Safford Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Safford averaged 6.88% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.79% and one month ago for the week of 2025-02-27, the average rate was 6.7%.

    Safford's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Safford 30 Year Fixed Rate 2025-04-03 6.88%
    Safford 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Safford 15 Year Fixed Rate 2025-04-03 5.92%
    Safford 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Safford 30 Year FHA 2025-04-03 6.45%
    Safford 30 Year FHA Refi 2025-04-03 6.16%
    Safford 30 Year USDA 2025-04-03 6.52%
    Safford 30 Year USDA Refi 2025-04-03 6.42%
    Safford 30 Year VA 2025-04-03 5.96%
    Safford 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Safford, AZ.

    Safford Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Safford, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    OneAZ Credit Union 35 6.20% $5,260
    QUICKEN LOANS, LLC 18 6.69% $7,982
    NOVA FINANCIAL & INVESTMENT CORPORATION 13 7.12% $3,594
    AMERICAN PACIFIC MORTGAGE CORPORATION 12 6.76% $8,565
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 6.93% $11,539
    UNITED WHOLESALE MORTGAGE, LLC 8 6.32% $10,011
    JPMorgan Chase Bank 6 6.60% $3,252
    Mr. Cooper ( Nationstar Mortgage ) 6 6.87% $6,126
    S1L, Inc. 5 7.08% $6,256
    BAY EQUITY LLC 4 6.56% $8,046
    SUN AMERICAN MORTGAGE COMPANY 3 6.67% $4,448
    The Loan Store, Inc. 3 7.04% $7,800
    ALTITUDE FINANCIAL CORPORATION 3 7.04% $3,420
    MORIA DEVELOPMENT, INC. 2 6.69% $3,836
    CMG MORTGAGE, INC. 2 7.00% $7,303
    CROSSCOUNTRY MORTGAGE, LLC 2 6.25% $5,563
    MICHIGAN MUTUAL, INC. 2 6.63% $8,179
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $8,640
    USAA Federal Savings Bank 2 6.88% $8,723
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.88% $9,475
    GUARANTEED RATE, INC. 1 6.63% $6,322
    VANTAGE WEST 1 6.25% $2,686
    NEXERA HOLDING LLC 1 8.25% $9,943
    First National Bank Texas 1 6.49% $7,846
    OCMBC, INC. 1 9.63% $8,387
    First Federal Bank 1 6.50% $3,824
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.49% $2,806
    Paramount Residential Mortgage Group, Inc. 1 7.50% $12,396
    PARTNER COLORADO 1 6.63% $10,847
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $7,950
    PLAZA HOME MORTGAGE, INC. 1 7.88% $7,776
    EMM LOANS LLC 1 6.63% $28,091
    CREDIT UNION WEST 1 5.88% $6,440
    Bell Bank 1 7.63% $3,727
    AMERICAN FINANCING CORPORATION 1 5.25% $8,425
    UNION HOME MORTGAGE CORP. 1 6.88% $6,897
    LOANDEPOT.COM, LLC 1 6.63% $7,346
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.00% $3,084
    Morgan Stanley Private Bank 1 6.35% $3,695

    Safford Average Closing Costs & Other Stats

    Safford, AZ's 39 lenders originated 634 loans during 2024. The total origination value was $143,210,000, with an average loan value of $225,883.

    Safford's average closing costs are $6,313.

    The top Safford lender as defined by loan originations is OneAZ Credit Union, with 35 loans originated. Their average total fees are $5,260, which is $2,722 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Safford lenders (with over 10 loans originated) are NOVA FINANCIAL & INVESTMENT CORPORATION ($3,594), OneAZ Credit Union ($5,260), QUICKEN LOANS, LLC ($7,982), AMERICAN PACIFIC MORTGAGE CORPORATION ($8,565) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($11,539).

    The lowest rate Safford lenders (with over 10 loans originated) are OneAZ Credit Union (6.20%), QUICKEN LOANS, LLC (6.69%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.76%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.93%) and NOVA FINANCIAL & INVESTMENT CORPORATION (7.12%).

