Show Low Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Show Low averaged 6.82% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.93% and one month ago for the week of 2025-02-27, the average rate was 6.94%.

Show Low's average rate one year ago was 7.17%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.83%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Show Low 30 Year Fixed Rate 2025-04-03 6.82%
Show Low 30 Year Fixed Rate Refi 2025-04-03 6.83%
Show Low 15 Year Fixed Rate 2025-04-03 6.02%
Show Low 15 Year Fixed Rate Refi 2025-04-03 6.02%
Show Low 30 Year FHA 2025-04-03 6.31%
Show Low 30 Year FHA Refi 2025-04-03 6.26%
Show Low 30 Year USDA 2025-04-03 6.12%
Show Low 30 Year USDA Refi 2025-04-03 6.32%
Show Low 30 Year VA 2025-04-03 6.2%
Show Low 30 Year VA Refi 2025-04-03 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Show Low, AZ.

Show Low Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 148 6.85% $7,410
UNITED WHOLESALE MORTGAGE, LLC 124 6.88% $8,130
GUILD MORTGAGE COMPANY 60 7.12% $6,671
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 7.09% $8,212
JPMorgan Chase Bank 23 6.87% $5,318
AMERICAN PACIFIC MORTGAGE CORPORATION 21 7.07% $8,935
V.I.P. MORTGAGE, INC. 19 6.97% $7,162
Wells Fargo Bank 18 6.64% $7,286
Zions Bank 17 7.08% $12,128
CROSSCOUNTRY MORTGAGE, LLC 17 7.01% $7,129
Flagstar Bank, FSB 15 6.89% $7,767
NOVA FINANCIAL & INVESTMENT CORPORATION 15 7.04% $5,928
U.S. Bank 14 6.88% $7,935
ALTITUDE FINANCIAL CORPORATION 14 6.96% $3,899
PENNYMAC LOAN SERVICES, LLC 14 6.83% $9,330
Century Mortgage Company DBA Century Lending Company 13 6.88% $11,255
The Loan Store, Inc. 12 7.03% $6,294
CMG MORTGAGE, INC. 11 7.07% $7,142
Bell Bank 11 6.95% $7,279
Plains Commerce Bank 10 6.78% $7,893
Bank of America 9 6.56% $4,673
SUN AMERICAN MORTGAGE COMPANY 8 7.45% $5,101
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 7.09% $7,665
HOMEOWNERS FINANCIAL GROUP USA, LLC 7 6.57% $7,590
PROVIDENT FUNDING ASSOCIATES, L.P. 7 6.59% $5,888
NEWREZ LLC 7 6.84% $4,933
UNION HOME MORTGAGE CORP. 6 6.73% $7,465
GUARANTEED RATE, INC. 6 6.99% $6,370
MOVEMENT MORTGAGE, LLC 5 6.51% $9,603
CARDINAL FINANCIAL 5 7.15% $10,291
BMO Harris Bank 5 7.28% $4,734
Sierra Pacific Mortgage Company, Inc. 5 7.32% $8,777
21ST MORTGAGE CORPORATION 5 8.19% $6,062
ARIZONA CENTRAL 5 6.48% $4,088
MORIA DEVELOPMENT, INC. 5 7.07% $5,879
STARBOARD FINANCIAL MANAGEMENT, LLC 5 7.05% $9,518
Paramount Residential Mortgage Group, Inc. 5 7.05% $7,208
MOUNTAIN AMERICA 5 6.65% $8,355
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.00% $7,120
DIRECT MORTGAGE LOANS, LLC 4 7.06% $13,244
Morgan Stanley Private Bank 4 6.04% $3,846
Charles Schwab Bank, SSB 4 6.06% $6,019
NAVY FEDERAL CREDIT UNION 4 6.81% $7,270
Nations Lending Corporation 4 7.53% $5,647
OneAZ Credit Union 4 6.94% $6,165
Mortgage Research Center, LLC 4 7.12% $5,552
NexBank 4 7.50% $7,757
TRUWEST Credit Union 3 6.83% $2,480
PNC Bank 3 7.33% $9,879
First International Bank & Trust 3 7.63% $8,634
LOANDEPOT.COM, LLC 3 6.75% $8,285
Cornerstone First Mortgage, Inc 3 7.13% $10,462
NEW WEST LENDING, INC. 3 7.08% $5,177
SECURITYNATIONAL MORTGAGE COMPANY 3 7.42% $6,355
BROKER SOLUTIONS, INC. 3 6.70% $8,656
DEEPHAVEN MORTGAGE LLC 2 7.81% $5,463
AMERICAN FINANCING CORPORATION 2 6.81% $5,930
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.87% $11,584
ARIZONA 2 6.50% $12,602
Bankers Trust Company 2 6.00% $11,721
BAY EQUITY LLC 2 7.00% $10,308
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 7.44% $7,575
CREDIT UNION WEST 2 6.19% $4,976
