Nogales Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Nogales averaged 7.05% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.66% and one month ago for the week of 2025-02-27, the average rate was 7.17%.

    Nogales's average rate one year ago was 6.8%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Nogales 30 Year Fixed Rate 2025-04-03 7.05%
    Nogales 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Nogales 15 Year Fixed Rate 2025-04-03 5.62%
    Nogales 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Nogales 30 Year FHA 2025-04-03 6.37%
    Nogales 30 Year FHA Refi 2025-04-03 6.26%
    Nogales 30 Year USDA 2025-04-03 6.12%
    Nogales 30 Year USDA Refi 2025-04-03 6.32%
    Nogales 30 Year VA 2025-04-03 5.96%
    Nogales 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nogales, AZ.

    Nogales Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nogales, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 30 6.72% $7,106
    AMERICAN PACIFIC MORTGAGE CORPORATION 29 6.54% $6,906
    NOVA FINANCIAL & INVESTMENT CORPORATION 19 7.17% $3,628
    UNITED WHOLESALE MORTGAGE, LLC 15 6.57% $9,272
    The Loan Store, Inc. 15 6.75% $6,400
    JPMorgan Chase Bank 13 6.82% $5,340
    ALTITUDE FINANCIAL CORPORATION 11 6.67% $3,573
    CROSSCOUNTRY MORTGAGE, LLC 10 7.15% $4,266
    MORIA DEVELOPMENT, INC. 10 6.86% $8,402
    LOANDEPOT.COM, LLC 9 6.98% $9,382
    Wells Fargo Bank 8 6.63% $3,112
    V.I.P. MORTGAGE, INC. 5 7.15% $6,051
    Flagstar Bank, FSB 4 6.65% $5,379
    MOVEMENT MORTGAGE, LLC 4 7.40% $5,766
    GUILD MORTGAGE COMPANY 4 7.13% $6,867
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.45% $5,813
    PIMA Federal Credit Union 3 6.63% $3,214
    HOMEOWNERS FINANCIAL GROUP USA, LLC 3 7.38% $9,724
    Plains Commerce Bank 2 6.44% $10,719
    PENNYMAC LOAN SERVICES, LLC 2 6.87% $4,239
    OneAZ Credit Union 2 6.88% $6,019
    Washington Federal Bank 2 7.00% $7,145
    CMG MORTGAGE, INC. 2 6.68% $5,793
    First Credit Union 2 6.56% $3,335
    SUMMIT FUNDING, INC. 2 7.50% $5,328
    GENEVA FINANCIAL, LLC 2 6.88% $6,783
    GUARANTEED RATE, INC. 2 6.59% $8,505
    GUARANTEED RATE AFFINITY, LLC 2 7.17% $7,255
    VANTAGE WEST 1 6.63% $4,163
    ZILLOW HOME LOANS, LLC 1 6.88% $4,024
    ADVANCIAL 1 7.88% $28,369
    Zions Bank 1 7.38% $15,826
    Ally Bank 1 7.63% $2,482
    AMERICA FIRST 1 6.88% $6,901
    American Mortgage & Equity Consultants, Inc. 1 7.13% $5,644
    ARC HOME LLC 1 7.50% $17,222
    BETTER MORTGAGE CORPORATION 1 5.99% $6,654
    Carrington Mortgage Services, LLC 1 6.38% $5,774
    Citadel Servicing Corporation 1 10.25% $8,254
    CITIZENS EQUITY FIRST 1 6.63% $3,405
    Discover Bank 1 7.31% $0
    FREEDOM MORTGAGE CORPORATION 1 7.50% $10,064
    Goldman Sachs Bank USA 1 6.55% $6,686
    HOMESIDE FINANCIAL, LLC 1 7.63% $3,239
    LOANPAL, LLC 1 6.75% $4,726
    Loan Simple, Inc. 1 7.63% $5,411
    Logan Finance Corporation 1 8.75% $5,326
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.88% $4,410
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $5,246
    NATIONS DIRECT MORTGAGE, LLC 1 6.88% $6,942
    NAVY FEDERAL CREDIT UNION 1 5.63% $2,831
    Prosperity Home Mortgage, LLC 1 6.38% $5,563
    SANDIA LABORATORY 1 6.88% $4,736
    SIRVA MORTGAGE, INC. 1 7.00% $1,081
    The Richwood Banking Company 1 7.99% $6,849
    UMB Bank 1 7.13% $4,525
    USAA Federal Savings Bank 1 6.50% $12,178
    U.S. Bank 1 7.13% $10,447
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.63% $6,928

    Nogales Average Closing Costs & Other Stats

    Nogales, AZ's 59 lenders originated 753 loans during 2024. The total origination value was $174,655,000, with an average loan value of $231,946.

