Nogales Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Nogales averaged 6.36% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.32% and one month ago for the week of 2024-01-25, the average rate was 6.51%.

Nogales's average rate one year ago was 6.15%.

For refis of the same type during the week of 2024-02-29, the average rate was 7.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Nogales 30 Year Fixed Rate 2024-02-29 6.36%
Nogales 30 Year Fixed Rate Refi 2024-02-29 7.14%
Nogales 15 Year Fixed Rate 2024-02-29 6.06%
Nogales 15 Year Fixed Rate Refi 2024-02-29 6.56%
Nogales 30 Year FHA 2024-02-29 6.16%
Nogales 30 Year FHA Refi 2024-02-29 6.59%
Nogales 30 Year USDA 2024-02-29 5.69%
Nogales 30 Year USDA Refi 2024-02-29 6.73%
Nogales 30 Year VA 2024-02-29 6.32%
Nogales 30 Year VA Refi 2024-02-29 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nogales, AZ.

Nogales Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nogales, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
SUNSTREET MORTGAGE, LLC 63 4.35% $5,362
ALTITUDE FINANCIAL CORPORATION 45 5.36% $3,924
NOVA FINANCIAL & INVESTMENT CORPORATION 44 4.83% $4,798
QUICKEN LOANS, LLC 37 4.58% $6,976
LOANDEPOT.COM, LLC 18 4.59% $6,789
AMERICAN PACIFIC MORTGAGE CORPORATION 14 6.08% $9,566
UNITED WHOLESALE MORTGAGE, LLC 14 4.47% $7,748
Wells Fargo Bank 12 4.29% $5,293
GUILD MORTGAGE COMPANY 12 5.13% $6,145
PENNYMAC LOAN SERVICES, LLC 11 4.07% $7,110
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.04% $6,966
JPMorgan Chase Bank 8 4.54% $4,782
CROSSCOUNTRY MORTGAGE, LLC 8 5.46% $7,124
CMG MORTGAGE, INC. 7 4.64% $6,554
MORIA DEVELOPMENT, INC. 6 5.48% $6,971
Prosperity Home Mortgage, LLC 6 4.54% $3,982
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 5.27% $5,066
BETTER MORTGAGE CORPORATION 5 4.08% $4,102
Washington Federal Bank 5 4.28% $13,241
V.I.P. MORTGAGE, INC. 5 4.62% $6,335
Mr. Cooper ( Nationstar Mortgage ) 5 4.87% $6,908
BROKER SOLUTIONS, INC. 4 4.94% $7,907
NEWREZ LLC 4 4.84% $4,377
Flagstar Bank, FSB 4 3.78% $6,354
LOANPAL, LLC 3 4.21% $8,833
MOVEMENT MORTGAGE, LLC 3 4.17% $3,856
U.S. Bank 3 5.83% $3,910
CALIBER HOME LOANS, INC. 3 4.39% $4,988
Bank of America 2 2.94% $3,987
AmeriHome Mortgage Company, LLC 2 3.81% $5,095
