Show Low Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Show Low averaged
7.29%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.02% and
one month ago for the week of 2025-05-15, the
average rate was 6.89%.
Show Low's average rate one year ago was 7.23%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.2%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Show Low 30 Year Fixed Rate | 2025-06-18 | 7.29% |
| Show Low 30 Year Fixed Rate Refi | 2025-06-18 | 7.2% |
| Show Low 15 Year Fixed Rate | 2025-06-18 | 5.86% |
| Show Low 15 Year Fixed Rate Refi | 2025-06-18 | 6.36% |
| Show Low 30 Year FHA | 2025-06-18 | 0.05% |
| Show Low 30 Year FHA Refi | 2025-06-18 | -0.1% |
| Show Low 30 Year USDA | 2025-06-18 | 0% |
| Show Low 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Show Low 30 Year VA | 2025-06-18 | 0.24% |
| Show Low 30 Year VA Refi | 2025-06-18 | -0.1% |
Show Low Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Show Low Average Closing Costs & Other Stats
Show Low, AZ's 145 lenders originated 1,904
loans during 2024. The total origination value was $546,560,000, with an average loan value of
$287,059.
Show Low's average closing costs are $5,717.
The top Show Low lender as defined by loan originations is QUICKEN LOANS, LLC, with
148 loans originated. Their average total fees are
$7,410, which is $719
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Show Low lenders (with over 10 loans originated) are
ALTITUDE FINANCIAL CORPORATION ($3,899), JPMorgan Chase Bank ($5,318), NOVA FINANCIAL & INVESTMENT CORPORATION ($5,928), The Loan Store, Inc. ($6,294) and GUILD MORTGAGE COMPANY ($6,671).
The lowest rate Show Low lenders (with over 10 loans originated) are
Wells Fargo Bank (6.64%), Plains Commerce Bank (6.78%), PENNYMAC LOAN SERVICES, LLC (6.83%), QUICKEN LOANS, LLC (6.85%) and JPMorgan Chase Bank (6.87%).
Show Low, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $25,675,000 | $70,590,000 | 174.9% | 12.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $81,150,000 | $68,190,000 | -16.0% | 12.5% |
| GUILD MORTGAGE COMPANY | $20,170,000 | $25,345,000 | 25.7% | 4.6% |
| Zions Bank | $15,200,000 | $21,380,000 | 40.7% | 3.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,705,000 | $11,300,000 | 68.5% | 2.1% |
| Mortgage Research Center, LLC | $4,605,000 | $9,895,000 | 114.9% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,280,000 | $9,850,000 | 19.0% | 1.8% |
| CMG MORTGAGE, INC. | $12,315,000 | $9,675,000 | -21.4% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $15,640,000 | $9,590,000 | -38.7% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $3,445,000 | $9,445,000 | 174.2% | 1.7% |
| Flagstar Bank, FSB | $5,110,000 | $9,130,000 | 78.7% | 1.7% |
| V.I.P. MORTGAGE, INC. | $13,435,000 | $9,010,000 | -32.9% | 1.6% |
| U.S. Bank | $5,565,000 | $8,820,000 | 58.5% | 1.6% |
| Bell Bank | $5,585,000 | $8,340,000 | 49.3% | 1.5% |
| JPMorgan Chase Bank | $2,370,000 | $8,020,000 | 238.4% | 1.5% |
| Century Mortgage Company DBA Century Lending Company | $7,635,000 | n/a | 1.4% | |
| Wells Fargo Bank | $5,925,000 | $7,560,000 | 27.6% | 1.4% |
| ALTITUDE FINANCIAL CORPORATION | $4,800,000 | $7,390,000 | 54.0% | 1.4% |
| Washington Federal Bank | $4,210,000 | $6,225,000 | 47.9% | 1.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $9,795,000 | $5,750,000 | -41.3% | 1.1% |
| 21ST MORTGAGE CORPORATION | $5,800,000 | $5,665,000 | -2.3% | 1.0% |
| The Loan Store, Inc. | $1,440,000 | $5,380,000 | 273.6% | 1.0% |
| Bank of America | $2,170,000 | $5,340,000 | 146.1% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $2,105,000 | $4,780,000 | 127.1% | 0.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $7,145,000 | $4,750,000 | -33.5% | 0.9% |
| GUARANTEED RATE, INC. | $2,535,000 | $4,580,000 | 80.7% | 0.8% |
| MOUNTAIN AMERICA | $4,130,000 | $4,385,000 | 6.2% | 0.8% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $3,950,000 | $4,305,000 | 9.0% | 0.8% |
| Glacier Bank | $610,000 | $4,110,000 | 573.8% | 0.8% |
| NEWREZ LLC | $1,325,000 | $4,080,000 | 207.9% | 0.7% |
| Plains Commerce Bank | $1,975,000 | $3,640,000 | 84.3% | 0.7% |
| ARIZONA | $2,185,000 | $3,465,000 | 58.6% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $2,370,000 | $3,430,000 | 44.7% | 0.6% |
| MidFirst Bank | $3,050,000 | $3,170,000 | 3.9% | 0.6% |
| Waterstone Mortgage Corporation | $2,645,000 | $3,165,000 | 19.7% | 0.6% |
