American Savings Bank Fsb Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 549300BES7HNVKCDIM50

Tax ID: 99-0253492

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American Savings Bank Fsb is a small bank specializing in Refi, Cash Out Refi, and Home Purchase loans. American Savings Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Savings Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Savings Bank Fsb is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.48% 4/22/24
    30 Year Conventional Purchase 5.96% 4/22/24
    30 Year Conventional Refi 6.28% 4/22/24
    30 Year Cash-out Refi 6.33% 4/22/24
    30 Year VA Purchase 5.80% 4/22/24
    15 Year Conventional Purchase 5.98% 4/22/24
    15 Year Conventional Refi 5.88% 4/22/24
    15 Year Cash-out Refi 5.88% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Savings Bank Fsb Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Savings Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,955

    Origination Dollar Volume (All Markets)

    $1,496,045,000

    Employee count

    1,074

    Awards

    American Savings Bank FSB VA Loans gold
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 2,812 $1,114,840,000 $396,458 $9,771 2.75%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 629 $236,165,000 $375,461 $6,532 3.12%
    Hilo, HI (FHA|USDA|VA) 320 $80,060,000 $250,188 $6,879 2.88%
    Kapaa, HI (FHA|USDA|VA) 194 $64,980,000 $334,948 $7,047 3.04%
    American Savings Bank Fsb's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American Savings Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HAWAIIAN FINANCIAL
    Similarity Rank: 92
    PACIFIC HOME LOANS, INC.
    Similarity Rank: 112
    ALOHA PACIFIC
    Similarity Rank: 124
    University of Hawaii Federal Credit Union
    Similarity Rank: 204
    American Mortgage and Insurance Inc.
    Similarity Rank: 495
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 568
    Territorial Savings Bank
    Similarity Rank: 572
    COMPASS HOME LOANS, LLC
    Similarity Rank: 1005
    American Savings Bank, FSB
    Similarity Rank: 1144
    Central Pacific Bank
    Similarity Rank: 1156

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,464 $1,173,240,000 $476,153 $8,808 3.06%
    HELOC 1,434 $293,640,000 $204,770 n/a 2.46%
    VA 57 $29,165,000 $511,667 $8,769 2.64%

    For 2020, American Savings Bank Fsb's most frequently originated type of loan was Conventional, with 2,464 originations. Their 2nd most popular type was HELOC, with 1,434 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,489 $607,085,000 $407,713 $7,945 2.83%
    Cash Out Refi 845 $384,525,000 $455,059 $10,049 3.02%
    Home Purchase 645 $325,395,000 $504,488 $8,846 3.05%
    Other 515 $101,755,000 $197,583 $9,475 2.56%
    Home Improvement 461 $77,285,000 $167,646 $14,238 2.55%

    For 2020, American Savings Bank Fsb's most frequently cited loan purpose was Refi, with 1,489 originations. The 2nd most popular reason was Cash Out Refi, with 845 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,496 $1,316,560,000 $376,590 $9,081 2.85%
    15 Year 328 $120,270,000 $366,677 $7,502 2.60%
    20 Year 113 $43,095,000 $381,372 $7,616 2.94%
    10 Year 11 $10,205,000 $927,727 $6,852 3.19%
    Other 6 $2,650,000 $441,667 $7,211 3.71%
    3 Year 1 $3,265,000 $3,265,000 $0 4.50%

    For 2020, American Savings Bank Fsb's most frequently cited loan duration was 30 Year, with 3,496 originations. The 2nd most popular length was 15 Year, with 328 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,231 $634,165,000 $515,162
    $<1k 411 $240,915,000 $586,168
    $3k-4k 249 $83,965,000 $337,209
    $4k-5k 233 $82,175,000 $352,682
    $2k-3k 203 $76,625,000 $377,463
    $1k-2k 178 $59,830,000 $336,124

    American Savings Bank Fsb's average total fees were $9,081, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,231 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 1,285 $339,145,000 $263,926
    3-4% 1,284 $589,030,000 $458,746
    2.5-3% 1,251 $531,265,000 $424,672
    4-5% 112 $32,220,000 $287,679
    5-6% 21 $4,065,000 $193,571
    6-7% 2 $320,000 $160,000

    During 2020, American Savings Bank Fsb's average interest rate for loans was 2.85%, while their most frequently originated rate bucket for loans was <2.5%, with 1,285 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,492 $430,430,000 $288,492 $7,024 2.77%
    $400k-600k 888 $435,650,000 $490,597 $9,653 2.95%
    $100k-200k 616 $89,770,000 $145,731 $4,966 2.66%
    $600k-1MM 512 $375,620,000 $733,633 $12,042 3.10%
    $100,000 or less 350 $21,680,000 $61,943 $4,145 2.69%
    $1MM+ 97 $142,895,000 $1,473,144 $12,688 3.10%

