Show Low Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Show Low averaged 6.76% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 7.25% and one month ago for the week of 2024-11-07, the average rate was 7.15%.

Show Low's average rate one year ago was 7.59%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Show Low 30 Year Fixed Rate 2024-12-12 6.76%
Show Low 30 Year Fixed Rate Refi 2024-12-12 7.07%
Show Low 15 Year Fixed Rate 2024-12-12 5.94%
Show Low 15 Year Fixed Rate Refi 2024-12-12 6.14%
Show Low 30 Year FHA 2024-12-12 6.03%
Show Low 30 Year FHA Refi 2024-12-12 6.18%
Show Low 30 Year USDA 2024-12-12 6.4%
Show Low 30 Year USDA Refi 2024-12-12 6.1%
Show Low 30 Year VA 2024-12-12 6.16%
Show Low 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Show Low, AZ.

Show Low Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 179 7.04% $8,535
QUICKEN LOANS, LLC 63 6.90% $7,877
GUILD MORTGAGE COMPANY 58 7.23% $6,689
NOVA FINANCIAL & INVESTMENT CORPORATION 25 6.74% $5,365
V.I.P. MORTGAGE, INC. 24 7.47% $8,440
AMERICAN PACIFIC MORTGAGE CORPORATION 22 6.99% $8,531
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 7.17% $7,854
Wells Fargo Bank 15 7.15% $6,343
ARK-LA-TEX FINANCIAL SERVICES, LLC. 15 7.10% $7,317
CMG MORTGAGE, INC. 14 7.39% $9,132
Flagstar Bank, FSB 13 7.29% $6,397
CROSSCOUNTRY MORTGAGE, LLC 12 7.20% $7,183
ALTITUDE FINANCIAL CORPORATION 11 7.15% $5,008
MORIA DEVELOPMENT, INC. 11 7.43% $5,066
U.S. Bank 10 6.51% $6,928
21ST MORTGAGE CORPORATION 9 8.26% $5,792
JPMorgan Chase Bank 8 7.28% $4,352
ACADEMY MORTGAGE CORPORATION 8 7.16% $8,908
Mr. Cooper ( Nationstar Mortgage ) 7 6.73% $10,839
AMERISAVE MORTGAGE CORPORATION 7 6.62% $8,593
PROVIDENT FUNDING ASSOCIATES, L.P. 6 6.69% $5,323
GUARANTEED RATE, INC. 6 6.94% $7,349
GENEVA FINANCIAL, LLC 6 7.27% $10,476
Paramount Residential Mortgage Group, Inc. 6 7.21% $5,168
Waterstone Mortgage Corporation 6 6.38% $7,796
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 7.33% $8,379
Bell Bank 5 6.80% $5,728
Prosperity Home Mortgage, LLC 5 7.50% $12,073
PENNYMAC LOAN SERVICES, LLC 5 7.17% $7,381
OneAZ Credit Union 5 6.50% $6,097
NexBank 5 8.00% $8,630
UNION HOME MORTGAGE CORP. 5 7.08% $6,469
Morgan Stanley Private Bank 5 6.12% $4,349
BROKER SOLUTIONS, INC. 5 7.78% $11,306
Washington Federal Bank 4 6.78% $9,169
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.47% $6,736
TRUWEST Credit Union 4 6.25% $2,047
The Loan Store, Inc. 4 6.69% $13,356
BAY EQUITY LLC 4 6.99% $9,621
VANDERBILT MORTGAGE AND FINANCE, INC. 4 7.56% $5,810
SUN AMERICAN MORTGAGE COMPANY 4 6.72% $10,248
TRIAD FINANCIAL SERVICES, INC. 4 8.71% $10,312
DEFINE MORTGAGE SOLUTIONS, LLC 4 6.59% $7,048
VANTAGE WEST 4 5.53% $3,709
Bank of America 4 6.44% $4,746
Zions Bank 3 6.46% $11,919
ARIZONA 3 6.75% $10,267
BMO Harris Bank 3 6.71% $7,091
Charles Schwab Bank, SSB 3 5.74% $5,413
DEEPHAVEN MORTGAGE LLC 3 8.83% $16,040
First International Bank & Trust 3 7.58% $10,286
GSF Mortgage Corporation 3 6.42% $9,953
LOANDEPOT.COM, LLC 3 7.25% $6,898
MICHIGAN MUTUAL, INC. 3 7.29% $8,099
MidFirst Bank 3 6.84% $6,200
NFM, INC. 3 6.88% $6,277
Plains Commerce Bank 3 7.04% $12,582
STARBOARD FINANCIAL MANAGEMENT, LLC 3 7.25% $8,923
Sunflower Bank 3 6.83% $7,336
NAVY FEDERAL CREDIT UNION 2 5.63% $5,550
INTERCAP LENDING INC. 2 6.88% $7,226
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.69% $5,749
Wallick & Volk, Inc. 2 6.69% $954
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.25% $9,507