    Safford, AZ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,960,000 $23,175,000 16.1% 16.2%
    OneAZ Credit Union $11,510,000 $17,505,000 52.1% 12.2%
    QUICKEN LOANS, LLC $8,230,000 $11,445,000 39.1% 8.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $8,015,000 $9,565,000 19.3% 6.7%
    UNITED WHOLESALE MORTGAGE, LLC $5,470,000 $9,290,000 69.8% 6.5%
    NOVA FINANCIAL & INVESTMENT CORPORATION $9,045,000 $9,270,000 2.5% 6.5%
    Zions Bank $1,005,000 $5,355,000 432.8% 3.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,260,000 $3,685,000 192.5% 2.6%
    S1L, Inc. $195,000 $2,870,000 1,371.8% 2.0%
    BAY EQUITY LLC $2,765,000 $2,705,000 -2.2% 1.9%
    SUN AMERICAN MORTGAGE COMPANY $3,525,000 $2,290,000 -35.0% 1.6%
    PLAZA HOME MORTGAGE, INC. $165,000 $2,245,000 1,260.6% 1.6%
    JPMorgan Chase Bank $845,000 $2,010,000 137.9% 1.4%
    FREEDOM MORTGAGE CORPORATION $855,000 $1,580,000 84.8% 1.1%
    The Loan Store, Inc. $205,000 $1,530,000 646.3% 1.1%
    LOANDEPOT.COM, LLC $155,000 $1,495,000 864.5% 1.0%
    Mortgage Research Center, LLC $1,760,000 $1,190,000 -32.4% 0.8%
    Equity Prime Mortgage LLC $600,000 $1,180,000 96.7% 0.8%
    USAA Federal Savings Bank $510,000 $1,105,000 116.7% 0.8%
    ALTITUDE FINANCIAL CORPORATION $1,055,000 $1,035,000 -1.9% 0.7%
    PENNYMAC LOAN SERVICES, LLC $780,000 $975,000 25.0% 0.7%
    PIMA Federal Credit Union $1,155,000 $955,000 -17.3% 0.7%
    Figure Lending LLC $35,000 $950,000 2,614.3% 0.7%
    GUILD MORTGAGE COMPANY $9,010,000 $925,000 -89.7% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $305,000 $895,000 193.4% 0.6%
    NAVY FEDERAL CREDIT UNION $405,000 $865,000 113.6% 0.6%
    Paramount Residential Mortgage Group, Inc. $795,000 n/a 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $400,000 $785,000 96.3% 0.5%
    MICHIGAN MUTUAL, INC. $780,000 n/a 0.5%
    Plains Commerce Bank $465,000 $760,000 63.4% 0.5%
    CMG MORTGAGE, INC. $345,000 $715,000 107.2% 0.5%
    EMM LOANS LLC $655,000 n/a 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $360,000 $600,000 66.7% 0.4%
    First National Bank Texas $580,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $560,000 n/a 0.4%
    GUARANTEED RATE, INC. $550,000 n/a 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $515,000 $550,000 6.8% 0.4%
    CLEARPATH LENDING $530,000 n/a 0.4%
    NEXERA HOLDING LLC $525,000 n/a 0.4%
    CREDIT UNION WEST $520,000 n/a 0.4%
    Bank of America $515,000 n/a 0.4%
    LOANPAL, LLC $290,000 $515,000 77.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $500,000 n/a 0.3%
    MORIA DEVELOPMENT, INC. $495,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $685,000 $490,000 -28.5% 0.3%
    Flagstar Bank, FSB $945,000 $475,000 -49.7% 0.3%