    Nogales's average closing costs are $5,616.

    The top Nogales lender as defined by loan originations is QUICKEN LOANS, LLC, with 30 loans originated. Their average total fees are $7,106, which is $200 higher than the next largest lender, AMERICAN PACIFIC MORTGAGE CORPORATION.

    The lowest fee Nogales lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($3,573), NOVA FINANCIAL & INVESTMENT CORPORATION ($3,628), CROSSCOUNTRY MORTGAGE, LLC ($4,266), JPMorgan Chase Bank ($5,340) and The Loan Store, Inc. ($6,400).

    The lowest rate Nogales lenders (with over 10 loans originated) are AMERICAN PACIFIC MORTGAGE CORPORATION (6.54%), UNITED WHOLESALE MORTGAGE, LLC (6.57%), ALTITUDE FINANCIAL CORPORATION (6.67%), QUICKEN LOANS, LLC (6.72%) and The Loan Store, Inc. (6.75%).

    Nogales, AZ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    AMERICAN PACIFIC MORTGAGE CORPORATION $32,995,000 $19,325,000 -41.4% 11.1%
    UNITED WHOLESALE MORTGAGE, LLC $8,015,000 $15,020,000 87.4% 8.6%
    QUICKEN LOANS, LLC $8,080,000 $11,630,000 43.9% 6.7%
    NOVA FINANCIAL & INVESTMENT CORPORATION $9,860,000 $11,105,000 12.6% 6.4%
    The Loan Store, Inc. $350,000 $6,915,000 1,875.7% 4.0%
    MORIA DEVELOPMENT, INC. $5,020,000 $6,540,000 30.3% 3.7%
    ALTITUDE FINANCIAL CORPORATION $11,370,000 $6,130,000 -46.1% 3.5%
    LOANDEPOT.COM, LLC $3,730,000 $4,845,000 29.9% 2.8%
    CROSSCOUNTRY MORTGAGE, LLC $6,460,000 $4,830,000 -25.2% 2.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,795,000 $4,345,000 55.5% 2.5%
    JPMorgan Chase Bank $2,585,000 $3,980,000 54.0% 2.3%
    GUARANTEED RATE, INC. $900,000 $3,765,000 318.3% 2.2%
    MOVEMENT MORTGAGE, LLC $1,810,000 $3,260,000 80.1% 1.9%
    PIMA Federal Credit Union $455,000 $3,200,000 603.3% 1.8%
    Mortgage Research Center, LLC $1,525,000 $2,960,000 94.1% 1.7%
    V.I.P. MORTGAGE, INC. $1,975,000 $2,915,000 47.6% 1.7%
    Wells Fargo Bank $2,935,000 $2,720,000 -7.3% 1.6%
    Plains Commerce Bank $600,000 $2,535,000 322.5% 1.5%
    Zions Bank $1,680,000 $2,400,000 42.9% 1.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $255,000 $2,390,000 837.3% 1.4%
    Flagstar Bank, FSB $3,110,000 $2,360,000 -24.1% 1.4%
    MID AMERICA MORTGAGE, INC. $2,225,000 n/a 1.3%
    VILLAGE CAPITAL MORTGAGE $1,985,000 n/a 1.1%
    FREEDOM MORTGAGE CORPORATION $1,020,000 $1,925,000 88.7% 1.1%
    Washington Federal Bank $1,905,000 $1,880,000 -1.3% 1.1%
    GUILD MORTGAGE COMPANY $1,610,000 $1,855,000 15.2% 1.1%
    FINANCE OF AMERICA REVERSE LLC $350,000 $1,680,000 380.0% 1.0%
    PENNYMAC LOAN SERVICES, LLC $630,000 $1,530,000 142.9% 0.9%
    USAA Federal Savings Bank $1,525,000 n/a 0.9%
    Paramount Residential Mortgage Group, Inc. $560,000 $1,345,000 140.2% 0.8%
    Equity Prime Mortgage LLC $995,000 $1,160,000 16.6% 0.7%
    Goldman Sachs Bank USA $1,135,000 n/a 0.6%
    GUARANTEED RATE AFFINITY, LLC $755,000 $1,045,000 38.4% 0.6%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $3,140,000 $1,045,000 -66.7% 0.6%
    NEW DAY FINANCIAL, LLC $745,000 $1,045,000 40.3% 0.6%
    ADVANCIAL $905,000 n/a 0.5%
    U.S. Bank $1,385,000 $895,000 -35.4% 0.5%
    Citadel Servicing Corporation $185,000 $850,000 359.5% 0.5%
    AMERICA FIRST $405,000 $810,000 100.0% 0.5%
    OneAZ Credit Union $650,000 $805,000 23.8% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $670,000 $775,000 15.7% 0.4%
    NAVY FEDERAL CREDIT UNION $1,195,000 $740,000 -38.1% 0.4%
    CMG MORTGAGE, INC. $970,000 $730,000 -24.7% 0.4%
    VANTAGE WEST $2,040,000 $670,000 -67.2% 0.4%
    Prosperity Home Mortgage, LLC $725,000 $665,000 -8.3% 0.4%
