 | $134,900 (17.3%) | $192,372 (17.8%) | 0.40 | 465 |
| 2021-02-01 | $133,200 (15.8%) | $195,472 (20.7%) | 0.39 | 380 |
| 2021-03-01 | $137,250 (15.1%) | $190,042 (14.3%) | 0.39 | 353 |
| 2021-04-01 | $134,975 (13.7%) | $193,594 (15.0%) | 0.37 | 330 |
| 2021-05-01 | $139,900 (11.9%) | $205,725 (16.5%) | 0.37 | 377 |
| 2021-06-01 | $134,975 (3.9%) | $193,111 (4.1%) | 0.36 | 464 |
| 2021-07-01 | $138,750 (6.9%) | $190,235 (1.2%) | 0.37 | 562 |
| 2021-08-01 | $131,200 (-2.3%) | $186,530 (-1.0%) | 0.35 | 617 |
| 2021-09-01 | $129,900 (-2.3%) | $182,637 (-4.4%) | 0.35 | 624 |
| 2021-10-01 | $129,900 (-3.7%) | $183,125 (-4.5%) | 0.35 | 619 |
| 2021-11-01 | $125,600 (-5.5%) | $176,834 (-5.6%) | 0.34 | 601 |
| 2021-12-01 | $124,950 (-7.4%) | $178,622 (-7.0%) | 0.34 | 524 |
| 2022-01-01 | $119,900 (-11.1%) | $172,447 (-10.4%) | 0.32 | 449 |
| 2022-02-01 | $118,500 (-11.0%) | $173,056 (-11.5%) | 0.31 | 361 |
| 2022-03-01 | $125,000 (-8.9%) | $183,816 (-3.3%) | 0.31 | 322 |
| 2022-04-01 | $129,900 (-3.8%) | $192,847 (-0.4%) | 0.31 | 351 |
| 2022-05-01 | $134,400 (-3.9%) | $192,804 (-6.3%) | 0.31 | 426 |
| 2022-06-01 | $148,375 (9.9%) | $205,633 (6.5%) | 0.33 | 513 |
| 2022-07-01 | $149,900 (8.0%) | $210,760 (10.8%) | 0.34 | 580 |
| 2022-08-01 | $149,900 (14.3%) | $209,038 (12.1%) | 0.35 | 636 |
| 2022-09-01 | $142,450 (9.7%) | $205,167 (12.3%) | 0.33 | 669 |
| 2022-10-01 | $144,950 (11.6%) | $200,487 (9.5%) | 0.34 | 663 |
| 2022-11-01 | $150,000 (19.4%) | $203,791 (15.2%) | 0.36 | 636 |
| 2022-12-01 | $149,500 (19.7%) | $201,033 (12.6%) | 0.37 | 595 |
| 2023-01-01 | $149,900 (25.0%) | $202,215 (17.3%) | 0.37 | 500 |
| 2023-02-01 | $157,250 (32.7%) | $204,280 (18.0%) | 0.38 | 430 |
| 2023-03-01 | $164,950 (32.0%) | $221,678 (20.6%) | 0.39 | 420 |
| 2023-04-01 | $162,000 (24.7%) | $228,902 (18.7%) | 0.38 | 392 |
| 2023-05-01 | $165,200 (22.9%) | $236,266 (22.5%) | 0.37 | 390 |
| 2023-06-01 | $174,900 (17.9%) | $240,204 (16.8%) | 0.39 | 420 |
| 2023-07-01 | $175,000 (16.7%) | $244,981 (16.2%) | 0.40 | 455 |
| 2023-08-01 | $184,950 (23.4%) | $245,849 (17.6%) | 0.42 | 509 |
| 2023-09-01 | $178,000 (25.0%) | $238,407 (16.2%) | 0.41 | 617 |
| 2023-10-01 | $172,450 (19.0%) | $233,773 (16.6%) | 0.41 | 693 |
| 2023-11-01 | $169,900 (13.3%) | $226,386 (11.1%) | 0.40 | 689 |
| 2023-12-01 | $164,500 (10.0%) | $224,116 (11.5%) | 0.40 | 676 |
| 2024-01-01 | $169,900 (13.3%) | $228,572 (13.0%) | 0.41 | 617 |
