American Savings Bank Fsb Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 549300BES7HNVKCDIM50

Tax ID: 99-0253492

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American Savings Bank Fsb is a small bank specializing in Home Purchase and Refi loans. American Savings Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, Kapaa, and San Francisco among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Savings Bank Fsb has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Savings Bank Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.48% 4/22/24
    30 Year Conventional Purchase 5.96% 4/22/24
    30 Year Conventional Refi 6.28% 4/22/24
    30 Year Cash-out Refi 6.33% 4/22/24
    30 Year VA Purchase 5.80% 4/22/24
    15 Year Conventional Purchase 5.98% 4/22/24
    15 Year Conventional Refi 5.88% 4/22/24
    15 Year Cash-out Refi 5.88% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Savings Bank Fsb Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Savings Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,533

    Origination Dollar Volume (All Markets)

    $1,116,595,000

    Employee count

    1,126

    Awards

    American Savings Bank FSB 30 Year Conventional Loans silver American Savings Bank FSB VA Loans silver American Savings Bank FSB 30 Year Conventional Loans silver American Savings Bank FSB VA Loans gold
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 2,618 $856,990,000 $327,345 $9,155 3.09%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 477 $152,005,000 $318,669 $5,653 3.70%
    Hilo, HI (FHA|USDA|VA) 263 $53,945,000 $205,114 $6,352 3.20%
    Kapaa, HI (FHA|USDA|VA) 174 $53,570,000 $307,874 $5,722 3.56%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
    American Savings Bank Fsb's top markets include Urban Honolulu, Kahului, Hilo, Kapaa, and San Francisco among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American Savings Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Maui County Federal Credit Union
    Similarity Rank: 62
    University of Hawaii Federal Credit Union
    Similarity Rank: 150
    ALOHA PACIFIC
    Similarity Rank: 225
    HAWAIIAN FINANCIAL
    Similarity Rank: 228
    Territorial Savings Bank
    Similarity Rank: 244
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 352
    Central Pacific Bank
    Similarity Rank: 585
    SIWELL, INC.
    Similarity Rank: 600
    Bank of Hawaii
    Similarity Rank: 732
    American Savings Bank, FSB
    Similarity Rank: 855

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 2,275 $477,365,000 $209,831 n/a 2.84%
    Conventional 1,225 $618,005,000 $504,494 $7,957 3.89%
    VA 33 $21,225,000 $643,182 $13,149 3.45%

    For 2019, American Savings Bank Fsb's most frequently originated type of loan was HELOC, with 2,275 originations. Their 2nd most popular type was Conventional, with 1,225 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 997 $186,535,000 $187,096 $0 2.90%
    Home Purchase 735 $355,905,000 $484,224 $8,070 3.89%
    Refi 728 $268,160,000 $368,352 $7,023 2.95%
    Other 621 $116,565,000 $187,705 $5,873 2.99%
    Cash Out Refi 452 $189,430,000 $419,093 $9,003 3.49%

    For 2019, American Savings Bank Fsb's most frequently cited loan purpose was Home Improvement, with 997 originations. The 2nd most popular reason was Home Purchase, with 735 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,396 $1,054,830,000 $310,610 $8,230 3.20%
    15 Year 104 $30,370,000 $292,019 $6,896 3.19%
    20 Year 19 $7,005,000 $368,684 $7,312 3.75%
    10 Year 9 $4,165,000 $462,778 $5,474 4.13%
    3 Year 2 $3,860,000 $1,930,000 $0 7.00%
    Other 2 $1,110,000 $555,000 $3,367 4.44%
    5 Year 1 $15,255,000 $15,255,000 $0 3.96%

    For 2019, American Savings Bank Fsb's most frequently cited loan duration was 30 Year, with 3,396 originations. The 2nd most popular length was 15 Year, with 104 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 448 $243,780,000 $544,152
    $<1k 344 $199,120,000 $578,837
    $1k-2k 135 $50,195,000 $371,815
    $2k-3k 119 $46,195,000 $388,193
    $4k-5k 102 $37,780,000 $370,392
    $3k-4k 100 $39,110,000 $391,100

