Show Low Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Show Low averaged
6.83%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
6.51% and
one month ago for the week of 2023-04-27, the
average rate was 6.57%.
Show Low's average rate one year ago was 5.14%.
For refis of the same type during the week of 2023-06-01, the average rate
was 5.95%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
Show Low 30 Year Fixed Rate | 2023-06-01 | 6.83% |
Show Low 30 Year Fixed Rate Refi | 2023-06-01 | 5.95% |
Show Low 15 Year Fixed Rate | 2023-06-01 | 6.28% |
Show Low 15 Year Fixed Rate Refi | 2023-06-01 | 6.48% |
Show Low 30 Year FHA | 2023-06-01 | -0.18% |
Show Low 30 Year FHA Refi | 2023-06-01 | 0.2% |
Show Low 30 Year USDA | 2023-06-01 | -0.2% |
Show Low 30 Year USDA Refi | 2023-06-01 | 0.2% |
Show Low 30 Year VA | 2023-06-01 | -0.23% |
Show Low 30 Year VA Refi | 2023-06-01 | -0.2% |
Show Low Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Show Low Average Closing Costs & Other Stats
Show Low, AZ's 186 lenders originated 2,564
loans during 2022. The total origination value was $711,720,000, with an average loan value of
$277,582.
Show Low's average closing costs are $5,131.
The top Show Low lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
168 loans originated. Their average total fees are
$6,694, which is $920
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Show Low lenders (with over 10 loans originated) are
Zions Bancorporation, N.A. ($4,285), Wells Fargo Bank ($4,796), Bell Bank ($5,322), JPMorgan Chase Bank ($5,467) and Flagstar Bank, FSB ($5,635).
The lowest rate Show Low lenders (with over 10 loans originated) are
DEFINE MORTGAGE SOLUTIONS, LLC (4.27%), PENNYMAC LOAN SERVICES, LLC (4.28%), JPMorgan Chase Bank (4.40%), Zions Bancorporation, N.A. (4.46%) and Wells Fargo Bank (4.53%).
Show Low, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $99,785,000 | $76,840,000 | -23.0% | 10.8% |
QUICKEN LOANS, LLC | $86,175,000 | $46,205,000 | -46.4% | 6.5% |
GUILD MORTGAGE COMPANY | $72,855,000 | $35,405,000 | -51.4% | 5.0% |
Zions Bancorporation, N.A. | $31,495,000 | $33,310,000 | 5.8% | 4.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $35,040,000 | $23,455,000 | -33.1% | 3.3% |
Amerifirst Financial, Inc. | $34,560,000 | $22,885,000 | -33.8% | 3.2% |
BOKF | $1,590,000 | $14,030,000 | 782.4% | 2.0% |
Washington Federal Bank | $15,150,000 | $13,715,000 | -9.5% | 1.9% |
U.S. Bank | $13,565,000 | $13,310,000 | -1.9% | 1.9% |
LOANDEPOT.COM, LLC | $32,880,000 | $13,190,000 | -59.9% | 1.9% |
Wells Fargo Bank | $19,220,000 | $13,040,000 | -32.2% | 1.8% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $20,465,000 | $12,790,000 | -37.5% | 1.8% |
CMG MORTGAGE, INC. | $4,880,000 | $11,460,000 | 134.8% | 1.6% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $14,765,000 | $10,855,000 | -26.5% | 1.5% |
CROSSCOUNTRY MORTGAGE, LLC | $7,020,000 | $10,585,000 | 50.8% | 1.5% |
Bell Bank | $8,365,000 | $10,525,000 | 25.8% | 1.5% |
Wallick & Volk, Inc. | $21,535,000 | $10,405,000 | -51.7% | 1.5% |
V.I.P. MORTGAGE, INC. | $21,905,000 | $10,390,000 | -52.6% | 1.5% |
MOUNTAIN AMERICA | $5,095,000 | $9,455,000 | 85.6% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $13,670,000 | $8,255,000 | -39.6% | 1.2% |
MORIA DEVELOPMENT, INC. | $9,495,000 | $8,185,000 | -13.8% | 1.2% |
JPMorgan Chase Bank | $16,230,000 | $8,010,000 | -50.6% | 1.1% |
HOME POINT FINANCIAL CORPORATION | $14,410,000 | $6,775,000 | -53.0% | 1.0% |
SUN AMERICAN MORTGAGE COMPANY | $4,785,000 | $6,710,000 | 40.2% | 0.9% |
Flagstar Bank, FSB | $6,070,000 | $6,625,000 | 9.1% | 0.9% |
ACADEMY MORTGAGE CORPORATION | $9,070,000 | $6,195,000 | -31.7% | 0.9% |
