Colonial Savings F.a. Mortgage Rates, Fees & Info

Fort Worth, TX

LEI: 549300EMNQ2QLOEPQ289

Tax ID: 75-1103106

5 stars - out of 5 stars, based on 69 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Colonial Savings F.a. is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Colonial Savings F.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Dallas, Houston, San Antonio, Austin, and Denver among others. Colonial Savings F.a. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Colonial Savings F.a. is typically an average fee lendor.


Originations

4,791

Origination Dollar Volume (All Markets)

$1,260,065,000

Employee count

625 Show all (18) awards

Relative Rate

Colonial Savings F.a.'s average 30 year fixed rate mortgage of loans were 3.21%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.06%.

Relative Fees

Colonial Savings F.a.'s average total fees for a 30 year fixed rate mortgage are $4,118.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,377 $363,145,000 $263,722 $4,576 3.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 416 $131,650,000 $316,466 $5,854 3.08%
Outside of Metro Areas 189 $48,915,000 $258,810 $5,227 3.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 128 $48,890,000 $381,953 $7,515 3.07%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 160 $45,680,000 $285,500 $5,113 3.11%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 104 $33,370,000 $320,865 $3,223 2.97%
Laramie, WY (FHA|USDA|VA) 97 $23,055,000 $237,680 $3,969 2.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 73 $22,655,000 $310,342 $4,393 3.18%
BOULDER, CO (FHA|USDA|VA) 65 $21,195,000 $326,077 $2,447 2.95%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 38 $16,540,000 $435,263 $5,797 3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 62 $16,450,000 $265,323 $3,595 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 55 $12,735,000 $231,545 $5,077 3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 31 $11,105,000 $358,226 $4,279 2.99%
KANSAS CITY, MO-KS (FHA|USDA|VA) 46 $10,180,000 $221,304 $2,407 3.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $10,045,000 $271,486 $2,370 3.03%
Granbury, TX (FHA|USDA|VA) 29 $9,415,000 $324,655 $6,163 3.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 41 $8,925,000 $217,683 $4,462 3.23%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 49 $7,735,000 $157,857 $2,854 3.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 23 $7,605,000 $330,652 $3,359 3.10%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $7,430,000 $309,583 $3,005 3.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 26 $7,290,000 $280,385 $2,691 3.09%
ANCHORAGE, AK (FHA|USDA|VA) 18 $7,210,000 $400,556 $2,838 3.03%
Huntsville, TX (FHA|USDA|VA) 14 $6,870,000 $490,714 $13,373 3.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 28 $6,550,000 $233,929 $4,077 3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 23 $6,105,000 $265,435 $3,772 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $5,910,000 $295,500 $3,004 2.81%
CHEYENNE, WY (FHA|USDA|VA) 24 $5,850,000 $243,750 $3,787 3.14%
FORT COLLINS, CO (FHA|USDA|VA) 19 $5,635,000 $296,579 $2,914 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 32 $5,610,000 $175,313 $5,126 3.20%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $5,300,000 $331,250 $4,327 2.91%
FRESNO, CA (FHA|USDA|VA) 24 $4,830,000 $201,250 $4,301 3.29%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $4,605,000 $418,636 $2,773 2.95%
TALLAHASSEE, FL (FHA|USDA|VA) 24 $4,340,000 $180,833 $4,654 3.16%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 12 $4,340,000 $361,667 $6,915 2.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 21 $4,335,000 $206,429 $3,378 3.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $4,160,000 $260,000 $3,881 3.11%
COLUMBUS, OH (FHA|USDA|VA) 23 $4,065,000 $176,739 $2,846 2.95%
Stephenville, TX (FHA|USDA|VA) 10 $4,000,000 $400,000 $7,264 3.39%
OKLAHOMA CITY, OK (FHA|USDA|VA) 21 $3,995,000 $190,238 $4,288 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $3,970,000 $283,571 $5,367 3.04%
UTICA-ROME, NY (FHA|USDA|VA) 14 $3,950,000 $282,143 $4,032 3.08%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 17 $3,835,000 $225,588 $3,616 3.25%
Lebanon, NH-VT (FHA|USDA|VA) 19 $3,795,000 $199,737 $4,963 3.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,750,000 $312,500 $3,020 3.24%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $3,745,000 $288,077 $2,638 3.05%
RENO, NV (FHA|USDA|VA) 15 $3,725,000 $248,333 $3,631 3.03%
TULSA, OK (FHA|USDA|VA) 18 $3,700,000 $205,556 $4,234 3.17%
RICHMOND, VA (FHA|USDA|VA) 15 $3,575,000 $238,333 $3,326 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $3,510,000 $250,714 $3,419 3.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 14 $3,440,000 $245,714 $4,769 2.99%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $3,415,000 $227,667 $4,203 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 13 $3,115,000 $239,615 $2,773 3.18%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $3,000,000 $187,500 $2,624 2.94%
LUBBOCK, TX (FHA|USDA|VA) 10 $2,950,000 $295,000 $4,071 3.03%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10 $2,930,000 $293,000 $2,144 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 13 $2,855,000 $219,615 $3,956 3.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,830,000 $283,000 $2,041 3.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 17 $2,575,000 $151,471 $3,497 2.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $2,570,000 $257,000 $5,312 2.99%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,565,000 $366,429 $2,556 2.86%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,445,000 $271,667 $3,150 3.17%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $2,230,000 $159,286 $2,470 2.94%
SANTA FE, NM (FHA|USDA|VA) 12 $2,230,000 $185,833 $4,618 3.01%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $2,215,000 $201,364 $2,943 3.16%
MIDLAND, TX (FHA|USDA|VA) 8 $2,200,000 $275,000 $3,186 3.27%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $2,175,000 $310,714 $3,781 2.86%
Brenham, TX (FHA|USDA|VA) 5 $2,165,000 $433,000 $9,597 3.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,135,000 $427,000 $5,746 2.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,130,000 $177,500 $2,773 3.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,095,000 $232,778 $3,132 2.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $2,095,000 $190,455 $5,901 3.27%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,175 2.91%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $2,045,000 $185,909 $2,906 2.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,030,000 $203,000 $2,622 2.88%
