Colonial Savings F.a. Mortgage Rates, Fees & Info

Fort Worth, TX

LEI: 549300EMNQ2QLOEPQ289

Tax ID: 75-1103106

4.2 stars - Updated: 3/17/24 - out of 5 stars, based on 46 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Colonial Savings F.a. is a smaller mortgage company specializing in Home Purchase loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, San Antonio, Fayetteville, and Austin among others. We have data for 325 markets. (Some data included below & more in-depth data is available with an active subscription.)

Colonial Savings F.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Colonial Savings F.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.68% 3/17/24
30 Year Conventional Refi 6.66% 3/17/24
30 Year Cash-out Refi 6.99% 3/17/24
30 Year FHA Purchase 7.60% 3/17/24
30 Year FHA Refi 7.46% 3/17/24
30 Year VA Purchase 6.54% 3/17/24
30 Year VA Refi 6.27% 3/17/24
15 Year Conventional Purchase 6.18% 3/17/24
15 Year Conventional Refi 6.20% 3/17/24
15 Year Cash-out Refi 6.20% 3/17/24
15 Year FHA Purchase 6.82% 3/17/24
15 Year FHA Refi 5.68% 3/17/24
15 Year VA Purchase 5.68% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Colonial Savings F.a. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Colonial Savings F.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,085

Origination Dollar Volume (All Markets)

$644,275,000
Show all (18) awards

Relative Rate

Colonial Savings F.a.'s average 30 year fixed mortgage rate was 4.99%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.23%.

Relative Fees (Closing Costs)

