Nogales Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Nogales averaged 6.46% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 6.75% and one month ago for the week of 2022-10-27, the average rate was 7.05%.

Nogales's average rate one year ago was 3.35%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Nogales 30 Year Fixed Rate 2022-12-01 6.46%
Nogales 30 Year Fixed Rate Refi 2022-12-01 6.66%
Nogales 15 Year Fixed Rate 2022-12-01 5.6%
Nogales 15 Year Fixed Rate Refi 2022-12-01 5.83%
Nogales 30 Year FHA 2022-12-01 6.74%
Nogales 30 Year FHA Refi 2022-12-01 6.44%
Nogales 30 Year USDA 2022-12-01 6.24%
Nogales 30 Year USDA Refi 2022-12-01 6.11%
Nogales 30 Year VA 2022-12-01 6.5%
Nogales 30 Year VA Refi 2022-12-01 5.99%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nogales, AZ.

Nogales Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nogales, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
SUNSTREET MORTGAGE, LLC 203 3.36% $4,234
QUICKEN LOANS, LLC 67 3.09% $4,442
NOVA FINANCIAL & INVESTMENT CORPORATION 50 3.22% $2,934
ALTITUDE FINANCIAL CORPORATION 43 3.11% $2,751
UNITED WHOLESALE MORTGAGE, LLC 29 3.07% $4,408
LOANDEPOT.COM, LLC 23 3.11% $5,650
Wells Fargo Bank 19 3.28% $3,711
JPMorgan Chase Bank 18 3.15% $3,084
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.07% $5,051
GUARANTEED RATE, INC. 12 3.18% $4,509
GUILD MORTGAGE COMPANY 11 3.47% $6,582
PENNYMAC LOAN SERVICES, LLC 10 3.11% $5,309
AMERISAVE MORTGAGE CORPORATION 9 3.15% $4,512
V.I.P. MORTGAGE, INC. 7 3.16% $3,539
Mr. Cooper ( Nationstar Mortgage ) 7 3.23% $4,366
VANTAGE WEST 5 3.10% $4,121
HOME POINT FINANCIAL CORPORATION 5 3.28% $4,110
InterContinental Capital Group, Inc 5 3.50% $4,059
Ally Bank 5 3.00% $4,124
Prosperity Home Mortgage, LLC 4 3.25% $4,331
CALIBER HOME LOANS, INC. 4 3.44% $1,977
NEWREZ LLC 4 3.06% $3,121
Lend Smart Mortgage, LLC 4 3.25% $3,772
MORIA DEVELOPMENT, INC. 4 3.22% $3,670
Flagstar Bank, FSB 4 2.95% $4,667
GENEVA FINANCIAL, LLC 4 3.25% $7,084
Nations Lending Corporation 3 3.08% $3,797
FINANCE OF AMERICA MORTGAGE LLC 3 3.21% $3,035
First American Bank 3 2.88% $3,340
First Guaranty Mortgage Corporation 3 2.96% $4,744
U.S. Bank 3 3.16% $3,900
Washington Federal Bank 3 3.33% $2,407
FREEDOM MORTGAGE CORPORATION 3 3.67% $1,566
CMG MORTGAGE, INC. 3 3.08% $7,590
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.42% $3,461
CROSSCOUNTRY MORTGAGE, LLC 3 3.17% $3,810
BETTER MORTGAGE CORPORATION 3 2.88% $5,582
Zions Bancorporation, N.A. 2 3.00% $3,365
Bank of America 2 3.19% $3,330
BROKER SOLUTIONS, INC. 2 3.18% $3,447
CENTENNIAL LENDING, LLC 2 3.06% $6,574
GSF Mortgage Corporation 2 3.56% $13,468
