American Savings Bank Fsb Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 549300BES7HNVKCDIM50

Tax ID: 99-0253492

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American Savings Bank Fsb is a smaller bank specializing in Home Improvement, Home Purchase, and Refi loans. American Savings Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Kapaa, and Hilo among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Savings Bank Fsb has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Savings Bank Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.48% 11/22/24
    30 Year Conventional Purchase 5.96% 11/22/24
    30 Year Conventional Refi 6.28% 11/22/24
    30 Year Cash-out Refi 6.33% 11/22/24
    30 Year VA Purchase 5.80% 11/22/24
    15 Year Conventional Purchase 5.98% 11/22/24
    15 Year Conventional Refi 5.88% 11/22/24
    15 Year Cash-out Refi 5.88% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Savings Bank Fsb Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Savings Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,228

    Origination Dollar Volume (All Markets)

    $854,190,000

    Employee count

    1,148

    Awards

    American Savings Bank FSB VA Loans gold American Savings Bank FSB VA Loans gold American Savings Bank FSB 30 Year Conventional Loans bronze American Savings Bank FSB VA Loans gold
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 2,235 $595,335,000 $266,369 $9,047 3.05%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 496 $143,590,000 $289,496 $5,833 3.69%
    Kapaa, HI (FHA|USDA|VA) 218 $62,380,000 $286,147 $6,577 3.26%
    Hilo, HI (FHA|USDA|VA) 279 $52,885,000 $189,552 $5,999 3.44%
    American Savings Bank Fsb's top markets include Urban Honolulu, Kahului, Kapaa, and Hilo among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American Savings Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ALOHA PACIFIC
    Similarity Rank: 37
    Hawaii Central FCU
    Similarity Rank: 51
    Maui County Federal Credit Union
    Similarity Rank: 51
    University of Hawaii Federal Credit Union
    Similarity Rank: 123
    HAWAIIAN FINANCIAL
    Similarity Rank: 162
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 196
    Territorial Savings Bank
    Similarity Rank: 228
    COMPASS HOME LOANS, LLC
    Similarity Rank: 300
    Honolulu HomeLoans, Inc.
    Similarity Rank: 344
    Central Pacific Bank
    Similarity Rank: 385

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 2,376 $435,490,000 $183,287 n/a 2.78%
    Conventional 833 $409,535,000 $491,639 $7,579 4.37%
    VA 19 $9,165,000 $482,368 $12,109 3.89%

    For 2018, American Savings Bank Fsb's most frequently originated type of loan was HELOC, with 2,376 originations. Their 2nd most popular type was Conventional, with 833 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 1,148 $197,340,000 $171,899 $6,390 2.78%
    Other 684 $110,290,000 $161,243 $0 2.84%
    Home Purchase 634 $278,060,000 $438,580 $7,342 4.17%
    Refi 517 $176,305,000 $341,015 $6,998 2.94%
    Cash Out Refi 245 $92,195,000 $376,306 $8,965 4.14%

    For 2018, American Savings Bank Fsb's most frequently cited loan purpose was Home Improvement, with 1,148 originations. The 2nd most popular reason was Other, with 684 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,166 $802,260,000 $253,399 $7,761 3.20%
    15 Year 45 $13,145,000 $292,111 $6,334 3.87%
    10 Year 7 $5,085,000 $726,429 $3,897 0.60%
    20 Year 4 $940,000 $235,000 $8,237 5.13%
    Other 3 $11,675,000 $3,891,667 $0 0.07%
    1 Year 1 $20,005,000 $20,005,000 $0 0.06%
    3 Year 1 $255,000 $255,000 $0 0.05%
    5 Year 1 $825,000 $825,000 $0 0.05%

    For 2018, American Savings Bank Fsb's most frequently cited loan duration was 30 Year, with 3,166 originations. The 2nd most popular length was 15 Year, with 45 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 275 $143,255,000 $520,927
    $<1k 216 $113,630,000 $526,065
    $2k-3k 114 $41,260,000 $361,930
    $1k-2k 98 $29,030,000 $296,224
    $3k-4k 70 $27,180,000 $388,286
    $4k-5k 67 $26,575,000 $396,642

