Colonial Savings F.a. Mortgage Rates, Fees & Info

Fort Worth, TX

LEI: 549300EMNQ2QLOEPQ289

Tax ID: 75-1103106

5 stars

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Colonial Savings F.a. is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, San Antonio, Austin, and Denver among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)

Colonial Savings F.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Colonial Savings F.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.91%	11/26/22
30 Year Conventional Refi	6.95%	11/26/22
30 Year Cash-out Refi	7.15%	11/26/22
30 Year FHA Purchase	7.85%	11/26/22
30 Year FHA Refi	7.48%	11/26/22
30 Year VA Purchase	6.92%	11/26/22
30 Year VA Refi	6.62%	11/26/22
15 Year Conventional Purchase	6.22%	11/26/22
15 Year Conventional Refi	6.36%	11/26/22
15 Year Cash-out Refi	6.36%	11/26/22
15 Year FHA Purchase	7.29%	11/26/22
15 Year FHA Refi	6.97%	11/26/22
15 Year VA Purchase	5.90%	11/26/22
15 Year VA Refi	6.31%	11/26/22
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Originations

4,791

Origination Dollar Volume (All Markets)

$1,260,065,000

Employee count

625

Awards

Colonial Savings F.A. 30 Year Conventional Loans gold

Colonial Savings F.A. 30 Year Conventional Loans bronze

Colonial Savings F.A. 30 Year Conventional Loans silver

Show all (18) awards

Relative Rate

Colonial Savings F.a.'s average 30 year fixed mortgage rate was 3.21%.

The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

This yields a difference of 0.06%.

Relative Fees (Closing Costs)