| DIRECT MORTGAGE LOANS, LLC | $3,135,000 | n/a | 0.6% | |
| ARIZONA CENTRAL | $1,720,000 | $3,085,000 | 79.4% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $3,130,000 | $3,060,000 | -2.2% | 0.6% |
| LOANDEPOT.COM, LLC | $3,450,000 | $3,055,000 | -11.4% | 0.6% |
| UNION HOME MORTGAGE CORP. | $1,835,000 | $3,050,000 | 66.2% | 0.6% |
| SUN AMERICAN MORTGAGE COMPANY | $2,300,000 | $2,995,000 | 30.2% | 0.5% |
| Charles Schwab Bank, SSB | $1,295,000 | $2,940,000 | 127.0% | 0.5% |
| MORIA DEVELOPMENT, INC. | $4,080,000 | $2,880,000 | -29.4% | 0.5% |
| CARDINAL FINANCIAL | $1,105,000 | $2,760,000 | 149.8% | 0.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,770,000 | $2,695,000 | 52.3% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $430,000 | $2,570,000 | 497.7% | 0.5% |
| BMO Harris Bank | $3,535,000 | $2,350,000 | -33.5% | 0.4% |
| OCMBC, INC. | $960,000 | $2,185,000 | 127.6% | 0.4% |
| PNC Bank | $2,065,000 | $2,155,000 | 4.4% | 0.4% |
| Morgan Stanley Private Bank | $2,725,000 | $2,120,000 | -22.2% | 0.4% |
| OneAZ Credit Union | $2,435,000 | $2,110,000 | -13.3% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $875,000 | $2,085,000 | 138.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,765,000 | $2,065,000 | -45.2% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,095,000 | $1,995,000 | -4.8% | 0.4% |
| NFM, INC. | $730,000 | $1,955,000 | 167.8% | 0.4% |
| ALLIANT CREDIT UNION | $480,000 | $1,880,000 | 291.7% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $650,000 | $1,815,000 | 179.2% | 0.3% |
| First International Bank & Trust | $2,000,000 | $1,780,000 | -11.0% | 0.3% |
| Nations Lending Corporation | $480,000 | $1,770,000 | 268.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,225,000 | $1,705,000 | -23.4% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,595,000 | $1,600,000 | 0.3% | 0.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $630,000 | $1,540,000 | 144.4% | 0.3% |
| First-Citizens Bank & Trust Company | $1,520,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $680,000 | $1,495,000 | 119.9% | 0.3% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,485,000 | n/a | 0.3% | |
| Figure Lending LLC | $425,000 | $1,470,000 | 245.9% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,460,000 | n/a | 0.3% | |
| Equity Prime Mortgage LLC | $1,575,000 | $1,445,000 | -8.3% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,325,000 | $1,435,000 | -38.3% | 0.3% |
| NexBank | $1,535,000 | $1,430,000 | -6.8% | 0.3% |
| TRUWEST Credit Union | $2,220,000 | $1,425,000 | -35.8% | 0.3% |
| PLANET HOME LENDING, LLC | $145,000 | $1,420,000 | 879.3% | 0.3% |
| HILTON FINANCIAL CORPORATION | $640,000 | $1,370,000 | 114.1% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $1,555,000 | $1,315,000 | -15.4% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $1,145,000 | $1,315,000 | 14.8% | 0.2% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $1,065,000 | $1,305,000 | 22.5% | 0.2% |
| Cornerstone First Mortgage, Inc | $425,000 | $1,300,000 | 205.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $630,000 | $1,195,000 | 89.7% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,185,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,180,000 | $1,170,000 | -0.8% | 0.2% |
| AMERICA FIRST | $640,000 | $1,145,000 | 78.9% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,285,000 | $1,130,000 | -12.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,385,000 | $1,110,000 | -19.9% | 0.2% |
| Firefighters First Federal Credit Union | $860,000 | $1,105,000 | 28.5% | 0.2% |
| Citibank | $755,000 | $1,075,000 | 42.4% | 0.2% |
| JMAC LENDING, INC. | $995,000 | n/a | 0.2% | |
| Bankers Trust Company | $470,000 | $990,000 | 110.6% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $145,000 | $960,000 | 562.1% | 0.2% |
| LIMA ONE CAPITAL, LLC | $355,000 | $925,000 | 160.6% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,330,000 | $920,000 | -30.8% | 0.2% |
| AMWEST FUNDING CORP. | $1,370,000 | $890,000 | -35.0% | 0.2% |
| Carrington Mortgage Services, LLC | $555,000 | $890,000 | 60.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $505,000 | $885,000 | 75.2% | 0.2% |
| Stockman Bank of Montana | $885,000 | n/a | 0.2% | |
| The Huntington National Bank | $875,000 | n/a | 0.2% | |
| Greenbox Loans, Inc. | $855,000 | n/a | 0.2% | |
| Magnolia Bank | $295,000 | $850,000 | 188.1% | 0.2% |