AMERISAVE MORTGAGE CORPORATION 2 3.31% $11,175
Carrington Mortgage Services, LLC 2 4.75% $5,763
CHERRY CREEK MORTGAGE, LLC 2 4.94% $1,182
GUARANTEED RATE, INC. 2 4.38% $4,154
HOME POINT FINANCIAL CORPORATION 2 4.93% $4,407
Morgan Stanley Private Bank 2 2.70% $4,014
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.87% $7,258
Neighborhood Loans, Inc. 2 5.38% $5,791
Paramount Residential Mortgage Group, Inc. 2 4.56% $4,608
Umpqua Bank 2 3.44% $5,182
Watermark Capital, Inc. 2 4.38% $3,902
Zions Bank 2 3.13% $3,963
First Credit Union 1 3.38% $3,069
KeyBank 1 3.99% $4,318
FirstBank 1 3.75% $2,830
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 3.88% $11,067
MLD MORTGAGE INC. 1 3.88% $7,626
VANTAGE WEST 1 5.50% $9,830
EAGLE HOME MORTGAGE, LLC 1 3.38% $4,772
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.25% $25,470
DIRECT MORTGAGE, CORP. 1 3.63% $7,454
DEEPHAVEN MORTGAGE LLC 1 6.99% $4,480
AMERICAN FINANCING CORPORATION 1 3.99% $5,679
NAVY FEDERAL CREDIT UNION 1 3.25% $5,597
NBKC BANK 1 3.63% $2,555
AMCAP MORTGAGE, LTD. 1 6.13% $6,274
CONSUMERS COOPERATIVE CREDIT UNION 1 4.50% $3,416
Northpointe Bank 1 4.50% $16,425
Charles Schwab Bank, SSB 1 2.13% $4,570
Western State Bank 1 4.63% $3,141
CARDINAL FINANCIAL 1 3.63% $4,647
PIMA Federal Credit Union 1 4.88% $4,114
PNC Bank 1 3.00% $7,743
PREMIA MORTGAGE, LLC 1 3.75% $1,532
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.38% $5,585
Canyon State Credit Union 1 6.50% $5,230
Bell Bank 1 6.49% $4,113
Quontic Bank 1 6.00% $10,149
Semper Home Loans, Inc. 1 5.00% $2,043
SOFI LENDING CORP. 1 3.75% $4,697
STAR ONE CREDIT UNION 1 5.50% $1,955
STEARNS LENDING, LLC 1 3.00% $3,757
Strong Home Mortgage, LLC 1 3.63% $1,162
SUN AMERICAN MORTGAGE COMPANY 1 5.50% $7,414
ACADEMY MORTGAGE CORPORATION 1 6.25% $11,225
The Federal Savings Bank 1 5.50% $5,758
UBS Bank USA 1 5.00% $4,175
Ally Bank 1 3.88% $3,908
GENEVA FINANCIAL, LLC 1 5.88% $14,332
GSF Mortgage Corporation 1 4.49% $4,840
GUARANTEED RATE AFFINITY, LLC 1 7.25% $4,468
Amerifirst Financial, Inc. 1 4.88% $7,133
FREEDOM MORTGAGE CORPORATION 1 3.99% $2,110
First Interstate Bank 1 3.88% $5,589
American Southwest Credit Union 1 6.38% $2,716
INB 1 3.63% $3,550
INTERLINC MORTGAGE SERVICES, LLC 1 5.88% $6,497