    AMERICAN FINANCING CORPORATION $655,000 n/a 0.4%
    SUMMIT FUNDING, INC. $205,000 $655,000 219.5% 0.4%
    Discover Bank $500,000 $635,000 27.0% 0.4%
    BMO Harris Bank $400,000 $620,000 55.0% 0.4%
    Figure Lending LLC $35,000 $620,000 1,671.4% 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $1,780,000 $610,000 -65.7% 0.3%
    NATIONS DIRECT MORTGAGE, LLC $575,000 n/a 0.3%
    OCMBC, INC. $530,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $525,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $330,000 $520,000 57.6% 0.3%
    The Richwood Banking Company $505,000 n/a 0.3%
    TUCSON $560,000 $500,000 -10.7% 0.3%
    Carrington Mortgage Services, LLC $410,000 $490,000 19.5% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $485,000 n/a 0.3%
    ARC HOME LLC $215,000 $475,000 120.9% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $460,000 n/a 0.3%
    SIRVA MORTGAGE, INC. $445,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $375,000 $420,000 12.0% 0.2%
    Coastal Community Bank $160,000 $405,000 153.1% 0.2%
    Gateway First Bank $385,000 n/a 0.2%
    NEWREZ LLC $145,000 $385,000 165.5% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $375,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $265,000 $375,000 41.5% 0.2%
    Bell Bank $920,000 $370,000 -59.8% 0.2%
    Loan Simple, Inc. $355,000 n/a 0.2%
    First Credit Union $375,000 $335,000 -10.7% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $325,000 $335,000 3.1% 0.2%
    PLANET HOME LENDING, LLC $275,000 $325,000 18.2% 0.2%
    RESIDENTIAL BANCORP $370,000 $320,000 -13.5% 0.2%
    CLEARPATH LENDING $590,000 $305,000 -48.3% 0.2%
    DESERT FINANCIAL FEDERAL CREDIT UNION $300,000 n/a 0.2%
    SANDIA LABORATORY $300,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $295,000 $285,000 -3.4% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $25,000 $270,000 980.0% 0.2%
    PENTAGON FEDERAL CREDIT UNION $285,000 $260,000 -8.8% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $255,000 n/a 0.1%
    Armed Forces Bank $245,000 n/a 0.1%
    ALLIANT CREDIT UNION $230,000 n/a 0.1%
    UMB Bank $225,000 n/a 0.1%
    American Southwest Credit Union $165,000 $215,000 30.3% 0.1%
    CITIZENS EQUITY FIRST $215,000 n/a 0.1%
    Logan Finance Corporation $215,000 n/a 0.1%
    LOANPAL, LLC $55,000 $210,000 281.8% 0.1%
    Ally Bank $205,000 n/a 0.1%
    Magnolia Bank $205,000 n/a 0.1%
    MASON MCDUFFIE MORTGAGE CORPORATION $205,000 n/a 0.1%
    Nations Lending Corporation $540,000 $205,000 -62.0% 0.1%
    ZILLOW HOME LOANS, LLC $205,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $265,000 $185,000 -30.2% 0.1%
    LADERA LENDING, INC. $175,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $175,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $245,000 $155,000 -36.7% 0.1%
    PNC Bank $55,000 $150,000 172.7% 0.1%
    HOMESIDE FINANCIAL, LLC $145,000 n/a 0.1%
    HUGHES FEDERAL CREDIT UNION $345,000 $110,000 -68.1% 0.1%
    SPRING EQ, LLC $135,000 $100,000 -25.9% 0.1%
    American Mortgage & Equity Consultants, Inc. $865,000 $95,000 -89.0% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $95,000 n/a 0.1%
    VAL-CHRIS INVESTMENTS, INC. $95,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $340,000 $75,000 -77.9% 0.0%
    ARIZONA $55,000 $65,000 18.2% 0.0%
    Bank of America $1,140,000 $45,000 -96.1% 0.0%
    NASA Federal Credit Union $35,000 $45,000 28.6% 0.0%
    NORTHROP GRUMMAN Federal Credit Union $45,000 n/a 0.0%
    GREAT LAKES $35,000 n/a 0.0%
    LOS ANGELES POLICE Federal Credit Union $35,000 n/a 0.0%
    PYRAMID $25,000 n/a 0.0%
    MOUNTAIN AMERICA $70,000 $15,000 -78.6% 0.0%