    American Savings Bank Fsb's average total fees were $7,761, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 275 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 1,741 $363,155,000 $208,590
    4-5% 656 $271,100,000 $413,262
    3-4% 504 $145,860,000 $289,405
    5-6% 229 $54,835,000 $239,454
    2.5-3% 82 $16,430,000 $200,366
    6-7% 15 $2,685,000 $179,000
    7-8% 1 $125,000 $125,000

    During 2018, American Savings Bank Fsb's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was <2.5%, with 1,741 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,130 $302,090,000 $267,336 $6,493 3.19%
    $100k-200k 823 $114,085,000 $138,621 $4,732 3.02%
    $100,000 or less 662 $39,250,000 $59,290 $3,531 2.86%
    $400k-600k 378 $182,760,000 $483,492 $8,272 3.74%
    $600k-1MM 197 $140,815,000 $714,797 $10,309 3.98%
    $1MM+ 38 $75,190,000 $1,978,684 $10,613 3.57%

    2018 saw American Savings Bank Fsb place emphasis on $200k-400k loans with 1,130 originations, totaling $302,090,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 955 $243,875,000 $255,366 $8,522 3.12%
    $150k-250k 652 $212,850,000 $326,457 $8,690 3.18%
    $75k-100k 652 $135,390,000 $207,653 $6,871 3.23%
    $50k-75k 488 $90,950,000 $186,373 $6,104 3.35%
    $250k+ 229 $103,895,000 $453,690 $8,673 3.23%
    $50k or less 225 $26,475,000 $117,667 $5,742 3.29%

    American Savings Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 955 originations. The second most popular income band? $150k-250k, with 652 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 491 $129,355,000 $263,452 $7,632 3.16%
    20-30% 465 $122,105,000 $262,591 $7,315 3.24%
    49% 384 $67,150,000 $174,870 $8,007 2.91%
    44% 305 $76,985,000 $252,410 $8,276 3.19%
    43% 169 $48,985,000 $289,852 $7,139 3.35%
    <20% 153 $31,865,000 $208,268 $6,287 2.99%
    42% 147 $38,225,000 $260,034 $7,906 3.30%
    41% 139 $40,055,000 $288,165 $8,432 3.26%
    39% 136 $45,150,000 $331,985 $8,393 3.51%
    40% 131 $34,185,000 $260,954 $7,616 3.28%
    37% 130 $34,840,000 $268,000 $8,634 3.26%
    38% 128 $37,020,000 $289,219 $8,004 3.23%
    36% 108 $29,240,000 $270,741 $7,819 3.40%
    47% 84 $21,290,000 $253,452 $6,337 3.11%
    48% 82 $19,340,000 $235,854 $7,280 3.34%
    46% 77 $18,255,000 $237,078 $7,351 3.29%
    45% 65 $17,505,000 $269,308 $7,450 3.44%
    50-60% 17 $4,085,000 $240,294 $12,560 3.44%
    >60% 5 $785,000 $157,000 $0 4.25%

    American Savings Bank Fsb lent most frequently to those with DTI ratios of 30-36%, with 491 originations. The next most common DTI ratio? 20-30%, with 465 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1,759 $449,475,000 $255,529 $8,617 3.17%
    White 629 $155,135,000 $246,638 $7,052 3.22%
    Not provided 474 $141,400,000 $298,312 $6,163 3.37%
    Native Hawaiian or Islander 207 $43,455,000 $209,928 $7,045 3.30%
    Not applicable 9 $35,425,000 $3,936,111 $0 0.06%
    Japanese 31 $6,235,000 $201,129 $0 2.70%
    Filipino 39 $6,195,000 $158,846 $0 2.84%
    American Indian 23 $4,635,000 $201,522 $6,313 3.26%
    Black 17 $3,995,000 $235,000 $6,220 3.55%
    Chinese 19 $3,885,000 $204,474 $0 2.63%
    Other Pacific Islander 7 $1,525,000 $217,857 $0 2.52%
    Native Hawaiian 8 $1,410,000 $176,250 $0 2.63%
    Korean 3 $755,000 $251,667 $0 2.43%
    Other Asian 3 $665,000 $221,667 $0 2.63%

