American Savings Bank Fsb Mortgage Rates, Fees & Info

Honolulu, HI

LEI: 549300BES7HNVKCDIM50

Tax ID: 99-0253492

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American Savings Bank Fsb is a small bank specializing in Refi, Home Purchase, and Cash Out Refi loans. American Savings Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Savings Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Savings Bank Fsb is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.48% 11/21/24
    30 Year Conventional Purchase 5.96% 11/21/24
    30 Year Conventional Refi 6.28% 11/21/24
    30 Year Cash-out Refi 6.33% 11/21/24
    30 Year VA Purchase 5.80% 11/21/24
    15 Year Conventional Purchase 5.98% 11/21/24
    15 Year Conventional Refi 5.88% 11/21/24
    15 Year Cash-out Refi 5.88% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Savings Bank Fsb Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Savings Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    4,351

    Origination Dollar Volume (All Markets)

    $1,633,185,000

    Employee count

    1,088

    Awards

    American Savings Bank FSB 30 Year Conventional Loans bronze American Savings Bank FSB VA Loans gold American Savings Bank FSB 30 Year Conventional Loans silver American Savings Bank FSB VA Loans gold
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 3,230 $1,262,590,000 $390,895 $10,090 2.54%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 589 $213,425,000 $362,351 $7,648 2.81%
    Hilo, HI (FHA|USDA|VA) 333 $91,915,000 $276,021 $8,424 2.63%
    Kapaa, HI (FHA|USDA|VA) 199 $65,255,000 $327,915 $6,155 2.72%
    American Savings Bank Fsb's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American Savings Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HONOLULU
    Similarity Rank: 53
    ALOHA PACIFIC
    Similarity Rank: 140
    University of Hawaii Federal Credit Union
    Similarity Rank: 204
    HAWAIIAN FINANCIAL
    Similarity Rank: 212
    American Mortgage and Insurance Inc.
    Similarity Rank: 520
    Territorial Savings Bank
    Similarity Rank: 532
    HAWAIIUSA FEDERAL CREDIT UNION
    Similarity Rank: 664
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 676
    COMPASS HOME LOANS, LLC
    Similarity Rank: 704
    PACIFIC HOME LOANS, INC.
    Similarity Rank: 783

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,419 $1,220,685,000 $504,624 $9,392 2.85%
    HELOC 1,907 $401,295,000 $210,433 n/a 2.26%
    VA 25 $11,205,000 $448,200 $10,941 2.35%

    For 2021, American Savings Bank Fsb's most frequently originated type of loan was Conventional, with 2,419 originations. Their 2nd most popular type was HELOC, with 1,907 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,215 $479,555,000 $394,695 $8,404 2.57%
    Home Purchase 1,009 $530,045,000 $525,317 $9,739 2.88%
    Cash Out Refi 771 $344,735,000 $447,127 $10,302 2.81%
    Home Improvement 720 $142,350,000 $197,708 $0 2.26%
    Other 636 $136,500,000 $214,623 $7,008 2.28%

    For 2021, American Savings Bank Fsb's most frequently cited loan purpose was Refi, with 1,215 originations. The 2nd most popular reason was Home Purchase, with 1,009 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,897 $1,444,615,000 $370,699 $9,865 2.60%
    15 Year 312 $116,870,000 $374,583 $7,096 2.34%
    20 Year 105 $34,525,000 $328,810 $7,710 2.68%
    30+ year 19 $12,805,000 $673,947 $8,988 3.42%
    10 Year 9 $9,695,000 $1,077,222 $6,548 2.91%
    Other 8 $12,470,000 $1,558,750 $8,034 3.19%
    5 Year 1 $2,205,000 $2,205,000 $0 2.75%

    For 2021, American Savings Bank Fsb's most frequently cited loan duration was 30 Year, with 3,897 originations. The 2nd most popular length was 15 Year, with 312 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,279 $667,325,000 $521,755
    $<1k 347 $223,285,000 $643,473
    $4k-5k 230 $85,260,000 $370,696
    $3k-4k 210 $81,510,000 $388,143
    $2k-3k 206 $80,800,000 $392,233
    $1k-2k 156 $53,040,000 $340,000

    American Savings Bank Fsb's average total fees were $9,865, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,279 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 2,118 $518,710,000 $244,906
    2.5-3% 1,438 $715,190,000 $497,350
    3-4% 593 $350,055,000 $590,312
    4-5% 202 $49,230,000 $243,713