Nogales Average Closing Costs & Other Stats

Nogales, AZ's 87 lenders originated 1,015 loans during 2022. The total origination value was $229,855,000, with an average loan value of $226,458.

Nogales's average closing costs are $4,864.

The top Nogales lender as defined by loan originations is SUNSTREET MORTGAGE, LLC, with 63 loans originated. Their average total fees are $5,362, which is $1,438 higher than the next largest lender, ALTITUDE FINANCIAL CORPORATION.

The lowest fee Nogales lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($3,924), NOVA FINANCIAL & INVESTMENT CORPORATION ($4,798), Wells Fargo Bank ($5,293), SUNSTREET MORTGAGE, LLC ($5,362) and GUILD MORTGAGE COMPANY ($6,145).

The lowest rate Nogales lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (4.07%), Wells Fargo Bank (4.29%), SUNSTREET MORTGAGE, LLC (4.35%), UNITED WHOLESALE MORTGAGE, LLC (4.47%) and QUICKEN LOANS, LLC (4.58%).

Nogales, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
SUNSTREET MORTGAGE, LLC $90,300,000 $34,670,000 -61.6% 15.1%
ALTITUDE FINANCIAL CORPORATION $16,605,000 $17,105,000 3.0% 7.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $21,775,000 $16,225,000 -25.5% 7.1%
QUICKEN LOANS, LLC $29,420,000 $15,275,000 -48.1% 6.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $11,150,000 n/a 4.9%
UNITED WHOLESALE MORTGAGE, LLC $13,080,000 $8,375,000 -36.0% 3.6%
Wells Fargo Bank $7,685,000 $6,280,000 -18.3% 2.7%
LOANDEPOT.COM, LLC $10,505,000 $6,220,000 -40.8% 2.7%
GUILD MORTGAGE COMPANY $4,785,000 $5,565,000 16.3% 2.4%
PENNYMAC LOAN SERVICES, LLC $7,975,000 $4,925,000 -38.2% 2.1%
Zions Bancorporation, N.A. $3,515,000 $4,390,000 24.9% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,415,000 $4,375,000 -19.2% 1.9%
Washington Federal Bank $1,995,000 $4,245,000 112.8% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $1,300,000 $3,645,000 180.4% 1.6%
Neighborhood Loans, Inc. $145,000 $3,600,000 2,382.8% 1.6%
JPMorgan Chase Bank $5,340,000 $3,295,000 -38.3% 1.4%
Mortgage Research Center, LLC $2,860,000 $2,945,000 3.0% 1.3%
BROKER SOLUTIONS, INC. $1,215,000 $2,530,000 108.2% 1.1%
CMG MORTGAGE, INC. $1,270,000 $2,460,000 93.7% 1.1%
V.I.P. MORTGAGE, INC. $2,805,000 $2,400,000 -14.4% 1.0%
MORIA DEVELOPMENT, INC. $1,640,000 $2,260,000 37.8% 1.0%
FREEDOM MORTGAGE CORPORATION $8,725,000 $2,245,000 -74.3% 1.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $530,000 $2,180,000 311.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $2,665,000 $2,050,000 -23.1% 0.9%
Flagstar Bank, FSB $1,040,000 $1,900,000 82.7% 0.8%
NEWREZ LLC $2,440,000 $1,700,000 -30.3% 0.7%
Prosperity Home Mortgage, LLC $1,105,000 $1,675,000 51.6% 0.7%
NAVY FEDERAL CREDIT UNION $1,875,000 $1,610,000 -14.1% 0.7%
INTERLINC MORTGAGE SERVICES, LLC $420,000 $1,500,000 257.1% 0.7%
AMERISAVE MORTGAGE CORPORATION $2,965,000 $1,470,000 -50.4% 0.6%