Colonial Savings F.a.'s average total fees/closing costs for a 30 year fixed rate mortgage were $6,571.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 624 $213,580,000 $342,276 $7,039 4.82%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 184 $73,800,000 $401,087 $8,906 4.86%
Outside of Metro Areas 98 $24,510,000 $250,102 $6,571 5.09%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 45 $22,285,000 $495,222 $12,526 4.58%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 59 $21,135,000 $358,220 $7,160 5.16%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 49 $18,075,000 $368,878 $6,267 4.56%
Laramie, WY (FHA|USDA|VA) 54 $13,990,000 $259,074 $4,963 4.99%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 24 $9,980,000 $415,833 $6,502 4.56%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 27 $9,025,000 $334,259 $5,241 4.64%
Huntsville, TX (FHA|USDA|VA) 15 $8,625,000 $575,000 $14,801 5.32%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $6,805,000 $234,655 $7,710 4.45%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $5,395,000 $317,353 $5,304 4.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 20 $5,260,000 $263,000 $7,773 5.19%
BOULDER, CO (FHA|USDA|VA) 8 $4,820,000 $602,500 $6,793 4.02%
Granbury, TX (FHA|USDA|VA) 11 $4,785,000 $435,000 $10,464 4.64%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $4,345,000 $289,667 $6,841 4.90%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $4,330,000 $360,833 $8,334 4.56%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $3,500,000 $437,500 $8,830 4.59%
ABILENE, TX (FHA|USDA|VA) 15 $3,305,000 $220,333 $5,373 5.51%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $2,795,000 $310,556 $8,398 5.18%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $2,770,000 $230,833 $6,474 5.11%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $2,750,000 $343,750 $8,618 4.88%
CHEYENNE, WY (FHA|USDA|VA) 9 $2,695,000 $299,444 $8,121 5.40%
KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $2,680,000 $191,429 $3,986 4.87%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $2,645,000 $203,462 $6,333 5.05%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $2,585,000 $369,286 $5,909 4.00%
RICHMOND, VA (FHA|USDA|VA) 9 $2,495,000 $277,222 $5,529 4.72%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 14 $2,460,000 $175,714 $3,741 5.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $2,360,000 $295,000 $4,407 4.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $2,320,000 $290,000 $3,559 4.89%
LUBBOCK, TX (FHA|USDA|VA) 7 $2,285,000 $326,429 $11,148 5.61%
PITTSBURGH, PA (FHA|USDA|VA) 11 $2,055,000 $186,818 $5,617 4.94%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $2,045,000 $292,143 $6,685 4.54%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,995,000 $399,000 $7,689 5.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $1,985,000 $397,000 $9,730 3.50%
COLUMBUS, OH (FHA|USDA|VA) 10 $1,960,000 $196,000 $5,153 5.10%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,895,000 $210,556 $4,571 5.18%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,865,000 $207,222 $4,272 4.47%
CASPER, WY (FHA|USDA|VA) 7 $1,845,000 $263,571 $6,347 4.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $1,820,000 $227,500 $3,693 4.75%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $1,805,000 $200,556 $7,320 4.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,795,000 $359,000 $12,115 4.93%
Mineral Wells, TX (FHA|USDA|VA) 8 $1,790,000 $223,750 $6,011 5.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $1,750,000 $175,000 $3,894 4.75%
El Campo, TX (FHA|USDA|VA) 4 $1,730,000 $432,500 $11,411 5.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,720,000 $430,000 $6,710 4.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,630,000 $407,500 $4,964 4.41%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,615,000 $538,333 $13,552 4.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,595,000 $319,000 $5,340 4.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,590,000 $397,500 $8,394 5.66%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,535,000 $307,000 $5,031 6.10%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,525,000 $305,000 $6,149 5.48%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $1,520,000 $152,000 $4,685 4.84%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,875 4.25%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,480,000 $370,000 $10,537 5.09%
FORT COLLINS, CO (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,344 5.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,455,000 $485,000 $3,154 3.83%
JACKSON, MS (FHA|USDA|VA) 7 $1,405,000 $200,714 $7,279 5.11%
TUCSON, AZ (FHA|USDA|VA) 4 $1,390,000 $347,500 $7,078 4.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,762 4.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 7 $1,365,000 $195,000 $2,792 4.38%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,355,000 $451,667 $11,207 4.29%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,747 5.81%
TYLER, TX (FHA|USDA|VA) 4 $1,340,000 $335,000 $9,201 5.13%
TOLEDO, OH (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,311 5.36%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,300,000 $325,000 $7,011 4.69%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,300,000 $325,000 $7,480 5.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,280,000 $640,000 $23,727 5.00%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,260,000 $157,500 $4,901 5.70%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,742 4.45%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $1,235,000 $411,667 $8,305 4.42%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $1,220,000 $305,000 $3,777 4.41%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $1,220,000 $152,500 $3,903 4.20%