DEFINE MORTGAGE SOLUTIONS, LLC 2 6.94% $6,360
EVERETT FINANCIAL, INC. 2 7.38% $6,195
FBC MORTGAGE, LLC 2 7.24% $4,865
FREEDOM MORTGAGE CORPORATION 2 6.93% $9,299
GENEVA FINANCIAL, LLC 2 7.06% $6,057
HUNT MORTGAGE CORPORATION 2 6.56% $7,421
INTERCAP LENDING INC. 2 6.25% $3,260
LADERA LENDING, INC. 2 6.63% $3,234
Mr. Cooper ( Nationstar Mortgage ) 2 7.24% $9,209
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.68% $4,981
NFM, INC. 2 6.81% $8,975
ON Q FINANCIAL, INC. 2 6.81% $7,088
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.31% $6,909
PLANET HOME LENDING, LLC 2 6.25% $8,095
Prosperity Home Mortgage, LLC 2 6.75% $9,870
S1L, Inc. 2 7.25% $4,254
USAA Federal Savings Bank 2 7.25% $4,576
VANTAGE WEST 2 6.81% $4,663
Washington Federal Bank 2 6.81% $21,241
Waterstone Mortgage Corporation 2 7.31% $17,144
ZILLOW HOME LOANS, LLC 2 6.31% $5,324
AMERICA FIRST 1 5.38% $5,418
Florida Capital Bank 1 6.38% $6,805
FISHER FINANCIAL GROUP, INCORPORATED 1 6.63% $3,511
NBH Bank 1 6.00% $2,537
NETWORK CAPITAL FUNDING CORPORATION 1 8.13% $7,508
First State Bank of St. Charles, Missouri 1 6.75% $5,595
NEW WAVE LENDING GROUP INC 1 8.00% $14,443
FIRST MORTGAGE COMPANY, INC. 1 7.99% $9,359
FIRST COLONY MORTGAGE CORPORATION 1 6.88% $6,486
NEXERA HOLDING LLC 1 9.50% $7,406
Academy Bank 1 6.38% $5,739
NMSI, INC. 1 8.00% $10,161
Northpointe Bank 1 6.38% $3,218
First-Citizens Bank & Trust Company 1 6.98% $6,225
OCMBC, INC. 1 10.00% $13,648
Firefighters First Federal Credit Union 1 6.50% $0
ONE NEVADA CREDIT UNION 1 5.63% $3,351
ALLIANT CREDIT UNION 1 5.88% $7,942
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.63% $3,640
Financial Funding Solutions, Inc. 1 7.50% $3,859
Farmers Bank & Trust 1 6.88% $4,135
PHH Mortgage Corporation 1 8.13% $3,254
PIMA Federal Credit Union 1 6.00% $4,548
ENVOY MORTGAGE, LTD 1 7.50% $3,862
A&D Mortgage LLC 1 8.38% $9,569
PLAZA HOME MORTGAGE, INC. 1 7.50% $5,245
Elements Financial Federal Credit Union 1 6.50% $5,774
DESERT FINANCIAL FEDERAL CREDIT UNION 1 7.00% $8,054
Alaska USA Federal Credit Union 1 5.63% $4,006
DAS Acquisition Company, LLC 1 7.00% $5,554
CORNERSTONE HOME LENDING, INC. 1 7.13% $12,857
ROYAL UNITED MORTGAGE LLC 1 7.13% $8,748
Western State Bank 1 7.85% $10,641
Citibank 1 5.38% $5,350
SFMC, LP 1 6.99% $10,682
Axos Bank 1 6.63% $3,181
AMERISAVE MORTGAGE CORPORATION 1 6.63% $5,887
SUMMIT FUNDING, INC. 1 7.50% $10,431
American Mortgage & Equity Consultants, Inc. 1 6.63% $13,823
Sunflower Bank 1 6.88% $4,565
SUN WEST MORTGAGE COMPANY, INC. 1 7.50% $10,439
The Huntington National Bank 1 7.25% $15,052
AMERICAN INTERNET MORTGAGE, INC. 1 6.13% $4,132
TOWNE MORTGAGE COMPANY 1 8.13% $2,794
TRIAD FINANCIAL SERVICES, INC. 1 8.75% $9,071
AMERICAN FINANCIAL RESOURCES, INC. 1 7.00% $7,501
UBS Bank USA 1 8.25% $2,735
JMAC LENDING, INC. 1 6.88% $10,741
UNIFY FINANCIAL Credit Union 1 7.40% $4,133
LEADERONE FINANCIAL CORPORATION 1 6.25% $4,746
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $6,324
Ixonia Bank 1 7.50% $12,774
MICHIGAN MUTUAL, INC. 1 7.13% $5,326
MID AMERICA MORTGAGE, INC. 1 8.63% $13,772
MidFirst Bank 1 6.63% $6,225
IOWA BANKERS MORTGAGE CORPORATION 1 7.50% $4,223
IAA Credit Union 1 5.50% $5,103
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.50% $5,757
Gateway First Bank 1 7.13% $7,049
GARDNER FINANCIAL SERVICES, LTD. 1 6.63% $13,188
AMERICAN FINANCIAL NETWORK, INC. 1 6.13% $14,299

Show Low Average Closing Costs & Other Stats

Show Low, AZ's 145 lenders originated 1,904 loans during 2024. The total origination value was $546,560,000, with an average loan value of $287,059.