Athens, TX (FHA|USDA|VA) 6 $2,020,000 $336,667 $2,980 3.19%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,985,000 $283,571 $5,046 2.93%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $1,940,000 $194,000 $3,829 3.11%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $1,940,000 $323,333 $7,041 2.48%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 8 $1,930,000 $241,250 $3,409 2.84%
BEND, OR (FHA|USDA|VA) 4 $1,930,000 $482,500 $6,786 3.03%
BATON ROUGE, LA (FHA|USDA|VA) 9 $1,895,000 $210,556 $2,611 3.06%
ABILENE, TX (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,153 3.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $1,885,000 $269,286 $3,652 2.86%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,885,000 $377,000 $3,264 3.08%
Mineral Wells, TX (FHA|USDA|VA) 10 $1,880,000 $188,000 $2,959 3.00%
Shelton, WA (FHA|USDA|VA) 7 $1,855,000 $265,000 $5,714 2.91%
TYLER, TX (FHA|USDA|VA) 11 $1,835,000 $166,818 $3,431 3.15%
JACKSON, MS (FHA|USDA|VA) 10 $1,810,000 $181,000 $2,975 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $1,785,000 $137,308 $2,490 2.94%
WACO, TX (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,810 3.17%
GREELEY, CO (FHA|USDA|VA) 6 $1,760,000 $293,333 $3,456 2.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,715,000 $343,000 $3,990 2.80%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $1,685,000 $240,714 $2,140 3.18%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,670,000 $278,333 $4,114 3.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $1,640,000 $205,000 $3,509 2.70%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $2,206 3.16%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,620,000 $270,000 $2,284 3.02%
Breckenridge, CO (FHA|USDA|VA) 3 $1,615,000 $538,333 $5,329 2.88%
TOLEDO, OH (FHA|USDA|VA) 12 $1,590,000 $132,500 $3,714 3.14%
Gainesville, TX (FHA|USDA|VA) 5 $1,565,000 $313,000 $5,168 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,560,000 $260,000 $3,080 3.29%
Durango, CO (FHA|USDA|VA) 3 $1,545,000 $515,000 $4,890 3.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,540,000 $770,000 $3,503 2.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,505,000 $215,000 $4,286 3.02%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,911 3.41%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $1,460,000 $243,333 $3,465 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,399 3.13%
WICHITA, KS (FHA|USDA|VA) 11 $1,445,000 $131,364 $2,084 3.08%
AMARILLO, TX (FHA|USDA|VA) 8 $1,420,000 $177,500 $1,736 3.02%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,415,000 $202,143 $2,233 3.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,400,000 $233,333 $4,616 2.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,526 2.96%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,065 3.02%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,315,000 $146,111 $2,373 3.18%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,290,000 $215,000 $2,978 2.73%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,240,000 $206,667 $1,613 3.08%
MODESTO, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $1,260 3.08%
El Campo, TX (FHA|USDA|VA) 4 $1,210,000 $302,500 $6,028 3.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,959 3.03%
MANHATTAN, KS (FHA|USDA|VA) 7 $1,205,000 $172,143 $1,743 2.95%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,619 2.94%
MADISON, WI (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,594 2.83%
MEDFORD, OR (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,722 2.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $1,145,000 $104,091 $3,130 3.56%
Alexandria, MN (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,251 3.03%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,125,000 $375,000 $1,607 3.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,115,000 $223,000 $5,723 2.93%
Gillette, WY (FHA|USDA|VA) 3 $1,085,000 $361,667 $6,849 3.00%
Hilo, HI (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,475 2.97%
Edwards, CO (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $10,086 2.88%
BILLINGS, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $2,470 3.04%
TOPEKA, KS (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,946 3.33%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,912 2.80%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,016 3.19%
LANCASTER, PA (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,290 3.30%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,702 2.94%
TUCSON, AZ (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,657 2.78%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,374 3.13%
MONROE, MI (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,002 3.31%
BELLINGHAM, WA (FHA|USDA|VA) 3 $995,000 $331,667 $2,334 3.08%
PUEBLO, CO (FHA|USDA|VA) 5 $985,000 $197,000 $3,651 2.83%
ROCHESTER, NY (FHA|USDA|VA) 6 $960,000 $160,000 $3,922 3.08%
COLUMBIA, SC (FHA|USDA|VA) 4 $960,000 $240,000 $3,668 3.06%
STOCKTON, CA (FHA|USDA|VA) 3 $925,000 $308,333 $2,584 3.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $925,000 $185,000 $4,040 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $910,000 $227,500 $5,211 3.41%
SYRACUSE, NY (FHA|USDA|VA) 7 $905,000 $129,286 $4,739 3.36%
CASPER, WY (FHA|USDA|VA) 4 $900,000 $225,000 $3,050 3.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $895,000 $298,333 $3,142 3.29%
Kerrville, TX (FHA|USDA|VA) 3 $895,000 $298,333 $6,913 3.04%
WILLIAMSPORT, PA (FHA|USDA|VA) 8 $880,000 $110,000 $2,957 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 3 $875,000 $291,667 $2,654 3.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $875,000 $291,667 $3,633 2.88%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $865,000 $288,333 $5,373 3.08%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $865,000 $288,333 $4,208 3.00%
Montrose, CO (FHA|USDA|VA) 4 $860,000 $215,000 $5,724 2.72%
LAWRENCE, KS (FHA|USDA|VA) 4 $860,000 $215,000 $1,649 2.66%
Salina, KS (FHA|USDA|VA) 5 $835,000 $167,000 $2,458 3.15%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $830,000 $138,333 $4,350 2.96%
LAWTON, OK (FHA|USDA|VA) 5 $825,000 $165,000 $4,419 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 2 $820,000 $410,000 $360 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $795,000 $265,000 $1,561 3.33%