Mortgage Research Center, LLC | $7,685,000 | $6,145,000 | -20.0% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $21,165,000 | $6,080,000 | -71.3% | 0.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,265,000 | $5,850,000 | -36.9% | 0.8% |
Hometown Lenders, Inc. | $8,490,000 | $5,010,000 | -41.0% | 0.7% |
MANN FINANCIAL INC. | $6,550,000 | $4,895,000 | -25.3% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $8,310,000 | $4,615,000 | -44.5% | 0.6% |
CALIBER HOME LOANS, INC. | $17,100,000 | $4,570,000 | -73.3% | 0.6% |
GUARANTEED RATE, INC. | $21,175,000 | $4,440,000 | -79.0% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $8,410,000 | $4,245,000 | -49.5% | 0.6% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $8,755,000 | $4,195,000 | -52.1% | 0.6% |
PNC Bank | $1,135,000 | $4,120,000 | 263.0% | 0.6% |
DESERT FINANCIAL FEDERAL CREDIT UNION | $2,780,000 | $4,000,000 | 43.9% | 0.6% |
FINANCE OF AMERICA MORTGAGE LLC | $8,830,000 | $3,970,000 | -55.0% | 0.6% |
MidFirst Bank | $980,000 | $3,845,000 | 292.3% | 0.5% |
Bank of America | $6,810,000 | $3,665,000 | -46.2% | 0.5% |
BROKER SOLUTIONS, INC. | $8,480,000 | $3,485,000 | -58.9% | 0.5% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,740,000 | $3,465,000 | -55.2% | 0.5% |
KeyBank | $485,000 | $3,440,000 | 609.3% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $7,470,000 | $3,390,000 | -54.6% | 0.5% |
NEWREZ LLC | $6,585,000 | $3,225,000 | -51.0% | 0.5% |
WALKER & DUNLOP, LLC | $3,200,000 | n/a | 0.4% | |
GENEVA FINANCIAL, LLC | $4,370,000 | $3,185,000 | -27.1% | 0.4% |
BMO Harris Bank | $2,455,000 | $3,160,000 | 28.7% | 0.4% |
21ST MORTGAGE CORPORATION | $4,975,000 | $3,105,000 | -37.6% | 0.4% |
Charles Schwab Bank, SSB | $800,000 | $2,890,000 | 261.3% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,815,000 | $2,885,000 | -40.1% | 0.4% |
NFM, INC. | $3,480,000 | $2,805,000 | -19.4% | 0.4% |
ARIZONA | $1,030,000 | $2,725,000 | 164.6% | 0.4% |
DEFINE MORTGAGE SOLUTIONS, LLC | $5,040,000 | $2,645,000 | -47.5% | 0.4% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,440,000 | $2,590,000 | -24.7% | 0.4% |
PHH Mortgage Corporation | $320,000 | $2,585,000 | 707.8% | 0.4% |
AMERICAN ADVISORS GROUP | $2,490,000 | $2,515,000 | 1.0% | 0.4% |
OneAZ Credit Union | $3,850,000 | $2,500,000 | -35.1% | 0.4% |
Citadel Servicing Corporation | $2,430,000 | n/a | 0.3% | |
UNION HOME MORTGAGE CORP. | $2,320,000 | $2,365,000 | 1.9% | 0.3% |
Waterstone Mortgage Corporation | $2,790,000 | $2,355,000 | -15.6% | 0.3% |
USAA Federal Savings Bank | $4,235,000 | $2,320,000 | -45.2% | 0.3% |
MID AMERICA MORTGAGE, INC. | $2,010,000 | $2,270,000 | 12.9% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,020,000 | $2,220,000 | 9.9% | 0.3% |
BAY EQUITY LLC | $2,860,000 | $2,090,000 | -26.9% | 0.3% |
ON Q FINANCIAL, INC. | $3,970,000 | $2,060,000 | -48.1% | 0.3% |
Sunflower Bank | $4,615,000 | $2,055,000 | -55.5% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $940,000 | $2,050,000 | 118.1% | 0.3% |
AMERICAN FINANCIAL RESOURCES, INC. | $3,055,000 | $2,010,000 | -34.2% | 0.3% |
ALTITUDE FINANCIAL CORPORATION | $4,675,000 | $1,955,000 | -58.2% | 0.3% |
Nations Lending Corporation | $1,700,000 | $1,935,000 | 13.8% | 0.3% |
Bankers Trust Company | $135,000 | $1,920,000 | 1,322.2% | 0.3% |
GUARANTEED RATE AFFINITY, LLC | $2,300,000 | $1,865,000 | -18.9% | 0.3% |
LENDSURE MORTGAGE CORP. | $205,000 | $1,835,000 | 795.1% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,715,000 | $1,795,000 | 4.7% | 0.3% |
NAVY FEDERAL CREDIT UNION | $2,145,000 | $1,710,000 | -20.3% | 0.2% |
Strong Home Mortgage, LLC | $1,950,000 | $1,685,000 | -13.6% | 0.2% |
