Show Low Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Show Low averaged 6.83% for the week of 2023-06-01, compared to the national average of 6.79% for the same period.

The average rate for the prior week (2023-05-25) was 6.51% and one month ago for the week of 2023-04-27, the average rate was 6.57%.

Show Low's average rate one year ago was 5.14%.

For refis of the same type during the week of 2023-06-01, the average rate was 5.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-06-01 6.79%
Show Low 30 Year Fixed Rate 2023-06-01 6.83%
Show Low 30 Year Fixed Rate Refi 2023-06-01 5.95%
Show Low 15 Year Fixed Rate 2023-06-01 6.28%
Show Low 15 Year Fixed Rate Refi 2023-06-01 6.48%
Show Low 30 Year FHA 2023-06-01 -0.18%
Show Low 30 Year FHA Refi 2023-06-01 0.2%
Show Low 30 Year USDA 2023-06-01 -0.2%
Show Low 30 Year USDA Refi 2023-06-01 0.2%
Show Low 30 Year VA 2023-06-01 -0.23%
Show Low 30 Year VA Refi 2023-06-01 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Show Low, AZ.

Show Low Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Show Low, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 168 5.27% $6,694
QUICKEN LOANS, LLC 129 4.94% $7,614
GUILD MORTGAGE COMPANY 95 5.16% $6,075
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 54 5.32% $6,808
Amerifirst Financial, Inc. 52 5.15% $6,044
NOVA FINANCIAL & INVESTMENT CORPORATION 39 5.58% $5,886
Wells Fargo Bank 35 4.53% $4,796
LOANDEPOT.COM, LLC 35 4.88% $6,555
V.I.P. MORTGAGE, INC. 26 5.44% $6,587
Wallick & Volk, Inc. 26 4.76% $6,992
U.S. Bank 26 4.71% $7,662
AMERICAN PACIFIC MORTGAGE CORPORATION 22 4.83% $6,353
MORIA DEVELOPMENT, INC. 21 5.03% $7,199
Zions Bancorporation, N.A. 21 4.46% $4,285
JPMorgan Chase Bank 20 4.40% $5,467
PRIMELENDING, A PLAINSCAPITAL COMPANY 19 5.28% $8,064
Mr. Cooper ( Nationstar Mortgage ) 16 4.63% $6,798
Flagstar Bank, FSB 15 4.63% $5,635
PENNYMAC LOAN SERVICES, LLC 15 4.28% $6,788
CROSSCOUNTRY MORTGAGE, LLC 14 5.34% $8,142
Bell Bank 14 5.12% $5,322
CMG MORTGAGE, INC. 12 4.68% $6,568
FREEDOM MORTGAGE CORPORATION 12 4.59% $6,117
ACADEMY MORTGAGE CORPORATION 12 4.84% $5,936
DEFINE MORTGAGE SOLUTIONS, LLC 11 4.27% $6,072
GUARANTEED RATE, INC. 10 4.54% $6,396
FINANCE OF AMERICA MORTGAGE LLC 9 5.69% $6,716
BROKER SOLUTIONS, INC. 9 5.22% $7,400
Paramount Residential Mortgage Group, Inc. 9 5.40% $7,544
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 4.95% $7,197
Hometown Lenders, Inc. 8 4.86% $7,750
SUN AMERICAN MORTGAGE COMPANY 8 5.30% $4,634
HOME POINT FINANCIAL CORPORATION 8 4.44% $7,565
CALIBER HOME LOANS, INC. 8 4.39% $6,724
Bank of America 7 3.93% $4,853
CARDINAL FINANCIAL 7 5.50% $8,576
AMERISAVE MORTGAGE CORPORATION 7 4.60% $6,364
MANN FINANCIAL INC. 7 4.77% $11,013
HOMEOWNERS FINANCIAL GROUP USA, LLC 7 5.68% $7,807
ALTITUDE FINANCIAL CORPORATION 7 5.36% $3,946
GENEVA FINANCIAL, LLC 6 5.29% $10,651
Sunflower Bank 6 4.31% $8,614
NFM, INC. 6 4.98% $5,389
OneAZ Credit Union 6 4.60% $4,644
STARBOARD FINANCIAL MANAGEMENT, LLC 6 5.54% $6,461
UNION HOME MORTGAGE CORP. 6 4.60% $5,647
Charles Schwab Bank, SSB 6 4.25% $4,535
NEWREZ LLC 6 4.00% $6,229
MOUNTAIN AMERICA 6 4.85% $7,281
Waterstone Mortgage Corporation 6 5.46% $10,236
AMERICAN FINANCING CORPORATION 5 3.80% $4,855
Firefighters First Federal Credit Union 5 3.40% $1,845
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 4.47% $4,414
ARIZONA 5 4.18% $9,177
BMO Harris Bank 5 4.38% $6,980
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 5.42% $8,776
BETTER MORTGAGE CORPORATION 5 3.15% $3,171
BAY EQUITY LLC 4 3.91% $6,470
Bank of the West 4 5.63% $4,421
First International Bank & Trust 4 5.63% $8,505
First Option Mortgage, LLC 4 5.50% $7,625
KeyBank 4 3.97% $7,100
Lend Smart Mortgage, LLC 4 5.44% $5,504
LOANPAL, LLC 4 4.25% $6,510
North American Savings Bank, F.S.B. 4 5.88% $5,520
ON Q FINANCIAL, INC. 4 4.03% $4,828
PHH Mortgage Corporation 4 5.16% $8,436
PNC Bank 4 4.13% $4,984
SWBC MORTGAGE CORPORATION 4 4.31% $6,705
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.50% $9,502
Nations Lending Corporation 3 3.67% $12,394
NAVY FEDERAL CREDIT UNION 3 4.38% $5,439
MID AMERICA MORTGAGE, INC. 3 5.75% $3,843
IMPAC MORTGAGE CORP. 3 4.21% $5,590
Strong Home Mortgage, LLC 3 6.00% $3,947
CITYWIDE HOME LOANS, LLC 3 4.75% $5,421
21ST MORTGAGE CORPORATION 3 7.02% $6,061