Statesboro, GA (FHA|USDA|VA) 3 $795,000 $265,000 $4,102 2.88%
MORGANTOWN, WV (FHA|USDA|VA) 4 $760,000 $190,000 $2,861 3.28%
GAINESVILLE, FL (FHA|USDA|VA) 4 $760,000 $190,000 $2,437 3.44%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $755,000 $151,000 $4,411 3.23%
ST. GEORGE, UT (FHA|USDA|VA) 2 $750,000 $375,000 $3,750 2.94%
ROANOKE, VA (FHA|USDA|VA) 3 $745,000 $248,333 $1,376 2.42%
VISALIA, CA (FHA|USDA|VA) 5 $735,000 $147,000 $3,389 3.20%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $725,000 $241,667 $3,550 3.08%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $720,000 $360,000 $7,142 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 5 $715,000 $143,000 $3,884 2.93%
LONGVIEW, TX (FHA|USDA|VA) 4 $700,000 $175,000 $4,165 3.22%
MORRISTOWN, TN (FHA|USDA|VA) 2 $700,000 $350,000 $4,384 2.63%
LOGAN, UT-ID (FHA|USDA|VA) 2 $690,000 $345,000 $4,704 3.31%
Fernley, NV (FHA|USDA|VA) 2 $670,000 $335,000 $1,434 3.06%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $660,000 $165,000 $1,457 3.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $660,000 $165,000 $4,452 2.97%
ROCHESTER, MN (FHA|USDA|VA) 2 $650,000 $325,000 $2,103 3.00%
MADERA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $6,816 3.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $630,000 $157,500 $3,003 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $625,000 $208,333 $6,135 2.79%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $625,000 $125,000 $2,759 3.30%
Vidalia, GA (FHA|USDA|VA) 2 $620,000 $310,000 $1,202 3.63%
WENATCHEE, WA (FHA|USDA|VA) 2 $620,000 $310,000 $9,794 3.56%
LaGrange, GA-AL (FHA|USDA|VA) 2 $620,000 $310,000 $4,892 3.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $615,000 $205,000 $3,748 3.58%
Fremont, OH (FHA|USDA|VA) 5 $615,000 $123,000 $3,050 3.33%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $605,000 $201,667 $3,860 3.17%
Fredericksburg, TX (FHA|USDA|VA) 2 $600,000 $300,000 $6,712 3.44%
Bozeman, MT (FHA|USDA|VA) 2 $590,000 $295,000 $1,592 3.19%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $585,000 $195,000 $5,089 3.04%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $575,000 $191,667 $3,052 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $575,000 $191,667 $5,484 3.21%
MIDLAND, MI (FHA|USDA|VA) 3 $565,000 $188,333 $1,109 2.79%
MOBILE, AL (FHA|USDA|VA) 2 $560,000 $280,000 $1,266 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $560,000 $280,000 $5,237 3.19%
Palestine, TX (FHA|USDA|VA) 3 $555,000 $185,000 $3,472 2.71%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $550,000 $275,000 $4,717 3.50%
FARGO, ND-MN (FHA|USDA|VA) 2 $550,000 $275,000 $8,198 3.06%
LEBANON, PA (FHA|USDA|VA) 3 $545,000 $181,667 $4,984 3.38%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $535,000 $178,333 $4,246 3.42%
REDDING, CA (FHA|USDA|VA) 3 $535,000 $178,333 $2,980 2.79%
OWENSBORO, KY (FHA|USDA|VA) 3 $525,000 $175,000 $3,109 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $525,000 $175,000 $1,200 3.13%
READING, PA (FHA|USDA|VA) 3 $515,000 $171,667 $3,724 2.63%
BINGHAMTON, NY (FHA|USDA|VA) 2 $510,000 $255,000 $6,343 3.13%
JOPLIN, MO (FHA|USDA|VA) 2 $510,000 $255,000 $1,312 2.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $495,000 $495,000 $4,051 3.63%
VALLEJO, CA (FHA|USDA|VA) 1 $485,000 $485,000 $2,636 3.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $485,000 $485,000 $381 2.75%
Lake City, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,623 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $480,000 $240,000 $2,095 3.69%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $480,000 $240,000 $2,253 3.13%
FAIRBANKS, AK (FHA|USDA|VA) 2 $470,000 $235,000 $3,801 2.81%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $465,000 $465,000 $2,320 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $465,000 $465,000 $3,234 3.38%
GETTYSBURG, PA (FHA|USDA|VA) 3 $465,000 $155,000 $3,625 3.08%
DECATUR, IL (FHA|USDA|VA) 2 $460,000 $230,000 $0 3.31%
VICTORIA, TX (FHA|USDA|VA) 2 $460,000 $230,000 $3,551 2.50%
Pearsall, TX (FHA|USDA|VA) 1 $445,000 $445,000 $7,295 3.13%
BOISE CITY, ID (FHA|USDA|VA) 3 $445,000 $148,333 $3,365 3.00%
SUMTER, SC (FHA|USDA|VA) 2 $440,000 $220,000 $4,899 2.94%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $435,000 $435,000 $541 3.63%
Elkins, WV (FHA|USDA|VA) 2 $430,000 $215,000 $3,301 3.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $430,000 $215,000 $2,762 3.19%
LIMA, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,753 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $430,000 $215,000 $3,572 2.69%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $425,000 $141,667 $1,486 2.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $1,012 3.38%
APPLETON, WI (FHA|USDA|VA) 2 $420,000 $210,000 $2,871 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $415,000 $415,000 $2,118 3.50%
Brainerd, MN (FHA|USDA|VA) 1 $405,000 $405,000 $10,007 3.00%
EL PASO, TX (FHA|USDA|VA) 4 $400,000 $100,000 $3,475 2.84%
Rock Springs, WY (FHA|USDA|VA) 2 $400,000 $200,000 $2,262 3.06%
OCALA, FL (FHA|USDA|VA) 3 $395,000 $131,667 $2,855 3.00%
Seneca, SC (FHA|USDA|VA) 1 $395,000 $395,000 $2,176 2.88%
Riverton, WY (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $385,000 $385,000 $7,167 2.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $1,561 3.06%
Aberdeen, WA (FHA|USDA|VA) 2 $380,000 $190,000 $3,109 3.06%
SAVANNAH, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,444 3.00%
Marietta, OH (FHA|USDA|VA) 2 $370,000 $185,000 $1,240 2.69%
Richmond-Berea, KY (FHA|USDA|VA) 1 $365,000 $365,000 $1,998 2.38%
Forest City, NC (FHA|USDA|VA) 1 $365,000 $365,000 $2,998 3.38%
Salem, OH (FHA|USDA|VA) 1 $365,000 $365,000 $9,051 3.50%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $350,000 $175,000 $1,970 2.94%
Brownwood, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,457 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $345,000 $345,000 $4,974 2.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $345,000 $345,000 $3,556 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.50%
Ardmore, OK (FHA|USDA|VA) 1 $345,000 $345,000 $2,529 2.75%
MONROE, LA (FHA|USDA|VA) 2 $340,000 $170,000 $1,531 3.19%
Craig, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.75%
DeRidder, LA (FHA|USDA|VA) 1 $335,000 $335,000 $2,479 3.50%
Pullman, WA (FHA|USDA|VA) 1 $335,000 $335,000 $923 3.38%
Tupelo, MS (FHA|USDA|VA) 1 $335,000 $335,000 $3,926 2.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $335,000 $111,667 $3,876 2.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $330,000 $165,000 $2,318 3.31%