TULSA, OK (FHA|USDA|VA) 4 $1,210,000 $302,500 $9,262 5.56%
Gainesville, TX (FHA|USDA|VA) 3 $1,205,000 $401,667 $12,499 6.08%
LAS CRUCES, NM (FHA|USDA|VA) 3 $1,185,000 $395,000 $2,366 3.79%
GREELEY, CO (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,991 3.69%
AMARILLO, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,893 5.47%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,063 4.93%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,105,000 $368,333 $6,929 5.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,135 3.75%
Athens, TX (FHA|USDA|VA) 2 $990,000 $495,000 $9,430 4.00%
Mountain Home, ID (FHA|USDA|VA) 3 $925,000 $308,333 $7,386 4.67%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $920,000 $230,000 $3,081 3.97%
RENO, NV (FHA|USDA|VA) 4 $910,000 $227,500 $2,255 3.16%
MIDLAND, TX (FHA|USDA|VA) 4 $890,000 $222,500 $5,685 4.56%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $875,000 $175,000 $6,112 3.85%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $865,000 $288,333 $8,889 4.79%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $825,000 $275,000 $7,763 4.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $815,000 $271,667 $4,748 3.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $805,000 $268,333 $3,244 4.04%
KNOXVILLE, TN (FHA|USDA|VA) 4 $800,000 $200,000 $2,579 3.66%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $775,000 $258,333 $8,564 4.00%
Corsicana, TX (FHA|USDA|VA) 1 $755,000 $755,000 $19,023 5.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $740,000 $370,000 $6,766 5.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $740,000 $370,000 $12,442 4.81%
UTICA-ROME, NY (FHA|USDA|VA) 3 $735,000 $245,000 $6,733 5.04%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $720,000 $120,000 $2,909 5.00%
POCATELLO, ID (FHA|USDA|VA) 2 $690,000 $345,000 $8,961 5.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $690,000 $345,000 $5,038 6.06%
Lufkin, TX (FHA|USDA|VA) 2 $690,000 $345,000 $5,867 5.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5 $685,000 $137,000 $3,464 4.58%
SALEM, OR (FHA|USDA|VA) 2 $680,000 $340,000 $5,656 4.81%
Cookeville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $3,323 4.31%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $670,000 $335,000 $4,876 4.13%
READING, PA (FHA|USDA|VA) 3 $665,000 $221,667 $5,786 4.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $660,000 $330,000 $9,272 4.38%
GREENVILLE, NC (FHA|USDA|VA) 3 $655,000 $218,333 $6,224 6.04%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $650,000 $162,500 $1,578 4.28%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $615,000 $205,000 $3,341 4.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $615,000 $205,000 $8,966 4.83%
SYRACUSE, NY (FHA|USDA|VA) 3 $605,000 $201,667 $8,018 5.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $600,000 $300,000 $4,372 4.19%
Calhoun, GA (FHA|USDA|VA) 1 $595,000 $595,000 $5,985 3.88%
Hilo, HI (FHA|USDA|VA) 2 $590,000 $295,000 $14,105 4.81%
COLUMBIA, SC (FHA|USDA|VA) 2 $590,000 $295,000 $9,277 5.88%
Searcy, AR (FHA|USDA|VA) 2 $590,000 $295,000 $6,579 3.81%
GAINESVILLE, FL (FHA|USDA|VA) 3 $585,000 $195,000 $7,401 5.29%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $570,000 $285,000 $5,732 4.94%
BELLINGHAM, WA (FHA|USDA|VA) 1 $565,000 $565,000 $18,341 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $560,000 $280,000 $7,062 3.94%
London, KY (FHA|USDA|VA) 1 $555,000 $555,000 $5,580 3.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $550,000 $275,000 $4,463 6.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $545,000 $545,000 $9,075 4.38%
GRANTS PASS, OR (FHA|USDA|VA) 2 $540,000 $270,000 $0 4.50%
FRESNO, CA (FHA|USDA|VA) 3 $535,000 $178,333 $3,250 3.67%
Sheridan, WY (FHA|USDA|VA) 1 $535,000 $535,000 $8,184 3.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $535,000 $178,333 $5,670 5.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $535,000 $535,000 $3,677 3.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $530,000 $265,000 $7,058 5.63%
RAPID CITY, SD (FHA|USDA|VA) 2 $530,000 $265,000 $6,750 4.88%
WACO, TX (FHA|USDA|VA) 3 $525,000 $175,000 $2,746 4.21%
THE VILLAGES, FL (FHA|USDA|VA) 2 $520,000 $260,000 $8,212 4.19%
BOISE CITY, ID (FHA|USDA|VA) 2 $510,000 $255,000 $4,833 3.88%
ANCHORAGE, AK (FHA|USDA|VA) 1 $505,000 $505,000 $9,024 5.88%
Stephenville, TX (FHA|USDA|VA) 1 $505,000 $505,000 $12,976 3.88%
LAWTON, OK (FHA|USDA|VA) 3 $495,000 $165,000 $6,986 6.08%
Brainerd, MN (FHA|USDA|VA) 2 $470,000 $235,000 $4,100 3.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $465,000 $155,000 $1,970 4.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $465,000 $155,000 $6,610 5.25%
BEND, OR (FHA|USDA|VA) 2 $460,000 $230,000 $3,594 5.94%
Shelbyville, TN (FHA|USDA|VA) 1 $455,000 $455,000 $8,595 5.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $430,000 $215,000 $4,715 5.31%
SPARTANBURG, SC (FHA|USDA|VA) 2 $430,000 $215,000 $3,663 4.56%
DALTON, GA (FHA|USDA|VA) 1 $425,000 $425,000 $15,461 4.63%
Centralia, IL (FHA|USDA|VA) 2 $420,000 $210,000 $5,842 3.38%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $420,000 $210,000 $3,790 3.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $415,000 $415,000 $8,148 5.88%
Danville, VA (FHA|USDA|VA) 2 $410,000 $205,000 $4,997 3.44%
Williston, ND (FHA|USDA|VA) 1 $405,000 $405,000 $4,133 3.75%
Taos, NM (FHA|USDA|VA) 1 $395,000 $395,000 $13,820 4.50%
MANHATTAN, KS (FHA|USDA|VA) 2 $380,000 $190,000 $10,372 5.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $375,000 $375,000 $6,215 6.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $375,000 $375,000 $10,506 5.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $375,000 $375,000 $8,155 3.25%
REDDING, CA (FHA|USDA|VA) 1 $375,000 $375,000 $1,357 3.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $375,000 $375,000 $7,159 5.00%
