Safford Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Safford averaged 6.12% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.18% and one month ago for the week of 2024-08-29, the average rate was 6.45%.

Safford's average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Safford 30 Year Fixed Rate 2024-10-03 6.12%
Safford 30 Year Fixed Rate Refi 2024-10-03 6.12%
Safford 15 Year Fixed Rate 2024-10-03 5.45%
Safford 15 Year Fixed Rate Refi 2024-10-03 5.15%
Safford 30 Year FHA 2024-10-03 6.01%
Safford 30 Year FHA Refi 2024-10-03 5.89%
Safford 30 Year USDA 2024-10-03 5.97%
Safford 30 Year USDA Refi 2024-10-03 6.17%
Safford 30 Year VA 2024-10-03 5.6%
Safford 30 Year VA Refi 2024-10-03 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Safford, AZ.

Safford Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Safford, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MANN FINANCIAL INC. 29 7.03% $8,091
OneAZ Credit Union 28 6.02% $5,013
QUICKEN LOANS, LLC 16 6.74% $7,297
NOVA FINANCIAL & INVESTMENT CORPORATION 14 6.94% $3,908
AMERICAN PACIFIC MORTGAGE CORPORATION 13 6.71% $8,506
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 7.01% $8,605
UNITED WHOLESALE MORTGAGE, LLC 6 6.67% $5,995
GUILD MORTGAGE COMPANY 6 6.96% $6,724
SUN AMERICAN MORTGAGE COMPANY 4 6.81% $6,803
BAY EQUITY LLC 3 6.46% $9,905
Mr. Cooper ( Nationstar Mortgage ) 3 7.58% $8,150
DEFINE MORTGAGE SOLUTIONS, LLC 3 6.88% $6,222
ALTITUDE FINANCIAL CORPORATION 2 6.31% $4,247
JPMorgan Chase Bank 2 6.88% $12,684
PENNYMAC LOAN SERVICES, LLC 2 6.13% $6,239
Wells Fargo Bank 2 7.00% $5,762
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $4,842
LOANDEPOT.COM, LLC 1 2.50% $1,716
LOANPAL, LLC 1 6.50% $5,216
Equity Prime Mortgage LLC 1 7.38% $4,852
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.25% $10,933
DAS Acquisition Company, LLC 1 7.49% $9,561
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.38% $6,354
Northpointe Bank 1 5.75% $5,673
CMG MORTGAGE, INC. 1 7.49% $4,869
Carrington Mortgage Services, LLC 1 6.63% $5,874
USAA Federal Savings Bank 1 6.50% $4,950
Plains Commerce Bank 1 7.13% $5,029
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $6,975
S1L, Inc. 1 7.63% $4,696
Sierra Pacific Mortgage Company, Inc. 1 8.00% $7,375
Ameris Bank 1 5.88% $7,250
Sunflower Bank 1 7.88% $6,665
The Loan Store, Inc. 1 6.38% $2,752
GENEVA FINANCIAL, LLC 1 6.38% $3,990
GUARANTEED RATE AFFINITY, LLC 1 6.50% $2,083
Flagstar Bank, FSB 1 7.63% $7,711

Safford Average Closing Costs & Other Stats

Safford, AZ's 37 lenders originated 595 loans during 2023. The total origination value was $126,765,000, with an average loan value of $213,050.

Safford's average closing costs are $5,995.

The top Safford lender as defined by loan originations is MANN FINANCIAL INC., with 29 loans originated. Their average total fees are $8,091, which is $3,079 higher than the next largest lender, OneAZ Credit Union.

The lowest fee Safford lenders (with over 10 loans originated) are NOVA FINANCIAL & INVESTMENT CORPORATION ($3,908), OneAZ Credit Union ($5,013), QUICKEN LOANS, LLC ($7,297), MANN FINANCIAL INC. ($8,091) and AMERICAN PACIFIC MORTGAGE CORPORATION ($8,506).