HATTIESBURG, MS (FHA|USDA|VA) 2 $330,000 $165,000 $2,772 3.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $315,000 $315,000 $720 2.88%
Muscatine, IA (FHA|USDA|VA) 1 $315,000 $315,000 $6,486 2.63%
Fort Dodge, IA (FHA|USDA|VA) 3 $315,000 $105,000 $3,474 3.21%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $310,000 $155,000 $2,961 2.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $310,000 $155,000 $1,391 2.69%
MANSFIELD, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,295 3.50%
CHARLESTON, WV (FHA|USDA|VA) 2 $300,000 $150,000 $5,529 3.06%
BURLINGTON, NC (FHA|USDA|VA) 2 $300,000 $150,000 $2,274 2.88%
PEORIA, IL (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.00%
Hobbs, NM (FHA|USDA|VA) 1 $295,000 $295,000 $3,615 3.25%
Outside of Metro Areas 1 $295,000 $295,000 $10,730 4.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,290 3.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $290,000 $145,000 $5,121 3.25%
CHICO, CA (FHA|USDA|VA) 2 $290,000 $145,000 $3,607 2.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $290,000 $145,000 $4,627 3.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $2,977 3.25%
Bennington, VT (FHA|USDA|VA) 1 $285,000 $285,000 $6,275 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $280,000 $140,000 $3,043 2.75%
Paris, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,384 2.94%
VALDOSTA, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,867 3.13%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $280,000 $140,000 $1,811 2.75%
KINGSTON, NY (FHA|USDA|VA) 1 $275,000 $275,000 $6,076 3.13%
New Castle, PA (FHA|USDA|VA) 1 $275,000 $275,000 $11,420 3.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $275,000 $275,000 $8,239 3.50%
Douglas, GA (FHA|USDA|VA) 1 $275,000 $275,000 $5,156 3.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $270,000 $135,000 $1,770 3.25%
Los Alamos, NM (FHA|USDA|VA) 1 $265,000 $265,000 $2,923 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,572 3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,029 2.75%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $265,000 $265,000 $147 3.88%
YUMA, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,881 3.38%
YAKIMA, WA (FHA|USDA|VA) 2 $260,000 $130,000 $3,078 2.75%
Athens, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,262 2.75%
Minden, LA (FHA|USDA|VA) 1 $255,000 $255,000 $4,952 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $4,718 3.38%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $255,000 $255,000 $4,830 3.63%
McComb, MS (FHA|USDA|VA) 1 $255,000 $255,000 $7,539 3.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,566 2.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $255,000 $255,000 $6,126 2.50%
Red Bluff, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,079 3.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,756 3.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $255,000 $255,000 $6,763 3.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $255,000 $255,000 $6,487 3.38%
Ellensburg, WA (FHA|USDA|VA) 1 $245,000 $245,000 $1,180 2.63%
Bainbridge, GA (FHA|USDA|VA) 1 $245,000 $245,000 $1,896 3.38%
SALEM, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,995 3.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,680 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,638 3.50%
Chillicothe, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,770 3.38%
ROME, GA (FHA|USDA|VA) 1 $245,000 $245,000 $5,659 3.25%
Ponca City, OK (FHA|USDA|VA) 2 $240,000 $120,000 $2,933 2.69%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,969 3.00%
Fort Polk South, LA (FHA|USDA|VA) 1 $235,000 $235,000 $10,395 3.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,679 2.50%
FLORENCE, SC (FHA|USDA|VA) 1 $235,000 $235,000 $701 3.00%
JONESBORO, AR (FHA|USDA|VA) 1 $235,000 $235,000 $2,735 2.88%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.63%
Fairmont, WV (FHA|USDA|VA) 1 $235,000 $235,000 $5,244 3.50%
Sandusky, OH (FHA|USDA|VA) 1 $235,000 $235,000 $780 3.25%
AKRON, OH (FHA|USDA|VA) 1 $235,000 $235,000 $1,227 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $235,000 $235,000 $6,995 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $230,000 $115,000 $1,517 2.94%
Garden City, KS (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.88%
Campbellsville, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,811 3.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $225,000 $225,000 $9,437 2.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $225,000 $225,000 $2,678 2.75%
ODESSA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,441 3.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,844 3.38%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $225,000 $225,000 $2,117 2.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $225,000 $225,000 $4,046 3.38%
Mount Pleasant, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,729 2.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $215,000 $215,000 $1,573 3.00%
Oxford, MS (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.50%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,345 2.75%
Jacksonville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,972 3.63%
Wilson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $1,230 3.13%
Pahrump, NV (FHA|USDA|VA) 1 $215,000 $215,000 $4,423 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $210,000 $105,000 $2,960 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,339 3.25%
Atchison, KS (FHA|USDA|VA) 1 $205,000 $205,000 $937 3.63%
Cleveland, MS (FHA|USDA|VA) 1 $205,000 $205,000 $1,338 3.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,934 2.88%
Kalispell, MT (FHA|USDA|VA) 1 $205,000 $205,000 $7,428 2.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $205,000 $205,000 $5,368 2.50%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $8,535 3.13%
Española, NM (FHA|USDA|VA) 1 $195,000 $195,000 $6,091 2.63%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $6,206 2.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,129 2.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,363 3.50%
Lamesa, TX (FHA|USDA|VA) 3 $195,000 $65,000 $3,057 3.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $5,043 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $195,000 $195,000 $2,921 2.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $195,000 $195,000 $238 3.25%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,463 3.13%