ARIZONA CENTRAL | $6,080,000 | $1,655,000 | -72.8% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $1,955,000 | $1,655,000 | -15.3% | 0.2% |
Great Southern Bank | $1,630,000 | n/a | 0.2% | |
Bank of the West | $1,535,000 | $1,560,000 | 1.6% | 0.2% |
NEW DAY FINANCIAL, LLC | $2,300,000 | $1,550,000 | -32.6% | 0.2% |
IMPAC MORTGAGE CORP. | $2,410,000 | $1,515,000 | -37.1% | 0.2% |
First International Bank & Trust | $1,620,000 | $1,510,000 | -6.8% | 0.2% |
Firefighters First Federal Credit Union | $685,000 | $1,480,000 | 116.1% | 0.2% |
Lend Smart Mortgage, LLC | $1,670,000 | $1,460,000 | -12.6% | 0.2% |
BETTER MORTGAGE CORPORATION | $8,190,000 | $1,455,000 | -82.2% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $625,000 | $1,440,000 | 130.4% | 0.2% |
The Federal Savings Bank | $1,330,000 | $1,415,000 | 6.4% | 0.2% |
CREDIT HUMAN FEDERAL CREDIT UNION | $1,055,000 | $1,410,000 | 33.6% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $4,500,000 | $1,395,000 | -69.0% | 0.2% |
AMERICAN FINANCING CORPORATION | $2,945,000 | $1,325,000 | -55.0% | 0.2% |
North American Savings Bank, F.S.B. | $730,000 | $1,325,000 | 81.5% | 0.2% |
AMERICA FIRST | $1,085,000 | $1,290,000 | 18.9% | 0.2% |
LONGBRIDGE FINANCIAL, LLC | $1,385,000 | $1,265,000 | -8.7% | 0.2% |
Raymond James Bank | $1,235,000 | n/a | 0.2% | |
NBKC BANK | $3,635,000 | $1,220,000 | -66.4% | 0.2% |
CHERRY CREEK MORTGAGE, LLC | $800,000 | $1,195,000 | 49.4% | 0.2% |
STARBOARD FINANCIAL MANAGEMENT, LLC | $2,020,000 | $1,190,000 | -41.1% | 0.2% |
Axos Bank | $420,000 | $1,180,000 | 181.0% | 0.2% |
Morgan Stanley Private Bank | $2,875,000 | $1,150,000 | -60.0% | 0.2% |
Plains Commerce Bank | $1,135,000 | n/a | 0.2% | |
SECURITYNATIONAL MORTGAGE COMPANY | $2,160,000 | $1,120,000 | -48.1% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $795,000 | $1,115,000 | 40.3% | 0.2% |
LOANPAL, LLC | $1,930,000 | $1,105,000 | -42.7% | 0.2% |
Carrington Mortgage Services, LLC | $465,000 | $1,060,000 | 128.0% | 0.1% |
DIRECTORS MORTGAGE, INC. | $1,095,000 | $1,055,000 | -3.7% | 0.1% |
City National Bank | $505,000 | $1,040,000 | 105.9% | 0.1% |
AXIA FINANCIAL, LLC | $610,000 | $1,035,000 | 69.7% | 0.1% |
First-Citizens Bank & Trust Company | $1,035,000 | n/a | 0.1% | |
First State Bank of St. Charles, Missouri | $155,000 | $1,025,000 | 561.3% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $3,585,000 | $1,025,000 | -71.4% | 0.1% |
First Option Mortgage, LLC | $470,000 | $1,020,000 | 117.0% | 0.1% |
NexBank | $1,020,000 | n/a | 0.1% | |
NATIONS DIRECT MORTGAGE, LLC | $2,600,000 | $1,005,000 | -61.3% | 0.1% |
SWBC MORTGAGE CORPORATION | $650,000 | $990,000 | 52.3% | 0.1% |
ANGEL OAK HOME LOANS LLC | $255,000 | $985,000 | 286.3% | 0.1% |
PLANET HOME LENDING, LLC | $580,000 | $970,000 | 67.2% | 0.1% |
MOVEMENT MORTGAGE, LLC | $2,635,000 | $935,000 | -64.5% | 0.1% |
Figure Lending LLC | $110,000 | $925,000 | 740.9% | 0.1% |
FBC MORTGAGE, LLC | $1,260,000 | $915,000 | -27.4% | 0.1% |
Gateway First Bank | $280,000 | $910,000 | 225.0% | 0.1% |
CALCON MUTUAL MORTGAGE LLC | $830,000 | n/a | 0.1% | |
UMB Bank | $970,000 | $830,000 | -14.4% | 0.1% |
Ally Bank | $1,170,000 | $820,000 | -29.9% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $5,805,000 | $820,000 | -85.9% | 0.1% |
Western State Bank | $545,000 | $815,000 | 49.5% | 0.1% |
CITYWIDE HOME LOANS, LLC | $3,225,000 | $805,000 | -75.0% | 0.1% |
Deseret First Credit Union | $785,000 | n/a | 0.1% | |
NETWORK CAPITAL FUNDING CORPORATION | $450,000 | $775,000 | 72.2% | 0.1% |
Choice Financial Group | $755,000 | n/a | 0.1% | |
GoPrime Mortgage, Inc. | $325,000 | $755,000 | 132.3% | 0.1% |
Watermark Capital, Inc. | $4,185,000 | $755,000 | -82.0% | 0.1% |