GUARANTEED RATE AFFINITY, LLC 2 3.56% $4,089
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.31% $3,966
LOANSNAP, INC. 2 2.75% $2,878
MLD MORTGAGE INC. 2 2.88% $3,719
ML Mortgage Corp. 2 3.31% $4,035
MOVEMENT MORTGAGE, LLC 2 3.12% $3,681
NAVY FEDERAL CREDIT UNION 2 2.88% $1,998
PIMA Federal Credit Union 2 3.13% $2,613
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.56% $4,092
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 2.88% $3,031
S1L, Inc. 2 3.13% $3,022
SECURITYNATIONAL MORTGAGE COMPANY 2 3.50% $6,134
SUMMIT FUNDING, INC. 2 3.38% $3,718
SUN WEST MORTGAGE COMPANY, INC. 2 2.94% $1,458
ACADEMY MORTGAGE CORPORATION 2 3.31% $8,395
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 3.75% $3,622
The Loan Store, Inc. 1 2.88% $2,648
Umpqua Bank 1 3.13% $3,350
First Interstate Bank 1 3.00% $5,796
Mortgage Research Center, LLC 1 2.88% $2,417
MOUNTAIN AMERICA 1 3.13% $4,518
Axos Bank 1 2.99% $1,678
Equity Prime Mortgage LLC 1 2.88% $2,686
CORNERSTONE HOME LENDING, INC. 1 3.25% $2,348
Carrington Mortgage Services, LLC 1 3.88% $3,028
USAA Federal Savings Bank 1 3.25% $1,721
Neighborhood Loans, Inc. 1 5.00% $4,547
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.75% $5,092
NFM, INC. 1 3.38% $5,179
North American Savings Bank, F.S.B. 1 2.88% $1,169
Northwest Farm Credit Services, FLCA 1 3.35% $15,737
BOKF 1 3.38% $4,597
BLUE BRICK FINANCIAL LLC 1 2.88% $1,354
PENTAGON FEDERAL CREDIT UNION 1 2.38% $3,662
ARIZONA CENTRAL 1 2.63% $2,163
PNC Bank 1 3.13% $8,627
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.99% $4,480
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.13% $3,839
BBVA USA 1 3.38% $2,152
BAY EQUITY LLC 1 3.63% $12,848
Quontic Bank 1 5.75% $10,797
American Mortgage Bank, LLC 1 3.50% $6,062
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,321
Watermark Capital, Inc. 1 2.75% $3,294
Sierra Pacific Mortgage Company, Inc. 1 2.88% $2,355
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $7,185
STEARNS LENDING, LLC 1 2.75% $1,877
Strong Home Mortgage, LLC 1 3.13% $828
AMERICA FIRST 1 3.13% $4,565
Bank of Colorado 1 3.20% $7,491
ZILLOW HOME LOANS, LLC 1 3.00% $5,334
IMPAC MORTGAGE CORP. 1 3.13% $0
INB 1 2.63% $2,088
HUNT MORTGAGE CORPORATION 1 3.25% $3,563
INTERLINC MORTGAGE SERVICES, LLC 1 3.25% $4,351
HOMESIDE FINANCIAL, LLC 1 3.13% $5,580
KELLER MORTGAGE, LLC 1 3.38% $2,258
KeyBank 1 2.63% $4,424
LADERA LENDING, INC. 1 3.25% $3,189
LEADERONE FINANCIAL CORPORATION 1 2.75% $1,921
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $3,749
Golden Empire Mortgage, Inc. 1 3.38% $4,086
Loan Simple, Inc. 1 2.75% $4,499
T2 FINANCIAL LLC 1 2.99% $981