Show Low's average closing costs are $5,717.

The top Show Low lender as defined by loan originations is QUICKEN LOANS, LLC, with 148 loans originated. Their average total fees are $7,410, which is $719 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Show Low lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($3,899), JPMorgan Chase Bank ($5,318), NOVA FINANCIAL & INVESTMENT CORPORATION ($5,928), The Loan Store, Inc. ($6,294) and GUILD MORTGAGE COMPANY ($6,671).

The lowest rate Show Low lenders (with over 10 loans originated) are Wells Fargo Bank (6.64%), Plains Commerce Bank (6.78%), PENNYMAC LOAN SERVICES, LLC (6.83%), QUICKEN LOANS, LLC (6.85%) and JPMorgan Chase Bank (6.87%).

Show Low, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $25,675,000 $70,590,000 174.9% 12.9%
UNITED WHOLESALE MORTGAGE, LLC $81,150,000 $68,190,000 -16.0% 12.5%
GUILD MORTGAGE COMPANY $20,170,000 $25,345,000 25.7% 4.6%
Zions Bank $15,200,000 $21,380,000 40.7% 3.9%
CROSSCOUNTRY MORTGAGE, LLC $6,705,000 $11,300,000 68.5% 2.1%
Mortgage Research Center, LLC $4,605,000 $9,895,000 114.9% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,280,000 $9,850,000 19.0% 1.8%
CMG MORTGAGE, INC. $12,315,000 $9,675,000 -21.4% 1.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $15,640,000 $9,590,000 -38.7% 1.8%
PENNYMAC LOAN SERVICES, LLC $3,445,000 $9,445,000 174.2% 1.7%
Flagstar Bank, FSB $5,110,000 $9,130,000 78.7% 1.7%
V.I.P. MORTGAGE, INC. $13,435,000 $9,010,000 -32.9% 1.6%
U.S. Bank $5,565,000 $8,820,000 58.5% 1.6%
Bell Bank $5,585,000 $8,340,000 49.3% 1.5%
JPMorgan Chase Bank $2,370,000 $8,020,000 238.4% 1.5%
Century Mortgage Company DBA Century Lending Company $7,635,000 n/a 1.4%
Wells Fargo Bank $5,925,000 $7,560,000 27.6% 1.4%
ALTITUDE FINANCIAL CORPORATION $4,800,000 $7,390,000 54.0% 1.4%
Washington Federal Bank $4,210,000 $6,225,000 47.9% 1.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $9,795,000 $5,750,000 -41.3% 1.1%
21ST MORTGAGE CORPORATION $5,800,000 $5,665,000 -2.3% 1.0%
The Loan Store, Inc. $1,440,000 $5,380,000 273.6% 1.0%
Bank of America $2,170,000 $5,340,000 146.1% 1.0%
FREEDOM MORTGAGE CORPORATION $2,105,000 $4,780,000 127.1% 0.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $7,145,000 $4,750,000 -33.5% 0.9%
GUARANTEED RATE, INC. $2,535,000 $4,580,000 80.7% 0.8%
MOUNTAIN AMERICA $4,130,000 $4,385,000 6.2% 0.8%
DESERT FINANCIAL FEDERAL CREDIT UNION $3,950,000 $4,305,000 9.0% 0.8%
Glacier Bank $610,000 $4,110,000 573.8% 0.8%
NEWREZ LLC $1,325,000 $4,080,000 207.9% 0.7%
Plains Commerce Bank $1,975,000 $3,640,000 84.3% 0.7%
ARIZONA $2,185,000 $3,465,000 58.6% 0.6%
NAVY FEDERAL CREDIT UNION $2,370,000 $3,430,000 44.7% 0.6%
MidFirst Bank $3,050,000 $3,170,000 3.9% 0.6%
Waterstone Mortgage Corporation $2,645,000 $3,165,000 19.7% 0.6%
DIRECT MORTGAGE LOANS, LLC $3,135,000 n/a 0.6%
ARIZONA CENTRAL $1,720,000 $3,085,000 79.4% 0.6%
Paramount Residential Mortgage Group, Inc. $3,130,000 $3,060,000 -2.2% 0.6%
LOANDEPOT.COM, LLC $3,450,000 $3,055,000 -11.4% 0.6%
UNION HOME MORTGAGE CORP. $1,835,000 $3,050,000 66.2% 0.6%
SUN AMERICAN MORTGAGE COMPANY $2,300,000 $2,995,000 30.2% 0.5%
Charles Schwab Bank, SSB $1,295,000 $2,940,000 127.0% 0.5%
MORIA DEVELOPMENT, INC. $4,080,000 $2,880,000 -29.4% 0.5%
CARDINAL FINANCIAL $1,105,000 $2,760,000 149.8% 0.5%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,770,000 $2,695,000 52.3% 0.5%
MID AMERICA MORTGAGE, INC. $430,000 $2,570,000 497.7% 0.5%
BMO Harris Bank $3,535,000 $2,350,000 -33.5% 0.4%
OCMBC, INC. $960,000 $2,185,000 127.6% 0.4%
PNC Bank $2,065,000 $2,155,000 4.4% 0.4%
Morgan Stanley Private Bank $2,725,000 $2,120,000 -22.2% 0.4%
OneAZ Credit Union $2,435,000 $2,110,000 -13.3% 0.4%
MOVEMENT MORTGAGE, LLC $875,000 $2,085,000 138.3% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,765,000 $2,065,000 -45.2% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,095,000 $1,995,000 -4.8% 0.4%
NFM, INC. $730,000 $1,955,000 167.8% 0.4%
ALLIANT CREDIT UNION $480,000 $1,880,000 291.7% 0.3%