    American Savings Bank Fsb's average total fees were $8,230, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 448 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,244 $490,630,000 $394,397
    <2.5% 952 $239,140,000 $251,197
    2.5-3% 729 $160,105,000 $219,623
    4-5% 396 $181,350,000 $457,955
    5-6% 159 $33,165,000 $208,585
    6-7% 53 $12,205,000 $230,283

    During 2019, American Savings Bank Fsb's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 1,244 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,288 $352,000,000 $273,292 $6,512 3.14%
    $100k-200k 771 $107,665,000 $139,643 $4,671 3.10%
    $400k-600k 572 $277,920,000 $485,874 $8,927 3.30%
    $100,000 or less 507 $31,215,000 $61,568 $3,844 3.11%
    $600k-1MM 320 $238,510,000 $745,344 $9,996 3.62%
    $1MM+ 75 $109,285,000 $1,457,133 $11,972 3.74%

    2019 saw American Savings Bank Fsb place emphasis on $200k-400k loans with 1,288 originations, totaling $352,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,060 $317,230,000 $299,274 $8,867 3.12%
    $150k-250k 850 $320,640,000 $377,224 $8,110 3.09%
    $75k-100k 622 $150,860,000 $242,540 $7,775 3.32%
    $50k-75k 475 $95,285,000 $200,600 $6,491 3.35%
    $250k+ 317 $183,125,000 $577,681 $9,511 3.31%
    $50k or less 191 $24,675,000 $129,188 $5,165 3.26%

    American Savings Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 1,060 originations. The second most popular income band? $150k-250k, with 850 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 569 $186,795,000 $328,286 $7,932 3.17%
    30-36% 565 $185,745,000 $328,752 $8,372 3.30%
    49% 428 $80,290,000 $187,593 $6,135 3.11%
    44% 350 $107,510,000 $307,171 $8,715 3.11%
    <20% 176 $47,790,000 $271,534 $6,661 2.99%
    43% 176 $61,990,000 $352,216 $8,755 3.34%
    39% 164 $58,390,000 $356,037 $8,590 3.22%
    42% 157 $58,665,000 $373,662 $7,900 3.51%
    41% 150 $50,660,000 $337,733 $9,322 3.23%
    40% 131 $45,445,000 $346,908 $8,639 3.10%
    37% 128 $45,600,000 $356,250 $8,214 3.20%
    36% 119 $40,165,000 $337,521 $6,970 3.26%
    38% 112 $43,740,000 $390,536 $8,422 3.32%
    46% 75 $23,955,000 $319,400 $9,153 3.12%
    47% 74 $18,460,000 $249,459 $7,050 3.42%
    48% 66 $16,650,000 $252,273 $6,565 2.96%
    45% 55 $14,075,000 $255,909 $5,281 3.39%
    50-60% 25 $6,135,000 $245,400 $14,742 2.46%
    >60% 3 $1,485,000 $495,000 $10,481 4.38%

    American Savings Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 569 originations. The next most common DTI ratio? 30-36%, with 565 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,001 $591,685,000 $295,695 $8,695 3.16%
    White 722 $243,330,000 $337,022 $7,136 3.30%
    Not provided 479 $171,465,000 $357,965 $7,479 3.32%
    Native Hawaiian or Islander 206 $61,660,000 $299,320 $8,871 3.21%
    Not applicable 8 $21,820,000 $2,727,500 $0 5.12%
    American Indian 19 $5,305,000 $279,211 $7,332 2.82%
    Filipino 24 $4,920,000 $205,000 $0 3.11%
    Black 18 $4,850,000 $269,444 $5,776 3.65%
    Japanese 26 $4,610,000 $177,308 $0 2.76%
    Chinese 16 $3,590,000 $224,375 $0 2.75%
    Native Hawaiian 7 $1,735,000 $247,857 $0 2.25%
    Samoan 2 $760,000 $380,000 $0 2.25%
    Other Pacific Islander 2 $290,000 $145,000 $0 3.25%
    Other Asian 1 $255,000 $255,000 $0 1.75%
    Korean 1 $215,000 $215,000 $0 1.75%
    Asian Indian 1 $105,000 $105,000 $0 2.75%