Nogales Average Closing Costs & Other Stats

Nogales, AZ's 106 lenders originated 1,658 loans during 2021. The total origination value was $328,820,000, with an average loan value of $198,323.

Nogales's average closing costs are $4,378.

The top Nogales lender as defined by loan originations is SUNSTREET MORTGAGE, LLC, with 203 loans originated. Their average total fees are $4,234, which is $207 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Nogales lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($2,751), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,934), JPMorgan Chase Bank ($3,084), Wells Fargo Bank ($3,711) and SUNSTREET MORTGAGE, LLC ($4,234).

The lowest rate Nogales lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (3.07%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.07%), QUICKEN LOANS, LLC (3.09%), LOANDEPOT.COM, LLC (3.11%) and ALTITUDE FINANCIAL CORPORATION (3.11%).

Nogales, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
SUNSTREET MORTGAGE, LLC $77,095,000 $90,300,000 17.1% 27.5%
QUICKEN LOANS, LLC $28,230,000 $29,420,000 4.2% 8.9%
NOVA FINANCIAL & INVESTMENT CORPORATION $22,010,000 $21,775,000 -1.1% 6.6%
ALTITUDE FINANCIAL CORPORATION $1,290,000 $16,605,000 1,187.2% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $10,610,000 $13,080,000 23.3% 4.0%
LOANDEPOT.COM, LLC $6,825,000 $10,505,000 53.9% 3.2%
FREEDOM MORTGAGE CORPORATION $7,850,000 $8,725,000 11.1% 2.7%
PENNYMAC LOAN SERVICES, LLC $3,645,000 $7,975,000 118.8% 2.4%
Wells Fargo Bank $5,985,000 $7,685,000 28.4% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,060,000 $5,415,000 33.4% 1.6%
JPMorgan Chase Bank $2,950,000 $5,340,000 81.0% 1.6%
GUARANTEED RATE, INC. $3,950,000 $5,335,000 35.1% 1.6%
GUILD MORTGAGE COMPANY $6,030,000 $4,785,000 -20.6% 1.5%
PIMA Federal Credit Union $350,000 $4,330,000 1,137.1% 1.3%
Zions Bancorporation, N.A. $2,420,000 $3,515,000 45.2% 1.1%
AMERISAVE MORTGAGE CORPORATION $2,235,000 $2,965,000 32.7% 0.9%
Mortgage Research Center, LLC $2,775,000 $2,860,000 3.1% 0.9%
V.I.P. MORTGAGE, INC. $3,310,000 $2,805,000 -15.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $2,150,000 $2,665,000 24.0% 0.8%
NEWREZ LLC $1,060,000 $2,440,000 130.2% 0.7%
HOME POINT FINANCIAL CORPORATION $670,000 $2,360,000 252.2% 0.7%
CALIBER HOME LOANS, INC. $2,575,000 $2,255,000 -12.4% 0.7%
Capital One $2,205,000 n/a 0.7%
First American Bank $7,265,000 $2,155,000 -70.3% 0.7%
Washington Federal Bank $3,195,000 $1,995,000 -37.6% 0.6%
NAVY FEDERAL CREDIT UNION $1,420,000 $1,875,000 32.0% 0.6%
MORIA DEVELOPMENT, INC. $885,000 $1,640,000 85.3% 0.5%
GENEVA FINANCIAL, LLC $790,000 $1,625,000 105.7% 0.5%
CLEARPATH LENDING $1,240,000 $1,575,000 27.0% 0.5%
NEW DAY FINANCIAL, LLC $1,005,000 $1,555,000 54.7% 0.5%
U.S. Bank $2,255,000 $1,520,000 -32.6% 0.5%
GUARANTEED RATE AFFINITY, LLC $2,690,000 $1,480,000 -45.0% 0.5%
Lend Smart Mortgage, LLC $910,000 $1,430,000 57.1% 0.4%
BETTER MORTGAGE CORPORATION $275,000 $1,420,000 416.4% 0.4%
Ally Bank $270,000 $1,350,000 400.0% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,770,000 $1,300,000 -26.6% 0.4%
USAA Federal Savings Bank $1,335,000 $1,295,000 -3.0% 0.4%