The lowest rate Safford lenders (with over 10 loans originated) are OneAZ Credit Union (6.02%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.71%), QUICKEN LOANS, LLC (6.74%), NOVA FINANCIAL & INVESTMENT CORPORATION (6.94%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.01%).

Safford, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,880,000 $19,960,000 -4.4% 15.7%
MANN FINANCIAL INC. $24,165,000 $19,000,000 -21.4% 15.0%
OneAZ Credit Union $17,890,000 $11,510,000 -35.7% 9.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $9,470,000 $9,045,000 -4.5% 7.1%
GUILD MORTGAGE COMPANY $8,540,000 $9,010,000 5.5% 7.1%
QUICKEN LOANS, LLC $12,660,000 $8,230,000 -35.0% 6.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,730,000 $8,015,000 193.6% 6.3%
UNITED WHOLESALE MORTGAGE, LLC $7,525,000 $5,470,000 -27.3% 4.3%
SUN AMERICAN MORTGAGE COMPANY $1,550,000 $3,525,000 127.4% 2.8%
BAY EQUITY LLC $3,945,000 $2,765,000 -29.9% 2.2%
Mortgage Research Center, LLC $1,795,000 $1,760,000 -1.9% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $1,335,000 $1,260,000 -5.6% 1.0%
PIMA Federal Credit Union $1,155,000 n/a 0.9%
ALTITUDE FINANCIAL CORPORATION $1,055,000 n/a 0.8%
Zions Bank $4,545,000 $1,005,000 -77.9% 0.8%
Wells Fargo Bank $2,415,000 $975,000 -59.6% 0.8%
Flagstar Bank, FSB $165,000 $945,000 472.7% 0.7%
FREEDOM MORTGAGE CORPORATION $2,365,000 $855,000 -63.8% 0.7%
JPMorgan Chase Bank $900,000 $845,000 -6.1% 0.7%
PENNYMAC LOAN SERVICES, LLC $2,565,000 $780,000 -69.6% 0.6%
Carrington Mortgage Services, LLC $1,170,000 $715,000 -38.9% 0.6%
BROKER SOLUTIONS, INC. $695,000 $685,000 -1.4% 0.5%
21ST MORTGAGE CORPORATION $750,000 $665,000 -11.3% 0.5%
Equity Prime Mortgage LLC $600,000 n/a 0.5%
V.I.P. MORTGAGE, INC. $1,910,000 $600,000 -68.6% 0.5%
OCMBC, INC. $575,000 n/a 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $515,000 n/a 0.4%
USAA Federal Savings Bank $1,330,000 $510,000 -61.7% 0.4%
Northpointe Bank $905,000 $505,000 -44.2% 0.4%
Commerce Home Mortgage, Inc. $480,000 n/a 0.4%
Plains Commerce Bank $290,000 $465,000 60.3% 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $460,000 n/a 0.4%
Ameris Bank $435,000 n/a 0.3%
DEFINE MORTGAGE SOLUTIONS, LLC $155,000 $435,000 180.6% 0.3%
NETWORK CAPITAL FUNDING CORPORATION $260,000 $425,000 63.5% 0.3%
MOUNTAIN AMERICA $180,000 $420,000 133.3% 0.3%
DESERT FINANCIAL FEDERAL CREDIT UNION $755,000 $405,000 -46.4% 0.3%
NAVY FEDERAL CREDIT UNION $630,000 $405,000 -35.7% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $400,000 n/a 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $365,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $360,000 n/a 0.3%
