Show Low Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Show Low averaged
5.98%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.15% and
one month ago for the week of 2022-05-19, the
average rate was 5.22%.
Show Low's average rate one year ago was 3.14%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.69%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Show Low 30 Year Fixed Rate | 2022-06-23 | 5.98% |
| Show Low 30 Year Fixed Rate Refi | 2022-06-23 | 5.69% |
| Show Low 15 Year Fixed Rate | 2022-06-23 | 5.24% |
| Show Low 15 Year Fixed Rate Refi | 2022-06-23 | 4.98% |
| Show Low 30 Year FHA | 2022-06-23 | 0.33% |
| Show Low 30 Year FHA Refi | 2022-06-23 | -0.05% |
| Show Low 30 Year USDA | 2022-06-23 | -0.14% |
| Show Low 30 Year USDA Refi | 2022-06-23 | -0.48% |
| Show Low 30 Year VA | 2022-06-23 | 0.04% |
| Show Low 30 Year VA Refi | 2022-06-23 | -0.07% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Show Low, AZ.
Show Low Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Show Low, AZ's 226 lenders originated 4,503
loans during 2021. The total origination value was $1,072,825,000, with an average loan value of
$238,247.
The top Show Low lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
258 loans originated. Their average total fees are
$4,351, which is $453
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Show Low lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION ($2,048), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,760), ARIZONA CENTRAL ($2,833), Zions Bancorporation, N.A. ($2,862) and ALTITUDE FINANCIAL CORPORATION ($2,980).
The lowest rate Show Low lenders (with over 10 loans originated) are
Watermark Capital, Inc. (2.90%), Bank of America (2.91%), BETTER MORTGAGE CORPORATION (2.93%), ARIZONA CENTRAL (2.94%) and CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP (2.98%).
Show Low, AZ Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $56,530,000 | $99,785,000 | 76.5% | 9.3% |
| QUICKEN LOANS, LLC | $77,690,000 | $86,175,000 | 10.9% | 8.0% |
| GUILD MORTGAGE COMPANY | $84,070,000 | $72,855,000 | -13.3% | 6.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $36,370,000 | $35,040,000 | -3.7% | 3.3% |
| Amerifirst Financial, Inc. | $55,625,000 | $34,560,000 | -37.9% | 3.2% |
| LOANDEPOT.COM, LLC | $24,890,000 | $32,880,000 | 32.1% | 3.1% |
| Zions Bancorporation, N.A. | $16,285,000 | $31,495,000 | 93.4% | 2.9% |
| V.I.P. MORTGAGE, INC. | $21,310,000 | $21,905,000 | 2.8% | 2.0% |
| Wallick & Volk, Inc. | $22,715,000 | $21,535,000 | -5.2% | 2.0% |
| GUARANTEED RATE, INC. | $2,140,000 | $21,175,000 | 889.5% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $23,110,000 | $21,165,000 | -8.4% | 2.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $22,650,000 | $20,465,000 | -9.6% | 1.9% |
| Wells Fargo Bank | $19,800,000 | $19,220,000 | -2.9% | 1.8% |
| CALIBER HOME LOANS, INC. | $11,275,000 | $17,100,000 | 51.7% | 1.6% |
| JPMorgan Chase Bank | $10,780,000 | $16,230,000 | 50.6% | 1.5% |
| Washington Federal Bank | $14,660,000 | $15,150,000 | 3.3% | 1.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $12,780,000 | $14,765,000 | 15.5% | 1.4% |
| HOME POINT FINANCIAL CORPORATION | $13,435,000 | $14,410,000 | 7.3% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $8,000,000 | $13,670,000 | 70.9% | 1.3% |
| U.S. Bank | $11,380,000 | $13,565,000 | 19.2% | 1.3% |
| MORIA DEVELOPMENT, INC. | $16,555,000 | $9,495,000 | -42.6% | 0.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,035,000 | $9,265,000 | 53.5% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $7,775,000 | $9,070,000 | 16.7% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $6,875,000 | $8,830,000 | 28.4% | 0.8% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $6,765,000 | $8,755,000 | 29.4% | 0.8% |
| Hometown Lenders, Inc. | $8,100,000 | $8,490,000 | 4.8% | 0.8% |
| BROKER SOLUTIONS, INC. | $3,445,000 | $8,480,000 | 146.2% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $8,790,000 | $8,410,000 | -4.3% | 0.8% |
| Bell Bank | $6,925,000 | $8,365,000 | 20.8% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,075,000 | $8,310,000 | 2.9% | 0.8% |
| BETTER MORTGAGE CORPORATION | $3,570,000 | $8,190,000 | 129.4% | 0.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $12,380,000 | $7,740,000 | -37.5% | 0.7% |
