Colonial Savings F.a. Mortgage Rates, Fees & Info
Fort Worth, TXLEI: 549300EMNQ2QLOEPQ289
Tax ID: 75-1103106
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Overview
Colonial Savings F.a. is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Dallas, Houston, San Antonio, Austin, and Denver among others. Colonial Savings F.a. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Colonial Savings F.a. is typically an average fee lendor.Originations
4,791Origination Dollar Volume (All Markets)
$1,260,065,000Employee count
625Awards
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Colonial Savings F.A. - 2021
Colonial Savings F.A. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Colonial Savings F.a.'s average 30 year fixed rate mortgage of loans were
3.21%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.06%.
Relative Fees
Colonial Savings F.a.'s average total fees for a 30 year fixed rate
mortgage are $4,118.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,377 | $363,145,000 | $263,722 | $4,576 | 3.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 416 | $131,650,000 | $316,466 | $5,854 | 3.08% |
| Outside of Metro Areas | 189 | $48,915,000 | $258,810 | $5,227 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 128 | $48,890,000 | $381,953 | $7,515 | 3.07% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 160 | $45,680,000 | $285,500 | $5,113 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 104 | $33,370,000 | $320,865 | $3,223 | 2.97% |
| Laramie, WY (FHA|USDA|VA) | 97 | $23,055,000 | $237,680 | $3,969 | 2.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 73 | $22,655,000 | $310,342 | $4,393 | 3.18% |
| BOULDER, CO (FHA|USDA|VA) | 65 | $21,195,000 | $326,077 | $2,447 | 2.95% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 38 | $16,540,000 | $435,263 | $5,797 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 62 | $16,450,000 | $265,323 | $3,595 | 3.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 55 | $12,735,000 | $231,545 | $5,077 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 31 | $11,105,000 | $358,226 | $4,279 | 2.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 46 | $10,180,000 | $221,304 | $2,407 | 3.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $10,045,000 | $271,486 | $2,370 | 3.03% |
| Granbury, TX (FHA|USDA|VA) | 29 | $9,415,000 | $324,655 | $6,163 | 3.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $8,925,000 | $217,683 | $4,462 | 3.23% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 49 | $7,735,000 | $157,857 | $2,854 | 3.04% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 23 | $7,605,000 | $330,652 | $3,359 | 3.10% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 24 | $7,430,000 | $309,583 | $3,005 | 3.17% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 26 | $7,290,000 | $280,385 | $2,691 | 3.09% |
| ANCHORAGE, AK (FHA|USDA|VA) | 18 | $7,210,000 | $400,556 | $2,838 | 3.03% |
| Huntsville, TX (FHA|USDA|VA) | 14 | $6,870,000 | $490,714 | $13,373 | 3.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 28 | $6,550,000 | $233,929 | $4,077 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 23 | $6,105,000 | $265,435 | $3,772 | 3.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $5,910,000 | $295,500 | $3,004 | 2.81% |
| CHEYENNE, WY (FHA|USDA|VA) | 24 | $5,850,000 | $243,750 | $3,787 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,635,000 | $296,579 | $2,914 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 32 | $5,610,000 | $175,313 | $5,126 | 3.20% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $5,300,000 | $331,250 | $4,327 | 2.91% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $4,830,000 | $201,250 | $4,301 | 3.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $4,605,000 | $418,636 | $2,773 | 2.95% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 24 | $4,340,000 | $180,833 | $4,654 | 3.16% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 12 | $4,340,000 | $361,667 | $6,915 | 2.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 21 | $4,335,000 | $206,429 | $3,378 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $4,160,000 | $260,000 | $3,881 | 3.11% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $4,065,000 | $176,739 | $2,846 | 2.95% |
| Stephenville, TX (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $7,264 | 3.39% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 21 | $3,995,000 | $190,238 | $4,288 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $5,367 | 3.04% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $3,950,000 | $282,143 | $4,032 | 3.08% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $3,616 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $3,795,000 | $199,737 | $4,963 | 3.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $3,750,000 | $312,500 | $3,020 | 3.24% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 13 | $3,745,000 | $288,077 | $2,638 | 3.05% |
| RENO, NV (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $3,631 | 3.03% |
| TULSA, OK (FHA|USDA|VA) | 18 | $3,700,000 | $205,556 | $4,234 | 3.17% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $3,326 | 3.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $3,510,000 | $250,714 | $3,419 | 3.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $3,440,000 | $245,714 | $4,769 | 2.99% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $4,203 | 3.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $2,773 | 3.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $3,000,000 | $187,500 | $2,624 | 2.94% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $4,071 | 3.03% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $2,144 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $3,956 | 3.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $2,041 | 3.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 17 | $2,575,000 | $151,471 | $3,497 | 2.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $5,312 | 2.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $2,556 | 2.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $3,150 | 3.17% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $2,470 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $4,618 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $2,943 | 3.16% |
| MIDLAND, TX (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $3,186 | 3.27% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,781 | 2.86% |