| A&D Mortgage LLC | $590,000 | $840,000 | 42.4% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $640,000 | $840,000 | 31.3% | 0.2% |
| DAS Acquisition Company, LLC | $805,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $595,000 | $785,000 | 31.9% | 0.1% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $1,375,000 | $780,000 | -43.3% | 0.1% |
| LADERA LENDING, INC. | $675,000 | $775,000 | 14.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,450,000 | $765,000 | -77.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,025,000 | $760,000 | -25.9% | 0.1% |
| BAY EQUITY LLC | $1,240,000 | $750,000 | -39.5% | 0.1% |
| NEW WEST LENDING, INC. | $725,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $1,115,000 | $710,000 | -36.3% | 0.1% |
| Alaska USA Federal Credit Union | $285,000 | $670,000 | 135.1% | 0.1% |
| FBC MORTGAGE, LLC | $670,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $2,320,000 | $660,000 | -71.6% | 0.1% |
| VANTAGE WEST | $1,060,000 | $650,000 | -38.7% | 0.1% |
| INTERCAP LENDING INC. | $1,045,000 | $640,000 | -38.8% | 0.1% |
| Sunflower Bank | $875,000 | $640,000 | -26.9% | 0.1% |
| PHH Mortgage Corporation | $655,000 | $635,000 | -3.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $215,000 | $625,000 | 190.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $725,000 | $615,000 | -15.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $610,000 | $600,000 | -1.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $155,000 | $600,000 | 287.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $225,000 | $580,000 | 157.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $175,000 | $575,000 | 228.6% | 0.1% |
| Ixonia Bank | $575,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $560,000 | n/a | 0.1% | |
| Elements Financial Federal Credit Union | $555,000 | n/a | 0.1% | |
| PIMA Federal Credit Union | $335,000 | $545,000 | 62.7% | 0.1% |
| Western State Bank | $545,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $540,000 | n/a | 0.1% | |
| HUNT MORTGAGE CORPORATION | $195,000 | $540,000 | 176.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $535,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $355,000 | $530,000 | 49.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $645,000 | $520,000 | -19.4% | 0.1% |
| S1L, Inc. | $510,000 | n/a | 0.1% | |
| Northpointe Bank | $505,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $495,000 | n/a | 0.1% | |
| UNIFY FINANCIAL Credit Union | $495,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $205,000 | $485,000 | 136.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $315,000 | $465,000 | 47.6% | 0.1% |
| CREDIT UNION WEST | $315,000 | $460,000 | 46.0% | 0.1% |
| First American Bank | $455,000 | n/a | 0.1% | |
| Discover Bank | $725,000 | $450,000 | -37.9% | 0.1% |
| IAA Credit Union | $435,000 | n/a | 0.1% | |
| NBKC BANK | $250,000 | $415,000 | 66.0% | 0.1% |
| SUMMIT FUNDING, INC. | $730,000 | $415,000 | -43.2% | 0.1% |
| GENEVA FINANCIAL, LLC | $2,295,000 | $410,000 | -82.1% | 0.1% |
| NBH Bank | $405,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $405,000 | $395,000 | -2.5% | 0.1% |
| Florida Capital Bank | $395,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $990,000 | $380,000 | -61.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $995,000 | $380,000 | -61.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $375,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $440,000 | $365,000 | -17.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $420,000 | $365,000 | -13.1% | 0.1% |
| IOWA BANKERS MORTGAGE CORPORATION | $355,000 | n/a | 0.1% | |
| NEW WAVE LENDING GROUP INC | $355,000 | n/a | 0.1% | |
| FISHER FINANCIAL GROUP, INCORPORATED | $345,000 | n/a | 0.1% | |
| LOANPAL, LLC | $875,000 | $340,000 | -61.1% | 0.1% |
| FIRST MORTGAGE COMPANY, INC. | $325,000 | n/a | 0.1% | |
| SFMC, LP | $325,000 | n/a | 0.1% | |
| HighTechLending Inc | $470,000 | $315,000 | -33.0% | 0.1% |
| HUGHES FEDERAL CREDIT UNION | $315,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $215,000 | $305,000 | 41.9% | 0.1% |
| UMB Bank | $985,000 | $305,000 | -69.0% | 0.1% |
| BayCoast Bank | $115,000 | $300,000 | 160.9% | 0.1% |
| GMFS LLC | $300,000 | n/a | 0.1% | |
| PYRAMID | $300,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $775,000 | $295,000 | -61.9% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $205,000 | $295,000 | 43.9% | 0.1% |