| 2024-02-01 | $167,000 (6.2%) | $228,991 (12.1%) | 0.40 | 560 |
| 2024-03-01 | $179,900 (9.1%) | $242,046 (9.2%) | 0.42 | 518 |
| 2024-04-01 | $179,950 (11.1%) | $250,101 (9.3%) | 0.42 | 487 |
| 2024-05-01 | $191,950 (16.2%) | $260,305 (10.2%) | 0.44 | 507 |
| 2024-06-01 | $190,000 (8.6%) | $253,217 (5.4%) | 0.43 | 577 |
| 2024-07-01 | $197,475 (12.8%) | $253,216 (3.4%) | 0.45 | 602 |
| 2024-08-01 | $199,527 (7.9%) | $250,999 (2.1%) | 0.46 | 688 |
| 2024-09-01 | $206,750 (16.2%) | $254,723 (6.8%) | 0.49 | 757 |
| 2024-10-01 | $197,425 (14.5%) | $255,157 (9.2%) | 0.47 | 780 |
| 2024-11-01 | $192,700 (13.4%) | $251,462 (11.1%) | 0.46 | 822 |
| 2024-12-01 | $185,000 (12.5%) | $242,052 (8.0%) | 0.46 | 780 |
| 2025-01-01 | $179,450 (5.6%) | $237,693 (4.0%) | 0.45 | 724 |
| 2025-02-01 | $175,000 (4.8%) | $235,981 (3.1%) | 0.42 | 675 |
| 2025-03-01 | $184,500 (2.6%) | $249,087 (2.9%) | 0.43 | 646 |
| 2025-04-01 | $188,950 (5.0%) | $254,641 (1.8%) | 0.44 | 653 |
| 2025-05-01 | $189,900 (-1.1%) | $252,933 (-2.8%) | 0.43 | 650 |
| 2025-06-01 | $212,425 (11.8%) | $258,592 (2.1%) | 0.48 | 706 |
| 2025-07-01 | $209,225 (6.0%) | $268,314 (6.0%) | 0.48 | 776 |
| 2025-08-01 | $209,700 (5.1%) | $263,341 (4.9%) | 0.49 | 782 |
| 2025-09-01 | $209,975 (1.6%) | $268,138 (5.3%) | 0.49 | 854 |
| 2025-10-01 | $207,625 (5.2%) | $267,474 (4.8%) | 0.49 | 868 |
| 2025-11-01 | $199,000 (3.3%) | $265,217 (5.5%) | 0.48 | 871 |
| 2025-12-01 | $196,500 (6.2%) | $265,527 (9.7%) | 0.49 | 858 |
| 2026-01-01 | $189,000 (5.3%) | $264,509 (11.3%) | 0.47 | 814 |
| 2026-02-01 | $189,000 (8.0%) | $268,601 (13.8%) | 0.47 | 720 |
| 2026-03-01 | $186,169 (0.9%) | $271,297 (8.9%) | 0.45 | 688 |
| 2026-04-01 | $187,400 (-0.8%) | $274,382 (7.8%) | 0.44 | 681 |
| 2026-05-01 | $199,000 (4.8%) | $282,254 (11.6%) | 0.46 | 714 |
| 2026-06-01 | $199,950 (-5.9%) | $278,522 (7.7%) | 0.47 | 764 |
| 2026-07-01 | $199,900 (-4.5%) | $269,278 (0.4%) | 0.47 | 877 |
| 2026-08-01 | $201,250 (-4.0%) | $267,762 (1.7%) | 0.47 | 947 |
| 2026-09-01 | $208,438 (-0.7%) | $269,429 (0.5%) | 0.00 | 978 |
| 2026-10-01 | $199,950 (-3.7%) | $267,843 (0.1%) | 0.00 | 1,060 |
YOUNGSTOWN - WARREN - BOARDMAN's median listing price comes in at 0% of the national average.
YOUNGSTOWN - WARREN - BOARDMAN's average listing price for 2026-10-01 was $267,843, a difference of $369 (0.1%) versus the prior year and $-1,586 versus the prior month.