    2020 saw American Savings Bank Fsb place emphasis on $200k-400k loans with 1,492 originations, totaling $430,430,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,148 $427,330,000 $372,239 $9,247 2.83%
    $150k-250k 913 $391,755,000 $429,085 $10,087 2.78%
    $75k-100k 743 $235,285,000 $316,669 $8,140 2.85%
    $50k-75k 547 $136,555,000 $249,644 $6,753 2.89%
    $250k+ 385 $249,325,000 $647,597 $10,673 2.88%
    $50k or less 193 $29,115,000 $150,855 $5,309 2.83%

    American Savings Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 1,148 originations. The second most popular income band? $150k-250k, with 913 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 825 $301,625,000 $365,606 $8,569 2.83%
    30-36% 706 $276,400,000 $391,501 $8,838 2.85%
    44% 297 $106,165,000 $357,458 $8,858 2.82%
    <20% 257 $85,395,000 $332,276 $7,822 2.77%
    49% 256 $59,030,000 $230,586 $8,907 2.65%
    43% 179 $74,395,000 $415,615 $9,535 2.97%
    41% 176 $73,570,000 $418,011 $8,600 2.90%
    42% 175 $73,875,000 $422,143 $8,858 2.90%
    39% 159 $63,845,000 $401,541 $9,135 2.79%
    38% 159 $65,525,000 $412,107 $9,499 2.91%
    40% 150 $63,780,000 $425,200 $9,613 2.79%
    37% 141 $57,665,000 $408,972 $8,533 2.82%
    36% 137 $56,975,000 $415,876 $9,403 2.95%
    48% 86 $30,810,000 $358,256 $8,443 2.82%
    47% 79 $26,585,000 $336,519 $9,592 2.81%
    46% 74 $24,090,000 $325,541 $8,784 2.84%
    45% 61 $24,045,000 $394,180 $8,714 2.97%
    50-60% 15 $3,245,000 $216,333 $7,059 2.49%
    >60% 6 $4,080,000 $680,000 $6,871 2.75%

    American Savings Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 825 originations. The next most common DTI ratio? 30-36%, with 706 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,181 $792,085,000 $363,175 $9,074 2.82%
    Not provided 734 $306,730,000 $417,888 $8,932 2.85%
    White 734 $286,160,000 $389,864 $7,946 2.89%
    Native Hawaiian or Islander 204 $69,370,000 $340,049 $8,600 2.79%
    Not applicable 14 $22,820,000 $1,630,000 $0 3.54%
    American Indian 20 $5,510,000 $275,500 $8,470 2.83%
    Japanese 20 $3,920,000 $196,000 $0 2.25%
    Black 15 $3,485,000 $232,333 $4,654 3.15%
    Filipino 15 $2,405,000 $160,333 $0 2.62%
    Chinese 8 $1,220,000 $152,500 $0 2.66%
    Native Hawaiian 4 $1,110,000 $277,500 $0 3.00%
    Asian Indian 2 $440,000 $220,000 $0 2.63%
    Other Pacific Islander 2 $290,000 $145,000 $0 4.13%
    Korean 1 $255,000 $255,000 $0 1.50%
    Other Asian 1 $245,000 $245,000 $0 1.75%

    Approval Rates

    Total approvals of all applications
    80.57%

    American Savings Bank Fsb has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.49%

    American Savings Bank Fsb has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,955 $1,496,045,000 $378,267

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 11 $21,195,000 $1,926,818
    Single Family (1-4 Units):Manufactured 8 $3,020,000 $377,500
    Single Family (1-4 Units):Site-Built 3,936 $1,471,830,000 $373,941