Colonial Savings F.a.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,118.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	1,377	$363,145,000	$263,722	$4,576	3.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	416	$131,650,000	$316,466	$5,854	3.08%
Outside of Metro Areas	189	$48,915,000	$258,810	$5,227	3.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	128	$48,890,000	$381,953	$7,515	3.07%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	160	$45,680,000	$285,500	$5,113	3.11%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	104	$33,370,000	$320,865	$3,223	2.97%
Laramie, WY (FHA\|USDA\|VA)	97	$23,055,000	$237,680	$3,969	2.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	73	$22,655,000	$310,342	$4,393	3.18%
BOULDER, CO (FHA\|USDA\|VA)	65	$21,195,000	$326,077	$2,447	2.95%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	38	$16,540,000	$435,263	$5,797	3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	62	$16,450,000	$265,323	$3,595	3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	55	$12,735,000	$231,545	$5,077	3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	31	$11,105,000	$358,226	$4,279	2.99%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	46	$10,180,000	$221,304	$2,407	3.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	37	$10,045,000	$271,486	$2,370	3.03%
Granbury, TX (FHA\|USDA\|VA)	29	$9,415,000	$324,655	$6,163	3.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	41	$8,925,000	$217,683	$4,462	3.23%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	49	$7,735,000	$157,857	$2,854	3.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	23	$7,605,000	$330,652	$3,359	3.10%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	24	$7,430,000	$309,583	$3,005	3.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	26	$7,290,000	$280,385	$2,691	3.09%
ANCHORAGE, AK (FHA\|USDA\|VA)	18	$7,210,000	$400,556	$2,838	3.03%
Huntsville, TX (FHA\|USDA\|VA)	14	$6,870,000	$490,714	$13,373	3.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	28	$6,550,000	$233,929	$4,077	3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	23	$6,105,000	$265,435	$3,772	3.06%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	20	$5,910,000	$295,500	$3,004	2.81%
CHEYENNE, WY (FHA\|USDA\|VA)	24	$5,850,000	$243,750	$3,787	3.14%
FORT COLLINS, CO (FHA\|USDA\|VA)	19	$5,635,000	$296,579	$2,914	2.88%
PITTSBURGH, PA (FHA\|USDA\|VA)	32	$5,610,000	$175,313	$5,126	3.20%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	16	$5,300,000	$331,250	$4,327	2.91%
FRESNO, CA (FHA\|USDA\|VA)	24	$4,830,000	$201,250	$4,301	3.29%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	11	$4,605,000	$418,636	$2,773	2.95%
TALLAHASSEE, FL (FHA\|USDA\|VA)	24	$4,340,000	$180,833	$4,654	3.16%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	12	$4,340,000	$361,667	$6,915	2.84%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	21	$4,335,000	$206,429	$3,378	3.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	16	$4,160,000	$260,000	$3,881	3.11%
COLUMBUS, OH (FHA\|USDA\|VA)	23	$4,065,000	$176,739	$2,846	2.95%
Stephenville, TX (FHA\|USDA\|VA)	10	$4,000,000	$400,000	$7,264	3.39%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	21	$3,995,000	$190,238	$4,288	2.88%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	14	$3,970,000	$283,571	$5,367	3.04%
UTICA-ROME, NY (FHA\|USDA\|VA)	14	$3,950,000	$282,143	$4,032	3.08%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	17	$3,835,000	$225,588	$3,616	3.25%
Lebanon, NH-VT (FHA\|USDA\|VA)	19	$3,795,000	$199,737	$4,963	3.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	12	$3,750,000	$312,500	$3,020	3.24%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	13	$3,745,000	$288,077	$2,638	3.05%
RENO, NV (FHA\|USDA\|VA)	15	$3,725,000	$248,333	$3,631	3.03%
TULSA, OK (FHA\|USDA\|VA)	18	$3,700,000	$205,556	$4,234	3.17%
RICHMOND, VA (FHA\|USDA\|VA)	15	$3,575,000	$238,333	$3,326	3.13%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	14	$3,510,000	$250,714	$3,419	3.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	14	$3,440,000	$245,714	$4,769	2.99%
JACKSONVILLE, FL (FHA\|USDA\|VA)	15	$3,415,000	$227,667	$4,203	3.13%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	13	$3,115,000	$239,615	$2,773	3.18%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	16	$3,000,000	$187,500	$2,624	2.94%
LUBBOCK, TX (FHA\|USDA\|VA)	10	$2,950,000	$295,000	$4,071	3.03%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	10	$2,930,000	$293,000	$2,144	3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	13	$2,855,000	$219,615	$3,956	3.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	10	$2,830,000	$283,000	$2,041	3.06%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	17	$2,575,000	$151,471	$3,497	2.99%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	10	$2,570,000	$257,000	$5,312	2.99%
KNOXVILLE, TN (FHA\|USDA\|VA)	7	$2,565,000	$366,429	$2,556	2.86%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	9	$2,445,000	$271,667	$3,150	3.17%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	14	$2,230,000	$159,286	$2,470	2.94%
SANTA FE, NM (FHA\|USDA\|VA)	12	$2,230,000	$185,833	$4,618	3.01%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	11	$2,215,000	$201,364	$2,943	3.16%
MIDLAND, TX (FHA\|USDA\|VA)	8	$2,200,000	$275,000	$3,186	3.27%
LAKE CHARLES, LA (FHA\|USDA\|VA)	7	$2,175,000	$310,714	$3,781	2.86%
Brenham, TX (FHA\|USDA\|VA)	5	$2,165,000	$433,000	$9,597	3.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	5	$2,135,000	$427,000	$5,746	2.85%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	12	$2,130,000	$177,500	$2,773	3.19%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	9	$2,095,000	$232,778	$3,132	2.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	11	$2,095,000	$190,455	$5,901	3.27%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	12	$2,050,000	$170,833	$3,175	2.91%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	11	$2,045,000	$185,909	$2,906	2.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	10	$2,030,000	$203,000	$2,622	2.88%
Athens, TX (FHA\|USDA\|VA)	6	$2,020,000	$336,667	$2,980	3.19%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	7	$1,985,000	$283,571	$5,046	2.93%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	10	$1,940,000	$194,000	$3,829	3.11%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	6	$1,940,000	$323,333	$7,041	2.48%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA\|USDA\|VA)	8	$1,930,000	$241,250	$3,409	2.84%
BEND, OR (FHA\|USDA\|VA)	4	$1,930,000	$482,500	$6,786	3.03%
BATON ROUGE, LA (FHA\|USDA\|VA)	9	$1,895,000	$210,556	$2,611	3.06%