CARDINAL FINANCIAL $455,000 $345,000 -24.2% 0.3%
CMG MORTGAGE, INC. $1,015,000 $345,000 -66.0% 0.3%
Discover Bank $235,000 $335,000 42.6% 0.3%
HUGHES FEDERAL CREDIT UNION $810,000 $325,000 -59.9% 0.3%
DAS Acquisition Company, LLC $315,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $470,000 $305,000 -35.1% 0.2%
LENDINGONE, LLC $1,095,000 $305,000 -72.1% 0.2%
UNION HOME MORTGAGE CORP. $305,000 n/a 0.2%
LOANPAL, LLC $1,930,000 $290,000 -85.0% 0.2%
ACADEMY MORTGAGE CORPORATION $615,000 $280,000 -54.5% 0.2%
GUARANTEED RATE AFFINITY, LLC $305,000 $255,000 -16.4% 0.2%
ENVOY MORTGAGE, LTD $235,000 $245,000 4.3% 0.2%
PNC Bank $240,000 n/a 0.2%
Sunflower Bank $645,000 $235,000 -63.6% 0.2%
Notre Dame Federal Credit Union Corporation $230,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $225,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $285,000 $215,000 -24.6% 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $215,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $135,000 $215,000 59.3% 0.2%
First Interstate Bank $205,000 n/a 0.2%
LHM FINANCIAL CORPORATION $3,500,000 $205,000 -94.1% 0.2%
Magnolia Bank $285,000 $205,000 -28.1% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $205,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $205,000 n/a 0.2%
The Loan Store, Inc. $205,000 n/a 0.2%
AMERICA FIRST $85,000 $195,000 129.4% 0.2%
S1L, Inc. $195,000 n/a 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $500,000 $185,000 -63.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $185,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $410,000 $165,000 -59.8% 0.1%
PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $155,000 n/a 0.1%
LOANDEPOT.COM, LLC $1,760,000 $155,000 -91.2% 0.1%
ARIZONA CENTRAL $185,000 $125,000 -32.4% 0.1%
Coastal Community Bank $115,000 n/a 0.1%
Washington Federal Bank $1,035,000 $110,000 -89.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $95,000 n/a 0.1%
Alaska USA Federal Credit Union $90,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $195,000 $85,000 -56.4% 0.1%
GENEVA FINANCIAL, LLC $345,000 $85,000 -75.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $330,000 $75,000 -77.3% 0.1%
The Federal Savings Bank $620,000 $75,000 -87.9% 0.1%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
SPRING EQ, LLC $55,000 $55,000 0.0% 0.0%
U.S. Bank $520,000 $55,000 -89.4% 0.0%
Figure Lending LLC $35,000 n/a 0.0%
First Credit Union $25,000 n/a 0.0%