BETTER MORTGAGE CORPORATION $1,420,000 $1,455,000 2.5% 0.6%
MOVEMENT MORTGAGE, LLC $750,000 $1,455,000 94.0% 0.6%
U.S. Bank $1,520,000 $1,410,000 -7.2% 0.6%
CALIBER HOME LOANS, INC. $2,255,000 $1,385,000 -38.6% 0.6%
AMERICAN FINANCING CORPORATION $145,000 $1,290,000 789.7% 0.6%
Bank of America $815,000 $1,165,000 42.9% 0.5%
Morgan Stanley Private Bank $1,120,000 n/a 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,120,000 n/a 0.5%
USAA Federal Savings Bank $1,295,000 $1,080,000 -16.6% 0.5%
AMERICAN ADVISORS GROUP $465,000 $990,000 112.9% 0.4%
LOANPAL, LLC $745,000 $965,000 29.5% 0.4%
UMB Bank $965,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $940,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $680,000 $895,000 31.6% 0.4%
CHERRY CREEK MORTGAGE, LLC $265,000 $880,000 232.1% 0.4%
PNC Bank $785,000 $835,000 6.4% 0.4%
Western State Bank $800,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $2,360,000 $785,000 -66.7% 0.3%
Truist $765,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $470,000 $760,000 61.7% 0.3%
Watermark Capital, Inc. $225,000 $760,000 237.8% 0.3%
Umpqua Bank $265,000 $740,000 179.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $605,000 $725,000 19.8% 0.3%
SOVEREIGN LENDING GROUP INCORPORATED $760,000 $725,000 -4.6% 0.3%
HUGHES FEDERAL CREDIT UNION $145,000 $680,000 369.0% 0.3%
GUARANTEED RATE, INC. $5,335,000 $665,000 -87.5% 0.3%
The Federal Savings Bank $530,000 $665,000 25.5% 0.3%
GSF Mortgage Corporation $860,000 $645,000 -25.0% 0.3%
GENEVA FINANCIAL, LLC $1,625,000 $620,000 -61.8% 0.3%
AmeriHome Mortgage Company, LLC $855,000 $575,000 -32.7% 0.3%
AMERICAN INTERNET MORTGAGE, INC. $490,000 $555,000 13.3% 0.2%
NEW DAY FINANCIAL, LLC $1,555,000 $540,000 -65.3% 0.2%
CLEARPATH LENDING $1,575,000 $510,000 -67.6% 0.2%
TUCSON $25,000 $505,000 1,920.0% 0.2%
AMCAP MORTGAGE, LTD. $215,000 $500,000 132.6% 0.2%
VANTAGE WEST $1,250,000 $500,000 -60.0% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $365,000 $485,000 32.9% 0.2%
Financial Funding Solutions, Inc. $455,000 n/a 0.2%
Lend Smart Mortgage, LLC $1,430,000 $450,000 -68.5% 0.2%
SPRING EQ, LLC $450,000 n/a 0.2%
Ally Bank $1,350,000 $435,000 -67.8% 0.2%
NBKC BANK $430,000 n/a 0.2%
Semper Home Loans, Inc. $425,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $355,000 $420,000 18.3% 0.2%
BAY EQUITY LLC $600,000 $415,000 -30.8% 0.2%
Bell Bank $405,000 n/a 0.2%
STEARNS LENDING, LLC $135,000 $390,000 188.9% 0.2%
VILLAGE CAPITAL MORTGAGE $670,000 $380,000 -43.3% 0.2%
Northpointe Bank $375,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $165,000 $360,000 118.2% 0.2%
SUMMIT FUNDING, INC. $415,000 $360,000 -13.3% 0.2%
MANN FINANCIAL INC. $355,000 n/a 0.2%
ON Q FINANCIAL, INC. $345,000 n/a 0.2%
Heritage Bank $335,000 n/a 0.1%
INB $165,000 $335,000 103.0% 0.1%
First Credit Union $365,000 $330,000 -9.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $325,000 n/a 0.1%