CMG MORTGAGE, INC. $545,000 $1,270,000 133.0% 0.4%
VANTAGE WEST $1,220,000 $1,250,000 2.5% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $900,000 $1,220,000 35.6% 0.4%
BROKER SOLUTIONS, INC. $1,410,000 $1,215,000 -13.8% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,150,000 $1,130,000 -47.4% 0.3%
Prosperity Home Mortgage, LLC $1,835,000 $1,105,000 -39.8% 0.3%
InterContinental Capital Group, Inc $135,000 $1,085,000 703.7% 0.3%
Nations Lending Corporation $1,080,000 $1,075,000 -0.5% 0.3%
Flagstar Bank, FSB $1,620,000 $1,040,000 -35.8% 0.3%
Northwest Farm Credit Services, FLCA $995,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $615,000 $985,000 60.2% 0.3%
GSF Mortgage Corporation $860,000 n/a 0.3%
AmeriHome Mortgage Company, LLC $435,000 $855,000 96.6% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $850,000 n/a 0.3%
Bank of America $1,025,000 $815,000 -20.5% 0.2%
PNC Bank $785,000 n/a 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $760,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $225,000 $750,000 233.3% 0.2%
LOANPAL, LLC $155,000 $745,000 380.6% 0.2%
Carrington Mortgage Services, LLC $305,000 $720,000 136.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,195,000 $680,000 -43.1% 0.2%
ACADEMY MORTGAGE CORPORATION $735,000 $675,000 -8.2% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $745,000 $670,000 -10.1% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $340,000 $635,000 86.8% 0.2%
LAKEVIEW LOAN SERVICING, LLC $705,000 $605,000 -14.2% 0.2%
BAY EQUITY LLC $395,000 $600,000 51.9% 0.2%
LOANSNAP, INC. $570,000 n/a 0.2%
PLANET HOME LENDING, LLC $620,000 $560,000 -9.7% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $530,000 n/a 0.2%
The Federal Savings Bank $1,310,000 $530,000 -59.5% 0.2%
Golden Empire Mortgage, Inc. $525,000 n/a 0.2%
Manufacturers and Traders Trust Company $520,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $515,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $495,000 n/a 0.2%
AMERICAN INTERNET MORTGAGE, INC. $175,000 $490,000 180.0% 0.1%
CENTENNIAL LENDING, LLC $490,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $475,000 n/a 0.1%
ML Mortgage Corp. $470,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $470,000 n/a 0.1%
AMERICAN ADVISORS GROUP $175,000 $465,000 165.7% 0.1%
Quontic Bank $445,000 n/a 0.1%
Great Western Bank $435,000 n/a 0.1%
Landings Credit Union $425,000 n/a 0.1%
Magnolia Bank $415,000 $425,000 2.4% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $420,000 n/a 0.1%
SUMMIT FUNDING, INC. $1,200,000 $415,000 -65.4% 0.1%
Bank of Colorado $395,000 n/a 0.1%
First Guaranty Mortgage Corporation $195,000 $395,000 102.6% 0.1%
ZILLOW HOME LOANS, LLC $185,000 $395,000 113.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $385,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $285,000 $365,000 28.1% 0.1%
First Credit Union $440,000 $365,000 -17.0% 0.1%
Victorian Finance, LLC $365,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $95,000 $355,000 273.7% 0.1%
MLD MORTGAGE INC. $350,000 n/a 0.1%
NFM, INC. $350,000 n/a 0.1%
BECKAM FUNDING CORP. $345,000 n/a 0.1%
The Loan Store, Inc. $345,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $340,000 n/a 0.1%