Safford's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 15.7% market share. In second place, with 15.0%, is MANN FINANCIAL INC., having originated $19,000,000 in loans. In third place, with 9.1%, is OneAZ Credit Union, having originated $11,510,000 in loans. In fourth place, with 7.1%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $9,045,000 in loans. In fifth place, with 7.1%, is GUILD MORTGAGE COMPANY, having originated $9,010,000 in loans.


Safford Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Safford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $170,600 (7.3%) $203,766 (11.9%) 0.00 85
2018-02-01 $173,250 (1.9%) $205,433 (11.6%) 0.00 81
2018-03-01 $179,700 (-0.1%) $211,267 (7.1%) 0.00 80
2018-04-01 $179,125 (2.4%) $208,209 (6.3%) 0.00 85
2018-05-01 $179,350 (8.4%) $204,458 (6.8%) 0.00 81
2018-06-01 $179,900 (6.5%) $205,004 (5.7%) 0.00 99
2018-07-01 $184,243 (7.7%) $213,696 (7.3%) 0.00 94
2018-08-01 $184,200 (5.9%) $211,214 (4.6%) 0.00 93
2018-09-01 $180,998 (3.4%) $208,521 (1.6%) 0.00 98
2018-10-01 $179,900 (3.0%) $204,600 (3.0%) 0.00 98
2018-11-01 $178,050 (4.8%) $198,092 (0.1%) 0.00 91
2018-12-01 $174,000 (4.7%) $190,741 (1.7%) 0.00 89
2019-01-01 $175,000 (2.6%) $186,700 (-8.4%) 0.00 82
2019-02-01 $175,000 (1.0%) $188,744 (-8.1%) 0.00 76
2019-03-01 $185,286 (3.1%) $212,270 (0.5%) 0.00 73
2019-04-01 $196,286 (9.6%) $238,615 (14.6%) 0.00 70
2019-05-01 $213,850 (19.2%) $255,946 (25.2%) 0.00 67
2019-06-01 $219,515 (22.0%) $260,263 (27.0%) 0.00 67
2019-07-01 $223,700 (21.4%) $271,679 (27.1%) 0.00 64
2019-08-01 $216,040 (17.3%) $270,737 (28.2%) 0.00 69
2019-09-01 $206,799 (14.3%) $266,413 (27.8%) 0.00 78
2019-10-01 $199,256 (10.8%) $260,362 (27.3%) 0.00 84
2019-11-01 $196,750 (10.5%) $254,847 (28.7%) 0.00 90
2019-12-01 $193,125 (11.0%) $245,800 (28.9%) 0.00 89
2020-01-01 $196,725 (12.4%) $254,212 (36.2%) 0.00 75
2020-02-01 $219,998 (25.7%) $264,833 (40.3%) 0.00 78
2020-03-01 $218,699 (18.0%) $271,861 (28.1%) 0.00 67
2020-04-01 $209,995 (7.0%) $257,829 (8.1%) 0.00 61
2020-05-01 $220,000 (2.9%) $250,889 (-2.0%) 0.00 57
2020-06-01 $217,475 (-0.9%) $255,874 (-1.7%) 0.00 47
2020-07-01 $220,500 (-1.4%) $265,769 (-2.2%) 0.00 40
2020-08-01 $237,000 (9.7%) $291,915 (7.8%) 0.00 34
2020-09-01 $241,725 (16.9%) $328,528 (23.3%) 0.00 30
2020-10-01 $237,000 (18.9%) $289,369 (11.1%) 0.00 40
2020-11-01 $235,000 (19.4%) $296,647 (16.4%) 0.00 44
2020-12-01 $234,950 (21.7%) $311,915 (26.9%) 0.00 39
2021-01-01 $230,000 (16.9%) $272,840 (7.3%) 0.00 44