Sierra Pacific Mortgage Company, Inc. $650,000 $1,815,000 179.2% 0.3%
First International Bank & Trust $2,000,000 $1,780,000 -11.0% 0.3%
Nations Lending Corporation $480,000 $1,770,000 268.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,225,000 $1,705,000 -23.4% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,595,000 $1,600,000 0.3% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $630,000 $1,540,000 144.4% 0.3%
First-Citizens Bank & Trust Company $1,520,000 n/a 0.3%
USAA Federal Savings Bank $680,000 $1,495,000 119.9% 0.3%
GARDNER FINANCIAL SERVICES, LTD. $1,485,000 n/a 0.3%
Figure Lending LLC $425,000 $1,470,000 245.9% 0.3%
VILLAGE CAPITAL MORTGAGE $1,460,000 n/a 0.3%
Equity Prime Mortgage LLC $1,575,000 $1,445,000 -8.3% 0.3%
BROKER SOLUTIONS, INC. $2,325,000 $1,435,000 -38.3% 0.3%
NexBank $1,535,000 $1,430,000 -6.8% 0.3%
TRUWEST Credit Union $2,220,000 $1,425,000 -35.8% 0.3%
PLANET HOME LENDING, LLC $145,000 $1,420,000 879.3% 0.3%
HILTON FINANCIAL CORPORATION $640,000 $1,370,000 114.1% 0.3%
DEEPHAVEN MORTGAGE LLC $1,555,000 $1,315,000 -15.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $1,145,000 $1,315,000 14.8% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,065,000 $1,305,000 22.5% 0.2%
Cornerstone First Mortgage, Inc $425,000 $1,300,000 205.9% 0.2%
LAKEVIEW LOAN SERVICING, LLC $630,000 $1,195,000 89.7% 0.2%
EVERETT FINANCIAL, INC. $1,185,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,180,000 $1,170,000 -0.8% 0.2%
AMERICA FIRST $640,000 $1,145,000 78.9% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $1,285,000 $1,130,000 -12.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,385,000 $1,110,000 -19.9% 0.2%
Firefighters First Federal Credit Union $860,000 $1,105,000 28.5% 0.2%
Citibank $755,000 $1,075,000 42.4% 0.2%
JMAC LENDING, INC. $995,000 n/a 0.2%
Bankers Trust Company $470,000 $990,000 110.6% 0.2%
PLAZA HOME MORTGAGE, INC. $145,000 $960,000 562.1% 0.2%
LIMA ONE CAPITAL, LLC $355,000 $925,000 160.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,330,000 $920,000 -30.8% 0.2%
AMWEST FUNDING CORP. $1,370,000 $890,000 -35.0% 0.2%
Carrington Mortgage Services, LLC $555,000 $890,000 60.4% 0.2%
AMERICAN FINANCING CORPORATION $505,000 $885,000 75.2% 0.2%
Stockman Bank of Montana $885,000 n/a 0.2%
The Huntington National Bank $875,000 n/a 0.2%
Greenbox Loans, Inc. $855,000 n/a 0.2%
Magnolia Bank $295,000 $850,000 188.1% 0.2%
A&D Mortgage LLC $590,000 $840,000 42.4% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $640,000 $840,000 31.3% 0.2%
DAS Acquisition Company, LLC $805,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $595,000 $785,000 31.9% 0.1%
DEFINE MORTGAGE SOLUTIONS, LLC $1,375,000 $780,000 -43.3% 0.1%
LADERA LENDING, INC. $675,000 $775,000 14.8% 0.1%
AMERISAVE MORTGAGE CORPORATION $3,450,000 $765,000 -77.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,025,000 $760,000 -25.9% 0.1%
BAY EQUITY LLC $1,240,000 $750,000 -39.5% 0.1%
NEW WEST LENDING, INC. $725,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $1,115,000 $710,000 -36.3% 0.1%
Alaska USA Federal Credit Union $285,000 $670,000 135.1% 0.1%
FBC MORTGAGE, LLC $670,000 n/a 0.1%
Prosperity Home Mortgage, LLC $2,320,000 $660,000 -71.6% 0.1%
VANTAGE WEST $1,060,000 $650,000 -38.7% 0.1%
INTERCAP LENDING INC. $1,045,000 $640,000 -38.8% 0.1%
Sunflower Bank $875,000 $640,000 -26.9% 0.1%
PHH Mortgage Corporation $655,000 $635,000 -3.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $625,000 190.7% 0.1%
AMERICAN HERITAGE LENDING, INC. $725,000 $615,000 -15.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $610,000 $600,000 -1.6% 0.1%
ZILLOW HOME LOANS, LLC $155,000 $600,000 287.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 $580,000 157.8% 0.1%
American Mortgage & Equity Consultants, Inc. $175,000 $575,000 228.6% 0.1%
Ixonia Bank $575,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $560,000 n/a 0.1%
Elements Financial Federal Credit Union $555,000 n/a 0.1%
PIMA Federal Credit Union $335,000 $545,000 62.7% 0.1%