Prosperity Home Mortgage, LLC | $825,000 | $735,000 | -10.9% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $3,050,000 | $730,000 | -76.1% | 0.1% |
OCMBC, INC. | $340,000 | $710,000 | 108.8% | 0.1% |
SPRING EQ, LLC | $315,000 | $705,000 | 123.8% | 0.1% |
FirstBank | $390,000 | $690,000 | 76.9% | 0.1% |
First Guaranty Mortgage Corporation | $3,400,000 | $680,000 | -80.0% | 0.1% |
ALLIANT CREDIT UNION | $125,000 | $665,000 | 432.0% | 0.1% |
Luxury Mortgage Corp. | $665,000 | n/a | 0.1% | |
Old National Bank | $655,000 | n/a | 0.1% | |
ENVOY MORTGAGE, LTD | $660,000 | $630,000 | -4.5% | 0.1% |
WESCOM CENTRAL CREDIT UNION | $630,000 | n/a | 0.1% | |
Bank of Colorado | $65,000 | $625,000 | 861.5% | 0.1% |
VANTAGE WEST | $825,000 | $610,000 | -26.1% | 0.1% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $605,000 | n/a | 0.1% | |
Glacier Bank | $205,000 | $600,000 | 192.7% | 0.1% |
LHM FINANCIAL CORPORATION | $2,945,000 | $600,000 | -79.6% | 0.1% |
T2 FINANCIAL LLC | $595,000 | n/a | 0.1% | |
LEGEND LENDING CORPORATION | $590,000 | n/a | 0.1% | |
CREDIT UNION WEST | $110,000 | $570,000 | 418.2% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $530,000 | $565,000 | 6.6% | 0.1% |
Loan Simple, Inc. | $900,000 | $560,000 | -37.8% | 0.1% |
First Republic Bank | $555,000 | n/a | 0.1% | |
OPEN MORTGAGE, LLC | $390,000 | $555,000 | 42.3% | 0.1% |
SUBURBAN MORTGAGE, INC. | $1,705,000 | $550,000 | -67.7% | 0.1% |
CHEVRON | $535,000 | n/a | 0.1% | |
AMERICAN INTERNET MORTGAGE, INC. | $1,235,000 | $520,000 | -57.9% | 0.1% |
DIGITAL Federal Credit Union | $505,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $925,000 | $495,000 | -46.5% | 0.1% |
SUNSTREET MORTGAGE, LLC | $3,690,000 | $480,000 | -87.0% | 0.1% |
Capital Bank | $465,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $95,000 | $460,000 | 384.2% | 0.1% |
The Home Loan Expert LLC | $1,010,000 | $455,000 | -55.0% | 0.1% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $205,000 | $450,000 | 119.5% | 0.1% |
TOP FLITE FINANCIAL, INC. | $865,000 | $450,000 | -48.0% | 0.1% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $275,000 | $445,000 | 61.8% | 0.1% |
Merchants Mortgage & Trust Corporation | $430,000 | n/a | 0.1% | |
NBH Bank | $425,000 | n/a | 0.1% | |
Fidelity Bank | $405,000 | n/a | 0.1% | |
HUNT MORTGAGE CORPORATION | $135,000 | $405,000 | 200.0% | 0.1% |
IDEAL HOME LOANS LLC | $85,000 | $405,000 | 376.5% | 0.1% |
First Internet Bank of Indiana | $390,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $1,775,000 | $380,000 | -78.6% | 0.1% |
Bank of Utah | $375,000 | n/a | 0.1% | |
DEEPHAVEN MORTGAGE LLC | $375,000 | n/a | 0.1% | |
Discover Bank | $560,000 | $375,000 | -33.0% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $205,000 | $375,000 | 82.9% | 0.1% |
Victorian Finance, LLC | $375,000 | n/a | 0.1% | |
BayCoast Bank | $365,000 | n/a | 0.1% | |
BLUE BRICK FINANCIAL LLC | $305,000 | $365,000 | 19.7% | 0.1% |
BNC National Bank | $535,000 | $365,000 | -31.8% | 0.1% |
S1L, Inc. | $165,000 | $365,000 | 121.2% | 0.1% |
TRUWEST Credit Union | $2,160,000 | $365,000 | -83.1% | 0.1% |
Canyon State Credit Union | $245,000 | $355,000 | 44.9% | 0.0% |
DRAPER AND KRAMER MORTGAGE CORP. | $1,340,000 | $355,000 | -73.5% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $1,650,000 | $345,000 | -79.1% | 0.0% |
HOMEXPRESS MORTGAGE CORP. | $305,000 | $345,000 | 13.1% | 0.0% |
Unison Bank | $345,000 | n/a | 0.0% | |
RELIANCE FIRST CAPITAL, LLC | $340,000 | n/a | 0.0% | |
American Mortgage & Equity Consultants, Inc. | $335,000 | n/a | 0.0% | |
TOWNE MORTGAGE COMPANY | $195,000 | $335,000 | 71.8% | 0.0% |
FirstBank | $390,000 | $330,000 | -15.4% | 0.0% |