    During 2021, American Savings Bank Fsb's average interest rate for loans was 2.60%, while their most frequently originated rate bucket for loans was <2.5%, with 2,118 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,613 $458,985,000 $284,554 $7,585 2.57%
    $400k-600k 888 $419,760,000 $472,703 $10,139 2.70%
    $100k-200k 762 $111,150,000 $145,866 $5,115 2.43%
    $600k-1MM 480 $360,310,000 $750,646 $12,687 2.90%
    $100,000 or less 437 $27,555,000 $63,055 $4,223 2.25%
    $1MM+ 171 $255,425,000 $1,493,713 $13,957 2.97%

    2021 saw American Savings Bank Fsb place emphasis on $200k-400k loans with 1,613 originations, totaling $458,985,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,245 $437,485,000 $351,394 $9,834 2.54%
    $150k-250k 1,032 $449,060,000 $435,136 $10,665 2.59%
    $75k-100k 733 $218,075,000 $297,510 $8,537 2.64%
    $50k-75k 655 $154,325,000 $235,611 $7,600 2.62%
    $250k+ 425 $292,505,000 $688,247 $11,142 2.66%
    $50k or less 227 $36,545,000 $160,991 $6,193 2.60%

    American Savings Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 1,245 originations. The second most popular income band? $150k-250k, with 1,032 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 812 $296,110,000 $364,667 $8,860 2.58%
    30-36% 762 $292,650,000 $384,055 $9,211 2.67%
    49% 382 $82,750,000 $216,623 $9,937 2.37%
    44% 335 $127,365,000 $380,194 $11,473 2.56%
    <20% 266 $86,830,000 $326,429 $7,994 2.49%
    41% 204 $84,520,000 $414,314 $10,156 2.56%
    39% 197 $82,385,000 $418,198 $9,632 2.67%
    40% 184 $73,740,000 $400,761 $9,403 2.61%
    43% 180 $72,880,000 $404,889 $9,876 2.67%
    42% 176 $71,930,000 $408,693 $9,504 2.68%
    37% 165 $66,155,000 $400,939 $9,573 2.74%
    38% 155 $66,465,000 $428,806 $10,039 2.71%
    36% 140 $59,280,000 $423,429 $9,950 2.61%
    45% 91 $37,145,000 $408,187 $9,239 2.52%
    47% 89 $29,045,000 $326,348 $10,025 2.60%
    46% 87 $29,625,000 $340,517 $9,419 2.69%
    48% 80 $26,530,000 $331,625 $8,528 2.36%
    50-60% 28 $6,620,000 $236,429 $8,513 2.29%
    >60% 2 $490,000 $245,000 $6,969 2.18%

    American Savings Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 812 originations. The next most common DTI ratio? 30-36%, with 762 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,563 $882,505,000 $344,325 $9,496 2.59%
    White 780 $325,720,000 $417,590 $8,979 2.62%
    Not provided 651 $290,985,000 $446,982 $9,490 2.61%
    Native Hawaiian or Islander 219 $64,245,000 $293,356 $9,300 2.59%
    Not applicable 13 $31,835,000 $2,448,846 $0 3.34%
    Japanese 38 $9,900,000 $260,526 $13,095 2.18%
    American Indian 16 $6,000,000 $375,000 $8,259 2.99%
    Filipino 24 $5,690,000 $237,083 $9,062 2.37%
    Chinese 17 $5,575,000 $327,941 $9,292 2.34%
    Black 13 $4,455,000 $342,692 $10,523 2.39%
    Korean 4 $1,950,000 $487,500 $7,283 2.50%
    Native Hawaiian 6 $1,610,000 $268,333 $33,446 2.39%
    Asian Indian 2 $1,100,000 $550,000 $7,003 2.56%
    Vietnamese 2 $920,000 $460,000 $11,598 2.62%
    Other Pacific Islander 2 $460,000 $230,000 $0 2.75%
    Other Asian 1 $235,000 $235,000 $0 1.00%

    Approval Rates

    Total approvals of all applications
    76.80%

    American Savings Bank Fsb has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.24%

    American Savings Bank Fsb has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,351 $1,633,185,000 $375,359

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,351 $1,633,185,000 $375,359