Western State Bank $545,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $540,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $195,000 $540,000 176.9% 0.1%
LENDINGHOME FUNDING CORPORATION $535,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $355,000 $530,000 49.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $645,000 $520,000 -19.4% 0.1%
S1L, Inc. $510,000 n/a 0.1%
Northpointe Bank $505,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $495,000 n/a 0.1%
UNIFY FINANCIAL Credit Union $495,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $205,000 $485,000 136.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $315,000 $465,000 47.6% 0.1%
CREDIT UNION WEST $315,000 $460,000 46.0% 0.1%
First American Bank $455,000 n/a 0.1%
Discover Bank $725,000 $450,000 -37.9% 0.1%
IAA Credit Union $435,000 n/a 0.1%
NBKC BANK $250,000 $415,000 66.0% 0.1%
SUMMIT FUNDING, INC. $730,000 $415,000 -43.2% 0.1%
GENEVA FINANCIAL, LLC $2,295,000 $410,000 -82.1% 0.1%
NBH Bank $405,000 n/a 0.1%
Farmers Bank & Trust $405,000 $395,000 -2.5% 0.1%
Florida Capital Bank $395,000 n/a 0.1%
ON Q FINANCIAL, INC. $990,000 $380,000 -61.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $995,000 $380,000 -61.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $375,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $440,000 $365,000 -17.0% 0.1%
LEADERONE FINANCIAL CORPORATION $420,000 $365,000 -13.1% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $355,000 n/a 0.1%
NEW WAVE LENDING GROUP INC $355,000 n/a 0.1%
FISHER FINANCIAL GROUP, INCORPORATED $345,000 n/a 0.1%
LOANPAL, LLC $875,000 $340,000 -61.1% 0.1%
FIRST MORTGAGE COMPANY, INC. $325,000 n/a 0.1%
SFMC, LP $325,000 n/a 0.1%
HighTechLending Inc $470,000 $315,000 -33.0% 0.1%
HUGHES FEDERAL CREDIT UNION $315,000 n/a 0.1%
NEXERA HOLDING LLC $215,000 $305,000 41.9% 0.1%
UMB Bank $985,000 $305,000 -69.0% 0.1%
BayCoast Bank $115,000 $300,000 160.9% 0.1%
GMFS LLC $300,000 n/a 0.1%
PYRAMID $300,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $775,000 $295,000 -61.9% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 $295,000 43.9% 0.1%
Axos Bank $285,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $265,000 n/a 0.0%
NMSI, INC. $265,000 n/a 0.0%
SPRING EQ, LLC $340,000 $265,000 -22.1% 0.0%
CLEARPATH LENDING $235,000 $255,000 8.5% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $415,000 $255,000 -38.6% 0.0%
Texana Bank $255,000 n/a 0.0%
Financial Funding Solutions, Inc. $245,000 n/a 0.0%
Franklin Loan Corporation $245,000 n/a 0.0%
First State Bank of St. Charles, Missouri $555,000 $235,000 -57.7% 0.0%
OAKTREE FUNDING CORP. $235,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $235,000 n/a 0.0%
UBS Bank USA $1,170,000 $195,000 -83.3% 0.0%
VALOR BANK $195,000 n/a 0.0%
Gateway First Bank $235,000 $185,000 -21.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $125,000 $185,000 48.0% 0.0%
QUORUM FEDERAL CREDIT UNION $175,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $165,000 n/a 0.0%
GTE Federal Credit Union $150,000 n/a 0.0%
Canyon State Credit Union $380,000 $145,000 -61.8% 0.0%
Academy Bank $135,000 n/a 0.0%
ENVOY MORTGAGE, LTD $145,000 $135,000 -6.9% 0.0%
Commerce Home Mortgage, Inc. $1,315,000 $125,000 -90.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $455,000 $125,000 -72.5% 0.0%
MICHIGAN MUTUAL, INC. $875,000 $125,000 -85.7% 0.0%
ROYAL UNITED MORTGAGE LLC $410,000 $125,000 -69.5% 0.0%
American Airlines Federal Credit Union $565,000 $105,000 -81.4% 0.0%
FIRST TECHNOLOGY $105,000 n/a 0.0%
ONE NEVADA CREDIT UNION $105,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $105,000 n/a 0.0%
BOKF $705,000 $95,000 -86.5% 0.0%
CHARTWAY FEDERAL CREDIT UNION $95,000 n/a 0.0%
Coastal Community Bank $320,000 $90,000 -71.9% 0.0%
Landings Credit Union $600,000 $85,000 -85.8% 0.0%
First National Bank of America $75,000 n/a 0.0%
AERO Federal Credit Union $65,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $125,000 $65,000 -48.0% 0.0%
Baxter Credit Union $55,000 n/a 0.0%