First State Bank of Forrest | $325,000 | n/a | 0.0% | |
Northpointe Bank | $640,000 | $325,000 | -49.2% | 0.0% |
Alaska USA Federal Credit Union | $265,000 | $305,000 | 15.1% | 0.0% |
HUGHES FEDERAL CREDIT UNION | $155,000 | $305,000 | 96.8% | 0.0% |
MEGASTAR FINANCIAL CORP. | $720,000 | $305,000 | -57.6% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $930,000 | $305,000 | -67.2% | 0.0% |
Neighborhood Loans, Inc. | $1,280,000 | $295,000 | -77.0% | 0.0% |
JMAC LENDING, INC. | $185,000 | $285,000 | 54.1% | 0.0% |
RESIDENTIAL WHOLESALE MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
SWH FUNDING, LLC | $190,000 | $285,000 | 50.0% | 0.0% |
DIRECT MORTGAGE, CORP. | $1,180,000 | $280,000 | -76.3% | 0.0% |
RESIDENTIAL BANCORP. | $450,000 | $280,000 | -37.8% | 0.0% |
INTERCAP LENDING INC. | $145,000 | $275,000 | 89.7% | 0.0% |
WINGS FINANCIAL | $275,000 | n/a | 0.0% | |
REVERSE MORTGAGE FUNDING LLC | $145,000 | $260,000 | 79.3% | 0.0% |
FIRST COLONY MORTGAGE CORPORATION | $235,000 | $255,000 | 8.5% | 0.0% |
Magnolia Bank | $215,000 | $255,000 | 18.6% | 0.0% |
Barrington Bank & Trust Company, N.A. | $280,000 | $245,000 | -12.5% | 0.0% |
MUFG Union Bank | $105,000 | $225,000 | 114.3% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $400,000 | $225,000 | -43.8% | 0.0% |
UNIVERSITY CREDIT UNION | $225,000 | n/a | 0.0% | |
First Savings Bank | $220,000 | n/a | 0.0% | |
SOUTHWEST STAGE FUNDING, LLC | $320,000 | $220,000 | -31.3% | 0.0% |
SFMC, LP | $1,810,000 | $215,000 | -88.1% | 0.0% |
Wyndham Capital Mortgage, Inc. | $745,000 | $215,000 | -71.1% | 0.0% |
Evolve Bank & Trust | $205,000 | n/a | 0.0% | |
RANLIFE, INC. | $485,000 | $205,000 | -57.7% | 0.0% |
SUMMIT FUNDING, INC. | $1,520,000 | $205,000 | -86.5% | 0.0% |
AmeriHome Mortgage Company, LLC | $1,150,000 | $195,000 | -83.0% | 0.0% |
LADERA LENDING, INC. | $195,000 | n/a | 0.0% | |
SOVEREIGN LENDING GROUP INCORPORATED | $930,000 | $195,000 | -79.0% | 0.0% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $1,055,000 | $185,000 | -82.5% | 0.0% |
Metro City Bank | $185,000 | n/a | 0.0% | |
ALL REVERSE MORTGAGE, INC. | $215,000 | $155,000 | -27.9% | 0.0% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $155,000 | n/a | 0.0% | |
Stifel Bank and Trust | $520,000 | $155,000 | -70.2% | 0.0% |
STAR ONE CREDIT UNION | $145,000 | n/a | 0.0% | |
KINECTA | $215,000 | $130,000 | -39.5% | 0.0% |
AMWEST FUNDING CORP. | $125,000 | n/a | 0.0% | |
Financial Funding Solutions, Inc. | $125,000 | n/a | 0.0% | |
Notre Dame Federal Credit Union Corporation | $125,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
Comerica Bank | $105,000 | $105,000 | 0.0% | 0.0% |
Lakeview Community Capital, LLC | $905,000 | $105,000 | -88.4% | 0.0% |
PIMA Federal Credit Union | $605,000 | $105,000 | -82.6% | 0.0% |
TJC Mortgage, Inc. | $285,000 | $105,000 | -63.2% | 0.0% |
WALL STREET MORTGAGE BANKERS, LTD. | $105,000 | n/a | 0.0% | |
ARC HOME LLC | $865,000 | $95,000 | -89.0% | 0.0% |
MOUNTAIN WEST FINANCIAL, INC. | $495,000 | $75,000 | -84.8% | 0.0% |
EASTMAN | $65,000 | n/a | 0.0% | |
GEORGIA'S OWN | $65,000 | n/a | 0.0% | |
AERO Federal Credit Union | $250,000 | $55,000 | -78.0% | 0.0% |
THRIVENT Federal Credit Union | $545,000 | $25,000 | -95.4% | 0.0% |
Show Low's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.8% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $46,205,000 in loans. In third place, with 5.0%, is GUILD MORTGAGE COMPANY, having originated $35,405,000 in loans. In fourth place, with 4.7%, is Zions Bancorporation, N.A., having originated $33,310,000 in loans. In fifth place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,455,000 in loans.