    Ally Bank $465,000 n/a 0.3%
    Morgan Stanley Private Bank $465,000 n/a 0.3%
    U.S. Bank $55,000 $450,000 718.2% 0.3%
    NEWREZ LLC $440,000 n/a 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $440,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $85,000 $420,000 394.1% 0.3%
    HUGHES FEDERAL CREDIT UNION $325,000 $415,000 27.7% 0.3%
    PARTNER COLORADO $415,000 n/a 0.3%
    VERITAS FUNDING, LLC $410,000 n/a 0.3%
    AMERICA FIRST $195,000 $390,000 100.0% 0.3%
    21ST MORTGAGE CORPORATION $665,000 $350,000 -47.4% 0.2%
    American Southwest Credit Union $345,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $225,000 $345,000 53.3% 0.2%
    Prosperity Home Mortgage, LLC $325,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $325,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $320,000 n/a 0.2%
    DESERT FINANCIAL FEDERAL CREDIT UNION $405,000 $300,000 -25.9% 0.2%
    HOMESIDE FINANCIAL, LLC $300,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $215,000 $295,000 37.2% 0.2%
    STARBOARD FINANCIAL MANAGEMENT, LLC $295,000 n/a 0.2%
    AMERITRUST MORTGAGE CORPORATION $275,000 n/a 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $265,000 n/a 0.2%
    First Federal Bank $265,000 n/a 0.2%
    PNC Bank $240,000 $265,000 10.4% 0.2%
    GENEVA FINANCIAL, LLC $85,000 $255,000 200.0% 0.2%
    MOVEMENT MORTGAGE, LLC $255,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $305,000 $255,000 -16.4% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $255,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $240,000 220.0% 0.2%
    Franklin Loan Corporation $235,000 n/a 0.2%
    JMAC LENDING, INC. $225,000 n/a 0.2%
    Magnolia Bank $205,000 $215,000 4.9% 0.2%
    VANTAGE WEST $215,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $460,000 $205,000 -55.4% 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $185,000 $205,000 10.8% 0.1%
    Lakeview Community Capital, LLC $205,000 n/a 0.1%
    LOGIX FEDERAL CREDIT UNION $205,000 n/a 0.1%
    MOUNTAIN AMERICA $420,000 $200,000 -52.4% 0.1%
    Loan Simple, Inc. $195,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $185,000 n/a 0.1%
    Bell Bank $175,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $175,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $600,000 $165,000 -72.5% 0.1%
    TOP FLITE FINANCIAL, INC. $215,000 $145,000 -32.6% 0.1%
    PYRAMID $135,000 n/a 0.1%
    QUORUM FEDERAL CREDIT UNION $135,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $135,000 n/a 0.1%
    OCMBC, INC. $575,000 $125,000 -78.3% 0.1%
    GTE Federal Credit Union $95,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.1%
    KINECTA $65,000 n/a 0.0%
    Coastal Community Bank $115,000 $60,000 -47.8% 0.0%