Magnolia Bank $425,000 $320,000 -24.7% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $315,000 n/a 0.1%
Bank of Colorado $395,000 $305,000 -22.8% 0.1%
Bethpage Federal Credit Union $305,000 n/a 0.1%
Canyon State Credit Union $150,000 $305,000 103.3% 0.1%
EVERETT FINANCIAL, INC. $185,000 $305,000 64.9% 0.1%
SOFI LENDING CORP. $305,000 n/a 0.1%
First Guaranty Mortgage Corporation $395,000 $295,000 -25.3% 0.1%
Citadel Servicing Corporation $285,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $1,480,000 $285,000 -80.7% 0.1%
Nations Lending Corporation $1,075,000 $285,000 -73.5% 0.1%
DHI MORTGAGE COMPANY, LTD. $275,000 n/a 0.1%
SUN AMERICAN MORTGAGE COMPANY $275,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $265,000 n/a 0.1%
Equity Prime Mortgage LLC $95,000 $265,000 178.9% 0.1%
RESIDENTIAL BANCORP. $265,000 n/a 0.1%
STARBOARD FINANCIAL MANAGEMENT, LLC $635,000 $265,000 -58.3% 0.1%
BMO Harris Bank $195,000 $260,000 33.3% 0.1%
MOUNTAIN AMERICA $205,000 $260,000 26.8% 0.1%
ACADEMY MORTGAGE CORPORATION $675,000 $245,000 -63.7% 0.1%
TOP FLITE FINANCIAL, INC. $245,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $245,000 n/a 0.1%
EAGLE HOME MORTGAGE, LLC $235,000 n/a 0.1%
UBS Bank USA $235,000 n/a 0.1%
PREMIA MORTGAGE, LLC $225,000 n/a 0.1%
Quontic Bank $445,000 $225,000 -49.4% 0.1%
Strong Home Mortgage, LLC $255,000 $225,000 -11.8% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,220,000 $220,000 -82.0% 0.1%
Carrington Mortgage Services, LLC $720,000 $220,000 -69.4% 0.1%
Discover Bank $105,000 $220,000 109.5% 0.1%
MLD MORTGAGE INC. $350,000 $215,000 -38.6% 0.1%
American Southwest Credit Union $210,000 n/a 0.1%
First American Bank $2,155,000 $205,000 -90.5% 0.1%
KINECTA $205,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $205,000 n/a 0.1%
PIMA Federal Credit Union $4,330,000 $205,000 -95.3% 0.1%
Figure Lending LLC $170,000 $200,000 17.6% 0.1%
NFM, INC. $350,000 $195,000 -44.3% 0.1%
ALLIANT CREDIT UNION $75,000 $185,000 146.7% 0.1%
M&T Bank $520,000 $175,000 -66.3% 0.1%
DEEPHAVEN MORTGAGE LLC $165,000 n/a 0.1%
Lakeview Community Capital, LLC $290,000 $160,000 -44.8% 0.1%
Amerifirst Financial, Inc. $240,000 $155,000 -35.4% 0.1%
Charles Schwab Bank, SSB $155,000 n/a 0.1%
FirstBank $155,000 n/a 0.1%
First Interstate Bank $275,000 $155,000 -43.6% 0.1%
OneAZ Credit Union $250,000 $155,000 -38.0% 0.1%
KeyBank $295,000 $135,000 -54.2% 0.1%
PHH Mortgage Corporation $135,000 n/a 0.1%
DIRECT MORTGAGE, CORP. $105,000 n/a 0.0%
STAR ONE CREDIT UNION $105,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 n/a 0.0%
GEORGIA'S OWN $85,000 n/a 0.0%
BayCoast Bank $75,000 n/a 0.0%
Boeing Employees Credit Union $65,000 n/a 0.0%
CREDIT UNION WEST $55,000 $65,000 18.2% 0.0%
DESERT FINANCIAL FEDERAL CREDIT UNION $45,000 n/a 0.0%
ARIZONA $15,000 $35,000 133.3% 0.0%
Bank of the West $25,000 n/a 0.0%
AMERICA FIRST $155,000 $5,000 -96.8% 0.0%