Show Low Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $269,675 (8.0%) | $353,956 (2.2%) | 0.00 | 616 |
2018-02-01 | $271,717 (8.9%) | $348,740 (0.5%) | 0.00 | 591 |
2018-03-01 | $269,900 (3.6%) | $348,949 (-2.3%) | 0.00 | 606 |
2018-04-01 | $281,475 (8.3%) | $357,976 (-0.8%) | 0.00 | 680 |
2018-05-01 | $287,625 (8.5%) | $365,508 (3.7%) | 0.00 | 718 |
2018-06-01 | $291,500 (9.1%) | $377,548 (7.0%) | 0.00 | 759 |
2018-07-01 | $289,925 (7.4%) | $369,732 (2.0%) | 0.00 | 797 |
2018-08-01 | $296,750 (9.9%) | $374,045 (3.4%) | 0.00 | 792 |
2018-09-01 | $293,000 (8.5%) | $375,768 (3.6%) | 0.00 | 753 |
2018-10-01 | $299,225 (8.8%) | $380,275 (2.9%) | 0.00 | 682 |
2018-11-01 | $299,900 (11.5%) | $375,720 (4.9%) | 0.00 | 607 |
2018-12-01 | $295,500 (9.7%) | $372,163 (4.1%) | 0.00 | 553 |
2019-01-01 | $283,750 (5.2%) | $371,212 (4.9%) | 0.00 | 510 |
2019-02-01 | $280,720 (3.3%) | $371,209 (6.4%) | 0.00 | 521 |
2019-03-01 | $290,786 (7.7%) | $377,818 (8.3%) | 0.00 | 553 |
2019-04-01 | $297,036 (5.5%) | $377,084 (5.3%) | 0.00 | 597 |
2019-05-01 | $298,663 (3.8%) | $374,741 (2.5%) | 0.00 | 675 |
2019-06-01 | $294,450 (1.0%) | $370,138 (-2.0%) | 0.00 | 735 |
2019-07-01 | $279,769 (-3.5%) | $353,063 (-4.5%) | 0.00 | 749 |
2019-08-01 | $283,692 (-4.4%) | $357,512 (-4.4%) | 0.00 | 711 |
2019-09-01 | $289,771 (-1.1%) | $363,628 (-3.2%) | 0.00 | 650 |
2019-10-01 | $293,824 (-1.8%) | $369,200 (-2.9%) | 0.00 | 594 |
2019-11-01 | $289,900 (-3.3%) | $372,962 (-0.7%) | 0.00 | 525 |
2019-12-01 | $286,950 (-2.9%) | $370,030 (-0.6%) | 0.00 | 474 |
2020-01-01 | $283,925 (0.1%) | $355,560 (-4.2%) | 0.00 | 422 |
2020-02-01 | $289,000 (3.0%) | $356,798 (-3.9%) | 0.00 | 423 |
2020-03-01 | $289,125 (-0.6%) | $362,815 (-4.0%) | 0.00 | 445 |
2020-04-01 | $289,900 (-2.4%) | $360,168 (-4.5%) | 0.00 | 483 |
2020-05-01 | $309,000 (3.5%) | $368,879 (-1.6%) | 0.00 | 468 |
2020-06-01 | $326,600 (10.9%) | $383,254 (3.5%) | 0.00 | 422 |
2020-07-01 | $345,950 (23.7%) | $402,045 (13.9%) | 0.00 | 358 |
2020-08-01 | $324,450 (14.4%) | $411,179 (15.0%) | 0.00 | 293 |
2020-09-01 | $325,000 (12.2%) | $422,873 (16.3%) | 0.00 | 262 |
2020-10-01 | $325,000 (10.6%) | $443,075 (20.0%) | 0.00 | 228 |