    Nogales's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 11.1% market share. In second place, with 8.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,020,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $11,630,000 in loans. In fourth place, with 6.4%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $11,105,000 in loans. In fifth place, with 4.0%, is The Loan Store, Inc., having originated $6,915,000 in loans.

    Nogales Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $293,875 (6.3%) $447,542 (8.8%) 0.00 237
    2018-02-01 $322,425 (25.3%) $494,955 (21.5%) 0.00 240
    2018-03-01 $299,000 (8.2%) $460,061 (9.9%) 0.00 321
    2018-04-01 $299,900 (9.1%) $471,752 (10.3%) 0.00 294
    2018-05-01 $301,200 (7.6%) $493,543 (13.2%) 0.00 254
    2018-06-01 $299,900 (2.7%) $510,073 (12.4%) 0.00 238
    2018-07-01 $306,250 (7.6%) $525,446 (17.1%) 0.00 230
    2018-08-01 $304,950 (8.6%) $511,727 (15.0%) 0.00 242
    2018-09-01 $299,900 (7.2%) $484,159 (9.3%) 0.00 253
    2018-10-01 $304,950 (4.7%) $478,079 (7.8%) 0.00 276
    2018-11-01 $321,750 (13.5%) $512,235 (19.8%) 0.00 265
    2018-12-01 $314,500 (10.8%) $498,011 (16.1%) 0.00 255
    2019-01-01 $311,000 (5.8%) $500,107 (11.8%) 0.00 261
    2019-02-01 $310,000 (-3.9%) $477,703 (-3.5%) 0.00 272
    2019-03-01 $331,386 (10.8%) $497,744 (8.2%) 0.00 259
    2019-04-01 $339,950 (13.4%) $505,903 (7.2%) 0.00 249
    2019-05-01 $327,250 (8.7%) $514,299 (4.2%) 0.00 226
    2019-06-01 $325,000 (8.4%) $505,931 (-0.8%) 0.00 234
    2019-07-01 $317,225 (3.6%) $498,190 (-5.2%) 0.00 242
    2019-08-01 $311,727 (2.2%) $491,145 (-4.0%) 0.00 243
    2019-09-01 $306,818 (2.3%) $469,497 (-3.0%) 0.00 241
    2019-10-01 $305,545 (0.2%) $455,417 (-4.7%) 0.00 239
    2019-11-01 $329,000 (2.3%) $469,178 (-8.4%) 0.00 232
    2019-12-01 $328,500 (4.5%) $466,443 (-6.3%) 0.00 231
    2020-01-01 $327,100 (5.2%) $517,464 (3.5%) 0.00 230
    2020-02-01 $354,500 (14.4%) $551,938 (15.5%) 0.00 212
    2020-03-01 $370,725 (11.9%) $612,622 (23.1%) 0.00 208
    2020-04-01 $380,000 (11.8%) $640,280 (26.6%) 0.00 199
    2020-05-01 $375,000 (14.6%) $651,094 (26.6%) 0.00 188
    2020-06-01 $363,750 (11.9%) $668,544 (32.1%) 0.00 171
    2020-07-01 $389,000 (22.6%) $699,054 (40.3%) 0.00 156
    2020-08-01 $397,000 (27.4%) $714,159 (45.4%) 0.00 138
    2020-09-01 $352,500 (14.9%) $716,674 (52.7%) 0.00 137
    2020-10-01 $350,000 (14.6%) $715,631 (57.1%) 0.00 126
    2020-11-01 $392,000 (19.2%) $743,183 (58.4%) 0.00 121
    2020-12-01 $378,250 (15.1%) $729,493 (56.4%) 0.00 114
    2021-01-01 $399,000 (22.0%) $713,968 (38.0%) 0.00 112
    2021-02-01 $390,750 (10.2%) $708,437 (28.4%) 0.00 104
    2021-03-01 $499,904 (34.8%) $848,662 (38.5%) 0.00 82
    2021-04-01 $491,250 (29.3%) $808,052 (26.2%) 0.00 90
    2021-05-01 $498,748 (33.0%) $836,654 (28.5%) 0.00 81