Nogales's top lender by overall market share is SUNSTREET MORTGAGE, LLC, with 15.1% market share. In second place, with 7.4%, is ALTITUDE FINANCIAL CORPORATION, having originated $17,105,000 in loans. In third place, with 7.1%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $16,225,000 in loans. In fourth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $15,275,000 in loans. In fifth place, with 4.9%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $11,150,000 in loans.


Nogales Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $293,875 (6.3%) $447,542 (8.8%) 0.00 237
2018-02-01 $322,425 (25.3%) $494,955 (21.5%) 0.00 240
2018-03-01 $299,000 (8.2%) $460,061 (9.9%) 0.00 321
2018-04-01 $299,900 (9.1%) $471,752 (10.3%) 0.00 294
2018-05-01 $301,200 (7.6%) $493,543 (13.2%) 0.00 254
2018-06-01 $299,900 (2.7%) $510,073 (12.4%) 0.00 238
2018-07-01 $306,250 (7.6%) $525,446 (17.1%) 0.00 230
2018-08-01 $304,950 (8.6%) $511,727 (15.0%) 0.00 242
2018-09-01 $299,900 (7.2%) $484,159 (9.3%) 0.00 253
2018-10-01 $304,950 (4.7%) $478,079 (7.8%) 0.00 276
2018-11-01 $321,750 (13.5%) $512,235 (19.8%) 0.00 265
2018-12-01 $314,500 (10.8%) $498,011 (16.1%) 0.00 255
2019-01-01 $311,000 (5.8%) $500,107 (11.8%) 0.00 261
2019-02-01 $310,000 (-3.9%) $477,703 (-3.5%) 0.00 272
2019-03-01 $331,386 (10.8%) $497,744 (8.2%) 0.00 259
2019-04-01 $339,950 (13.4%) $505,903 (7.2%) 0.00 249
2019-05-01 $327,250 (8.7%) $514,299 (4.2%) 0.00 226
2019-06-01 $325,000 (8.4%) $505,931 (-0.8%) 0.00 234
2019-07-01 $317,225 (3.6%) $498,190 (-5.2%) 0.00 242
2019-08-01 $311,727 (2.2%) $491,145 (-4.0%) 0.00 243
2019-09-01 $306,818 (2.3%) $469,497 (-3.0%) 0.00 241
2019-10-01 $305,545 (0.2%) $455,417 (-4.7%) 0.00 239
2019-11-01 $329,000 (2.3%) $469,178 (-8.4%) 0.00 232
2019-12-01 $328,500 (4.5%) $466,443 (-6.3%) 0.00 231
2020-01-01 $327,100 (5.2%) $517,464 (3.5%) 0.00 230
2020-02-01 $354,500 (14.4%) $551,938 (15.5%) 0.00 212
2020-03-01 $370,725 (11.9%) $612,622 (23.1%) 0.00 208
2020-04-01 $380,000 (11.8%) $640,280 (26.6%) 0.00 199
2020-05-01 $375,000 (14.6%) $651,094 (26.6%) 0.00 188
2020-06-01 $363,750 (11.9%) $668,544 (32.1%) 0.00 171
2020-07-01 $389,000 (22.6%) $699,054 (40.3%) 0.00 156
2020-08-01 $397,000 (27.4%) $714,159 (45.4%) 0.00 138
2020-09-01 $352,500 (14.9%) $716,674 (52.7%) 0.00 137