2020-11-01 | $325,250 (12.2%) | $441,063 (18.3%) | 0.00 | 206 |
2020-12-01 | $331,250 (15.4%) | $446,397 (20.6%) | 0.00 | 175 |
2021-01-01 | $355,000 (25.0%) | $476,627 (34.1%) | 0.00 | 155 |
2021-02-01 | $377,225 (30.5%) | $511,222 (43.3%) | 0.00 | 127 |
2021-03-01 | $391,150 (35.3%) | $533,165 (47.0%) | 0.00 | 132 |
2021-04-01 | $384,325 (32.6%) | $518,471 (44.0%) | 0.00 | 161 |
2021-05-01 | $400,000 (29.5%) | $554,635 (50.4%) | 0.00 | 172 |
2021-06-01 | $421,898 (29.2%) | $561,683 (46.6%) | 0.00 | 210 |
2021-07-01 | $399,900 (15.6%) | $539,055 (34.1%) | 0.00 | 250 |
2021-08-01 | $397,000 (22.4%) | $517,870 (26.0%) | 0.00 | 247 |
2021-09-01 | $449,375 (38.3%) | $560,440 (32.5%) | 0.00 | 243 |
2021-10-01 | $460,000 (41.5%) | $578,589 (30.6%) | 0.00 | 200 |
2021-11-01 | $447,950 (37.7%) | $573,630 (30.1%) | 0.00 | 178 |
2021-12-01 | $447,200 (35.0%) | $565,522 (26.7%) | 0.00 | 169 |
2022-01-01 | $459,000 (29.3%) | $589,536 (23.7%) | 0.00 | 147 |
2022-02-01 | $479,450 (27.1%) | $607,876 (18.9%) | 0.00 | 152 |
2022-03-01 | $484,950 (24.0%) | $613,657 (15.1%) | 0.00 | 162 |
2022-04-01 | $496,500 (29.2%) | $605,263 (16.7%) | 0.00 | 211 |
2022-05-01 | $499,651 (24.9%) | $609,590 (9.9%) | 0.00 | 274 |
2022-06-01 | $498,722 (18.2%) | $607,286 (8.1%) | 0.00 | 372 |
2022-07-01 | $474,900 (18.8%) | $589,676 (9.4%) | 0.00 | 438 |
2022-08-01 | $468,225 (17.9%) | $573,406 (10.7%) | 0.00 | 422 |
2022-09-01 | $457,000 (1.7%) | $565,698 (0.9%) | 0.00 | 394 |
2022-10-01 | $465,000 (1.1%) | $574,495 (-0.7%) | 0.00 | 374 |
2022-11-01 | $488,250 (9.0%) | $582,127 (1.5%) | 0.00 | 349 |
2022-12-01 | $489,900 (9.6%) | $591,204 (4.5%) | 0.00 | 317 |
2023-01-01 | $471,975 (2.8%) | $564,792 (-4.2%) | 0.00 | 299 |
2023-02-01 | $499,000 (4.1%) | $571,241 (-6.0%) | 0.00 | 275 |
2023-03-01 | $495,725 (2.2%) | $567,031 (-7.6%) | 0.00 | 284 |
2023-04-01 | $485,000 (-2.3%) | $568,936 (-6.0%) | 0.00 | 360 |
2023-05-01 | $492,092 (-1.5%) | $579,141 (-5.0%) | 0.00 | 434 |
Show Low's median listing price comes in at 0% of the national average.
Show Low's average listing price for 2023-05-01 was $579,141, a difference of $-30,449 (-5.0%) versus the prior year and $10,205 versus the prior month.