    2021-06-01 $464,450 (27.7%) $811,686 (21.4%) 0.00 85
    2021-07-01 $429,000 (10.3%) $723,301 (3.5%) 0.00 86
    2021-08-01 $429,000 (8.1%) $702,625 (-1.6%) 0.00 85
    2021-09-01 $425,000 (20.6%) $681,972 (-4.8%) 0.00 92
    2021-10-01 $382,500 (9.3%) $656,732 (-8.2%) 0.00 99
    2021-11-01 $364,925 (-6.9%) $634,667 (-14.6%) 0.00 109
    2021-12-01 $393,500 (4.0%) $645,627 (-11.5%) 0.00 102
    2022-01-01 $424,950 (6.5%) $677,003 (-5.2%) 0.00 101
    2022-02-01 $444,250 (13.7%) $668,032 (-5.7%) 0.00 101
    2022-03-01 $457,250 (-8.5%) $726,445 (-14.4%) 0.00 96
    2022-04-01 $392,000 (-20.2%) $695,136 (-14.0%) 0.00 91
    2022-05-01 $390,750 (-21.7%) $715,057 (-14.5%) 0.00 88
    2022-06-01 $392,000 (-15.6%) $682,802 (-15.9%) 0.00 94
    2022-07-01 $382,250 (-10.9%) $631,613 (-12.7%) 0.00 114
    2022-08-01 $354,450 (-17.4%) $571,658 (-18.6%) 0.00 143
    2022-09-01 $349,975 (-17.7%) $571,860 (-16.2%) 0.00 141
    2022-10-01 $350,000 (-8.5%) $573,454 (-12.7%) 0.00 154
    2022-11-01 $347,450 (-4.8%) $566,097 (-10.8%) 0.00 162
    2022-12-01 $329,900 (-16.2%) $543,713 (-15.8%) 0.00 165
    2023-01-01 $329,975 (-22.4%) $540,077 (-20.2%) 0.00 169
    2023-02-01 $337,225 (-24.1%) $537,429 (-19.6%) 0.00 162
    2023-03-01 $345,000 (-24.6%) $577,777 (-20.5%) 0.00 154
    2023-04-01 $330,000 (-15.8%) $536,380 (-22.8%) 0.00 170
    2023-05-01 $327,500 (-16.2%) $522,782 (-26.9%) 0.00 168
    2023-06-01 $331,500 (-15.4%) $521,908 (-23.6%) 0.00 165
    2023-07-01 $349,000 (-8.7%) $543,590 (-13.9%) 0.00 171
    2023-08-01 $351,475 (-0.8%) $640,330 (12.0%) 0.00 174
    2023-09-01 $375,000 (7.2%) $752,596 (31.6%) 0.00 179
    2023-10-01 $379,175 (8.3%) $734,757 (28.1%) 0.00 202
    2023-11-01 $359,425 (3.5%) $742,818 (31.2%) 0.00 204
    2023-12-01 $356,000 (7.9%) $844,947 (55.4%) 0.00 207
    2024-01-01 $371,975 (12.7%) $856,028 (58.5%) 0.00 205
    2024-02-01 $387,000 (14.8%) $881,195 (64.0%) 0.00 196
    2024-03-01 $380,000 (10.1%) $891,092 (54.2%) 0.00 195
    2024-04-01 $401,000 (21.5%) $917,012 (71.0%) 0.00 183
    2024-05-01 $372,500 (13.7%) $874,211 (67.2%) 0.00 197
    2024-06-01 $363,750 (9.7%) $870,399 (66.8%) 0.00 204
    2024-07-01 $361,125 (3.5%) $870,422 (60.1%) 0.00 207
    2024-08-01 $389,500 (10.8%) $869,857 (35.9%) 0.00 199
    2024-09-01 $387,025 (3.2%) $850,901 (13.1%) 0.00 217
    2024-10-01 $385,675 (1.7%) $840,073 (14.3%) 0.00 233
    2024-11-01 $395,000 (9.9%) $824,304 (11.0%) 0.00 246
    2024-12-01 $392,225 (10.2%) $806,108 (-4.6%) 0.00 272
    2025-01-01 $392,125 (5.4%) $846,307 (-1.1%) 0.00 264
    2025-02-01 $384,500 (-0.7%) $829,845 (-5.8%) 0.00 279
    2025-03-01 $369,999 (-2.6%) $796,789 (-10.6%) 0.00 289
    Nogales's median listing price for 2025-03-01 was $369,999, a difference of $-10,001 (-2.6%) versus the prior year and $-14,501 versus the prior month.