    Approval Rates

    Total approvals of all applications
    65.20%

    American Savings Bank Fsb has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    84.14%

    American Savings Bank Fsb has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,228 $854,190,000 $264,619

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 7 $34,795,000 $4,970,714
    Single Family (1-4 Units):Site-Built 3,221 $819,395,000 $254,391

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 932 $203,620,000 $218,476 $6,257 3.03%
    40-60% 384 $132,080,000 $343,958 $7,152 3.25%
    60-80% 588 $279,840,000 $475,918 $8,427 3.81%
    80-100% 221 $102,775,000 $465,045 $7,377 4.29%
    Over 100% 6 $3,000,000 $500,000 $13,883 2.78%
    Under 20% 1,097 $132,875,000 $121,126 $5,148 2.77%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERIS BANCORP Other type of mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American Savings Bank, FSB 100 Pauahi St Hilo, HI 96720 Full Service B&M $102,314
    American Savings Bank, FSB 1001 Bishop Street Honolulu, HI 96813 Full Service B&M $0
    American Savings Bank, FSB 1001 Bishop Street, Suite 100 Honolulu, HI 96813 Full Service B&M $1,133,241
    American Savings Bank, FSB 1089 Waimano Home Rd Pearl City, HI 96782 Full Service Retail $72,526
    American Savings Bank, FSB 111 East Puainako St Hilo, HI 96720 Full Service B&M $60,023
    American Savings Bank, FSB 1209 Piikoi Street Honolulu, HI 96814 Full Service B&M $147,903
    American Savings Bank, FSB 150 Ho'okele St Kahului, HI 96732 Full Service B&M $200,199
    American Savings Bank, FSB 154 Papalaua Street#101 Lahaina, HI 96761 Full Service B&M $71,813
    American Savings Bank, FSB 1600 Kapiolani Blvd Honolulu, HI 96814 Full Service B&M $252,012
    American Savings Bank, FSB 1620 North School Street Honolulu, HI 96817 Full Service B&M $247,939
    American Savings Bank, FSB 1806 South King Street Honolulu, HI 96826 Full Service B&M $164,603
    American Savings Bank, FSB 200-C Hamakua Drive Kailua, HI 96734 Full Service B&M $187,329
    American Savings Bank, FSB 2255 Kuhio Ave Honolulu, HI 96815 Full Service B&M $77,405
    American Savings Bank, FSB 2445 Campus Rd Hemenway Hall Honolulu, HI 96822 Full Service B&M $31,921
    American Savings Bank, FSB 255 Piikea Avenue Bldg #4 Kihei, HI 96753 Full Service B&M $110,659
    American Savings Bank, FSB 2851 East Manoa Rd Honolulu, HI 96822 Full Service B&M $119,488
    American Savings Bank, FSB 2939 Harding Ave Honolulu, HI 96816 Full Service Retail $40,264
    American Savings Bank, FSB 3221 Waialae Avenue Honolulu, HI 96816 Full Service B&M $234,043
    American Savings Bank, FSB 333 Keahole Street Honolulu, HI 96825 Full Service B&M $131,582
    American Savings Bank, FSB 370 Kehalani Village Drive Wailuku, HI 96793 Full Service Retail $11,881