GUARANTEED RATE AFFINITY, LLC 2 6.94% $8,266
UBS Bank USA 2 6.94% $4,180
MOUNTAIN AMERICA 2 7.13% $7,364
Citadel Servicing Corporation 2 9.75% $4,643
Armed Forces Bank 2 7.13% $5,382
ON Q FINANCIAL, INC. 2 7.63% $7,908
ARC HOME LLC 2 8.06% $16,087
AmeriHome Mortgage Company, LLC 2 6.75% $4,530
Firefighters First Federal Credit Union 2 5.69% $3,133
LADERA LENDING, INC. 2 7.81% $10,476
SECURITYNATIONAL MORTGAGE COMPANY 2 7.62% $5,636
Sierra Pacific Mortgage Company, Inc. 2 7.00% $9,782
CHURCHILL MORTGAGE CORPORATION 2 8.00% $5,134
Discover Bank 2 7.14% $0
LEADERONE FINANCIAL CORPORATION 2 7.06% $9,887
AMERICAN FINANCIAL NETWORK, INC. 2 6.81% $5,292
A&D Mortgage LLC 2 9.06% $13,499
Commerce Home Mortgage, Inc. 1 8.13% $12,671
City National Bank 1 6.43% $3,256
NEWREZ LLC 1 5.75% $7,359
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.50% $13,668
Alaska USA Federal Credit Union 1 7.50% $4,322
Northwest Farm Credit Services, FLCA 1 7.10% $8,731
Citibank 1 5.75% $16,581
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.50% $12,578
CASTLE & COOKE MORTGAGE, LLC 1 7.49% $5,249
PENTAGON FEDERAL CREDIT UNION 1 8.50% $6,145
PHH Mortgage Corporation 1 7.63% $8,657
PINNACLE LENDING GROUP, INC. 1 7.13% $7,644
WINGS FINANCIAL 1 5.75% $3,073
PNC Bank 1 6.50% $4,364
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.50% $19,044
Carrington Mortgage Services, LLC 1 5.75% $4,095
CARDINAL FINANCIAL 1 6.50% $11,874
Canyon State Credit Union 1 6.38% $6,383
Raymond James Bank 1 6.38% $2,826
ROYAL UNITED MORTGAGE LLC 1 7.13% $8,464
ZILLOW HOME LOANS, LLC 1 6.88% $4,496
Stifel Bank and Trust 1 6.88% $5,245
SUMMIT FUNDING, INC. 1 5.75% $16,454
BOKF 1 6.00% $5,754
SUN WEST MORTGAGE COMPANY, INC. 1 8.63% $21,256
T2 FINANCIAL LLC 1 6.63% $5,152
TEXAS TECH 1 6.50% $4,964
BNC National Bank 1 7.63% $14,065
Bank of the West 1 7.00% $4,080
Bank Independent 1 8.49% $8,739
Umpqua Bank 1 7.88% $5,244
AXIA FINANCIAL, LLC 1 7.63% $14,972
USAA Federal Savings Bank 1 6.88% $3,072
FirstBank 1 7.75% $4,402
AMERICAN HERITAGE LENDING, INC. 1 9.75% $9,011
First Savings Bank 1 7.38% $9,183
First State Bank of St. Charles, Missouri 1 7.63% $4,693
Fidelity Bank 1 7.88% $4,714
FREEDOM MORTGAGE CORPORATION 1 6.25% $14,273
Farmers Bank & Trust 1 5.50% $9,145
AMERICAN FINANCING CORPORATION 1 6.75% $4,442
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.99% $6,116
EMBRACE HOME LOANS, INC. 1 5.50% $6,225
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.75% $13,822
DIRECTORS MORTGAGE, INC. 1 6.38% $9,221
HOMESIDE FINANCIAL, LLC 1 7.13% $6,826
Hometown Equity Mortgage, LLC 1 7.00% $4,545
HUNT MORTGAGE CORPORATION 1 6.50% $5,904
Deseret First Credit Union 1 7.50% $10,823
KINECTA 1 6.38% $19,367
Landings Credit Union 1 6.75% $14,530
Lend Smart Mortgage, LLC 1 5.88% $12,321
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.63% $3,463
Loan Simple, Inc. 1 7.00% $9,127
MANN FINANCIAL INC. 1 7.75% $12,642
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.63% $8,638
Merchants Bank 1 6.65% $3,153
MID AMERICA MORTGAGE, INC. 1 7.63% $3,355
ALLIED MORTGAGE GROUP, INC. 1 6.75% $4,206
CREDIT UNION WEST 1 6.63% $4,898
Cornerstone First Mortgage, Inc 1 8.13% $15,839
MOUNTAIN WEST FINANCIAL, INC. 1 7.25% $3,988
MOVEMENT MORTGAGE, LLC 1 7.56% $10,911

Show Low Average Closing Costs & Other Stats

Show Low, AZ's 144 lenders originated 1,639 loans during 2023. The total origination value was $448,495,000, with an average loan value of $273,639.