Oneonta, NY (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.13%
Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,435 3.00%
Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $3,212 3.63%
Batesville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,264 2.75%
Moberly, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,721 3.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,701 3.63%
Coos Bay, OR (FHA|USDA|VA) 1 $185,000 $185,000 $5,093 2.50%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,758 2.75%
Roswell, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,240 3.88%
London, KY (FHA|USDA|VA) 1 $175,000 $175,000 $1,001 2.63%
Mitchell, SD (FHA|USDA|VA) 1 $175,000 $175,000 $3,692 3.25%
Watertown, SD (FHA|USDA|VA) 1 $175,000 $175,000 $8,904 2.63%
Bay City, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,799 3.13%
McAlester, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,179 3.38%
WHEELING, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,558 2.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,443 3.00%
LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,688 2.38%
Traverse City, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,336 3.00%
Barre, VT (FHA|USDA|VA) 1 $165,000 $165,000 $3,380 3.13%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,098 3.25%
Somerset, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,968 3.25%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,019 3.38%
SALINAS, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,871 2.63%
Mountain Home, AR (FHA|USDA|VA) 1 $165,000 $165,000 $3,525 3.00%
Storm Lake, IA (FHA|USDA|VA) 2 $160,000 $80,000 $2,601 3.19%
DOVER, DE (FHA|USDA|VA) 1 $155,000 $155,000 $4,492 2.88%
Cañon City, CO (FHA|USDA|VA) 1 $155,000 $155,000 $3,421 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $155,000 $155,000 $1,527 2.50%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,337 2.88%
Clearlake, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,502 2.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,217 3.50%
Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,371 3.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,143 3.25%
Pampa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,450 3.00%
Pittsburg, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,517 2.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,296 3.25%
RACINE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,315 2.63%
Paducah, KY-IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,449 3.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $145,000 $145,000 $3,763 2.38%
Elko, NV (FHA|USDA|VA) 1 $145,000 $145,000 $6,146 2.50%
Centralia, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,863 2.88%
Athens, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,150 3.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $145,000 $145,000 $3,148 3.50%
Marion, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,472 3.25%
JACKSON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,115 4.00%
Clovis, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,081 3.88%
Columbus, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,855 2.50%
Sonora, CA (FHA|USDA|VA) 1 $135,000 $135,000 $2,579 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,397 3.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,993 2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $1,248 3.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,347 2.88%
Port Angeles, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,788 3.13%
Mountain Home, ID (FHA|USDA|VA) 1 $135,000 $135,000 $3,196 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,479 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,718 3.25%
Huntingdon, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,313 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,463 2.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,592 2.75%
Safford, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $1,662 3.25%
Kingsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,670 3.25%
Albert Lea, MN (FHA|USDA|VA) 1 $115,000 $115,000 $1,380 3.88%
Escanaba, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,557 3.75%
Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,849 3.63%
Boone, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,004 3.00%
Union City, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,166 2.75%
Galesburg, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,305 3.38%
ENID, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,102 3.50%
Sevierville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,366 2.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,932 2.88%
Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,877 3.50%
MERCED, CA (FHA|USDA|VA) 1 $105,000 $105,000 $2,109 2.75%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,829 2.25%
Willmar, MN (FHA|USDA|VA) 1 $105,000 $105,000 $917 2.63%
Plainview, TX (FHA|USDA|VA) 1 $105,000 $105,000 $1,660 3.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $105,000 $105,000 $2,548 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,702 3.25%
Manitowoc, WI (FHA|USDA|VA) 1 $95,000 $95,000 $3,588 2.88%
Lexington, NE (FHA|USDA|VA) 1 $85,000 $85,000 $7,307 2.88%
Andrews, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,137 3.38%
Dumas, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
Malvern, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,312 2.88%
Corsicana, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,424 2.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $2,079 2.88%
Emporia, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,029 3.50%
Show Low, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $2,079 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $75,000 $75,000 $2,968 3.00%
Owatonna, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,789 2.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,289 3.00%
Mason City, IA (FHA|USDA|VA) 1 $65,000 $65,000 $3,845 3.38%
Whitewater, WI (FHA|USDA|VA) 1 $65,000 $65,000 $1,178 3.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $65,000 $65,000 $2,608 3.13%
DuBois, PA (FHA|USDA|VA) 1 $65,000 $65,000 $2,674 3.50%
Searcy, AR (FHA|USDA|VA) 1 $65,000 $65,000 $1,344 3.25%
Duncan, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,936 2.88%
FARMINGTON, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.00%
Bonham, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.88%
Alice, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.50%