Evanston, WY (FHA|USDA|VA) 2 $370,000 $185,000 $6,471 5.13%
DOVER, DE (FHA|USDA|VA) 1 $365,000 $365,000 $19,532 4.38%
MORGANTOWN, WV (FHA|USDA|VA) 1 $365,000 $365,000 $10,677 5.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $365,000 $365,000 $920 3.38%
OCALA, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,778 4.75%
Key West, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,374 3.38%
Columbus, NE (FHA|USDA|VA) 1 $355,000 $355,000 $5,265 3.50%
Laurel, MS (FHA|USDA|VA) 2 $350,000 $175,000 $7,078 4.19%
KINGSTON, NY (FHA|USDA|VA) 1 $345,000 $345,000 $9,985 3.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $345,000 $345,000 $3,481 5.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $345,000 $345,000 $6,700 6.63%
DECATUR, AL (FHA|USDA|VA) 1 $345,000 $345,000 $7,115 6.38%
Mount Pleasant, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,333 5.38%
Bay City, TX (FHA|USDA|VA) 2 $340,000 $170,000 $8,459 6.50%
JOPLIN, MO (FHA|USDA|VA) 2 $340,000 $170,000 $6,181 4.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $17,403 5.38%
LAWRENCE, KS (FHA|USDA|VA) 1 $335,000 $335,000 $4,433 4.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $9,580 5.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $335,000 $335,000 $11,294 4.25%
Riverton, WY (FHA|USDA|VA) 2 $330,000 $165,000 $7,706 4.63%
Del Rio, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,808 4.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $5,397 5.38%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $325,000 $108,333 $3,532 5.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $325,000 $325,000 $18,863 4.88%
LONGVIEW, WA (FHA|USDA|VA) 1 $325,000 $325,000 $10,527 4.75%
Grenada, MS (FHA|USDA|VA) 1 $325,000 $325,000 $7,651 5.88%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $315,000 $315,000 $5,670 3.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $315,000 $315,000 $7,609 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,886 4.00%
MADISON, WI (FHA|USDA|VA) 2 $310,000 $155,000 $4,024 5.00%
BATON ROUGE, LA (FHA|USDA|VA) 2 $310,000 $155,000 $6,216 4.75%
LANCASTER, PA (FHA|USDA|VA) 2 $310,000 $155,000 $3,957 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $305,000 $305,000 $2,650 3.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $12,886 6.88%
ROANOKE, VA (FHA|USDA|VA) 1 $305,000 $305,000 $6,325 5.25%
Elkins, WV (FHA|USDA|VA) 1 $295,000 $295,000 $2,698 6.50%
DANVILLE, IL (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.88%
EL PASO, TX (FHA|USDA|VA) 3 $295,000 $98,333 $4,994 5.08%
St. Marys, GA (FHA|USDA|VA) 1 $295,000 $295,000 $7,743 5.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $290,000 $145,000 $942 5.00%
Paris, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,441 3.38%
Bonham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,897 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 3 $285,000 $95,000 $3,658 4.33%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $280,000 $140,000 $4,019 6.50%
Dodge City, KS (FHA|USDA|VA) 1 $275,000 $275,000 $5,067 5.38%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,459 6.63%
Duncan, OK (FHA|USDA|VA) 1 $275,000 $275,000 $13,169 4.88%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,305 4.88%
VICTORIA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $15,085 5.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $265,000 $265,000 $4,931 6.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $7,158 5.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $917 4.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $255,000 $255,000 $7,717 6.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $255,000 $255,000 $6,184 4.50%
Breckenridge, CO (FHA|USDA|VA) 1 $255,000 $255,000 $6,393 5.38%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $255,000 $255,000 $11,931 5.00%
MUSKEGON, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,684 5.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $255,000 $255,000 $8,617 6.88%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $250,000 $125,000 $4,936 4.69%
BINGHAMTON, NY (FHA|USDA|VA) 2 $250,000 $125,000 $3,025 3.44%
Sedalia, MO (FHA|USDA|VA) 1 $245,000 $245,000 $10,931 5.00%
DuBois, PA (FHA|USDA|VA) 1 $245,000 $245,000 $6,590 7.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,310 6.50%
Mexico, MO (FHA|USDA|VA) 1 $235,000 $235,000 $4,278 7.38%
Statesboro, GA (FHA|USDA|VA) 1 $235,000 $235,000 $5,820 5.13%
DECATUR, IL (FHA|USDA|VA) 1 $235,000 $235,000 $4,861 5.50%
Storm Lake, IA (FHA|USDA|VA) 2 $230,000 $115,000 $3,767 4.44%
EspaƱola, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,688 2.88%
SANTA FE, NM (FHA|USDA|VA) 2 $220,000 $110,000 $3,635 6.25%
Winona, MN (FHA|USDA|VA) 1 $215,000 $215,000 $10,065 5.88%
Pearsall, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,886 4.88%
Newport, OR (FHA|USDA|VA) 1 $215,000 $215,000 $7,179 5.38%
Richmond, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,542 3.75%
Red Bluff, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,709 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $215,000 $215,000 $5,284 5.13%
Marietta, OH (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.75%
LINCOLN, NE (FHA|USDA|VA) 2 $210,000 $105,000 $1,408 3.88%
Pottsville, PA (FHA|USDA|VA) 2 $210,000 $105,000 $3,294 4.13%
PEORIA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,694 4.63%
Dumas, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,928 4.63%
DOTHAN, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,737 7.00%
Farmington, MO (FHA|USDA|VA) 1 $205,000 $205,000 $10,624 5.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,725 3.25%
Brownwood, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,690 3.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $200,000 $100,000 $1,151 5.06%