WINNPOINTE CORPORATION $325,000 n/a 0.1%
BBVA USA $900,000 $320,000 -64.4% 0.1%
Commerce Home Mortgage, Inc. $315,000 n/a 0.1%
LADERA LENDING, INC. $315,000 n/a 0.1%
PREMIER LENDING, INC. $315,000 n/a 0.1%
BLUE BRICK FINANCIAL LLC $305,000 n/a 0.1%
BOKF $305,000 n/a 0.1%
Merchants Bank of Indiana $305,000 n/a 0.1%
KeyBank $410,000 $295,000 -28.0% 0.1%
Lakeview Community Capital, LLC $165,000 $290,000 75.8% 0.1%
S1L, Inc. $290,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $85,000 $280,000 229.4% 0.1%
First Interstate Bank $205,000 $275,000 34.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $275,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $265,000 n/a 0.1%
Umpqua Bank $315,000 $265,000 -15.9% 0.1%
CORNERSTONE HOME LENDING, INC. $255,000 n/a 0.1%
Glacier Bank $195,000 $255,000 30.8% 0.1%
Strong Home Mortgage, LLC $315,000 $255,000 -19.0% 0.1%
OneAZ Credit Union $370,000 $250,000 -32.4% 0.1%
GoPrime Mortgage, Inc. $245,000 n/a 0.1%
Loan Simple, Inc. $245,000 n/a 0.1%
TIAA, FSB $225,000 $245,000 8.9% 0.1%
Amerifirst Financial, Inc. $240,000 n/a 0.1%
Axos Bank $235,000 n/a 0.1%
PYRAMID $230,000 n/a 0.1%
American Mortgage Bank, LLC $225,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $515,000 $225,000 -56.3% 0.1%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $225,000 n/a 0.1%
Watermark Capital, Inc. $225,000 $225,000 0.0% 0.1%
AMCAP MORTGAGE, LTD. $215,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $105,000 $215,000 104.8% 0.1%
North American Savings Bank, F.S.B. $680,000 $215,000 -68.4% 0.1%
IMPAC MORTGAGE CORP. $205,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.1%
MOUNTAIN AMERICA $205,000 n/a 0.1%
BMO Harris Bank $250,000 $195,000 -22.0% 0.1%
EVERETT FINANCIAL, INC. $185,000 n/a 0.1%
TRUWEST Credit Union $180,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $115,000 $175,000 52.2% 0.1%
Figure Lending LLC $85,000 $170,000 100.0% 0.1%
INB $245,000 $165,000 -32.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $65,000 $165,000 153.8% 0.1%
AMERICA FIRST $155,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $155,000 $155,000 0.0% 0.0%
Goldman Sachs Bank USA $155,000 n/a 0.0%
INTERCAP LENDING INC. $155,000 n/a 0.0%
KELLER MORTGAGE, LLC $155,000 n/a 0.0%
T2 FINANCIAL LLC $155,000 n/a 0.0%
Canyon State Credit Union $270,000 $150,000 -44.4% 0.0%
AMERICAN FINANCING CORPORATION $145,000 n/a 0.0%
Bank of Utah $145,000 n/a 0.0%
HUGHES FEDERAL CREDIT UNION $90,000 $145,000 61.1% 0.0%
Neighborhood Loans, Inc. $155,000 $145,000 -6.5% 0.0%
STEARNS LENDING, LLC $365,000 $135,000 -63.0% 0.0%
HOMESIDE FINANCIAL, LLC $125,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $115,000 n/a 0.0%
Discover Bank $105,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $105,000 n/a 0.0%
Low VA Rates, LLC $215,000 $105,000 -51.2% 0.0%
TruHome Solutions, LLC $105,000 n/a 0.0%
Equity Prime Mortgage LLC $95,000 n/a 0.0%
ALLIANT CREDIT UNION $360,000 $75,000 -79.2% 0.0%
ARIZONA CENTRAL $75,000 n/a 0.0%
CREDIT UNION WEST $55,000 n/a 0.0%
Northwest Federal Credit Union $55,000 n/a 0.0%
American Airlines Federal Credit Union $25,000 n/a 0.0%
TUCSON $95,000 $25,000 -73.7% 0.0%
ARIZONA $15,000 n/a 0.0%