| Mortgage Research Center, LLC | $6,250,000 | $7,685,000 | 23.0% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $6,615,000 | $7,470,000 | 12.9% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,765,000 | $7,020,000 | 86.5% | 0.7% |
| Bank of America | $6,760,000 | $6,810,000 | 0.7% | 0.6% |
| NEWREZ LLC | $5,285,000 | $6,585,000 | 24.6% | 0.6% |
| MANN FINANCIAL INC. | $4,475,000 | $6,550,000 | 46.4% | 0.6% |
| ARIZONA CENTRAL | $7,650,000 | $6,080,000 | -20.5% | 0.6% |
| Flagstar Bank, FSB | $14,270,000 | $6,070,000 | -57.5% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $4,715,000 | $5,805,000 | 23.1% | 0.5% |
| BBVA USA | $7,025,000 | $5,205,000 | -25.9% | 0.5% |
| MOUNTAIN AMERICA | $4,220,000 | $5,095,000 | 20.7% | 0.5% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $6,070,000 | $5,040,000 | -17.0% | 0.5% |
| 21ST MORTGAGE CORPORATION | $2,035,000 | $4,975,000 | 144.5% | 0.5% |
| CMG MORTGAGE, INC. | $2,485,000 | $4,880,000 | 96.4% | 0.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,875,000 | $4,815,000 | -30.0% | 0.4% |
| SUN AMERICAN MORTGAGE COMPANY | $7,345,000 | $4,785,000 | -34.9% | 0.4% |
| ALTITUDE FINANCIAL CORPORATION | $3,440,000 | $4,675,000 | 35.9% | 0.4% |
| Sunflower Bank | $5,135,000 | $4,615,000 | -10.1% | 0.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,950,000 | $4,500,000 | 52.5% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,445,000 | $4,420,000 | -40.6% | 0.4% |
| GENEVA FINANCIAL, LLC | $5,550,000 | $4,370,000 | -21.3% | 0.4% |
| USAA Federal Savings Bank | $6,855,000 | $4,235,000 | -38.2% | 0.4% |
| Watermark Capital, Inc. | $2,915,000 | $4,185,000 | 43.6% | 0.4% |
| ON Q FINANCIAL, INC. | $9,350,000 | $3,970,000 | -57.5% | 0.4% |
| OneAZ Credit Union | $1,045,000 | $3,850,000 | 268.4% | 0.4% |
| SUNSTREET MORTGAGE, LLC | $4,010,000 | $3,690,000 | -8.0% | 0.3% |
| NBKC BANK | $2,115,000 | $3,635,000 | 71.9% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,115,000 | $3,585,000 | 221.5% | 0.3% |
| NFM, INC. | $2,880,000 | $3,480,000 | 20.8% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,025,000 | $3,440,000 | 13.7% | 0.3% |
| First Guaranty Mortgage Corporation | $925,000 | $3,400,000 | 267.6% | 0.3% |
| CITYWIDE HOME LOANS, LLC | $2,215,000 | $3,225,000 | 45.6% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,015,000 | $3,055,000 | -23.9% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,685,000 | $3,050,000 | -46.4% | 0.3% |
| AMERICAN FINANCING CORPORATION | $400,000 | $2,945,000 | 636.3% | 0.3% |
| LHM FINANCIAL CORPORATION | $4,960,000 | $2,945,000 | -40.6% | 0.3% |
| Morgan Stanley Private Bank | $1,010,000 | $2,875,000 | 184.7% | 0.3% |
| BAY EQUITY LLC | $6,970,000 | $2,860,000 | -59.0% | 0.3% |
| Waterstone Mortgage Corporation | $3,055,000 | $2,790,000 | -8.7% | 0.3% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $1,005,000 | $2,780,000 | 176.6% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,050,000 | $2,635,000 | -13.6% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $510,000 | $2,600,000 | 409.8% | 0.2% |
| AMERICAN ADVISORS GROUP | $430,000 | $2,490,000 | 479.1% | 0.2% |
| BMO Harris Bank | $885,000 | $2,455,000 | 177.4% | 0.2% |
| IMPAC MORTGAGE CORP. | $2,410,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $1,555,000 | $2,320,000 | 49.2% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $580,000 | $2,300,000 | 296.6% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,480,000 | $2,300,000 | -7.3% | 0.2% |
| STEARNS LENDING, LLC | $960,000 | $2,235,000 | 132.8% | 0.2% |
| CLEARPATH LENDING | $2,090,000 | $2,185,000 | 4.5% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,040,000 | $2,160,000 | 5.9% | 0.2% |
| TRUWEST Credit Union | $2,660,000 | $2,160,000 | -18.8% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $2,225,000 | $2,145,000 | -3.6% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,455,000 | $2,020,000 | -17.7% | 0.2% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $2,875,000 | $2,020,000 | -29.7% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $1,820,000 | $2,010,000 | 10.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $2,805,000 | $1,955,000 | -30.3% | 0.2% |
| Strong Home Mortgage, LLC | $1,165,000 | $1,950,000 | 67.4% | 0.2% |
| LOANPAL, LLC | $2,275,000 | $1,930,000 | -15.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $565,000 | $1,845,000 | 226.5% | 0.2% |