NETWORK CAPITAL FUNDING CORPORATION 3 4.96% $9,532
Citadel Servicing Corporation 3 6.79% $7,793
Prosperity Home Mortgage, LLC 3 5.79% $7,440
DIRECTORS MORTGAGE, INC. 3 5.67% $6,200
MUTUAL OF OMAHA MORTGAGE, INC. 3 4.71% $4,807
Sierra Pacific Mortgage Company, Inc. 3 6.42% $5,559
ARIZONA CENTRAL 3 5.29% $3,448
First State Bank of St. Charles, Missouri 3 4.71% $4,334
SUBURBAN MORTGAGE, INC. 2 4.69% $5,437
LAKEVIEW LOAN SERVICING, LLC 2 4.63% $4,528
Axos Bank 2 4.18% $5,194
LEADERONE FINANCIAL CORPORATION 2 5.00% $1,999
NBKC BANK 2 3.56% $2,701
The Federal Savings Bank 2 5.63% $16,983
LEGEND LENDING CORPORATION 2 6.88% $4,837
CHERRY CREEK MORTGAGE, LLC 2 4.38% $620
NexBank 2 4.31% $7,225
AXIA FINANCIAL, LLC 2 4.88% $5,791
USAA Federal Savings Bank 2 5.75% $5,105
ANGEL OAK HOME LOANS LLC 2 5.50% $9,084
ENVOY MORTGAGE, LTD 2 5.06% $6,899
AMERICA FIRST 2 3.63% $6,304
Great Southern Bank 2 3.45% $5,050
GUARANTEED RATE AFFINITY, LLC 2 5.43% $4,545
OCMBC, INC. 2 3.13% $6,209
First Guaranty Mortgage Corporation 2 4.69% $11,304
Ally Bank 2 4.13% $5,231
DIRECT MORTGAGE, CORP. 2 4.13% $5,459
First Savings Bank 2 4.94% $5,690
Watermark Capital, Inc. 2 4.56% $5,040
WESCOM CENTRAL CREDIT UNION 2 3.81% $2,988
MidFirst Bank 2 5.64% $7,480
Western State Bank 2 4.10% $3,779
Morgan Stanley Private Bank 2 3.43% $3,232
PROVIDENT FUNDING ASSOCIATES, L.P. 2 4.69% $6,836
CHURCHILL MORTGAGE CORPORATION 2 4.94% $5,447
Glacier Bank 2 3.50% $3,746
RESIDENTIAL BANCORP. 2 4.00% $5,653
ROYAL UNITED MORTGAGE LLC 2 4.50% $6,527
City National Bank 2 6.10% $4,475
SECURITYNATIONAL MORTGAGE COMPANY 2 5.56% $7,022
AMERICAN INTERNET MORTGAGE, INC. 2 4.88% $5,731
MOVEMENT MORTGAGE, LLC 2 4.44% $7,303
Gateway First Bank 2 4.69% $6,311
The Home Loan Expert LLC 1 3.25% $3,042
TOWNE MORTGAGE COMPANY 1 4.38% $9,101
TRIAD FINANCIAL SERVICES, INC. 1 7.00% $7,532
UMB Bank 1 4.59% $3,998
Alaska USA Federal Credit Union 1 3.63% $4,208
VANTAGE WEST 1 4.63% $5,725
Financial Funding Solutions, Inc. 1 7.49% $5,282
FirstBank 1 5.38% $3,368
FirstBank 1 3.88% $2,139
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.25% $3,100
First-Citizens Bank & Trust Company 1 3.50% $7,748
Victorian Finance, LLC 1 3.75% $2,961
AmeriHome Mortgage Company, LLC 1 3.25% $4,221
First Republic Bank 1 3.35% $5,055
Notre Dame Federal Credit Union Corporation 1 4.25% $2,440
Evolve Bank & Trust 1 4.00% $3,278
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $5,060
GoPrime Mortgage, Inc. 1 3.50% $6,480
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.50% $19,969
DIGITAL Federal Credit Union 1 5.13% $3,808
Deseret First Credit Union 1 4.75% $12,507
DEEPHAVEN MORTGAGE LLC 1 6.88% $12,961
HOMEXPRESS MORTGAGE CORP. 1 6.50% $13,177
HUNT MORTGAGE CORPORATION 1 5.50% $6,935
IDEAL HOME LOANS LLC 1 3.88% $7,942
INTERCAP LENDING INC. 1 3.25% $8,569
LADERA LENDING, INC. 1 3.00% $7,117
Washington Federal Bank 1 3.75% $9,747
LENDSURE MORTGAGE CORP. 1 5.38% $26,046
LHM FINANCIAL CORPORATION 1 4.50% $8,182
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.13% $6,852
Loan Simple, Inc. 1 4.13% $2,652
Luxury Mortgage Corp. 1 4.50% $6,868
MEGASTAR FINANCIAL CORP. 1 3.88% $13,922
Mortgage Research Center, LLC 1 6.50% $5,991
Choice Financial Group 1 5.75% $17,069
MOUNTAIN WEST FINANCIAL, INC. 1 5.63% $4,756
CHEVRON 1 5.25% $7,786
MUFG Union Bank 1 4.63% $5,879
NBH Bank 1 5.85% $8,562
Neighborhood Loans, Inc. 1 7.50% $9,635
Carrington Mortgage Services, LLC 1 5.00% $6,607
Northpointe Bank 1 5.75% $4,646
FBC MORTGAGE, LLC 1 5.50% $6,969
Canyon State Credit Union 1 5.50% $3,591
Old National Bank 1 3.25% $6,194
CALCON MUTUAL MORTGAGE LLC 1 5.88% $14,627
BOKF 1 4.75% $6,419
BNC National Bank 1 4.88% $5,146
PIMA Federal Credit Union 1 5.00% $2,444
Plains Commerce Bank 1 3.38% $3,720
PLANET HOME LENDING, LLC 1 3.88% $3,946
BLUE BRICK FINANCIAL LLC 1 5.88% $2,055
Barrington Bank & Trust Company, N.A. 1 3.25% $2,636
Raymond James Bank 1 3.13% $6,445
S1L, Inc. 1 3.88% $4,728
SFMC, LP 1 3.88% $6,174
Bank of Utah 1 6.38% $7,491
STAR ONE CREDIT UNION 1 5.25% $2,862
SUMMIT FUNDING, INC. 1 4.25% $9,136
Bankers Trust Company 1 5.75% $4,487
SUNSTREET MORTGAGE, LLC 1 4.88% $6,070
SUN WEST MORTGAGE COMPANY, INC. 1 4.13% $7,611
WINGS FINANCIAL 1 4.63% $3,323
T2 FINANCIAL LLC 1 2.88% $2,800