Show Low's top lender by overall market share is QUICKEN LOANS, LLC, with 12.9% market share. In second place, with 12.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $68,190,000 in loans. In third place, with 4.6%, is GUILD MORTGAGE COMPANY, having originated $25,345,000 in loans. In fourth place, with 3.9%, is Zions Bank, having originated $21,380,000 in loans. In fifth place, with 2.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $11,300,000 in loans.


Show Low Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,675 (8.1%) $353,956 (3.3%) 0.00 616
2018-02-01 $271,717 (8.9%) $348,740 (1.5%) 0.00 591
2018-03-01 $269,900 (3.8%) $349,431 (-1.2%) 0.00 605
2018-04-01 $282,000 (8.5%) $358,428 (0.3%) 0.00 679
2018-05-01 $287,875 (8.6%) $366,186 (4.6%) 0.00 716
2018-06-01 $293,000 (9.7%) $378,420 (8.1%) 0.00 757
2018-07-01 $289,975 (7.4%) $370,141 (2.9%) 0.00 796
2018-08-01 $297,250 (10.1%) $374,458 (3.9%) 0.00 791
2018-09-01 $294,900 (9.2%) $376,212 (3.7%) 0.00 752
2018-10-01 $299,300 (8.8%) $380,757 (3.0%) 0.00 681
2018-11-01 $299,900 (11.5%) $376,259 (5.1%) 0.00 606
2018-12-01 $295,750 (9.8%) $372,762 (4.3%) 0.00 552
2019-01-01 $284,975 (5.7%) $371,861 (5.1%) 0.00 509
2019-02-01 $281,950 (3.8%) $371,845 (6.6%) 0.00 520
2019-03-01 $291,500 (8.0%) $378,439 (8.3%) 0.00 552
2019-04-01 $297,125 (5.4%) $377,658 (5.4%) 0.00 596
2019-05-01 $298,663 (3.8%) $374,997 (2.4%) 0.00 674
2019-06-01 $294,450 (0.5%) $370,138 (-2.2%) 0.00 735
2019-07-01 $279,769 (-3.5%) $353,063 (-4.6%) 0.00 749
2019-08-01 $283,692 (-4.6%) $357,512 (-4.5%) 0.00 711
2019-09-01 $289,771 (-1.7%) $363,628 (-3.3%) 0.00 650
2019-10-01 $293,824 (-1.8%) $369,200 (-3.0%) 0.00 594
2019-11-01 $289,900 (-3.3%) $372,962 (-0.9%) 0.00 525
2019-12-01 $286,950 (-3.0%) $370,030 (-0.7%) 0.00 474
2020-01-01 $283,925 (-0.4%) $355,560 (-4.4%) 0.00 422
2020-02-01 $289,000 (2.5%) $356,798 (-4.1%) 0.00 423
2020-03-01 $289,125 (-0.8%) $363,022 (-4.1%) 0.00 445
2020-04-01 $289,925 (-2.4%) $360,565 (-4.5%) 0.00 482
2020-05-01 $309,250 (3.5%) $369,291 (-1.5%) 0.00 467
2020-06-01 $328,119 (11.4%) $383,723 (3.7%) 0.00 421
2020-07-01 $346,900 (24.0%) $402,615 (14.0%) 0.00 357
2020-08-01 $324,900 (14.5%) $412,040 (15.3%) 0.00 292
2020-09-01 $325,000 (12.2%) $422,873 (16.3%) 0.00 262
2020-10-01 $325,000 (10.6%) $443,075 (20.0%) 0.00 228
2020-11-01 $325,250 (12.2%) $441,063 (18.3%) 0.00 206
2020-12-01 $331,250 (15.4%) $446,397 (20.6%) 0.00 175
2021-01-01 $355,000 (25.0%) $476,627 (34.1%) 0.00 155
2021-02-01 $377,225 (30.5%) $511,222 (43.3%) 0.00 127
2021-03-01 $391,150 (35.3%) $533,165 (46.9%) 0.00 132
2021-04-01 $384,325 (32.6%) $518,471 (43.8%) 0.00 161