| SFMC, LP | $135,000 | $1,810,000 | 1,240.7% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $2,455,000 | $1,775,000 | -27.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,865,000 | $1,715,000 | -40.1% | 0.2% |
| SUBURBAN MORTGAGE, INC. | $3,640,000 | $1,705,000 | -53.2% | 0.2% |
| Nations Lending Corporation | $2,145,000 | $1,700,000 | -20.7% | 0.2% |
| Lend Smart Mortgage, LLC | $2,375,000 | $1,670,000 | -29.7% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $290,000 | $1,650,000 | 469.0% | 0.2% |
| First International Bank & Trust | $4,685,000 | $1,620,000 | -65.4% | 0.2% |
| Toyota Financial Savings Bank | $1,615,000 | n/a | 0.2% | |
| BOKF | $1,750,000 | $1,590,000 | -9.1% | 0.1% |
| Bank of the West | $930,000 | $1,535,000 | 65.1% | 0.1% |
| SUMMIT FUNDING, INC. | $2,160,000 | $1,520,000 | -29.6% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $585,000 | $1,390,000 | 137.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,385,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,375,000 | $1,340,000 | -2.5% | 0.1% |
| UBS Bank USA | $1,105,000 | $1,340,000 | 21.3% | 0.1% |
| The Federal Savings Bank | $1,450,000 | $1,330,000 | -8.3% | 0.1% |
| Neighborhood Loans, Inc. | $1,275,000 | $1,280,000 | 0.4% | 0.1% |
| FBC MORTGAGE, LLC | $2,280,000 | $1,260,000 | -44.7% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $685,000 | $1,235,000 | 80.3% | 0.1% |
| DIRECT MORTGAGE, CORP. | $1,180,000 | n/a | 0.1% | |
| Ally Bank | $420,000 | $1,170,000 | 178.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $505,000 | $1,170,000 | 131.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,395,000 | $1,150,000 | -17.6% | 0.1% |
| PNC Bank | $185,000 | $1,135,000 | 513.5% | 0.1% |
| Mortgage Bank of California | $1,100,000 | n/a | 0.1% | |
| DIRECTORS MORTGAGE, INC. | $1,095,000 | n/a | 0.1% | |
| AMERICA FIRST | $275,000 | $1,085,000 | 294.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $340,000 | $1,085,000 | 219.1% | 0.1% |
| Goldwater Bank, N.A. | $1,085,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $480,000 | $1,055,000 | 119.8% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $205,000 | $1,055,000 | 414.6% | 0.1% |
| ARIZONA | $475,000 | $1,030,000 | 116.8% | 0.1% |
| The Home Loan Expert LLC | $1,010,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $480,000 | $990,000 | 106.3% | 0.1% |
| MidFirst Bank | $1,355,000 | $980,000 | -27.7% | 0.1% |
| KELLER MORTGAGE, LLC | $2,855,000 | $975,000 | -65.8% | 0.1% |
| TCF National Bank | $520,000 | $975,000 | 87.5% | 0.1% |
| UMB Bank | $1,360,000 | $970,000 | -28.7% | 0.1% |
| American Bank of the North | $965,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $580,000 | $940,000 | 62.1% | 0.1% |
| InterContinental Capital Group, Inc | $1,935,000 | $935,000 | -51.7% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $930,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $980,000 | $930,000 | -5.1% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $450,000 | $930,000 | 106.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $335,000 | $925,000 | 176.1% | 0.1% |
| First Credit Union | $630,000 | $910,000 | 44.4% | 0.1% |
| Lakeview Community Capital, LLC | $275,000 | $905,000 | 229.1% | 0.1% |
| Loan Simple, Inc. | $1,160,000 | $900,000 | -22.4% | 0.1% |
| ARC HOME LLC | $1,465,000 | $865,000 | -41.0% | 0.1% |
| FirstBank | $265,000 | $865,000 | 226.4% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $640,000 | $865,000 | 35.2% | 0.1% |
| Cornerstone First Mortgage, Inc | $510,000 | $860,000 | 68.6% | 0.1% |
| NEW WEST LENDING, INC. | $885,000 | $860,000 | -2.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $245,000 | $825,000 | 236.7% | 0.1% |
| VANTAGE WEST | $1,240,000 | $825,000 | -33.5% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $995,000 | $810,000 | -18.6% | 0.1% |
| Charles Schwab Bank, SSB | $330,000 | $800,000 | 142.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $630,000 | $800,000 | 27.0% | 0.1% |
| LENDERFI, INC. | $800,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,055,000 | $795,000 | -24.6% | 0.1% |
| Arizona Bank & Trust | $775,000 | n/a | 0.1% | |
| Bank of England | $770,000 | n/a | 0.1% | |
| EMM LOANS LLC | $905,000 | $770,000 | -14.9% | 0.1% |
| NEXERA HOLDING LLC | $635,000 | $760,000 | 19.7% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $745,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $745,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,250,000 | $730,000 | -41.6% | 0.1% |