Show Low's average closing costs are $5,442.

The top Show Low lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 179 loans originated. Their average total fees are $8,535, which is $658 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Show Low lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($5,008), MORIA DEVELOPMENT, INC. ($5,066), NOVA FINANCIAL & INVESTMENT CORPORATION ($5,365), Wells Fargo Bank ($6,343) and Flagstar Bank, FSB ($6,397).

The lowest rate Show Low lenders (with over 10 loans originated) are U.S. Bank (6.51%), NOVA FINANCIAL & INVESTMENT CORPORATION (6.74%), QUICKEN LOANS, LLC (6.90%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.99%) and UNITED WHOLESALE MORTGAGE, LLC (7.04%).

Show Low, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $76,840,000 $81,150,000 5.6% 18.1%
QUICKEN LOANS, LLC $46,205,000 $25,675,000 -44.4% 5.7%
GUILD MORTGAGE COMPANY $35,405,000 $20,170,000 -43.0% 4.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,855,000 $15,640,000 44.1% 3.5%
Zions Bank $33,310,000 $15,200,000 -54.4% 3.4%
V.I.P. MORTGAGE, INC. $10,390,000 $13,435,000 29.3% 3.0%
CMG MORTGAGE, INC. $11,460,000 $12,315,000 7.5% 2.7%
NOVA FINANCIAL & INVESTMENT CORPORATION $12,790,000 $9,795,000 -23.4% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,455,000 $8,280,000 -64.7% 1.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,885,000 $7,145,000 147.7% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $10,585,000 $6,705,000 -36.7% 1.5%
Wells Fargo Bank $13,040,000 $5,925,000 -54.6% 1.3%
21ST MORTGAGE CORPORATION $3,105,000 $5,800,000 86.8% 1.3%
Bell Bank $10,525,000 $5,585,000 -46.9% 1.2%
U.S. Bank $13,310,000 $5,565,000 -58.2% 1.2%
Flagstar Bank, FSB $6,625,000 $5,110,000 -22.9% 1.1%
ACADEMY MORTGAGE CORPORATION $6,195,000 $4,935,000 -20.3% 1.1%
ALTITUDE FINANCIAL CORPORATION $1,955,000 $4,800,000 145.5% 1.1%
Mortgage Research Center, LLC $6,145,000 $4,605,000 -25.1% 1.0%
Washington Federal Bank $13,715,000 $4,210,000 -69.3% 0.9%
MOUNTAIN AMERICA $9,455,000 $4,130,000 -56.3% 0.9%
MORIA DEVELOPMENT, INC. $8,185,000 $4,080,000 -50.2% 0.9%
DESERT FINANCIAL FEDERAL CREDIT UNION $4,000,000 $3,950,000 -1.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,615,000 $3,765,000 -18.4% 0.8%
BMO Harris Bank $3,160,000 $3,535,000 11.9% 0.8%
AMERISAVE MORTGAGE CORPORATION $4,245,000 $3,450,000 -18.7% 0.8%
LOANDEPOT.COM, LLC $13,190,000 $3,450,000 -73.8% 0.8%
PENNYMAC LOAN SERVICES, LLC $8,255,000 $3,445,000 -58.3% 0.8%
Paramount Residential Mortgage Group, Inc. $3,390,000 $3,130,000 -7.7% 0.7%
MidFirst Bank $3,845,000 $3,050,000 -20.7% 0.7%
Morgan Stanley Private Bank $1,150,000 $2,725,000 137.0% 0.6%
Waterstone Mortgage Corporation $2,355,000 $2,645,000 12.3% 0.6%
GUARANTEED RATE, INC. $4,440,000 $2,535,000 -42.9% 0.6%
OneAZ Credit Union $2,500,000 $2,435,000 -2.6% 0.5%
JPMorgan Chase Bank $8,010,000 $2,370,000 -70.4% 0.5%
NAVY FEDERAL CREDIT UNION $1,710,000 $2,370,000 38.6% 0.5%
BROKER SOLUTIONS, INC. $3,485,000 $2,325,000 -33.3% 0.5%
Prosperity Home Mortgage, LLC $735,000 $2,320,000 215.6% 0.5%
SUN AMERICAN MORTGAGE COMPANY $6,710,000 $2,300,000 -65.7% 0.5%
GENEVA FINANCIAL, LLC $3,185,000 $2,295,000 -27.9% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,850,000 $2,225,000 -62.0% 0.5%
TRUWEST Credit Union $365,000 $2,220,000 508.2% 0.5%
ARIZONA $2,725,000 $2,185,000 -19.8% 0.5%
Bank of America $3,665,000 $2,170,000 -40.8% 0.5%
FREEDOM MORTGAGE CORPORATION $6,080,000 $2,105,000 -65.4% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $730,000 $2,095,000 187.0% 0.5%
PNC Bank $4,120,000 $2,065,000 -49.9% 0.5%
First International Bank & Trust $1,510,000 $2,000,000 32.5% 0.4%
Plains Commerce Bank $1,135,000 $1,975,000 74.0% 0.4%
MANN FINANCIAL INC. $4,895,000 $1,890,000 -61.4% 0.4%
UNION HOME MORTGAGE CORP. $2,365,000 $1,835,000 -22.4% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $4,195,000 $1,770,000 -57.8% 0.4%
ARIZONA CENTRAL $1,655,000 $1,720,000 3.9% 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $605,000 $1,645,000 171.9% 0.4%