    Nogales's median listing price comes in at 0% of the national average.

    Nogales's average listing price for 2025-03-01 was $796,789, a difference of $-94,303 (-10.6%) versus the prior year and $-33,056 versus the prior month.

    For the 2025-03-01 period, Nogales had 289 MLS listings, a difference of 10 listings (4%) versus the prior month and 94 listings (48%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,211 sqft
    2018-02-01 0 days 2,240 sqft
    2018-03-01 0 days 2,248 sqft
    2018-04-01 0 days 2,330 sqft
    2018-05-01 0 days 2,361 sqft
    2018-06-01 0 days 2,404 sqft
    2018-07-01 0 days 2,393 sqft
    2018-08-01 0 days 2,345 sqft
    2018-09-01 0 days 2,274 sqft
    2018-10-01 0 days 2,258 sqft
    2018-11-01 0 days 2,284 sqft
    2018-12-01 0 days 2,241 sqft
    2019-01-01 0 days 2,239 sqft
    2019-02-01 0 days 2,229 sqft
    2019-03-01 0 days 2,274 sqft
    2019-04-01 0 days 2,280 sqft
    2019-05-01 0 days 2,297 sqft
    2019-06-01 0 days 2,293 sqft
    2019-07-01 0 days 2,282 sqft
    2019-08-01 0 days 2,253 sqft
    2019-09-01 0 days 2,179 sqft
    2019-10-01 0 days 2,129 sqft
    2019-11-01 0 days 2,143 sqft
    2019-12-01 0 days 2,104 sqft
    2020-01-01 0 days 2,144 sqft
    2020-02-01 0 days 2,197 sqft
    2020-03-01 0 days 2,173 sqft
    2020-04-01 0 days 2,155 sqft
    2020-05-01 0 days 2,242 sqft
    2020-06-01 0 days 2,202 sqft
    2020-07-01 0 days 2,348 sqft
    2020-08-01 0 days 2,318 sqft
    2020-09-01 0 days 2,343 sqft
    2020-10-01 0 days 2,182 sqft
    2020-11-01 0 days 2,312 sqft
    2020-12-01 0 days 2,217 sqft
    2021-01-01 0 days 2,194 sqft
    2021-02-01 0 days 2,282 sqft
    2021-03-01 0 days 2,702 sqft
    2021-04-01 0 days 2,574 sqft
    2021-05-01 0 days 2,348 sqft
    2021-06-01 0 days 2,364 sqft
    2021-07-01 0 days 2,327 sqft
    2021-08-01 0 days 2,332 sqft
    2021-09-01 0 days 2,433 sqft
    2021-10-01 0 days 2,230 sqft
    2021-11-01 0 days 2,040 sqft
    2021-12-01 0 days 2,200 sqft
    2022-01-01 0 days 2,292 sqft
    2022-02-01 0 days 2,200 sqft
    2022-03-01 0 days 2,222 sqft
    2022-04-01 0 days 2,198 sqft
    2022-05-01 0 days 2,167 sqft
    2022-06-01 0 days 2,169 sqft
    2022-07-01 0 days 2,082 sqft
    2022-08-01 0 days 2,004 sqft
    2022-09-01 0 days 1,877 sqft
    2022-10-01 0 days 1,915 sqft
    2022-11-01 0 days 1,904 sqft
    2022-12-01 0 days 1,803 sqft
    2023-01-01 0 days 1,782 sqft
    2023-02-01 0 days 1,763 sqft
    2023-03-01 0 days 1,779 sqft
    2023-04-01 0 days 1,777 sqft
    2023-05-01 0 days 1,776 sqft