| Brenham, TX (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $9,597 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $5,746 | 2.85% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $2,773 | 3.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $3,132 | 2.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $2,095,000 | $190,455 | $5,901 | 3.27% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,175 | 2.91% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $2,906 | 2.78% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $2,622 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $2,980 | 3.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $5,046 | 2.93% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $3,829 | 3.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $7,041 | 2.48% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $3,409 | 2.84% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $6,786 | 3.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $2,611 | 3.06% |
| ABILENE, TX (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $4,153 | 3.27% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $3,652 | 2.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $3,264 | 3.08% |
| Mineral Wells, TX (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $2,959 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $5,714 | 2.91% |
| TYLER, TX (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $3,431 | 3.15% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $2,975 | 3.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $2,490 | 2.94% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $2,810 | 3.17% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $3,456 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $3,990 | 2.80% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $2,140 | 3.18% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $4,114 | 3.33% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,509 | 2.70% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $2,206 | 3.16% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,284 | 3.02% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $5,329 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $1,590,000 | $132,500 | $3,714 | 3.14% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,168 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,080 | 3.29% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $4,890 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $3,503 | 2.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,286 | 3.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,911 | 3.41% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,465 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,399 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $2,084 | 3.08% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $1,736 | 3.02% |
| SAN ANGELO, TX (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $2,233 | 3.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $4,616 | 2.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,526 | 2.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,065 | 3.02% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $2,373 | 3.18% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $2,978 | 2.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $1,613 | 3.08% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $1,260 | 3.08% |
| El Campo, TX (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,028 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $7,959 | 3.03% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $1,743 | 2.95% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,619 | 2.94% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,594 | 2.83% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,722 | 2.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $3,130 | 3.56% |
| Alexandria, MN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,251 | 3.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $1,607 | 3.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,723 | 2.93% |
| Gillette, WY (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,849 | 3.00% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,475 | 2.97% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $10,086 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,470 | 3.04% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,946 | 3.33% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,912 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,016 | 3.19% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,290 | 3.30% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,702 | 2.94% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $2,657 | 2.78% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,374 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,002 | 3.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,334 | 3.08% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,651 | 2.83% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,922 | 3.08% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,668 | 3.06% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,584 | 3.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,040 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,211 | 3.41% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,739 | 3.36% |
| CASPER, WY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,050 | 3.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,142 | 3.29% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,913 | 3.04% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $2,957 | 2.89% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,654 | 3.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,633 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,373 | 3.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,208 | 3.00% |
| Montrose, CO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,724 | 2.72% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $1,649 | 2.66% |