WALKER & DUNLOP, LLC $3,200,000 $1,635,000 -48.9% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,050,000 $1,595,000 -22.2% 0.4%
Equity Prime Mortgage LLC $460,000 $1,575,000 242.4% 0.4%
DEEPHAVEN MORTGAGE LLC $375,000 $1,555,000 314.7% 0.3%
NexBank $1,020,000 $1,535,000 50.5% 0.3%
Citadel Servicing Corporation $2,430,000 $1,445,000 -40.5% 0.3%
GSF Mortgage Corporation $1,445,000 n/a 0.3%
The Loan Store, Inc. $1,440,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,795,000 $1,385,000 -22.8% 0.3%
DEFINE MORTGAGE SOLUTIONS, LLC $2,645,000 $1,375,000 -48.0% 0.3%
AMWEST FUNDING CORP. $125,000 $1,370,000 996.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,330,000 n/a 0.3%
NEWREZ LLC $3,225,000 $1,325,000 -58.9% 0.3%
Commerce Home Mortgage, Inc. $1,315,000 n/a 0.3%
Charles Schwab Bank, SSB $2,890,000 $1,295,000 -55.2% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $1,120,000 $1,285,000 14.7% 0.3%
ARC HOME LLC $95,000 $1,260,000 1,226.3% 0.3%
BAY EQUITY LLC $2,090,000 $1,240,000 -40.7% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,590,000 $1,180,000 -54.4% 0.3%
UBS Bank USA $1,170,000 n/a 0.3%
FINANCE OF AMERICA REVERSE LLC $345,000 $1,145,000 231.9% 0.3%
GUARANTEED RATE AFFINITY, LLC $1,865,000 $1,115,000 -40.2% 0.2%
CARDINAL FINANCIAL $3,465,000 $1,105,000 -68.1% 0.2%
KINECTA $130,000 $1,095,000 742.3% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,190,000 $1,065,000 -10.5% 0.2%
VANTAGE WEST $610,000 $1,060,000 73.8% 0.2%
INTERCAP LENDING INC. $275,000 $1,045,000 280.0% 0.2%
Wallick & Volk, Inc. $10,405,000 $1,045,000 -90.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,025,000 $1,025,000 0.0% 0.2%
TRIAD FINANCIAL SERVICES, INC. $1,115,000 $995,000 -10.8% 0.2%
ON Q FINANCIAL, INC. $2,060,000 $990,000 -51.9% 0.2%
UMB Bank $830,000 $985,000 18.7% 0.2%
OCMBC, INC. $710,000 $960,000 35.2% 0.2%
FOUNDATION MORTGAGE CORPORATION $875,000 n/a 0.2%
LOANPAL, LLC $1,105,000 $875,000 -20.8% 0.2%
MICHIGAN MUTUAL, INC. $875,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $935,000 $875,000 -6.4% 0.2%
Sunflower Bank $2,055,000 $875,000 -57.4% 0.2%
Firefighters First Federal Credit Union $1,480,000 $860,000 -41.9% 0.2%
AXIA FINANCIAL, LLC $1,035,000 $790,000 -23.7% 0.2%
AmeriHome Mortgage Company, LLC $195,000 $775,000 297.4% 0.2%
Citibank $755,000 n/a 0.2%
Armed Forces Bank $740,000 n/a 0.2%
NFM, INC. $2,805,000 $730,000 -74.0% 0.2%
SUMMIT FUNDING, INC. $205,000 $730,000 256.1% 0.2%
AMERICAN HERITAGE LENDING, INC. $725,000 n/a 0.2%
Discover Bank $375,000 $725,000 93.3% 0.2%
Merchants Bank $725,000 n/a 0.2%
BNC National Bank $365,000 $705,000 93.2% 0.2%
BOKF $14,030,000 $705,000 -95.0% 0.2%
USAA Federal Savings Bank $2,320,000 $680,000 -70.7% 0.2%
LADERA LENDING, INC. $195,000 $675,000 246.2% 0.2%
City National Bank $1,040,000 $655,000 -37.0% 0.1%
PHH Mortgage Corporation $2,585,000 $655,000 -74.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,440,000 $650,000 -54.9% 0.1%
CALCON MUTUAL MORTGAGE LLC $830,000 $645,000 -22.3% 0.1%
AMERICA FIRST $1,290,000 $640,000 -50.4% 0.1%
HILTON FINANCIAL CORPORATION $640,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $445,000 $640,000 43.8% 0.1%
EMBRACE HOME LOANS, INC. $635,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $1,410,000 $630,000 -55.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $820,000 $630,000 -23.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $2,010,000 $610,000 -69.7% 0.1%
Glacier Bank $600,000 $610,000 1.7% 0.1%
Landings Credit Union $600,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $1,550,000 $595,000 -61.6% 0.1%
Stifel Bank and Trust $155,000 $595,000 283.9% 0.1%
A&D Mortgage LLC $590,000 n/a 0.1%
American Airlines Federal Credit Union $105,000 $565,000 438.1% 0.1%
Carrington Mortgage Services, LLC $1,060,000 $555,000 -47.6% 0.1%
DIRECTORS MORTGAGE, INC. $1,055,000 $555,000 -47.4% 0.1%
First State Bank of St. Charles, Missouri $1,025,000 $555,000 -45.9% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $550,000 n/a 0.1%
University Bank $540,000 n/a 0.1%