2021-02-01 $201,700 (-8.3%) $255,679 (-3.5%) 0.00 38
2021-03-01 $223,750 (2.3%) $283,303 (4.2%) 0.00 32
2021-04-01 $216,999 (3.3%) $276,592 (7.3%) 0.00 26
2021-05-01 $229,500 (4.3%) $272,952 (8.8%) 0.00 23
2021-06-01 $249,950 (14.9%) $282,778 (10.5%) 0.00 27
2021-07-01 $249,900 (13.3%) $273,603 (3.0%) 0.00 32
2021-08-01 $289,375 (22.1%) $325,226 (11.4%) 0.00 39
2021-09-01 $257,225 (6.4%) $318,387 (-3.1%) 0.00 42
2021-10-01 $273,500 (15.4%) $320,113 (10.6%) 0.00 52
2021-11-01 $286,750 (22.0%) $321,764 (8.5%) 0.00 52
2021-12-01 $295,475 (25.8%) $325,977 (4.5%) 0.00 43
2022-01-01 $299,000 (30.0%) $330,851 (21.3%) 0.00 40
2022-02-01 $317,000 (57.2%) $356,644 (39.5%) 0.00 37
2022-03-01 $298,500 (33.4%) $364,617 (28.7%) 0.00 38
2022-04-01 $279,900 (29.0%) $322,715 (16.7%) 0.00 31
2022-05-01 $307,000 (33.8%) $351,652 (28.8%) 0.00 39
2022-06-01 $305,000 (22.0%) $354,432 (25.3%) 0.00 54
2022-07-01 $317,500 (27.1%) $363,667 (32.9%) 0.00 62
2022-08-01 $322,450 (11.4%) $353,157 (8.6%) 0.00 76
2022-09-01 $311,250 (21.0%) $373,156 (17.2%) 0.00 82
2022-10-01 $300,000 (9.7%) $365,581 (14.2%) 0.00 90
2022-11-01 $299,450 (4.4%) $362,533 (12.7%) 0.00 76
2022-12-01 $292,000 (-1.2%) $355,909 (9.2%) 0.00 65
2023-01-01 $299,000 (0.0%) $372,974 (12.7%) 0.00 54
2023-02-01 $330,375 (4.2%) $347,112 (-2.7%) 0.00 43
2023-03-01 $305,000 (2.2%) $362,333 (-0.6%) 0.00 42
2023-04-01 $305,000 (9.0%) $387,340 (20.0%) 0.00 38
2023-05-01 $328,500 (7.0%) $407,400 (15.9%) 0.00 36
2023-06-01 $340,000 (11.5%) $431,846 (21.8%) 0.00 33
2023-07-01 $360,000 (13.4%) $428,855 (17.9%) 0.00 36
2023-08-01 $360,000 (11.7%) $391,804 (10.9%) 0.00 43
2023-09-01 $372,000 (19.5%) $512,418 (37.3%) 0.00 48
2023-10-01 $379,950 (26.7%) $515,665 (41.1%) 0.00 55
2023-11-01 $372,250 (24.3%) $506,326 (39.7%) 0.00 57
2023-12-01 $379,995 (30.1%) $521,103 (46.4%) 0.00 55
2024-01-01 $384,500 (28.6%) $534,713 (43.4%) 0.00 48
2024-02-01 $373,749 (13.1%) $417,315 (20.2%) 0.00 45
2024-03-01 $369,995 (21.3%) $416,207 (14.9%) 0.00 51
2024-04-01 $370,000 (21.3%) $423,263 (9.3%) 0.00 48
2024-05-01 $376,249 (14.5%) $422,701 (3.8%) 0.00 51
2024-06-01 $365,000 (7.4%) $420,080 (-2.7%) 0.00 51
2024-07-01 $370,000 (2.8%) $412,737 (-3.8%) 0.00 58
2024-08-01 $375,000 (4.2%) $410,219 (4.7%) 0.00 60
2024-09-01 $375,000 (0.8%) $394,375 (-23.0%) 0.00 51
Safford's median listing price for 2024-09-01 was $375,000, a difference of $3,000 (0.8%) versus the prior year and $0 versus the prior month.