2020-10-01 $350,000 (14.6%) $715,631 (57.1%) 0.00 126
2020-11-01 $392,000 (19.2%) $743,183 (58.4%) 0.00 121
2020-12-01 $378,250 (15.1%) $729,493 (56.4%) 0.00 114
2021-01-01 $399,000 (22.0%) $713,968 (38.0%) 0.00 112
2021-02-01 $390,750 (10.2%) $708,437 (28.4%) 0.00 104
2021-03-01 $499,904 (34.8%) $848,662 (38.5%) 0.00 82
2021-04-01 $491,250 (29.3%) $808,052 (26.2%) 0.00 90
2021-05-01 $498,748 (33.0%) $836,654 (28.5%) 0.00 81
2021-06-01 $464,450 (27.7%) $811,686 (21.4%) 0.00 85
2021-07-01 $429,000 (10.3%) $723,301 (3.5%) 0.00 86
2021-08-01 $429,000 (8.1%) $702,625 (-1.6%) 0.00 85
2021-09-01 $425,000 (20.6%) $681,972 (-4.8%) 0.00 92
2021-10-01 $382,500 (9.3%) $656,732 (-8.2%) 0.00 99
2021-11-01 $364,925 (-6.9%) $634,667 (-14.6%) 0.00 109
2021-12-01 $393,500 (4.0%) $645,627 (-11.5%) 0.00 102
2022-01-01 $424,950 (6.5%) $677,003 (-5.2%) 0.00 101
2022-02-01 $444,250 (13.7%) $668,032 (-5.7%) 0.00 101
2022-03-01 $457,250 (-8.5%) $726,445 (-14.4%) 0.00 96
2022-04-01 $392,000 (-20.2%) $695,136 (-14.0%) 0.00 91
2022-05-01 $390,750 (-21.7%) $715,057 (-14.5%) 0.00 88
2022-06-01 $392,000 (-15.6%) $682,802 (-15.9%) 0.00 94
2022-07-01 $382,250 (-10.9%) $631,613 (-12.7%) 0.00 114
2022-08-01 $354,450 (-17.4%) $571,658 (-18.6%) 0.00 143
2022-09-01 $349,975 (-17.7%) $571,860 (-16.2%) 0.00 141
2022-10-01 $350,000 (-8.5%) $573,454 (-12.7%) 0.00 154
2022-11-01 $347,450 (-4.8%) $566,097 (-10.8%) 0.00 162
2022-12-01 $329,900 (-16.2%) $543,713 (-15.8%) 0.00 165
2023-01-01 $329,975 (-22.4%) $540,077 (-20.2%) 0.00 169
2023-02-01 $337,225 (-24.1%) $537,429 (-19.6%) 0.00 162
2023-03-01 $345,000 (-24.6%) $577,777 (-20.5%) 0.00 154
2023-04-01 $330,000 (-15.8%) $536,380 (-22.8%) 0.00 170
2023-05-01 $327,500 (-16.2%) $522,782 (-26.9%) 0.00 168
2023-06-01 $331,500 (-15.4%) $521,908 (-23.6%) 0.00 165
2023-07-01 $349,000 (-8.7%) $543,590 (-13.9%) 0.00 171
2023-08-01 $351,475 (-0.8%) $640,330 (12.0%) 0.00 174
2023-09-01 $375,000 (7.2%) $752,596 (31.6%) 0.00 179
2023-10-01 $379,175 (8.3%) $734,757 (28.1%) 0.00 202
2023-11-01 $359,425 (3.5%) $742,818 (31.2%) 0.00 204
2023-12-01 $356,000 (7.9%) $844,947 (55.4%) 0.00 207
2024-01-01 $371,975 (12.7%) $856,028 (58.5%) 0.00 205
Nogales's median listing price for 2024-01-01 was $371,975, a difference of $42,000 (12.7%) versus the prior year and $15,975 versus the prior month.