Show Low Average Closing Costs & Other Stats

Show Low, AZ's 186 lenders originated 2,564 loans during 2022. The total origination value was $711,720,000, with an average loan value of $277,582.

Show Low's average closing costs are $5,131.

The top Show Low lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 168 loans originated. Their average total fees are $6,694, which is $920 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Show Low lenders (with over 10 loans originated) are Zions Bancorporation, N.A. ($4,285), Wells Fargo Bank ($4,796), Bell Bank ($5,322), JPMorgan Chase Bank ($5,467) and Flagstar Bank, FSB ($5,635).

The lowest rate Show Low lenders (with over 10 loans originated) are DEFINE MORTGAGE SOLUTIONS, LLC (4.27%), PENNYMAC LOAN SERVICES, LLC (4.28%), JPMorgan Chase Bank (4.40%), Zions Bancorporation, N.A. (4.46%) and Wells Fargo Bank (4.53%).

Show Low, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $99,785,000 $76,840,000 -23.0% 10.8%
QUICKEN LOANS, LLC $86,175,000 $46,205,000 -46.4% 6.5%
GUILD MORTGAGE COMPANY $72,855,000 $35,405,000 -51.4% 5.0%
Zions Bancorporation, N.A. $31,495,000 $33,310,000 5.8% 4.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $35,040,000 $23,455,000 -33.1% 3.3%
Amerifirst Financial, Inc. $34,560,000 $22,885,000 -33.8% 3.2%
BOKF $1,590,000 $14,030,000 782.4% 2.0%
Washington Federal Bank $15,150,000 $13,715,000 -9.5% 1.9%
U.S. Bank $13,565,000 $13,310,000 -1.9% 1.9%
LOANDEPOT.COM, LLC $32,880,000 $13,190,000 -59.9% 1.9%
Wells Fargo Bank $19,220,000 $13,040,000 -32.2% 1.8%
NOVA FINANCIAL & INVESTMENT CORPORATION $20,465,000 $12,790,000 -37.5% 1.8%
CMG MORTGAGE, INC. $4,880,000 $11,460,000 134.8% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $14,765,000 $10,855,000 -26.5% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $7,020,000 $10,585,000 50.8% 1.5%
Bell Bank $8,365,000 $10,525,000 25.8% 1.5%
Wallick & Volk, Inc. $21,535,000 $10,405,000 -51.7% 1.5%
V.I.P. MORTGAGE, INC. $21,905,000 $10,390,000 -52.6% 1.5%
MOUNTAIN AMERICA $5,095,000 $9,455,000 85.6% 1.3%
PENNYMAC LOAN SERVICES, LLC $13,670,000 $8,255,000 -39.6% 1.2%
MORIA DEVELOPMENT, INC. $9,495,000 $8,185,000 -13.8% 1.2%
JPMorgan Chase Bank $16,230,000 $8,010,000 -50.6% 1.1%
HOME POINT FINANCIAL CORPORATION $14,410,000 $6,775,000 -53.0% 1.0%
SUN AMERICAN MORTGAGE COMPANY $4,785,000 $6,710,000 40.2% 0.9%
Flagstar Bank, FSB $6,070,000 $6,625,000 9.1% 0.9%
ACADEMY MORTGAGE CORPORATION $9,070,000 $6,195,000 -31.7% 0.9%
Mortgage Research Center, LLC $7,685,000 $6,145,000 -20.0% 0.9%
FREEDOM MORTGAGE CORPORATION $21,165,000 $6,080,000 -71.3% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,265,000 $5,850,000 -36.9% 0.8%
Hometown Lenders, Inc. $8,490,000 $5,010,000 -41.0% 0.7%
MANN FINANCIAL INC. $6,550,000 $4,895,000 -25.3% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $8,310,000 $4,615,000 -44.5% 0.6%
CALIBER HOME LOANS, INC. $17,100,000 $4,570,000 -73.3% 0.6%
GUARANTEED RATE, INC. $21,175,000 $4,440,000 -79.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,410,000 $4,245,000 -49.5% 0.6%
HOMEOWNERS FINANCIAL GROUP USA, LLC $8,755,000 $4,195,000 -52.1% 0.6%
PNC Bank $1,135,000 $4,120,000 263.0% 0.6%
DESERT FINANCIAL FEDERAL CREDIT UNION $2,780,000 $4,000,000 43.9% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $8,830,000 $3,970,000 -55.0% 0.6%
MidFirst Bank $980,000 $3,845,000 292.3% 0.5%
Bank of America $6,810,000 $3,665,000 -46.2% 0.5%
BROKER SOLUTIONS, INC. $8,480,000 $3,485,000 -58.9% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,740,000 $3,465,000 -55.2% 0.5%
KeyBank $485,000 $3,440,000 609.3% 0.5%
Paramount Residential Mortgage Group, Inc. $7,470,000 $3,390,000 -54.6% 0.5%