| Home Mortgage Alliance Corp | $720,000 | n/a | 0.1% | |
| MEGASTAR FINANCIAL CORP. | $720,000 | n/a | 0.1% | |
| Firefighters First Federal Credit Union | $665,000 | $685,000 | 3.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $665,000 | 141.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $390,000 | $660,000 | 69.2% | 0.1% |
| SWBC MORTGAGE CORPORATION | $650,000 | n/a | 0.1% | |
| Northpointe Bank | $245,000 | $640,000 | 161.2% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $665,000 | $625,000 | -6.0% | 0.1% |
| AXIA FINANCIAL, LLC | $610,000 | n/a | 0.1% | |
| PIMA Federal Credit Union | $765,000 | $605,000 | -20.9% | 0.1% |
| SOFI LENDING CORP. | $225,000 | $595,000 | 164.4% | 0.1% |
| WINNPOINTE CORPORATION | $690,000 | $590,000 | -14.5% | 0.1% |
| PLANET HOME LENDING, LLC | $825,000 | $580,000 | -29.7% | 0.1% |
| Discover Bank | $285,000 | $560,000 | 96.5% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $545,000 | n/a | 0.1% | |
| LENDUS, LLC | $545,000 | n/a | 0.1% | |
| THRIVENT Federal Credit Union | $545,000 | n/a | 0.1% | |
| Western State Bank | $950,000 | $545,000 | -42.6% | 0.1% |
| PYRAMID | $220,000 | $540,000 | 145.5% | 0.1% |
| Ameris Bank | $535,000 | n/a | 0.0% | |
| BNC National Bank | $220,000 | $535,000 | 143.2% | 0.0% |
| Johnson Bank | $4,035,000 | $535,000 | -86.7% | 0.0% |
| FineMark National Bank & Trust | $530,000 | n/a | 0.0% | |
| INSPIRE HOME LOANS INC. | $530,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $530,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $185,000 | $520,000 | 181.1% | 0.0% |
| City National Bank | $930,000 | $505,000 | -45.7% | 0.0% |
| EQUITABLE HOME MORTGAGE, INC. | $345,000 | $500,000 | 44.9% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $260,000 | $495,000 | 90.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,160,000 | $485,000 | -58.2% | 0.0% |
| KeyBank | $485,000 | n/a | 0.0% | |
| RANLIFE, INC. | $185,000 | $485,000 | 162.2% | 0.0% |
| First Option Mortgage, LLC | $470,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,275,000 | $465,000 | -63.5% | 0.0% |
| AMCAP MORTGAGE, LTD. | $320,000 | $460,000 | 43.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $470,000 | $450,000 | -4.3% | 0.0% |
| RESIDENTIAL BANCORP. | $235,000 | $450,000 | 91.5% | 0.0% |
| Atlantic Home Loans, Inc. | $445,000 | n/a | 0.0% | |
| The Northern Trust Company | $445,000 | n/a | 0.0% | |
| Truist Bank | $1,230,000 | $440,000 | -64.2% | 0.0% |
| Axos Bank | $665,000 | $420,000 | -36.8% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,135,000 | $410,000 | -63.9% | 0.0% |
| First Federal Bank | $410,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $390,000 | $410,000 | 5.1% | 0.0% |
| CHARTER WEST BANK | $405,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $650,000 | $400,000 | -38.5% | 0.0% |
| FirstBank | $265,000 | $390,000 | 47.2% | 0.0% |
| OPEN MORTGAGE, LLC | $390,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $155,000 | $370,000 | 138.7% | 0.0% |
| Merchants Bank | $365,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $365,000 | n/a | 0.0% | |
| Southern Bank | $365,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $355,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $295,000 | $350,000 | 18.6% | 0.0% |
| Umpqua Bank | $350,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $345,000 | n/a | 0.0% | |
| OCMBC, INC. | $240,000 | $340,000 | 41.7% | 0.0% |
| BankFirst Financial Services | $375,000 | $335,000 | -10.7% | 0.0% |
| MERIWEST MORTGAGE COMPANY, LLC | $335,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $325,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $165,000 | $320,000 | 93.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $775,000 | $320,000 | -58.7% | 0.0% |
| SPRING EQ, LLC | $680,000 | $315,000 | -53.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $310,000 | $310,000 | 0.0% | 0.0% |
| Alerus Financial | $730,000 | $305,000 | -58.2% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $155,000 | $305,000 | 96.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $305,000 | n/a | 0.0% | |