    American Savings Bank, FSB 4-771 Kuhio Hwy Kapaa, HI 96746 Full Service Retail $65,027
    American Savings Bank, FSB 40 Ala Malama St Kaunakakai, HI 96748 Full Service B&M $40,707
    American Savings Bank, FSB 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $266,374
    American Savings Bank, FSB 4454 Nuhou Street Lihue, HI 96766 Full Service B&M $98,856
    American Savings Bank, FSB 45-1144 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $98,146
    American Savings Bank, FSB 45-480 Kaneohe Bay Dr Kaneohe, HI 96744 Full Service B&M $98,251
    American Savings Bank, FSB 4548 Kona Rd Hanapepe, HI 96716 Full Service B&M $18,145
    American Savings Bank, FSB 4561 Salt Lake Blvd Honolulu, HI 96818 Full Service Retail $46,838
    American Savings Bank, FSB 55 Pukalani Street #5504 Makawao, HI 96768 Full Service B&M $77,792
    American Savings Bank, FSB 55-510 Kamehameha Highway Laie, HI 96762 Full Service Retail $30,179
    American Savings Bank, FSB 555 North King St Honolulu, HI 96817 Full Service B&M $204,582
    American Savings Bank, FSB 649 California Avenue Wahiawa, HI 96786 Full Service B&M $79,493
    American Savings Bank, FSB 65-1158 Mamalahoa Hwy Kamuela, HI 96743 Full Service B&M $39,198
    American Savings Bank, FSB 66-197 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $65,898
    American Savings Bank, FSB 69 North Market St Wailuku, HI 96793 Full Service B&M $94,824
    American Savings Bank, FSB 700 Keeaumoku St Honolulu, HI 96814 Full Service Retail $31,035
    American Savings Bank, FSB 75-5644 Palani Rd Kailua Kona, HI 96740 Full Service B&M $91,948
    American Savings Bank, FSB 81-6644 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $44,218
    American Savings Bank, FSB 848 Ala Lilikoi Street Honolulu, HI 96818 Full Service B&M $129,846
    American Savings Bank, FSB 850 Kamehameha Hwy Pearl City, HI 96782 Full Service B&M $147,328
    American Savings Bank, FSB 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $50,250
    American Savings Bank, FSB 888 Wakea St Kapolei, HI 96707 Full Service B&M $46,777
    American Savings Bank, FSB 91-1101 Keaunui Dr Ewa Beach, HI 96706 Full Service B&M $88,180
    American Savings Bank, FSB 929 Queen Street Honolulu, HI 96814 Full Service B&M $68,786
    American Savings Bank, FSB 94-060 Farrington Hwy Waipahu, HI 96797 Full Service B&M $150,673
    American Savings Bank, FSB 94-1040 Waipio Uka St Waipahu, HI 96797 Full Service Retail $79,774
    American Savings Bank, FSB 95-1249 Meheula Parkway B-9 Mililani, HI 96789 Full Service B&M $90,583
    American Savings Bank, FSB 95-221 Kipapa Drive Mililani, HI 96789 Full Service B&M $121,042
    American Savings Bank, FSB 98-200 Kamehameha Highway Aiea, HI 96701 Full Service B&M $186,258
    American Savings Bank, FSB 99 North King Street Honolulu, HI 96817 Full Service B&M $120,449