NEWREZ LLC $6,585,000 $3,225,000 -51.0% 0.5%
WALKER & DUNLOP, LLC $3,200,000 n/a 0.4%
GENEVA FINANCIAL, LLC $4,370,000 $3,185,000 -27.1% 0.4%
BMO Harris Bank $2,455,000 $3,160,000 28.7% 0.4%
21ST MORTGAGE CORPORATION $4,975,000 $3,105,000 -37.6% 0.4%
Charles Schwab Bank, SSB $800,000 $2,890,000 261.3% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,815,000 $2,885,000 -40.1% 0.4%
NFM, INC. $3,480,000 $2,805,000 -19.4% 0.4%
ARIZONA $1,030,000 $2,725,000 164.6% 0.4%
DEFINE MORTGAGE SOLUTIONS, LLC $5,040,000 $2,645,000 -47.5% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,440,000 $2,590,000 -24.7% 0.4%
PHH Mortgage Corporation $320,000 $2,585,000 707.8% 0.4%
AMERICAN ADVISORS GROUP $2,490,000 $2,515,000 1.0% 0.4%
OneAZ Credit Union $3,850,000 $2,500,000 -35.1% 0.4%
Citadel Servicing Corporation $2,430,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $2,320,000 $2,365,000 1.9% 0.3%
Waterstone Mortgage Corporation $2,790,000 $2,355,000 -15.6% 0.3%
USAA Federal Savings Bank $4,235,000 $2,320,000 -45.2% 0.3%
MID AMERICA MORTGAGE, INC. $2,010,000 $2,270,000 12.9% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,020,000 $2,220,000 9.9% 0.3%
BAY EQUITY LLC $2,860,000 $2,090,000 -26.9% 0.3%
ON Q FINANCIAL, INC. $3,970,000 $2,060,000 -48.1% 0.3%
Sunflower Bank $4,615,000 $2,055,000 -55.5% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $940,000 $2,050,000 118.1% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $3,055,000 $2,010,000 -34.2% 0.3%
ALTITUDE FINANCIAL CORPORATION $4,675,000 $1,955,000 -58.2% 0.3%
Nations Lending Corporation $1,700,000 $1,935,000 13.8% 0.3%
Bankers Trust Company $135,000 $1,920,000 1,322.2% 0.3%
GUARANTEED RATE AFFINITY, LLC $2,300,000 $1,865,000 -18.9% 0.3%
LENDSURE MORTGAGE CORP. $205,000 $1,835,000 795.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,715,000 $1,795,000 4.7% 0.3%
NAVY FEDERAL CREDIT UNION $2,145,000 $1,710,000 -20.3% 0.2%
Strong Home Mortgage, LLC $1,950,000 $1,685,000 -13.6% 0.2%
ARIZONA CENTRAL $6,080,000 $1,655,000 -72.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,955,000 $1,655,000 -15.3% 0.2%
Great Southern Bank $1,630,000 n/a 0.2%
Bank of the West $1,535,000 $1,560,000 1.6% 0.2%
NEW DAY FINANCIAL, LLC $2,300,000 $1,550,000 -32.6% 0.2%
IMPAC MORTGAGE CORP. $2,410,000 $1,515,000 -37.1% 0.2%
First International Bank & Trust $1,620,000 $1,510,000 -6.8% 0.2%
Firefighters First Federal Credit Union $685,000 $1,480,000 116.1% 0.2%
Lend Smart Mortgage, LLC $1,670,000 $1,460,000 -12.6% 0.2%
BETTER MORTGAGE CORPORATION $8,190,000 $1,455,000 -82.2% 0.2%
Sierra Pacific Mortgage Company, Inc. $625,000 $1,440,000 130.4% 0.2%
The Federal Savings Bank $1,330,000 $1,415,000 6.4% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $1,055,000 $1,410,000 33.6% 0.2%
VILLAGE CAPITAL MORTGAGE $4,500,000 $1,395,000 -69.0% 0.2%
AMERICAN FINANCING CORPORATION $2,945,000 $1,325,000 -55.0% 0.2%
North American Savings Bank, F.S.B. $730,000 $1,325,000 81.5% 0.2%
AMERICA FIRST $1,085,000 $1,290,000 18.9% 0.2%
LONGBRIDGE FINANCIAL, LLC $1,385,000 $1,265,000 -8.7% 0.2%
Raymond James Bank $1,235,000 n/a 0.2%
NBKC BANK $3,635,000 $1,220,000 -66.4% 0.2%
CHERRY CREEK MORTGAGE, LLC $800,000 $1,195,000 49.4% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $2,020,000 $1,190,000 -41.1% 0.2%
Axos Bank $420,000 $1,180,000 181.0% 0.2%
Morgan Stanley Private Bank $2,875,000 $1,150,000 -60.0% 0.2%
Plains Commerce Bank $1,135,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $2,160,000 $1,120,000 -48.1% 0.2%
TRIAD FINANCIAL SERVICES, INC. $795,000 $1,115,000 40.3% 0.2%
LOANPAL, LLC $1,930,000 $1,105,000 -42.7% 0.2%
Carrington Mortgage Services, LLC $465,000 $1,060,000 128.0% 0.1%