Safford's median listing price comes in at 0% of the national average.

Safford's average listing price for 2024-09-01 was $394,375, a difference of $-118,043 (-23.0%) versus the prior year and $-15,844 versus the prior month.

For the 2024-09-01 period, Safford had 51 MLS listings, a difference of -9 listings (-15%) versus the prior month and 3 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Safford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,840 sqft
2018-02-01 0 days 1,840 sqft
2018-03-01 0 days 1,897 sqft
2018-04-01 0 days 1,856 sqft
2018-05-01 0 days 1,771 sqft
2018-06-01 0 days 1,696 sqft
2018-07-01 0 days 1,746 sqft
2018-08-01 0 days 1,718 sqft
2018-09-01 0 days 1,748 sqft
2018-10-01 0 days 1,748 sqft
2018-11-01 0 days 1,677 sqft
2018-12-01 0 days 1,664 sqft
2019-01-01 0 days 1,673 sqft
2019-02-01 0 days 1,635 sqft
2019-03-01 0 days 1,683 sqft
2019-04-01 0 days 1,740 sqft
2019-05-01 0 days 1,985 sqft
2019-06-01 0 days 1,990 sqft
2019-07-01 0 days 1,983 sqft
2019-08-01 0 days 1,942 sqft
2019-09-01 0 days 1,906 sqft
2019-10-01 0 days 1,880 sqft
2019-11-01 0 days 1,875 sqft
2019-12-01 0 days 1,880 sqft
2020-01-01 0 days 1,812 sqft
2020-02-01 0 days 1,812 sqft
2020-03-01 0 days 1,925 sqft
2020-04-01 0 days 1,908 sqft
2020-05-01 0 days 1,827 sqft
2020-06-01 0 days 1,853 sqft
2020-07-01 0 days 1,897 sqft
2020-08-01 0 days 2,007 sqft
2020-09-01 0 days 2,157 sqft
2020-10-01 0 days 1,936 sqft
2020-11-01 0 days 1,854 sqft
2020-12-01 0 days 1,866 sqft
2021-01-01 0 days 1,851 sqft
2021-02-01 0 days 1,625 sqft
2021-03-01 0 days 1,763 sqft
2021-04-01 0 days 1,769 sqft
2021-05-01 0 days 1,872 sqft
2021-06-01 0 days 1,821 sqft
2021-07-01 0 days 1,727 sqft
2021-08-01 0 days 1,872 sqft
2021-09-01 0 days 1,830 sqft
2021-10-01 0 days 1,904 sqft
2021-11-01 0 days 1,898 sqft
2021-12-01 0 days 1,903 sqft
2022-01-01 0 days 2,014 sqft
2022-02-01 0 days 1,957 sqft
2022-03-01 0 days 1,824 sqft
2022-04-01 0 days 1,695 sqft
2022-05-01 0 days 1,758 sqft
2022-06-01 0 days 1,847 sqft
2022-07-01 0 days 1,870 sqft
2022-08-01 0 days 1,888 sqft
2022-09-01 0 days 1,883 sqft
2022-10-01 0 days 1,845 sqft
2022-11-01 0 days 1,842 sqft
2022-12-01 0 days 1,845 sqft
2023-01-01 0 days 1,947 sqft
2023-02-01 0 days 1,847 sqft
2023-03-01 0 days 1,880 sqft
2023-04-01 0 days 1,928 sqft
2023-05-01 0 days 2,080 sqft
2023-06-01 0 days 2,065 sqft
2023-07-01 0 days 2,032 sqft
2023-08-01 0 days 2,032 sqft
2023-09-01 0 days 1,890 sqft
2023-10-01 0 days 2,032 sqft
2023-11-01 0 days 1,966 sqft
2023-12-01 0 days 2,032 sqft
2024-01-01 0 days 2,019 sqft
2024-02-01 0 days 1,954 sqft
2024-03-01 0 days 2,064 sqft
2024-04-01 0 days 2,005 sqft
2024-05-01 0 days 1,884 sqft
2024-06-01 0 days 1,820 sqft
2024-07-01 0 days 1,861 sqft
2024-08-01 0 days 1,876 sqft
2024-09-01 0 days 1,877 sqft
Safford's median listing age (time on market) for 2024-09-01 was 0 days.

Safford's median square footage for active listings during the 2024-09-01 period was 1,877 sqft. One year prior, the average listing was 1,890 sqft.

Safford, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 353 $87,645,000 $248,286
Cash Out Refi 97 $17,105,000 $176,340
Refi 56 $14,970,000 $267,321
Other 53 $4,105,000 $77,453
Home Improvement 36 $2,940,000 $81,667

Safford's most frequently cited loan purpose was Home Purchase, with 353 originations. The 2nd most popular reason was Cash Out Refi, with 97 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 249 $56,935,000 $228,655
7-8% 169 $39,005,000 $230,799
5-6% 88 $21,060,000 $239,318
Over 8% 74 $7,480,000 $101,081
4-5% 10 $1,860,000 $186,000
<2.5% 3 $295,000 $98,333
2.5-3% 1 $125,000 $125,000

During 2023, Safford's most frequently originated rate bucket was 6-7%, with 249 originations.

Loan Sizing (Safford, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 276 $75,750,000 $274,457
$100k-200k 184 $28,320,000 $153,913
$100,000 or less 100 $5,540,000 $55,400
$400k-600k 32 $14,610,000 $456,563
$600k-1000k 2 $1,390,000 $695,000
$Over $1MM 1 $1,155,000 $1,155,000

Safford's loan sizing saw the bucket of loans from $200k-400k with 276 originations, totaling $75,750,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 296 $78,380,000 $264,797
60-80% 121 $27,435,000 $226,736
20-40% 60 $5,520,000 $92,000
Under 20% 55 $2,845,000 $51,727
40-60% 47 $8,265,000 $175,851
Over 100% 12 $3,550,000 $295,833

Safford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $78,380,000 in origination value.