| Think Mutual Bank | $305,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| Ixonia Bank | $285,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $265,000 | $285,000 | 7.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,435,000 | $280,000 | -80.5% | 0.0% |
| Gateway First Bank | $280,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $430,000 | $275,000 | -36.0% | 0.0% |
| Alaska USA Federal Credit Union | $75,000 | $265,000 | 253.3% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $105,000 | $265,000 | 152.4% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $255,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $415,000 | $255,000 | -38.6% | 0.0% |
| HomeTrust Bank | $255,000 | n/a | 0.0% | |
| AERO Federal Credit Union | $15,000 | $250,000 | 1,566.7% | 0.0% |
| Canyon State Credit Union | $70,000 | $245,000 | 250.0% | 0.0% |
| Home State Bank | $245,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $135,000 | $235,000 | 74.1% | 0.0% |
| Mid-Continent Funding, Inc. | $235,000 | n/a | 0.0% | |
| Great Western Bank | $225,000 | n/a | 0.0% | |
| HILTON FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| KINECTA | $215,000 | n/a | 0.0% | |
| Magnolia Bank | $510,000 | $215,000 | -57.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $205,000 | n/a | 0.0% | |
| FISHER FINANCIAL GROUP, INCORPORATED | $580,000 | $205,000 | -64.7% | 0.0% |
| Glacier Bank | $1,155,000 | $205,000 | -82.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $970,000 | $205,000 | -78.9% | 0.0% |
| SOUTHPOINT FINANCIAL | $205,000 | n/a | 0.0% | |
| WESTERN EXPRESS LENDING | $205,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $330,000 | $195,000 | -40.9% | 0.0% |
| SWH FUNDING, LLC | $425,000 | $190,000 | -55.3% | 0.0% |
| First Home Bank | $185,000 | n/a | 0.0% | |
| First National Bank of America | $265,000 | $185,000 | -30.2% | 0.0% |
| JMAC LENDING, INC. | $155,000 | $185,000 | 19.4% | 0.0% |
| MORTGAGEONE, INC. | $185,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $185,000 | n/a | 0.0% | |
| First National Bank Texas | $175,000 | n/a | 0.0% | |
| Renasant Bank | $165,000 | n/a | 0.0% | |
| S1L, Inc. | $165,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $650,000 | $155,000 | -76.2% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $385,000 | $155,000 | -59.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $270,000 | $155,000 | -42.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $145,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $145,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $380,000 | $145,000 | -61.8% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $145,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $145,000 | n/a | 0.0% | |
| Bankers Trust Company | $820,000 | $135,000 | -83.5% | 0.0% |
| DATA MORTGAGE, INC. | $655,000 | $135,000 | -79.4% | 0.0% |
| Hometown Equity Mortgage, LLC | $135,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $95,000 | $135,000 | 42.1% | 0.0% |
| ALLIANT CREDIT UNION | $135,000 | $125,000 | -7.4% | 0.0% |
| Manufacturers and Traders Trust Company | $115,000 | $125,000 | 8.7% | 0.0% |
| Citibank | $75,000 | $115,000 | 53.3% | 0.0% |
| Opportunity Bank of Montana | $115,000 | n/a | 0.0% | |
| CREDIT UNION WEST | $105,000 | $110,000 | 4.8% | 0.0% |
| Figure Lending LLC | $85,000 | $110,000 | 29.4% | 0.0% |
| BEST CAPITAL FUNDING | $175,000 | $105,000 | -40.0% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $105,000 | n/a | 0.0% | |
| Comerica Bank | $185,000 | $105,000 | -43.2% | 0.0% |
| MUFG Union Bank | $105,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $105,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $95,000 | n/a | 0.0% | |
| IDEAL HOME LOANS LLC | $430,000 | $85,000 | -80.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $315,000 | $85,000 | -73.0% | 0.0% |
| Colonial Savings, F.A. | $155,000 | $75,000 | -51.6% | 0.0% |
| Bank of Colorado | $65,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $580,000 | $65,000 | -88.8% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | n/a | 0.0% |
Show Low's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.3% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $86,175,000 in loans. In third place, with 6.8%, is GUILD MORTGAGE COMPANY, having originated $72,855,000 in loans. In third place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $35,040,000 in loans. In third place, with 3.2%, is Amerifirst Financial, Inc., having originated $34,560,000 in loans.