Colonial Savings F.a.'s top markets include Dallas, Houston, San Antonio, Austin, and Denver among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,379 $1,155,535,000 $263,881 $4,181 3.08%
FHA 208 $46,030,000 $221,298 $6,663 3.13%
VA 204 $58,500,000 $286,765 $5,808 2.94%

For the 2021 period, Colonial Savings F.a.'s most frequently originated loan type of loans were Conventional, with 4,379 originations. Their 2nd most popular type is FHA, with 208 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,849 $410,555,000 $222,042 $3,446 2.93%
Home Purchase 1,683 $568,995,000 $338,084 $5,414 3.16%
Cash Out Refi 1,205 $269,645,000 $223,772 $4,350 3.17%
Other 53 $10,005,000 $188,774 $4,205 3.74%
NA 1 $865,000 $865,000 $0 4.25%

For the 2021, Colonial Savings F.a.'s most frequently cited loan purpose of loans were Refi, with 1,849 originations. The 2nd most popular reason of loans were Home Purchase, with 1,683 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,816 $784,400,000 $278,551 $4,118 3.21%
15 Year 1,167 $222,375,000 $190,553 $3,263 2.72%
20 Year 363 $77,555,000 $213,650 $3,387 3.06%
30+ year 251 $139,275,000 $554,880 $14,169 3.34%
10 Year 113 $16,805,000 $148,717 $2,867 2.66%
Other 81 $19,655,000 $242,654 $3,798 3.38%

For the 2021, Colonial Savings F.a.'s most frequently cited loan length of loans were 30 Year, with 2,816 originations. The 2nd most popular length of loans were 15 Year, with 1,167 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,736 $387,890,000 $223,439
$<1k 1,445 $360,625,000 $249,567
$2k-3k 530 $127,510,000 $240,585
$3k-4k 476 $141,450,000 $297,164
$5k+ 389 $202,045,000 $519,396