Nogales's median listing price comes in at 0% of the national average.

Nogales's average listing price for 2024-01-01 was $856,028, a difference of $315,951 (58.5%) versus the prior year and $11,081 versus the prior month.

For the 2024-01-01 period, Nogales had 205 MLS listings, a difference of -2 listings (-1%) versus the prior month and 36 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Nogales (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,211 sqft
2018-02-01 0 days 2,240 sqft
2018-03-01 0 days 2,248 sqft
2018-04-01 0 days 2,330 sqft
2018-05-01 0 days 2,361 sqft
2018-06-01 0 days 2,404 sqft
2018-07-01 0 days 2,393 sqft
2018-08-01 0 days 2,345 sqft
2018-09-01 0 days 2,274 sqft
2018-10-01 0 days 2,258 sqft
2018-11-01 0 days 2,284 sqft
2018-12-01 0 days 2,241 sqft
2019-01-01 0 days 2,239 sqft
2019-02-01 0 days 2,229 sqft
2019-03-01 0 days 2,274 sqft
2019-04-01 0 days 2,280 sqft
2019-05-01 0 days 2,297 sqft
2019-06-01 0 days 2,293 sqft
2019-07-01 0 days 2,282 sqft
2019-08-01 0 days 2,253 sqft
2019-09-01 0 days 2,179 sqft
2019-10-01 0 days 2,129 sqft
2019-11-01 0 days 2,143 sqft
2019-12-01 0 days 2,104 sqft
2020-01-01 0 days 2,144 sqft
2020-02-01 0 days 2,197 sqft
2020-03-01 0 days 2,173 sqft
2020-04-01 0 days 2,155 sqft
2020-05-01 0 days 2,242 sqft
2020-06-01 0 days 2,202 sqft
2020-07-01 0 days 2,348 sqft
2020-08-01 0 days 2,318 sqft
2020-09-01 0 days 2,343 sqft
2020-10-01 0 days 2,182 sqft
2020-11-01 0 days 2,312 sqft
2020-12-01 0 days 2,217 sqft
2021-01-01 0 days 2,194 sqft
2021-02-01 0 days 2,282 sqft
2021-03-01 0 days 2,702 sqft
2021-04-01 0 days 2,574 sqft
2021-05-01 0 days 2,348 sqft
2021-06-01 0 days 2,364 sqft
2021-07-01 0 days 2,327 sqft
2021-08-01 0 days 2,332 sqft
2021-09-01 0 days 2,433 sqft
2021-10-01 0 days 2,230 sqft
2021-11-01 0 days 2,040 sqft
2021-12-01 0 days 2,200 sqft
2022-01-01 0 days 2,292 sqft
2022-02-01 0 days 2,200 sqft
2022-03-01 0 days 2,222 sqft
2022-04-01 0 days 2,198 sqft
2022-05-01 0 days 2,167 sqft
2022-06-01 0 days 2,169 sqft
2022-07-01 0 days 2,082 sqft
2022-08-01 0 days 2,004 sqft
2022-09-01 0 days 1,877 sqft
2022-10-01 0 days 1,915 sqft
2022-11-01 0 days 1,904 sqft
2022-12-01 0 days 1,803 sqft
2023-01-01 0 days 1,782 sqft
2023-02-01 0 days 1,763 sqft
2023-03-01 0 days 1,779 sqft
2023-04-01 0 days 1,777 sqft
2023-05-01 0 days 1,776 sqft
2023-06-01 0 days 1,796 sqft
2023-07-01 0 days 1,804 sqft
2023-08-01 0 days 1,838 sqft
2023-09-01 0 days 1,906 sqft
2023-10-01 0 days 1,904 sqft
2023-11-01 0 days 1,857 sqft
2023-12-01 0 days 1,804 sqft
2024-01-01 0 days 1,835 sqft
Nogales's median listing age (time on market) for 2024-01-01 was 0 days.

Nogales's median square footage for active listings during the 2024-01-01 period was 1,835 sqft. One year prior, the average listing was 1,782 sqft.

Nogales, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 512 $139,620,000 $272,695
Cash Out Refi 293 $57,075,000 $194,795
Refi 118 $23,240,000 $196,949
Other 50 $6,190,000 $123,800
Home Improvement 42 $3,730,000 $88,810

Nogales's most frequently cited loan purpose was Home Purchase, with 512 originations. The 2nd most popular reason was Cash Out Refi, with 293 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 319 $73,645,000 $230,862
5-6% 230 $54,470,000 $236,826
4-5% 215 $49,915,000 $232,163
6-7% 104 $22,750,000 $218,750
2.5-3% 62 $15,220,000 $245,484
7-8% 34 $7,200,000 $211,765
<2.5% 32 $5,480,000 $171,250
Over 8% 12 $670,000 $55,833

During 2022, Nogales's most frequently originated rate bucket was 3-4%, with 319 originations.

Loan Sizing (Nogales, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 461 $124,385,000 $269,816
$100k-200k 341 $52,375,000 $153,592
$100,000 or less 132 $8,290,000 $62,803
$400k-600k 63 $29,745,000 $472,143
$600k-1000k 14 $10,100,000 $721,429
$Over $1MM 4 $4,960,000 $1,240,000

Nogales's loan sizing saw the bucket of loans from $200k-400k with 461 originations, totaling $124,385,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 378 $100,870,000 $266,852
60-80% 284 $70,940,000 $249,789
40-60% 141 $28,325,000 $200,887
20-40% 96 $10,600,000 $110,417
Under 20% 50 $2,490,000 $49,800
Over 100% 30 $9,330,000 $311,000

Nogales's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 378 originations, totaling $100,870,000 in origination value.