DIRECTORS MORTGAGE, INC. $1,095,000 $1,055,000 -3.7% 0.1%
City National Bank $505,000 $1,040,000 105.9% 0.1%
AXIA FINANCIAL, LLC $610,000 $1,035,000 69.7% 0.1%
First-Citizens Bank & Trust Company $1,035,000 n/a 0.1%
First State Bank of St. Charles, Missouri $155,000 $1,025,000 561.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,585,000 $1,025,000 -71.4% 0.1%
First Option Mortgage, LLC $470,000 $1,020,000 117.0% 0.1%
NexBank $1,020,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,600,000 $1,005,000 -61.3% 0.1%
SWBC MORTGAGE CORPORATION $650,000 $990,000 52.3% 0.1%
ANGEL OAK HOME LOANS LLC $255,000 $985,000 286.3% 0.1%
PLANET HOME LENDING, LLC $580,000 $970,000 67.2% 0.1%
MOVEMENT MORTGAGE, LLC $2,635,000 $935,000 -64.5% 0.1%
Figure Lending LLC $110,000 $925,000 740.9% 0.1%
FBC MORTGAGE, LLC $1,260,000 $915,000 -27.4% 0.1%
Gateway First Bank $280,000 $910,000 225.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $830,000 n/a 0.1%
UMB Bank $970,000 $830,000 -14.4% 0.1%
Ally Bank $1,170,000 $820,000 -29.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $5,805,000 $820,000 -85.9% 0.1%
Western State Bank $545,000 $815,000 49.5% 0.1%
CITYWIDE HOME LOANS, LLC $3,225,000 $805,000 -75.0% 0.1%
Deseret First Credit Union $785,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $450,000 $775,000 72.2% 0.1%
Choice Financial Group $755,000 n/a 0.1%
GoPrime Mortgage, Inc. $325,000 $755,000 132.3% 0.1%
Watermark Capital, Inc. $4,185,000 $755,000 -82.0% 0.1%
Prosperity Home Mortgage, LLC $825,000 $735,000 -10.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,050,000 $730,000 -76.1% 0.1%
OCMBC, INC. $340,000 $710,000 108.8% 0.1%
SPRING EQ, LLC $315,000 $705,000 123.8% 0.1%
FirstBank $390,000 $690,000 76.9% 0.1%
First Guaranty Mortgage Corporation $3,400,000 $680,000 -80.0% 0.1%
ALLIANT CREDIT UNION $125,000 $665,000 432.0% 0.1%
Luxury Mortgage Corp. $665,000 n/a 0.1%
Old National Bank $655,000 n/a 0.1%
ENVOY MORTGAGE, LTD $660,000 $630,000 -4.5% 0.1%
WESCOM CENTRAL CREDIT UNION $630,000 n/a 0.1%
Bank of Colorado $65,000 $625,000 861.5% 0.1%
VANTAGE WEST $825,000 $610,000 -26.1% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $605,000 n/a 0.1%
Glacier Bank $205,000 $600,000 192.7% 0.1%
LHM FINANCIAL CORPORATION $2,945,000 $600,000 -79.6% 0.1%
T2 FINANCIAL LLC $595,000 n/a 0.1%
LEGEND LENDING CORPORATION $590,000 n/a 0.1%
CREDIT UNION WEST $110,000 $570,000 418.2% 0.1%
LENDINGHOME FUNDING CORPORATION $530,000 $565,000 6.6% 0.1%
Loan Simple, Inc. $900,000 $560,000 -37.8% 0.1%
First Republic Bank $555,000 n/a 0.1%
OPEN MORTGAGE, LLC $390,000 $555,000 42.3% 0.1%
SUBURBAN MORTGAGE, INC. $1,705,000 $550,000 -67.7% 0.1%
CHEVRON $535,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,235,000 $520,000 -57.9% 0.1%
DIGITAL Federal Credit Union $505,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $925,000 $495,000 -46.5% 0.1%
SUNSTREET MORTGAGE, LLC $3,690,000 $480,000 -87.0% 0.1%
Capital Bank $465,000 n/a 0.1%
Equity Prime Mortgage LLC $95,000 $460,000 384.2% 0.1%
The Home Loan Expert LLC $1,010,000 $455,000 -55.0% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $205,000 $450,000 119.5% 0.1%
TOP FLITE FINANCIAL, INC. $865,000 $450,000 -48.0% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $275,000 $445,000 61.8% 0.1%
Merchants Mortgage & Trust Corporation $430,000 n/a 0.1%
NBH Bank $425,000 n/a 0.1%
Fidelity Bank $405,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $135,000 $405,000 200.0% 0.1%
IDEAL HOME LOANS LLC $85,000 $405,000 376.5% 0.1%
First Internet Bank of Indiana $390,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $1,775,000 $380,000 -78.6% 0.1%
Bank of Utah $375,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $375,000 n/a 0.1%