$4,118 of loans were Colonial Savings F.a.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,736 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,114 $605,610,000 $286,476
2.5-3% 2,075 $525,855,000 $253,424
<2.5% 480 $107,230,000 $223,396
4-5% 114 $20,780,000 $182,281
5-6% 4 $420,000 $105,000
6-7% 4 $170,000 $42,500

During 2021, Colonial Savings F.a.'s average interest rate of loans were 3.21%, while their most frequently originated rate bucket of loans were 3-4%, with 2,114 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,106 $587,100,000 $278,775 $4,219 3.07%
$100k-200k 1,619 $243,095,000 $150,151 $3,281 3.02%
$400k-600k 533 $255,435,000 $479,240 $6,775 3.13%
$100,000 or less 353 $27,325,000 $77,408 $2,587 3.24%
$600k-1MM 150 $110,990,000 $739,933 $11,180 3.19%
$1MM+ 30 $36,120,000 $1,204,000 $12,066 3.14%

2021 saw Colonial Savings F.a. place emphasis on $200k-400k loans with 2,106 originations, totaling $587,100,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,274 $344,450,000 $270,369 $4,365 3.06%
$50k-75k 937 $173,295,000 $184,947 $3,688 3.08%
$150k-250k 925 $330,105,000 $356,870 $5,361 3.09%
$75k-100k 872 $192,680,000 $220,963 $4,032 3.08%
$50k or less 420 $57,460,000 $136,810 $3,339 3.12%
$250k+ 279 $141,715,000 $507,939 $6,478 3.11%

Colonial Savings F.a. lent most frequently to those with incomes in the $100k-150k range, with 1,274 originations. The second most popular income band? $50k-75k, with 937 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,207 $301,175,000 $249,524 $3,823 3.03%
30-36% 951 $256,085,000 $269,280 $4,305 3.09%
<20% 445 $99,695,000 $224,034 $3,450 2.93%
42% 226 $67,840,000 $300,177 $6,087 3.11%
41% 188 $58,930,000 $313,457 $5,824 3.18%
37% 178 $48,160,000 $270,562 $4,749 3.14%
44% 176 $42,770,000 $243,011 $4,073 3.16%
38% 176 $49,970,000 $283,920 $5,349 3.09%
39% 165 $51,045,000 $309,364 $5,866 3.12%
36% 161 $44,525,000 $276,553 $4,641 3.17%
40% 159 $48,435,000 $304,623 $5,451 3.18%
43% 156 $39,800,000 $255,128 $4,374 3.18%
45% 119 $31,175,000 $261,975 $4,016 3.09%
49% 113 $30,095,000 $266,327 $4,286 3.07%
46% 105 $26,015,000 $247,762 $3,812 3.11%
47% 90 $22,970,000 $255,222 $4,436 3.15%
48% 81 $19,945,000 $246,235 $3,946 3.10%
50-60% 28 $5,590,000 $199,643 $3,364 3.08%
>60% 5 $1,125,000 $225,000 $5,053 3.50%

Colonial Savings F.a. lent most frequently to those with DTI ratios of 20-30%, with 1,207 originations. The next most common DTI ratio? 30-36%, with 951 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,591 $948,135,000 $264,031 $4,349 3.08%
Not provided 730 $187,000,000 $256,164 $4,147 3.08%
Black 288 $68,390,000 $237,465 $4,717 3.10%
Asian 125 $41,345,000 $330,760 $5,136 2.98%
American Indian 32 $9,050,000 $282,813 $5,223 3.01%
Native Hawaiian 9 $2,015,000 $223,889 $4,676 2.93%
Other Asian 7 $1,305,000 $186,429 $3,425 3.34%
Not applicable 1 $865,000 $865,000 $0 4.25%
Vietnamese 2 $690,000 $345,000 $2,269 3.00%
Asian Indian 1 $455,000 $455,000 $13,884 2.75%
Filipino 2 $400,000 $200,000 $3,622 3.38%
Other Pacific Islander 2 $220,000 $110,000 $2,768 3.06%
Korean 1 $195,000 $195,000 $2,389 3.50%

Approval Rates

Total approvals of all applications
87.17%

Colonial Savings F.a. has an average approval rate.

Pick Rate

Approvals leading to origination
37.18%

Colonial Savings F.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 4,791 $1,260,065,000 $263,007

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,791 $1,260,065,000 $263,007