ABILENE, TX (FHA\|USDA\|VA)	11	$1,895,000	$172,273	$4,153	3.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	7	$1,885,000	$269,286	$3,652	2.86%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	5	$1,885,000	$377,000	$3,264	3.08%
Mineral Wells, TX (FHA\|USDA\|VA)	10	$1,880,000	$188,000	$2,959	3.00%
Shelton, WA (FHA\|USDA\|VA)	7	$1,855,000	$265,000	$5,714	2.91%
TYLER, TX (FHA\|USDA\|VA)	11	$1,835,000	$166,818	$3,431	3.15%
JACKSON, MS (FHA\|USDA\|VA)	10	$1,810,000	$181,000	$2,975	3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	13	$1,785,000	$137,308	$2,490	2.94%
WACO, TX (FHA\|USDA\|VA)	8	$1,760,000	$220,000	$2,810	3.17%
GREELEY, CO (FHA\|USDA\|VA)	6	$1,760,000	$293,333	$3,456	2.92%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	5	$1,715,000	$343,000	$3,990	2.80%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA\|USDA\|VA)	7	$1,685,000	$240,714	$2,140	3.18%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	6	$1,670,000	$278,333	$4,114	3.33%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	8	$1,640,000	$205,000	$3,509	2.70%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	4	$1,640,000	$410,000	$2,206	3.16%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	6	$1,620,000	$270,000	$2,284	3.02%
Breckenridge, CO (FHA\|USDA\|VA)	3	$1,615,000	$538,333	$5,329	2.88%
TOLEDO, OH (FHA\|USDA\|VA)	12	$1,590,000	$132,500	$3,714	3.14%
Gainesville, TX (FHA\|USDA\|VA)	5	$1,565,000	$313,000	$5,168	3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	6	$1,560,000	$260,000	$3,080	3.29%
Durango, CO (FHA\|USDA\|VA)	3	$1,545,000	$515,000	$4,890	3.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	2	$1,540,000	$770,000	$3,503	2.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	7	$1,505,000	$215,000	$4,286	3.02%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	7	$1,495,000	$213,571	$3,911	3.41%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	6	$1,460,000	$243,333	$3,465	3.00%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	5	$1,445,000	$289,000	$4,399	3.13%
WICHITA, KS (FHA\|USDA\|VA)	11	$1,445,000	$131,364	$2,084	3.08%
AMARILLO, TX (FHA\|USDA\|VA)	8	$1,420,000	$177,500	$1,736	3.02%
SAN ANGELO, TX (FHA\|USDA\|VA)	7	$1,415,000	$202,143	$2,233	3.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	6	$1,400,000	$233,333	$4,616	2.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	6	$1,390,000	$231,667	$3,526	2.96%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	7	$1,365,000	$195,000	$3,065	3.02%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	9	$1,315,000	$146,111	$2,373	3.18%
SALISBURY, MD-DE (FHA\|USDA\|VA)	6	$1,290,000	$215,000	$2,978	2.73%
SPRINGFIELD, MO (FHA\|USDA\|VA)	6	$1,240,000	$206,667	$1,613	3.08%
MODESTO, CA (FHA\|USDA\|VA)	5	$1,225,000	$245,000	$1,260	3.08%
El Campo, TX (FHA\|USDA\|VA)	4	$1,210,000	$302,500	$6,028	3.13%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	4	$1,210,000	$302,500	$7,959	3.03%
MANHATTAN, KS (FHA\|USDA\|VA)	7	$1,205,000	$172,143	$1,743	2.95%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	6	$1,160,000	$193,333	$4,619	2.94%
MADISON, WI (FHA\|USDA\|VA)	5	$1,155,000	$231,000	$3,594	2.83%
MEDFORD, OR (FHA\|USDA\|VA)	4	$1,150,000	$287,500	$4,722	2.88%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	11	$1,145,000	$104,091	$3,130	3.56%
Alexandria, MN (FHA\|USDA\|VA)	5	$1,135,000	$227,000	$3,251	3.03%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	3	$1,125,000	$375,000	$1,607	3.25%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	5	$1,115,000	$223,000	$5,723	2.93%
Gillette, WY (FHA\|USDA\|VA)	3	$1,085,000	$361,667	$6,849	3.00%
Hilo, HI (FHA\|USDA\|VA)	4	$1,080,000	$270,000	$6,475	2.97%
Edwards, CO (FHA\|USDA\|VA)	1	$1,055,000	$1,055,000	$10,086	2.88%
BILLINGS, MT (FHA\|USDA\|VA)	3	$1,055,000	$351,667	$2,470	3.04%
TOPEKA, KS (FHA\|USDA\|VA)	6	$1,050,000	$175,000	$2,946	3.33%
LAS CRUCES, NM (FHA\|USDA\|VA)	5	$1,045,000	$209,000	$2,912	2.80%
SPRINGFIELD, MA (FHA\|USDA\|VA)	4	$1,040,000	$260,000	$6,016	3.19%
LANCASTER, PA (FHA\|USDA\|VA)	7	$1,035,000	$147,857	$3,290	3.30%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	4	$1,030,000	$257,500	$2,702	2.94%
TUCSON, AZ (FHA\|USDA\|VA)	5	$1,015,000	$203,000	$2,657	2.78%
LAFAYETTE, LA (FHA\|USDA\|VA)	4	$1,010,000	$252,500	$5,374	3.13%
MONROE, MI (FHA\|USDA\|VA)	6	$1,000,000	$166,667	$4,002	3.31%
BELLINGHAM, WA (FHA\|USDA\|VA)	3	$995,000	$331,667	$2,334	3.08%
PUEBLO, CO (FHA\|USDA\|VA)	5	$985,000	$197,000	$3,651	2.83%
ROCHESTER, NY (FHA\|USDA\|VA)	6	$960,000	$160,000	$3,922	3.08%
COLUMBIA, SC (FHA\|USDA\|VA)	4	$960,000	$240,000	$3,668	3.06%
STOCKTON, CA (FHA\|USDA\|VA)	3	$925,000	$308,333	$2,584	3.25%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	5	$925,000	$185,000	$4,040	3.13%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	4	$910,000	$227,500	$5,211	3.41%
SYRACUSE, NY (FHA\|USDA\|VA)	7	$905,000	$129,286	$4,739	3.36%
CASPER, WY (FHA\|USDA\|VA)	4	$900,000	$225,000	$3,050	3.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	3	$895,000	$298,333	$3,142	3.29%
Kerrville, TX (FHA\|USDA\|VA)	3	$895,000	$298,333	$6,913	3.04%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	8	$880,000	$110,000	$2,957	2.89%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$875,000	$291,667	$2,654	3.25%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	3	$875,000	$291,667	$3,633	2.88%
WORCESTER, MA-CT (FHA\|USDA\|VA)	3	$865,000	$288,333	$5,373	3.08%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	3	$865,000	$288,333	$4,208	3.00%
Montrose, CO (FHA\|USDA\|VA)	4	$860,000	$215,000	$5,724	2.72%
LAWRENCE, KS (FHA\|USDA\|VA)	4	$860,000	$215,000	$1,649	2.66%
Salina, KS (FHA\|USDA\|VA)	5	$835,000	$167,000	$2,458	3.15%
YORK-HANOVER, PA (FHA\|USDA\|VA)	6	$830,000	$138,333	$4,350	2.96%
LAWTON, OK (FHA\|USDA\|VA)	5	$825,000	$165,000	$4,419	3.25%
SPARTANBURG, SC (FHA\|USDA\|VA)	2	$820,000	$410,000	$360	3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	3	$795,000	$265,000	$1,561	3.33%
Statesboro, GA (FHA\|USDA\|VA)	3	$795,000	$265,000	$4,102	2.88%
MORGANTOWN, WV (FHA\|USDA\|VA)	4	$760,000	$190,000	$2,861	3.28%
GAINESVILLE, FL (FHA\|USDA\|VA)	4	$760,000	$190,000	$2,437	3.44%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	5	$755,000	$151,000	$4,411	3.23%
ST. GEORGE, UT (FHA\|USDA\|VA)	2	$750,000	$375,000	$3,750	2.94%
ROANOKE, VA (FHA\|USDA\|VA)	3	$745,000	$248,333	$1,376	2.42%
VISALIA, CA (FHA\|USDA\|VA)	5	$735,000	$147,000	$3,389	3.20%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	3	$725,000	$241,667	$3,550	3.08%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$720,000	$360,000	$7,142	3.63%
DULUTH, MN-WI (FHA\|USDA\|VA)	5	$715,000	$143,000	$3,884	2.93%