| Salina, KS (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,458 | 3.15% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,350 | 2.96% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,419 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $360 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $1,561 | 3.33% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,102 | 2.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,861 | 3.28% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,437 | 3.44% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,411 | 3.23% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,750 | 2.94% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $1,376 | 2.42% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,389 | 3.20% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,550 | 3.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,142 | 3.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,884 | 2.93% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,165 | 3.22% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,384 | 2.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,704 | 3.31% |
| Fernley, NV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,434 | 3.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,457 | 3.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,452 | 2.97% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,103 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,816 | 3.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,003 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,135 | 2.79% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,759 | 3.30% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,202 | 3.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,794 | 3.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,892 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,748 | 3.58% |
| Fremont, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,050 | 3.33% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,860 | 3.17% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,712 | 3.44% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,592 | 3.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,089 | 3.04% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,052 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,484 | 3.21% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,109 | 2.79% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,266 | 3.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,237 | 3.19% |
| Palestine, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,472 | 2.71% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,717 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,198 | 3.06% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,984 | 3.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,246 | 3.42% |
| REDDING, CA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,980 | 2.79% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,109 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,200 | 3.13% |
| READING, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,724 | 2.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,343 | 3.13% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,312 | 2.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,051 | 3.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,636 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $381 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,623 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,095 | 3.69% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,253 | 3.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,801 | 2.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,320 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,234 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,625 | 3.08% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 3.31% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,551 | 2.50% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,295 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,365 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,899 | 2.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $541 | 3.63% |
| Elkins, WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,301 | 3.44% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,762 | 3.19% |
| LIMA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,753 | 3.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,572 | 2.69% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,486 | 2.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,012 | 3.38% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,871 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,118 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,007 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,475 | 2.84% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,262 | 3.06% |
| OCALA, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,855 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,176 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,167 | 2.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,561 | 3.06% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,109 | 3.06% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,444 | 3.00% |
| Marietta, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,240 | 2.69% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,998 | 2.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,998 | 3.38% |
| Salem, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,051 | 3.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,970 | 2.94% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,457 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,974 | 2.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,556 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,529 | 2.75% |
| MONROE, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,531 | 3.19% |
| Craig, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,479 | 3.50% |
| Pullman, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $923 | 3.38% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,926 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,876 | 2.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,318 | 3.31% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,772 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $720 | 2.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,486 | 2.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,474 | 3.21% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,961 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,391 | 2.69% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,295 | 3.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,529 | 3.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,274 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,615 | 3.25% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $10,730 | 4.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,290 | 3.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,121 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,607 | 2.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,627 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,977 | 3.25% |