    Approval Rates

    Total approvals of all applications
    69.50%

    American Savings Bank Fsb has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    85.90%

    American Savings Bank Fsb has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,533 $1,116,595,000 $316,047

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $17,490,000 $4,372,500
    Single Family (1-4 Units):Site-Built 3,529 $1,099,105,000 $311,449

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 914 $211,380,000 $231,269 $6,749 3.04%
    40-60% 541 $202,235,000 $373,817 $7,377 3.15%
    60-80% 837 $445,275,000 $531,989 $8,769 3.40%
    80-100% 288 $149,450,000 $518,924 $8,249 3.92%
    Over 100% 3 $3,975,000 $1,325,000 $16,992 4.83%
    Under 20% 950 $104,280,000 $109,768 $5,178 3.01%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    AMERICAN BANCSHARES MORTGAGE, LLC Conventional home mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American Savings Bank, FSB 100 Pauahi St Hilo, HI 96720 Full Service B&M $104,017
    American Savings Bank, FSB 1001 Bishop Street Honolulu, HI 96813 Full Service B&M $339,302
    American Savings Bank, FSB 1089 Waimano Home Rd Pearl City, HI 96782 Full Service Retail $71,474
    American Savings Bank, FSB 111 East Puainako St Hilo, HI 96720 Full Service B&M $63,084
    American Savings Bank, FSB 1209 Piikoi Street Honolulu, HI 96814 Full Service B&M $154,026
    American Savings Bank, FSB 150 Ho'okele St Kahului, HI 96732 Full Service B&M $203,230
    American Savings Bank, FSB 154 Papalaua Street#101 Lahaina, HI 96761 Full Service B&M $75,314
    American Savings Bank, FSB 1600 Kapiolani Blvd Honolulu, HI 96814 Full Service B&M $242,503
    American Savings Bank, FSB 1620 North School Street Honolulu, HI 96817 Full Service B&M $253,192
    American Savings Bank, FSB 1806 South King Street Honolulu, HI 96826 Full Service B&M $167,063
    American Savings Bank, FSB 200-C Hamakua Drive Kailua, HI 96734 Full Service B&M $190,649
    American Savings Bank, FSB 2255 Kuhio Ave, Suite 105 Honolulu, HI 96815 Full Service B&M $73,389
    American Savings Bank, FSB 2445 Campus Rd Hemenway Hall Honolulu, HI 96822 Full Service B&M $32,216
    American Savings Bank, FSB 255 Piikea Avenue Bldg #4 Kihei, HI 96753 Full Service B&M $114,574
    American Savings Bank, FSB 2851 East Manoa Rd Honolulu, HI 96822 Full Service B&M $123,443
    American Savings Bank, FSB 2939 Harding Ave Honolulu, HI 96816 Full Service Retail $42,294
    American Savings Bank, FSB 300 North Beretania Street Honolulu, HI 96817 Full Service B&M $865,020
    American Savings Bank, FSB 3221 Waialae Avenue Honolulu, HI 96816 Full Service B&M $226,951
    American Savings Bank, FSB 333 Keahole Street Honolulu, HI 96825 Full Service B&M $127,840
    American Savings Bank, FSB 370 Kehalani Village Drive Wailuku, HI 96793 Full Service Retail $17,736