LONGVIEW, TX (FHA\|USDA\|VA)	4	$700,000	$175,000	$4,165	3.22%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$700,000	$350,000	$4,384	2.63%
LOGAN, UT-ID (FHA\|USDA\|VA)	2	$690,000	$345,000	$4,704	3.31%
Fernley, NV (FHA\|USDA\|VA)	2	$670,000	$335,000	$1,434	3.06%
HUNTSVILLE, AL (FHA\|USDA\|VA)	4	$660,000	$165,000	$1,457	3.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	4	$660,000	$165,000	$4,452	2.97%
ROCHESTER, MN (FHA\|USDA\|VA)	2	$650,000	$325,000	$2,103	3.00%
MADERA, CA (FHA\|USDA\|VA)	2	$630,000	$315,000	$6,816	3.50%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	4	$630,000	$157,500	$3,003	3.13%
PUNTA GORDA, FL (FHA\|USDA\|VA)	3	$625,000	$208,333	$6,135	2.79%
WICHITA FALLS, TX (FHA\|USDA\|VA)	5	$625,000	$125,000	$2,759	3.30%
Vidalia, GA (FHA\|USDA\|VA)	2	$620,000	$310,000	$1,202	3.63%
WENATCHEE, WA (FHA\|USDA\|VA)	2	$620,000	$310,000	$9,794	3.56%
LaGrange, GA-AL (FHA\|USDA\|VA)	2	$620,000	$310,000	$4,892	3.00%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	3	$615,000	$205,000	$3,748	3.58%
Fremont, OH (FHA\|USDA\|VA)	5	$615,000	$123,000	$3,050	3.33%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	3	$605,000	$201,667	$3,860	3.17%
Fredericksburg, TX (FHA\|USDA\|VA)	2	$600,000	$300,000	$6,712	3.44%
Bozeman, MT (FHA\|USDA\|VA)	2	$590,000	$295,000	$1,592	3.19%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	3	$585,000	$195,000	$5,089	3.04%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	3	$575,000	$191,667	$3,052	3.13%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	3	$575,000	$191,667	$5,484	3.21%
MIDLAND, MI (FHA\|USDA\|VA)	3	$565,000	$188,333	$1,109	2.79%
MOBILE, AL (FHA\|USDA\|VA)	2	$560,000	$280,000	$1,266	3.00%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	2	$560,000	$280,000	$5,237	3.19%
Palestine, TX (FHA\|USDA\|VA)	3	$555,000	$185,000	$3,472	2.71%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	2	$550,000	$275,000	$4,717	3.50%
FARGO, ND-MN (FHA\|USDA\|VA)	2	$550,000	$275,000	$8,198	3.06%
LEBANON, PA (FHA\|USDA\|VA)	3	$545,000	$181,667	$4,984	3.38%
JOHNSON CITY, TN (FHA\|USDA\|VA)	3	$535,000	$178,333	$4,246	3.42%
REDDING, CA (FHA\|USDA\|VA)	3	$535,000	$178,333	$2,980	2.79%
OWENSBORO, KY (FHA\|USDA\|VA)	3	$525,000	$175,000	$3,109	2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	3	$525,000	$175,000	$1,200	3.13%
READING, PA (FHA\|USDA\|VA)	3	$515,000	$171,667	$3,724	2.63%
BINGHAMTON, NY (FHA\|USDA\|VA)	2	$510,000	$255,000	$6,343	3.13%
JOPLIN, MO (FHA\|USDA\|VA)	2	$510,000	$255,000	$1,312	2.88%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	1	$495,000	$495,000	$4,051	3.63%
VALLEJO, CA (FHA\|USDA\|VA)	1	$485,000	$485,000	$2,636	3.00%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	1	$485,000	$485,000	$381	2.75%
Lake City, FL (FHA\|USDA\|VA)	2	$480,000	$240,000	$3,623	2.88%
Kill Devil Hills, NC (FHA\|USDA\|VA)	2	$480,000	$240,000	$2,095	3.69%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	2	$480,000	$240,000	$2,253	3.13%
FAIRBANKS, AK (FHA\|USDA\|VA)	2	$470,000	$235,000	$3,801	2.81%
SPRINGFIELD, IL (FHA\|USDA\|VA)	1	$465,000	$465,000	$2,320	2.88%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$465,000	$465,000	$3,234	3.38%
GETTYSBURG, PA (FHA\|USDA\|VA)	3	$465,000	$155,000	$3,625	3.08%
DECATUR, IL (FHA\|USDA\|VA)	2	$460,000	$230,000	$0	3.31%
VICTORIA, TX (FHA\|USDA\|VA)	2	$460,000	$230,000	$3,551	2.50%
Pearsall, TX (FHA\|USDA\|VA)	1	$445,000	$445,000	$7,295	3.13%
BOISE CITY, ID (FHA\|USDA\|VA)	3	$445,000	$148,333	$3,365	3.00%
SUMTER, SC (FHA\|USDA\|VA)	2	$440,000	$220,000	$4,899	2.94%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$435,000	$435,000	$541	3.63%
Elkins, WV (FHA\|USDA\|VA)	2	$430,000	$215,000	$3,301	3.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	2	$430,000	$215,000	$2,762	3.19%
LIMA, OH (FHA\|USDA\|VA)	2	$430,000	$215,000	$3,753	3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	2	$430,000	$215,000	$3,572	2.69%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	3	$425,000	$141,667	$1,486	2.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	1	$425,000	$425,000	$1,012	3.38%
APPLETON, WI (FHA\|USDA\|VA)	2	$420,000	$210,000	$2,871	2.88%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$415,000	$415,000	$2,118	3.50%
Brainerd, MN (FHA\|USDA\|VA)	1	$405,000	$405,000	$10,007	3.00%
EL PASO, TX (FHA\|USDA\|VA)	4	$400,000	$100,000	$3,475	2.84%
Rock Springs, WY (FHA\|USDA\|VA)	2	$400,000	$200,000	$2,262	3.06%
OCALA, FL (FHA\|USDA\|VA)	3	$395,000	$131,667	$2,855	3.00%
Seneca, SC (FHA\|USDA\|VA)	1	$395,000	$395,000	$2,176	2.88%
Riverton, WY (FHA\|USDA\|VA)	1	$385,000	$385,000	$0	3.25%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	1	$385,000	$385,000	$7,167	2.88%
EL CENTRO, CA (FHA\|USDA\|VA)	2	$380,000	$190,000	$1,561	3.06%
Aberdeen, WA (FHA\|USDA\|VA)	2	$380,000	$190,000	$3,109	3.06%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$370,000	$185,000	$2,444	3.00%
Marietta, OH (FHA\|USDA\|VA)	2	$370,000	$185,000	$1,240	2.69%
Richmond-Berea, KY (FHA\|USDA\|VA)	1	$365,000	$365,000	$1,998	2.38%
Forest City, NC (FHA\|USDA\|VA)	1	$365,000	$365,000	$2,998	3.38%
Salem, OH (FHA\|USDA\|VA)	1	$365,000	$365,000	$9,051	3.50%
PARKERSBURG-VIENNA, WV (FHA\|USDA\|VA)	2	$350,000	$175,000	$1,970	2.94%
Brownwood, TX (FHA\|USDA\|VA)	1	$345,000	$345,000	$5,457	3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$345,000	$345,000	$4,974	2.50%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	1	$345,000	$345,000	$3,556	2.75%
BLOOMINGTON, IL (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	2.75%
Jackson, WY-ID (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	3.50%
Ardmore, OK (FHA\|USDA\|VA)	1	$345,000	$345,000	$2,529	2.75%
MONROE, LA (FHA\|USDA\|VA)	2	$340,000	$170,000	$1,531	3.19%
Craig, CO (FHA\|USDA\|VA)	1	$335,000	$335,000	$0	2.75%
DeRidder, LA (FHA\|USDA\|VA)	1	$335,000	$335,000	$2,479	3.50%
Pullman, WA (FHA\|USDA\|VA)	1	$335,000	$335,000	$923	3.38%
Tupelo, MS (FHA\|USDA\|VA)	1	$335,000	$335,000	$3,926	2.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	3	$335,000	$111,667	$3,876	2.75%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	2	$330,000	$165,000	$2,318	3.31%
HATTIESBURG, MS (FHA\|USDA\|VA)	2	$330,000	$165,000	$2,772	3.00%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$315,000	$315,000	$720	2.88%
Muscatine, IA (FHA\|USDA\|VA)	1	$315,000	$315,000	$6,486	2.63%
Fort Dodge, IA (FHA\|USDA\|VA)	3	$315,000	$105,000	$3,474	3.21%
WARNER ROBINS, GA (FHA\|USDA\|VA)	2	$310,000	$155,000	$2,961	2.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	2	$310,000	$155,000	$1,391	2.69%
MANSFIELD, OH (FHA\|USDA\|VA)	1	$305,000	$305,000	$5,295	3.50%
CHARLESTON, WV (FHA\|USDA\|VA)	2	$300,000	$150,000	$5,529	3.06%
BURLINGTON, NC (FHA\|USDA\|VA)	2	$300,000	$150,000	$2,274	2.88%