Andrews, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,428 3.13%
Sterling, CO (FHA|USDA|VA) 1 $195,000 $195,000 $6,414 4.88%
Concord, NH (FHA|USDA|VA) 1 $195,000 $195,000 $1,466 3.38%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,789 3.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,985 4.13%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $6,280 5.88%
Houghton, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,998 5.25%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $5,945 6.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $190,000 $95,000 $2,893 3.19%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $1,617 4.13%
Hillsdale, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,345 5.25%
LAFAYETTE, LA (FHA|USDA|VA) 1 $185,000 $185,000 $4,374 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $185,000 $185,000 $3,772 4.25%
BILLINGS, MT (FHA|USDA|VA) 1 $185,000 $185,000 $3,607 2.75%
TOPEKA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,552 5.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $180,000 $90,000 $597 6.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $8,455 7.38%
Hope, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,657 3.00%
Scottsbluff, NE (FHA|USDA|VA) 1 $175,000 $175,000 $2,359 3.75%
Huron, SD (FHA|USDA|VA) 1 $175,000 $175,000 $6,915 4.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,088 5.63%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,707 3.00%
ST. GEORGE, UT (FHA|USDA|VA) 1 $175,000 $175,000 $2,165 4.38%
Salina, KS (FHA|USDA|VA) 2 $170,000 $85,000 $2,020 6.94%
MONTGOMERY, AL (FHA|USDA|VA) 1 $165,000 $165,000 $942 3.25%
Picayune, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,431 5.75%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,587 4.88%
Morehead City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,424 3.63%
Weatherford, OK (FHA|USDA|VA) 2 $160,000 $80,000 $4,755 6.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $6,301 3.88%
Shelton, WA (FHA|USDA|VA) 1 $155,000 $155,000 $4,433 3.88%
Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,628 4.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,855 5.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $150,000 $75,000 $2,727 5.25%
ENID, OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,563 3.50%
Fort Dodge, IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,826 5.13%
MOBILE, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,173 2.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,120 3.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,870 5.25%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $140,000 $70,000 $2,531 4.56%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $135,000 $135,000 $4,226 6.50%
Escanaba, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,828 5.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $992 3.50%
ROCKFORD, IL (FHA|USDA|VA) 2 $130,000 $65,000 $1,577 5.25%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,125 3.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,290 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,058 2.50%
Tahlequah, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.25%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,986 5.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,729 3.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $115,000 $115,000 $4,223 5.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,518 4.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $115,000 $115,000 $1,550 7.25%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,857 3.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $105,000 $105,000 $2,137 4.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $105,000 $105,000 $517 6.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $105,000 $105,000 $1,130 3.13%
Brenham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,056 3.75%
Somerset, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,615 4.75%
Thomasville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,786 3.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $95,000 $95,000 $1,021 3.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,640 3.88%
ROCHESTER, NY (FHA|USDA|VA) 1 $85,000 $85,000 $2,828 2.75%
APPLETON, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,549 5.50%
Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,056 5.88%
Ruidoso, NM (FHA|USDA|VA) 1 $75,000 $75,000 $2,479 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,070 4.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $521 8.13%
Clovis, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.75%
Ardmore, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.50%
Warrensburg, MO (FHA|USDA|VA) 1 $65,000 $65,000 $1,102 6.13%
Ponca City, OK (FHA|USDA|VA) 1 $65,000 $65,000 $6,579 3.50%
HAMMOND, LA (FHA|USDA|VA) 1 $65,000 $65,000 $1,252 6.25%
Centralia, WA (FHA|USDA|VA) 1 $55,000 $55,000 $482 8.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $55,000 $55,000 $3,192 3.25%
Emporia, KS (FHA|USDA|VA) 1 $45,000 $45,000 $3,721 6.13%
Shawnee, OK (FHA|USDA|VA) 1 $45,000 $45,000 $517 6.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $35,000 $35,000 $672 6.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $35,000 $35,000 $497 7.25%
Juneau, AK (FHA|USDA|VA) 1 $35,000 $35,000 $582 5.88%
Colonial Savings F.a.'s top markets include Dallas, Houston, San Antonio, Fayetteville, and Austin among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Colonial Savings F.A. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FIRST WESTERN MORTGAGE, INC.
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    WELCOME HOME FINANCE, L.P.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,920 $599,000,000 $311,979 $6,375 4.82%
    FHA 118 $28,650,000 $242,797 $10,745 4.97%
    VA 47 $16,625,000 $353,723 $12,532 4.91%