2021-05-01 $400,000 (29.4%) $554,635 (50.2%) 0.00 172
2021-06-01 $421,898 (28.6%) $561,683 (46.4%) 0.00 210
2021-07-01 $399,900 (15.3%) $539,055 (33.9%) 0.00 250
2021-08-01 $397,000 (22.2%) $517,870 (25.7%) 0.00 247
2021-09-01 $449,375 (38.3%) $560,440 (32.5%) 0.00 243
2021-10-01 $460,000 (41.5%) $578,589 (30.6%) 0.00 200
2021-11-01 $447,950 (37.7%) $573,630 (30.1%) 0.00 178
2021-12-01 $447,200 (35.0%) $565,522 (26.7%) 0.00 169
2022-01-01 $459,000 (29.3%) $589,536 (23.7%) 0.00 147
2022-02-01 $479,450 (27.1%) $607,876 (18.9%) 0.00 152
2022-03-01 $484,950 (24.0%) $613,657 (15.1%) 0.00 162
2022-04-01 $496,500 (29.2%) $605,263 (16.7%) 0.00 211
2022-05-01 $499,651 (24.9%) $609,590 (9.9%) 0.00 274
2022-06-01 $498,722 (18.2%) $607,286 (8.1%) 0.00 372
2022-07-01 $474,900 (18.8%) $589,676 (9.4%) 0.00 438
2022-08-01 $468,225 (17.9%) $573,406 (10.7%) 0.00 422
2022-09-01 $457,000 (1.7%) $565,698 (0.9%) 0.00 394
2022-10-01 $465,000 (1.1%) $574,495 (-0.7%) 0.00 374
2022-11-01 $488,250 (9.0%) $582,127 (1.5%) 0.00 349
2022-12-01 $489,900 (9.6%) $591,204 (4.5%) 0.00 317
2023-01-01 $471,975 (2.8%) $564,792 (-4.2%) 0.00 299
2023-02-01 $499,000 (4.1%) $571,241 (-6.0%) 0.00 275
2023-03-01 $495,725 (2.2%) $567,031 (-7.6%) 0.00 284
2023-04-01 $485,000 (-2.3%) $568,936 (-6.0%) 0.00 360
2023-05-01 $491,342 (-1.7%) $578,902 (-5.0%) 0.00 433
2023-06-01 $489,450 (-1.9%) $583,892 (-3.9%) 0.00 472
2023-07-01 $499,000 (5.1%) $585,794 (-0.7%) 0.00 475
2023-08-01 $499,000 (6.6%) $581,107 (1.3%) 0.00 478
2023-09-01 $499,000 (9.2%) $572,910 (1.3%) 0.00 479
2023-10-01 $494,100 (6.3%) $566,745 (-1.4%) 0.00 472
2023-11-01 $495,000 (1.4%) $570,539 (-2.0%) 0.00 468
2023-12-01 $495,000 (1.0%) $569,741 (-3.6%) 0.00 416
2024-01-01 $497,000 (5.3%) $570,323 (1.0%) 0.00 316
2024-02-01 $500,000 (0.2%) $587,497 (2.9%) 0.00 336
2024-03-01 $499,900 (0.8%) $586,302 (3.4%) 0.00 412
2024-04-01 $499,000 (2.9%) $578,631 (1.7%) 0.00 542
2024-05-01 $499,000 (1.6%) $578,204 (-0.1%) 0.00 669
2024-06-01 $499,500 (2.1%) $585,634 (0.3%) 0.00 732
2024-07-01 $499,900 (0.2%) $600,009 (2.4%) 0.00 631
2024-08-01 $500,000 (0.2%) $634,225 (9.1%) 0.00 587
2024-09-01 $517,000 (3.6%) $655,336 (14.4%) 0.00 550
2024-10-01 $511,000 (3.4%) $652,811 (15.2%) 0.00 523
2024-11-01 $497,000 (0.4%) $646,168 (13.3%) 0.00 480
2024-12-01 $476,250 (-3.8%) $635,517 (11.5%) 0.00 377
2025-01-01 $459,700 (-7.5%) $624,467 (9.5%) 0.00 344
2025-02-01 $482,125 (-3.6%) $632,734 (7.7%) 0.00 361
2025-03-01 $494,750 (-1.0%) $631,675 (7.7%) 0.00 430
Show Low's median listing price for 2025-03-01 was $494,750, a difference of $-5,150 (-1.0%) versus the prior year and $12,625 versus the prior month.