Discover Bank $560,000 $375,000 -33.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $205,000 $375,000 82.9% 0.1%
Victorian Finance, LLC $375,000 n/a 0.1%
BayCoast Bank $365,000 n/a 0.1%
BLUE BRICK FINANCIAL LLC $305,000 $365,000 19.7% 0.1%
BNC National Bank $535,000 $365,000 -31.8% 0.1%
S1L, Inc. $165,000 $365,000 121.2% 0.1%
TRUWEST Credit Union $2,160,000 $365,000 -83.1% 0.1%
Canyon State Credit Union $245,000 $355,000 44.9% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,340,000 $355,000 -73.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,650,000 $345,000 -79.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $305,000 $345,000 13.1% 0.0%
Unison Bank $345,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $340,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $335,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $195,000 $335,000 71.8% 0.0%
FirstBank $390,000 $330,000 -15.4% 0.0%
First State Bank of Forrest $325,000 n/a 0.0%
Northpointe Bank $640,000 $325,000 -49.2% 0.0%
Alaska USA Federal Credit Union $265,000 $305,000 15.1% 0.0%
HUGHES FEDERAL CREDIT UNION $155,000 $305,000 96.8% 0.0%
MEGASTAR FINANCIAL CORP. $720,000 $305,000 -57.6% 0.0%
ROYAL UNITED MORTGAGE LLC $930,000 $305,000 -67.2% 0.0%
Neighborhood Loans, Inc. $1,280,000 $295,000 -77.0% 0.0%
JMAC LENDING, INC. $185,000 $285,000 54.1% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $285,000 n/a 0.0%
SWH FUNDING, LLC $190,000 $285,000 50.0% 0.0%
DIRECT MORTGAGE, CORP. $1,180,000 $280,000 -76.3% 0.0%
RESIDENTIAL BANCORP. $450,000 $280,000 -37.8% 0.0%
INTERCAP LENDING INC. $145,000 $275,000 89.7% 0.0%
WINGS FINANCIAL $275,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $145,000 $260,000 79.3% 0.0%
FIRST COLONY MORTGAGE CORPORATION $235,000 $255,000 8.5% 0.0%
Magnolia Bank $215,000 $255,000 18.6% 0.0%
Barrington Bank & Trust Company, N.A. $280,000 $245,000 -12.5% 0.0%
MUFG Union Bank $105,000 $225,000 114.3% 0.0%
PLAZA HOME MORTGAGE, INC. $400,000 $225,000 -43.8% 0.0%
UNIVERSITY CREDIT UNION $225,000 n/a 0.0%
First Savings Bank $220,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $320,000 $220,000 -31.3% 0.0%
SFMC, LP $1,810,000 $215,000 -88.1% 0.0%
Wyndham Capital Mortgage, Inc. $745,000 $215,000 -71.1% 0.0%
Evolve Bank & Trust $205,000 n/a 0.0%
RANLIFE, INC. $485,000 $205,000 -57.7% 0.0%
SUMMIT FUNDING, INC. $1,520,000 $205,000 -86.5% 0.0%
AmeriHome Mortgage Company, LLC $1,150,000 $195,000 -83.0% 0.0%
LADERA LENDING, INC. $195,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $930,000 $195,000 -79.0% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,055,000 $185,000 -82.5% 0.0%
Metro City Bank $185,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $215,000 $155,000 -27.9% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $155,000 n/a 0.0%
Stifel Bank and Trust $520,000 $155,000 -70.2% 0.0%
STAR ONE CREDIT UNION $145,000 n/a 0.0%
KINECTA $215,000 $130,000 -39.5% 0.0%
AMWEST FUNDING CORP. $125,000 n/a 0.0%
Financial Funding Solutions, Inc. $125,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $125,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
Comerica Bank $105,000 $105,000 0.0% 0.0%
Lakeview Community Capital, LLC $905,000 $105,000 -88.4% 0.0%
PIMA Federal Credit Union $605,000 $105,000 -82.6% 0.0%
TJC Mortgage, Inc. $285,000 $105,000 -63.2% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $105,000 n/a 0.0%
ARC HOME LLC $865,000 $95,000 -89.0% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $495,000 $75,000 -84.8% 0.0%
EASTMAN $65,000 n/a 0.0%
GEORGIA'S OWN $65,000 n/a 0.0%
AERO Federal Credit Union $250,000 $55,000 -78.0% 0.0%
THRIVENT Federal Credit Union $545,000 $25,000 -95.4% 0.0%