Show Low, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,853 | $529,685,000 | $285,853 |
| Refi | 1,527 | $309,635,000 | $202,773 |
| Cash Out Refi | 921 | $200,065,000 | $217,226 |
| Home Improvement | 115 | $15,705,000 | $136,565 |
| Other | 87 | $17,735,000 | $203,851 |
Show Low's most frequently cited loan purpose was Home Purchase, with 1,853 originations. The 2nd most popular reason was Refi, with 1,527 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,766 | $424,450,000 | $240,345 |
| 3-4% | 1,744 | $441,200,000 | $252,982 |
| <2.5% | 727 | $160,765,000 | $221,135 |
| 4-5% | 151 | $30,205,000 | $200,033 |
| 5-6% | 50 | $7,410,000 | $148,200 |
| 6-7% | 33 | $4,675,000 | $141,667 |
| Over 8% | 12 | $1,080,000 | $90,000 |
| 7-8% | 6 | $590,000 | $98,333 |
During 2021, Show Low's most frequently originated rate bucket was 2.5-3%, with 1,766 originations.
Loan Sizing (Show Low, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,965 | $543,675,000 | $276,679 |
| $100k-200k | 1,663 | $252,235,000 | $151,675 |
| $100,000 or less | 406 | $28,410,000 | $69,975 |
| $400k-600k | 398 | $189,850,000 | $477,010 |
| $600k-1000k | 62 | $44,280,000 | $714,194 |
| $Over $1MM | 9 | $14,375,000 | $1,597,222 |
Show Low's loan sizing saw the bucket of loans from $200k-400k with 1,965 originations, totaling $543,675,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,540 | $411,590,000 | $267,266 |
| 80-100% | 1,353 | $370,585,000 | $273,899 |
| 40-60% | 964 | $195,870,000 | $203,185 |
| 20-40% | 342 | $47,100,000 | $137,719 |
| Under 20% | 112 | $5,420,000 | $48,393 |
| Over 100% | 49 | $14,795,000 | $301,939 |
Show Low's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,540 originations, totaling $411,590,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $295,000 (15.7%) | $380,985 (6.7%) | 0.00 | 562 |
| 2018-02-01 | $293,750 (14.1%) | $381,663 (5.1%) | 0.00 | 540 |
| 2018-03-01 | $299,000 (10.8%) | $388,360 (4.3%) | 0.00 | 550 |
| 2018-04-01 | $309,889 (15.2%) | $396,187 (6.7%) | 0.00 | 624 |
| 2018-05-01 | $308,950 (12.4%) | $399,613 (8.6%) | 0.00 | 677 |
| 2018-06-01 | $310,000 (12.7%) | $407,503 (11.4%) | 0.00 | 708 |
| 2018-07-01 | $313,900 (12.5%) | $405,096 (6.7%) | 0.00 | 746 |
| 2018-08-01 | $322,000 (11.7%) | $405,966 (6.0%) | 0.00 | 737 |
| 2018-09-01 | $315,000 (9.6%) | $404,293 (3.8%) | 0.00 | 725 |
| 2018-10-01 | $322,400 (9.7%) | $424,096 (6.1%) | 0.00 | 667 |
| 2018-11-01 | $325,000 (13.0%) | $416,820 (8.3%) | 0.00 | 590 |
| 2018-12-01 | $319,000 (8.3%) | $412,557 (7.9%) | 0.00 | 546 |
| 2019-01-01 | $314,950 (6.8%) | $414,073 (8.7%) | 0.00 | 498 |
| 2019-02-01 | $309,777 (5.5%) | $408,353 (7.0%) | 0.00 | 501 |