Show Low's median listing price comes in at 0% of the national average.

Show Low's average listing price for 2025-03-01 was $631,675, a difference of $45,373 (7.7%) versus the prior year and $-1,059 versus the prior month.

For the 2025-03-01 period, Show Low had 430 MLS listings, a difference of 69 listings (19%) versus the prior month and 18 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,890 sqft
2018-02-01 0 days 1,894 sqft
2018-03-01 0 days 1,849 sqft
2018-04-01 0 days 1,885 sqft
2018-05-01 0 days 1,919 sqft
2018-06-01 0 days 1,921 sqft
2018-07-01 0 days 1,919 sqft
2018-08-01 0 days 1,951 sqft
2018-09-01 0 days 1,937 sqft
2018-10-01 0 days 1,979 sqft
2018-11-01 0 days 1,997 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,864 sqft
2019-02-01 0 days 1,851 sqft
2019-03-01 0 days 1,880 sqft
2019-04-01 0 days 1,906 sqft
2019-05-01 0 days 1,885 sqft
2019-06-01 0 days 1,886 sqft
2019-07-01 0 days 1,834 sqft
2019-08-01 0 days 1,858 sqft
2019-09-01 0 days 1,865 sqft
2019-10-01 0 days 1,877 sqft
2019-11-01 0 days 1,890 sqft
2019-12-01 0 days 1,889 sqft
2020-01-01 0 days 1,859 sqft
2020-02-01 0 days 1,846 sqft
2020-03-01 0 days 1,828 sqft
2020-04-01 0 days 1,836 sqft
2020-05-01 0 days 1,850 sqft
2020-06-01 0 days 1,880 sqft
2020-07-01 0 days 1,993 sqft
2020-08-01 0 days 1,966 sqft
2020-09-01 0 days 2,008 sqft
2020-10-01 0 days 1,946 sqft
2020-11-01 0 days 1,911 sqft
2020-12-01 0 days 1,937 sqft
2021-01-01 0 days 1,955 sqft
2021-02-01 0 days 1,941 sqft
2021-03-01 0 days 1,998 sqft
2021-04-01 0 days 1,887 sqft
2021-05-01 0 days 1,865 sqft
2021-06-01 0 days 1,823 sqft
2021-07-01 0 days 1,852 sqft
2021-08-01 0 days 1,807 sqft
2021-09-01 0 days 1,920 sqft
2021-10-01 0 days 1,959 sqft
2021-11-01 0 days 1,922 sqft
2021-12-01 0 days 1,870 sqft
2022-01-01 0 days 1,834 sqft
2022-02-01 0 days 1,842 sqft
2022-03-01 0 days 1,898 sqft
2022-04-01 0 days 1,841 sqft
2022-05-01 0 days 1,870 sqft
2022-06-01 0 days 1,868 sqft
2022-07-01 0 days 1,820 sqft
2022-08-01 0 days 1,829 sqft
2022-09-01 0 days 1,812 sqft
2022-10-01 0 days 1,854 sqft
2022-11-01 0 days 1,886 sqft
2022-12-01 0 days 1,944 sqft
2023-01-01 0 days 1,883 sqft
2023-02-01 0 days 1,882 sqft
2023-03-01 0 days 1,854 sqft
2023-04-01 0 days 1,828 sqft
2023-05-01 0 days 1,828 sqft
2023-06-01 0 days 1,830 sqft
2023-07-01 0 days 1,828 sqft
2023-08-01 0 days 1,813 sqft
2023-09-01 0 days 1,815 sqft
2023-10-01 0 days 1,818 sqft
2023-11-01 0 days 1,823 sqft
2023-12-01 0 days 1,821 sqft
2024-01-01 0 days 1,844 sqft
2024-02-01 0 days 1,838 sqft
2024-03-01 0 days 1,836 sqft
2024-04-01 0 days 1,800 sqft
2024-05-01 0 days 1,791 sqft
2024-06-01 0 days 1,791 sqft
2024-07-01 0 days 1,801 sqft
2024-08-01 0 days 1,808 sqft
2024-09-01 0 days 1,830 sqft
2024-10-01 0 days 1,831 sqft
2024-11-01 0 days 1,800 sqft
2024-12-01 0 days 1,743 sqft
2025-01-01 0 days 1,708 sqft
2025-02-01 0 days 1,758 sqft
2025-03-01 0 days 1,785 sqft
Show Low's median listing age (time on market) for 2025-03-01 was 0 days.

Show Low's median square footage for active listings during the 2025-03-01 period was 1,785 sqft. One year prior, the average listing was 1,836 sqft.

Show Low, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,081 $366,385,000 $338,932
Cash Out Refi 299 $64,945,000 $217,207
Refi 216 $72,890,000 $337,454
Other 162 $22,390,000 $138,210
Home Improvement 145 $19,825,000 $136,724
NA 1 $125,000 $125,000

Show Low's most frequently cited loan purpose was Home Purchase, with 1,081 originations. The 2nd most popular reason was Cash Out Refi, with 299 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 733 $239,025,000 $326,091
7-8% 470 $148,140,000 $315,191
Over 8% 403 $66,215,000 $164,305
5-6% 273 $86,865,000 $318,187
4-5% 13 $4,015,000 $308,846
<2.5% 2 $10,000 $5,000
3-4% 2 $390,000 $195,000
2.5-3% 2 $310,000 $155,000

During 2024, Show Low's most frequently originated rate bucket was 6-7%, with 733 originations.

Loan Sizing (Show Low, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 788 $226,430,000 $287,348
$100k-200k 452 $68,160,000 $150,796
$400k-600k 300 $144,330,000 $481,100
$100,000 or less 253 $15,395,000 $60,850
$600k-1000k 94 $68,540,000 $729,149
$Over $1MM 17 $23,705,000 $1,394,412

Show Low's loan sizing saw the bucket of loans from $200k-400k with 788 originations, totaling $226,430,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 610 $204,910,000 $335,918
60-80% 552 $204,400,000 $370,290
40-60% 254 $68,880,000 $271,181
20-40% 233 $37,365,000 $160,365
Under 20% 202 $13,360,000 $66,139
Over 100% 28 $9,720,000 $347,143

Show Low's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 610 originations, totaling $204,910,000 in origination value.