| Bennington, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,275 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,043 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,384 | 2.94% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,867 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,811 | 2.75% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,076 | 3.13% |
| New Castle, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,420 | 3.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,239 | 3.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,156 | 3.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,770 | 3.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,923 | 2.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,572 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,029 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $147 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,881 | 3.38% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,078 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,262 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,952 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,718 | 3.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,830 | 3.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,539 | 3.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,566 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,126 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,079 | 3.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,756 | 3.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,763 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,487 | 3.38% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,180 | 2.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,896 | 3.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,995 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,680 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,638 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,770 | 3.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,659 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,933 | 2.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,969 | 3.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,395 | 3.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,679 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $701 | 3.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,735 | 2.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,244 | 3.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $780 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,227 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,995 | 3.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,517 | 2.94% |
| Garden City, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,811 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,437 | 2.88% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,678 | 2.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,441 | 3.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,844 | 3.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,117 | 2.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,046 | 3.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,729 | 2.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,573 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,345 | 2.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,972 | 3.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,230 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,423 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,960 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,339 | 3.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $937 | 3.63% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,338 | 3.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,934 | 2.88% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,428 | 2.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,368 | 2.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,535 | 3.13% |
| Española, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,091 | 2.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,206 | 2.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,129 | 2.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,363 | 3.50% |
| Lamesa, TX (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $3,057 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,043 | 3.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,921 | 2.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $238 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,463 | 3.13% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,435 | 3.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,212 | 3.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,264 | 2.75% |
| Moberly, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,721 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,701 | 3.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,093 | 2.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,758 | 2.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,240 | 3.88% |
| London, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,001 | 2.63% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,692 | 3.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,904 | 2.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,799 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,179 | 3.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,558 | 2.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,443 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,688 | 2.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,336 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,380 | 3.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,098 | 3.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,968 | 3.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,019 | 3.38% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,871 | 2.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,525 | 3.00% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,601 | 3.19% |