PEORIA, IL (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	3.00%
Hobbs, NM (FHA\|USDA\|VA)	1	$295,000	$295,000	$3,615	3.25%
Outside of Metro Areas	1	$295,000	$295,000	$10,730	4.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	1	$295,000	$295,000	$3,290	3.38%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	2	$290,000	$145,000	$5,121	3.25%
CHICO, CA (FHA\|USDA\|VA)	2	$290,000	$145,000	$3,607	2.94%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	2	$290,000	$145,000	$4,627	3.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,977	3.25%
Bennington, VT (FHA\|USDA\|VA)	1	$285,000	$285,000	$6,275	3.00%
BAKERSFIELD, CA (FHA\|USDA\|VA)	2	$280,000	$140,000	$3,043	2.75%
Paris, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$3,384	2.94%
VALDOSTA, GA (FHA\|USDA\|VA)	2	$280,000	$140,000	$3,867	3.13%
EAU CLAIRE, WI (FHA\|USDA\|VA)	2	$280,000	$140,000	$1,811	2.75%
KINGSTON, NY (FHA\|USDA\|VA)	1	$275,000	$275,000	$6,076	3.13%
New Castle, PA (FHA\|USDA\|VA)	1	$275,000	$275,000	$11,420	3.00%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,239	3.50%
Douglas, GA (FHA\|USDA\|VA)	1	$275,000	$275,000	$5,156	3.50%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	2	$270,000	$135,000	$1,770	3.25%
Los Alamos, NM (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,923	2.75%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	2.38%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	1	$265,000	$265,000	$1,572	3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,029	2.75%
BOWLING GREEN, KY (FHA\|USDA\|VA)	1	$265,000	$265,000	$147	3.88%
YUMA, AZ (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,881	3.38%
YAKIMA, WA (FHA\|USDA\|VA)	2	$260,000	$130,000	$3,078	2.75%
Athens, TN (FHA\|USDA\|VA)	1	$255,000	$255,000	$3,262	2.75%
Minden, LA (FHA\|USDA\|VA)	1	$255,000	$255,000	$4,952	3.25%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.25%
CAPE GIRARDEAU, MO-IL (FHA\|USDA\|VA)	1	$255,000	$255,000	$4,718	3.38%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$255,000	$255,000	$4,830	3.63%
McComb, MS (FHA\|USDA\|VA)	1	$255,000	$255,000	$7,539	3.25%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	1	$255,000	$255,000	$3,566	2.88%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$255,000	$255,000	$6,126	2.50%
Red Bluff, CA (FHA\|USDA\|VA)	1	$255,000	$255,000	$3,079	3.38%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$255,000	$255,000	$4,756	3.63%
ALEXANDRIA, LA (FHA\|USDA\|VA)	1	$255,000	$255,000	$6,763	3.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	1	$255,000	$255,000	$6,487	3.38%
Ellensburg, WA (FHA\|USDA\|VA)	1	$245,000	$245,000	$1,180	2.63%
Bainbridge, GA (FHA\|USDA\|VA)	1	$245,000	$245,000	$1,896	3.38%
SALEM, OR (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	4.25%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,995	3.50%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,680	3.25%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$245,000	$245,000	$3,638	3.50%
Chillicothe, OH (FHA\|USDA\|VA)	1	$245,000	$245,000	$3,770	3.38%
ROME, GA (FHA\|USDA\|VA)	1	$245,000	$245,000	$5,659	3.25%
Ponca City, OK (FHA\|USDA\|VA)	2	$240,000	$120,000	$2,933	2.69%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$235,000	$235,000	$3,969	3.00%
Fort Polk South, LA (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,395	3.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	1	$235,000	$235,000	$2,679	2.50%
FLORENCE, SC (FHA\|USDA\|VA)	1	$235,000	$235,000	$701	3.00%
JONESBORO, AR (FHA\|USDA\|VA)	1	$235,000	$235,000	$2,735	2.88%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.63%
Fairmont, WV (FHA\|USDA\|VA)	1	$235,000	$235,000	$5,244	3.50%
Sandusky, OH (FHA\|USDA\|VA)	1	$235,000	$235,000	$780	3.25%
AKRON, OH (FHA\|USDA\|VA)	1	$235,000	$235,000	$1,227	3.25%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	1	$235,000	$235,000	$6,995	3.50%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	2	$230,000	$115,000	$1,517	2.94%
Garden City, KS (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	2.88%
Campbellsville, KY (FHA\|USDA\|VA)	1	$225,000	$225,000	$3,811	3.50%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$225,000	$225,000	$9,437	2.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	1	$225,000	$225,000	$2,678	2.75%
ODESSA, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$1,441	3.38%
BLOOMINGTON, IN (FHA\|USDA\|VA)	1	$225,000	$225,000	$1,844	3.38%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	1	$225,000	$225,000	$2,117	2.50%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$225,000	$225,000	$4,046	3.38%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$2,729	2.63%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$215,000	$215,000	$1,573	3.00%
Oxford, MS (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.50%
NEW BERN, NC (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,345	2.75%
Jacksonville, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$2,972	3.63%
Wilson, NC (FHA\|USDA\|VA)	1	$215,000	$215,000	$1,230	3.13%
Pahrump, NV (FHA\|USDA\|VA)	1	$215,000	$215,000	$4,423	3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	2	$210,000	$105,000	$2,960	3.25%
STATE COLLEGE, PA (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,339	3.25%
Atchison, KS (FHA\|USDA\|VA)	1	$205,000	$205,000	$937	3.63%
Cleveland, MS (FHA\|USDA\|VA)	1	$205,000	$205,000	$1,338	3.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	1	$205,000	$205,000	$1,934	2.88%
Kalispell, MT (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,428	2.25%
LEWISTON, ID-WA (FHA\|USDA\|VA)	1	$205,000	$205,000	$5,368	2.50%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	3.25%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$205,000	$205,000	$8,535	3.13%
Española, NM (FHA\|USDA\|VA)	1	$195,000	$195,000	$6,091	2.63%
Orangeburg, SC (FHA\|USDA\|VA)	1	$195,000	$195,000	$6,206	2.50%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,129	2.88%
ANN ARBOR, MI (FHA\|USDA\|VA)	1	$195,000	$195,000	$3,363	3.50%
Lamesa, TX (FHA\|USDA\|VA)	3	$195,000	$65,000	$3,057	3.38%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$195,000	$195,000	$5,043	3.38%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,921	2.75%
Mount Sterling, KY (FHA\|USDA\|VA)	1	$195,000	$195,000	$238	3.25%
NILES, MI (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,463	3.13%
Oneonta, NY (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.13%
Ruidoso, NM (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,435	3.00%
Keene, NH (FHA\|USDA\|VA)	1	$185,000	$185,000	$3,212	3.63%
Batesville, AR (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,264	2.75%