Bank Independent $525,000 n/a 0.1%
Lend Smart Mortgage, LLC $1,460,000 $525,000 -64.0% 0.1%
AMERICAN FINANCING CORPORATION $1,325,000 $505,000 -61.9% 0.1%
Carrollton Bank $505,000 n/a 0.1%
ALLIANT CREDIT UNION $665,000 $480,000 -27.8% 0.1%
Nations Lending Corporation $1,935,000 $480,000 -75.2% 0.1%
Bankers Trust Company $1,920,000 $470,000 -75.5% 0.1%
HighTechLending Inc $470,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $1,655,000 $460,000 -72.2% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $155,000 $455,000 193.5% 0.1%
Choice Financial Group $755,000 $445,000 -41.1% 0.1%
Deseret First Credit Union $785,000 $445,000 -43.3% 0.1%
Barrington Bank & Trust Company, N.A. $245,000 $440,000 79.6% 0.1%
MID AMERICA MORTGAGE, INC. $2,270,000 $430,000 -81.1% 0.1%
Cornerstone First Mortgage, Inc $425,000 n/a 0.1%
Figure Lending LLC $925,000 $425,000 -54.1% 0.1%
Northwest Farm Credit Services, FLCA $425,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $380,000 $420,000 10.5% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $415,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $305,000 $410,000 34.4% 0.1%
Farmers Bank & Trust $405,000 n/a 0.1%
Umpqua Bank $405,000 n/a 0.1%
WINGS FINANCIAL $275,000 $405,000 47.3% 0.1%
ALLIED MORTGAGE GROUP, INC. $390,000 n/a 0.1%
Canyon State Credit Union $355,000 $380,000 7.0% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $450,000 $355,000 -21.1% 0.1%
LIMA ONE CAPITAL, LLC $355,000 n/a 0.1%
FirstBank $330,000 $345,000 4.5% 0.1%
SPRING EQ, LLC $705,000 $340,000 -51.8% 0.1%
PIMA Federal Credit Union $105,000 $335,000 219.0% 0.1%
Goldwater Bank, N.A. $325,000 n/a 0.1%
Mid-Continent Funding, Inc. $325,000 n/a 0.1%
Coastal Community Bank $320,000 n/a 0.1%
CREDIT UNION WEST $570,000 $315,000 -44.7% 0.1%
First Savings Bank $220,000 $315,000 43.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,265,000 $315,000 -75.1% 0.1%
Neighborhood Loans, Inc. $295,000 $305,000 3.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,220,000 $305,000 -86.3% 0.1%
Fidelity Bank $405,000 $295,000 -27.2% 0.1%
Magnolia Bank $255,000 $295,000 15.7% 0.1%
SOUTHWEST STAGE FUNDING, LLC $220,000 $295,000 34.1% 0.1%
Alaska USA Federal Credit Union $305,000 $285,000 -6.6% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $75,000 $285,000 280.0% 0.1%
Johnson Bank $255,000 n/a 0.1%
Raymond James Bank $1,235,000 $255,000 -79.4% 0.1%
NBKC BANK $1,220,000 $250,000 -79.5% 0.1%
CLEARPATH LENDING $235,000 n/a 0.1%
Gateway First Bank $910,000 $235,000 -74.2% 0.1%
Loan Simple, Inc. $560,000 $235,000 -58.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 n/a 0.1%
The Federal Savings Bank $1,415,000 $225,000 -84.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.0%
NEXERA HOLDING LLC $215,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $205,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $375,000 $205,000 -45.3% 0.0%
PINNACLE LENDING GROUP, INC. $205,000 n/a 0.0%
T2 FINANCIAL LLC $595,000 $205,000 -65.5% 0.0%
HUNT MORTGAGE CORPORATION $405,000 $195,000 -51.9% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,195,000 $190,000 -84.1% 0.0%
American Mortgage & Equity Consultants, Inc. $335,000 $175,000 -47.8% 0.0%
Comerica Bank $105,000 $175,000 66.7% 0.0%
TEXAS TECH $175,000 n/a 0.0%
HomeTrust Bank $155,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $495,000 $155,000 -68.7% 0.0%
ENVOY MORTGAGE, LTD $630,000 $145,000 -77.0% 0.0%
PLANET HOME LENDING, LLC $970,000 $145,000 -85.1% 0.0%
PLAZA HOME MORTGAGE, INC. $225,000 $145,000 -35.6% 0.0%
SWBC MORTGAGE CORPORATION $990,000 $145,000 -85.4% 0.0%
HOMESIDE FINANCIAL, LLC $135,000 n/a 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $775,000 $125,000 -83.9% 0.0%
Notre Dame Federal Credit Union Corporation $125,000 $125,000 0.0% 0.0%
BayCoast Bank $365,000 $115,000 -68.5% 0.0%
CASTLE & COOKE MORTGAGE, LLC $115,000 n/a 0.0%
First State Bank $105,000 n/a 0.0%
First Credit Union $70,000 n/a 0.0%
SWH FUNDING, LLC $285,000 $65,000 -77.2% 0.0%
Bank of the West $1,560,000 $45,000 -97.1% 0.0%