| DOVER, DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,492 | 2.88% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,421 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,527 | 2.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,337 | 2.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,502 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,217 | 3.50% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,371 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,143 | 3.25% |
| Pampa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,450 | 3.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,517 | 2.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,296 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,315 | 2.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,449 | 3.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,763 | 2.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,146 | 2.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,863 | 2.88% |
| Athens, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,150 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,148 | 3.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,472 | 3.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,115 | 4.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,081 | 3.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,855 | 2.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,579 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,397 | 3.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,993 | 2.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,248 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,347 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,788 | 3.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,196 | 3.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,479 | 2.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,718 | 3.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,313 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,463 | 2.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,592 | 2.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,662 | 3.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,670 | 3.25% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,380 | 3.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,557 | 3.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,849 | 3.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,004 | 3.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,166 | 2.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,305 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,102 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,366 | 2.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,932 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,877 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,109 | 2.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,829 | 2.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $917 | 2.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,660 | 3.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,548 | 2.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,702 | 3.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,588 | 2.88% |
| Lexington, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,307 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,137 | 3.38% |
| Dumas, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,312 | 2.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,424 | 2.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,079 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,029 | 3.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,079 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,968 | 3.00% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,789 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,289 | 3.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,845 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,178 | 3.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,608 | 3.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,674 | 3.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,344 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,936 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.88% |
| Alice, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.50% |
Colonial Savings F.a.'s top markets include Dallas, Houston, San Antonio, Austin, and Denver among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 4,379 | $1,155,535,000 | $263,881 | $4,181 | 3.08% |
| FHA | 208 | $46,030,000 | $221,298 | $6,663 | 3.13% |
| VA | 204 | $58,500,000 | $286,765 | $5,808 | 2.94% |
For the 2021 period, Colonial Savings F.a.'s most frequently originated loan type of loans were Conventional, with 4,379 originations. Their 2nd most popular type is FHA, with 208 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 1,849 | $410,555,000 | $222,042 | $3,446 | 2.93% |
| Home Purchase | 1,683 | $568,995,000 | $338,084 | $5,414 | 3.16% |
| Cash Out Refi | 1,205 | $269,645,000 | $223,772 | $4,350 | 3.17% |
| Other | 53 | $10,005,000 | $188,774 | $4,205 | 3.74% |
| NA | 1 | $865,000 | $865,000 | $0 | 4.25% |
For the 2021, Colonial Savings F.a.'s most frequently cited loan purpose of loans were Refi, with 1,849 originations. The 2nd most popular reason of loans were Home Purchase, with 1,683 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,816 | $784,400,000 | $278,551 | $4,118 | 3.21% |
| 15 Year | 1,167 | $222,375,000 | $190,553 | $3,263 | 2.72% |
| 20 Year | 363 | $77,555,000 | $213,650 | $3,387 | 3.06% |
| 30+ year | 251 | $139,275,000 | $554,880 | $14,169 | 3.34% |
| 10 Year | 113 | $16,805,000 | $148,717 | $2,867 | 2.66% |
| Other | 81 | $19,655,000 | $242,654 | $3,798 | 3.38% |
For the 2021, Colonial Savings F.a.'s most frequently cited loan length of loans were 30 Year, with 2,816 originations. The 2nd most popular length of loans were 15 Year, with 1,167 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 1,736 | $387,890,000 | $223,439 |