    2023-06-01 0 days 1,796 sqft
    2023-07-01 0 days 1,804 sqft
    2023-08-01 0 days 1,838 sqft
    2023-09-01 0 days 1,906 sqft
    2023-10-01 0 days 1,904 sqft
    2023-11-01 0 days 1,857 sqft
    2023-12-01 0 days 1,804 sqft
    2024-01-01 0 days 1,835 sqft
    2024-02-01 0 days 1,869 sqft
    2024-03-01 0 days 1,901 sqft
    2024-04-01 0 days 1,953 sqft
    2024-05-01 0 days 1,955 sqft
    2024-06-01 0 days 1,854 sqft
    2024-07-01 0 days 1,836 sqft
    2024-08-01 0 days 1,846 sqft
    2024-09-01 0 days 1,847 sqft
    2024-10-01 0 days 1,820 sqft
    2024-11-01 0 days 1,832 sqft
    2024-12-01 0 days 1,805 sqft
    2025-01-01 0 days 1,805 sqft
    2025-02-01 0 days 1,815 sqft
    2025-03-01 0 days 1,801 sqft
    Nogales's median listing age (time on market) for 2025-03-01 was 0 days.

    Nogales's median square footage for active listings during the 2025-03-01 period was 1,801 sqft. One year prior, the average listing was 1,901 sqft.

    Nogales, AZ Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 417 $115,195,000 $276,247
    Cash Out Refi 138 $25,910,000 $187,754
    Refi 79 $21,515,000 $272,342
    Other 67 $7,305,000 $109,030
    Home Improvement 52 $4,730,000 $90,962

    Nogales's most frequently cited loan purpose was Home Purchase, with 417 originations. The 2nd most popular reason was Cash Out Refi, with 138 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 356 $93,680,000 $263,146
    Over 8% 131 $14,275,000 $108,969
    7-8% 130 $33,520,000 $257,846
    5-6% 116 $29,270,000 $252,328
    4-5% 9 $3,075,000 $341,667
    <2.5% 2 $70,000 $35,000
    2.5-3% 1 $235,000 $235,000

    During 2024, Nogales's most frequently originated rate bucket was 6-7%, with 356 originations.

    Loan Sizing (Nogales, AZ MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 378 $102,700,000 $271,693
    $100k-200k 163 $24,415,000 $149,785
    $100,000 or less 142 $7,520,000 $52,958
    $400k-600k 51 $24,325,000 $476,961
    $600k-1000k 17 $12,495,000 $735,000
    $Over $1MM 2 $3,200,000 $1,600,000

    Nogales's loan sizing saw the bucket of loans from $200k-400k with 378 originations, totaling $102,700,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 327 $96,365,000 $294,694
    60-80% 144 $41,180,000 $285,972
    40-60% 85 $16,915,000 $199,000
    Under 20% 84 $3,770,000 $44,881
    20-40% 81 $9,995,000 $123,395
    Over 100% 10 $3,150,000 $315,000

    Nogales's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 327 originations, totaling $96,365,000 in origination value.