Show Low's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 18.1% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $25,675,000 in loans. In third place, with 4.5%, is GUILD MORTGAGE COMPANY, having originated $20,170,000 in loans. In fourth place, with 3.5%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $15,640,000 in loans. In fifth place, with 3.4%, is Zions Bank, having originated $15,200,000 in loans.


Show Low Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,675 (8.1%) $353,956 (3.3%) 0.00 616
2018-02-01 $271,717 (8.9%) $348,740 (1.5%) 0.00 591
2018-03-01 $269,900 (3.8%) $349,431 (-1.2%) 0.00 605
2018-04-01 $282,000 (8.5%) $358,428 (0.3%) 0.00 679
2018-05-01 $287,875 (8.6%) $366,186 (4.6%) 0.00 716
2018-06-01 $293,000 (9.7%) $378,420 (8.1%) 0.00 757
2018-07-01 $289,975 (7.4%) $370,141 (2.9%) 0.00 796
2018-08-01 $297,250 (10.1%) $374,458 (3.9%) 0.00 791
2018-09-01 $294,900 (9.2%) $376,212 (3.7%) 0.00 752
2018-10-01 $299,300 (8.8%) $380,757 (3.0%) 0.00 681
2018-11-01 $299,900 (11.5%) $376,259 (5.1%) 0.00 606
2018-12-01 $295,750 (9.8%) $372,762 (4.3%) 0.00 552
2019-01-01 $284,975 (5.7%) $371,861 (5.1%) 0.00 509
2019-02-01 $281,950 (3.8%) $371,845 (6.6%) 0.00 520
2019-03-01 $291,500 (8.0%) $378,439 (8.3%) 0.00 552
2019-04-01 $297,125 (5.4%) $377,658 (5.4%) 0.00 596
2019-05-01 $298,663 (3.8%) $374,997 (2.4%) 0.00 674
2019-06-01 $294,450 (0.5%) $370,138 (-2.2%) 0.00 735
2019-07-01 $279,769 (-3.5%) $353,063 (-4.6%) 0.00 749
2019-08-01 $283,692 (-4.6%) $357,512 (-4.5%) 0.00 711
2019-09-01 $289,771 (-1.7%) $363,628 (-3.3%) 0.00 650
2019-10-01 $293,824 (-1.8%) $369,200 (-3.0%) 0.00 594
2019-11-01 $289,900 (-3.3%) $372,962 (-0.9%) 0.00 525
2019-12-01 $286,950 (-3.0%) $370,030 (-0.7%) 0.00 474
2020-01-01 $283,925 (-0.4%) $355,560 (-4.4%) 0.00 422
2020-02-01 $289,000 (2.5%) $356,798 (-4.1%) 0.00 423
2020-03-01 $289,125 (-0.8%) $363,022 (-4.1%) 0.00 445
2020-04-01 $289,925 (-2.4%) $360,565 (-4.5%) 0.00 482
2020-05-01 $309,250 (3.5%) $369,291 (-1.5%) 0.00 467
2020-06-01 $328,119 (11.4%) $383,723 (3.7%) 0.00 421
2020-07-01 $346,900 (24.0%) $402,615 (14.0%) 0.00 357
2020-08-01 $324,900 (14.5%) $412,040 (15.3%) 0.00 292
2020-09-01 $325,000 (12.2%) $422,873 (16.3%) 0.00 262
2020-10-01 $325,000 (10.6%) $443,075 (20.0%) 0.00 228
2020-11-01 $325,250 (12.2%) $441,063 (18.3%) 0.00 206
2020-12-01 $331,250 (15.4%) $446,397 (20.6%) 0.00 175
2021-01-01 $355,000 (25.0%) $476,627 (34.1%) 0.00 155
2021-02-01 $377,225 (30.5%) $511,222 (43.3%) 0.00 127
2021-03-01 $391,150 (35.3%) $533,165 (46.9%) 0.00 132