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 407 $66,775,000 $164,066 $3,226 2.89%
40-60% 1,150 $243,890,000 $212,078 $3,402 2.94%
60-80% 1,828 $509,730,000 $278,846 $4,407 3.13%
80-100% 1,346 $428,530,000 $318,373 $5,391 3.16%
Over 100% 18 $6,460,000 $358,889 $13,826 3.19%
Under 20% 42 $4,680,000 $111,429 $2,025 3.70%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Colonial Mortgage Service Co. Of America Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Colonial Savings, F.A. 2600 West Freeway Fort Worth, TX 76102 Limited, Drive-thru $640,652
Colonial Savings, F.A. 10860 North Beach Fort Worth, TX 76244 Full Service B&M $3,096
Colonial Savings, F.A. 110 N Main St Cleburne, TX 76033 Full Service B&M $16,227
Colonial Savings, F.A. 1605 South Bowen Road Arlington, TX 76013 Full Service B&M $13,063
Colonial Savings, F.A. 217 South Stemmons Lewisville, TX 75067 Full Service B&M $32,585
Colonial Savings, F.A. 2626c West Freeway Fort Worth, TX 76102 Full Service B&M $49,990
Colonial Savings, F.A. 4900 Colleyville Blvd Colleyville, TX 76034 Full Service B&M $45,178
Colonial Savings, F.A. 5250 Hwy 78 Suite 100 Sachse, TX 75048 Full Service B&M $20,203
Colonial Savings, F.A. 7317 Oakmont Blvd Fort Worth, TX 76132 Full Service B&M $33,023

For 2021, Colonial Savings F.a. had 9 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $43,509
Net interest income $42,762
Total noninterest income $76,125
Gross Fiduciary activities income $0
Service charges on deposit accounts $76
Trading account gains and fees $0
Additional Noninterest Income $76,049
Pre-tax net operating income $10,164
Securities gains (or losses, -) $-181
Income before extraordinary items $9,958
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $9,958
Minority interest net income $0
Net income $9,958
Sale, conversion, retirement of capital stock, net $0
Net operating income $10,139

Colonial Savings F.a.'s gross interest income from loans was $43,509,000.
Colonial Savings F.a.'s net interest income from loans was $42,762,000.
Colonial Savings F.a.'s fee based income from loans was $76,000.
Colonial Savings F.a.'s net income from loans was $9,958,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $747
Provision for credit losses $1,515
Total noninterest expense $107,208
Salaries and employee benefits $76,936
Premises and equipment expense $9,700
Additional noninterest expense $20,572
Applicable income taxes $25
Net charge-offs $127
Cash dividends $0

Colonial Savings F.a.'s interest expense for loans was $747,000.
Colonial Savings F.a.'s payroll and benefits expense were $76,936,000.
Colonial Savings F.a.'s property, plant and equipment expenses $9,700,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 9.0%
Real Estate loans 9.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 58.0%
1-4 family residential loans 10.0%
HELOC loans 0.0%
All other family 10.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $736,249
Deposits held in domestic offices $736,249
Deposits by Individuals, partnerships, and corporations $726,347
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $9,405
Deposits by Commercial banks and other depository institutions in U.S. $497
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $246,627
Demand deposits $188,595
Nontransaction accounts $489,622
Money market deposit accounts (MMDAs) $326,917
Other savings deposits (excluding MMDAs) $25,399
Total time deposits $137,306
Total time and savings deposits $547,654
Noninterest-bearing deposits $445,767
Interest-bearing deposits $290,482
Retail deposits $640,133
IRAs and Keogh plan accounts $14,468
Brokered deposits $90,938
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,089,286
Cash & Balances due from depository institutions $47,501
Interest-bearing balances $39,224
Total securities $61,802
Federal funds sold & reverse repurchase $0
Net loans and leases $706,194
Loan and leases loss allowance $6,914
Trading account assets $0
Bank premises and fixed assets $10,374
Other real estate owned $7
Goodwill and other intangibles $210,057
All other assets $53,351

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,089,286
Total Liabilities $854,142
Total deposits $736,249
Interest-bearing deposits $290,482
Deposits held in domestic offices $736,249
% insured (estimated) $94
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $85,000
Subordinated debt $0
All other liabilities $32,893

Issued Loan Types

Type Value (in 000's)
Net loans and leases $706,194
Loan and leases loss allowance $6,914
Total loans and leases (domestic) $713,108
All real estate loans $703,308
Real estate loans in domestic offices $703,308
Construction and development loans $62,599
Residential 1-4 family construction $61,039
Other construction, all land development and other land $1,560
Loans secured by nonfarm nonresidential properties $33,207
Nonfarm nonresidential secured by owner-occupied properties $33,207
Commercial real estate & other non-farm, non-residential $0
Multifamily residential real estate $346
1-4 family residential loans $607,156
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $7,684
To non-U.S. addressees $0
Loans to individuals $2,103
Credit card loans $0
Related Plans $11
Consumer Auto Loans $622
Other loans to individuals $1,470
All other loans & leases $13
Loans to foreign governments and official institutions $0
Other loans $13
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $46
Restructured Loans & leases $27,988
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Colonial Savings F.A. had $706,194,000 of loans outstanding in 2021. $703,308,000 of loans were in real estate loans. $62,599,000 of loans were in development loans. $346,000 of loans were in multifamily mortgage loans. $607,156,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 33 $10,013 $303,424
Nonfarm, nonresidential loans - <$100k 3 $190 $63,333
Nonfarm, nonresidential loans - $100-250k 12 $1,645 $137,083
Nonfarm, nonresidential loans - $250k-1MM 18 $8,178 $454,333
Commercial & Industrial, US addressed loans - <$1MM 51 $6,215 $121,863
Commercial & Industrial, US addressed loans - <$100k 17 $562 $33,059
Commercial & Industrial, US addressed loans - $100-250k 27 $2,852 $105,630
Commercial & Industrial, US addressed loans - $250k-1MM 7 $2,801 $400,143