| $<1k | 1,445 | $360,625,000 | $249,567 |
| $2k-3k | 530 | $127,510,000 | $240,585 |
| $3k-4k | 476 | $141,450,000 | $297,164 |
| $5k+ | 389 | $202,045,000 | $519,396 |
$4,118 of loans were Colonial Savings F.a.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,736 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,114 | $605,610,000 | $286,476 |
| 2.5-3% | 2,075 | $525,855,000 | $253,424 |
| <2.5% | 480 | $107,230,000 | $223,396 |
| 4-5% | 114 | $20,780,000 | $182,281 |
| 5-6% | 4 | $420,000 | $105,000 |
| 6-7% | 4 | $170,000 | $42,500 |
During 2021, Colonial Savings F.a.'s average interest rate of loans were 3.21%, while their most frequently originated rate bucket of loans were 3-4%, with 2,114 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,106 | $587,100,000 | $278,775 | $4,219 | 3.07% |
| $100k-200k | 1,619 | $243,095,000 | $150,151 | $3,281 | 3.02% |
| $400k-600k | 533 | $255,435,000 | $479,240 | $6,775 | 3.13% |
| $100,000 or less | 353 | $27,325,000 | $77,408 | $2,587 | 3.24% |
| $600k-1MM | 150 | $110,990,000 | $739,933 | $11,180 | 3.19% |
| $1MM+ | 30 | $36,120,000 | $1,204,000 | $12,066 | 3.14% |
2021 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 2,106 originations, totaling $587,100,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,274 | $344,450,000 | $270,369 | $4,365 | 3.06% |
| $50k-75k | 937 | $173,295,000 | $184,947 | $3,688 | 3.08% |
| $150k-250k | 925 | $330,105,000 | $356,870 | $5,361 | 3.09% |
| $75k-100k | 872 | $192,680,000 | $220,963 | $4,032 | 3.08% |
| $50k or less | 420 | $57,460,000 | $136,810 | $3,339 | 3.12% |
| $250k+ | 279 | $141,715,000 | $507,939 | $6,478 | 3.11% |
Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 1,274 originations. The second most popular income band? $50k-75k, with 937 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,207 | $301,175,000 | $249,524 | $3,823 | 3.03% |
| 30-36% | 951 | $256,085,000 | $269,280 | $4,305 | 3.09% |
| <20% | 445 | $99,695,000 | $224,034 | $3,450 | 2.93% |
| 42% | 226 | $67,840,000 | $300,177 | $6,087 | 3.11% |
| 41% | 188 | $58,930,000 | $313,457 | $5,824 | 3.18% |
| 37% | 178 | $48,160,000 | $270,562 | $4,749 | 3.14% |
| 44% | 176 | $42,770,000 | $243,011 | $4,073 | 3.16% |
| 38% | 176 | $49,970,000 | $283,920 | $5,349 | 3.09% |
| 39% | 165 | $51,045,000 | $309,364 | $5,866 | 3.12% |
| 36% | 161 | $44,525,000 | $276,553 | $4,641 | 3.17% |
| 40% | 159 | $48,435,000 | $304,623 | $5,451 | 3.18% |
| 43% | 156 | $39,800,000 | $255,128 | $4,374 | 3.18% |
| 45% | 119 | $31,175,000 | $261,975 | $4,016 | 3.09% |
| 49% | 113 | $30,095,000 | $266,327 | $4,286 | 3.07% |
| 46% | 105 | $26,015,000 | $247,762 | $3,812 | 3.11% |
| 47% | 90 | $22,970,000 | $255,222 | $4,436 | 3.15% |
| 48% | 81 | $19,945,000 | $246,235 | $3,946 | 3.10% |
| 50-60% | 28 | $5,590,000 | $199,643 | $3,364 | 3.08% |
| >60% | 5 | $1,125,000 | $225,000 | $5,053 | 3.50% |
Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 1,207 originations. The next most common DTI ratio? 30-36%, with 951 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 3,591 | $948,135,000 | $264,031 | $4,349 | 3.08% |
| Not provided | 730 | $187,000,000 | $256,164 | $4,147 | 3.08% |
| Black | 288 | $68,390,000 | $237,465 | $4,717 | 3.10% |
| Asian | 125 | $41,345,000 | $330,760 | $5,136 | 2.98% |
| American Indian | 32 | $9,050,000 | $282,813 | $5,223 | 3.01% |
| Native Hawaiian | 9 | $2,015,000 | $223,889 | $4,676 | 2.93% |
| Other Asian | 7 | $1,305,000 | $186,429 | $3,425 | 3.34% |
| Not applicable | 1 | $865,000 | $865,000 | $0 | 4.25% |
| Vietnamese | 2 | $690,000 | $345,000 | $2,269 | 3.00% |
| Asian Indian | 1 | $455,000 | $455,000 | $13,884 | 2.75% |
| Filipino | 2 | $400,000 | $200,000 | $3,622 | 3.38% |
| Other Pacific Islander | 2 | $220,000 | $110,000 | $2,768 | 3.06% |
| Korean | 1 | $195,000 | $195,000 | $2,389 | 3.50% |
Approval Rates
Total approvals of all applications87.17%
Colonial Savings F.a. has an average approval rate.
Pick Rate
Approvals leading to origination37.18%
Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,791 | $1,260,065,000 | $263,007 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,791 | $1,260,065,000 | $263,007 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 407 | $66,775,000 | $164,066 | $3,226 | 2.89% |
| 40-60% | 1,150 | $243,890,000 | $212,078 | $3,402 | 2.94% |
| 60-80% | 1,828 | $509,730,000 | $278,846 | $4,407 | 3.13% |
| 80-100% | 1,346 | $428,530,000 | $318,373 | $5,391 | 3.16% |
| Over 100% | 18 | $6,460,000 | $358,889 | $13,826 | 3.19% |
| Under 20% | 42 | $4,680,000 | $111,429 | $2,025 | 3.70% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Colonial Mortgage Service Co. Of America | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Colonial Savings, F.A. | 2600 West Freeway Fort Worth, TX 76102 | Limited, Drive-thru | $640,652 |
| Colonial Savings, F.A. | 10860 North Beach Fort Worth, TX 76244 | Full Service B&M | $3,096 |
| Colonial Savings, F.A. | 110 N Main St Cleburne, TX 76033 | Full Service B&M | $16,227 |
| Colonial Savings, F.A. | 1605 South Bowen Road Arlington, TX 76013 | Full Service B&M | $13,063 |
| Colonial Savings, F.A. | 217 South Stemmons Lewisville, TX 75067 | Full Service B&M | $32,585 |
| Colonial Savings, F.A. | 2626c West Freeway Fort Worth, TX 76102 | Full Service B&M | $49,990 |
| Colonial Savings, F.A. | 4900 Colleyville Blvd Colleyville, TX 76034 | Full Service B&M | $45,178 |
| Colonial Savings, F.A. | 5250 Hwy 78 Suite 100 Sachse, TX 75048 | Full Service B&M | $20,203 |
| Colonial Savings, F.A. | 7317 Oakmont Blvd Fort Worth, TX 76132 | Full Service B&M | $33,023 |
For 2021, Colonial Savings F.a. had 9 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $43,509 |
| Net interest income | $42,762 |
| Total noninterest income | $76,125 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $76 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $76,049 |
| Pre-tax net operating income | $10,164 |
| Securities gains (or losses, -) | $-181 |
| Income before extraordinary items | $9,958 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $9,958 |
| Minority interest net income | $0 |
| Net income | $9,958 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $10,139 |
Colonial Savings F.a.'s gross interest income from loans was $43,509,000.
Colonial Savings F.a.'s net interest income from loans was $42,762,000.
Colonial Savings F.a.'s fee based income from loans was $76,000.