    For 2022, Colonial Savings F.a.'s most frequently originated type of loan was Conventional, with 1,920 originations. Their 2nd most popular type was FHA, with 118 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,255 $480,875,000 $383,167 $8,537 5.00%
    Cash Out Refi 492 $103,150,000 $209,654 $4,703 4.59%
    Refi 230 $48,380,000 $210,348 $3,757 3.59%
    Other 108 $11,870,000 $109,907 $1,841 6.46%

    For 2022, Colonial Savings F.a.'s most frequently cited loan purpose was Home Purchase, with 1,255 originations. The 2nd most popular reason was Cash Out Refi, with 492 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,360 $416,160,000 $306,000 $6,571 4.99%
    15 Year 377 $60,475,000 $160,411 $3,076 4.72%
    30+ year 206 $137,290,000 $666,456 $16,527 4.51%
    20 Year 97 $22,695,000 $233,969 $4,381 4.00%
    10 Year 30 $4,770,000 $159,000 $3,263 3.22%
    Other 11 $2,695,000 $245,000 $5,209 5.13%
    5 Year 4 $190,000 $47,500 $554 6.03%

    For 2022, Colonial Savings F.a.'s most frequently cited loan duration was 30 Year, with 1,360 originations. The 2nd most popular length was 15 Year, with 377 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 507 $268,755,000 $530,089
    $<1k 444 $88,310,000 $198,896
    $1k-2k 396 $102,270,000 $258,258
    $2k-3k 250 $56,010,000 $224,040
    $3k-4k 204 $53,860,000 $264,020
    $4k-5k 160 $48,990,000 $306,188