| Axos Bank | $285,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $265,000 | n/a | 0.0% | |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $340,000 | $265,000 | -22.1% | 0.0% |
| CLEARPATH LENDING | $235,000 | $255,000 | 8.5% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $415,000 | $255,000 | -38.6% | 0.0% |
| Texana Bank | $255,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $245,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $245,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $555,000 | $235,000 | -57.7% | 0.0% |
| OAKTREE FUNDING CORP. | $235,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $235,000 | n/a | 0.0% | |
| UBS Bank USA | $1,170,000 | $195,000 | -83.3% | 0.0% |
| VALOR BANK | $195,000 | n/a | 0.0% | |
| Gateway First Bank | $235,000 | $185,000 | -21.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $125,000 | $185,000 | 48.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $165,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $150,000 | n/a | 0.0% | |
| Canyon State Credit Union | $380,000 | $145,000 | -61.8% | 0.0% |
| Academy Bank | $135,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $145,000 | $135,000 | -6.9% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,315,000 | $125,000 | -90.5% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $455,000 | $125,000 | -72.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $875,000 | $125,000 | -85.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $410,000 | $125,000 | -69.5% | 0.0% |
| American Airlines Federal Credit Union | $565,000 | $105,000 | -81.4% | 0.0% |
| FIRST TECHNOLOGY | $105,000 | n/a | 0.0% | |
| ONE NEVADA CREDIT UNION | $105,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| BOKF | $705,000 | $95,000 | -86.5% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Coastal Community Bank | $320,000 | $90,000 | -71.9% | 0.0% |
| Landings Credit Union | $600,000 | $85,000 | -85.8% | 0.0% |
| First National Bank of America | $75,000 | n/a | 0.0% | |
| AERO Federal Credit Union | $65,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $125,000 | $65,000 | -48.0% | 0.0% |
| Baxter Credit Union | $55,000 | n/a | 0.0% |
Show Low's top lender by overall market share is QUICKEN LOANS, LLC, with 12.9% market share. In second place, with 12.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $68,190,000 in loans. In third place, with 4.6%, is GUILD MORTGAGE COMPANY, having originated $25,345,000 in loans. In fourth place, with 3.9%, is Zions Bank, having originated $21,380,000 in loans. In fifth place, with 2.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $11,300,000 in loans.
Show Low, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,081 | $366,385,000 | $338,932 |
| Cash Out Refi | 299 | $64,945,000 | $217,207 |
| Refi | 216 | $72,890,000 | $337,454 |
| Other | 162 | $22,390,000 | $138,210 |
| Home Improvement | 145 | $19,825,000 | $136,724 |
| NA | 1 | $125,000 | $125,000 |
Show Low's most frequently cited loan purpose was Home Purchase, with 1,081 originations. The 2nd most popular reason was Cash Out Refi, with 299 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 733 | $239,025,000 | $326,091 |
| 7-8% | 470 | $148,140,000 | $315,191 |
| Over 8% | 403 | $66,215,000 | $164,305 |
| 5-6% | 273 | $86,865,000 | $318,187 |
| 4-5% | 13 | $4,015,000 | $308,846 |
| <2.5% | 2 | $10,000 | $5,000 |
| 3-4% | 2 | $390,000 | $195,000 |
| 2.5-3% | 2 | $310,000 | $155,000 |
During 2024, Show Low's most frequently originated rate bucket was 6-7%, with 733 originations.
Loan Sizing (Show Low, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 788 | $226,430,000 | $287,348 |
| $100k-200k | 452 | $68,160,000 | $150,796 |
| $400k-600k | 300 | $144,330,000 | $481,100 |
| $100,000 or less | 253 | $15,395,000 | $60,850 |
| $600k-1000k | 94 | $68,540,000 | $729,149 |
| $Over $1MM | 17 | $23,705,000 | $1,394,412 |
Show Low's loan sizing saw the bucket of loans from $200k-400k with 788 originations, totaling $226,430,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 610 | $204,910,000 | $335,918 |
| 60-80% | 552 | $204,400,000 | $370,290 |
| 40-60% | 254 | $68,880,000 | $271,181 |
| 20-40% | 233 | $37,365,000 | $160,365 |
| Under 20% | 202 | $13,360,000 | $66,139 |
| Over 100% | 28 | $9,720,000 | $347,143 |
Show Low's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 610 originations, totaling $204,910,000 in origination value.