    Safford's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 16.2% market share. In second place, with 12.2%, is OneAZ Credit Union, having originated $17,505,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $11,445,000 in loans. In fourth place, with 6.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $9,565,000 in loans. In fifth place, with 6.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,290,000 in loans.

    Safford Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Safford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $170,600 (7.3%) $203,766 (11.9%) 0.00 85
    2018-02-01 $173,250 (1.9%) $205,433 (11.6%) 0.00 81
    2018-03-01 $179,700 (-0.1%) $211,267 (7.1%) 0.00 80
    2018-04-01 $179,125 (2.4%) $208,209 (6.3%) 0.00 85
    2018-05-01 $179,350 (8.4%) $204,458 (6.8%) 0.00 81
    2018-06-01 $179,900 (6.5%) $205,004 (5.7%) 0.00 99
    2018-07-01 $184,243 (7.7%) $213,696 (7.3%) 0.00 94
    2018-08-01 $184,200 (5.9%) $211,214 (4.6%) 0.00 93
    2018-09-01 $180,998 (3.4%) $208,521 (1.6%) 0.00 98
    2018-10-01 $179,900 (3.0%) $204,600 (3.0%) 0.00 98
    2018-11-01 $178,050 (4.8%) $198,092 (0.1%) 0.00 91
    2018-12-01 $174,000 (4.7%) $190,741 (1.7%) 0.00 89
    2019-01-01 $175,000 (2.6%) $186,700 (-8.4%) 0.00 82
    2019-02-01 $175,000 (1.0%) $188,744 (-8.1%) 0.00 76
    2019-03-01 $185,286 (3.1%) $212,270 (0.5%) 0.00 73
    2019-04-01 $196,286 (9.6%) $238,615 (14.6%) 0.00 70
    2019-05-01 $213,850 (19.2%) $255,946 (25.2%) 0.00 67
    2019-06-01 $219,515 (22.0%) $260,263 (27.0%) 0.00 67
    2019-07-01 $223,700 (21.4%) $271,679 (27.1%) 0.00 64
    2019-08-01 $216,040 (17.3%) $270,737 (28.2%) 0.00 69
    2019-09-01 $206,799 (14.3%) $266,413 (27.8%) 0.00 78
    2019-10-01 $199,256 (10.8%) $260,362 (27.3%) 0.00 84
    2019-11-01 $196,750 (10.5%) $254,847 (28.7%) 0.00 90
    2019-12-01 $193,125 (11.0%) $245,800 (28.9%) 0.00 89
    2020-01-01 $196,725 (12.4%) $254,212 (36.2%) 0.00 75
    2020-02-01 $219,998 (25.7%) $264,833 (40.3%) 0.00 78
    2020-03-01 $218,699 (18.0%) $271,861 (28.1%) 0.00 67
    2020-04-01 $209,995 (7.0%) $257,829 (8.1%) 0.00 61
    2020-05-01 $220,000 (2.9%) $250,889 (-2.0%) 0.00 57
    2020-06-01 $217,475 (-0.9%) $255,874 (-1.7%) 0.00 47
    2020-07-01 $220,500 (-1.4%) $265,769 (-2.2%) 0.00 40
    2020-08-01 $237,000 (9.7%) $291,915 (7.8%) 0.00 34
    2020-09-01 $241,725 (16.9%) $328,528 (23.3%) 0.00 30
    2020-10-01 $237,000 (18.9%) $289,369 (11.1%) 0.00 40
    2020-11-01 $235,000 (19.4%) $296,647 (16.4%) 0.00 44
    2020-12-01 $234,950 (21.7%) $311,915 (26.9%) 0.00 39
    2021-01-01 $230,000 (16.9%) $272,840 (7.3%) 0.00 44
    2021-02-01 $201,700 (-8.3%) $255,679 (-3.5%) 0.00 38
    2021-03-01 $223,750 (2.3%) $283,303 (4.2%) 0.00 32
    2021-04-01 $216,999 (3.3%) $276,592 (7.3%) 0.00 26