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,003 $265,465,000 $264,671 $7,269 2.41%
    40-60% 975 $417,595,000 $428,303 $8,912 2.67%
    60-80% 1,140 $638,520,000 $560,105 $10,468 2.86%
    80-100% 311 $195,445,000 $628,441 $10,311 2.92%
    Over 100% 2 $1,140,000 $570,000 $16,571 2.38%
    Under 20% 920 $115,020,000 $125,022 $5,718 2.27%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERICAN BANCSHARES MORTGAGE, LLC Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American Savings Bank, FSB 100 Pauahi St Hilo, HI 96720 Full Service B&M $215,663
    American Savings Bank, FSB 1001 Bishop Street Honolulu, HI 96813 Full Service B&M $405,521
    American Savings Bank, FSB 1209 Piikoi Street Honolulu, HI 96814 Full Service B&M $185,619
    American Savings Bank, FSB 150 Ho'okele St Kahului, HI 96732 Full Service B&M $294,265
    American Savings Bank, FSB 154 Papalaua Street#101 Lahaina, HI 96761 Full Service B&M $105,332
    American Savings Bank, FSB 1600 Kapiolani Blvd Honolulu, HI 96814 Full Service B&M $292,991
    American Savings Bank, FSB 1620 North School Street Honolulu, HI 96817 Full Service B&M $194,483
    American Savings Bank, FSB 1806 South King Street Honolulu, HI 96826 Full Service B&M $195,871
    American Savings Bank, FSB 200-C Hamakua Drive Kailua, HI 96734 Full Service B&M $242,994
    American Savings Bank, FSB 2110 N. King Street Honolulu, HI 96819 Full Service B&M $372,587
    American Savings Bank, FSB 2255 Kuhio Ave, Suite 105 Honolulu, HI 96815 Full Service B&M $94,446
    American Savings Bank, FSB 255 Piikea Avenue Bldg #4 Kihei, HI 96753 Full Service B&M $162,650
    American Savings Bank, FSB 2851 East Manoa Rd Honolulu, HI 96822 Full Service B&M $186,187
    American Savings Bank, FSB 300 North Beretania Street Honolulu, HI 96817 Full Service B&M $943,600
    American Savings Bank, FSB 3221 Waialae Avenue Honolulu, HI 96816 Full Service B&M $325,605
    American Savings Bank, FSB 333 Keahole Street Honolulu, HI 96825 Full Service B&M $162,499
    American Savings Bank, FSB 370 Kehalani Village Drive Wailuku, HI 96793 Full Service Retail $21,391
    American Savings Bank, FSB 40 Ala Malama St Kaunakakai, HI 96748 Full Service B&M $59,009
    American Savings Bank, FSB 4211 Waialae Avenue Honolulu, HI 96816 Full Service B&M $315,026
    American Savings Bank, FSB 4454 Nuhou Street Lihue, HI 96766 Full Service B&M $241,819
    American Savings Bank, FSB 45-1144 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $243,933
    American Savings Bank, FSB 4548 Kona Rd Hanapepe, HI 96716 Full Service B&M $24,170
    American Savings Bank, FSB 55 Pukalani Street #5504 Makawao, HI 96768 Full Service B&M $106,456
    American Savings Bank, FSB 55-510 Kamehameha Highway Laie, HI 96762 Full Service Retail $44,023
    American Savings Bank, FSB 649 California Avenue Wahiawa, HI 96786 Full Service B&M $101,739
    American Savings Bank, FSB 65-1158 Mamalahoa Hwy Kamuela, HI 96743 Full Service B&M $53,181
    American Savings Bank, FSB 66-197 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $101,644
    American Savings Bank, FSB 69 North Market St Wailuku, HI 96793 Full Service B&M $133,347
    American Savings Bank, FSB 700 Keeaumoku St Honolulu, HI 96814 Full Service Retail $41,416
    American Savings Bank, FSB 75-5644 Palani Rd Kailua Kona, HI 96740 Full Service B&M $133,925
    American Savings Bank, FSB 81-6644 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $56,129
    American Savings Bank, FSB 848 Ala Lilikoi Street Honolulu, HI 96818 Full Service B&M $226,317
    American Savings Bank, FSB 850 Kamehameha Hwy Pearl City, HI 96782 Full Service B&M $261,174
    American Savings Bank, FSB 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $70,310
    American Savings Bank, FSB 888 Wakea St Kapolei, HI 96707 Full Service B&M $79,358
    American Savings Bank, FSB 91-1101 Keaunui Dr Ewa Beach, HI 96706 Full Service B&M $134,327
    American Savings Bank, FSB 929 Queen Street Honolulu, HI 96814 Full Service B&M $99,211
    American Savings Bank, FSB 94-060 Farrington Hwy Waipahu, HI 96797 Full Service B&M $207,858
    American Savings Bank, FSB 94-1040 Waipio Uka St Waipahu, HI 96797 Full Service Retail $99,958
    American Savings Bank, FSB 95-221 Kipapa Drive Mililani, HI 96789 Full Service B&M $286,745
    American Savings Bank, FSB 98-200 Kamehameha Highway Aiea, HI 96701 Full Service B&M $221,030
    American Savings Bank, FSB 99 North King Street Honolulu, HI 96817 Full Service B&M $175,722

    For 2021, American Savings Bank Fsb had 42 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $243,230
    Net interest income $238,190
    Total noninterest income $63,281
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $19,755
    Trading account gains and fees $0
    Additional Noninterest Income $43,526
    Pre-tax net operating income $130,031
    Securities gains (or losses, -) $528
    Income before extraordinary items $101,234
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $101,234
    Minority interest net income $0
    Net income $101,234
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $100,816