2021-04-01 $384,325 (32.6%) $518,471 (43.8%) 0.00 161
2021-05-01 $400,000 (29.4%) $554,635 (50.2%) 0.00 172
2021-06-01 $421,898 (28.6%) $561,683 (46.4%) 0.00 210
2021-07-01 $399,900 (15.3%) $539,055 (33.9%) 0.00 250
2021-08-01 $397,000 (22.2%) $517,870 (25.7%) 0.00 247
2021-09-01 $449,375 (38.3%) $560,440 (32.5%) 0.00 243
2021-10-01 $460,000 (41.5%) $578,589 (30.6%) 0.00 200
2021-11-01 $447,950 (37.7%) $573,630 (30.1%) 0.00 178
2021-12-01 $447,200 (35.0%) $565,522 (26.7%) 0.00 169
2022-01-01 $459,000 (29.3%) $589,536 (23.7%) 0.00 147
2022-02-01 $479,450 (27.1%) $607,876 (18.9%) 0.00 152
2022-03-01 $484,950 (24.0%) $613,657 (15.1%) 0.00 162
2022-04-01 $496,500 (29.2%) $605,263 (16.7%) 0.00 211
2022-05-01 $499,651 (24.9%) $609,590 (9.9%) 0.00 274
2022-06-01 $498,722 (18.2%) $607,286 (8.1%) 0.00 372
2022-07-01 $474,900 (18.8%) $589,676 (9.4%) 0.00 438
2022-08-01 $468,225 (17.9%) $573,406 (10.7%) 0.00 422
2022-09-01 $457,000 (1.7%) $565,698 (0.9%) 0.00 394
2022-10-01 $465,000 (1.1%) $574,495 (-0.7%) 0.00 374
2022-11-01 $488,250 (9.0%) $582,127 (1.5%) 0.00 349
2022-12-01 $489,900 (9.6%) $591,204 (4.5%) 0.00 317
2023-01-01 $471,975 (2.8%) $564,792 (-4.2%) 0.00 299
2023-02-01 $499,000 (4.1%) $571,241 (-6.0%) 0.00 275
2023-03-01 $495,725 (2.2%) $567,031 (-7.6%) 0.00 284
2023-04-01 $485,000 (-2.3%) $568,936 (-6.0%) 0.00 360
2023-05-01 $491,342 (-1.7%) $578,902 (-5.0%) 0.00 433
2023-06-01 $489,450 (-1.9%) $583,892 (-3.9%) 0.00 472
2023-07-01 $499,000 (5.1%) $585,794 (-0.7%) 0.00 475
2023-08-01 $499,000 (6.6%) $581,107 (1.3%) 0.00 478
2023-09-01 $499,000 (9.2%) $572,910 (1.3%) 0.00 479
2023-10-01 $494,100 (6.3%) $566,745 (-1.4%) 0.00 472
2023-11-01 $495,000 (1.4%) $570,539 (-2.0%) 0.00 468
2023-12-01 $495,000 (1.0%) $569,741 (-3.6%) 0.00 416
2024-01-01 $497,000 (5.3%) $570,323 (1.0%) 0.00 316
2024-02-01 $500,000 (0.2%) $587,497 (2.9%) 0.00 336
2024-03-01 $499,900 (0.8%) $586,302 (3.4%) 0.00 412
2024-04-01 $499,000 (2.9%) $578,631 (1.7%) 0.00 542
2024-05-01 $498,925 (1.5%) $578,204 (-0.1%) 0.00 669
2024-06-01 $499,900 (2.1%) $590,640 (1.2%) 0.00 732
2024-07-01 $499,900 (0.2%) $600,009 (2.4%) 0.00 631
2024-08-01 $500,000 (0.2%) $634,225 (9.1%) 0.00 587
2024-09-01 $517,000 (3.6%) $655,336 (14.4%) 0.00 550
2024-10-01 $511,000 (3.4%) $652,811 (15.2%) 0.00 523
2024-11-01 $497,000 (0.4%) $646,168 (13.3%) 0.00 480
Show Low's median listing price for 2024-11-01 was $497,000, a difference of $2,000 (0.4%) versus the prior year and $-14,000 versus the prior month.