Moberly, MO (FHA\|USDA\|VA)	1	$185,000	$185,000	$2,721	3.25%
WATERLOO-CEDAR FALLS, IA (FHA\|USDA\|VA)	1	$185,000	$185,000	$3,701	3.63%
Coos Bay, OR (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,093	2.50%
LAREDO, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$4,758	2.75%
Roswell, NM (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,240	3.88%
London, KY (FHA\|USDA\|VA)	1	$175,000	$175,000	$1,001	2.63%
Mitchell, SD (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,692	3.25%
Watertown, SD (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,904	2.63%
Bay City, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,799	3.13%
McAlester, OK (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,179	3.38%
WHEELING, WV-OH (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,558	2.50%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,443	3.00%
LINCOLN, NE (FHA\|USDA\|VA)	1	$165,000	$165,000	$3,688	2.38%
Traverse City, MI (FHA\|USDA\|VA)	1	$165,000	$165,000	$1,336	3.00%
Barre, VT (FHA\|USDA\|VA)	1	$165,000	$165,000	$3,380	3.13%
Toccoa, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,098	3.25%
Somerset, PA (FHA\|USDA\|VA)	1	$165,000	$165,000	$2,968	3.25%
AMES, IA (FHA\|USDA\|VA)	1	$165,000	$165,000	$3,019	3.38%
SALINAS, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$1,871	2.63%
Mountain Home, AR (FHA\|USDA\|VA)	1	$165,000	$165,000	$3,525	3.00%
Storm Lake, IA (FHA\|USDA\|VA)	2	$160,000	$80,000	$2,601	3.19%
DOVER, DE (FHA\|USDA\|VA)	1	$155,000	$155,000	$4,492	2.88%
Cañon City, CO (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,421	2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,527	2.50%
Cedartown, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,337	2.88%
Clearlake, CA (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,502	2.88%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$4,217	3.50%
Dodge City, KS (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,371	3.63%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,143	3.25%
Pampa, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$4,450	3.00%
Pittsburg, KS (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,517	2.63%
GREEN BAY, WI (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,296	3.25%
RACINE, WI (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,315	2.63%
Paducah, KY-IL (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,449	3.00%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$145,000	$145,000	$3,763	2.38%
Elko, NV (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,146	2.50%
Centralia, WA (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,863	2.88%
Athens, OH (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,150	3.00%
RAPID CITY, SD (FHA\|USDA\|VA)	1	$145,000	$145,000	$3,148	3.50%
Marion, OH (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,472	3.25%
JACKSON, MI (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,115	4.00%
Clovis, NM (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,081	3.88%
Columbus, NE (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,855	2.50%
Sonora, CA (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,579	3.50%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,397	3.13%
JANESVILLE-BELOIT, WI (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,993	2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,248	3.38%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,347	2.88%
Port Angeles, WA (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,788	3.13%
Mountain Home, ID (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,196	3.25%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,479	2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,718	3.25%
Huntingdon, PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,313	3.25%
FORT WAYNE, IN (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,463	2.75%
Burlington, IA-IL (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,592	2.75%
Safford, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,662	3.25%
Kingsville, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$2,670	3.25%
Albert Lea, MN (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,380	3.88%
Escanaba, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,557	3.75%
Vicksburg, MS (FHA\|USDA\|VA)	1	$115,000	$115,000	$2,849	3.63%
Boone, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$2,004	3.00%
Union City, TN (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,166	2.75%
Galesburg, IL (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,305	3.38%
ENID, OK (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,102	3.50%
Sevierville, TN (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,366	2.25%
JOHNSTOWN, PA (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,932	2.88%
Lufkin, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,877	3.50%
MERCED, CA (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,109	2.75%
Branson, MO (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,829	2.25%
Willmar, MN (FHA\|USDA\|VA)	1	$105,000	$105,000	$917	2.63%
Plainview, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,660	3.25%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,548	2.75%
Bemidji, MN (FHA\|USDA\|VA)	1	$95,000	$95,000	$2,702	3.25%
Manitowoc, WI (FHA\|USDA\|VA)	1	$95,000	$95,000	$3,588	2.88%
Lexington, NE (FHA\|USDA\|VA)	1	$85,000	$85,000	$7,307	2.88%
Andrews, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$1,137	3.38%
Dumas, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.25%
Malvern, AR (FHA\|USDA\|VA)	1	$75,000	$75,000	$2,312	2.88%
Corsicana, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$1,424	2.75%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	1	$75,000	$75,000	$2,079	2.88%
Emporia, KS (FHA\|USDA\|VA)	1	$75,000	$75,000	$3,029	3.50%
Show Low, AZ (FHA\|USDA\|VA)	1	$75,000	$75,000	$2,079	2.75%
LYNCHBURG, VA (FHA\|USDA\|VA)	1	$75,000	$75,000	$2,968	3.00%
Owatonna, MN (FHA\|USDA\|VA)	1	$75,000	$75,000	$3,789	2.38%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$4,289	3.00%
Mason City, IA (FHA\|USDA\|VA)	1	$65,000	$65,000	$3,845	3.38%
Whitewater, WI (FHA\|USDA\|VA)	1	$65,000	$65,000	$1,178	3.88%
Klamath Falls, OR (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,608	3.13%
DuBois, PA (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,674	3.50%
Searcy, AR (FHA\|USDA\|VA)	1	$65,000	$65,000	$1,344	3.25%
Duncan, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$2,936	2.88%
FARMINGTON, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.00%
Bonham, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.88%
Alice, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.50%