    Colonial Savings F.a.'s average total fees were $6,571, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 507 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 561 $178,675,000 $318,494
    5-6% 551 $189,765,000 $344,401
    4-5% 446 $157,170,000 $352,399
    6-7% 282 $64,660,000 $229,291
    2.5-3% 142 $33,140,000 $233,380
    7-8% 77 $16,335,000 $212,143
    <2.5% 15 $3,725,000 $248,333
    Over 8% 10 $730,000 $73,000

    During 2022, Colonial Savings F.a.'s average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 3-4%, with 561 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 833 $240,245,000 $288,409 $6,349 4.80%
    $100k-200k 517 $76,245,000 $147,476 $4,054 4.58%
    $400k-600k 325 $157,545,000 $484,754 $9,141 4.77%
    $100,000 or less 210 $14,070,000 $67,000 $1,884 5.73%
    $600k-1MM 169 $121,565,000 $719,320 $15,623 4.72%
    $1MM+ 31 $34,605,000 $1,116,290 $18,210 4.86%

    2022 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 833 originations, totaling $240,245,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 569 $162,755,000 $286,037 $6,304 4.73%
    $150k-250k 518 $218,030,000 $420,907 $9,075 4.86%
    $75k-100k 329 $72,245,000 $219,590 $5,333 4.97%
    $50k-75k 302 $54,730,000 $181,225 $4,659 4.79%
    $250k+ 204 $115,190,000 $564,657 $10,417 4.94%
    $50k or less 155 $19,785,000 $127,645 $4,126 4.67%

    Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 569 originations. The second most popular income band? $150k-250k, with 518 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 448 $132,160,000 $295,000 $5,900 4.57%
    30-36% 394 $126,720,000 $321,624 $6,807 4.75%
    <20% 147 $37,245,000 $253,367 $4,937 4.38%
    42% 108 $44,680,000 $413,704 $9,967 4.87%
    40% 107 $42,015,000 $392,664 $8,583 5.16%
    44% 91 $22,525,000 $247,527 $5,560 5.17%
    41% 88 $26,470,000 $300,795 $7,002 5.07%
    38% 88 $29,850,000 $339,205 $8,069 4.94%
    37% 85 $28,155,000 $331,235 $7,572 4.85%
    43% 80 $20,730,000 $259,125 $6,053 5.13%
    39% 75 $21,915,000 $292,200 $7,572 5.12%
    49% 74 $20,460,000 $276,486 $6,465 4.81%
    36% 70 $25,710,000 $367,286 $7,065 4.95%
    45% 62 $17,200,000 $277,419 $6,031 4.99%
    47% 48 $13,990,000 $291,458 $6,518 4.82%
    48% 45 $12,725,000 $282,778 $7,125 5.19%
    46% 40 $12,030,000 $300,750 $6,055 5.00%
    50-60% 35 $9,695,000 $277,000 $10,058 5.28%

    Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 448 originations. The next most common DTI ratio? 30-36%, with 394 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,569 $490,205,000 $312,431 $6,683 4.80%
    Not provided 313 $94,095,000 $300,623 $7,004 4.94%
    Black 134 $34,020,000 $253,881 $7,181 4.88%
    Asian 47 $17,895,000 $380,745 $6,417 4.70%
    Other Asian 6 $2,280,000 $380,000 $8,026 5.19%
    American Indian 7 $2,095,000 $299,286 $8,600 5.05%
    Asian Indian 2 $1,530,000 $765,000 $12,194 4.75%
    Korean 2 $770,000 $385,000 $16,977 5.19%
    Vietnamese 1 $545,000 $545,000 $14,279 4.75%
    Native Hawaiian or Islander 3 $535,000 $178,333 $3,022 4.71%
    Other Pacific Islander 1 $305,000 $305,000 $14,992 5.38%

    Approval Rates

    Total approvals of all applications
    86.29%

    Colonial Savings F.a. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    39.33%

    Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    12337.1 1 $395,000 $395,000
    NA 2,084 $643,880,000 $308,964

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,085 $644,275,000 $309,005

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 205 $30,965,000 $151,049 $3,180 4.90%
    40-60% 349 $83,355,000 $238,840 $4,542 4.31%
    60-80% 662 $222,900,000 $336,707 $7,462 4.68%
    80-100% 773 $297,275,000 $384,573 $8,686 4.99%
    Over 100% 8 $3,120,000 $390,000 $18,635 4.86%
    Under 20% 88 $6,660,000 $75,682 $1,141 6.33%