Nogales's top lender by overall market share is SUNSTREET MORTGAGE, LLC, with 27.5% market share. In second place, with 8.9%, is QUICKEN LOANS, LLC, having originated $29,420,000 in loans. In third place, with 6.6%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $21,775,000 in loans. In fourth place, with 5.0%, is ALTITUDE FINANCIAL CORPORATION, having originated $16,605,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $13,080,000 in loans.


Nogales Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $293,875 (6.3%) $447,542 (8.8%) 0.00 237
2018-02-01 $322,425 (25.3%) $494,955 (21.5%) 0.00 240
2018-03-01 $299,000 (8.2%) $460,061 (9.9%) 0.00 321
2018-04-01 $299,900 (9.1%) $471,752 (10.3%) 0.00 294
2018-05-01 $301,200 (7.6%) $493,543 (13.2%) 0.00 254
2018-06-01 $299,900 (2.7%) $510,073 (12.4%) 0.00 238
2018-07-01 $306,250 (7.6%) $525,446 (17.1%) 0.00 230
2018-08-01 $304,950 (8.6%) $511,727 (15.0%) 0.00 242
2018-09-01 $299,900 (7.2%) $484,159 (9.3%) 0.00 253
2018-10-01 $304,950 (4.7%) $478,079 (7.8%) 0.00 276
2018-11-01 $321,750 (13.5%) $512,235 (19.8%) 0.00 265
2018-12-01 $314,500 (10.8%) $498,011 (16.1%) 0.00 255
2019-01-01 $311,000 (5.8%) $500,107 (11.8%) 0.00 261
2019-02-01 $310,000 (-3.9%) $477,703 (-3.5%) 0.00 272
2019-03-01 $331,386 (10.8%) $497,744 (8.2%) 0.00 259
2019-04-01 $339,950 (13.4%) $505,903 (7.2%) 0.00 249
2019-05-01 $327,250 (8.7%) $514,299 (4.2%) 0.00 226
2019-06-01 $325,000 (8.4%) $505,931 (-0.8%) 0.00 234
2019-07-01 $317,225 (3.6%) $498,190 (-5.2%) 0.00 242
2019-08-01 $311,727 (2.2%) $491,145 (-4.0%) 0.00 243
2019-09-01 $306,818 (2.3%) $469,497 (-3.0%) 0.00 241
2019-10-01 $305,545 (0.2%) $455,417 (-4.7%) 0.00 239
2019-11-01 $329,000 (2.3%) $470,494 (-8.2%) 0.00 233
2019-12-01 $328,750 (4.5%) $467,746 (-6.1%) 0.00 232
2020-01-01 $329,250 (5.9%) $518,558 (3.7%) 0.00 231
2020-02-01 $360,000 (16.1%) $553,027 (15.8%) 0.00 213
2020-03-01 $372,225 (12.3%) $613,389 (23.2%) 0.00 209
2020-04-01 $380,000 (11.8%) $640,957 (26.7%) 0.00 200
2020-05-01 $376,500 (15.1%) $651,760 (26.7%) 0.00 189
2020-06-01 $371,250 (14.2%) $669,182 (32.3%) 0.00 172
2020-07-01 $389,000 (22.6%) $699,566 (40.4%) 0.00 157
2020-08-01 $399,000 (28.0%) $714,616 (45.5%) 0.00 139
2020-09-01 $354,000 (15.4%) $717,126 (52.7%) 0.00 138
2020-10-01 $354,500 (16.0%) $716,116 (57.2%) 0.00 127
2020-11-01 $393,000 (19.5%) $743,491 (58.0%) 0.00 122
2020-12-01 $379,500 (15.4%) $729,912 (56.1%) 0.00 115
2021-01-01 $399,000 (21.2%) $714,602 (37.8%) 0.00 113
2021-02-01 $392,250 (9.0%) $709,097 (28.2%) 0.00 105
2021-03-01 $500,128 (34.4%) $847,986 (38.3%) 0.00 83
2021-04-01 $495,623 (30.4%) $806,567 (25.8%) 0.00 91
2021-05-01 $499,995 (32.8%) $834,806 (28.1%) 0.00 82
2021-06-01 $474,450 (27.8%) $810,036 (21.1%) 0.00 86
2021-07-01 $431,500 (10.9%) $722,596 (3.3%) 0.00 87
2021-08-01 $437,500 (9.7%) $702,094 (-1.8%) 0.00 86
2021-09-01 $425,000 (20.1%) $681,654 (-5.0%) 0.00 93
2021-10-01 $385,000 (8.6%) $656,672 (-8.3%) 0.00 100
2021-11-01 $364,925 (-7.1%) $634,667 (-14.6%) 0.00 109
2021-12-01 $393,500 (3.7%) $645,627 (-11.6%) 0.00 102
2022-01-01 $424,950 (6.5%) $677,003 (-5.3%) 0.00 101
2022-02-01 $444,250 (13.3%) $668,032 (-5.8%) 0.00 102
2022-03-01 $451,750 (-9.7%) $720,421 (-15.0%) 0.00 97
2022-04-01 $385,000 (-22.3%) $689,487 (-14.5%) 0.00 92
2022-05-01 $386,000 (-22.8%) $708,969 (-15.1%) 0.00 89
2022-06-01 $388,500 (-18.1%) $677,869 (-16.3%) 0.00 95
2022-07-01 $382,250 (-11.4%) $631,613 (-12.6%) 0.00 114
2022-08-01 $354,450 (-19.0%) $571,658 (-18.6%) 0.00 143
2022-09-01 $349,975 (-17.7%) $571,860 (-16.1%) 0.00 141
2022-10-01 $350,000 (-9.1%) $573,454 (-12.7%) 0.00 154
2022-11-01 $347,450 (-4.8%) $566,097 (-10.8%) 0.00 162
Nogales's median listing price for 2022-11-01 was $347,450, a difference of $-17,475 (-4.8%) versus the prior year and $-2,550 versus the prior month.