Show Low's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.8% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $46,205,000 in loans. In third place, with 5.0%, is GUILD MORTGAGE COMPANY, having originated $35,405,000 in loans. In fourth place, with 4.7%, is Zions Bancorporation, N.A., having originated $33,310,000 in loans. In fifth place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,455,000 in loans.


Show Low Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,675 (8.0%) $353,956 (2.2%) 0.00 616
2018-02-01 $271,717 (8.9%) $348,740 (0.5%) 0.00 591
2018-03-01 $269,900 (3.6%) $348,949 (-2.3%) 0.00 606
2018-04-01 $281,475 (8.3%) $357,976 (-0.8%) 0.00 680
2018-05-01 $287,625 (8.5%) $365,508 (3.7%) 0.00 718
2018-06-01 $291,500 (9.1%) $377,548 (7.0%) 0.00 759
2018-07-01 $289,925 (7.4%) $369,732 (2.0%) 0.00 797
2018-08-01 $296,750 (9.9%) $374,045 (3.4%) 0.00 792
2018-09-01 $293,000 (8.5%) $375,768 (3.6%) 0.00 753
2018-10-01 $299,225 (8.8%) $380,275 (2.9%) 0.00 682
2018-11-01 $299,900 (11.5%) $375,720 (4.9%) 0.00 607
2018-12-01 $295,500 (9.7%) $372,163 (4.1%) 0.00 553
2019-01-01 $283,750 (5.2%) $371,212 (4.9%) 0.00 510
2019-02-01 $280,720 (3.3%) $371,209 (6.4%) 0.00 521
2019-03-01 $290,786 (7.7%) $377,818 (8.3%) 0.00 553
2019-04-01 $297,036 (5.5%) $377,084 (5.3%) 0.00 597
2019-05-01 $298,663 (3.8%) $374,741 (2.5%) 0.00 675
2019-06-01 $294,450 (1.0%) $370,138 (-2.0%) 0.00 735
2019-07-01 $279,769 (-3.5%) $353,063 (-4.5%) 0.00 749
2019-08-01 $283,692 (-4.4%) $357,512 (-4.4%) 0.00 711
2019-09-01 $289,771 (-1.1%) $363,628 (-3.2%) 0.00 650
2019-10-01 $293,824 (-1.8%) $369,200 (-2.9%) 0.00 594
2019-11-01 $289,900 (-3.3%) $372,962 (-0.7%) 0.00 525
2019-12-01 $286,950 (-2.9%) $370,030 (-0.6%) 0.00 474
2020-01-01 $283,925 (0.1%) $355,560 (-4.2%) 0.00 422
2020-02-01 $289,000 (3.0%) $356,798 (-3.9%) 0.00 423
2020-03-01 $289,125 (-0.6%) $362,815 (-4.0%) 0.00 445
2020-04-01 $289,900 (-2.4%) $360,168 (-4.5%) 0.00 483
2020-05-01 $309,000 (3.5%) $368,879 (-1.6%) 0.00 468
2020-06-01 $326,600 (10.9%) $383,254 (3.5%) 0.00 422
2020-07-01 $345,950 (23.7%) $402,045 (13.9%) 0.00 358
2020-08-01 $324,450 (14.4%) $411,179 (15.0%) 0.00 293
2020-09-01 $325,000 (12.2%) $422,873 (16.3%) 0.00 262
2020-10-01 $325,000 (10.6%) $443,075 (20.0%) 0.00 228
2020-11-01 $325,250 (12.2%) $441,063 (18.3%) 0.00 206
2020-12-01 $331,250 (15.4%) $446,397 (20.6%) 0.00 175
2021-01-01 $355,000 (25.0%) $476,627 (34.1%) 0.00 155
2021-02-01 $377,225 (30.5%) $511,222 (43.3%) 0.00 127
2021-03-01 $391,150 (35.3%) $533,165 (47.0%) 0.00 132
2021-04-01 $384,325 (32.6%) $518,471 (44.0%) 0.00 161
2021-05-01 $400,000 (29.5%) $554,635 (50.4%) 0.00 172
2021-06-01 $421,898 (29.2%) $561,683 (46.6%) 0.00 210
2021-07-01 $399,900 (15.6%) $539,055 (34.1%) 0.00 250
2021-08-01 $397,000 (22.4%) $517,870 (26.0%) 0.00 247
2021-09-01 $449,375 (38.3%) $560,440 (32.5%) 0.00 243
2021-10-01 $460,000 (41.5%) $578,589 (30.6%) 0.00 200
2021-11-01 $447,950 (37.7%) $573,630 (30.1%) 0.00 178
2021-12-01 $447,200 (35.0%) $565,522 (26.7%) 0.00 169
2022-01-01 $459,000 (29.3%) $589,536 (23.7%) 0.00 147
2022-02-01 $479,450 (27.1%) $607,876 (18.9%) 0.00 152
2022-03-01 $484,950 (24.0%) $613,657 (15.1%) 0.00 162
2022-04-01 $496,500 (29.2%) $605,263 (16.7%) 0.00 211
2022-05-01 $499,651 (24.9%) $609,590 (9.9%) 0.00 274
2022-06-01 $498,722 (18.2%) $607,286 (8.1%) 0.00 372
2022-07-01 $474,900 (18.8%) $589,676 (9.4%) 0.00 438
2022-08-01 $468,225 (17.9%) $573,406 (10.7%) 0.00 422
2022-09-01 $457,000 (1.7%) $565,698 (0.9%) 0.00 394
2022-10-01 $465,000 (1.1%) $574,495 (-0.7%) 0.00 374
2022-11-01 $488,250 (9.0%) $582,127 (1.5%) 0.00 349
2022-12-01 $489,900 (9.6%) $591,204 (4.5%) 0.00 317
2023-01-01 $471,975 (2.8%) $564,792 (-4.2%) 0.00 299
2023-02-01 $499,000 (4.1%) $571,241 (-6.0%) 0.00 275
2023-03-01 $495,725 (2.2%) $567,031 (-7.6%) 0.00 284
2023-04-01 $485,000 (-2.3%) $568,936 (-6.0%) 0.00 360
2023-05-01 $492,092 (-1.5%) $579,141 (-5.0%) 0.00 434
Show Low's median listing price for 2023-05-01 was $492,092, a difference of $-7,559 (-1.5%) versus the prior year and $7,092 versus the prior month.