    2021-05-01 $229,500 (4.3%) $272,952 (8.8%) 0.00 23
    2021-06-01 $249,950 (14.9%) $282,778 (10.5%) 0.00 27
    2021-07-01 $249,900 (13.3%) $273,603 (3.0%) 0.00 32
    2021-08-01 $289,375 (22.1%) $325,226 (11.4%) 0.00 39
    2021-09-01 $257,225 (6.4%) $318,387 (-3.1%) 0.00 42
    2021-10-01 $273,500 (15.4%) $320,113 (10.6%) 0.00 52
    2021-11-01 $286,750 (22.0%) $321,764 (8.5%) 0.00 52
    2021-12-01 $295,475 (25.8%) $325,977 (4.5%) 0.00 43
    2022-01-01 $299,000 (30.0%) $330,851 (21.3%) 0.00 40
    2022-02-01 $317,000 (57.2%) $356,644 (39.5%) 0.00 37
    2022-03-01 $298,500 (33.4%) $364,617 (28.7%) 0.00 38
    2022-04-01 $279,900 (29.0%) $322,715 (16.7%) 0.00 31
    2022-05-01 $307,000 (33.8%) $351,652 (28.8%) 0.00 39
    2022-06-01 $305,000 (22.0%) $354,432 (25.3%) 0.00 54
    2022-07-01 $317,500 (27.1%) $363,667 (32.9%) 0.00 62
    2022-08-01 $322,450 (11.4%) $353,157 (8.6%) 0.00 76
    2022-09-01 $311,250 (21.0%) $373,156 (17.2%) 0.00 82
    2022-10-01 $300,000 (9.7%) $365,581 (14.2%) 0.00 90
    2022-11-01 $299,450 (4.4%) $362,533 (12.7%) 0.00 76
    2022-12-01 $292,000 (-1.2%) $355,909 (9.2%) 0.00 65
    2023-01-01 $299,000 (0.0%) $372,974 (12.7%) 0.00 54
    2023-02-01 $330,375 (4.2%) $347,112 (-2.7%) 0.00 43
    2023-03-01 $305,000 (2.2%) $362,333 (-0.6%) 0.00 42
    2023-04-01 $305,000 (9.0%) $387,340 (20.0%) 0.00 38
    2023-05-01 $328,500 (7.0%) $407,400 (15.9%) 0.00 36
    2023-06-01 $340,000 (11.5%) $431,846 (21.8%) 0.00 33
    2023-07-01 $360,000 (13.4%) $428,855 (17.9%) 0.00 36
    2023-08-01 $360,000 (11.7%) $391,804 (10.9%) 0.00 43
    2023-09-01 $372,000 (19.5%) $512,418 (37.3%) 0.00 48
    2023-10-01 $379,950 (26.7%) $515,665 (41.1%) 0.00 55
    2023-11-01 $372,250 (24.3%) $506,326 (39.7%) 0.00 57
    2023-12-01 $379,995 (30.1%) $521,103 (46.4%) 0.00 55
    2024-01-01 $384,500 (28.6%) $534,713 (43.4%) 0.00 48
    2024-02-01 $373,749 (13.1%) $417,315 (20.2%) 0.00 45
    2024-03-01 $369,995 (21.3%) $416,207 (14.9%) 0.00 51
    2024-04-01 $370,000 (21.3%) $423,263 (9.3%) 0.00 48
    2024-05-01 $369,998 (12.6%) $419,603 (3.0%) 0.00 51
    2024-06-01 $362,500 (6.6%) $409,511 (-5.2%) 0.00 51
    2024-07-01 $370,000 (2.8%) $412,737 (-3.8%) 0.00 58
    2024-08-01 $375,000 (4.2%) $410,219 (4.7%) 0.00 60
    2024-09-01 $375,000 (0.8%) $394,375 (-23.0%) 0.00 51
    2024-10-01 $398,500 (4.9%) $396,639 (-23.1%) 0.00 61
    2024-11-01 $400,000 (7.5%) $394,134 (-22.2%) 0.00 68
    2024-12-01 $402,500 (5.9%) $394,784 (-24.2%) 0.00 67
    2025-01-01 $411,225 (7.0%) $402,544 (-24.7%) 0.00 63
    2025-02-01 $371,500 (-0.6%) $367,915 (-11.8%) 0.00 71
    2025-03-01 $367,500 (-0.7%) $375,554 (-9.8%) 0.00 79
    Safford's median listing price for 2025-03-01 was $367,500, a difference of $-2,495 (-0.7%) versus the prior year and $-4,000 versus the prior month.