Colonial Savings F.a.'s top markets include Dallas, Houston, San Antonio, Austin, and Denver among others.

Their top states include:

Texas (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Wyoming (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Colonial Savings F.A. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

N C P D Federal Credit Union
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FIRST WESTERN MORTGAGE, INC.
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Christian Community Credit Union
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First Credit Union
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	4,379	$1,155,535,000	$263,881	$4,181	3.08%
FHA	208	$46,030,000	$221,298	$6,663	3.13%
VA	204	$58,500,000	$286,765	$5,808	2.94%

For 2021, Colonial Savings F.a.'s most frequently originated type of loan was Conventional, with 4,379 originations. Their 2nd most popular type was FHA, with 208 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	1,849	$410,555,000	$222,042	$3,446	2.93%
Home Purchase	1,683	$568,995,000	$338,084	$5,414	3.16%
Cash Out Refi	1,205	$269,645,000	$223,772	$4,350	3.17%
Other	53	$10,005,000	$188,774	$4,205	3.74%
NA	1	$865,000	$865,000	$0	4.25%

For 2021, Colonial Savings F.a.'s most frequently cited loan purpose was Refi, with 1,849 originations. The 2nd most popular reason was Home Purchase, with 1,683 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	2,816	$784,400,000	$278,551	$4,118	3.21%
15 Year	1,167	$222,375,000	$190,553	$3,263	2.72%
20 Year	363	$77,555,000	$213,650	$3,387	3.06%
30+ year	251	$139,275,000	$554,880	$14,169	3.34%
10 Year	113	$16,805,000	$148,717	$2,867	2.66%
Other	81	$19,655,000	$242,654	$3,798	3.38%

For 2021, Colonial Savings F.a.'s most frequently cited loan duration was 30 Year, with 2,816 originations. The 2nd most popular length was 15 Year, with 1,167 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$1k-2k	1,736	$387,890,000	$223,439
$<1k	1,445	$360,625,000	$249,567
$2k-3k	530	$127,510,000	$240,585
$5k+	389	$202,045,000	$519,396
$3k-4k	297	$82,325,000	$277,189
$4k-5k	179	$59,125,000	$330,307

Colonial Savings F.a.'s average total fees were $4,118, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,736 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	2,114	$605,610,000	$286,476
2.5-3%	2,075	$525,855,000	$253,424
<2.5%	480	$107,230,000	$223,396
4-5%	114	$20,780,000	$182,281
5-6%	4	$420,000	$105,000
6-7%	4	$170,000	$42,500

During 2021, Colonial Savings F.a.'s average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 2,114 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	2,106	$587,100,000	$278,775	$4,219	3.07%
$100k-200k	1,619	$243,095,000	$150,151	$3,281	3.02%
$400k-600k	533	$255,435,000	$479,240	$6,775	3.13%
$100,000 or less	353	$27,325,000	$77,408	$2,587	3.24%
$600k-1MM	150	$110,990,000	$739,933	$11,180	3.19%
$1MM+	30	$36,120,000	$1,204,000	$12,066	3.14%

2021 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 2,106 originations, totaling $587,100,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	1,274	$344,450,000	$270,369	$4,365	3.06%
$50k-75k	937	$173,295,000	$184,947	$3,688	3.08%
$150k-250k	925	$330,105,000	$356,870	$5,361	3.09%
$75k-100k	872	$192,680,000	$220,963	$4,032	3.08%
$50k or less	420	$57,460,000	$136,810	$3,339	3.12%
$250k+	279	$141,715,000	$507,939	$6,478	3.11%

Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 1,274 originations. The second most popular income band? $50k-75k, with 937 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	1,207	$301,175,000	$249,524	$3,823	3.03%
30-36%	951	$256,085,000	$269,280	$4,305	3.09%
<20%	445	$99,695,000	$224,034	$3,450	2.93%
42%	226	$67,840,000	$300,177	$6,087	3.11%
41%	188	$58,930,000	$313,457	$5,824	3.18%
37%	178	$48,160,000	$270,562	$4,749	3.14%
44%	176	$42,770,000	$243,011	$4,073	3.16%
38%	176	$49,970,000	$283,920	$5,349	3.09%
39%	165	$51,045,000	$309,364	$5,866	3.12%
36%	161	$44,525,000	$276,553	$4,641	3.17%
40%	159	$48,435,000	$304,623	$5,451	3.18%
43%	156	$39,800,000	$255,128	$4,374	3.18%
45%	119	$31,175,000	$261,975	$4,016	3.09%
49%	113	$30,095,000	$266,327	$4,286	3.07%
46%	105	$26,015,000	$247,762	$3,812	3.11%
47%	90	$22,970,000	$255,222	$4,436	3.15%
48%	81	$19,945,000	$246,235	$3,946	3.10%
50-60%	28	$5,590,000	$199,643	$3,364	3.08%
>60%	5	$1,125,000	$225,000	$5,053	3.50%

Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 1,207 originations. The next most common DTI ratio? 30-36%, with 951 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	3,591	$948,135,000	$264,031	$4,349	3.08%
Not provided	730	$187,000,000	$256,164	$4,147	3.08%
Black	288	$68,390,000	$237,465	$4,717	3.10%
Asian	125	$41,345,000	$330,760	$5,136	2.98%
American Indian	32	$9,050,000	$282,813	$5,223	3.01%
Native Hawaiian or Islander	9	$2,015,000	$223,889	$4,676	2.93%
Other Asian	7	$1,305,000	$186,429	$3,425	3.34%
Not applicable	1	$865,000	$865,000	$0	4.25%
Vietnamese	2	$690,000	$345,000	$2,269	3.00%
Asian Indian	1	$455,000	$455,000	$13,884	2.75%
Filipino	2	$400,000	$200,000	$3,622	3.38%
Other Pacific Islander	2	$220,000	$110,000	$2,768	3.06%
Korean	1	$195,000	$195,000	$2,389	3.50%

Approval Rates

Total approvals of all applications
87.63%

Colonial Savings F.a. has an average approval rate.