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 877 $232,915,000 $265,582 $6,788 2.67%
    40-60% 953 $401,725,000 $421,537 $8,429 2.86%
    60-80% 1,113 $601,105,000 $540,076 $9,887 3.03%
    80-100% 340 $179,940,000 $529,235 $9,276 3.12%
    Over 100% 4 $1,890,000 $472,500 $15,843 2.91%
    Under 20% 668 $78,470,000 $117,470 $5,423 2.57%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    AMERICAN BANCSHARES MORTGAGE, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    AMERICAN BANCSHARES MORTGAGE, LLC FHA mortgage Closing on a mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American Savings Bank, FSB 200-C Hamakua Drive Kailua, HI 96734 Full Service B&M $221,933
    American Savings Bank, FSB 100 Pauahi St Hilo, HI 96720 Full Service B&M $120,835
    American Savings Bank, FSB 1001 Bishop Street Honolulu, HI 96813 Full Service B&M $361,456
    American Savings Bank, FSB 111 East Puainako St Hilo, HI 96720 Full Service B&M $71,886
    American Savings Bank, FSB 1209 Piikoi Street Honolulu, HI 96814 Full Service B&M $170,987
    American Savings Bank, FSB 150 Ho'okele St Kahului, HI 96732 Full Service B&M $250,508
    American Savings Bank, FSB 154 Papalaua Street#101 Lahaina, HI 96761 Full Service B&M $88,579
    American Savings Bank, FSB 1600 Kapiolani Blvd Honolulu, HI 96814 Full Service B&M $268,105
    American Savings Bank, FSB 1620 North School Street Honolulu, HI 96817 Full Service B&M $292,359
    American Savings Bank, FSB 1806 South King Street Honolulu, HI 96826 Full Service B&M $180,979
    American Savings Bank, FSB 2255 Kuhio Ave, Suite 105 Honolulu, HI 96815 Full Service B&M $86,500
    American Savings Bank, FSB 255 Piikea Avenue Bldg #4 Kihei, HI 96753 Full Service B&M $133,409
    American Savings Bank, FSB 2851 East Manoa Rd Honolulu, HI 96822 Full Service B&M $169,350
    American Savings Bank, FSB 300 North Beretania Street Honolulu, HI 96817 Full Service B&M $1,126,970
    American Savings Bank, FSB 3221 Waialae Avenue Honolulu, HI 96816 Full Service B&M $294,368
    American Savings Bank, FSB 333 Keahole Street Honolulu, HI 96825 Full Service B&M $140,935
    American Savings Bank, FSB 370 Kehalani Village Drive Wailuku, HI 96793 Full Service Retail $19,721
    American Savings Bank, FSB 4-771 Kuhio Hwy Kapaa, HI 96746 Full Service Retail $74,122
    American Savings Bank, FSB 40 Ala Malama St Kaunakakai, HI 96748 Full Service B&M $51,570
    American Savings Bank, FSB 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $280,268
    American Savings Bank, FSB 4454 Nuhou Street Lihue, HI 96766 Full Service B&M $130,651
    American Savings Bank, FSB 45-1144 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $111,795
    American Savings Bank, FSB 45-480 Kaneohe Bay Dr Kaneohe, HI 96744 Full Service B&M $108,319
    American Savings Bank, FSB 4548 Kona Rd Hanapepe, HI 96716 Full Service B&M $22,163
    American Savings Bank, FSB 55 Pukalani Street #5504 Makawao, HI 96768 Full Service B&M $94,675
    American Savings Bank, FSB 55-510 Kamehameha Highway Laie, HI 96762 Full Service Retail $36,664
    American Savings Bank, FSB 649 California Avenue Wahiawa, HI 96786 Full Service B&M $90,602
    American Savings Bank, FSB 65-1158 Mamalahoa Hwy Kamuela, HI 96743 Full Service B&M $40,898
    American Savings Bank, FSB 66-197 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $80,321
    American Savings Bank, FSB 69 North Market St Wailuku, HI 96793 Full Service B&M $120,757
    American Savings Bank, FSB 700 Keeaumoku St Honolulu, HI 96814 Full Service Retail $38,961
    American Savings Bank, FSB 75-5644 Palani Rd Kailua Kona, HI 96740 Full Service B&M $105,998
    American Savings Bank, FSB 81-6644 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $50,269
    American Savings Bank, FSB 848 Ala Lilikoi Street Honolulu, HI 96818 Full Service B&M $206,035
    American Savings Bank, FSB 850 Kamehameha Hwy Pearl City, HI 96782 Full Service B&M $239,546
    American Savings Bank, FSB 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $61,405
    American Savings Bank, FSB 888 Wakea St Kapolei, HI 96707 Full Service B&M $66,730
    American Savings Bank, FSB 91-1101 Keaunui Dr Ewa Beach, HI 96706 Full Service B&M $114,191
    American Savings Bank, FSB 929 Queen Street Honolulu, HI 96814 Full Service B&M $83,812
    American Savings Bank, FSB 94-060 Farrington Hwy Waipahu, HI 96797 Full Service B&M $179,914
    American Savings Bank, FSB 94-1040 Waipio Uka St Waipahu, HI 96797 Full Service Retail $96,873
    American Savings Bank, FSB 95-1249 Meheula Parkway B-9 Mililani, HI 96789 Full Service B&M $101,966
    American Savings Bank, FSB 95-221 Kipapa Drive Mililani, HI 96789 Full Service B&M $143,479
    American Savings Bank, FSB 98-200 Kamehameha Highway Aiea, HI 96701 Full Service B&M $193,187
    American Savings Bank, FSB 99 North King Street Honolulu, HI 96817 Full Service B&M $147,885

    For 2020, American Savings Bank Fsb had 45 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $245,660
    Net interest income $234,546
    Total noninterest income $67,895
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $17,942
    Trading account gains and fees $0
    Additional Noninterest Income $49,953
    Pre-tax net operating income $59,996
    Securities gains (or losses, -) $9,275
    Income before extraordinary items $57,583
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $57,583
    Minority interest net income $0
    Net income $57,583
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $49,884