    American Savings Bank Fsb's gross interest income from loans was $243,230,000.
    American Savings Bank Fsb's net interest income from loans was $238,190,000.
    American Savings Bank Fsb's fee based income from loans was $19,755,000.
    American Savings Bank Fsb's net income from loans was $101,234,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,040
    Provision for credit losses $-25,825
    Total noninterest expense $197,265
    Salaries and employee benefits $115,225
    Premises and equipment expense $30,094
    Additional noninterest expense $51,946
    Applicable income taxes $29,325
    Net charge-offs $3,646
    Cash dividends $59,000

    American Savings Bank Fsb's interest expense for loans was $5,040,000.
    American Savings Bank Fsb's payroll and benefits expense were $115,225,000.
    American Savings Bank Fsb's property, plant and equipment expenses $30,094,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 11.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $8,220,076
    Deposits held in domestic offices $8,220,076
    Deposits by Individuals, partnerships, and corporations $8,097,967
    Deposits by U.S. Government $333
    Deposits by States and political subdivisions in the U.S. $88,296
    Deposits by Commercial banks and other depository institutions in U.S. $33,480
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $489,214
    Demand deposits $319,315
    Nontransaction accounts $7,730,862
    Money market deposit accounts (MMDAs) $4,072,240
    Other savings deposits (excluding MMDAs) $3,234,646
    Total time deposits $423,976
    Total time and savings deposits $7,900,761
    Noninterest-bearing deposits $3,024,496
    Interest-bearing deposits $5,195,580
    Retail deposits $8,134,967
    IRAs and Keogh plan accounts $117,812
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $9,181,603
    Cash & Balances due from depository institutions $251,240
    Interest-bearing balances $151,189
    Total securities $3,096,888
    Federal funds sold & reverse repurchase $0
    Net loans and leases $5,150,388
    Loan and leases loss allowance $71,130
    Trading account assets $0
    Bank premises and fixed assets $225,951
    Other real estate owned $0
    Goodwill and other intangibles $92,140
    All other assets $364,996

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $9,181,603
    Total Liabilities $8,453,785
    Total deposits $8,220,076
    Interest-bearing deposits $5,195,580
    Deposits held in domestic offices $8,220,076
    % insured (estimated) $83
    Federal funds purchased and repurchase agreements $88,305
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $145,404

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $5,150,388
    Loan and leases loss allowance $71,130
    Total loans and leases (domestic) $5,221,518
    All real estate loans $4,311,819
    Real estate loans in domestic offices $4,311,819
    Construction and development loans $115,549
    Residential 1-4 family construction $44,938
    Other construction, all land development and other land $70,611
    Loans secured by nonfarm nonresidential properties $918,507
    Nonfarm nonresidential secured by owner-occupied properties $220,342
    Commercial real estate & other non-farm, non-residential $698,165
    Multifamily residential real estate $127,220
    1-4 family residential loans $3,150,543
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $166
    Commercial and industrial loans $743,196
    To non-U.S. addressees $0
    Loans to individuals $112,683
    Credit card loans $0
    Related Plans $17,464
    Consumer Auto Loans $0
    Other loans to individuals $95,219
    All other loans & leases $69,008
    Loans to foreign governments and official institutions $0
    Other loans $43,159
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $53,843
    Loans secured by real estate to non-U.S. addressees $8,022
    Restructured Loans & leases $24,692
    Non 1-4 family restructured loans & leases $11,947
    Total loans and leases (foreign) $0

    American Savings Bank FSB had $5,150,388,000 of loans outstanding in 2021. $4,311,819,000 of loans were in real estate loans. $115,549,000 of loans were in development loans. $127,220,000 of loans were in multifamily mortgage loans. $3,150,543,000 of loans were in 1-4 family mortgage loans. $166,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 80 $34,473 $430,913
    Nonfarm, nonresidential loans - <$100k 1 $19 $19,000
    Nonfarm, nonresidential loans - $100-250k 11 $1,552 $141,091
    Nonfarm, nonresidential loans - $250k-1MM 68 $32,902 $483,853
    Commercial & Industrial, US addressed loans - <$1MM 1,831 $98,050 $53,550
    Commercial & Industrial, US addressed loans - <$100k 1,575 $36,899 $23,428
    Commercial & Industrial, US addressed loans - $100-250k 134 $16,768 $125,134
    Commercial & Industrial, US addressed loans - $250k-1MM 122 $44,383 $363,795
    Agriculture operations loans - <$1MM 5 $166 $33,200
    Agriculture operations loans - <$100k 5 $166 $33,200