    American Savings Bank, FSB 4-771 Kuhio Hwy Kapaa, HI 96746 Full Service Retail $66,193
    American Savings Bank, FSB 40 Ala Malama St Kaunakakai, HI 96748 Full Service B&M $44,477
    American Savings Bank, FSB 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $255,378
    American Savings Bank, FSB 4454 Nuhou Street Lihue, HI 96766 Full Service B&M $101,112
    American Savings Bank, FSB 45-1144 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $103,486
    American Savings Bank, FSB 45-480 Kaneohe Bay Dr Kaneohe, HI 96744 Full Service B&M $99,695
    American Savings Bank, FSB 4548 Kona Rd Hanapepe, HI 96716 Full Service B&M $19,391
    American Savings Bank, FSB 4561 Salt Lake Blvd Honolulu, HI 96818 Full Service Retail $48,404
    American Savings Bank, FSB 55 Pukalani Street #5504 Makawao, HI 96768 Full Service B&M $80,102
    American Savings Bank, FSB 55-510 Kamehameha Highway Laie, HI 96762 Full Service Retail $31,542
    American Savings Bank, FSB 555 North King St Honolulu, HI 96817 Full Service B&M $202,512
    American Savings Bank, FSB 649 California Avenue Wahiawa, HI 96786 Full Service B&M $78,271
    American Savings Bank, FSB 65-1158 Mamalahoa Hwy Kamuela, HI 96743 Full Service B&M $35,588
    American Savings Bank, FSB 66-197 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $71,131
    American Savings Bank, FSB 69 North Market St Wailuku, HI 96793 Full Service B&M $94,472
    American Savings Bank, FSB 700 Keeaumoku St Honolulu, HI 96814 Full Service Retail $31,475
    American Savings Bank, FSB 75-5644 Palani Rd Kailua Kona, HI 96740 Full Service B&M $93,595
    American Savings Bank, FSB 81-6644 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $43,333
    American Savings Bank, FSB 848 Ala Lilikoi Street Honolulu, HI 96818 Full Service B&M $137,303
    American Savings Bank, FSB 850 Kamehameha Hwy Pearl City, HI 96782 Full Service B&M $143,878
    American Savings Bank, FSB 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $55,023
    American Savings Bank, FSB 888 Wakea St Kapolei, HI 96707 Full Service B&M $51,537
    American Savings Bank, FSB 91-1101 Keaunui Dr Ewa Beach, HI 96706 Full Service B&M $90,501
    American Savings Bank, FSB 929 Queen Street Honolulu, HI 96814 Full Service B&M $67,536
    American Savings Bank, FSB 94-060 Farrington Hwy Waipahu, HI 96797 Full Service B&M $156,181
    American Savings Bank, FSB 94-1040 Waipio Uka St Waipahu, HI 96797 Full Service Retail $83,156
    American Savings Bank, FSB 95-1249 Meheula Parkway B-9 Mililani, HI 96789 Full Service B&M $91,417
    American Savings Bank, FSB 95-221 Kipapa Drive Mililani, HI 96789 Full Service B&M $126,562
    American Savings Bank, FSB 98-200 Kamehameha Highway Aiea, HI 96701 Full Service B&M $181,590
    American Savings Bank, FSB 99 North King Street Honolulu, HI 96817 Full Service B&M $124,539