Show Low's median listing price comes in at 0% of the national average.

Show Low's average listing price for 2024-11-01 was $646,168, a difference of $75,629 (13.3%) versus the prior year and $-6,643 versus the prior month.

For the 2024-11-01 period, Show Low had 480 MLS listings, a difference of -43 listings (-8%) versus the prior month and 12 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 0 sqft
2018-02-01 0 days 0 sqft
2018-03-01 0 days 0 sqft
2018-04-01 0 days 0 sqft
2018-05-01 0 days 0 sqft
2018-06-01 0 days 0 sqft
2018-07-01 0 days 0 sqft
2018-08-01 0 days 0 sqft
2018-09-01 0 days 0 sqft
2018-10-01 0 days 0 sqft
2018-11-01 0 days 0 sqft
2018-12-01 0 days 0 sqft
2019-01-01 0 days 0 sqft
2019-02-01 0 days 0 sqft
2019-03-01 0 days 0 sqft
2019-04-01 0 days 0 sqft
2019-05-01 0 days 0 sqft
2019-06-01 0 days 0 sqft
2019-07-01 0 days 0 sqft
2019-08-01 0 days 0 sqft
2019-09-01 0 days 0 sqft
2019-10-01 0 days 0 sqft
2019-11-01 0 days 0 sqft
2019-12-01 0 days 0 sqft
2020-01-01 0 days 0 sqft
2020-02-01 0 days 0 sqft
2020-03-01 0 days 0 sqft
2020-04-01 0 days 0 sqft
2020-05-01 0 days 0 sqft
2020-06-01 0 days 0 sqft
2020-07-01 0 days 0 sqft
2020-08-01 0 days 0 sqft
2020-09-01 0 days 0 sqft
2020-10-01 0 days 0 sqft
2020-11-01 0 days 0 sqft
2020-12-01 0 days 0 sqft
2021-01-01 0 days 0 sqft
2021-02-01 0 days 0 sqft
2021-03-01 0 days 0 sqft
2021-04-01 0 days 0 sqft
2021-05-01 0 days 0 sqft
2021-06-01 0 days 0 sqft
2021-07-01 0 days 0 sqft
2021-08-01 0 days 0 sqft
2021-09-01 0 days 0 sqft
2021-10-01 0 days 0 sqft
2021-11-01 0 days 0 sqft
2021-12-01 0 days 0 sqft
2022-01-01 0 days 0 sqft
2022-02-01 0 days 0 sqft
2022-03-01 0 days 0 sqft
2022-04-01 0 days 0 sqft
2022-05-01 0 days 0 sqft
2022-06-01 0 days 0 sqft
2022-07-01 0 days 0 sqft
2022-08-01 0 days 0 sqft
2022-09-01 0 days 0 sqft
2022-10-01 0 days 0 sqft
2022-11-01 0 days 0 sqft
2022-12-01 0 days 0 sqft
2023-01-01 0 days 0 sqft
2023-02-01 0 days 0 sqft
2023-03-01 0 days 0 sqft
2023-04-01 0 days 0 sqft
2023-05-01 0 days 0 sqft
2023-06-01 0 days 0 sqft
2023-07-01 0 days 0 sqft
2023-08-01 0 days 0 sqft
2023-09-01 0 days 0 sqft
2023-10-01 0 days 0 sqft
2023-11-01 0 days 0 sqft
2023-12-01 0 days 0 sqft
2024-01-01 0 days 0 sqft
2024-02-01 0 days 0 sqft
2024-03-01 0 days 0 sqft
2024-04-01 0 days 0 sqft
2024-05-01 0 days 0 sqft
2024-06-01 0 days 0 sqft
2024-07-01 0 days 0 sqft
2024-08-01 0 days 0 sqft
2024-09-01 0 days 0 sqft
2024-10-01 0 days 0 sqft
2024-11-01 0 days 0 sqft
Show Low's median listing age (time on market) for 2024-11-01 was 0 days.

Show Low's median square footage for active listings during the 2024-11-01 period was 0 sqft. One year prior, the average listing was 0 sqft.

Show Low, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,061 $338,855,000 $319,373
Cash Out Refi 262 $56,100,000 $214,122
Other 111 $14,665,000 $132,117
Home Improvement 109 $13,115,000 $120,321
Refi 96 $25,760,000 $268,333

Show Low's most frequently cited loan purpose was Home Purchase, with 1,061 originations. The 2nd most popular reason was Cash Out Refi, with 262 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 568 $165,330,000 $291,074
7-8% 496 $141,790,000 $285,867
Over 8% 304 $62,030,000 $204,046
5-6% 235 $70,465,000 $299,851
4-5% 25 $6,225,000 $249,000
<2.5% 6 $410,000 $68,333
3-4% 2 $610,000 $305,000

During 2023, Show Low's most frequently originated rate bucket was 6-7%, with 568 originations.

Loan Sizing (Show Low, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 703 $202,715,000 $288,357
$100k-200k 394 $59,080,000 $149,949
$100,000 or less 244 $14,540,000 $59,590
$400k-600k 207 $99,425,000 $480,314
$600k-1000k 75 $53,415,000 $712,200
$Over $1MM 16 $19,320,000 $1,207,500

Show Low's loan sizing saw the bucket of loans from $200k-400k with 703 originations, totaling $202,715,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 579 $189,075,000 $326,554
60-80% 456 $152,320,000 $334,035
40-60% 225 $59,065,000 $262,511
20-40% 183 $26,655,000 $145,656
Under 20% 163 $9,625,000 $59,049
Over 100% 22 $7,650,000 $347,727

Show Low's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 579 originations, totaling $189,075,000 in origination value.