    American Savings Bank Fsb's gross interest income from loans was $245,660,000.
    American Savings Bank Fsb's net interest income from loans was $234,546,000.
    American Savings Bank Fsb's fee based income from loans was $17,942,000.
    American Savings Bank Fsb's net income from loans was $57,583,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,114
    Provision for credit losses $49,811
    Total noninterest expense $192,634
    Salaries and employee benefits $107,964
    Premises and equipment expense $30,574
    Additional noninterest expense $54,096
    Applicable income taxes $11,688
    Net charge-offs $21,406
    Cash dividends $31,000

    American Savings Bank Fsb's interest expense for loans was $11,114,000.
    American Savings Bank Fsb's payroll and benefits expense were $107,964,000.
    American Savings Bank Fsb's property, plant and equipment expenses $30,574,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 15.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 2.0%
    Credit card loans 0.0%
    Other individual loans 2.0%
    Auto loans 0.0%
    Other consumer loans 2.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,440,948
    Deposits held in domestic offices $7,440,948
    Deposits by Individuals, partnerships, and corporations $7,278,218
    Deposits by U.S. Government $170
    Deposits by States and political subdivisions in the U.S. $107,432
    Deposits by Commercial banks and other depository institutions in U.S. $55,128
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $486,316
    Demand deposits $325,052
    Nontransaction accounts $6,954,632
    Money market deposit accounts (MMDAs) $3,532,075
    Other savings deposits (excluding MMDAs) $2,873,727
    Total time deposits $548,830
    Total time and savings deposits $7,115,896
    Noninterest-bearing deposits $2,652,491
    Interest-bearing deposits $4,788,457
    Retail deposits $7,324,192
    IRAs and Keogh plan accounts $120,915
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,396,533
    Cash & Balances due from depository institutions $292,726
    Interest-bearing balances $114,304
    Total securities $2,197,364
    Federal funds sold & reverse repurchase $0
    Net loans and leases $5,260,917
    Loan and leases loss allowance $101,201
    Trading account assets $0
    Bank premises and fixed assets $230,939
    Other real estate owned $43
    Goodwill and other intangibles $92,210
    All other assets $322,334

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,396,533
    Total Liabilities $7,660,358
    Total deposits $7,440,948
    Interest-bearing deposits $4,788,457
    Deposits held in domestic offices $7,440,948
    % insured (estimated) $84
    Federal funds purchased and repurchase agreements $89,670
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $129,740

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $5,260,917
    Loan and leases loss allowance $101,201
    Total loans and leases (domestic) $5,362,118
    All real estate loans $4,274,336
    Real estate loans in domestic offices $4,274,336
    Construction and development loans $163,923
    Residential 1-4 family construction $62,515
    Other construction, all land development and other land $101,408
    Loans secured by nonfarm nonresidential properties $862,403
    Nonfarm nonresidential secured by owner-occupied properties $229,678
    Commercial real estate & other non-farm, non-residential $632,725
    Multifamily residential real estate $105,603
    1-4 family residential loans $3,142,407
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $130
    Commercial and industrial loans $890,818
    To non-U.S. addressees $0
    Loans to individuals $167,708
    Credit card loans $0
    Related Plans $22,926
    Consumer Auto Loans $0
    Other loans to individuals $144,782
    All other loans & leases $46,826
    Loans to foreign governments and official institutions $0
    Other loans $37,997
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $25,629
    Loans secured by real estate to non-U.S. addressees $7,520
    Restructured Loans & leases $25,972
    Non 1-4 family restructured loans & leases $10,028
    Total loans and leases (foreign) $0

    American Savings Bank FSB had $5,260,917,000 of loans outstanding in 2020. $4,274,336,000 of loans were in real estate loans. $163,923,000 of loans were in development loans. $105,603,000 of loans were in multifamily mortgage loans. $3,142,407,000 of loans were in 1-4 family mortgage loans. $130,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 81 $33,070 $408,272
    Nonfarm, nonresidential loans - <$100k 1 $31 $31,000
    Nonfarm, nonresidential loans - $100-250k 10 $1,283 $128,300
    Nonfarm, nonresidential loans - $250k-1MM 70 $31,756 $453,657
    Commercial & Industrial, US addressed loans - <$1MM 5,308 $267,020 $50,305
    Commercial & Industrial, US addressed loans - <$100k 4,636 $119,621 $25,803
    Commercial & Industrial, US addressed loans - $100-250k 442 $57,404 $129,873
    Commercial & Industrial, US addressed loans - $250k-1MM 230 $89,995 $391,283
    Agriculture operations loans - <$1MM 5 $130 $26,000
    Agriculture operations loans - <$100k 5 $130 $26,000