    For 2018, American Savings Bank Fsb had 50 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $259,587
    Net interest income $244,048
    Total noninterest income $54,580
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $24,074
    Trading account gains and fees $0
    Additional Noninterest Income $30,506
    Pre-tax net operating income $106,578
    Securities gains (or losses, -) $0
    Income before extraordinary items $82,509
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $82,509
    Minority interest net income $0
    Net income $82,509
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $82,509

    American Savings Bank Fsb's gross interest income from loans was $259,587,000.
    American Savings Bank Fsb's net interest income from loans was $244,048,000.
    American Savings Bank Fsb's fee based income from loans was $24,074,000.
    American Savings Bank Fsb's net income from loans was $82,509,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $15,539
    Provision for credit losses $14,745
    Total noninterest expense $177,305
    Salaries and employee benefits $100,051
    Premises and equipment expense $24,259
    Additional noninterest expense $52,995
    Applicable income taxes $24,069
    Net charge-offs $16,263
    Cash dividends $50,000

    American Savings Bank Fsb's interest expense for loans was $15,539,000.
    American Savings Bank Fsb's payroll and benefits expense were $100,051,000.
    American Savings Bank Fsb's property, plant and equipment expenses $24,259,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,210,018
    Deposits held in domestic offices $6,210,018
    Deposits by Individuals, partnerships, and corporations $5,882,877
    Deposits by U.S. Government $38
    Deposits by States and political subdivisions in the U.S. $314,200
    Deposits by Commercial banks and other depository institutions in U.S. $12,903
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $441,961
    Demand deposits $258,597
    Nontransaction accounts $5,768,057
    Money market deposit accounts (MMDAs) $2,617,663
    Other savings deposits (excluding MMDAs) $2,322,553
    Total time deposits $827,841
    Total time and savings deposits $5,951,421
    Noninterest-bearing deposits $1,851,893
    Interest-bearing deposits $4,358,125
    Retail deposits $5,865,253
    IRAs and Keogh plan accounts $121,909
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $7,027,894
    Cash & Balances due from depository institutions $126,284
    Interest-bearing balances $4,225
    Total securities $1,530,408
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,792,707
    Loan and leases loss allowance $52,119
    Trading account assets $0
    Bank premises and fixed assets $214,415
    Other real estate owned $406
    Goodwill and other intangibles $90,252
    All other assets $273,422

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $7,027,894
    Total Liabilities $6,393,505
    Total deposits $6,210,018
    Interest-bearing deposits $4,358,125
    Deposits held in domestic offices $6,210,018
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $65,040
    Trading liabilities $0
    Other borrowed funds $45,000
    Subordinated debt $0
    All other liabilities $73,447

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,792,707
    Loan and leases loss allowance $52,119
    Total loans and leases (domestic) $4,844,826
    All real estate loans $3,991,515
    Real estate loans in domestic offices $3,991,515
    Construction and development loans $126,772
    Residential 1-4 family construction $56,109
    Other construction, all land development and other land $70,663
    Loans secured by nonfarm nonresidential properties $665,622
    Nonfarm nonresidential secured by owner-occupied properties $184,228
    Commercial real estate & other non-farm, non-residential $481,394
    Multifamily residential real estate $75,712
    1-4 family residential loans $3,123,409
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $5,584
    Commercial and industrial loans $539,170
    To non-U.S. addressees $317
    Loans to individuals $263,950
    Credit card loans $0
    Related Plans $26,931
    Consumer Auto Loans $0
    Other loans to individuals $237,019
    All other loans & leases $45,190
    Loans to foreign governments and official institutions $0
    Other loans $45,190
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $31,086
    Loans secured by real estate to non-U.S. addressees $7,572
    Restructured Loans & leases $25,822
    Non 1-4 family restructured loans & leases $4,126
    Total loans and leases (foreign) $0

    American Savings Bank FSB had $4,792,707,000 of loans outstanding in 2018. $3,991,515,000 of loans were in real estate loans. $126,772,000 of loans were in development loans. $75,712,000 of loans were in multifamily mortgage loans. $3,123,409,000 of loans were in 1-4 family mortgage loans. $5,584,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 85 $34,384 $404,518
    Nonfarm, nonresidential loans - <$100k 1 $56 $56,000
    Nonfarm, nonresidential loans - $100-250k 12 $1,719 $143,250
    Nonfarm, nonresidential loans - $250k-1MM 72 $32,609 $452,903
    Commercial & Industrial, US addressed loans - <$1MM 2,141 $93,916 $43,865
    Commercial & Industrial, US addressed loans - <$100k 1,957 $53,099 $27,133
    Commercial & Industrial, US addressed loans - $100-250k 80 $8,349 $104,363
    Commercial & Industrial, US addressed loans - $250k-1MM 104 $32,468 $312,192
    Agriculture operations loans - <$1MM 14 $432 $30,857
    Agriculture operations loans - <$100k 14 $432 $30,857