    For 2019, American Savings Bank Fsb had 50 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $267,790
    Net interest income $249,350
    Total noninterest income $71,088
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $23,623
    Trading account gains and fees $0
    Additional Noninterest Income $47,465
    Pre-tax net operating income $111,381
    Securities gains (or losses, -) $653
    Income before extraordinary items $88,973
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $88,973
    Minority interest net income $0
    Net income $88,973
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $88,457

    American Savings Bank Fsb's gross interest income from loans was $267,790,000.
    American Savings Bank Fsb's net interest income from loans was $249,350,000.
    American Savings Bank Fsb's fee based income from loans was $23,623,000.
    American Savings Bank Fsb's net income from loans was $88,973,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,440
    Provision for credit losses $23,480
    Total noninterest expense $185,577
    Salaries and employee benefits $103,956
    Premises and equipment expense $30,032
    Additional noninterest expense $51,589
    Applicable income taxes $23,061
    Net charge-offs $22,244
    Cash dividends $56,000

    American Savings Bank Fsb's interest expense for loans was $18,440,000.
    American Savings Bank Fsb's payroll and benefits expense were $103,956,000.
    American Savings Bank Fsb's property, plant and equipment expenses $30,032,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 2.0%
    Credit card loans 0.0%
    Other individual loans 2.0%
    Auto loans 0.0%
    Other consumer loans 2.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,308,991
    Deposits held in domestic offices $6,308,991
    Deposits by Individuals, partnerships, and corporations $6,021,713
    Deposits by U.S. Government $31
    Deposits by States and political subdivisions in the U.S. $275,004
    Deposits by Commercial banks and other depository institutions in U.S. $12,243
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $423,741
    Demand deposits $241,478
    Nontransaction accounts $5,885,250
    Money market deposit accounts (MMDAs) $2,735,902
    Other savings deposits (excluding MMDAs) $2,379,522
    Total time deposits $769,826
    Total time and savings deposits $6,067,513
    Noninterest-bearing deposits $1,946,770
    Interest-bearing deposits $4,362,221
    Retail deposits $6,011,279
    IRAs and Keogh plan accounts $117,656
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $7,233,017
    Cash & Balances due from depository institutions $178,398
    Interest-bearing balances $48,628
    Total securities $1,372,277
    Federal funds sold & reverse repurchase $0
    Net loans and leases $5,080,107
    Loan and leases loss allowance $53,355
    Trading account assets $0
    Bank premises and fixed assets $225,926
    Other real estate owned $0
    Goodwill and other intangibles $91,291
    All other assets $285,018

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $7,233,017
    Total Liabilities $6,533,966
    Total deposits $6,308,991
    Interest-bearing deposits $4,362,221
    Deposits held in domestic offices $6,308,991
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $115,110
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $109,865

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $5,080,107
    Loan and leases loss allowance $53,355
    Total loans and leases (domestic) $5,133,462
    All real estate loans $4,211,242
    Real estate loans in domestic offices $4,211,242
    Construction and development loans $99,663
    Residential 1-4 family construction $38,882
    Other construction, all land development and other land $60,781
    Loans secured by nonfarm nonresidential properties $720,271
    Nonfarm nonresidential secured by owner-occupied properties $209,742
    Commercial real estate & other non-farm, non-residential $510,529
    Multifamily residential real estate $101,875
    1-4 family residential loans $3,289,433
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $3,308
    Commercial and industrial loans $616,486
    To non-U.S. addressees $0
    Loans to individuals $255,518
    Credit card loans $0
    Related Plans $29,109
    Consumer Auto Loans $0
    Other loans to individuals $226,409
    All other loans & leases $53,282
    Loans to foreign governments and official institutions $0
    Other loans $43,715
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $31,971
    Loans secured by real estate to non-U.S. addressees $7,153
    Restructured Loans & leases $26,056
    Non 1-4 family restructured loans & leases $6,168
    Total loans and leases (foreign) $0

    American Savings Bank FSB had $5,080,107,000 of loans outstanding in 2019. $4,211,242,000 of loans were in real estate loans. $99,663,000 of loans were in development loans. $101,875,000 of loans were in multifamily mortgage loans. $3,289,433,000 of loans were in 1-4 family mortgage loans. $3,308,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 83 $34,331 $413,627
    Nonfarm, nonresidential loans - <$100k 1 $44 $44,000
    Nonfarm, nonresidential loans - $100-250k 11 $1,490 $135,455
    Nonfarm, nonresidential loans - $250k-1MM 71 $32,797 $461,930
    Commercial & Industrial, US addressed loans - <$1MM 1,936 $79,562 $41,096
    Commercial & Industrial, US addressed loans - <$100k 1,772 $44,577 $25,156
    Commercial & Industrial, US addressed loans - $100-250k 72 $7,090 $98,472
    Commercial & Industrial, US addressed loans - $250k-1MM 92 $27,895 $303,207
    Agriculture operations loans - <$1MM 9 $236 $26,222
    Agriculture operations loans - <$100k 9 $236 $26,222