    Safford's median listing price comes in at 0% of the national average.

    Safford's average listing price for 2025-03-01 was $375,554, a difference of $-40,653 (-9.8%) versus the prior year and $7,639 versus the prior month.

    For the 2025-03-01 period, Safford had 79 MLS listings, a difference of 8 listings (11%) versus the prior month and 28 listings (55%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Safford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,840 sqft
    2018-02-01 0 days 1,840 sqft
    2018-03-01 0 days 1,897 sqft
    2018-04-01 0 days 1,856 sqft
    2018-05-01 0 days 1,771 sqft
    2018-06-01 0 days 1,696 sqft
    2018-07-01 0 days 1,746 sqft
    2018-08-01 0 days 1,718 sqft
    2018-09-01 0 days 1,748 sqft
    2018-10-01 0 days 1,748 sqft
    2018-11-01 0 days 1,677 sqft
    2018-12-01 0 days 1,664 sqft
    2019-01-01 0 days 1,673 sqft
    2019-02-01 0 days 1,635 sqft
    2019-03-01 0 days 1,683 sqft
    2019-04-01 0 days 1,740 sqft
    2019-05-01 0 days 1,985 sqft
    2019-06-01 0 days 1,990 sqft
    2019-07-01 0 days 1,983 sqft
    2019-08-01 0 days 1,942 sqft
    2019-09-01 0 days 1,906 sqft
    2019-10-01 0 days 1,880 sqft
    2019-11-01 0 days 1,875 sqft
    2019-12-01 0 days 1,880 sqft
    2020-01-01 0 days 1,812 sqft
    2020-02-01 0 days 1,812 sqft
    2020-03-01 0 days 1,925 sqft
    2020-04-01 0 days 1,908 sqft
    2020-05-01 0 days 1,827 sqft
    2020-06-01 0 days 1,853 sqft
    2020-07-01 0 days 1,897 sqft
    2020-08-01 0 days 2,007 sqft
    2020-09-01 0 days 2,157 sqft
    2020-10-01 0 days 1,936 sqft
    2020-11-01 0 days 1,854 sqft
    2020-12-01 0 days 1,866 sqft
    2021-01-01 0 days 1,851 sqft
    2021-02-01 0 days 1,625 sqft
    2021-03-01 0 days 1,763 sqft
    2021-04-01 0 days 1,769 sqft
    2021-05-01 0 days 1,872 sqft
    2021-06-01 0 days 1,821 sqft
    2021-07-01 0 days 1,727 sqft
    2021-08-01 0 days 1,872 sqft
    2021-09-01 0 days 1,830 sqft
    2021-10-01 0 days 1,904 sqft
    2021-11-01 0 days 1,898 sqft
    2021-12-01 0 days 1,903 sqft
    2022-01-01 0 days 2,014 sqft
    2022-02-01 0 days 1,957 sqft
    2022-03-01 0 days 1,824 sqft
    2022-04-01 0 days 1,695 sqft
    2022-05-01 0 days 1,758 sqft
    2022-06-01 0 days 1,847 sqft
    2022-07-01 0 days 1,870 sqft
    2022-08-01 0 days 1,888 sqft
    2022-09-01 0 days 1,883 sqft
    2022-10-01 0 days 1,845 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,845 sqft
    2023-01-01 0 days 1,947 sqft
    2023-02-01 0 days 1,847 sqft
    2023-03-01 0 days 1,880 sqft
    2023-04-01 0 days 1,928 sqft
    2023-05-01 0 days 2,080 sqft
    2023-06-01 0 days 2,065 sqft
    2023-07-01 0 days 2,032 sqft
    2023-08-01 0 days 2,032 sqft
    2023-09-01 0 days 1,961 sqft
    2023-10-01 0 days 2,032 sqft
    2023-11-01 0 days 1,980 sqft
    2023-12-01 0 days 2,032 sqft
    2024-01-01 0 days 2,036 sqft
    2024-02-01 0 days 1,954 sqft
    2024-03-01 0 days 2,064 sqft
    2024-04-01 0 days 2,005 sqft
    2024-05-01 0 days 1,884 sqft
    2024-06-01 0 days 1,820 sqft
    2024-07-01 0 days 1,861 sqft
    2024-08-01 0 days 1,876 sqft
    2024-09-01 0 days 1,877 sqft
    2024-10-01 0 days 2,179 sqft
    2024-11-01 0 days 2,144 sqft
    2024-12-01 0 days 2,109 sqft
    2025-01-01 0 days 2,297 sqft
    2025-02-01 0 days 1,863 sqft
    2025-03-01 0 days 1,733 sqft
    Safford's median listing age (time on market) for 2025-03-01 was 0 days.

    Safford's median square footage for active listings during the 2025-03-01 period was 1,733 sqft. One year prior, the average listing was 2,064 sqft.

    Safford, AZ Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 305 $82,485,000 $270,443
    Cash Out Refi 120 $25,140,000 $209,500
    Refi 86 $24,290,000 $282,442
    Other 68 $6,120,000 $90,000
    Home Improvement 55 $5,175,000 $94,091

    Safford's most frequently cited loan purpose was Home Purchase, with 305 originations. The 2nd most popular reason was Cash Out Refi, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 268 $72,690,000 $271,231
    Over 8% 137 $13,015,000 $95,000
    7-8% 113 $28,515,000 $252,345
    5-6% 95 $25,725,000 $270,789
    4-5% 10 $2,960,000 $296,000
    <2.5% 2 $20,000 $10,000

    During 2024, Safford's most frequently originated rate bucket was 6-7%, with 268 originations.

    Loan Sizing (Safford, AZ MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 320 $90,170,000 $281,781
    $100k-200k 144 $21,620,000 $150,139
    $100,000 or less 129 $7,305,000 $56,628
    $400k-600k 36 $16,830,000 $467,500
    $600k-1000k 3 $2,275,000 $758,333
    $Over $1MM 2 $5,010,000 $2,505,000

    Safford's loan sizing saw the bucket of loans from $200k-400k with 320 originations, totaling $90,170,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 293 $82,575,000 $281,826
    60-80% 114 $31,350,000 $275,000
    20-40% 78 $9,660,000 $123,846
    Under 20% 67 $2,825,000 $42,164
    40-60% 57 $10,515,000 $184,474
    Over 100% 8 $2,500,000 $312,500

    Safford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $82,575,000 in origination value.