Nogales's median listing price comes in at 0% of the national average.

Nogales's average listing price for 2022-11-01 was $566,097, a difference of $-68,570 (-10.8%) versus the prior year and $-7,357 versus the prior month.

For the 2022-11-01 period, Nogales had 162 MLS listings, a difference of 8 listings (5%) versus the prior month and 53 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,211 sqft
2018-02-01 0 days 2,240 sqft
2018-03-01 0 days 2,248 sqft
2018-04-01 0 days 2,330 sqft
2018-05-01 0 days 2,361 sqft
2018-06-01 0 days 2,404 sqft
2018-07-01 0 days 2,393 sqft
2018-08-01 0 days 2,345 sqft
2018-09-01 0 days 2,274 sqft
2018-10-01 0 days 2,258 sqft
2018-11-01 0 days 2,284 sqft
2018-12-01 0 days 2,241 sqft
2019-01-01 0 days 2,239 sqft
2019-02-01 0 days 2,229 sqft
2019-03-01 0 days 2,274 sqft
2019-04-01 0 days 2,280 sqft
2019-05-01 0 days 2,297 sqft
2019-06-01 0 days 2,293 sqft
2019-07-01 0 days 2,282 sqft
2019-08-01 0 days 2,253 sqft
2019-09-01 0 days 2,179 sqft
2019-10-01 0 days 2,129 sqft
2019-11-01 0 days 2,146 sqft
2019-12-01 0 days 2,107 sqft
2020-01-01 0 days 2,145 sqft
2020-02-01 0 days 2,199 sqft
2020-03-01 0 days 2,197 sqft
2020-04-01 0 days 2,173 sqft
2020-05-01 0 days 2,247 sqft
2020-06-01 0 days 2,209 sqft
2020-07-01 0 days 2,364 sqft
2020-08-01 0 days 2,325 sqft
2020-09-01 0 days 2,347 sqft
2020-10-01 0 days 2,194 sqft
2020-11-01 0 days 2,332 sqft
2020-12-01 0 days 2,233 sqft
2021-01-01 0 days 2,231 sqft
2021-02-01 0 days 2,303 sqft
2021-03-01 0 days 2,727 sqft
2021-04-01 0 days 2,588 sqft
2021-05-01 0 days 2,349 sqft
2021-06-01 0 days 2,377 sqft
2021-07-01 0 days 2,337 sqft
2021-08-01 0 days 2,341 sqft
2021-09-01 0 days 2,440 sqft
2021-10-01 0 days 2,249 sqft
2021-11-01 0 days 2,040 sqft
2021-12-01 0 days 2,200 sqft
2022-01-01 0 days 2,292 sqft
2022-02-01 0 days 2,200 sqft
2022-03-01 0 days 2,211 sqft
2022-04-01 0 days 2,185 sqft
2022-05-01 0 days 2,157 sqft
2022-06-01 0 days 2,159 sqft
2022-07-01 0 days 2,082 sqft
2022-08-01 0 days 2,004 sqft
2022-09-01 0 days 1,877 sqft
2022-10-01 0 days 1,915 sqft
2022-11-01 0 days 1,904 sqft
Nogales's median listing age (time on market) for 2022-11-01 was 0 days.

Nogales's median square footage for active listings during the 2022-11-01 period was 1,904 sqft. One year prior, the average listing was 2,040 sqft.

Nogales, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 628 $109,420,000 $174,236
Home Purchase 591 $144,365,000 $244,272
Cash Out Refi 385 $69,535,000 $180,610
Home Improvement 36 $3,750,000 $104,167
Other 18 $1,750,000 $97,222

Nogales's most frequently cited loan purpose was Refi, with 628 originations. The 2nd most popular reason was Home Purchase, with 591 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 639 $124,125,000 $194,249
3-4% 632 $131,050,000 $207,358
<2.5% 327 $63,445,000 $194,021
4-5% 43 $6,275,000 $145,930
5-6% 5 $715,000 $143,000
6-7% 5 $305,000 $61,000
7-8% 1 $15,000 $15,000

During 2021, Nogales's most frequently originated rate bucket was 2.5-3%, with 639 originations.

Loan Sizing (Nogales, AZ MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 781 $116,515,000 $149,187
$200k-400k 574 $151,240,000 $263,484
$100,000 or less 223 $16,345,000 $73,296
$400k-600k 73 $34,845,000 $477,329
$600k-1000k 5 $3,815,000 $763,000
$Over $1MM 2 $6,060,000 $3,030,000

Nogales's loan sizing saw the bucket of loans from $100k-200k with 781 originations, totaling $116,515,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 578 $128,560,000 $222,422
60-80% 521 $113,225,000 $217,322
40-60% 296 $46,240,000 $156,216
20-40% 117 $16,575,000 $141,667
Under 20% 37 $1,575,000 $42,568
Over 100% 34 $8,250,000 $242,647

Nogales's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 578 originations, totaling $128,560,000 in origination value.