Pick Rate

Approvals leading to origination
47.67%

Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	4,791	$1,260,065,000	$263,007

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	4,791	$1,260,065,000	$263,007

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	407	$66,775,000	$164,066	$3,226	2.89%
40-60%	1,150	$243,890,000	$212,078	$3,402	2.94%
60-80%	1,828	$509,730,000	$278,846	$4,407	3.13%
80-100%	1,346	$428,530,000	$318,373	$5,391	3.16%
Over 100%	18	$6,460,000	$358,889	$13,826	3.19%
Under 20%	42	$4,680,000	$111,429	$2,025	3.70%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
Colonial Mortgage Service Co. Of America	Conventional home mortgage	Applying for a mortgage or refinancing an existing mortgage	1	100.0%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Colonial Savings, F.A.	10860 North Beach Fort Worth, TX 76244	Full Service B&M	$3,096
Colonial Savings, F.A.	2600 West Freeway Fort Worth, TX 76102	Limited, Drive-thru	$640,652
Colonial Savings, F.A.	2626c West Freeway Fort Worth, TX 76102	Full Service B&M	$49,990
Colonial Savings, F.A.	4900 Colleyville Blvd Colleyville, TX 76034	Full Service B&M	$45,178
Colonial Savings, F.A.	5250 Hwy 78 Suite 100 Sachse, TX 75048	Full Service B&M	$20,203
Colonial Savings, F.A.	7317 Oakmont Blvd Fort Worth, TX 76132	Full Service B&M	$33,023
Colonial Savings, F.A.	110 N Main St Cleburne, TX 76033	Full Service B&M	$16,227
Colonial Savings, F.A.	1605 South Bowen Road Arlington, TX 76013	Full Service B&M	$13,063
Colonial Savings, F.A.	217 South Stemmons Lewisville, TX 75067	Full Service B&M	$32,585

For 2021, Colonial Savings F.a. had 9 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$43,509
Net interest income	$42,762
Total noninterest income	$76,125
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$76
Trading account gains and fees	$0
Additional Noninterest Income	$76,049
Pre-tax net operating income	$10,164
Securities gains (or losses, -)	$-181
Income before extraordinary items	$9,958
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$9,958
Minority interest net income	$0
Net income	$9,958
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$10,139

Colonial Savings F.a.'s gross interest income from loans was $43,509,000.
Colonial Savings F.a.'s net interest income from loans was $42,762,000.
Colonial Savings F.a.'s fee based income from loans was $76,000.
Colonial Savings F.a.'s net income from loans was $9,958,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$747
Provision for credit losses	$1,515
Total noninterest expense	$107,208
Salaries and employee benefits	$76,936
Premises and equipment expense	$9,700
Additional noninterest expense	$20,572
Applicable income taxes	$25
Net charge-offs	$127
Cash dividends	$0

Colonial Savings F.a.'s interest expense for loans was $747,000.
Colonial Savings F.a.'s payroll and benefits expense were $76,936,000.
Colonial Savings F.a.'s property, plant and equipment expenses $9,700,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	9.0%
Real Estate loans	9.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	58.0%
1-4 family residential loans	10.0%
HELOC loans	0.0%
All other family	10.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$736,249
Deposits held in domestic offices	$736,249
Deposits by Individuals, partnerships, and corporations	$726,347
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$9,405
Deposits by Commercial banks and other depository institutions in U.S.	$497
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$246,627
Demand deposits	$188,595
Nontransaction accounts	$489,622
Money market deposit accounts (MMDAs)	$326,917
Other savings deposits (excluding MMDAs)	$25,399
Total time deposits	$137,306
Total time and savings deposits	$547,654
Noninterest-bearing deposits	$445,767
Interest-bearing deposits	$290,482
Retail deposits	$640,133
IRAs and Keogh plan accounts	$14,468
Brokered deposits	$90,938
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$1,089,286
Cash & Balances due from depository institutions	$47,501
Interest-bearing balances	$39,224
Total securities	$61,802
Federal funds sold & reverse repurchase	$0
Net loans and leases	$706,194
Loan and leases loss allowance	$6,914
Trading account assets	$0
Bank premises and fixed assets	$10,374
Other real estate owned	$7
Goodwill and other intangibles	$210,057
All other assets	$53,351

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$1,089,286
Total Liabilities	$854,142
Total deposits	$736,249
Interest-bearing deposits	$290,482
Deposits held in domestic offices	$736,249
% insured (estimated)	$94
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$85,000
Subordinated debt	$0
All other liabilities	$32,893

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$706,194
Loan and leases loss allowance	$6,914
Total loans and leases (domestic)	$713,108
All real estate loans	$703,308
Real estate loans in domestic offices	$703,308
Construction and development loans	$62,599
Residential 1-4 family construction	$61,039
Other construction, all land development and other land	$1,560
Loans secured by nonfarm nonresidential properties	$33,207
Nonfarm nonresidential secured by owner-occupied properties	$33,207
Commercial real estate & other non-farm, non-residential	$0
Multifamily residential real estate	$346
1-4 family residential loans	$607,156
Farmland loans	$0
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$7,684
To non-U.S. addressees	$0
Loans to individuals	$2,103
Credit card loans	$0
Related Plans	$11
Consumer Auto Loans	$622
Other loans to individuals	$1,470
All other loans & leases	$13
Loans to foreign governments and official institutions	$0
Other loans	$13
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$46
Restructured Loans & leases	$27,988
Non 1-4 family restructured loans & leases	$0
Total loans and leases (foreign)	$0

Colonial Savings F.A. had $706,194,000 of loans outstanding in 2021. $703,308,000 of loans were in real estate loans. $62,599,000 of loans were in development loans. $346,000 of loans were in multifamily mortgage loans. $607,156,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	33	$10,013	$303,424
Nonfarm, nonresidential loans - <$100k	3	$190	$63,333
Nonfarm, nonresidential loans - $100-250k	12	$1,645	$137,083
Nonfarm, nonresidential loans - $250k-1MM	18	$8,178	$454,333
Commercial & Industrial, US addressed loans - <$1MM	51	$6,215	$121,863
Commercial & Industrial, US addressed loans - <$100k	17	$562	$33,059
Commercial & Industrial, US addressed loans - $100-250k	27	$2,852	$105,630
Commercial & Industrial, US addressed loans - $250k-1MM	7	$2,801	$400,143