Show Low's median listing price comes in at 0% of the national average.

Show Low's average listing price for 2023-05-01 was $579,141, a difference of $-30,449 (-5.0%) versus the prior year and $10,205 versus the prior month.

For the 2023-05-01 period, Show Low had 434 MLS listings, a difference of 74 listings (21%) versus the prior month and 160 listings (58%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Show Low (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,890 sqft
2018-02-01 0 days 1,894 sqft
2018-03-01 0 days 1,848 sqft
2018-04-01 0 days 1,882 sqft
2018-05-01 0 days 1,918 sqft
2018-06-01 0 days 1,921 sqft
2018-07-01 0 days 1,918 sqft
2018-08-01 0 days 1,950 sqft
2018-09-01 0 days 1,932 sqft
2018-10-01 0 days 1,976 sqft
2018-11-01 0 days 1,997 sqft
2018-12-01 0 days 1,949 sqft
2019-01-01 0 days 1,861 sqft
2019-02-01 0 days 1,847 sqft
2019-03-01 0 days 1,879 sqft
2019-04-01 0 days 1,905 sqft
2019-05-01 0 days 1,882 sqft
2019-06-01 0 days 1,886 sqft
2019-07-01 0 days 1,834 sqft
2019-08-01 0 days 1,858 sqft
2019-09-01 0 days 1,865 sqft
2019-10-01 0 days 1,877 sqft
2019-11-01 0 days 1,890 sqft
2019-12-01 0 days 1,889 sqft
2020-01-01 0 days 1,859 sqft
2020-02-01 0 days 1,846 sqft
2020-03-01 0 days 1,828 sqft
2020-04-01 0 days 1,835 sqft
2020-05-01 0 days 1,850 sqft
2020-06-01 0 days 1,871 sqft
2020-07-01 0 days 1,992 sqft
2020-08-01 0 days 1,965 sqft
2020-09-01 0 days 2,008 sqft
2020-10-01 0 days 1,946 sqft
2020-11-01 0 days 1,911 sqft
2020-12-01 0 days 1,937 sqft
2021-01-01 0 days 1,955 sqft
2021-02-01 0 days 1,941 sqft
2021-03-01 0 days 1,998 sqft
2021-04-01 0 days 1,887 sqft
2021-05-01 0 days 1,865 sqft
2021-06-01 0 days 1,823 sqft
2021-07-01 0 days 1,852 sqft
2021-08-01 0 days 1,807 sqft
2021-09-01 0 days 1,920 sqft
2021-10-01 0 days 1,959 sqft
2021-11-01 0 days 1,922 sqft
2021-12-01 0 days 1,870 sqft
2022-01-01 0 days 1,834 sqft
2022-02-01 0 days 1,842 sqft
2022-03-01 0 days 1,898 sqft
2022-04-01 0 days 1,841 sqft
2022-05-01 0 days 1,870 sqft
2022-06-01 0 days 1,868 sqft
2022-07-01 0 days 1,820 sqft
2022-08-01 0 days 1,828 sqft
2022-09-01 0 days 1,812 sqft
2022-10-01 0 days 1,854 sqft
2022-11-01 0 days 1,886 sqft
2022-12-01 0 days 1,944 sqft
2023-01-01 0 days 1,883 sqft
2023-02-01 0 days 1,882 sqft
2023-03-01 0 days 1,854 sqft
2023-04-01 0 days 1,828 sqft
2023-05-01 0 days 1,828 sqft
Show Low's median listing age (time on market) for 2023-05-01 was 0 days.

Show Low's median square footage for active listings during the 2023-05-01 period was 1,828 sqft. One year prior, the average listing was 1,870 sqft.

Show Low, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,403 $451,305,000 $321,671
Cash Out Refi 612 $140,350,000 $229,330
Refi 286 $82,050,000 $286,888
Home Improvement 135 $16,425,000 $121,667
Other 128 $21,590,000 $168,672

Show Low's most frequently cited loan purpose was Home Purchase, with 1,403 originations. The 2nd most popular reason was Cash Out Refi, with 612 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 636 $175,750,000 $276,336
3-4% 631 $186,095,000 $294,921
4-5% 549 $168,955,000 $307,750
6-7% 360 $94,030,000 $261,194
2.5-3% 159 $40,085,000 $252,107
7-8% 123 $28,955,000 $235,407
Over 8% 55 $7,695,000 $139,909
<2.5% 48 $9,470,000 $197,292

During 2022, Show Low's most frequently originated rate bucket was 5-6%, with 636 originations.

Loan Sizing (Show Low, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,145 $325,175,000 $283,996
$100k-200k 693 $103,395,000 $149,199
$400k-600k 321 $152,855,000 $476,184
$100,000 or less 275 $17,375,000 $63,182
$600k-1000k 114 $79,860,000 $700,526
$Over $1MM 16 $33,060,000 $2,066,250

Show Low's loan sizing saw the bucket of loans from $200k-400k with 1,145 originations, totaling $325,175,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 851 $272,445,000 $320,147
80-100% 798 $258,080,000 $323,409
40-60% 439 $118,345,000 $269,579
20-40% 269 $39,325,000 $146,190
Under 20% 167 $10,065,000 $60,269
Over 100% 22 $8,830,000 $401,364

Show Low's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 851 originations, totaling $272,445,000 in origination value.