Colonial Savings F.a.'s net income from loans was $9,958,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $747 |
| Provision for credit losses | $1,515 |
| Total noninterest expense | $107,208 |
| Salaries and employee benefits | $76,936 |
| Premises and equipment expense | $9,700 |
| Additional noninterest expense | $20,572 |
| Applicable income taxes | $25 |
| Net charge-offs | $127 |
| Cash dividends | $0 |
Colonial Savings F.a.'s interest expense for loans was $747,000.
Colonial Savings F.a.'s payroll and benefits expense were $76,936,000.
Colonial Savings F.a.'s property, plant and equipment expenses $9,700,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 9.0% |
| Real Estate loans | 9.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 58.0% |
| 1-4 family residential loans | 10.0% |
| HELOC loans | 0.0% |
| All other family | 10.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $736,249 |
| Deposits held in domestic offices | $736,249 |
| Deposits by Individuals, partnerships, and corporations | $726,347 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $9,405 |
| Deposits by Commercial banks and other depository institutions in U.S. | $497 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $246,627 |
| Demand deposits | $188,595 |
| Nontransaction accounts | $489,622 |
| Money market deposit accounts (MMDAs) | $326,917 |
| Other savings deposits (excluding MMDAs) | $25,399 |
| Total time deposits | $137,306 |
| Total time and savings deposits | $547,654 |
| Noninterest-bearing deposits | $445,767 |
| Interest-bearing deposits | $290,482 |
| Retail deposits | $640,133 |
| IRAs and Keogh plan accounts | $14,468 |
| Brokered deposits | $90,938 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,089,286 |
| Cash & Balances due from depository institutions | $47,501 |
| Interest-bearing balances | $39,224 |
| Total securities | $61,802 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $706,194 |
| Loan and leases loss allowance | $6,914 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $10,374 |
| Other real estate owned | $7 |
| Goodwill and other intangibles | $210,057 |
| All other assets | $53,351 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,089,286 |
| Total Liabilities | $854,142 |
| Total deposits | $736,249 |
| Interest-bearing deposits | $290,482 |
| Deposits held in domestic offices | $736,249 |
| % insured (estimated) | $94 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $85,000 |
| Subordinated debt | $0 |
| All other liabilities | $32,893 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $706,194 |
| Loan and leases loss allowance | $6,914 |
| Total loans and leases (domestic) | $713,108 |
| All real estate loans | $703,308 |
| Real estate loans in domestic offices | $703,308 |
| Construction and development loans | $62,599 |
| Residential 1-4 family construction | $61,039 |
| Other construction, all land development and other land | $1,560 |
| Loans secured by nonfarm nonresidential properties | $33,207 |
| Nonfarm nonresidential secured by owner-occupied properties | $33,207 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $346 |
| 1-4 family residential loans | $607,156 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $7,684 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,103 |
| Credit card loans | $0 |
| Related Plans | $11 |
| Consumer Auto Loans | $622 |
| Other loans to individuals | $1,470 |
| All other loans & leases | $13 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $13 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $46 |
| Restructured Loans & leases | $27,988 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Colonial Savings F.A. had $706,194,000 of loans outstanding in 2021. $703,308,000 of loans were in real estate loans. $62,599,000 of loans were in development loans. $346,000 of loans were in multifamily mortgage loans. $607,156,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 33 | $10,013 | $303,424 |
| Nonfarm, nonresidential loans - <$100k | 3 | $190 | $63,333 |
| Nonfarm, nonresidential loans - $100-250k | 12 | $1,645 | $137,083 |
| Nonfarm, nonresidential loans - $250k-1MM | 18 | $8,178 | $454,333 |
| Commercial & Industrial, US addressed loans - <$1MM | 51 | $6,215 | $121,863 |
| Commercial & Industrial, US addressed loans - <$100k | 17 | $562 | $33,059 |
| Commercial & Industrial, US addressed loans - $100-250k | 27 | $2,852 | $105,630 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 7 | $2,801 | $400,143 |