| 2019-03-01 | $316,301 (5.8%) | $412,307 (6.2%) | 0.00 | 534 |
| 2019-04-01 | $320,913 (3.6%) | $411,097 (3.8%) | 0.00 | 592 |
| 2019-05-01 | $321,950 (4.2%) | $408,265 (2.2%) | 0.00 | 659 |
| 2019-06-01 | $322,900 (4.2%) | $407,358 (0.0%) | 0.00 | 732 |
| 2019-07-01 | $299,900 (-4.5%) | $388,844 (-4.0%) | 0.00 | 717 |
| 2019-08-01 | $299,943 (-6.9%) | $392,285 (-3.4%) | 0.00 | 684 |
| 2019-09-01 | $304,400 (-3.4%) | $398,889 (-1.3%) | 0.00 | 635 |
| 2019-10-01 | $320,000 (-0.7%) | $412,004 (-2.9%) | 0.00 | 592 |
| 2019-11-01 | $324,900 (0.0%) | $418,138 (0.3%) | 0.00 | 541 |
| 2019-12-01 | $299,500 (-6.1%) | $415,664 (0.8%) | 0.00 | 498 |
| 2020-01-01 | $299,975 (-4.8%) | $403,140 (-2.6%) | 0.00 | 437 |
| 2020-02-01 | $325,000 (4.9%) | $403,879 (-1.1%) | 0.00 | 441 |
| 2020-03-01 | $325,000 (2.8%) | $404,072 (-2.0%) | 0.00 | 461 |
| 2020-04-01 | $325,000 (1.3%) | $406,176 (-1.2%) | 0.00 | 501 |
| 2020-05-01 | $325,100 (1.0%) | $414,599 (1.6%) | 0.00 | 482 |
| 2020-06-01 | $352,375 (9.1%) | $435,644 (6.9%) | 0.00 | 450 |
| 2020-07-01 | $364,400 (21.5%) | $467,633 (20.3%) | 0.00 | 382 |
| 2020-08-01 | $349,900 (16.7%) | $489,360 (24.8%) | 0.00 | 296 |
| 2020-09-01 | $349,950 (15.0%) | $485,959 (21.8%) | 0.00 | 262 |
| 2020-10-01 | $389,900 (21.8%) | $529,883 (28.6%) | 0.00 | 240 |
| 2020-11-01 | $382,450 (17.7%) | $521,995 (24.8%) | 0.00 | 215 |
| 2020-12-01 | $392,450 (31.0%) | $530,667 (27.7%) | 0.00 | 182 |
| 2021-01-01 | $425,000 (41.7%) | $577,271 (43.2%) | 0.00 | 151 |
| 2021-02-01 | $435,000 (33.9%) | $612,290 (51.6%) | 0.00 | 123 |
| 2021-03-01 | $420,000 (29.2%) | $621,682 (53.9%) | 0.00 | 131 |
| 2021-04-01 | $427,000 (31.4%) | $611,700 (50.6%) | 0.00 | 145 |
| 2021-05-01 | $474,950 (46.1%) | $629,966 (52.0%) | 0.00 | 165 |
| 2021-06-01 | $475,000 (34.8%) | $627,726 (44.1%) | 0.00 | 192 |
| 2021-07-01 | $444,500 (22.0%) | $595,911 (27.4%) | 0.00 | 220 |
| 2021-08-01 | $432,000 (23.5%) | $568,658 (16.2%) | 0.00 | 231 |
| 2021-09-01 | $471,975 (34.9%) | $592,421 (21.9%) | 0.00 | 236 |
| 2021-10-01 | $474,950 (21.8%) | $621,683 (17.3%) | 0.00 | 198 |
| 2021-11-01 | $482,000 (26.0%) | $620,833 (18.9%) | 0.00 | 177 |
| 2021-12-01 | $474,900 (21.0%) | $613,952 (15.7%) | 0.00 | 157 |
| 2022-01-01 | $493,000 (16.0%) | $640,687 (11.0%) | 0.00 | 132 |
| 2022-02-01 | $496,450 (14.1%) | $650,544 (6.3%) | 0.00 | 145 |
| 2022-03-01 | $491,950 (17.1%) | $650,888 (4.7%) | 0.00 | 154 |
| 2022-04-01 | $500,000 (17.1%) | $654,049 (6.9%) | 0.00 | 188 |
| 2022-05-01 | $565,000 (19.0%) | $660,217 (4.8%) | 0.00 | 260 |
Show Low's median listing price for 2022-05-01 was $565,000, a difference of
$90,050
(19.0%) versus the prior year and
$65,000 versus the prior month.