For the 2026-10-01 period, YOUNGSTOWN - WARREN - BOARDMAN had 1,060 MLS listings, a difference of 82 listings (8%) versus the prior month and 192 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YOUNGSTOWN - WARREN - BOARDMAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 94 days | 1,508 sqft |
| 2018-02-01 | 94 days | 1,506 sqft |
| 2018-03-01 | 74 days | 1,508 sqft |
| 2018-04-01 | 70 days | 1,514 sqft |
| 2018-05-01 | 67 days | 1,533 sqft |
| 2018-06-01 | 61 days | 1,571 sqft |
| 2018-07-01 | 57 days | 1,677 sqft |
| 2018-08-01 | 57 days | 1,698 sqft |
| 2018-09-01 | 58 days | 1,700 sqft |
| 2018-10-01 | 62 days | 1,705 sqft |
| 2018-11-01 | 67 days | 1,695 sqft |
| 2018-12-01 | 82 days | 1,688 sqft |
| 2019-01-01 | 90 days | 1,687 sqft |
| 2019-02-01 | 89 days | 1,701 sqft |
| 2019-03-01 | 71 days | 1,704 sqft |
| 2019-04-01 | 60 days | 1,703 sqft |
| 2019-05-01 | 60 days | 1,623 sqft |
| 2019-06-01 | 61 days | 1,632 sqft |
| 2019-07-01 | 60 days | 1,639 sqft |
| 2019-08-01 | 62 days | 1,651 sqft |
| 2019-09-01 | 64 days | 1,675 sqft |
| 2019-10-01 | 66 days | 1,687 sqft |
| 2019-11-01 | 76 days | 1,680 sqft |
| 2019-12-01 | 85 days | 1,667 sqft |
| 2020-01-01 | 94 days | 1,644 sqft |
| 2020-02-01 | 93 days | 1,648 sqft |
| 2020-03-01 | 79 days | 1,642 sqft |
| 2020-04-01 | 70 days | 1,628 sqft |
| 2020-05-01 | 85 days | 1,665 sqft |
| 2020-06-01 | 81 days | 1,681 sqft |
| 2020-07-01 | 51 days | 1,746 sqft |
| 2020-08-01 | 50 days | 1,688 sqft |
| 2020-09-01 | 60 days | 1,705 sqft |
| 2020-10-01 | 57 days | 1,720 sqft |
| 2020-11-01 | 58 days | 1,680 sqft |
| 2020-12-01 | 69 days | 1,689 sqft |
| 2021-01-01 | 79 days | 1,668 sqft |
| 2021-02-01 | 69 days | 1,666 sqft |
| 2021-03-01 | 51 days | 1,655 sqft |
| 2021-04-01 | 42 days | 1,657 sqft |
| 2021-05-01 | 38 days | 1,692 sqft |
| 2021-06-01 | 31 days | 1,601 sqft |
| 2021-07-01 | 34 days | 1,540 sqft |
| 2021-08-01 | 40 days | 1,533 sqft |
| 2021-09-01 | 45 days | 1,505 sqft |
| 2021-10-01 | 46 days | 1,500 sqft |
| 2021-11-01 | 46 days | 1,519 sqft |
| 2021-12-01 | 53 days | 1,500 sqft |
| 2022-01-01 | 66 days | 1,456 sqft |
| 2022-02-01 | 60 days | 1,450 sqft |
| 2022-03-01 | 48 days | 1,481 sqft |
| 2022-04-01 | 35 days | 1,526 sqft |
| 2022-05-01 | 32 days | 1,506 sqft |
| 2022-06-01 | 33 days | 1,570 sqft |
| 2022-07-01 | 36 days | 1,598 sqft |
| 2022-08-01 | 40 days | 1,608 sqft |
| 2022-09-01 | 44 days | 1,593 sqft |
| 2022-10-01 | 46 days | 1,570 sqft |
| 2022-11-01 | 49 days | 1,592 sqft |
| 2022-12-01 | 58 days | 1,547 sqft |
| 2023-01-01 | 67 days | 1,570 sqft |
| 2023-02-01 | 55 days | 1,557 sqft |
| 2023-03-01 | 45 days | 1,620 sqft |
| 2023-04-01 | 47 days | 1,614 sqft |
| 2023-05-01 | 41 days | 1,592 sqft |
| 2023-06-01 | 37 days | 1,655 sqft |
| 2023-07-01 | 37 days | 1,675 sqft |
| 2023-08-01 | 38 days | 1,714 sqft |
| 2023-09-01 | 37 days | 1,646 sqft |
| 2023-10-01 | 40 days | 1,610 sqft |
| 2023-11-01 | 44 days | 1,623 sqft |
| 2023-12-01 | 52 days | 1,568 sqft |
| 2024-01-01 | 66 days | 1,605 sqft |
| 2024-02-01 | 64 days | 1,600 sqft |
| 2024-03-01 | 52 days | 1,650 sqft |
| 2024-04-01 | 44 days | 1,650 sqft |
| 2024-05-01 | 38 days | 1,671 sqft |