For the 2023-05-01 period, Show Low had 434 MLS listings, a difference of 74 listings (21%) versus the prior month and 160 listings (58%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,890 sqft |
2018-02-01 | 0 days | 1,894 sqft |
2018-03-01 | 0 days | 1,848 sqft |
2018-04-01 | 0 days | 1,882 sqft |
2018-05-01 | 0 days | 1,918 sqft |
2018-06-01 | 0 days | 1,921 sqft |
2018-07-01 | 0 days | 1,918 sqft |
2018-08-01 | 0 days | 1,950 sqft |
2018-09-01 | 0 days | 1,932 sqft |
2018-10-01 | 0 days | 1,976 sqft |
2018-11-01 | 0 days | 1,997 sqft |
2018-12-01 | 0 days | 1,949 sqft |
2019-01-01 | 0 days | 1,861 sqft |
2019-02-01 | 0 days | 1,847 sqft |
2019-03-01 | 0 days | 1,879 sqft |
2019-04-01 | 0 days | 1,905 sqft |
2019-05-01 | 0 days | 1,882 sqft |
2019-06-01 | 0 days | 1,886 sqft |
2019-07-01 | 0 days | 1,834 sqft |
2019-08-01 | 0 days | 1,858 sqft |
2019-09-01 | 0 days | 1,865 sqft |
2019-10-01 | 0 days | 1,877 sqft |
2019-11-01 | 0 days | 1,890 sqft |
2019-12-01 | 0 days | 1,889 sqft |
2020-01-01 | 0 days | 1,859 sqft |
2020-02-01 | 0 days | 1,846 sqft |
2020-03-01 | 0 days | 1,828 sqft |
2020-04-01 | 0 days | 1,835 sqft |
2020-05-01 | 0 days | 1,850 sqft |
2020-06-01 | 0 days | 1,871 sqft |
2020-07-01 | 0 days | 1,992 sqft |
2020-08-01 | 0 days | 1,965 sqft |
2020-09-01 | 0 days | 2,008 sqft |
2020-10-01 | 0 days | 1,946 sqft |
2020-11-01 | 0 days | 1,911 sqft |
2020-12-01 | 0 days | 1,937 sqft |
2021-01-01 | 0 days | 1,955 sqft |
2021-02-01 | 0 days | 1,941 sqft |
2021-03-01 | 0 days | 1,998 sqft |
2021-04-01 | 0 days | 1,887 sqft |
2021-05-01 | 0 days | 1,865 sqft |
2021-06-01 | 0 days | 1,823 sqft |
2021-07-01 | 0 days | 1,852 sqft |
2021-08-01 | 0 days | 1,807 sqft |
2021-09-01 | 0 days | 1,920 sqft |
2021-10-01 | 0 days | 1,959 sqft |
2021-11-01 | 0 days | 1,922 sqft |
2021-12-01 | 0 days | 1,870 sqft |
2022-01-01 | 0 days | 1,834 sqft |
2022-02-01 | 0 days | 1,842 sqft |
2022-03-01 | 0 days | 1,898 sqft |
2022-04-01 | 0 days | 1,841 sqft |
2022-05-01 | 0 days | 1,870 sqft |
2022-06-01 | 0 days | 1,868 sqft |
2022-07-01 | 0 days | 1,820 sqft |
2022-08-01 | 0 days | 1,828 sqft |
2022-09-01 | 0 days | 1,812 sqft |
2022-10-01 | 0 days | 1,854 sqft |
2022-11-01 | 0 days | 1,886 sqft |
2022-12-01 | 0 days | 1,944 sqft |
2023-01-01 | 0 days | 1,883 sqft |
2023-02-01 | 0 days | 1,882 sqft |
2023-03-01 | 0 days | 1,854 sqft |
2023-04-01 | 0 days | 1,828 sqft |
2023-05-01 | 0 days | 1,828 sqft |
Show Low's median square footage for active listings during the 2023-05-01 period was 1,828 sqft. One year prior, the average listing was 1,870 sqft.
Show Low, AZ Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,403 | $451,305,000 | $321,671 |
Cash Out Refi | 612 | $140,350,000 | $229,330 |
Refi | 286 | $82,050,000 | $286,888 |
Home Improvement | 135 | $16,425,000 | $121,667 |
Other | 128 | $21,590,000 | $168,672 |
Show Low's most frequently cited loan purpose was Home Purchase, with 1,403 originations. The 2nd most popular reason was Cash Out Refi, with 612 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 636 | $175,750,000 | $276,336 |
3-4% | 631 | $186,095,000 | $294,921 |
4-5% | 549 | $168,955,000 | $307,750 |
6-7% | 360 | $94,030,000 | $261,194 |
2.5-3% | 159 | $40,085,000 | $252,107 |
7-8% | 123 | $28,955,000 | $235,407 |
Over 8% | 55 | $7,695,000 | $139,909 |
<2.5% | 48 | $9,470,000 | $197,292 |
During 2022, Show Low's most frequently originated rate bucket was 5-6%, with 636 originations.
Loan Sizing (Show Low, AZ MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 1,145 | $325,175,000 | $283,996 |
$100k-200k | 693 | $103,395,000 | $149,199 |
$400k-600k | 321 | $152,855,000 | $476,184 |
$100,000 or less | 275 | $17,375,000 | $63,182 |
$600k-1000k | 114 | $79,860,000 | $700,526 |
$Over $1MM | 16 | $33,060,000 | $2,066,250 |
Show Low's loan sizing saw the bucket of loans from $200k-400k with 1,145 originations, totaling $325,175,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 851 | $272,445,000 | $320,147 |
80-100% | 798 | $258,080,000 | $323,409 |
40-60% | 439 | $118,345,000 | $269,579 |
20-40% | 269 | $39,325,000 | $146,190 |
Under 20% | 167 | $10,065,000 | $60,269 |
Over 100% | 22 | $8,830,000 | $401,364 |
Show Low's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 851 originations, totaling $272,445,000 in origination value.