Show Low's median listing price comes in at 0% of the national average.
Show Low's average listing price for 2022-05-01 was $660,217, a difference of $30,251 (4.8%) versus the prior year and $6,168 versus the prior month.
For the 2022-05-01 period, Show Low had 260 MLS listings, a difference of 72 listings (38%) versus the prior month and 95 listings (58%) versus the prior year.
Show Low's median listing price comes in at 0% of the national average.
Show Low's average listing price for 2022-05-01 was $660,217, a difference of $30,251 (4.8%) versus the prior year and $6,168 versus the prior month.
For the 2022-05-01 period, Show Low had 260 MLS listings, a difference of 72 listings (38%) versus the prior month and 95 listings (58%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,997 sqft |
| 2018-02-01 | 0 days | 2,002 sqft |
| 2018-03-01 | 0 days | 1,997 sqft |
| 2018-04-01 | 0 days | 2,017 sqft |
| 2018-05-01 | 0 days | 2,025 sqft |
| 2018-06-01 | 0 days | 2,034 sqft |
| 2018-07-01 | 0 days | 2,038 sqft |
| 2018-08-01 | 0 days | 2,043 sqft |
| 2018-09-01 | 0 days | 2,040 sqft |
| 2018-10-01 | 0 days | 2,067 sqft |
| 2018-11-01 | 0 days | 2,150 sqft |
| 2018-12-01 | 0 days | 2,052 sqft |
| 2019-01-01 | 0 days | 1,995 sqft |
| 2019-02-01 | 0 days | 1,957 sqft |
| 2019-03-01 | 0 days | 1,986 sqft |
| 2019-04-01 | 0 days | 2,002 sqft |
| 2019-05-01 | 0 days | 2,002 sqft |
| 2019-06-01 | 0 days | 2,002 sqft |
| 2019-07-01 | 0 days | 1,958 sqft |
| 2019-08-01 | 0 days | 1,967 sqft |
| 2019-09-01 | 0 days | 1,965 sqft |
| 2019-10-01 | 0 days | 1,996 sqft |
| 2019-11-01 | 0 days | 2,054 sqft |
| 2019-12-01 | 0 days | 2,008 sqft |
| 2020-01-01 | 0 days | 2,015 sqft |
| 2020-02-01 | 0 days | 1,997 sqft |
| 2020-03-01 | 0 days | 1,904 sqft |
| 2020-04-01 | 0 days | 1,917 sqft |
| 2020-05-01 | 0 days | 1,932 sqft |
| 2020-06-01 | 0 days | 2,005 sqft |
| 2020-07-01 | 0 days | 2,078 sqft |
| 2020-08-01 | 0 days | 2,064 sqft |
| 2020-09-01 | 0 days | 2,082 sqft |
| 2020-10-01 | 0 days | 2,107 sqft |
| 2020-11-01 | 0 days | 2,076 sqft |
| 2020-12-01 | 0 days | 2,033 sqft |
| 2021-01-01 | 0 days | 2,085 sqft |
| 2021-02-01 | 0 days | 2,106 sqft |
| 2021-03-01 | 0 days | 2,073 sqft |
| 2021-04-01 | 0 days | 2,018 sqft |
| 2021-05-01 | 0 days | 1,956 sqft |
| 2021-06-01 | 0 days | 1,903 sqft |
| 2021-07-01 | 0 days | 1,894 sqft |
| 2021-08-01 | 0 days | 1,866 sqft |
| 2021-09-01 | 0 days | 1,959 sqft |
| 2021-10-01 | 0 days | 2,040 sqft |
| 2021-11-01 | 0 days | 1,973 sqft |
| 2021-12-01 | 0 days | 1,934 sqft |
| 2022-01-01 | 0 days | 1,915 sqft |
| 2022-02-01 | 0 days | 1,920 sqft |
| 2022-03-01 | 0 days | 1,894 sqft |
| 2022-04-01 | 0 days | 1,890 sqft |
| 2022-05-01 | 0 days | 2,037 sqft |
Show Low's median listing age (time on market) for 2022-05-01 was 0 days.
Show Low's median square footage for active listings during the 2022-05-01 period was 2,037 sqft. One year prior, the average listing was 1,956 sqft.
Show Low's median square footage for active listings during the 2022-05-01 period was 2,037 sqft. One year prior, the average listing was 1,956 sqft.