| 2024-06-01 | 40 days | 1,676 sqft |
| 2024-07-01 | 43 days | 1,651 sqft |
| 2024-08-01 | 40 days | 1,671 sqft |
| 2024-09-01 | 41 days | 1,725 sqft |
| 2024-10-01 | 46 days | 1,684 sqft |
| 2024-11-01 | 52 days | 1,634 sqft |
| 2024-12-01 | 61 days | 1,620 sqft |
| 2025-01-01 | 74 days | 1,604 sqft |
| 2025-02-01 | 74 days | 1,616 sqft |
| 2025-03-01 | 53 days | 1,689 sqft |
| 2025-04-01 | 48 days | 1,682 sqft |
| 2025-05-01 | 45 days | 1,667 sqft |
| 2025-06-01 | 39 days | 1,729 sqft |
| 2025-07-01 | 41 days | 1,724 sqft |
| 2025-08-01 | 45 days | 1,750 sqft |
| 2025-09-01 | 47 days | 1,714 sqft |
| 2025-10-01 | 49 days | 1,715 sqft |
| 2025-11-01 | 54 days | 1,662 sqft |
| 2025-12-01 | 63 days | 1,679 sqft |
| 2026-01-01 | 67 days | 1,653 sqft |
| 2026-02-01 | 69 days | 1,618 sqft |
| 2026-03-01 | 57 days | 1,607 sqft |
| 2026-04-01 | 49 days | 1,630 sqft |
| 2026-05-01 | 44 days | 1,704 sqft |
| 2026-06-01 | 42 days | 1,726 sqft |
| 2026-07-01 | 43 days | 1,718 sqft |
| 2026-08-01 | 46 days | 1,708 sqft |
| 2026-09-01 | 0 days | 1,707 sqft |
| 2026-10-01 | 0 days | 1,698 sqft |
YOUNGSTOWN - WARREN - BOARDMAN's median square footage for active listings during the 2026-10-01 period was 1,698 sqft. One year prior, the average listing was 1,715 sqft.
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,239 | $984,505,000 | $187,918 |
| Home Improvement | 1,847 | $137,515,000 | $74,453 |
| Cash Out Refi | 1,817 | $241,725,000 | $133,035 |
| Refi | 1,586 | $268,790,000 | $169,477 |
| Other | 1,151 | $103,945,000 | $90,308 |
| NA | 1 | $105,000 | $105,000 |
Youngstown - Warren - Boardman's most frequently cited loan purpose was Home Purchase, with 5,239 originations. The 2nd most popular reason was Home Improvement, with 1,847 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,172 | $886,110,000 | $171,328 |
| 7-8% | 2,418 | $322,610,000 | $133,420 |
| Over 8% | 1,847 | $129,455,000 | $70,089 |
| 5-6% | 1,305 | $255,035,000 | $195,429 |
| 3-4% | 129 | $14,815,000 | $114,845 |
| 4-5% | 97 | $19,245,000 | $198,402 |
| <2.5% | 63 | $1,015,000 | $16,111 |
| 2.5-3% | 4 | $430,000 | $107,500 |
During 2025, Youngstown - Warren - Boardman's most frequently originated rate bucket was 6-7%, with 5,172 originations.
Loan Sizing (YOUNGSTOWN-WARREN-BOARDMAN, OH-PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 4,805 | $268,395,000 | $55,857 |
| $100k-200k | 4,189 | $601,295,000 | $143,541 |
| $200k-400k | 2,238 | $590,640,000 | $263,914 |
| $400k-600k | 289 | $137,075,000 | $474,308 |
| $600k-1000k | 95 | $68,395,000 | $719,947 |
| $Over $1MM | 25 | $70,785,000 | $2,831,400 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw the bucket of loans from $100,000 or less with 4,805 originations, totaling $268,395,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,216 | $817,640,000 | $193,937 |
| 60-80% | 2,231 | $396,915,000 | $177,909 |
| 20-40% | 1,902 | $145,680,000 | $76,593 |
| 40-60% | 1,300 | $170,530,000 | $131,177 |
| Under 20% | 1,192 | $47,210,000 | $39,606 |
| Over 100% | 82 | $24,690,000 | $301,098 |
YOUNGSTOWN - WARREN - BOARDMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,216 originations, totaling $817,640,000 in origination value.